Author Archives: Click n' Close Inc.

Click n’ Close named one of USDA’s Top Wholesale Lenders for 2026

ADDISON, Texas, July 16, 2026 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, received a USDA 2026 Top Wholesale Lender award. The award was presented today at USDA Rural Development’s National Lender of the Year Awards Ceremony in Washington, D.C.

Image caption: Click n’ Close named one of USDA’s Top Wholesale Lenders for 2026.

The USDA National Lender of the Year Awards recognize top lending partners supporting rural homeownership through USDA Rural Development’s Single Family Housing Guaranteed Loan Program. Click n’ Close ranked second nationally in the Top Wholesale Lender category, behind United Wholesale Mortgage.

Click n’ Close offers USDA loans through its wholesale and correspondent channels, including a forgivable second-lien down payment assistance option that can be applied toward closing costs, escrows and prepaids. The company also supports manufactured home financing under the USDA program, expanding the range of eligible property types available to rural homebuyers.

“Rural borrowers often get overlooked by lenders chasing volume in metro markets,” said Jeff Bode, chief executive officer of Click n’ Close. “We built our wholesale platform to serve the brokers working in those communities, and this ranking tells us that approach is paying off for the families they’re helping get into homes.”

The USDA National Lender of the Year Awards Ceremony was held June 17 in Washington, D.C. Soliman Martinez, division manager, accepted the award on Click n’ Close’s behalf. More information on the ceremony is available in the USDA’s news release at https://www.rd.usda.gov/newsroom/news-release/usda-holds-national-lenders-year-award-ceremony-0.

About Click n’ Close, Inc.

Click n’ Close, Inc. is a multi-state mortgage lender serving consumers and originators through its wholesale, correspondent and retail channels. The company is an industry leader in proprietary down payment assistance (DPA) programs and a recognized leader in One-Time Close construction lending across conventional, FHA, VA, USDA and Section 184 programs. Through its 1st Tribal Lending division—the nation’s largest originator and servicer of Section 184 home loans for Native Americans—Click n’ Close extends its commitment to expanding homeownership opportunities nationwide.

In operation since 1959, Click n’ Close has remained at the forefront of mortgage innovation, pioneering the adoption of eClosings and eNotes. Backed by a strong financial foundation, Click n’ Close has the balance sheet and warehouse capacity to support and scale its specialized loan programs, providing consistent access to capital and reliable execution for its partners. By maintaining direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors and servicing its loan programs in-house, the company delivers dependable liquidity, loan salability and an enhanced borrower experience.

Learn more at www.clicknclose.com.

NEWS SOURCE: Click n' Close Inc.

This press release was issued on behalf of the news source (Click n' Close Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

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Click n’ Close names Merv Govender chief information officer

ADDISON, Texas, June 25, 2026 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced the appointment of Merv Govender as chief information officer (CIO). Govender brings more than 27 years of technology leadership across the banking, gaming and healthcare industries. As CIO, he will lead Click n’ Close’s technology development and deployment strategy, with a focus on building and deploying tools that support the company’s lending operations and third-party origination channels. Govender will also oversee cybersecurity, infrastructure and the company’s adoption of artificial intelligence (AI) across its lending operations.

Image caption: Click n’ Close names Merv Govender chief information officer.

“Click n’ Close has always viewed technology not just as a competitive advantage but as an operational imperative, and our entrepreneurial mindset means we’re willing to look outside this industry for the talent and ideas that push us forward,” said Ian Kimball, president of Click n’ Close. “We’ve found that leaders who have seen what technology can accomplish in other high-stakes, compliance-driven environments bring a perspective this industry needs. That is precisely where Merv has spent his career, which is why we’re confident his background will directly inform how we build and deploy technology going forward.”

Govender has previously led large-scale technology transformations in industries defined by strict regulatory requirements and complex operational demands. His career spans senior technology leadership roles in banking, gaming and healthcare, where he has focused on aligning technology investment with business strategy, modernizing infrastructure and strengthening cybersecurity programs. More recently, his work has expanded to include helping organizations operationalize AI as a practical tool for efficiency, decision-making and growth, an emphasis he will bring to Click n’ Close’s lending operations.

“Having spent my career in highly regulated industries, I understand the stakes involved in getting technology right, and mortgage is no different,” Govender said. “My focus will be on building the kind of infrastructure and AI capabilities that benefit not just Click n’ Close but also its partners and, ultimately, borrowers.”

About Click n’ Close, Inc.

Learn more at clicknclose.com.

NEWS SOURCE: Click n' Close Inc.

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Click n’ Close expands Whole Loan Trading division with engagement of Christy Soukhamneut and Launch Point Advisory Group

ADDISON, Texas, May 15, 2026 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, announced strategic engagement of Christy Soukhamneut and Launch Point Advisory Group to support the expansion of its Whole Loan Trading division. The move is part of a broader initiative to grow Click n’ Close’s secondary market presence and offer whole loan trading opportunities across its government and specialty loan programs.

Image caption: Click n’ Close expands Whole Loan Trading division with engagement of Christy Soukhamneut and Launch Point Advisory Group.

Click n’ Close has built a secondary market platform supported by direct relationships with Ginnie Mae and private investors, in-house servicing and a diversified product mix that includes FHA, VA, USDA, One-Time Close construction and Section 184 loans. The Whole Loan Trading expansion is designed to deepen those capabilities, broaden the company’s institutional and correspondent investor network and create more consistent execution options for its partners.

“Growing our Whole Loan Trading business is an important component to the future growth of Click n’ Close,” said Ian Kimball, president of Click n’ Close. “We have the loan programs, the investor relationships and the operational infrastructure to support meaningful volume. This engagement is about putting the right expertise in place to accelerate that growth and make Click n’ Close a go-to whole loan trading partner in the government market.”

Soukhamneut will work directly with Click n’ Close’s leadership team to drive the whole loan trading initiative, focusing on expanding correspondent relationships, identifying whole loan execution opportunities across CNC’s product mix and developing the infrastructure needed to scale volume. Launch Point Advisory Group will support the broader strategic effort by bringing additional resources and secondary-market expertise to the engagement.

“Click n’ Close has the right pieces in place to build a strong whole loan trading business,” Soukhamneut said. “The product breadth, investor access and operational foundation are there. The opportunity is in connecting those assets with the right buyers and creating a consistent, scalable execution process. That’s where I’m focused.”

Soukhamneut brings nearly three decades of mortgage banking experience. She has held senior leadership roles at Flagstar Bank, Texas Capital Bank, Certainty Home Loans and Bank of America and has provided advisory and board-level service to STRATMOR Group, Freddie Mac, Voxtur and TRAiNED. Most recently, she served as chief lending officer at University Federal Credit Union, overseeing the institution’s entire lending operation. Recognized as a thought leader in correspondent lending and secondary market strategy, Soukhamneut currently serves on the board of directors of the Mortgage Bankers Association of Texas and has previously served on Freddie Mac’s Board of Advisors.

Correspondent lenders and secondary market partners interested in whole loan trading opportunities with Click n’ Close are encouraged to connect with Christy Soukhamneut at Christy@clicknclose.com or their Click n’ Close Correspondent Account Executive at clicknclosecorrespondent.com/about.

About Click n’ Close, Inc.

Learn more at clicknclose.com.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-expands-whole-loan-trading-division-with-engagement-of-christy-soukhamneut-and-launch-point-advisory-group/

Click n’ Close names Amy Azorandia chief compliance officer

Mortgage compliance veteran to lead risk management and governance across wholesale, correspondent and retail channels

ADDISON, Texas, May 6, 2026 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced the appointment of Amy Azorandia as chief compliance officer. In this role, Azorandia will lead the company’s compliance strategy, governance framework and risk management infrastructure as Click n’ Close continues to scale its national platform and expand its lending programs.

Image caption: Click n’ Close names Amy Azorandia chief compliance officer.

As chief compliance officer, Azorandia will be responsible for strengthening enterprise-wide compliance management systems, enhancing regulatory oversight and aligning compliance strategy with operational execution. Her appointment supports Click n’ Close’s continued focus on disciplined growth, loan quality and consistent performance across its wholesale, correspondent and retail channels.

