Author Archives: FormFree

FormFree celebrates recognition as an eight-time HousingWire Tech100 honoree

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced it has been named a HousingWire (HW) Tech100 winner for the eighth time. The HW Tech100 Mortgage awards program recognizes companies revolutionizing the mortgage lending process from origination to closing and beyond.

FormFree was recognized on the HW Tech100 for its innovative AccountChek® and Passport(tm) solutions that are revolutionizing the way mortgage lenders understand people's true ability to pay (ATP). By automatically verifying and analyzing borrower permissioned data, FormFree enables lenders to verify asset, income, employment and rental history with a combined, underwriter-friendly report in seconds.

"I am thrilled to see FormFree recognized in the HW Tech100 lineup once again, an achievement our company has reached eight times since its inception," said FormFree Founder and CEO Brent Chandler. "By providing a more accurate and comprehensive picture of a borrower's ATP than traditional credit scoring alone, we are helping lenders make homeownership more accessible to underserved communities."

"This year's list of Tech100 honorees proves once again that innovation within housing is vital in differentiating the organizations who will thrive and those who will be left behind," said Clayton Collins, CEO of HW Media. "This list spotlights the innovators that are making the housing sector better and more sustainable by increasing efficiency, improving user and borrower experiences and bringing elasticity and improvements to age-old processes."

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReissueKey®.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

FormFree today announced it has been named a HousingWire (HW) Tech100 winner for the eighth time. The HW Tech100 Mortgage awards program recognizes companies revolutionizing the mortgage lending process from origination to closing and beyond.

Related link: https://www.formfree.com/

FormFree names former ICE finance executive Patrick Rutherford as CFO to fuel its next stage in company growth

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced that it has appointed Patrick Rutherford, former finance executive at Intercontinental Exchange (NYSE: ICE), as chief financial officer (CFO). In his new role at FormFree, Rutherford will lead the organization's finance, accounting and compliance functions.

Prior to joining FormFree, Rutherford served as a leader within ICE's global finance function. As a financial leader at the publicly traded Fortune 500 company, Rutherford oversaw multiple aspects of global forecasting, planning and analysis. He was also a key participant in ICE's mergers and acquisitions (M&A) activities, including its strategic equity raise for the company's initial venture into digital assets and its more recent entry into the mortgage space.

Rutherford served as a finance leader at The Home Depot (NYSE: HD) before joining ICE. During this time, he gained a broad set of finance and strategy experiences while progressing professionally, earning formal recognition by the CEO and CFO for his achievements on multiple occasions.

Rutherford earned his bachelor's degree in finance from the University of Georgia in Athens, Georgia, and his master's degree in business administration from Carnegie Mellon University in Pittsburgh.

"I am thrilled to join FormFree, a company dedicated to revolutionizing how lenders come to understand people's ability to pay," said Rutherford. "As CFO, I will strive to further FormFree's drive of facilitating a more inclusive credit landscape while supporting lenders' business goals."

FormFree welcomes Rutherford to its executive team following years of financial growth. Notably, by helping mortgage lenders understand people's ability to pay (ATP®) with innovative, direct-source data retrieval methods, FormFree saw triple-digit revenue growth between 2017 and 2020, earning it a place on the 2021 Deloitte Technology Fast 500(tm) rankings.

"Patrick's breadth of innovative financial management experience at Fortune 500 companies like ICE and Home Depot made him the perfect choice for helping FormFree reach new heights," said FormFree Founder and CEO Brent Chandler. "We look forward to having Patrick at the helm of FormFree's financial growth."

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReissueKey®.

For more information, visit: https://www.formfree.com/.

Follow FormFree on LinkedIn at: https://www.linkedin.com/company/formfree/.

FormFree today announced that it has appointed Patrick Rutherford, former finance executive at Intercontinental Exchange (NYSE: ICE), as chief financial officer (CFO). In his new role at FormFree, Rutherford will lead the organization's finance, accounting and compliance functions.

Related link: https://www.formfree.com/

FormFree’s AccountChek joins forces with Freddie Mac for industry-first automated assessment of direct deposit income

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced that its AccountChek® digital asset verification service will support a first-of-its-kind solution from Freddie Mac that allows mortgage lenders to assess a prospective homebuyer's income using direct deposit data. Available to mortgage lenders nationwide, Freddie Mac's Loan Product Advisor® (LPASM) asset and income modeler (AIM) solution fulfills mortgage verification of assets (VOA) and verification of income (VOI) requirements.

FormFree's AccountChek leverages tens of thousands of data connections with more than 16,000 financial institutions to instantly deliver consumer-permissioned asset and income verification all in one report. With an estimated 93% or more of U.S. workers paid via direct deposit, collapsing asset and income verification into a single, paperless step provides cost-saving efficiencies for lenders, reduces the risk of fraud and manual errors and helps borrowers get approved for - and into - their homes more quickly.

"We have long contended that a consumer's data - in particular, asset data sourced directly from financial institutions and extending over 12 months or more - holds the key to better understanding consumers' financial DNA, streamlining lenders' underwriting processes and driving inclusion in homeownership," said FormFree Founder and CEO Brent Chandler. "This latest enhancement to Freddie Mac's AIM brings lenders money-saving process efficiencies by making income assessment instantaneous."

"We're pleased to have FormFree's AccountChek product support this game-changing enhancement to our AIM offering," said Christina Randolph, Director, Strategic Technology Partnerships at Freddie Mac. "Partnering with FormFree has helped unlock more consumer financial data that allows us to uphold our risk management standards while streamlining the mortgage process and increasing homeownership opportunities."

A March Freddie Mac Single-Family Seller/Servicer Guide Bulletin will provide lenders additional requirements and information about when the solution will be available. Once Freddie Mac releases AIM for income using direct deposits, it will be available to lenders using LPA v5.06 or higher.

To learn more, visit https://www.formfree.com/direct-deposit-income/.

ABOUT FORMFREE:

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReissueKey®.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree @FreddieMac #mortgage #fintech #automation #homeownership

RELATED LINKS:

https://freddiemac.gcs-web.com/news-releases/news-release-details/freddie-mac-announces-first-automated-assessment-direct-deposit

https://www.linkedin.com/company/formfree/

FormFree® today announced that its AccountChek® digital asset verification service will support a first-of-its-kind solution from Freddie Mac that allows mortgage lenders to assess a prospective homebuyer's income using direct deposit data. Available to mortgage lenders nationwide, Freddie Mac's Loan Product Advisor® (LPASM) asset and income modeler (AIM) solution fulfills mortgage verification of assets (VOA) and verification of income (VOI) requirements.

Related link: https://www.formfree.com/

2021 Deloitte Technology Fast 500™ Ranks FormFree 379th Fastest-Growing Company in North America

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced it ranked 379 on the Deloitte Technology Fast 500™, a ranking of the 500 fastest-growing technology, media, telecommunications, life sciences, fintech and energy tech companies in North America, now in its 27th year.

FormFree's ability to help mortgage lenders understand people's ability to pay (ATP®) using innovative, direct-source data retrieval methods drove the firm's 308% revenue growth between 2017 and 2020.

"FormFree continuously pushes the envelope by showing lenders how direct-source, consumer-permissioned data can be used in revolutionary ways, such as paving the way for a more inclusive credit decisioning landscape," said FormFree Founder and CEO Brent Chandler. "We look forward to pioneering solutions that improve consumers' ability to receive and lenders' ability to deliver financing services for years to come."

"Each year the Technology Fast 500 shines a light on leading innovators in technology and this year is no exception," said Paul Silverglate, vice chair, Deloitte LLP and U.S. technology sector leader. "In the face of innumerable challenges resulting from the pandemic, the best and brightest were able to pivot, reinvent and transform and grow. We celebrate the winning organizations and especially the talented employees driving their success."

"The pandemic has underscored the urgent need for tech solutions in a variety of areas across health care, fintech, energy tech, entertainment, to name a few, so reliance on innovators like the winners of the Technology Fast 500 is more important than ever," said Christie Simons, partner, Deloitte & Touche LLP and industry leader for technology, media and telecommunications within Deloitte's audit & assurance practice. "These companies are not only at the cutting edge, transforming the way we do business, but most importantly, recognize the strategic importance of ongoing innovation, especially in the ever-changing world of technology."

Overall, 2021 Technology Fast 500™ companies achieved revenue growth ranging from 212% to 87,037% from 2017 to 2020, with median growth of 521%.

About FormFree:

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReissueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About the 2021 Deloitte Technology Fast 500™:

Now in its 27th year, the Deloitte Technology Fast 500 provides a ranking of the fastest-growing technology, media, telecommunications, life sciences, fintech, and energy tech companies - both public and private - in North America. Technology Fast 500 award winners are selected based on percentage fiscal year revenue growth from 2017 to 2020.

In order to be eligible for Technology Fast 500 recognition, companies must own proprietary intellectual property or technology that is sold to customers in products that contribute to a majority of the company's operating revenues. Companies must have base-year operating revenues of at least US$50,000, and current-year operating revenues of at least US$5 million. Additionally, companies must be in business for a minimum of four years and be headquartered within North America.

About Deloitte:

Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee ("DTTL"), its network of member firms, and their related entities. DTTL and each of its member firms are legally separate and independent entities. DTTL (also referred to as "Deloitte Global") does not provide services to clients. In the United States, Deloitte refers to one or more of the US member firms of DTTL, their related entities that operate using the "Deloitte" name in the United States and their respective affiliates. Certain services may not be available to attest clients under the rules and regulations of public accounting. Please see www.deloitte.com/about to learn more about our global network of member firms.

FormFree today announced it ranked 379 on the Deloitte Technology Fast 500, a ranking of the 500 fastest-growing technology, media, telecommunications, life sciences, fintech and energy tech companies in North America, now in its 27th year.

Related link: https://www.formfree.com/

FormFree raises over $57,000 for the American Red Cross of Northeast Georgia at second annual Heroes Golf Classic

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced that it raised $57,030 to benefit the Northeast Georgia chapter of the American Red Cross during this year's Heroes Golf Classic charity tournament. Now in its second year, the 2021 Heroes Golf Classic brought together more than 100 golfers and volunteers at the Château Élan Winery and Resort in Braselton, Georgia, on October 29 to raise money and awareness for disaster relief services, blood drives and educational programs.

The American Red Cross of Northeast Georgia is a 501(c)(3) nonprofit organization that provides emergency assistance and preparedness education to communities affected by disaster. Participants in the Heroes Golf Classic helped fund Red Cross services in Northeast Georgia and nationwide, including ongoing efforts to rebuild and assist those affected by the destruction of Hurricane Ida.

"In the face of natural disasters and public health crises, the American Red Cross of Northeast Georgia has faithfully served the Athens community for decades," said FormFree Founder and CEO Brent Chandler. "It was a privilege to have another opportunity to give back, bring local businesses and industry friends together and rally behind the American Red Cross and its lifesaving services and resources."

"Our mission is to serve individuals and families affected by disaster with emergency assistance, preparedness training, blood drives and more," said Marlon Trone, executive director of the American Red Cross of Northeast Georgia. "Thanks to this year's Heroes Golf Classic hosted by FormFree, a longtime champion of our organization, we have added more than $50,000 to fund our mission and help those in need."

