Tag Archives: FinTech

Vice Capital Markets Integrates with Digital-First LOS Mortgage Machine

NOVI, Mich. /ScoopCloud/ -- Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today it has completed its integration with Mortgage Machine™, an out-of-the-box, all-in-one loan origination system (LOS) designed to accelerate lenders' operational velocity and support an end-to-end digital origination process.

"We are pleased to announce our integration with Mortgage Machine. This integration not only streamlines our operations but also empowers our clients with unparalleled real-time insights and control over their mortgage pipelines," said Vice Capital Markets President Troy Baars. "By incorporating Mortgage Machine's sophisticated loan origination capabilities, we are enhancing our ability to respond dynamically to market conditions and optimize our strategic advisory services."

This collaboration, enhanced by Vice's advanced filters and methodologies, gives traders real-time access to mutual clients' pipelines, enabling them to precisely monitor and quantify pipeline changes throughout the day and execute optimal hedge adjustments. Additionally, the integration seamlessly connects with Vice Capital Markets' HedgePro™ trading platform, facilitating the efficient exchange of bulk tapes for best execution analysis and decision-making.

"Our collaboration with Vice Capital Markets reflects our commitment to driving innovation in the mortgage industry," said Jeff Bode, CEO at Mortgage Machine Services. "By integrating our all-in-one LOS with Vice's sophisticated trading tools, we are providing lenders with a powerful solution that streamlines operations, reduces risk, and ultimately improves their ability to compete in a fast-paced market."

Mortgage Machine simplifies complex mortgage processes with AI-powered automation, scalable cloud infrastructure, and flexible APIs, offering tailored workflows for retail, wholesale, and correspondent lending. Its seamless document management and point-of-sale functions give loan officers full control over the entire loan lifecycle, enhancing efficiency, reducing costs, and improving the borrower experience. For mutual client Legend Lending, Vice Capital Markets' integration with Mortgage Machine has resulted in a significant reduction in loan cycle times and enhanced precision in pipeline management, empowering them to deliver a superior borrower experience.

"This integration has been a game-changer for us," said Nich Hughes, CEO of Legend Lending. "The combined capabilities of Vice Capital Markets and Mortgage Machine provide us with a robust platform that not only streamlines our operations but also enhances our ability to manage risk and maximize profitability. We're seeing tangible benefits in terms of efficiency and accuracy, and we're excited about the future possibilities this collaboration opens up for us."

About Mortgage Machine™ Services, Inc.

Mortgage Machine™ is an industry leader in transforming residential mortgages using a range of digital solutions. Drawing on its extensive industry knowledge and advanced technology infrastructure, the company has been innovating in financial markets since 2007. Today, its flagship LOS product utilizes intelligent automation, configurable business workflows and a cloud-based infrastructure to optimize the entire loan lifecycle. By consolidating retail, wholesale, correspondent and home equity lending onto a single platform, Mortgage Machine™ enables lenders of all sizes to reduce cycle times, costs and risks while improving data quality and borrower satisfaction. Visit http://www.mmachine.net/ to learn more.

About Vice Capital Markets

Since 2001, Vice Capital Markets has expertly navigated interest rate risk and driven profitability on over $1 trillion in MBS trades and mortgage-related transactions for a diverse range of financial institutions. Utilizing proprietary risk-management models and an advanced investor and agency platform, Vice Capital has enabled clients to enhance their secondary market strategies and achieve optimal sales gains. With traders averaging over a decade of experience, Vice Capital brings the expertise necessary to tackle market challenges and consistently deliver secure and effective profit growth for its clients. For further information, visit www.vicecapitalmarkets.com or call (248) 869-8100.

Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today it has completed its integration with Mortgage Machine™, an out-of-the-box, all-in-one loan origination system (LOS) designed to accelerate lenders' operational velocity and support an end-to-end digital origination process.

Related link: https://www.vicecapitalmarkets.com/

Argyle is now an approved service provider supporting Freddie Mac’s AIM

NEW YORK CITY, N.Y. /ScoopCloud/ -- Argyle, a platform providing real-time income and employment verifications for some of the largest lenders in the United States, is now an approved third-party service provider supporting Freddie Mac's Loan Product Advisor® (LPA℠) asset and income modeler (AIM), a solution that simplifies the mortgage underwriting process for lenders. Argyle's verification of income and employment (VOIE) solution, which includes reports, pay stubs and W-2s, saves lenders 5-7 days per loan and 60-80% in costs compared to legacy VOIE providers.

* GSE-Approved: Argyle is now an approved service provider for Freddie Mac's LPA AIM, in addition to being an authorized report supplier for Fannie Mae's Desktop Underwriter®.

* Cost and Time Savings: Lenders using Argyle for VOIE can save 5-7 days per loan and 60-80% in costs compared to legacy providers.

* Improved Loan Quality: Lenders can now submit their Argyle reference number to LPA for immediate assessment of eligibility for representation and warranty relief.

* Timely Solution: The integration addresses increasing origination costs and helps maintain lender margins.

Effective immediately, lenders using Argyle's verification services will be eligible for automatic assessment of income and employment, including 10-day pre-closing verifications, through AIM. By submitting Argyle's reference number to LPA, lenders can receive an immediate assessment of eligibility for representation and warranty relief for the income calculation and accuracy and integrity of the data.

"Argyle is proud to collaborate with Freddie Mac to offer a comprehensive and efficient industry-leading solution for income and employment verification," said Argyle COO Brian Geary. "By automatically retrieving income data from a borrower's payroll accounts, our platform helps lenders close high-quality loans more quickly while reducing origination costs and improving loan quality. This solution is timely, especially as the industry faces increasing origination costs that erode already razor-thin margins."

"Our latest research shows the cost to originate has increased 35% since 2021. When lenders maximize LPA's digital capabilities like AIM, they can save $1,500 per loan," said Daniel Miller, Freddie Mac Single-Family Director of Strategic Technology Partnerships. "We're excited to welcome Argyle as a service provider supporting AIM, so we can help lenders drive down costs through digital innovation."

For more information about Argyle's integrations with automated underwriting systems (AUS), visit https://www.argyle.com/blog/freddie-mac-aim-provider/.

About Argyle:

Founded in 2018, Argyle is the leading provider of real-time income and employment verifications. As an authorized report supplier for Fannie Mae's Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac's Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers' ability to pay and improve loan quality-all at 60-80% less cost. Argyle's commitment to innovation is backed by investors including Bain Capital Ventures, SignalFire, Checkr and Rockefeller Asset Management.

For more information on Argyle's industry-leading platform, please visit https://argyle.com/.

To stay up to date on all Argyle news, sign up for our newsletter here: https://argyle.com/blog/.

Tags: @withArgyle @FreddieMac #fintech #financialservices #innovation #mortgage #mortgagelending

Brand Assets: https://brand.argyle.com/downloads#logo

Argyle, a platform providing real-time income and employment verifications for some of the largest lenders in the United States, is now an approved third-party service provider supporting Freddie Mac's Loan Product Advisor® (LPA℠) asset and income modeler (AIM), a solution that simplifies the mortgage underwriting process for lenders. Argyle's verification of income and employment (VOIE) solution, which includes reports, pay stubs and W-2s, saves lenders 5-7 days per loan and 60-80% in costs compared to legacy VOIE providers.

Related link: https://www.argyle.com/

Mortgage Machine Services Enhances AI-Powered Document Management System to Accelerate Loan Processing Speed

ADDISON, Texas /ScoopCloud/ -- Mortgage Machine Services, an industry leader in digital origination technology to residential mortgage lenders, announced the launch of Auto Split, an enhancement to the Click n' File document management system embedded into the Mortgage Machine™ loan origination system (LOS). Specifically designed to extract and store loan documents, Auto Split enables lending staff to improve loan processing efficiency, enabling mortgage lenders to optimize speed to close.

"With the introduction of Auto Split, we're taking a significant step forward in streamlining loan processing for our clients," said Mortgage Machine CEO Jeff Bode, Founder and CEO of Mortgage Machine Services. "This enhancement reflects our commitment to innovation, ensuring that mortgage lenders can operate with greater efficiency and precision. By automating document management within the Mortgage Machine LOS, we're empowering our clients to reduce processing times and improve overall productivity, ultimately helping them achieve faster closings."

Using artificial intelligence (AI), Auto Split seamlessly dissects large PDF loan files uploaded to Mortgage Machine into their individual components, automatically classifying each extracted document. From there, Click n' File identifies, categorizes and indexes the information from these documents to sort them into the appropriate folders.

"Our goal with Auto Split is to empower lenders by reducing the time and effort required for document management," said Dan McGrew, director of sales at Mortgage Machine. "By leveraging AI to automate the extraction, classification, and organization of loan documents, we're providing our clients with a powerful tool that enhances operational efficiency and ensures accuracy throughout the loan processing workflow."

In addition to incorporating the latest AI and document management, Mortgage Machine offers all-in-one eClosing functionality, including an eClose room, eNotes, eVault and remote online notarization (RON). The platform also includes SMART Doc(r) data and security standards from the Mortgage Industry Standards Maintenance Organization (MISMO), enabling lenders to utilize this electronic document format throughout the entire lending process and even into loan servicing.

To learn more about Mortgage Machine, visit http://www.mmachine.net/.

About Mortgage Machine™ Services, Inc.

Mortgage Machine™ is an industry leader in transforming residential mortgages using a range of digital solutions. Drawing on its extensive industry knowledge and advanced technology infrastructure, the company has been innovating in financial markets since 2007. Today, its flagship LOS product utilizes intelligent automation, configurable business workflows and a cloud-based infrastructure to optimize the entire loan lifecycle. By consolidating retail, wholesale, correspondent and home equity lending onto a single platform, Mortgage Machine™ enables lenders of all sizes to reduce cycle times, costs and risks while improving data quality and borrower satisfaction. Visit http://www.mmachine.net/ to learn more.

Mortgage Machine Services, an industry leader in digital origination technology to residential mortgage lenders, announced the launch of Auto Split, an enhancement to the Click n' File document management system embedded into the Mortgage Machine™ loan origination system (LOS).

Related link: https://www.mmachine.net/

Informative Research Unveils Enhancements to Its Suite of Mortgage Portfolio Monitoring Alerts

GARDEN GROVE, Calif. /ScoopCloud/ -- Informative Research, a leading technology platform that delivers data-driven solutions to the lending community, announced the launch of new alert types to enhance the portfolio monitoring service offered by Informative Research Data Solutions. These advanced alerts offer sophisticated monitoring capabilities, enrich lenders' portfolio monitoring and borrower engagement strategies and solidify Informative Research as a data solutions leader in the mortgage industry.

"Fast and accurate information is power in today's market, especially when it comes to borrower retention," said Informative Research EVP Shannon Santos. "These new alert types are innovative, time sensitive and highly adaptable, offering significant value to our clients by empowering them to proactively engage with borrowers and recapture as much of their existing business as possible."

One of the most significant additions is the PMI removal alert, which notifies the lender when their borrower's equity position reaches the appropriate level to eliminate PMI and ultimately reduce the borrower's monthly mortgage payment. Other newly introduced alert types include:

* Rate watch, which notifies when the rate changes by a specified threshold;

* Early payoff warning;

* Equity watch alerts for changes in a borrower's equity position; and

* MLS alerts for properties listed as active on the MLS.

The new alerts can be seamlessly integrated into existing systems for daily updates to loan officers, allowing for proactive outreach to existing borrowers. Informative Research's advanced suppression logic ensures a seamless borrower experience by preventing duplicate alerts.

"In light of recent regulatory changes and market demands, Informative Research's introduction of these new alert types represents a significant advancement in mortgage portfolio monitoring technology," Santos added. "As a leader in data products, Informative Research continues to set the standard in the industry, enabling our clients to stay ahead of the curve and maintain a competitive edge."

These enhancements are aligned with the four key pillars of Informative Research Data Solutions: Customer Acquisition, Risk and Retention, Upsell/Cross-sell and Custom Data Analytics. This strategic focus underscores Informative Research Data Solutions' commitment to excellence and leadership in the data solution space. It ensures that lenders can effectively attract new customers, manage risk, retain existing clients and utilize data analytics for upselling and cross-selling opportunities, thereby driving growth and innovation.

