Category Archives: Insurance

JenCap Acquires NIF Group

NEW YORK, N.Y. /ScoopCloud/ -- JenCap Holdings LLC announced today that it has agreed to acquire privately held NIF Group, Inc. (NIF), a managing general agency, program administrator and wholesale insurance broker based in Manhasset, New York, with six offices located on the east and west coasts of the United Sates. NIF was formed by Michael Orlando in 1976 and has grown to over $185 million in annual written premiums. Mr. Orlando, along with a management team led by NIF President Mark Maher, has built one of the largest specialty insurance distribution platforms in the country.

JenCap Holdings (JCH) was formed in March 2016 by The Carlyle Group (Nasdaq: CG) and JCH management in to consolidate specialty insurance distribution businesses, including managing general agents, program managers and transactional wholesale brokers. The acquisition of NIF is the fourth transaction by JCH since March and places the company among the largest wholesale brokers in the U.S.

"NIF was a target for JenCap from day one and we are happy to be partnering with one of the most successful independent MGA/specialty brokerage businesses in the country," commented John F. Jennings, President and Chief Executive Officer of JCH. "Michael Orlando and Mark Maher, as well as Michael P. Orlando, John Buckley, and David Vicari have built a tremendous business and we are thrilled that they have chosen JenCap to perpetuate NIF's commitment to excellence and service to their clients."

Michael Orlando stated that "We wanted a partner that felt the same way about our commitment to clients, employees and carriers and we realized early on that JenCap was the right fit."

"We are very enthusiastic about the JenCap transaction," stated Mark Maher, President of NIF. "Our thoughts on how to continue our growth matched up perfectly with the JenCap management model."

John Redett, Managing Director and Co-head of Carlyle's Global Financial Services team, commented, "NIF is exactly the type of entity we were looking to acquire when we started JenCap and we are excited that NIF's management and their entire team will be joining the company. We remain highly supportive of the JCH management team as it continues to expand its distribution network, product offerings and geographical footprint through organic growth and a disciplined yet aggressive acquisition strategy."

About JenCap Holdings Inc.

JenCap Holdings is a consolidator of specialty insurance distribution and program management businesses, including managing general agencies, specialty program underwriters, transactional wholesale brokers and captive managers. JenCap Holdings has assembled a management team with the sector insight and experience to drive organic growth and strategic acquisitions leveraging technology and advanced data analytics. JenCap Holdings is headquartered in New York.

Media Contact:
John Jennings
Of JenCap Holdings
347-338-3404

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JenCap Holdings LLC announced today that it has agreed to acquire privately held NIF Group, Inc. (NIF), a managing general agency, program administrator and wholesale insurance broker based in Manhasset, New York, with six offices located on the east and west coasts of the United Sates.

Protector Holdings Acquires Big Savings Insurance Agency

SAN FRANCISCO, Calif. /ScoopCloud/ -- Protector Holdings, a joint venture of EPIC Insurance Brokers & Consultants and Dowling Capital Partners, announced today the acquisition of Big Savings Insurance Services, the firm's largest acquisition to date. Headquartered in Sacramento, California, Big Savings specializes in providing insurance services to Hispanic consumers; writing auto insurance from 14 California locations including Sacramento, Yuba City, Lodi, Stockton, Rancho Cordova, Roseville, Modesto, Turlock, Fresno, San Leandro, San Jose and Salinas.

"The addition of Big Savings to our Premier Insurance Services family continues to make Premier the fastest growing agency in California serving the Latino Marketplace," said Paul Areida, CEO of Protector Holdings. "We now have a total of 47 locations across California and the West, including Modesto, Salinas and Turlock, which are new cities for Premier."

Big Savings has been in business for more than 10 years and was founded by principals Sunny Singh and Donald Singh, who will remain active in the ongoing operations of Premier Insurance Services.

Sunny Singh, President and Co-founder of Big Savings states, "We are excited to join Premier in offering superior insurance products and services to our combined client base. Our size and market position, will allow us to serve our clients even more effectively as we continue competing successfully with the national brokers."

