Tag Archives: mortgage risk management

ACES Quality Management Executives Selected to Speak at 2024 Mortgage Bankers Association Risk Management Conference and Expo

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced its Executive Vice President of Compliance Amanda Phillips and Executive Vice President of Operations, Sharon Reichhardt will speak at the 2024 Mortgage Bankers Association (MBA) Risk Management Conference taking place September 22-24, 2024, at the Grand Hyatt in Washington, DC. As a corporate Platinum Sponsor, ACES CEO Trevor Gauthier will also take the stage on Monday, Sept. 23 at 8:30 a.m. ET to introduce panelists for the "Opening General Session: Washington Update."

"Improving loan quality and compliance should be a top initiative for every lender. We're honored to be the mortgage industry's resource for staying current on best practices and changes in quality control and compliance requirements," Gauthier said. "Sharon and Mandy possess immense knowledge in their respective arenas, and I am confident they will provide this year's attendees with tactical strategies for safeguarding the integrity of their originations through robust quality control practices."

Phillips will be a panelist on the "QA Strategies for Today's Market" session on Monday, Sept. 23, at 3:15 p.m. ET, which will "examine the latest strategies to succeed in today's high-interest rate purchase environment while mitigating inherent risks." Representatives from Planet Home Lending, Falcon Capital Advisors, PrimeLending and Fannie Mae will join Phillips on the panel.

Reichhardt is slated to speak on Monday, Sept. 23, at the "New Business Models for Managing Mortgage Risk and Fraud Prevention in the Post-Pandemic World" session at 4:30 pm ET. This session will cover the many aspects of the mortgage business that have changed since the pandemic and the necessities of today's risk management.

To learn more, contact the ACES team to set up a meeting at sales@acesquality.com.

About ACES Quality Management

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control® Software to improve audit throughput and quality while controlling costs, including:

* 60% of the top 50 independent mortgage lenders;

* 8 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 3 of the top 5 credit unions in the United States.

Unlike other quality control platforms, ACES Flexible Audit Technology gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced its Executive Vice President of Compliance Amanda Phillips and Executive Vice President of Operations, Sharon Reichhardt will speak at the 2024 Mortgage Bankers Association (MBA) Risk Management Conference taking place September 22-24, 2024, at the Grand Hyatt in Washington, DC.

Related link: https://www.acesquality.com/

iEmergent’s Redlining Roundtable will teach lenders to identify and prevent mortgage redlining while seizing the business opportunity of equitable lending

DES MOINES, Iowa /ScoopCloud/ -- iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, will host a webinar on mortgage redlining on Thursday, September 19, from 2 p.m. to 4 p.m. ET. "Redlining Roundtable: Don't Just Dodge Risk, Capture Opportunity" will bring together experts from across the housing finance industry to discuss the high price of modern-day mortgage redlining, the strategies lenders can use to identify and prevent unintentional discrimination, and the long-term value mortgage lenders can build through fair and equitable lending practices.

Mortgage redlining excludes minority and economically at-risk groups. Whether intentional or not, redlining can lead to significant legal penalties for lenders, with some enforcement actions resulting in multi-million dollar settlements. The opportunity cost of exclusionary lending practices is even greater, with industry forecasts anticipating that most future mortgage growth will come from majority-minority census tracts (MMCTs) and BIPOC communities.

Hosted by iEmergent, the September 19 event will feature input from a diverse array of subject-matter experts, including:

* Latonia Donaldson, National Director of Multicultural Lending, PrimeLending

* Nikki Bialka, National Community Lending Strategy Manager, Fifth Third Bank

* Tony Thompson, CMB, Founder and CEO, National Association of Minority Mortgage Bankers of America (NAMMBA)

* Olivia Kelman, Partner, Mitchell Sandler PLLC

* Geoff Cooper, Vice President of Product Development, MGIC

* Laird Nossuli, CEO, iEmergent

"Redlining practices can saddle lenders with stiff penalties, but their real cost is the lost business opportunity they represent," said Nossuli. "Lenders who effectively serve the financing needs of diverse households have better long-term growth outcomes and help build better communities. In our upcoming roundtable, we'll quantify that competitive advantage and show lenders how to seize it."

To register for iEmergent's Redlining Roundtable on September 19 from 2 p.m. to 4 p.m. ET, visit https://www.iemergent.com/redlining-roundtable/.

Attendees will earn points toward their Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association (MBA).

About iEmergent

Founded in 2000, iEmergent provides mortgage lending forecasts and analytics to the lending, housing and real estate industries. The company offers an extensive variety of forecast and market intelligence products, including Mortgage MarketSmart, a visualization tool that helps lenders quantify how mortgage markets will change. For more information, visit https://www.iemergent.com/.

iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, will host a webinar on mortgage redlining on Thursday, September 19, from 2 p.m. to 4 p.m. ET. "Redlining Roundtable: Don't Just Dodge Risk, Capture Opportunity" will bring together experts from across the housing finance industry to discuss the high price of modern-day mortgage redlining, the strategies lenders can use to identify and prevent unintentional discrimination, and the long-term value mortgage lenders can build through fair and equitable lending practices.

Related link: https://www.iemergent.com

Informative Research Unveils Enhancements to Its Suite of Mortgage Portfolio Monitoring Alerts

GARDEN GROVE, Calif. /ScoopCloud/ -- Informative Research, a leading technology platform that delivers data-driven solutions to the lending community, announced the launch of new alert types to enhance the portfolio monitoring service offered by Informative Research Data Solutions. These advanced alerts offer sophisticated monitoring capabilities, enrich lenders' portfolio monitoring and borrower engagement strategies and solidify Informative Research as a data solutions leader in the mortgage industry.

"Fast and accurate information is power in today's market, especially when it comes to borrower retention," said Informative Research EVP Shannon Santos. "These new alert types are innovative, time sensitive and highly adaptable, offering significant value to our clients by empowering them to proactively engage with borrowers and recapture as much of their existing business as possible."

One of the most significant additions is the PMI removal alert, which notifies the lender when their borrower's equity position reaches the appropriate level to eliminate PMI and ultimately reduce the borrower's monthly mortgage payment. Other newly introduced alert types include:

* Rate watch, which notifies when the rate changes by a specified threshold;

* Early payoff warning;

* Equity watch alerts for changes in a borrower's equity position; and

* MLS alerts for properties listed as active on the MLS.

The new alerts can be seamlessly integrated into existing systems for daily updates to loan officers, allowing for proactive outreach to existing borrowers. Informative Research's advanced suppression logic ensures a seamless borrower experience by preventing duplicate alerts.

"In light of recent regulatory changes and market demands, Informative Research's introduction of these new alert types represents a significant advancement in mortgage portfolio monitoring technology," Santos added. "As a leader in data products, Informative Research continues to set the standard in the industry, enabling our clients to stay ahead of the curve and maintain a competitive edge."

These enhancements are aligned with the four key pillars of Informative Research Data Solutions: Customer Acquisition, Risk and Retention, Upsell/Cross-sell and Custom Data Analytics. This strategic focus underscores Informative Research Data Solutions' commitment to excellence and leadership in the data solution space. It ensures that lenders can effectively attract new customers, manage risk, retain existing clients and utilize data analytics for upselling and cross-selling opportunities, thereby driving growth and innovation.

About Informative Research

Informative Research, a Stewart company, is a leading technology platform that delivers data-driven solutions to the lending community. The solutions provider currently serves mortgage companies, banks, and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions, and cutting-edge technology. To learn more, visit https://www.informativeresearch.com.

Informative Research, a leading technology platform that delivers data-driven solutions to the lending community, announced the launch of new alert types to enhance the portfolio monitoring service offered by Informative Research Data Solutions. These advanced alerts offer sophisticated monitoring capabilities, enrich lenders' portfolio monitoring and borrower engagement strategies and solidify Informative Research as a data solutions leader in the mortgage industry.

Related link: https://www.informativeresearch.com/

MCT Expands Investor Services Team by Appointing Jennifer Kennelly as Senior Director

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT®), a recognized industry leader in mortgage risk management providing pipeline hedging, best execution loan sales, and centralized lock desk services, announced today that Jennifer Kennelly has been appointed as the new Senior Director of MCT's quickly expanding Investor Services team. Jennifer will leverage her unique background to grow MCT's Bid Auction Manager (BAM) Marketplace™, the nation's first open mortgage loan exchange where buyers can bid regardless of approval status, and sellers receive automated live pricing from every buyer on the platform.

Jennifer's 25 years of experience in diverse roles within the mortgage industry, including Freddie Mac, Compass Analytics, and LoanCare, will help grow MCT's extensive network of buyers and sellers. Having worked through various market conditions since the late 1990s, she is highly familiar with market volatility, industry disruptors, technology advancements, and evolving innovation that will prove helpful in today's current market environment. She has gained hands-on skills from working directly and indirectly in all aspects of the mortgage industry, with her primary focus being capital markets.

At MCT, Jennifer joins the Investor Services group to help investors expand their reach with sellers in a more efficient way than what has been traditionally possible, while eliminating barriers to entry and optimizing execution options. Her experience and contacts will help to further increase the liquidity sellers on MCT's BAM Marketplace™ platform have enjoyed both by broadening the scope of traditional buyers as well as sourcing novel buyers.

"We're extremely excited to have Jennifer join our Investor Services team and bring her skills to the table to continue the growth of BAM Marketplace," shared Justin Grant, Senior Director, Head of Investor Services at MCT. "Already the only exchange of its kind, we have a great vision of what we know BAM Marketplace can be for buyers and sellers in the secondary market and Jennifer is uniquely qualified in bringing that to fruition."

MCT initially launched BAM Marketplace™ in 2020 to support sellers during the pandemic. Now, this innovative product is revolutionizing the marketplace and creating boundless opportunities for buyers and sellers experiencing limited liquidity and slow turn times for pricing. Jennifer will unlock potential by helping traditional, and nontraditional buyers of whole loans to leverage MCT's technology for increased market share and revenue.

About MCT:

Founded in 2001, Mortgage Capital Trading, Inc. (MCT) has grown from a boutique mortgage pipeline hedging firm into the industry's leading provider of fully integrated capital markets services and technology. MCT offers an array of best-in-class services and software covering mortgage pipeline hedging, best execution loan sales, outsourced lock desk solutions, MSR portfolio valuations, business intelligence analytics, mark to market services, and an award-winning comprehensive capital markets software platform called MCTlive! MCT supports independent mortgage bankers, depositories, credit unions, warehouse lenders, and correspondent investors of all sizes.

Headquartered in San Diego, California, MCT also has offices in Philadelphia, Healdsburg, and San Antonio. MCT is well known for its team of capital markets experts and senior traders who continue to provide the boutique-style hands-on engagement clients love. For more information, visit https://mct-trading.com/.

Mortgage Capital Trading, Inc. (MCT®), a recognized industry leader in mortgage risk management providing pipeline hedging, best execution loan sales, and centralized lock desk services, announced today that Jennifer Kennelly has been appointed as the new Senior Director of MCT's quickly expanding Investor Services team.

Related link: https://mct-trading.com/

Mortgage Hedge Advisory Firm Vice Capital Markets promotes Shawn Ansley to CIO

NOVI, Mich. /ScoopCloud/ -- Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today that it has promoted Shawn Ansley to chief information officer (CIO). As CIO, Ansley will be tasked with the continued development of information technologies and deepening integrations with the agencies and major loan origination systems and leading the development of new tools to enhance the client experience.