About Informative Research

Informative Research, a Stewart company, is a leading technology platform that delivers data-driven solutions to the lending community. The solutions provider currently serves mortgage companies, banks, and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions, and cutting-edge technology. To learn more, visit https://www.informativeresearch.com.

Informative Research, a leading technology platform that delivers data-driven solutions to the lending community, announced the launch of new alert types to enhance the portfolio monitoring service offered by Informative Research Data Solutions. These advanced alerts offer sophisticated monitoring capabilities, enrich lenders' portfolio monitoring and borrower engagement strategies and solidify Informative Research as a data solutions leader in the mortgage industry.

Related link: https://www.informativeresearch.com/

Accountable CRM Launches First Activity-Based Platform for Mortgage Teams

AUSTIN, Texas /ScoopCloud/ -- 90-Day Sales Manager proudly launches the first activity-based CRM with built-in coaching and accountability for mortgage teams at credit unions and community banks. The 3-in-1 platform provides mortgage departments an affordable solution to help loan officers stay productive during challenging times.

"Accountable CRM was born out of necessity," says Dr. Bruce Lund, Founder and CEO. "We initially sought to integrate our accountability software into existing CRMs for our credit union clients. However, we quickly discovered that many mortgage departments either lacked a dedicated mortgage CRM or rely on organizational CRMs that don't meet the needs of their mortgage departments. Accountable can plug into existing CRMs or serve as a standalone mortgage-specific CRM."

The core focus at Accountable CRM is centered around improving productivity by placing loan officers back at the heart of their CRM through daily activities and goal-setting. The platform has already achieved a 90% adoption rate-significantly outpacing the industry average of less than 20%. Sales managers are particularly drawn to the platform's activity tracking capabilities, which provide measurable results.

Mortgage-Specific CRM Features

Once the accountability tools were established, the next critical step was to develop mortgage-specific features and integrations. To lead this initiative, Dr. Lund brought on board Maggie Mae, a former Director of Product at a leading mortgage CRM, renowned for her expertise in CRM development and her deep understanding of the mortgage industry.

"Maggie's impressive track record in CRM development and her comprehensive understanding of mortgage processes made this platform the perfect playground for her expertise," says Dr. Lund. "With her insights, we've built a platform that not only fulfills all the expectations of a mortgage CRM but also integrates our unique accountability software to truly set us apart."

Accountable CRM includes a host of essential functionalities such as seamless Loan Origination System (LOS) integrations, automated email marketing, and a comprehensive mortgage marketing suite with hundreds of templates. The marketing suite offers one-click access to company-branded flyers, postcards, social posts, and more-all approved and managed by the marketing department. Additionally, the platform's mobile app ensures loan officers remain productive, whether in the office or on the go.

"Accountable CRM's emphasis on activity tracking and its commitment to supporting loan officers resonated deeply with me," adds Maggie Mae, Chief of Product. "The software is built on new technology which allows for continuous innovation and seamless integration with industry standards, making this software truly unique in the mortgage CRM space."

A Preferred Solution for Managers and Loan Officers

What truly distinguishes Accountable CRM from traditional CRMs is its focus on the daily activities of loan officers. While many CRMs prioritize internal marketing efforts, Accountable bridges the gap by collaborating closely with marketing teams to ensure that loan officers have the tools and support needed to succeed. This approach boosts productivity but also aligns sales and marketing efforts to drive better outcomes for the entire organization.

Setup your demo by emailing info@90daysales.com or visit https://www.accountablecrm.com/.

90-Day Sales Manager proudly launches the first activity-based CRM with built-in coaching and accountability for mortgage teams at credit unions and community banks. The 3-in-1 platform provides mortgage departments an affordable solution to help loan officers stay productive during challenging times.

Related link: https://90daysales.com/

Patented Technology Allows Mortgage Buyers to Transact with Any Seller on MCT Marketplace

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, today announced that the company has been awarded a patent for the security spread commitment used in the industry's largest mortgage asset exchange: MCT Marketplace. The security spread commitment transforms loan auctions, turning shadow bids into executable prices. Loan buyers and sellers use the security spread commitment to transact before counterparty approval, vastly increasing liquidity while giving sellers confidence in the price execution of new buyers.

"For decades industry players have imagined a time when buying a loan would be as easy as buying an item on eBay," said Phil Rasori, MCT COO and architect of the security spread commitment. "Arduous counterparty approval processes always blocked the way - but no longer. By committing to a price spread against the underlying security, buyers and sellers can confidently transact before undertaking mutual approvals. We're tremendously proud this innovation has been recognized by the U.S. Patent Office."

Through security spread commitments, any interested buyer on MCT Marketplace can make an executable bid on any mortgage loan up for auction. In the case of a buyer winning an auction from a new counterparty, the price is converted to a security spread against a mutually agreed security price. The price of this security continues to move with the market while mutual approvals are completed, routinely expediting the process from months to an average of five days. Following approval, the security spread is converted back to a fixed price and the transaction is completed. Through tools like the security spread commitment and MCT's AutoBid bid tape pricer, investors are efficiently bidding more loan collateral than ever before, and sellers are finding best execution and liquidity that would otherwise be missed.

"Gone are the days of a finite set of approved investors, not knowing who has an axe and incomplete information on who may offer the best price," said Curtis Richins, president and CEO at MCT. "MCT Marketplace is the only loan exchange where sellers can receive executable bids from unapproved buyers. Through our patented security spread commitment, MCT firmly holds its position as the gold standard in best execution and moves one step closer to the ultimate goal - when every loan can be priced by every investor."

Use cases for this groundbreaking methodology extend beyond standard whole loan trades. Security spread commitments can also be leveraged to facilitate transactions on open loans that are still being hedged in a lender's pipeline. Buyers with specific collateral targets to fulfill, such as CRA, AMI, and other specified pool obligations, can make early offers on loans in a lender's pipeline via security spread commitments.

Mortgage market participants interested in learning more about the impact that innovative loan sale practices may have on their business are encouraged to read the whitepaper, "Why Your Loan Sale Process is Holding You Back" - https://mct-trading.com/whitepaper/why-your-loan-sale-process-is-holding-you-back/.

About MCT:

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. From architecting modern best execution loan sales to launching the most successful and advanced marketplace for mortgage-related assets, lenders, investors, and network partners all benefit from MCT's stewardship. MCT's technology and know-how continues to revolutionize how mortgage assets are priced, locked, protected, valued, and exchanged - offering clients the tools to perform under any market condition.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

Related Links:

https://mct-trading.com/software/marketplace/

https://mct-trading.com/investor-services/#autobid

Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, today announced that the company has been awarded a patent for the security spread commitment used in the industry's largest mortgage asset exchange: MCT Marketplace. The security spread commitment transforms loan auctions, turning shadow bids into executable prices.

Related link: https://mct-trading.com/

Secured Signing Notary Community platform enables notaries to connect with clients online, receive jobs, and chat directly

MOUNTAIN VIEW, Calif. /ScoopCloud/ -- Secured Signing, a frontrunner in the realm of digital signature and remote online notarization solutions, is thrilled to unveil a series of substantial upgrades to its Notary Community platform. These enhancements are meticulously crafted to empower notaries to broaden their client base, attract many business opportunities, and optimize their workflow efficiency.

THE NEWLY INTRODUCED FEATURES ENCOMPASS:

Online Now: This innovative feature enables notaries to display their real-time availability to clients, thereby amplifying their visibility and driving more appointments.

Direct Chat: This feature fosters real-time interaction with clients, paving the way for expedited and more streamlined transactions.

Secure Document Transfer: This feature offers a robust platform for document exchange, safeguarding confidentiality and fortifying the protection of sensitive information.

"Our mission is to equip notaries with the necessary tools for success," stated Mike Eyal, CEO at Secured Signing. "These novel features are strategically designed to bolster notaries' business growth, elevate customer satisfaction, and boost overall efficiency."

The Notary deals directly with the client, close the deal, we are the theology platform, no revenue share with us.

In honor of the launch of these groundbreaking features, Secured Signing is rolling out a limited-time offer. Activate the "Online Now" feature prior to September 1, 2024, and secure lifetime free access to Notary Online and chat features. Post this period, a nominal one-off fee ensures continued access to these remarkable benefits.

Elevate your notary business with just a few clicks! Log into your account, navigate to the notary settings, and activate the "Online Now" feature. You're moments away from a thriving schedule and more satisfied clients.

Want to learn more? Discover our Exclusive Offer: Unlock the "Online Now" Feature in our latest blog post - https://www.securedsigning.com/blog/secured-signing-new-notary-community-features/. See how this innovative tool can revolutionize your client connections and boost your business.

Note: This Online and Chat feature is only available for accounts with a paid Secured Signing subscription and your profile is published in our notary community.

Learn more about the Notary Community platform at: https://www.securedsigning.com/notary-software/advanced-features/notary-community-directory/

About Secured Signing:

Secured Signing is a leading provider of secure digital signing and remote online notarization solutions. The company's cloud-based platform enables businesses of all sizes to securely sign and manage documents, streamline workflows, and improve efficiency. Secured Signing is committed to providing its customers with the highest levels of security, compliance, and ease of use. Learn more: https://www.securedsigning.com/.

Secured Signing, a frontrunner in the realm of digital signature and remote online notarization solutions, is thrilled to unveil a series of substantial upgrades to its Notary Community platform. These enhancements are meticulously crafted to empower notaries to broaden their client base, attract many business opportunities, and optimize their workflow efficiency.

Related link: https://www.securedsigning.com/

LenderLogix Integrates Income, Employment Verification Services from Truv into LiteSpeed Mortgage Point-of-Sale

BUFFALO, N.Y. /ScoopCloud/ -- LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced its integration with automated employment and income technology provider Truv. Through the integration, lenders can now access Truv's consumer-permissioned data platform through LenderLogix's point-of-sale (POS) LiteSpeed to obtain direct-to-source income and employment verification for mortgage applicants.

"With the integration of Truv's verification capabilities and LiteSpeed, lenders can now enjoy a streamlined workflow that reduces administrative tasks and frees up resources for improved customer service," said LenderLogix Co-Founder and CEO Patrick O'Brien. "This powerful combination eliminates the need for third-party verification services, leading to significant cost savings and lower overall loan processing expenses. Additionally, the automation speeds up loan approvals, allowing lenders to close loans faster and optimize their operational throughput.

Truv's technology covers 96% of the U.S. workforce and is proven to save lenders 60-80% compared to legacy verification providers. With immediate access to accurate income and employment data from Truv inside LiteSpeed, lenders can eliminate delays caused by manual document collection and improve review speed by obtaining more complete loan files from the point of application. Borrowers benefit from a simplified and quicker application process, reducing the number of touchpoints and providing a more user-friendly experience.

"Our integration with LenderLogix marks a significant advancement in our mission to revolutionize the mortgage origination process," said Kirill Klokov, CEO of Truv. "By combining our strengths, we are providing mortgage lenders with the tools they need to deliver exceptional service to their clients while improving operational efficiency."

About Truv

Truv is a leading provider of innovative solutions for income and employment verification. Committed to transforming the mortgage industry, Truv offers real-time, direct-source verification technology that enhances accuracy, efficiency, and borrower experience. For more information, visit Truv's Website.

About LenderLogix

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software to meet the needs of today's mortgage lenders. The company's suite of products addresses the speed at which today's real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money. For more information, visit https://www.lenderlogix.com/.

LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced its integration with automated employment and income technology provider Truv. Through the integration, lenders can now access Truv's consumer-permissioned data platform through LenderLogix's point-of-sale (POS) LiteSpeed to obtain direct-to-source income and employment verification for mortgage applicants.

Related link: https://www.lenderlogix.com/

ACES Quality Management Enhances ACES Deposit Account Audit Pack for Banks and Credit Unions

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its Deposit Accounts Audit Pack. The pre-configured audit pack is designed to assist financial institutions with meeting the deposit account monitoring requirements from the Federal Deposit Insurance Corporation (FDIC) and other prudential regulators.

"The monitoring of both new and existing deposit accounts is an important component of any strong consumer risk management program," said ACES CEO Trevor Gauthier. "With the ACES Deposit Audit Pack, banks and credit unions can quickly and easily automate oversight of their deposit accounts to ensure compliance and mitigate risk."

The ACES Deposit Audit Pack includes custom data fields, ACES Managed Questionnaires (AMQs) and three new custom reports in Business Objects. Using ACES' Flexible Audit Technology, all features can be customized to meet a financial institution's needs and workflows.

