Author Archives: The Mortgage Collaborative

Volume growth from existing staff ranks as lenders’ top priority for the second half of 2026, The Mortgage Collaborative’s survey finds

Lenders also focused on early-stage AI adoption and reducing cost-per-loan

SAN DIEGO, Calif., July 20, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, today released results from its June 2026 Pulse of the Network survey. The biannual survey gathered input from mortgage lenders, including independent mortgage banks, credit unions and depository institutions, on strategic priorities heading into the second half of 2026.

The Mortgage Collaborative - TMC
Image caption: The Mortgage Collaborative.

According to the survey results, lenders are focused on growth heading into the second half of 2026 and intend to rely mostly on existing staff to achieve that goal. Three-quarters of respondents said their primary growth strategy is to increase production from their current sales team, while 64% plan to recruit experienced loan officers. Overall, 83% said their companies are focused on growth, and 89% expect origination volume to climb in the second half of the year. Most are projecting moderate gains of 5% to 20%, though 17% anticipate a significant jump. Elevated interest rates, tight housing inventory and margin compression remain the biggest obstacles.

Technology ranked second on lenders’ priority lists, though most are still in the exploration phase with AI. While 83% said they are evaluating AI tools across their businesses, only 17% have deployed the technology in live production workflows. The most frequently cited barrier to AI adoption is trust, with a quarter of respondents saying their organizations aren’t yet confident in AI-generated outputs.

Operational efficiency rounded out lenders’ top three priorities, with an emphasis on making better use of existing investments and talent. Reducing loan production costs was the top operational priority for 86% of respondents, followed by vendor and technology consolidation at 64% and reduction in turn times at 56%. Personnel-wise, three-quarters of respondents say they are investing in technology to improve loan officer productivity, and 72% plan to improve compensation and incentive structures to keep top performers.

Borrower retention/recapture ranked as the top secondary market priority by 75% of respondents, in light of the growing opportunity in this area due to gradually declining interest rates. Nearly as many, 72%, are working to broaden their investor and agency relationships, while 69% are strengthening their post-close processes. From a product perspective, respondents identified conventional purchase loans and non-QM lending as the two largest opportunities for volume growth in the second half of the year.

Lenders’ caution around AI also extends to their compliance departments, where automated decisioning now consumes more resources than any other area of compliance, according to 75% of respondents. Nearly half expressed concerns about fair lending risk tied to AI decisioning, and 22% say they haven’t yet fully assessed it. State-level regulatory complexity remains a burden as well, with 53% calling it a meaningful drain on resources.

“The results show a membership that is more confident about volume in the second half of the year, but still disciplined about how they get there,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “Members are prioritizing production from their current teams and technology investment over expansion, and they are asking specific questions about AI governance and per-loan costs.”

TMC conducts the Pulse of the Network survey twice a year to identify what lender members are navigating and where they are seeking support. Results inform programming for TMC’s working groups, lender-only collaboration labs, TMC Insight benchmarking initiatives and conference programming. The survey results are provided at https://mailchi.mp/mtgcoop/pulse-of-the-network.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit mortgagecollaborative.com.

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NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/volume-growth-from-existing-staff-ranks-as-lenders-top-priority-for-the-second-half-of-2026-the-mortgage-collaboratives-survey-finds/

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The Mortgage Collaborative launches TMC Healthcare Cooperative to give lender members and preferred partners control over rising healthcare costs

SAN DIEGO, Calif., July 1, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, has launched the TMC Healthcare Cooperative, a self-funded medical program open to all TMC lender members and preferred partners. Developed in partnership with CCIG, a Colorado-based employee benefits firm, the program gives vendors, community banks, credit unions and independent mortgage bankers a way to fund their own health claims as a group, share risk through a captive structure and access institutional-grade stop-loss coverage, replacing the fully insured carrier model where rate increases arrive at renewal with no explanation and no recourse.

TMC - The Mortgage Collaborative
Image caption: TMC – The Mortgage Collaborative.

“Mortgage lenders have for too long been paying into a system that offers nothing in return when claims run well,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “For an IMB without the scale of a large institution, for example, that means absorbing rate increases year after year with no transparency into what’s driving costs and no path to a better outcome. The TMC Healthcare Cooperative changes that equation for our entire network, giving members and partners the purchasing power, the claims visibility and the risk-sharing structure that large employers take for granted, delivered through the trust and community TMC has already built.”

In a fully insured plan, premiums go to a national carrier regardless of healthcare usage. The TMC Healthcare Cooperative replaces this with a group captive model: participants pool risk and fund their claims, so money stays within the group. A captive layer spreads risk; a tough claims year for one participant doesn’t necessarily raise that participant’s renewal cost. Stop-loss coverage caps big claims, protecting members from high costs. Surpluses from better-than-expected claims are returned to participants rather than retained by an insurance carrier.

For depository institutions like community banks and credit unions, the program covers all employees, not just mortgage staff. It pairs this with plan partners for administration, pharmacy and stop-loss coverage, selected through evaluation. A committee of TMC lender members vetted these partners to ensure the program matches industry-specific costs, workforce traits and business cycles. Participants see their claims data, control plan design and share best practices with peers.

The TMC Healthcare Cooperative is for organizations with 51+ employees; smaller options are upcoming. Members should start 180 days before renewal with a short interest form, then a 30-minute intro. Interested parties share census and claims data for cost comparison. Participation is exclusive to the TMC community.

Lender members and preferred partners can complete the interest form at https://benefits.thinkccig.com/ or contact their TMC member benefits advocate. Organizations interested in joining TMC may contact referrals@mtgcoop.com.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit https://mortgagecollaborative.com/.

About CCIG

Founded in Greenwood Village, Colo., in 1985, CCIG has won repeated recognition as one of the nation’s leading independent insurance brokers, offering personal and commercial property and casualty insurance, as well as risk engineering services and health benefit plans for employers.

CCIG’s 80 personal and business insurance professionals take pride in designing custom-tailored solutions to protect our clients’ property, valuables and all of their exposures to risk. CCIG’s Private Client Services group concentrates exclusively on the specialized needs of individuals and families with substantial assets.

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NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-launches-tmc-healthcare-cooperative-to-give-lender-members-and-preferred-partners-control-over-rising-healthcare-costs/

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The Mortgage Collaborative partners with TheZebra.com to deliver a seamless home insurance shopping experience for borrowers

SAN DIEGO, Calif., May 21, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, announced a strategic partnership with TheZebra.com, the easiest way to compare and buy insurance, that will give TMC’s lender members a direct way to connect borrowers with home insurance options at the point of mortgage origination.

TMC - The Mortgage Collaborative
Image caption: TMC – The Mortgage Collaborative.

Under the agreement, lender members can refer borrowers to The Zebra’s platform to compare quotes from more than 110 carriers and purchase coverage before closing. Lenders receive compensation per qualified referral for actions borrowers are already completing as part of the homebuying process. The Zebra reports some borrowers have saved more than $150 a month on home insurance through its platform.

“Finding and securing the right homeowners insurance adds a layer of complexity in an already complex homebuying process,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “Partnering with The Zebra gives our lender members a meaningful way to support their borrowers through that moment with a trusted, transparent platform that makes it easier to compare options and move forward with confidence.”

“TMC has built a fantastic community of lenders and vendors solely focused on creating better outcomes for borrowers as they navigate one of the largest financial decisions of their lives,” said Fritz Merizon, strategic partnerships manager at The Zebra. “Partnering with them is a natural fit, and we’re excited to help lenders give borrowers peace of mind knowing their investment is well protected with the right coverage at the right price.”

Once a borrower is under contract, the process begins with a few questions about their needs and budget. They can then compare quotes across carriers or consult a licensed agent before selecting coverage. The Zebra delivers the declarations page directly and monitors for additional savings opportunities after purchase.

TMC lender members will have access to The Zebra’s platform beginning June 2. Lender members interested in the partnership can contact their member benefits advocate. Lenders interested in joining TMC may contact referrals@mtgcoop.com.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit mortgagecollaborative.com.

About The Zebra

TheZebra.com is the trusted partner for American insurance customers. People turn to The Zebra for easy-to-use services and tools and friendly, licensed advisors to get the insurance they need in a way that works for them. This ongoing relationship goes beyond a single transaction. For over 10 years, The Zebra has helped people across the country by providing guidance and solutions for their insurance needs. In today’s digital world, The Zebra’s customer-centered approach offers people the choices they want and simplicity they need.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-partners-with-thezebra-com-to-deliver-a-seamless-home-insurance-shopping-experience-for-borrowers/

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The Mortgage Collaborative launches Mortgage AI Council to advance responsible AI adoption for community and mid-sized lenders

SAN DIEGO, Calif., May 14, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, announced the formation of the Mortgage AI Council, a standing committee under TMC’s lender member board of directors. The council will give community banks, credit unions and independent mortgage bankers the governance frameworks, peer intelligence and collective voice needed to adopt artificial intelligence responsibly as the technology reshapes how lenders originate loans, assess risk and serve borrowers.

TMC - The Mortgage Collaborative
Image caption: TMC – The Mortgage Collaborative.

“The largest institutions have dedicated AI teams and resources that most community lenders simply cannot match,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “The Mortgage AI Council exists to change that equation. We are not here to observe the AI conversation in this industry. We are here to lead it.”

The council will be co-led by Amy Azorandia, chief compliance officer at Click n’ Close, and Erin Dee, chief operating officer at InterLinc Mortgage, who developed the council’s charter and governance structure in partnership with TMC leadership. The council’s work will focus on consolidating fragmented AI governance frameworks into a standard that lenders can implement, facilitating peer knowledge exchange, vetting AI vendors based on member-identified needs, and monitoring regulatory developments in fair lending, model explainability, and data privacy.

“Lenders are being asked to evaluate and implement AI solutions faster than any governance guardrails can keep up with,” said Dee. “This council gives members a structured way to do that work together, so no one is starting from scratch or making the same expensive mistakes alone.”

Inaugural programming will include virtual webinars, member roundtables and dedicated sessions at TMC conferences. The council will also publish an annual state of mortgage AI report, benchmarking adoption and governance maturity across the lender community. Participation is open to all TMC members in good standing at no additional cost.

“Asif Alam, CEO of ActiveComply, saw this need before most of us did, and TMC is exactly the place to bring it to life,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “That is what this network was built for, and the Mortgage AI Council is proof of it.”

Members interested in joining may contact TMC leadership for enrollment information.

For more information, visit mortgagecollaborative.com or contact TMC at TheMortgageCollaborative@mtgcoop.com.

ABOUT THE MORTGAGE COLLABORATIVE

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit mortgagecollaborative.com.

LOGO link for media: https://mortgagecollaborative.com/wp-content/uploads/2025/12/Color-Logo-The-Mortgage-Collaborative-scaled-1.png

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-launches-mortgage-ai-council-to-advance-responsible-ai-adoption-for-community-and-mid-sized-lenders/

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TMC to host act Tech Summit, an affordable, high-value event for evaluating mortgage technology

SAN DIEGO, Calif., April 21, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, will host its act Tech Summit on Aug. 12-13, bringing together mortgage industry leaders, technology providers and decision-makers for an affordable, high-value opportunity to evaluate technology partners and solutions in a single setting. The event will be held at The Highland Dallas, Curio Collection by Hilton in Dallas, Texas.

TMC to host act Tech Summit
Image caption: TMC to host act Tech Summit.

The two-day event will focus on advancements in artificial intelligence, loan origination systems and other emerging technologies shaping the future of lending. Designed for CTOs, operations leaders and CEOs responsible for technology strategy, the summit offers a streamlined environment to compare solutions and make informed decisions. Registration is now open, and lenders do not need to be TMC members to attend.

A limited number of sponsorship and presentation opportunities are still available. Presentation applications for emerging technology companies are open until June 1, with responses due by June 15.

“The mortgage industry advances when lenders, innovators and investors are working from the same information in the same room,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “The act Tech Summit was created to build that environment, where lenders can evaluate technologies in context, engage directly with solution providers and better understand how these tools perform in real-world workflows. It’s about creating clarity in a space that’s evolving quickly.”

The act Tech Summit will feature approximately 15 technology companies presenting across multiple segments, including live demonstrations, moderated discussions and audience Q&A. A live head-to-head component will showcase AI-driven underwriting platforms in real time, allowing lenders to evaluate performance, workflows and outcomes in a practical setting.

Additional programming will include dedicated time for loan origination system providers and presentations from solutions such as Candor Technology and Gateless. Participating companies will be selected by a group of TMC lender members, with the final lineup expected to be announced in June.

Xactus has been named the title sponsor of the act Tech Summit.

“Lenders today are under increasing pressure to move faster while maintaining accuracy and managing risk, which is where intelligent verification and AI-driven solutions play a critical role,” said Michael Crockett, COO of Xactus. “The act Tech Summit brings together the right mix of innovators and decision-makers to help the industry better understand how to apply these technologies in meaningful, practical ways.”

Organizations interested in sponsoring the event can contact Jodi Hall at jhall@mtgcoop.com for more information.

