Tag Archives: Certified Mortgage Banker

iEmergent’s Redlining Roundtable will teach lenders to identify and prevent mortgage redlining while seizing the business opportunity of equitable lending

DES MOINES, Iowa /ScoopCloud/ -- iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, will host a webinar on mortgage redlining on Thursday, September 19, from 2 p.m. to 4 p.m. ET. "Redlining Roundtable: Don't Just Dodge Risk, Capture Opportunity" will bring together experts from across the housing finance industry to discuss the high price of modern-day mortgage redlining, the strategies lenders can use to identify and prevent unintentional discrimination, and the long-term value mortgage lenders can build through fair and equitable lending practices.

Mortgage redlining excludes minority and economically at-risk groups. Whether intentional or not, redlining can lead to significant legal penalties for lenders, with some enforcement actions resulting in multi-million dollar settlements. The opportunity cost of exclusionary lending practices is even greater, with industry forecasts anticipating that most future mortgage growth will come from majority-minority census tracts (MMCTs) and BIPOC communities.

Hosted by iEmergent, the September 19 event will feature input from a diverse array of subject-matter experts, including:

* Latonia Donaldson, National Director of Multicultural Lending, PrimeLending

* Nikki Bialka, National Community Lending Strategy Manager, Fifth Third Bank

* Tony Thompson, CMB, Founder and CEO, National Association of Minority Mortgage Bankers of America (NAMMBA)

* Olivia Kelman, Partner, Mitchell Sandler PLLC

* Geoff Cooper, Vice President of Product Development, MGIC

* Laird Nossuli, CEO, iEmergent

"Redlining practices can saddle lenders with stiff penalties, but their real cost is the lost business opportunity they represent," said Nossuli. "Lenders who effectively serve the financing needs of diverse households have better long-term growth outcomes and help build better communities. In our upcoming roundtable, we'll quantify that competitive advantage and show lenders how to seize it."

To register for iEmergent's Redlining Roundtable on September 19 from 2 p.m. to 4 p.m. ET, visit https://www.iemergent.com/redlining-roundtable/.

Attendees will earn points toward their Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association (MBA).

About iEmergent

Founded in 2000, iEmergent provides mortgage lending forecasts and analytics to the lending, housing and real estate industries. The company offers an extensive variety of forecast and market intelligence products, including Mortgage MarketSmart, a visualization tool that helps lenders quantify how mortgage markets will change. For more information, visit https://www.iemergent.com/.

iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, will host a webinar on mortgage redlining on Thursday, September 19, from 2 p.m. to 4 p.m. ET. "Redlining Roundtable: Don't Just Dodge Risk, Capture Opportunity" will bring together experts from across the housing finance industry to discuss the high price of modern-day mortgage redlining, the strategies lenders can use to identify and prevent unintentional discrimination, and the long-term value mortgage lenders can build through fair and equitable lending practices.

Related link: https://www.iemergent.com

iEmergent’s Special Purpose Credit Programs (SPCP) workshop will prepare mortgage bankers to launch their own diverse lending initiatives

DES MOINES, Iowa /ScoopCloud/ -- iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, will host a virtual workshop on Special Purpose Credit Programs (SPCPs) on Wednesday, November 9, from 12 p.m. to 2 p.m. ET. Through roundtable discussion and a hands-on practicum, "Tapping the Potential of SPCPs: A Hands-on Workshop for Mortgage Lenders" will give attendees the skills and confidence necessary to develop and launch successful SPCPs while earning points toward their Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association (MBA).

SPCPs are lending programs designed to give preferential lending terms to groups of people, like people of color and women, who would otherwise receive less favorable terms or altogether be excluded from access to credit.

Hosted by iEmergent, the November 9 event will feature input from a diverse array of subject-matter experts, including:

* Mosi Gatling, Sales Manager, loanDepot
* Jason Fraley, SVP & Community Lending Director, Huntington Bank
* Evan Zuverink, CRA Officer, First Commonwealth Bank
* Lindsay Cannaday, Vice President/Business Development Director, GreenState Credit Union
* Gabe del Rio, President & CEO, Homeownership Council of America
* Olivia Kelman, Partner, K&L Gates
* Rob Chrane, Founder & CEO, Down Payment Resource
* Laird Nossuli, CEO, iEmergent

Panelists will provide a comprehensive look into SPCPs - what they are, how lenders can deploy them to help close the racial homeownership gap and tactics for successful SPCP planning, implementation and measurement - using real examples from successful SPCP programs. The workshop will end with a Q&A session, giving attendees the opportunity to request personalized advice for building and optimizing their own SPCP initiatives.

