Tag Archives: loan origination systems

Argyle integrates with Tidalwave to deliver embedded, real-time verification of income and employment

New integration gives lenders faster, more efficient VOIE while improving the borrower experience

NEW YORK CITY, N.Y., May 8, 2025 (SEND2PRESS NEWSWIRE) — Argyle, a service provider automating income and employment verifications for some of the largest lenders in the United States, today announced its integration with Tidalwave, an agentic AI mortgage point-of-sale (POS) platform. The integration embeds Argyle’s verification of income and employment (VOIE) solution directly into Tidalwave’s borrower workflow, eliminating manual steps and accelerating loan origination as lenders prepare for a more active housing market.

Image caption: Argyle integrates with Tidalwave.

Through this integration, borrowers can connect their payroll provider and verify income and employment data within Tidalwave’s Form 1003 application process, removing the need for separate emails or external verification steps. Loan officers can view verification status in real time and request VOIE at any stage of the loan lifecycle, whether at application or later in the process based on lender preferences.

KEY INTEGRATION BENEFITS:

Frictionless borrower experience: Borrowers link their payroll accounts in seconds during the application process, reducing drop-off and improving conversion rates.
Customizable lender workflows: Lenders can configure verification timing to prioritize speed or cost-efficiency as needed based on a borrower’s self-identified credit score range.
Real-time data flow to LOS: Verified income and employment data, including GSE Reference IDs, is automatically transferred from Tidalwave to loan origination systems (LOS), supporting faster and more accurate submission to automated underwriting systems (AUS).

“Lenders no longer have to choose between borrower convenience and quality verification data; the integration between Tidalwave and Argyle delivers both,” said John Hardesty, vice president of mortgage at Argyle. “By embedding verification at the point of sale, we help lenders move loans through the process faster while ensuring income and employment data remains accurate and complete.”

“Tidalwave leverages agentic AI to keep borrowers engaged while streamlining workflows for lenders,” said Tidalwave Co-founder and CEO Diane Yu. “By integrating Argyle’s verification solution, we reinforce our dedication to delivering an AI-driven mortgage experience that is smarter, faster and more intuitive.”

“At GNB Mortgage, we’re always looking for ways to streamline our processes and better serve our customers. This integration is a testament to what’s possible when technology providers work together—it gives us timely, reliable data that supports faster, more informed lending decisions,” said Paige Hagerhorst, SVP of operations and technology at GNB Mortgage.

Tidalwave supports a range of loan origination systems, including Encompass® from ICE Mortgage Technology®, MeridianLink and Calyx, ensuring seamless data interoperability. The Argyle integration is available now to mutual customers, including Great Northern Bank, with expanded availability expected in the coming months.

About Argyle:

Argyle is the leading provider of direct-source, consumer-permissioned income and employment verifications, making it fast and easy to gain secure and reliable access to the most complete real-time datasets stored in consumers’ payroll accounts. With Argyle, lenders automate verification workflows to save time, reduce fraud and compliance risks, lower costs, and build better product experiences. As an authorized report supplier for Fannie Mae’s Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac’s Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers’ ability to pay and improve loan quality—all at 60–80% less cost. Argyle’s commitment to innovation is backed by investors including Bain Capital Ventures, SignalFire, Checkr and Rockefeller Asset Management. For more information on Argyle’s industry-leading VOIE platform, visit https://argyle.com/.

About TidalWave:

TidalWave is an agentic AI mortgage POS+ startup that streamlines loan origination through automation and generative AI. TidalWave’s platform integrates directly with Fannie Mae’s Desktop Underwriter and Freddie Mac’s Loan Product Advisor systems, enabling real-time underwriting decisions and reducing manual processes for lenders and borrowers.

Tags: @withArgyle @tidalwave_ai #mortgage #lending

NEWS SOURCE: Argyle

This press release was issued on behalf of the news source (Argyle), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/argyle-integrates-with-tidalwave-to-deliver-embedded-real-time-verification-of-income-and-employment/

SimpleNexus Team Members enables mortgage lenders to fine-tune digital mortgage workflows, file permissions at the user level

LEHI, Utah /ScoopCloud/ -- SimpleNexus (https://simplenexus.com/), developer of the leading digital mortgage platform for loan officers, borrowers, real estate agents and settlement agents, today announced the release of SimpleNexus Team Members, a feature that allows lenders to work more efficiently by managing loan file permissions and employee workflows based on assigned user roles.

