Tag Archives: FinTech

Dark Matter Technologies enables secure AI agents inside the Empower LOS for regulated lending

This release makes Dark Matter the first LOS provider to support AI agents to securely interact with Dark Matter's LOS platform using Model Context Protocol

JACKSONVILLE, Fla., Feb. 25, 2026 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the launch of a new capability on the Dark Matter Developer Platform, enabling lenders to use AI agents securely within the regulated mortgage environment.

Image caption: Dark Matter Technologies.

Lenders are increasingly exploring AI to reduce manual work and speed access to information, but they need to do so while remaining secure and compliant. Building on top of a traditional loan origination system (LOS), APIs require significant programming skills. AI agents, on the other hand, can be built and managed by business teams and still benefit from the security, auditability and compliance of the API platform.

Model Context Protocol, an open-source standard for connecting AI applications to external systems, addresses that gap by enabling AI agents to interact with the Empower® LOS platform through a secure, managed gateway. Rather than giving AI tools direct access to loan data, the gateway validates user identity, enforces permissions, limits data exposure and creates a complete audit trail for every request. Dark Matter manages all gateway infrastructure and monitoring, while lenders remain responsible for building and deploying their AI agents.

In practice, lenders can deploy AI agents, allowing employees to ask natural-language questions about pipeline status, tasks or upcoming closings. Users see only the information they are authorized to access. All requests pass through Dark Matter’s gateway, where security and compliance controls are applied before results are returned. This capability also allows lenders to connect AI agents to other internal systems, such as customer relationship management (CRM), servicing or billing platforms, to bring new innovative solutions to life.

“By managing the secure communication layer — identity, permissions, monitoring and auditability — we give lenders the freedom to innovate with AI on top of Empower while maintaining full control and compliance,” said Vikas Rao, chief technology officer at Dark Matter Technologies. “This is the foundation lenders have been missing.”

“We believe in helping clients realize their innovative ideas, while still staying secure and compliant,” said Sean Dugan, chief executive officer of Dark Matter Technologies. “This capability allows teams to use AI to surface information faster, reduce manual effort and support day-to-day workflows — all while keeping humans firmly in control of lending decisions. It’s all about driving measurable efficiency gains without introducing new compliance risk.”

Empower LOS customers can enable the capability now through the Dark Matter Developer Platform with support from Dark Matter’s implementation team.

ABOUT DARK MATTER TECHNOLOGIES:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers powerful technology with unparalleled automation and relentless innovation to leading mortgage lenders, servicers and companies nationwide. For more information, visit https://www.dmatter.com.

X: @dmattertech #fintech #mortgage

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NEWS SOURCE: Dark Matter Technologies

This press release was issued on behalf of the news source (Dark Matter Technologies), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-enables-secure-ai-agents-inside-the-empower-los-for-regulated-lending/

Friday Harbor introduces dynamic pre-underwriting to help LOs structure deals that qualify and close

Income and Asset Sandbox lets lenders run income and asset scenarios against product guidelines and investor requirements in real time

SEATTLE, Wash., Feb. 24, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced the launch of Income and Asset Sandbox, a new set of capabilities that allows lending teams to structure income and asset decisions in real time without committing changes prematurely or stepping outside program guidelines. The capabilities are designed to help loan officers structure deals that qualify and close earlier in the origination process.

Image caption: Friday Harbor.

Qualification of income and assets is among the most judgment-intensive and error-prone areas of mortgage underwriting. Small decisions about which documents to include, how to average variable income or whether to count a particular asset can materially affect eligibility and loan structure. Income and Asset Sandbox brings structure and visibility to that process earlier, when teams still have flexibility.

With Income and Asset Sandbox, lenders can instruct Friday Harbor’s AI income agent to include or exclude specific income streams, assets and supporting documentation within a live loan file and see qualifying income recalculated immediately. Teams can toggle the inclusion of documents, adjust averaging periods for variable earnings or test asset-based scenarios, all according to the loan product’s specific program, AUS findings and applicable guidelines.

Income and Asset Sandbox operates within Friday Harbor’s AI pre-underwriting platform. It reads borrower documents, compares them to the loan application and evaluates them against agency rules and lender overlays. Calculations are grounded in the documentation in real time, ensuring results reflect what can actually be supported, not hypotheticals.

“Income decisions rarely fit into neat templates, especially as borrower scenarios grow more complex,” said Theo Ellis, founder and CEO of Friday Harbor. “Our Income and Asset Sandbox gives teams a way to structure deals earlier in the process, with transparency into how each income and asset decision impacts eligibility and the path to close.”

Income and Asset Sandbox is supported by Friday Harbor’s Loan File Companion, a file-scoped AI assistant that helps teams understand how specific structuring decisions impact eligibility. Users can ask questions directly within the loan file and receive responses tied to source documents, AUS findings and policy references, keeping scenario analysis grounded in documentation while preserving lender judgment and underwriting accountability.

Lenders can learn more about Friday Harbor’s Income and Asset Sandbox or request a demo at https://fridayharbor.ai.

About Friday Harbor

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve potential issues earlier in the origination process. By analyzing borrower documents, appraisals and income calculations against investor guidelines and lender overlays, the platform helps teams deliver cleaner files, achieve fewer underwriting touches and improve individual productivity. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech #underwriting #incomesandbox

NEWS SOURCE: Friday Harbor

This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-introduces-dynamic-pre-underwriting-to-help-los-structure-deals-that-qualify-and-close/

Vertyx and Great Lakes Credit Union launch CUSO to support modernized mortgage servicing for credit unions

BANNOCKBURN, Ill., and NEW YORK, N.Y., Feb. 24, 2026 (SEND2PRESS NEWSWIRE) — Vertyx, a provider of intelligent mortgage servicing technology built for enhanced portfolio performance, today announced it has partnered with Great Lakes Credit Union (GLCU), through its CUSO holding company GLCU Holdings LLC, to launch Vertyx CUSO LLC, a newly formed credit union service organization (CUSO) dedicated to transforming mortgage servicing with a member-first philosophy and shared, credit union focused technology.

Image caption: Vertyx, Inc. logo.

The launch follows a year of significant growth for Vertyx within the credit union ecosystem. The formation of Vertyx CUSO LLC formalizes the company’s commitment to serving as a long-term technology partner for innovative mortgage servicing teams across the credit union industry.

“Mortgage servicing has traditionally been treated as a cost center and a source of friction for both members and operations teams,” said Vertyx Co-Founder Ayo Opeyemi. “Vertyx CUSO was created to change that dynamic by enabling credit unions to retain key member relationships while transforming servicing into a driver of loyalty, efficiency and portfolio growth.”

As a credit union service organization, Vertyx CUSO LLC enables credit unions to share technology and expertise while accessing modern servicing capabilities that would be difficult to build independently. The CUSO structure reinforces Vertyx’s commitment to collaboration, scalability and long-term value creation for the credit union industry.

Vertyx delivers a mortgage servicing platform designed to help financial institutions retain servicing, modernize operations and reduce dependence on legacy systems. The platform provides a single source of truth by centralizing portfolio data, embedding automated compliance into daily workflows and supporting faster, data-driven decision-making, while an API-first architecture allows credit unions to connect with existing vendors without costly proprietary integrations and reduce operational risk.

“Vertyx has been a phenomenal partner for Mortgage Forward, our wholly owned CUSO, in helping us elevate the mortgage servicing experience for our members,” said Michael Abraham, CEO of GLCU Holdings LLC and Chief Strategy Officer at Great Lakes Credit Union. “We are excited to deepen this partnership and continue to innovate on mortgage servicing solutions that provide real value to the credit union movement.”

Learn more about Vertyx CUSO LLC here: https://vertyx.io/company/cuso.

About GLCU

Founded in 1938 and headquartered in Northern Illinois, Great Lakes Credit Union is banking for a greater good. As a not-for-profit financial cooperative with more than $1.4 billion in assets, GLCU is proud to serve 115,000 members in Chicagoland and surrounding areas, and to give back to its members and communities through education, volunteerism, and partnerships. Learn more about GLCU’s accounts, educational initiatives, and community development programs at www.glcu.org.

About Vertyx

Vertyx delivers intelligent servicing with proven results. Designed to transform loan servicing from a cost center into a profit engine, the Vertyx platform streamlines servicing operations through intelligent workflow automation while converting portfolio data into actionable retention and cross-sell opportunities. With intelligence embedded directly into the servicing lifecycle, Vertyx reduces manual work and delays common in legacy environments, lowering cost-to-serve and operational risk. Vertyx also helps teams move faster with confidence by embedding compliance into everyday workflows—supporting stronger outcomes for homeowners, servicers, and investors across the mortgage lifecycle. Visit https://vertyx.io/ to learn more.

NEWS SOURCE: Vertyx

This press release was issued on behalf of the news source (Vertyx), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/vertyx-and-great-lakes-credit-union-launch-cuso-to-support-modernized-mortgage-servicing-for-credit-unions/

FirstClose and TruStage form partnership to accelerate dynamic credit union lending documentation

AUSTIN, Texas, Feb. 19, 2026 (SEND2PRESS NEWSWIRE) — FirstClose™, Inc., a leading fintech provider of data and workflow solutions for mortgage and home equity lenders nationwide, today announced a strategic partnership with TruStage to embed TruStage’s dynamic document engine within the FirstClose platform.

Image caption: FirstClose and TruStage form partnership to accelerate dynamic credit union lending documentation.

“Partnering with TruStage supports our commitment to giving lenders a modern documentation experience that reduces friction for both teams and members,” said Tedd Smith, chief executive officer of FirstClose. “FirstClose manages the data, workflow and delivery, while TruStage brings deep expertise in applying lender-configured compliance rules to dynamically generate documents, which will add meaningful efficiencies across the lending process.”

Under the partnership, FirstClose provides the structured data captured during initial intake and eligibility and manages document logistics, including borrower delivery and e-sign workflows. TruStage’s dynamic document engine automatically selects the appropriate documents based on real-time analysis of each transaction and lender-defined rules and compliance requirements, generating a warranted list of required disclosures and other documents without requiring lenders to build and maintain custom document groups for each product. This helps support accuracy and consistency across home-equity and mortgage lending processes.

“This collaboration allows TruStage to extend our document capabilities into the FirstClose platform in a way that respects how lenders configure and manage compliance,” said Chris Appie, president of the Compliance Solutions business at TruStage. “By applying lender-defined rules and requirements to data provided by FirstClose, we help institutions maintain control while supporting a more efficient lending experience.”

The integration is expected to be delivered in 2026.

About TruStage

TruStage® is a financially strong insurance and financial services provider, built on the philosophy of people helping people, meeting the needs of middle-market consumers and the businesses that serve them since day one. We believe a brighter financial future should be accessible to everyone, and our products and solutions help people confidently make financial decisions that work for them at every stage of life. With a culture rooted and focused on creating a more equitable society and financial system, we are deeply committed to giving back to our communities and improving the lives of those we serve today and tomorrow. For more information, visit www.trustage.com.

About FirstClose

Headquartered in Austin, Texas, FirstClose, Inc. provides fintech solutions to HELOC and mortgage lenders nationwide. The company’s mission is to increase profitability and reduce costs for mortgage lenders. FirstClose makes this possible through offering systems and relationships that enable lenders to assist their borrowers more effectively, reduce closing costs, and ultimately shorten closing times. For more information, visit firstclose.com.

NEWS SOURCE: FirstClose

This press release was issued on behalf of the news source (FirstClose), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/firstclose-and-trustage-form-partnership-to-accelerate-dynamic-credit-union-lending-documentation/

Secured Signing Reaches a Major Milestone: Now SOC 2® Type 2 Compliant

Reinforcing Industry-Leading Security Standards for Digital Transactions

MOUNTAIN VIEW, Calif., Feb. 18, 2026 (SEND2PRESS NEWSWIRE) — Secured Signing, a leader in Digital Signatures and Remote Online Notarization (RON) solutions, is proud to announce that it has officially achieved SOC 2® Type 2 compliance. This isn’t just another certificate on the wall. Following a grueling, comprehensive audit by the experts at Sensiba LLP, this achievement serves as a formal, third-party validation of our unwavering commitment to protecting your most sensitive information.

At Secured Signing, security is viewed not merely as a feature, but as the foundation of the entire platform. While many organizations seek Type 1 compliance, a “snapshot” of controls at a single point in time, the Type 2 audit is a more demanding, long-term evaluation. It confirms that Secured Signing’s security systems are not only well-designed but have operated effectively over an extended period.

“Attaining SOC 2 Type 2 compliance is our way of honoring the trust our customers place in us,” says Mike Eyal, CEO of Secured Signing. “It proves that we don’t just ‘talk the talk’ we live these security standards every single day to ensure the integrity of every document processed through our platform.”

WHAT THIS MEANS FOR OUR CUSTOMERS

At Secured Signing, we recognize that our customers entrust us with their most sensitive legal and professional assets. Achieving SOC 2® Type 2 compliance is a testament to that trust, providing independent assurance that every document, signature, and data point is handled with the highest level of integrity.