The act Tech Summit is an extension of TMC’s Tech Fund initiative, established to give lenders a more active role in shaping mortgage technology. This model allows lenders to engage earlier in the innovation process, offering feedback based on real workflows, regulatory requirements and borrower expectations. By linking that framework to a live event setting, the act Tech Summit provides a structured way to evaluate, refine and advance mortgage technology with direct input from the lenders who will use it ultimately.

For the event agenda and to register, visit the official event registration page.

ABOUT THE MORTGAGE COLLABORATIVE

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit mortgagecollaborative.com

ABOUT XACTUS

Xactus is a leading verification innovator advancing intelligent verification across financial services. Through its proprietary Intelligent Verification Platform, Xactus360, the company delivers advanced data and technology solutions that help organizations make better decisions faster while increasing efficiency and reducing operational waste. With a focus on automation, accuracy and innovation, Xactus continues to modernize verification and improve outcomes across complex decisioning environments.

For more information about this acquisition and Xactus360, visit xactus.com or contact sales@xactus.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/tmc-to-host-act-tech-summit-an-affordable-high-value-event-for-evaluating-mortgage-technology/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P134745 NOREL-3B

 

TMC to host act Tech Summit, an affordable, high-value event for evaluating mortgage technology

SAN DIEGO, Calif., April 21, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, will host its act Tech Summit on Aug. 12-13, bringing together mortgage industry leaders, technology providers and decision-makers for an affordable, high-value opportunity to evaluate technology partners and solutions in a single setting. The event will be held at The Highland Dallas, Curio Collection by Hilton in Dallas, Texas.

TMC to host act Tech Summit
Image caption: TMC to host act Tech Summit.

The two-day event will focus on advancements in artificial intelligence, loan origination systems and other emerging technologies shaping the future of lending. Designed for CTOs, operations leaders and CEOs responsible for technology strategy, the summit offers a streamlined environment to compare solutions and make informed decisions. Registration is now open, and lenders do not need to be TMC members to attend.

A limited number of sponsorship and presentation opportunities are still available. Presentation applications for emerging technology companies are open until June 1, with responses due by June 15.

“The mortgage industry advances when lenders, innovators and investors are working from the same information in the same room,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “The act Tech Summit was created to build that environment, where lenders can evaluate technologies in context, engage directly with solution providers and better understand how these tools perform in real-world workflows. It’s about creating clarity in a space that’s evolving quickly.”

The act Tech Summit will feature approximately 15 technology companies presenting across multiple segments, including live demonstrations, moderated discussions and audience Q&A. A live head-to-head component will showcase AI-driven underwriting platforms in real time, allowing lenders to evaluate performance, workflows and outcomes in a practical setting.

Additional programming will include dedicated time for loan origination system providers and presentations from solutions such as Candor Technology and Gateless. Participating companies will be selected by a group of TMC lender members, with the final lineup expected to be announced in June.

Xactus has been named the title sponsor of the act Tech Summit.

“Lenders today are under increasing pressure to move faster while maintaining accuracy and managing risk, which is where intelligent verification and AI-driven solutions play a critical role,” said Michael Crockett, COO of Xactus. “The act Tech Summit brings together the right mix of innovators and decision-makers to help the industry better understand how to apply these technologies in meaningful, practical ways.”

Organizations interested in sponsoring the event can contact Jodi Hall at jhall@mtgcoop.com for more information.

The act Tech Summit is an extension of TMC’s Tech Fund initiative, established to give lenders a more active role in shaping mortgage technology. This model allows lenders to engage earlier in the innovation process, offering feedback based on real workflows, regulatory requirements and borrower expectations. By linking that framework to a live event setting, the act Tech Summit provides a structured way to evaluate, refine and advance mortgage technology with direct input from the lenders who will use it ultimately.

For the event agenda and to register, visit the official event registration page.

ABOUT THE MORTGAGE COLLABORATIVE

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit mortgagecollaborative.com

ABOUT XACTUS

Xactus is a leading verification innovator advancing intelligent verification across financial services. Through its proprietary Intelligent Verification Platform, Xactus360, the company delivers advanced data and technology solutions that help organizations make better decisions faster while increasing efficiency and reducing operational waste. With a focus on automation, accuracy and innovation, Xactus continues to modernize verification and improve outcomes across complex decisioning environments.

For more information about this acquisition and Xactus360, visit xactus.com or contact sales@xactus.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/tmc-to-host-act-tech-summit-an-affordable-high-value-event-for-evaluating-mortgage-technology/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P134745 NOREL-3B

 

The Mortgage Collaborative expands national conference presence, invites lenders to connect during spring events

SAN DIEGO, Calif., April 9, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, will engage with members and industry partners across a series of key mortgage conferences and events nationwide throughout the second quarter.

TMC - The Mortgage Collaborative
Image caption: The Mortgage Collaborative.

TMC representatives will attend and connect with lenders at the following gatherings:

  • April 16: Advocacy Committee meetings in Washington, D.C. (held in conjunction with the Mortgage Bankers Association (MBA) National Advocacy Conference)
  • April 26: Texas Mortgage Bankers Association (TMBA) conference in Austin, Texas
  • April 27: HousingWire The Gathering in Austin, Texas
  • May 5: Great River MBA conference in Memphis, Tennessee
  • May 11: MeridianLink Live! in San Diego, California
  • May 14: TMC Executive Summit in The Hamptons, New York
  • May 17–19: MBA Secondary and Capital Markets Conference in New York
  • June 14: Ohio MBA conference in Columbus, Ohio

“Our goal is simple. We want to create more opportunities for lenders to engage with each other and with us throughout the year, not just at our two annual conferences,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “If you are a member, we encourage you to connect with us at these events. If you are not yet part of TMC, this is a great opportunity to meet our team and experience the value of a lender-driven network.”

In addition to its presence at these industry gatherings, TMC will co-host a series of invitation-only networking dinners and private events alongside key partners, including Brody Gapp LLP, Ocrolus and Polly. These smaller, relationship-driven settings reflect the organization’s lender-led model, providing a forum for mortgage professionals to exchange insights, address shared challenges and collaborate on strategies to improve operations, profitability and compliance.

TMC’s broader event participation is supported by a range of Preferred Partner members, including Byte Software, Land Gorilla, National Mortgage Insurance Corporation, Vice Capital Markets and Cathedral CPAs and Advisors, who contribute to key experiences surrounding the Executive Summit and other industry gatherings. Together, these partnerships reflect TMC’s collaborative approach, where solution providers engage directly with lenders to address real-time business needs.

The organization recently attended Dark Matter Technologies’ conference in Ponte Vedra, Florida, further demonstrating its commitment to maintaining an active and visible presence across the mortgage ecosystem.

Through both large-scale industry events and more targeted, peer-driven engagements, TMC continues to create opportunities for lenders to connect, share knowledge and strengthen their businesses in an increasingly dynamic market.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit mortgagecollaborative.com.

LOGO link for media: https://mortgagecollaborative.com/wp-content/uploads/2025/12/Color-Logo-The-Mortgage-Collaborative-scaled-1.png

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-expands-national-conference-presence-invites-lenders-to-connect-during-spring-events/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P134502 NOREL-3B

 

The Mortgage Collaborative to send advocacy committee to Washington for policy meetings

SAN DIEGO, Calif., March 27, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, will send its Advocacy Committee to Washington, D.C. on April 16 to meet with federal policymakers and housing agencies to discuss mortgage lending, regulatory reform and housing affordability.

TMC - The Mortgage Collaborative
Image caption: TMC – The Mortgage Collaborative.

The meetings are designed to advance member-driven priorities and bring the collective voice of banks, credit unions and independent mortgage banks to federal housing agencies. Committee members will engage directly with policymakers to provide feedback on key regulatory and policy issues, including implementation of recent federal housing initiatives, credit costs, regulatory modernization, artificial intelligence frameworks, agency approval processes and housing affordability.

“These meetings allow us to bring the real-world experiences of our members directly to policymakers,” said Amy Azorandia, SVP of mortgage compliance and systems at First Trust Bank and chair of TMC’s Advocacy Committee. “This trip is an opportunity for TMC to represent our members’ interests at the highest levels, advocate for reduced regulatory barriers and reinforce the essential role our lenders play in expanding access to sustainable homeownership.”

The visit includes an in-person National Advocacy Committee meeting and meetings with the Federal Housing Finance Agency, U.S. Department of Housing and Urban Development, Ginnie Mae and Fannie Mae. The trip is scheduled for the day following the Mortgage Bankers Association’s National Advocacy Conference, in which many TMC Advocacy Committee members and lender members are participating, with timing coordinated to maximize industry visibility and engagement while maintaining separate meetings.

“Consistent engagement with policymakers is critical as regulatory priorities continue to take shape,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “Our focus is on advancing practical, lender-agnostic solutions that reduce unnecessary complexity, support responsible lending and ensure independent mortgage banks and community lenders can continue expanding access to homeownership.”

TMC’s Advocacy Committee was formed in 2023, starting as a small breakout group at the organization’s March conference before conducting its first advocacy trip to Washington, D.C., later that year. The committee returned to Washington in 2024 but paused travel in 2025 due to the transition in federal administration and scheduling issues with key agencies. In 2025, under the leadership of TMC Lender Member Chair Sarah Gonzalez, the committee formalized its charter, defining its mission, meeting schedule and member expectations. The upcoming visit will be the committee’s third trip to Washington as it continues to foster relationships with policymakers and advocate for independent mortgage lenders. To learn more, visit TMC’s advocacy page at https://mortgagecollaborative.com/advocacy-committee/.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit mortgagecollaborative.com

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-to-send-advocacy-committee-to-washington-for-policy-meetings/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P134265 NOREL-3B

 

The Mortgage Collaborative launches enhanced benchmarking platform under new TMC Insight brand

SAN DIEGO, Calif., March 12, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, announced enhancements to its benchmarking platform and a rebrand from Benchmark to TMC Insight, delivering expanded dashboards and peer performance analysis for mortgage lenders.

TMC - The Mortgage Collaborative
Image caption: The Mortgage Collaborative.

TMC Insight provides participating lenders with benchmarking across operational, financial and production metrics through interactive dashboards and monthly executive summaries. The platform offers a 13-month rolling view of performance data, allowing lenders to compare current results with the previous 12 months and identify trends in their business.

The enhanced platform consolidates several reporting views into a unified dashboard where lenders can evaluate performance against peer averages across metrics, including technology costs, gain or loss on sale, loan officer compensation, warehouse operations and loan production trends.

Data can be submitted manually or integrated directly with loan origination systems to automate reporting and improve consistency.

“TMC Insight is designed to give our members a meaningful report card for their business each month,” said Jodi Hall, CEO of The Mortgage Collaborative. “When lenders can benchmark operational and financial performance against their peers, they gain insights that help them identify opportunities and make better strategic decisions.”

Future enhancements will focus on expanding available datasets and additional dashboards based on participant feedback. A planned phase of development in partnership with iEmergent will incorporate public record data to provide broader market context, enable additional benchmarking insights and support preferred partner engagement.

TMC Insight is available to participating lender members of The Mortgage Collaborative, with benchmarking insights delivered through monthly dashboards and executive summaries. Non-member lenders will have the option to subscribe to the benchmarking data in the future.

Lenders interested in participating in TMC Insight can learn more at mortgagecollaborative.com or email info@themortgagecollaborative.com.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit mortgagecollaborative.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-launches-enhanced-benchmarking-platform-under-new-tmc-insight-brand/

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The Mortgage Collaborative launches enhanced benchmarking platform under new TMC Insight brand

SAN DIEGO, Calif., March 12, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, announced enhancements to its benchmarking platform and a rebrand from Benchmark to TMC Insight, delivering expanded dashboards and peer performance analysis for mortgage lenders.

TMC - The Mortgage Collaborative
Image caption: The Mortgage Collaborative.

TMC Insight provides participating lenders with benchmarking across operational, financial and production metrics through interactive dashboards and monthly executive summaries. The platform offers a 13-month rolling view of performance data, allowing lenders to compare current results with the previous 12 months and identify trends in their business.

The enhanced platform consolidates several reporting views into a unified dashboard where lenders can evaluate performance against peer averages across metrics, including technology costs, gain or loss on sale, loan officer compensation, warehouse operations and loan production trends.

Data can be submitted manually or integrated directly with loan origination systems to automate reporting and improve consistency.

“TMC Insight is designed to give our members a meaningful report card for their business each month,” said Jodi Hall, CEO of The Mortgage Collaborative. “When lenders can benchmark operational and financial performance against their peers, they gain insights that help them identify opportunities and make better strategic decisions.”

Future enhancements will focus on expanding available datasets and additional dashboards based on participant feedback. A planned phase of development in partnership with iEmergent will incorporate public record data to provide broader market context, enable additional benchmarking insights and support preferred partner engagement.

TMC Insight is available to participating lender members of The Mortgage Collaborative, with benchmarking insights delivered through monthly dashboards and executive summaries. Non-member lenders will have the option to subscribe to the benchmarking data in the future.

