Author Archives: Dark Matter Technologies

Dark Matter Technologies’ Wes Horbatuck named a 2026 HW Marketing Leader

Recognition highlights the go-to-market leadership behind three AI product launches and the company's third annual Horizon user conference

JACKSONVILLE, Fla., June 1, 2026 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced that Wes Horbatuck, senior vice president of marketing, has been named a 2026 HW Marketing Leader by HousingWire. The award recognizes marketing executives across the housing finance industry who have demonstrated measurable impact, strategic leadership and excellence in execution over the past 12 months.

Image caption: Dark Matter Technologies’ Wes Horbatuck.

Horbatuck, who was also recognized as a HousingWire Marketing Leader in 2024, has served as the architect of Dark Matter’s external positioning at a pivotal moment in the company’s evolution. Over the past year, he led go-to-market strategy for three major AI-driven product launches, directed the company’s third annual Horizon user conference and led go-to-market execution for 15 new partner integrations through the Exchange℠ Service Network, including messaging alignment, asset development and partner coordination.

Horizon 2026, held in April in Ponte Vedra Beach, Florida, served as the launchpad for Ask Aiva®, a conversational AI embedded in the loan origination workflow; a Developer Platform expansion introducing model context protocol (MCP) connectivity, which enables lenders and partners to build integrations on top of the Empower® loan origination system through a published API layer; and the expansion of ElevateSM, the company’s loan servicing and recapture solution. Horbatuck built the event narrative, led keynote and closing content, directed the stage experience and coordinated across product, engineering and executive leadership to position Dark Matter as an AI-first mortgage technology company with tangible solutions for the market.

Beyond the conference, Horbatuck built Dark Matter’s LinkedIn presence from the ground up, generating more than 67,000 impressions and over 3,700 new organic followers in under 90 days with no paid media spend. He also created and hosts the Spotlight podcast, extending Dark Matter’s voice directly to industry practitioners.

“People are kind enough to give me credit for being an ideas guy, but the truth is that ideas are the easy part. The hard part is turning them into reality,” said Horbatuck. “I have the privilege of working with people who execute at an incredibly high level and aren’t afraid to tell me when an idea needs work. Lyndsey Hearn, our director of growth marketing, Brenna Paquette, our creative director, and Tina Kisner, our events manager, are three of those people. I couldn’t do this without them.”

“HousingWire’s Marketing Leaders represent the professionals shaping how housing companies connect, compete and grow in a constantly evolving market,” said HousingWire CEO Clayton Collins. “We’re proud to recognize the marketers driving meaningful impact across housing.”

For a complete list of the 70 winners for this year, visit the HousingWire website.

ABOUT DARK MATTER TECHNOLOGIES:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers powerful technology with unparalleled automation and relentless innovation to leading mortgage lenders, servicers and companies nationwide. For more information, visit https://www.dmatter.com.

X: @dmattertech #fintech #mortgage #HousingWire #HWAwards

NEWS SOURCE: Dark Matter Technologies

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Dark Matter Technologies’ Leslie Cheshier named Women of Mortgage Tech award winner by Mortgage Women Magazine

Recognition honors leadership in advancing client-centric innovation and enterprise transformation in mortgage technology

JACKSONVILLE, Fla., May 20, 2026 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced that Leslie Cheshier, its chief client officer, has been named a 2026 Women of Mortgage Tech award winner by Mortgage Women Magazine. The award recognizes individuals who are shaping the future of mortgage technology through innovation, leadership and meaningful industry impact.

Image caption: Dark Matter Technologies.

Cheshier has spent nearly two decades working with mortgage technology. She has led major platform conversions, enterprise integrations and regulatory initiatives, including efforts tied to the implementation of TILA-RESPA Integrated Disclosure requirements. Her work has helped modernize legacy infrastructure, improve scalability and create more connected, end-to-end workflows across the mortgage lifecycle.

At Dark Matter, she continues to elevate the organization’s voice-of-the-client strategy, ensuring product development and platform enhancements are grounded in the needs of lenders and their borrowers. As chief client officer, she oversees relationships with more than 70 enterprise and strategic clients, aligning technology strategy with real-world operational needs to help lenders improve efficiency, reduce risk and drive performance. Her leadership has been instrumental in guiding clients through complex transitions, including large-scale system migrations completed without disruption to operations.

Beyond her professional contributions, Cheshier is a dedicated mentor and advocate for women in technology. She actively supports the advancement of emerging leaders by creating structured development opportunities, fostering inclusive teams and championing career growth across the organization.

“This recognition reflects Leslie’s exceptional leadership and commitment to delivering meaningful outcomes for our clients,” said Vikas Rao, CEO of Dark Matter Technologies. “She brings a unique combination of technical expertise, operational insight and empathy that continues to strengthen client partnerships and drive innovation across our platform.”

Visit Mortgage Women Magazine’s website to view the full list of 2026 recipients.

ABOUT DARK MATTER TECHNOLOGIES:

X: @dmattertech #fintech #mortgage @mortgagewomen

NEWS SOURCE: Dark Matter Technologies

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Dark Matter Technologies names Vikas Rao CEO to lead next chapter of growth

Leadership transition positions company for AI-first execution and a faster pace of innovation

JACKSONVILLE, Fla., April 16, 2026 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the appointment of Vikas Rao as chief executive officer. Rao, who has served as chief technology officer since 2025, succeeds Sean Dugan and will lead the company’s next phase with a focus on translating its technology leadership into stronger growth.

Photo caption: Dark Matter Technologies names Vikas Rao CEO.

Dark Matter has built a strong foundation in product innovation, including early leadership in applying AI within mortgage origination, positioning the company to compete more effectively as the industry continues to shift.

“Dark Matter has built meaningful technology advantages in a market that is being reshaped by AI, automation and a faster pace of change,” said Bonnie Wilhelm, CEO of Constellation Software’s Andromeda Operating Group. “This leadership transition reflects a clear decision to align the company with where the market is going and to turn that advantage into sustained growth. Vikas has been at the center of that shift and is the right leader to carry it forward.”

“We are reshaping how we build, operate and go to market to match where the technology is going,” said Rao. “That means embedding an AI-first approach across the entire organization so we can move faster and deliver more effectively. Our clients will feel that pace of innovation. That is the measure that matters most.”

Rao brings more than 15 years of experience in software engineering, product management and mortgage technology leadership. Prior to joining Dark Matter, he led product strategy at Ellie Mae, where he was responsible for the Encompass lending platform along with the Developer and Partner ecosystems.

As part of the transition, Dark Matter is making further changes to its leadership structure and targeted organizational adjustments, including a reduction in force, to align its operating model with its strategic priorities. Dark Matter continues to operate with the support of Constellation Software’s Andromeda Operating Group. The company’s product roadmap, customer commitments and day-to-day operations remain unchanged.

ABOUT DARK MATTER TECHNOLOGIES:

MULTIMEDIA

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Photo caption: Dark Matter Technologies names Vikas Rao CEO.

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NEWS SOURCE: Dark Matter Technologies

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Dark Matter Technologies introduces Ask Aiva, an AI assistant embedded in the Empower LOS

With Aiva AI, lenders can ask questions of their origination data and get instant answers with supporting source-level insights

JACKSONVILLE, Fla., April 1, 2026 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced Ask Aiva®, a conversational AI assistant natively embedded within the Empower® loan origination system (LOS) that allows lenders to query their origination environment in plain language, receive instant answers to see how those answers were derived. Available now to Empower clients, Ask Aiva is unveiling at Horizon 2026, the company’s annual user conference.

Image caption: Dark Matter Technologies.

“The data lenders need to answer important operational questions has been just out of reach—buried in their own systems,” said Sean Dugan, CEO of Dark Matter Technologies. “Ask Aiva changes that by allowing users to ask questions of their origination environment and receive answers they can act on, with the ability to trace those answers back to the source.”

The assistant is built on a retrieval-augmented generation (RAG) architecture that searches connected data sources in real time, retrieves relevant context and generates responses in plain language. What distinguishes Ask Aiva is the ability for users to click directly into results to view the source data and underlying logic behind each answer, addressing a common limitation of AI tools that lack transparency and auditability into their outputs. It also delivers immediate answers within Empower, eliminating the need for support tickets and reducing wait times for system assistance.

“The industry has seen a surge of AI tools that operate as bolt-ons, requiring users to leave their core systems and trust outputs without clear visibility into how they’re generated,” said Vikas Rao, chief technology officer at Dark Matter Technologies. “We built Ask Aiva differently. As one of the first AI experiences woven into the fabric of a mortgage LOS and deployed at scale, it gives lenders the ability to trace every answer back to its source, all within the system where they already work.”

Future releases will expand Ask Aiva’s capabilities to include additional lender-specific content sources, enabling institutions to incorporate underwriting guidelines, product matrices and internal policies, as well as broader support across Dark Matter’s loan officer, borrower, broker and seller portals. Additional enhancements will introduce borrower-facing capabilities and extend Ask Aiva across Dark Matter Technologies’ product suite.

For information or to request a demonstration, visit https://www.dmatter.com or contact your Dark Matter Technologies account representative.

ABOUT DARK MATTER TECHNOLOGIES:

X: @dmattertech #fintech #mortgage

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NEWS SOURCE: Dark Matter Technologies

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Dark Matter Technologies integrates Snapdocs with its Empower LOS to power seamless digital closings

Empower LOS clients gain an enhanced eClosing workflow that accelerates funding and improves the borrower experience

JACKSONVILLE, Fla., March 24, 2026 (SEND3PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced a new integration between its Empower® loan origination system (LOS) and Snapdocs, the mortgage industry’s leading digital closing platform. Through the seamless, two-way integration, closing teams can generate orders, track transaction progress with real-time status updates and automate key closing and funding workflows, all without leaving their system of record.

Image caption: Dark Matter Technologies integrates Snapdocs with its Empower LOS to power seamless digital closings.

By eliminating the need to toggle between platforms, lenders gain operational efficiency while maintaining full visibility into the closing process. Borrowers benefit from the ability to preview closing documents before signing—across wet, hybrid, and full eClosing transactions. This helps identify and resolve potential issues early and reduces funding delays. The centralized workflow supports automated quality control checks and a streamlined signing experience, resulting in shorter appointments and more predictable closings.

The integration is available to Empower LOS clients regardless of document provider, providing flexibility as lenders continue to evolve their technology stacks.

“This integration reflects our commitment to delivering a modern, connected mortgage ecosystem,” said Sean Dugan, CEO of Dark Matter Technologies. “By embedding Snapdocs’ digital closing capabilities directly within Empower, lenders can simplify operations, reduce errors and provide a more seamless experience for their borrowers.”

