Author Archives: FormFree

FormFree’s Louann Bernstone Receives HW Insiders Award from HousingWire

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that its Head of Risk and Compliance, Louann Bernstone, has been named to HousingWire's 2018 HW Insiders Award(TM) list of the mortgage industry's most vital, yet little-known contributors.

Bernstone was recognized for strengthening FormFree's risk management procedures, guiding the company's strategic partnerships with mortgage regulators and GSEs and restructuring its HR function at a time of rapid company growth. She has been integral to the successful completion of several company milestones over the last year, including the introduction of the industry's first borrower report combining income, asset and employment verification for Fannie Mae's Single Source Validation pilot.

"FormFree has transformed the way lenders analyze their borrowers' ability to repay loans. It's incredibly important work - and work that's incredibly important to get right," said Brent Chandler, founder and CEO of FormFree. "Louann is a treasure. Her contributions to the company, our many partners and our customers cannot be overstated."

"With more than 100 vendor integrations, thousands of lender customers and over a million consumers served, managing compliance at FormFree is no small task," said Bernstone. "Fortunately, I love what I do and the team I'm a part of, which makes this recognition all the more rewarding."

"This year's group of Insiders exemplify what it means to get the job done and done right," said Caroline Basile, online editor for HousingWire. "Each of the mortgage and housing professionals we honored made incredible contributions to their companies' successes, and we're excited to recognize their achievements."

2018 marks the third year that HousingWire's HW Insiders Award program has recognized mortgage industry professionals for their outstanding contributions to their respective companies and the industry at large. Honorees are profiled in the September edition of HousingWire magazine and can also be viewed at https://www.housingwire.com/articles/46713-hw-insiders-2018.

About HousingWire:
HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 40,000 newsletter subscribers daily and over 4 million unique visitors each year. Its audience of mortgage, real estate, financial services and fintech professionals relies on HousingWire to "Move Markets Forward." Visit https://www.housingwire.com to learn more.

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R) reports are used by hundreds of lenders nationwide to verify borrower assets, employment and income in minutes. With FormFree, lenders can delight customers with a paperless experience and reduce origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

FormFree(R) today announced that its Head of Risk and Compliance, Louann Bernstone, has been named to HousingWire's 2018 HW Insiders Award(TM) list of the mortgage industry's most vital, yet little-known contributors.

Related link: https://www.formfree.com/

FormFree Selected to Showcase at MBA Technology Solutions Conference and Expo 2018 in Detroit

ATHENS, Ga. /ScoopCloud/ -- Automated verification provider FormFree(R) announced that it has been selected to present at the Mortgage Bankers Association's Technology Solutions Conference & Expo 2018, taking place April 15-18 at the Detroit Marriott at the Renaissance Center.

The conference's Technology Showcase sessions will feature live, six-minute demos of the industry's hottest products and newest innovations. FormFree will present the advanced income and employment analytics behind its Passport(TM) all-in-one verification solution during Technology Showcase II, beginning at 11:45 a.m. on Monday, April 16, in the General Session Room. Chief Technology Officer Brian Francis and Director of Enterprise Architecture Doug Brewer will lead FormFree's demo.

"Passport by FormFree gives lenders a new and better way of verifying borrower income and employment using a combination of direct-source asset data, third-party employment intelligence and advanced analytics," said Brian Francis, Chief Technology Officer for FormFree. "We are honored to give MBA Tech 2018 attendees a sneak peek of this solution, which will enable the trifecta of automated asset, income and employment verification for practically any borrower who is a W-2 employee."

Francis will also join speakers from Tavant Technologies, American Financial Resources and CoreLogic as a panelist in a breakout session titled "Artificial Intelligence: The Promise and the Peril." This panel discussion will explore real-world applications of artificial intelligence in the mortgage industry. The session begins at 11:45 a.m. on Tuesday, April 17, in the Emerging Technologies track room.

FormFree encourages attendees to visit its booth #419 in THE INNOVATION HUB during Sunday's opening reception or during exhibition hours on Monday (10 a.m. - 5:30 p.m.) and Tuesday (10 a.m. - 3:30 p.m.).

The Mortgage Bankers Association (MBA) is the leading national trade association for the mortgage industry. The MBA's Technology Solutions Conference & Expo is the premier tradeshow focusing on technology solutions for residential and commercial/multi-family real estate finance professionals. It brings together mortgage lenders and vendors to strategize for the future and learn about the technologies that can help them grow their businesses.

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

Automated verification provider FormFree(R) announced that it has been selected to present at the Mortgage Bankers Association's Technology Solutions Conference & Expo 2018, taking place April 15-18 at the Detroit Marriott at the Renaissance Center.

Related link: https://www.formfree.com/

BeSmartee and FormFree Integration Gets Loans to Initial Underwriting Faster

ATHENS, Ga. /ScoopCloud/ -- Automated verification provider FormFree(R) today announced that its flagship AccountChek(R) automated asset verification service is now part of BeSmartee's next-generation mortgage point-of-sale (POS) platform. The integration will make BeSmartee's already-streamlined digital loan process even speedier thanks to faster and more accurate assessment of borrowers' ability to pay from FormFree.

BeSmartee's customizable, web-based platform gives loan officers a more efficient digital origination process and improves the mortgage experience for borrowers by giving them greater guidance and control.

AccountChek is an automated asset verification service that enables borrowers to demonstrate their ability to repay loans by sharing financial data directly with lenders instead of mailing, faxing or emailing traditional asset account statements. The standardized format of AccountChek's digital Asset Report reduces loan processing and underwriting times and allows lenders to close loans days faster.

BeSmartee's flexible integration with FormFree allows lenders to customize where they bring AccountChek into the origination workflow. The AccountChek Asset Report can be ordered by loan officers with a single click, or borrowers can initiate asset verification as an easy, self-service process.

"By incorporating AccountChek as a point-of-sale process, BeSmartee helps lenders move loans into initial underwriting very quickly, which can cut days off time-to-close," said BeSmartee co-founder Arvin Sahakian. "And because our partnerships with trusted Day 1 Certainty vendors like FormFree are ready out-of-the-box, BeSmartee's onboarding process is weeks shorter than competitors'."

Fannie Mae chose AccountChek by FormFree as its first designated vendor for asset validation as part of Day 1 Certainty(TM). Lenders who use AccountChek and submit their casefiles for validation through Fannie Mae's Desktop Underwriter(R) (DU(R)) automated underwriting system receive freedom from representations and warrants for the validated components of the loan.

AccountChek is also now in pilot for Single Source Validation, which is an enhancement to Fannie Mae's DU validation service that will let lenders obtain asset, income and employment validation from one automated report from AccountChek.