Lenders interested in participating in TMC Insight can learn more at mortgagecollaborative.com or email info@themortgagecollaborative.com.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit mortgagecollaborative.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-launches-enhanced-benchmarking-platform-under-new-tmc-insight-brand/

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The Mortgage Collaborative and Mortgage Bankers Association announce partnership agreement

SAN DIEGO, Calif., Feb. 9, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders and the Mortgage Bankers Association (MBA), the national association representing the real estate finance industry, announced today that they have entered into a strategic partnership to expand advocacy, education and engagement opportunities for their members.

The Mortgage Collaborative and Mortgage Bankers Association announce partnership agreement
Image caption: The Mortgage Collaborative and Mortgage Bankers Association announce partnership agreement.

The partnership is designed to strengthen connections between independent lenders and national industry advocacy by creating new pathways for lender perspectives to be elevated and shared. MBA will engage with TMC members through advocacy-focused discussions, programming, panels and webinars that reflect real-world lender experiences and priorities.

“TMC and MBA share a commitment to advancing the mortgage industry through education, advocacy and collaboration,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “This partnership was formed after thoughtful consultation with our advisory council, lender advocacy committee leaders and lender members to ensure it aligns with the needs and values of our network.”

The collaboration is structured to preserve TMC’s lender-led model while expanding opportunities for member voices to be heard at the national level.

“The goal is to create stronger pathways for lender perspectives to be heard while giving members optional access to additional resources so they can engage at the level that fits them,” Hall said. “The partnership is designed to add value and amplify member voices.”

From MBA’s perspective, the partnership expands its connection to independent mortgage lenders and their on-the-ground experiences, helping to better inform broader industry conversations and initiatives.

“MBA is the leading voice for the real estate finance industry and we draw our strength and credibility from the active engagement of a diverse cross-section of members of all sizes and business models,” said Bob Broeksmit, CMB, president and CEO of MBA. “Increasing participation of TMC lender members in MBA advocacy and education activities will help build an even stronger industry.”

Through the partnership, MBA will offer exclusive benefits to the TMC lender network. Current TMC lender members interested in learning more are encouraged to contact their member benefits advocate. Lenders interested in exploring membership with The Mortgage Collaborative may contact referrals@mtgcoop.com for additional information.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit mortgagecollaborative.com

About Mortgage Bankers Association

The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry, an industry that employs more than 275,000 people in virtually every community in the country. Headquartered in Washington, D.C., the association works to ensure the continued strength of the nation’s residential and commercial real estate markets, to expand homeownership, and to extend access to affordable housing to all Americans. MBA promotes fair and ethical lending practices and fosters professional excellence among real estate finance employees through a wide range of educational programs and a variety of publications. Its membership of more than 2,000 companies includes all elements of real estate finance: independent mortgage banks, mortgage brokers, commercial banks, thrifts, REITs, Wall Street conduits, life insurance companies, credit unions, and others in the mortgage lending field. For additional information, visit MBA’s website: mba.org

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-and-mortgage-bankers-association-announce-partnership-agreement/

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Mortgage Collaborative releases Pulse of the Network survey results and analysis

SAN DIEGO, Calif., Jan. 30, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s leading independent cooperative network for mortgage lenders, today released results from the latest Pulse of the Network survey, along with an analysis examining how mortgage lenders are prioritizing technology, operational efficiency, and growth strategies amid continued market pressure. The recent survey reflects insights from 38 member organizations, including independent mortgage banks and depository institutions across the United States.

TMC - The Mortgage Collaborative
Image caption: The Mortgage Collaborative.

“The Pulse of the Network gives us a clear, unfiltered view of what’s shaping lender decision-making right now,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “Our members are balancing cost discipline with long-term competitiveness, and the data shows that technology, people, and partnerships are central to that equation.”

Findings from The Mortgage Collaborative’s November 2025 Pulse of the Network survey show technology implementation as lenders’ top priority for 2025–2026, driven by efforts to reduce origination costs, streamline operations, and improve the borrower experience.

KEY SURVEY HIGHLIGHTS INCLUDE:

  • Technology investment leads strategic priorities. Technology solutions ranked as lenders’ top priority, with many respondents focused on APIs, automation, and digital closing tools to reduce costs and improve efficiency across the loan lifecycle.
  • Automation and AI adoption continue to accelerate. More than half of respondents reported using APIs and automation for verifications and compliance, while lenders increasingly deploy AI-powered platforms to enhance borrower engagement and operational workflows.
  • Leadership development is a growing focus. More than three-quarters of respondents cited leadership development and employee engagement as key initiatives, reflecting increased emphasis on workforce optimization, succession planning, and performance measurement.
  • Revenue diversification remains a top growth strategy. Lenders are expanding into non-QM lending, down payment assistance programs, and home equity products to capture market share and strengthen purchase-focused business models.
  • Secondary market execution is under closer scrutiny. Nearly half of respondents are prioritizing post-close process improvements, investor diversification, and data-driven analytics to reduce execution risk and improve profitability.
  • Compliance remains complex, with fraud prevention a top concern. While compliance ranked lower in overall priority, more than half of respondents identified fraud prevention and cybersecurity as their most significant risk management challenges.

TMC uses Pulse of the Network findings to inform its strategic initiatives, conference programming, and partner solutions, ensuring members have access to relevant insights and collaborative resources aligned with current market conditions.

The full Pulse of the Network survey analysis is now available. Readers can access the published summary here.

ABOUT THE MORTGAGE COLLABORATIVE

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders nationwide through collaboration, education, and advocacy. TMC brings together independent mortgage banks and depository institutions to share insights, solve industry challenges, and strengthen long-term performance. For more information, visit www.mortgagecollaborative.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/mortgage-collaborative-releases-pulse-of-the-network-survey-results-and-analysis/

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The Mortgage Collaborative Appoints Rich Swerbinsky as Strategic Advisor to CEO & President; Names Heidi Belnay Senior Advisor for Business Development

SAN DIEGO, Calif., Jan. 5, 2026 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s only independent, wholly-owned mortgage lending cooperative, today announced the appointment of Rich Swerbinsky as Strategic Advisor to the CEO & President and Heidi Belnay as Senior Advisor for Business Development. These strategic additions to the leadership team position TMC for accelerated growth and continued industry impact in 2026 and beyond.

TMC - The Mortgage Collaborative
Image caption: TMC – The Mortgage Collaborative.

Formerly president of TMC, Swerbinsky brings unparalleled institutional knowledge and a proven track record of organizational growth. Under his leadership, TMC expanded from 4 members to more than 300, helping establish the organization as an influential force in the mortgage industry. In his new advisory role, Swerbinsky will work closely with CEO & President Jodi Hall to drive strategic initiatives aligned with TMC’s ambitious growth objectives for the coming year.

Joining Swerbinsky, Heidi Belnay will serve as senior advisor for business development, bringing her extensive industry experience to help expand TMC’s reach and impact. Together, Swerbinsky and Belnay will focus on three key growth areas: expanding TMC’s membership base, increasing individual subscriber acquisition, and growing benchmark subscription services throughout 2026.

“Mortgage lenders find value in The Mortgage Collaborative in large part thanks to its originating principles, as implemented by its original president Rich Swerbinsky,” said Jodi Hall, CEO & President of The Mortgage Collaborative. “The TMC team, the TMC Board of Directors, its lender/member board, and I are energized about how Rich and Heidi will contribute as we extend our momentum in 2026.”

These appointments reflect TMC’s unflagging commitment to its strategic vision, industry-strengthening alignments and long-term achievement. During the industry’s recovery, TMC has been methodically positioning for sustained growth, and these leadership additions represent a significant milestone in that journey.

“It is an exciting and auspicious time to formally reconnect with TMC, allowing me to work closely with Jodi during a pivotal moment for our industry,” said Rich Swerbinsky. “Bringing Heidi into the leadership team builds on the momentum created in 2025 and positions TMC for decisive growth in the year ahead.”

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions.

TMC will host its next in-person event February 22–24, 2026, at the Grand Hyatt Scottsdale Resort & Spa in Arizona.

For more information, visit www.mortgagecollaborative.com.

LOGO link for media: https://mortgagecollaborative.com/wp-content/uploads/2025/12/Color-Logo-The-Mortgage-Collaborative-scaled-1.png

***
UPDATED 8:08am PST to fix an inadvertent spelling error in original copy.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-appoints-rich-swerbinsky-as-strategic-advisor-to-ceo-president-names-heidi-belnay-senior-advisor-for-business-development/

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TMC to host inaugural ACT Technology Summit focused on mortgage technology and AI

SAN DIEGO, Calif., Dec. 22, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s leading independent cooperative network for mortgage lenders, today announced it will host the inaugural ACT Technology Summit, short for Accelerator and Collaborative Transformation, a two-day standalone mortgage technology competition and showcase Aug. 12-13 at The Highlands Hotel in Dallas.

TMC to host inaugural ACT Technology Summit focused on mortgage technology and AI
Image caption: TMC to host inaugural ACT Technology Summit focused on mortgage technology and AI.

The event is open to both TMC members and non-members and marks the cooperative’s first industry-wide technology summit, designed to bring mortgage lenders, emerging technology companies and capital partners together to explore innovation and artificial intelligence in mortgage lending.

The summit will feature approximately 15 technology companies competing across multiple presentation segments, followed by moderated panel interviews and audience Q&A. A live head-to-head challenge will also take place, with companies demonstrating their AI-driven underwriting platforms in real-time. An overall winner will be announced during the event. Participating companies will be announced closer to the summit.

“The mortgage industry faces a critical gap between innovative technology solutions and the lenders who need them,” Jodi Hall, CEO & President at TMC and Operations Manager of the TMC Tech Fund. “ACT creates a collaborative space where technology companies can demonstrate real value, lenders can discover solutions to pressing challenges, and investors can access pre-vetted opportunities and hear the voices of the consumer, all in a concentrated two-day format.”

In addition to main-stage programming, the ACT Technology Summit will include:

  • Pitch competition segments: Technology companies presenting solutions, followed by panel discussion and audience questions
  • Live RFP: On-stage AI underwriting demonstrations where companies respond to lender questions and build loan files in real time
  • Working groups: Lender-only sessions for TMC members, including technology, owner-operator and capital-focused discussions
  • Technology demo space, known as Demo Alley: Dedicated time and space for loan origination system providers to showcase their platforms

Registration details, presenting companies and the full agenda will be released at a later date. To be notified when registration opens and to receive event updates, email TheMortgageCollaborative@mtgcoop.com.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit www.mortgagecollaborative.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/tmc-to-host-inaugural-act-technology-summit-focused-on-mortgage-technology-and-ai/

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TMC launches new individual subscription membership option

SAN DIEGO, Calif., Dec. 16, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s leading independent cooperative network for mortgage lenders, today announced the launch of an individual subscription membership option that expands access to its network for mortgage professionals seeking connection, insight and peer engagement outside a traditional lender membership.

TMC - The Mortgage Collaborative
Image caption: The Mortgage Collaborative (TMC).

For the first time, TMC will offer individual subscriptions, enabling mortgage professionals to participate in most of the network’s benefits, even if their companies have not joined. The recently introduced option is designed for professionals who want to remain engaged with the industry, including those between roles or reentering the field, with a focus on network access, working groups and events, so individuals do not have to navigate industry challenges alone.

“We introduced the individual subscription to give mortgage professionals a way to stay connected no matter what stage of their career they’re in,” said Jodi Hall, CEO and president of The Mortgage Collaborative. “There is a real loneliness that comes with leadership and career transitions. TMC exists to ensure people have trusted peers to learn from, prepare alongside and lean on, because none of us should be doing this work in isolation.”

The individual subscription is a one-year offering that allows participants to invest in themselves while engaging with TMC’s collaborative community. Subscribers receive access to most TMC programming, including working groups, educational content and network engagement, as well as registration for one in-person conference per year. Individual subscribers do not participate in collaboration labs.

TMC developed the offering in response to feedback from professionals who have relied on the cooperative’s insights and relationships throughout their careers but are not currently affiliated with a member lender.

Donielle Geiser, a longtime TMC participant and former lender executive, joined as the program’s inaugural individual subscriber. She discussed her experience during the TMC Unbox it LIVE! Introducing TMC’s New Individual Subscription webinar on Monday, December 15th.

“The longing to know what’s going on in the industry doesn’t go away just because you’re no longer putting out fires every day,” Geiser said. “TMC has always been a connection point for understanding what’s happening and how others are handling the same challenges.”

Geiser said the value of TMC lies in the informal moments of connection that often shape meaningful decisions.

“The quiet conversations between sessions or at the bar are where you walk away with a valuable nugget of insight,” Geiser said. “Every minute is value-packed, and this individual subscription allows me to attend the Scottsdale conference in February 2026 after a year away.”