“At Snapdocs, we believe lenders should have the flexibility to connect best-in-class solutions across their technology ecosystem,” said Michael Sachdev, CEO of Snapdocs. “With so many lenders already using Empower and Snapdocs, this integration creates a natural bridge between the systems, empowering lenders to automate critical closing workflows, reduce manual effort and errors, and scale digital adoption with confidence.”

Empower LOS clients interested in activating the Snapdocs integration can contact their Dark Matter account manager for more information.

ABOUT DARK MATTER TECHNOLOGIES:

ABOUT SNAPDOCS:

Snapdocs is the leading digital closing provider, connecting the people, processes, and technologies that power mortgage closings. Its patented AI-driven platform automates the critical interactions between lenders, title companies, and secondary market participants from pre-closing through the sale of the loan. Paired with white-glove customer service and connectivity to the industry’s largest settlement and notary networks, Snapdocs makes mortgage closings fast, accurate, and efficient. This approach gives customers a competitive advantage by saving them time and money. For more information, visit https://www.snapdocs.com.

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X: @dmattertech @snapdocs #fintech #mortgage

NEWS SOURCE: Dark Matter Technologies

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Christopher Medvidofsky of Dark Matter Technologies named to HousingWire’s Finance Leaders list

Award recognizes senior finance executives driving growth, margin expansion and capital markets strength across housing finance

JACKSONVILLE, Fla., March 2, 2026 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, announced today that Christopher Medvidofsky, director of financial planning and analysis, has been named to the HousingWire Finance Leaders list for 2026. The award honors senior finance executives who are driving financial performance, expanding margins, improving liquidity and helping their organizations access the capital markets. This year, only 30 executives nationwide were selected for the honor, underscoring the distinction and impact of the recognition.

Image caption: Christopher Medvidofsky of Dark Matter Technologies named to HousingWire’s Finance Leaders list.

With nearly two decades of experience in corporate finance and capital markets, Medvidofsky is responsible for strengthening Dark Matter’s financial discipline, supporting strategic decision-making and enhancing long-term value creation.

Drawing on prior senior financial leadership roles on both the buy-side and sell-side of mergers and acquisitions, Medvidofsky formalized Dark Matter’s financial processes and controls following the Perseus acquisition. His work helped enable meaningful margin expansion and improved financial performance across the organization.

During the past year, he introduced pricing strategies expected to contribute approximately 300 basis points of incremental annual revenue growth, implemented seven new key performance indicators and helped drive nearly a two-fold improvement across several core internal financial ratios. These efforts significantly strengthened the company’s overall financial profile and supported sustained revenue growth.

“Christopher exemplifies the kind of financial leadership that fuels sustainable growth,” said Sean Dugan, chief executive officer of Dark Matter Technologies. “His commitment to continuous improvement, including the adoption of new technologies and streamlined processes, has driven measurable operational impact.”

For a full list of 2026 recipients, visit the HousingWire website: https://www.housingwire.com/articles/announcing-the-2026-finance-leaders/

ABOUT DARK MATTER TECHNOLOGIES:

X: @dmattertech #fintech #mortgage @Housingwire

NEWS SOURCE: Dark Matter Technologies

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Dark Matter Technologies enables secure AI agents inside the Empower LOS for regulated lending

This release makes Dark Matter the first LOS provider to support AI agents to securely interact with Dark Matter's LOS platform using Model Context Protocol

JACKSONVILLE, Fla., Feb. 25, 2026 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the launch of a new capability on the Dark Matter Developer Platform, enabling lenders to use AI agents securely within the regulated mortgage environment.

Image caption: Dark Matter Technologies.

Lenders are increasingly exploring AI to reduce manual work and speed access to information, but they need to do so while remaining secure and compliant. Building on top of a traditional loan origination system (LOS), APIs require significant programming skills. AI agents, on the other hand, can be built and managed by business teams and still benefit from the security, auditability and compliance of the API platform.

Model Context Protocol, an open-source standard for connecting AI applications to external systems, addresses that gap by enabling AI agents to interact with the Empower® LOS platform through a secure, managed gateway. Rather than giving AI tools direct access to loan data, the gateway validates user identity, enforces permissions, limits data exposure and creates a complete audit trail for every request. Dark Matter manages all gateway infrastructure and monitoring, while lenders remain responsible for building and deploying their AI agents.

In practice, lenders can deploy AI agents, allowing employees to ask natural-language questions about pipeline status, tasks or upcoming closings. Users see only the information they are authorized to access. All requests pass through Dark Matter’s gateway, where security and compliance controls are applied before results are returned. This capability also allows lenders to connect AI agents to other internal systems, such as customer relationship management (CRM), servicing or billing platforms, to bring new innovative solutions to life.

“By managing the secure communication layer — identity, permissions, monitoring and auditability — we give lenders the freedom to innovate with AI on top of Empower while maintaining full control and compliance,” said Vikas Rao, chief technology officer at Dark Matter Technologies. “This is the foundation lenders have been missing.”

“We believe in helping clients realize their innovative ideas, while still staying secure and compliant,” said Sean Dugan, chief executive officer of Dark Matter Technologies. “This capability allows teams to use AI to surface information faster, reduce manual effort and support day-to-day workflows — all while keeping humans firmly in control of lending decisions. It’s all about driving measurable efficiency gains without introducing new compliance risk.”

Empower LOS customers can enable the capability now through the Dark Matter Developer Platform with support from Dark Matter’s implementation team.

ABOUT DARK MATTER TECHNOLOGIES:

X: @dmattertech #fintech #mortgage

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NEWS SOURCE: Dark Matter Technologies

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Dark Matter Technologies named to HousingWire’s 2026 Mortgage Tech100 list for AI-supported, scalable mortgage platforms

The Tech100 honors technology organizations advancing efficiency, automation and connectivity across housing finance

JACKSONVILLE, Fla., Feb. 4, 2026 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced it has been named to HousingWire’s 2026 Mortgage Tech100 list, recognizing companies whose technology solutions are shaping the future of the mortgage industry. This marks the company’s third appearance on the Tech100 list.

Image caption: Dark Matter Technologies.

Dark Matter’s recognition reflects continued momentum across its open, scalable technology stack, led by the Empower® loan origination system (LOS), Aiva® artificial intelligence and machine learning capabilities and the Elevate℠ Loan Servicing Solution. Together, these platforms help lenders and servicers reduce manual effort, improve data accuracy and scale operations more efficiently in a rapidly evolving market.

The Empower LOS unifies loan origination, point-of-sale and exception-based process automation within a single configurable platform. Fully integrated borrower, broker and loan officer POS’s provide real-time access to shared data, enabling faster communication and greater transparency throughout the loan lifecycle. Empower’s open architecture and Developer Platform enable financial institutions to connect, embed, or extend tools via secure APIs, eliminating vendor bottlenecks and accelerating innovation.

Embedded directly within the Empower platform, Aiva powers the system’s automation and document intelligence capabilities. When lenders deploy Empower, they gain access to Aiva’s ability to extract, validate and structure data from loan documents inside the LOS using deterministic, explainable rules. This embedded approach reduces manual review, improves data quality and allows teams to focus on exception handling and borrower engagement rather than repetitive processing tasks.

Alongside the Empower LOS, Dark Matter’s stack includes the Elevate Loan Servicing Solution, which has gained momentum through recent client signings and product enhancements. Designed to support the full servicing lifecycle, Elevate delivers configurable workflows, seamless data continuity and the flexibility to scale as portfolios and market conditions change. By extending Dark Matter’s automation-first approach into servicing, Elevate helps organizations strengthen borrower relationships while maintaining operational efficiency and control.

“Being named to HousingWire’s Tech100 list again reflects our focus on building open, intelligent platforms that remove friction from mortgage operations,” said Sean Dugan, CEO of Dark Matter Technologies. “By combining automation, AI and interoperability across origination and servicing, we help our clients move faster, operate more efficiently and deliver better experiences for borrowers.”

Dark Matter also supports seamless collaboration across the mortgage ecosystem through the Exchange℠ Service Network, a standardized marketplace that enables lenders, servicers and settlement service providers to exchange data through secure APIs. Integrated with major systems of record, the Exchange Service Network centralizes ordering, data aggregation and product selection while reducing redundant data entry and system complexity.

“[These companies are] building technology that solves core industry challenges, from operational efficiency to better consumer experiences, and setting a higher standard for what innovation in housing truly looks like,” said Sarah Wheeler, Editor-in-Chief at HousingWire.

For a complete list of 2026 HousingWire Tech100 winners, visit https://www.housingwire.com/articles/announcing-the-2026-tech100-mortgage-winners/.

ABOUT DARK MATTER TECHNOLOGIES:

X: @dmattertech #fintech #mortgage @HousingWire

NEWS SOURCE: Dark Matter Technologies

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Elevate, Dark Matter Technologies’ servicing platform, gains momentum with new signings and technology enhancements

Client growth and ongoing enhancements strengthen Elevate's role across the servicing lifecycle

JACKSONVILLE, Fla., Feb. 2, 2026 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced continued client momentum that includes a multi-year renewal with Arbor Bank and a new client signing with Covey Financial, as well as tighter integration of its Elevate ℠ Loan Servicing Solution (Elevate) and the Empower® loan origination system (LOS).

Image caption: Dark Matter Technologies.

Arbor Bank recently renewed its Elevate servicing platform agreement for an additional five years, citing a strong partnership and the platform’s ability to support evolving servicing needs. Covey Financial selected Elevate to help reduce manual processes, support a small servicing team and accommodate the unique loan products it services, including specialized community-focused programs.

Together, these client wins reflect how organizations are increasingly evaluating servicing technology based on automation, flexibility and vendor partnership, particularly as servicing teams are asked to do more with fewer resources.

Elevate is designed to help servicers operate more efficiently by automating high-effort, time-sensitive servicing activities, including scheduled investor reporting and transmissions, as well as interim servicing workflows. This automation provides servicing teams with clear visibility into what is being generated and delivered.

Elevate includes a native, web-based consumer portal that supports common self-service activities, helping to reduce call volume and manual follow-up. Borrowers can securely make payments and access key account information, while servicers benefit from fewer routine interactions and a more consistent borrower experience.

Designed to support a broad range of loan types, Elevate accommodates mortgage and home equity loans alongside many consumer and commercial products. This flexibility enables institutions to consolidate their servicing operations within a single platform, thereby reducing system complexity and enhancing operational consistency.