"Since joining our firm, Shawn has relentlessly driven Vice Capital to continually evolve and stay current with the ever-changing market and execution environments. This promotion is really more of a formal acknowledgement of the overreaching leadership and guidance that he had already been demonstrating for the last several years," said Vice Capital founder and principal Chris Bennett.

Having joined Vice Capital in 2005 after receiving his master's degree in Mathematics, Ansley worked his way up the Vice Capital ranks, most recently serving as managing director. He runs the quantitative analytics that underpin the firm's hedge advisory services and is credited with revolutionizing Vice Capital's pull though modeling for more accurate pipeline management.

Ansley is also responsible for automating many of Vice Capital's day-to-day processes to improve operational efficiency and eliminate opportunities for human error, including overseeing several LOS integrations to allow information to flow back-and-forth between Vice Capital and clients seamlessly. Ansley also developed proprietary APIs with both Fannie Mae and Freddie Mac to facilitate direct data pricing pulls and loan commitments with the GSEs, thereby dramatically speeding up this critical process.

"Having had the privilege of working with Chris, Troy and the Vice Capital team for more than 15 years, this promotion is truly an honor," Ansley said. "I look forward to spearheading the next phase of our software development initiatives, which will help drive an even better client experience while also dramatically enhancing the value, advice and service Vice Capital delivers to the market."

Founded in 2001, Vice Capital serves independent mortgage lenders and financial institutions of all sizes, with monthly mortgage production volumes ranging from $10 million to $5 billion a month. Last year, the company set a new internal trade volume record, trading more than $202 billion on behalf of its full service clients, and experienced a marked increase in its client base, including more than 50% growth in the credit union space. Today, one in every 15 mortgages originated in the United States are traded by Vice Capital or hedged using its proprietary software.

About Vice Capital Markets

Since 2001, Vice Capital Markets has successfully managed interest rate risk and maximized profitability on MBS trades and mortgage-related transactions for banks, credit unions and mortgage lenders of all sizes. With an average of more than 10 years' experience behind each of the traders on our team, Vice Capital has helped its clients realize, on average, a 25 to 55 bps improvement over their best effort execution, and Vice Capital's proprietary risk-management models and complex investor and agency best execution platform have consistently yielded safe and effective profit maximization for its clients. Learn more at https://www.vicecapitalmarkets.com/ or call (248) 869-8100.

Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today that it has promoted Shawn Ansley to chief information officer (CIO). As CIO, Ansley will be tasked with the continued development of information technologies and deepening integrations with the agencies and major loan origination systems.

Related link: https://www.vicecapitalmarkets.com/

Ben Itkin Assumes Sales Leadership Position at MCT

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT®), a recognized industry leader in mortgage risk management providing pipeline hedging, best execution loan sales and centralized lock desk services, announced today that Ben Itkin has been appointed the new National Sales Director. Mr. Itkin will leverage his hands-on experience from his previous senior role as Managing Director to now lead a larger overall investment in the MCT sales team.

Mr. Itkin assumes an important leadership position that ensures MCT will continue to grow its "in the field" presence and continue to provide industry-leading client experience to over 300 lenders. The appointment is part and parcel of bigger investment in the sales team, which has more than doubled from six Sales Directors, to a team of 13 with the addition of four Capital Markets Technology Advisors and three Regional Account Executives.

"With Tom Farmer's promotion to Chief Investment in Corporate Development Officer overseeing third party collaborations, Ben will assume the leadership of our sales team," said Curtis Richins, President and CEO of MCT. "Ben in this role is exciting because he is widely known and widely respected throughout the industry. He is charismatic, insightful, solutions focused, and people enjoy doing business with him."

The expanded sales team Mr. Itkin now leads is part of MCT's ongoing commitment to client engagement and delivering the best client experience. His objectives are to grow MCT's core business and accelerate adoption of non-hedge products and services. He is also tasked with growing newer offerings including MSRlive!, participation in BAM Marketplace, investor services, and MCTlive!, MCT's award-winning best execution and loan pipeline management software.

"Even though we are coming into a much softer market than we have seen the last three years, success is still the expectation and I look forward to continuing that upward trajectory," said Itkin. "We have a talented, young sales team and I am excited about helping mentor and assist each of them to develop and flourish, ultimately maximizing their potential."

Mr. Itkin brings nearly 30 years of experience in the mortgage industry and 13 years of experience at MCT as a resource in helping sales and organizational initiatives to his new role. He is highly regarded in the mortgage industry, and holds deep knowledge in secondary marketing, loan pricing, and pipeline hedging. He has been instrumental in expanding and working closely with MCT's team of trading analysts to provide hands-on service to clients as well as being instrumental as a sales resource including scratch and dent bidding efforts. Mr. Itkin holds an MBA from California State University, Northridge and is an active member of the Mortgage Bankers Association.

About MCT:

Founded in 2001, Mortgage Capital Trading, Inc. (MCT) has grown from a boutique mortgage pipeline hedging firm into the industry's leading provider of fully-integrated capital markets services and technology. MCT offers an array of best-in-class services and software covering mortgage pipeline hedging, best execution loan sales, outsourced lock desk solutions, MSR portfolio valuations, business intelligence analytics, mark to market services, and an award-winning comprehensive capital markets software platform called MCTlive! MCT supports independent mortgage bankers, depositories, credit unions, warehouse lenders, and correspondent investors of all sizes.

Headquartered in San Diego, California, MCT also has offices in Philadelphia, Santa Rosa, Los Angeles and Dallas. MCT is well known for its team of capital markets experts and senior traders who continue to provide the boutique-style hands-on engagement clients love.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

RELATED LINKS:
https://mct-trading.com/about/team/ben-itkin/
https://mct-trading.com/solutions/msr-valuation/
https://mct-trading.com/bam-marketplace-loan-exchange/
https://mct-trading.com/solutions/mortgage-hedging/mctlive/

Mortgage Capital Trading, Inc. (MCT®), a recognized industry leader in mortgage risk management providing pipeline hedging, best execution loan sales and centralized lock desk services, announced today that Ben Itkin has been appointed the new National Sales Director.

Related link: https://mct-trading.com/

Mary Costello joins FormFree team as director of vendor management, risk and compliance

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced that it has welcomed 17-year finance industry veteran Mary Costello to its team as director of vendor management, risk and compliance. In this role, Costello will support FormFree's audit, risk and compliance efforts across the management of internal and external vendor, lender and integration partnerships.

Prior to joining FormFree, Costello served 14 years at Veterans United Home Loans, where she developed, launched and led the enterprise-wide vendor management program for the largest U.S. Department of Veterans Affairs (VA) purchase lender. Costello also served as Veterans United Home Loans' go-to vendor compliance manager - diligently mitigating third-party risk through careful contract analyses, strong pricing negotiations and frequent due diligence collaborations.

"We are incredibly lucky to bring Mary and her wealth of vendor management expertise to the FormFree fold," said FormFree Founder and CEO Brent Chandler. "Mary has a deep background in managing risk across a complex portfolio of critical vendor relationships. I'm confident that she will be an incredible asset as FormFree continues to grow its vendor network."

As Director of Vendor Management, Risk and Compliance at FormFree, Costello will manage FormFree's internal and external vendor relationships with support from compliance leadership, internal stakeholders and external auditors. She will collaborate across FormFree's network to mitigate vendor risk by ensuring compliance with regulatory and ethical requirements.

"I was drawn to FormFree because I identify with the company's mission of driving disruptive change in the mortgage industry," said Costello. "I look forward to nurturing FormFree's numerous vendor relationships, promoting its groundbreaking mortgage products and thinking outside the box to leverage these relationships and products to facilitate a world-class lending experience."

About FormFree®

As the industry's go-to provider for direct-source VOA and VOI/E data, FormFree helps lenders understand credit risk like never before. Our patented AccountChek® and Passport® products open doors to more inclusive credit decisioning by revealing each customer's true ability to pay (ATP®). We have completed over $3 trillion in loan verifications that help lenders lower operating costs while improving the borrower experience.

For more information, visit https://www.formfree.com/

Follow FormFree on LinkedIn: https://www.linkedin.com/company/formfree/

FormFree today announced that it has welcomed 17-year finance industry veteran Mary Costello to its team as director of vendor management, risk and compliance. In this role, Costello will support FormFree's audit, risk and compliance efforts across the management of internal and external vendor, lender and integration partnerships.

Related link: https://www.formfree.com/

ACES Quality Management software analyzes more than 4.5 million audits, while company achieves record new client growth in 2021

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced it processed more than 4.5 million audits through its ACES Quality Management & Control® software in 2021. In addition, the company also experienced a 60% surge in new clients, signing dozens of new financial institutions including a Top 15 Bank, one of the largest mortgage outsourcers in the industry, and several top independent mortgage lenders.

2021 also saw the launch of ACES CONNECT, the organization's newest communication functionality designed to help relay critical exceptions immediately and provide secure collaboration between quality control and lines of business. Simultaneously, ACES added 30 vendors to its network, allowing users to order, track and receive re-verification documents and data directly within the ACES core platform. ACES also announced ACES ENGAGE, a two-day conference designed to bring together the nation's top financial services quality management professionals to discuss industry trends and best practices, taking place in May 2022.

"The uncertainty and turbulence of the financial markets over the last 24 months has underscored the need to maintain quality and mitigate risk, and our tremendous growth in 2021 reflects how serious lenders and financial institutions are taking these obligations. Quality control and risk management have often been afterthoughts when it comes to innovation, but by replacing manually-driven processes and legacy systems with the automation ACES delivers, these organizations are realizing the competitive advantages of a faster, more efficient and accurate quality review process," ACES CEO Trevor Gauthier said.

"With the expected market shift to purchases in 2022, our primary focus is to help as many lenders and financial institutions as possible shore up their internal review and risk mitigation practices to keep quality at the forefront of their operations. With ACES in their corner, these institutions can be proactive instead of reactive in addressing issues before they become widespread while also improving quality across the board, which has a positive impact internally and with their business constituencies."

Additional ACES milestones of 2021 include:

* Adding and revising over 8000 audit questions to ACES Managed Questionnaires;

* Publishing 2067 articles and 504 calendar items to its free Compliance NewsHub;

* Reviewing and interpreting 206 Agency/GSE publications on behalf of users;

* Producing four quarterly Mortgage Industry QC Trends Reports and nine free industry webinars;

* Conducting a 2-day virtual user summit;

* Serving as speakers/moderators for eight panels across seven national industry conferences and webinars;

* Maintaining a net promoters score of 45+ since 2016; and

* Securing key industry partnerships with The Compliance Group and Winnow Solutions.

Last year ACES increased its staff by approximately 50% and was recognized for multiple industry awards. Individually, Romina Cusenza was named one of HousingWire's Marketing Leaders, Nick Volpe was named a HousingWire Insider and Trevor Gauthier was selected by HousingWire as an HW Vanguard. Additionally, Sharon Reichhardt and Amanda Phillips were selected as Elite Women in Mortgage by Mortgage Professional America.