Professionals interested in learning more can contact TheMortgageCollaborative@mtgcoop.com.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit www.mortgagecollaborative.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/tmc-launches-new-individual-subscription-membership-option/

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The Mortgage Collaborative Charts 2026 Strategy Focused on Connection, Growth and Industry Resilience

SAN DIEGO, Calif., Nov. 13, 2025 (SEND2PRESS NEWSWIRE) — As lenders continue to navigate a shifting housing market marked by volatility, margin pressure and rapid technological change, The Mortgage Collaborative (TMC) is doubling down on what it believes is the industry’s greatest strength: connection.

TMC - The Mortgage Collaborative
Image caption: The Mortgage Collaborative.

The nation’s largest independent mortgage cooperative announced a series of 2026 initiatives aimed at expanding membership, strengthening partner relationships and providing data-driven insights that empower lenders to operate more efficiently and competitively.

“In a market where many lenders feel isolated by shrinking margins, rapid change and growing operational demands, The Mortgage Collaborative is showing that strength comes from community,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “Through shared data, open dialogue and a genuine commitment to helping one another succeed, our members are proving that collaboration is more than a core value. It is the foundation for growth, innovation and resilience in this industry.”

Building on momentum from its 2025 “Cheers in Boston” conference, where record engagement underscored the appetite for collaboration, TMC’s 2026 strategic plan is centered on three pillars: expanding the network, deepening engagement and modernizing data access.

Among the key initiatives:

  • Membership Expansion: TMC plans to grow its lender member network by 20%. The cooperative’s peer-driven model, anchored by confidential “Collaboration Labs,” continues to be a differentiator for lenders seeking practical, real-time solutions from their peers.
  • New Leadership Role: To support this expansion, TMC is hiring a Vice President of Business Development, focused on outreach and onboarding for both lenders and preferred partners.
  • Partner Relationship Focus: Toni Bramley will transition to Partner Relationship Manager, ensuring that TMC’s vendor partners receive dedicated support and engagement to maximize member value.
  • Evolving Data Benchmarking: The organization’s flagship data-sharing platform will relaunch as TMC Insights, incorporating expanded market and performance data to give members and non-members a clearer, comparative picture of their operations, a crucial advantage as profitability pressures persist.
  • Individual Memberships: For the first time, TMC will offer individual subscriptions, allowing mortgage professionals to participate in collaborative learning and events even if their companies have not yet joined the network.
  • IMPACT powered by TMC Future Fund: In August 2026, TMC will debut IMPACT, a standalone technology and innovation summit that will convene lenders, capital partners, and emerging tech firms for live demos, competitions, and collaborative exploration of tools shaping the industry’s future.

“These programs are not about selling a service but rather sustaining an industry,” Hall said. “When lenders share knowledge, compare performance, and learn together, everyone gets better. That’s what collaboration looks like in action.”

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit  https://www.mortgagecollaborative.com/.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-charts-2026-strategy-focused-on-connection-growth-and-industry-resilience/

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Cheers in Boston: TMC fall conference concludes with collaboration and confidence in the industry’s next chapter

SAN DIEGO, Calif., Oct. 8, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), wrapped up its 2025 fall conference, Cheers in Boston: Where Everyone Knows Your Name, held September 14–17 at the Boston Marriott Copley Place. The event drew hundreds of lenders, vendors, and industry leaders to connect, exchange ideas, and refocus on progress as the industry moves into its next phase of growth.

TMC employee team in Boston.
Image caption: TMC employee team in Boston.

From the moment attendees arrived, the tone was unmistakably forward-looking. “The energy and optimism at this conference were incredible,” said Jodi Hall, TMC’s CEO and president. “Our members understand that collaboration and innovation are key to moving forward. The conversations here show the collective strength and momentum of our network.”

The heartbeat of the event was TMC’s signature Collaboration Labs, which saw record participation this fall. More than half of attendees joined these confidential peer groups, where leaders shared experiences and tackled challenges together. Historically reserved for executives, this year’s format expanded to include professionals who report directly to senior leadership—an evolution that deepened discussions and broadened perspectives.

“The collaboration labs are always a conference highlight, and this year was even better,” said Mike Metz, operations manager at VIP Mortgage. “They offer a chance to connect with dedicated, caring professionals whose expertise spans the industry. The sessions spark honest conversations, deep dives, fascinating perspectives and valuable commentary. I always leave with new notes, ideas and connections that make it an invaluable experience.”

The conference agenda, shaped by TMC’s Pulse of the Network survey, reflected the real-world priorities of its members. Sessions explored operational efficiency, technology adoption, and construction lending—one of the most talked-about topics in Boston. Attendees with strong construction programs praised the depth of the sessions, while others appreciated the chance to learn from peers who are already excelling in that space. In response, TMC plans to expand its construction content in Scottsdale next spring, offering both introductory and advanced sessions.

Attendees also gathered for two powerful keynotes from Chris Herbert, managing director of the Harvard Joint Center for Housing Studies, and Alanna McCargo, founder of iAM Housing Advisors and former president of Ginnie Mae. Both addressed housing affordability, supply, and the policies shaping access to homeownership.

Innovation was a recurring theme throughout the week, especially during TMC’s Preferred Partner Showcases, where lenders explored emerging solutions designed to improve efficiency and borrower experience. “The showcases were my favorite sessions,” said Eric Burgoon, executive vice president and chief lending and experience officer at Lake Michigan Credit Union. “They offered a unique opportunity to hear from partners quickly and efficiently in one forum. We learned about new features from existing partners and discovered entirely new products from others. It was true collaboration in action.”

That spirit of innovation continued during Mortgage Tech Day, sponsored by Docutech, where startups competed for the title of Top Startup. Nestment took home the honor, along with a prize sponsored by HousingWire, for its co-buying education platform that is redefining how consumers approach shared homeownership.

The conference also recognized individuals who exemplify TMC’s values of service and collaboration. Jaime Frederes of New Hampshire Mutual Bancorp received the Team Award, Amanda Morrow of Atlantic Bay earned the Mindful Award, and Jodi Lopez of Mercantile Bank was honored with the Collaborative Award.

Beyond the sessions, attendees enjoyed a taste of Boston’s charm, from a group outing to the Red Sox–Yankees game at Fenway Park to a packed Cheers-themed reception that filled the iconic bar with TMC members on Monday night. This year also marked the debut of a virtual assistant powered by Capacity, which attendees could text for real-time restaurant suggestions and local tips—a small detail that underscored TMC’s commitment to enhancing the member experience.

As the event concluded, there was a clear sense that the industry has regained its footing and is preparing for what’s ahead. “Our members have weathered the toughest market cycle in years and are emerging stronger than ever,” said Hall. “They are investing in people, processes, and technology to meet the next wave of opportunity head-on.”

TMC will host its next in-person event February 22–24, 2026, at the Grand Hyatt Scottsdale Resort & Spa in Arizona.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit  www.mortgagecollaborative.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/cheers-in-boston-tmc-fall-conference-concludes-with-collaboration-and-confidence-in-the-industrys-next-chapter/

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The Mortgage Collaborative partners with FICO to deliver exclusive credit intelligence to lenders

SAN DIEGO, Calif., Sept. 11, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, has added FICO, global analytics software leader, as an educational partner. This partnership gives members additional insights into credit data, market trends and risk modeling. Unlike TMC’s traditional partners, FICO will not sell products or services, focusing instead on empowering TMC’s lender network with actionable intelligence on credit behavior and market dynamics.

The Mortgage Collaborative partners with FICO to deliver exclusive credit intelligence to lenders
Image caption: The Mortgage Collaborative partners with FICO to deliver exclusive credit intelligence to lenders.

“We’re thrilled to welcome FICO as Preferred Educational Partner. Their legacy of innovation and data-driven insight aligns perfectly with our mission to empower our members through knowledge, connection, and collaboration,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “Together, we’ll elevate the conversation around credit, analytics, and consumer empowerment, bringing fresh perspectives and actionable education to our network.”

FICO will share expertise through webinars, data briefings, and collaborative forums, covering emerging credit trends, advancements in risk assessment, and borrower behavior insights. These resources will help TMC members strengthen underwriting strategies, manage risk, and improve borrower outcomes.

“In today’s complex lending environment, the FICO Score is the most trusted standard for evaluating credit risk,” said Monica Von Egidy, AMP, senior manager of Mortgage and Capital Markets at FICO. “As the lending landscape continues to evolve, access to timely and relevant credit intelligence becomes more critical than ever. FICO’s partnership with TMC is about preparing lenders for what’s next while arming them with the insights and strategies they need to thrive in a future shaped by data and innovation.”

The partnership underscores TMC’s mission to connect lenders with leading industry knowledge and foster collaboration that drives innovation, operational excellence, and market resilience.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit  https://www.mortgagecollaborative.com/.

About FICO

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 80 countries do everything from protecting four billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit access and transparency.

Learn more at https://www.fico.com/en

Join the conversation at https://x.com/FICO_corp & https://www.fico.com/blogs/

For FICO news and media resources, visit https://www.fico.com/en/newsroom.

FICO is a registered trademark of Fair Isaac Corporation in the U.S. and other countries.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-partners-with-fico-to-deliver-exclusive-credit-intelligence-to-lenders/

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The Mortgage Collaborative hosting Mortgage Tech Day at Fall conference in Boston

SAN DIEGO, Calif., Aug. 28, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s leading independent cooperative network for mortgage lenders, announced today that its Mortgage Tech Day will take place September 14 at the historic Fairmont Copley Plaza in Boston as part of its Fall conference, CHEERS! Where Everyone Knows Your Name.

TMC Emerging Tech Fund
Image caption: TMC Emerging Tech Fund.

Sponsored by Docutech, Mortgage Tech Day will showcase six emerging technology companies working to transform the mortgage industry. Each company will present an eight-minute pitch and a seven-minute Q&A with judges and audience participation.

A panel of judges will evaluate the presentations, including:

  • Diego Sanchez, president of HousingWire Media
  • Jeremy Potter, founder of Next Belt Strategies
  • Michael Jones, principal of Jones Family Investments.

The competition winner will receive a $22,000 HousingWire media package to increase visibility and support growth for early-stage innovators.

“TMC’s Mortgage Tech Day is consistently the most innovative room in our industry; the place where lenders, entrepreneurs, and investors engage directly to shape the future of mortgage technology,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “This is where bold ideas meet real-world feedback, and where tomorrow’s industry leaders get their start.”

The impact of Mortgage Tech Day extends well beyond the stage. Ardley earned top honors at TMC’s spring conference in Dallas, receiving the $22,000 HousingWire media package. Nate Den Herder, founder and CEO of Ardley, reflected on how the award has helped accelerate the company’s momentum over the past six months: “Participating in Tech Day has paid dividends. The HousingWire feature gave us a demo video that’s now a go-to resource in our sales conversations,” said Den Herder.

Tech Day opens at 2:30 p.m. with a keynote address by Bradley Clerkin, head of AI at ThoughtFocus Build, titled ‘AI Q&A, Open Mic, One SME, No BS’. Technology presentations will follow from 3 to 5 p.m., leading into a roundtable feedback session and the announcement of the $22,000 HousingWire Media Award winner.

Presenters include:

Mortgage Tech Day is a signature component of TMC’s mission to bring lenders and innovators together in collaborative environments that accelerate industry progress.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit https://www.mortgagecollaborative.com/.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-hosting-mortgage-tech-day-at-fall-conference-in-boston/

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TMC July 2025 Pulse of the Network survey finds mortgage lenders leaning into automation, leadership development, and product innovation to stay competitive

SAN DIEGO, Calif., July 28, 2025 (SEND2PRESS NEWSWIRE) — Amid one of the mortgage industry’s most prolonged stretches of cost pressure and market uncertainty, the latest Pulse of the Network survey from The Mortgage Collaborative (TMC) reports that lenders are responding with creativity and nimble thinking, anchored by a clear commitment to long-term resilience.

TMC The Mortgage Collaborative
Image caption: The Mortgage Collaborative (TMC) logo.

Conducted biannually, the Pulse of the Network taps the collective insight of TMC’s diverse national membership of independent mortgage banks (IMBs) and depositories. The July 2025 edition offers a real-time look at how lenders address rising origination costs, evolving compliance risks, and the challenge of developing talent in a hypercompetitive environment.

“Our members aren’t merely reacting to the market, they’re actively rethinking how to deliver, lead, and grow,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “This survey shows the powerful role collaboration plays in helping lenders make confident, strategic decisions in uncertain times.”

Key Survey Highlights:

  • Automation is no longer optional. 100% of respondents reported plans to increase automation through 2026, specifically focusing on AI-powered customer platforms, API-driven verification tools, and digital closing solutions to reduce costs, improve borrower experience, and reduce the cost of producing a loan.
  • Leadership development is climbing the priority list. With teams operating leaner, lenders are investing in upskilling and succession planning to cultivate the next generation of industry leaders. This includes cross-functional training and a continued focus on driving their business based on operational KPIs.
  • Revenue diversification is a top strategy. Lenders are expanding their product offerings to include non-QM loans, Reverse mortgages, HELOCs, and DPA programs, to grow market share in a challenging rate environment and forge stronger builder relationships to capture purchase business.
  • Secondary market execution is under scrutiny. Lenders are improving loan sale processes and pricing flexibility while leveraging data analytics to forecast performance and reduce early payoff exposure.
  • Compliance remains complex and evolving. State-level oversight is taking center stage in compliance conversations, as lenders navigate a strategic balance between tech-enabled efficiencies and rigorous risk management.

