Author Archives: FormFree

FormFree Head of Vendor Management and Compliance Katie King Honored as HousingWire 2020 Women of Influence

ATHENS, Ga. /ScoopCloud/ -- FormFree® Head of Vendor Management and Compliance Katie King has been recognized by HousingWire (HW) as a 2020 Woman of Influence. In its tenth year, the Women of Influence awards program honors 100 women who are "shaping and propelling the mortgage, real estate and fintech industries forward."

King was recognized for her contributions to the housing economy during the 2008 housing market crash and for her role at FormFree, where she oversees all matters relating to compliance, audits, vendor management and enterprise risk. A 20-year veteran of the housing and finance industries, King earned her compliance and government relations bona fides as a senior leader at such organizations as Black Knight Financial Services (NYSE: BKI), Citizen's Bank (NYSE: CFG) and SunTrust Bank (now Truist, NYSE: TFC). As Director of Business Development and Client Relations at Hope LoanPort, King deployed the nation's first consumer-direct portal, which helped 750,000 distressed homeowners access the National Mortgage Settlement.

"Katie's experience has positioned FormFree to excel even in the midst of a public health pandemic," said FormFree CEO Brent Chandler. "Her swift efforts have been instrumental in helping our partners understand that we need to urgently advance industry acceptance of direct-source borrower data to streamline processes, improve security and decrease costs for lenders, servicers, investors and - most importantly - borrowers."

"This year's Women of Influence represent leaders who have faced some of the most unprecedented challenges the housing industry has seen in years," said HousingWire Magazine Editor Kelsey Ramírez. "Their strength set an example of leadership that impacted not just their teams or companies but the industry overall. This was one of the most competitive years we have ever seen for the award."

The full list of HW's 2020 Women of Influence award honorees can be viewed at https://www.housingwire.com/articles/here-are-housingwires-2020-women-of-influence/.

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About HousingWire:

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 40,000 newsletter subscribers daily and over 4 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit https://www.housingwire.com/ or https://www.solutions.housingwire.com to learn more.

*PHOTO link for media: https://www.Send2Press.com/300dpi/20-0803s2p-katie-king-300dpi.jpg
*Photo caption: FormFree Head of Vendor Management and Compliance Katie King.

Twitter: @RealFormFree @HousingWire

FormFree Head of Vendor Management and Compliance Katie King has been recognized by HousingWire (HW) as a 2020 Woman of Influence. In its tenth year, the Women of Influence awards program honors 100 women who are "shaping and propelling the mortgage, real estate and fintech industries forward."

Related link: https://www.formfree.com/

FormFree Taps Jocelyn Crum Brooks, AMP, as National Account Manager

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) has appointed Jocelyn Crum Brooks, AMP, as national account manager. Brooks will leverage her two decades' experience supporting lender relationships with the Federal Home Loan Mortgage Corporation (Freddie Mac) to build new customer relationships and strengthen existing customer engagement with FormFree's flagship products, AccountChek(R) and AccountChek Plus(TM).

"Jocelyn has earned her reputation as a valued partner in guiding lenders through complex pricing, credit performance and technology adoption requirements to achieve outstanding business results," said FormFree Founder and CEO Brent Chandler. "She will play an important role in our mission of empowering lenders to collect and verify borrower financial DNA - including asset, employment and income data - electronically in just minutes."

Prior to joining FormFree, Brooks spent 19 years in various account-facing positions at government sponsored entity (GSE) Freddie Mac, where she led cross-divisional teams to support credit unions', banks' and independent mortgage lenders' successful participation in Freddie Mac programs.

Brooks' work at Freddie Mac earned her numerous awards including the Technology Integration Award for driving lender adoption of technology tools, the Chairman's Award for leadership in client relationship management and the Outstanding Business Results Award for performance excellence. Brooks has earned the Mortgage Bankers Association's Accredited Mortgage Professional (AMP) designation.

"I've dedicated my career to helping drive lender success through education and technology adoption," said Brooks. "I'm thrilled to join FormFree, where I can offer lenders the industry's most trusted and forward-thinking solutions for determining a borrowers' ability to repay."

About FormFree(R)

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(TM) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications.

FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

*PHOTO link for media: https://www.Send2Press.com/300dpi/20-0728s2p-jcbrooks-300dpi.jpg
*Photo caption: Jocelyn Crum Brooks, AMP.

FormFree has appointed Jocelyn Crum Brooks, AMP, as national account manager. Brooks will leverage her two decades' experience supporting lender relationships with the Federal Home Loan Mortgage Corporation (Freddie Mac) to build new customer relationships and strengthen existing customer engagement with FormFree's flagship products, AccountChek and AccountChek Plus.

Related link: https://www.formfree.com/

FormFree Director of Partner Relationships Christy Moss, CMB, Honored by NEXT Mortgage Events’ Inaugural 50 Over 50 Awards

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) Director of Partner Relationships Christy Moss, CMB, has been recognized by Next Mortgage Events (NEXT) as a 50 Over 50 honoree. In its inaugural year, the awards program honors female powerhouses in the mortgage industry.

Moss was recognized for her industry contributions as a mortgage banker, change-maker at government-controlled mortgage finance giant Fannie Mae and advocate for digital transformation at FormFree. A 30-year veteran of the mortgage industry, Moss got her feet wet holding advanced positions in the correspondent lending divisions of such financial institutions as CitiMortgage, Wachovia and GE Capital Mortgage Services.

During her 11-year tenure at Fannie Mae, Moss played a critical role advancing business initiatives beneficial to the post-crisis mortgage lending ecosystem. From 2015 to 2019, she focused on driving lender and partner adoption of technologies designed to improve the borrower experience and increase lender profitability in her role as strategic business and relationship manager.

Moss joined FormFree in 2019 as director of partner relationships. In this role, she helps drive digital transformation for consumers, lenders and investors.

"Christy shares FormFree's passion for leveraging mortgage technology to increase lender productivity and transform home buying into a stress-free, digital experience for consumers," said FormFree CEO Brent Chandler. "FormFree extends our heartfelt congratulations to Christy. It is an honor to have Christy on the FormFree team."

"NEXT's mission has always been to showcase the women who are the backbone of the mortgage industry - this award is part of that mission," said NEXT Co-Founder Jeri Yoshida. "We'll honor these top performers throughout #NEXTSUMMER20. Since this year's event is free and available online, we expect record-breaking attendance. We're thrilled that so many people in the mortgage industry will get to know these overachievers and acknowledge their role in their companies' success."

The full list of NEXT 50 Over 50 award honorees can be viewed at https://nextmortgagenews.com/.

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About NEXT Mortgage Events LLC:

In January 2018, NEXT Mortgage Events broke the mortgage industry's unspoken barriers that limit women's access to competitive intel and networking-based information exchange, when it introduced NEXT, the mortgage technology summit for women. NEXT is a two-day, tech-focused symposium based on lenders sharing competitive intel with other lending executives. A boutique gathering, each NEXT event is limited to 200 attendees, and targets a select group of decision making executives. Roughly 85-90% of lender attendees hold a title of VP or higher and approximately 85% of attendees are women. NEXT is held twice a year, in winter and summer. For more information visit https://nextmortgagenews.com/, follow @NEXTmtgEvents or email info@NEXTmortgageEvents.com.

*PHOTO link for media: https://www.Send2Press.com/300dpi/19-1017s2p-Christy-Moss-300dpi.jpg

FormFree Director of Partner Relationships Christy Moss, CMB, has been recognized by Next Mortgage Events (NEXT) as a 50 Over 50 honoree. In its inaugural year, the awards program honors female powerhouses in the mortgage industry.

Related link: https://www.formfree.com/

FormFree and Ocrolus Partner for Comprehensive Borrower Income Verification Program

ATHENS, Ga. /ScoopCloud/ -- FormFree(R), a leading fintech provider of credit decisioning services, today announced a partnership with Ocrolus, a leading fintech infrastructure company that transforms documents into actionable data with over 99% accuracy. FormFree's Passport(tm) all-in-one asset, employment and income verification service now includes API calls to Ocrolus for paystub and W-2 tax form collection and data verification.

Each day, Passport helps tens of thousands of loan originators assess the ability of loan applicants to repay loans. FormFree's partnership with Ocrolus enables Passport to ingest data from paystubs submitted in PDF or cell phone photo format. Passport can also pull income data directly from payroll providers with a consumer's permission.

"Income verification is a critical factor in assessing a borrower's ability to repay a loan," said FormFree CEO Brent Chandler. "Enabling lenders to corroborate images of paystubs against digital data sources allows them to make credit decisions with a high level of confidence."

As Ocrolus digitizes data from submitted paystubs and W-2 documents, Passport corroborates that data against public and proprietary sources to validate that the stated employer is a real company with whom the loan applicant has a verifiable connection. Next, the program compares the paystub data against consumer asset data to calculate annual net pay and gross income. The verified asset, income and employment data points are then instantaneously pushed to the lender systems such as point-of-sale (POS) platforms, loan origination software (LOS) and automated underwriting systems (AUS).

"We developed Ocrolus to analyze documents of any format or quality with over 99% accuracy," said Sam Bobley, CEO of Ocrolus. "FormFree is a leading fintech that we are proud to partner with; incorporating our capabilities within Passport provides lenders with precisely accurate data for financial decisioning."

Paystub and W-2 document submissions are currently supported and available to FormFree customers. Ocrolus and FormFree are also developing integrations for additional financial documents including bank statements.

About Ocrolus:

Ocrolus is a fintech infrastructure company that transforms documents into actionable data with over 99% accuracy. Powered by artificial intelligence and a unique, human-in-the-loop data validation process, Ocrolus plugs directly into customer workflows via API, eliminating the need for manual data work. The solution includes built-in fraud detection and analytics, enabling customers to make smarter and faster business decisions with unprecedented scalability and precision.

Use cases include mortgage, small business, auto and personal loan underwriting, credit account openings and other document-intensive processes. Ocrolus has raised over $30 million in venture capital backed by Oak HC/FT, FinTech Collective, Bullpen Capital and QED Investors, among others. Visit https://www.ocrolus.com/ to learn more.

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

FormFree, a leading fintech provider of credit decisioning services, today announced a partnership with Ocrolus, a leading fintech infrastructure company that transforms documents into actionable data with over 99% accuracy.