In addition, the ACES team continued its efforts to give back to their local communities through ACES CARES. Established in 2018, ACES CARES encourages employees to make a positive difference in the community through volunteering, outreach and financial contributions to charities, offering a dollar-for-dollar match of employee donations to U.S.-registered 501(c)(3) charitable organizations of their choice and supporting employees' wellness and community involvement programs. Since the program's inception, ACES Quality Management and its staff have donated a total of $30,200 to 43 organizations through ACES CARES. Most recently, ACES CARES donated $2,500 each to Sister Carmen Community Center and Community Foundation Boulder County, both local organizations in Boulder County, Colo., assisting victims of the Marshall Fire, which occurred on December 30, 2021, and destroyed nearly 1,000 homes in Boulder County.

"ACES strives to make a positive impact not just for our users, but also within our local communities through ACES CARES and the industry as a whole," Gauthier added. "On the industry side, we doubled down on curating actionable insights and information via resources such as the Compliance NewsHub and our quarterly Mortgage Industry QC Trends Report, to provide the entire industry with the most accurate and up-to-date compliance and regulatory information in a digestible way."

About ACES Quality Management

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced it processed more than 4.5 million audits through its ACES Quality Management & Control® software in 2021.

Related link: https://www.acesquality.com/

Vice Capital Markets breaks internal trading volume record in 2021, helps clients achieve peak profitability

NOVI, Mich. /ScoopCloud/ -- Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today that the company set a new internal trade volume record last year, trading more than $202 billion on behalf of its full service clients. Using an advantageous mix of delivery and execution, the company was able to help its clients capitalize profitably on each trade.

"The past two years have been both chaotic and profitable for the mortgage industry, and Vice Capital Markets has worked hard to ensure our clients felt as little chaos in their hedging pipelines as possible," said Vice Capital Markets President Troy Baars. "That approach certainly paid off in 2021 thanks to the trust we have built with our clients over the years, but we would not have reached this internal trading record if our clients had not had such a stellar year in terms of volume, making this as much their achievement as it is ours."

In addition to the increase in annual trade volume, Vice Capital Markets also experienced a marked increase in its client base, including more than 50% growth in the credit union space in 2021.

"Vice Capital Markets has always placed a premium on serving all types of mortgage lenders and building communicative and collaborative relationships with our clients, a practice that continued last year," said Chris Bennett, Principal at Vice Capital Markets. "Our clients range in monthly production from $10 million to $5 billion a month, yet every client receives the same personalized care and attention to detail, allowing us to better meet their needs."

About Vice Capital Markets

Since 2001, Vice Capital Markets has successfully managed interest rate risk and maximized profitability on MBS trades and mortgage-related transactions for banks, credit unions and mortgage lenders of all sizes. With an average of more than 10 years' experience behind each of the traders on our team, Vice Capital has helped its clients realize, on average, a 25 to 55 bps improvement over their best effort execution, and Vice Capital's proprietary risk-management models and complex investor and agency best execution platform have consistently yielded safe and effective profit maximization for its clients.

Learn more at https://www.vicecapitalmarkets.com/ or call (248) 869-8100.

Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today that the company set a new internal trade volume record last year, trading more than $202 billion on behalf of its full service clients. Using an advantageous mix of delivery and execution, the company was able to help its clients capitalize profitably on each trade.

Related link: https://www.vicecapitalmarkets.com/

Critical defect rate increases 13% Q2 2021, according to ACES Quality Management Mortgage QC Industry Trends Report

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Trends Report covering the second quarter (Q2) of 2021. The latest report provides an analysis of post-closing quality control data derived from ACES Quality Management & Control® software.

Notable findings from the Q2 2021 report include:

* A 13% increase in the overall critical defect rate to 2.27%, ending a multi-quarter trend of improvement;

* The continued dominance of the Income/Employment defect category, which reached its highest observed rate since the inception of this report in 2016;

* Improvement in some of the core underwriting categories as well as in manufacturing-related categories, most likely driven by more predictable and stable volumes;

* A significant shift in reviews of refinance versus purchase transactions, further signaling that the transition from a refinance market to a purchase market is well underway;

* Increased share and improved performance for conventional loans; and

* A decline in Early Payment Defaults ("EPDs"), indicating that reviews have peaked and are now below pre-pandemic levels.

"Several factors contributed to the increase in the critical defect rate to 2.27% in Q2 of 2021, including the transition from a refinance market to a purchase market, the previous quarter's falling margins, eviction moratorium uncertainty and rising inflation," said ACES Executive Vice President Nick Volpe. "As the market continues to transition to primarily purchase transactions, lenders should expect continued volatility over the next few quarters and, therefore, keep a close watch on defects for the foreseeable future."

Findings for the Q2 2021 ACES Mortgage QC Industry Trends Report are based on post-closing quality control data derived from the ACES Quality Management and Control® benchmarking system and incorporate data from prior quarters and/or calendar years, where applicable. All reviews and defect data evaluated for the report were based on loan audits selected by lenders for full file reviews.

"While the increase in the critical defect rate was disappointing, there are several silver linings to our Q2 findings, including volume stabilization and declining unemployment numbers. These, combined with other economic factors, provide some optimism for the coming quarters, though the possible effect of inflation on interest rates may dampen that outlook," said ACES CEO, Trevor Gauthier. "Given the uncertainty of 2022's market and increasing regulatory pressures, lenders must ensure their existing QC and compliance programs are leveraging automation to maximize loan quality and mitigate risk."

Mortgage QC Industry Trends Reports are available for download, free of charge, at https://www.acesquality.com/resources/reports.

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Trends Report covering the second quarter (Q2) of 2021.

Related link: https://www.acesquality.com/

MCT Launches Dynamic Learning Center to Empower Lender Growth and Profitability

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT®), a recognized industry leader in mortgage risk management providing pipeline hedging, best execution loan sales and centralized lock desk services, announced the debut of its new Learning Center, a one-stop educational content database for each stage of growth of a mortgage lender in the secondary market. With a repository of webinars, technical whitepapers, blog posts, market commentary, and a dictionary of industry terms, the Learning Center grants unparalleled educational access to users looking to expand their knowledge of capital markets.

"We rolled out the Learning Center so that clients and industry professionals alike could gain insights, improve their business operations, and further their understanding of the mortgage industry," said Curtis Richins, President of MCT. "This debut is a significant step forward in our mission to fuel the mortgage industry with transformational capital markets technology and personalized client experience."

The new MCT Learning Center is built around a tailored experience for each individual user. Whether a particular lender is doing best efforts loan sales, supported hedging and mandatory delivery, semi-autonomous hedging and loan sales, autonomous hedging and loan sales, or is fully autonomous with advanced functionality, each growth stage has a robust repository of material designed to advance knowledge and achieve increased profitability. Visitors have the option to take a brief survey to determine their growth stage, or browse MCT's latest featured content for mortgage professionals.

"The complexities of the mortgage secondary market have frequently represented a stumbling block in the growth of lenders and mortgage professionals, sometimes to the benefit of the financial establishment who capitalize on that complexity," said Ian Miller, CMO of MCT. "MCT has achieved a leading role among hedge advisors through transparency and education, and the new Learning Center is the latest incarnation of that mission."

The debut of the Learning Center is the latest in a long line of innovations from MCT. Over the last year, MCT has rolled out BAM Marketplace, the first truly open loan exchange, enhanced best execution with its EBX technology that automates retain-release MSR decisions, and debuted the MCTlive! Pool Optimizer that enables secondary marketing managers to use actual cash window execution for optimization on each individual loan rather than using a dealer survey for spec pay-ups.

While this content recommendation engine is the latest example of MCT's commitment to accessibility in the secondary market, an array of deeper resources is already available exclusively for MCT clients. These include the annual MCT Exchange conference, the MCT University educational webinar series, and MarketFlash email newsletters sharing timely market volatility guidance.

Visit the MCT Learning Center and register for a webinar on January 6 demonstrating the new functionality and collecting topics of interest for future educational resources:

https://mct-trading.com/learn/

https://mct-trading.com/resources-growing-profitability-webinar/

About MCT:

Founded in 2001, Mortgage Capital Trading, Inc. (MCT) has grown from a boutique mortgage pipeline hedging firm into the industry's leading provider of fully integrated capital markets services and technology. MCT offers an array of best-in-class services and software covering mortgage pipeline hedging, best execution loan sales, outsourced lock desk solutions, MSR portfolio valuations, business intelligence analytics, mark to market services, and an award-winning comprehensive capital markets software platform called MCTlive! MCT supports independent mortgage bankers, depositories, credit unions, warehouse lenders, and correspondent investors of all sizes.

Headquartered in San Diego, California, MCT also has offices in Philadelphia, Santa Rosa, Los Angeles and Dallas. MCT is well known for its team of capital markets experts and senior traders who continue to provide the boutique-style hands-on engagement clients love.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

Mortgage Capital Trading, Inc. (MCT®), a recognized industry leader in mortgage risk management providing pipeline hedging, best execution loan sales and centralized lock desk services, announced the debut of its new Learning Center, a one-stop educational content database for each stage of growth of a mortgage lender in the secondary market.

Related link: https://mct-trading.com/

Vice Capital Markets’ Danny Enright honored as 2021 Rising Star by Mortgage Professional America

NOVI, Mich. /ScoopCloud/ -- Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced Senior Trader Danny Enright has been recognized by industry trade publication Mortgage Professional America (MPA) as one of its 2021 Rising Stars. In its inaugural year, the MPA Rising Stars award seeks to honor young professionals making a significant impact in the mortgage and housing industry.

Enright was recognized for his initiative in improving Vice Capital Markets processes and procedures around client communication. When the government-sponsored enterprises (GSEs) announced changes regarding second homes and non-owner-occupied properties last year, Enright created and implemented a direct communication channel with clients to assist them in navigating the required restrictions and limited allowable percentage of delivers. This helped Vice Capital's clients optimize their available loans eligible for sale and stay compliant with GSEs changes and requirements. In addition, Enright's efforts in evaluating and improving fallout assumptions have increased the performance and profitability of all Vice Capital clients despite the volatility of last year's market.

"Danny has grown professionally and personally by leaps and bounds in the past year. Not only did he complete his MBA, but his ability to speak directly and communicate effectively with all levels of the clients' senior management has made him a valuable asset," said Vice Capital Markets President Troy Baars. "It's rare to find someone that understands the technical side of hedging and can also communicate in a way anyone can understand, which speaks to a maturity and industry understanding well beyond his years of experience. We're extremely proud of him and look forward to seeing what he accomplishes in the coming year."

To view the full list of 2021 MPA Rising Stars visit: https://www.mpamag.com/

About Vice Capital Markets

Since 2001, Vice Capital Markets has successfully managed interest rate risk and maximized profitability on more than half a trillion of MBS trades and mortgage-related transactions for banks, credit unions and mortgage lenders of all sizes. With an average of more than 10 years' experience behind each of the traders on our team, Vice Capital has helped its clients realize, on average, a 25 to 55 bps improvement over their best effort execution, and Vice Capital's proprietary risk-management models and complex investor and agency best execution platform have consistently yielded safe and effective profit maximization for its clients. Learn more at https://www.vicecapitalmarkets.com/ or call (248) 869-8100.