"FormFree makes lending simpler, safer and faster by streamlining the loan origination process and providing better intelligence on borrowers' ability to pay," said FormFree founder and CEO Brent Chandler. "We're delighted to work with BeSmartee to put AccountChek in borrowers' hands at the point of sale and give loans the shortest possible path from initial contact to underwriting."

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

About BeSmartee:

BeSmartee has developed an automated mortgage origination technology the company private labels and licenses to lenders. By utilizing artificial intelligence, BeSmartee's process enables lenders to take their borrowers from the initial contact into underwriting in 20 minutes with a complete loan application, credit report, income/asset documents, eSigned/eDelivered disclosures and paid appraisal. Founded in 2008 and headquartered in Huntington Beach, Calif., the BeSmartee team has worked on the front and back-end of mortgage originations for over a decade, applying their knowledge to develop a truly unrivaled user experience, with an array of tools and features catering to the specific needs of lenders and their customers.

Automated verification provider FormFree(R) today announced that its flagship AccountChek(R) automated asset verification service is now part of BeSmartee's next-generation mortgage point-of-sale (POS) platform. The integration will make BeSmartee's already-streamlined digital loan process even speedier thanks to faster and more accurate assessment of borrowers' ability to pay from FormFree.

Related link: https://www.formfree.com/

FormFree Returns as Sponsor of Ellie Mae Experience 2018

ATHENS, Ga. /ScoopCloud/ -- For the second year, automated verification provider FormFree(R) will sponsor Ellie Mae's (NYSE: ELLI) annual user conference. Ellie Mae Experience 2018 takes place March 19-21 at the Wynn hotel in Las Vegas.

Each year, Ellie Mae Experience brings together thousands of mortgage leaders to discuss the latest industry strategies, share best practices and receive hands-on training while experiencing first-hand the next generation of digital mortgage solutions that will shape the industry.

FormFree will host the event's welcome reception as one of five stops on a "wine tasting tour" of the conference exhibit hall. FormFree will also sponsor a device charging station to help conference attendees stay connected throughout the event.

"Ellie Mae Experience is one of the industry's best events for bringing together lenders and technology providers to advance mortgage efficiency and innovation," said FormFree Founder and CEO Brent Chandler. "We are delighted to once again support this conference with our sponsorship, and we look forward to seeing new and familiar faces at booth 100."

FormFree's AccountChek(R) automated asset verification service enables borrowers to demonstrate their ability to repay loans by sharing financial data directly with lenders instead of mailing, faxing or emailing traditional asset account statements. The standardized format of AccountChek's digital Asset Report reduces loan processing and underwriting times and allows lenders to close loans days faster.

Lenders who use AccountChek and submit their casefiles for validation through Fannie Mae's Desktop Underwriter(R) (DU(R)) automated underwriting system receive freedom from representations and warrants for the validated components of the loan.

AccountChek is also now in pilot for Single Source Validation, which is an enhancement to Fannie Mae's DU validation service that will let lenders obtain asset, income and employment validation from one automated report from AccountChek.

To learn more about AccountChek and other FormFree products, visit booth 100 at the Wynn Las Vegas.

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

#FormFree @EllieMaeInc #EllieMaeExperience

For the second year, automated verification provider FormFree will sponsor Ellie Mae's (NYSE:ELLI) annual user conference. Ellie Mae Experience 2018 takes place March 19-21 at the Wynn hotel in Las Vegas. Each year, Ellie Mae Experience brings together thousands of mortgage leaders to discuss the latest industry strategies, share best practices and receive hands-on training.

Related link: http://www.formfree.com/

AccountChek by FormFree Will Integrate with Black Knight’s LoanSphere Exchange Digital Solution

ATHENS, Ga. /ScoopCloud/ -- Automated verification provider FormFree(R) today announced that its award-winning AccountChek(R) asset verification service will integrate with LoanSphere Exchange Digital, a centralized application programming interface (API) marketplace for the mortgage industry. LoanSphere Exchange Digital is offered by Black Knight, Inc., a leading provider of integrated software, data and analytics to the mortgage and real estate industries.

FormFree's AccountChek enables borrowers to demonstrate their ability to repay mortgage loans by sharing financial data directly with lenders instead of mailing, faxing or emailing traditional asset account statements. Borrowers can complete the secure asset verification process in minutes from any web-enabled device. The standardized format of AccountChek's digital Asset Report reduces loan processing and underwriting times and allows lenders to close loans days faster.

Black Knight's LoanSphere Exchange Digital enables lenders to more easily access the data, products and services they need to create a complete omni-channel consumer experience during the origination and servicing of loans. Lenders will be able to access AccountChek and other FormFree services through LoanSphere Exchange Digital to support enhanced loan quality, help minimize repurchase risk and drive efficiencies in the mortgage transaction.

"We are proud to put AccountChek's time-tested efficiency and superior borrower experience in the hands of more Black Knight customers," said Brent Chandler, founder and CEO of FormFree. "With LoanSphere Exchange Digital, lenders can order and manage AccountChek Asset Reports without the time and expense of a custom integration."

"We welcome FormFree as our latest LoanSphere Exchange Digital integration provider," said Tom Peterson, president, Lending Solutions division at Black Knight. "Black Knight is committed to enhancing the consumer experience by offering lenders a more cost-effective way to build their digital solutions, and services such as FormFree's AccountChek help us deliver on that commitment."

LoanSphere Exchange Digital integrates with Black Knight's LoanSphere Empower, a loan origination system (LOS) designed for retail, wholesale and consumer-direct lenders, as well as LoanSphere LendingSpace, Black Knight's LOS designed specifically for correspondent lending.

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

Automated verification provider FormFree today announced that its award-winning AccountChek asset verification service will integrate with LoanSphere Exchange Digital, a centralized application programming interface (API) marketplace for the mortgage industry. LoanSphere Exchange Digital is offered by Black Knight, Inc., a leading provider of integrated software, data and analytics to the mortgage and real estate industries.

Related link: http://www.formfree.com/

LendingQB Makes FormFree’s Award-Winning AccountChek Asset Verification Part of Its ‘Lean Lending’ Loan Origination Software

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced the availability of its AccountChek(R) automated asset verification service within LendingQB's web-based loan origination software (LOS). The integration enables lenders to order AccountChek Asset Reports directly from LendingQB's verifications dashboard.

FormFree's flagship AccountChek service lets borrowers demonstrate their ability to repay mortgage loans without tracking down bank statements or other asset documents. The secure process results in a smoother borrower experience that greatly reduces loan processing and underwriting time and reduces the total time required to close a loan.

FormFree was the first asset verification provider approved to participate in Fannie Mae's Day 1 Certainty(TM) initiative. Since the introduction of Day 1 Certainty in 2016, more than 1,000 lenders have placed over 1.25 million orders for AccountChek, which automates asset analysis and provides standardized delivery of asset verification to lenders and their investors using a secure ReIssueKey(TM).