HERE IS HOW OUR “SECURITY-FIRST” PHILOSOPHY PROTECTS YOUR BOTTOM LINE:

Trust That Scales: By choosing Secured Signing for your Digital Signature and Remote Online Notarization (RON) needs, you’re not just buying a tool; you’re gaining a partner. We provide independent assurance required by legal, financial, and government institutions to move fast without compromising safety.
The Ultimate Defense for RON: Remote Online Notarizations involve “life event” data—the most sensitive information a person can share. Our SOC 2® Type 2 status provides a battle-tested layer of protection for video recordings, biometric ID verification, and confidential records.
Long-Term Data Confidentiality: In an era of evolving cyber threats, our compliance proves that your data is shielded by effective, long-term security measures. We ensure your confidential business assets remain private, yesterday, today, and tomorrow.
Hardened Audit Trails: Every signature comes with a story. We protect the metadata and digital audit trails that make your signatures legally binding, ensuring they are admissible and tamper-proof in any jurisdiction.

THE BEGINNING OF A NEW STANDARD

While we are incredibly proud of this achievement, we aren’t slowing down. The digital landscape is always changing, and we are committed to staying three steps ahead. We will continue to invest in the latest deepfake-resistant technology and identity verification to ensure we remain the most trusted name in digital transactions.

We want to thank the team at Sensiba LLP for their partnership and, most importantly, you, our customers, for trusting us to protect your most important assets.

ABOUT SECURED SIGNING

Secured Signing delivers a comprehensive and secure SaaS platform that unifies eSignatures, digital signatures, Remote Online Notarization (RON), IPEN, and advanced video-based signing solutions. With built-in real-time identity verification and deepfake resistant technology, the platform ensures that every signer is authenticated with confidence. Designed for organizations with strict security and legal compliance requirements, Secured Signing empowers businesses worldwide to sign, verify, and notarize documents through one trusted, all-in-one digital signing experience.‑based signing solutions.

With built‑in real‑time identity verification and deepfake‑resistant technology, the platform ensures every signer is authenticated with confidence. Designed for organizations with strict security and legal‑compliance requirements, Secured Signing empowers businesses worldwide to sign, verify, and notarize documents through one trusted, all‑in‑one digital signing experience. https://www.securedsigning.com/

MULTIMEDIA

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NEWS SOURCE: Secured Signing

This press release was issued on behalf of the news source (Secured Signing), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/secured-signing-reaches-a-major-milestone-now-soc-2-type-2-compliant/

OCCU selects Floify to support scalable, member-centric lending

AI-enabled point-of-sale platform to streamline the lending experience from application to funded loan

BOULDER, Colo., Feb. 17, 2026 (SEND2PRESS NEWSWIRE) — Floify, the mortgage industry’s leading point-of-sale (POS) solution, today announced that OCCU has selected Floify to support its next phase of member-centric lending and long-term growth. OCCU is a member-owned, not-for-profit credit union based in Eugene, Oregon, with more than 284,000 members.

Image caption: OCCU selects Floify to support scalable, member-centric lending.

OCCU evaluated new technology as part of a broader effort to modernize its mortgage operations, focusing on improving workflow efficiency, strengthening communication, and ensuring the organization could support future growth in an increasingly competitive marketplace.

During its evaluation, OCCU found that while many vendors offered similar baseline functionality, Floify differentiated itself through its collaborative approach, best-in-class service model and ability to support future growth without disruption.

“Member expectations continue to evolve, and we wanted a solution that supports a truly holistic lending experience while giving us the ability to scale,” said Bill Bolton, vice president, mortgage strategy and planning at OCCU. “Floify stood out not just for its core functionality, but for its approach to partnership. Early on, it was clear that the Floify team understood our vision, where we want to grow and how their forward-thinking roadmap, including enhancements and AI, can get us there.”

Through the partnership, OCCU expects to improve file flow visibility, reduce back-and-forth communication, and deliver more seamless experiences for both loan officers and borrowers. Floify’s streamlined integrations will also help OCCU scale operations while maintaining a high standard of service.

“We’re proud to partner with OCCU as they continue to invest in technology that puts members first,” said Joshua Steffan, SVP and Group General Manager at Porch Group and Interim President and General Manager, Floify. “Their focus on experience, scalability and long-term growth aligns perfectly with how we build and evolve our platform.”

ABOUT FLOIFY:

Floify is a fully configurable point of sale (POS) platform that streamlines the loan process with a secure application, communication and document portal between lenders, borrowers, referral partners and other mortgage stakeholders. Its Dynamic AI feature reimagines the mortgage application process by moving document collection and AI-driven data extraction to the very beginning of the process, allowing borrowers to upload key documents and have applications prepopulated with verified information, accelerating pre-approvals and simplifying the borrower experience. Floify is a subsidiary of Porch Group, Inc. (“Porch Group”) (NASDAQ: PRCH). For more, visit https://floify.com/ or find us on social media at Facebook, LinkedIn or Twitter / X.

ABOUT OCCU:

OCCU is a not-for-profit financial cooperative with more than $3.5 billion in assets. The credit union was founded in Eugene, Oregon, in 1956 and remains headquartered there. OCCU has an expanding network of branches and digital tools to provide its more than 284,000 member-owners with a full suite of financial products and services. Membership is open to anyone living or working in most of Oregon, southwest Idaho and anywhere in Washington. Learn more at MyOCCU.org.

X: @Floify #mortgage #fintech #housingfinance @oregonccu

NEWS SOURCE: Floify

This press release was issued on behalf of the news source (Floify), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/occu-selects-floify-to-support-scalable-member-centric-lending/

Vertyx to showcase intelligent loan servicing technology at MBA Servicing Solutions Conference & Expo

NEW YORK, N.Y., Feb. 10, 2026 (SEND2PRESS NEWSWIRE) — Vertyx, a provider of intelligent mortgage servicing technology built for enhanced portfolio performance, today announced that company Co-Founders Ayo Opeyemi and Moyin Opeyemi will participate in a live demo session during the Mortgage Bankers Association (MBA) Servicing Solutions Conference & Expo, which runs from Feb. 16–19.

Image caption: Vertyx, a provider of intelligent mortgage servicing technology.

Hosted by Julian Hebron of The Basis Point, MBA’s Tech Showcase brings together innovative technology providers for rapid-fire demonstrations designed to help servicers navigate today’s challenging market conditions. Vertyx will showcase its Borrower Relationship Management capability on Tuesday, Feb. 17, 2026, from 12:30-1:30 p.m. on The HUB Stage in Longhorn Hall DE.

Borrower Relationship Management is a new addition to Vertyx’s end-to-end mortgage servicing platform that enables servicers and investors to identify and track retention and recapture opportunities earlier. Using those opportunities, servicing and retention teams can then run outreach campaigns promoting engagement across all borrower touchpoints, including within the borrower portal. Investors using Borrower Relationship Management are able to surface data insights to help provide a clear view of each mortgage’s return and risk profile, enabling well-informed investment decisions to boost returns across their portfolios.

“In today’s environment, servicers face increasing pressure to balance cost control with borrower experience and risk management,” said Co-Founder Ayo Opeyemi. “We’re thrilled to demonstrate how our modern servicing platform is designed to meet those demands by embedding intelligence directly into servicing workflows, reducing manual work, accelerating decision-making and uncovering retention and cross-sell opportunities within servicing portfolios.”

As origination volume fluctuates and new applications decrease, retained servicing and the opportunity it provides has become a critical component for building a sustainable revenue stream. Pre-pandemic borrowers with low rates are locked in with their current servicers and may be interested in second-lien products such as HELOCs or home equity loans offered by a timely servicer. On the other hand, post-pandemic borrowers with mortgage rates as high as 7% are beginning to seek out better options and lower rates. Borrower Relationship Management helps lenders identify borrowers who may be considering these expanded loan options and conduct timely, efficient outreach to bolster retention and cross-sell efforts.

“Servicing is no longer just about managing loans. It is a direct lever for profitability, borrower loyalty, and long-term portfolio performance,” said Co-Founder Moyin Opeyemi. “By surfacing the right opportunities and enabling targeted campaigns across borrower touchpoints, Vertyx helps servicers move from reactive servicing to proactive relationship management that drives measurable results.”

Vertyx executives will be available at booth 412 to provide additional information throughout the conference. Learn more about Vertyx here: https://vertyx.io/.

About Vertyx

NEWS SOURCE: Vertyx

To view the original story, visit: https://www.send2press.com/wire/vertyx-to-showcase-intelligent-loan-servicing-technology-at-mba-servicing-solutions-conference-expo/

Elevate, Dark Matter Technologies’ servicing platform, gains momentum with new signings and technology enhancements

Client growth and ongoing enhancements strengthen Elevate's role across the servicing lifecycle

JACKSONVILLE, Fla., Feb. 2, 2026 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced continued client momentum that includes a multi-year renewal with Arbor Bank and a new client signing with Covey Financial, as well as tighter integration of its Elevate ℠ Loan Servicing Solution (Elevate) and the Empower® loan origination system (LOS).

Image caption: Dark Matter Technologies.

Arbor Bank recently renewed its Elevate servicing platform agreement for an additional five years, citing a strong partnership and the platform’s ability to support evolving servicing needs. Covey Financial selected Elevate to help reduce manual processes, support a small servicing team and accommodate the unique loan products it services, including specialized community-focused programs.

Together, these client wins reflect how organizations are increasingly evaluating servicing technology based on automation, flexibility and vendor partnership, particularly as servicing teams are asked to do more with fewer resources.

Elevate is designed to help servicers operate more efficiently by automating high-effort, time-sensitive servicing activities, including scheduled investor reporting and transmissions, as well as interim servicing workflows. This automation provides servicing teams with clear visibility into what is being generated and delivered.

Elevate includes a native, web-based consumer portal that supports common self-service activities, helping to reduce call volume and manual follow-up. Borrowers can securely make payments and access key account information, while servicers benefit from fewer routine interactions and a more consistent borrower experience.

Designed to support a broad range of loan types, Elevate accommodates mortgage and home equity loans alongside many consumer and commercial products. This flexibility enables institutions to consolidate their servicing operations within a single platform, thereby reducing system complexity and enhancing operational consistency.

Although Elevate is LOS-agnostic, lenders that originate on the Empower LOS and service on Elevate benefit from tighter integration, which supports a more streamlined transition from closing to onboarding and servicing. With borrower, loan, and property data already captured during the origination process, servicers can reduce duplicate data handling and accelerate setup, improving time-to-first-payment and lowering operational risk. The integrated approach also positions lenders to better support retention strategies, using servicing-held loans and borrower context to inform timely outreach for refinancing, home equity or other recapture opportunities, in line with lender-defined rules and compliance requirements.

“We are tightly focused on supporting clients with a proven servicing platform that continues to evolve based on how it is used in real-world operations,” said Sean Dugan, CEO of Dark Matter Technologies. “By integrating Elevate with the Empower LOS, we make it easier for lenders to move loans from origination into servicing without added steps or duplication of effort. Backed by a team that understands servicing firsthand, this integration gives clients greater consistency across the servicing lifecycle.”

Formerly known as CMS Servicing, Elevate moved to Dark Matter Technologies in 2024, following Dark Matter’s acquisition by Constellation Software.

SEE IT ALL AT MBA SERVICING:

Dark Matter will showcase integration of the Elevate Loan Servicing Solution with the Empower LOS at MBA’s Servicing Solutions Conference & Expo, Feb. 16–19, 2026, in Grapevine, Texas. Visit the Dark Matter booth #616 to see demos, explore use cases for full and interim servicing, and learn how to unify origination and servicing on a single technology ecosystem.

ABOUT DARK MATTER TECHNOLOGIES:

X: @dmattertech #fintech #mortgage #MBAServicing26

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NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/elevate-dark-matter-technologies-servicing-platform-gains-momentum-with-new-signings-and-technology-enhancements/

ACES Quality Management Acquires Basecap Analytics, Expanding Enterprise Data Quality Capabilities

DENVER, Colo., Jan. 27, 2026 (SEND2PRESS NEWSWIRE) — ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced its acquisition of Basecap Analytics, an established enterprise data quality platform trusted by leading financial institutions. The acquisition enhances ACES’ ability to deliver end-to-end quality management by expanding its platform to include enterprise-wide data quality automation.

Image caption: ACES Quality Management.

Integrating the BaseCap platform expands the capabilities of ACES Quality Management & Control Software® to include advanced data validation and more intelligent quality control functionality. This unified platform empowers lenders and financial institutions to automate processes from data ingestion through defect identification while ensuring greater accuracy and compliance. By combining ACES’s proven enterprise audit automation with BaseCap’s dynamic rule-based data engine, ACES will deliver an even more powerful way to manage risk, streamline workflows and elevate quality across the enterprise.

“ACES and Basecap share a common mission to improve quality, confidence, transparency and compliance in financial services through technology built with the customer in mind,” said Trevor Gauthier, chief executive officer of ACES Quality Management. “By bringing together our talented teams and combining Basecap’s proven technology with ACES’ industry-leading platform and people-first approach, we’re enhancing our ability to help financial institutions achieve greater accuracy, consistency and control across their quality management programs.”

Founded in 2016, BaseCap Analytics delivers data quality solutions that directly connect to enterprise loan data to help financial institutions monitor and test data at scale, surface defects earlier and strengthen operational performance. Its products support key use cases such as population testing to uncover pockets of risk, automated data quality checks across the enterprise and loan acquisition quality reviews that improve customer experience and reduce costs.