About Mortgage Professional America

A publication of Key Media, Mortgage Professional America (MPA) delivers news, opinion and analysis to mortgage, real estate and finance industry professionals through its bi-monthly magazine and daily email newsletter. For more information, visit http://www.mpamag.com/.

Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced Senior Trader Danny Enright has been recognized by industry trade publication Mortgage Professional America (MPA) as one of its 2021 Rising Stars. In its inaugural year, the MPA Rising Stars award seeks to honor young professionals making a significant impact in the mortgage and housing industry.

Related link: https://www.vicecapitalmarkets.com/

ACES Quality Management announces ACES ENGAGE, a two-day conference defining the future of quality management and control for the financial services industry

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management™ (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the launch of ACES ENGAGE, a conference designed to bring together the nation's top financial services quality management professionals to discuss industry trends and best practices.

ACES ENGAGE will provide attendees the unique opportunity to learn from industry experts and thought leaders, network and leave with the knowledge necessary to increase efficiencies, improve productivity and further quality at their organizations. Sessions will include a mixture of general session presentations, panel discussions and breakout session tracks for mortgage lending, loan servicing and consumer lending.

"Historically, we've hosted our ACES Power User Summit to help our clients extract additional value from the ACES platform, but a unique byproduct of that event was the interaction between clients in sharing best practices and discussing industry trends. For 2022, we wanted to include a broader swath of financial services risk and quality management professionals and facilitate a more fulsome discussion of the issues these institutions face," said CEO Trevor Gauthier. "With ACES ENGAGE, our goal is to create an environment in which each attendee leaves inspired and full of ideas to improve their businesses, whether or not they are an ACES user."

ACES ENGAGE 2022 will take place at the historic Broadmoor Hotel in Colorado Springs on May 23-25, 2022. Featured speakers include Aron Ralston, author of the New York Times bestseller, 'Between a Rock and a Hard Place' and the subject of the Oscar-nominated film '127 Hours,' and Steve Spies, president of SWS Risk Advisory LLC. As a former risk and quality control executive at Fannie Mae, Spies was the primary author of Fannie Mae's manifesto on loan manufacturing quality.

Registration for ACES ENGAGE is open now, with early bird pricing available until December 31, 2021. Register to attend and learn more at https://www.acesquality.com/aces-engage-2022

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software™ to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management™ (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the launch of ACES ENGAGE, a conference designed to bring together the nation's top financial services quality management professionals to discuss industry trends and best practices.

Related link: https://www.acesquality.com/

Vice Capital Markets Commemorates 20 Years of Serving the Mortgage Industry’s Hedge Advisory and Secondary Execution Needs

NOVI, Mich. /ScoopCloud/ -- Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced the firm is celebrating its 20th corporate anniversary. Since opening its doors in August 2001, Vice Capital Markets has helped countless clients properly and effectively manage interest rate risk and maximize profitability.

Vice Capital Markets began humbly as a one-person office with Principal Chris Bennett offering a personalized approach to each and every client. As Vice Capital Markets has grown over the past two decades, Bennett's bespoke methodology has remained the same, becoming one of the trademarks of the firm.

"I would like to thank both our Vice Capital team, as well as our clients, because we never would have made it 20 years without their dedication and support," said Bennett. "Over the years, our commitment to providing personalized care and attention to our clients has afforded us the opportunity to create lifelong relationships, not just business partnerships. Those relationships have ultimately been the secret to our success these past 20 years and I hope the next 20 years as well."

Throughout its history, Vice Capital Markets has pioneered technology solutions for its clients and partners, while still maintaining its commitment to customized, in-depth personal expertise. Today, 6% of all mortgages originated in the U.S. are traded by Vice Capital Markets or hedged using its proprietary software.

"As Vice Capital Markets has grown and technology has evolved, we've been able to develop innovative solutions for our clients without sacrificing the personal touch," said Vice Capital Markets President Troy Baars. "Often times, lenders are forced to choose between technology and experience, but Vice Capital offers both. We're proud to say we've been able to innovate for our clients while always remaining available for consultation."

About Vice Capital Markets

Since 2001, Vice Capital Markets has successfully managed interest rate risk and maximized profitability on more than half a trillion of MBS trades and mortgage-related transactions for banks, credit unions and mortgage lenders of all sizes. With an average of more than 10 years' experience behind each of the traders on our team, Vice Capital has helped its clients realize, on average, a 25 to 55 bps improvement over their best effort execution, and Vice Capital's proprietary risk-management models and complex investor and agency best execution platform have consistently yielded safe and effective profit maximization for its clients.

Learn more at https://www.vicecapitalmarkets.com/ or call (248) 869-8100.

NOVI, Mich., Aug. 12, 2021 (SEND2PRESS NEWSWIRE) -- Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced the firm is celebrating its 20th corporate anniversary. Since opening its doors in August 2001, Vice Capital Markets has helped countless clients properly and effectively manage interest rate risk and maximize profitability.

Related link: https://www.vicecapitalmarkets.com/

ACES Quality Management Makes Key Loan Audit Platform Upgrades to Elevate User Experience for Lending Institutions

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management(TM) (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of several key features and enhancements to its ACES Quality Management & Control Software(TM). The updates are designed to improve reporting through the system and create a highly customizable, easy-to-use experience.

Commonly reported data is now readily available for reporting directly in the ACES user interface (UI) through a library of standard reports. With a simpler, yet flexible and intuitive user experience and more options to customize their ACES environments, users can quickly and easily create their own reports or modify default reports to drill down on specific data points, as well as apply filters, sort columns and set order preferences.

"With higher loan volumes comes a higher risk of compromises to loan quality, increasing the need to utilize technology that mitigates risk while boosting productivity and quality," ACES CEO Trevor Gauthier said. "The newest enhancements to ACES' user interface and reporting functionality are part of our ongoing strategic initiative to improve direct access to live data. Whether lenders need to quickly distribute reports or better understand their productivity, ACES improves their efficiency while providing better control over quality and costs."

In addition, ACES has updated the look and feel of its UI to align the aesthetic elements of the ACES Quality Management & Control Software with the company's recent rebrand while maintaining the same core functionality and data analysis capabilities familiar to ACES users. The new and improved layout features independently scrolling sections, drag-and-drop items, improved menu navigation and simplification of users' ability to brand their environments. Upgrades to the UI and reporting were driven by client research and feedback from ACES users.

"Soliciting user feedback is an invaluable step in our process of continuously adapting our system to fit lenders' ever-changing needs," Gauthier said. "We strive to continue delivering the most flexible technology on the market for improving audit efficiency, boosting team productivity and helping lenders make better-informed decisions across lines of business, and in service of that goal, ACES invested in a team whose sole purpose is to continuously modernize our technology and improve the user experience."

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry.

The nation's most prominent lenders, servicers and financial institutions rely on ACES Audit Quality Management & Control Software(TM) to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of several key features and enhancements to its ACES Quality Management & Control Software. The updates are designed to improve reporting through the system and create a highly customizable, easy-to-use experience.

Related link: https://www.acesquality.com/

ACES Sees Surge in New Clients Through Q3 2020

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management (ACES), formerly known as ARMCO and the leading provider of enterprise quality management and control software for the financial services industry, announced today that it has experienced substantial client growth in 2020, increasing its number of new clients by 15%. Since January, ACES has signed several top 25 lenders, including Thrive Mortgage, Plains Commerce Bank, Strong Home Mortgage, LenderWorks and Fulton Bank, as well as one of the nation's top fintech lenders.

"ACES' recent growth illustrates the ever-present need in the marketplace for quality control automation, one which was underscored by the COVID-19 pandemic, the resulting changes in remote workforces and the potential for loan quality issues stemming from the pandemic, such as early payment defaults," said ACES Quality Management CEO Trevor Gauthier. "As lenders moved to a remote work environment, the ability to securely and easily access technology to power their remote workforce became mission-critical, and thanks to the inherent design of our technology, ACES was prepared to meet that demand and enable lenders to transition their operations accordingly."

"We choose ACES because it is the most flexible audit system in the market," said Amelia Moore, quality control manager at Strong Home Mortgage. "We wanted a true partner to help us automate our post-closing audit workflow, and we have found that with the ACES Quality Management team. ACES has a great reputation for client service and has truly exceeded our expectations."

"Our partnership with ACES has allowed us to innovate and streamline our quality management and control workflows," said Khanh Dang, senior vice president and director of consumer account management and credit operations at Fulton Bank. "ACES continues to be a trusted advisor in our quest for operational excellence."

ACES' flagship product ACES Quality Management and Control Software(TM) provides lenders with a secure, flexible, web-based platform to manage pre-funding, post-closing and servicing audits, enabling organizations to continue processing and auditing loans even with employees working from home. Additionally, the reporting dashboard helps quality control executives better manage audit workflows to maintain productivity levels across a detached workforce. ACES is pre-built with over 60 audit types and thousands of managed questions to help lenders keep up with the rapid change in compliance from federal and state regulators, including temporary authorizations and guidance issued as a result of COVID-19.

"In one way or another, COVID-19 will have a lasting impact on how mortgage lenders and financial institutions operate," Gauthier said. "Though the catalyst for industry change was far from ideal, the renewed and accelerated emphasis on tech adoption to power a more digital lending environment will ultimately benefit both lenders and consumers, and ACES is proud to be amongst the group of industry vanguards leading this shift."

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Audit Quality Management & Control Software(TM) to improve audit throughput and quality while controlling costs, including:
* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;
* 2 of the top 5 loan servicers; and
* 2 of the top 5 depository institutions.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

ACES Quality Management (ACES), formerly known as ARMCO and the leading provider of enterprise quality management and control software for the financial services industry, announced today that it has experienced substantial client growth in 2020, increasing its number of new clients by 15%.

Related link: https://www.acesquality.com/

ARMCO Rebrands as ACES Quality Management

DENVER, Colo. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of enterprise quality management and control software for the financial services industry, announced today the completion of its months-long rebranding effort to align the company's image with its expanded focus on quality and risk management for banks and credit unions, as well as independent mortgage lenders. Effective September 10, 2020, the company name will be known as ACES Quality Management(TM), and the name of its flagship product ACES Audit Technology(TM) change to ACES Quality Management and Control Software(TM).

"While the origins of ACES lie in mortgage loan quality management, our sphere of activity has expanded to include other types of lending, as well as supporting overall quality in operations and outcomes within our clients' organizations. Thus, we felt the time was right to make a change to ensure our brand to more accurately reflect that," said ARMCO CEO Trevor Gauthier. "Regardless of the name under which we operate, the foundation of our organization has always been quality people behind quality products, achieving quality results - something we have proudly accomplished for the last 25 years and will continue to do under the ACES Quality Management banner."

The rebrand comes after much research and discussion, vetting current ACES clients, prospects and industry experts. Along with the naming and logo rebrand come a newly designed website and product offering. ACES Audit Packs for Mortgage Origination, Servicing and Consumer Lending combine out-of-the-box reports and managed questions with the functionality and flexibility of the ACES platform.

"ACES Quality Management is focused on improving quality, confidence, transparency and compliance in financial services by leveraging advanced technology platforms created with a customer-centric approach," Gauthier said. "Because we are striving to be the standard for quality management and control software in the financial space, we want to be known not only for the great technology that we bring to market, but also for the unprecedented level of customer care that we provide."

For more information, visit www.acesquality.com or contact info@acesquality.com.