"AccountChek provides an ultra-secure and convenient way for borrowers to submit asset and deposit data using any smart device - and now, through our integration with LendingQB, the experience is just as secure and convenient for the loan officer or processor initating the AccountChek process," said FormFree Founder and CEO Brent Chandler.

LendingQB is an award-winning LOS that received top industry marks for end-user experience in STRATMOR Group's December 2017 LOS Technology Insights report.

"LendingQB's verifications dashboard gives lenders efficient access to the Day 1 Certainty services they know and trust, like AccountChek by FormFree," said LendingQB President Tim Nguyen. "By reducing the time and effort required to enable, order and track these services, we are further enhancing the value they already bring to our customers."

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) reports are used by hundreds of lenders nationwide to verify borrower assets, employment and income in minutes. With FormFree, lenders can delight customers with a paperless experience and reduce origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About LendingQB:

LendingQB is a provider of Lean Lending solutions for residential mortgage banking organizations. The Lean Lending solution consists of a 100 percent web browser-based, end-to-end loan origination system, best of breed integrations with key industry partners and 'adoptimization' services that result in faster cycle times and lower costs per loan. For more information, please call (888) 285-3912 or visit https://lendingqb.com.

FormFree today announced the availability of its AccountChek automated asset verification service within LendingQB's web-based loan origination software (LOS). The integration enables lenders to order AccountChek Asset Reports directly from LendingQB's verifications dashboard.

Related link: http://www.formfree.com/

FormFree’s Brent Chandler Named Among Mortgage Professional America’s Hot 100

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that company founder and CEO Brent Chandler has been recognized by Mortgage Professional America (MPA) magazine in its annual Hot 100 list of mortgage professionals whose contributions are shaping America's home finance future. Chandler was recognized as the creator of AccountChek(R) - the mortgage industry's first automated asset verification tool - and for advancing innovative approaches to income and employment verification using asset data and augmented intelligence (AI).

2018 marks the sixth year that MPA has recognized mortgage industry trailblazers in its Hot 100 list, which is published each February. Hot 100 honorees are peer-nominated and recognized as leaders within the mortgage community.

In the past twelve months, Chandler has also received awards from other prominent industry publications, including MBA Insights' 2017 Tech All-Star Award and HousingWire magazine's 2017 HW Vanguard Award. FormFree was named to HousingWire's HW TECH100(TM) for the fourth consecutive year in 2017.

Chandler is a widely recognized innovator in mortgage and financial services technologies whose guidance has been instrumental to FormFree's staggering growth over the last few years. Since Fannie Mae designated FormFree as an official vendor for asset verification as part of the Day 1 Certainty(TM) initiative in 2016, FormFree has signed over 800 new lender customers and verified more than 1.25 million Asset Reports.

"FormFree's success would not be possible without our outstanding team of professionals dedicated to providing the most secure, accurate and complete asset verification service in home finance," said Chandler. "I couldn't be prouder of FormFree's achievements. To be recognized among the esteemed list of professionals named in the Hot 100 is truly an honor."

For a full rundown of 2018 MPA Hot 100 winners, visit https://www.mpamag.com/contents/e-magazine.aspx?id=91568.

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About Mortgage Professional America:

Mortgage Professional America (MPA) is the mortgage and finance industry's most trusted source of news, opinion and analysis. MPA keeps mortgage and finance professionals up-to-date with breaking news, cutting-edge opinion and expert analysis of the trends affecting individual mortgage businesses and the industry as a whole.

FormFree today announced that company founder and CEO Brent Chandler has been recognized by Mortgage Professional America magazine in its annual Hot 100 list of mortgage professionals whose contributions are shaping America's home finance future. Chandler was recognized as the creator of AccountChek - the mortgage industry's first automated asset verification tool - and for advancing innovative approaches to income and employment verification using asset data and augmented intelligence (AI).

Related link: http://www.formfree.com/

FormFree Celebrates Its Tenth Year of Operations with Broader Investor Acceptance, New Products and Features for Lenders

ATHENS, Ga. /ScoopCloud/ -- The last 24 months have seen aggressive growth and milestone achievements for automated verification provider FormFree(R) - and now the fintech company is setting its sights on achieving even greater market penetration in 2018 thanks to broader investor acceptance and new products and features designed to meet lenders' unique needs.

In 2016, Fannie Mae named FormFree its first designated vendor for automated asset verification as part of the Day 1 Certainty(TM) initiative. Since then, FormFree has signed more than 800 lender clients, including 70% of the nation's top 40 mortgage originators, and accepted over 1.25 million orders for the company's flagship AccountChek(R) Asset Report. The company also increased its total number of technology integrations and reseller partnerships to over 100, making AccountChek available for more than 90% of mortgage transactions nationwide.

A recent announcement from the U.S. Department of Veterans Affairs (VA) makes even more loans eligible for automated asset verification through AccountChek. On December 29, the VA published Circular 26-17-43 confirming that the VA permits the use of automated asset verification services like AccountChek.

According to company founder and CEO Brent Chandler, this broad investor acceptance combined with FormFree's launch of new features and products in early 2018 will reinforce AccountChek's position as the leading tool for determining borrower creditworthiness.

"Beginning in February, FormFree will supplement AccountChek Asset Reports with copies of borrowers' full bank statements at no additional cost, enabling lenders to use AccountChek for every loan in their pipelines," said Chandler. "And soon, they'll be able to use AccountChek to verify not just borrower assets, but income and employment data as well."

Officially launching later this year, AccountChek 3-in-1(TM) will allow lenders to verify borrower asset, employment and income information using data harvested in a single query and aggregated in a single report.

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over a million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days.

FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

The last 24 months have seen aggressive growth and milestone achievements for automated verification provider FormFree -- and now the fintech company is setting its sights on achieving even greater market penetration in 2018 thanks to broader investor acceptance and new products and features designed to meet lenders' unique needs.

Related link: http://www.formfree.com/

AccountChek by FormFree Automated Asset Report Now Accepted for VA Loans

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that asset reports generated by its AccountChek(R) automated asset verification service meet all underwriting guidelines established by the U.S. Department of Veterans Affairs (VA) for loans guaranteed by its Loan Guaranty Service. The announcement follows the VA's December 29, 2017, release of Circular 26-17-43, which was issued in response to increasing lender interest in automated verification of borrower assets for VA loans.

AccountChek eliminates the burden of gathering asset documents for loans by letting consumers easily and securely transmit their online banking, retirement and investment account data for automated analysis. In just minutes, AccountChek delivers asset data to lenders in a standardized report along with a ReIssueKey(tm) that enables secure and streamlined sharing with the secondary market. The result is an easier, safer and more accurate process that closes loans up to 20 days faster, provides a better borrower experience and circumvents a host of common "hiccups" that plague manual asset verification.