Related link: https://www.formfree.com/

FormFree Expands Partnership with American Red Cross of Northeast Georgia in Celebration of 2020 Red Cross Month

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced it is celebrating Red Cross Month by expanding its long-held partnership with the American Red Cross of Northeast Georgia. FormFree will support the Northeast Georgia chapter's mission of alleviating human suffering in the face of emergencies by giving fiscal contributions and engaging in monthly acts of service throughout 2020.

In April, FormFree will kick off its expanded partnership by donating life-saving blood to help hospitals maintain a continuous supply during the novel coronavirus pandemic. According to a recent statement released by the Red Cross, which collects 40 percent of the U.S. blood supply, more than 12,000 blood drives have been canceled across the country as of March 30, leading to an estimated 325,000 fewer blood donations. The resulting blood supply shortage could affect the ability of victims of physical trauma, surgery patients and cancer patients to get the care they need.

"The Red Cross' mission of alleviating human suffering in the face of emergencies resonates powerfully with FormFree's culture of empathy, service and generosity," said FormFree Founder and CEO Brent Chandler. "Although we've long been a partner of the American Red Cross of Northeast Georgia, in today's uncertain environment we feel especially compelled to give back to this vital institution supporting our community."

Chartered in 1917, the American Red Cross of Northeast Georgia provides direct service to 23 Georgia counties by supporting the collection, testing and distribution of blood and blood components in the region, providing emergency resources for military families, facilitating lifesaving training in first aid, CPR and use an AED and helping people and communities impacted by disasters. Red Cross Month is a nationwide tradition begun by President Franklin D. Roosevelt in 1943.

"FormFree shares our passion for serving our nation's veterans and communities in need," said Marlon Trone, executive director of the American Red Cross of Northeast Georgia. "We thank them for their continual generosity and look forward to working alongside them for the betterment of our community for years to come."

FormFree has participated in numerous community awareness and service events hosted with the Red Cross of Northeast Georgia since the company's founding in 2008. Brent Chandler joined the Red Cross of Northeast Georgia's board of directors in 2017.

About FormFree:

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport(tm) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About the American Red Cross

The American Red Cross shelters, feeds and provides emotional support to victims of disasters; supplies about 40 percent of the nation's blood; teaches skills that save lives; provides international humanitarian aid; and supports military members and their families. The Red Cross is a not-for-profit organization that depends on volunteers and the generosity of the American public to perform its mission. For more information, please visit https://www.redcross.org or cruzrojaamericana.org, or visit us on Twitter at @RedCross.

Twitter: @RealFormFree @RedCross @NEGAARC #RedCrossMonth

FormFree® today announced it is celebrating Red Cross Month by expanding its long-held partnership with the American Red Cross of Northeast Georgia. FormFree will support the Northeast Georgia chapter's mission of alleviating human suffering in the face of emergencies by giving fiscal contributions and engaging in monthly acts of service throughout 2020.

Related link: https://www.formfree.com/

FormFree Named to HousingWire’s Tech100 List of the Housing Economy’s Most Innovative Companies for a Sixth Time

ATHENS, Ga. /ScoopCloud/ -- FormFree® has been named a recipient of HousingWire's eighth annual HW Tech100 award. This is the sixth year FormFree has been recognized by HousingWire as a leading innovator in housing technology.

The Tech100 program celebrates the technology companies whose solutions have been most impactful in helping mortgage lenders and real estate professionals solve business challenges. The program becomes more competitive each year as the number of technology providers in the housing space continues to grow.

"The winners of the 2020 HousingWire Tech100 Mortgage and Real Estate awards are truly the most impactful and innovative companies in housing," said HousingWire CEO Clayton Collins. "Not only do these companies empower their clients and users, they are supporting a more efficient, accessible and sustainable housing economy."

"This year's Tech100 winners ... create new ways to approach the housing process, improving efficiencies, cutting costs and creating a new experience for all parties involved," added HousingWire Associate Magazine Editor Kelsey Ramírez.

"FormFree's ambition to transform the way lenders and borrowers come to understand one another knows no bounds," said FormFree Founder and CEO Brent Chandler. "This spirit of innovation drives everything we do, and we are honored that HousingWire has continued to recognize us as one of the industry's leading innovators year after year."

For a complete list of winners, visit https://www.housingwire.com/articles/here-are-the-2020-housingwire-tech100-mortgage-winners/ .

About HousingWire

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 7.5 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit https://www.housingwire.com/ or https://www.solutions.housingwire.com/ to learn more.

About FormFree

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport(tm) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

Twitter: @RealFormFree @HousingWire #Tech100

FormFree® has been named a recipient of HousingWire's eighth annual HW Tech100 award. This is the sixth year FormFree has been recognized by HousingWire as a leading innovator in housing technology.

Related link: https://www.formfree.com/

FormFree Returns as Anchor Sponsor of NEXTWINTER20 Women’s Executive Mortgage Summit

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced its anchor sponsorship of NEXT's upcoming event, #NEXTWINTER20, being held February 23-25 at the Ritz Carlton in Dallas.

On Monday, February 24, FormFree's Cindy Snow will join Housing Finance Strategies President Faith Schwartz and Quicken Loans VP of Public Policy Nicole Booth for a morning session titled "DC Update: Housing Policy in an Election Year." Snow, who serves as FormFree's product and integrations lead, will help attendees interpret pending legislation and other public policy developments through a technology lens.

Later Monday afternoon, FormFree Director of Partner Relationships Christy Moss will moderate "Growing through Partnerships," a panel that examines how lenders can leverage business-to-business partnerships to grow revenue. Speakers include Tawn Kelley, president of Taylor Morrison Home Funding, and Daniela Bigali, SVP of sales and marketing for Homestead Funding.

On Tuesday, FormFree will take the stage to demo the latest capabilities of its Passport all-in-one verification service as part of a technology showcase that includes Agent Find, DocMagic, Ellie Mae, EXOS Technologies, Global DMS, MCT Capital Trading, Mortgage Cadence, ReverseVision, Roostify and Snapdocs.

"FormFree made the decision to become a premier sponsor of NEXT mortgage events last year, and we have never looked back," said FormFree Founder and CEO Brent Chandler. "Since launching in 2018, NEXT has quickly become one of the most relevant and value-adding event series in the mortgage industry. The thoughtful content, intimate environment and careful curation of attendees attracts the highest level of senior executive and decision makers."

NEXT hosts lender-centric events three times each year. Its flagship winter and summer events deliver experience-based intel on topics relevant to today's top mortgage executives. NEXTDC, held in the fall and produced in partnership with Housing Finance Strategies, focuses on housing policy and fintech.

For more information or to register for #NEXTWINTER20, visit https://nextmortgagenews.com/nextwinter20/.

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport(tm) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

Twitter: @RealFormFree #NEXTWINTER20

FormFree® today announced its anchor sponsorship of NEXT's upcoming event, #NEXTWINTER20, being held February 23-25, 2020 at the Ritz Carlton in Dallas.

Related link: https://www.formfree.com/

FormFree Founder Brent Chandler Commends CFPB Proposal to Eliminate DTI, Citing Ability to Pay as a ‘Best Consumer Borrowing Risk Indicator’

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) Founder and CEO Brent Chandler today responded to this week's news that Consumer Financial Protection Bureau (CFPB) Director Kathy Kraninger indicated the bureau's decision to propose amending the Ability to Repay/Qualified Mortgage Rule so as to "move away" from debt-to-income (DTI) calculations as a mortgage underwriting factor:

First, I commend the CFPB for their courage to engage in thoughtful discussion of alternative methods for assessing a borrower's ability to afford a loan and calculating what is affordable for them specifically.

DTI is an archaic evaluation that has outlived its usefulness for consumers, and particularly mortgage-seeking consumers. DTI has left tens of millions of consumers in the cold because they do not meet this threshold, when in fact, based on their actual cash flows, they could afford a loan and possibly even be a superior borrower to someone who does meet it.

With the advent of and 10 years' success using digital data to dependably deliver voluntary 'source truth' on users' personal solvency or money management lifestyle, we can calculate ability to pay definitively based on residual and discretionary income.

In other words, digital financial tools allow us to clearly identify what consumers can afford based on their money management habits better and more transparently than a rigid one-size-fits-all formula. That's why ability to pay is the best consumer borrowing risk indicator.

It is gratifying that the CFPB and the powers that dictate what makes a safe and solvent loan have begun acknowledging technology as a useful tool for creating more efficient, safer, more secure, more accessible models of lending.

Our board member and close industry advisor Faith Schwartz reminds me that the myriad policy considerations driving the CFPB's proposal are not limited to technology-driven advances. While I am not blind to other considerations, I see the world through the lens of how technology is driving positive change. I am fascinated by and ardent about the doorway we are finally stepping through as an industry that lives or dies, fails or thrives, based on its ability to lend responsibly to consumers.

About FormFree

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(tm) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications.

FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

More information: https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree #digitalmortgage

FormFree Founder and CEO Brent Chandler today responded to this week's news that Consumer Financial Protection Bureau (CFPB) Director Kathy Kraninger indicated the bureau's decision to propose amending the Ability to Repay/Qualified Mortgage Rule so as to "move away" from debt-to-income (DTI) calculations as a mortgage underwriting factor.

Related link: https://www.formfree.com/

FormFree Generates Record Number of Combined Verification Reports in 2019

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) rounded out 2019 with a 65 percent increase in total orders for its AccountChek(R) Asset Report and three-in-one Passport(TM) Report over the previous year. The surge in adoption of the company's market-leading products, which allow lenders to verify borrower asset, income and employment information, caps a long list of product milestones.

"Last year the number of borrower verification reports generated by FormFree ballooned to 1.9 million," said FormFree Founder and CEO Brent Chandler. "That figure accounts for nearly half of the 3.7 million reports generated over the lifetime of the FormFree. As the only company already offering combined asset, income and employment reporting, we expect the number of verification reports generated by our system to rise sharply in 2020."

FormFree's borrower verification products, already the most advanced in the industry, were bolstered in 2019 through partnerships and product updates that enhance lender speed, pull-through rates and security. In July, FormFree announced a partnership with FundingShield that provides added protection to Passport customers' closing fund transfers. In October, FormFree partnered with LexisNexis Risk Solutions to help lenders intelligently pre-fill the Universal Residential Loan Application (Form 65/1003) for applicants and made paystub collection and verification available through Passport.