“This Pulse confirms a central truth: in today’s mortgage industry, success belongs to those who share, adapt, and lead together,” Hall added.

Read the results here: July 2025 Pulse of the Network Survey Results

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit https://www.mortgagecollaborative.com/.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/tmc-july-2025-pulse-of-the-network-survey-finds-mortgage-lenders-leaning-into-automation-leadership-development-and-product-innovation-to-stay-competitive/

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25 Mortgage Executives Bridge Local Advocacy and National Innovation Through Dual Roles with TMC and State MBAs

SAN DIEGO, Calif., July 9, 2025 (SEND2PRESS NEWSWIRE) — Twenty-five executive leaders from The Mortgage Collaborative (TMC) have been identified as holding current leadership positions in their respective state Mortgage Bankers Associations (MBAs), showcasing a growing alignment between grassroots industry advocacy and national operational collaboration.

The Mortgage Collaborative - TMC
Image caption: The Mortgage Collaborative (TMC) logo.

The individuals serve in roles ranging from chapter presidents to key officers such as vice president and treasurer. According to TMC, this dual engagement enhances strategic visibility, empowers advocacy, and creates a powerful feedback loop between local policy leadership and national collaboration among independent mortgage banks, community lenders and credit unions.

“These professionals exemplify how collaboration fuels leadership,” said Jodi Hall, president and CEO of TMC. “When you combine regional advocacy with national innovation, you create leaders who understand the full picture—and act on it.”

Among those serving are:

  • Mindy Hill, Local Bank – Vice President, Alabama MBA
  • Eric Kilstrom, VIP Mortgage – VP of Networking, Arizona Mortgage Lenders Association
  • Michele Misere, BankSouth Mortgage – Secretary/Treasurer, Mortgage Bankers Association of Georgia
  • Lisa Tarumoto, Finance Factors – Treasurer, Hawaii Mortgage Bankers Association
  • Mike Dulla, United Home Loans – President, Illinois Mortgage Bankers
  • Rob Green, GVC – Vice President, Indiana Mortgage Bankers
  • Ray Coleman, Arvest Bank – President, Mortgage Bankers Association of Kansas City
  • Maurice Barkley, Landmark National Bank – Secretary/Treasurer, Mortgage Bankers Association of Kansas City
  • Jason Heflin, Lower – President, Mortgage Bankers Association of Kentucky
  • Katelyn Hodges, Assurance Financial – Vice President, Louisiana Mortgage Lenders Association
  • Sandy Whitehead, Assurance Financial – Past President, Louisiana Mortgage Lenders Association
  • Lori Michaud, CUSO Home Lending – President, Maine Association of Mortgage Professionals
  • Malcolm Hollensteinert, Sandy Spring Bank – Past President, Maryland Mortgage Bankers
  • Tim Pascarella, Ross Mortgage – Secretary/Treasurer, Michigan Mortgage Lenders Association
  • Kate McDougall, LMCU – Past Chair, Michigan Mortgage Lenders Association
  • Steve Rice, NAM – President, Minnesota Mortgage Association
  • Wayne Kreikmeier, West Gate Bank – Secretary, Nebraska Mortgage Bankers Association
  • Gabe Gillen, AnnieMac – President, Mortgage Bankers Association of New Jersey
  • Steve Grossman, Luminate Bank – Second VP, Mortgage Bankers Association of New Jersey
  • Zachary Wade, Waterstone Mortgage – Past President, New Mexico Mortgage Lenders Association
  • Mike Pulver, GRB – President, New York Mortgage Bankers Association
  • Sara Dodson, Arvest Bank – First Vice President, Oklahoma Mortgage Bankers Association
  • Amy Azorandia, Firstrust – Vice President, Mortgage Bankers Association of Pennsylvania
  • Erin Dee, InterLinc – President, Texas Mortgage Bankers
  • Al Araque, Johnson Financial Group – Past Chair, Wisconsin Mortgage Bankers Association

These leaders participate actively in both organizations’ working groups, conferences, and educational platforms. At TMC, they contribute to initiatives such as Collaboration Labs, benchmarking, and strategic innovation groups, helping guide operational excellence across the mortgage ecosystem. Within their MBAs, they advocate on issues like housing affordability, regulation, and professional development.

“TMC provides the playbook. State MBA leadership gives us the megaphone,” said Erin Dee of InterLinc. “Together, that’s how we move the needle.”

This announcement comes as lenders continue to navigate a complex market shaped by tight margins, interest rate pressure and digital transformation. By drawing on the combined strengths of peer collaboration and state-level advocacy, TMC members are not just adapting—they are leading.

About The Mortgage Collaborative

The Mortgage Collaborative is a membership-driven organization that empowers mortgage lenders across the United States through networking, education and advocacy. TMC fosters a collaborative environment where members share best practices, drive innovation and strengthen operational resilience. For more information, visit https://www.mortgagecollaborative.com/.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/25-mortgage-executives-bridge-local-advocacy-and-national-innovation-through-dual-roles-with-tmc-and-state-mbas/

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The Mortgage Collaborative’s ‘The Sip’ Podcast Delivers Industry Insights and Peer Collaboration

SAN DIEGO, Calif., June 16, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network serving the mortgage industry, announced the launch of its new weekly podcast, “The Sip,” designed to give mortgage professionals direct access to peers solving the same challenges they face every day. From tech adoption and compliance pressure to margin management, the 30-minute series delivers real-world strategies shared by lenders, for lenders—streamed live every Tuesday on LinkedIn.

The Mortgage Collaborative - TMC
Image caption: The Mortgage Collaborative (TMC).

Each episode features candid conversations between TMC lender members and partner sponsors, focusing on actionable ideas and proven strategies. Mortgage lenders and vendors gain insight into how cross-functional collaboration is helping institutions navigate today’s rapidly evolving mortgage landscape.

Recent episodes have explored income verification automation and modern risk management practices. John Hardesty, vice president at Argyle, joined the program to discuss how payroll connectivity reshapes borrower verification.

“The mortgage industry is in a transformation moment,” Hardesty said. “Partnerships like the ones featured on ‘The Sip’ help lenders work smarter and deliver a better borrower experience.”

Scott Weintraub, vice president of compliance at MQMR, also shared insights on strengthening vendor oversight and adapting compliance efforts to a shifting regulatory environment.

“TMC created a space for lenders, servicers and vendor partners to collaborate on solutions for the operational and compliance challenges our industry faces,” Weintraub said. “‘The Sip’ gives listeners a look into those collaborations and the value partners can bring to the table.”

“The Sip” reinforces TMC’s mission to foster community and shared success among its members. By spotlighting the impact of strategic partnerships, the podcast supports TMC’s belief that collaboration leads to industry-wide improvement.

Episodes stream live every Tuesday on LinkedIn, with replays and additional resources available on TMC’s YouTube channelhttps://www.youtube.com/@TheMortgageCollaborative

About The Mortgage Collaborative:

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through collaboration, education and advocacy. TMC provides a platform for professionals to connect, solve problems and grow—regardless of market conditions. For more information, visit https://mortgagecollaborative.com/.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaboratives-the-sip-podcast-delivers-industry-insights-and-peer-collaboration/

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Mortgage Lenders Lifted by Collaboration During Extended Period of Margin Compression, Regulatory Chaos, and Technology Transformation, reports The Mortgage Collaborative

SAN DIEGO, Calif., May 2, 2025 (SEND2PRESS NEWSWIRE) — Navigating a prolonged era of complexity marked by compressed margins, fierce recruiting wars, regulatory uncertainty, and rapid technological transformation, mortgage lenders find guidance and support in collaboration, according to The Mortgage Collaborative (TMC), an industry-leading organization for mortgage lenders of every variety. In an industry dominated by unprecedented challenges including the potential privatization of Fannie Mae and Freddie Mac to the rise of AI-driven operations, mortgage businesses need shared knowledge, tools, and strategies more than ever.

The Mortgage Collaborative - TMC
Image caption: The Mortgage Collaborative (TMC).

“Trials of this magnitude are less overwhelming with a community navigating shared challenges alongside you,” said Jodi Hall, CEO of The Mortgage Collaborative. “Even in a tough market, growth opportunities exist, and TMC equips our members with the connections, insights, and, frankly, emotional support to thrive despite the headwinds.”

In an industry where isolation can stifle innovation, TMC’s collaborative model fosters an environment of openness and mutual support. Its Collaboration Labs, for example, offer members a safe space to tackle shared challenges, brainstorm solutions, and adopt cutting-edge practices, from improving operational efficiency with AI to navigating slim profit margins.

“Reflecting on another uncertain time, during COVID, belonging to TMC was like therapy,” said Eric Burgoon, EVP and Chief Lending and Experience Officer at Lake Michigan Credit Union. “TMC’s conferences and working groups continue to help us refine origination strategies, connect with technology partners, and embrace innovations. I can’t imagine navigating today’s market without TMC—it’s a game-changer.”

TMC’s impact goes beyond business results. Its inclusive approach strengthens bonds between independent mortgage banks (IMBs), credit unions, and banks, fostering relationships that transcend competition. The result is a network where members feel supported, empowered, and better equipped to manage the complexities of today’s market.

“TMC has been a catalyst for our growth,” said Ryan Doehrmann, Chief Consumer Lending Officer at GreenState Credit Union. “The relationships I’ve built through TMC are invaluable—we’re comfortable sharing ideas and learning from one another. For credit unions, it’s rare to have such a tight-knit, transparent community that delivers personal and professional value.”

From tackling affordability concerns to preparing for the future of AI in mortgage lending, TMC’s vision is to ensure members have the resources and camaraderie to overcome obstacles together.

“TMC is about more than solving immediate challenges,” said Hall. “It’s about building a future where collaboration and innovation allow our members to achieve their full potential. In this industry, no one should have to go it alone.”

To learn more about how TMC redefines collaboration in the mortgage industry, contact Director of Membership Growth, Toni Bramley.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit www.mortgagecollaborative.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/mortgage-lenders-lifted-by-collaboration-during-extended-period-of-margin-compression-regulatory-chaos-and-technology-transformation-reports-the-mortgage-collaborative/

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The Mortgage Collaborative Welcomes New Lender Members and Preferred Partners to Its Expanding Network

SAN DIEGO, Calif., April 4, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network serving the mortgage industry, proudly announces the addition of several new lender members and preferred partners to its growing community. These organizations join TMC’s network of industry leaders committed to collaboration, innovation, and operational excellence.

TMC The Mortgage Collaborative
Image caption: The Mortgage Collaborative.

The newest lender members of The Mortgage Collaborative include:

  • Zillow Home Loans
  • Old National Bank
  • Griffin Funding
  • CIS Home Loans
  • NEO Home Loans, powered by Better | Better Mortgage Corporation
  • AFC Mortgage Group
  • Pilgrim Mortgage

These lenders bring over 500 years of diverse expertise and innovative approaches to mortgage lending, strengthening TMC’s mission of fostering peer-to-peer collaboration and business growth within the industry.

Additionally, TMC welcomes the following preferred partners to its network:

  • HousingWire – A leading mortgage and housing industry news, insights, and analysis source.
  • Mortgage Workflow Partners (MWP) – A trusted consultancy optimizing mortgage workflow and operational efficiencies.
  • SocialCoach (Rejoining) – A premier social media automation and compliance platform for mortgage professionals.
  • Blend (Rejoining) – A digital lending platform streamlining the mortgage application and approval process.
  • Longbridge – A prominent reverse mortgage lender focused on expanding homeownership opportunities for seniors.

“TMC’s continued growth is a testament to the power of collaboration in today’s mortgage landscape,” said Jodi Hall, President & CEO of The Mortgage Collaborative. “We are thrilled to welcome these outstanding lenders and partners, each of whom brings valuable perspectives and expertise to our network. Their commitment to innovation and service aligns perfectly with our mission of driving positive change in the mortgage industry.”

As part of TMC’s dynamic network, these new members and partners will access exclusive resources, data benchmarking, best practices, and a highly engaged community of industry professionals dedicated to collective success.

For more information about The Mortgage Collaborative and its growing network, email TheMortgageCollaborative@mtgcoop.com.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization dedicated to empowering mortgage lenders across the United States through networking, education, and advocacy. Our goal is to support the success of our members by fostering an environment of collaboration and innovation. For more information, visit https://www.mortgagecollaborative.com/.