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Audit Quality Management & Control Software(TM) to improve audit throughput and quality while controlling costs, including:
* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;
* 2 of the top 5 loan servicers; and
* 2 of the top 5 depository institutions.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment.

For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

*LOGO link for media: https://www.Send2Press.com/300dpi/20-09010s2p-aces-logo-300dpi.jpg

ACES Risk Management (ARMCO), the leading provider of enterprise quality management and control software for the financial services industry, announced today the completion of its months-long rebranding effort to align the company's image with its expanded focus on quality and risk management for banks and credit unions, as well as independent mortgage lenders.

Related link: https://www.acesquality.com/

2019 ARMCO QC Trends Report Indicates Overall Marked Improvement in Critical Defect Rate over 2018

DENVER, Colo. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of the quarterly ARMCO Mortgage QC Trends Report. The latest report, which provides nationwide loan quality findings based on data derived from ACES Audit Technology(TM) covers both the fourth quarter (Q4) and the 2019 calendar year (CY).

"Reduced interest rate volatility and declining interest rates over the course of the year created an environment in which lenders rode a sustained wave of refinances, increased their overall loan production and improved their profitability - all of which contributed to the improvements in loan quality in 2019," said ARMCO Executive Vice President Nick Volpe. "With the rate environment expected to remain unchanged throughout 2020, the loan quality levels observed in 2019 seem sustainable. However, this forecast does not and cannot account for the anomalies triggered by the COVID-19 pandemic. Therefore, lenders will need to keep a sharp eye out for negative spikes in their loan data as 2020 continues."

The report's noteworthy findings include:

* On a quarter-over-quarter basis, critical defect rates improved in the first three quarters of 2019 before reversing the decline and climbing in Q4 2019.
* Q4 2019 ended with a defect rate of 1.73%, an increase of 11% from Q3 2019.
* The share of conventional loans increased from 56.40% in CY 2018 to 61.99%, representing a nearly 6% increase.
* Purchase share fell 7.5% in CY 2019 as compared to CY 2018.
* Regulatory compliance issues were down 51% year-over-year, to a multi-year low of 5.17% of all critical defects.
* Loan Package/Documentation defects were volatile in CY 2019 but did post a 12% improvement compared with CY 2018.
* Income, Assets, and Credit (key qualification/underwriting criteria) related defects made up 53% of all critical defects in CY 2019, with Income and Credit increasing from the prior year, and Asset defects decreasing.
* Market stability contributed to an overall better 2019 for lending quality. However, these improvements will be severely tested as data comes in for the coming quarters as we start to see COVID's impact on mortgage lending.

The Q4/CY 2019 ARMCO Mortgage QC Industry Trends Report is based on nationwide post-closing quality control loan data from over 90,000 unique loans selected for random full-file reviews, as was captured by the company's ACES Analytics benchmarking software. Defects listed in the report are categorized using the Fannie Mae loan defect taxonomy.

"While 2019's critical defect rates represent a clear improvement over 2018 and suggest a continuation of that trend moving into 2020, the increase in forbearance requests, high unemployment rates and the potential for early payment defaults to spike later in the year will certainly put this prediction to the test," said ARMCO CEO Trevor Gauthier. "Recognizing the potential need for lenders to ramp up their EPD audit volume, ARMCO launched ACESXPRESS for Early Payment Defaults to better prepare our clients for this possibility and ensure they had a turnkey platform to help them maintain audit requirements and keep a vigilant eye on this potential source of risk."

Volpe will analyze the findings from the Q4/CY 2019 ARMCO Mortgage QC Industry Trends Report and offer insights into what lenders can expect in future quarters during a webinar titled, "Insights into Mortgage QC Trends - Past Highlights and Predictions for 2020," as part of its on-going QC NOW Web Series. To access the webinar recording, visit https://www.armco.us/learn/webinars/qc-now.

ARMCO Mortgage QC Industry Trends Reports are available for download, free of charge, at https://www.armco.us/learn/reports.

About ARMCO

ACES Risk Management (ARMCO) is the leading provider of enterprise quality management and control software for the financial services industry. More than half of the top 50 lenders and two of the top five U.S. commercial banks rely on ACES Audit Technology(TM) to improve audit throughput and quality while controlling costs. Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ARMCO clients get responsive support and access to our experts to maximize their investment. For more information, visit www.armco.us or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of the quarterly ARMCO Mortgage QC Trends Report. The latest report, which provides nationwide loan quality findings based on data derived from ACES Audit Technology covers both the fourth quarter (Q4) and the 2019 calendar year (CY).

Related link: https://www.armco.us/

Vice Capital Markets Sets Internal Record for Monthly Trade Volume

NOVI, Mich. /ScoopCloud/ -- Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today that the company has more than doubled its monthly trade volume over a 90-day period, setting several internal records. Trade volume totals reached during this period include $11.5 billion in March, $13.4 billion in April and $12.4 billion in May.

"Despite the market chaos brought on by the COVID-19 pandemic, our clients were able to make it through that period with flying colors and take advantage of low interest rates to grow their pipelines," said Vice Capital Markets President Troy Baars. "Since then, margins have increased across the board from their early-pandemic lows, and with the spread between best effort and mandatory execution leaning solidly in the latter's direction, Vice Capital has been able to help our clients capitalize on these favorable market conditions to their financial benefit."

In addition to the increase in monthly trade volume, Vice Capital Markets also experienced a 13% increase in its client base over April and May. Baars attributes the growth to Vice Capital's growing reputation for helping its clients successfully navigate the market challenges brought on by COVID-19, with Vice Capital collectively garnering more than $8 million for its clients in a single day during the early days of the pandemic.

"Communication and experience are two key elements to the lender-hedge advisor relationship, especially in periods of tremendous uncertainty and market volatility," said Baars. "Even during the most chaotic days of the pandemic, Vice Capital clients received at least daily, if not more frequent, updates and insights from our executive team, and with an average of 10-or-more years' experience behind each of our trade desks, our clients could rely on their day-to-day contact to provide real-time advice at a time when market conditions were changing by the second."

For more information on working with Vice Capital Markets, contact Scott Colclough at (248) 869-8100 or scolclough@vicecapitalmarkets.com.

About Vice Capital Markets

Since 2001, Vice Capital Markets has successfully managed interest rate risk and maximized profitability on more than half a trillion of MBS trades and mortgage-related transactions for banks, credit unions and mortgage lenders of all sizes. With an average of more than 10 years' experience behind each of the traders on our team, Vice Capital has helped its clients realize, on average, a 25 to 55 bps improvement over their best effort execution, and Vice Capital's proprietary risk-management models and complex investor and agency best execution platform have consistently yielded safe and effective profit maximization for its clients. Learn more at https://www.vicecapitalmarkets.com/ or call (248) 869-8100.

*LOGO link for media: https://www.Send2Press.com/300dpi/19-0822s2p-vice-capital-300dpi.jpg

Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today that the company has more than doubled its monthly trade volume over a 90-day period, setting several internal records. Trade volume totals reached during this period include $11.5 billion in March, $13.4 billion in April and $12.4 billion in May.

Related link: https://www.vicecapitalmarkets.com/

ARMCO Expands Integrated Third-Party Vendor Offerings Within ACES Audit Technology

DENVER, Colo. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of enterprise quality management and control software for the lending industry, announced several major enhancements to its ACES Audit Technology platform to aid lenders' loan defect categorization and post-closing quality control efforts.

"Loan quality is a moving target, and to ensure our clients are always hitting the mark, ARMCO is continually refining ACES as users' needs and regulatory directives change," ARMCO CEO Trevor Gauthier said. "This recent slate of system updates is further evidence of our commitment to customer satisfaction, user choice and industry partnerships with best-of-breed providers that support our clients' loan quality initiatives."

Included in the enhancements are additions to the suite of integrated third-party verification providers available within ACES. Users can now order, track and receive credit reports from Data Facts and field reviews from Service1st without leaving the ACES system, which streamlines the quality control audit process and eliminates the unnecessary, time-consuming and error-prone task of rekeying data.

"Data Facts is hyper-focused on helping lenders address fraud and compliance, which makes our partnership with ARMCO such a natural fit," said Lisa May, senior vice president of strategic solutions at Data Facts. "Not only is this integration a win-win for our mutual customers, but it also provides all ACES users with a choice for credit reporting services, and we look forward to delivering to ACES users the same high-touch, high-level customer service that our existing clients have come to expect from Data Facts."

"Many appraisal management companies list appraisal reviews as product offerings, but, in reality, this often takes a back seat to their main business of origination appraisals. That is not the case for Service 1st," said Joe Chappell, executive vice president and business leader for partner integrations at Covius, which owns Service1st. "We have a 25-year track-record of providing appraisal reviews to the QC community and are known for our service, the quality of our valuations, our commitment to communications and our competitive pricing. Our integration with ARMCO brings together two of the industry's leading QC service providers to accelerate the overall appraisal review process, create greater efficiencies for our joint clients and reduce the risk of human error."

In addition to expanding users' options for third-party verification providers, ARMCO also announced its updates to the loan defect taxonomies for Fannie Mae and FHA included within ACES. These updates reflect the changes announced by Fannie Mae in late Q3 2019 and FHA in early Q1 2020 and were made available to ACES users in December 2019 and January 2020, respectively.

"The loan defect taxonomies established by Fannie Mae and FHA enable lenders to standardize their categorization of loan defects, which, in turn, helps facilitate historical trending and benchmarking activities so that lenders have a more fulsome understanding of their loan quality both over time and as compared to their peers," said Gauthier. "As a best practice, the ACES software is updated immediately with these changes to ensure our clients are compliant and utilizing the latest standard from their prudential regulators to effectively manage their loan quality and risk."

About Data Facts

For over three decades, Data Facts' full-circle portfolio of solutions has helped lending professionals make sound lending decisions and maximize efficiencies. Employees are 100% U.S. based and data is never off-shored. By utilizing innovative technology, seamless LOS integrations, and their ability to create customized, flexible solutions, they help clients close more loans faster and easier. Data Facts is certified by the Women's Business Enterprise National Council (WBENC) as a 100% woman-owned business. To read more about Data Facts, visit their website at https://www.datafacts.com.

About Service1st

Service1st, a Covius solution, provides technology-enabled appraisal risk management solutions and specializes in quality control providers. Service1st also delivers risk management solutions for residential and commercial mortgage origination, servicing, default, REO and due diligence. Covius is a trusted provider of services, insight and technology to leading financial companies. Covius' technology-enabled solutions deliver operational efficiencies, mitigate risk and empower compliant decisions and borrower interactions.

Covius businesses are recognized leaders in credit and verification services, HOA and tax tracking, quality assurance, regulatory compliance, compliant document services, comprehensive settlement services, lien and title curative solutions, REO asset management and auction services, capital markets due diligence and oversight as well as rapid-development, customizable cloud-based business process solutions. The company was named a 2020 HousingWire Tech100 winner. For more information about the company and its services, visit https://covius.com.

About ARMCO

ACES Risk Management (ARMCO) is the leading provider of enterprise quality management and control software for the financial services industry. More than half of the top 25 mortgage lenders, a third of the top 150 lenders and servicers and two of the top five U.S. commercial banks rely on ACES Audit Technology(TM) to improve audit throughput and quality while controlling costs. Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ARMCO clients get responsive support and access to our experts to maximize their investment.