"AccountChek completely eradicates lenders' need to track down missing statement pages, wait on deposits to clear or wait for new statement cycles to begin, which translates to substantial time and cost savings. Moreover, AccountChek greatly reduces compliance risk for all parties to the loan by removing the opportunity for human error and fraud," said FormFree CEO Brent Chandler. "Now, VA lenders and their investors can take advantage of the benefits of automated asset verification with confidence."

The circular clarifies that the VA permits lender use of third-party providers for automated asset, income and employment verification. As always, lenders bear ultimate responsibility for ensuring the accuracy of all information upon which credit underwriting decisions are based.

"This clarification should give lenders the confidence they need to extend a significant benefit to our nation's honored veterans," Chandler said. "As a veteran myself, I am proud to help make the lives of VA borrowers easier by giving them a faster, easier way to obtain a mortgage."

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over a million AccountChek asset reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

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FormFree today announced that asset reports generated by its AccountChek automated asset verification service meet all underwriting guidelines established by the U.S. Department of Veterans Affairs (VA) for loans guaranteed by its Loan Guaranty Service. The announcement follows the VA's December 29, 2017, release of Circular 26-17-43, which was issued in response to increasing lender interest in automated verification of borrower assets for VA loans.

Related link: http://www.formfree.com/

FormFree Provides Industry’s Most Complete Analysis of Borrower Ability to Pay with Data from Envestnet | Yodlee Risk Insight Solutions

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced its expanded partnership with Envestnet(R) | Yodlee(R) (NYSE:ENV), a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. By leveraging Envestnet | Yodlee Risk Insight Solutions, FormFree will have access to new data points that help to reinforce its position as provider of the most complete and reliable asset, employment and income verification reports in the mortgage industry.

The Envestnet | Yodlee Risk Insight Solutions deliver reports designed to provide insight into a consumer's holistic financial picture, utilizing aggregated data from over 16,000 sources, including banking, investment, loan and credit card information. This comprehensive data allows FormFree to enhance its AccountChek(TM) reports with bank statement copies that meet Federal Housing Administration (FHA) requirements. The data will also enable FormFree to fine-tune its analysis of borrower ability to pay with thousands of new rules.

FormFree was the first asset verification provider approved for participation in Fannie Mae's Day 1 Certainty(TM) initiative, which gives lenders who use the Desktop Underwriter(R) (DU(R)) Validation Service reps and warrants relief for validated loan components while delivering a faster and simplified borrower experience. FormFree is also a key participant in Fannie Mae's ongoing Single Source Validation pilot, which will allow mortgage lenders to validate borrower income, asset and employment data through a single report as early as 2018.

"We believe the breadth of Envestnet | Yodlee's financial data across banking and wealth management from tens of millions of consumers far surpasses the competition," said FormFree Founder and CEO Brent Chandler. "By combining Envestnet | Yodlee's track record of secure and accurate financial account aggregation with FormFree's decade of mortgage industry experience, we are bringing lenders unparalleled insight into their borrowers' ability to pay. Based on the research we conducted, the other options in the marketplace don't even compare."

"FormFree's partnership with Envestnet | Yodlee leverages our established platform and extensive data relationships to build better asset, income and employment analytics for lenders," said Michael Burger, vice president of product management for Envestnet | Yodlee. "Lenders participating with us in Fannie Mae's Single Source Validation pilot are already experiencing the powerful combination of Envestnet | Yodlee's Risk Insight Solutions and FormFree's AccountChek verification report."

About FormFree:
FormFree(R) is a fintech company whose market-leading AccountChek(R) reports are used by hundreds of lenders nationwide to verify borrower assets, employment and income in minutes. With FormFree, lenders can delight customers with a paperless experience and reduce origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

About Envestnet:
Envestnet, Inc. (NYSE:ENV) is a leading provider of intelligent systems for wealth management and financial wellness. Envestnet's unified technology enhances advisor productivity and strengthens the wealth management process. Envestnet empowers enterprises and advisors to more fully understand their clients and deliver better outcomes.

Envestnet enables financial advisors to better manage client outcomes and strengthen their practices. Institutional-quality research and advanced portfolio solutions are provided through Envestnet | PMC, our Portfolio Management Consultants group. Envestnet | Yodlee is a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. Envestnet | Tamarac provides leading rebalancing, reporting, and practice management software for advisors. Envestnet | Retirement Solutions provides retirement advisors with an integrated platform that combines leading practice management technology, research and due diligence, data aggregation, compliance tools, fiduciary solutions and intelligent managed account solutions.

More than 59,000 advisors and 2,900 companies including: 16 of the 20 largest U.S. banks, 39 of the 50 largest wealth management and brokerage firms, over 500 of the largest Registered Investment Advisers, and hundreds of Internet services companies, leverage Envestnet technology and services. Envestnet solutions enhance knowledge of the client, accelerate client on-boarding, improve client digital experiences, and help drive better outcomes for enterprises, advisors, and their clients.

For more information on Envestnet, please visit http://www.envestnet.com and follow @ENVintel.

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Twitter: #FormFree @ENVintel

FormFree(R) today announced its expanded partnership with Envestnet | Yodlee (NYSE:ENV), a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. By leveraging Envestnet | Yodlee Risk Insight Solutions, FormFree will have access to new data points that help to reinforce its position as provider of the most complete and reliable asset, employment and income verification reports in the mortgage industry.

Related link: http://www.formfree.com/

FormFree Appoints Housing Finance Authority Faith Schwartz to Board of Directors

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that housing finance expert Faith Schwartz has been elected to its board of directors.

Among the most influential leaders in the mortgage industry, Schwartz has played a firsthand role in shaping current housing finance best practices and public policy. Principal and founder of Housing Finance System Strategies, a housing finance strategic advisory firm, Schwartz also serves as a senior advisor to the leadership team of Accenture Credit Services.

In 2007, Schwartz was recruited to lead HOPE NOW, an alliance formed by the U.S. Secretary of the Treasury in response to the housing market crisis. As HOPE NOW's executive director, a position she refers to as a "career highlight," Schwartz assembled a coalition of government agencies, lending institutions, nonprofits and housing trades. Schwartz has also held executive-level roles at CoreLogic and Freddie Mac.

Recognized by Mortgage Banking magazine as one of its 20 Distinguished Industry Women, Schwartz was also named one of HousingWire's 2012 Women of Influence and is a recipient of a lifetime achievement award from the Five Star Institute. She actively serves on the boards of Hope LoanPort (HLP), the National Fair Housing Alliance (NFHA), Riskspan and Saint Anselm's Abbey School. She holds a master's degree in business administration from the University of Pittsburgh and a bachelor's degree in accounting from Shippensburg State College.

"FormFree's data-driven solutions have found a unique toehold in the mortgage industry and have the potential to transform the broader financial services landscape," said Schwartz. "Automated verification of borrower assets, employment and income makes lending simple and secure for everyone involved. I look forward to being part of a growing company that is shaping the future of lending."