“I’m proud of what the BaseCap team and my co-founder, Nicolas Guillen, have built and grateful to the customers who trusted us with critical, enterprise-scale work,” said Steven Smith, chief executive officer and co-founder of BaseCap Analytics. “BaseCap reached a pivotal moment where pairing its innovation with greater scale and distribution unlocks the next phase of growth. Our platform already supports some of the largest and most complex financial institutions, and combining it with ACES creates an even stronger foundation for what comes next.”

About ACES Quality Management

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation’s most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control® Software to improve audit throughput and quality while controlling costs, including:

Over 70% of the top 20 independent mortgage lenders;
7 of the top 10 loan servicers;
11 of the top 30 banks; and
3 of the top 5 credit unions in the United States.

Unlike other quality control platforms, ACES Flexible Audit Technology® enables independent mortgage lenders and financial institutions to easily manage and customize the system to their specific needs without relying on IT or outside resources. With ACES’ AI-powered capabilities, audit teams can translate complexity into clear insights and accelerate performance.

Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

NEWS SOURCE: ACES Quality Management

This press release was issued on behalf of the news source (ACES Quality Management), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/aces-quality-management-acquires-basecap-analytics-expanding-enterprise-data-quality-capabilities/

Vertyx Expands Mortgage Servicing Platform with Portfolio Retention and Engagement Measurement Tools for Servicers and Investors

NEW YORK, N.Y., Jan. 27, 2026 (SEND2PRESS NEWSWIRE) — Vertyx, a provider of intelligent mortgage servicing technology built for enhanced portfolio performance, today announced the release of Borrower Relationship Management, a new capability within its end-to-end mortgage servicing platform designed to help servicers and investors identify retention and recapture opportunities earlier, deliver timely outreach through borrower channels and measure engagement.

Image caption: Vertyx, Inc. logo.

Borrower Relationship Management is designed around three stakeholders in the mortgage lifecycle — the borrower, the servicer and the investor — with the goal of helping institutions protect portfolio value while delivering a higher-quality servicing experience. This feature surfaces mortgages within your portfolio that may need attention based on a proprietary blend of leading indicators.

Servicing and retention teams can use those signals to create promotional offers, define eligibility criteria, and run outreach campaigns that place targeted messages across all borrower touchpoints, such as online portals and borrower-facing statements. Offer-level tracking, including digital views and clicks, helps teams evaluate effectiveness and refine outreach.

Homeowners can then see those offers through the borrower portal, where offers are presented based on the borrower’s mortgage, including the ability to surface distinct offers for each loan. The same activity drives reporting that helps servicers and investors understand coverage and engagement to adjust outreach accordingly. That feedback loop supports timely, relevant outreach that fits naturally into the borrower experience.

“Servicing teams need tools that help them stay ahead of borrower needs while keeping the experience helpful and human,” said Ayo Opeyemi, co-founder of Vertyx. “Borrower Relationship Management builds on our platform’s foundation to help servicers engage homeowners in the right moments through the channels they already use.”

For investors, Borrower Relationship Management leverages AI to generate analytics that guide the understanding of each mortgage’s return and risk profile. These insights help investors support more informed decisions when loan performance changes, including delinquency scenarios, and provide the visibility needed to boost returns across their portfolios. Investors can also drill down from portfolio-level insights into a specific loan to review underlying servicing details such as payment history and cash received. The platform also considers relationship value at the borrower level, including cases where a homeowner has multiple loans, to help institutions prioritize high-value relationships and identify responsible opportunities to deepen engagement.

“Servicing data has traditionally been difficult for investors to access in a timely, usable way,” said Moyin Opeyemi, co-founder of Vertyx. “By bringing loan-level value signals and engagement insights together with portfolio visibility, investors and servicers can prioritize attention and respond earlier when performance or payoff risk starts to shift.”

Borrower Relationship Management is delivered as part of Vertyx’s end-to-end mortgage servicing platform, composed of Edge, the core servicing system where servicing teams work; myAxis, the borrower portal; and Lynk, the investor portal. The platform was built to modernize servicing operations with a cloud-based, real-time architecture and to support stronger visibility for all stakeholders across the life of the loan. Vertyx is designed to support borrower communications and self-service through secure interactions and configurable borrower experiences.

To learn how Vertyx is helping organizations optimize their portfolios or to schedule an introductory conversation, visit https://vertyx.io or contact connect@vertyx.io.

About Vertyx

NEWS SOURCE: Vertyx

To view the original story, visit: https://www.send2press.com/wire/vertyx-expands-mortgage-servicing-platform-with-portfolio-retention-and-engagement-measurement-tools-for-servicers-and-investors/

ACES Quality Management Grows Audit Volume and Market Share, Advances AI Innovation and Industry Leadership in 2025

DENVER, Colo., Jan. 13, 2026 (SEND2PRESS NEWSWIRE) — ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, continued to support its customers through a challenging mortgage market in 2025 by sustaining audit scale, advancing AI-driven quality control innovation and delivering trusted regulatory and defect trend insight.

Image caption: ACES Quality Management.

Even as origination volumes remained subdued, ACES clients processed millions of loans during the year, reinforcing the platform’s place in day-to-day quality control, compliance and risk management operations.

In 2025, ACES:

Processed approximately 8.6 million loans through the ACES platform, reflecting sustained audit scale during a low-volume mortgage market.
Grew client base by adding many financial services industry leaders, including multiple top 20 credit unions, top 20 international banks, and leading service providers.
Reviewed 245 regulatory publications, a 38% increase year over year.
Published 379 Compliance NewsHub articles and 81 regulatory calendar items to help financial professionals track evolving requirements.
Made almost 20,900 changes to the ACES Managed Questionnaires, maintaining alignment with GSE and Agency eligibility requirements, along with federal and state regulatory changes.
Continued to deliver its free Mortgage QC Industry Trends Reports and QC Now webinars, providing lenders and servicers with data-driven insight into defect trends, underwriting performance and emerging quality risks.
Launched ACES Intelligence™, the mortgage industry’s first AI-powered quality control engine, enabling natural-language loan selection, automated exception writing, executive audit summaries and real-time PII detection to significantly reduce manual review time.
ACES advanced its enterprise data strategy with the general availability of ACES DATABRIDGE, enabling customers to extract, manage and report on their ACES data using their own tools and environments.

“Every market cycle tests whether systems, processes and partnerships can hold up under pressure,” said Trevor Gauthier, CEO of ACES Quality Management. “Our focus has always been on building technology and expertise that our customers can trust. When scrutiny increases and margins tighten, quality becomes even more critical. That’s where disciplined execution, transparency and proven solutions make the difference.”

ACES hosted its annual ACES ENGAGE conference in 2025, bringing together quality control, risk and compliance professionals for peer learning and collaboration. Separately, the company continued to advance its “I Stand for Quality” movement, which promotes a shared commitment to elevating lending standards across the mortgage industry.

Additional 2025 achievements for ACES include:

Selected to the HousingWire TECH100 list for the 11th consecutive year, recognizing sustained innovation in mortgage technology.
Recognition as one of the Best Places to Work in Financial Technology for the third straight year by Arizent and Best Companies Group.
HousingWire Tech Trendsetter recognition for EVP of Information Technology Ben Mahan for leadership in AI-driven quality control innovation.
HousingWire Rising Star recognition for Principal Application Architect Josh Reed, reflecting ACES’ depth of technical and product leadership.

About ACES Quality Management

Over 70% of the top 20 independent mortgage lenders;
7 of the top 10 loan servicers;
11 of the top 30 banks; and
3 of the top 5 credit unions in the United States.

Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

NEWS SOURCE: ACES Quality Management

To view the original story, visit: https://www.send2press.com/wire/aces-quality-management-grows-audit-volume-and-market-share-advances-ai-innovation-and-industry-leadership-in-2025/

Friday Harbor adds Fannie Mae’s Income Calculator to its AI Originator Assistant

Integration enables faster, more accurate income calculations for self-employed and rental income borrowers while reducing buyback risk

SEATTLE, Wash., Jan. 6, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced the integration of its AI Originator Assistant with Fannie Mae’s Income Calculator. The new connection enables lenders to instantly calculate qualifying income for borrowers with self-employment or rental income and gain enforcement relief from representations and warranties on the income calculation for conventional loans.

Image caption: Friday Harbor.

The Fannie Mae Income Calculator uses federal tax return data to calculate a borrower’s qualifying income, addressing one of the top five sources of loan quality defects found in post-purchase reviews. By integrating this capability directly into Friday Harbor’s AI Originator Assistant, lenders can identify income issues at the start of the loan process, improve underwriting accuracy and give loan officers the confidence to move deals forward without fear of costly buybacks.

“Income calculations for self-employment and rental income are among the most complex and error-prone in mortgage lending,” said Theo Ellis, CEO and co-founder of Friday Harbor. “By bringing Fannie Mae’s Income Calculator into Friday Harbor, we’re putting a powerful solution for these scenarios directly in the hands of thousands of lenders to improve accuracy, protect loan salability and give borrowers greater clarity earlier in the process.”

“Complex income scenarios used to slow us down and create uncertainty for our sales team and borrowers,” said Susan Schmidt, senior vice president of operations at Mason McDuffie Mortgage Corporation. “Now we can get answers instantly, make confident decisions up front and move loans forward with fewer surprises.”

The Income Calculator works alongside Friday Harbor’s borrower-specific checklist, real-time AI underwriting and scenario desk to simplify reviews of self-employment, business ownership and rental income. Loan officers and processors can upload tax returns, receive instant qualifying income results, resolve flagged issues with clear guidance and retain the Findings Report to maintain eligibility for rep and warrant relief.

Lenders can learn more about Friday Harbor’s integration with Fannie Mae’s Income Calculator or request a demo at https://fridayharbor.ai.

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech @FannieMae #income #selfemployed

NEWS SOURCE: Friday Harbor

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-adds-fannie-maes-income-calculator-to-its-ai-originator-assistant/

LenderLogix expands LiteSpeed POS with native eSignature for borrowers and loan teams

LiteSpeed eSign delivers an Encompass-optimized, zero-detour eSignature workflow with in-portal signing and automatic eFolder storage, including audit trails

BUFFALO, N.Y., Dec. 16, 2025 (SEND2PRESS NEWSWIRE) — LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced LiteSpeed eSign, a fully native eSignature experience built into the LiteSpeed point of sale (POS) platform. Serving both sides of the mortgage process, LiteSpeed eSign enables lenders to tag and request documents for electronic signatures directly in Encompass without the need to switch platforms.

Image caption: LenderLogix.

LiteSpeed eSign enables borrowers to sign documents directly within their LiteSpeed dashboard with a mobile-ready tap-to-sign workflow that helps improve completion rates and reduce manual follow-up tasks. To ensure security, borrowers authenticate using mobile or email two-factor authentication when opening signature requests from their LiteSpeed dashboard. Signed disclosures are automatically added to the loan’s Encompass eFolder with a full audit trail.

Processors can tag documents directly in the Encompass® eFolder for signature without downloading files, creating third-party signing “envelopes” or switching platforms. LiteSpeed’s eSign tool also streamlines outbound signature requests for third-parties like gift donors, Realtors and other non-borrowers. Loan teams select the documents in Encompass, tag the signature, initial, and date fields, and send the request. LiteSpeed automatically adds the document to the borrower portal and generates borrower signing tasks. Completed documents are then returned to the eFolder, complete with timestamps, IP addresses and a tamper-evident hash.

“Borrowers shouldn’t have to leave the application, nor lenders leave the LOS, just to sign documents,” said Patrick O’Brien, CEO and co-founder of LenderLogix. “LiteSpeed eSign delivers eSignatures within the mortgage workflow to avoid disruptions. It’s a zero-detour experience that reduces friction for borrowers, simplifies the work for loan teams and keeps the signature process connected to the Encompass eFolder from start to finish.”

LiteSpeed eSign is included for LiteSpeed users. Book a demo or watch the feature walkthrough here: https://info.lenderlogix.com/litespeed-esign.

About LenderLogix

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software to meet the needs of today’s mortgage lenders. The company’s suite of products addresses the speed at which today’s real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money. For more information, visit https://lenderlogix.com/.

LOGO link for media: https://info.lenderlogix.com/hs-fs/hubfs/lenderlogix-logo_white.png

NEWS SOURCE: LenderLogix

This press release was issued on behalf of the news source (LenderLogix), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/lenderlogix-expands-litespeed-pos-with-native-esignature-for-borrowers-and-loan-teams/

ACES Quality Management Announces General Availability of ACES DATABRIDGE for Enterprise Data Portability

DENVER, Colo., Dec. 10, 2025 (SEND2PRESS NEWSWIRE) — ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the general availability of its latest innovation, ACES DATABRIDGE, which makes ACES customer data fully portable.

Image caption: ACES Quality Management#xae; (ACES).

ACES DATABRIDGE empowers financial institutions to seamlessly extract, manage and report on their ACES data using their own tools and environments. Designed to meet the evolving needs of compliance and quality control professionals, ACES DATABRIDGE enables secure, flexible and fully configurable data exports from ACES into client-controlled data warehouses.

“With ACES DATABRIDGE, we’re giving our clients unprecedented control over their data,” said Trevor Gauthier, CEO of ACES Quality Management. “Our goal is to make enterprise data truly portable, so organizations can leverage their ACES data for advanced reporting, analytics and compliance on their own terms.”

For more information about ACES DATABRIDGE, visit www.acesquality.com/products/aces-databridge.