For more information, visit https://www.armco.us/ or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of enterprise quality management and control software for the lending industry, announced several major enhancements to its ACES Audit Technology platform to aid lenders' loan defect categorization and post-closing quality control efforts.

Related link: https://www.armco.us/

ARMCO Launches ACES Consumer™ Quality Management Platform for Financial Institutions

DENVER, Colo. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of enterprise quality management and control software for the lending industry, announced the official release of ACES Consumer, the next iteration of its ACES Audit Technology(TM) platform designed specifically for financial institutions. The new solution provides both consumer banks and credit unions with a single platform to improve loan quality and gain valuable insights across all consumer lending channels.

"Traditionally, financial institutions have taken a siloed approach to quality control in lending. As a result, organizations may have a different process or platform for managing loan quality in each of their consumer product lines, thereby duplicating efforts and increasing the cost to comply," ARMCO CEO Trevor Gauthier said. "As the leader in quality control audit software for the mortgage industry, ARMCO has amassed a wealth of knowledge on best practices for managing QC and compliance, which we have leveraged in the development of ACES Consumer to provide all financial institutions with a single platform capable of ensuring loan quality and mitigating risk across their entire enterprise."

ACES Consumer is a web-based, user-definable platform that enables financial institutions to easily configure audits across their entire consumer lending portfolio to help reduce audit times by up to 40% and eliminate manual processes. Backed by a dedicated Client Success team, the platform includes automated loan sampling functionality, advanced reporting and dashboarding capabilities and a secure communication portal to streamline the quality control process.

ACES Consumer also uses pre-built questionnaires to ensure compliance with federal consumer regulations covering, but not limited to:
* Consumer direct and indirect lending;
* Truth in Lending Act (TILA);
* Loan applications;
* Branch audits;
* New deposit open end credit;
* Consumer loan servicing;
* Consumer leasing;
* Marketing; and
* Community Reinvestment Act (CRA).

"Many financial institutions have been forced to rely on spreadsheets, email and manual processes to power their quality control audits. As organizations grow, these methods quickly become inadequate to the task, which exponentially increases the number of manhours required to complete this mission-critical function. Furthermore, these methods are ill-suited to a remote work environment, as they add unneeded complexity to the process and create multiple opportunities for data to become lost or corrupted," Gauthier said.

"With ACES Consumer, financial institutions can harness the power of web-based automation to streamline the quality control process, thereby ensuring that they have a scalable process in place for managing loan quality and mitigating risk, regardless of their operational circumstances."

For more information, visit https://www.armco.us/products/aces-consumer.

About ARMCO

ACES Risk Management (ARMCO) is the leading provider of enterprise quality management and control software for the financial services industry. More than half of the top 25 mortgage lenders, a third of the top 150 lenders and servicers and two of the top five U.S. commercial banks rely on ACES Audit Technology(TM) to improve audit throughput and quality, while controlling costs. Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ARMCO clients get responsive support and access to our experts to maximize their investment. For more information, visit www.armco.us or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of enterprise quality management and control software for the lending industry, announced the official release of ACES Consumer, the next iteration of its ACES Audit Technology platform designed specifically for financial institutions.

Related link: https://www.armco.us/

ARMCO Updates ACES IQ to Provide Guidance on Regulatory Changes Made in Response to COVID-19 National Emergency Declaration

DENVER, Colo. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, announced it has created a new question set category within its ACES Intelligent Questionnaire (ACES IQ) functionality to house all temporary regulatory provisions issued by state and federal agencies and the GSEs in response to the COVID-19 national emergency declaration. The new category provides ACES users with a centralized repository inside ACES Audit Technology to ensure audits are conducted using the most up-to-date compliance standards.

"With new information and guidance being issued seemingly by the minute at all supervisory levels, the task of collecting and tracking these changes can overwhelm even the most robust compliance department," ARMCO CEO Trevor Gauthier said. "In these challenging times, it is more important than ever for ARMCO to support its customers in their compliance, quality control and risk management efforts, and our team is dedicated to staying on top of these temporary provisions to ensure our clients are always working with the most current information available."

To help the industry at large stay informed of these changes as they arise, ARMCO is also tracking compliance news related to COVID-19 in its Compliance NewsHub, a free credit and compliance research library curated by ARMCO's in-house compliance team covering updates from regulators and investors. Readers can search for all COVID-19 compliance updates and news within the "Disaster News" category. In addition, ARMCO's compliance team has added all current dates for temporary compliance provisions related to COVID-19 on the Compliance Calendar, ARMCO's searchable roundup of compliance dates and deadlines, under the tag "COVID-19."

To subscribe to the Compliance NewsHub Weekly Roundup and Compliance Calendar, visit https://www.armco.us/compliance-newshub/subscribe.

About ARMCO

ARMCO is the leading provider of loan quality enterprise software, services, data and analytics for financial institutions and independent mortgage lenders. Its flagship product, ACES Audit Technology(tm), has set the bar for user definability in its category and is used at virtually every point in the mortgage lifecycle, as well as for a wide range of risk-prone business operations across the consumer lending spectrum. Over half of the top 25 mortgage lenders and 33% of the top 150 lenders and servicers combined choose ARMCO. ARMCO's consultative approach to customer relationships leverages 25 years of risk intel, ensuring that its clients are using the most effective risk mitigation strategies and the fastest, most reliable, most efficient means for preventing risk-related loss. ARMCO distributes the ARMCO Mortgage QC Industry Trends Report, a free quarterly analysis of industry-wide mortgage loan quality.

For more information, visit www.armco.us or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, announced it has created a new question set category within its ACES Intelligent Questionnaire (ACES IQ) functionality to house all temporary regulatory provisions issued by state and federal agencies and the GSEs in response to the COVID-19 national emergency declaration.

Related link: https://www.armco.us/

ARMCO Makes HW Tech100 Mortgage List for Sixth Consecutive Year

DENVER, Colo. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, announced today it has been named to the 2020 HW Tech100™ Mortgage list published by mortgage industry trade magazine HousingWire. This marks ARMCO's sixth consecutive appearance on the HW Tech100 list, which highlights tech innovation that captures the entire U.S. housing economy, spanning real estate to mortgage lending, servicing and investments.

"At ARMCO, our unrelenting focus is on helping lenders achieve greater loan quality and reducing risk to their organizations. As a result, we are constantly making adjustments and enhancements to our product offerings to ensure we are staying on top of regulatory demands and providing lenders with best-in-class quality control technology," ARMCO CEO Trevor Gauthier said. "We are incredibly grateful to the staff at HousingWire for recognizing ARMCO's commitment to excellence and including us on this year's Tech100 Mortgage list."

"HousingWire's motto for 2020 is growth through focus. With that lens, the Tech100 program underwent mitosis and emerged as two highly focused awards - Tech100 Real Estate and Tech100 Mortgage. While collaboration between real estate and mortgage professionals has never been higher, the tools and solutions that empower these professionals to excel are often entirely different," said HousingWire CEO, Clayton Collins. "The winners of the 2020 HousingWire Tech100 Mortgage and Real Estate awards are truly the most impactful and innovative companies in housing. Not only do these companies empower their clients and users, they are supporting a more efficient, accessible and sustainable housing economy."

In ARMCO's profile, HousingWire's editors noted ARMCO consolidated QC for mortgage and consumer lending into one central unit and reduced monthly reports for lenders from eight manually compiled reports to one interactive report. ACES Audit Technology™ expedites turn times, increases reliability and imparts standardization, accountability and auditability in virtually any quality control process. In 2019, ACES Audit Technology allowed users to recapture roughly 16 skilled labor hours per month to QC the same volume of loans, reduce turn times for month-end reports from several days to roughly one hour and replace email and spreadsheets with a secure, real-time online platform that enables seamless real-time information sharing among multiple locations.

"This year's Tech100 winners blew past innovation, moving beyond innovation to transformation," HousingWire Associate Magazine Editor Kelsey Ramírez said. "In both the real estate and mortgage sectors, fintech companies continue to create new ways to approach the housing process, improving efficiencies, cutting costs and creating a new experience for all parties involved."

About HousingWire

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 7.5 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit www.housingwire.com or www.solutions.housingwire.com to learn more.

About ARMCO

Over half of the top 25 mortgage lenders and 33% of the top 150 lenders and servicers combined choose ARMCO. ARMCO's product line includes loan quality enterprise software, services, data and analytics. Its flagship product, ACES Audit Technology™, has set the bar for user definability in its category. It is used at virtually every point in the mortgage lifecycle, as well as for a wide range of risk-prone business operations outside traditional mortgage origination and servicing. ARMCO's consultative approach to customer relationships leverages 25 years of mortgage risk intel, assuring that its clients are using the most effective risk mitigation strategies, and are using the fastest, most reliable, most efficient means for preventing risk-related loss. ARMCO distributes the ARMCO Mortgage QC Industry Trends Report, a free quarterly analysis of industry-wide mortgage loan quality. For more information, visit www.armco.us or call 1-800-858-1598.

CES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, announced today it has been named to the 2020 HW Tech100™ Mortgage list published by mortgage industry trade magazine HousingWire.

Related link: https://www.armco.us/

ARMCO Enhances ACES IQ with Addition of HMDA Questionnaires

DENVER, Colo. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, announced today it has added questionnaires related to the Home Mortgage Disclosure Act (HMDA) to the ACES Intelligent Questionnaire (ACES IQ) functionality contained within the ACES Audit Technology™ system. With this set of HMDA-specific questions, ACES users can quickly and easily conduct quality control on their HMDA data before reporting this data to their assigned federal HMDA regulator.

"With the CFPB's 2019 HMDA rule changes now firmly in effect, lending institutions have a better idea of where their individual responsibilities reside in regards to HMDA reporting," ARMCO CEO Trevor Gauthier said. "Given this recent move from yearly to quarterly reporting, ARMCO felt the time was right to introduce HMDA-specific questionnaires to enable our customers to streamline and perfect their data integrity auditing for HMDA."

These additions are the latest in a series of expansions to the ACES IQ content library designed to enhance the compliance support ARMCO provides to its users. Using both managed and custom quality control audit questions, ACES IQ assists lenders in addressing regulations and guidelines set forth by state and federal regulators, private investors, the GSEs and agencies. The module leverages the loan-level data contained within ACES to quickly isolate desired question sets and answer-based logic to dynamically filter question sets down to the most relevant items, enabling ACES users to cut their review times by up to 50%.

Last year, the company added more than 4,000 questions to ACES IQ to ensure broad-based coverage of all lending compliance topics, including HMDA, and ease the burden for compliance teams in conducting loan-level reviews.

"Quality control and compliance go hand in hand - you cannot have one without the other," Gauthier said. "ARMCO has recognized this need from day one and invested considerable resources in proactively building out a compliance library backed by a highly experienced team of compliance experts to ensure the information ARMCO provides to its customers is always up-to-date and comprehensive."

About ARMCO
Over half of the top 25 mortgage lenders and 33% of the top 150 lenders and servicers combined choose ARMCO. ARMCO's product line includes loan quality enterprise software, services, data and analytics. Its flagship product, ACES Audit Technology™, has set the bar for user definability in its category. It is used at virtually every point in the mortgage lifecycle, as well as for a wide range of risk-prone business operations outside traditional mortgage origination and servicing.