LOGO link for media: https://www.mortgagecollaborative.com/uploads/1/2/6/5/126500393/editor/tmc-new-home-page-2.png

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-welcomes-new-lender-members-and-preferred-partners-to-its-expanding-network/

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The Mortgage Collaborative Helps Lender Member Resolve VA Loan Issue, Restoring Lender Authority

SAN DIEGO, Calif., March 27, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC) has once again demonstrated the power of its network by swiftly assisting lenders to resolve a critical VA lending issue that had stalled loan processing nationwide. Through rapid collaboration, direct engagement with the Department of Veterans Affairs (VA), and the persistence of key TMC members, impacted lenders regained their VA underwriting and insurance authority in just one week—ensuring veterans could move forward with their home purchases.

The Mortgage Collaborative Network at Globe Life Field in Arlington, TX
Image caption: The Mortgage Collaborative Network at Globe Life Field in Arlington, TX during the March Live Large, Think Big! TMC Conference.

On March 13, Max Leaman, CEO of LoanPeople, informed TMC Member Benefits Advocate Sarah Wood that a transition to the VA’s new PPM system had inadvertently stripped multiple lenders of their automatic authority and SAR designations. The widespread issue threatened to delay thousands of veteran home purchases, including three loans at immediate risk.

Despite repeated attempts by lenders to resolve the matter, progress had stalled.

“Our VA underwriting authority was unexpectedly revoked due to a systems issue,” said Leaman. “After two weeks and 30+ hours of calls with no resolution, I reached out to Sarah at TMC. She quickly connected us with key TMC members and brought in TMC Director of Membership Growth, Toni Bramley, and their work had us reinstated within 48 hours. This is exactly why TMC exists—when a member faces a challenge, the network mobilizes to find a solution and gets it done.”

Wood immediately engaged TMC’s member network, bringing in experienced VA lenders to strategize solutions. Industry leaders including Khash Sagahafi and Michelle Massucci (Liberty Home Mortgage Corporation), Kim Mason (Atlantic Bay Mortgage Corporation), and Teresa Rose (Western Ohio Mortgage Corp) provided critical guidance, shared contacts, and helped troubleshoot interim solutions to keep loans moving while compliance issues were addressed.

Support continued at TMC’s Live Large, Think Big! conference in Dallas (March 16-18), where Wood and Bramley worked behind the scenes, leveraging direct VA connections and coordinating efforts. By March 20, their persistence paid off—lenders had their VA automatic authority and SAR designations reinstated.

“TMC’s network is built on collaboration,” said Sarah Wood. “When a lender faces a challenge, no one hesitates to step in. It’s not just about fixing an issue—it’s about ensuring real people get into their homes. This was a true team effort, and I’m incredibly proud of the dedication that made it happen.”

TMC CEO and President Jodi Hall echoed this sentiment, saying “Sarah and Toni were relentless. Their dedication is a testament to how greater impact is achieved together and how our accountability to our members’ success drives everything we do.”

“This is a relationship-driven network, and that’s how you get things done,” added Toni Bramley.

For more information on TMC’s advocacy efforts or membership opportunities and benefits, contact Faith Howard-Mooney at fhoward-mooney@mtgcoop.com.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven* organization dedicated to empowering mortgage lenders across the United States through networking, education, and advocacy. Our goal is to support the success of our members by fostering an environment of collaboration and innovation. For more information, visit http://www.mortgagecollaborative.com/

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-helps-lender-member-resolve-va-loan-issue-restoring-lender-authority/

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The Mortgage Collaborative 3.16.25 Mortgage Tech Day Presents Five Startups to Compete in Dallas Pitch Event

DALLAS, Texas, March 10, 2025 (SEND2PRESS NEWSWIRE) — The future of mortgage technology is set to take the spotlight in Dallas as The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network serving the mortgage industry, and the TMC Emerging Technology Fund LP present the seventh Mortgage Tech Day (MTD).

TMC Emerging Tech Fund
Image caption: TMC Emerging Technology Fund.

This high-energy, fast-paced competition will take place alongside TMC’s “Live Large, Think Big!” conference at Live! By Loews in Arlington, TX (Room DE) on March 16 from 3 PM – 5 PM CT. Sponsored by Docutech, MTD gives early-stage mortgage tech companies a unique opportunity to showcase their innovations in front of industry leaders, investors, and venture capitalists.

Six forward-thinking startups have been selected to present their game-changing mortgage technology solutions:

  • Ardley – AI-powered mortgage processing, designed for speed and accuracy
  • Lender – A streamlined lending workflow platform for seamless transactions
  • Mesh – Integration technology that connects mortgage platforms like never before
  • Uplist – Enhancing the home-buying experience with smarter tools
  • Feather – Simplifying compliance and documentation for mortgage professionals

This pitch competition follows a Shark Tank-style format, where each company gets eight minutes to present their innovation, followed by seven minutes of rapid-fire Q&A from a panel of venture capital firms, limited partners, and mortgage industry experts.

Beyond the competition, MTD offers unparalleled networking opportunities—participants can connect with potential investors, industry leaders, and future customers who can help propel their businesses forward.

The audience and judges will vote in real time to determine the winner, who will receive:

  • One week in HousingWire Daily Newsletter ($5,000 value)
  • A complimentary spot in HousingWire Mortgage Tech Demo Day ($9,000 value)
  • A feature in HousingWire Product Guide ($8,000 value)

“Mortgage Tech Day offers an unparalleled opportunity for promising young companies to showcase their innovations to a target-rich audience of potential customers and investors,” General Partner of the TMC Emerging Tech Fund Sandy Selman said. “The event also gives us, as managers of the Fund, a front row seat to see these companies in action and whether to include them in our investment pipeline. We invite professionals from across the industry to attend, engage with these innovative companies, and help select the winner by casting their vote.”

Date: March 16, 2025
Location: Live! By Loews, Arlington, TX (Room DE)
Time: 3 PM – 5 PM CT

Secure your spot today: Click here to register

About TMC Emerging Technology Fund LP

TMC Emerging Technology Fund LP (the “Fund”) is a specialist fintech fund explicitly focused on the mortgage industry and immediately adjacent verticals. Its Limited Partners consist of some of the most technology-forward lender members of TMC and help the Fund understand where the industry is headed, what will work, what won’t and why. The Fund continues to look for investments in exciting companies that will have the most profound impact on this multi-trillion-dollar industry. For more information, please reach out to info@tmctechfund.com.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization dedicated to empowering mortgage lenders across the United States through networking, education, and advocacy. Our goal is to support the success of our members by fostering an environment of collaboration and innovation. For more information, visit http://www.mortgagecollaborative.com/

### UPDATED 12:27pm PDT 3.10.25 to fix an inadvertent error in the text.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-3-16-25-mortgage-tech-day-presents-five-startups-to-compete-in-dallas-pitch-event/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P124624 NOREL-3B

 

2024-2025 Mortgage Industry Insights Released by The Mortgage Collaborative

Annual Mortgage Lender Survey Highlights Key Challenges & Priorities for 2025

SAN DIEGO, Calif., Feb. 24, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), a leading network of mortgage lenders dedicated to innovation and collaboration, has released its latest Pulse of the Network report, offering key insights into the challenges and opportunities shaping the mortgage industry in 2025. The survey, conducted with decision-makers—including CEOs, COOs, and department heads from banks, credit unions, and independent mortgage banks (IMBs)—highlights how lenders are preparing for a shifting market landscape.

2024–2025 Mortgage Industry Insights Released by The Mortgage Collaborative
Image caption: 2024–2025 Mortgage Industry Insights Released by The Mortgage Collaborative.

“In a rapidly evolving mortgage environment, industry leaders are focusing on operational efficiency, strategic growth, and innovative technology to stay competitive,” said Jodi Hall, CEO and President at The Mortgage Collaborative. “Our Pulse of the Network report provides a real-time look at the industry’s top challenges and the strategic priorities guiding lenders into 2025.”

TOP INDUSTRY CHALLENGES

Lenders identified five critical issues they faced in 2024:

  • Housing Inventory & Affordability – Low inventory and high home prices continue to squeeze the market, limiting lending opportunities.
  • Rising Costs & Margin Pressure – Loan origination costs outpace revenue growth, driving the need for leaner operations.
  • Talent & Recruitment Struggles – Finding and retaining top Loan Officers (LOs) remains a challenge as competition intensifies.
  • Technology Inefficiencies – Many lenders report their tech stacks are costly and underperforming, prompting a shift toward smarter automation.
  • Revenue Growth in a Tight Market – With fewer refinancing opportunities, lenders are focusing on new loan products and stronger borrower relationships.

KEY STRATEGIES FOR SUCCESS

Despite challenges, lenders are proactively adjusting their strategies and focusing on these goals in 2025:

  • Boosting Loan Volume & Revenue – Expanding partnerships, launching new loan products, and enhancing digital marketing.
  • Optimizing Technology – Streamlining tech stacks, automating workflows, and improving borrower experiences.
  • Enhancing Talent Retention – Strengthening workplace culture, compensation, and mentorship programs.
  • Building Leaner Operations – Cutting inefficiencies and leveraging AI to reduce manual workloads.
  • Strengthening Industry Collaboration – Engaging in peer networks, benchmarking, and market insights.

THE PATH FORWARD

The mortgage industry is poised for transformation in 2025, and TMC’s Pulse of the Network report underscores the importance of adaptability, strategic investment, and collaboration. By focusing on efficiency, technology, and talent, lenders can position themselves for growth in an unpredictable market.

“At TMC, we believe success isn’t just about navigating today’s challenges—it’s about preparing for the future,” added Jodi Hall. “Our network is committed to empowering lenders with the insights, tools, and connections needed to thrive in any market conditions.”

For the full report visit our blog.

*To participate in our next survey, talk to us about joining TMC: set a time to talk or email us.

About The Mortgage Collaborative:

The Mortgage Collaborative (TMC) is a member-driven organization dedicated to empowering mortgage lenders across the U.S. through networking, education, and advocacy. By fostering an environment of collaboration and innovation, TMC supports the success of its members, ensuring they thrive in a rapidly evolving industry. For more information, visit www.mortgagecollaborative.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/2024-2025-mortgage-industry-insights-released-by-the-mortgage-collaborative/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P124246 NOREL-3B

 

The Mortgage Collaborative Appoints Jodi Hall as New CEO and President

SAN DIEGO, Calif., Jan. 24, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s leading network of independent mortgage lenders, banks, credit unions, and service providers, is proud to announce the appointment of Jodi Hall as its new Chief Executive Officer and President.

The Mortgage Collaborative Appoints Jodi Hall as New CEO and President.
Photo caption: The Mortgage Collaborative Appoints Jodi Hall as New CEO and President.

With nearly 30 years of transformative experience in the mortgage industry, Jodi Hall is a visionary leader known for driving innovation, operational excellence, and organizational growth. As the Founder of DandaRoad, LLC, she has played a key role in modernizing mortgage processes and advising lenders on cutting-edge technology solutions. Previously, she held pivotal leadership positions at CrossCountry Mortgage and Nationwide Mortgage Bankers, where she helped scale operations to multibillion-dollar production levels.

“We couldn’t be more thrilled to have Jodi on board,” said Jim Park, Interim CEO and Co-Founder of TMC. “Her knack for innovation, her leadership skills, and her dedication to lifting others up make her the perfect person to help write TMC’s next chapter.”

In her new role, Hall will steer TMC’s operations, spearhead new initiatives, and amplify the organization’s value proposition to its members. A dedicated advocate and longtime collaborator, she has been instrumental in expanding the TMC network, connecting numerous organizations, and championing its mission every step of the way.

“I am honored to join TMC as CEO and President,” said Hall. “I’ve always believed that a commitment to innovation and action drives success in this industry. My focus at TMC will mirror what has been consistent throughout my career: creating an ecosystem where collaboration fuels growth. Lenders and vendor partners are stronger when we are empowered and equipped to solve problems together.”

For more information about TMC, visit https://www.mortgagecollaborative.com/.

About The Mortgage Collaborative:

The Mortgage Collaborative (TMC) is a member-driven organization dedicated to empowering mortgage lenders across the U.S. through networking, education, and advocacy. By fostering an environment of collaboration and innovation, TMC supports the success of its members, ensuring they thrive in a rapidly evolving industry. For more information, visit www.mortgagecollaborative.com.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-appoints-jodi-hall-as-new-ceo-and-president/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P123590 NOREL-3B

 

A Mile Above: TMC Denver Concludes with Tangible Enthusiasm for The Future of the Mortgage Industry

DENVER, Colo., Oct. 21, 2024 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC) proudly reflects on the success of A Mile Above: TMC Denver, a conference environment renowned for its ability to adapt to the evolving landscape of the mortgage industry by fostering collaboration and innovation among attendees. The event, which took place from September 7-10, 2024, provided a truly memorable experience, beginning with an energetic opening reception at Meow Wolf and concluding with a stunning sunset reception at Red Rocks Trading Post.

TMC members conclude A Mile Above during reception at Red Rocks Trading Post
Photo caption: TMC members conclude A Mile Above during reception at Red Rocks Trading Post.