FormFree thanks the following corporate sponsors and individuals for their generous support of the 2021 Heroes Golf Classic:

* MX Technologies
* Ameris Bank
* Athens Ford
* Atlanta Falcons
* HousingWire
* Fieldale Farms
* Halcyon
* Walton EMC
* BMSI Packaging
* Rotary Club of Athens
* St. Mary's Health Care System
* LBA Ware
* Northeast Georgia Health System
* Piedmont Athens Regional Medical Center
* Sun Realty
* Troutman Pepper
* Wells Fargo
* Mortgage Assurance
* Akins Ford
* Asa Carlton Inc.
* David Hymer
* DepthPR
* Jackson EMC
* Joel Williams
* Laura Jordan
* Mansfield Energy
* Mortgage Capital Trading
* National MI
* Mark Hammond

About FormFree:

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). Its vision is to leverage source data and data-driven intelligence to usher in a new era of transparent, fair and liquid credit markets. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About the American Red Cross:

The American Red Cross shelters, feeds and provides emotional support to victims of disasters; supplies about 40 percent of the nation's blood; teaches skills that save lives; provides international humanitarian aid; and supports military members and their families. The Red Cross is a not-for-profit organization that depends on volunteers and the generosity of the American public to perform its mission.

For more information, please visit https://www.redcross.org/ or http://www.cruzrojaamericana.org/.

FormFree today announced that it raised $57,030 to benefit the Northeast Georgia chapter of the American Red Cross during this year's Heroes Golf Classic charity tournament. Now in its second year, the 2021 Heroes Golf Classic brought together more than 100 golfers and volunteers at the Château Élan Winery and Resort in Braselton, Georgia, on October 29 to raise money and awareness for disaster relief services, blood drives and educational programs.

Related link: https://www.formfree.com/

Mortgage Professional America honors FormFree Account Manager Laura Graben with 2021 Rising Stars award

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced that Account Manager Laura Graben has been named a 2021 Rising Star by Mortgage Professional America (MPA) magazine. The MPA Rising Stars award program honors promising young professionals who are making an impact on the housing and mortgage industries.

As a member of FormFree's customer success team, Graben helps mortgage lenders implement FormFree's flagship AccountChek automated asset verification service as well as AccountChek 3n1, a service that combines verification of borrower assets, income and employment in a single report.

Since joining FormFree two years ago, Graben has built a portfolio of over 130 accounts, including some of the largest mortgage companies in the industry. Her willingness to adapt and passion to serve has enabled Graben to exceed client expectations with fast onboarding times, low churn rates and triple-digit revenue growth.

Graben recently organized FormFree's second annual Heroes Golf Classic charity tournament, which took place on October 29 at the Château Élan Winery and Resort in Braselton, Georgia. The event brought together mortgage industry leaders from around the country to raise $57,030 for the American Red Cross of Northeast Georgia, a 501(c)(3) nonprofit organization that provides emergency assistance and preparedness education to communities affected by disaster.

"Laura's willingness to jump in headfirst to learn the ins and outs of the mortgage business impressed me from the start," said FormFree Founder and CEO Brent Chandler. "She consistently goes the extra mile to serve her clients with intelligence and professionalism. Meanwhile, she has almost single-handedly built our Heroes Golf Classic tournament into a successful annual event that brings industry participants together to raise money for a worthy cause. I'm confident that we will continue to see great things from Laura."

To view the full list of 2021 MPA Rising Stars visit: https://www.mpamag.com/.

About FormFree:

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). Its vision is to leverage source data and data-driven intelligence to usher in a new era of transparent, fair and liquid credit markets. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About Mortgage Professional America:

A publication of Key Media, Mortgage Professional America (MPA) delivers news, opinion and analysis to mortgage, real estate and finance industry professionals through its bi-monthly magazine and daily email newsletter. For more information, visit http://www.mpamag.com.

FormFree® today announced that Account Manager Laura Graben has been named a 2021 Rising Star by Mortgage Professional America (MPA) magazine. The MPA Rising Stars award program honors promising young professionals who are making an impact on the housing and mortgage industries.

Related link: https://www.formfree.com/

FormFree integration with OpenClose enhances lending experience with quick and easy borrower-permissioned data verification

ATHENS, Ga. /ScoopCloud/ -- FormFree® Founder and CEO Brent Chandler today announced the availability of its AccountChek® financial data verification service within OpenClose®, the leading fintech provider of mortgage software solutions for banks, credit unions and mortgage lenders. The integration embeds AccountChek into OpenClose's ConsumerAssist(tm) Enterprise POS and LenderAssist(tm) LOS, giving borrowers the freedom to electronically permission verification data with ease when applying for a mortgage loan.

AccountChek streamlines the lending process by empowering borrowers to electronically permission financial account and payroll data, thereby enabling lenders to verify asset, income, employment and rental history in a combined, underwriter-friendly report. By integrating AccountChek with OpenClose's lending solutions, lenders can delight borrowers with a modern, paperless lending experience while expediting time-to-close, reducing loan production costs and mitigating the risk of fraud.

FormFree's AccountChek verification of asset (VOA) reports are eligible for representations and warranty relief when assets are validated through Fannie Mae's® Desktop Underwriter® (DU®) validation service and Freddie Mac's Asset and Income Modeler (AIM). Additionally, FormFree's VOA reports can be used to leverage DU's "positive rent payment history" feature - which is designed to extend sustainable homeownership opportunities to renters with little or no credit history - without disrupting lender workflows.

"OpenClose's rapid market expansion made partnering with them a must," said FormFree Founder and CEO Brent Chandler. "Our goal is to make the process and user experience benefits of direct-source borrower-permissioned data verification available to every lender and broker originating mortgage loans."

"We are proud to offer our lender customers a more unified borrower experience and improved operational efficiency through AccountChek's integration with our full suite of origination solutions," said OpenClose CEO and CTO Jason Regalbuto. "Our partnership with FormFree eliminates a bottleneck in the origination process for many lenders, freeing them to enjoy the immediate ROI of faster turn times, greater repurchase certainty and happier customers."

About FormFree:

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). Its vision is to leverage source data and data-driven intelligence to usher in a new era of transparent, fair and liquid credit markets. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications.

FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About OpenClose:

Founded in 1999, OpenClose is the preeminent fintech provider that developed the mortgage banking industry's first SaaS-based lending automation software platform. Today, the company has expanded to become an award-winning, comprehensive loan origination software suite that slashes the cost to manufacture loans by up to 40 percent, reduces processing and underwriting cycle times by up to 50 percent, and requires minimal support to install and manage.

OpenClose is the only vendor in the industry able to offer a true end-to-end, omni-channel, 100 percent browser-based, workflow-driven platform that effectively consolidates the digital POS, LOS, PPE and BI functions via a single provider, with easy access from any browser or mobile device. For more information, visit https://www.openclose.com.

FormFree® Founder and CEO Brent Chandler today announced the availability of its AccountChek® financial data verification service within OpenClose®, the leading fintech provider of mortgage software solutions for banks, credit unions and mortgage lenders. The integration embeds AccountChek into OpenClose's ConsumerAssist(tm) Enterprise POS and LenderAssist(tm) LOS, giving borrowers the freedom to electronically permission verification data with ease when applying for a mortgage loan.

Related link: https://www.formfree.com/

FormFree selects Amazon Web Services (AWS) to power consumer financial identity solutions

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced it has selected Amazon Web Services, Inc. (AWS) to power FormFree's consumer Financial DNA® solutions for the lender market. FormFree, a pioneer in direct-source digital financial verification, leverages cloud computing technologies to deliver scalable and secure solutions to over 3,500 lenders and partners throughout the United States.

FormFree will leverage leading AWS technologies such as Amazon Managed Blockchain to create a scalable Hyperledger Fabric network to deliver its Passport® Token and vision of commoditizing borrowers' and credit providers' interests using non-fungible tokens (NFTs) in the FormFree Exchange (FFX), a marketplace solution that puts consumers in control of their lending interactions. Blockchain maintains the proof of truth as consumers use FFX to safely and securely share their verified Passport Token with prospective credit providers.

The partnership also strengthens FormFree's ability to deliver financial data to U.S. housing finance agencies by leveraging AWS's expertise in the federal government and housing finance sectors.

"The FormFree Exchange, powered by AWS, revolutionizes consumers' participation in the lending process," said FormFree Chief Technology Officer Brian Francis. "No longer is getting a loan centered on the lender. Instead, each consumer's unique Passport NFT puts them in control of who can see their financial information, and lenders can instantly get matched with leads that are not only qualified based on the consumer's level of interest but also verified based on the degree of fit between the consumer's financial profile and the lender's offerings."

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). Our vision is to leverage source data and data-driven intelligence to usher in a new era of transparent, fair and liquid credit markets. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReissueKey®.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

FormFree® today announced it has selected Amazon Web Services, Inc. (AWS) to power FormFree's consumer Financial DNA® solutions for the lender market. FormFree will leverage leading AWS technologies such as Amazon Managed Blockchain to create a scalable Hyperledger Fabric network.

Related link: https://www.formfree.com/

FormFree named a 2021 Top Mortgage Employer by Mortgage Professional America

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced its selection as a 2021 Top Mortgage Employer by Mortgage Professionals America (MPA). MPA's annual top mortgage employer report recognizes companies in the mortgage industry that excel in workplace culture and employee satisfaction.

To qualify for this honor, companies are evaluated by their employees via an anonymous survey that measures employee sentiment about benefits, incentives, professional development initiatives, culture and more. Only companies that earn an 80% or greater employee satisfaction score appear on the Top Mortgage Employer list.

FormFree employees expressed high regard for the company, citing its generous retirement and insurance benefits, incentive stock option, parental leave and regular team building activities as reasons for their satisfaction. Other perks of employment include a $1,500 professional development allowance for each employee and opportunities to participate in company-sponsored charitable initiatives with the Red Cross of Northeast Georgia and Extra Special People, a local charity for individuals with disabilities.

"FormFree fosters a collaborative, innovative work environment," said FormFree Founder and CEO Brent Chandler. "We stand by our team 100% for their unyielding spirit as they propel our company to the forefront of the digital mortgage revolution."

To read more about the companies honored in MPA's 2021 Top Mortgage Employer cohort, visit https://www.mpamag.com/us.

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About Mortgage Professional America

Mortgage Professional America (MPA) is the mortgage & finance industry's most trusted source of news, opinion and analysis. Created exclusively for the mortgage & finance industry, MPA provides a real-time web service that keeps time-poor mortgage & finance professionals up to date with the latest breaking news, cutting-edge opinion, and expert analysis affecting both their business, and their industry as a whole. For more information, visit https://www.mpamag.com/us.

FormFree® today announced its selection as a 2021 Top Mortgage Employer by Mortgage Professionals America (MPA). MPA's annual top mortgage employer report recognizes companies in the mortgage industry that excel in workplace culture and employee satisfaction.