About ACES Quality Management

Over 70% of the top 20 independent mortgage lenders;
7 of the top 10 loan servicers;
11 of the top 30 banks; and
3 of the top 5 credit unions in the United States.

Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

IMAGE links for media:

https://www.acesquality.com/uploads/icons/ACES_Databridge_Logo.svg

https://www.acesquality.com/assets/images/aces-logo.svg

NEWS SOURCE: ACES Quality Management

To view the original story, visit: https://www.send2press.com/wire/aces-quality-management-announces-general-availability-of-aces-databridge-for-enterprise-data-portability/

FirstClose Integrates Stewart Home Equity Solutions into OMS to Streamline Lender Workflows

AUSTIN, Texas, Dec. 10, 2025 (SEND2PRESS NEWSWIRE) — FirstClose™, a leading fintech provider of data and workflow solutions for mortgage and home equity lenders nationwide, announced today a new partnership with Stewart Lender Services, a division of Stewart Information Services Corporation (NYSE: STC), that enhances FirstClose’s Order Management System (OMS) with expanded home equity fulfillment capabilities.

Image caption: FirstClose Integrates Stewart Home Equity Solutions into OMS to Streamline Lender Workflows.

Through this partnership, FirstClose OMS users will gain integrated access to Stewart’s comprehensive suite of home equity title, valuation and closing solutions. By streamlining ordering and fulfillment within a single workflow, lenders can reduce manual steps, accelerate decisioning and improve borrower experiences.

“Our home equity fulfillment solutions are designed to help lenders move with speed and confidence,” said Beth Fowler, President of Stewart Lender Services. “By integrating with FirstClose we’re equipping lenders with the tools needed to accelerate loan decisioning, improve operational efficiency, and provide borrowers with a modern, streamlined home equity experience.”

Stewart’s addition to FirstClose OMS provides lenders with data, property reports, title insurance, and an E&O Policy covering home equity loans, offering options and rapid response. Stewart also offers automated title decisioning tools and a streamlined curative process, which supports faster eligibility checks and quicker clear-to-close outcomes for many loan scenarios.

“Partnering with Stewart Lender Services enhances the power of our Order Management System by giving lenders direct access to a broader set of integrated home equity solutions,” said Tedd Smith, CEO of FirstClose. “By unifying data, title, valuation and closing workflows in one place, lenders can shorten cycle times, manage risk and drive growth in the evolving home equity market while also delivering a more seamless experience for borrowers.”

Lenders using FirstClose OMS can also leverage Stewart Valuation Intelligence’s offerings, which include desktop and field appraisals, AVMs, hybrid inspections and analytics that support accurate property valuation and risk assessment. Stewart’s integrated signing and closing services offer multiple options, including mobile notary, remote online notarization (RON), and in-person electronic notarization (IPEN), which enhance convenience and operational efficiency.

About Stewart Lender Services

Stewart Lender Services, part of the Stewart family of companies (NYSE-STC), delivers an integrated suite of solutions that helps lenders accelerate decisions, reduce friction and create better customer experiences from application to close. Whether you’re a credit union, community bank or national lender, you can rely on Stewart as your single-source partner. With advanced technology, deep industry expertise and a customer-centric delivery model designed to adapt to your needs, we help you reduce cycle times, manage risk and stay Next-Move Ready for whatever the market brings next. Learn more here.

About FirstClose

NEWS SOURCE: FirstClose

To view the original story, visit: https://www.send2press.com/wire/firstclose-integrates-stewart-home-equity-solutions-into-oms-to-streamline-lender-workflows/

Lake Michigan Credit Union selects FirstClose Equity Order Management for automated home equity settlement workflows

AUSTIN, Texas, Nov. 20, 2025 (SEND2PRESS NEWSWIRE) — FirstClose™, a leading fintech provider of data and workflow solutions for mortgage and home equity lenders nationwide, announced today that Lake Michigan Credit Union (LMCU) has implemented FirstClose’s Equity Order Management to automate settlement workflows for its home equity lending operations.

Image caption: FirstClose, Inc.

With the implementation of FirstClose Equity Order Management, LMCU will be able to generate and track settlement orders directly within its loan origination system, apply business rules for vendor selection and ensure that completed reports and documents flow seamlessly back into the loan record. By reducing manual touchpoints and eliminating redundant data entry, the integration will deliver faster turnaround times, fewer handoffs, improved lien reporting accuracy and greater efficiency for staff and members alike.

“Home equity is an important way we support our members’ financial needs, and implementing FirstClose Equity Order Management allows us to make that process faster, easier and more reliable,” said Eric Schlagheck, vice president of mortgage processing and home equity lending at Lake Michigan Credit Union. “By streamlining the behind-the-scenes work, we’re able to focus more on delivering the level of service our members expect and deserve.”

“LMCU’s implementation of FirstClose Equity Order Management shows how technology can enhance the member experience by making the home equity process faster and more consistent,” said Tedd Smith, CEO of FirstClose. “We’re proud to support LMCU’s commitment to service by delivering automation and integrated workflows that remove friction for both staff and members.”

Headquartered in Grand Rapids, Mich., LMCU is the largest credit union in the state and one of the largest in the nation, serving more than 600,000 members. The credit union continues to invest in technology that simplifies lending processes and improves member experiences across its financial services portfolio.

FirstClose Equity Order Management is part of the company’s broader platform designed to help lenders reduce costs, improve consistency and accelerate home equity closings.

About FirstClose

NEWS SOURCE: FirstClose

To view the original story, visit: https://www.send2press.com/wire/lake-michigan-credit-union-selects-firstclose-equity-order-management-for-automated-home-equity-settlement-workflows/

DocMagic enhances Total eClose platform with new IPEN capability for broader digital closing flexibility

In-person electronic notarization option strengthens DocMagic's eNotary offering and supports diverse borrower and settlement agent preferences

TORRANCE, Calif., Nov. 20, 2025 (SEND2PRESS NEWSWIRE) — DocMagic, Inc. announced today the availability of its in-person electronic notarization (IPEN) capability, extending the company’s Total eClose™ platform to support more closing scenarios and borrower preferences across the country. IPEN offers lenders, settlement agents, notaries and borrowers an additional digital option for situations where remote online notarization (RON) is not jurisdictionally permitted or simply not the preferred experience.

Image caption: DocMagic, Inc.

While RON remains a powerful tool for digital closings, it is not authorized for real estate transactions in every state. Today, IPEN is permitted in 46 states and the District of Columbia, making it a widely accessible alternative that preserves the benefits of electronic execution even in jurisdictions that do not permit remote notarization. For lenders, this expanded coverage translates into greater operational flexibility and a more consistent eClosing workflow regardless of geography.

“Not every transaction can be remote, but every transaction can be digital,” said Michael Morford, chief technology officer at DocMagic. “By adding IPEN, we’re enabling lenders, settlement agents and notaries to provide the kind of in-person experience many consumers still prefer while maintaining all the efficiency, accuracy and immediacy of an electronic closing.”

A key advantage of IPEN is its flexibility. Where permitted by state law, settlement agents and notaries can switch between RON and IPEN within the same transaction, supporting co-borrowers in different locations or accommodating last-minute changes in borrower availability. The immediate availability of electronically executed documents also shortens post-closing timelines, accelerates funding and reduces costs associated with paper handling.

The addition of IPEN also supports a wide range of borrower preferences. Some clients want hands-on guidance, and others value the relationship and ceremony of an in-person signing. IPEN preserves that face-to-face experience while delivering the efficiency and accuracy of a 100% digital closing, giving lenders a way to meet every borrower where they are without sacrificing speed, accuracy or auditability.

“IPEN rounds out the Total eClose platform so every closing—hybrid, remote or in-person—can be managed through one trusted digital ecosystem,” said Pat Theodora, DocMagic co-founder and CEO. “This enhancement reflects our commitment to supporting all participants in the closing process and helping our clients deliver a consistent digital experience, regardless of the borrower’s location or preference.”

DocMagic’s proprietary IPEN technology works on any connected device with no special hardware or training required. Built on the same trusted foundation as DocMagic’s RON capability, IPEN uses the familiar DocMagic signing interface and is available to all notaries within the company’s nationwide notary network. All RON-capable notaries in the system can also perform IPEN. Optional identity verification tools such as knowledge-based authentication (KBA) and ID Verify remain available but are not required for in-person sessions, creating a faster, more efficient process for both notaries and borrowers.

For more information about DocMagic’s eNotary solutions, including IPEN and RON, visit https://www.docmagic.com/enotary.

About DocMagic:

Founded in 1987, DocMagic, Inc. is a leading provider of compliant document generation, automated compliance, eSignature and comprehensive eMortgage solutions for the mortgage industry. Built with DocMagic’s patented technologies, the company’s solutions facilitate precision-based digital lending transactions, connecting industry participants and ensuring data integrity. Backed by decades of compliance expertise, DocMagic’s in-house specialists monitor legal and regulatory changes at both federal and state levels. For more information on DocMagic, visit www.docmagic.com.

Tags: @DocMagicTech #eClosing #mortgagetech #notary

NEWS SOURCE: DocMagic, Inc.

This press release was issued on behalf of the news source (DocMagic, Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/docmagic-enhances-total-eclose-platform-with-new-ipen-capability-for-broader-digital-closing-flexibility/

Cloudvirga’s Loan Hub equips loan teams with modern tools for managing pipelines, tasks and borrower communication

Streamlined loan processing and underwriting helps lenders deliver a faster, more satisfying mortgage experience for borrowers

IRVINE, Calif., Nov. 13, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced the launch of its new Loan Hub for lenders seeking an optimized loan team experience. The Loan Hub gives loan officers, LO assistants and processors a modern, intuitive workspace to manage their pipelines, collaborate with borrowers and complete key tasks without toggling between systems.

Image caption: Cloudvirga.

As the operational counterpart to Cloudvirga’s consumer-facing Tropos experience, the Loan Hub centralizes loan data, applicant interactions and communication tools, empowering lenders to work smarter and offer borrowers a faster, more seamless journey from application to clear-to-close.

“The Loan Hub keeps teams focused on relationships instead of repetitive clicks,” said Jessica Evett, senior vice president of product strategy and technology operations at Cloudvirga. “It brings the modular power of our Tropos consumer portal to the lender side of the experience, giving teams one intuitive workspace that helps them close loans faster and strengthen borrower satisfaction.”

With the Loan Hub, loan teams can:

Simplify pipeline management: View loans and leads in a customizable dashboard with sortable columns, saved filters and at-a-glance progress tracking.
Accelerate application creation: Initiate new borrower records, start applications and send secure invitations to apply.
Keep loans moving: Add, assign and prioritize tasks for borrowers or team members using lender-configured templates from the Tropos admin portal.
Collaborate and communicate seamlessly: Work in the same application simultaneously, share notes and documents and stay aligned on borrower progress with real-time updates and automated notifications.
Import, export and sync effortlessly: Upload lead lists, export pipeline data, and keep loan data and milestones synced with the loan origination system in real time or at configured intervals.
Engage borrowers proactively: Create and manage targeted campaigns and personalized communications from the loan hub to nurture leads, reengage prospects and strengthen relationships across the pipeline.

The Loan Hub complements Cloudvirga’s Tropos portal, which guides consumers through a modern, intuitive and personalized experience from initial application to clear-to-close, and the admin portal introduced earlier this year, which gives lenders real-time control over organizational settings, permissions and workflow configurations. Together, these solutions give lenders end-to-end flexibility to build borrower-first experiences that adapt quickly to changing market and operational needs.

Lenders can learn more about the Loan Hub by visiting https://www.cloudvirga.com or requesting a personalized demo.

‍About Cloudvirga

Cloudvirga is a leading provider of digital point-of-sale platforms designed to engage borrowers and increase lending efficiency. Its modular solutions help lenders streamline the loan process, improve accuracy and scale operations without sacrificing the human touch. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://www.cloudvirga.com/.

Tags: @Cloudvirga #mortgage #lending

LOGO link for media: https://www.cloudvirga.com/wp-content/uploads/2025/07/Cloudvirga_Horizontal_Logo_blue-1.png

NEWS SOURCE: Cloudvirga Inc.

This press release was issued on behalf of the news source (Cloudvirga Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/cloudvirgas-loan-hub-equips-loan-teams-with-modern-tools-for-managing-pipelines-tasks-and-borrower-communication/

LenderLogix expands LiteSpeed POS with built-in AI-powered agent for mortgage loan officers

AI Sidekick delivers instant insights to improve loan accuracy and reduce loan processing times by up to 40%, leading to increased borrower satisfaction

BUFFALO, N.Y., Nov. 10, 2025 (SEND2PRESS NEWSWIRE) — LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced it has launched AI Sidekick, an artificial intelligence (AI) feature built into the LiteSpeed point-of-sale (POS) platform. AI Sidekick supports loan officers (LOs) with simple tools to instantly review loan files, efficiently update document needs lists and rapidly identify missing data, reducing loan processing times by up to 40%.

Image caption: LenderLogix.

AI Sidekick is designed to support mortgage lending, empowering LOs by streamlining highly manual back-end tasks. It scans and analyzes loan details in seconds, providing LOs with critical insights into potential compliance errors and missing documentation, minimizing risk while improving turnaround time without disrupting current processes. Built with SOC 2–compliant infrastructure and end-to-end encryption, AI Sidekick ensures that borrower data remains fully secure within lenders’ existing Encompass® environments.