“I’m pleased to welcome Amy to Click n’ Close,” said Ian Kimball, president of Click n’ Close. “Her deep expertise in building scalable compliance frameworks and integrating risk management into operational strategy will be instrumental as we continue to grow the business while maintaining the highest standards of quality and accountability.”

Azorandia brings more than 20 years of mortgage banking experience, with a track record of designing and implementing compliance and risk infrastructure across complex, multi-channel lending platforms. She is recognized for translating regulatory requirements into scalable systems that support production while protecting organizational integrity.

Most recently, Azorandia served as senior vice president of mortgage compliance and systems at Firstrust Bank, where she led regulatory strategy, compliance governance and operational transformation initiatives. She previously held executive leadership roles at GMH Mortgage Services, where she built enterprise compliance programs supporting a multi-state platform exceeding $1 billion in annual originations.

Throughout her career, Azorandia has led the development of risk-based compliance management systems, overseen regulatory examinations and implemented digital and operational enhancements that improve loan quality and efficiency. She is a Certified Mortgage Banker and an active industry leader, serving in multiple leadership roles within the Mortgage Bankers Association and The Mortgage Collaborative.

“Click n’ Close has built a strong foundation centered on innovation, execution and expanding access to homeownership,” Azorandia said. “I look forward to strengthening the company’s compliance infrastructure in a way that supports sustainable growth, enhances operational performance and reinforces confidence across our partners and borrowers.”

About Click n’ Close, Inc.

Learn more at clicknclose.com.

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UPDATED 2:30pm PDT 5/7/26 to fix an inadvertent error in the dateline (typo).

NEWS SOURCE: Click n' Close Inc.

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Click n’ Close names Delores Lopez as chief operating officer

ADDISON, Texas, April 6, 2026 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced the appointment of Delores Lopez as chief operating officer, effective April 6. In this role, Lopez will lead operations, drive scalable growth initiatives and implement operational strategy across the organization, reporting to Ian Kimball, president.

Image caption: Click n’ Close names Delores Lopez as chief operating officer.

As chief operating officer, Lopez will focus on advancing operational excellence, supporting long-term growth and optimizing performance across Click n’ Close’s national footprint as the company continues to expand. Lopez joins Click n’ Close at a time of continued momentum for the company, as it builds on its leadership in down payment assistance programs and One-Time Close construction lending while expanding its reach across wholesale, correspondent and consumer direct.

“I’m pleased to welcome Delores to Click n’ Close,” said Ian Kimball, president of Click n’ Close. “Her deep operational expertise and proven leadership across multiple functions will be instrumental as we continue to scale the business, strengthen our platform and support our partners and borrowers with greater efficiency and consistency.”

Lopez most recently served as executive vice president of mortgage operations at Titan Bank, where she played a key role in building and scaling the bank’s correspondent channel while guiding operations across the full loan life cycle. Prior to that, she spent more than a decade at Supreme Lending, including as Chief Enterprise Risk Officer, where she helped shape a disciplined risk culture and strengthen quality and compliance practices across a growing national platform. She began her career in secondary marketing roles at Benchmark Mortgage, ViewPoint Bankers Mortgage and Concorde Acceptance, developing a foundation in capital markets that has informed her approach to balancing growth, risk and execution throughout her career.

About Click n’ Close, Inc.

In operation since 1940, Click n’ Close has remained at the forefront of mortgage innovation, pioneering the adoption of eClosings and eNotes. Backed by a strong financial foundation, Click n’ Close has the balance sheet and warehouse capacity to support and scale its specialized loan programs, providing consistent access to capital and reliable execution for its partners. By maintaining direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors and servicing its loan programs in-house, the company delivers dependable liquidity, loan salability and an enhanced borrower experience.

Learn more at www.clicknclose.com.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-names-delores-lopez-as-chief-operating-officer/

Click n’ Close triples warehouse line capacity to support growing One-Time Close demand

ADDISON, Texas, Nov. 6, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced a significant expansion of its warehouse line capacity dedicated to its growing One-Time Close (OTC) construction-to-permanent wholesale lending business. The expansion, supported by Merchants Bank and other warehouse partners, triples Click n’ Close’s OTC capacity and follows a record fiscal year performance, reinforcing the confidence of its capital partners in the company’s financial strength and specialized business model.

Image caption: Click n’ Close, Inc.

“This expansion is both a reflection of where we’ve been and a catalyst for where we’re going,” said Jeff Bode, CEO of Click n’ Close. “Our record year showed that the One-Time Close program is not only resilient in any market but also transformative for lenders and borrowers. With this additional capacity, we can accelerate that momentum, giving our partners more flexibility and borrowers more opportunities to build and finance their homes.”

Click n’ Close’s One-Time Close program simplifies the construction-to-permanent financing process by combining land, construction, and permanent mortgage financing into a single transaction. Available across FHA, VA, USDA, and Section 184 loan types, the program is designed to make new construction more accessible — particularly for first-time buyers and borrowers in rural or underserved markets.

The program offers up to 100% loan-to-value (LTV) financing, covering land, construction and closing costs, with no down payment or minimum investment required. Borrowers may also finance the USDA Guarantee Fee up to 101% LTV. Other features include flexible debt-to-income ratios, eligibility for credit scores of 640 and above and no prepayment penalties. The program supports first-time homebuyers, allows seller or builder concessions of up to 6%, accepts eligible gifts for closing costs, and offers contingency account financing of up to 10%.

“Demand for our One-Time Close product continues to exceed expectations,” added Ian Kimball, President of Click n’ Close. “By expanding our warehouse capacity, we’re ensuring our partners have the reliable liquidity and operational support needed to serve more borrowers and builders nationwide.”

Click n’ Close’s record fiscal year was driven by growth across its government lending and servicing portfolios, strong market adoption of its SmartBuy™ down payment assistance (DPA) programs and disciplined capital and risk management. The company achieved its highest annual net profit to date while maintaining balanced channel performance across wholesale, correspondent and retail divisions.

Additional contributors included the launch of new leadership initiatives, expanded correspondent relationships and increased operational efficiencies through the use of proprietary technology and process automation. These achievements have strengthened the company’s financial foundation and deepened partner confidence, paving the way for continued investment in strategic areas, such as OTC lending.

With its newly expanded warehouse capacity, Click n’ Close is positioned to further its leadership in the construction-to-permanent lending space, offering the flexibility, scale and stability needed to help more families achieve homeownership through new construction.

About Click n’ Close, Inc.

Learn more at https://www.clicknclose.com/.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-triples-warehouse-line-capacity-to-support-growing-one-time-close-demand/

Click n’ Close appoints Jon Wilson as Vice President of Accounting

ADDISON, Texas, Oct. 30, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced the addition of Jon Wilson as Vice President of Accounting. In this role, Wilson will oversee corporate accounting, financial reporting and process optimization, supporting the company’s continued growth and operational excellence.

Image caption: Jon Wilson of Click n’ Close.

Wilson brings more than 20 years of experience in accounting and finance leadership within the mortgage and financial services sectors. Prior to joining Click n’ Close, he served as Vice President of Finance for Bay Equity, LLC, a subsidiary of Redfin Inc., where he oversaw financial operations, including audit management, warehouse certification reporting and banking relationships. Previously, Wilson held senior accounting roles at Algentis, LLC (a subsidiary of HUB International) and First Collateral Services (a subsidiary of CitiMortgage).

“Jon’s extensive background in financial management, audit oversight and operational efficiency makes him a tremendous asset to our leadership team,” said Gary McKiddy, CFO of Click n’ Close. “His experience supporting complex financial infrastructures within mortgage lending organizations will strengthen our accounting operations and position us for continued expansion.”

“I’m thrilled to join Click n’ Close and contribute to its mission of delivering innovative lending solutions,” Wilson said. “The company’s reputation for combining strong financial stewardship with forward-thinking programs like One-Time Close construction lending and down payment assistance aligns perfectly with my professional values and experience.”

Wilson holds a Bachelor of Science in Accounting from Chico State University and an MBA in Finance from Golden Gate University.

About Click n’ Close, Inc.