Related link: https://www.formfree.com/

FormFree applauds new Fannie Mae positive rent payment history enhancement to Desktop Underwriter as major advancement in homeownership access

ATHENS, Ga. /ScoopCloud/ -- ormFree® Founder and CEO Brent Chandler today released a statement commending Fannie Mae's efforts to remove barriers to homeownership by adding a positive rent payment history feature to Desktop Underwriter® (DU®).

The feature, which went into effect September 18, is designed to expand sustainable homeownership - particularly for renters with limited credit history. The feature is anticipated to benefit prospective homebuyers and mortgage lenders alike by increasing the number of applicants who receive an Approve/Eligible recommendation in DU.

"According to Fannie Mae research, factoring in first-time homebuyers' history of consistent rent payments is one significant difference between the lender qualifying and not qualifying applicants for a mortgage," said Steve Pawlowski, senior vice president of Fannie Mae Single-Family Products and Solutions. "Digital technology enables us to pull the data necessary to unlock more homeownership opportunities for qualified renters. Enhancements to Desktop Underwriter such as this one are a step toward making meaningful change."

Using verification of asset (VOA) reports supplied by authorized report suppliers like FormFree, DU automatically identifies recurring rent payments and takes them into consideration when assessing credit eligibility for certain, qualified first-time homebuyers. Only positive rent payment history is considered; DU does not evaluate late or missing rent payments or count them against a borrower.

Lenders using FormFree's AccountChek® VOA reports in conjunction with Desktop Underwriter have already begun taking advantage of positive rent payment history without disrupting current workflows.

"Back in 2015, FormFree identified rent payments as highly relevant to determining a consumer's ability to pay," said Chandler. "In the years since, we've independently developed and honed algorithms that can isolate rent payments in direct-source checking account data with great veracity. We applaud Fannie Mae for embracing this kind of technology as a tool for helping break the cycle of systemic racism that widens homeownership, wealth and quality-of-life gaps."

As a longtime authorized report supplier for the DU validation service, FormFree has an extended history of providing asset data for lenders to verify borrower eligibility. FormFree has also enhanced AccountChek with proprietary features that may not be available in competing VOA solutions. For instance, lenders do not have to order a 12-month AccountChek VOA report to supply 12 months of rent payment history to DU; instead, this feature is available with AccountChek reports of any length, including 30-, 60-, 90- and 180-day reports.

In addition, AccountChek has safeguards in place to ensure the collection of 12-month rent payment history does not unnecessarily expose lenders to non-rent transactions, such as large gift deposits, that occurred more than 90 days but less than 12 months in the past.

For more information about positive rent payment history, visit https://www.fanniemae.com/positive-rent-payments.

Current AccountChek customers who have questions about taking advantage of this feature should contact their FormFree account representative.

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). Our vision is to leverage source data and data-driven intelligence to usher in a new era of transparent, fair and liquid credit markets. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn at https://www.linkedin.com/company/formfree/.

FormFree Founder and CEO Brent Chandler today released a statement commending Fannie Mae's efforts to remove barriers to homeownership by adding a positive rent payment history feature to Desktop Underwriter® (DU®).

Related link: https://www.formfree.com/

FormFree’s Brent Chandler and Christy Moss honored by Mortgage Professional America as trailblazers in mortgage technology

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced that Founder and CEO Brent Chandler and Head of Sales and Marketing Christy Moss have been honored by Mortgage Professional America (MPA) as 2021 Housing Industry Icons. The highly-competitive Housing Industry Icon awards are given to veteran executives who have acted as trailblazers and made an ongoing impact on the housing, mortgage and real estate industries. Chandler and Moss were honored for their instrumental careers in the mortgage technology field.

Since founding FormFree, Brent Chandler has gone to considerable lengths to transform the company into the industry leader it is today. Chandler was the mastermind behind FormFree's flagship product, AccountChek®, which streamlines mortgage underwriting for both borrowers and lenders, facilitating quicker decisions and higher borrower satisfaction. More recently, by enabling on-demand access to consumers' tokenized ability to pay (ATP®) information with FormFree's Passport® all-in-one verification service, Chandler has led the company to make mortgage underwriting even speedier while improving access to credit for low- and middle-income families.

"It's an incredible honor to be recognized by MPA alongside so many tremendous players in the mortgage industry," said Chandler. "When I first established FormFree, I was chasing the dream of making loans simpler and safer for everyone. Thanks to the help of our outstanding team, FormFree has thrived beyond my wildest dreams and transformed the way lenders conduct business."

Following an 11-year tenure at Fannie Mae, Christy Moss joined FormFree in October 2019. She has since helped the company drive digital transformation for consumers, lenders and investors. A champion for creating a more inclusive credit decisioning landscape, she encouraged lenders to widen their credit box without increased risk by assessing borrowers' ATP with FormFree's revolutionary AccountChek and Passport tools.

"I'm dedicated to helping change what is most consumers' largest financial transaction into a stress-free digital experience and improve the mortgage process for everyone," said Moss. "It's truly great to be recognized for a cause so near and dear to my heart."

To view the full list of MPA's 2021 Housing Industry Icons, visit: https://www.mpamag.com/us/best-in-mortgage/housing-industry-icons-2021/311599#winnersListSection

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). Its vision is to leverage source data and data-driven intelligence to usher in a new era of transparent, fair and liquid credit markets. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

FormFree today announced that Founder and CEO Brent Chandler and Head of Sales and Marketing Christy Moss have been honored by Mortgage Professional America (MPA) as 2021 Housing Industry Icons. The highly-competitive Housing Industry Icon awards are given to veteran executives who have acted as trailblazers and made an ongoing impact.

Related link: https://www.formfree.com/

FormFree to host second annual Heroes Golf Classic on October 29, 2021 in support of the American Red Cross of Northeast Georgia

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced it will be the returning host and sponsor of the second annual Heroes Golf Classic, which will be held on October 29, 2021, at Château Élan Winery and Resort in Braselton, Georgia. Proceeds from this event will benefit the American Red Cross of Northeast Georgia, a 501(c)(3) nonprofit organization that provides emergency assistance and preparedness education to communities affected by disaster.

The Heroes Golf Classic welcomes both companies and individuals to support humanitarian work done by the American Red Cross of Northeast Georgia by registering to play or sponsoring the event. Participants may request that their contributions specifically be allocated to Hurricane Ida relief.

"For decades, the American Red Cross of Northeast Georgia has been a bastion of support connecting Athens-area communities with resources and services to weather hardships - from hurricanes to a public health pandemic," says FormFree Founder and CEO Brent Chandler. "It is a great privilege to bring our partners and neighbors together to raise money for an organization that strengthens our community each and every day."

Chateau Elan is a luxury meeting destination nestled in the North Georgia foothills just 40 minutes outside of Atlanta. Lauded for its 45 holes of championship golf, full-production winery, European health spa and world-class amenities, the 3,500-acre resort provides warm southern hospitality along with beautiful views akin to the French countryside.

"For a second year, FormFree has stepped up to support its community by organizing a fun, open-air event that gives us a chance to safely connect over a great cause," said Marlon Trone, executive director of the American Red Cross of Northeast Georgia. "We invite everyone to spread the word about the event. This year there are many opportunities for those who are unable to attend to contribute to our mission."

FormFree has a longstanding partnership with the American Red Cross of Northeast Georgia and was recently named the chapter's Corporate Blood Sponsor of the Year. Director of Marketing Sarah Crossley and Account Manager Laura Graben are co-chairs of the chapter's Young Professionals Advisory Board. Chandler has served on the organization's board of directors since 2017.

Participation in the second annual Heroes Golf Classic will help fund continuing efforts to carry out the Red Cross mission in Northeast Georgia despite the COVID-19 environment, provide assistance to communities devastated by Hurricane Ida and facilitate blood drives.

To register for the event, visit https://cegc-2021americanredcross-heroesgolfclas.golfgenius.com/register.

Those who are unable to attend the Heroes Golf Classic can support the American Red Cross of Northeast Georgia by making a donation at https://www.redcross.org/donate/donation.html/.

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReissueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About the American Red Cross:

The American Red Cross shelters, feeds and provides emotional support to victims of disasters; supplies about 40 percent of the nation's blood; teaches skills that save lives; provides international humanitarian aid; and supports military members and their families. The Red Cross is a not-for-profit organization that depends on volunteers and the generosity of the American public to perform its mission. For more information, please visit https://www.redcross.org/ or http://www.cruzrojaamericana.org/.

Twitter: @RealFormFree @GARedcross @NEGAARC #HeroesGolfClassic

FormFree® today announced it will be the returning host and sponsor of the second annual Heroes Golf Classic, which will be held on October 29, 2021, at Château Élan Winery and Resort in Braselton, Georgia. Proceeds from this event will benefit the American Red Cross of Northeast Georgia, a 501(c)(3) nonprofit organization that provides emergency assistance and preparedness education to communities affected by disaster.

Related link: https://www.formfree.com/

HousingWire honors FormFree Director of Product Caleb Wuethrich as a 2021 HW Insider

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced that HousingWire, a leading publication in the mortgage and financial technology industries, has selected Director of Product Caleb Wuethrich as a 2021 HW Insider, an award honoring 100 operational superstars in housing who are driving their companies and clients forward.

Wuethrich joined FormFree in January 2018. Initially hired into a sales position, he quickly transitioned to a role on FormFree's business intelligence team that better suited his post-graduate data analytics experience. He now serves as the company's director of product, overseeing the company's flagship AccountChek® asset verification service as well as AccountChek 3n1, which combines automated asset, income and employment verification into a single service. More than 3,000 lender clients, including 60% of the nation's top-50 mortgage lenders, have used AccountChek or AccountChek 3n1. Wuethrich is also heavily involved in the development of Passport®, the first consumer Financial DNA® mobile application.

"Caleb keeps multiple FormFree departments working in sync to create, maintain and continually enhance our innovative product suite. From product development to launch, he is behind it all, soup to nuts," said FormFree Founder and CEO Brent Chandler. "He is a vital contributor to the organization and could not be more deserving of this award."

"The winners of our Insiders award are an incredible group of doers that we're proud to recognize for their essential contributions to their companies and the larger mortgage and real estate ecosystem," HousingWire Editor in Chief Sarah Wheeler said. "Everyone on this year's list is a crucial part of their company's success, and we're honored to give them the spotlight."

Now in its sixth year, the HW Insiders award program recognizes industry professionals who are behind the scenes helping move the needle for their organizations. The full list of 2021 Insiders honorees can be reviewed at https://www.housingwire.com.

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About HousingWire:

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 7.5 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit https://www.housingwire.com/ or https://www.solutions.housingwire.com/ to learn more.

Twitter: @HousingWire #HWInsiders @RealFormFree #mortgageindustry #fintech #financialinclusion

FormFree® today announced that HousingWire, a leading publication in the mortgage and financial technology industries, has selected Director of Product Caleb Wuethrich as a 2021 HW Insider, an award honoring 100 operational superstars in housing who are driving their companies and clients forward.