About FormFree:

FormFree(R) is a fintech company whose market-leading AccountChek(R) reports are used by hundreds of lenders nationwide to verify borrower assets, employment and income in minutes. With FormFree, lenders can delight customers with a paperless experience and reduce origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

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*Photo Caption: Housing Finance Authority Faith Schwartz Joins FormFree Board.

FormFree today announced that housing finance expert Faith Schwartz has been elected to its board of directors. Among the most influential leaders in the mortgage industry, Schwartz has played a firsthand role in shaping current housing finance best practices and public policy.

Related link: http://www.formfree.com/

SimpleNexus Adds AccountChek Asset, Employment and Income Verification from FormFree to Its Mobile Mortgage App

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced it has entered a partnership with SimpleNexus, a leader in bringing the home mortgage process to mobile devices. The integration of the two companies' technologies will make FormFree's AccountChek(R) automated verification service for asset, employment and income a seamless part of the loan application experience for borrowers applying for a loan using SimpleNexus' mobile technology.

"Teaming up with SimpleNexus lets us put AccountChek into the hands of borrowers earlier in the loan application. Whether the borrower or the loan officer initiates the verification of assets, employment and income, FormFree makes this new approach to sharing information feel natural and effortless," said FormFree Founder and CEO Brent Chandler.

FormFree was the first asset verification provider approved for participation in Fannie Mae's Day 1 Certainty(TM) initiative, which gives lenders who use the Desktop Underwriter(R) (DU(R)) Validation Service reps and warrants relief for validated loan components while delivering a faster and simplified borrower experience. FormFree is also a key participant in Fannie Mae's ongoing Single Source Validation pilot, which could allow mortgage lenders to validate borrower income, asset and employment data through a single report as early as 2018.

"With this integration, borrowers can easily validate their assets, employment and income from within the same secure, familiar mobile environment they'll use for the entire loan process," said SimpleNexus CEO Matt Hansen. "For mortgage lenders, the value is twofold: we're bringing FormFree's best-in-class asset verification into a branded location their borrowers trust, and we're making it easier for lenders to tap into the many benefits of Fannie Mae's Day 1 Certainty initiative."

SimpleNexus provides private-label mobile apps that connect mortgage lenders with borrowers and real estate agents, allowing all parties to easily exchange data and documents throughout the lifecycle of a mortgage loan.

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R), reports are used by hundreds of lenders nationwide to verify borrower assets, employment and income in minutes. With FormFree, lenders can delight customers with a paperless experience and reduce origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://formfree.com or follow FormFree on LinkedIn.

About SimpleNexus:
SimpleNexus is a leading provider of fully customized mobile solutions that bridge the gap between mortgage loan originators, real estate professionals and borrowers. SimpleNexus is the only mobile technology provider in the industry to incorporate a SOC-2 compliant mobile scanner for secure, paperless document sharing and provides its state-of-the-art mobile technology to a wide array of mortgage corporations and branches as well as individual loan officers. Today, SimpleNexus serves more than 150 enterprise mortgage companies and more than 12,000 loan officers nationwide. To learn more, visit https://simplenexus.com.

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FormFree today announced it has entered a partnership with SimpleNexus, a leader in bringing the home mortgage process to mobile devices. The integration of the two companies' technologies will make FormFree's AccountChek automated verification service for asset, employment and income a seamless part of the loan application experience for borrowers applying for a loan using SimpleNexus' mobile technology.

Related link: http://www.formfree.com/

FormFree Delivers Combined Income, Asset and Employment Report for Fannie Mae’s Single Source Validation Pilot

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that it has entered into a pilot with Fannie Mae that could allow mortgage lenders to validate borrower income, asset and employment data through a single report as early as 2018.

Fannie Mae unveiled its Single Source Validation at the Mortgage Bankers Association's Annual Convention and Expo in Denver early this afternoon.

"One year ago, we celebrated the start of a new era in mortgage lending with Fannie Mae's introduction of Day 1 Certainty. Today, we take great pride in announcing another milestone in FormFree's association with Fannie Mae and a huge leap forward for the mortgage lending industry as a whole," said FormFree Founder and CEO Brent Chandler. "Single Source Validation will have a transformational effect on driving down the cost and risk of making sound underwriting decisions while making it easier and safer than ever for borrowers to provide the sensitive data required to apply for a mortgage loan."

Fannie Mae introduced its landmark Day 1 Certainty(tm) initiative during the MBA's 2016 Annual Convention and Expo in Boston last October, naming FormFree its first authorized vendor for asset verification through the Desktop Underwriter(R) (DU(R)) validation service. Day 1 Certainty offers lenders freedom from reps and warrants for validated components of loans submitted through Fannie Mae's DU validation service and Collateral Underwriter(R).

The DU validation service has already demonstrated its ability to help lenders significantly reduce the time and cost of loan origination while delivering a better borrower experience. Currently in testing, Single Source Validation is designed to enhance the DU validation service by allowing lenders to combine three validation steps into one and reduce operational risk associated with managing multiple vendors.

About FormFree(R):

Leading lenders trust FormFree's automated verification solutions to streamline the lending process and provide better intelligence on borrowers' ability to pay. FormFree's flagship app, AccountChek(R), eliminates the hassle of gathering asset documents for loans by letting consumers transmit their online banking, retirement and investment account data for automated analysis and standardized delivery to lenders and their investors using FormFree's secure ReIssueKey(tm). To date, AccountChek has received more than one million asset report orders from over 1,000 U.S. lenders. A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit http://www.formfree.com or follow FormFree on LinkedIn.

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FormFree(R) today announced that it has entered into a pilot with Fannie Mae that could allow mortgage lenders to validate borrower income, asset and employment data through a single report as early as 2018.

Related link: http://www.formfree.com/

VanDyk Mortgage Enables Borrowers to Automate Asset Verification Using AccountChek by FormFree for Faster Mortgage Closings

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that VanDyk Mortgage Corporation (VanDyk Mortgage) has selected its flagship AccountChek(R) service for automated asset verification. Loan officers at VanDyk have already begun offering AccountChek as an alternative to manual, paper-based asset verification. In addition, borrowers can choose AccountChek as a faster alternative to uploading bank statements when using VanDyk's self-service mortgage portal, powered by Ellie Mae(R)'s Encompass Consumer Connect(TM).

AccountChek eliminates the hassle of gathering asset documents for loans by letting consumers easily and securely transmit their online banking, retirement and investment account data for automated analysis. In just minutes, AccountChek delivers asset data to lenders in a standardized report along with a ReIssueKey(TM) that enables secure and streamlined sharing with the secondary market. The result is an easier, safer and more accurate process that closes loans up to 15 days faster.