Learn more at https://www.clicknclose.com/

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-appoints-jon-wilson-as-vice-president-of-accounting/

Click n’ Close offers free USDA lock extensions, accepts new locks during government shutdown

ADDISON, Texas, Oct. 27, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced a two-part initiative to support lenders during the federal government shutdown: free lock extensions for USDA loans already in its wholesale pipeline and acceptance of new USDA locks, which will be eligible for the same free extensions through Dec. 31, 2025. The program is designed to help lenders manage rate protection and keep loans moving toward closing while normal operations are paused.

Image caption: Click n’ Close, Inc.

“Government shutdowns add uncertainty and delays that neither lenders nor borrowers can control,” said Jeff Bode, CEO of Click n’ Close. “By extending locks on loans already in process and accepting new locks with free extensions through year-end, we’re helping our partners preserve pricing and keep pipelines prepared for when agencies resume regular processing.”

Click n’ Close is one of the nation’s top USDA wholesale lenders, recognized by the U.S. Department of Agriculture as a Top Wholesale Lender Champion for two consecutive years. Through innovative programs like its SmartBuy™ proprietary down payment assistance (DPA) offering and its One-Time Close construction program, Click n’ Close has helped thousands of borrowers achieve affordable homeownership.

The company’s experienced USDA team remains available to help lenders navigate the current environment and identify solutions to keep loans moving forward. Lenders with loans requiring immediate closings are encouraged to contact their Account Executive to explore alternative fast-close options.

About Click n’ Close, Inc.

Learn more at https://www.clicknclose.com/.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-offers-free-usda-lock-extensions-accepts-new-locks-during-government-shutdown/

Click n’ Close names mortgage industry veteran Ian Kimball as president

ADDISON, Texas, Oct. 8, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced the appointment of Ian Kimball as president. In this role, Kimball will oversee strategic growth initiatives, operational execution and market expansion, reporting to founder and CEO Jeff Bode.

Image caption: Ian Kimball of Click n’ Close.

Kimball brings more than 25 years of leadership experience across strategy, sales, operations, technology, compliance and finance. Most recently, he served as executive director of strategy at Service First Mortgage, where he modernized enterprise technology, streamlined operations and led companywide initiatives to drive scalability and profitability. He previously held senior leadership roles at Caliber Home Loans, Bank of America Home Loans and Wells Fargo Home Mortgage, where he built high-performing sales organizations, drove national business development and executed large-scale transformation programs.

“Ian’s proven ability to scale organizations, modernize operations and forge strong partnerships will be instrumental as Click n’ Close enters its next phase of growth,” said Jeff Bode, CEO of Click n’ Close. “His forward-thinking leadership and deep industry knowledge are exactly what we need to continue delivering innovative solutions to our partners and borrowers.”

“I am honored to join Click n’ Close at such a pivotal time in the company’s journey,” Kimball said. “Jeff and the team have built a culture of innovation and resilience that has positioned the company as a leader in the industry. I look forward to building on that foundation to strengthen partnerships, expand our product offerings and continue helping more borrowers achieve homeownership.”

Kimball is a two-time FHFA Technology Sprint winner with expertise in capital markets, regulatory oversight and enterprise performance management. Known for building high-performance cultures and scalable infrastructures, he has also served as a trusted advisor to fintech firms on artificial intelligence (AI)-driven product development and digital transformation. Kimball earned a Bachelor of Arts in political science from the University of Minnesota Twin Cities.

About Click n’ Close, Inc.

Learn more at www.clicknclose.com.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-names-mortgage-industry-veteran-ian-kimball-as-president/

Click n’ Close launches SmartBuy 5/1 ARM DPA product to help builders address affordability challenges

ADDISON, Texas, Sept. 3, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced the launch of its SmartBuy 5/1 ARM Down Payment Assistance (DPA) product, designed specifically to help home builders address affordability concerns and support new home sales.

Image caption: Click n’ Close logo.

With the National Association of Home Builders (NAHB) reporting that new home sales remain flat amid persistent affordability pressures, builders are seeking financing programs that make it easier for buyers to purchase new homes. The SmartBuy 5/1 ARM DPA program combines a competitive ARM first mortgage with a repayable second mortgage that can be applied to down payments, closing costs, prepaids or rate buydowns. This structure enables builders and their lending partners to present buyers with more approachable monthly payments and lower upfront barriers.

“The SmartBuy 5/1 ARM DPA is built with builders in mind,” said Jeff Bode, founder and CEO of Click n’ Close. “It provides a practical way to address affordability concerns, giving builders another tool to help buyers move forward with confidence in today’s market.”

The SmartBuy 5/1 ARM DPA builds on Click n’ Close’s established down payment assistance programs, underscoring the company’s commitment to developing innovative financing options that align with borrower needs and current market dynamics. To learn more about the SmartBuy suite of DPA products, connect with a wholesale account executive (https://cnctpo.com/wholesale-account-executives/) or email correspondent@clicknclose.com.

About Click n’ Close, Inc.

Click n’ Close, Inc. is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels. It is also the nation’s leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n’ Close has remained at the forefront of mortgage innovation, pioneering the adoption of eClosings and eNotes.

The company’s entrepreneurial spirit and risk management mindset have driven the development of groundbreaking loan products, including its USDA One-Time Close construction program, proprietary DPA solutions and a dedicated reverse mortgage division. With direct access to capital markets via relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors, Click n’ Close ensures liquidity and reliability for its partners and borrowers. By servicing its loan programs in-house, the company offers wholesale and correspondent clients added confidence in loan salability and borrower satisfaction by servicing its loan programs in-house.

Learn more at www.clicknclose.com.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-launches-smartbuy-5-1-arm-dpa-product-to-help-builders-address-affordability-challenges/

Click n’ Close Chief Operating Officer Kara Lamphere named 2025 HousingWire Vanguard

ADDISON, Texas, Sept. 2, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced that its Chief Operations Officer, Kara Lamphere, has been named a 2025 HousingWire Vanguard. The award recognizes C-suite professionals and business leaders whose vision and leadership are driving the housing industry forward across lending, servicing, investments and real estate.

Image caption: Click n’ Close COO Kara Lamphere.

With more than 20 years of experience in mortgage operations, compliance, sales, and audit, Lamphere has redefined operational excellence at Click n’ Close. Over the past year, she has spearheaded initiatives that scaled eNote adoption to 97%, cut Fannie Mae MORA audit findings to near zero, and driven a 92% year-over-year increase in One-Time Close construction loan volume. She also expanded the company’s SmartBuy™ Down Payment Assistance offerings, launched a borrower-focused rent-vs-own calculator, and established an Operations Support department to improve quality and efficiency.

Lamphere’s leadership has propelled organizational growth and reinforced Click n’ Close’s culture of collaboration and innovation. Her efforts contributed to the company being named a Top USDA Wholesale Mortgage Lender by the U.S. Department of Agriculture for the second consecutive year, serving more than 7,000 borrowers with $1.1 billion in USDA loans originated.

“Kara exemplifies the spirit of innovation and integrity that defines true leadership,” said Jeff Bode, founder and CEO of Click n’ Close. “Her transformative approach to operations and her unwavering commitment to borrower access and employee success have positioned Click n’ Close as a market leader. We are proud to see her honored among the industry’s top executives.”

Lamphere is active in the Texas Mortgage Bankers Association and the Community Mortgage Lenders of America, and previously served seven years on the Board of Trustees at Fort Worth Academy. She is widely recognized for her empathetic, employee-first leadership style and dedication to advancing industry standards.

“The 2025 HousingWire Vanguards exemplify what it means to lead with vision and resilience,” said Sarah Wheeler, Editor-in-Chief of HousingWire. “These leaders aren’t just driving growth within their organizations, they’re shaping the future of housing itself. Their achievements reflect the innovation, adaptability, and commitment required to thrive in today’s rapidly evolving market.”

To view the full list of HW Vanguards, visit: https://www.housingwire.com/vanguard/.

About Click n’ Close, Inc.

Learn more at https://www.clicknclose.com/.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-chief-operating-officer-kara-lamphere-named-2025-housingwire-vanguard/

Click n’ Close Honored as Top USDA Wholesale Mortgage Lender Award for Second Consecutive Year

ADDISON, Texas, July 9, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced it has been honored for the second year in a row as a 2025 Top Wholesale Lender Champion by the United States Department of Agriculture. This recognition underscores Click n’ Close’s continued commitment to fostering homeownership and supporting community development through innovative lending programs.