AI Sidekick also enables LOs to update borrowers’ needs lists with a single click, reducing manual data entry. By surfacing insights and missing documentation early in the loan process, AI Sidekick improves accuracy, reduces processing time and enhances the borrower experience.

“With AI Sidekick, we’re giving lenders a way to eliminate bottlenecks in the loan process without adding complexity,” said LenderLogix CEO Patrick O’Brien. “It’s not about replacing people but about equipping them with modern tools. AI Sidekick doesn’t interact with borrowers, instead acting as a true copilot for LOs to automate the most time-consuming parts of loan file review so they can focus on what they do best: building relationships and delivering great service.”

Visit https://info.lenderlogix.com/litespeed-ai-sidekick to request a demo.

About LenderLogix

LOGO link for media (white): https://info.lenderlogix.com/hs-fs/hubfs/lenderlogix-logo_white.png

NEWS SOURCE: LenderLogix

To view the original story, visit: https://www.send2press.com/wire/lenderlogix-expands-litespeed-pos-with-built-in-ai-powered-agent-for-mortgage-loan-officers/

Friday Harbor adds appraisal underwriting to its AI Originator Assistant

AI-driven collateral analysis helps lenders identify appraisal issues early, reducing defects and repurchase risk

SEATTLE, Wash., Nov. 6, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced that its AI Originator Assistant now performs collateral analysis alongside credit, income and asset reviews. The enhancement enables lenders to underwrite appraisals and appraisal-related documents with the same precision and consistency the platform already delivers for other loan file components.

Image caption: Friday Harbor.

“The appraisal is one of the most subjective and time-consuming parts of underwriting,” said Theo Ellis, co-founder and CEO of Friday Harbor. “By extending our AI Originator Assistant to collateral review, lenders can identify inconsistencies early, strengthen appraisal quality and ensure every loan aligns with agency standards before it reaches the underwriter.”

Friday Harbor’s appraisal review feature examines structured data, narrative commentary and visual content within appraisal reports to surface potential risk factors ranging from missing or inconsistent details to property and market-level red flags. In addition to confirming that data in the appraisal matches the loan application, the system evaluates market soundness by analyzing comparables and neighborhood trends, and reviews property condition through photos and sketches to flag potential concerns such as damage, infestation or mismatched room counts.

When discrepancies arise, the AI Originator Assistant provides resolution paths that guide originators and processors through the steps needed to resolve issues before they reach underwriting. The new feature supports full appraisals and automated valuation models (AVMs), with built-in checks against Fannie Mae and Freddie Mac guidelines.

As originators and processors resolve appraisal conditions in Friday Harbor, loan files update automatically in the loan origination system through Friday Harbor’s integration with the Encompass LOS from ICE Mortgage Technology and its open APIs that connect with other leading loan origination systems.

Lenders can learn more about appraisal underwriting in Friday Harbor or request a demo at https://fridayharbor.ai.

About Friday Harbor

Tags: #mortgagetech #AI #fintech #collateral #underwriting #valuation #appraisal

NEWS SOURCE: Friday Harbor

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-adds-appraisal-underwriting-to-its-ai-originator-assistant/

PNC Bank Expands Use of Automation from Dark Matter Technologies to Advance Mortgage and Home Equity Innovation

PNC Bank deepens partnership with Dark Matter Technologies to streamline loan operations, enhance decision-making and accelerate its transition to intelligent automation across lending channels

JACKSONVILLE, Fla., Oct. 21, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced that PNC Bank, part of the PNC Financial Services Group, Inc., will extend its use of Dark Matter’s cutting-edge mortgage solutions under a new contract to enhance PNC’s mortgage and home equity lending operations.

Image caption: PNC Bank Expands Use of Automation from Dark Matter Technologies.

Since 2010, PNC Bank has used the Empower® LOS platform from Dark Matter as its core loan origination system to streamline lending processes and improve operational efficiency. The Empower LOS relies on exception-based processing so its human experts can concentrate on higher-level decision-making.

Through extensive use of Dark Matter’s Exchange℠ Service Network and front-end solutions that provide digital lending and account opening solutions, PNC Bank is creating a more efficient, responsive lending environment. Under the new initiative, PNC Bank will expand its use of Dark Matter’s Orchestration Engine, the core workflow automation layer within the Empower LOS that enables intelligent, task-based processing and interoperability with its tools, to improve overall lending efficiency across mortgage and home equity operations.

“Our long-standing partnership with PNC Bank is a testament to our commitment to delivering innovative technological solutions that transform mortgage lending,” said Sean Dugan, CEO of Dark Matter. “By continuously evolving our Empower platform and suite of solutions, we’re helping clients like PNC Bank streamline operations, reduce complexity and create more efficient lending experiences.”

About PNC Bank:

PNC Bank, National Association, is a member of The PNC Financial Services Group, Inc. (NYSE: PNC). PNC is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. For information about PNC, visit: https://www.pnc.com/.

About Dark Matter Technologies:

Twitter: @dmattertech #fintech #mortgage

Logo link for media: https://dmatter.com/wp-content/uploads/dark-matter-tech-logo.svg

NEWS SOURCE: Dark Matter Technologies

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Optimal Blue continues to debut new innovations across complete capital markets platform ahead of MBA Annual Convention and Expo

New data product and three platform enhancements deliver increased market transparency, pricing accuracy, counterparty oversight and trading automation

PLANO, Texas, Oct. 16, 2025 (SEND2PRESS NEWSWIRE) — Optimal Blue today announced the launch of a new data solution to deliver increased market transparency, as well as three major platform enhancements focused on pricing accuracy, trade execution and counterparty management. Released ahead of the Mortgage Bankers Association (MBA) Annual Convention and Expo, and as the company prepares for its 2026 Optimal Blue Summit, these innovations reinforce Optimal Blue’s commitment to delivering solutions that position lenders to drive operational excellence and boost competitive performance.

Image caption: Optimal Blue.

“We continue to deliver on our promise of innovation at Optimal Blue in areas where it stands to have the greatest impact for our clients,” said Joe Tyrrell, CEO of Optimal Blue. “From AI-powered automation to real-time, transparent market insights, Optimal Blue merges a commitment to modern innovation with decades of proven experience and trust. This will be on full display at our 2026 Optimal Blue Summit, where we will be unveiling more innovations that drive the industry forward.”

Broker Search Data License
Broker Search Data License is a new data product that gives wholesale and non-QM investors a previously unavailable view into broker demand across the market. Delivered monthly from Optimal Blue’s Loansifter platform, the data set includes roughly one million rows of anonymized search activity from more than 6,000 brokers, capturing early signals of what programs and loan types are gaining traction before locks occur. Unlike traditional pricing or lock data, Broker Search Data License reveals broker intent at the top of the funnel, helping investors spot emerging trends, evaluate program competitiveness and refine strategy well ahead of market shifts. Because the data is delivered in a raw, analytics-ready format, users can integrate it directly into internal intelligence environments or combine it with Optimal Blue’s Investor Pricing Insight for a complete view of broker engagement and pricing performance.
Pipeline Monitoring for the Optimal Blue PPE
Pipeline Monitoring is a new feature within Optimal Blue’s product, pricing and eligibility (PPE) engine that automates the oversight of pipeline changes affecting pricing or eligibility post-initial lock. Built for seamless loan origination system (LOS) integrations, it continuously tracks loan detail changes throughout the processing and underwriting of the transaction, such as FICO scores, loan amounts and property information, instantly detecting any change that could alter pricing or eligibility rules. Loan officers receive real-time notifications through email while secondary users can manage these events through an interactive work queue, each specifying which rule triggered the alert, ensuring fast and accurate responses without borrower disruption or pricing-related closing delays. The result is greater workflow automation, reduced manual checks and stronger control over pricing and eligibility risk.
Competitive Trade Blotter and TBA Trading Integrations for CompassEdge
The Competitive Trade Blotter and TBA Trading Integrations are new capabilities within CompassEdge, Optimal Blue’s hedging and loan trading solution, that modernize TBA trading by eliminating manual outreach and fragmented workflows. Traders can collect, compare and execute broker-dealer pricing directly within CompassEdge, reducing error rates and accelerating execution. The Competitive Blotter will track broker-dealer performance trends over time, giving lenders deeper visibility into pricing competitiveness. CompassEdge can connect with any broker-dealer or trading platform that supports APIs. Together, these advancements deliver faster, more accurate and more transparent trading that strengthens broker-dealer relationships and reduces operational risk.
Integration Studio for Comergence
A new capability in Comergence, Optimal Blue’s counterparty oversight solution, Integration Studio lets clients connect seamlessly with external tools such as Salesforce through a no-code integration marketplace. Designed for business users rather than developers, it allows integrations to be configured and deployed in under an hour using an intuitive field mapping wizard with built-in validation and de-duplication. Hourly data syncs and integration logs keep information current and auditable, while self-service admin tools give users full control over their connections. Integration Studio offers a done-for-you approach to data integration that enables lenders, investors and partners to maintain accurate, synchronized and compliant records across systems.

“Innovation at Optimal Blue is about delivering meaningful value that addresses real lending challenges and opportunities,” said Erin Wester, chief product officer at Optimal Blue. “From greater pricing intelligence to seamless system integrations, we’re giving lenders and investors the tools they need to accelerate performance and sharpen their competitive edge.”

Wester will demonstrate Ask Obi – Optimal Blue’s AI-powered assistant that made its debut at the company’s 2025 Summit – at MBA Annual during the Tech Showcase that kicks off at 2:30 p.m. Pacific Time on Monday, October 20. Conference attendees can learn more about Optimal Blue’s new innovations by visiting the company’s booth #200 in the HUB Expo.

Optimal Blue Clients are encouraged to register early for the company’s 2026 Summit taking place February 23–25 in Scottsdale, Arizona, to take advantage of early bird pricing. Registration is open at Summit.OptimalBlue.com.

About Optimal Blue

Optimal Blue powers profitability across the mortgage capital markets ecosystem. As the industry’s only end-to-end capital markets platform, our technology, data, and integrations bridge the primary and secondary markets to help lenders of all sizes maximize performance – from pricing transparency and accuracy to margin protection and every step in between. Backed by over 20 years of proven expertise, our modern, cloud-native technology delivers the real-time automation, actionable data, and seamless connectivity lenders need to navigate market volatility and scale for growth.

To learn more about how Optimal Blue delivers measurable ROI, visit https://OptimalBlue.com/.

MULTIMEDIA:

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NEWS SOURCE: Optimal Blue

This press release was issued on behalf of the news source (Optimal Blue), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/optimal-blue-continues-to-debut-new-innovations-across-complete-capital-markets-platform-ahead-of-mba-annual-convention-and-expo/

iEmergent puts HMDA benchmarking, market analysis and broker insights at lenders’ fingertips with newest set of market intelligence dashboards

Interactive data visualizations, available within Mortgage MarketSmart or as standalone dashboards, help lenders measure performance and uncover growth opportunities

DES MOINES, Iowa, Oct. 16, 2025 (SEND2PRESS NEWSWIRE) — iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, today announced three new market intelligence dashboards that give mortgage lenders immediate, data-driven visibility into competitive benchmarking, market trends and broker performance.

Image caption: iEmergent puts HMDA benchmarking, market analysis and broker insights at lenders’ fingertips.

The new dashboards are available within iEmergent’s flagship Mortgage MarketSmart platform or a la carte, giving banks, credit unions and independent mortgage lenders flexible ways to turn data into action.

They are:

HMDA Analysis
Built for competitive benchmarking, the HMDA Analysis dashboard lets users explore the latest Home Mortgage Disclosure Act (HMDA) data to compare performance against selected peer sets, identify potential partners and assess application, origination and denial patterns. Users can compare financial institutions side-by-side and apply flexible global filters to quickly focus analysis by geography and loan characteristics.
Market Analysis
Market Analysis reveals where mortgage origination opportunities are emerging and shifting in a chosen market down to the individual county. By blending iEmergent’s highly accurate loan origination forecasts with historical origination data, users can see how lending activity is trending over time and by loan purpose. Current real estate listings and Census demographics add critical context on housing supply, affordability and demand, helping lenders target growth with precision.
Broker Profile
Designed to help lenders identify and recruit ideal partners for their wholesale and correspondent channels, the Broker Profile completes iEmergent’s broader set of Profile dashboards introduced earlier this year. It illuminates any mortgage broker’s production and connections with loan officers, lenders and real estate agents.

Designed for clarity and flexibility, iEmergent’s market intelligence dashboards support a range of user experiences from quick exploration of top-level trends to deep, analytical dives. Continuous enhancements to dropdowns, filtering, labeling and navigation make it easy for everyday users to access key insights while giving power users the tools to conduct advanced, granular analysis. Built-in sharing and export options make collaboration effortless, ensuring insights flow smoothly across teams.

“Lenders need intelligence they can trust and apply immediately,” said iEmergent COO Bernard Nossuli. “The new dashboards make it simple to analyze performance, compare results and uncover opportunity without requiring deep technical expertise. It’s about making complex market data truly accessible.”

“The mortgage industry is awash in data but starved for insight,” added CEO Laird Nossuli. “This launch brings us closer to solving that problem. With every new dashboard, we’re turning raw information into a living, visual story about how lending markets evolve.”

Request a demo of iEmergent’s full suite of market intelligence dashboards by visiting https://www.iemergent.com/request-demo .