Earlier in the year, FormFree joined the Financial Data Exchange (FDX) to support information sharing and security standards for the financial sector and filed a patent application describing the company's proprietary method for verifying loan applicants' employment and income history.

In 2019, FormFree received recognition from industry publications for its in-house talent, workplace culture and technological impact on the mortgage industry. Founder and CEO Brent Chandler was named to HousingWire's (HW) inaugural list of Tech Trendsetters. Brian Francis, chief technology officer, received the HW Insider Award. Both FormFree and board member Faith Schwartz were finalists for Mortgage Professional America (MPA) Power Originator Awards. And as an organization, FormFree was recognized for the fourth consecutive year as a HW Tech100 company and by MPA as a Top Mortgage Workplace.

About FormFree(R)

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(TM) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications.

FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree #digitalmortgage

FormFree rounded out 2019 with a 65 percent increase in total orders for its AccountChek Asset Report and three-in-one Passport Report over the previous year. The surge in adoption of the company's market-leading products, which allow lenders to verify borrower asset, income and employment information, caps a long list of product milestones.

Related link: https://www.formfree.com/

FormFree partners with Teo to modernize customer acquisition for mortgage lenders

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced a strategic partnership with Teo, a lead generation platform and AI assistant that helps mortgage lenders close more loans faster. Teo will leverage FormFree's market-leading Passport(TM) verification service to help assess the quality of incoming prospects.

Teo re-imagines the way mortgage lenders attract, pre-qualify and communicate with prospects. The platform's 24/7 AI assistant helps lenders identify and target profitable market segments and set up compliant Facebook and Instagram ad campaigns - all in just a few clicks.

After incoming leads are pre-screened to ensure quality, Teo's AI assistant manages follow-up communication using the prospect's preferred channels to quickly convert leads to loans. By engaging prospects through a synchronized cadence of video, audio and media-rich messaging across Facebook, text, voice and email, Teo's beta users have seen an 8X boost in conversion. No other software automates follow-up across all of these channels in one system.

"When it comes to the digital superhighway, if you're not first, you're last," said FormFree Founder and CEO Brent Chandler. "Our Passport verification services are already used by thousands of lenders to gain insight into loan applicants' ability to pay, and by partnering with Teo, we're moving those insights even earlier in the sales funnel to power an entirely new way of engaging with prospects."

"Forget chasing bad prospects, overpaying marketers or sharing marked-up leads with competitors," said Teo Founder and CEO Ray Schwartz. "Teo works 24/7/365 and enlists the help of market-leading solutions like Passport by FormFree to ensure leads are vetted and nurtured, so lenders can focus on building relationships, closing more deals and expansion."

About FormFree(R)

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(TM) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

FormFree today announced a strategic partnership with Teo, a lead generation platform and AI assistant that helps mortgage lenders close more loans faster. Teo will leverage FormFree's market-leading Passport verification service to help assess the quality of incoming prospects.

Related link: https://www.formfree.com/

FinTech Firm FormFree Sponsors PGA Tour Golfer Matt NeSmith

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced a two-year agreement to sponsor 25-year-old pro golfer Matt NeSmith. Currently playing in his first season on the PGA TOUR, NeSmith will wear the fintech firm's logo on the left sleeve of his apparel.

FormFree's credit decisioning products make it easy for consumers to paperlessly certify their financial assets, income and employment when applying for a loan. The company was a sponsor of the 2019 Ellie Mae Classic, where NeSmith posted an eighth-place finish. NeSmith went on to secure his PGA TOUR card with an August 25 win at the Albertson's Boise Open, the penultimate stop on the Korn Ferry Tour.

"We played with Matt at the Ellie Mae Classic and were impressed with his quality of character and determination to succeed," said FormFree Founder and CEO Brent Chandler. "When he made it into the PGA TOUR a few weeks later, we decided to step up and support this young man."

"Being selected as FormFree's first PGA TOUR ambassador is an honor, and I am excited to have them along as a partner as I start my career on the PGA TOUR," NeSmith said.

September's A Military Tribute at the Greenbrier was NeSmith's first PGA TOUR start as a member, and he showed great form at October's Shriners Hospitals for Children, where he finished T18 in just his fourth start of the season. The former University of South Carolina standout finished his career with the Gamecocks in 2016 as one of the most decorated golfers in USC history and the #7 ranked amateur in the world.

Early highlights of NeSmith's rookie season include the first round of the Safeway Open, in which he posted his lowest round on the PGA TOUR, a -6 (66). NeSmith is in action again at the Mayakoba Golf Classic, which tees off November 14 in Playa del Carmen, Mexico.

About FormFree(R)

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(TM) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

Twitter: @RealFormFree @Matt_KneeSmith @PGATOUR #digitalmortgage #TechTrendsetters

*PHOTO link for media: https://www.Send2Press.com/300dpi/19-1101s2p-ff-Matt-NeSmith-300dpi.jpg
*Photo caption: FormFree Sponsors PGA Tour Golfer Matt NeSmith.

FormFree today announced a two-year agreement to sponsor 25-year-old pro golfer Matt NeSmith. Currently playing in his first season on the PGA TOUR, NeSmith will wear the fintech firm's logo on the left sleeve of his apparel.

Related link: https://www.formfree.com/

FormFree adds paystubs to Passport all-in-one asset, employment and income verification service

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that it has added paystub collection and verification to its Passport(TM) all-in-one asset, employment and income verification service. The enhancement will be available to FormFree customers, including those who use Passport through one of FormFree's more than 100 integrations and reseller partnerships, in November.

To use the new feature, loan applicants can grant Passport permission to electronically collect paystub data from supported payroll providers. Alternatively, applicants can submit a photo or upload a PDF or scanned image of their paystub using the Passport verification app.

In a matter of seconds, FormFree's analytics engine corroborates the collected payroll data against public and proprietary data sources to verify that the applicant's stated employer is a valid business with whom the applicant has a verifiable association. At the same time, FormFree compares payroll data against the applicant's financial assets to confirm the frequency and source of direct deposits and calculate the applicant's annual net pay and gross income. FormFree then pushes the verified asset, income and employment data directly into lender systems such as digital loan applications, origination software and automated underwriting systems (AUS).

"Paystub verification is a capability our customers have been anticipating for some time, and it was important to us to get it right," said FormFree CEO Brent Chandler. "We're proud to introduce a solution that stands head and shoulders above anything else in the market."

"The sheer number of data points we're able to corroborate against paystub data will give lenders and investors a rock-solid understanding of each loan applicant's assets, income and employment and enable them to make credit decisions with an extremely high level of confidence," continued Chandler. "Best of all, the new capability will be available to our valued customers through their existing integrations and our APIs - no additional implementation required."

About FormFree(R)

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(TM) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

Twitter: @RealFormFree #digitalmortgage #Passport #paystubs

FormFree(R) today announced that it has added paystub collection and verification to its Passport(TM) all-in-one asset, employment and income verification service. The enhancement will be available to FormFree customers, including those who use Passport through one of FormFree's more than 100 integrations and reseller partnerships, in November.

Related link: https://www.formfree.com/

FormFree Teams Up with LexisNexis Risk Solutions to Revolutionize Digital Mortgage Loan Applications for Borrowers and Lenders

ATLANTA, Ga. /ScoopCloud/ -- FormFree(R) has teamed up with LexisNexis(R) Risk Solutions to help lenders intelligently pre-fill the Universal Residential Loan Application (Form 65/1003) for mortgage applicants. The combined solution, part of FormFree's Passport(TM) all-in-one verification app, significantly reduces the amount of information a consumer must manually input into a digital loan application, greatly simplifying the application process, minimizing input errors and improving the likelihood of completing the loan application.

How It Works

The LexisNexis Digital Mortgage Application Prefill solution works behind the scenes to verify the consumer's device, providing an initial layer of fraud defense before the transaction begins. Once the device is authenticated, consumers who opt to authenticate their identity and use the Passport electronic verification service can view, confirm and edit loan applications that have been prefilled with their personal information, including two year address history; assets and other real estate owned; employer information from Passport; monthly income; and combined housing expense information.

Value for Lenders

The combined solution allows lenders to provide a significantly improved online loan application experience. Benefits for lenders include:
* Improved mobile channel experience for consumers
* Minimized customer friction during the loan application process
* Seamless mitigation of fraud risk through fortified device and identity authentication
* Minimized operational costs through use of validated applicant data

"Passport gives customers an exceptionally streamlined way to apply for a loan, boosting efficiency and pull-through for lenders in a competitive market," said Brent Chandler, CEO of FormFree. "FormFree is advancing the industry's digital mortgage transformation to meet the evolving expectations of today's consumer. We're proud to offer our lender customers access to a capability that is so well aligned with our mission."

"Offering the LexisNexis Digital Mortgage Application Prefill solution to mortgage lenders through FormFree's Passport delivers a faster, mobile-ready and superior consumer experience while helping lenders showcase their differentiated digital mortgage capabilities," said Nick Larson, senior director for LexisNexis Risk Solutions. "Our combined service provides cleaner electronic data from trusted sources to lenders who in turn can offer consumers a quick and easy application experience. Seamlessly authenticating the consumer's device up front provides next-level consumer data privacy and identity fraud prevention."

Up-front device authentication is powered by LexisNexis(R) Digital Identity Network(R), a crowdsourced, cross-industry digital identity intelligence network comprised of some of the world's most trusted eCommerce, financial services and payments brands that enhances fraud and authentication decisioning while reducing friction for end users.

To request a demo of Passport by FormFree featuring LexisNexis Digital Mortgage Application Prefill, visit https://www.formfree.com/passport or stop by FormFree's booth #621 at the Mortgage Bankers Association's Annual Convention & Expo being held October 27-30 in Austin, Texas.

About FormFree(R)

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(TM) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn (https://www.linkedin.com/company/formfree-holdings-corporation/).

About LexisNexis Risk Solutions

LexisNexis(R) Risk Solutions harnesses the power of data and advanced analytics to provide insights that help businesses and governmental entities reduce risk and improve decisions to benefit people around the globe. We provide data and technology solutions for a wide range of industries including insurance, financial services, healthcare and government. Headquartered in metro Atlanta, Georgia, we have offices throughout the world and are part of RELX (LSE: REL/NYSE: RELX), a global provider of information-based and analytics and decision tools for professional and business customers across industries. For more information, please visit https://www.risk.lexisnexis.com/ and https://www.relx.com/.