Although Elevate is LOS-agnostic, lenders that originate on the Empower LOS and service on Elevate benefit from tighter integration, which supports a more streamlined transition from closing to onboarding and servicing. With borrower, loan, and property data already captured during the origination process, servicers can reduce duplicate data handling and accelerate setup, improving time-to-first-payment and lowering operational risk. The integrated approach also positions lenders to better support retention strategies, using servicing-held loans and borrower context to inform timely outreach for refinancing, home equity or other recapture opportunities, in line with lender-defined rules and compliance requirements.

“We are tightly focused on supporting clients with a proven servicing platform that continues to evolve based on how it is used in real-world operations,” said Sean Dugan, CEO of Dark Matter Technologies. “By integrating Elevate with the Empower LOS, we make it easier for lenders to move loans from origination into servicing without added steps or duplication of effort. Backed by a team that understands servicing firsthand, this integration gives clients greater consistency across the servicing lifecycle.”

Formerly known as CMS Servicing, Elevate moved to Dark Matter Technologies in 2024, following Dark Matter’s acquisition by Constellation Software.

SEE IT ALL AT MBA SERVICING:

Dark Matter will showcase integration of the Elevate Loan Servicing Solution with the Empower LOS at MBA’s Servicing Solutions Conference & Expo, Feb. 16–19, 2026, in Grapevine, Texas. Visit the Dark Matter booth #616 to see demos, explore use cases for full and interim servicing, and learn how to unify origination and servicing on a single technology ecosystem.

ABOUT DARK MATTER TECHNOLOGIES:

X: @dmattertech #fintech #mortgage #MBAServicing26

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NEWS SOURCE: Dark Matter Technologies

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Craig Rebmann, product evangelist at Dark Matter Technologies, named to the HousingWire Tech Trendsetters list for 2025

Rebmann honored for advancing lender adoption of AI, process automation and integration innovation in mortgage technology

JACKSONVILLE, Fla., Nov. 3, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced that Managing Director and Product Evangelist Craig Rebmann has been named a 2025 Tech Trendsetter by HousingWire. Now in its seventh year, the Tech Trendsetters program recognizes the most impactful and innovative technology leaders in the housing economy, honoring individuals who drive meaningful transformation across the mortgage and real estate sectors.

Image caption: Dark Matter Technologies Product Evangelist Craig Rebmann.

Rebmann has spent more than a decade advancing the adoption of mortgage technology through product innovation, system integrations and process automation. Known for bridging business needs with advanced technology, he has been instrumental in shaping the Empower® LOS platform into a flexible and scalable solution that accelerates lending across retail, wholesale, correspondent, home equity, and assumption channels. He now helps lenders understand how to optimize Empower for their specific needs.

Among his many contributions, Rebmann has championed the adoption of Empower’s Orchestration Engine, transforming the traditional milestone-driven origination process into a dynamic, task-based workflow. This shift has helped lenders shave up to a week off loan cycle times through the automation of more than 300 operational tasks, from fraud reviews and service orders to disclosures and borrower communications.

He also played a key role in integrating Aiva®, Dark Matter’s AI engine, into the origination process to automatically classify documents, extract loan data, flag discrepancies and shorten post-close quality reviews. This innovation enables lenders to move loans through their pipelines more quickly and efficiently, reducing the time to funding and carrying costs.

Rebmann is an active voice in the industry, frequently speaking or demonstrating at significant events, including HousingWire Demo Days and Summits, National Mortgage News Digital Mortgage, MBA summits, and AI conferences. His recently launched Spotlight Backstage podcast aims to further elevate industry dialogue by bringing lenders and partners together to explore best practices and innovation collaboratively.

“Craig’s leadership, vision and commitment to innovation have had a lasting impact on both our clients and the mortgage industry as a whole,” said Dark Matter CEO Sean Dugan. “His recognition as a HousingWire Tech Trendsetter reflects both his personal leadership and Dark Matter’s commitment to transforming the mortgage experience through innovation.”

“These leaders aren’t just keeping up with technology, they’re setting the pace. Their work makes the housing industry smarter, faster and more connected,” said Sarah Wheeler, editor in chief at HousingWire.

For a full list of 2025 Tech Trendsetter winners, visit the HousingWire website.

About Dark Matter Technologies:

Twitter: @dmattertech @housingwire #fintech #mortgage

NEWS SOURCE: Dark Matter Technologies

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PNC Bank Expands Use of Automation from Dark Matter Technologies to Advance Mortgage and Home Equity Innovation

PNC Bank deepens partnership with Dark Matter Technologies to streamline loan operations, enhance decision-making and accelerate its transition to intelligent automation across lending channels

JACKSONVILLE, Fla., Oct. 21, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced that PNC Bank, part of the PNC Financial Services Group, Inc., will extend its use of Dark Matter’s cutting-edge mortgage solutions under a new contract to enhance PNC’s mortgage and home equity lending operations.

Image caption: PNC Bank Expands Use of Automation from Dark Matter Technologies.

Since 2010, PNC Bank has used the Empower® LOS platform from Dark Matter as its core loan origination system to streamline lending processes and improve operational efficiency. The Empower LOS relies on exception-based processing so its human experts can concentrate on higher-level decision-making.

Through extensive use of Dark Matter’s Exchange℠ Service Network and front-end solutions that provide digital lending and account opening solutions, PNC Bank is creating a more efficient, responsive lending environment. Under the new initiative, PNC Bank will expand its use of Dark Matter’s Orchestration Engine, the core workflow automation layer within the Empower LOS that enables intelligent, task-based processing and interoperability with its tools, to improve overall lending efficiency across mortgage and home equity operations.

“Our long-standing partnership with PNC Bank is a testament to our commitment to delivering innovative technological solutions that transform mortgage lending,” said Sean Dugan, CEO of Dark Matter. “By continuously evolving our Empower platform and suite of solutions, we’re helping clients like PNC Bank streamline operations, reduce complexity and create more efficient lending experiences.”

About PNC Bank:

PNC Bank, National Association, is a member of The PNC Financial Services Group, Inc. (NYSE: PNC). PNC is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. For information about PNC, visit: https://www.pnc.com/.

About Dark Matter Technologies:

Twitter: @dmattertech #fintech #mortgage

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NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/pnc-bank-expands-use-of-automation-from-dark-matter-technologies-to-advance-mortgage-and-home-equity-innovation/

Dark Matter Technologies enhances its Empower LOS with full-scale eClosing capabilities

Integration with Wolters Kluwer technology delivers streamlined, secure and fully digital mortgage closings

JACKSONVILLE, Fla., Oct. 14, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the expansion of the Empower® loan origination system (LOS) to include comprehensive eClosing capabilities by integrating Wolters Kluwer’s eOriginal® ClosingCenter and eOriginal eAsset® Management Platform. The enhanced integration provides a fully digital mortgage closing experience, supporting every eClosing scenario from hybrid and in-person electronic notarization (IPEN) to complete remote online notarization (RON), and streamlines the process from pre-closing through secondary market delivery.

Image caption: Dark Matter Technologies enhances its Empower LOS with full-scale eClosing capabilities.

With the integration of eOriginal ClosingCenter, the Empower LOS users can manage secure document review and eSignature execution in a centralized eClosing room. Borrowers benefit from the ability to review and sign documents ahead of time, while lenders and settlement agents can coordinate closings more efficiently, whether executed remotely or in person. The solution includes access to a built-in eNotary Hub that connects users to top RON and IPEN providers such as Proof, NotaryCam and EscrowTab, giving settlement agents and title partners the flexibility to use their preferred platform.

The eOriginal eAsset Management Platform enables Empower LOS users to seamlessly create, execute, register, and manage eNotes through the MERS® eRegistry. It securely stores all executed documents in its eVault, ensuring legal compliance, secondary market readiness, faster loan funding, enhanced data security and improved auditability.

“This is about giving lenders a true digital edge,” said Sean Dugan, CEO of Dark Matter Technologies. “Empower’s new eClosing integration makes it possible for lenders to reduce closing times, streamline operations and enhance the borrower experience, all while ensuring compliance and accelerating the delivery of digital assets to the secondary market.”

This combination of solutions, paired with Empower LOS’s longstanding integration with the Wolters Kluwer Expere platform for dynamic, compliant document generation, provides users with a modern, scalable eClosing solution that reduces cost, risk and operational friction across the mortgage lifecycle. Lenders, borrowers and settlement agents can now rely on a unified platform to deliver faster, more flexible, future-ready closings.

“We’re thrilled to deepen our collaboration with Dark Matter by integrating Wolters Kluwer’s eClosing capabilities into the Empower loan origination system,” said Shreya Shankar, Vice President, Partnerships, Wolters Kluwer Financial & Corporate Compliance. “Together, we are advancing the financial services industry’s transition to a fully digital future and helping lenders elevate borrower satisfaction, drive revenue growth, streamline operations, and unlock new opportunities in the secondary market.”

About Dark Matter Technologies:

About Wolters Kluwer:

Wolters Kluwer (EURONEXT: WKL) is a global leader in information, software solutions and services for professionals in healthcare; tax and accounting; financial and corporate compliance; legal and regulatory; corporate performance and ESG. We help our customers make critical decisions every day by providing expert solutions that combine deep domain knowledge with technology and services.

Wolters Kluwer reported 2024 annual revenues of €5.9 billion. The group serves customers in over 180 countries, maintains operations in over 40 countries, and employs approximately 21,600 people worldwide. The company is headquartered in Alphen aan den Rijn, the Netherlands.

For information about Wolters Kluwer Financial & Corporate Compliance, visit www.wolterskluwer.com/en/about-us/organization/financial-and-corporate-compliance, and follow the division on LinkedIn.

X: @dmattertech #fintech #mortgage

NEWS SOURCE: Dark Matter Technologies

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Dark Matter Technologies integrates Polly’s advanced PPE engine into its Empower LOS platform

Integration with Polly expands lender choice, while streamlining pricing and automating lock workflows within Empower's open ecosystem

JACKSONVILLE, Fla., Oct. 7, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the integration of the Empower® loan origination system (LOS) with Polly’s advanced product, pricing and eligibility (PPE) engine, expanding choice for banks, credit unions and mortgage lenders.

Image caption: Dark Matter Technologies integrates Polly’s advanced PPE engine into its Empower LOS platform.

The integration enables lenders to access Polly’s one-of-a-kind granular price optimization and automated lock functionality directly within the Empower LOS workflow, streamlining secondary marketing operations and enhancing efficiencies through flexible automation. By embedding Polly’s PPE engine, lenders no longer need to navigate outside of the Empower LOS to manage pricing and lock processes with Polly.

“We are proud to deliver additional options for our clients,” said Stephanie Durflinger, chief product officer at Dark Matter. “By integrating with Polly, we are extending choice to our lender community, delivering value and helping lenders grow while strengthening our open ecosystem.”