Related link: https://www.formfree.com/

FormFree makes inaugural appearance on 2021 Inc. 5000, ranking 1444

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced it has ranked 1,444 on the 2021 Inc. 5000. This annual list represents a unique look at the most successful companies within the American economy's most dynamic segment: its independent small businesses. Intuit, Zappos, Under Armour, Microsoft, Patagonia and many other well-known names gained their first national exposure as honorees on the Inc. 5000.

FormFree has pioneered the effort to modernize and democratize credit decisioning with its AccountChek® and Passport™ products used by millions of consumers and thousands of lenders, including more than 60% of the industry's top-50 lenders. FormFree delights borrowers and lenders with a paperless experience that reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®.

"Our products have enhanced the lending experience for all parties. It's our mission to make the borrowing process simple and accurate," said FormFree Founder and CEO Brent Chandler. "All of us at FormFree are elated to be included on the Inc. 5000 list and even more determined to continue to take the hassle out of financial verification."

"The 2021 Inc. 5000 list feels like one of the most important rosters of companies ever compiled," says Scott Omelianuk, editor-in-chief of Inc. "Building one of the fastest-growing companies in America in any year is a remarkable achievement. Building one in the crisis we've lived through is just plain amazing. This kind of accomplishment comes with hard work, smart pivots, great leadership, and the help of a whole lot of people."

Among the Inc. 5000, the average median three-year growth rate soared to 543 percent, and median revenue reached $11.1 million. Combined, those companies added more than 610,000 jobs over the past three years. The complete results of the Inc. 5000, including company profiles and an interactive database that can be sorted by industry, region, and other criteria, can be found at www.inc.com/inc5000.

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About Inc. Media

The world's most trusted business-media brand, Inc. offers entrepreneurs the knowledge, tools, connections, and community to build great companies. Its award-winning multiplatform content reaches more than 50 million people each month across a variety of channels including web sites, newsletters, social media, podcasts, and print. Its prestigious Inc. 5000 list, produced every year since 1982, analyzes company data to recognize the fastest-growing privately held businesses in the United States. The global recognition that comes with inclusion in the 5000 gives the founders of the best businesses an opportunity to engage with an exclusive community of their peers, and the credibility that helps them drive sales and recruit talent. The associated Inc. 5000 Vision Conference is part of a highly acclaimed portfolio of bespoke events produced by Inc. For more information, visit www.inc.com.

Twitter: @RealFormFree @Inc #Inc5000 #mortgageindustry #fintech #financialinclusion

FormFree today announced it has ranked 1,444 on the 2021 Inc. 5000. This annual list represents a unique look at the most successful companies within the American economy's most dynamic segment: its independent small businesses. Intuit, Zappos, Under Armour, Microsoft, Patagonia and many other well-known names gained their first national exposure as honorees on the Inc. 5000.

Related link: https://www.formfree.com/

American Red Cross Northeast Georgia selects FormFree as Corporate Blood Sponsor of the Year

ATHENS, Ga. /ScoopCloud/ -- FormFree® has been recognized as the Corporate Blood Sponsor of the Year for the American Red Cross of Northeast Georgia, a 501(c)(3) nonprofit that helps feed, shelter and provide support for people affected by fires and other disasters.

FormFree was named Corporate Blood Sponsor of the Year for providing mission-critical support and dedication to the Red Cross' efforts in the Northeast Georgia community. The Red Cross officially recognized 2021 volunteers and community partners who are saving lives and enriching the Red Cross' mission in the region at a virtual event on August 5.

The American Red Cross of Northeast Georgia provides direct service to 23 Georgia counties by supporting the collection, testing and distribution of blood and blood components in the region, providing emergency resources for military families, facilitating lifesaving training in first aid, CPR and use of AED and helping people and communities impacted by disasters.

"Our hats off to FormFree for their unwavering support of our mission," said Marlon Trone, executive director of the American Red Cross of Northeast Georgia. "We are grateful for their partnership and look forward to continuing to support Northeast Georgia's communities together."

FormFree's commitment to the American Red Cross stems back to the company's founding in 2008, when the company began supporting the nonprofit through participation in blood drives, food drives and fundraisers. In 2017, FormFree CEO Brent Chandler joined the board of directors of the American Red Cross of Northeast Georgia. Currently FormFree Director of Marketing Sarah Crossley and Account Manager Laura Graben are co-chairs of the chapter's Young Professionals Advisory Board. Last year, FormFree helped raise nearly $30,000 for the charity as the host of October's Heroes Golf Classic tournament. The company plans to host the event again this fall.

"Giving back is a core value at FormFree. It's an honor to shine a light on a cause we care deeply about and that has a significant, positive impact on our immediate community," said Chandler. "In today's times, it is more important than ever to lend a helping hand."

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReissueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About the American Red Cross:

The American Red Cross shelters, feeds and provides emotional support to victims of disasters; supplies about 40 percent of the nation's blood; teaches skills that save lives; provides international humanitarian aid; and supports military members and their families. The Red Cross is a not-for-profit organization that depends on volunteers and the generosity of the American public to perform its mission. For more information, please visit https://www.redcross.org/ or http://www.cruzrojaamericana.org/.

Twitter: @RealFormFree @GARedcross @NEGAARC #HeroesGolfClassic

FormFree has been recognized as the Corporate Blood Sponsor of the Year for the American Red Cross of Northeast Georgia, a 501(c)(3) nonprofit that helps feed, shelter and provide support for people affected by fires and other disasters.

Related link: https://www.formfree.com/

FormFree Announces Agreement with Lenders One to Offer Products to Member Base

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced it has entered into an agreement with Lenders One®, a national alliance of independent mortgage bankers and service providers, to offer its product set to the Lenders One Mortgage Cooperative. Through the relationship, FormFree will offer Lenders One members access to automated borrower verification tools that enhance the customer experience and optimize lender business operations.

A national mortgage cooperative, Lenders One serves more than 240 banks, credit unions and independent mortgage bankers. Lenders One provides its members with special access to a network of premier mortgage technology, service vendors and solutions. Through its relationship with FormFree, Lenders One members may now enjoy special access to AccountChek 3n1, the award-winning digital asset, income and employment reporting service.

"We are pleased to offer Lenders One members improved origination efficiency and reduced per-loan costs with special access to AccountChek 3n1's combined VOA and VOIE reporting," said FormFree CEO Brent Chandler. "With consumer-permissioned access to direct source account data, 3n1 offers borrowers a modern, simplistic lending experience while significantly reducing the risk of fraud for lenders."

"We are excited to add FormFree to our Reseller platform," said Lenders One President Justin Demola, CMB. "Our team at Lenders One seeks out solutions to bolster members' business and create everyday efficiencies and cost savings. FormFree will add tremendous value to our strong platform."

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About Lenders One® Cooperative

Lenders One (LendersOne.com) was established in 2000 as a national alliance of independent mortgage bankers, banks, credit unions, correspondent lenders and suppliers of mortgage products and services. Participants on the Lenders One platform originated approximately $730 billion of mortgages during 2020, collectively ranking as one of the largest retail mortgage entities in the U.S. Lenders One is managed by a subsidiary of Altisource Portfolio Solutions S.A.

Twitter: @LendersOne @RealFormFree @Altisource #mortgageindustry #fintech #digitalmortgage

FormFree® today announced it has entered into an agreement with Lenders One®, a national alliance of independent mortgage bankers and service providers, to offer its product set to the Lenders One Mortgage Cooperative. Through the relationship, FormFree will offer Lenders One members access to automated borrower verification tools that enhance the customer experience and optimize lender business operations.

Related link: https://www.formfree.com/

FormFree integrates AccountChek 3n1 one-stop VOE/VOIE into Encompass®

ATHENS, Ga. /ScoopCloud/ -- FormFree® has partnered with ICE Mortgage Technology™, part of Intercontinental Exchange, Inc. (NYSE: ICE), a leading global provider of data, technology and market infrastructure,  to make its AccountChek 3n1 asset, income and employment verification service available in Encompass®, the mortgage industry's leading cloud-based loan origination platform.

The seamless API integration allows lenders to order, manage and review verification of asset (VOA) and verification of income/employment (VOIE) reports with a single provider selection in Encompass. By consolidating VOA and VOIE orders through a single vendor, mortgage lenders improve efficiency in the loan origination process, reduce per-loan costs and streamline vendor due diligence.

FormFree's AccountChek 3n1 securely delivers direct-source VOA and VOI/E data in less than a minute, significantly shortening loan application timelines and collecting critical underwriting documents earlier in the application process.

VOA (Asset Report)

For over 10 years, FormFree VOA has helped borrowers skip the paper chase when qualifying for a loan. Borrowers send their direct-source financial data straight to lenders in an underwriting-friendly format that reduces delays, manual errors and fraud risk. Real-time insight into borrowers' assets, income and employment enables better credit decisioning.

Key features include:

* Average connection time of just 22 seconds

* Available with 30, 60, 90 and 180-day refresh periods

* Government-sponsored enterprise (GSE) rep and warrant relief eligible

VOIE (Income and Employment Report)

Several of today's popular VOI and VOE solutions have a success rate of less than 50%, requiring lenders to fall back on manual verification processes that are slow and result in a diminished borrower experience. FormFree's VOIE product covers 85% of all U.S. workers (over 100 million wage earners), saving lenders time and improving margins.

Key features include:

* Flat pricing significantly lower than market alternatives

* Up to 6 most recent pay stubs and 2 years of W-2s

* One free report refresh prior to close

"Now mortgage lenders can get all three core verifications - assets, income and employment - from one trusted partner within the familiar Encompass environment," said FormFree CEO Brent Chandler. "By combining VOA and VOIE, FormFree's AccountChek 3n1 eliminates the cost and headache of managing multiple vendors, helps loan teams work more efficiently and delivers a world-class borrower experience that expedites pre-approvals and increases loan pull-through."

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

ICE Mortgage Technology combines technology, data and expertise to automate the entire mortgage process from consumer engagement through loan registration and every step and task in between. ICE Mortgage Technology is the leading cloud-based loan origination platform provider for the mortgage industry with solutions that enable lenders to originate more loans, lower origination costs, and reduce the time to close, all while ensuring the highest levels of compliance, quality, and efficiency. Visit https://www.icemortgagetechnology.com/ or call (877) 355-4362 to learn more.

About Intercontinental Exchange

Intercontinental Exchange, Inc. (NYSE: ICE) is a Fortune 500 company that designs, builds and operates digital networks to connect people to opportunity. We provide financial technology and data services across major asset classes that offer our customers access to mission-critical workflow tools that increase transparency and operational efficiencies. We operate exchanges, including the New York Stock Exchange, and clearing houses that help people invest, raise capital and manage risk across multiple asset classes. Our comprehensive fixed income data services and execution capabilities provide information, analytics and platforms that help our customers capitalize on opportunities and operate more efficiently. At ICE Mortgage Technology, we are transforming and digitizing the U.S. residential mortgage process, from consumer engagement through loan registration. Together, we transform, streamline and automate industries to connect our customers to opportunity.