About iEmergent:

Founded in 2000, iEmergent provides mortgage lending forecasts and analytics to the lending, housing and real estate industries. The company offers an extensive variety of forecast and market intelligence products, including Mortgage MarketSmart, a visualization tool that helps lenders quantify how mortgage markets will change. For more information, visit https://www.iemergent.com/.

Tags: @iEmergent #lending #mortgage #mortgagelending #bi

Media Kit:
https://www.iemergent.com/docs/default-source/default-document-library/presskit_digitallinked.pdf

NEWS SOURCE: iEmergent

This press release was issued on behalf of the news source (iEmergent), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/iemergent-puts-hmda-benchmarking-market-analysis-and-broker-insights-at-lenders-fingertips-with-newest-set-of-market-intelligence-dashboards/

DocMagic awarded dual patents for groundbreaking electronic loan document innovations

Patents advance fully digital mortgage closings

TORRANCE, Calif., Oct. 15, 2025 (SEND2PRESS NEWSWIRE) — DocMagic, Inc. announced today it has been granted two patents from the United States Patent and Trademark Office: Patent No. 12,175,785 for its system and method of “Determining Similar Loan Documents” and Patent No. 12,169,976 for its system and method of “Enabling Electronic Loan Documents.” Individually and collectively, the patents give DocMagic competitive exclusivity to technology that strengthens the company’s ability to automate document preparation and digital closing workflows.

Image caption: DocMagic awarded dual patents for groundbreaking electronic loan document innovations.

The issuance of these patents reflects the novelty of DocMagic’s inventions as determined by the U.S. Patent and Trademark Office. Both patented inventions are already integrated into DocMagic’s AutoPrep™ solution, which instantly converts third-party documents into e-ready files for eSignature, eNotarization and eClosing. This technology enables DocMagic to deliver more efficient, compliant and secure closing workflows.

“These patents represent a critical milestone toward universal adoption of digital closings,” said DocMagic co-founder and CEO Pat Theodora. “They reflect our decades-long commitment to innovation and our vision to continually push technological boundaries. This achievement honors the pioneering spirit that has defined DocMagic since its founding nearly 40 years ago.”

“Our focus has always been on removing friction from the mortgage process through technology,” said Michael Morford, DocMagic’s chief technology officer. “By combining AI, optical character recognition and patented technologies, DocMagic delivers an intuitive solution that instantly prepares documents for fully digital closings. These innovations transform how documents are prepared, executed and secured, creating a truly digital experience for lenders, borrowers and settlement agents.”

About DocMagic:

Founded in 1987 and headquartered in Torrance, California, DocMagic, Inc. is a leading provider of compliant document generation, automated compliance, eSignature and comprehensive eMortgage solutions for the mortgage industry. The company’s solutions facilitate precision-based digital lending transactions, connecting industry participants and ensuring data integrity. With in-house compliance experts and legal staff, DocMagic monitors legal and regulatory changes at both federal and state levels. For more information on DocMagic, visit https://www.docmagic.com/.

Tags: @DocMagicTech

NEWS SOURCE: DocMagic, Inc.

To view the original story, visit: https://www.send2press.com/wire/docmagic-awarded-dual-patents-for-groundbreaking-electronic-loan-document-innovations/

Cloudvirga integrates Horizon POS with Stewart Valuation Intelligence to streamline appraisal ordering

Integration gives lenders and borrowers more transparency, faster turn times and fewer manual steps in the appraisal process

IRVINE, Calif., Oct. 15, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced the integration of its Horizon POS with Stewart Valuation Intelligence, LLC (SVI), a national provider of appraisal management and residential real estate valuation services. Borrowers applying on a self-serve basis can request an appraisal directly, while loan officers can initiate and manage orders when completing an application on a borrower’s behalf.

Image caption: Cloudvirga integrates Horizon POS with Stewart Valuation Intelligence to streamline appraisal ordering.

The result is a simpler, faster appraisal process that eliminates manual handoffs and keeps both lenders and borrowers informed at every step. By reducing friction and improving transparency, the integration helps lenders shorten cycle times and deliver a more consistent borrower experience.

Lenders decide how tasks are triggered: automatically upon intent to proceed, or by the loan officer sending a secure link to the borrower. Each request is first routed to the loan officer for review before being released to SVI, ensuring details such as FHA case numbers can be added when needed.

SVI then assigns the appraisal through its ValueGuard software to the lender’s contracted AMC, which may include SVI itself or another AMC in the network. Real-time status updates—from order acceptance through inspection and report delivery—flow back to Horizon, where loan officers and borrowers can view the appraisal securely. The integration also supports revision requests, order holds and cancellations, with SVI handling payment collection through its secure system.

“This integration removes a long-standing friction point in the mortgage process,” said Kendra Walters, director of product development for Horizon at Cloudvirga. “By bringing SVI’s appraisal technology into Horizon, we’re giving lenders a more efficient way to manage appraisals and giving borrowers the same consistency and transparency they expect from every other part of the loan process.”

“SVI is committed to appraisal innovation that improves lender efficiency and borrower experience,” said John “J.R.” Raftery, director of valuation strategy at Stewart Valuation Intelligence. “Working with Cloudvirga extends that commitment by embedding our valuation technology directly into the loan workflow, where it can make the greatest impact.”

Lenders can learn more about Horizon POS and its integrations by visiting https://www.cloudvirga.com/.

‍About Cloudvirga:

About SVI:

SVI is a nationwide leader in residential valuation, combining human expertise with advanced technology. Leveraging AI-driven tools and intelligent analytics, we streamline workflows, strengthen quality control and surface insights that enable faster, more informed decisions across the valuation lifecycle. Our solutions span traditional appraisals, GSE-compliant modernization solutions, BPOs, evaluations, AVMs, hybrids, inspections and review services. Learn more at stewartvaluation.com.

Tags: @Cloudvirga #mortgage #lending

NEWS SOURCE: Cloudvirga Inc.

To view the original story, visit: https://www.send2press.com/wire/cloudvirga-integrates-horizon-pos-with-stewart-valuation-intelligence-to-streamline-appraisal-ordering/

Argyle expands income verification with AIM Check integrated Doc VOI

Automated, document-based income analysis streamlines verification waterfalls-cutting costs and helping lenders determine eligibility for Freddie Mac representation and warranty relief related to income calculation

NEW YORK CITY, N.Y., Oct. 14, 2025 (SEND2PRESS NEWSWIRE) — Argyle, the leading provider of direct-source income, employment and asset verifications, today announced the launch of Doc VOI, a new paystub and W-2 based income verification report integrated with Freddie Mac’s AIM Check API. Lenders are cutting costs and gaining fast, automated income verifications from uploaded paystubs and W-2s when direct payroll or banking connections are not available. The launch also helps mortgage lenders unlock rep and warrant (R&W) relief from Freddie Mac on income calculations derived from documents.

Image caption: Argyle.

Argyle can retrieve paystubs and W-2s directly from the eFolder within ICE Mortgage Technology’s Encompass® loan origination system and through the Argyle API for lenders with proprietary systems. Doc VOI then uses optical character recognition (OCR) technology to extract key income data and submits that data to Freddie Mac’s Loan Product Advisor® (LPA®) AIM Check for assessment. Within minutes, Argyle returns the automated income assessment results in a clear, structured report delivered directly into the LOS. Doc VOI provides visibility into an applicant’s AIM-eligible income earlier in the loan origination process without waiting for a full LPA submission or resorting to traditional manual reviews.

Key benefits of Argyle’s Doc VOI include:

Reduced cost by minimizing reliance on legacy providers: Lenders can shift away from expensive, static database solutions and instead access more timely, dynamic income data.
R&W relief eligibility on more loans: By enabling document-based verifications that would otherwise be handled manually, Doc VOI increases the share of loans assessed by LPA for eligibility of R&W relief.
Faster loan decisions through higher-quality data: Early income assessments accelerate underwriting by equipping lenders with verified income data sooner in the process while supporting cleaner automated underwriting system (AUS) submissions.
Improved operational efficiency: Automating document-based income analysis reduces manual reviews, freeing up teams to focus on higher-value activities.

“Working with Argyle has helped us streamline verifications for both our team and our borrowers. Including Doc VOI in our verification process gives us confidence that we can quickly qualify borrowers using documents when needed. This flexibility ensures a smooth borrower experience and supports timely processing,” said Cindy Keith, chief strategy officer at NFM Lending.

“Argyle’s Doc VOI integrated with Freddie Mac’s AIM Check enables mortgage lenders to maximize their verification waterfall,” said Brian Geary, COO of Argyle. “By combining payroll, banking and docs, Argyle enables customers to run their entire waterfall through one provider, driving more qualifications, less manual work, and higher conversion.”

Doc VOI complements Argyle’s direct-source payroll and banking verification solutions (VOIE, VOE, VOA), which are also integrated with Freddie Mac’s Loan Product Advisor AIM as well as with Fannie Mae’s Desktop Underwriter® validation service, a component of Day 1 Certainty®. Together, these capabilities provide comprehensive coverage across applicant profiles, giving providers more tools to meet GSE eligibility requirements and improve the applicant experience.

To learn more about Argyle’s verification platform, including Doc VOI, VOIE, and VOA, visit https://argyle.com or contact sales@argyle.com.

ICE APIs enable the integration of key third-party products and services with ICE mortgage technology solutions. ICE does not own, control, nor endorse any specific industry participant or the product/service provided. Loan originators and servicers are responsible for vetting, selecting, and contracting with the providers of their choosing.

About Argyle:

Argyle is the leading provider of direct-source, consumer-permissioned income, employment and asset verifications, making it fast and easy to gain secure and reliable access to the most complete real-time datasets stored in consumers’ payroll and bank accounts. With Argyle, lenders automate verification workflows to save time, reduce fraud and compliance risks, lower costs and build better product experiences. As an authorized report supplier for Fannie Mae’s Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac’s Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers’ ability to pay and improve loan quality—all at up to 80% less cost. Named one of America’s Best Startup Employers of 2025 by Forbes, Argyle serves the mortgage, personal lending, tenant screening, government benefits and background check industries as well as the gig economy.

Providers can explore Argyle’s verification platform, including Doc VOI, VOIE and VOA, at argyle.com to schedule a demo.

Tags: @withArgyle #fintech #digitalmortgage

NEWS SOURCE: Argyle

This press release was issued on behalf of the news source (Argyle), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/argyle-expands-income-verification-with-aim-check-integrated-doc-voi/

Floify launches Dynamic AI: embedded intelligence that elevates the mortgage POS experience

Live demo scheduled during MBA Annual's Hub Stage Tech Showcase, Monday, Oct. 20, at approximately 3:25 p.m.

BOULDER, Colo., Oct. 14, 2025 (SEND2PRESS NEWSWIRE) — Floify, the mortgage industry’s leading point-of-sale (POS) solution, today announced the launch of Dynamic AI, a new capability that reimagines the mortgage application process by moving document collection and AI-driven data extraction to the very beginning of the process.

Image caption: Floify launches Dynamic AI: embedded intelligence that elevates the mortgage POS experience.

Instead of answering lengthy questionnaires, borrowers simply upload their key documents — like pay stubs, W-2s, and IDs — and Floify’s embedded AI extracts and validates the data automatically. The application then prepopulates with verified information before a single question is asked, reducing manual data entry for loan officers and streamlining the application completion process.

Because Dynamic AI is built into Floify’s proven POS platform, lenders can leverage its capabilities without the risk or disruption that often accompanies integrating entirely new systems. The platform connects with leading LOSs, CRMs, pricing engines, automated underwriting systems, verification services and credit providers to create a more seamless, intelligent workflow from application to approval.

Embedding AI directly within the POS enhances the borrower experience from the very first interaction. Instead of juggling multiple portals or duplicating requests, borrowers can securely upload documents, view key details prepopulated and complete tasks in minutes. With much of the data collection and validation handled upfront, lenders can issue pre-approvals more quickly and borrowers can move confidently toward closing.

“By integrating AI where borrowers begin their journey — in the POS — Floify eliminates the need for multiple portals or disconnected systems,” said Sydney Barber, Head of Product at Floify. “Borrowers can securely upload documents, see key details autofilled and complete essential tasks in minutes. For loan officers, this means faster verifications, pre-approvals ready for same-day use, and more time spent advising clients instead of managing files.”

“Borrowers want trusted guidance and simplicity when making one of the biggest financial decisions of their lives,” said Joshua Steffan, SVP and Group General Manager at Porch Group and Interim President and General Manager of Floify. “Dynamic AI enhances the process at every step, helping lenders deliver faster, clearer outcomes with confidence.”

Floify will debut Dynamic AI live at the MBA Annual Convention & Expo in Las Vegas, during the Hub Stage Tech Showcase at the Fontainebleau on Monday, October 20, at approximately 3:25 p.m. The feature will also be available for hands-on exploration in the Floify booth throughout the event, Oct. 19-22.

About Floify:

Floify is a digital mortgage automation solution that streamlines the loan process by providing a secure application, communication and document portal between lenders, borrowers, referral partners, and other mortgage stakeholders. Loan originators use the platform to create product-specific applications (no coding required!), collect and verify borrower documentation, track loan progress, communicate with borrowers and real estate agents and close loans faster. The company is based in Boulder, Colorado and is a subsidiary of Porch Group, Inc. (“Porch Group”) (NASDAQ: PRCH). For more information, visit the company’s website at https://floify.com/ or on social media at Facebook, LinkedIn, or Twitter / X.