Premier Insurance Services, acquired by Protector Holdings in 2013, targets the growing Hispanic Community in California, providing a wide range of insurance products and services specifically tailored to the cultural preferences of Latino consumers.

"We saw a growing dissatisfaction with the large agencies professing to serve the Hispanic Community and a clear opportunity to align Premier's business model and practices with the traditional, conservative culture and shopping preferences of Hispanic consumers, emphasizing convenience, honesty, service and value," said Areida.

"Respectfully serving the needs of the Hispanic community has enabled Premier to more than triple its customer base since June, 2013," Areida added. "The experienced, knowledgeable Big Savings team shares our belief in doing the right thing and treating clients with honesty and respect. Their addition is an important step in taking our vision and services to an even higher level."

About Protector Holdings and Premier Insurance Services:

Protector Holdings was founded in June 2013 as a partnership between EPIC (Edgewood Partners Insurance Center), a retail property, casualty and employee benefits insurance broker/consultant; insurance-focused private equity firm Dowling Capital Partners (DCP); and Premier Insurance Services.

Premier Insurance Services specializes in providing a range of insurance products and services to the Hispanic market in the Western United States. Since its formation in 2004 with a single office in Bakersfield, Calif., Premier has added locations across the state and is now one of the largest non-standard automobile brokers in California.

Protector Holdings, a joint venture of EPIC Insurance Brokers & Consultants and Dowling Capital Partners, announced today the acquisition of Big Savings Insurance Services, the firm's largest acquisition to date. Headquartered in Sacramento, Calif., Big Savings specializes in providing insurance services to Hispanic consumers; writing auto insurance from 14 California locations including Sacramento, Yuba City, Lodi, Stockton, Rancho Cordova, Roseville, Modesto, Turlock, Fresno, San Leandro, San Jose and Salinas.

EPIC’s Rob Massa and Craig Schmidt Named ‘Top Benefit Advising Innovators’ by Employee Benefit Adviser

SAN FRANCISCO, Calif. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Employee Benefit Adviser (EBA) named Director of Retirement Rob Massa and Senior Wellness Consultant Craig Schmidt as "Top Benefit Advising Innovators."

"We are honored that Rob and Craig have been recognized by EBA as advisers who are leading the way in benefits consulting," said John Hahn, CEO of EPIC. "Our clients will need to continue navigating largely uncharted waters as we enter into a new era of employee benefits and healthcare under a new President. Rob, Craig and all of our consultants across the country will continue providing the very highest level of service and expertise to our clients as benefits and healthcare continue to change and evolve."

Employee Benefit Adviser's 30 Top Benefit Advising Innovators includes men and women making significant contributions to the field of benefits consulting and advising and who are leading the way for the industry. Whether it be through focusing on transparency in insurance and healthcare, utilizing technology to improve care, education or bending the cost curve, they are people to watch in the years ahead.

A 25-year industry veteran, Massa created EPIC's investment advisory firm that has grown to $3 billion in AUM. Massa's goal is to let employers establish best practices for their plans, with a growing emphasis on financial wellness and fiduciary responsibility.

Within the past year at EPIC, Schmidt has built the company's employee benefits specialty wellness consulting practice, developing content for client-facing webinars, educated staff on wellness productivity planning and authored new material in EPIC's wellness playbook tool for internal account teams.

Both Massa and Schmidt were recognized by EBA earlier this year as 2016 Employee Benefit Advisors of the year, Massa in Retirement and Schmidt in Wellness.

To see the full list of Top Benefit Advising Innovators, go to:
http://www.employeebenefitadviser.com/slideshow/30-top-benefit-advising-innovators.