“At Dark Matter, we operate with integrity, communicate with clarity and transparency, and collaborate with our partners,” said Sean Dugan, CEO of Dark Matter. “This integration with Polly demonstrates that commitment. Together with our clients and partners, we are shaping technology that moves the industry forward with innovation and openness.”

“Optionality is key to foster growth and competitive advantage, and Dark Matter’s vision for an open, transparent ecosystem mirrors our own,” explained Adam Carmel, founder and chief executive officer of Polly. “This relationship allows even more lender clients to unlock the added automation, flexibility, precision and value delivered by Polly, all while working within the proven Empower LOS environment.”

The Polly integration will be available to Empower LOS clients starting mid-October 2025, ahead of the Mortgage Bankers Association’s Annual Convention and Expo. Lenders interested in the Polly integration should meet with a Dark Matter expert in Las Vegas at MBA Annual 2025.

About Polly:

Polly has pioneered the next generation of mortgage capital markets technology with its cutting-edge, data-driven platform. Its enterprise-grade solutions, including the industry’s only cloud-native, commercially scalable product, pricing and eligibility (PPE) engine and first-of-its-kind Polly/™ AI platform, empower the nation’s top banks, credit unions and mortgage lenders to increase profitability, automate workflows and revolutionize the loan officer and broker experiences. As a mortgage technology trailblazer, Polly is committed to driving meaningful value and ROI through best-in-class innovation that enables unlimited configurability, flexibility, granularity and scalability. Polly was founded by a seasoned team of mortgage capital markets and technology experts and is headquartered in San Francisco, California. To learn more, follow Polly on LinkedIn or visit www.polly.io.

About Dark Matter Technologies:

Twitter: @dmattertech @pollyex_inc #fintech #mortgage

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NEWS SOURCE: Dark Matter Technologies

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Navy Federal Credit Union renews its contract with Dark Matter Technologies to serve its growing membership

Advanced AI and automation tools from Dark Matter Technologies will power the military-focused credit union's digital transformation strategy

JACKSONVILLE, Fla., Sept. 30, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced a renewed multi-year partnership with Navy Federal Credit Union. The agreement reinforces the credit union’s strategic focus on digital transformation and elevating the member lending experience.

Image caption: Dark Matter Technologies.

With more than 14 million members and 365 branches worldwide, Navy Federal has been a Dark Matter client since 2010. Today, the credit union processes nearly 8,000 mortgage and home equity loans monthly through the Empower® Loan Origination System by Dark Matter, ranking Navy Federal among the firm’s highest-volume clients across both the Empower and the Exchange platforms.

Under the renewed agreement, Navy Federal will deepen its use of Dark Matter’s Developer Portal, Orchestration Engine, and the AIVA® AI suite to accelerate automation and streamline exception-based processing. The credit union is also exploring additional front-end enhancements through Dark Matter’s portals, complementing its current use of Blend and Lender Price, with a continued focus on delivering personalized member experiences.

“Our goal is to move beyond standard transactions to an exception-based model that allows our team to address unique member needs quickly and efficiently,” said Shaun Recco, assistant vice president of real estate technology systems at Navy Federal. “By leveraging Dark Matter’s AI-powered tools and robust API integrations, we’re transforming our technology infrastructure to better serve our members and elevate operational agility.”

“We’re not just aiming to expand our technology — we’re focused on providing the best possible services and products to our current and new members,” said Jon Parsons, assistant vice president of home lending at Navy Federal. “We’re delivering a holistic member experience that includes seamless mortgage and home equity lending, which we know is important to our members and military communities.”

“Navy Federal has been at the forefront of digital lending innovation for over a decade,” said Sean Dugan, CEO of Dark Matter Technologies. “Our partnership goes beyond delivering technology. It’s about reimagining how member service can be more agile, responsive, and personalized. We’re proud to support their vision with intelligent, scalable platforms that meet evolving needs.”

About Navy Federal Credit Union:

Established in 1933 with only seven members, Navy Federal now has the honor of serving more than 14 million members globally and is the world’s largest credit union. As a member-owned and not-for-profit organization, Navy Federal always puts the financial needs of its members first. Membership is open to all Department of Defense and Coast Guard Active Duty, Veterans, civilian and contractor personnel, and their families. Navy Federal employs a workforce of over 25,000 and has a global network of more than 365 branches. For more information about Navy Federal Credit Union, visit navyfederal.org. Federally insured by NCUA. Equal opportunity employer.

About Dark Matter Technologies:

Twitter: @dmattertech @NavyFederal #fintech #mortgage #creditunion

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NEWS SOURCE: Dark Matter Technologies

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Dark Matter Technologies achieves UCDP integration, driving appraisal innovation

New integration enables appraisal report submission to the GSEs with enhanced data fields, ZIP file support and modernized infrastructure

JACKSONVILLE, Fla., July 1, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced it has established an integration with Uniform Collateral Data Portal® (UCDP®), a single portal jointly maintained by Fannie Mae and Freddie Mac (the GSEs). This expansion positions Dark Matter as an early adopter of the technology needed to support the Uniform Appraisal Dataset (UAD) 3.6 and Forms Redesign initiative.

Image caption: Dark Matter Technologies logo.

The new integration enables submission of appraisal report data to the GSEs via UCDP, supporting lenders in the mandate to adopt new appraisal standards and signaling Dark Matter’s readiness to meet the new initiative well in advance of lenders’ required adoption.

Innovations to work with this effort include both the Empower® and the ExchangeSM Network support for a brand-new appraisal report data file, ZIP file submissions, integrating six new data fields to enhance property detail and a streamlined process for extracting PDF and XML files. These capabilities allow Dark Matter to assist lenders in transitioning to new UAD 3.6, simplifying reporting across any residential property type.

The new UAD 3.6 is available for GSE-approved lenders during the limited production period, which begins September 8, 2025, and is required for all appraisal reports submitted to UCDP on or after November 2, 2026.

“By proactively adapting to these industry-driven updates, Dark Matter is demonstrating its technological leadership and commitment to driving efficiency in the mortgage ecosystem,” said Stephanie Durflinger, chief product officer at Dark Matter. “This achievement helps us better serve our lending partners and opens the door to broader capabilities in digital appraisal delivery.”

About Dark Matter Technologies:

Tags: @dmattertech #fintech #mortgage

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NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-achieves-ucdp-integration-driving-appraisal-innovation/

Dark Matter CEO Sean Dugan named to Inman’s 2025 Best of Finance list

Inman's Best of Finance Award is managed entirely by its editorial team to independently recognize those leaders in the lending industry who are driving measurable change

JACKSONVILLE, Fla., June 26, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced its CEO, Sean Dugan, has been named to Inman’s 2025 Best of Finance list. Now in its third year, the award is a prestigious industry recognition honoring professionals in the mortgage and financial services sectors who demonstrate exceptional innovation, influence and impact on the residential real estate ecosystem.

Image caption: Sean Dugan, CEO of Dark Matter Technologies.

Dugan is a tech visionary known for his ability to translate lender pain points into pragmatic innovation. His diverse background across sales, marketing, account management and client services gives him a 360-degree view of the mortgage ecosystem. Since Dark Matter’s 2023 acquisition by Constellation Software, Dugan has architected a companywide shift to a customer-centric culture, first as chief revenue officer and, since April 2025, as its CEO.

In the 18 months since Dark Matter’s transition to new ownership, Dugan’s initiatives have had measurable industry impacts. The Empower® loan origination system (LOS) by Dark Matter continues to gain strong traction among lenders, signaling both market confidence and the platform’s alignment with evolving industry demands. More than half of Dark Matter’s client base has adopted its reimagined digital point-of-sale portals, and among those users, more than 85% of loan applications are now submitted through digital channels. This shift represents not just feature adoption but a fundamental change in lender and borrower behavior — one that validates Dugan’s emphasis on modern, user-centric design and seamless workflows.

Dugan played a pivotal role in one of the company’s most technically ambitious initiatives: a complete migration to Amazon Web Services. Completed three months ahead of schedule and with zero disruption to clients, the transition improved total profitability margin by 4.8%. The AIVA® suite of AI-powered virtual assistants has also seen exponential growth under Dugan’s leadership. In just the past three years, the company has processed over 356 million pages across more than 105 million documents, extracting over 148 million data labels through AIVA Docs.

“Sean’s leadership has helped usher in a new era where client voice drives innovation, where AI delivers measurable results, and where openness and agility are expected, not exceptional,” said Bonnie Wilhelm, CEO of Andromeda, “In reshaping expectations for the LOS — arguably the most essential system in a lender’s tech stack — Sean hasn’t just redefined what’s possible. He’s reset the bar for what lenders expect from their technology partners. We are incredibly happy for him and appreciate this well-deserved industry recognition.”

For a complete list of Inman 2025 Best of Finance award winners, visit the Inman website at https://www.inman.com/best-of-finance-awards/

About Dark Matter Technologies:

Twitter: @dmattertech #fintech #mortgage

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-ceo-sean-dugan-named-to-inmans-2025-best-of-finance-list/

Dark Matter Technologies adds side-by-side results comparison and automated, rules-based reviews to dual AUS feature in the Empower LOS

New functionality helps originators quickly compare findings and see more options for borrowers

JACKSONVILLE, Fla., June 10, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced enhancements to the dual automated underwriting system (AUS) submission feature within the Empower® loan origination system (LOS). When users submit loan data simultaneously to the AUS for both Freddie Mac and Fannie Mae (the government-sponsored enterprises, or GSEs), the Empower LOS will now display the GSEs’ respective AUS findings side by side along with rules-based loan recommendations powered by the AIVA® Rules engine.

Image caption: Dark Matter Technologies.

The side-by-side display of AUS findings helps loan originators quickly compare results from the GSEs to identify the most favorable option for each borrower. This can surface opportunities to save money or shorten the loan process. For example, if one GSE’s findings indicate the property qualifies for an appraisal waiver while the other does not, the borrower could potentially save hundreds of dollars in appraisal costs and close several days sooner.

Dual AUS functionality in the Empower LOS is further enhanced by the AIVA Rules engine, which analyzes AUS results and recommends the loan path that best fits the lender’s business rules. The engine comes pre-configured with default logic and can be tailored to align with company-specific policies, helping drive consistency and efficiency in loan production.

“Dark Matter’s approach to innovation is tightly focused on helping lenders curb the runaway time and expense of loan origination while delivering outstanding borrower experiences,” said Sean Dugan, CEO at Dark Matter. “Our enhanced dual AUS functionality within the Empower LOS gives originators timely, actionable insights to help borrowers secure the best loan — all while supporting faster, more efficient production.”