To learn more about the ACES Deposit Audit Pack or the full suite of audit packs available within ACES Quality Management & Control Software®, visit our website.

About ACES Quality Management:

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 60% of the top 50 independent mortgage lenders;

* 8 of the top 10 loan servicers;

* 11 of the top 30 retail banks; and

* 3 of the top 5 credit unions in the United States.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its Deposit Accounts Audit Pack. The pre-configured audit pack is designed to assist financial institutions with meeting the deposit account monitoring requirements from the Federal Deposit Insurance Corporation (FDIC) and other prudential regulators.

Related link: https://www.acesquality.com/

Informative Research Enhances Verification Platform through Expanded Integration with The Work Number® from Equifax

GARDEN GROVE, Calif. /ScoopCloud/ -- Informative Research, a leading technology platform delivering data-driven solutions to the lending community, today announced the expansion of its verification platform through the integration of additional Equifax solutions that leverage The Work Number®, the industry-leading commercial source of consolidated income and employment information. With this enhancement, Informative Research provides its customers with extensive options for receiving the specific records from The Work Number that help meet their needs at each step of the mortgage process.

Integrating new solutions from The Work Number offers lenders a broader spectrum of verification options and enhances the flexibility and efficiency of their verification processes. The release will include every solution Equifax makes available to mortgage resellers via API. Lenders will have more choice in how they configure their verification strategies.

"We recognized the need to expand our product offerings to meet the evolving demands of the lending industry," said Informative Research's SVP of Marketing, Craig Leabig. "By seamlessly incorporating The Work Number solutions into our Verification Platform, Informative Research empowers lenders with advanced verification tools, driving efficiency and speed in the loan origination process."

Among the newly added solutions from Equifax are:

* Mortgage Ultimate™
* Mortgage Select All™
* All Employers Within 12 Months™
* All Employers Within 24 Months™
* All Employers Within 36 Months™
* All Employers Within 60 Months™
* Employment Select+™

These additions expand the platform's capabilities, allowing lenders to better tailor their verification processes to meet specific needs.

"We are thrilled to collaborate with Informative Research to integrate additional solutions from The Work Number into their Verification Platform," said Joel Rickman, SVP of Verification Solutions, Equifax Workforce Solutions. "This collaboration underscores our shared commitment to innovation and efficiency in verification services within the mortgage industry."

About Informative Research

Informative Research, a Stewart company, is a leading technology platform that delivers data-driven solutions to the lending community. The solutions provider currently serves over 3,000 mortgage companies, banks, and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions, and cutting-edge technology. To learn more, visit https://www.informativeresearch.com.

Informative Research, a leading technology platform delivering data-driven solutions to the lending community, today announced the expansion of its verification platform through the integration of additional Equifax solutions that leverage The Work Number®, the industry-leading commercial source of consolidated income and employment information.

Related link: https://www.informativeresearch.com/

Optimal Blue Launches New Generative AI Assistant Capabilities

PLANO, Texas /ScoopCloud/ -- Optimal Blue today announced the delivery of generative AI capabilities centered on helping lenders maximize profitability on every loan transaction. Through direct engagement with its thousands of clients, the company has begun delivering generative AI capabilities built for secondary-market-specific use cases and purposefully designed to solve the real-world challenges that mortgage lenders face. The company's launch of AI assistants has initiated with the release of three new AI capabilities in Optimal Blue's CompassEdge hedging and loan trading platform.

"Optimal Blue's priority is to continuously maximize profitability for lenders on every single loan, and generative AI affords us infinite opportunities to do so," said Joe Tyrrell, CEO of Optimal Blue. "We deploy an intentional approach to developing and delivering AI assistants with machine learning capabilities that are based on actual opportunities and challenges lenders are facing. At a time when there is so much noise in the industry with companies claiming to have AI, at Optimal Blue, we are delivering true AI with the sole purpose to increase profitability for lenders, so all of these generative AI capabilities are being provided to our clients at no additional cost. We believe that core innovation shouldn't represent incremental cost, but rather should be what you expect out of your partner."

Optimal Blue Chief Technology Officer Seever Sulaiman, who has led the development and adoption of the company's AI framework, added, "We've established a foundation for implementing AI capabilities across the entire organization. Our engineering team has been trained on utilizing AI tools internally to enhance productivity. This has, in turn, positioned us to deliver AI capabilities and other value-add innovation to our clients even faster."

As part of its directed focus on AI, Optimal Blue has channeled its decades of experience and expertise to launch three new AI-powered assistants in its CompassEdge platform. These capabilities - a Profitability Assistant designed for chief financial officers (CFOs), a Projections Assistant designed for capital markets leaders, and a Trade Assistant designed for leaders of a lender's trading desk - all help lenders reduce manual processes associated with profitability attribution, calculating projections, and optimizing trade selection.

"Secondary teams are responsible for maximizing pipeline profitability and communicating results to their executive teams, but doing so is fraught with time-consuming analyses, complex calculations, and inevitable human bias," said Mike Vough, vice president of hedging and trading products at Optimal Blue. "We built the AI-powered assistants in CompassEdge with these pain points in mind so our clients can benefit from more accuracy and less manual work, all in favor of more basis points and greater profitability. We estimate that these assistants can help save a secondary marketing manager up to 30 hours a month in some instances - valuable time that can instead be channeled toward more strategic work."

The first new capability in CompassEdge, Profitability Assistant, uses generative AI to write a succinct summary of the top drivers that caused a gain or loss of profitability in a pipeline, including new locks, fallout, loan sales, bulk AOT, and more. Designed specifically for CFOs and other members of a lender's executive team, these summaries promote greater transparency between secondary and the C-suite.

Another new capability, Projections Assistant, uses AI to predict the real-time impact of various factors on the risk profile of a hedged mortgage pipeline, including originations, fallout, loan sales, and more. Otherwise requiring a seasoned capital markets professional, Projections Assistant automates the consumption of Optimal Blue's extensive data sets and completes complex calculations to deliver extremely granular projections for position management.

Finally, Trade Assistant uses AI to reduce the guesswork that goes into the selection of a hedge, a process that would otherwise require an experienced capital markets professional. With one click, the tool suggests a combination of sells, buys, rolls, and swaps to maximize effectiveness in alignment with a lender's hedge policy, while minimizing transaction cost.

All three AI assistants are available to CompassEdge users for no additional fee.

About Optimal Blue:

Optimal Blue effectively bridges the primary and secondary mortgage markets to deliver the industry's only end-to-end capital markets platform. The company helps lenders of all sizes and scopes maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership. Through innovative technology, a network of interconnectivity, rich data insights, and expertise gathered over more than 20 years, Optimal Blue is an experienced partner that, in any market environment, allows lenders to optimize their advantage from pricing accuracy to margin protection, and every step in between. To learn more, visit https://OptimalBlue.com/

Optimal Blue today announced the delivery of generative AI capabilities centered on helping lenders maximize profitability on every loan transaction. Through direct engagement with its thousands of clients, the company has begun delivering generative AI capabilities built for secondary-market-specific use cases and purposefully designed to solve the real-world challenges that mortgage lenders face.

Related link: https://www2.optimalblue.com/

Informative Research Adds Brandon Hall as New EVP of Operations

GARDEN GROVE, Calif. /ScoopCloud/ -- Informative Research, a leading technology platform that delivers data-driven solutions to the lending community, has named Brandon Hall as its new executive vice president (EVP) of operations. Hall brings over 20 years of experience driving operational excellence within the financial services sector and is known for implementing innovative process improvements, fostering cross-functional collaboration and leading through change.

"Brandon's extensive background in process transformation and operational excellence will be a tremendous asset to Informative Research," said Informative Research Chief Operating Officer Patrick Buckner. "His proven track record in enhancing efficiency, quality and service metrics aligns perfectly with our mission to streamline origination costs and enhance the borrower experience."

As EVP of Operations, Hall will lead all operational activities, focusing on driving efficiency, productivity, and exceptional customer service. Reporting to the COO, he will oversee a large production support staff and managers, ensuring seamless execution of operational processes aligned with organizational goals.

"I am thrilled to join Informative Research and contribute to its mission of transforming the mortgage landscape," said Hall. "With its pioneering technology and commitment to reducing costs for lenders while enhancing the borrower experience, I look forward to driving innovation and delivering solutions that meet the evolving needs of our clients."

About Informative Research

Informative Research, a Stewart company, is a leading technology platform that delivers data-driven solutions to the lending community. The solutions provider currently serves over 3,000 mortgage companies, banks, and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions, and cutting-edge technology. To learn more, visit https://www.informativeresearch.com/.

Informative Research, a leading technology platform that delivers data-driven solutions to the lending community, has named Brandon Hall as its new executive vice president (EVP) of operations. Hall brings over 20 years of experience driving operational excellence within the financial services sector and is known for implementing innovative process improvements, fostering cross-functional collaboration and leading through change.

Related link: https://www.informativeresearch.com/

Vice Capital Markets Launches Integration with Fannie Mae Mission Score API

NOVI, Mich. /ScoopCloud/ -- Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today it has integrated the Fannie Mae® Mission Score application programming interface (API) into its trading portal, allowing current clients to take advantage of pricing and best execution decisions to improve gain-on-sale.

"By utilizing current integrations with Fannie Mae and making minimal updates to current procedures, our development team was able to deliver our clients instant access to FNMA's Mission Index API," said Vice Capital Chief Information Officer Shawn Ansley. "The API integration gives our clients the peace of mind that the Mission Index value we are using to evaluate best execution on their loans is 100% accurate and incorporates all the required data components to accurately score each individual loan."

"The Mission Score API and Mission Score product grids are Fannie Mae's latest solutions intended to support affordable homeownership opportunities and promote mission-based financing to qualified borrowers," said Pete Skarnulis, Single-Family Business Account Management Solutions - Vice President at Fannie Mae. "Through close partnership and collaboration with our industry partners, we're able to introduce innovative solutions to the market at scale, helping to promote positive change across the mortgage industry."

About Vice Capital Markets

Since 2001, Vice Capital Markets has successfully managed interest rate risk and maximized profitability on more than $1 trillion in MBS trades and mortgage-related transactions for banks, credit unions and mortgage lenders of all sizes. With an average of more than 10 years' experience behind each of the traders on its team, Vice Capital has helped its clients realize, on average, a 25 to 55 basis point (bps) improvement over their best effort execution. Vice Capital's proprietary risk-management models and complex investor and agency best execution platform have consistently yielded safe and effective profit maximization for its clients.

To learn more, visit https://www.vicecapitalmarkets.com/ or call (248) 869-8100.

Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today it has integrated the Fannie Mae® Mission Score application programming interface (API) into its trading portal, allowing current clients to take advantage of pricing and best execution decisions to improve gain-on-sale.

Related link: https://www.vicecapitalmarkets.com/

MCT Integrates with Fannie Mae’s Mission Score API and New Product Grids to Empower Originators to Take Advantage of Market Incentives for Mission-oriented Lending

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced the launch of new integrations with Fannie Mae's Mission Score application programming interface (API) and Mission Score 2 and 3 product grids that provide better transparency and pricing for mortgages aligned with Fannie Mae's mission objectives.

The Mission Score API and product grids provide a loan-level Mission Score and associated pricing to mortgage originators, who may improve margins or pass through better borrower pricing using MCT technology. MCT, the first to integrate with the API, has a long history of empowering mortgage market participants to optimize their business, and these latest integrations increase the granularity of pricing that Fannie Mae provides sellers on MCT Marketplace - the largest mortgage asset exchange for the U.S. secondary market.

"Fannie Mae changed the market back in 2016 by bringing spec programs to the cash window, putting lenders in a position where they could take the pay-ups and push them through as more competitive pricing for the borrower," said Phil Rasori, COO of MCT. "Now, Fannie Mae has done it again by pushing forward the Mission Score pay-ups available on the securitization side toward front-end borrower pricing."

For mutual clients, pricing from the new API and product grids are integrated seamlessly into the best execution analysis, commitment, and delivery processes in MCT Marketplace. Lenders using the new MCT Base Rate Generator can leverage the Mission Score products to directly inform and generate their front-end borrower pricing.