About Rob Massa, Director of Retirement, Ascende - an EPIC Company:

Rob Massa joined Ascende as the retirement practice leader in 2010, and in 2011, led the introduction of Ascende Wealth Advisers, Inc. He oversees a team of retirement professionals who work with clients and investment committees to help them develop meaningful retirement plan strategies, manage compliance requirements and fiduciary duties, educate employees and make informed decisions in plan operations. Prior to joining Ascende, he spent 10 years at MBM Advisors, Inc. as a vice president, principal and shareholder of the company. His entire career has been focused in the investment management and administration of qualified retirement plans through a diverse series of responsibilities, including investment advice, trust administration, recordkeeping, compliance testing, product management, legal, Financial Industry Regulatory Authority (FINRA) securities compliance and client consultation. Rob has a Bachelor of Arts degree in public administration and a minor in mathematics from the College of New Jersey. He is a licensed life/health representative, has passed the Series 7, 24, 63 and 65 securities exams, is a Chartered Financial Consultant (ChFC(r)), a Certified Employee Benefits Specialist (CEBS), an Accredited Investment Fiduciary (AIF(r)) and a Cash Balance Consultant (CBC). In addition, he taught employee benefits at St. Thomas University for the Certified Financial Planner(c) Program.

About Craig Schmidt, Senior Wellness Consultant, EPIC:

As a Wellness Consultant, Craig works with a team of other like-minded wellness professionals to create a healthier working environment for the members and clients EPIC serves. He has a strong background in Health Education, Health Promotion and in particularly a passion for work-site impacts health and wellness plays at any company. Craig strives to not only help our client members that have partnered with EPIC but he also works to be an example in his own daily life, with his co-workers and regular interactions with people.

Prior to joining the EPIC team, Craig worked in many roles within the worksite wellness field to help strengthen him for the position he current holds. He has been a health coach working with individuals 1-on-1, a Program Coordinator for a wellness service provider, and a Health Educator within a carrier disease management platform. Most recently, Craig took on an integral role in an innovative approach to combine workplace initiatives in wellness with carrier services to improve health care consumerism as a Wellness Liaison with WellPoint Inc. Craig was positioned on-site at Google Inc. to work directly with their Human Resources department and with their employees having daily in person interactions whenever needed. Craig's endeavor in his own health and wellness help strengthen his passion to be a leader in the field of wellness and health management and become a valued asset at EPIC as we continue to grow our presence as a worksite wellness innovator.

Craig earned his Bachelors of Science in Health Education and Promotion with an emphasis on Worksite Studies at East Carolina University in Greenville, North Carolina. He then continued his studies at the University of Colorado, Denver Anschutz Medical Campus where he completed his Certificate of Public Health Sciences.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit http://www.epicbrokers.com/.

MEDIA CONTACTS:
David Hock
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

IMAGES FOR MEDIA:
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EPIC Insurance Brokers and Consultants ("EPIC"), a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Employee Benefit Adviser (EBA) named Director of Retirement Rob Massa and Senior Wellness Consultant Craig Schmidt as "Top Benefit Advising Innovators."

EPIC Golf Insurance Services Named ‘Insurance Provider of the Year’ for the Second Year in a Row by BoardRoom Magazine

SAN FRANCISCO, Calif. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that it has been named the 2016 "Excellence in Achievement" award winner for the second year in a row by BoardRoom Magazine as the "Insurance Provider of the Year."

"It is an immense honor to be recognized with this prestigious award for the second year in a row," said Paul Lindsay, SVP and Principal, EPIC Program Solutions. "This recognition validates our continued dedication to provide customized insurance policies that meet the complex and unique needs of this industry. We always aim to provide superior service and value to our clients."

EPIC Golf Insurance Services, a sector of the firm's Sports & Entertainment Group, provides golf-specific coverage, expertise and comprehensive club insurance solutions including exclusive Property/Casualty and Workers Compensation Insurance programs.

Boardroom Magazine's "Excellence in Achievement" awards are the only private club industry awards that recognize the clubs' business partners. BoardRoom Magazine's industry peers review and select these outstanding suppliers and consultants, which represent all aspects of course and club operations.