Freddie Mac collaborated with Dark Matter on this initiative. “By supporting dual AUS submission, Dark Matter is helping lenders recommend the best-fit loan for each borrower early in the process,” said Christina Randolph, vice president of distribution at Freddie Mac. This capability helps streamline decision-making and reduce costs while ultimately delivering a smoother, faster experience for borrowers — key outcomes we’re committed to supporting.”

About Dark Matter Technologies:

Tags: @dmattertech @freddiemac @fanniemae #fintech #financialservices #marketing #mortgage

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NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-adds-side-by-side-results-comparison-and-automated-rules-based-reviews-to-dual-aus-feature-in-the-empower-los/

Dark Matter Technologies announces comprehensive eClosing integration for its NOVA LOS platform

Powered by Wolters Kluwer, eClose solution streamlines mortgage closings, supports cost savings and facilitates the compliant transfer and sale of digital loans

JACKSONVILLE, Fla., June 3, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, announced today that the NOVA loan origination system (LOS) platform now features a comprehensive integration to the eClosing capabilities powered by the Wolters Kluwer eOriginal ® ClosingCenter. Designed to improve the mortgage closing process, eClose will help lenders reduce time-to-close, realize cost savings and provide a better borrower experience while also enabling secondary market activities.

Image caption: Dark Matter Technologies.

The eClose functionality enables users to seamlessly execute the full spectrum of eClosing options: hybrid eClosings, In-Person Electronic Notarization (IPEN) closings and digital “Remote Online Notarization” (RON) closings. This allows lenders to evolve their eClosing strategy over time and provide borrowers with flexible closing options.

The eOriginal® ClosingCenter solution allows NOVA clients to securely eSign and create eNotes, then deposit loan documents into the eOriginal eAsset® Management system for secondary market activities. This allows for compliant transfer and sale of digital lending assets. eSigned documents in the eVault are legally compliant and maintain the highest level of legal enforceability throughout a digital loan’s lifecycle. This solution simplifies digital lending, reducing paperwork, ensuring compliance and speeding up loan cycles.

“With this capability, lenders can deliver an entirely new level of convenience and efficiency,” said Sean Dugan, the chief executive officer of Dark Matter Technologies. “This saves time and money for lenders while allowing them to engage in secondary market activities and gives homebuyers the convenience of faster closings at the time and place of their choosing.”

Dark Matter Technologies added the NOVA LOS to its product line-up in 2024 as part of a dual-product strategy alongside the Empower® LOS to provide innovative solutions and consultative services for credit unions, IMBs and small to midsize banks. The NOVA LOS provides a reliable, cost-effective solution with minimal administrative and supports retail, wholesale and correspondent lending as well as a wide range of mortgage products.

“By integrating flexible, modern eClosing options to NOVA LOS, Dark Matter is putting lenders on a fast track to a fully digital future,” said Shreya Shankar, the vice president of partnerships at Wolters Kluwer Financial & Corporate Compliance. “We are thrilled to collaborate with Dark Matter to help NOVA LOS users enhance borrower satisfaction, increase revenue, streamline operational efficiency and unlock the potential of the secondary market through seamless eClosings.”

About Dark Matter Technologies:

X: @dmattertech @NOVALOS @Wolters_Kluwer #fintech #mortgage

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NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-announces-comprehensive-eclosing-integration-for-its-nova-los-platform/

Dark Matter launches Developer Portal, opening the Empower LOS to external innovation

New portal provides open APIs, code samples and tools to accelerate third-party development

JACKSONVILLE, Fla., April 24, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today unveiled a new Developer Portal during its second annual Horizon user conference.

Image caption: Dark Matter Technologies.

The Developer Portal marks a significant evolution for the Empower® loan origination system (LOS), moving from API access to a fully open API ecosystem. By providing external developers with self-service access to documentation, code samples and integration guides, the portal removes barriers to innovation and enables clients and partners to build on Empower with greater speed and independence.

“By making our APIs and developer resources more accessible, we’re unlocking new possibilities for our clients and partners to solve their unique business challenges, differentiate their offerings and move more quickly from concept to implementation,” said Sean Dugan, CEO of Dark Matter.

Designed with the developer experience in mind, the portal delivers a modern, frictionless interface that helps users get up and running fast. It supports a wide range of development use cases, from integrating customer relationship management systems to building custom workflows, allowing organizations to extend the Empower platform in ways that align with their business strategies.

“While Dark Matter has long offered APIs, this launch represents a major leap forward in how we support developers,” said Vikas Rao, deputy chief product officer at Dark Matter. “We’ve intentionally designed this portal to give developers everything they need to be productive, from clean documentation to practical code samples, so that they can build innovative tools on Empower with minimal friction.”

The Developer Portal is available now to all Empower LOS customers at no additional cost. Clients can access the portal by contacting their account manager for support.

Dark Matter’s Horizon user conference is an invitation-only event April 23-25 and focused on exploring the “horizon” of mortgage technology.

About Dark Matter Technologies:

Tags: @dmattertech #fintech #financialservices #marketing #mortgage

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-launches-developer-portal-opening-the-empower-los-to-external-innovation/

Dark Matter Technologies completes migration to AWS to enhance computing speed, performance and scalability

JACKSONVILLE, Fla., March 18, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the successful completion of its IT infrastructure migration to Amazon Web Services (AWS). This strategic move enhances Dark Matter’s ability to deliver superior performance, scalability and reliability to mortgage industry clients.

Image caption: Dark Matter Technologies.

AWS’ cloud infrastructure provides Dark Matter’s clients with significant operational advantages. By leveraging AWS’ robust network of data centers, lenders can now dynamically scale their operations to meet fluctuating mortgage demand without the traditional delays of hardware procurement and deployment. This enhanced agility enables lenders to rapidly adjust to market demands while accelerating the delivery of new product features and updates.

“This migration represents a pivotal moment for Dark Matter and our clients,” said Sean Dugan, incoming CEO of Dark Matter. “By fully embracing AWS, we’re not just improving our infrastructure — we’re accelerating our ability to innovate and deliver next-generation mortgage solutions that help our clients succeed in an evolving market.”

“Dark Matter’s successful migration to AWS marks an exciting milestone in modernizing the mortgage industry,” said Rich Geraffo, vice president and managing director, AWS North America. “By harnessing AWS’ secure, reliable infrastructure, Dark Matter is driving operational excellence for its mortgage lending customers. AWS is proud to support Dark Matter in its digital transformation journey as the company accelerates innovation and delivers enhanced value to mortgage industry leaders across the nation. This exemplifies our commitment to empowering financial institutions with cloud solutions that scale seamlessly and accelerate digital transformation. We look forward to supporting Dark Matter as it continues to revolutionize mortgage origination and servicing technology for its customers.”

The AWS infrastructure provides Dark Matter’s clients with advanced security protocols and enhanced business continuity in the face of natural disasters and localized outages through its extensive network.

About Amazon Web Services (AWS):

Since 2006, Amazon Web Services has been the world’s most comprehensive and broadly adopted cloud. AWS has been continually expanding its services to support virtually any workload, and it now has more than 240 fully featured services for compute, storage, databases, networking, analytics, machine learning and artificial intelligence (AI), Internet of Things (IoT), mobile, security, hybrid, media, and application development, deployment, and management from 114 Availability Zones within 36 geographic regions, with announced plans for 12 more Availability Zones and four more AWS Regions in New Zealand, the Kingdom of Saudi Arabia, Taiwan, and the AWS European Sovereign Cloud. Millions of customers—including the fastest-growing startups, largest enterprises, and leading government agencies—trust AWS to power their infrastructure, become more agile, and lower costs. To learn more about AWS, visit https://aws.amazon.com/.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers powerful technology with unparalleled automation, and relentless innovation to leading mortgage lenders, servicers and companies nationwide. For more information, visit www.dmatter.com.

Logo link for media: https://dmatter.com/wp-content/uploads/dark-matter-tech-logo.svg

X: @dmattertech #fintech #mortgage @AWScloud

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-completes-migration-to-aws-to-enhance-computing-speed-performance-and-scalability/

Dark Matter Technologies team members recognized for excellence by the Mortgage Bankers Association, HousingWire and Women We Admire

Three standout team members earn industry and regional honors for their leadership and impact

JACKSONVILLE, Fla., March 6, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced that three of its team members have been recognized by HousingWire, the Mortgage Bankers Association (MBA), and Women We Admire.

Image caption: (L-R) Dark Matter Technologies award honorees: Bill Warden, chief financial officer; Lyndsey Hearn, director of growth marketing; Wes Horbatuck, vice president of marketing.

Bill Warden, Chief Financial Officer
Warden was honored with the HousingWire Finance Leaders award, which recognizes the mortgage industry’s top finance executives. Warden brings more than 30 years of experience in public accounting, financial, operational and treasury leadership to his position, and is known for his collaborative approach to problem-solving and agility in navigating changing market conditions. With Dark Matter since its inception, Bill has built the company’s finance team implemented key systems that promote a strong control environment that supports growth.

Wes Horbatuck, Vice President of Marketing
Horbatuck was named one of five rising stars in the housing finance industry to receive the mPact Young Professional Spotlight Award from the MBA. He led Dark Matter’s brand launch in 2023 and is the mastermind behind the company’s bold look and messaging. Horbatuck’s success is evidenced through a growing share of voice, rising customer numbers and an inaugural Horizon user conference that attracted a capacity crowd.

Lyndsey Hearn, Director of Growth Marketing
Hearn was named to the Top 50 Women Leaders in Jacksonville for 2025 list by Women We Admire, which recognizes highly successful women who are an inspiration to the next generation of leaders. Hearn has played a key role at Dark Matter in elevating its marketing efforts and brand awareness. She leads campaigns that generate 80% of the company’s sales leads and spearheaded a project to build an automated lead process that reduced Dark Matter’s lead qualification time by 51%.

“We are pleased to see these three high achievers gain recognition for the amazing work they’re doing at Dark Matter. Their contributions are helping keep us on a path of continued success and helping us improve the mortgage industry,” said Dark Matter incoming CEO Sean Dugan. “Bill, Wes and Lyndsey’s talent and motivation are helping us stand out, and we’re excited to see what they accomplish next.”

About Dark Matter Technologies:

Tags: @dmattertech #fintech #mortgage #HWmedia #MortgageBankersAssociation

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-team-members-recognized-for-excellence-by-the-mortgage-bankers-association-housingwire-and-women-we-admire/

Dark Matter Technologies announces agenda for second annual Horizon User Conference

Annual user conference to take place April 22-24, at the Omni Amelia Island Resort and Spa

JACKSONVILLE, Fla., Jan. 27, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the agenda for its Horizon User Conference. Exclusive to Dark Matter clients and partners, the conference will take place at the Omni Amelia Island on April 22-24.