Image caption: Click n’ Close, Inc. logo.

“It’s an incredible honor to once again be recognized by the USDA for our work in the wholesale channel,” said Jeff Bode, founder and CEO of Click n’ Close. “This award is a testament to our team’s unwavering commitment to making affordable home financing more accessible to families nationwide. Moments like these fuel our mission and inspire us to keep pushing boundaries in support of homebuyers across every community we serve.”

Click n’ Close has extended more than $1.1 billion in down payment assistance (DPA) with USDA first-lien mortgages to nearly 7,000 borrowers this fiscal year through its SmartBuy™ proprietary DPA program, which features multiple second-lien options with no first-time homebuyer requirement or income limits beyond USDA guidelines.

Last year, Click n’ Close also introduced Shared Appreciation Mortgage (SAM) loan program, which offers a below-market interest rate for first-lien FHA and USDA loans and repayable second lien in exchange for up to 40% of the home’s appreciation during the first five years. Other innovations include Click n’ Close’s One-Time Close (OTC) program, which offers 100% combined loan-to-value (CLTV) financing to cover land, construction and closing costs with no down payment or minimum investment required, as well as the option to finance the USDA’s 1% Guarantee Fee up to 101% LTV.

The award ceremony took place on Thursday, June 24, in Washington, D.C. The event celebrated the achievements of 24 top lending partners nationwide in nine categories, with Click n’ Close recognized for its leadership and innovation in advancing affordable housing opportunities.

About Click n’ Close, Inc.:

Learn more at https://www.clicknclose.com/.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-honored-as-top-usda-wholesale-mortgage-lender-award-for-second-consecutive-year/

Click n’ Close Appoints Mortgage Wholesale Veteran Tony Catanese as Regional Sales Manager to Lead East Coast Expansion

ADDISON, Texas, May 30, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender and innovator in third-party origination (TPO), announced Thursday that Tony Catanese has joined the company as regional sales manager. In this role, Catanese will lead the company’s wholesale and non-delegated expansion across the East Coast, focusing on building and developing a high-performing sales team.

Image caption: Click n’ Close Appoints Tony Catanese as Regional Sales Manager.

“Tony is a consummate professional whose leadership and depth of experience will be pivotal as we accelerate our expansion efforts across the East Coast,” said Adam W. Rieke, executive director of TPO lending at Click n’ Close. “His proven ability to cultivate strong sales teams and execute strategy aligns perfectly with Click n’ Close’s growth vision and commitment to delivering high-level support to our broker and non-delegated partners.”

Catanese has more than 34 years of experience in wholesale mortgage lending and a long history of managing top-performing sales organizations. Most recently, he served as vice president and eastern regional sales manager for several nationally recognized mortgage lenders, including Kind Lending and Sierra Pacific Mortgage Co.

“I am looking forward to helping Click n’ Close grow its wholesale and non-delegated footprint and market share,” Catanese said. “It’s a privilege to join an organization that combines leadership with the agility to deliver real value to partners and borrowers.”

Catanese’s appointment reflects Click n’ Close’s broader strategic focus on enhancing its presence in key regional markets and providing access to innovative lending programs for third-party originators. As the industry evolves, the company remains dedicated to offering liquidity, agility and strong service across all channels.

About Click n’ Close:

Click n’ Close Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels. It is the nation’s leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n’ Close has established a legacy of innovation and financial strength. The company pioneered the adoption of eClosings and eNotes and has introduced a range of market-responsive loan products, including USDA one-time close construction loans, a proprietary down payment assistance (DPA) program and a reverse mortgage division. By servicing its loan programs in-house and maintaining direct access to capital markets through relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors, Click n’ Close ensures dependable execution and long-term value for its partners. Learn more at clicknclose.com.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-appoints-mortgage-wholesale-veteran-tony-catanese-as-regional-sales-manager-to-lead-east-coast-expansion/

Click n’ Close Expands Correspondent Lending Sales Team with Mortgage Industry Veteran Kim Schenck

Current head of correspondent division Michael Lima to refocus on whole loan trading

ADDISON, Texas, April 9, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close (CNC), a multi-state mortgage lender, announced today that Kim Schenck has joined its Correspondent Lending Sales team as Correspondent Manager. In her new role, Schenck will lead the expansion of the company’s proprietary down payment assistance (DPA) program, which plays a key role in helping more borrowers achieve homeownership.

Image caption: Click n’ Close, Inc.

“Kim’s extensive experience and proven ability to drive results make her an ideal addition to our team,” said Jeff Bode, owner and CEO of Click n’ Close. “Her focus on our DPA program will help us continue delivering innovative, affordable solutions to our partners and borrowers.”

Schenck brings more than 30 years of experience in mortgage banking, with a strong background in correspondent lending, loan acquisitions and secondary marketing. Her career includes leadership roles at Essex Mortgage, Freedom Mortgage, Bank of America, Greenwich Capital Financial and Sandia Mortgage Corporation, where she built and managed high-performing sales teams, drove strategic growth and developed pricing and rate strategies for large-scale lending operations.

“I’ve had the pleasure of working with Jeff in previous roles and have always admired his sharp insight and shared commitment to empowering both lenders and homebuyers,” said Schenck. “I’m honored to join such a forward-thinking organization and proud to be part of a winning team.”

As part of this transition, Click n’ Close’s Managing Director of Correspondent Lending Michael Lima will shift his focus back to the company’s whole loan trading business, a division he was initially hired to lead.

Lima first joined Click n’ Close – then operating as Mid America Mortgage – shortly after the implementation of the 2016 TILA-RESPA Integrated Disclosure (TRID) rule. Mid America recognized an opportunity as lenders across the country struggled with compliance and were forced to sell affected loans at steep discounts on the scratch-and-dent market. The company entered the space to purchase those loans, resolve the underlying issues and reintroduce them to the market—effectively bringing liquidity where it was desperately needed. Lima was brought in specifically to lead this initiative, leveraging his expertise in capital markets and risk assessment to build a sustainable, scalable secondary market strategy.

Now, as the mortgage industry faces another period of consolidation and economic uncertainty, Click n’ Close is redoubling its commitment to the whole loan trading space, offering a stable, long-term source of liquidity for lenders navigating an evolving landscape. Amid a post-COVID environment where many lenders have reported financial losses, Click n’ Close has remained financially strong and profitable—a track record the company sees as critical to its value proposition moving forward.

“Click n’ Close has always leaned into market disruptions as an opportunity to lead with innovation and stability,” said Lima. “My returned focus to the whole loan trading space will help strengthen the liquidity and reliability our lending partners count on. Our capital markets strategy has always been about fixing what others overlook—and doing it profitably, sustainably and at scale.”

About Click n’ Close, Inc.

Click n’ Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation’s leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n’ Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click n’ Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click n’ Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click n’ Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-expands-correspondent-lending-sales-team-with-mortgage-industry-veteran-kim-schenck/

Janet Pitney of Click n’ Close Honored with 2025 HousingWire Rising Stars Award

Pitney is recognized for her pivotal role in positioning Click n' Close to adapt amidst market turbulence

ADDISON, Texas, April 1, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close (CNC), a multi-state mortgage lender, today announced that Project Manager Janet Pitney has been honored with a place among the 2025 HousingWire Rising Stars. The award honors young real estate and mortgage professionals making impressive career moves while driving growth for their companies and the industry. Pitney is recognized for her outstanding leadership and innovation in technology and operations.

Image caption: 2025 HousingWire Rising Star, Janet Pitney.

Over the past year, Pitney has played a pivotal role in enhancing system functionality, optimizing workflows, and expanding the company’s product offerings. Her strategic vision and technical expertise have led to significant advancements, including the development of dynamic reporting dashboards which improve decision-making, a remarkable increase in eNote adoption, and the successful launch of technology roadmaps which drive efficiency. Pitney’s commitment to excellence, problem-solving, and industry innovation has positioned Click n’ Close as a more flexible and forward-thinking lender in a market demanding agility.