Twitter: @RealFormFree @LexisNexisRisk #URLA #Form1003 #digitalmortgage

*LOGO link for Media: https://www.Send2Press.com/300dpi/17-0926s2p-formfree-300dpi.jpg

FormFree has teamed up with LexisNexis Risk Solutions to help lenders intelligently pre-fill the Universal Residential Loan Application (Form 65/1003) for mortgage applicants. The combined solution significantly reduces the amount of information a consumer must manually input.

Related link: https://www.formfree.com/

FormFree Welcomes Christy Moss, CMB as Director of Partner Relationships

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced it has appointed former Fannie Mae Strategic Business and Relationship Manager Christy Moss, CMB as director of partner relationships. In her role at FormFree, the 30-year mortgage industry veteran will strengthen and grow industry partnerships and cultivate internal talent as leader of the company's strategic sales team.

"A landmark hire for our organization, Christy is well-positioned to help FormFree grow and impact real change on the mortgage industry," said FormFree Founder and CEO Brent Chandler. "A consummate professional, she is adept at developing strategic organizations, brilliant at creating the face of a company and highly invested in cultivating the next generation of mortgage professionals through mentorship. We are thrilled to welcome Christy to the team."

Prior to joining FormFree, Moss held an 11-year tenure at Fannie Mae, where she played a critical role spearheading relationships with lenders and partners to advance business initiatives mutually beneficial to stakeholders across the mortgage lending ecosystem. In recent years, her role as Fannie Mae strategic business relationship manager led Moss to focus on driving lender and partner adoption of technology that improves borrower experience and profitability.

Having held advanced positions in the correspondent lending divisions of such organizations as CitiMortgage, Wachovia and GE Capital Mortgage Services, Moss possesses an in-depth understanding of both the primary and secondary mortgage markets. Additionally, Moss is a designated Certified Mortgage Banker (CMB).

"The passion I have poured into helping drive the digital transformation for consumers, lenders and investors, and how I envision the future of our industry aligns perfectly with FormFree's mission and vision," said Moss. "I look forward to helping change what is most consumers' largest financial transaction into an easy, stress-free digital experience. Together with FormFree, I will help the industry we all love navigate its digital transition to improve the mortgage process for everyone."

"This is a great day for FormFree and our industry as we move forward in modernizing lending," said Faith Schwartz, board member at FormFree. "Christy knows lending and has been a driver of the great transformation happening in our industry. Her immense passion for advancing the mortgage industry paired with her extensive experience as an ambassador of digital mortgage processes make her an excellent fit at FormFree."

About FormFree

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(TM) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications.

FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

*PHOTO link for media: https://www.Send2Press.com/300dpi/19-1017s2p-Christy Moss-300dpi.jpg

Twitter: @RealFormFree #digitalmortgage

FormFree today announced it has appointed former Fannie Mae Strategic Business and Relationship Manager Christy Moss, CMB as director of partner relationships. In her role at FormFree, the 30-year mortgage industry veteran will strengthen and grow industry partnerships and cultivate internal talent as leader of the company's strategic sales team.

Related link: https://www.formfree.com/

FormFree’s Brent Chandler, Faith Schwartz Lend Their Expertise to Prominent Mortgage Industry Events

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that company board member Faith Schwartz and Founder and CEO Brent Chandler have been invited to share their subject matter expertise at prominent upcoming mortgage industry events. Schwartz and Chandler will participate on panels at the Mortgage Bankers Association's (MBA) Annual Convention and Expo and NEXT Mortgage Events' #NEXTDC19 conference, respectively.

The MBA Annual Convention and Expo takes place October 27-30, 2019, at the Austin Convention Center in Austin, Texas.

Schwartz will participate in the Innovation and Tech breakout session "Perfect Harmony: Protecting Personal Information" on Tuesday, October 29, from 3 - 4 p.m., where she will discuss how lenders can best protect borrowers' sensitive financial information with co-panelists Louann Bernstone, managing director and head of vendor management at Promontory Fulfillment Service; Nicole Booth, vice president of public policy at Quicken Loans; and Courtenay R. Dunn, counsel at MERSCORP.

#NEXTDC19 takes place November 18-19, 2019, at the Kimpton Hotel Monaco in Washington, D.C.

Chandler will participate in the panel "Digital Impact: Drivers and expectations fueling (and stalling) mortgage's digital transformation" on Tuesday, November 19, from 2 - 3 p.m. Cindy Keith, director of product development at Fannie Mae, will moderate a discussion of digital mortgage transformation and its impact on various sectors of the housing industry featuring panelists Julie Jones, senior vice president at Class Valuation and Shelley Leonard, executive vice president at Black Knight.

"Mortgage technology is in the midst of an exciting evolution, and it is crucial that we prioritize the experiences of the people involved in the lending process as we reorganize processes and develop technology," said Chandler. "I look forward to discussing how the housing economy can work together to promote a measurably more frictionless, secure and productive home lending process."

FormFree is a proud sponsor of #NEXTDC19. Organized by NEXT Mortgage Events, Housing Finance Strategies and Women in Housing Finance, #NEXTDC19 is the first women's executive summit to bring together Washington policy makers, fintech luminaries and mortgage lending executives for a dedicated, ongoing conversation on housing policy's impact on mortgage lenders and fintech providers.

Additionally, FormFree will exhibit at the MBA Annual Convention and Expo, where the company can be found at booth #621. With over 4,000 attendees, the show is the largest mortgage industry event of the year.

About FormFree(R)

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(tm) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree @NEXTMtgEvents #NEXTDC19 #MBAAnnual19 #digitalmortgage

FormFree today announced that company board member Faith Schwartz and Founder and CEO Brent Chandler have been invited to share their subject matter expertise at prominent upcoming mortgage industry events. Schwartz and Chandler will participate on panels at the Mortgage Bankers Association's (MBA) Annual Convention and Expo and NEXT Mortgage Events' #NEXTDC19 conference, respectively.

Related link: https://www.formfree.com/

FormFree Founder Brent Chandler Lauded as HousingWire Tech Trendsetter

ATHENS, Ga. /ScoopCloud/ -- ATHENS, Ga., Oct. 3, 2019 (SEND2PRESS NEWSWIRE) -- FormFree(R) today announced that Founder and CEO Brent Chandler has been named to HousingWire's inaugural class of HW Tech Trendsetters, an award honoring executives who have played an integral role in bringing innovative solutions to the housing market.

Chandler was recognized for his continuing role in driving innovation in mortgage, including the enhancement of FormFree's Passport all-in-one verification app with a new, patent-pending method of employer verification. FormFree joined the Financial Data Exchange (FDX) in March and has since played a leading role in promoting consumer data protection within the financial services industry. Also this year, Chandler made his company among the first in the industry to offer "success-based pricing" to help mortgage lenders manage costs.

"Empowering consumers and lenders with a secure, direct channel for the instantaneous and accurate transmission of borrowers' financial DNA is what motivates me every day," said Chandler. "We are proud to have made combined asset, income and employment reporting even more accessible to lenders by introducing a success-based pricing model for Passport, and we look forward to continuing to drive innovation in the housing sector."

"Each year we honor the top technology companies in the housing industry ... This year, for the first time ever, we are looking at the people behind the technology. These experts are propelling the housing industry forward and reimagining the mortgage process," said HousingWire Associate Editor Kelsey Ramírez.

Recipients of the HW Tech Trendsetters designation were peer-nominated and selected by HousingWire's editorial board based on their accomplishments over the last 12 months. Profiles of the 2019 HW Tech Trendsetters honorees can be found in the October/November issue of HousingWire magazine or online at https://www.housingwire.com/articles/introducing-housingwires-2019-tech-trendsetters.

About HousingWire

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 40,000 newsletter subscribers daily and over 4 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward.

Visit https://www.HousingWire.com or https://www.solutions.housingwire.com to learn more.

About FormFree(R)

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(tm) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

Twitter: @RealFormFree @HousingWire #digitalmortgage #TechTrendsetters

FormFree(R) today announced that Founder and CEO Brent Chandler has been named to HousingWire's inaugural class of HW Tech Trendsetters, an award honoring executives who have played an integral role in bringing innovative solutions to the housing market.

Related link: https://www.formfree.com/

FormFree’s Brent Chandler to Discuss the Transformative Impact of APIs on Mortgage Lending Technology as Digital Mortgage Conference Panelist

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that company Founder and CEO Brent Chandler will be a featured panelist at Source Media's fourth annual Digital Mortgage Conference, which will take place September 23-24, 2019, at the Wynn Las Vegas.

Chandler will participate in the panel "Mortgage APIs 2.0: Where Will True API Innovation Come From?" on Monday, September 23, from 4:20-4:55 p.m. During the session, Craig Focardi, senior analyst, banking at Celent will moderate co-panelists Christos Bettios, chief information officer at NFM Lending and Chandler as they discuss the current table stakes of API usage and how the increased utilization of APIs will change mortgage lending automation.

"Future digital mortgage technology will support the unimpinged flow of data between multiple systems, allowing lenders to better customize and control the lending experience for borrowers," said Chandler. "I believe that increased adoption of APIs will radically transform our ability to execute on expedient, secure and well-informed mortgage decisioning."

Additionally, FormFree will provide attendees the opportunity to speak with company representatives about its Passport(R) all-in-one verification service at exhibitor kiosk 201 and schedule individual consultations in meeting pod 603.

Source Media's fourth annual Digital Mortgage Conference will feature content from thought leaders in the mortgage industry, 35 live product demonstrations showcasing today's most innovative digital solutions and countless opportunities to meet decision makers across the mortgage ecosystem. Source Media anticipates attendance to exceed 1,700 professionals from the lending, fintech and startup communities.

About FormFree:

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(tm) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

Twitter: @RealFormFree @NatMortgageNews #DigitalMortgage19 #digitalmortgage

FormFree today announced that company Founder and CEO Brent Chandler will be a featured panelist at Source Media's fourth annual Digital Mortgage Conference, which will take place September 23-24, 2019, at the Wynn Las Vegas.