"The Mission Score API and Mission Score product girds are Fannie Mae's latest solutions intended to support affordable homeownership opportunities and promote mission-based financing to qualified borrowers," said Pete Skarnulis, Single-Family Business Account Management Solutions - Vice President at Fannie Mae. "Through close partnership and collaboration with our industry partners, we're able to introduce innovative solutions to the market at scale, helping to promote positive change across the mortgage industry."

Lenders are encouraged to register for the upcoming industry webinar hosted by MCT, and featuring Fannie Mae, to learn more about the features and benefits of the Mission Score API and product grids for mortgage originators and their borrowers. Learn more: https://mct-trading.com/webinar/mct-fannie-mae-mission-score-webinar/.

About MCT:

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. From architecting modern best execution loan sales to launching the most successful and advanced marketplace for mortgage-related assets, lenders, investors, and network partners all benefit from MCT's stewardship. MCT's technology and know-how continues to revolutionize how mortgage assets are priced, locked, protected, valued, and exchanged - offering clients the tools to perform under any market condition.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced the launch of new integrations with Fannie Mae's Mission Score application programming interface (API) and Mission Score 2 and 3 product grids that provide better transparency and pricing for mortgages aligned with Fannie Mae's mission objectives.

Related link: https://mct-trading.com/

Optimal Blue Launches Competitive Data License to Help Lenders Optimize Margins With Competitive Loan Pricing Data

PLANO, Texas /ScoopCloud/ -- Optimal Blue announced the release of Competitive Data License, a collection of key national mortgage pricing data that enables lenders to price products competitively, operate more profitably, and react swiftly to changing market conditions.

Competitive Data License draws upon direct-source loan data from the Optimal Blue PPE, which is used to price and lock over 35% of loans in the United States. The data solution provides lenders with extensive insight into markups, loan-level price adjustments (LLPAs), servicing-released premiums (SRP), concessions, loan officer compensation, base price, and PAR rate. The offering's data set allows for granular benchmarking at various levels - from organization-wide to individual loan officers - enabling lenders to identify areas for improvement, replicate successful strategies, and maintain a competitive edge.

"We often hear from our lenders how difficult it is to make informed pricing decisions given the lack of visibility into detailed market data," said Brennan O'Connell, director of data solutions at Optimal Blue. "Competitive Data License ensures that our PPE customers have full transparency into the granular pricing components needed for a full price trace from buy-side to sell-side - giving Optimal Blue clients a strategic advantage in benchmarking their entire pricing strategy."

Competitive Data License highlights which locks were completed by the lender using the data set, while also offering additional details, such as which loan officer locked the loan. Lenders have the flexibility to feed the raw data from Competitive Data License into their own business intelligence platforms to assess their performance relative to competitors and adjust pricing strategies - such as repricing or hedging optimization - based on market shifts.

Competitive Data License is available exclusively to Optimal Blue PPE users, and those currently using Market Data License for competitive analytics will be upgraded automatically to the more robust Competitive Data License data set. Market Data License will remain available to lenders not using the Optimal Blue PPE.

Optimal Blue will be hosting a webinar on July 10 for those interested in learning more about Competitive Data License.

About Optimal Blue

Optimal Blue effectively bridges the primary and secondary mortgage markets to deliver the industry's only end-to-end capital markets platform. The company helps lenders of all sizes and scopes operate profitably and efficiently so they can fulfill the momentous role of helping American borrowers achieve the dream of homeownership, regardless of market dynamics. Through innovative technology, a network of interconnectivity, rich data insights, and expertise gathered over more than 20 years, Optimal Blue is an experienced partner that allows lenders to optimize their advantage from pricing accuracy to margin protection, and every step in between.

To learn more, visit https://www2.optimalblue.com/.

Optimal Blue announced the release of Competitive Data License, a collection of key national mortgage pricing data that enables lenders to price products competitively, operate more profitably, and react swiftly to changing market conditions. Competitive Data License draws upon direct-source loan data from the Optimal Blue PPE, which is used to price and lock over 35% of loans in the United States.

Related link: https://www2.optimalblue.com/

Secured Signing Scales Up with Strategic Leadership and Global Expansion

MOUNTAIN VIEW, Calif. /ScoopCloud/ -- Secured Signing, a leading provider of secure Digital Signatures and Remote Online Notarization platform, today announced a significant growth, fueled by a visionary leadership change and strategic team expansion.

Mike Eyal Takes the Helm as CEO

Secured Signing is excited to announce the appointment of Mike Eyal as its new CEO. As the founder of Secured Signing, Mike brings a wealth of experience and a deep passion for innovation to his new role. His dedication to fostering a culture of growth not only benefits the company but also empowers its talented team, ensuring that everyone thrives as the company continues to succeed.

Global Sales Team Bolstered by New Talent

To meet the demands of its expanding customer base, Secured Signing has strategically expanded its global sales team with the appointment of two industry experts:

Shane Palladino joins the US team:

Shane has a remarkable track record in the SaaS industry, Shane brings a wealth of experience in launching innovative solutions, surpassing revenue targets, and fostering strong client relationships.

Key Highlights:

Industry Expertise: Shane has spent several years in the notary industry, cultivating valuable connections with legal and title companies.

Sales Mastery: Trained and certified in the Sandler sales methodology, Shane is an adept communicator and skilled negotiator. His ability to generate multi-million-dollar sales revenue is well-documented.

Relationship Builder: Shane excels at forging productive partnerships with key clients, partners, and industry leaders. His collaborative approach aligns perfectly with our organizational goals.

We are confident that Shane's expertise will significantly enhance Secured Signing.

Peter Nicolaou joins the Australian team:

Peter has a wealth of experience in IT SaaS sales engineering, Peter brings a deep understanding of industry challenges, complemented by several decades of successful sales endeavors.

Key Highlights:

Sales Leadership: Throughout his career, Peter has consistently driven sales execution, guiding teams to achieve short-term objectives while keeping long-term visions in sight. His ability to surpass expectations is a testament to his expertise.

Industry Insights: Peter's extensive background spans the government, software, and IT sectors. His insights into these domains will be invaluable as we navigate the Australian market.

Collaborative Approach: By fostering a results-driven team environment, Peter enhances overall performance and effectiveness. His communication skills across all levels and knack for building successful teams will play a pivotal role in Secured Signing's continued growth.

A Bright Future for Secured Signing

"We are thrilled to welcome Shane and Peter to the Secured Signing family," said Mike Eyal, CEO of Secured Signing. "Their combined expertise and industry knowledge will be instrumental in propelling our growth and helping us deliver even greater value to our customers."

Secured Signing is excited about the future and its commitment to empowering businesses with secure and efficient document management solutions. The company invites everyone to join the secure document revolution and discover how Secured Signing can transform their business operations.

About Secured Signing

Secured Signing is a leading provider of secure digital signing and remote online notarization solutions. The company's cloud-based platform enables businesses of all sizes to securely sign and manage documents, streamline workflows, and improve efficiency. Secured Signing is committed to providing its customers with the highest levels of security, compliance, and ease of use. Learn more: https://www.securedsigning.com/

Secured Signing, a leading provider of secure Digital Signatures and Remote Online Notarization platform, today announced a significant growth, fueled by a visionary leadership change and strategic team expansion.

Related link: https://www.securedsigning.com/

MCT and Lender Price Join Forces to Improve Mortgage Pricing with Loan-Level MSR Values

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading (MCT®), the de facto leader in innovative mortgage capital markets technology, and Lender Price, the first cloud-native provider of mortgage pricing technology, have partnered to provide mortgage lenders using the Lender Price product and pricing engine (PPE) with loan-level MCT MSR values. MCT's industry-leading mortgage servicing rights (MSR) grids allow Lender Price PPE clients to be more granular, profitable, and efficient when generating their front-end borrower pricing and managing their MSR portfolio.

"Our collaboration with MCT marks a significant milestone in our mission to provide lenders with innovative tools to streamline their operations and maximize profitability," said Dawar Alimi, CEO and Co-Founder of Lender Price. "Integrating MCT's MSR valuation grids into our PPE allows our clients to manage their pricing more effectively and stay ahead of market conditions. Together with MCT, we're committed to delivering exceptional value to our clients and continuously driving innovation in mortgage capital markets technology."

Alongside the mortgage, valuing MSRs is the next largest component of generating front-end borrower pricing. This first-of-its-kind integration puts live, loan-level MSR values in the hands of capital markets professionals when they need it most, during the daily process of pricing loans using their PPE. Mortgage lenders will save time and money through faster and more strategic best execution decisions, dynamic margin management, and stronger pricing analytics, all in one enterprise pricing engine.

"Lender Price has shown a commitment to providing the top-performing pricing experience for mortgage lenders by integrating the industry's most granular MSR values," said Curtis Richins, president and CEO of MCT. "We're proud that Dawar and his team selected MCT for this groundbreaking partnership."

Mortgage lenders can expect exciting future developments from this new partnership. Interested organizations can reach out to MCT or Lender Price for more detail about leveraging loan-level MSR values to create stronger mortgage pricing.

About MCT:

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. From architecting modern best execution loan sales to launching the most successful and advanced marketplace for mortgage-related assets, lenders, investors, and network partners all benefit from MCT's stewardship. MCT's technology and know-how continue to revolutionize how mortgage assets are priced, locked, hedged, traded, and valued - offering clients the tools to perform under any market condition.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

About Lender Price:

Lender Price delivers superior cloud-native pricing technology to top banks, lenders, credit unions, and mortgage brokers. Built on a modern technology stack, our solutions are user-friendly, configurable, and easier to integrate, resulting in improved workflow and pricing efficiencies. Lender Price's advanced technology, combined with its deep understanding of the lending landscape, sets it apart from the competition. By leveraging artificial intelligence, machine learning, and data-driven insights, Lender Price equips lenders with the knowledge and resources to make informed decisions and drive growth. Recognized by top industry publications, our award-winning pricing, product and eligibility (PPE) platform continues to lead the industry in advancing capital markets and mortgage pricing technology. Visit us at https://lenderprice.com/ for more information.

Mortgage Capital Trading (MCT®), the de facto leader in innovative mortgage capital markets technology, and Lender Price, the first cloud-native provider of mortgage pricing technology, have partnered to provide mortgage lenders using the Lender Price product and pricing engine (PPE) with loan-level MCT MSR values. MCT's industry-leading mortgage servicing rights (MSR) grids allow Lender Price PPE clients to be more granular, profitable, and efficient when generating their front-end borrower pricing and managing their MSR portfolio.

Related link: https://mct-trading.com/

Avenu Insights & Analytics Unveils Groundbreaking Short-Term Rental Compliance Solution: Avenu | STR

CENTREVILLE, Va. /ScoopCloud/ -- Avenu Insights & Analytics, a leading provider of revenue recovery and software solutions for state and local governments, proudly announces the launch of Avenu | STR, an innovative SaaS solution designed to streamline short-term rental (STR) compliance and enhance local government revenue management.

With an industry-leading approach that integrates advanced identification, monitoring, and compliance capabilities, Avenu | STR offers a comprehensive solution to the challenges faced by local governments in the rapidly growing STR market. The solution ensures monitoring and identification with accurate and reliable data backed by court-defensible evidence. It continuously monitors data from over 100 websites, four times a week, capturing all listings, including those attempting to evade detection. This robust monitoring is coupled with advanced data analytics and reporting, providing governments with daily updates on a customizable dashboard. The platform offers powerful one-click reporting tools for in-depth analysis of financial trends and patterns in the local STR market.

Avenu STR also streamlines registration and permitting processes through a mobile-ready, self-service portal, allowing property owners and managers to easily register properties, make payments, and upload documents. For governments requiring a more hands-on approach, it provides full-service online registration and permitting with configurable options tailored to meet local requirements.

Revenue management and tax collection are enhanced through a full-service tax portal that facilitates property owner and manager tax registration and remittance. Advanced tax reporting and collection tools, including payment processing via credit card, ACH, and debit, are also integrated into the solution.

Avenu | STR is built on a cloud-based platform, accessible 24/7, with unlimited user access and full training for each user. This ensures that municipal staff, from council members to code enforcement officers, have the tools they need to efficiently manage STR compliance and optimize revenue recovery.