"The BoardRoom Awards are the only awards in the private club industry that recognize private clubs' business partners, and every year we see increasing innovation, achievement, a vision and dedication from BoardRoom Award recipients," said John Fornaro, publisher of BoardRoom Magazine. "And of course, private clubs are the beneficiary of outstanding work of the industry's vendors. Clearly each and every one of them is the leader in their respective field and we're absolutely delighted to recognize their contributions."

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit http://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that it has been named the 2016 "Excellence in Achievement" award winner for the second year in a row by BoardRoom Magazine as the "Insurance Provider of the Year."

EPIC Named Elite Agency for Second Year in a Row by Insurance Business America

SAN FRANCISCO, Calif. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that it has been named a 2016 Elite Agency for the second year in a row by Insurance Business America, a publication that reports on the latest achievements in insurance and also provides the latest in business best practices in a continually evolving industry.

EPIC was included in the list of 50 top agencies due to its tremendous growth since inception in 2007, from $12 million in revenue to an expected $250 million by year-end. With a focus on upper-middle-market accounts, EPIC provides brokerage and consulting services through four primary business units: property & casualty, employee benefits, specialty practice and programs and private client services. The firm was also recognized for its national construction specialty group, the growing market opportunities of its specialty programs division and the recently launched cyber risk and insurance portal for small to mid-sized businesses.

"It's an honor to be recognized as an Elite Agency for two consecutive years, for our leadership, innovation and unique culture," said Peter Garvey, President of EPIC. "We have had tremendous growth in recent years, and a big part of that success is our team's dedication to providing the highest possible level of service and value to our clients."

To view the full list of 2016 Elite Agencies, go to http://www.ibamag.com/us/rankings/elite-agencies-2016/.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that it has been named a 2016 Elite Agency for the second year in a row by Insurance Business America, a publication that reports on the latest achievements in insurance and also provides the latest in business best practices in a continually evolving industry.

Attorney David L. Goldman Warns Consumers of Costly Unforeseen Coverage Gaps

SARASOTA, Fla. /ScoopCloud/ -- Personal Injury and Civil Trial Lawyer David L. Goldman of the Sarasota Florida Based Firm Shapiro Goldman Babboni & Walsh, cites an article in the NY Times warning consumers of large coverage gaps even in premium insurance plans.

Goldman, an experienced injury attorney stated, "The issue of whether one's medical bills were paid by their insurance company comes up more often than I can count. In more than a quarter century of practicing personal injury law in the State of Florida, I have seen people who have excellent insurance mistakenly believe that their insurance company has paid their bill in full. Even people who have 'full coverage' with excellent insurance policies do not realize that their insurance companies leave them with outstanding balances that are well in excess of their deductible or co-pay amounts.

"For instance in auto accident cases, the no-fault insurance company will often pay only 80 percent of their bills up to $10,000, leaving a balance of 20 percent plus any amount of their bills above $10,000. Often times health insurance companies, will not cover a particular doctor or treatment, or will deny payment due to alleged errors in how the medical provider submitted their bill, leaving the poor insured owing the money. Often times, the attorney can resolve these issues, but too often they cannot."

Mr. Goldman continued to point out the potential for costly coverage short-falls by stating, "This article discusses how insurance companies will pay a hospital bill but may not pay the other bills associated with a hospital visit, which can include the emergency room doctors' bill, the radiology bill, and the ambulance bill. Sometimes these other providers do not even bother to submit their bill to your insurance company and simply send the patient the bill.

"This article discusses one such instance that occurred right here in Florida. So it is best to make sure to realize that there may be many other bills associated with a hospital visit other than the hospital bill and to realize that even the best insurance companies often leave patients owing a lot more than just their deductible and co-pay."

About Attorney David L. Goldman:

Mr. Goldman is a member of the American Association of Justice, The Association of Trial Lawyers of America, and the Southern Trial Lawyers Association. Mr. Goldman is an Eagle Member of the Florida Justice Association and The Academy of Florida Trial Lawyers, and received the prestigious Legislative Leadership Award by that organization in 1997.