Image caption: Dark Matter Technologies.

Set against the Atlantic oceanfront, Horizon brings Dark Matter’s diverse client base together for three days of sessions and networking events led by industry leaders and Dark Matter’s team of mortgage technology experts.

Highlights from the event agenda include:

Industry Outlook Keynote: Trends and Insights for 2025 — Logan Mohtashami, lead analyst for HousingWire and housing finance expert, will highlight key market trends.
A Look into the Future: Our New Product Roadmap — Dark Matter leaders will provide exclusive early insight into what’s new and what’s on the horizon.
Fireside Chat: Thriving in 2025 — Dark Matter customers share how they are laying the groundwork for success in 2025.
Automation and AI Advancements — Product experts will highlight how automation and AI assistants are driving efficiency and reduced origination costs across Dark Matter’s suite of products.

“We are excited to welcome our clients and partners to Amelia Island for another inspiring Horizon User Conference,” said Sean Dugan, incoming CEO of Dark Matter Technologies. “This year’s agenda reflects our commitment to fostering innovation and empowering our clients with the knowledge and connections they need to excel in an ever-evolving mortgage landscape. From HousingWire’s, Logan Mohtashami’s keynote, to interactive sessions and networking opportunities, we’ve designed a program to spark ideas and build momentum for the year ahead.”

For more information and to register for the Horizon User Conference, visit: https://dmatter.com/horizon/.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders, servicers and companies nationwide. For more information, visit https://www.dmatter.com.

Logo link for media: https://dmatter.com/wp-content/uploads/dark-matter-tech-logo.svg

Tags: @dmattertech #mortgagetechnology #fintech

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-announces-agenda-for-second-annual-horizon-user-conference/

Dark Matter Technologies Taps Brad Vasto as Chief Revenue Officer

Veteran sales leader brings decades of expertise to drive growth and deepen client relationships at Dark Matter Technologies

JACKSONVILLE, Fla., Jan. 6, 2025 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced the appointment of Brad Vasto as Chief Revenue Officer (CRO). Vasto steps into the role as Sean Dugan, the outgoing CRO, prepares to assume the position of CEO in April 2025, succeeding current CEO Rich Gagliano.

Photo caption: Dark Matter Technologies Taps Brad Vasto as Chief Revenue Officer.

Vasto brings more than three decades’ experience in mortgage technology sales and mortgage lending to the Dark Matter executive team. Notably, he served as senior vice president and managing director at Black Knight, where he led the sales and business development of the firm’s servicing technologies and was instrumental in growing the MSP servicing system’s dominant footprint. Following Black Knight’s acquisition, Vasto was involved in the organization’s transition as managing director at Intercontinental Exchange (ICE) before joining compliance automation provider Assurity as senior vice president of sales.

“Brad is a proven leader with deep industry expertise and a strong track record of delivering results,” said Dugan. “His leadership philosophy, which emphasizes relationship building, a consultative approach and teamwork, aligns with Dark Matter’s culture of collaboration. I’m confident his ability to understand the unique needs of our clients and deliver tailored solutions will be instrumental in advancing our mission and expanding our market presence.”

As CRO, Vasto will drive revenue growth, strengthen relationships with banks, credit unions and independent mortgage bankers, and lead initiatives to deliver tailored, consultative solutions that meet the evolving needs of lenders. In addition to his extensive technology experience, Vasto’s early career included roles at independent mortgage banks and depository lenders, giving him firsthand knowledge of the challenges and opportunities lenders face.

“I am honored to step into this role and join the exceptional team at Dark Matter Technologies,” said Vasto. “Having worked alongside Sean, Rich, and the team during my time at Black Knight, I know the caliber of this organization and the impact of its solutions. Dark Matter is uniquely positioned to address the evolving needs of today’s lenders and servicers with urgency, and I’m excited to help lead the company into its next phase of growth.”

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

MULTIMEDIA:

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Photo caption: Dark Matter Technologies taps Brad Vasto as Chief Revenue Officer.

Tags: #fintech #financialservices #mortgage

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-taps-brad-vasto-as-chief-revenue-officer/

Dark Matter Technologies’ Stephanie Durflinger and Bethany Williams-Woodward Win Prestigious Mortgage Industry Awards

Chief Product Officer Stephanie Durflinger honored as HW Tech Trendsetter and Bethany Williams-Woodward named a National Mortgage Professional 40 Under 40

JACKSONVILLE, Fla., Dec. 18, 2024 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that Stephanie Durflinger, its chief product officer, has been named a HousingWire Tech Trendsetter, and Bethany Williams-Woodward, its data solutions product manager, has been named to National Mortgage Professional Magazine’s 40 Under 40 list. Both awards recognize leaders who are making a positive impact on the housing finance industry.

Image caption: Bethany Williams-Woodward and Stephanie Durflinger of Dark Matter Technologies.

A former mortgage banker, Durflinger is a proven industry leader and strategic thinker whose industry experience has driven product innovation across four industry-leading companies: Dark Matter, ICE Mortgage Technology, Sagent Lending Technologies and Ellie Mae. At each, she moved their technology forward to better serve the needs of their customers and homebuyers.

At Dark Matter, Durflinger continues her legacy of implementing meaningful change and contributing to the industry at large as both a thought leader and product visionary. She speaks frequently at industry events and serves on the board of directors of the Mortgage Industry Standards Maintenance Organization (MISMO), a wholly owned subsidiary of the MBA.

Williams-Woodward is a gifted product and technology professional with nearly a decade of mortgage industry experience. She leverages the company’s broad data ecosystem and AI expertise to craft elegant solutions to lenders’ business challenges. Her creativity and talent for consensus-building have contributed to the robust catalog of analytics tools in the Empower® loan origination system (LOS) and Dark Matter ecosystem, including a first-of-its-kind fee cure assessment tool that helps lenders reduce preventable fee cure expenses.

Her knack for building strong customer relationships and delivering product enhancements that lenders truly value has helped Dark Matter earn a customer satisfaction rating of 4.76 out of 5 stars and onboard more than 50 new customers since Williams-Woodward joined the product team in 2020.

“We are immensely proud of both Stephanie and Bethany and the roles they play in helping Dark Matter transform the mortgage origination landscape with the Empower LOS, NOVA LOS and suite of AIVA® AI virtual assistants,” said Dark Matter CEO Rich Gagliano. “They are both champions for change and continue to light the way as Dark Matter invents technology that will challenge and transform the future of the mortgage industry.”

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Tags: #fintech #financialservices #marketing #mortgage

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-stephanie-durflinger-and-bethany-williams-woodward-win-prestigious-mortgage-industry-awards/

Shore United Bank inks contract with Dark Matter Technologies for its mortgage business with the Empower LOS and AIVA AI virtual assistants

Shore United pursues implementation to benefit from the enhanced productivity and borrower experience offered by Dark Matter's solutions

JACKSONVILLE, Fla., Nov. 25, 2024 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, announced today that Shore United Bank (Shore United), a community bank founded in 1876, has selected the Empower® LOS and select AIVA ® AI virtual assistants from Dark Matter to streamline its mortgage lending operations and offer additional support for integrations.

Image caption: Dark Matter Technologies.

Shore United is a full-service community bank serving customers in Maryland, Delaware and Virginia. The bank began searching for an LOS in 2024 that would offer its team more powerful automation, built-in business intelligence tools and support a broader array of integrations. After careful evaluation, Shore United chose the Empower LOS for its bundled, all-in-one mortgage origination functionality, coupled with AIVA AI virtual assistant solutions from Dark Matter.

The Empower LOS takes a task-based approach rather than a linear approach to automating loan production, allowing multiple processes to run concurrently with minimal lender intervention. By tapping employees only as needed to manage exceptions, the Empower LOS streamlines origination workflows, resulting in significant time and cost savings.

Under the agreement with Dark Matter, Shore United will use the Empower LOS and the AIVA AI virtual assistant solutions to leapfrog their business beyond their legacy technology and gain a competitive edge with customers.

“Shore United has transitioned to a more powerful platform that will propel them into the future, increasing their return on investment through improved productivity and offering price stability as the market picks up speed,” said Dark Matter SVP of Northeast Sales, Pete Micera. “We look forward to supporting Shore United’s expedited implementation timeline so they can begin enjoying the value of our solutions quickly.”

“Investing in Dark Matter Technologies is an investment in our customers’ homeownership journeys,” said Corey Galinsky, executive vice president at Shore United. “By adopting the Empower LOS and AIVA AI virtual assistants, we’re embracing cutting-edge technology that will streamline our operations and elevate the experience we deliver to our borrowers. This partnership reinforces our commitment to making the mortgage process smoother and more efficient, helping our customers achieve their homeownership dreams with greater ease and confidence.”

About Shore United Bank:

Shore United Bank is a full-service community bank with a rich history dating to 1876. We offer innovative banking with the personal touch you expect from a community bank. We are built around the character of our people and committed to the success of our clients, communities, employees, and shareholders. For more information, visit https://www.shoreunitedbank.com/.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation, and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Tags: @dmattertech @shoreunitedbank #fintech #financialservices #marketing #mortgage

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/shore-united-bank-inks-contract-with-dark-matter-technologies-for-its-mortgage-business-with-the-empower-los-and-aiva-ai-virtual-assistants/

Dark Matter Technologies announces planned CEO transition effective April 2025

Chief Revenue Officer Sean Dugan to assume CEO role, current CEO Rich Gagliano to serve as executive chairman

JACKSONVILLE, Fla., Nov. 5, 2024 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology, today announced that Sean Dugan, the company’s chief revenue officer, will succeed Rich Gagliano as CEO effective April 2025. Gagliano, who launched Dark Matter in 2023 following over a decade of leadership at its predecessor, Black Knight Origination Technologies, will step into the role of executive chairman.

Photo caption: Chief Revenue Officer Sean Dugan to assume CEO role at Dark Matter.

For nearly 14 years, Gagliano has led the charge to transform mortgage origination with advanced automation and AI/ML solutions. More recently, Gagliano has helped Dark Matter find its footing as an independent company combining the agility of a startup with the pedigree of a mature and experienced provider. Gagliano’s vision for Dark Matter and the team he has assembled to execute on that vision have earned the confidence of banks, credit unions and mortgage lenders nationwide.

“I am incredibly proud of what we’ve built at Dark Matter, and I am confident the company’s best days are ahead,” said Gagliano. “After years of working with Sean, I have absolute confidence in his leadership and in his team’s readiness to execute on the strategy we’ve developed together. I look forward to supporting Sean and our clients as I transition to executive chairman, knowing that Dark Matter is in the most capable of hands.”