"Keeping pace with the growth of short-term rentals, rapid changes in technology, and increased citizen expectations are challenges that many state and local governments are facing," shared Avenu CEO, Paul Colangelo. "We are combining the industry's leading technologies to create a better experience for citizens while providing a full-service compliance solution that gives governments a way to properly monitor and collect all short-term rental revenue."

About Avenu Insights & Analytics:

Over 4,500 state and local governments have partnered with Avenu to drive positive results for their communities through software administration and revenue recovery solutions. Avenu's comprehensive software solutions digitally transform government by modernizing processes, providing online access to records, and reducing costs. Avenu also provides a robust ecosystem of revenue management services that identify and recover untapped revenue. State and local governments work closely with Avenu to increase revenue without raising taxes, streamline internal operations, and improve services by enhancing connectivity for constituents. Avenu is a portfolio company of Arlington Capital Partners.

Visit https://www.avenuinsights.com/

MEDIA ONLY CONTACT:
Brennan Middleton
Vice President, Revenue Operations, Avenu
Phone: 225-573-5402

Avenu Insights & Analytics, a leading provider of revenue recovery and software solutions for state and local governments, proudly announces the launch of Avenu | STR, an innovative SaaS solution designed to streamline short-term rental (STR) compliance and enhance local government revenue management.

Related link: https://www.avenuinsights.com/

MMI’s VP of Enterprise Sales Melissa Sike Named a 2024 Most Powerful Women in Fintech Award Winner by Progress in Lending

SALT LAKE CITY, Utah /ScoopCloud/ -- Mobility Market Intelligence (MMI), a leader in data intelligence and market insight tools for the mortgage and real estate industries, today announced Melissa Sike, vice president of enterprise sales, has been named by PROGRESS in Lending in its annual list of the Most Powerful Women in Fintech.

"MMI's success wouldn't be possible without the brilliant people who are a part of the organization, and Melissa is undoubtedly one of our brightest," said MMI Founder and CEO Ben Teerlink. "Her industry experience, product expertise, and consultative approach ensure every new MMI customer who comes on board is set up for success right from the sales process. I'm thrilled to see her getting the outside accolades she deserves."

Now in its sixth year, this award recognizes women who are reshaping the financial services industry. PROGRESS in Lending selected Sike for her remarkable success in just three short years at MMI. Sike has significantly expanded MMI's enterprise customer base, which comprises more than 450 enterprise customers and half of the top 100 lenders in the country. Despite a down market, Sike has consistently grown MMI's sales department and client roster.

"It's an honor to be included in this list, especially in the presence of so many extraordinary women," said Sike. "I'm equally as proud of the MMI platform and the power we put into the hands of our enterprise customers to help them find more deals in this challenging market."

To view the complete list of the 2024 Most Powerful Women in Fintech, visit https://mymortgagemindset.com/the-2024-most-powerful-women-in-fintech-award-winners-are/

About MMI:

Mobility Market Intelligence (MMI) is a market leader in data intelligence and market insight tools for the mortgage and real estate industries. Headquartered in Salt Lake City, the company's signature product, MMI, provides actionable intelligence for lenders, real estate agents, real estate brokerages, title companies and others in the real estate industry. MMI is currently used by more than 450 enterprise customers, including over half of the top 100 lenders in the country. To learn more, visit https://mmi.io or contact sales@mmi.io.

Mobility Market Intelligence (MMI), a leader in data intelligence and market insight tools for the mortgage and real estate industries, today announced Melissa Sike, vice president of enterprise sales, has been named by PROGRESS in Lending in its annual list of the Most Powerful Women in Fintech.

Related link: https://mmi.io

ProNotary Enhances Business Efficiency with Advanced Remote Online Notarization Solutions

DALLAS, Texas /ScoopCloud/ -- ProNotary (https://pronotary.com/), a pioneering force in the remote online notarization industry, is proud to announce its continued commitment to transforming the landscape of notary services through cutting-edge remote online notarization (RON) solutions. Founded in 2018, ProNotary has been at the forefront of innovation, providing businesses with a comprehensive suite of notarization software designed to meet the evolving needs of the digital age.

ProNotary's RON solutions offer a seamless and complete platform for businesses to notarize documents remotely, eliminating the need for in-person meetings and streamlining the notarization process. As an industry-neutral platform, ProNotary caters to businesses across various sectors, primarily serving law firms, construction companies, solar & roofing businesses, virtual mailbox companies, the automotive sector, insurance companies, the yacht industry and many more.

Key Features of ProNotary's RON Solutions:

1. An all-in-one comprehensive solution that covers every aspect of the notarization process, from document preparation to finalization.

2. A powerful API that allows businesses to integrate ProNotary's capabilities into their existing systems, enhancing operational efficiency and customization.

3. An intuitive and easy-to-navigate platform that simplifies the notarization process for both notaries and signers.

4. Real-time notarization capabilities reduce the turnaround time for document processing, enhancing business productivity.

5. Fully compliant with federal and state regulations, ensuring that all notarizations are legally binding and recognized.

Global Coverage and Expert Support:

ProNotary's software supports notarizing documents for both US citizens and foreign nationals, ensuring global coverage and accessibility. Additionally, our team of expert consultants is ready to assist. Whether you prefer to bring your own notaries or utilize our notary network, we have a solution tailored to fit any business's needs.

"At ProNotary, we are dedicated to driving the future of notarization by providing comprehensive solutions that meet the needs of modern businesses," said Sam McGuffie, Co-Founder and CEO. "Our remote online notarization software, not only enhances efficiency but also provides a flexible and customizable way to handle notarizations, ultimately saving time and resources for our clients."

About ProNotary:

Since its inception in 2018, ProNotary has experienced significant growth and recognition in the industry, establishing itself as a trusted partner for businesses seeking reliable notarization solutions. With a focus on customer satisfaction, ProNotary continues to lead the way in remote online notarization, dedicated to transforming the notarization process for businesses across the globe.

Learn more: https://pronotary.com/

ProNotary, a pioneering force in the remote online notarization industry, is proud to announce its continued commitment to transforming the landscape of notary services through cutting-edge remote online notarization (RON) solutions. Founded in 2018, ProNotary has been at the forefront of innovation, providing businesses with a comprehensive suite of notarization software designed to meet the evolving needs of the digital age.

Related link: https://pronotary.com/

American Pacific Mortgage Picks Fee Chaser by LenderLogix to Collect Upfront Borrower Fees

BUFFALO, N.Y. /ScoopCloud/ -- LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, recently announced the addition of American Pacific Mortgage to its roster of clients utilizing Fee Chaser. Employing Fee Chaser enables American Pacific Mortgage to efficiently and compliantly collect initial mortgage-related fees from borrowers.

The seamless integration of Fee Chaser with American Pacific Mortgage's loan origination software (LOS) allows its loan officers and support personnel to effortlessly send a unique payment link to borrowers with a single click. Following the completion of payment through the provided link, Fee Chaser promptly issues a receipt to all involved parties and updates the loan documentation within the LOS. The process from sending the payment link to receipt of payment typically spans five minutes.

"Eliminating manual processes and enhancing borrower retention are two of our top priorities in the current market, and Fee Chaser helps us tackle both," said Ned Payant, CEO at American Pacific Mortgage. "Fee Chaser's automated process puts time back in our loan officers' day and promotes cost savings to our business. It's helped us not only enhance the borrower experience but streamline our daily operations. It's brought hefty results to our business just from a singular click in our LOS."

"Given the competitive nature in today's market, wherever lenders can automate the mortgage process can be the difference between unnecessary cost and borrower retention," said Patrick O'Brien, Co-Founder and CEO of LenderLogix. "Fee Chaser not only helps reduce manual processes but also improves the borrower experience by providing a secure, digital portal for capturing sensitive payment information."

About LenderLogix

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software to meet the needs of today's mortgage lenders. The company's suite of products addresses the speed at which today's real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money. For more information, visit https://www.lenderlogix.com/.

LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, recently announced the addition of American Pacific Mortgage to its roster of clients utilizing Fee Chaser. Employing Fee Chaser enables American Pacific Mortgage to efficiently and compliantly collect initial mortgage-related fees from borrowers.

Related link: https://www.lenderlogix.com/

Avenu Insights & Analytics Enhances Strategic Focus on Payment Solutions with New Board Member O.B. Rawls IV

CENTREVILLE, Va. /ScoopCloud/ -- Avenu Insights & Analytics, a leader in software and technology solutions for public sector agencies, is pleased to announce the appointment of O.B. Rawls IV to its Board of Directors. This strategic addition enables the company to continue executing its strategy of providing advanced payment processing solutions while strengthening its leadership in the fintech and public sector landscapes.

Avenu is committed to modernizing government payment systems, enhancing revenue recovery, and streamlining operations. Through the integration of cutting-edge technology, Avenu's payment solutions ensure secure and efficient transactions, leading to positive outcomes for communities. The addition of O.B. Rawls IV to the Board of Directors strengthens this mission, bringing invaluable expertise and experience that will drive Avenu's innovation and expand its market presence.

Rawls IV is an accomplished senior-level executive with extensive experience in fintech, payments, and banking. His career spans over 30 years, most recently serving as CEO of Global Payment Processing at Paysafe, a global payments provider. Prior to joining Paysafe, he was CEO and President of iPayment, a provider of payment and processing solutions for small businesses and held senior level executive roles with Fiserv, Hypercom and Bank of America.

"I am excited for the opportunity to join Avenu's Board of Directors and support the leadership team in executing its strategy," said O.B. Rawls IV. "I see tremendous opportunity for Avenu to continue driving innovation in government technology and providing cutting-edge solutions to the public sector."

"We are excited to welcome O.B. to our Board of Directors," said Paul Colangelo, CEO of Avenu. "His proven track record in leading large-scale financial and technological operations, as well as his experience in navigating complex market dynamics, will provide invaluable insights. We look forward to working together and know his extensive experience will be instrumental as Avenu continues to enhance its solutions and market presence."

Avenu's payment processing solutions are designed to address the unique challenges faced by public sector agencies, providing secure, user-friendly platforms for a range of transactions from tax payments to utility bills, thereby enhancing efficiency and constituent satisfaction. Avenu's proactive commitment to innovation is demonstrated through continuous development and integration of advanced technologies to enhance payment processes and revenue management for governments.

About Avenu Insights & Analytics

Over 4,500 state and local governments have partnered with Avenu to drive positive results for their communities through software solutions including administration and revenue recovery. Avenu's comprehensive software solutions digitally transform government by modernizing processes, providing online access to records, and reducing costs. Avenu also provides a robust ecosystem of revenue management software and solutions that identify and recover untapped revenue. State and local governments work closely with Avenu to increase revenue without raising taxes, streamline internal operations, and improve services by enhancing connectivity for constituents. Avenu is a portfolio company of Arlington Capital Partners.

Learn how Avenu helps to unleash the power of compliance and maximize tax collection in this short Compliance Lifecycle video: https://youtu.be/KrsWG9xYOPE?si=Up83crOPyc9KDqxS - or visit https://www.avenuinsights.com/.

Avenu Insights & Analytics, a leader in software and technology solutions for public sector agencies, is pleased to announce the appointment of O.B. Rawls IV to its Board of Directors. This strategic addition enables the company to continue executing its strategy of providing advanced payment processing solutions while strengthening its leadership in the fintech and public sector landscapes.

Related link: https://www.avenuinsights.com/

Online notarization is streamlined with Secured Signing’s new features

MOUNTAIN VIEW, Calif. /ScoopCloud/ -- Secured Signing, a leader in remote online notarization (RON) solutions, announces a suite of innovative features designed to streamline the online document signing and notarization process. These enhancements empower both notaries and singers to experience a smoother, more secure, and efficient experience.

Revolutionizing the Notarization Process with Cutting-Edge Features

Secured Signing designed and tailor-made new features to streamline the notarization process, providing notaries and signers with a seamless experience. These new functionalities empower notaries to optimize their workflows, enhance documentation practices, and deliver a more user-friendly experience.

1. Effortless Signature Templates Layout for Auto Tagging

Notaries can now create reusable signature templates layout that automatically apply signatures and fields to their customer and client documents. This groundbreaking feature eliminates the need for manual tagging, saving valuable time and ensuring consistent, accurate signings. Key benefits include:

* Effortless Setup: Build signature template layouts in seconds using existing documents as a base.

* Pre-Configured Tags: Pre-tag signatures, eSeals, and form fields for a lightning-fast tagging process.