David Goldman has a long-standing commitment to the community and has served as a board member of many civic organizations. He has worked extensively with the Gulf Coast Latin Chamber of Commerce, the Sarasota African-American Chamber of Commerce, Second Chance Last Opportunity and the Westcoast Center for Human Development. He has also served on the Board of Directors of the Sarasota-Manatee Jewish Community Center and has been a director and member of the Endowment Fund of his local synagogue.

Shapiro Goldman Babboni & Walsh
308 Cocoanut Ave., Sarasota, FL, 34236

More information: http://www.getmejustice.com/.

Personal Injury and Civil Trial Lawyer David L. Goldman of the Sarasota Florida Based Firm Shapiro Goldman Babboni & Walsh, cites an article in the NY Times warning consumers of large coverage gaps even in premium insurance plans.

EPIC Insurance’s Chuck Simpson to Speak at OSHA Oil & Gas Safety and Health Conference

SAN FRANCISCO, Calif. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Senior Risk Control Consultant Chuck Simpson will speak at the OSHA Oil & Gas Safety and Health Conference on Wednesday, November 30 at 2 p.m. at the Hilton Americas in Houston, Texas.

The Oil & Gas Safety and Health Conference gathers key decision makers within management an executive positions to foster a better understanding of how industry and OSHA can work together to improve safety performance through cooperation, best practices, knowledge sharing and relationship building.

In his presentation "ANSI Z-390 Hydrogen Sulfide Training Requirements Update," Simpson will discuss the latest updates, particularly around Occupational Exposure Level vs. Threshold Limit Value and the new edition's take on the levels of training and instructor qualification.

Click here to download the full agenda: http://www.oshasafetyconference.org/Events/ugm/Osha2016/Agenda.aspx.

About Chuck Simpson, Senior Risk Control Consultant, EPIC:

Simpson is a health and safety professional with more than 30 years of experience helping companies develop and implement risk management systems in a variety of industries.

Prior to joining EPIC, Simpson served as president of Work Safe International, LLC where he worked on both on- and off-shore projects in the United States, Mexico, Canada, South America, Africa, Asia and the Middle East.

Simpson has experience in the sulfur operations, pipeline, fabrication, oil and gas drilling, vessel operations and food processing industries. He is a certified safety professional (CSP) and a widely recognized expert on Contractor Safety Management, OSHA Recordkeeping and Hydrogen Sulfide Safety. He has presented lectures at the ASSE Safety Professional Development Conference and Exposition, OSHA Oil and Gas Safety Conference, the International Conference on Offshore Safety, the Gulf Coast Safety and Training Group, and the Sulphur Institute's Sulphur World Symposium in the United Arab Emirates.

Simpson is an active participant in the American Society of Safety Engineers, Gulf Coast Safety Training Group and serves as Chairman for the ANSI Z390 Hydrogen Sulfide Training Committee. He earned his bachelor's degree in international studies from the University of South Alabama.

About OSHA Oil & Gas Safety and Health Conference:

OSHA Oil & Gas Safety and Health Conference is a 2-day event being held from November 29 to 30, 2016 at the Hilton Americas in Houston, Texas. This event showcases products like improving safety in the Oil and Gas Industry through cooperative educational programming provided by DOL OSHA, Oil and Gas Industry and other Government and Regulatory Agencies. Building a productive and collaborative relationship between the Oil and Gas Industry and Regulatory Agencies through the sharing of best practices etc. in the Petroleum, Oil & Gas industry.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $250 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit http://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Senior Risk Control Consultant Chuck Simpson will speak at the OSHA Oil & Gas Safety and Health Conference on Wednesday, November 30 at 2 p.m. at the Hilton Americas in Houston, Texas.

ACSIA Partners Seeks 150 New Agents to Serve Growing Segments of Its Long-Term Care Planning Business

KIRKLAND, Wash. /ScoopCloud/ -- The long-term care insurance market seems to be in turmoil thanks to rate increases, waning consumer demand, and carriers exiting the business. Pessimism prevails, but not for ACSIA Partners, one of America's largest long-term care insurance agencies. The company is quite bullish, in fact. "We're looking for 150 new agents," says Denise Gott, CEO. "We need them right now to handle current need and projected demand." What's going on?