Trademarks of ICE and/or its affiliates include Intercontinental Exchange, ICE, ICE block design, NYSE and New York Stock Exchange. Information regarding additional trademarks and intellectual property rights of Intercontinental Exchange, Inc. and/or its affiliates is located here: https://www.intercontinentalexchange.com/terms-of-use. Key Information Documents for certain products covered by the EU Packaged Retail and Insurance-based Investment Products Regulation can be accessed on the relevant exchange website under the heading "Key Information Documents (KIDS)."

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995 -- Statements in this press release regarding ICE's business that are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of additional risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see ICE's Securities and Exchange Commission (SEC) filings, including, but not limited to, the risk factors in ICE's Annual Report on Form 10-K for the year ended December 31, 2020, as filed with the SEC on February 4, 2021.

Twitter: @RealFormFree @ICEMortgageTech #mortgageindustry #fintech #digitalmortgage

FormFree® has partnered with ICE Mortgage Technology™, part of Intercontinental Exchange, Inc. (NYSE: ICE), a leading global provider of data, technology and market infrastructure,  to make its AccountChek 3n1 asset, income and employment verification service available in Encompass®, the mortgage industry's leading cloud-based loan origination platform.

Related link: https://www.formfree.com/

FormFree and MX receive 2021 Tearsheet Data Award for Best Data Aggregator/Fintech Partnership

ATHENS, Ga. /ScoopCloud/ -- FormFree® has been named a recipient of the 2021 Tearsheet Data Award for Best Data Aggregator/Fintech Partnership. FormFree was recognized for collaborating with financial data firm MX to improve its customer experience through the implementation of API and token-based connections that speed data retrieval and eliminate vexing multi-factor authentication pop-ups. Together, the companies succeeded in reducing the average aggregation time for FormFree connections by 89 percent.

FormFree automates lenders' verification of loan applicants' assets, income and employment. Since its founding in 2008, FormFree has helped lenders calculate, verify and quantify what consumers can afford for over $2 trillion in mortgage loans.

"FormFree is revolutionizing the credit landscape by capturing a holistic view of each consumer's unique Financial DNA, a process that begins with the retrieval of consumer data from financial institutions and other authoritative sources," said FormFree Founder and CEO Brent Chandler. "Through our partnership with MX, we are continually advancing our data connections in ways that benefit both lenders and consumers, and we are honored to be recognized by Tearsheet for this important work."

The Tearsheet Data Awards identify and celebrate the best work in financial data, ecosystems and alternative data. A panel of industry expert judges evaluated entries in eight categories based on criteria including creativity, innovative thinking, customer value and results.

"We received dozens of entries from some of the best companies in the industry," Tearsheet said in a written statement. "It was very hard to choose single winners from so many qualified submissions."

Winners of the 2021 Data Awards were announced May 27 at Tearsheet's DataDay Conference, an event exploring the challenges and opportunities data aggregators, banks, payment firms and fintechs face as they work to build the rich financial data ecosystems that underpin the modern financial experience. View a complete list of winners here.

About FormFree:

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree @tearsheetco @mX #fintech #DataAwards2021

FormFree has been named a recipient of the 2021 Tearsheet Data Award for Best Data Aggregator/Fintech Partnership. FormFree was recognized for collaborating with financial data firm MX to improve its customer experience through the implementation of API and token-based connections that speed data retrieval and eliminate vexing multi-factor authentication pop-ups.

Related link: https://www.formfree.com/

HousingWire honors FormFree director of marketing Sarah Crossley as 2021 Rising Star

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced that HousingWire (HW), a leading publication in the mortgage and financial technology industries, has selected Director of Marketing Sarah Crossley as a 2021 HW Rising Star. Now in its eighth year, the HW Rising Stars award program recognizes industry professionals who are helping move markets forward daily.

In the last year, Crossley overhauled FormFree's graphic identity and corporate website to illustrate how the fintech firm is transforming mortgage credit decisioning - an initiative destined to be as impactful as FormFree's pioneering role as the first asset verification service to qualify for GSE reps and warrants relief. Through her inspiring collaboration with FormFree's executive team and its web design resources, Crossley wove the narrative of how FormFree's insight into each consumer's unique Financial DNA® produces actionable intelligence that fuels customer inclusion and acquisition.

"Sarah has created a world-class brand that boldly represents the organization and movement I have dedicated the last 13 years to building," said FormFree Founder and CEO Brent Chandler. "She is a natural-born relationship builder who has earned the trust and ear of the FormFree team, our clients and our most important partners."

"These Rising Stars are such an impressive group. Their hard work and resiliency is evident in the success they brought to their companies during a year that started off with shut downs and ended up with record origination volume," HousingWire Editor and Chief Sarah Wheeler said. "Usually, we think of Rising Stars as the future leaders of housing, but in many cases this year's winners are already leading out in significant ways."

The full list of 2021 HousingWire Rising Star honorees can be viewed at https://www.housingwire.com/

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About HousingWire:

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 7.5 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit https://www.housingwire.com/ or https://www.solutions.housingwire.com/ to learn more.

Twitter: @HousingWire #RisingStars @RealFormFree #mortgageindustry #fintech #financialinclusion

FormFree® today announced that HousingWire (HW), a leading publication in the mortgage and financial technology industries, has selected Director of Marketing Sarah Crossley as a 2021 HW Rising Star. Now in its eighth year, the HW Rising Stars award program recognizes industry professionals who are helping move markets forward daily.

Related link: https://www.formfree.com/

FormFree announces Former JPMorgan Chase Division CEO Kevin Watters joins its Board of Directors

ATHENS, Ga. /ScoopCloud/ -- FormFree® today welcomed Kevin Watters to its board of directors. Watters is a payments, mortgage lending and business banking leader known for his ability to successfully and rapidly scale financial services businesses through operational and technology transformation.

Watters was a pioneer in the branchless banking space, serving as chief marketing officer of Wingspan (a Bank One subsidiary) and president of Bank One's corporate internet group until its acquisition by JP Morgan Chase (NYSE: JPM). Watters served in multiple senior executive positions during his 18-year tenure at JPMorgan Chase, including five years as president of the investment bank's internet group and five years as CEO of its business banking division. Subsequently, he served as CEO of mortgage banking, where he played a critical role in restoring profitability to the division after the financial crisis. In his final year at the company, Watters was named CEO of Chase card services, which encompasses Chase's consumer, small business and commercial lines of business.

Since retiring from JPMorgan Chase, Watters has taken on roles as an advisor and educator. In 2019, Watters began teaching finance as an adjunct professor at Tulane University. In 2020, Watters joined Lightyear Capital, a New York-based private equity firm focused on financial services, as senior advisor to Fund V, which focuses on digitalization in the financial sector and payments technologies. In March 2021, Watters was tapped by Boston Consulting Group as a senior advisor.

"FormFree's vision for putting consumers in control of their Financial DNA, evangelized by founder Brent Chandler and brought to life by a dedicated team of innovators, is compelling and timely. I am very pleased to help shape FormFree's trajectory as a member of its board of directors," said Watters. "My experience helping financial services businesses scale will be valuable to FormFree as it continues bringing to market innovative technologies that foster a more inclusive financial sector."

"Kevin's deep knowledge of the payments, lending and banking sectors will be a boon to FormFree as we create cutting-edge solutions that promote consumer accessibility to financial services without increasing lender risk," said FormFree Founder and CEO Brent Chandler. "We are proud to count Kevin as an advisor and welcome him to our board."

About FormFree

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications.

FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree #mortgageindustry #fintech #financialinclusion #peoplemovers

FormFree® today welcomed Kevin Watters to its board of directors. Watters is a payments, mortgage lending and business banking leader known for his ability to successfully and rapidly scale financial services businesses through operational and technology transformation.

Related link: https://www.formfree.com/

FormFree’s Christy Moss Lauded as 2021 Mortgage Star by Mortgage Women Magazine

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced Christy Moss, head of sales and marketing at FormFree, has been named a Mortgage Star by Mortgage Women Magazine for her trailblazing 30-year career in the mortgage industry.

Moss has held advanced positions at organizations such as CitiMortgage, Wachovia and GE Capital Mortgage Services. Notably, she held an 11-year tenure at Fannie Mae, where she played a critical role in restoring strength to the mortgage economy by educating lenders and vendors about digital transformation initiatives. At Fannie Mae, Moss personally helped over a hundred lenders gain seller-servicer status and annually addressed over 3,000 mortgage industry professionals at industry engagements.

Currently, Moss is driving digital transformation for consumers, lenders and investors at FormFree, with the goal of building a more inclusive credit decisioning landscape. By encouraging lenders to view borrower ability to pay (ATP) with FormFree's revolutionary products AccountChek® and Passport®, Moss and FormFree are enabling lenders to expand their credit box without increased risk.

"2008 opened my eyes to how important the housing industry is to the US economy and since then it's been my calling to improve the mortgage process for everyone," said Moss. "I'm humbled to receive this award and I'm extremely proud of the work we're doing at FormFree."

Recipients of the Mortgage Women Magazine Mortgage Star award will be featured in the magazine's May/June issue in addition to being recognized at the Mortgage Star conference in Memphis May 4-7.

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree #mortgageindustry #fintech

FormFree® today announced Christy Moss, head of sales and marketing at FormFree, has been named a Mortgage Star by Mortgage Women Magazine for her trailblazing 30-year career in the mortgage industry.

Related link: https://www.formfree.com/

FormFree Welcomes Paul Finch, Former Early Warning CEO, to Its Board of Directors

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced the appointment of payments and banking fintech pioneer Paul Finch to its board of directors.

Finch is best known for his 16-year tenure as CEO of Early Warning Services (Early Warning), a private fintech company owned by seven of the largest U.S. banks - Bank of America, BB&T, Capital One, JP Morgan Chase, PNC Bank, U.S. Bank and Wells Fargo. Notably, Finch spearheaded the 2017 launch of Zelle, a real-time payments network composed of 850 banks and credit unions, and led Early Warning's transformation into a premier provider of real-time payments, risk and authentication solutions. Finch retired from Early Warning in 2019, and founded PWF Advisory Services, a financial services consulting firm.

"Paul is a visionary that has led transformational advances in the payments and financial risk space," said FormFree Founder and CEO Brent Chandler. "We're honored to have him join our board of directors and assist FormFree on its journey to forge a more inclusive credit decisioning landscape."

"I am enthusiastic to work with FormFree - a trailblazer in the digital mortgage industry - to break down the barriers to financial inclusion," said Finch. "They have proven themselves an innovative and agile organization that has enormous potential to disrupt the way credit decisioning is done."

In addition to Finch's extensive experience in the financial technology sector, he is head of the Finch Family Foundation, a non-profit organization that helps children and families in need in the Phoenix area.

About FormFree

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree #mortgageindustry #fintech #financialinclusion #peoplemovers

FormFree today announced the appointment of payments and banking fintech pioneer Paul Finch to its board of directors. Finch is best known for his 16-year tenure as CEO of Early Warning Services (Early Warning).