Related link: https://www.formfree.com/

FormFree Chief Technical Officer Brian Francis Lauded by HousingWire as 2019 HW Insiders Award Recipient

ATHENS, Ga. /ScoopCloud/ -- ATHENS, Ga., Sept. 5, 2019 (SEND2PRESS NEWSWIRE) -- FormFree(R) today announced that Chief Technical Officer Brian Francis has been recognized as a 2019 HousingWire HW Insiders Award honoree. Now in its fourth year, the HW Insiders Award program honors housing industry professionals who are "the unsung heroes propelling their companies to success."

Francis was awarded for overseeing the design and development of FormFree's groundbreaking automated asset, income and employment verification products, which have been shown to reduce lenders' average time-to-close by up to 10 days. Most recently, Francis played a key role in developing FormFree's patent-pending method for verifying loan applicants' employment and income history through electronic data extraction, natural-language processing and artificial intelligence.

"Brian's technological savvy has helped FormFree bring numerous digital mortgage 'firsts' to fruition and has kept our asset, income and employment verification solutions steps ahead of the competition," said FormFree Founder and CEO Brent Chandler. "He has played an integral role in helping FormFree bring revolutionary speed and accuracy to borrower verification for more than 1,000 lenders nationwide."

"Our Insiders grow more difficult to choose each year as their talent and impacts on the mortgage and real estate industry continue to blow us away," said HousingWire Associate Editor Kelsey Ramírez. "This year's winners are truly the secret weapons of their industry and continue to push their companies to greatness and move markets forward."

This year's 50 HW Insiders Award winners were peer nominated and selected by HousingWire's editorial board based on their accomplishments over the last 12 months. Profiles of the 2019 HW Insiders Award honorees are featured in the September edition of HousingWire magazine and online at https://www.housingwire.com/articles/49941-here-are-housingwires-2019-insiders.

About HousingWire

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 40,000 newsletter subscribers daily and over 4 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit https://www.housingwire.com or https://www.solutions.housingwire.com to learn more.

About FormFree(R)

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree @HousingWire #2019HWInsiders #digitalmortgage

FormFree(R) today announced that Chief Technical Officer Brian Francis has been recognized as a 2019 HousingWire HW Insiders Award honoree. Now in its fourth year, the HW Insiders Award program honors housing industry professionals who are "the unsung heroes propelling their companies to success."

Related link: https://www.formfree.com/

FormFree Throws Its Support Behind California MBA’s Inaugural Mortgage Innovators Conference

ATLANTA, Ga. /ScoopCloud/ -- FormFree(R) today announced its support as a premier sponsor of the California Mortgage Bankers Association's inaugural Mortgage Innovators Conference, being held August 11-13, 2019 at the Sheraton San Diego Hotel & Marina. FormFree will demo its Passport(R) all-in-one verification service, and attendees will have two opportunities to hear from the company's visionary Founder and CEO, Brent Chandler.

Chandler will speak in the panel session "Strategic Digital Trends for Lending," taking place Tuesday, August 13, from 8:30-9 a.m. Designed to equip mortgage lenders with effective strategies for leveraging digital mortgage technology, the panel will also feature Blue Sage CEO Joe Langner, Tavant CEO Sarvesh Mahesh and Avenu CEO Dave Zitting.

Chandler will again take the stage at 1:45 p.m. Tuesday to deliver a "Tech Talk" addressing the latest innovations in consumer credentials and the future of digital lending.

"Brent and FormFree have a great perspective on digital trends in the mortgage industry, and we're excited to add his voice to our conference agenda," said Chuck Iverson, California MBA conference chair and board member. "As lenders map out their strategy in an increasingly digital marketplace, it is crucial to get expert input from leaders like Brent."

"We welcome this opportunity to support the California MBA and contribute to an industry dialogue that helps lenders select the right digital mortgage strategy for advancing their business goals today and in years to come," said Chandler.

The California MBA Mortgage Innovators Conference will feature three days of high-energy content from mortgage executives and technology experts on topics including borrower experience, machine learning and technology disruption. Attendees will have the opportunity to view cutting-edge products demonstrations and network with influential industry professionals. To learn more, visit http://www.mortgageinnovators.com/.

About California Mortgage Bankers Association

For over 60 years, The California Mortgage Bankers Association (California MBA) has been the leading statewide advocate for the residential and commercial real estate finance industry, representing its members before all government and regulatory agencies. Headquartered in Sacramento, California, The California MBA promotes fair and ethical lending practices through a wide range of educational programs, services and industry publications.

The California MBA provides its members a competitive edge by effectively aggregating political, economic and marketing power. Its membership of companies includes all elements of real estate finance-residential, commercial/multi-family, and industry service providers.

About FormFree(R)

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

Twitter: @RealFormFree #MortgageInnovators19 #digitalmortgage @CAMortgBankers

FormFree(R) today announced its support as a premier sponsor of the California Mortgage Bankers Association's inaugural Mortgage Innovators Conference, being held August 11-13, 2019 at the Sheraton San Diego Hotel & Marina. FormFree will demo its Passport(R) all-in-one verification service, and attendees will have two opportunities to hear from the company's visionary Founder and CEO, Brent Chandler.

Related link: https://www.formfree.com/

NRL Mortgage Now Offering FormFree’s AccountChek Automated Asset Verification to Borrowers Nationwide

ATLANTA, Ga. /ScoopCloud/ -- FormFree(R) today announced that loan originators and support staff at NRL Mortgage are now offering AccountChek(R) automated asset verification to loan applicants nationwide. AccountChek gives borrowers a convenient and secure way to verify their assets without having to print, scan or fax bank statements.

Houston-based NRL Mortgage selected AccountChek for its streamlined borrower experience, off-the-shelf integration with the Ellie Mae(R) Encompass(R) loan origination system and participation in rep and warrant relief initiatives offered by Fannie Mae and Freddie Mac. The lender's growth over the last year makes it a standout in the mortgage industry, which experienced an overall decline in year-over-year volume.

"NRL Mortgage prides itself on bringing our customers reliability and excellence in the residential lending experience, and to that end we are always looking to align ourselves with like-minded mortgage service providers like FormFree," said NRL Mortgage Chief Operations Officer Kevin Murphy.

"FormFree is proud to support a thriving company like NRL Mortgage with verification services that make the lending experience smoother and more secure for both originators and borrowers," said FormFree Founder and CEO Brent Chandler.

NRL Mortgage employs nearly 200 loan officers and serves borrowers in 46 states coast-to-coast. Recognized by the Houston Chronicle as a top workplace for four years in a row, NRL is Houston's highest-ranked employer in the financial services segment.

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About NRL Mortgage:

Founded in 2007 and headquartered in Houston, Texas, NRL Mortgage is currently licensed in 48 states and the District of Columbia. We specialize in the origination of residential mortgage loans across the United States. These loans include conforming conventional loans, jumbo loans, loans guaranteed by the Veterans Administration, loans insured by the Federal Housing Administration and loans backed by Rural Housing Department/ USDA. NRL has appeared on the Inc. 5000 list of fastest-growing private companies, the Houston Chronicle's Top Workplaces, and the Houston Business Journal's Fast 100. For more information: https://nrlmortgage.com/

Twitter: @RealFormFree @NRLMortgage #AccountChek #digitalmortgage #mortgagelending

Instagram: @NRLMortgage

FormFree today announced that loan originators and support staff at NRL Mortgage are now offering AccountChek automated asset verification to loan applicants nationwide. AccountChek gives borrowers a convenient and secure way to verify their assets without having to print, scan or fax bank statements.

Related link: https://www.formfree.com/

FormFree Partners with FundingShield to Deliver Enhanced Wire Fraud Protection to FormFree’s Network of More than 1,000 Mortgage Lenders

ATLANTA, Ga. /ScoopCloud/ -- FormFree(R) today announced that it has entered into a strategic alliance with FundingShield, a fintech firm that safeguards homebuyers, mortgage lenders and title insurance underwriters from wire fraud.

FundingShield's loan-level verification services assure closing funds transferred at the end of a mortgage loan transaction go to verified bank accounts belonging to authorized recipients. FormFree will integrate FundingShield's Wire Account Verification Service (WAVS) into its Passport(R) all-in-one verification solution as a value-added service available to more than 1,000 mortgage lenders and their customers, including those who use Passport through one of FormFree's more than 100 integrations and reseller partnerships.

"FundingShield creates a more secure closing experience for all parties involved in a loan, from the borrower to the investor and all the service providers in-between," said Ike Suri, Chairman & CEO of FundingShield. "By partnering with FormFree, we'll be able to put that protection directly in the hands of mortgage lenders, loan officers and applicants, reducing their risk of lost funds and delayed closings due to fraud."

"Passport by FormFree is the secure, digital version of a consumer's financial ID that contains everything creditors need to know about a loan applicant," said FormFree Founder and CEO Brent Chandler. "Our alliance with FundingShield, which gives Passport users access to industry-leading wire fraud protection, is a perfect fit for FormFree's focus on making lending more secure and transparent."

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About FundingShield

FundingShield is a leading provider of risk management, fraud prevention and regulatory compliance technology solutions protecting the mortgage, real estate, title and legal industries. FundingShield's award winning FinTech solutions deliver the highest level of control and risk mitigation against wire fraud, settlement risk, third-party vendors and cyber fraud while improving the bottom line. The firm's proprietary database of title and settlement parties is the largest in the industry with live, verified and vetted data. FundingShield's services deliver actionable intelligence at the transaction level with coverage up to $5 million per transaction leveraging the firm's cognitive AI and machine learning tools. These user-centric solutions are plug'n play, scalable, pay as you go, secure, cloud-based and integrate easily through its APIs. FundingShield is a HousingWire Tech100(TM) company for the year 2019.

For more information on FundingShield or to speak with the sales or product team, email sales@fundingshield.com, call 800-295-0135 ext. 2 or visit https://www.fundingshield.com/.

Twitter: @RealFormFree #FundingShield #AccountChek #Mortgagebot #digitalmortgage #mortgagelending #WireFraud #RiskManagement #FinTech #MortgageTech #RegTech

FormFree(R) today announced that it has entered into a strategic alliance with FundingShield, a fintech firm that safeguards homebuyers, mortgage lenders and title insurance underwriters from wire fraud.