Gagliano’s decision to step down as CEO is part of a broader plan to spend more time with family, though he will remain actively involved as executive chairman to support Dugan, the team and clients during the transition.

Dugan brings over 25 years of mortgage industry expertise, including 14 years alongside Gagliano at Dark Matter and its predecessor. Known for his client-focused approach, Dugan has played a pivotal role in shaping Dark Matter’s customer-centric culture and product offerings. As CEO, he will lead the company into its next chapter, focusing on delivering solutions that enhance operational efficiency for lenders.

“Our clients are at the heart of everything we do,” said Dugan. “This transition represents an opportunity to double down on our commitment to delivering cutting-edge solutions that enable our clients to succeed in a challenging market. I’m honored by the trust Rich and Constellation Software’s leadership has placed in me, and I look forward to leading Dark Matter’s talented team in fulfilling our vision for the future of mortgage technology.”

This planned transition reinforces Dark Matter’s commitment to client success by ensuring continuity, stability and uninterrupted progress toward the company’s strategic roadmap and long-term goals.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Tags: @dmattertech #fintech #financialservices #mortgage

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Photo caption: Chief Revenue Officer Sean Dugan to assume CEO role at Dark Matter

NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-announces-planned-ceo-transition-effective-april-2025/

RanLife Home Loans inks 84-month contract with Dark Matter Technologies for AI-powered mortgage origination overhaul

Empower is the centerpiece of a new RanLife tech stack geared to speed service to customers while keeping loan teams connected and productive

JACKSONVILLE, Fla., Oct. 23, 2024 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that RanLife Home Loans (RanLife) based in Sandy, Utah, has signed a seven-year agreement for the Empower® loan origination system (LOS) and additional Dark Matter technologies.

Image caption: Dark Matter Technologies.

RanLife is a full-service mortgage lender and servicer that prides itself on providing great customer service and competitive lending terms to keep customers ‘for life.’ Through its partnership with Dark Matter, RanLife will be using several products within the AIVA® suite of AI virtual assistants. AIVA solutions are specifically designed and bundled for mortgage origination, helping lenders harness the power of AI, business rules engines and machine learning (ML) to automate manual tasks, reduce cycle times and enhance efficiency in loan processing.

From the AIVA solution suite, RanLife will use AIVA ® Docs to automate document classification, data abstraction and data analysis; AIVA ® Assist Processing to expedite manual income verifications; and AIVA ® BI for reporting and analytics. In addition, RanLife will use the Empower Portals to provide real-time loan dashboards to borrowers, loan officers and brokers and will leverage Dark Matter’s integration with Optimal Blue to provide access to the Plano, Texas-based company’s market-leading product, pricing and eligibility (PPE) engine.

“RanLife has made an impressive commitment to serving customers for life while closing loans up to twice as fast as the competition,” said Dark Matter CEO Rich Gagliano. “Dark Matter is proud to support that goal by providing tools and technology that enable faster transactions and exceptional borrower experiences.”

“We are a mortgage company, and mortgages are what we do best. To take our business to the next level, we need a partner equally focused on technology — and especially AI, which I’m a big believer in — so we can grow together,” said Ty Burbidge, CEO of RanLife. “Our partnership with Dark Matter benefits everyone we do business with, from our employees in sales to our operations team and from our referral partners to our clients.”

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Tags: @dmattertech #fintech #financialservices #mortgage

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NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/ranlife-home-loans-inks-84-month-contract-with-dark-matter-technologies-for-ai-powered-mortgage-origination-overhaul/

Dark Matter Technologies brings the NOVA LOS under its banner to serve a broader range of mortgage lenders

Strategic alignment brings two LOS platforms under the Dark Matter brand, creating a powerhouse of innovative mortgage solutions

JACKSONVILLE, Fla., Sept. 23, 2024 (SEND2PRESS NEWSWIRE) — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the addition of the NOVA loan origination system (LOS) to its product lineup. Bringing the NOVA LOS under its banner alongside the Empower® LOS enables Dark Matter to offer two distinct LOS solutions and cater to a more diverse range of lender business models.

Image caption: Dark Matter Technologies.

Adopting a dual-product strategy underscores Dark Matter’s commitment to providing innovative solutions and consultative services for lenders of all sizes. The Empower LOS is designed for lenders looking to scale by offering extensive exception-based workflows, comprehensive automation and the flexibility to adapt to complex operational models. The NOVA LOS provides a reliable, cost-effective solution with minimal administrative overhead that is ideal for smaller lenders.

The NOVA LOS was acquired by the Perseus Operating Group (Perseus) of Constellation Software Inc in 2019. Dark Matter was formed under Perseus in 2023 following the company’s acquisition of the Empower LOS and AIVA® AI Virtual Assistant solutions. Aligning the NOVA LOS under the Dark Matter brand brings the extensive expertise and innovative power of these solutions under joint leadership while better supporting the growth of each LOS platform.

“With the alignment of the Empower LOS and the NOVA LOS under the Dark Matter brand, we’re creating a powerhouse in loan origination technology,” said Sean Dugan, chief revenue officer at Dark Matter. “Andromeda, a division of the Perseus Operating Group of CSI, has strategically acquired two platforms that each serve distinct segments of the market, and by organizing both platforms under Dark Matter leadership, we can leverage over three decades of experience to partner with lenders choosing the product best suited to navigating their unique needs and challenges.”

“The addition of the NOVA LOS further cements our commitment to delivering flexible and innovative solutions,” said Frank Poiesz, president of Constellation Mortgage Solutions. “By aligning with the Empower LOS, we are providing an ecosystem of solutions that support lenders at any stage of growth, backed by the extensive resources of Dark Matter.”

With their deep reservoir of industry knowledge, Dark Matter’s consultative partners are equipped to help lenders advance their business goals by making informed technology selections. Through seamless implementations, dedicated account management and initiatives like its Client Advisory Board and Horizon user conference, Dark Matter is an innovative, nimble partner throughout the entire lending process—from onboarding to scaling and adapting to market changes.

About Dark Matter Technologies

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation, and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit www.dmatter.com.

Tags: @dmattertech #fintech #mortgage

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NEWS SOURCE: Dark Matter Technologies

To view the original story, visit: https://www.send2press.com/wire/dark-matter-technologies-brings-the-nova-los-under-its-banner-to-serve-a-broader-range-of-mortgage-lenders/

Dark Matter Technologies’ Chief Risk and Information Security Officer Michael Housch Honored with the 2024 HousingWire Vanguards Award

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that Michael Housch, its chief risk and information security officer (CISO), has been named a 2024 HW Vanguard. The awards program recognizes C-level industry professionals who have become leaders in their respective fields in the housing and mortgage industries.

As CISO at Dark Matter Technology, Michael Housch is Dark Matter's frontline shield for safeguarding its information assets and technology from ever-changing cyber threats and ensuring compliance with regulatory and industry standards. Housch brings 25 years' experience to his role in guiding Dark Matter's information security vision and risk-mitigation strategy at the enterprise level and overseeing a comprehensive DevSecOps program spanning vulnerability management, identity access, cloud architecture, incident response, governance and regulatory audit oversight.

Previously, as CISO at Black Knight, Housch led a team of nearly 100 risk and security professionals in building a robust, world-class security program recognized as the "gold standard" by regulators, servicers and lenders. At Dark Matter, his team has improved upon that success to offer the bank grade security that its customers expect.

Housch draws from his military, educational and corporate experience to mentor young risk and security professionals and empower them to be vocal and active contributors to the company's corporate risk and security programs. He is also a trusted advisor for other Dark Matter teams such as AI, compliance, and legal, allowing him to lend his expertise in heading off security concerns.

"We consider Mike mission-critical to our organization. He is our vanguard, ensuring our sensitive data stays buttoned up tight in a world where security is of critical importance," said Dark Matter CEO Rich Gagliano. "His authentic leadership fosters trust at all levels and creates an example for others to follow. We are fortunate and grateful to have him on the team."

A member of the Forbes Technology Council, Housch was recently named to CISOs Connect's 2024 list of the top 100 CISOs in North America for his role at Dark Matter and contributions to the cybersecurity community at large.

The complete list of HW Vanguard winners can be viewed on the HousingWire website.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Tags: #fintech #mortgage @HousingWire @dmattertech #2024HWVanguards

Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that Michael Housch, its chief risk and information security officer (CISO), has been named a 2024 HW Vanguard. The awards program recognizes C-level industry professionals who have become leaders in their respective fields in the housing and mortgage industries.

Related link: https://www.dmatter.com

Dark Matter Technologies’ Product Evangelist Craig Rebmann honored with 2024 HW Insiders Award

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that Craig Rebmann, its product evangelist, has been named a 2024 HW Insider. Now in its ninth year, the HW Insiders program recognizes talented operations professionals laying the foundation of success for their organizations.

Rebmann was hand-selected by Dark Matter's CEO Rich Gagliano to lead the Empower product integration team in 2011, back when the loan origination system (LOS) had far fewer clients and was in need of a new direction. Over the next 12 years, Rebmann played a critical role in helping transform Empower into the most advanced and one of the most-used core origination technologies, now used by more than 80 lenders. Never one to rest on his laurels, today Rebmann continues to wield great influence as product evangelist, where he works hand-in-glove with Dark Matter Technologies' sales engineers to provide lenders with solutions tailored to their unique business models.

Equipped with exceptional knowledge and passion for Dark Matter's products, Rebmann was appointed product evangelist in 2023. In this role, Rebmann is now passing that product enthusiasm and inquisitiveness on to the Dark Matter sales team. Craig and his team regularly educate sales about product enhancements and best practice applications. He accompanies sales engineers on product demos, delving into lenders' business models and challenges to provide a consultative experience.

During his tenure leading product, Rebmann's notable accomplishments include bringing to market automated, task-based workflows that transform back-office productivity (also known as the Orchestration Engine); building out a more robust integration with the Exchange integration hub; and developing correspondent lending functionality within Empower.

"We are fortunate to have Craig guiding development decisions. His lengthy experience with Empower provides us with valuable insight to help Dark Matter's product and technology specialists identify the needs of customers and match them with the right solutions," said Dark Matter CEO Rich Gagliano. "His honesty, work ethic and enthusiasm encapsulate Dark Matter's values and are setting the table for a very bright future. We are so pleased he chose to join us when he did."

"The HousingWire Insiders honorees are the operational leaders who are the backbones of their organizations - driving innovation and efficiency, and creating opportunities for their organizations," said Clayton Collins, CEO of HW Media. "By improving user experiences, identifying market opportunities, and developing efficient processes, these outstanding individuals are propelling their organizations toward sustained growth and excellence."