* Bulk Application: Apply signature templates to multiple documents in a package simultaneously to save time and ensure precision.

To learn more about this feature, click here: https://www.securedsigning.com/blog/secured-signing-release-notes/#h-notary-support-for-signature-templates

2. Enhanced Notary Journal with Comprehensive Commenting

The new update allows notaries to add detailed comments to the Notary Journal during and after the RON signing. This functionality empowers them to:

* Document the Process: Make thorough notes before the video session regarding preparations, document verification, or specific signer instructions.

* Take Live Notes: Jot down key points, clarifications, or questions during the video meeting for future reference.

* Post-Signing Documentation: Continue to add comments to the journal for record-keeping or to share with others.

To learn more about this feature, click here: https://www.securedsigning.com/blog/secured-signing-release-notes/#h-add-comments-to-notary-journal-in-remote-online-notarization-ron

3. Flexible Editing for Seamless Signing Workflows

Notaries can now edit the signing process even after sending out documents for signature. This added flexibility allows for corrections or adjustments to the signing process without needing to restart, saving time, and ensuring accuracy.

To learn more about this feature, click here: https://www.securedsigning.com/blog/secured-signing-release-notes/#edit-signing-process-release-settings

4. Invitee Monitoring Portal for Increased Completion Rates

The new Invitee Monitoring Portal provides invitees with their own space to view and sign all necessary documents. This feature helps people see and sign documents easily, leading to more completed forms and a better user experience.

To learn more about this feature, click here: https://www.securedsigning.com/blog/secured-signing-release-notes/#invitee-monitoring-portal

Continuous improvement of Secured Signing's platform

"Our goal is to give notaries the best and easiest RON platform available," says Mike Eyal, CEO of Secured Signing. "The new features aim to assist notaries in providing their clients with a secure and convenient signing experience. These features aim to eliminate any problems associated with outdated methods such as printing out documents for signing and stamping in person. With our platform, you can get documents through the full notarization lifecycle - from receiving the document, tagging it with all the relevant signatures and data fields, to the signing and notarizing of the document in a real-time video session - within an hour. There is no comparison."

Customer Praise for Secured Signing's Innovative Approach

Customers consistently commend Secured Signing for its commitment to innovation and the frequent addition of new features. They appreciate the company's focus on addressing their needs and developing solutions that keep their workflows efficient and effective. This dedication to continuous improvement ensures that Secured Signing remains at the forefront of the RON industry.

But don't just take their word for it. Here is a testimonial from one of their long-standing clients, Jonathan from NY Notary Public Services:

"I am delighted to share my experience with Bill and his exceptional team. This morning, I completed two separate appointments smoothly, thanks to their outstanding technology.

The first appointment involved 7 signers in Israel, while the second had over 10 participants from America, Turkey, and Russia. The system operated flawlessly, allowing everyone to verify identities, join the meeting, share screens, and sign documents without any issues.

My sincere gratitude goes to Bill and his team for their ongoing support and remarkable technology. Thank you for making these complex processes so seamless and efficient!"

About Secured Signing

Secured Signing offers a user-friendly, secure, and smart digital platform tailored for organizations of all sizes, seeking cost-effective, flexible, and tamper-proof solutions for their legally binding document management needs. Its comprehensive features, including Digital Signature, Video Signing, and Remote Online Notarization (RON), allow users to capture graphical signatures, fill in, sign, seal, and verify documents from any device, anywhere, anytime, all through a single cloud-based platform.

Understanding the importance of a streamlined document workflow, Secured Signing provides a premier business solution that reduces expenses, accelerates delivery cycles, improves staff efficiency, and enhances customer service while promoting environmental sustainability. As a leading provider of RON and digital signature cloud software, focusing on good customer service and innovative solutions, Secured Signing helps businesses seamlessly transition to the digital age.

For more information about Secured Signing and its features, visit Secured Signing's website - https://www.securedsigning.com/

Secured Signing, a leader in remote online notarization (RON) solutions, announces a suite of innovative features designed to streamline the online document signing and notarization process. These enhancements empower both notaries and singers to experience a smoother, more secure, and efficient experience.

Related link: https://www.securedsigning.com/

ACES Quality Management Partners with Digilytics, Provider of AI-Powered Document Indexing, Categorization for QC Reviews

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has announced a new partnership with Digilytics to provide ACES users access to Revel, an advanced optical character recognition (OCR) technology powered by artificial intelligence (AI) and machine learning (ML). Digilytics' technology helps streamline quality control (QC) reviews conducted using ACES Quality Management & Control software by automating document indexing and categorization to ensure loan files selected for review are accurate and complete.

"AI and ML hold the transformative potential to revolutionize the landscape of mortgage lending as we know it. At ACES, we are excited about the prospect of empowering our users with the ability to harness these cutting-edge innovations, thereby elevating the efficiency of their QC reviews and ultimately enhancing loan quality," said ACES CEO Trevor Gauthier. "Recognizing the role that document indexing and categorization play in streamlining the QC review process, it became imperative for ACES to collaborate with a company like Digilytics. Not only does Digilytics boast a proven track record of success, but they have also demonstrated a commitment to the continuous modernization of their technology."

Digilytics' Revel OCR platform enhances loan review and QC from origination to post-closing review by enabling lenders to perform loan reviews more efficiently. Using AI to index large loan packages and extract data, Revel improves reviewers' speed and accuracy, allowing them to give more attention to exceptions as they move through their reviews inside the ACES platform.

"Digilytics' technology paired with ACES Flexible Audit Technology® will revolutionize the way quality control professionals approach document processing," said Larry Fried, Country Head of the USA division at Digilytics. "Our advanced AI algorithms streamline workflows, increase productivity, and minimize the need for manual intervention, ultimately delivering unparalleled value to our mutual clients. This partnership marks a significant stride towards fostering a more streamlined, tech-driven approach within the mortgage lending industry, ultimately benefiting both lenders and borrowers alike."

About ACES Quality Management

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 60% of the top 50 independent mortgage lenders;

* 8 of the top 10 loan servicers;

* 11 of the top 30 retail banks; and

* 3 of the top 5 credit unions in the United States.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

About Digilytics

Founded by Arindom Basu, the leadership of Digilytics is deeply rooted in leveraging disruptive technology to drive profitable business growth. With over 50 years of combined experience in technology-enabled change, Digilytics Revel is built on cutting-edge AI technology, developed specifically for mortgages, is highly adaptable to process loan documents in real time with precision and at scale. Digilytics AI is headquartered in London, with presence across the USA & India.

For more info visit: https://digilytics.ai/US/ or follow us on LinkedIn | Twitter

Call on: 1-888-434-4459 | Email us at: ask@digilytics.ai

Digilytics™ Revel is a trademark of Digilytics AI. All other trademarks cited herein are the property of their respective owners.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has announced a new partnership with Digilytics to provide ACES users access to Revel, an advanced optical character recognition (OCR) technology powered by artificial intelligence (AI) and machine learning (ML).

Related link: https://www.acesquality.com/

Dark Matter Technologies enhances the Empower LOS with native support for mortgage assumptions

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced enhancements to the Loan Assumptions feature in the Empower® loan origination system (LOS) that make it easier for mortgage lenders and servicers to transfer assumable mortgages to new homebuyers. The Empower LOS is the first mortgage loan origination system to announce native support for loan assumptions, a feat made possible by the system's flexibility and robust mortgage servicing platform integrations.

An assumable mortgage is a type of home loan that allows the transfer of the original borrower's loan - including the remaining balance, repayment schedule and interest rate - to a new homeowner. Although conventional loans are seldom assumable, loans from the Federal Housing Authority (FHA), Veterans Affairs (VA), and U.S. Department of Agriculture (USDA) - products that account for more than one in five active loans today - can be assumed if certain conditions are met.

Typically, buyers must qualify under the loan's criteria, and sellers need to obtain approval from their loan servicer. The Empower LOS supports the process whether initiated by the seller's mortgage servicer or the buyer's mortgage originator and can even work with financial institutions that use a different LOS provider for first-lien origination.

Mortgage assumptions are gaining popularity in today's purchase mortgage market, where buyers often face interest rates that are higher than the seller's existing rate. The FHA recently announced it will adjust the maximum fee mortgagees may charge to process these loans from $900 to $1,800. Scheduled to go into effect on August 19, the change was made to support increased consumer demand by compensating mortgagees "at a rate that is appropriate for today's market."

"After successfully piloting our loan assumption capability with a select group of early adopters, we're incredibly pleased with the progress, success and the general availability of this important feature that consumers and real estate agents are increasingly asking for by name," said Dark Matter CEO Rich Gagliano. "By partnering with Dark Matter, mortgage originators and servicers can transfer assumable mortgages for home buyers and sellers in a manner that is compliant and efficient."

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Tags: @dmattertech #mortgagelending #mortgagetechnology

Dark Matter Technologies (Dark Matter), an innovative leader in mortgage technology backed by time-tested loan origination software and leadership, today announced enhancements to the Loan Assumptions feature in the Empower® loan origination system (LOS) that make it easier for mortgage lenders and servicers to transfer assumable mortgages to new homebuyers. The Empower LOS is the first mortgage loan origination system to announce native support for loan assumptions.

Related link: https://www.dmatter.com

Truity Credit Union inks deal to implement the Empower LOS from Dark Matter Technologies

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today welcomed Truity Credit Union (Truity) as the latest financial institution to select the Empower® loan origination system. A member-owned credit union with locations in Oklahoma, Kansas and Texas, Truity will leverage the Empower LOS to provide loan officers and members a modern, mobile-friendly experience across home purchase, refi, home-equity and construction loan originations.

According to Joe Beffer, Truity's senior vice president and director of lending, the credit union chose Dark Matter for its mobile-friendly Borrower Portal℠ and for features that will help its internal team work more efficiently, including out-of-the-box product and pricing integrations, exception-based automation and AI virtual assistants. Truity will also leverage the joint-venture feature of the Empower LOS to support the mortgage needs of several smaller credit unions in the region, allowing them to enjoy the benefits of a modern origination system while still offering individualized branding, products and pricing.

"With Dark Matter, Truity will be able to provide our community a superior mortgage experience from start to finish, including the ability to apply for a loan, upload documents and message their loan officer from their mobile phone," said Beffer. "We're excited about improving our internal team's efficiency. The Empower LOS and its automations will allow Truity to operate like a much larger institution and will scale with us as we plan for future growth."

"At Dark Matter Technologies, we're focused on providing innovative solutions that meet the origination needs of financial institutions and the communities they serve now and in the future," said Dark Matter CEO Rich Gagliano. "Our new relationship with Truity Credit Union exemplifies this commitment. We're proud to bring an exceptional mortgage experience to Truity members and loan officers."

Federally chartered to lend in 49 states, Truity offers a range of purchase, refi and home-equity products as well as construction loans and relocation assistance for employees of ConocoPhillips, Phillips 66, Chevron Phillips Chemical Company and Tyson. Truity was recently designated the official credit union of the University of Kansas Alumni Association, an organization that shares its historical ties to Phillips 66.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://dmatter.com/.

Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today welcomed Truity Credit Union (Truity) as the latest financial institution to select the Empower® loan origination system. A member-owned credit union with locations in Oklahoma, Kansas and Texas, Truity will leverage the Empower LOS to provide loan officers and members a modern, mobile-friendly experience.

Related link: https://www.dmatter.com

OneTrust Home Loans Selects LenderLogix’s Fee Chaser to Eliminate Manual Processes

BUFFALO, N.Y. /ScoopCloud/ -- LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced OneTrust Home Loans as its newest Fee Chaser client. Using Fee Chaser, OneTrust Home Loans can streamline its operations and compliantly collect upfront fees from its borrowers.

Fee Chaser's direct integration with OneTrust Home Loans' loan origination system (LOS) enables loan officers and other support staff to send a unique payment link to the borrower with one click. Once borrowers pay using the link, Fee Chaser delivers a receipt to all parties and automatically updates the loan file within the LOS. The average turn time between sending the link and receiving payment is five minutes.

"Providing a seamless borrower experience and giving our loan officers the tools they need to be successful is more important than ever in today's market. Fee Chaser turns the manual process of collecting payment information into a quick and efficient process for all parties," said James Hecht, CEO of OneTrust Home Loans. "We're thrilled to partner with such an innovative company as LenderLogix and look forward to the continual benefits its technology delivers."