Hosted at the Hyatt Regency Denver at the Colorado Convention Center, the venue provided a prime location for attendees to connect while exploring the vibrant bars and restaurants in the heart of Downtown Denver. The greater number of lender companies in attendance compared to vendor partners led to valuable insights and productive discussions

“At TMC Denver, we’ve been tackling critical industry challenges like scalability, boosting volume, and enhancing automation alongside top-tier lenders and vendors,” said Brad Ketcher, Director of Strategic Initiatives at Ignite Integration Solutions, Inc.

EVENT HIGHLIGHTS:

  • $100,000 Hour: Attendees exchanged revenue-boosting and cost-saving strategies, generating significant value for both lenders and partners.
  • Keynotes: Jeff Salzenstein delivered an inspiring session on mastering leadership and Alex Joyner, Director of Marketing at First Option Mortgage, shared practical insights on personalizing ChatGPT for mortgage professionals.
  • Showcases: Live vendor demonstrations offered lenders a glimpse into how products work with samples of how they help businesses.
  • TMC Tech Fund Mortgage Tech Day: Sponsored by Docutech, this session allowed lenders to explore and vote on cutting-edge technologies pitched by five startups, keeping them at the forefront of industry innovation. Inflooens was voted ‘Top Startup’ and awarded a cash prize, signaling its strong alignment with the future direction of the mortgage industry.

NETWORKING AND COLLABORATION AT ITS BEST

TMC’s signature Collaboration Labs are confidential peer advisory groups designed to provide a safe space for working through challenges and fostering deep connections among participants. In Denver, 46% of conference attendees took part in a Collaboration Lab.

“Feedback from the labs regarding tech vendors will provide valuable insights to guide my upcoming decisions,” said Dan Felix, VP of Mortgage Services at Fairwinds Credit Union.

INDUSTRY EXCELLENCE AWARDS

Individuals and companies within the TMC family who contributed excellence to the network were recognized with awards. The Lenders Choice Awards are vendor partner awards voted on by lenders:

  • Certified Credit won Best in Customer Service because “They made the process very simple and did most of the heavy lifting. Couldn’t have asked for it to go more smoothly.”
  • LoanPASS was awarded Best Onboarding Process for “…having a great new tech PPE in a mature industry segment, making a typically complex product easy to understand and configure. Bill, Patricia, and Derek were incredibly helpful and accessible throughout the sales cycle, onboarding, and LOS connectivity. Great team and product.”
  • iEmergent was voted best in Thought Leadership, Creativity, and Innovation. A lender said, “They’ve been a valuable partner in helping us serve under-served communities across all our markets. Their commitment to this mission shows through their prompt, thorough, knowledgeable, and personable customer service. With great value for the quality of service, they consistently provide accurate, actionable data for strategic decisions.”

TMC also recognized exceptional lenders for their reliability and contribution to the network.

  • Mortgage Financial Services won the Team Award for their readiness to collaborate as a team.
    • “Everyone at Mortgage Financial Services is always more than willing to help TMC members. They are happy to lend their expertise to any discussion, whether it be in our Working Groups or at conference. We are so thankful to have them as part of the TMC Family,” Angie Scarfino, TMC Member Benefit Advocate.
  • Joe Leone of Genesee Regional Bank was honored with the Mindfulness Award for his thoughtful contributions in supporting peers within the network. “Joe is humble, kind, and thoughtful. He’s always eager to lead discussions, share resources, and offer his expertise. He’s helped many lenders with policy changes, vendor vetting, and collaborative problem-solving. Joe is a great example of the leader our industry needs!” Ashliegh Alexander, TMC Member Benefit Advocate.
  • Teresa Rose of Western Ohio Mortgage was honored with the Collaborative Award in recognition of her unwavering dedication, generously offering her time, resources, knowledge, and support to others. “Teresa is the voice everyone wants to hear. She has a deep understanding of navigating the ups and downs of our industry. Whether leading a call, sharing resources, or speaking at conferences, she’s always ready to lead. We’re grateful for her collaborative spirit and her example of the pay-it-forward culture at TMC,” Ashleigh Alexander, TMC Member Benefit Advocate.

LOOKING AHEAD: 12 DAYS OF TMC

Building on the momentum of Denver, TMC will return with its virtual event, 12 Days of TMC, from December 2-17, 2024. Stay tuned for updates by following TMC on LinkedIn or visiting www.mortgagecollaborative.com.

About The Mortgage Collaborative:

The Mortgage Collaborative (TMC) is a member-driven organization dedicated to empowering mortgage lenders across the U.S. through networking, education, and advocacy. By fostering an environment of collaboration and innovation, TMC supports the success of its members, ensuring they thrive in a rapidly evolving industry. For more information, visit https://www.mortgagecollaborative.com/.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/a-mile-above-tmc-denver-concludes-with-tangible-enthusiasm-for-the-future-of-the-mortgage-industry/

Copr. © 2024 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P121619 NOREL-3B

 

TMC Emerging Technology Fund Announces Newest Corporate Partner: Andromeda Division Constellation Software’s Perseus Operating Group

AUSTIN, Texas /ScoopCloud/ -- The Mortgage Collaborative (TMC), the nation's largest independent cooperative network serving the mortgage industry, announced today that the TMC Emerging Technology Fund LP has secured its first corporate partner, Andromeda. Andromeda is a Division of the Perseus Operating Group, of Constellation Software, Inc. (TSX: CSU; "Constellation"). Constellation is a long-term investor and operator of over a thousand software companies in multiple vertical markets with a cumulative investment of over $10 billion. Andromeda builds, acquires, and invests in financial software companies that provide mission-critical solutions for the mortgage industry.

"We are excited to partner with The Mortgage Collaborative through their Emerging Technology Fund," said Bonnie Wilhelm, Chief Executive Officer at Andromeda. "TMC's deep industry expertise and focus on innovation perfectly aligns with our own commitment to supporting growth in the mortgage technology sector. Together, we can identify and invest in promising companies that are shaping the future of lending."

"We could not be more thrilled to welcome Andromeda to our program. In addition to strengthening our investment capacity, we look forward to closely collaborating with their team and benefitting from their considerable industry experience to help us make smart, strategic investments," commented Sandy Selman, General Partner of the TMC Emerging Technology Fund LP.

About TMC Emerging Technology Fund LP

TMC Emerging Technology Fund LP (the "Fund") is a specialist fintech fund explicitly focused on the mortgage industry and immediately adjacent verticals. Its Limited Partners consist of some of the most technology-forward lender members of TMC and help the Fund understand where the industry is headed, what will work, what won't and why. The Fund continues to look for investments in exciting companies that will have the most profound impact on this multi-trillion-dollar industry. For more information, please reach out to info@tmctechfund.com.

About Andromeda

Andromeda is a global investment firm specializing in acquiring and investing in mission-critical software companies. It partners with exceptional entrepreneurs to scale businesses that serve essential needs across a wide range of industries. Andromeda's long-term approach empowers management teams to drive sustainable growth and achieve enduring success. In the mortgage industry, our businesses include Optimal Blue, Dark Matter Technologies, Constellation Mortgage Solutions, Axacore and ReverseVision. Together, our business units work tirelessly to empower lenders on the front lines with innovative solutions designed to lower origination costs in a regulatory-compliant manner. For more information, visit https://www.csiandromeda.com

About The Mortgage Collaborative

The Mortgage Collaborative The Mortgage Collaborative (TMC) is a membership-driven* organization dedicated to empowering mortgage lenders across the United States through networking, education, and advocacy. Our goal is to support the success of our members by fostering an environment of collaboration and innovation. For more information, visit http://www.mortgagecollaborative.com/

News from The Mortgage Collaborative

The Mortgage Collaborative (TMC), the nation's largest independent cooperative network serving the mortgage industry, announced today that the TMC Emerging Technology Fund LP has secured its first corporate partner, Andromeda. Andromeda is a Division of the Perseus Operating Group, of Constellation Software, Inc. (TSX: CSU; "Constellation").

Related link: https://www.mortgagecollaborative.com

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of and © the Neotrope® News Network - all rights reserved.

The Mortgage Collaborative Participates in FHFA 2024 TechSprint Showcasing Innovative Generative AI Solutions for Housing Challenges

WASHINGTON, D.C. /ScoopCloud/ -- Represented by its president and COO, Melissa Langdale, The Mortgage Collaborative's (TMC) "Open Angels" team were among the notable solutions recognized for their impact and potential at The Federal Housing Finance Agency (FHFA)-hosted Velocity TechSprint, spotlighting the transformative potential of generative AI in addressing the current housing market's pressing challenges.

TMC's supported entry, Domino.AI, earned Most Promising Use Case for Consumer Experience. An innovative app designed to streamline the multifamily renting process. Domino.AI offers a personalized readiness rating by integrating credit reports and background checks, enabling renters to connect seamlessly with property managers.

"FHFA's 2024 TechSprint highlighted the immense potential of generative AI to drive innovation in housing, offering valuable insights and actionable roadmaps for industry players," said Melissa Langdale, TMC president and COO. "As AI continues to evolve, these cutting-edge solutions could play a pivotal role in addressing the affordability and operational challenges facing renters and homebuyers today."

"The Mortgage Collaborative understands the role played by a robust housing continuum that meets America's need for rental-through-ownership solutions," she added. "We applaud our supported entry, Domino.AI, and FHFA for its leadership in housing innovation through AI."

FHFA's TechSprint was an in-person, team-driven event focused on responsible generative AI use in housing finance. Over three days, participants collaborated in teams to tackle the question, "How might the responsible use of generative AI promote a transparent, fair, equitable, and inclusive housing finance system while fostering sustainable homeownership and rental opportunities?"​

Twelve teams presented their solutions to a panel of technology, regulation, and housing experts. The use cases were organized around four focus areas in which one team could win per category:

* Consumer experience

* Assessing creditworthiness

* Operations and risk management

* Compliance

OTHER SPRINT DAY WINNERS INCLUDED:

Homeowners Assistance Model (HAM) - Most Promising Use Case for Assessing Creditworthiness HAM focuses on early intervention for distressed borrowers, providing a structured review and intervention plan to support homeowners before they reach critical delinquency stages.

Fraud Detection Tool - Most Promising Use of Gen AI for Operations This solution leverages AI to detect and combat fraud in multifamily operations, enhancing the speed and accuracy of fraud detection.

ADA Comply - Most Promising Use of Gen AI for Risk and Compliance ADA Comply uses image assessment to ensure multifamily units meet ADA compliance standards, offering visual before-and-after comparisons and cost estimates for necessary adjustments.

About FHFA: The Federal Housing Finance Agency (FHFA) is an independent federal agency responsible for regulating and supervising Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. FHFA's mission is to ensure that these institutions operate in a safe and sound manner, supporting a stable and affordable housing finance system.

About The Mortgage Collaborative: The Mortgage Collaborative (TMC) is a membership-driven* organization dedicated to empowering mortgage lenders across the United States through networking, education, and advocacy. Our goal is to support the success of our members by fostering an environment of collaboration and innovation. For more information, visit https://www.mortgagecollaborative.com/.

News from The Mortgage Collaborative

Represented by its president and COO, Melissa Langdale, The Mortgage Collaborative's (TMC) "Open Angels" team were among the notable solutions recognized for their impact and potential at The Federal Housing Finance Agency (FHFA)-hosted Velocity TechSprint, spotlighting the transformative potential of generative AI in addressing the current housing market's pressing challenges.

Related link: https://www.mortgagecollaborative.com

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of and © the Neotrope® News Network - all rights reserved.

The Mortgage Collaborative Advocates for Lender Concerns at Federal Housing Agencies During June DC Visits

WASHINGTON, D.C. /ScoopCloud/ -- The Mortgage Collaborative (TMC) hosted its second Advocacy Committee trip to Washington, DC June 4-6, 2024, with 13 of its IMB and depository Lender Members meeting with key federal agencies, including the Consumer Financial Protection Bureau (CFPB), the U.S. Department of Housing and Urban Development (HUD), Ginnie Mae, Federal Housing Finance Agency (FHFA), Fannie Mae, and Freddie Mac to discuss the impact of recent and upcoming policy changes on small to mid-size lenders.

Tom Sullivan, SVP, First Commonwealth Bank, speaking on the TMC webcast "Last Week in Mortgage Today," shared insights from his experience in DC: "Being a part of both trips has shown me that repeating similar efforts yields better results. My favorite part was hearing how different regions impact each other. The sincere conversations we had with each agency will influence the industry in a phenomenal way."

At TMC's meeting with the Consumer Financial Protection Bureau (CFPB), TMC Lender Members asked about "junk fees" in response to the recent CFPB shift in focus to monitoring third-party transaction fees including credit bureau fees and appraisals and increases in soft pulls. Loan officer compensation was also discussed with attending lenders requesting greater flexibility in compensation regulations to improve margins on affordable lending products and market competition. The CFPB signaled it is open to solutions, and TMC will draft a follow-up response with member input. TMC also shared concerns about rising credit verification costs and their impact on consumers, with the CFPB committing to further investigation.