ARMCO's consultative approach to customer relationships leverages 25 years of mortgage risk intel, assuring that its clients are using the most effective risk mitigation strategies, and are using the fastest, most reliable, most efficient means for preventing risk-related loss. ARMCO distributes the ARMCO Mortgage QC Industry Trends Report, a free quarterly analysis of industry-wide mortgage loan quality.

For more information, visit http://www.armco.us/ or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, announced today it has added questionnaires related to the Home Mortgage Disclosure Act (HMDA) to the ACES Intelligent Questionnaire (ACES IQ) functionality contained within the ACES Audit Technology™ system.

Related link: https://www.armco.us/

ARMCO Reports Strong 2019, Eyes Further Growth and Expansion in 2020

DENVER, Colo. /ScoopCloud/ -- After a remarkable 2019, ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, is looking ahead to 2020 for what promises to be an outstanding year. In addition to adding several lenders to its growing roster of clients - including Bay Equity Loans, KWIK Mortgage, The KLR Group and multiple top-25 mortgage companies - ARMCO also achieved a company record in 2019 of one million audits conducted in a single year in its flagship audit platform ACES Audit Technology(TM).

ARMCO also launched several product enhancements in 2019, including a parallel workflow capability that saves time and reduces turn times while maintaining the quality of staff output to the ACES Audit Technology platform. Other noteworthy enhancements include an auto-answer feature that automatically answers audit questions based on available loan data, as well as an enhanced single sign-on that can reduce on-boarding time by more than 50 percent. Encouraged by these accomplishments, the company plans to expand its footprint in 2020 to support risk management, compliance and quality control for financial institutions with multiple loan products and lines, including consumer lending.

"One of the biggest strengths of ACES Audit Technology is its ability to function as an enterprise solution - providing organizations with one platform and removing the need for disparate software solutions and manual processes," ARMCO CEO Trevor Gauthier said. "In 2020, ARMCO seeks to share its technology with new markets, as ACES Audit Technology has proven it is not just a tool that can be used for mortgage quality control, but for any loan quality initiative in a financial institution."

2019 marked the beginning of ARMCO's relationship with New Capital Partners. The private-equity firm partnered with and invested in ARMCO, strengthening ARMCO's position in the industry and enhancing continued growth and innovation. ARMCO also bolstered its ranks with several key hires and promotions in 2019 and early 2020, including Gauthier's appointment as CEO in October 2019. Kyle Kehoe was hired as executive vice president of sales and Cassie Vosburgh joined as executive vice president of finance. Additionally, Sharon Reichhardt was promoted to executive vice president of operations. There have also been a number of additional hires within operations, product and engineering to round out the team and industrialize the platform and organization.

Throughout 2019, ARMCO and its employees were recognized for multiple industry awards. ARMCO was recognized as an innovative technology company and earned its fifth consecutive HousingWire Tech 100 award. For the third year running, ARMCO was named to National Mortgage Professional's Top 100 Mortgage Employers list, and individually, Reichhardt was named one of HousingWire's inaugural Tech Trendsetters.

"In addition to our award-winning technology, our staff is one of the biggest assets ARMCO possesses," Gauthier added. "Whether they are on the front lines helping to improve loan quality or behind the scenes keeping the operational wheels turning, our team of highly capable, caring employees are all dedicated to supporting our clients' success, and the key hires and promotions made in 2019 and early this year will help ARMCO continue to fulfill on that commitment."

After introducing an initiative during the 2018 holiday season, ARMCO also launched ARMCO CARES in 2019, a company-matching gift program. Available to both part-time and full-time employees, ARMCO CARES offers a dollar-for-dollar match of employee donations to a registered 501(c)(3) charitable organization of the employee's choice.

"Giving back is one of ARMCO's key values. Our employees have always been the fuel behind ARMCO's success, and we are grateful to be able to use our success to support those causes that are near and dear to our employees' hearts," Gauthier said. "To date, ARMCO has contributed thousands of dollars to 25 charities through ARMCO CARES, and we look forward to continuing these efforts in 2020."

About ARMCO

Over half of the top 20 mortgage lenders in the U.S. choose ARMCO as their provider of risk management software. ARMCO's product line includes loan quality enterprise software, services, data and analytics. Its flagship product, ACES Audit Technology(TM), has set the bar for user definability in its category. It is used at virtually every point in the mortgage lifecycle, as well as for a wide range of risk-prone business operations outside traditional mortgage origination and servicing.

ARMCO's consultative approach to customer relationships leverages 25 years of mortgage risk intel, assuring that its clients are using the most effective risk mitigation strategies, and are using the fastest, most reliable, most efficient means for preventing risk-related loss. ARMCO distributes the ARMCO Mortgage QC Industry Trends Report, a free quarterly analysis of industry-wide mortgage loan quality.

For more information, visit http://www.armco.us/ or call 1-800-858-1598.

S2P-STORYID:056292

After a remarkable 2019, ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, is looking ahead to 2020 for what promises to be an outstanding year. In addition to adding several lenders to its growing roster of clients ARMCO also achieved a company record in 2019 of one million audits conducted in a single year in its flagship audit platform ACES Audit Technology.

Related link: https://www.armco.us/

ARMCO Expands Business Development Team – Industry veteran Mike Ehring to expand client base across several verticals

POMPANO BEACH, Fla. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, has announced that it has hired industry veteran Mike Ehring as senior director of business development.

Ehring brings over 20 years of experience as a senior executive in sales and business development for mortgage fintech companies that include Dorado, CoreLogic and most recently at LoanLogics. As ARMCO's senior director of business development, Ehring will focus on growing revenue through new client acquisition. His focus will include several verticals, including mortgage lenders, banks, credit unions, and FinTech companies.

"I'm excited about the opportunities that come from working for the leader in mortgage quality control technology," said Ehring. "I've had my eye on ARMCO because of their advancements in the RegTech space and the infrastructure they have behind customer care. It's great to work with a company that excels in every category, from its products to its people."

"Mike has a great track record working with the largest lenders in the U.S. market," said Kyle Kehoe, chief revenue officer for ARMCO. "When you combine his expertise and passion for helping financial institutions, with ARMCO's category best solutions and consultative approach to client management, you have a recipe for great success. We're happy to welcome him to the team."

About ARMCO:

Over half of the top 20 mortgage lenders in the U.S. choose ARMCO as their provider of risk management software. ARMCO's product line includes loan quality enterprise software, services, data and analytics. Its flagship product, ACES Audit Technology(tm), has set the bar for user definability in its category. It is used at virtually every point in the mortgage lifecycle, as well as for a wide range of risk-prone business operations outside traditional mortgage origination and servicing.

ARMCO's consultative approach to customer relationships leverages 25 years of mortgage risk intel, assuring that its clients are using the most effective risk mitigation strategies, and are using the fastest, most reliable, most efficient means for preventing risk-related loss. ARMCO distributes the ARMCO Mortgage QC Industry Trends Report, a free quarterly analysis of industry-wide mortgage loan quality. For more information, visit http://www.armco.us/ or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of enterprise financial risk mitigation solutions, has announced that it has hired industry veteran Mike Ehring as senior director of business development.

Related link: https://www.armco.us/

ARMCO Launches ARMCO CARES Employee Donation Matching Program

POMPANO BEACH, Fla. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of enterprise financial risk management solutions, announced the launch of ARMCO CARES, the company's employee matching gift program.

Introduced during the holiday season of 2018, ARMCO CARES offers a dollar for dollar match of employee donations to a U.S. registered 501(c)(3) charitable organization of the employee's choice. It is available to both part time and full time ARMCO employees. ARMCO plans to expand ARMCO CARES in 2019 to include employee wellness and community involvement programs.

For its inaugural effort, ARMCO CARES provided financial support to 27 different charitable organizations with causes that include health, human rights, animal welfare, human services, veterans, inclusion, youth services, and more.

"This program is great because it extends employees' reach for the causes that they're passionate about," said Avi Naider, CEO of ARMCO. "ARMCO's success is based on our commitment to bettering the lives of others, and ARMCO CARES is a natural extension of that. In just a couple of months, ARMCO CARES has grown our family-friendly company culture of giving, which ultimately benefits both our employees and our customers."

About ARMCO:
Over half of the top 20 mortgage lenders in the U.S. choose ARMCO as their provider of risk management software. ARMCO's product line includes loan quality enterprise software, services, data and analytics. Its flagship product, ACES Audit Technology(tm), has set the bar for user definability in its category. It is used at virtually every point in the mortgage lifecycle, as well as for a wide range of risk-prone business operations outside traditional mortgage origination and servicing.

ARMCO's consultative approach to customer relationships leverages 25 years of mortgage risk intel, assuring that its clients are using the most effective risk mitigation strategies, and are using the fastest, most reliable, most efficient means for preventing risk-related loss. ARMCO distributes the ARMCO Mortgage QC Industry Trends Report, a free quarterly analysis of industry-wide mortgage loan quality.

For more information, visit http://www.armco.us/ or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of enterprise financial risk management solutions, announced the launch of ARMCO CARES, the company's employee matching gift program.

Related link: http://www.armco.us/

Two MQMR Employees Selected as MBA, California MBA Future Leaders

LOS ANGELES, Calif. /ScoopCloud/ -- Mortgage Quality Management and Research, LLC (MQMR), a leader in mortgage risk management and compliance services, today announced that two employees from the MQMR family of companies have been selected to participate in executive leadership development programs sponsored by the national Mortgage Bankers Association (MBA) and the California Mortgage Bankers Association.

Erin Harris, manager of MQMR's vendor management division was selected to participate in the Future Leaders program offered by the MBA. The program is designed to deliver, "a comprehensive curriculum for selected managers who have shown leadership interests and abilities...and enhance [participants] skills through three hands-on sessions geared toward political activism; business analysis and problem solving; and experiential learning through collaboration, networking and peer group interaction."

Jason Alderton, servicing quality control (QC) manager for MQMR sister-firm Subsequent QC, LLC was selected for the California MBA Future Leaders program. Much like the MBA's program, the California MBA Future Leaders is also intended to "develop the next generation of qualified, responsible, and capable market leaders," over the course of two sessions. These sessions focus on identifying the behaviors that drive effective leadership to help participants develop a personal leadership development plan.

"MQMR's greatest asset is its employees, and the firm is deeply committed to their professional development, as well as the advancement of the mortgage industry at large," said Michael Steer, president of MQMR. "Erin and Jason are two of the best MQMR has to offer, and I look forward to observing the growth in their leadership skills as a result of participating the MBA and California MBA Future Leaders programs."

Harris and Alderton are the latest in a series of MQMR employees to be selected for the Future Leaders programs offered by the MBA and California MBA. MQMR Director Dayna Silver is a graduate of the MBA's Future Leaders program, and previous MQMR graduates of the California MBA's program include Steer, Co-Founder Ben Madick, Director of Servicing Oversight Nicholas Corpuz and Account Executive Alan Ridenour.

"As a Future Leaders graduate, I have encouraged my staff to avail themselves of these invaluable programs at every opportunity," Steer added. "Supporting our employees' participation in these programs not only aids their individual growth, but it also helps fuel the success of the mortgage industry at large by developing the next generation of leadership."