Related link: https://www.formfree.com/

FormFree Elects Mortgage Banking Authority James Deitch, CPA, CMB to Board of Directors

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced the election of serial entrepreneur, mortgage banking executive and author James Deitch, CPA, CMB, to its board of directors. Deitch, a mortgage industry veteran of three decades, has counseled over 200 financial services businesses, served as president and CEO of five federally chartered banks and served on advisory panels for Fannie Mae (OTCMKTS: FNMA), Freddie Mac (OTCMKTS: FMCC), Truist (NYSE: TFC) and Wells Fargo (NYSE: WFC).

Deitch is the founder and CEO of Teraverde, a group of companies that helps banks and mortgage bankers streamline operations and improve processes and profitability while staying fully compliant with regulatory requirements. He is also a best-selling author, frequent speaker and authoritative thought leader in the residential real estate finance industry.

"Jim Deitch knows the mortgage industry inside and out," said FormFree Founder and CEO Brent Chandler. "As a recognized authority on credit policy and risk management who has led some of the nation's fastest-growing banks, Jim's guidance and experience will be invaluable to FormFree as we pursue our mission of enhancing the lending experience for everyone."

"It is an honor to work with the FormFree team," said Deitch. "Brent is a true visionary with a clear sense of mission to make data-driven credit available to all qualified borrowers. It will be a privilege to work with Brent on this vision."

Deitch is the author of the books Digitally Transforming the Mortgage Banking Industry, Strategically Transforming the Mortgage Banking Industry and Disruptive Fintech. He is a frequent contributor to industry-leading publications and an active speaker whose credits include the national meetings of the National Association of Home Builders, the Mortgage Bankers Association, TEC International, Coldwell Banker and Century 21.

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn: https://www.linkedin.com/company/formfree/.

FormFree today announced the election of serial entrepreneur, mortgage banking executive and author James Deitch, CPA, CMB, to its board of directors. Deitch, a mortgage industry veteran of three decades, has counseled over 200 financial services businesses, served as president and CEO of five federally chartered banks and served on advisory panels for Fannie Mae (OTCMKTS: FNMA), Freddie Mac (OTCMKTS: FMCC), Truist (NYSE: TFC) and Wells Fargo (NYSE: WFC).

Related link: https://www.formfree.com/

FormFree Makes Seventh Appearance on HousingWire’s Tech100 List of Most Innovative Companies in Mortgage Technology

ATHENS, Ga. /ScoopCloud/ -- FormFree™ today announced its inclusion in HousingWire's annual Tech100 list for the seventh time. The award recognizes companies and solutions that are revolutionizing the mortgage process.

HousingWire's Tech100 program is designed to provide housing professionals a definitive list of the most innovative and impactful companies solving the problems mortgage lenders and real estate professionals face every day. Competition for the Tech100 program grows each year.

"We're honored to be recognized by HousingWire year after year. Our ambition to transform the way lenders and borrowers understand each other has no limit," said FormFree Founder and CEO Brent Chandler. "This award fuels our resolve to continue making loans simpler and safer for everyone."

"After the uncertainty and unpredictability of last year, we expected a greater adoption of technology. However, these 100 real estate and mortgage companies took digital disruption to a whole new level and propelled a complete digital revolution, leaving a digital legacy that will impact borrowers, clients and companies for years to come," said HousingWire HW+ Managing Editor Brena Nath. "Knowing what these companies were able to navigate and overcome, we're excited to announce this year's list of the most innovative technology companies serving the mortgage and real estate industries."

To view the complete list of 2021 HousingWire Tech100 winners, visit https://www.housingwire.com/articles/introducing-the-2021-hw-tech100-mortgage-winners/.

About FormFree™

FormFree™ is a market-leading fintech company whose revolutionary products AccountChek™ and Passport™ make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP™). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey™. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About HousingWire:

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 7.5 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit https://www.housingwire.com/ or https://www.solutions.housingwire.com/ to learn more.

Twitter: @HousingWire #Tech100 @RealFormFree #mortgageindustry #fintech #financialinclusion

FormFree today announced its inclusion in HousingWire's annual Tech100 list for the seventh time. The award recognizes companies and solutions that are revolutionizing the mortgage process.

Related link: https://www.formfree.com/

FormFree’s Expanded Income and Employment Verification Covers 85% of Working Americans

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced its AccountChek® 3n1 (3n1) asset, employment and income verification service now covers 85% of U.S. workers whose employers utilize a payroll processing service, representing over 100 million wage earners.

As the pioneer of the mortgage industry's first truly automated verification of assets (VOA) solution complete with government-sponsored enterprise (GSE) rep and warrant relief, FormFree has enhanced income and employment verification for its 3,000-plus lender customers with direct-source data from 35 of the nation's largest payroll service providers.

3n1 addresses a critical need for lenders and GSEs to capture structured, direct-source data and original income documentation at a cost-effective price point. Direct-source payroll data provides a more current understanding of a borrower's ability to pay (ATP) and mitigates risks associated with human error and document fraud. With 3n1, FormFree enables lenders to deliver a world-class borrower experience and directly addresses key industry pain points by electronically furnishing lenders with high-fidelity income and employment data.

Said David Battany, EVP of capital markets for Guild Mortgage (NYSE: GHLD), "Instant employment and income verification supported by paystubs and W-2s is something we've been waiting for. We are committed to offering a best-in-class borrower experience. With innovative partners like FormFree by our side, we are confident we can achieve our goal of increasing financial inclusion." Guild Mortgage has worked with FormFree since participating in Fannie Mae's Day 1 Certainty® pilot in 2016.

"We are always looking for innovative solutions that make mortgages faster and easier for our borrowers and teams," said Trinity Oaks Mortgage President Michael Kuentz. "We've relied on FormFree's asset solution to streamline the loan process and cut down on time to close for several years. FormFree's new income and employment solution is the right product at the right time."

With 3n1, borrowers authorize payroll providers to electronically share their six most recent paystubs and most recent W-2 with lenders and refresh that documentation within 10 days of the loan closing.

3n1 saves lenders time and money by providing accurate data and universally accepted supporting documents up-front. This makes for a faster, cleaner underwriting and closing experience and prevents lenders from having to going back to borrowers to chase down more documents.

"Mortgage lenders have been longing for an income and employment solution with wider employer coverage. FormFree's vision goes even further, combining expansive coverage with their time-tested asset solution," said Rajesh Bhat, CEO at digital mortgage platform Roostify. "This is a welcome innovation that we look forward to offering through our platform."

"Getting investor-accepted, up-to-date employment and income verification along with the most recent paystubs and W-2s - all in less than 30 seconds - is a game changer," said Ben Miller, co-founder of homeownership platform SimpleNexus. "This is the kind of advancement our industry needs and borrowers deserve."

"We hear loud and clear that our lenders and partners are looking for better ways of validating borrower employment and income with the security, accuracy and efficiency of direct-source data at a disruptive price point," said Brent Chandler, CEO at FormFree. "As the pioneers of automated asset verification, we will continue to lead the mortgage industry to its fully digital destination, ultimately arriving at a holistic view of a consumer's financial DNA in a single Passport."

About FormFree®

FormFree® is a market-leading fintech company whose revolutionary products AccountChek® and Passport® make for a more inclusive credit decisioning landscape by enabling lenders to understand people's true ability to pay (ATP®). To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing trillions of dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, dramatically reduces origination timelines and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey®.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree #mortgageindustry #fintech #branding #financialinclusion

*LOGO link for media: https://www.Send2Press.com/300dpi/17-0926s2p-formfree-300dpi.jpg

FormFree® today announced its AccountChek® 3n1 (3n1) asset, employment and income verification service now covers 85% of U.S. workers whose employers utilize a payroll processing service, representing over 100 million wage earners.

Related link: https://www.formfree.com/

FormFree Launches Rebrand, New Website Aligned with Mission to Expand Financial Inclusivity

ATHENS, Ga. /ScoopCloud/ -- FormFree® today launched a new visual identity designed to reflect its mission of empowering consumers and lenders with a transparent view of borrower financial DNA. In tandem with the brand launch, FormFree unveiled a new website that speaks to both consumer and lender audiences about how its AccountChek® and Passport™ solutions enable better financial decisions.

FormFree's patented technology verifies and analyzes borrower financial DNA - direct-source asset, income, employment, identity and public records data - to provide a more accurate and holistic picture of a borrower's ability to pay (ATP) than traditional credit scoring alone.

"FormFree is ushering in a new era for lending, turning the current lender-driven verification model on its head and empowering consumers with transparency into and control over their financial DNA," said Sarah Crossley, director of marketing at FormFree. "With our visual rebrand and new website, we are able to tell the story of how greater insight into consumer financial DNA opens the door to improved credit decisioning and a more financially inclusive U.S. economy."

FormFree was founded in 2008 by former Wall Street executive Brent Chandler. The company's pioneering work in bringing direct-source data analytics to the U.S. mortgage market has earned it six appearances on the HousingWire Tech100 list of the housing economy's most innovative companies, among other accolades. FormFree's AccountChek and Passport solutions are used by thousands of lenders and millions of consumers each year.

To see FormFree's new brand in action, visit https://www.formfree.com/.

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are building a more inclusive credit decisioning landscape by encouraging lenders to view borrower ability to pay (ATP) more holistically. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey™.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn at: https://www.linkedin.com/company/formfree/.

Twitter: @RealFormFree #mortgageindustry #fintech #branding #financialinclusion

*LOGO link for Media: https://www.Send2Press.com/300dpi/17-0926s2p-formfree-300dpi.jpg

FormFree today launched a new visual identity designed to reflect its mission of empowering consumers and lenders with a transparent view of borrower financial DNA. In tandem with the brand launch, FormFree unveiled a new website that speaks to both consumer and lender audiences about how its AccountChek and Passport solutions enable better financial decisions.

Related link: https://www.formfree.com/

FormFree Founder Brent Chandler Named HousingWire Tech Trendsetter for Second Year

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that Founder and CEO Brent Chandler has been named a HousingWire Tech Trendsetter for a second consecutive year. The list honors executives, product leaders and technology professionals bringing the latest digital lending technology to market for their mortgage and real estate clients.

Chandler was recognized for driving innovation and challenging the status quo at FormFree, an award-winning provider of lending technologies setting industry standards for simplicity, accuracy and safety. Under Chandler's direction, FormFree has pioneered the effort to modernize and democratize credit decisioning with its AccountChek(R) and Passport(TM) products used by millions of consumers and thousands of lenders, including over 60% of the industry's top-50 lenders.

In the last 12 months alone, FormFree has announced new partnerships with Blue Sage and Ocrolus, enhanced its integration with Encompass Consumer Connect and earned a new patent for its proprietary technology. Currently, Chandler is working to bring FormFree's Passport(TM) all-in-one verification service to the blockchain. By enabling on-demand access to consumers' tokenized ATP information - including asset, employment, identity, income, credit and public records data retrieved directly from financial institutions and other authoritative sources - FormFree hopes to make mortgage underwriting even speedier while improving access to credit for low- and middle-income families in accordance with the OCC's Project REACh.

"Making loans simpler and safer for everyone is our philosophy. To accomplish that, we've built trusted financial solutions that are more intuitive and responsive than the industry's legacy technologies," said Chandler. "Our products are enhancing the lending experience for all people, and we will continue to challenge convention into the future."