At TMC's meeting with HUD, Lender Members talked about Federal Housing Administration (FHA) life of loan mortgage insurance premium (MIP), in follow-up to a recent TMC advocacy letter. Lenders expressed concerns over high APRs and the need for refinancing to remove MIP. HUD reiterated its stance on maintaining current policies but expressed its aims to reduce FHA loan costs. Lenders asked HUD if they were open to expanding FHA guidelines for 100% financing. HUD said they were open to exploring new programs, albeit requiring congressional approval.

TMC discussed repurchases with the FHFA, which promised to investigate the issue. FHFA announced they are creating an advocacy advisory committee in response to advocacy letters and visits like TMC's. FHFA gave feedback on the Bi-merge credit model ensuring lenders do not have to process loans differently for various agencies. FHFA reiterated that the move to bi-merge credit is optional. Homeowners/Flood Insurance costs were also discussed with FHFA pointing to its ongoing efforts to address affordability and replacement costs, particularly in high-cost areas.

During its meeting with Ginnie Mae, TMC Lender Members discussed the impact of rising insurance costs and consumer credit card debt on delinquencies. Ginnie Mae is monitoring the situation and collaborating with other agencies for solutions.

In TMC's respective meetings with Freddie Mac and Fannie Mae, those agencies committed to investigating the increase in appraisal-related repurchase requests and providing tools for appraisal certainty. Additionally, the discussions covered the rollout of the new credit model, with Freddie Mac confirming their preparedness for the transition to bi-merge credit and introduced the upcoming LPA Choice, which will offer clearer feedback on borrower assessments. They indicated that no major changes are anticipated in how their Automated Underwriting System (AUS) will assess credit during this transition. The TMC advocacy contingent also asked about second home pricing, to which Fannie Mae indicated, no new changes are expected for second home pricing variances.

About The Mortgage Collaborative:

The Mortgage Collaborative (TMC) is a membership-driven* organization dedicated to empowering mortgage lenders across the United States through networking, education, and advocacy. Our goal is to support the success of our members by fostering an environment of collaboration and innovation. For more information, visit https://www.mortgagecollaborative.com/

*TMC Lender Members, we want to hear from you! If you have seen an increase in repurchase requests, please send your data to Melissa Langdale so we can forward all feedback to our agency contacts. Your input is highly valued.

News from The Mortgage Collaborative

The Mortgage Collaborative (TMC) hosted its second Advocacy Committee trip to Washington, DC June 4-6, 2024, with 13 of its IMB and depository Lender Members meeting with key federal agencies, including the Consumer Financial Protection Bureau (CFPB), the U.S. Department of Housing and Urban Development (HUD), Ginnie Mae, Federal Housing Finance Agency (FHFA), Fannie Mae, and Freddie Mac to discuss the impact of recent and upcoming policy changes on small to mid-size lenders.

Related link: https://www.mortgagecollaborative.com

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of and © the Neotrope® News Network - all rights reserved.

Blue Sage Solutions and The Mortgage Collaborative Partner to Bring Interim Servicing to their Members

ENGLEWOOD CLIFFS, N.J. /ScoopCloud/ -- The Mortgage Collaborative, the nation's largest independent mortgage cooperative, announced the addition of Blue Sage Solutions, an industry leader in innovative cloud-based technology providers, to bring interim servicing to the mortgage industry. The partnership makes the Blue Sage Digital Servicing Platform (DSP), a cloud-based system that provides all necessary functions to perform interim servicing, available to TMC members at preferred rates.

"We admire Blue Sage's digital mortgage leadership and are delighted to partner with them," said David Kittle, CEO of The Mortgage Collaborative. "At a time when mortgage organizations are striving to lower costs, Blue Sage's LOS-agnostic, cloud-built servicing platform streamlines loan onboarding while bridging the divide between origination and servicing functions. I'm thrilled to welcome them to The Mortgage Collaborative."

The Blue Sage Digital Servicing Platform revolutionizes mortgage operations through open API technology that seamlessly merges loan origination and servicing functions and is compliant at the federal, state and agency levels. Leveraging the same trusted technology and architecture as all Blue Sage offerings, the platform offers a modern, user-friendly interface that is accessible via any browser, enabling an optimized borrower and lender experience.

All lenders, regardless of their current loan origination system (LOS), can use the Digital Servicing Platform to effortlessly automate the onboarding of loans, process individual and batch payments, collect payments and seamless offboard loans via servicing transfers, enabling lender-servicers to reduce costs and improve borrower retention rates. In addition, a full servicing version of the platform is expected soon.

"Being huge fans of The Mortgage Collaborative, we couldn't be happier to be chosen as an interim servicing preferred partner," said Carmine Cacciavillani, founder and chairman of Blue Sage Solutions. "Our partnership validates our ongoing commitment to transforming the entire mortgage lifecycle for all mortgage stakeholders, including lenders, servicers and especially borrowers. We look forward to enabling members of The Mortgage Collaborative who are looking to improve servicing efficiency and enhance the experience of every borrower they serve."

The Mortgage Collaborative network is more than 210 lenders strong, with an aggregate annual origination volume of over $350 billion. The lender network is supported by a preferred partner network of organizations that specialize within each facet of the mortgage life cycle. The association is rewriting the playbook on the cooperative model, and their network caters to lenders of all sizes, with a strong mix of independent mortgage brokers and community banks and depositories.

For more information about the Blue Sage Digital Servicing Platform, visit bluesageusa.com/product/digital-servicing-platform.

About Blue Sage Solutions:

Blue Sage is a leading provider of innovative, cloud-based digital technology for the mortgage industry. The company's Digital Lending Platform provides end-to-end functionality for the entire lending and fulfillment process, regardless of channel, while delivering a superior experience for every borrower. The Blue Sage Digital Servicing Platform enables financial institutions to modernize their servicing operations, reduce costs and ultimately attract and retain more borrowers. All Blue Sage technologies are 100 percent browser-based, equipped with mobile applications, and delivered through a secure, fully-managed cloud service. Blue Sage Solutions is headquartered in Englewood Cliffs, New Jersey. For more information, visit https://bluesageusa.com/.

About The Mortgage Collaborative:

The Mortgage Collaborative was founded in 2013 by four notable industry leaders and is the nation's largest independent mortgage cooperative network. TMC is singularly focused on creating an environment of collaboration and innovation for small to mid-size mortgage lenders across the country to reduce cost, increase profitability, and better serve the dynamic and changing consumer base in America. For more information, visit https://www.mortgagecollaborative.com/.

News from The Mortgage Collaborative

The Mortgage Collaborative, the nation's largest independent mortgage cooperative, announced the addition of Blue Sage Solutions, an industry leader in innovative cloud-based technology providers, to bring interim servicing to the mortgage industry. The partnership makes the Blue Sage Digital Servicing Platform (DSP), a cloud-based system that provides all necessary functions to perform interim servicing, available to TMC members at preferred rates.

Related link: https://www.mortgagecollaborative.com

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of and © the Neotrope® News Network - all rights reserved.

Lending execs share top concerns, priorities in The Mortgage Collaborative’s 2024 Pulse of the Network survey findings

AUSTIN, Texas /ScoopCloud/ -- The Mortgage Collaborative (TMC), the nation's largest independent cooperative network serving the mortgage industry, announced the completion of its "Pulse of the Network" survey for 2024. The full report features lenders' top five critical issues for the year, top 10 goals and anticipated strategies for success.

Select findings from this year's report are as follows:

Top Concerns

When asked to rank-order the most critically important issues facing mortgage lenders today, respondents identified business development as their top concern. And while 36.7% of respondents have their sights set on expansion, three in five respondents said they were more worried about attaining or retaining profitability than growing market share.

Top Priorities

Unsurprisingly, respondents identified growing volume as their top objective for 2024. To that end, they're looking at recruiting processes (21% are working with recruiters) and diversifying referral relationships to ensure their companies are set to take advantage of every opportunity. And while implementing new technology ranked relatively low among mortgage business objectives for 2024, respondents flagged customer relationship management (CRM) platforms as the one part of the tech stack they'll prioritize evaluating this year.

"Based on this year's survey results, lenders' priority for 2024 seems to be getting better but not necessarily bigger," said TMC President and CEO Melissa Langdale. "The compounding effects of rising interest rates, low inventory and affordability challenges have battle-tested lenders over the last year, and with some measure of relief on the horizon in the form of expected lower interest rates, lenders are planning to use this breathing room to improve operations, maximize existing opportunities for new business and shore up reserves that may have been depleted in the pursuit of survival in 2023."

To inquire about the full findings from this year's survey, contact mlangdale@mtgcoop.com.

Methodology

Two thousand mortgage lending executives from TMC's lender member network of independent mortgage bankers (IMBs), banks and credit unions across the United States were invited to participate in the survey. Of those who responded, 49% were independent mortgage bankers (IMBs), 44% were banks and the remaining 7% were credit unions. All respondents were key decision-makers, more than half of them holding C-suite positions or their equivalent (CEO, COO, CLO, President, or Head of Operations). All responses were collected between December 15, 2023, and January 15, 2024.

About The Mortgage Collaborative:

The Mortgage Collaborative was founded in 2013 by four notable industry leaders and is the nation's largest independent mortgage cooperative network. TMC is singularly focused on creating an environment of collaboration and innovation for small to mid-size mortgage lenders across the country to reduce cost, increase profitability, and better serve the dynamic and changing consumer base in America.

For more information, visit http://www.mortgagecollaborative.com/

News from The Mortgage Collaborative

The Mortgage Collaborative (TMC), the nation's largest independent cooperative network serving the mortgage industry, announced the completion of its "Pulse of the Network" survey for 2024. The full report features lenders' top five critical issues for the year, top 10 goals and anticipated strategies for success.

Related link: https://www.mortgagecollaborative.com

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of and © the Neotrope® News Network - all rights reserved.

The Mortgage Collaborative closes 2023 with record-breaking ’12 Days of TMC’ in time for holiday congratulations

SAN DIEGO, Calif. /ScoopCloud/ -- The Mortgage Collaborative (TMC), the nation's largest independent cooperative network serving the mortgage industry, has wrapped up its fourth annual 12 Days of TMC, a virtual conference running from November 30 to December 15, 2023. The online event, spread over three weeks, featured several keynote speakers, including:

* Brittany Hodak, a motivational speaker and author of Creating SuperFans, a book Forbes calls "the must-read manual for turning your customers into superfans."

* Naa Awaa Tagoe, deputy director for the Division of Housing Mission and Goals at the Federal Housing Finance Agency (FHFA).

* Mark McArdle, assistant director at the Consumer Financial Protection Bureau (CFPB).

* Julia Gordon, assistant secretary for housing and federal housing commissioner at the U.S. Department of Housing and Urban Development (HUD).

* Sasha Stair, an executive leadership coach and author of The Inside Job.

* Teresa Bryce Bazemore, president and CEO at the Federal Home Loan Bank of San Francisco.

* Michelle Simms-Reiter, founder and CEO of Strive Leadership Development.

* James Tobin, president and CEO of the National Association of Home Builders.

* Dr. Ben Carson, formerly the United States secretary of HUD.

12 Days of TMC first kicked off in 2020 when COVID-19 forced many in-person events to go online. This year's event kicked off with a teaser from TMC's leaders, who promised to deliver "content for every team member" in 2023 -- and they did just that, with sessions covering leadership development, serving underserved communities, pricing engines comparisons, commission structures and many advocacy issues.

For those involved in TMC's 12 working groups, the event featured corresponding topic-specific sessions and a bonus session previewing a new risk and compliance focused group debuting in 2024. Two sessions were dedicated to the group's mortgage learning platform, TMCU, an online training and career enrichment resource.

Members also enjoyed participating in the group's first-ever Solution Sprint, an online pitch-style competition between teams who created solutions to address some of the mortgage industry's most pressing challenges, judged by Housing Finance Strategies' Faith Schwartz, MGIC's Chris Perry and Atlantic Bay Mortgage Group's Julie Watson.

"From the keynotes and friendly competition among peers to the workshops and breakout sessions, we delivered great content from leaders in many sectors of our business and external influencers at a very affordable rate - plus you could tune in from your home or office," said David Kittle, CMB, TMC CEO and co-founder. "Lender members came away with valuable updates and information they'll be able to put to use right away, and, of course, we're already using their comments and feedback to prepare for next year's event."

Upcoming events from TMC can be viewed on the group's calendar.

About The Mortgage Collaborative:

Based in San Diego, California, The Mortgage Collaborative was founded in 2013 by four notable industry leaders and is the nation's largest independent mortgage cooperative network. TMC is singularly focused on creating an environment of collaboration and innovation for small to midsize mortgage lenders across the country to reduce cost, increase profitability and better serve the dynamic and changing consumer base in America.

For more information, visit https://www.mortgagecollaborative.com/.

News from The Mortgage Collaborative

The Mortgage Collaborative (TMC), the nation's largest independent cooperative network serving the mortgage industry, has wrapped up its fourth annual 12 Days of TMC, a virtual conference running from November 30 to December 15, 2023. The online event, spread over three weeks, featured several keynote speakers.

Related link: https://www.mortgagecollaborative.com

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