"The government-sponsored enterprises have made addressing the longstanding racial homeownership gap a top priority, and SPCPs give lenders a unique opportunity to engage in the enterprises' equitable housing initiatives," said Nossuli. "By uncovering how to leverage SPCPs to expand credit opportunities among those impacted by discrimination, our virtual workshop will help lenders maintain purchase volume and level the playing field for underserved, would-be borrowers."

To register for iEmergent's virtual SPCP workshop on November 9 from 12 PM to 2 PM ET, visit: https://www.iemergent.com/spcp-workshop.

About iEmergent:

Founded in 2000, iEmergent provides mortgage lending forecasts and analytics to the lending, housing and real estate industries. The company offers an extensive variety of forecast and market intelligence products, including Mortgage MarketSmart, a visualization tool that helps lenders quantify how mortgage markets will change. For more information, visit https://www.iemergent.com/.

iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, will host a virtual workshop on Special Purpose Credit Programs (SPCPs) on Wednesday, November 9: "Tapping the Potential of SPCPs: A Hands-on Workshop for Mortgage Lenders."

Related link: https://www.iemergent.com

FormFree Welcomes Christy Moss, CMB as Director of Partner Relationships

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced it has appointed former Fannie Mae Strategic Business and Relationship Manager Christy Moss, CMB as director of partner relationships. In her role at FormFree, the 30-year mortgage industry veteran will strengthen and grow industry partnerships and cultivate internal talent as leader of the company's strategic sales team.

"A landmark hire for our organization, Christy is well-positioned to help FormFree grow and impact real change on the mortgage industry," said FormFree Founder and CEO Brent Chandler. "A consummate professional, she is adept at developing strategic organizations, brilliant at creating the face of a company and highly invested in cultivating the next generation of mortgage professionals through mentorship. We are thrilled to welcome Christy to the team."

Prior to joining FormFree, Moss held an 11-year tenure at Fannie Mae, where she played a critical role spearheading relationships with lenders and partners to advance business initiatives mutually beneficial to stakeholders across the mortgage lending ecosystem. In recent years, her role as Fannie Mae strategic business relationship manager led Moss to focus on driving lender and partner adoption of technology that improves borrower experience and profitability.

Having held advanced positions in the correspondent lending divisions of such organizations as CitiMortgage, Wachovia and GE Capital Mortgage Services, Moss possesses an in-depth understanding of both the primary and secondary mortgage markets. Additionally, Moss is a designated Certified Mortgage Banker (CMB).

"The passion I have poured into helping drive the digital transformation for consumers, lenders and investors, and how I envision the future of our industry aligns perfectly with FormFree's mission and vision," said Moss. "I look forward to helping change what is most consumers' largest financial transaction into an easy, stress-free digital experience. Together with FormFree, I will help the industry we all love navigate its digital transition to improve the mortgage process for everyone."

"This is a great day for FormFree and our industry as we move forward in modernizing lending," said Faith Schwartz, board member at FormFree. "Christy knows lending and has been a driver of the great transformation happening in our industry. Her immense passion for advancing the mortgage industry paired with her extensive experience as an ambassador of digital mortgage processes make her an excellent fit at FormFree."

About FormFree

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(TM) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications.

FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

*PHOTO link for media: https://www.Send2Press.com/300dpi/19-1017s2p-Christy Moss-300dpi.jpg

Twitter: @RealFormFree #digitalmortgage

FormFree today announced it has appointed former Fannie Mae Strategic Business and Relationship Manager Christy Moss, CMB as director of partner relationships. In her role at FormFree, the 30-year mortgage industry veteran will strengthen and grow industry partnerships and cultivate internal talent as leader of the company's strategic sales team.

Related link: https://www.formfree.com/