X: @Floify #mortgage #fintech #housingfinance @MBAMortgage #MBAAnnual25

NEWS SOURCE: Floify

To view the original story, visit: https://www.send2press.com/wire/floify-launches-dynamic-ai-embedded-intelligence-that-elevates-the-mortgage-pos-experience/

ALCOVA Mortgage partners with Down Payment Resource to expand access to homeownership

Collaboration equips ALCOVA loan officers with real-time tools to connect more homebuyers to programs that reduce upfront costs and ease affordability challenges

ATLANTA, Ga., Oct. 14, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, announced today that it has partnered with ALCOVA Mortgage to expand access to down payment assistance (DPA) programs for homebuyers. The collaboration will help ALCOVA’s loan officers match borrowers with available programs more easily, addressing one of the biggest challenges in today’s housing market, namely affordability.

Image caption: ALCOVA Mortgage partners with Down Payment Resource to expand access to homeownership.

Founded in 2003, ALCOVA Mortgage is a full-service independent mortgage company headquartered in Roanoke, Virginia, with a mission to simplify the mortgage process and guide borrowers through every step of homeownership. ALCOVA has grown steadily across multiple states, building its reputation on customer service, community involvement and innovative mortgage solutions.

Each month, the team at DPR communicates with 1,300+ providers across the country to update eligibility and benefit criteria of the more than 2,250 programs it tracks. All 3,143 U.S. counties have at least one DPA program, and 2,000+ counties have 10+ programs. The average DPA benefit of programs being tracked by DPR is $18,000. On average, DPA can lower an applicant’s LTV by an average 6%.

The integration of DPR into ALCOVA’s lending platform equips loan officers with immediate visibility into assistance programs, streamlining the process for both staff and borrowers. This partnership reflects both companies’ commitment to expanding homeownership opportunities and helping families achieve their dream of owning a home.

“With affordability challenges continuing to impact borrowers, down payments remain one of the biggest hurdles to homeownership,” said Nikki Dickens, senior vice president of training and product development at ALCOVA Mortgage. “Down Payment Resource makes it easy to match a borrower to potential down payment options. Having such an up-to-date, robust resource at the fingertips of both our sales and operations teams has been a godsend to me as someone who develops our loan programs internally.”

“We’re thrilled to partner with ALCOVA Mortgage to ensure that more buyers can access the down payment help available to them,” said Rob Chrane, founder and CEO of Down Payment Resource. “Together, we’re giving loan officers the tools they need to open the door to homeownership for more families.”

About ALCOVA Mortgage:

Childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom shared a vision of building something meaningful, inspired by their roots in Alleghany County, Virginia. As a result, this dream led to the founding of ALCOVA Mortgage in 2003. In 2012, ALCOVA Mortgage achieved a significant milestone by being recognized on the prestigious Inc. 5000 list of the fastest-growing private companies in America. ALCOVA Mortgage had an annual revenue of approximately $75 million as of August 2025 and employs 485 people. For more information, visit https://alcova.com/.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,550 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

Twitter: @DwnPmtResource @AlcovaMortgage #downpaymentassistance #downpayment

NEWS SOURCE: Down Payment Resource

This press release was issued on behalf of the news source (Down Payment Resource), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/alcova-mortgage-partners-with-down-payment-resource-to-expand-access-to-homeownership/

Dark Matter Technologies enhances its Empower LOS with full-scale eClosing capabilities

Integration with Wolters Kluwer technology delivers streamlined, secure and fully digital mortgage closings

JACKSONVILLE, Fla., Oct. 14, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the expansion of the Empower® loan origination system (LOS) to include comprehensive eClosing capabilities by integrating Wolters Kluwer’s eOriginal® ClosingCenter and eOriginal eAsset® Management Platform. The enhanced integration provides a fully digital mortgage closing experience, supporting every eClosing scenario from hybrid and in-person electronic notarization (IPEN) to complete remote online notarization (RON), and streamlines the process from pre-closing through secondary market delivery.

Image caption: Dark Matter Technologies enhances its Empower LOS with full-scale eClosing capabilities.

With the integration of eOriginal ClosingCenter, the Empower LOS users can manage secure document review and eSignature execution in a centralized eClosing room. Borrowers benefit from the ability to review and sign documents ahead of time, while lenders and settlement agents can coordinate closings more efficiently, whether executed remotely or in person. The solution includes access to a built-in eNotary Hub that connects users to top RON and IPEN providers such as Proof, NotaryCam and EscrowTab, giving settlement agents and title partners the flexibility to use their preferred platform.

The eOriginal eAsset Management Platform enables Empower LOS users to seamlessly create, execute, register, and manage eNotes through the MERS® eRegistry. It securely stores all executed documents in its eVault, ensuring legal compliance, secondary market readiness, faster loan funding, enhanced data security and improved auditability.

“This is about giving lenders a true digital edge,” said Sean Dugan, CEO of Dark Matter Technologies. “Empower’s new eClosing integration makes it possible for lenders to reduce closing times, streamline operations and enhance the borrower experience, all while ensuring compliance and accelerating the delivery of digital assets to the secondary market.”

This combination of solutions, paired with Empower LOS’s longstanding integration with the Wolters Kluwer Expere platform for dynamic, compliant document generation, provides users with a modern, scalable eClosing solution that reduces cost, risk and operational friction across the mortgage lifecycle. Lenders, borrowers and settlement agents can now rely on a unified platform to deliver faster, more flexible, future-ready closings.

“We’re thrilled to deepen our collaboration with Dark Matter by integrating Wolters Kluwer’s eClosing capabilities into the Empower loan origination system,” said Shreya Shankar, Vice President, Partnerships, Wolters Kluwer Financial & Corporate Compliance. “Together, we are advancing the financial services industry’s transition to a fully digital future and helping lenders elevate borrower satisfaction, drive revenue growth, streamline operations, and unlock new opportunities in the secondary market.”

About Dark Matter Technologies:

About Wolters Kluwer:

Wolters Kluwer (EURONEXT: WKL) is a global leader in information, software solutions and services for professionals in healthcare; tax and accounting; financial and corporate compliance; legal and regulatory; corporate performance and ESG. We help our customers make critical decisions every day by providing expert solutions that combine deep domain knowledge with technology and services.

Wolters Kluwer reported 2024 annual revenues of €5.9 billion. The group serves customers in over 180 countries, maintains operations in over 40 countries, and employs approximately 21,600 people worldwide. The company is headquartered in Alphen aan den Rijn, the Netherlands.

For information about Wolters Kluwer Financial & Corporate Compliance, visit www.wolterskluwer.com/en/about-us/organization/financial-and-corporate-compliance, and follow the division on LinkedIn.

X: @dmattertech #fintech #mortgage

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-enhances-its-empower-los-with-full-scale-eclosing-capabilities/

Friday Harbor puts lenders in control with underwriting overlays in its AI Originator Assistant

New overlays feature ensures every loan file reflects lender policies and investor requirements from the start

SEATTLE, Wash., Oct. 13, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced that its AI Originator Assistant can now evaluate loan files against not only baseline program guidelines, but also the lender and investor overlays that ultimately shape salability and risk. By embedding these requirements directly into the workflow of frontline originators, the platform gives lenders greater control over credit quality and secondary market execution.

Image caption: Friday Harbor.

Overlays deliver value across business models. Lenders that sell primarily into the secondary market can improve flexibility and profitability by ensuring loans meet the requirements of multiple investors. Institutions that balance portfolio and securitized production can use overlays to align Friday Harbor with their in-house credit policies, fine-tune their credit box and apply risk standards consistently across the enterprise.

“Our new underwriting overlays feature gives lenders the ability to instantly encode their own judgment and policies into Friday Harbor,” said Theo Ellis, CEO and co-founder of Friday Harbor. “Whether the goal is to expand credit access, tighten controls or ensure loans are salable across multiple investors, overlays put that guidance directly in front of originators so every file starts out underwriting-ready.”

Overlay configurations can be used to tighten credit policies with more stringent documentation requirements or to widen credit boxes, for example by lowering minimum credit scores relative to GSE thresholds. Friday Harbor supports both lender overlays and investor overlays, giving originators immediate guidance to produce underwriting-ready files that reflect each lender’s credit policies and investor requirements from the start.

Unlike other systems that expect lenders to code in their own policies, Friday Harbor provides a white-glove service: lenders simply share their overlays with Friday Harbor, and the company’s team configures and maintains them free of charge. Overlays can be updated as often as needed to reflect changes in lender policies or investor requirements, ensuring they remain accurate and actionable without adding burden to lender staff.

“With overlays in Friday Harbor, every file our originators touch reflects the exact credit standards our secondary market partners expect,” said Robert Jewett, chief operating officer at NewFed Mortgage Corp. “That certainty improves our salability, reduces last-minute surprises and allows our team to focus more energy on serving borrowers instead of interpreting guidelines.”

Lenders can learn more about underwriting overlays in Friday Harbor or request a demo at https://fridayharbor.ai.

About Friday Harbor:

Tags: #mortgagetech #AI #fintech @FannieMae #income #selfemployed

NEWS SOURCE: Friday Harbor

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-puts-lenders-in-control-with-underwriting-overlays-in-its-ai-originator-assistant/

NotaryCam’s eClose 360 platform supports MISMO’s SMART Doc v3 standard for electronic HELOCs

HOUSTON, Texas, Oct. 10, 2025 (SEND2PRESS NEWSWIRE) — NotaryCam®, a Stewart-owned company and a pioneering provider of remote online notarization (RON) and identity verification / authentication technology for real estate and legal transactions, today announced that its eClose360® platform is fully compatible with the Mortgage Industry Standards Maintenance Organization’s (MISMO) newly published SMART Doc® V3 standard for electronic home equity lines of credit (eHELOCs).

Image caption: NotaryCam.

The MISMO eHELOC standard provides a common framework for originating, closing and servicing eHELOCs by defining the data, document structure and process requirements needed to create a SMART Doc® V3 file. It establishes consistent formats for key sections of a HELOC agreement—including agreement details, advance terms, interest terms, payment terms and closing costs—and maps the required fields to ensure interoperability between lenders, settlement service providers and investors.

NotaryCam’s eClose360 platform aligns with these requirements by enabling compliant remote online notarizations, automating document tagging and preparation to reduce errors, generating and managing eNotes through government-sponsored enterprise-approved vendors, and securely depositing and delivering completed eNotes via its integrated eVault. Together, these capabilities allow lenders to originate and close eHELOCs in full compliance with MISMO’s SMART Doc V3 specification while streamlining operations and enhancing borrower convenience.

“By ensuring our platform is compatible with MISMO’s eHELOC standard, we are enabling lenders and settlement partners to confidently bring digital mortgage innovation to the home equity market,” said Brian Webster, president and CEO of NotaryCam. “Our eClose360 platform delivers the consistency and compliance required for eHELOC originations while maintaining the speed, security and borrower-friendly experience lenders expect from modern closings.”

For more information on NotaryCam’s RON and eClosing services, visit https://www.notarycam.com/.

About NotaryCam, a Stewart Company

NotaryCam, a Stewart-owned company, is the leader in online notarization and mortgage eClosing solutions, having notarized documents worldwide for more than a million customers across the United States and more than 146 countries. The company’s eClose360® platform delivers the “perfect” online mortgage closing in every jurisdiction where RON is allowed and supports all eClosing scenarios with a flexible workflow for document recording and unparalleled identity verification, security and customer convenience. In addition to real estate transactions, NotaryCam provides RON services to many Fortune 500 companies as well as small and midsize businesses and includes employment and other documents allowed by law. The company also proudly maintains an industry-leading customer satisfaction rating and the highest Net Promotor Score (NPS) amongst the best global tech brands.

Visit https://www.notarycam.com/ for additional information or to get a document notarized today.

LOGO link for media: https://www.notarycam.com/wp-content/uploads/2025/03/NotaryCam-logo-rgb-2-768×216.png

NEWS SOURCE: NotaryCam Inc.

This press release was issued on behalf of the news source (NotaryCam Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/notarycams-eclose-360-platform-supports-mismos-smart-doc-v3-standard-for-electronic-helocs/

Cloudvirga announces integration between Horizon POS and ICE PPE

New integration enables loan officers to shop rates, validate eligibility and manage locks within Horizon's Loan Center

IRVINE, Calif., Oct. 7, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced a new integration between its Horizon POS platform and the ICE PPE from Intercontinental Exchange (NYSE: ICE). Built on ICE’s latest API framework for mortgage technology, the integration allows loan officers to request loan pricing, validate product eligibility and request rate locks from ICE PPE directly within Horizon’s Loan Center.

Image caption: Cloudvirga.

Horizon is a retail and consumer-direct digital mortgage platform designed to simplify the loan process for borrowers and loan officers alike. Its feature-rich Loan Center gives loan officers the tools to work more efficiently and streamline borrower communication.

The ICE PPE is the only product and pricing engine natively embedded into the Encompass® loan origination system (LOS) from ICE Mortgage Technology®. It allows lenders to efficiently search products and pricing across hundreds of programs, deliver instant rate quotes to borrowers and submit lock requests — all while maintaining data consistency within Encompass.