"VanDyk Mortgage embraces technology's role in enhancing borrower communication and improving the overall mortgage experience," said Jeanie Nivison, Chief Operating Officer of VanDyk Mortgage. "As we prioritize adoption of automated asset verification throughout our organization, we expect AccountChek's uniform asset report to enable faster processing and underwriting times. At the end of the day, we'll be able to close loans days sooner, which is a real win for both VanDyk and our customers."

"We are delighted to partner with VanDyk Mortgage to bring automated asset verification to its loan officers and their customers," said FormFree Founder and CEO Brent Chandler. "We believe AccountChek delivers appreciable value to lenders like VanDyk that place a priority on an efficient and consumer-friendly mortgage transaction."

VanDyk Mortgage is a Fannie Mae direct lender, a seller and servicer of Freddie Mac and Ginnie Mae loans and an early adopter of Fannie Mae's landmark Day 1 Certainty(TM) program, which speeds mortgage underwriting and reduces lender risk by providing freedom of representations and warranties on key aspects of the mortgage origination process. FormFree was a pilot participant in Day 1 Certainty and the initiative's earliest approved asset verification provider.

About FormFree(R):

Leading lenders trust FormFree's automated verification solutions to streamline the lending process and provide better intelligence on borrowers' ability to pay. FormFree's flagship app, AccountChek(R), eliminates the hassle of gathering asset documents for loans by letting consumers transmit their online banking, retirement and investment account data for automated analysis and standardized delivery to lenders and their investors using FormFree's secure ReIssueKey(TM). To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit http://www.formfree.com or follow FormFree on LinkedIn.

About VanDyk Mortgage Corporation:

Founded in 1987, VanDyk Mortgage is a nationwide lender with over 475 employees at 92 branch office locations. VanDyk Mortgage is licensed in 38 states, including the District of Columbia. A Fannie Mae-approved direct lender and a seller and servicer of Freddie Mac and Ginnie Mae loans, VanDyk Mortgage also holds direct endorsement (DE) authority to approve FHA/VA loan applications and has a servicing portfolio of over $400 million. The company credits its accomplishments and continued growth to its focus on delivering great service, competitive rates and treating employees and customers with respect, integrity and care.

IMAGES FOR MEDIA:
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FormFree today announced that VanDyk Mortgage Corporation has selected its flagship AccountChek(R) service for automated asset verification. Loan officers at VanDyk have already begun offering AccountChek as an alternative to manual, paper-based asset verification. In addition, borrowers can choose AccountChek as a faster alternative to uploading bank statements when using VanDyk's self-service mortgage portal, powered by Ellie Mae's Encompass Consumer Connect.

Related link: http://www.formfree.com/

FormFree, LexisNexis Risk Solutions Expand Alliance to Provide Liens and Judgments Data

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced the impending launch of AccountChek Plus(TM), a new tool for lenders that combines the features of AccountChek(R), the nation's most trusted asset verification app, with liens and civil judgments data from LexisNexis(R) Risk Solutions. By giving lenders a more complete picture of borrower ability-to-pay before loans go to underwriting, AccountChek Plus cuts costs, reduces risk and empowers better lending decisions.

Underwriters of mortgage loans and other types of financing use liens and judgments data to assess consumers' payment history and ability to pay future debts. Historically, lenders have sourced this data from consumer credit reports furnished by the nation's top credit reporting agencies, but on July 1, Equifax, Experian and TransUnion eliminated a significant portion of all liens and judgments data from their reporting.

LexisNexis RiskView(TM) Liens & Judgments Report, available to FormFree customers as part of the new AccountChek Plus service, fills the liens and judgments data gap. The report, which is Fair Credit Reporting Act (FCRA) compliant, employs industry-leading technology and hundreds of the most current data points available to ensure more than 99 percent precision in linking debts with the correct consumer.

The liens and civil judgments data is delivered along with the award-winning AccountChek asset verification report. AccountChek by FormFree is the new standard in automated asset verification and was the first such service selected for Fannie Mae's Day 1 Certainty(TM) initiative.

Secure and simple to use, AccountChek is a digital app that eliminates the hassle of gathering documents for loans by letting consumers link their online banking, retirement and investment accounts and transmit directly to their lenders the information needed to verify loan eligibility. The result is an easier, safer and more accurate process that closes loans up to 15 days faster.

"Lenders rely on liens and judgments data to limit their risk exposure and meet investor guidelines," said FormFree CEO Brent Chandler. "We are impressed with the exceptional reliability of LexisNexis RiskView report and believe lenders will find added value in accessing liens and judgments data early in the application process and bundled with a standardized asset report."

"Our research shows that consumers with liens or judgments are twice as likely to default on a loan as those with no outstanding liens or judgments," said Tim Coyle, senior director of real estate and mortgage at LexisNexis Risk Solutions. "There is no question that lenders have a business need to fill this information gap, and we are pleased to make this data available through AccountChek Plus by FormFree."

About FormFree(R):
Leading lenders trust FormFree's automated verification solutions that streamline the loan origination process and provide better intelligence on borrowers' ability to pay. FormFree's flagship app, AccountChek(R), eliminates the hassle of collecting paper statements from borrowers by using direct-access data untouched by human hands to consolidate, analyze and verify assets. AccountChek has securely delivered automated asset verification data and on-demand reports to more than 1,000 leading U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit http://www.formfree.com/ or follow FormFree on LinkedIn.
About LexisNexis Risk Solutions:
At LexisNexis Risk Solutions, we believe in the power of data and advanced analytics for better risk management. With more than 40 years of expertise, we are the trusted data analytics provider for organizations seeking actionable insights to manage risks and improve results while upholding the highest standards for security and privacy. Headquartered in metro Atlanta, LexisNexis Risk Solutions serves customers in more than 100 countries and is part of RELX Group, a global provider of information and analytics for professional and business customers across industries. For more information, please visit http://www.lexisnexis.com/risk.

IMAGES FOR MEDIA:
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FormFree today announced the impending launch of AccountChek Plus, a new tool for lenders that combines the features of AccountChek, the nation's most trusted asset verification app, with liens and civil judgments data from LexisNexis Risk Solutions. By giving lenders a more complete picture of borrower ability-to-pay before loans go to underwriting, AccountChek Plus cuts costs, reduces risk and empowers better lending decisions.

Related link: http://www.formfree.com/

HousingWire Honors Claire Weber of FormFree with Insiders Award

ATHENS, Ga. /ScoopCloud/ -- FormFree today announced that Senior Director of Business Operations Claire Weber is a recipient of HousingWire's 2017 Insiders Award, a recognition honoring the unsung heroes behind leading companies in the housing industry.