The company is not immune to the industry turmoil. "Our traditional business, individual LTC insurance, has temporarily levelled off," she says, "but it's still substantial and continuing; and two new segments are surging: hybrid care solutions and worksite plans."

Hybrid solutions are annuities or life insurance policies with long-term care riders. They are based on tangible assets that may be tapped to pay for care when needed. This has several advantages that make them attractive buys:
* Premiums can never increase.
* Benefits cannot change.
* Funds not used for long-term care go to beneficiaries tax-free.

Also, "It's easy to add a care rider to instruments the client needs anyway, like a life policy or annuity," says Gott.

Worksite plans are group or multi-life plans that offer long-term care protection as an employee benefit. "They're in demand because they appeal to both the company and the employee," says Gott.
* The plans bolster employee effectiveness and earning power. In the absence of LTC plans, long term care issues cost American industry $29 billion annually in lost productivity, according to a study by the MetLife Mature Market Institute. And employees jeopardize their income when they have to assume care duties.
* The plans offer multiple tax benefits. Premiums can be 100% tax-deductible to a business. For employees, premiums are not considered income, and the benefits received are generally tax-free.
* Economies of scale simplify everything. For example, there is relaxed health screening; and group rates keep premium costs down.

"Advantages like these make worksite LTC a no-brainer," says Gott. "And we think it could become as common as group healthcare, which has become the norm for most employers."

"Overall, for businesses as well as families, the need for LTC solutions is enormous," says Gott. "That's why we're so bullish."

Also, Gott predicts that the traditional LTC insurance business will start growing again fairly soon. "There are products out there, already developed, but sitting on carriers' shelves because the near-zero interest rate environment makes them uneconomic. As soon as interest rates start going up again, it's a whole new ballgame."

"So we're looking for 150 senior solutions agents to join us in serving this large and growing market." Information for candidates is available at https://www.acsiapartners.com/career-center/.

For employers interested in group protection for their employees, information is available at https://www.acsiapartners.com/business-owners/.

Information for consumers is available at https://www.acsiapartners.com/consumers/.

About ACSIA Partners LLC:

ACSIA Partners LLC -- https://www.acsiapartners.com -- serves organizations as well as families in all states. The company is also a co-founder and sponsor of the "3in4 Need More" campaign, which encourages Americans to form a long-term care plan.

The long-term care insurance market seems to be in turmoil thanks to rate increases, waning consumer demand, and carriers exiting the business. Pessimism prevails, but not for ACSIA Partners, one of America's largest long-term care insurance agencies.

LIBERTY Dental Plan Selected to Participate in Covered California for Individual/Family Plans and for Small Businesses

IRVINE, Calif. /ScoopCloud/ -- LIBERTY Dental Plan (LIBERTY) is proud to announce its selection as a participating dental plan for the 2017 benefit year. LIBERTY will offer individual or family dental plans through Covered California this open enrollment period as well as coverage options for small businesses.

Covered California's open enrollment period for 2017 coverage begins Nov. 1, 2016 and ends Jan. 31, 2017.

"LIBERTY Dental Plan is proud to bring affordable dental plan options to individuals, families and small groups through Covered California," said Dr. Amir Neshat, President and CEO of LIBERTY Dental Plan.

"LIBERTY recognizes and shares in Covered California's commitment to quality, affordability, preventive care, access and service."

LIBERTY Dental Plan has built a reputation of quality in commercial and government-sponsored dental programs, providing services to managed care organizations, state governments, labor unions, large group employers, municipalities, and individuals. LIBERTY has a proven record of successfully increasing the utilization of quality dental care for multiple programs, ensuring that a larger portion of premiums are appropriated directly to care.

Both adults and children can enroll in Covered California's family dental plans as an optional benefit. There is no tax penalty for consumers who elect not to enroll in the family dental plan (and no tax credit for purchasers of the family dental plan).