"Our Tech Trendsetters award recognizes a group of leaders who were critical to the outstanding performance of housing and real estate during this pandemic, finding innovative solutions when everything changed on a dime," said HousingWire Editor in Chief Sarah Wheeler. "We're very proud to celebrate their achievements and honor the impact they've had at such a crucial time."

The 2020 HW Tech Trendsetters will be profiled in the December/January issue of HousingWire magazine. Winners were selected by a panel of HousingWire editors and reporters based on their accomplishments and professional success over the last 12 months. The complete list of HW Tech Trendsetters can be found online at https://www.housingwire.com/articles/introducing-the-housingwire-2020-tech-trendsetters/.

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are building a more inclusive credit decisioning landscape by encouraging lenders to view borrower ability to pay (ATP) more holistically. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About HousingWire:

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 7.5 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit https://www.housingwire.com/ or https://www.solutions.housingwire.com/ to learn more.

Twitter: @RealFormFree @HousingWire #hwtechtrendsetters #mortgageindustry #fintech

FormFree today announced that Founder and CEO Brent Chandler has been named a HousingWire Tech Trendsetter for a second consecutive year. The list honors executives, product leaders and technology professionals bringing the latest digital lending technology to market for their mortgage and real estate clients.

Related link: https://www.formfree.com/

FormFree Receives US Patent for Its Ground-Breaking Approach to Credit Decisioning

ATHENS, Ga. /ScoopCloud/ -- FormFree® has been granted Patent Number 10,769,723 for its proprietary 'Systems and Methods for Electronic Account Certification and Enhanced Credit Reporting' by the United States Patent and Trademark Office. The patent is expected to cover FormFree's technology, which analyzes direct-source financial data to determine a consumer's ability to repay any type of loan, offers a more accurate and comprehensive measurement of ability to pay (ATP) than traditional credit scoring.

The announcement underscores FormFree's focus on creating technologies that enable a more financially inclusive U.S. economy.

"This patent is another important milestone in strengthening our intellectual property position. Nearly 50 million Americans - disproportionately including the poor and minorities - lack a credit score and cannot obtain mortgages or other lending products," said FormFree Founder and CEO Brent Chandler. "FormFree understands that every consumer has a quantifiable ability to pay, not just those with a 720 or higher credit score. We are reimagining credit scoring with a new framework that provides a more complete understanding of what a person can actually afford than merely reviewing their repayment history."

Added Chandler, "Our multi-dimensional analysis of ability to pay allows lenders to instantaneously understand risk and make better credit decisions. It also democratizes lending by putting control of the process in the hands of borrowers, making it easier for consumers to seek out financial institutions that want their business."

The issued patent validates the innovation and novelty in FormFree's technology. FormFree was founded in 2008 by former Wall Street executive Brent Chandler. The company's pioneering work in bringing direct-source data analytics to the U.S. mortgage market has earned it six appearances on the HousingWire Tech100 list of the housing economy's most innovative companies, among other accolades. FormFree's AccountChek® and Passport(tm) solutions are used by thousands of lenders and millions of consumers each year.

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are building a more inclusive credit decisioning landscape by encouraging lenders to view borrower ability to pay (ATP) more holistically. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey™.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn https://www.linkedin.com/company/formfree/.

Twitter: @RealFormFree #patentnews #mortgageindustry #fintech

*LOGO link for Media: https://www.Send2Press.com/300dpi/17-0926s2p-formfree-300dpi.jpg

FormFree® has been granted Patent Number 10,769,723 for its proprietary 'Systems and Methods for Electronic Account Certification and Enhanced Credit Reporting' by the United States Patent and Trademark Office.

Related link: https://www.formfree.com/

FormFree Enhances Encompass Consumer Connect® Integration with Auto-Population of Borrower Data into 1003 Loan Application

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced enhancements to the integration between its AccountChek® verification service and Encompass Consumer Connect®. Now, borrower data collected by AccountChek in Consumer Connect will automatically map to the Form 1003 (the Universal Residential Loan Application) in the Ellie Mae® Digital Lending Platform, saving lenders time and relieving them of the frustration and risk associated with manual data entry.

The upgrade also fully embeds AccountChek within the Consumer Connect user experience (UX) for easier borrower navigation and reduced application fall-out.

Ellie Mae, now a part of Intercontinental Exchange, Inc. (NYSE: ICE), is the leading cloud-based platform provider for the mortgage finance industry. The company's Consumer Connect is a mortgage point-of-sale platform that provides a scalable, intuitive experience for homebuyers while helping lenders close loans faster and convert more applications to closed loans.

FormFree's patented AccountChek and AccountChek Plus(tm) provide lenders actionable intelligence on borrowers' ability to repay loans by consolidating, analyzing and verifying asset account balances and details, employment data and income data obtained directly from financial institutions and other authoritative sources.

"FormFree expedites pre-approvals and increases loan pull-through by paperlessly verifying borrower asset, employment and income information in a single report at the point of sale," said FormFree Chief Technology Officer Brian Francis. "The latest enhancements to our Consumer Connect integration will make it easier and faster than ever for lenders to make informed credit decisions."

"As an Ellie Mae Consumer Connect user, we are excited about the recent enhancement to the AccountChek process. The enhanced integration means an easier application process, which supports our objective to continuously improve the member experience," said Dawana Manning, AVP of Loan Fulfillment, Residential Lending for Atlanta-based Delta Community Credit Union. "The increased efficiency gained by the automated addition of VOA [verification of asset] data to the loan application is a huge benefit to our lending team."

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm).

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree @EllieMaeInc @DeltaCommunity #ConsumerConnect #mortgageindustry #VOA

Ticker: NYSE:ICE / NY: ICE

FormFree today announced enhancements to the integration between its AccountChek verification service and Encompass Consumer Connect. Now, borrower data collected by AccountChek in Consumer Connect will automatically map to the Form 1003 (the Universal Residential Loan Application) in the Ellie Mae Digital Lending Platform, saving lenders time and relieving them of the frustration and risk associated with manual data entry.

Related link: https://www.formfree.com/

FormFree CTO Brian Francis Listed Among Top Mortgage Executives as a 2020 HousingWire Vanguard Honoree

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced Chief Technology Officer Brian Francis has been named a 2020 HW Vanguard award winner, an honor given to 50 top executives leading the housing and mortgage finance industries. HW Vanguard honorees are chosen by HousingWire's editorial board based on their accomplishments in the last 12 months for their companies and the industry sector they represent.

As CTO of FormFree, Francis oversees the design and development of the firm's groundbreaking automated asset, employment and income verification products. He recently spearheaded the development of AccountCheck Plus, which builds on FormFree's original AccountChek(R) automated asset verification system by bundling borrower asset, employment and income verifications into one easy report. The system gives lenders the detailed analysis they need to assess a borrower's ability to pay within minutes.

"Brian has continued to refine and expand FormFree's offerings over the last decade, always with an eye on improving the experience for our lender clients and their borrowers," said FormFree Founder and CEO Brent Chandler. "His focus on creating technologies that bring noticeable, measurable efficiencies to the mortgage space has helped our clients reduce time to close by up to 20 days."

Since joining the company 10 years ago, Francis has led FormFree to achieve a number of industry "firsts," including being Fannie Mae's first designated asset verification vendor; the first provider to introduce a single report combining income, asset and employment verification data; and the first to use artificial intelligence to generate digital Verification of Asset and Deposit reports in less than five minutes.

In the last year alone, he has helped FormFree introduce paystub collection and verification to AccountChek Plus; file a patent for proprietary employer data extraction and verification technology; and develop technology so lenders can intelligently pre-fill parts of the Universal Residential Loan Application. Due to Francis' leadership in increasing technology integrations and reseller partnerships, FormFree services are now available for more than 90% of mortgage transactions nationwide.

"One of the highest achievements in the housing industry, the Vanguard award honors the top executives - and they certainly earned it," said HousingWire Magazine Editor Kelsey Ramírez. "In the program's most competitive year yet, 50 winners rose to the top, boasting their outstanding achievements in innovation and leadership. With these leaders at the helm, the future of housing is bright."

The full list of 2020 HW Vanguard Award honorees can be viewed in the October/November edition of HW Magazine.

About FormFree(R)

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(tm) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn: https://www.linkedin.com/company/formfree/

About HousingWire:

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 40,000 newsletter subscribers daily and over 4 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit https://www.housingwire.com/ or https://www.solutions.housingwire.com to learn more.

Twitter: @RealFormFree #digitalmortgage @HousingWire #HWVanguards

*PHOTO link for media: https://www.Send2Press.com/300dpi/20-1002s2p-Brian-Francis-300dpi.jpg
*Caption: FormFree CTO Brian Francis.

FormFree today announced Chief Technology Officer Brian Francis has been named a 2020 HW Vanguard award winner, an honor given to 50 top executives leading the housing and mortgage finance industries. HW Vanguard honorees are chosen by HousingWire's editorial board based on their accomplishments in the last 12 months for their companies and the industry sector they represent.

Related link: https://www.formfree.com/

FormFree Adds SaaS Executive Tyler Brantley as Director of Implementation

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) has hired SaaS sales executive Tyler Brantley as director of implementation. In this role, Brantley will serve as the internal liaison between FormFree's sales and operations teams and support revenue growth by working to ensure an ideal onboarding experience for every FormFree customer.

Prior to joining FormFree, Brantley was vice president of sales at content production marketplace StudioNow, where he oversaw sales and business development and helped spin out marketing procurement platform Octerra in 2019. As vice president of sales at Octerra, Brantley's team helped Fortune 500 brands more effectively collaborate and manage their marketing processes, pass-through costs and ROI through technology.

"Tyler has made a career of helping companies build strategies that set a foundation for long-term success," said FormFree Founder and CEO Brent Chandler. "Our implementation team is mission-critical, because it is every client's first impression of what it's like to be a FormFree customer - so we are thrilled to have a leader of Tyler's caliber leading that charge."

"FormFree has earned a reputation for being a genuine partner that is dedicated to helping its lender clients solve the challenges they deal with day in and day out," said Brantley. "I'm excited by the opportunity to work with a company that is redefining its industry and proud to join such a talented, collaborative team."

Brantley is also co-founder of Resilient Families Institute, a company that works with active U.S. military families to help them build strong, healthy relationships that stand the test of time and deployment. Brantley is a graduate of The University of the South.

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications.

FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM).

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn: https://www.linkedin.com/company/formfree/

Image link for media: https://www.depthpr.com/media/formfree

Twitter: @RealFormFree #peoplemovers #mortgageindustry

FormFree has hired SaaS sales executive Tyler Brantley as director of implementation. In this role, Brantley will serve as the internal liaison between FormFree's sales and operations teams and support revenue growth by working to ensure an ideal onboarding experience for every FormFree customer.

Related link: https://www.formfree.com/

FormFree Promotes Cindy Snow to Chief Operating Officer (COO)

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) has promoted Cindy Snow to the position of Chief Operating Officer (COO). In her role as COO, Snow will craft efficient systems that elevate FormFree's performance while directly overseeing business operations, product management, business intelligence, integrations and customer support.