Using the new integration, loan officers can initiate a pricing and eligibility search at any stage of the loan process, whether generating a quick quote for a prospective borrower or working with a completed loan application. Loan officers can submit rate lock requests directly within Horizon’s Loan Center, with decisions from the secondary lock desk instantly reflected in Horizon and emailed to the submitting loan officer. By syncing with the ICE PPE throughout the origination process, Horizon continually validates pricing and eligibility data to ensure changes in borrower circumstance never cause a loan file to advance to automated underwriting or disclosures with inaccurate pricing.

“Lenders need fast, reliable pricing and eligibility data to stay competitive — and they need it at their fingertips,” said Maria Moskver, CEO of Cloudvirga. “This integration gives loan officers more control and confidence throughout the origination process by combining Horizon’s flexibility with the trusted pricing power of ICE PPE.”

For more information, visit Cloudvirga on the ICE Marketplace.

Encompass Partner Connect enables the integration of key third-party products and services with ICE Mortgage Technology solutions. ICE does not own, control nor endorse any specific industry participant or the product/service provided. Loan originators and servicers are responsible for vetting, selecting and contracting with the providers of their choosing.

About Cloudvirga

Tags: @Cloudvirga @ICEMortgageTech @#mortgageinnovation #digitalmortgage

NEWS SOURCE: Cloudvirga Inc.

To view the original story, visit: https://www.send2press.com/wire/cloudvirga-announces-integration-between-horizon-pos-and-ice-ppe/

Dark Matter Technologies integrates Polly’s advanced PPE engine into its Empower LOS platform

Integration with Polly expands lender choice, while streamlining pricing and automating lock workflows within Empower's open ecosystem

JACKSONVILLE, Fla., Oct. 7, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the integration of the Empower® loan origination system (LOS) with Polly’s advanced product, pricing and eligibility (PPE) engine, expanding choice for banks, credit unions and mortgage lenders.

Image caption: Dark Matter Technologies integrates Polly’s advanced PPE engine into its Empower LOS platform.

The integration enables lenders to access Polly’s one-of-a-kind granular price optimization and automated lock functionality directly within the Empower LOS workflow, streamlining secondary marketing operations and enhancing efficiencies through flexible automation. By embedding Polly’s PPE engine, lenders no longer need to navigate outside of the Empower LOS to manage pricing and lock processes with Polly.

“We are proud to deliver additional options for our clients,” said Stephanie Durflinger, chief product officer at Dark Matter. “By integrating with Polly, we are extending choice to our lender community, delivering value and helping lenders grow while strengthening our open ecosystem.”

“At Dark Matter, we operate with integrity, communicate with clarity and transparency, and collaborate with our partners,” said Sean Dugan, CEO of Dark Matter. “This integration with Polly demonstrates that commitment. Together with our clients and partners, we are shaping technology that moves the industry forward with innovation and openness.”

“Optionality is key to foster growth and competitive advantage, and Dark Matter’s vision for an open, transparent ecosystem mirrors our own,” explained Adam Carmel, founder and chief executive officer of Polly. “This relationship allows even more lender clients to unlock the added automation, flexibility, precision and value delivered by Polly, all while working within the proven Empower LOS environment.”

The Polly integration will be available to Empower LOS clients starting mid-October 2025, ahead of the Mortgage Bankers Association’s Annual Convention and Expo. Lenders interested in the Polly integration should meet with a Dark Matter expert in Las Vegas at MBA Annual 2025.

About Polly:

Polly has pioneered the next generation of mortgage capital markets technology with its cutting-edge, data-driven platform. Its enterprise-grade solutions, including the industry’s only cloud-native, commercially scalable product, pricing and eligibility (PPE) engine and first-of-its-kind Polly/™ AI platform, empower the nation’s top banks, credit unions and mortgage lenders to increase profitability, automate workflows and revolutionize the loan officer and broker experiences. As a mortgage technology trailblazer, Polly is committed to driving meaningful value and ROI through best-in-class innovation that enables unlimited configurability, flexibility, granularity and scalability. Polly was founded by a seasoned team of mortgage capital markets and technology experts and is headquartered in San Francisco, California. To learn more, follow Polly on LinkedIn or visit www.polly.io.

About Dark Matter Technologies:

Twitter: @dmattertech @pollyex_inc #fintech #mortgage

Logo link for media: https://dmatter.com/wp-content/uploads/dark-matter-tech-logo.svg

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-integrates-pollys-advanced-ppe-engine-into-its-empower-los-platform/

Peak Residential implements Argyle-LenderLogix integration – LiteSpeed first POS to integrate with Argyle VOA

BUFFALO, N.Y., Oct. 2, 2025 (SEND2PRESS NEWSWIRE) — LenderLogix, a leading provider of mortgage point-of-sale (POS) and automation software for banks, credit unions, independent mortgage banks and brokers, today announced that Peak Residential Lending (Peak) has adopted LenderLogix’s LiteSpeed™ integration with Argyle to deliver verification of assets (VOA) directly at the point of sale (POS). LiteSpeed is the first POS to offer VOA through Argyle’s verification platform.

Image caption: LenderLogix logo.

Through the integration, Peak’s loan teams can access structured, verified data from the start of the application process, including transaction history, asset summaries and rental history. Using income, employment or asset verifications from Argyle enables lenders to qualify for rep and warrant relief on validated components under Fannie Mae’s Day 1 Certainty® program and Freddie Mac’s Asset and Income Modeler (AIM) capability in Loan Product Advisor®.

LiteSpeed’s integration with Peak’s loan origination system (LOS), Encompass® by ICE Mortgage Technology®, further reduces manual touchpoints, driving efficiency and accuracy throughout the loan lifecycle. For Peak borrowers, the mortgage application is faster and less stressful. Instead of searching for and uploading bank statements, assets are verified in minutes, delivering the digital convenience today’s consumers expect.

“VOA delivered at the POS is not just a feature, it’s a fundamental shift in how we serve our borrowers,” said Peak Co-Founder Charley Bates. “By eliminating manual document collection and reducing back-and-forth follow-ups, we start every file with verified, consumer-permissioned data. That cuts days off the process for our loan teams while giving customers the modern, digital experience they expect when applying for a mortgage. We can focus more on guiding borrowers through the process and less on paperwork.”

“Peak Residential’s implementation is a clear example of how technology can streamline processes and allow lenders to focus on what they do best: originating quality loans,” said Patrick O’Brien, founder and CEO of LenderLogix. “Being the first POS live with Argyle’s VOA is a powerful milestone for the industry and for our customers. Embedding VOA directly into the POS empowers lenders to originate loans with fewer manual touchpoints, higher accuracy and greater compliance certainty.”

“Asset verification has long been one of the most time-consuming and compliance-sensitive parts of the mortgage process,” said John Hardesty, vice president of Argyle’s mortgage division. “By delivering GSE-accepted data instantly at the point of sale, Peak Residential is showing how this integration reduces risk from the very beginning of the loan and ensures lenders can originate with confidence.”

This is the latest in a series of LiteSpeed integrations with leading consumer-permissioned verification providers, underscoring LenderLogix’s commitment to delivering flexibility and choice for lenders while ensuring borrowers receive the modern digital experience they expect.

About LenderLogix

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software and APIs to meet the needs of today’s mortgage lenders. The company’s suite of products addresses the speed at which today’s real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money. For more information, visit https://www.lenderlogix.com/.

LOGO link for media: https://www.lenderlogix.com/landing-assets/assets/images/lenderlogix-logo_white.png

NEWS SOURCE: LenderLogix

To view the original story, visit: https://www.send2press.com/wire/peak-residential-implements-argyle-lenderlogix-integration-litespeed-first-pos-to-integrate-with-argyle-voa/

Navy Federal Credit Union renews its contract with Dark Matter Technologies to serve its growing membership

Advanced AI and automation tools from Dark Matter Technologies will power the military-focused credit union's digital transformation strategy

JACKSONVILLE, Fla., Sept. 30, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced a renewed multi-year partnership with Navy Federal Credit Union. The agreement reinforces the credit union’s strategic focus on digital transformation and elevating the member lending experience.

Image caption: Dark Matter Technologies.

With more than 14 million members and 365 branches worldwide, Navy Federal has been a Dark Matter client since 2010. Today, the credit union processes nearly 8,000 mortgage and home equity loans monthly through the Empower® Loan Origination System by Dark Matter, ranking Navy Federal among the firm’s highest-volume clients across both the Empower and the Exchange platforms.

Under the renewed agreement, Navy Federal will deepen its use of Dark Matter’s Developer Portal, Orchestration Engine, and the AIVA® AI suite to accelerate automation and streamline exception-based processing. The credit union is also exploring additional front-end enhancements through Dark Matter’s portals, complementing its current use of Blend and Lender Price, with a continued focus on delivering personalized member experiences.

“Our goal is to move beyond standard transactions to an exception-based model that allows our team to address unique member needs quickly and efficiently,” said Shaun Recco, assistant vice president of real estate technology systems at Navy Federal. “By leveraging Dark Matter’s AI-powered tools and robust API integrations, we’re transforming our technology infrastructure to better serve our members and elevate operational agility.”

“We’re not just aiming to expand our technology — we’re focused on providing the best possible services and products to our current and new members,” said Jon Parsons, assistant vice president of home lending at Navy Federal. “We’re delivering a holistic member experience that includes seamless mortgage and home equity lending, which we know is important to our members and military communities.”

“Navy Federal has been at the forefront of digital lending innovation for over a decade,” said Sean Dugan, CEO of Dark Matter Technologies. “Our partnership goes beyond delivering technology. It’s about reimagining how member service can be more agile, responsive, and personalized. We’re proud to support their vision with intelligent, scalable platforms that meet evolving needs.”

About Navy Federal Credit Union:

Established in 1933 with only seven members, Navy Federal now has the honor of serving more than 14 million members globally and is the world’s largest credit union. As a member-owned and not-for-profit organization, Navy Federal always puts the financial needs of its members first. Membership is open to all Department of Defense and Coast Guard Active Duty, Veterans, civilian and contractor personnel, and their families. Navy Federal employs a workforce of over 25,000 and has a global network of more than 365 branches. For more information about Navy Federal Credit Union, visit navyfederal.org. Federally insured by NCUA. Equal opportunity employer.

About Dark Matter Technologies:

Twitter: @dmattertech @NavyFederal #fintech #mortgage #creditunion

Logo link for media: https://dmatter.com/wp-content/uploads/dark-matter-tech-logo.svg

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/navy-federal-credit-union-renews-its-contract-with-dark-matter-technologies-to-serve-its-growing-membership/

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Tag Archives: FinTech

Dark Matter Technologies enables secure AI agents inside the Empower LOS for regulated lending

Friday Harbor introduces dynamic pre-underwriting to help LOs structure deals that qualify and close

Vertyx and Great Lakes Credit Union launch CUSO to support modernized mortgage servicing for credit unions

FirstClose and TruStage form partnership to accelerate dynamic credit union lending documentation

Secured Signing Reaches a Major Milestone: Now SOC 2® Type 2 Compliant

OCCU selects Floify to support scalable, member-centric lending

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Elevate, Dark Matter Technologies’ servicing platform, gains momentum with new signings and technology enhancements

ACES Quality Management Acquires Basecap Analytics, Expanding Enterprise Data Quality Capabilities

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Friday Harbor adds Fannie Mae’s Income Calculator to its AI Originator Assistant

LenderLogix expands LiteSpeed POS with native eSignature for borrowers and loan teams

ACES Quality Management Announces General Availability of ACES DATABRIDGE for Enterprise Data Portability

FirstClose Integrates Stewart Home Equity Solutions into OMS to Streamline Lender Workflows

Lake Michigan Credit Union selects FirstClose Equity Order Management for automated home equity settlement workflows

DocMagic enhances Total eClose platform with new IPEN capability for broader digital closing flexibility

Cloudvirga’s Loan Hub equips loan teams with modern tools for managing pipelines, tasks and borrower communication

LenderLogix expands LiteSpeed POS with built-in AI-powered agent for mortgage loan officers

Friday Harbor adds appraisal underwriting to its AI Originator Assistant

PNC Bank Expands Use of Automation from Dark Matter Technologies to Advance Mortgage and Home Equity Innovation

Optimal Blue continues to debut new innovations across complete capital markets platform ahead of MBA Annual Convention and Expo

iEmergent puts HMDA benchmarking, market analysis and broker insights at lenders’ fingertips with newest set of market intelligence dashboards

DocMagic awarded dual patents for groundbreaking electronic loan document innovations

Cloudvirga integrates Horizon POS with Stewart Valuation Intelligence to streamline appraisal ordering

Argyle expands income verification with AIM Check integrated Doc VOI

Floify launches Dynamic AI: embedded intelligence that elevates the mortgage POS experience

ALCOVA Mortgage partners with Down Payment Resource to expand access to homeownership

Dark Matter Technologies enhances its Empower LOS with full-scale eClosing capabilities

Friday Harbor puts lenders in control with underwriting overlays in its AI Originator Assistant

NotaryCam’s eClose 360 platform supports MISMO’s SMART Doc v3 standard for electronic HELOCs

Cloudvirga announces integration between Horizon POS and ICE PPE

Dark Matter Technologies integrates Polly’s advanced PPE engine into its Empower LOS platform

Peak Residential implements Argyle-LenderLogix integration – LiteSpeed first POS to integrate with Argyle VOA

Navy Federal Credit Union renews its contract with Dark Matter Technologies to serve its growing membership