For information on LIBERTY Dental Plan of California, visit: https://www.libertydentalplan.com/LIBERTY-Dental-Plan-of-California/LIBERTY-Dental-Plan-of-California.aspx.

For more information about LIBERTY, visit: https://www.libertydentalplan.com/.

MEDIA CONTACT:
Ara Najarian
800-356-6406 x87
ara@i-mmarketing.com

LIBERTY Dental Plan is proud to announce its selection as a participating dental plan for the 2017 benefit year. LIBERTY will offer individual or family dental plans through Covered California this open enrollment period as well as coverage options for small businesses.

Gateway to Healthy Smiles: LIBERTY Dental Plan Offers the Most Affordable Rates in Missouri Health Insurance Marketplace

ST. LOUIS, Mo. /ScoopCloud/ -- LIBERTY Dental Plan of Missouri (LIBERTY) is proud to announce it is offering the most affordable rates for dental plans in the Missouri Health Insurance Marketplace (commonly called the "Health Exchange"). In fact, LIBERTY has the only Dental HMO being offered in St. Louis, Mo., and is the low price leader*.

"LIBERTY Dental Plan is proud to bring first-rate dental plan options to individuals, families and small groups through the Missouri Health Insurance Marketplace," said Dr. Amir Neshat, President and CEO of LIBERTY Dental Plan. "LIBERTY recognizes and shares in the Missouri Health Insurance Marketplace's commitment to quality, affordability, preventive care, access and service."

This marks the first year that LIBERTY, which is centered in St. Louis County, is offering Family Dental HMO plans in the Missouri Health Insurance Marketplace. LIBERTY is also offering its plans via the marketplace's Small Business Health Options Program ("SHOP") for the first time.

Whether through the individual market or SHOP, those that choose LIBERTY find they have a partner in oral health, not just a dental plan. LIBERTY's "concierge" member services provide live customer support at all points of contact and 24/7 access to emergency care, complete case management, and a smart phone mobile application. Plus, LIBERTY's customer service professionals speak over 150 languages and answer calls within seconds.

LIBERTY Dental Plan has built a reputation of quality in commercial and government-sponsored dental programs, providing services to managed care organizations, state governments, labor unions, large group employers, municipalities, and individuals. LIBERTY has a proven record of successfully increasing the utilization of quality dental care for multiple programs, ensuring that a larger portion of premiums are appropriated directly to care.

For information on LIBERTY Dental Plan of Missouri, visit: https://www.libertydentalplan.com/Missouri/LIBERTY-Dental-Plan-Of-Missouri.aspx.

For more information about LIBERTY, visit: https://www.libertydentalplan.com/.

*NOTE: Statements on affordability are based on a cost comparison of plans and rates for the counties in which LIBERTY is participating and as is made public by CMS on the 2017 QHP Landscape Individual Market Dental posted on https://data.healthcare.gov/, which was released on November 10, 2016.

MEDIA CONTACT:
Ara Najarian
800-356-6406 x87
ara@i-mmarketing.com

LIBERTY Dental Plan of Missouri (LIBERTY) is proud to announce it is offering the most affordable rates for dental plans in the Missouri Health Insurance Marketplace (commonly called the "Health Exchange"). In fact, LIBERTY has the only Dental HMO being offered in St. Louis, Mo., and is the low price leader.

Free to Smile in The Sunshine State: LIBERTY Dental Plan Offers The Most Affordable Rates in Florida Health Insurance Marketplace

TAMPA, Fla. /ScoopCloud/ -- LIBERTY Dental Plan of Florida (LIBERTY) is proud to announce it is offering the most affordable rates for adult dental plans in the Florida Health Insurance Marketplace (commonly called the "Health Exchange")*.

"LIBERTY Dental Plan is proud to bring first-rate dental plan options to individuals, families and small groups through the Florida Health Insurance Marketplace," said Dr. Amir Neshat, President and CEO of LIBERTY Dental Plan. "LIBERTY recognizes and shares in Florida's Health Insurance Marketplace commitment to quality, affordability, preventive care, access and service."