Snow joined FormFree as a product manager in May 2019 and quickly advanced to director of product marketing. During her tenure at FormFree, Snow has facilitated partnerships and product updates that enhance lender speed, pull-through rates and security at a time of accelerated growth for FormFree. Notably, Snow's initiatives have led FormFree to see a surge in user adoption, with the organization rounding out 2019 with a 65% increase in AccountChek verification reports over the previous year.

"Since day one, Cindy has created operationally excellent processes that have helped FormFree deliver top-tier service to our 1,000-plus mortgage lender customers," said FormFree Founder and CEO Brent Chandler. "Her collected and methodical approach to complex challenges has earned her the respect of the entire organization, and I know she will excel in a position of executive leadership."

"An agile and innovative organization, FormFree engages my full professional skill set, which both gratifies and motivates me," said Snow. "I'm excited to have a hand in FormFree's mission to revolutionize the credit decisioning landscape."

Earlier this week, Snow was honored as a member of HousingWire's 2020 class of HW Insiders Award recipients.

About FormFree

FormFree(R) is a market-leading fintech company whose revolutionary products AccountChek(R) and Passport(TM) are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications.

FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit https://www.formfree.com/or follow FormFree on LinkedIn: https://www.linkedin.com/company/formfree/

Twitter: @RealFormFree #digitalmortgage #peoplemovers

Image link for media: https://www.depthpr.com/media/formfree/

FormFree has promoted Cindy Snow to the position of Chief Operating Officer (COO). In her role as COO, Snow will craft efficient systems that elevate FormFree's performance while directly overseeing business operations, product management, business intelligence, integrations and customer support.

Related link: https://www.formfree.com/

HousingWire Lists FormFree’s Cindy Snow Among its 2020 HW Insiders

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced the inclusion of Director of Product Cindy Snow in HousingWire's list of 2020 HW Insiders. Now in its fifth year, the annual awards program recognizes 50 housing industry professionals making critical contributions to their companies' success.

Since joining FormFree in May 2019, Snow has focused on creating operational processes to enhance product and service quality for FormFree's more than 1,000 mortgage lenders customers. Her contributions ushered in a 65% year-over-year surge in adoption of AccountChek, the company's market-leading automated verification product that allows lenders to digitally verify borrower asset, income and employment information.

"Cindy has mastered the ability to translate the executive team's ambitious vision into a tactical plan of action at every level of the organization," said FormFree Founder and CEO Brent Chandler. "She plays a pivotal role in nearly every aspect of our business, from product development to defining our partner relationships to marketing, sales and even compliance. As a direct result of her work, our customers and their borrowers enjoy a faster, easier and safer loan process."

Among the initiatives benefiting from Snow's involvement during the last year are the onboarding of numerous enterprise-level clients; establishment of a partnership to protect closing fund transfers from wire fraud; and development of an income and employment verification capability that retrieves and certifies payroll data.

"This year's Insiders represent the unsung heroes of their companies; the team members that, behind the scenes, kept everything on track during unprecedented times," HousingWire Magazine Editor Kelsey Ramírez said. "This year, the need for the services of these 50 winners was greater than ever, and they rose to the challenge."

For a complete list of 2020 HW Insiders Award winners, visit https://www.housingwire.com/articles/here-are-the-2020-hw-insiders/.

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(TM). For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About HousingWire:

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 40,000 newsletter subscribers daily and over 4 million unique visitors each year. Our audience of mortgage, real estate, financial services and fintech professionals rely on us to Move Markets Forward. Visit https://www.housingwire.com/ or https://www.solutions.housingwire.com to learn more.

Twitter: @RealFormFree @HousingWire #HWInsiders #mortgageindustry #fintech

*PHOTO link for media: https://www.Send2Press.com/300dpi/20-0901s2p-cindy-snow-300dpi.jpg
*Caption: FormFree's Cindy Snow Among 2020 HW Insiders.

FormFree today announced the inclusion of Director of Product Cindy Snow in HousingWire's list of 2020 HW Insiders. Now in its fifth year, the annual awards program recognizes 50 housing industry professionals making critical contributions to their companies' success.

Related link: https://www.formfree.com/

Blue Sage and FormFree Partner to Streamline Lending Process with AccountChek Automated Asset Verification Integration

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced the availability of its AccountChek(R) automated asset verification service within Blue Sage's cloud-based digital mortgage lending platform. The integration makes it possible for borrowers to verify assets with AccountChek through the Blue Sage Borrower Portal and for loan originators to order reports through the Blue Sage Loan Officer Portal and Retail LOS.

FormFree's AccountChek verification service makes it easy for consumers to demonstrate their ability to repay mortgage loans by electronically fetching bank statements and other asset documentation. Faster and more secure than exchanging paper documents, AccountChek's patented technology improves the borrower experience and reduces loan processing and underwriting times for lenders.

Blue Sage has made AccountChek available through its Borrower Portal, Loan Officer Portal and Retail LOS to enable automated asset verification at various stages in the lending process. Consumers can quickly verify assets as they apply for a loan using the Blue Sage Borrower Portal. Loan officers can email borrowers a link to verify their assets and submit report orders through the Blue Sage Loan Officer Portal and Retail LOS.

"AccountChek gives borrowers a secure and modern way to submit asset data to mortgage lenders," said FormFree CEO Brent Chandler. "We are proud to partner with Blue Sage to give the same secure and modern experience to loan officers initiating the asset verification process."

"Offering automated asset verification to consumers at the point of application expedites approval with little to no intervention from the LO, processor or underwriter," said COO of Blue Sage David Aach. "Combined with Blue Sage's bidirectional integrations with Fannie Mae Desktop Underwriter(R), Freddie Mac Loan Product Advisor(R) and automated underwriting systems (AUS), our platform is able to optimize the financial decisioning process for mortgage lenders."

About Blue Sage:

Blue Sage is an innovative, cloud-based digital lending platform for retail, wholesale and correspondent lenders that provides a superior lending experience for every borrower. The company's technology is 100% browser-based and provides end-to-end functionality for the entire lending and fulfillment process, regardless of channel. Blue Sage also includes an LO Mobile Office application and all products are delivered through a secure, fully managed dedicated cloud model. The company's technology was developed over the past four years by the founders of Palisades Technology Partners, developers of Impact, the first end-to-end web-based loan platform which was used by five of the 10 largest U.S. originators. Blue Sage Solutions is headquartered in Englewood Cliffs, New Jersey. For more information, visit https://bluesageusa.com/.

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm).

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn at https://www.linkedin.com/company/formfree-holdings-corporation/.

Twitter: @RealFormFree @BlueSageUSA #incomeverification #fintech

*LOGO link for media: https://www.Send2Press.com/300dpi/17-0926s2p-formfree-300dpi.jpg

FormFree today announced the availability of its AccountChek automated asset verification service within Blue Sage's cloud-based digital mortgage lending platform. The integration makes it possible for borrowers to verify assets with AccountChek through the Blue Sage Borrower Portal.

Related link: https://www.formfree.com/

FormFree to Host Heroes Golf Classic on Oct. 30 in Support of the American Red Cross

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced it will host the 2020 Heroes Golf Classic on October 30, 2020, at Château Élan in Braselton, Georgia. All proceeds from the charity golf tournament will be donated to the American Red Cross of Northeast Georgia, a 501(c)(3) nonprofit that helps feed, shelter and provide support for people affected by fires and other disasters.

The Heroes Golf Classic invites companies and individuals to raise funds for the American Red Cross of Northeast Georgia and honor local heroes who have held the front lines in the battle against COVID-19 by registering to play or sponsoring the event. Participants may register in teams of four or as individuals who will be matched with other players. Corporate sponsorships start at just $1,000, and all sponsorships include registration for a foursome.

Each golfer will have the opportunity to play alongside the event's special guest, professional golfer Matt NeSmith, who will be stationed at a hole on the Château course. The former University of South Carolina golfer made his debut on the PGA Tour in 2019.

"This is a chance for everyone to have a great time while showing support for the many local heroes who have kept our communities safe and healthy during these challenging times," said Marlon Trone, executive director of the American Red Cross of Northeast Georgia. "Our gratitude for hometown heroes includes the dedicated volunteers who make our Red Cross mission possible every day."

Château Élan is a 3,500-acre luxury destination resort home to one of the most awarded wineries on the east coast. Designed by renowned golf course architect Denis Griffiths, the estate's 63 holes of championship golf span the scenic north Georgia foothills just 40 minutes outside of Atlanta. The property boasts a 16th-century-French-inspired hotel, 10 bars and restaurants, a 35,000-square-foot European spa and a premier equestrian facility.

"Giving back has always been a core value at FormFree, and our hope is that the Heroes Golf Classic will bring out business and community partners to support a worthy cause," said FormFree Founder and CEO Brent Chandler.

In addition to aiding those impacted by disasters, the American Red Cross supplies 40 percent of the nation's blood products, supports military members, veterans and their families and provides international humanitarian aid. The American Red Cross of Northeast Georgia will use funds raised at the Heroes Golf Classic to help maintain the United States' critical blood product supply and support disaster relief operations, services that have become especially critical during the COVID-19 health pandemic.

FormFree makes home lending faster, simpler and safer by electronically verifying consumers' assets in minutes. Since FormFree was founded in 2008, it has partnered with the American Red Cross of Northeast Georgia in numerous service events. FormFree's Founder and CEO Brent Chandler has served on the board of the American Red Cross' Northeast Georgia chapter since 2017.

To register for the Heroes Golf Classic, visit https://www.golfgenius.com/pages/6523338189820668025.

About the American Red Cross:

The American Red Cross shelters, feeds and provides emotional support to victims of disasters; supplies about 40 percent of the nation's blood; teaches skills that save lives; provides international humanitarian aid; and supports military members and their families. The Red Cross is a not-for-profit organization that depends on volunteers and the generosity of the American public to perform its mission. For more information, please isit https://www.redcross.org/ or http://www.cruzrojaamericana.org/ or follow @RedCross on Twitter.

About FormFree:

FormFree is a market-leading fintech company whose revolutionary products AccountChek and Passport are changing the credit decisioning landscape and encouraging lenders nationwide to incorporate a more holistic view of each borrower's financial DNA. To date, thousands of U.S. lenders and brokers have ordered millions of FormFree's patented verification reports representing over a trillion dollars in loan verifications. FormFree delights borrowers and lenders with a paperless experience, reduces origination timelines by up to 20 days and offers automated analysis and standardized delivery to lenders and investors using a secure ReIssueKey(tm). For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree @GARedcross @Matt_KneeSmith @NEGAARC @RedCross #HeroesGolfClassic

*LOGO link for Media: https://www.Send2Press.com/300dpi/17-0926s2p-formfree-300dpi.jpg

FormFree® today announced it will host the 2020 Heroes Golf Classic on October 30, 2020, at Château Élan in Braselton, Georgia. All proceeds from the charity golf tournament will be donated to the American Red Cross of Northeast Georgia, a 501(c)(3) nonprofit that helps feed, shelter and provide support for people affected by fires and other disasters.

Related link: https://www.formfree.com/