Related link: https://www.formfree.com/

FormFree Files Patent Application for Employer Data Extraction and Verification Tech

ATLANTA, Ga. /ScoopCloud/ -- FormFree today announced the filing of a patent application titled 'Method and System for Employer Verification,' which describes the company's proprietary method and system for verifying the employment and income history of loan applicants.

The methods and systems described in FormFree's confidential patent application include the following computer-implemented steps, among others:

* Electronically extracting one or more potential employer terms from a borrower's direct-deposit transactions
* Using natural-language processing and other artificial intelligence to identify potential employer names and comparing them against a database of known employer names to identify the borrower's employer(s)

Established in 2008, FormFree is a leading provider of electronic asset, income and employment verification. Its products help lenders of all sizes better assess the ability of borrowers to repay loans while removing the need for borrowers to supply paper documents to receive a mortgage or other type of loan.

Earlier this year, FormFree joined the Financial Data Exchange (FDX), a nonprofit group of the nation's most influential financial institutions and fintech companies that promotes information sharing and security standards for the financial sector.

"FormFree's approach to employment extraction and verification offers a distinct advantage over existing methods in the marketplace," said FormFree Chief Technology Officer Brian Francis. "We're proud to offer lenders a revolutionary way to assess borrower employment and income history with greater speed and accuracy."

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree #patentfilings #technology

FormFree today announced the filing of a patent application titled 'Method and System for Employer Verification,' which describes the company's proprietary method and system for verifying the employment and income history of loan applicants.

Related link: https://www.formfree.com/

FormFree and Board Member Faith Schwartz Named Finalists for Mortgage Professional America Power Originator Summit Awards

ATHENS, Ga. /ScoopCloud/ -- Both FormFree(R) and Faith Schwartz, a member of FormFree's board of directors, were named finalists for Mortgage Professional America's Power Originator Summit Awards. As nominees for the Best Rate Referrals Award for Best Technology and the RCN Capital Award for Woman of Distinction, FormFree and Schwartz were recognized at the inaugural Power Originator Summit at the Anaheim Convention Centre on April 4.

The Best New Technology award honors organizations with "the most outstanding and innovative digital platform for mortgage professionals." FormFree was selected as a finalist in this category for its development of Passport(R), a first-of-its-kind platform that allows originators to obtain 3-in-1 verification of borrower assets, employment and income in a single report.

Additionally, FormFree board member Faith Schwartz was recognized as a Woman of Distinction finalist. The award recognizes female trailblazers in the mortgage industry "whose astounding personal and professional achievements have earned them a place among the industry's best." Regarded as a leader in housing finance, Schwartz was selected for playing a firsthand role in shaping public policy and housing finance best practices over the course of her 30-year career. In addition to serving on FormFree's board, Schwartz is founder and president of advisory firm Housing Finance Strategies.

"After a decade of leadership in the mortgage technology space, FormFree continues to pioneer the frontiers of digital mortgage innovation," said FormFree Founder and CEO Brent Chandler. "Since joining our board in 2017, Faith has played a prominent role in growing our success. She is well-deserving of this recognition, and we are thrilled to have been nominated alongside one another."

About Mortgage Professional America:

Mortgage Professional America (MPA) is the mortgage and finance industry's most trusted source of news, opinion and analysis. MPA keeps mortgage and finance professionals up-to-date with breaking news, cutting-edge opinion and expert analysis of the trends affecting individual mortgage businesses and the industry as a whole.

About FormFree:

FormFree(R) is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

Twitter: @RealFormFree @MPAMagazineUS @HousingFinance2 #digitalmortgage

Both FormFree(R) and Faith Schwartz, a member of FormFree's board of directors, were named finalists for Mortgage Professional America's Power Originator Summit Awards. As nominees for the Best Rate Referrals Award for Best Technology and the RCN Capital Award for Woman of Distinction, FormFree and Schwartz were recognized at the inaugural Power Originator Summit at the Anaheim Convention Centre on April 4.

Related link: https://www.formfree.com/

FormFree Named to HousingWire’s 2019 TECH100 List of Top Digital Mortgage Technology Companies

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that it has been named to HousingWire's list of the top 100 innovators in housing technology. Now in its sixth year, the HW TECH100(TM) awards program honors leading technology companies in all sectors of the U.S. housing economy, including residential mortgage lending, servicing and investments.

FormFree was recognized for its leadership in developing asset, income and employment verification technology that significantly streamlines the mortgage underwriting process for both borrowers and lenders, resulting in quicker decisions and higher borrower satisfaction. FormFree's flagship technology, AccountChek(R), was selected by Fannie Mae as the first designated vendor for asset validation as part of the Day 1 Certainty(TM) initiative. Currently, FormFree is engaged in Fannie Mae's Single Source Validation pilot to obtain asset, income and employment verification in a single Passport(R) report.

"As the fintech pioneer that first brought electronic asset verification to mortgage, FormFree is proud to have changed the way lenders do business," said FormFree Founder and CEO Brent Chandler. "Since our founding more than a decade ago, we've never taken our foot off the pedal of disruption, and it's an honor to be recognized for our continuing commitment to innovating the digital mortgage underwriting process."

"These HW TECH100 companies hold the most innovative and impactful technology in mortgage finance and continue to move markets forward with their new innovations," HousingWire Associate Editor Kelsey Ramírez said. "The future is bright for the mortgage industry, and it's because these companies continue to push the edge of what is possible."

Winners of the 2019 HW TECH100 award are profiled in the April issue of HousingWire Magazine. To view the complete list of honorees, visit https://www.housingwire.com/articles/48513-here-are-the-housingwire-2019-tech100-winners.

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

Twitter: @RealFormFree @HousingWire #2019HWTECH100

FormFree(R) today announced that it has been named to HousingWire's list of the top 100 innovators in housing technology. Now in its sixth year, the HW TECH100(TM) awards program honors leading technology companies in all sectors of the U.S. housing economy, including residential mortgage lending, servicing and investments.

Related link: https://www.formfree.com/

FormFree Joins Financial Data Exchange (FDX)

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) announced today that it has joined the Financial Data Exchange (FDX), a non-profit group that promotes information sharing and security standards for the financial sector. A leading provider of digital asset, income and employment verification, FormFree brings over a decade of experience in protecting the safety and integrity of sensitive consumer data.

FDX is the leader of an industry-wide commitment to enhance consumer controls of financial data. Its members span the financial services ecosystem and include financial institutions, data aggregators, fintechs and banking core processors. Other recent new members include American Express, Blend, FirstBank, Fiserv, Goldman Sachs, Navy Federal Credit Union, Quovo and Trust Stamp. Together, the members of FDX are implementing technical standards that make it easier and safer for consumers to use their financial data with third parties.

FormFree works with banks, mortgage lenders and other financial services providers to streamline the loan origination process and provide better intelligence on borrowers' ability to repay loans. Its award-winning technologies

"Ensuring the security and accuracy of consumer data has always been FormFree's top priority," said FormFree Founder and CEO Brent Chandler. "Partnering with FDX is a valuable opportunity to connect with like-minded leaders in the financial sector to develop and grow industry acceptance of unified standards for data security and access."

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

About the Financial Data Exchange:
Financial Data Exchange (FDX) is a non-profit financial industry organization dedicated to promoting and enhancing a common interoperable standard for securely sharing consumer financial data. Open to financial institutions, fintech companies and other industry participants, FDX puts consumers in control of their personal financial data and facilitates the development, growth and industry-wide adoption of the FDX API's operating framework. FDX is a subsidiary of FS-ISAC. For more information and to join, visit https://www.financialdataexchange.org/.

Twitter: @RealFormFree @FDXOrg #digitalmortgage

FormFree(R) announced today that it has joined the Financial Data Exchange (FDX), a non-profit group that promotes information sharing and security standards for the financial sector. A leading provider of digital asset, income and employment verification, FormFree brings over a decade of experience in protecting the safety and integrity of sensitive consumer data.

Related link: https://www.formfree.com/

FormFree to Help Kick Off Ellie Mae Experience 2019 as Welcome Reception Sponsor and Exhibitor

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) announced it will help kick off Ellie Mae's (NYSE: ELLI) annual user conference, Ellie Mae Experience 2019, as a sponsor of the event's welcome reception and "wine tasting tour" on Monday, March 11. Ellie Mae Experience 2019 takes place March 10-13 at the Moscone Center in San Francisco.

During the welcome reception, FormFree will offer complimentary pours of merlot at booth #102 on Level 1 of the Moscone Center's West Hall. Representatives of the company will also be available during exhibition hours on March 12-13 to engage attendees in product demos of the firm's industry-leading AccountChek and Passport solutions, which are used by lenders nationwide to verify borrower assets, employment and income in minutes.

This year's conference theme, "Driving Innovation Home," encourages attendees to learn about the latest technologies defining the mortgage industry while offering training, solutions and networking to improve compliance, loan quality and efficiency.

"Many of the nation's leading lenders benefit from FormFree's automated verification solutions through our direct integration with Ellie Mae's Encompass Digital Lending Platform," said FormFree Founder and CEO Brent Chandler. "Experience 2019 is always a terrific opportunity to touch base with our mutual customers and understand how we can continue to add value to their operations."

Ellie Mae Experience 2019 will bring together 3,500 mortgage industry professionals for three days of specialized tracks, breakout sessions, training, networking and keynotes. To learn more about Ellie Mae Experience 2019, visit https://experience.elliemae.com/.

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn.

Twitter: @RealFormFree @EllieMaeInc #EXP19

Ticker: NYSE: ELLI / NYSE:ELLI

FormFree(R) announced it will help kick off Ellie Mae's (NYSE:ELLI) annual user conference, Ellie Mae Experience 2019, as a sponsor of the event's welcome reception and "wine tasting tour" on Monday, March 11. Ellie Mae Experience 2019 takes place March 10-13 at the Moscone Center in San Francisco.

Related link: https://www.formfree.com/

FormFree Honored as Top Mortgage Workplace by Mortgage Professional America Magazine

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) has been named to Mortgage Professional America's (MPA) list of Top Mortgage Workplaces. MPA's inaugural awards program recognized 32 of the best employers in the mortgage industry, which included a mix of lenders, brokers, appraisal management companies and technology vendors.