"It's amazing how simple changes can make a tremendous difference," said Patrick O'Brien, Co-Founder and CEO of LenderLogix. "By shifting payment for underwriting- and processing-related fees earlier in the transaction, lenders like OneTrust can save thousands of dollars while also improving borrower 'stickiness.' Solving problems like these is exactly what the LenderLogix product suite is designed to do."

About LenderLogix:

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software to meet the needs of today's mortgage lenders. The company's suite of products addresses the speed at which today's real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money. For more information, visit https://www.lenderlogix.com/.

LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced OneTrust Home Loans as its newest Fee Chaser client. Using Fee Chaser, OneTrust Home Loans can streamline its operations and compliantly collect upfront fees from its borrowers.

Related link: https://www.lenderlogix.com/

Dark Matter Technologies appoints former Ellie Mae executive as deputy chief product officer

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter) today announced the appointment of Vikas Rao as deputy chief product officer. Reporting directly to Chief Product Officer Stephanie Durflinger, Rao is charged with overseeing enhancements to the Empower® loan origination system (LOS) and establishing Dark Matter's developer community, which will help lenders embed automation deeper in their origination workflows and more tightly integrate their systems using open application programming interfaces (APIs) and widgets.

Rao previously served as vice president of product management for mortgage origination technology provider Ellie Mae®. There, Rao pushed the "next generation" of mortgage technology, leading product strategy for the Encompass® loan origination platform and for Ellie Mae's Developer Connect solution, a suite of APIs that enabled lenders and partners to securely share information. Though Rao took a career break following the $11 billion acquisition of Ellie Mae by Intercontinental Exchange (NYSE: ICE) in 2020, he ultimately found the opportunity to help guide Dark Matter's tech transformation too compelling to pass up.

"Dark Matter's pioneering advancements in automation and AI are reshaping the mortgage landscape," Rao said. "I'm eager to apply my expertise to propel Dark Matter's mission forward, pushing the boundaries of what's possible in mortgage origination and amplifying our impact on the homebuying experience of lenders and consumers alike."

"Vikas has an impressive track record of success in driving digital innovation and API utilization in mortgage origination," said Dark Matter CEO Rich Gagliano. "With his technical chops and effective leadership style, Vika will play a pivotal role in our mission to empower lenders through AI, automation and innovation."

Rao has over 15 years of experience in software engineering, product management and technology leadership spanning public and private companies within the mortgage industry and in Silicon Valley's startup scene. He holds undergraduate and graduate degrees in computer science and is a 2017 graduate of Stanford University's Stanford Ignite executive education program.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Dark Matter Technologies (Dark Matter) today announced the appointment of Vikas Rao as deputy chief product officer. Reporting directly to Chief Product Officer Stephanie Durflinger, Rao is charged with overseeing enhancements to the Empower® loan origination system (LOS) and establishing Dark Matter's developer community, which will help lenders embed automation deeper in their origination workflows and more tightly integrate their systems using open application programming interfaces (APIs) and widgets.

Related link: https://www.dmatter.com

Down Payment Resource integration with ICE Mortgage Technology embeds down payment assistance program support into core mortgage origination software

ATLANTA, Ga. /ScoopCloud/ -- Down Payment Resource (DPR), the housing industry's leading technology for connecting homebuyers with homebuyer assistance programs, today announced a new integration using the latest API framework from Intercontinental Exchange (ICE) for mortgage technology. Available via the Encompass Partner Connect™ API Platform, the integration makes it easier for lenders to support homebuyers with the nation's 2,300-plus down payment assistance (DPA) programs.

DPR's integration with Encompass embeds support for DPA programs directly into core loan production systems, arming lending staff with the information they need to confidently deliver DPA. Borrowers are automatically matched with eligible company approved DPA programs based on declarations and loan application data. LOs are presented with program information, such as benefit amounts and eligibility requirements, so they can advise borrowers on their DPA options and guide them through program-specific processes. DPA program selection is automatically communicated downstream to underwriters by translating program requirements into importable loan conditions, making them easier to manage.

Using DPA can lower the loan amount for a more favorable debt-to-income ratio or provide cash to meet the necessary cash-to-close, helping more low-to-moderate income (LMI) borrowers qualify for a mortgage. A study conducted by Down Payment Resource and the Urban Institute that examined the impact DPA could have had on buyers in the top 10 United States metropolitan statistical areas found that almost half (43.6%) of originated purchase mortgages were eligible for DPA. As far as loan types, 79.8% of FHA loans and 81.9% of USDA loans could have been eligible for DPA.

Moreover, the study found that DPA could have potentially salvaged 30.7% of denied applicants - a gap that affects a significant portion of LMI and minority applicants. Increasing pull-through not only benefits homebuyers, it also offers lenders a much-needed opportunity to grow loan volume in a tight market.

"DPA programs are crucial for promoting homeownership accessibility, particularly for first-time homebuyers, LMI homebuyers and homebuyers of color. Unfortunately, most loan officers don't pursue DPA on behalf of their clients because they don't know about existing programs or are hesitant to try something unfamiliar," said Rob Chrane, founder and CEO of Down Payment Resource. "Embedding Down Payment Resource's lender solutions in Encompass helps LOs overcome those apprehensions. Folding DPA functionality in the core origination gives LOs confidence that they can effectively originate DPA and make borrowers happy. We're giving lending staff everything they need to know the moment a loan needs to be created."

DPR maintains a comprehensive, up-to-date database of every DPA program in the nation. According to DPR's Q1 2024 HPI report, there are 2,373 homebuyer assistance programs available nationwide. All 3,143 U.S. counties have at least one DPA program, more than 2,000 counties have 10 or more programs, and the average DPA benefit is $17,000.

"We hope that by making mortgage staff 'instant experts' on DPA, more homebuyers can benefit from DPA," concluded Chrane.

For more information, visit the Down Payment Resource profile on the Marketplace™ by ICE Mortgage Technology® - https://marketplace.icemortgagetechnology.com/s/marketplaceprofileversion/aDe6g000000LQUfCAO/1566

Encompass Partner Connect enables the integration of key third-party products and services with ICE mortgage technology solutions. ICE does not own, control, nor endorse any specific industry participant or the product/service provided. Loan originators and servicers are responsible for vetting, selecting, and contracting with the providers of their choosing.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,200 programs and toolsets for mortgage lenders, multiple listing services and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by five of the top 10 retail mortgage lenders, three of the four largest real estate listing websites and 600,000 real estate agents.

For more information, visit https://downpaymentresource.com/.

Twitter: @DwnPmtResource #downpaymentassistance @ICEMortgageTech

Down Payment Resource (DPR), the housing industry's leading technology for connecting homebuyers with homebuyer assistance programs, today announced a new integration using the latest API framework from Intercontinental Exchange (ICE) for mortgage technology. Available via the Encompass Partner Connect™ API Platform, the integration makes it easier for lenders to support homebuyers with the nation's 2,300-plus down payment assistance (DPA) programs.

Related link: https://www.downpaymentresource.com/

New Solution Connects API-Driven Back-End Execution to Front-End Pricing with Industry-First Features

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, today announced the release of the Base Rate Generator, an industry-changing solution that allows mortgage lenders to directly inform their front-end rate sheet pricing with their back-end capital markets executions. By combining live agency API connections, co-issue executions, aggregator pricing, and custom TBA indications, the MCT Base Rate Generator allows mortgage lenders to improve margin management and competitive performance.

"The Base Rate Generator has helped us to put out a better rate sheet to our loan officers and third parties," shared Brian Gilpin, CFO and Head of Capital Markets at Embrace Home Loans. "It has helped us to be more exact in our pricing which, as a result, has generated more business for us."

Generating custom front-end borrower pricing - either through a base rate upload to a Product and Pricing Engine (PPE) or through a formatted traditional rate sheet - is a constant challenge for mortgage lenders, particularly in the face of rapidly shifting market dynamics. Based on live pricing connections to the agencies and an ever-growing network of broker-dealers and correspondent aggregators, MCT is uniquely positioned to architect a more accurate, granular, and efficient system for producing front-end pricing.

The Base Rate Generator was developed with direct input from clients of all sizes and includes industry-first features that satisfy lenders whether they securitize, deliver to the cash window, or prefer working exclusively with aggregators. Custom TBA indications on illiquid coupons can be incorporated directly, along with float carry and specified settlement calculations. Lenders can use the spec margin holdback feature to systematically withhold or pass-through the associated pay ups increasingly prevalent across the investor pricing spectrum. Best execution blending functionality supports selecting the second or third best execution as the pricing basis, or an average of the top several, to smooth out and protect against margin-killing outliers that may not be available for delivery on the back end.

"The recent past has presented many challenges for our lender community - market volatility, illiquid coupons, and higher interest rates to name a few," said Phil Rasori, COO at MCT. "We're proud of our on-going collaboration with clients to develop the best solutions to combat these challenges and preserve margins. The Base Rate Generator brings needed granularity and transparency to pricing in a way that has never been seen in our sector."

MCT offers the Base Rate Generator as an add-on service for clients using its suite of capital markets solutions or as a stand-alone service.

Mortgage lenders interested in learning more about the industry-first features included in Base Rate Generator should register for the upcoming webinar on June 4, 2024. Learn more: https://mct-trading.com/webinar/preserve-margins-and-improve-pricing-with-base-rate-generator/

About MCT:

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. From architecting modern best execution loan sales to launching the most successful and advanced marketplace for mortgage-related assets, lenders, investors, and network partners all benefit from MCT's stewardship. MCT's technology and know-how continue to revolutionize how mortgage assets are priced, locked, hedged, traded, and valued - offering clients the tools to perform under any market condition.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, today announced the release of the Base Rate Generator, an industry-changing solution that allows mortgage lenders to directly inform their front-end rate sheet pricing with their back-end capital markets executions. By combining live agency API connections, co-issue executions, aggregator pricing, and custom TBA indications, the MCT Base Rate Generator allows mortgage lenders to improve margin management and competitive performance.

Related link: https://mct-trading.com/

ACES Quality Management Partners with Infrrd to Provide AI-Powered Intelligent Mortgage Document Processing

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has announced a new partnership with Infrrd to provide ACES users access to intelligent document processing. When used in conjunction with ACES Quality Management & Control software, Infrrd's technology helps lenders improve the efficiency of their quality control (QC) reviews by indexing, categorizing and reviewing the accuracy of loan file documents prior to review.

"We're thrilled at the opportunity to empower our users with the capability to leverage state-of-the-art innovations like Infrrd that lead to improved efficiency in QC reviews and, ultimately, enhanced loan quality," said ACES CEO Trevor Gauthier. "Infrrd as an ACES ENGAGE sponsor is fitting, as our event focuses on empowering QC professionals to get the most out of our platform and partners. We look forward to seeing everyone in Arizona, May 19-21."

Infrrd assists mortgage companies in safely adopting artificial intelligence (AI) across various facets of the mortgage process. With a focus on research, innovation and customer-centric automation technology, Infrrd has launched a new platform designed to streamline pre-close and post-close auditing processes. Key functionalities of Infrrd's QC tool include:

* Process loan packages for mortgage QC process

* Classification, Stacking and Extraction of key data points from the loan package

* Config-driven detection and tracking of missing loan documents

* Automated detection of data discrepancies across all loan documents and electronic files

* CD Balancer for comparing data between Lender CD, Title CD, and loan origination system (LOS)

* Complete audit trail of user and imported data updates

"We are eager to collaborate with ACES to deliver AI-powered solutions that address critical challenges in mortgage document processing and help deliver first-mover advantage for all AI trailblazers in the mortgage industry," said Amit Jnagal, CEO of Infrrd. "Our new QC solution offers unparalleled capabilities to streamline auditing processes and ensure compliance, enabling mortgage companies to enhance operational efficiency and mitigate compliance risks."

To learn more about ACES ENGAGE, visit https://www.acesquality.com/aces-engage-2024

About ACES Quality Management

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 60% of the top 50 independent mortgage lenders;

* 8 of the top 10 loan servicers;

* 11 of the top 30 retail banks; and

* 3 of the top 5 credit unions in the United States.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

About Infrrd

Infrrd is a pioneering provider of AI-driven document processing solutions, offering innovative technology to automate and streamline document-centric processes for mortgage companies. Infrrd's scalable solutions leverage advanced AI algorithms to deliver unmatched data accuracy and efficiency.