The full list of winners is available on HousingWire.com.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Tags: #fintech #financialservices #marketing #mortgage

Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that Craig Rebmann, its product evangelist, has been named a 2024 HW Insider. Now in its ninth year, the HW Insiders program recognizes talented operations professionals laying the foundation of success for their organizations.

Related link: https://www.dmatter.com

Dark Matter Technologies’ Richard Gagliano honored with the 2024 Inman Best of Finance award

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that Inman has recognized its CEO Richard Gagliano with the 2024 Best of Finance award. Now in its second year, the award celebrates 150 innovative professionals demonstrating exceptional leadership and impact in the real estate, mortgage and finance sectors. Honorees are hand-selected by Inman's editorial team.

Gagliano was recognized for establishing Dark Matter as an independent company in September 2023. Gagliano had served as president of the company's predecessor, Black Knight Origination Technologies, a division of Black Knight, Inc., where he considerably grew the functionality and market share of its flagship product, the Empower® Loan Origination System (LOS). Notably, Gagliano's foresight into the impact of artificial intelligence and machine learning technologies guided the firm to begin developing AIVA® solutions that support lender productivity in 2018. Today, dozens of mortgage lenders rely on the AIVA solutions to automate stare and compare tasks.

"Mortgage lending is a complex process subject to intense regulatory requirements and ever-changing economic factors," said Gagliano. "The Dark Matter team strives to deliver the innovative technology lenders need to remain agile and provide outstanding experiences to their borrowers, and I am honored to lead them towards this goal."

"This year, Inman continues to highlight the extraordinary achievements of professionals who are setting new standards in the mortgage and financial services sectors of the real estate industry," said Emily Paquette, Inman CEO. "Their relentless pursuit of excellence and dedication to improving community services is what truly sets them apart."

The complete list of Inman Best of Finance honorees can be viewed at https://www.inman.com/best-of-finance-awards/.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that Inman has recognized its CEO Richard Gagliano with the 2024 Best of Finance award. Now in its second year, the award celebrates 150 innovative professionals demonstrating exceptional leadership and impact in the real estate, mortgage and finance sectors. Honorees are hand-selected by Inman's editorial team.

Related link: https://www.dmatter.com

Dark Matter Technologies VP of Marketing Wes Horbatuck honored as HousingWire Marketing Leader

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that its vice president of marketing, Wes Horbatuck, has been honored by HousingWire as one of its 2024 Marketing Leaders. The award celebrates the 50 most creative and influential marketing minds of the housing industry and recognizes leaders who have transformed brands and driven business results for their organizations.

Wes Horbatuck is a 14-year mortgage marketing veteran. In 2023, he played a pivotal role in launching Dark Matter as the driving force behind the company's marketing and sales teams, directing product positioning and customer relationships. Horbatuck is recognized for masterminding the Dark Matter brand and supporting the company's position as a product innovator with the Empower® loan origination system (LOS) and the suite of AIVA® AI Virtual Assistant solutions.

In less than a year, Horbatuck and his team have documented success by expanding Dark Matter's share of voice, growing its market footprint, and hosting its first-ever user conference, Horizon 2024, which attracted a capacity crowd of 250. Additionally, Horbatuck increased Dark Matter's social media following, launched a new website and debuted the "Spotlight" podcast series.

"Before finding my way to the mortgage industry, I co-founded a surf apparel company called Driftline and even appeared on ABC's 'Shark Tank,'" said Horbatuck. "The entrepreneurial attitude I gained and nurtured through those experiences has been vital to reimagining and executing the new Dark Matter brand. My team has gone above and beyond to establish the company's brand and messaging, and I'm ecstatic to see the positive impact on our customers' trust and Dark Matter's industry presence."

"The 2024 Marketing Leaders are once again setting the bar high, pushing boundaries and redefining excellence in mortgage and real estate," said HousingWire Editor-in-Chief Sarah Wheeler. "Their innovative strategies, creative campaigns and data-driven approaches are not only driving remarkable business growth but also inspiring a new standard of excellence. We are immensely proud to honor these visionary leaders who exemplify the transformative power of marketing."

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that its vice president of marketing, Wes Horbatuck, has been honored by HousingWire as one of its 2024 Marketing Leaders.

Related link: https://www.dmatter.com

Dark Matter Technologies enhances the Empower LOS with native support for mortgage assumptions

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced enhancements to the Loan Assumptions feature in the Empower® loan origination system (LOS) that make it easier for mortgage lenders and servicers to transfer assumable mortgages to new homebuyers. The Empower LOS is the first mortgage loan origination system to announce native support for loan assumptions, a feat made possible by the system's flexibility and robust mortgage servicing platform integrations.

An assumable mortgage is a type of home loan that allows the transfer of the original borrower's loan - including the remaining balance, repayment schedule and interest rate - to a new homeowner. Although conventional loans are seldom assumable, loans from the Federal Housing Authority (FHA), Veterans Affairs (VA), and U.S. Department of Agriculture (USDA) - products that account for more than one in five active loans today - can be assumed if certain conditions are met.

Typically, buyers must qualify under the loan's criteria, and sellers need to obtain approval from their loan servicer. The Empower LOS supports the process whether initiated by the seller's mortgage servicer or the buyer's mortgage originator and can even work with financial institutions that use a different LOS provider for first-lien origination.

Mortgage assumptions are gaining popularity in today's purchase mortgage market, where buyers often face interest rates that are higher than the seller's existing rate. The FHA recently announced it will adjust the maximum fee mortgagees may charge to process these loans from $900 to $1,800. Scheduled to go into effect on August 19, the change was made to support increased consumer demand by compensating mortgagees "at a rate that is appropriate for today's market."

"After successfully piloting our loan assumption capability with a select group of early adopters, we're incredibly pleased with the progress, success and the general availability of this important feature that consumers and real estate agents are increasingly asking for by name," said Dark Matter CEO Rich Gagliano. "By partnering with Dark Matter, mortgage originators and servicers can transfer assumable mortgages for home buyers and sellers in a manner that is compliant and efficient."

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Tags: @dmattertech #mortgagelending #mortgagetechnology

Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced enhancements to the Loan Assumptions feature in the Empower® loan origination system (LOS) that make it easier for mortgage lenders and servicers to transfer assumable mortgages to new homebuyers. The Empower LOS is the first mortgage loan origination system to announce native support for loan assumptions.

Related link: https://www.dmatter.com

Truity Credit Union inks deal to implement the Empower LOS from Dark Matter Technologies

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today welcomed Truity Credit Union (Truity) as the latest financial institution to select the Empower® loan origination system. A member-owned credit union with locations in Oklahoma, Kansas and Texas, Truity will leverage the Empower LOS to provide loan officers and members a modern, mobile-friendly experience across home purchase, refi, home-equity and construction loan originations.

According to Joe Beffer, Truity's senior vice president and director of lending, the credit union chose Dark Matter for its mobile-friendly Borrower Portal℠ and for features that will help its internal team work more efficiently, including out-of-the-box product and pricing integrations, exception-based automation and AI virtual assistants. Truity will also leverage the joint-venture feature of the Empower LOS to support the mortgage needs of several smaller credit unions in the region, allowing them to enjoy the benefits of a modern origination system while still offering individualized branding, products and pricing.

"With Dark Matter, Truity will be able to provide our community a superior mortgage experience from start to finish, including the ability to apply for a loan, upload documents and message their loan officer from their mobile phone," said Beffer. "We're excited about improving our internal team's efficiency. The Empower LOS and its automations will allow Truity to operate like a much larger institution and will scale with us as we plan for future growth."

"At Dark Matter Technologies, we're focused on providing innovative solutions that meet the origination needs of financial institutions and the communities they serve now and in the future," said Dark Matter CEO Rich Gagliano. "Our new relationship with Truity Credit Union exemplifies this commitment. We're proud to bring an exceptional mortgage experience to Truity members and loan officers."

Federally chartered to lend in 49 states, Truity offers a range of purchase, refi and home-equity products as well as construction loans and relocation assistance for employees of ConocoPhillips, Phillips 66, Chevron Phillips Chemical Company and Tyson. Truity was recently designated the official credit union of the University of Kansas Alumni Association, an organization that shares its historical ties to Phillips 66.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://dmatter.com/.

Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today welcomed Truity Credit Union (Truity) as the latest financial institution to select the Empower® loan origination system. A member-owned credit union with locations in Oklahoma, Kansas and Texas, Truity will leverage the Empower LOS to provide loan officers and members a modern, mobile-friendly experience.

Related link: https://www.dmatter.com

Dark Matter Technologies appoints former Ellie Mae executive as deputy chief product officer

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter) today announced the appointment of Vikas Rao as deputy chief product officer. Reporting directly to Chief Product Officer Stephanie Durflinger, Rao is charged with overseeing enhancements to the Empower® loan origination system (LOS) and establishing Dark Matter's developer community, which will help lenders embed automation deeper in their origination workflows and more tightly integrate their systems using open application programming interfaces (APIs) and widgets.

Rao previously served as vice president of product management for mortgage origination technology provider Ellie Mae®. There, Rao pushed the "next generation" of mortgage technology, leading product strategy for the Encompass® loan origination platform and for Ellie Mae's Developer Connect solution, a suite of APIs that enabled lenders and partners to securely share information. Though Rao took a career break following the $11 billion acquisition of Ellie Mae by Intercontinental Exchange (NYSE: ICE) in 2020, he ultimately found the opportunity to help guide Dark Matter's tech transformation too compelling to pass up.

"Dark Matter's pioneering advancements in automation and AI are reshaping the mortgage landscape," Rao said. "I'm eager to apply my expertise to propel Dark Matter's mission forward, pushing the boundaries of what's possible in mortgage origination and amplifying our impact on the homebuying experience of lenders and consumers alike."

"Vikas has an impressive track record of success in driving digital innovation and API utilization in mortgage origination," said Dark Matter CEO Rich Gagliano. "With his technical chops and effective leadership style, Vika will play a pivotal role in our mission to empower lenders through AI, automation and innovation."

Rao has over 15 years of experience in software engineering, product management and technology leadership spanning public and private companies within the mortgage industry and in Silicon Valley's startup scene. He holds undergraduate and graduate degrees in computer science and is a 2017 graduate of Stanford University's Stanford Ignite executive education program.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Dark Matter Technologies (Dark Matter) today announced the appointment of Vikas Rao as deputy chief product officer. Reporting directly to Chief Product Officer Stephanie Durflinger, Rao is charged with overseeing enhancements to the Empower® loan origination system (LOS) and establishing Dark Matter's developer community, which will help lenders embed automation deeper in their origination workflows and more tightly integrate their systems using open application programming interfaces (APIs) and widgets.

Related link: https://www.dmatter.com