Nominated companies were evaluated based on employee responses to an anonymous survey that measured their satisfaction with benefits, incentives, development opportunities and workplace culture. Elements of FormFree's workplace culture that contributed to the company's selection include flexible work arrangements, generous paid time off and an atmosphere that encourages entrepreneurial thinking at all levels of the organization.

"FormFree has built an intimate work culture that empowers employees to flourish in both their professional and personal lives," said FormFree Founder and CEO Brent Chandler. "We maintain transparency around our goals, share important information horizontally and support each other as a team to conquer business and development issues. I am personally committed to seeing everyone on the team thrive."

The full "Top Mortgage Workplaces" report can be viewed in the February issue of MPA magazine at https://www.mpamag.com/contents/e-magazine.aspx?id=158775.

About Mortgage Professional America:

Mortgage Professional America (MPA) is the mortgage and finance industry's most trusted source of news, opinion and analysis. MPA keeps mortgage and finance professionals up to date with breaking news, cutting-edge opinion and expert analysis of the trends affecting individual mortgage businesses and the industry as a whole.

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

Twitter: @RealFormFree @MPAMagazineUS #TopWorkplaces

FormFree(R) has been named to Mortgage Professional America's (MPA) list of Top Mortgage Workplaces. MPA's inaugural awards program recognized 32 of the best employers in the mortgage industry, which included a mix of lenders, brokers, appraisal management companies and technology vendors.

Related link: https://www.formfree.com/

FormFree President Faith Schwartz to Kick Off NEXT Mortgage Conference with Address on Succeeding in a Transitional Mortgage Market

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that Acting President Faith Schwartz will kick off the upcoming NEXT mortgage technology summit for women, which will take place February 7-8, 2019, at Hotel ZaZa in Dallas, Texas. Schwartz's address, "Winning in a Transitional Market," will take place on Thursday, February 7, from 8:20-8:50 a.m. CT on the event's main stage.

Schwartz will draw on insights from more than 30 years in housing to examine how mortgage bankers can embrace digital transformation, develop an understanding of housing finance policy and share knowledge with one another to better position themselves for success in a market characterized by stiff competition and compressed margins.

"I'm honored to have this opportunity to address leaders, peers and colleagues who are all motivated to influence the next phase of our dramatically evolving housing finance industry," said Schwartz. "I hope to give the audience at NEXT actionable steps and strategic direction to keep them ahead of what's to come."

Conference attendees can see a demo of FormFree's market-leading AccountChek(R) asset verification service at the FormFree meeting suite, conveniently located adjacent to the NEXT's networking hub, during any of the conference's scheduled networking breaks.

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

Twitter: @NEXTMtgEvents @faithschwartz1 @realformfree #NEXTFeb19 #digitalmortgage #AccountChek

FormFree(R) today announced that Acting President Faith Schwartz will kick off the upcoming NEXT mortgage technology summit for women, which will take place February 7-8, 2019, at Hotel ZaZa in Dallas, Texas. Schwartz's address, "Winning in a Transitional Market," will take place on Thursday, February 7, from 8:20-8:50 a.m. CT on the event's main stage.

Related link: https://www.formfree.com/

FormFree Builds on Its Success in 2018 with Addition of New Products and Industry Partnerships, Including Freddie Mac

ATHENS, Ga. /ScoopCloud/ -- After a banner 2018 that included new partnerships, a product launch and several industry accolades, automated verification provider FormFree(R) anticipates continued growth and innovation in 2019 thanks in part to an expanded focus on serving the needs of independent mortgage brokers.

"The wholesale channel is making a comeback, and FormFree will be there to support independent mortgage brokers with our three-in-one Passport Report that analyzes income, asset and employment data to make borrower qualification easier, more efficient and more accurate," said FormFree Founder and CEO Brent Chandler.

FormFree announced in September the launch of its new platform, NextGen, which increases the accuracy and simplicity with which lenders determine their borrowers' ability to pay loans. With features such as a fully customizable API-enabled environment, advanced income and employment analytics and PDF bank statements, FormFree delivered a tailored experience for the entire wholesale channel.

Early last year, FormFree announced that Asset Reports generated by its AccountChek(R) automated asset verification service meet all underwriting guidelines established by the U.S. Department of Veterans Affairs (VA). This landmark achievement ushered in a faster, easier way for VA borrowers to obtain a mortgage and continues to allow VA lenders and their investors to enjoy the benefits of automated asset verification with confidence.

Last year also brought the announcement that FormFree has been named a designated third-party service provider for automated income and asset verification as part of Freddie Mac's Loan Advisor platform. FormFree's partnership with Freddie Mac exponentially increased the number of borrowers able to reap the benefits of a faster, easier mortgage experience while also providing Freddie Mac-approved seller/servicers with highly valuable rep and warrant relief.

Additional partnerships announced during 2018 include BeSmartee, Black Knight Loan Sphere Exchange Digital, LendingQB and LoanBeam.

Founder and CEO Brent Chandler was named to Mortgage Professional America's Hot 100 list. Louann Bernstone, head of risk and compliance, received HousingWire's 2018 HW Insiders Award(TM). Acting President Faith Schwartz was named to National Mortgage Professional's inaugural list of Mortgage Banking's Most Powerful Women and received HousingWire's 2018 HW Vanguard Award(TM).

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

After a banner 2018 that included new partnerships, a product launch and several industry accolades, automated verification provider FormFree(R) anticipates continued growth and innovation in 2019 thanks in part to an expanded focus on serving the needs of independent mortgage brokers.

Related link: https://www.formfree.com/

FormFree President and Housing Finance Icon Faith Schwartz Receives 2018 HousingWire Vanguard Award

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) announced today that Faith Schwartz, a member of FormFree's board of directors and the company's acting president, has been honored with HousingWire's 2018 HW Vanguard Award(TM) in recognition of her career contributions to the housing finance industry.

Schwartz is celebrated for her prominent role in rebuilding communities after the housing crisis as the inaugural executive director of the HOPE NOW Alliance and for her career dedication to advancing housing policy and mortgage technology to best serve consumers. In addition to guiding FormFree's expansion as acting president, Schwartz is principal of Housing Finance System Strategies, an advisory firm she founded in 2016.

"Faith's passionate advocacy for progress on behalf of consumers has moved mountains in housing policy and mortgage technology," said FormFree CEO and Founder Brent Chandler. "She has been an invaluable partner to FormFree as we scale for the next stage in our development."

"FormFree's vision for revolutionizing the way borrower integrity is assessed and accessed has been nothing short of prescient," said Schwartz. "I am honored to be recognized for my role with this fast-moving fintech and excited for what the future holds as FormFree continues to catalyze breakthroughs in mortgage and consumer financial technology."

"As the Vanguard Awards program continues to grow... the entry point gets tighter," said HousingWire Editor-in-Chief Jacob Gaffney. "These winners are truly the best in the mortgage finance industry."

This year, 52 Vanguard Award honorees were chosen by HousingWire's editors for their vital contributions to the housing industry. Honorees are profiled at https://www.housingwire.com/articles/47526-meet-the-2018-hw-vanguard-award-winners and in the December/January issue of HousingWire.

About HousingWire:
HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 40,000 newsletter subscribers daily and over 4 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit https://www.housingwire.com/ or https://www.solutions.housingwire.com/ to learn more.

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

Twitter: #FormFree @HousingWire @faithschwartz1 #2018HWVanguards

FormFree(R) announced today that Faith Schwartz, a member of FormFree's board of directors and the company's acting president, has been honored with HousingWire's 2018 HW Vanguard Award(TM) in recognition of her career contributions to the housing finance industry.

Related link: https://www.formfree.com/

FormFree’s Faith Schwartz Named Among Mortgage Banking’s Most Powerful Women

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that National Mortgage Professional (NMP) magazine has named Acting President Faith Schwartz to the publication's inaugural list of Mortgage Banking's Most Powerful Women.

Unilaterally regarded as a leader in mortgage banking, Schwartz was recognized for playing a firsthand role in shaping housing finance public policy and best practices over her 25-plus-year career in the industry. Currently, Schwartz is principal and founder at Housing Finance System Strategies, a housing finance strategic advisory firm, and acting president of FormFree.

In 2007, Schwartz was recruited to lead HOPE NOW, an alliance formed by the U.S. Secretary of the Treasury in response to the housing market crisis. As HOPE NOW's executive director, Schwartz assembled a coalition of government agencies, lending institutions, nonprofits and housing trades. Schwartz has also held executive-level roles at CoreLogic and Freddie Mac and served as a strategic advisor at Accenture. She has made multiple appearances on C-SPAN and News Hour and testified numerous times to Congress and the Federal Reserve.

"Faith has devoted her career to ensuring that advances to mortgage banking technology and policies optimally serve consumers," said Brent Chandler, founder and CEO of FormFree. "Her expertise and leadership in the industry is unparalleled, and I wholeheartedly congratulate her on this well-deserved recognition."

"My career goal has been to help our housing finance market evolve into a more tech-savvy and consumer-focused business that meets the needs of the homeowners of the future," said Schwartz. "It's an honor to be recognized for a pursuit that has brought me great professional and personal satisfaction."

Mortgage Banking's Most Powerful Women honorees were selected by NMP editors and recognized in the magazine's October issue for being "women who continue to blaze new trails and lead the way for a brighter future in today's mortgage profession." The full list of honorees can be viewed at https://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201810/#/0.

About National Mortgage Professional:

National Mortgage Professional Magazine has become "The Source for Top Originators" - that connects the mortgage professional community under various media formats. Our exceptional team of industry-seasoned monthly contributors combined with our knowledgeable editorial staff, all with meaningful expertise in their respectful disciplines, provide the most up-to-date news, insight and advice for today's mortgage professional.

We are committed to ensuring that today's industry is equipped with the most comprehensive understanding of mortgage news available through our many resources, including, but not limited to, articles in the print edition of National Mortgage Professional Magazine and 38 state-specific e-editions, the NMP Daily and NMP Ticker email newsletters, the exclusive daily news stories and postings on our website (https://nationalmortgageprofessional.com), and our regular series of original Webinars, along with a number of additional resources in the works.

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) reports are used by hundreds of lenders nationwide to verify borrower assets, employment and income in minutes. With FormFree, lenders can delight customers with a paperless experience and reduce origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM).