With the release of Team Members, lenders can assign SimpleNexus users to roles such as loan originator (LO), LO assistant, processor, disclosure desk personnel, closer, post-closer or settlement agent. Lenders may also limit user access to a specific list of loan files or to loans associated with specific collaborators (LOs). Once Team Member settings have been configured, user workflows, notifications and document access are automatically customized based on Team Member assignments.

Team Members features available now include:

* Notifications:
Team Members receive and manage notifications based on collaborator (LO) and loan file assignments.

* Package Tracker:
Team Members can efficiently track disclosure packages and other files within SimpleNexus rather than toggling between SimpleNexus and their loan origination system (LOS).

* Pending Loan Updates:
Users of the Ellie Mae(R) Encompass(R) LOS can see pending actions on their 100 most recent loan assignments, enabling them to quickly identify loans that require action.

* Borrower Task Management:
Team members can track and manage borrower tasks on a loan file to help ensure requirements are met with the fastest turnaround possible.

Future updates to Team Members will integrate the feature with ConnectUs Chat, a messaging feature released in July 2020 that enables real-time loan file collaboration between LOs, borrowers and real estate agents within the SimpleNexus platform.

"Our new Team Members feature improves lender productivity by focusing employees on just the essential tasks that keep loans moving swiftly down the pipeline," said SimpleNexus Senior Product Manager Tyler Prows. "Automated loan progress notifications, milestone tracking and other process-enhancing features will be extended across loan teams through Team Members, helping lenders serve borrowers better from anywhere."

Team Members marks the most recent in a series of SimpleNexus product releases that enhance lenders' ability to collaborate with stakeholders in the loan production process from anywhere. Notably, SimpleNexus Disclosures, introduced last year, allows borrowers to eSign disclosures and lenders to distribute individual closing packages to settlement partners for online retrieval. The August 2020 release of SimpleNexus eClosing enables mortgage closing teams to conduct hybrid closings that minimize the need for physical closing appointments.

About SimpleNexus, LLC:

SimpleNexus is the digital mortgage platform that enables lenders to originate and process loans from anywhere. The company's best-in-class, easy-to-use app connects loan officers to their borrowers, real estate agents and settlement service providers to easily communicate and exchange data in a single location throughout the entire loan life cycle. Loan officers can manage their loan pipelines, order credit, run pricing, send pre-approvals and sign disclosures - all on the go.

Twitter: @SimpleNexus #digitalmortgage #mortgagelending #domore

SimpleNexus, developer of the leading digital mortgage platform for loan officers, borrowers, real estate agents and settlement agents, today announced the release of SimpleNexus Team Members, a feature that allows lenders to work more efficiently by managing loan file permissions and employee workflows based on assigned user roles.

Related link: https://simplenexus.com/

New API Enables Real-Time Data Transfers Between SimpleNexus, Mortgage Lenders and Third-Party Systems

LEHI, Utah /ScoopCloud/ -- SimpleNexus (https://simplenexus.com/), developer of the leading digital mortgage platform for loan officers, borrowers and real estate agents, today announced the availability of an application program interface (API) and webhooks that enable mortgage lenders to establish real-time data syncing between SimpleNexus and non-integrated third-party systems, including customer relationship management (CRM) platforms and loan origination systems (LOSs).

Lenders can leverage the API to instantly relay loan application data collected by the SimpleNexus digital mortgage app to a CRM for use in automated marketing campaigns. The API may also be used to automatically update SimpleNexus with organizational changes made in the lender's LOS or other system of record as well as syncing loan activity data for LOSs not currently integrated with the SimpleNexus digital mortgage platform.

Additionally, SimpleNexus customers may now leverage webhooks to trigger data sharing whenever a specific event occurs within the SimpleNexus platform. Trigger events include the creation, update or deletion of a user.

"Staying hyperconnected with borrowers and partners is critical to boosting closed loan rates and reducing closing times," said SimpleNexus Founder and CEO Matt Hansen. "Our newly introduced open API and webhooks give lenders the freedom to optimize connectivity with any number of preferred third-party systems. That data connectivity is exactly what lenders need to expedite origination times and deliver a superior borrower experience."

SimpleNexus empowers more than 20,000 loan officers to "do more" while serving more than 220 mortgage companies, including 15 of the top 25 retail lenders in the United States. To begin streamlining your origination processes with the SimpleNexus API or webhooks, contact us here: https://simplenexus.com/sn/contact-us/.