Weber was selected for her critical role in shepherding FormFree through a time of rapid growth. Since joining the firm last year, she has been instrumental in building FormFree's organizational structure from the ground up and spearheading recruitment efforts that have resulted in 425% personnel growth companywide. Weber has also brought greater clarity to FormFree's business structure by formalizing job roles, communication channels and project management protocols within the organization.

"We like to say that Claire Weber has brought the form to Formfree," said FormFree CEO Brent Chandler. "She gets things done with extreme professionalism at a pace I've never witnessed."

Prior to joining FormFree, Weber served in management roles at several companies in the high-tech, health services and pharmaceuticals industries. She holds a bachelor's degree in international marketing form the University of Alabama and a master's degree in business administration from the École des Ponts in Paris, France.

"The scale of our Insiders Award this year is impressive in both its breadth and depth," said Jacob Gaffney, HousingWire editor-in-chief. "The talent on display here is unmistakable, and the scope of the work our winners do day-in and day-out is a testament to their accomplishments. It's an honor for HousingWire to publish this award."

Now in its second year, HousingWire's Insiders Award program was created to celebrate the "go-to" team members that are the driving forces behind the industry's most successful organizations. For a full list of honorees, visit https://www.housingwire.com/articles/41179-hw-insiders-2017.

About HousingWire:
HousingWire is by far the nation's most influential source of news and information for U.S. mortgage markets, boasting a readership that spans lending, servicing, investments and real estate market participants as well as financial market professionals.

HousingWire has been recognized for excellence in journalism by the Society of Business Editors and Writers, the American Society of Business Press Editors, the National Association of Real Estate Editors and Trade Association Business Publications International.

About FormFree(R):
Leading lenders trust FormFree's automated verification solutions that streamline the loan origination process and provide better intelligence on borrowers' ability to repay. FormFree's flagship app, AccountChek(R), eliminates the hassle of collecting paper statements from borrowers by using direct-access data untouched by human hands to consolidate, analyze and verify assets. AccountChek securely delivers automated asset verification data and on-demand reports to more than 350 leading U.S. lenders. A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Atlanta, Georgia. For more information, visit http://www.formfree.com/ or follow FormFree on LinkedIn.

FormFree today announced that Senior Director of Business Operations Claire Weber is a recipient of HousingWire's 2017 Insiders Award, a recognition honoring the unsung heroes behind leading companies in the housing industry.

Related link: http://www.formfree.com/

‘Buzzworthy’ Podcast Hosted by Ann Fulmer Delivers Industry Analysis for the Busy Mortgage Executive

ATHENS, Ga. /ScoopCloud/ -- FormFree today announced the launch of "Buzzworthy," a new podcast hosted by loan quality expert Ann Fulmer and presented in MBA Insights. Buzzworthy delivers unbiased analysis of developing mortgage industry news, market trends and regulatory updates in five minutes or less.

"My goal with Buzzworthy is to provide incisive analysis on developing industry regulations and trends in a condensed format that even the busiest lender can fit into his or her day," said Fulmer, who serves as chief strategy and industry relations officer for FormFree. "In just 3 to 5 minutes per episode, Buzzworthy will break down key industry developments, explain why they matter to lenders, and leave listeners better equipped to take any necessary action."

A nationally recognized strategist, thought leader, speaker and author specializing in data integrity, fraud and regulatory compliance in mortgage loan originations, Fulmer has been a mortgage industry mainstay for more than 17 years.

Before joining FormFree, Fulmer was vice president of industry relations and strategy for First American Mortgage Solutions following its 2014 acquisition of mortgage fraud solutions provider Interthinx, a groundbreaking data and analytics innovater she joined in 2005. While at Interthinx, Fulmer hosted the "Direct from D.C." podcast offering information and insights on pressing issues surrounding regulatory reform, the future of the government-sponsored enterprises (GSEs), qualified residential mortgages (QRMs) and the latest mortgage fraud trends.

Fulmer built her grassroots mortgage fraud expertise in metro Atlanta in her roles as DeKalb County district attorney and in the county's tax assessor's office, where she helped develop metrics to identify mortgage fraud in property transactions.

Monthly episodes of "Buzzworthy" can be accessed by visiting https://www.mba.org/publications/insights/articles/current-issue/buzzworthy-with-ann-fulmer-risk-management-borrower-liens-and-judgments.

About FormFree(R):
Leading lenders trust FormFree's automated verification solutions that streamline the loan origination process and provide better intelligence on borrowers' ability to repay. FormFree's flagship app, AccountChek(R), eliminates the hassle of collecting paper statements from borrowers by using direct-access data untouched by human hands to consolidate, analyze and verify assets. AccountChek securely delivers automated asset verification data and on-demand reports to more than 350 leading U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit http://www.formfree.com/ or follow FormFree on LinkedIn.

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*Photo Caption: 'Buzzworthy' host and loan quality expert Ann Fulmer.

FormFree today announced the launch of "Buzzworthy," a new podcast hosted by loan quality expert Ann Fulmer and presented in MBA Insights. Buzzworthy delivers unbiased analysis of developing mortgage industry news, market trends and regulatory updates in five minutes or less.

Related link: http://www.formfree.com/

FormFree Names Patty Pinckney Senior Director of Marketing

ATHENS, Ga. /ScoopCloud/ -- FormFree has hired brand strategist and marketing expert Patricia "Patty" Ramirez Pinckney as senior director of marketing. In this role, Pinckney will drive planning and implementation of FormFree's marketing campaigns, govern its strategic positioning within the mortgage industry and manage the firm's brand.

"Patty Pinckney has been an influential force in marketing for years. Her deep understanding of human behavior and global experience operationalizing integrated marketing strategies will be tremendous assets to FormFree as we grow our flagship automated asset verification service, AccountChek, and bring new products to market," said FormFree CEO Brent Chandler.

Pinckney brings more than 20 years' experience as a "big brand" marketer specializing in everything from brand development and strategic planning to full-scale marketing campaigns. She has applied her considerable expertise for global companies including Procter & Gamble, BBVA Bancomer and The Coca-Cola Company.

Pinckney, who worked with FormFree on a consulting basis prior to taking the post, most recently served as president of Mojo Communications and Marketing, a brand strategy firm that helps companies create deeper connections with a wider variety of audiences. Prior to that, Pinckney, who is bilingual, helmed The 650 Company, which develops business and communication strategies to engage Hispanic communities in both English and Spanish.

"Given my career-long passion for understanding consumers' motivations and bringing a global marketing approach to businesses of all sizes, joining the FormFree team feels like coming home," Pinckney said. "The mortgage industry is poised for innovation, and FormFree is leading the way with AccountChek, which has already demonstrated its power to transform the borrower and lender experiences. I look forward to further building the company brand and establishing long-lasting bonds between FormFree and the industries it serves."