“Janet’s ability to blend technical expertise with strategic foresight has driven significant advancements in our operations, from enhancing system efficiencies to expanding our product suite,” said Jeff Bode, owner and CEO of Click n’ Close. “Janet’s dedication to excellence and continuous improvement not only strengthens our organization but also sets new industry standards. We are all incredibly proud to see her contributions recognized with this well-deserved award.”

“The Rising Stars award is a celebration of the incredible energy, innovation, and talent shaping the future of housing,” said Sarah Wheeler, Editor-in-Chief at HousingWire. “This year’s winners are not only excelling in their respective fields but are also redefining what’s possible in the industry. Their creativity and leadership inspire confidence in the industry’s future, and I can’t wait to see how they continue to drive progress.”

Visit https://www.housingwire.com/risingstars/ to view the full list of winners and their profiles.

About Click n’ Close, Inc.

Click n’ Close, Inc. is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation’s leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n’ Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Learn more at https://www.clicknclose.com/.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/janet-pitney-of-click-n-close-honored-with-2025-housingwire-rising-stars-award/

Click n’ Close’s SmartBuy™ Shared Appreciation Mortgage Program expands to Freddie Mac 30-year conventional loans

Homebuyers can now access 5% down payment assistance without restrictions on first-time purchases

ADDISON, Texas, Feb. 6, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close (CNC), a multi-state mortgage lender, today announced its SmartBuy™ Shared Appreciation Mortgage (SAM) program now features a 30-year, fixed-rate conventional option approved by Freddie Mac.

Image caption: Click n’ Close, Inc.

“Regardless of what is admittedly a difficult market for buyers, our SmartBuy Shared Appreciation Mortgage tool puts homeownership in reach for people who may not have thought it possible,” said Jeff Bode, owner and CEO of Click n’ Close. “Buyers can increase their financial stability and realize the benefits of what is, for most Americans, the largest investment of a lifetime.”

Launched in April 2024, CNC’s SAM program offers a below-market interest rate for first-lien FHA, USDA and now conventional loans and a repayable DPA second lien in exchange for a portion of the home’s appreciation [*note 1] during the first five years. After the five-year accumulation period, the shared appreciation amount is added to the second lien and amortized over the remaining term. The program has no restrictions on first-time purchases or income levels.

“CNC’s Shared Appreciation Mortgage program (SAM) combines with the DPA SmartBuy program to provide homebuyers with additional flexibility, helping them secure a home with minimal upfront costs while benefiting from shared appreciation in the property’s value over time,” Bode added. “Having a conventional option in addition to FHA and USDA simply helps make homeownership more accessible for a broader range of buyers.”

Industry professionals interested in the SAM program should contact their Click n’ Close wholesale or correspondent account representative.

About Click n’ Close, Inc.:

Learn more at https://www.clicknclose.com/.

NOTES:
*NOTE 1: Shared appreciation amount will vary based on first-lien loan product type.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-closes-smartbuy-shared-appreciation-mortgage-program-expands-to-freddie-mac-30-year-conventional-loans/

Click n’ Close welcomes Jeff Raich to its National Sales bench

ADDISON, Texas, Dec. 17, 2024 (SEND2PRESS NEWSWIRE) –Click n’ Close (CNC), a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, today announced Jeff Raich has joined the organization as a national sales director in correspondent lending.

Image caption: Jeff Raich.

Raich will promote CNC’s down payment assistance programs and other opportunities with delegated correspondent mortgage originators.

“We’re delighted that after a year of expansion, which has allowed us to help thousands more borrowers become homeowners, we’ve landed a seasoned mortgage veteran in Jeff Raich,” said Click n’ Close Owner and CEO Jeff Bode. “In a temperamental market, you need a knowledgeable and professional team to support the needs of the consumer and your correspondent partners. That’s what we’ve found in Jeff. He is respected in the industry and has a wealth of experience and contacts.”

Raich brings over 20 years of expertise in the mortgage and finance industry to CNC. He spent 12 years at Mortgage Guaranty Insurance Corporation (MGIC), successfully leading MGIC’s and eMagic’s regional sales force for Texas, Oklahoma, Arkansas, and New Mexico. Raich also has extensive experience building and scaling third party mortgage sales and operations teams, complemented by a strong analytical and technical background from his time in mortgage finance.

“I’m elated to join the existing correspondent sales team including Julas Hollie to continue to promote the market leading down payment assistance programs and other innovative products,” said Raich. “Jeff Bode is a trailblazer in the mortgage industry, and CNC’s direct access to the capital markets and in-house loan servicing, provides the perfect platform for strategic partnerships in the correspondent channel.”

About Click n’ Close, Inc.

Learn more at https://www.clicknclose.com/.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-welcomes-jeff-raich-to-its-national-sales-bench/

Click n’ Close Introduces New Down Payment Assistance Options for Shared Appreciation Mortgage Program

Homebuyers can now access 3.5% and 5% down payment assistance along with a powerful tool to compare the benefits of homeownership versus renting

ADDISON, Texas, Oct. 24, 2024 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced two significant enhancements to its Shared Appreciation Mortgage (SAM) program. These updates will help make homeownership more accessible and financially advantageous for a broader range of buyers in today’s competitive housing market.

Image caption: Click n’ Close.

To further assist buyers in overcoming financial barriers, Click n’ Close now offers down payment assistance (DPA) options of 3.5% and 5% for its Shared Appreciation Mortgage (SAM) program through its Wholesale and Correspondent divisions. These options provide homebuyers with additional flexibility, helping them secure a home with minimal upfront costs while benefiting from shared appreciation in the property’s value over time.

“Even with the rate cut announced at the Federal Reserve Board’s September 2024 meeting, higher-than-average mortgage interest rates and limited housing supply have made today’s market financially tough for many aspiring homeowners,” said Jeff Bode, owner and CEO of Click n’ Close. “Our expanded DPA offerings not only make homeownership more affordable but also allow buyers to participate in the long-term economic benefits of home appreciation.”

In addition to these enhanced down payment options, Click n’ Close has created an exclusive calculator for program participants designed to help them educate potential borrowers on the economic benefits of utilizing the SAM program to purchase a home compared to renting. This interactive tool allows loan officers to demonstrate the potential financial gains of homeownership, empowering buyers to make informed decisions.

Launched in April 2024, Click n’ Close’s SAM program offers a below-market interest rate for first-lien FHA and USDA loans and a repayable DPA second lien in exchange for up to 40% of the home’s appreciation during the first five years. After the five-year accumulation period, the shared appreciation amount is added to the second lien and amortized over the remaining term.

Industry professionals interested in learning more about the SAM program should contact their Click n’ Close wholesale or correspondent account representative.

About Click n’ Close, Inc.:

Learn more at https://www.clicknclose.com/.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-introduces-new-down-payment-assistance-options-for-shared-appreciation-mortgage-program/

Click n’ Close Chief Operations Officer Kara Lamphere Selected in Mortgage Women Magazine’s Annual Mortgage Star Award Program

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, today announced Kara Lamphere has been named a Mortgage Star in Mortgage Women Magazine's annual awards program.

Kara's position as a Mortgage Star is marked by her exceptional leadership, innovative mindset and unwavering commitment to excellence. With more than 20 years of experience in various facets of the mortgage industry, Kara possesses a unique blend of expertise in compliance, operations, quality control and audit.

"Kara is the COO every business wants," said Click n' Close Founder and CEO Jeff Bode. "In addition to ensuring the efficiency of our internal operations, Kara has also played a key role in bringing our initiatives such as our down payment assistance with shared appreciation product to market. She's extremely deserving of this recognition, and we congratulate her on this latest achievement."

"My passion for mentoring, team building and problem solving has been the key to my professional success, and I'm proud to have leveraged those skills in developing the proprietary DPA offerings we've created at Click n' Close to help address the affordability issues affecting potential homebuyers," said Lamphere. "I'm honored the Mortgage Women Magazine team has chosen me as a recipient of this year's Mortgage Star award and hope to continue addressing future market challenges through technology and innovation."

The Mortgage Star awards program celebrates strong and inspiring women within the mortgage sector. To view the complete list of the 2024 Mortgage Stars, visit: https://nationalmortgageprofessional.com/magazine/mortgage-women-magazine/empire-state-drive/digital-edition

About Click n' Close, Inc.:

Click n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, today announced Kara Lamphere has been named a Mortgage Star in Mortgage Women Magazine's annual awards program.