To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: #FormFree @NatlMortgagePro #mortgagebanking

FormFree(R) today announced that National Mortgage Professional (NMP) magazine has named Acting President Faith Schwartz to the publication's inaugural list of Mortgage Banking's Most Powerful Women.

Related link: https://www.formfree.com/

FormFree and Freddie Mac Partner to Automate Income and Asset Assessment to Safely Speed Origination Process

ATHENS, Ga. /ScoopCloud/ -- Freddie Mac has named FormFree(R) a designated third-party service provider for automated income and asset assessment capabilities. The announcement came as the GSE unveiled new enhancements to Loan Advisor(SM) at the Mortgage Bankers Association's Annual Convention and Expo in Washington, D.C.

Loan Advisor is Freddie Mac's set of integrated software applications designed to take cost out of the origination process and help mortgage lenders acquire relief from certain representations and warranties. By fully automating the assessment of borrower income and assets with data from FormFree and other approved third-party sources, Freddie Mac can offer lenders rep and warranty relief when the data meets its underwriting and eligibility requirements.

Freddie Mac's automated asset and income assessment capabilities are currently available in limited release, and the GSE said it plans to make its asset offering broadly available before the end of the year. FormFree direct deposit income assessment capabilities are expected to debut in early 2019. Both capabilities will be accessed through Loan Product Advisor(R), Freddie Mac's automated underwriting system that is part of Loan Advisor.

"Speeding up the origination process by automating the assessment of borrower assets and income is just one way we are giving our clients the Freddie Edge(SM)," said Samuel E. Oliver III, Freddie Mac Vice President, Major Project Execution, Single-Family Business. "Through our partnership with FormFree, we're helping lenders provide their borrowers with an easier and faster mortgage experience."

"This is a long-anticipated announcement that should excite lenders who are looking to add efficiency and choice to their origination and secondary market workflows," said Brent Chandler, founder and CEO of FormFree. "As the industry's original provider of automated asset and income verification, we are a proud partner in Freddie Mac's efforts to reimagine the mortgage experience and deliver an origination process that is easier and more efficient for lenders and consumers alike."

"This partnership with FormFree and Freddie Mac is another step toward realizing the true digital mortgage," said Parvesh Sahi, senior vice president of business development, Ellie Mae. "By offering asset verification services through our Encompass Lending Platform, we're maximizing efficiency and adding value for our lenders while streamlining the application process for borrowers."

Ellie Mae's Encompass Consumer Connect(tm) is among the more than 100 mortgage technology platforms that currently integrate FormFree's flagship AccountChek asset verification service. FormFree's end-to-end integration with Encompass Consumer Connect gives lenders a fully streamlined mortgage application and automated validation of asset and income through Ellie Mae's partnership with Freddie Mac's Loan Product Advisor.

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

About Freddie Mac:
Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Freddie Mac has named FormFree a designated third-party service provider for automated income and asset assessment capabilities. The announcement came as the GSE unveiled new enhancements to Loan Advisor(SM) at the Mortgage Bankers Association's Annual Convention and Expo in Washington, D.C.

Related link: https://www.formfree.com/

FormFree and LoanBeam Partner to Automate Income Extraction and Calculation for Mortgage Lenders

ATHENS, Ga. /ScoopCloud/ -- Automated verification provider FormFree(R) has partnered with LoanBeam(R), the leader in automated income extraction and calculation, to make it easy for mortgage lenders to solve two of their toughest underwriting challenges: collecting digital borrower financial data directly from the source and calculating qualified income with accuracy, consistency and efficiency.

AccountChek(R) by FormFree is an automated asset verification service that enables borrowers to demonstrate their ability to repay loans by sharing financial data directly with lenders instead of mailing, faxing or emailing traditional asset account statements. AccountChek delivers asset data to lenders in a standardized report along with a ReIssueKey that enables secure and streamlined sharing with the secondary market.

LoanBeam will use AccountChek source data to provide the qualified income calculations lenders need to underwrite and sell mortgages to Fannie Mae, Freddie Mac and third-party investors. The partnership will enable lenders to collect digital asset, income and employment data from borrowers in a quick, 3-minute session for significant cost savings and reduction in turn times 9-20 days on average.

"FormFree makes lending simpler, safer and faster by streamlining the loan origination process and providing better intelligence on borrowers' ability to pay," said FormFree founder and CEO Brent Chandler. "We're delighted to work with LoanBeam on a comprehensive income analytics solution that ensures accuracy through the use of direct-source digital data."

"LoanBeam's partnership with FormFree is about leveraging each of our core assets to enable simple, secure and truly transformative delivery of digital financial data and qualified income calculations for our mutual customers," said Kirk Donaldson, LoanBeam's CEO. "Our integrated platform is a solution for every loan, not just loans with complex tax returns, and gives lenders the investor-accepted, highly accurate qualified income calculations they need to underwrite and portfolio or sell mortgage loans with confidence."

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) reports are used by hundreds of lenders nationwide to verify borrower assets, employment and income in minutes. With FormFree, lenders can delight customers with a paperless experience and reduce origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

About LoanBeam:

Navesink Mortgage Services LLC (NMS) and its two subsidiaries, LoanBeam and Appraisal Fee Services (AFS), provide residential mortgage lenders and mortgage services consolidators with software solutions that automate tax return analysis and provide a secured and regulatory compliant payment solution.

LoanBeam, the standard in automatic income calculation and verification, leverages big data partners, advanced scanning technologies, and patented algorithms to reduce multiple streams of income into a single, easy-to-read electronic output. LoanBeam saves lenders time and money while improving accuracy. LoanBeam is based in Dallas, Texas. For more information, visit https://loanbeam.com.

Twitter: @FormFree @LoanBeam #MBAAnnual18

Automated verification provider FormFree(R) has partnered with LoanBeam(R), the leader in automated income extraction and calculation, to make it easy for mortgage lenders to solve two of their toughest underwriting challenges: collecting digital borrower financial data directly from the source and calculating qualified income with accuracy, consistency and efficiency.

Related link: https://www.formfree.com/

FormFree to Host James Deitch Book Signing at 2018 MBA Annual Convention

ATHENS, Ga. /ScoopCloud/ -- Automated verification provider FormFree(R) and co-sponsors LexisNexis Risk Solutions, LoanBeam, SingleSource and Teraverde will host a book signing and networking event featuring James Deitch, CPA, CMB, at the Mortgage Bankers Association's Annual Convention & Expo being held October 14-17 in downtown Washington, D.C. Free to registered convention attendees, the signing will take place Tuesday, October 16, from 4 to 6 p.m. in room 101 of the Walter E. Washington Convention Center.

FormFree's event will offer attendees a chance to hear Deitch speak and obtain a signed copy of his newest book, "Strategically Transforming the Mortgage Banking Industry," while networking with industry peers over cocktails and light hors d'oeuvres. All proceeds will benefit the MBA's Opens Doors Foundation, a nonprofit that grants mortgage and rental assistance to parents and guardians with critically ill or injured children.

Deitch, a 25-plus-year mortgage lending veteran, is co-founder and CEO of Lancaster, Pennsylvania-based consulting firm Teraverde Management Advisors. His first book, "Digitally Transforming the Mortgage Banking Industry," was a number-one best seller.

"We see MBA Annual as our opportunity each year to give back to the industry that has done so much for us," said FormFree Founder and CEO Brent Chandler. "This year, we are thrilled to team up with LexisNexis, LoanBeam, SingleSource and Teraverde to present Jim Deitch, a powerful author whose new book shines a light on the industry's need for transformation that is not just technologically advanced, but strategically sound - all while raising money for the MBA Opens Doors Foundation."

MBA convention attendees can RSVP for this event at https://events.blackbirdrsvp.com/formfree-mbaannual.

About FormFree(R)

FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM).

A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

Automated verification provider FormFree(R) and co-sponsors LexisNexis Risk Solutions, LoanBeam, SingleSource and Teraverde will host a book signing and networking event featuring James Deitch, CPA, CMB, at the Mortgage Bankers Association's Annual Convention and Expo being held October 14-17 in downtown Washington, D.C.

Related link: https://www.formfree.com/

FormFree unveils NextGen at Digital Mortgage conference in Las Vegas

LAS VEGAS, Nev. /ScoopCloud/ -- FormFree(R) today announced the release of NextGen, a new platform that builds on the company's award-winning AccountChek(R) service. Unveiled from the main stage of Digital Mortgage 2018 in Las Vegas, NextGen increases the precision and ease with which lenders determine their borrowers' ability to pay loans.

New features of NextGen include:
* A fully customizable API-enabled environment that enables a revolutionary asset retrieval experience for borrowers and loan teams

* Advanced income and employment analytics that combine borrower asset data with other data points to increase confidence in borrower ability-to-pay conclusions

* PDF bank statements to satisfy FHA and non-QM loan documentation requirements.

FormFree also announced the introduction of a custom workflow designed to serve mortgage brokers and wholesale lenders, a segment of the mortgage market that has historically been underserved by digital mortgage technology.

"FormFree has always been the leader in the first-mortgage retail space," said Brian Francis, chief technology officer for FormFree. "Now, with the capabilities of our NextGen platform, we're proud to deliver a tailored experience for the entire wholesale channel, from the mortgage broker to the wholesale lender all the way up to the secondary market."

FormFree integrates with over 100 mortgage technology platforms, including loan origination systems, point-of-sale platforms and collaboration portals. Fannie Mae chose FormFree as its first designated vendor for asset validation as part of Day 1 Certainty(tm), and FormFree is currently in pilot for Single Source Validation, an enhancement to Fannie Mae's DU validation service that will let lenders obtain asset, income and employment validation from one automated report.

For more information about NextGen, visit https://www.formfree.com/accountchek.

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) reports are used by hundreds of lenders nationwide to verify borrower assets, employment and income in minutes. With FormFree, lenders can delight customers with a paperless experience and reduce origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(tm). To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

@FormFree #digmortgage18 #accountchek #day1certainty

FormFree(R) today announced the release of NextGen, a new platform that builds on the company's award-winning AccountChek(R) service. Unveiled from the main stage of Digital Mortgage 2018 in Las Vegas, NextGen increases the precision and ease with which lenders determine their borrowers' ability to pay loans.

Related link: https://www.formfree.com/