About FormFree(R):

Leading lenders trust FormFree's automated verification solutions that streamline the loan origination process and provide better intelligence on borrowers' ability to repay. FormFree's flagship app, AccountChek(R), eliminates the hassle of collecting paper statements from borrowers by using direct-access data untouched by human hands to consolidate, analyze and verify assets. AccountChek securely delivers automated asset verification data and on-demand reports to more than 350 leading U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Atlanta, Georgia.

For more information, visit http://www.formfree.com/ or follow FormFree on LinkedIn.

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*Photo Caption: Patty Pinckney Joins FormFree as Senior Director of Marketing.

FormFree has hired brand strategist and marketing expert Patricia "Patty" Ramirez Pinckney as senior director of marketing. In this role, Pinckney will drive planning and implementation of FormFree's marketing campaigns, govern its strategic positioning within the mortgage industry and manage the firm's brand.

Related link: http://www.formfree.com/

FormFree’s Ann Fulmer Named a 2017 ‘Elite Woman in Mortgage’ by Mortgage Professional America Magazine

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that Chief Strategy and Industry Relations Officer Ann Fulmer is one of Mortgage Professional America (MPA) magazine's 2017 "Elite Women in Mortgage."

Fulmer, who officially joined FormFree in May but has served the firm in an advisory capacity for several years, was recognized for her significant contributions to FormFree's staggering growth. In the past year alone, FormFree has signed more than 200 of the industry's top lenders and seen a 20-fold increase in asset verification orders completed through its flagship app, AccountChek(R).

Fulmer also played a key role in Fannie Mae's October 2016 selection of AccountChek as its first "designated vendor" for asset verification through Desktop Underwriter(R) as part of the Day 1 Certainty(TM) initiative.

"Ann's expert guidance and deep industry connections have been instrumental to FormFree's growth and forging of new strategic relationships. Her contributions both to FormFree and the industry at large deserve every recognition possible," said FormFree Founder and CEO Brent Chandler. "We're proud to say this 'Elite Woman' is a valued member of the FormFree team."

"I have always thrived on the challenge and reward of working with the influential companies and individuals that are transforming our industry," said Fulmer. "It is a joy every day to work with the impressive group of people at FormFree, and I am grateful to be honored among such an accomplished group of like-minded women who are focused on the future of the mortgage industry."

MPA's annual list of "Elite Women in Mortgage" recognizes influential women leaders in the mortgage industry. For a full list of honorees, visit http://www.mpamag.com/rankings/elite-women-2017.

About Mortgage Professional America:

A publication of Key Media, Mortgage Professional America (MPA) delivers news, opinion and analysis to mortgage, real estate and finance industry professionals through its bi-monthly magazine and daily email newsletter. For more information, visit http://www.mpamag.com/.

About FormFree(R):

Leading lenders trust FormFree's automated verification solutions that streamline the loan origination process and provide better intelligence on borrowers' ability to repay. FormFree's flagship app, AccountChek(R), eliminates the hassle of collecting paper statements from borrowers by using direct-access data untouched by human hands to consolidate, analyze and verify assets. AccountChek securely delivers automated asset verification data and on-demand reports to more than 350 leading U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Atlanta, Georgia. For more information, visit http://www.formfree.com/ or follow FormFree on LinkedIn.

FormFree(R) today announced that Chief Strategy and Industry Relations Officer Ann Fulmer is one of Mortgage Professional America (MPA) magazine's 2017 "Elite Women in Mortgage." Fulmer, who officially joined FormFree in May but has served the firm in an advisory capacity for several years, was recognized for her significant contributions to FormFree's staggering growth.

Related link: http://www.formfree.com/

Guaranteed Rate Adopts Automated Asset Verification from AccountChek by FormFree, Reduces Time to Close By Up to 10 Days

ATLANTA, Ga. /ScoopCloud/ -- FormFree(R) today announced that Guaranteed Rate, Inc. ("Guaranteed Rate"), one of the nation's largest independent retail mortgage companies, has selected AccountChek(R) by FormFree for automated asset verification.

The partnership enables loan officers at Guaranteed Rate to offer their clients a faster, safer and more accurate alternative to scanning and uploading asset statements. AccountChek's intuitive app lets borrowers securely link to their banking, retirement and investment accounts and share the asset and deposit data needed to qualify for a loan.

"AccountChek saves borrowers the extra 20 minutes it takes to collect and upload paper statements, but it also does much more than that - it streamlines the entire loan process," said Nikolaos Athanasiou, chief operating officer at Guaranteed Rate.

"No matter what financial institutions a borrower uses, we receive one standardized asset report in the GSE-required format. This speeds up our underwriting review and gives us greater confidence in our ability to sell the loan," Athanasiou continued. "As a result, we're moving borrowers from application to closing on average five to 10 days faster."

"AccountChek helps lenders achieve reps and warrants relief from Fannie Mae while delivering a more modern lending experience to borrowers," said FormFree Founder and President Brent Chandler. "We're seeing outstanding results like those Guaranteed Rate has attained - up to a 10-day reduction in time-to-close - across our customer base and corroborated by Fannie's Day 1 Certainty team."

AccountChek was the first asset verification provider approved for participation in Fannie Mae's Day 1 Certainty(TM) initiative, which gives lenders who use the Desktop Underwriter(R) (DU(R)) Validation Service reps and warrants relief for validated loan components.

About FormFree:

Leading lenders trust FormFree's automated verification solutions that streamline the loan origination process and provide better intelligence on borrowers' ability to repay. FormFree's flagship app, AccountChek(R), eliminates the hassle of collecting paper statements from borrowers by using direct-access data untouched by human hands to consolidate, analyze and verify assets. AccountChek securely delivers automated asset verification data and on-demand reports to more than 350 leading U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Atlanta, Georgia. For more information, visit http://www.formfree.com.

About Guaranteed Rate:

Guaranteed Rate is the eighth largest retail mortgage lender in the United States. Headquartered in Chicago, the company has approximately 195 offices across the U.S. and Washington, D.C., and is licensed in all 50 states. Since its founding in 2000, Guaranteed Rate has helped hundreds of thousands of homeowners with home purchase loans and refinances and funded nearly $23 billion in loans in 2016 alone.

The company has become the Home Purchase Experts(R) by introducing the world's first Digital Mortgage technology and offering low rate, low fee mortgages through an easy-to-understand process and unparalleled customer service. Guaranteed Rate won an American Business Award for its Digital Mortgage technology in 2016, ranked No. 1 in Scotsman Guide's Top Mortgage Lenders 2016, was chosen Top Lender 2016 by Chicago Agent magazine and made the Chicago Tribune's Top Workplaces list five of the past six years.

Visit https://rate.com for more information.

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FormFree(R) today announced that Guaranteed Rate, Inc. ("Guaranteed Rate"), one of the nation's largest independent retail mortgage companies, has selected AccountChek(R) by FormFree for automated asset verification.

Related link: http://www.formfree.com/