About SimpleNexus, LLC:

SimpleNexus is the digital mortgage platform that enables lenders to originate and process loans from anywhere. The company's best-in-class, easy-to-use app connects loan officers to their borrowers and real estate agents to easily communicate and exchange data in a single location throughout the entire loan life cycle. Loan officers can manage their loan pipelines, order credit, run pricing, send pre-approvals and sign disclosures - all on the go.

Twitter: @SimpleNexus #digitalmortgage #API #webhooks

SimpleNexus, developer of the leading digital mortgage platform for loan officers, borrowers and real estate agents, today announced the availability of an application program interface (API) and webhooks that enable mortgage lenders to establish real-time data syncing between SimpleNexus and non-integrated third-party systems.

Related link: https://simplenexus.com/

Global DMS Launches SnapVal to Provide Instant, Accurate, Guaranteed Appraisal Pricing Early on in the Origination Process

DALLAS, Texas /ScoopCloud/ -- MBA's Technology Solutions Conference & Expo -- Global DMS, a leading provider of cloud-based valuation management software, today announced the official rollout of SnapVal(TM), an automated solution that utilizes the property address to return a guaranteed price on any residential appraisal in the U.S.

Under the TILA-RESPA Integrated Disclosure (TRID) rule, lenders are bound by the fees represented on the Loan Estimate (LE). Unlike static fees, appraisals are a variable cost that lenders constantly struggle to ensure pricing accuracy. If there is any change to the appraisal fee, TRID dictates that a revised LE must be issued to the consumer. This requirement, coupled with strong lender motivation to complete deals and close on time, often results in the lender absorbing appraisal fee discrepancies or scrambling to quickly re-issue the LE.

"We identified a need in the marketplace to address a common problem that lenders are regularly challenged with in providing accurate appraisal quotes and then ensuring pricing on the Loan Estimate is consistent and compliant," stated Vladimir Bien-Aime, president and CEO at Global DMS.

"Lenders that have a digital mortgage strategy in place to receive, and in turn disclose accurate appraisal fees on the LE at first issuance will be a step ahead of competitors that haven't reconciled their workflows in this unforgiving zero-tolerance environment. SnapVal is a piece of technology that lenders currently lack from their digital mortgage strategies. By leveraging SnapVal, they will save time and money, as well as increase their pull-through rates while elevating the borrower experience."

SnapVal integrates seamlessly with loan origination systems (LOS), digital mortgage point-of-sale (POS) systems, borrower-facing web portals and propriety lending or servicing platforms. Global DMS provides a configurable RESTful API web service that facilitates swift and cost-effective integrations.

SnapVal allows lenders to easily automate the insertion of the appraisal fee into the LE, expedite payment, and enable real-time ordering of appraisals from directly from within their software system of choice. Lenders have several options to configure appraisal pricing including the lowest price provider, percentage allocation, or round-robin distribution. This helps hone pricing accuracy by taking into account key factors including region, appraiser availability, experience, and more. As a result, appraisal pricing guesswork is removed and replaced with automation accuracy.

Bien-Aime adds, "Until now, lenders haven't had a viable option to receive an accurate appraisal cost upfront - before an order is placed. SnapVal allows lenders to get a guaranteed quote that will always be correct and will never have to be re-disclosed."

Global DMS will be attending the MBA's Technology Solutions Conference & Expo 2019 from March 24 - 27 in Dallas at the Hyatt Regency. To learn more, contact the company to arrange a discussion time at the show productinfo@globaldms.com.

About Global DMS:

Founded in 1999 and headquartered in Lansdale, Pennsylvania, Global DMS is a leading provider of cloud-based commercial and residential real estate valuation solutions catering to lenders, servicers, AMCs, appraisers and other real estate entities. The company's solution set is cost effectively delivered on a software-as-a-service (SaaS) transactional basis that ensures compliance adherence, reduces costs, increases efficiencies and expedites the entire real estate appraisal process.

The company's solutions include its new EVO-Commercial(TM) (EVO-C) for commercial lending, eTrac(R) valuation management platform for residential lending, SnapVal(TM) appraisal pricing solution, eTrac WebForms, Global Kinex(R), AVMs, the MISMO Appraisal Review System (MARS(R)), AMC State Regulations, ATOM (Appraisal Tracking on Mobile) and AMCmatch.com. For more information, visit the company's web site http://www.globaldms.com/ or call (877) 866-2747.

MBA's Technology Solutions Conference & Expo: Global DMS, a leading provider of cloud-based valuation management software, today announced the official rollout of SnapVal(TM), an automated solution that utilizes the property address to return a guaranteed price on any residential appraisal in the U.S.

Related link: https://www.globaldms.com/