Related link: https://www.clicknclose.com/

Click n’ Close to Receive Top Lender Award at USDA’s Single Family Housing Guaranteed Loan Program Ceremony

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender, today announced that it will be honored with a top lender award at the United States Department of Agriculture's Single Family Housing Guaranteed Loan Program ceremony. This recognition underscores Click n' Close's commitment to fostering homeownership and supporting community development through innovative loan programs.

Click n' Close has been instrumental in extending more than $1.5 billion in Down Payment Assistant-related financing, helping over 6,000 borrowers become homeowners. The company continues to innovate with programs like SmartBuy(tm), which combines USDA or FHA-insured 30-year first mortgages with second-lien options to assist homebuyers with down payments, closing costs or interest rate reductions. Most recently, Click n' Close unveiled its DPA with Shared Appreciation loan program, which offers a below-market interest rate for first-lien FHA and USDA loans and a repayable DPA second lien in exchange for up to 40% of the home's appreciation during the first five years.

Other innovations include Click n' Close's One-Time Close (OTC) program, which offers 100% loan-to-value (LTV) financing covering land, construction and closing costs and features no down payment or minimum investment requirements and the ability to finance the 1% USDA Guarantee Fee up to 101% LTV.

"We are deeply honored to receive this recognition from the Single Family Housing Guaranteed Loan Program. This award reflects our dedication to providing accessible and affordable mortgage solutions to families across the country," said Jeff Bode, founder and CEO of Click n' Close. "We look forward to celebrating this achievement with our peers. This honor motivates us to continue our efforts in expanding homeownership opportunities and supporting the diverse needs of American homebuyers."

The award ceremony will be at 11 a.m. EST on Thursday, June 12, on the Whitten Patio at the Whitten Building in Washington, D.C. The event will celebrate the achievements of 27 top lending partners across the nation across 11 different categories, with Click n' Close receiving accolades for its significant contributions to homeownership.

About Click n' Close, Inc.

Click n' Close, Inc. is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender, today announced that it will be honored with a top lender award at the United States Department of Agriculture's Single Family Housing Guaranteed Loan Program ceremony. This recognition underscores Click n' Close's commitment to fostering homeownership and supporting community development through innovative loan programs.

Related link: https://www.clicknclose.com/

Click n’ Close Expands DPA Mortgage Product Suite to Include Option for Shared Appreciation

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announced it has expanded its suite of down payment assistance (DPA) loan products to include a shared appreciation option to help address the affordability challenges facing homebuyers.

"It's no secret that the combination of rising interest rates, limited inventory and growing property appreciation have made it more difficult for potential homebuyers to purchase in today's market. While existing homeowners have benefitted tremendously from skyrocketing home equity, that same trend has put buyers at a tremendous disadvantage," said Click n' Close Owner and CEO Jeff Bode. "By combining our proprietary DPA programs with a shared appreciation option, we're not only helping buyers get into a home more easily but also reap the benefit of homeownership from day one."

Click n' Close's DPA with Shared Appreciation program offers a below-market interest rate for first-lien FHA and USDA loans and a repayable DPA second lien in exchange for up to 40% the home's appreciation during the first five years. After the five-year accumulation period, the shared appreciation amount is added to the second lien and amortized over the remaining term. Program rates start at 4.75% for a 5-1 adjustable rate mortgage (ARM).

DPA with Share Appreciation is available through Click n' Close's retail and wholesale divisions. To learn more and check availability in your market, reach out to Devin Dubuc for retail and Soliman Martinez, Adam Rieke or Kerry Webb for wholesale.

About Click' n' Close, Inc.

Click 'n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click' n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click' n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click' n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click' n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announced it has expanded its suite of down payment assistance (DPA) loan products to include a shared appreciation option to help address the affordability challenges facing homebuyers.

Related link: https://www.clicknclose.com/

SmartBuy DPA Now Available to The Mortgage Collaborative’s Lender Members

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender, today announced its Preferred Partner status with The Mortgage Collaborative (TMC), a leader in mortgage cooperatives dedicated to providing its members with cutting-edge technology and expert mortgage banking resources.

As a correspondent investor, Click n' Close will offer TMC's Lender Members access to SmartBuy™, a proprietary suite of down payment assistance (DPA) loan programs designed to give homebuyers an advantage in today's heightened mortgage interest rate environment. This national program combines a USDA or FHA-insured 30-year first mortgage with either a second lien that is fully forgivable after five years or a 10-year repayable second lien amortized up to 30 years. The second lien funds available through both options meet agency minimum required investment guidelines and can be used by the borrower towards their down payment, closing costs, or to buy down the interest rate. SmartBuy also has no income or first-time homebuyer restrictions.

"TMC is one of the preeminent cooperatives serving mortgage lenders in today's market, and we are delighted to be part of its Preferred Partner network," said Click n' Close founder and CEO Jeff Bode. "SmartBuy is a competitive alternative to managing the myriad of state and local programs. SmartBuy has helped more than 6,000 borrowers become homeowners by extending more than $1.5 billion in DPA-related financing. We're looking forward to expanding both these numbers through our partnership with TMC."

"TMC is thrilled to have Click n' Close as a Preferred Partner serving the growing needs of today's mortgage lenders through its SmartBuy product suite," said TMC President and COO Melissa Langdale. "This partnership is a testament to TMC's mission of providing its members with access to the most innovative and reliable solutions in the industry."

About The Mortgage Collaborative

Based in Austin, Texas, The Mortgage Collaborative was founded in 2013 by four notable industry leaders and is the nation's largest independent mortgage cooperative network. TMC is singularly focused on creating an environment of collaboration and innovation for small to mid-size mortgage lenders across the country to reduce cost, increase profitability, and better serve the dynamic and changing consumer base in America. For more information, visit http://www.mortgagecollaborative.com/

About Click n' Close, Inc.

Click n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender, today announced its Preferred Partner status with The Mortgage Collaborative (TMC), a leader in mortgage cooperatives dedicated to providing its members with cutting-edge technology and expert mortgage banking resources.

Related link: https://www.clicknclose.com/

Click n’ Close Announces One-Time Close Program to Address Home Buyer Challenges in Rural America

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announced its latest mortgage product, One-Time Close (OTC) loan programs for government-insured mortgage products. This product is designed to aid homebuyers in rural America with down payment assistance, with availability in select markets.

"Given current market conditions, affordability is the number one challenge among potential homebuyers," said Click n' Close Owner and CEO Jeff Bode. "As prospective borrowers venture further out from cities and traditional suburban markets, Click n' Close stands as a resource, providing powerful financing tools for both wholesale lenders and borrowers to make homeownership possible."

Click n' Close's OTC program offers 100% loan-to-value (LTV) financing covering land, construction and closing costs, with no down payment or minimum investment required and the ability to finance the 1% USDA Guarantee Fee up to 101% LTV.

Other product features include:

* Flexible debt-to-income ratios;

* Eligibility for credit scores of 640 and above;

* No prepayment penalties;

* First-time homebuyer eligibility;

* Absence of required reserves;

* Seller/builder concessions up to 6%;

* Utilization of eligible gifts for closing costs; and

* Contingency account financing up to 10%.

To learn more about Click n' Close's wholesale team and check availability in your market, reach out to Soliman Martinez, Adam Rieke or Kerry Webb. For existing clients, contact your Click n' Close account executive to learn more.

About Click' n' Close, Inc.:

Click 'n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click' n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click' n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click' n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click' n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announced its latest mortgage product, One-Time Close (OTC) loan programs for government-insured mortgage products. This product is designed to aid homebuyers in rural America with down payment assistance, with availability in select markets.

Related link: https://www.clicknclose.com/

Click n’ Close Welcomes Polly Cracchiolo as Wholesale Loan Division Expands

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, today announced Polly Cracchiolo has joined the organization's third-party originator (TPO) sales team as an account executive.