About Mortgage Quality Management and Research, LLC (MQMR):

MQMR bridges the gap between risk and compliance through its suite of risk-related services. Since its inception, MQMR has launched multiple products and services to assist lenders in navigating regulatory requirements, providing mortgage compliance consulting throughout the origination process, servicing QC and subservicing oversight to master servicers, and filling the void of meeting vendor management oversight requirements. With 2,000+ operational reviews of mortgage companies, subservicers, document custodians, and vendors annually, MQMR prides itself on being an industry leader in counterparty risk and compliance.

To learn more, visit http://www.mqmresearch.com/, http://subsequentqc.com/, and http://hqvendormanagement.com/.

Mortgage Quality Management and Research, LLC (MQMR), a leader in mortgage risk management and compliance services, today announced that two employees from the MQMR family of companies have been selected to participate in executive leadership development programs sponsored by the national Mortgage Bankers Association (MBA) and the California Mortgage Bankers Association.

Related link: http://www.mqmresearch.com/

Mortgage Risk Management and Compliance Vendor MQMR Grows Sixth Consecutive Year Serving Lenders and Servicers

LOS ANGELES, Calif. /ScoopCloud/ -- Mortgage Quality Management and Research, LLC (MQMR), a leader in mortgage risk management and compliance services, today announced that 2017 was a banner year for the company, marked by the launch of two new auditing programs and the addition of senior-level staff members.

Growing demand for additional audit and compliance services led MQMR to expand its selection of audit programs across its family of companies, including Subsequent QC and HQ Vendor Management. In 2017, the firm introduced a MERS audit program and a Home Equity Conversion Mortgage (HECM) servicing quality control (QC) program.

"More mortgage servicers are turning to us to establish and manage ongoing compliance measures due to the increasingly variable and complex nature of servicing oversight requirements," said Michael Steer, president of MQMR.

"In 2017, we completed more than 25 on-site servicing and document custodian audits for subservicers and lender servicing departments. Our ongoing monitoring services provide indispensable value to our clients because they include tools and recommendations for optimizing operations performance on top of ensuring regulatory compliance," he said.

Other notable 2017 performance milestones include completing more than 1,700 vendor reviews, more than 200 originator reviews, more than 50 internal audit reviews and 10,000+ loan level servicing audits for clients. Based on the invaluable data gathered and best practices observed during its reviews and audits, MQMR also launched a free bi-weekly FAQ newsletter in 2017 to provide guidance on points of compliance and counterparty risk management. Interested parties can sign up here.

MQMR also saw a 14 percent revenue increase in 2017, in line with the firm's projected revenue growth for the year, according to Steer, and in contrast with last year's overall mortgage industry decline. The firm has enjoyed growth every year since its inception in 2011.

"Once clients experience one of our services, they rapidly identify additional areas where MQMR can bring significant value to their organization, so it is not uncommon for us to expand our scope of work once we establish a relationship," said Steer. "As we transition into our seventh year of operations, we are eager to continue helping our clients maximize their potential performance while keeping in line with regulatory requirements."

Additionally, MQMR expanded its leadership team, hiring two senior-level staff members to manage the growing company: Julie McCurley, as Director of Operations, and Mitchell Nomura, as Internal Audit Manager. With extensive expertise and experience navigating federal, state and agency regulations, McCurley manages expanding regulatory and compliance monitoring service needs. Nomura oversees the internal auditing team dedicated to diagnosing compliance and operational risks for mortgage lender clients who must meet GSE internal audit requirements, a function the agencies are beginning to examine more closely.

About Mortgage Quality Management and Research, LLC (MQMR):

MQMR bridges the gap between risk and compliance through its suite of risk-related services. Since its inception, MQMR has launched multiple products and services to assist lenders in navigating regulatory requirements, providing mortgage compliance consulting throughout the origination process, servicing QC and subservicing oversight to master servicers, and filling the void of meeting vendor management oversight requirements. With 2,000+ operational reviews of mortgage companies, subservicers, document custodians, and vendors annually, MQMR prides itself on being an industry leader in counterparty risk and compliance.

To learn more, visit mqmresearch.com, subsequentqc.com, and hqvendormanagement.com.

Mortgage Quality Management and Research, LLC (MQMR), a leader in mortgage risk management and compliance services, today announced that 2017 was a banner year for the company, marked by the launch of two new auditing programs and the addition of senior-level staff members.

Related link: http://www.mqmresearch.com/

MQMR Taps Mitchell Nomura as Internal Audit Manager

LOS ANGELES, Calif. /ScoopCloud/ -- Mortgage Quality Management and Research, LLC (MQMR), a leader in mortgage risk management and compliance services, announced it has hired Mitchell Nomura as internal audit manager. In this role, Nomura will apply his more than 30 years of experience overseeing compliance and risk management departments at bank and non-bank lenders to leading MQMR's team of expert internal auditors as they identify compliance and operational risks for mortgage lender clients.

"Our internal audit team has earned a reputation of excellence among the industry and has recently announced advanced compliance to the December 19, 2017 Fannie Mae Selling Guide Announcement SEL-2017-10 update six months ahead of the enforcement deadline," said Michael Steer, president of MQMR. "We are confident that Mitchell's effectiveness in managing departmental audits in accordance with updated GSE mandates as well as his wealth of industry experience position him as the ideal candidate to advance the success of our internal audit department."

Before joining MQMR, Nomura was Chief Credit Officer at Bank of San Francisco, where he oversaw its lending operations and enhanced the Compliance Management System (CMS), resulting in the bank obtaining the highest possible ratings for asset and quality management in a 2016 safety and soundness examination. Nomura's other career accomplishments include managing the development and implementation of a CMS and directing HMDA and TRID compliance for multi-billion-dollar loan originator, RPM Mortgage; overhauling Regulation O policy and training materials for Bank of Hawaii; implementing rigorous loan review procedures at City National Bank; and achieving top producer status as Lending Director for the Warehouse Lending division of GMAC Residential Funding.

"I've spent my career structuring compliance and risk management departments at bank and non-bank lenders to better identify risks and establish proactive procedures and policies that ensure quality loan production servicing," said Nomura. "I look forward to providing unique value to MQMR's top-tier internal audit program."

About Mortgage Quality Management and Research, LLC (MQMR)

MQMR bridges the gap between risk and compliance through its suite of risk-related services. Since its inception, MQMR has launched multiple products and services to assist lenders in navigating regulatory requirements, providing mortgage compliance consulting throughout the origination process, servicing QC and subservicing oversight to master servicers, and filling the void of meeting vendor management oversight requirements. With 1,500+ operational reviews of mortgage companies, subservicers, document custodians, and vendors, annually, MQMR prides itself on being an industry leader throughout the entire life cycle of the loan.

MQMR is viewed as an industry leader in counterparty risk and compliance. To learn more, visit mqmresearch.com, subsequentqc.com, and hqvendormanagement.com.

Mortgage Quality Management and Research, LLC (MQMR), a leader in mortgage risk management and compliance services, announced it has hired Mitchell Nomura as internal audit manager. In this role, Nomura will apply his more than 30 years of experience overseeing compliance and risk management departments at bank and non-bank lenders to leading MQMR's team of expert internal auditors as they identify compliance and operational risks for mortgage lender clients.

Related link: http://www.mqmresearch.com/

MCT Trading, Inc. Acquires Assets of PLar Analytics, LLC and PB Pacific Partners, LLC

SAN DIEGO, Calif., Nov. 12, 2015 (SEND2PRESS NEWSWIRE) -- MCT Trading, Inc. (MCT), a recognized industry leader in mortgage risk management providing pipeline hedging, best-execution loan sales and centralized lock desk services, announced that it has acquired certain key assets of PLar Analytics, LLC, a provider of financial models for mortgage bankers, and of PB Pacific Partners, LLC, which offers consulting services on capital markets and mortgage servicing.

The deal expands MCT's advisory services to include specialization in mortgage servicing rights (MSR) valuation business. This new MSR Services Group will be headed by Phil Laren, founder of PLar Analytics and PB Pacific Partners. MCT's acquisition includes certain key assets of PLar Analytics', PB Pacific Partner's customer base and its proprietary Enhanced Servicing Model (ESM). Mr. Laren is now a full-time employee at MCT.

"This deal is a natural fit for MCT. We have been utilizing the ESM model for over two years; it has multiple advantages over other valuation models," stated Curtis Richins, president of MCT. "With Phil Laren running our new MSR Services Group, we have expanded our service offerings, enabling us to deliver even more tangible value to our lender clients."

MCT clients will benefit immediately as a result of the acquisition with more granular analysis of the "retained" vs. "released best execution" decision-making process and access to the "best-in-class" MSR pipeline valuation services. MCT also intends to integrate PLar Analytics' ESM and MSR software with MCTlive!, its award-winning secondary marketing technology platform for real-time trading, analytics and best-execution.

"Given Mr. Laren's extensive capital markets experience and industry-leading knowledge of MSR valuation, he is well-equipped to effectively assist MCT's clients strategically and operationally as they evaluate retained execution opportunities," said Phil Rasori, COO at MCT. "He created a very sophisticated, proven valuation model. Our clients are looking to MCT for advice in selecting the best servicing partners and then implement best practices, which strengthens our value proposition for lenders."

"I am extremely excited to join the team at MCT and look forward to growing the MSR Services Group," said Laren. "Many lenders need specialized guidance in an effort to accurately value their servicing portfolios to maximize profitability and manage risk. They will need help in evaluation potential new partners, such as sub-servicers. The new group that we're establishing will be key in supporting existing MCT clients as they grow and in penetrating larger accounts."

Terms of the deal were not disclosed.

About MCT Trading:

MCT Trading (MCT) is a risk management and advisory services company providing independent analysis, training, hedging strategy and loan sale execution support to clients engaged in the secondary mortgage market. Founded in San Diego, California in May 2001, the company has expanded to include field sales and support offices in Philadelphia, Dallas, San Francisco and Charlotte. MCT is a recognized leader in the industry and currently supports more than 150 clients on the HALO (Hedging And Loan sales Optimization) Program. The company also develops and supports MCTlive!(TM), an award-winning real-time, trading and best-execution secondary marketing platform. MCT's LockCentral(TM) is the industry's largest outsourced centralized lock desk service. For more information, please visit http://www.mct-trading.com/ or call (619) 543-5111.

About PB Pacific Partners and PLar Analytics:

Founded in 2009, PB Partners, LLC is an established consulting firm focused on providing long-term capital markets advisory services for lenders. It developed an advanced, easy-to-use approach to mortgage servicing valuations called the Enhanced Servicing Model (ESM). PLar Analytics, LLC is a sister company to PB Partners that engineered a proprietary servicing solution that was licensed by lenders and vendors. It has a number of advantages not typically found in other servicing models. The founder of both companies, Philip Laren, is a well-respected mortgage banking professional in capital markets expertise.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

*LOGO for media: Send2Press.com/mediaboom/15-1112-MCT-MSRServices-300dpi.jpg

Twitter: @mcttrading

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/mct-trading-inc-acquires-assets-of-plar-analytics-llc-and-pb-pacific-partners-llc-2015-1112-04.shtml.

NEWS SOURCE MCT Trading, Inc. :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2015 Send2Press® Newswire, a service of Neotrope®.