For more information about the partnership between ACES and Infrrd, please visit www.infrrd.ai.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has announced a new partnership with Infrrd to provide ACES users access to intelligent document processing. When used in conjunction with ACES Quality Management & Control software, Infrrd's technology helps lenders improve the efficiency of their quality control (QC) reviews by indexing, categorizing and reviewing the accuracy of loan file documents prior to review.

Related link: https://www.acesquality.com/

Monterra Credit Union elevates the member experience with the Empower LOS from Dark Matter Technologies

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that Monterra Credit Union (Monterra CU), a full-service financial institution serving members throughout San Mateo County, California, the City of Palo Alto and the San Francisco Bay Area, has selected the Empower® loan origination system (LOS) for mortgage loan, home-equity loan and home-equity line of credit (HELOC) originations.

One of California's top 50 credit union lenders by mortgage loan volume, Monterra CU attributed its selection of the Empower LOS to the origination system's self-service configurability, its robust integrations with best-in-class product and pricing engines (PPE) and customer relationship management (CRM) platforms, and its support for the digital closings Monterra CU members increasingly prefer. In addition, the credit union expects to be able to close loans more quickly and process more loans per full-time employee with the help of the "lights-out" task automation that is native to the Empower LOS.

"Through the integration of the Empower LOS, Monterra Credit Union is enhancing the mortgage experience for our members, increasing efficiency and priming ourselves for future growth," stated Wade Painter, president and CEO of Monterra Credit Union. "Our team eagerly anticipates the array of new features and process improvements this partnership brings, underscoring the strong rapport we've cultivated with the Dark Matter team. We're confident that Dark Matter is the right partner for us."

"It was clear from the outset that the mortgage team at Monterra Credit Union is serious about two things: elevating its members' mortgage experience and future-proofing its business," said Dark Matter CEO Rich Gagliano. "With the Empower LOS, Monterra CU gains access to comprehensive automation and customization capabilities that align perfectly with this commitment to member-centricity and sustainable growth. We are honored to have earned Monterra's business and look forward to a long and fruitful collaboration."

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that Monterra Credit Union (Monterra CU), a full-service financial institution serving members throughout San Mateo County, California, the City of Palo Alto and the San Francisco Bay Area, has selected the Empower® loan origination system (LOS) for mortgage loan, home-equity loan and home-equity line of credit (HELOC) originations.

Related link: https://www.dmatter.com

Down Payment Resource brings its award-winning homebuyer assistance software to The Mortgage Collaborative as a preferred partner

ATLANTA, Ga. /ScoopCloud/ -- Down Payment Resource (DPR), the housing industry's leading technology for connecting homebuyers with homebuyer assistance programs, today announced that it has joined The Mortgage Collaborative (TMC), the nation's largest independent cooperative network serving the mortgage industry. As a member of TMC's Preferred Partner Network, DPR will provide its software, which provides operational support for utilizing its database of more than 2,300 down payment assistance (DPA) programs, at a discounted rate to TMC members.

"Partnering with TMC is strategically aligned with our efforts to raise awareness that DPR's suite of lender tools supports DPA origination from product management and lead generation to processing and underwriting," said DPR Founder and CEO Rob Chrane. "Borrower demand for affordability solutions is at a fever pitch, and our software makes it easy for lenders to operationally support DPA programs and meet the financing needs of the communities they serve."

DPR is the only organization to track the eligibility and benefits information of every DPA program in the country. DPR offers a united suite of four key solutions for lenders:

* DPA Directory - a comprehensive and searchable directory of homeownership programs that serves as a central information hub, reducing the need for manual research and enabling competitive positioning with optimal programs.

* Loan Officer Portal - an automated tool that matches borrowers with approved homeownership programs, streamlining the matching process, minimizing errors and enhancing loan approval rates.

* Underwriter Portal - provides underwriters with direct access to updated program details, ensuring adherence to approved DPAs and enhancing operational efficiency.

* Consumer Portal - designed to engage prospective homebuyers with a user-friendly, mobile-optimized experience and generate leads for lenders.

Using DPA can lower the loan amount for a more favorable debt-to-income ratio or provide cash to meet the necessary cash-to-close requirements, helping more low-to-moderate income (LMI) borrowers qualify for a mortgage. A study conducted by DPR and the Urban Institute that examined the impact DPA could have had on buyers in the top 10 United States metropolitan statistical areas found that almost half (43.6%) of originated purchase mortgages were eligible for DPA. As far as loan types, 79.8% of FHA loans and 81.9% of USDA loans could have been eligible for DPA.

Founded in 2013, TMC empowers mortgage lenders across the country with networking and professional development opportunities, and by sharing best practices and technologies that drive market growth, efficiency and profitability.

"We've been long-time fans of DPR and their advocacy for mortgage lenders using DPA to help qualify more people so they can achieve homeownership and start building generational wealth. Their mission to expand affordable homeownership, especially with low-income and minority homeowners, aligns well with our mission of helping lenders expand their business in underserved communities and meet CRA lending guidelines," said TMC President and CEO Melissa Langdale. "We're pleased to bring the DPA experts into our fold to help encourage and educate lenders who may be on the fence or not understand the impact DPA could have on their business."

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,300 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by five of the top 10 retail mortgage lenders and MLSs, three of the four largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

About The Mortgage Collaborative:

The Mortgage Collaborative was founded in 2013 by four notable industry leaders and is the nation's largest independent mortgage cooperative network. TMC is singularly focused on creating an environment of collaboration and innovation for small to midsize mortgage lenders across the country to reduce cost, increase profitability, and better serve the dynamic and changing consumer base in America. For more information, visit https://www.mortgagecollaborative.com.

X/Twitter: @DwnPmtResource @MtgCoop #downpaymentassistance

Down Payment Resource (DPR), the housing industry's leading technology for connecting homebuyers with homebuyer assistance programs, today announced that it has joined The Mortgage Collaborative (TMC), the nation's largest independent cooperative network serving the mortgage industry. As a member of TMC's Preferred Partner Network, DPR will provide its software, which provides operational support for utilizing its database of more than 2,300 down payment assistance (DPA) programs, at a discounted rate to TMC members.

Related link: https://www.downpaymentresource.com/

Informative Research’s Ryan Kaufman Named HousingWire’s 2024 Rising Star

IRVINE, Calif. /ScoopCloud/ -- Informative Research, a leading technology platform that delivers data-driven solutions to the lending community, announced today that Ryan Kaufman, IT Manager - Integrations, has been selected by HousingWire magazine for its annual Rising Stars award.

Kaufman's selection highlights his exceptional leadership and significant contributions to Informative Research. His instrumental role in driving transformative change, leading the adoption of new technology and developing proprietary integrations and solutions has propelled the company's growth and enhanced operational efficiency.

"Ryan's holistic approach to improvement, from technological advancements to mentoring initiatives, underscores his commitment to excellence and positions him as a standout nominee," said Informative Research SVP of Information Technology Ajay Trilokeshwaran. "His ability to leverage technology and develop tailored solutions, as demonstrated by his successful integration projects and cost-saving initiatives, truly sets him apart as a Rising Star in the mortgage industry."

In the past year, Kaufman led groundbreaking initiatives resulting in substantial cost savings and operational improvements for Informative Research and its clients. Notably, he implemented innovative programs that prevented unnecessary credit report orders for two of the top lenders in the country, resulting in significant cost savings and enhanced operational efficiency.

Kaufman's leadership extends beyond technological innovations; he has mentored teams and spearheaded key projects that have significantly advanced Informative Research's capabilities and offerings. His dedication to continuous improvement and collaboration embodies the values of Informative Research and inspires those around him to strive for excellence.

The Rising Stars award program celebrates individuals under 40 who exhibit remarkable professional momentum and drive growth and change in the housing industry. HousingWire's selection committee chose this year's Rising Stars based on their professional achievements within their organizations, contributions to the overall housing economy, community outreach, client impact and personal success.

"The Rising Stars award is one of my favorite industry awards because it reinforces the bright future that exists in mortgage and real estate," HousingWire Editor-in-Chief Sarah Wheeler said. "In an industry that has experienced its share of challenges and successes, these young leaders bring a fresh perspective, innovative ideas and a relentless drive to shape the future of the industry, and I am continuously impressed by the level of talent that we see each year."

For more information about HousingWire's Rising Stars award program and the complete list of honorees, visit https://www.housingwire.com/articles/announcing-the-2024-class-of-rising-stars/.

About Informative Research:

Informative Research, a Stewart company, is a leading technology platform that delivers data-driven solutions to the lending community. The solutions provider currently serves mortgage companies, banks, and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions, and cutting-edge technology. To learn more, visit https://www.informativeresearch.com.

About HousingWire:

HousingWire is an information services company that provides unique data and research, respected business journalism and must-attend events for housing leaders to use to advance their understanding and business outcomes. Our vision is a world in which housing leaders have a complete view of the housing market, and a broad community of peers with whom they can connect. We are committed to delivering the data, analytics, media, and events that advance this vision.

Because housing is too important for narrow perspectives and missed connections. Informed housing leaders are better housing leaders. A connected housing industry is a better housing industry. And the full picture always reveals new opportunities.

Informative Research, a leading technology platform that delivers data-driven solutions to the lending community, announced today that Ryan Kaufman, IT Manager - Integrations, has been selected by HousingWire magazine for its annual Rising Stars award.

Related link: https://www.informativeresearch.com/

North Dakota Notaries Can Now Ditch the Desk! Secured Signing Brings Streamlined Online Notarization to the Peace Garden State

BISMARK, N.D. /ScoopCloud/ -- Imagine notarizing documents from the comfort of your couch, or while catching up on emails at your home office. For North Dakota notaries and their clients, that future is now a reality. Secured Signing, a leading innovator in Remote Online Notarization (RON) technology, is proud to announce its RON platform meets and exceeds the requirements as an official RON platform in the state.

This is a meaningful change for North Dakota. Notaries can finally ditch the desk and embrace the flexibility and efficiency of RON. Secured Signing's secure and user-friendly platform ensures a smooth experience for both notaries and signers, regardless of technical expertise.

Here's why other notaries are raving about Secured Signing Digital Notary Platform:

* Effortless Online Sessions: Conduct live video signing sessions from anywhere with an internet connection. Recordings are automatically saved for enhanced security and record-keeping.

* Real-Time Collaboration: The groundbreaking Whiteboard feature allows for real-time document markups during video calls, fostering a more interactive and engaging experience.

* Seamless Identity Verification: Secured Signing utilizes innovative technology to confirm signer identities with complete accuracy.

"We're ecstatic to bring Secured Signing's secure and user-friendly platform to North Dakota," says Mike Eyal, CTO (Chief Technology Officer) and Founder at Secured Signing. "This approval marks a significant step forward in modernizing the notarization process for the state."

Not only is Secured Signing a breeze to use, but it is also backed by a team of industry leaders. The company is a proud member of the National Notary Association (NNA) and actively participates in events hosted by leading organizations.

And there is more! Secured Signing is constantly innovating to make life easier for notaries. Stay tuned for an exciting new feature designed specifically for Notaries on the Secured Signing platform!

Ready to join the future of notarization? Visit Secured Signing's website to learn more about their industry-leading RON platform, now approved in 40 states!

Learn more:

https://www.securedsigning.com/blog/is-remote-online-notarization-legal-in-my-state/

https://www.securedsigning.com/ron-software/

About Secured Signing:

Secured Signing is a trusted provider of Remote Online Notarization (RON) services, dedicated to simplifying the notarization process while ensuring the highest standards of security and authenticity. As an industry leader, Secured Signing offers state-of-the-art technology solutions for notaries, clients, and customers alike.

To learn more about Secured Signing and explore their RON services, please visit the company's website at https://www.securedsigning.com/.

For inquiries, please contact:

800 W. EI Camino Real, Suite 180 Mountain View, CA 94040. +1 408-769-6018

Imagine notarizing documents from the comfort of your couch, or while catching up on emails at your home office. For North Dakota notaries and their clients, that future is now a reality. Secured Signing, a leading innovator in Remote Online Notarization (RON) technology, is proud to announce its RON platform meets and exceeds the requirements as an official RON platform in the state.

Related link: https://www.securedsigning.com/