"Polly has a proven record of helping clients and borrowers find success. With our ambitious plans for 2024, her arrival couldn't be more opportune," said Click n' Close Executive Director, TPO Lending Adam Rieke. "As our TPO program rapidly expands, Polly's experience is appreciated. We want to provide our clients with seasoned account executives full of expertise to help them navigate the current market."

With more than two decades of lending experience, Cracchiolo specializes in government and conventional loans. She joins from Eleven Mortgage, where she was a Senior Account Executive. Her background includes various positions at First Guaranty Mortgage Corporation, Mr. Cooper, Banc Home Loans, Kinectra Federal Credit Union and more.

"I'm extremely happy to join Click n' Close and, more importantly, happy to expand options to future homeowners," said Cracchiolo. "Click n' Close has continuously evolved with cutting-edge loan programs. I'm eager to help lenders leverage these tools."

In this new role, Cracchiolo will be under Ken Weislak's leadership, the National TPO Business Development Manager at Click n' Close.

About Click' n' Close, Inc.:

Click 'n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click' n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click' n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click' n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click' n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, today announced Polly Cracchiolo has joined the organization's third-party originator (TPO) sales team as an account executive. In this new role, Cracchiolo will be under Ken Weislak's leadership, the National TPO Business Development Manager at Click n' Close.

Related link: https://www.clicknclose.com/

Click n’ Close Welcomes Sean Drake as it Expands Wholesale Loan Division

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, today announced Sean Drake has joined the organization's third-party originator (TPO) sales team as an account executive.

"Thanks to Sean's proven track record of boosting sales-team performance and steering the increase of company revenues, he was the perfect fit as our TPO business channel grows," said Click n' Close Executive Director, TPO Lending Adam Rieke. "We have a lot planned for 2024, so the addition of Sean to our team comes at the perfect time. He will be instrumental in expanding our TPO loan production in Northern California and surrounding markets."

With over 25 years of lending experience, Drake has excelled as a sales leader in highly competitive markets, spearheading multimillion-dollar sales growth. In his previous position, Drake was a Regional Branch Manager for Paramount Residential Mortgage Group, Inc., where he helped build a strong presence in the Northern California market while fostering the company's global vision and strategic growth plan. During his time at PRMG, Drake was honored as one of Scotsman Guide's Top Wholesale Account Executives of 2021.

"Click n' Close is known for being an innovative lender. I've had the pleasure of working with other Click n' Close personnel in my previous roles. Having experienced the high level of expertise Click n' Close provides first-hand, joining the team is especially humbling," said Drake. "Adam's wealth of experience and vision for the TPO division is exciting. I'm proud to be a part of it and look forward to his leadership."

Drake's background includes leadership positions at Caliber Home Loans, Home Savings of America, Reunion Mortgage, Aegis Mortgage, American Brokers Conduit and American Mortgage Network.

About Click' n' Close, Inc.:

Click 'n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click' n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click' n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click' n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click' n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, today announced Sean Drake has joined the organization's third-party originator (TPO) sales team as an account executive.

Related link: https://www.clicknclose.com/

Click n’ Close Appoints Kara Lamphere as COO to Accelerate Growth of Business Lines

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, today announced Kara Lamphere has joined the organization as Chief Operating Officer (COO).

"Kara is a powerhouse, and we are thrilled to have her back as part of our executive team to help guide our continued growth and success," said Click n' Close Owner and CEO Jeff Bode. "There is a lot on the horizon for us as an organization, and adding Kara to our team of experts is imperative to accelerating Click n' Close's growth, especially for our SmartBuy down payment assistance product suite."

Lamphere's experience spans more than 20 years, earning an extensive list of awards such as HousingWire Women of Influence, MBA Tech All-Star, Mortgage Professional Magazine Elite Woman in Mortgage and more. Prior to joining Click n' Close, she served as COO at InterLinc Mortgage and has held executive-level roles at Guaranteed Rate, Mid America Mortgage, CMG Financial, Prime Lending, First Command Bank and Alaska USA Federal Credit Union.

"Jeff has always been ahead of the curve in creating and adopting cutting-edge technology," said Lamphere. "He was the first to begin digitalizing the mortgage origination process and continues that trend with Artificial Intelligence and SMART Docs(r). Helping lenders streamline their lines of business and operate efficiently is what I do best. To do so with a known and trusted team is a bonus."

About Click' n' Close, Inc.:

Click 'n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click' n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click' n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click' n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click' n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, today announced Kara Lamphere has joined the organization as Chief Operating Officer (COO).

Related link: https://www.clicknclose.com/

Click n’ Close Adds Ken Weislak and Travis Sharpe to Support Continued Growth of Company’s DPA Offerings for TPOs and Correspondents

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announced it has hired Ken Weislak as Business Development Manager for the wholesale division and Travis Sharpe as the Operations Manager for the company's correspondent division. Weislak will focus on recruiting and onboarding third-party originators (TPOs) to expand Click n' Close's national footprint, while Sharpe will be responsible for all operational aspects of the division with a focus on ensuring the client experience matches the industry leading down payment product features.

"We are delighted to share that this year has been one of growth for Click n' Close. Despite the changing market landscape, we've been able to help countless lenders and their borrowers make homeownership a reality through our suite of down payment assistance products," said Click n' Close Owner and CEO Jeff Bode. "Ken and Travis will be tremendous assets to our organization in ensuring our current and future partners can leverage the full potential of our product suite to serve the best interests of their borrowers."

Weislak possesses extensive experience and a winning track record in the TPO lending space. Most recently, he served as Vice President of the Central States region for Kind Lending's wholesale/non-delegated division. He has also led sales efforts in the TPO channel for Plaza Home Mortgage, Aegis Wholesale and Fleet Mortgage Corp.

"Having previously worked with many of the outstanding professionals currently serving its TPO division, I have admired Click n' Close from afar, and when the opportunity arose to join this outstanding organization, I knew it would be a great fit both culturally and professionally," Weislak said. "The challenges facing the TPO channel are as great as they've ever been. Forward-thinking companies like Click n' Close are doing the yeoman's work of ensuring this vital production channel remains so, and I look forward to continuing to support the wholesale and non-delegated correspondent space through my role here."

Sharpe joins Click n' Close from Mr. Cooper, where he worked for nearly 15 years, starting as a loan officer. His last role was Vice President of Capital Market Operations. Sharpe was responsible for all business processes and technology with a focus on team empowerment. While there, he increased efficiencies and reduced errors by implementing a strategy he calls "People, Processes, and Technology."

"I've admired the technology-forward nature of Click n' Close for a while and am thrilled to now join the organization," said Sharpe. "I take pride in immersing myself in understanding business processes and blending in technology where automation or controls are needed."

About Click' n' Close, Inc.:

Click 'n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click' n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click' n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click' n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click' n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announced it has hired Ken Weislak as Business Development Manager for the wholesale division and Travis Sharpe as the Operations Manager for the company's correspondent division.

Related link: https://www.clicknclose.com/

Barr Group Mortgage Closes First eNote Transaction through Click n’ Close’s non-delegated correspondent eNote program

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announced that Alabama-based mortgage banker Barr Group Mortgage has completed the first eNote transaction through Click n' Close's non-delegated correspondent eNote program. Entities participating in the transaction include the registration of the eNote on the MERS® eRegistry (the mortgage industry's approved eNote system of record), Ameris Bank as Barr Group Mortgage's warehouse lender and DocMagic as the eClosing and eVault tech provider.

"We have been blown away by the non-delegated correspondent eNote process offered by Click n' Close," said Elizabeth Moore, Chief Operations Officer at Barr Group Mortgage. "Working with Ameris Bank's warehouse division SVP Jill Gainer helped ensure the set-up process was straightforward, and our first two loans were purchased the day after closing. Using eNotes has eliminated the need for allonges, overnight shipping costs, note corrections and chasing down lost notes."

Through the eNote program, non-delegated correspondents can decrease turn times on their warehouse line to 48 hours or less, ultimately saving them money in the form of reduced interest charges and enabling them to turn over their warehouse lines far more frequently. Click n' Close has established partnerships with multiple warehouse lenders, such as Ameris Bank, to expand warehouse line access to qualified program participants previously financially ineligible for these lines of credit. The approval process for program participants captures most of the relevant financial statements and insurance exhibits requisite to the warehouse approval process, thus materially accelerating the warehouse approval timeline.

"We are thrilled to have our first eNote executed in such efficient timing - less than three weeks from application to closing - and with such renowned partners," said Click n' Close Owner and CEO Jeff Bode. "Our non-delegated correspondent eNote program provides emerging mortgage bankers with a tremendous opportunity to incorporate incredible agility and operational efficiencies into their business from the get-go and enables them to differentiate themselves with their customers, as well as their title and real estate partners, through a convenient digital closing experience."

As Click n' Close's primary technology partner, DocMagic played an integral role in the success of this first transaction. Total eClose is DocMagic's comprehensive eClosing system that provides everything necessary for a paperless eClosing. DocMagic's powerful end-to-end technology provides an intuitive interface that all participants - lenders, settlement service providers, notaries and borrowers - can use immediately, without a steep learning curve.

"Every lender is on the path to digital with the goal of closing electronically and delivering eNotes into the secondary market, but there are many challenges facing smaller lenders," said Brian D. Pannell, Chief eServicing Executive at DocMagic. "Click n' Close, a long-time client, had been seeking a way to support their correspondent lenders who don't have the resources nor the relationships to support conducting transactions with eNotes. We're proud to have been part of their solution."

To learn more about Click n' Close's non-delegated correspondent eNote program, contact Kerry Webb at kerry.webb@clicknclose.com. For existing clients, contact your Click n' Close account executive to find out how your warehouse lender can participate.

About DocMagic:

DocMagic, Inc. is the leading provider of fully compliant document generation, automated compliance, eSignature and comprehensive eMortgage solutions for the mortgage industry. Founded in 1987 and headquartered in Torrance, Calif., DocMagic, Inc. develops award-winning software, mobile apps, and web-based systems for the production and delivery of compliant loan document packages. The company's solutions connect industry participants, promote collaboration, and ensure data integrity to execute precision-based digital lending transactions. The company's compliance experts and in-house legal staff consistently monitor legal and regulatory changes at both the federal and state levels to ensure accuracy. For more information on DocMagic, visit https://www.docmagic.com/.

About Click n' Close, Inc.:

Click n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click' n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announced that Alabama-based mortgage banker Barr Group Mortgage has completed the first eNote transaction through Click n' Close's non-delegated correspondent eNote program. Entities participating in the transaction include the registration of the eNote on the MERS® eRegistry (the mortgage industry's approved eNote system of record), Ameris Bank as Barr Group Mortgage's warehouse lender and DocMagic as the eClosing and eVault tech provider.

Related link: https://www.clicknclose.com/

Click n’ Close launches proprietary SmartBuy loan suite to provide low- and moderate-income homebuyers with more affordable mortgage options

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announces it has launched SmartBuy, a suite of loan programs designed to give low and moderate-income (LMI) homebuyers an advantage in today's heightened mortgage interest rate environment. These programs offer down payment assistance (DPA) to help borrowers reduce their initial down payment as well as their monthly payment amounts utilizing Click n' Close's proprietary second liens.

"With recent volatility in rates and home prices maintaining record highs, TPOs need loan programs that are not only designed to help their borrowers navigate today's homeownership and affordability challenges but also varied enough to match borrowers' preferences and circumstances," said Click n' Close Owner and CEO Jeff Bode. "With our SmartBuy program, TPOs can meet their borrowers where they are today and create a loan program that helps them meet their goals."

"For example, TPOs can combine a seller-funded 2/1 buydown with SmartBuy for more cash-conscious borrowers, allowing them to secure a lower interest rate today, minimize their cash-to-close and postpone the rate reduction repayment to a later date. However, SmartBuy also offers a permanent buydown option that enables borrowers to qualify for a lower interest rate over the full life of the loan and maximize their long-term savings," Bode added. "Whether it is minimizing their cash-to-close, materially lowering their monthly payments or simply securing the lowest rate possible today, SmartBuy provides multiple options to help borrowers achieve their short- and long-term homeownership goals."

SmartBuy is the latest in a series of unique loan products developed by Click n' Close to help consumers and third-party originators (TPOs) address the challenges of today's market. Other innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and eNote program for non-delegated correspondents.

For more information on SmartBuy or any of Click n' Close's innovative loan programs, contact Adam Rieke (wholesale) at adam.rieke@clicknclose.com or Julas Hollie (correspondent) at julas.hollie@clicknclose.com.

About Click n' Close, Inc.:

Click n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announces it has launched SmartBuy, a suite of loan programs designed to give low and moderate-income (LMI) homebuyers an advantage in today's heightened mortgage interest rate environment.

Related link: https://www.clicknclose.com/

Click n’ Close Promotes Daniel Forshey and Sady Mauldin to C-Suite

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, is pleased to announce the company has promoted Daniel Forshey to Chief Operating Officer and Sady Mauldin to Chief Compliance Officer.

"With the change in company direction this year, we knew we needed an executive team that possessed the institutional knowledge and the industry expertise to help steward our transition," said Click n' Close Owner and CEO Jeff Bode. "Dan and Sady have been tremendous assets to our organization, making them the perfect choice to round out our C-suite as we enter our next chapter."

Mauldin is a seasoned attorney with more than 15 years of experience. She joined the organization in March 2021 as compliance counsel for the servicing division. As Chief Compliance Officer, Mauldin will manage compliance programs for all of Click n' Close's verticals. In addition, she will provide legal oversight of Click n' Close's regulatory compliance and quality control, internal audit, policies and procedures, change implementation, continuing education and vendor management.

Forshey holds more than 20 years of mortgage experience, with a background that includes retail and wholesale lending, secondary markets, collateral analysis and compliance. He joined the company in 2010 as a manager and direct endorsement underwriter, where he was responsible for managing processing, underwriting, sales and closing with a team of 18. As Chief Operating Officer, Forshey will be responsible for improving efficiency across Click n' Close's processes, products and systems to support the company's growth.

About Click 'n' Close, Inc.:

Click 'n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click 'n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click 'n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, Power Buyer bridge loan program, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click 'n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click 'n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, is pleased to announce the company has promoted Daniel Forshey to Chief Operating Officer and Sady Mauldin to Chief Compliance Officer.

Related link: https://www.clicknclose.com/

Mid America Mortgage rebrands to Click n’ Close

ADDISON, Texas /ScoopCloud/ -- Mid America Mortgage, Inc. (Mid America) today announced it has rebranded as Click n' Close following the sale of the majority of its retail lending operations to Houston-based Legend Lending. Click n' Close will retain retail operations related to its reverse mortgage and Native American lending business and focus on delivering innovative down payment assistance (DPA) and adjustable-rate mortgage (ARM) products through its third-party originator (TPO) channels.

"Mid America's passion and focus have always been on driving growth in our third-party origination channels, uncovering untapped market opportunities that deliver value to industry partners and fostering innovation via technology and automation," Click n' Close CEO Jeff Bode said. "As the company moves into its next iteration, we wanted to do so under a banner that would accurately reflect the values and focus of our new direction."

In addition to its lending operations, Click n' Close also plans to enter the mortgage technology space to help lenders realize the benefits of eMortgages. While Click n' Close will introduce several new products, some of its initial offerings were developed as proprietary, in-house technology under the Mid America Mortgage brand to power the company's digital mortgage strategy. These products will now be made available to the entire industry to support lenders' efforts to achieve an end-to-end digital mortgage process.

"The investments we've made in technology and digital process have paid tremendous dividends, enabling us to save upwards of $300 per loan file. We've then been able to channel those savings into additional technology enhancements and the delivery of specialized product offerings to address today's housing market challenges," Bode said. "Our focus now as Click n' Close will be to concentrate these efforts to better serve the mortgage community from both a loan product and a technology perspective."

About Click n' Close, Inc.:

Click n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, Power Buyer bridge loan program, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Mid America Mortgage, Inc. (Mid America) today announced it has rebranded as Click n' Close following the sale of the majority of its retail lending operations to Houston-based Legend Lending. Click n' Close will retain retail operations related to its reverse mortgage and Native American lending business and focus on delivering innovative down payment assistance (DPA) and adjustable-rate mortgage (ARM) products through its third-party originator (TPO) channels.

Related link: https://www.clicknclose.com/