This marks the first year that LIBERTY, which covers most of the state, has added the offering of Family Dental HMO plans in the Florida Health Insurance Marketplace. LIBERTY is also offering plans via the marketplace's Small Business Health Options Program ("SHOP"), as it has since 2015.

Whether through the individual market or SHOP, those that choose LIBERTY find they have a partner in oral health, not just a dental plan. LIBERTY's "concierge" member services provide live customer support at all points of contact and 24/7 access to emergency care, complete case management, and a smart phone mobile application. Plus, LIBERTY's customer service professionals speak over 150 languages and answer calls within seconds.

LIBERTY Dental Plan has built a reputation of quality in commercial and government-sponsored dental programs, providing services to managed care organizations, state governments, labor unions, large group employers, municipalities, and individuals. LIBERTY has a proven record of successfully increasing the utilization of quality dental care for multiple programs, ensuring that a larger portion of premiums are appropriated directly to care.

For information on LIBERTY Dental Plan of Florida, visit: https://www.libertydentalplan.com/Florida/LIBERTY-Dental-Plan-of-Florida.aspx.

For more information about LIBERTY, visit: https://www.libertydentalplan.com/.

*NOTE: Statements on affordability are based on a cost comparison of plans and rates for the counties in which LIBERTY is participating and as is made public by CMS on the 2017 QHP Landscape Individual Market Dental posted on https://data.healthcare.gov, which was released on November 10, 2016.

Media Contact:
Ara Najarian
800-356-6406 x87
ara@i-mmarketing.com

LIBERTY Dental Plan of Florida (LIBERTY) is proud to announce it is offering the most affordable rates for adult dental plans in the Florida Health Insurance Marketplace (commonly called the "Health Exchange"). This marks the first year that LIBERTY, which covers most of the state, has added the offering of Family Dental HMO plans in the Florida Health Insurance Marketplace.

Jim Baker of EPIC to Speak on Employee Benefits and Compensation at EFCG’s HR Executive Conference

NEW YORK, N.Y., May 12, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that EPIC Senior Consultant Jim Baker will speak at the seventh annual EFCG's HR Executive Conference on May 12 and 13. Held at the New York Yacht Club and Harvard Club, the conference is intended to identify and provide insight into global HR and Compensation policies, issues and metrics.

Baker's presentation, "Thinking Twice About Your Benefits Compensation & Strategy," will address how to manage chronic health conditions, such as asthma, diabetes, heart care and mental health, through employee engagement and aggressive care coordination. He will also speak on the evolution of healthcare purchasing and network contracting.

About Jim Baker, Senior Consultant at EPIC:

Baker is an accomplished employee benefits professional with 20 years of experience in managing employee benefit plans for clients of all sizes. His expertise is in working with clients on their comprehensive employee benefits and wellness strategies with a focus on plan flexibility and health outcomes. In his time with EPIC, Baker has led multiple due-diligence efforts for his clients, as well as for The Carlyle Group. His understanding of a client's position within the private equity life cycle has led to effective strategies resulting in a favorable impact to EBIDTA. In addition to his Private Equity work, Baker also leads a team of benefit consultants whose primary role is to support clients with strategic direction and plan oversight.

He began and spent 18 years of his career with UnitedHealthcare in a multitude of roles.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit http://www.epicbrokers.com/.

MEDIA CONTACTS:
Dave Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

*LOGO for media: Send2Press.com/mediaboom/16-0308-epic-insurance-300dpi.jpg

Twitter: @EPIC_Insurance

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/jim-baker-of-epic-to-speak-on-employee-benefits-and-compensation-at-efcg-s-hr-executive-conference-2016-0512-02.shtml.

NEWS SOURCE EPIC Insurance Brokers and Consultants :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

EPIC Adds Senior Communications Consultant Liz Miller in San Francisco

SAN FRANCISCO, Calif., May 12, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers & Consultants (EPIC), a retail property and casualty insurance brokerage and employee benefits consulting firm, announced today that Liz Miller has joined the organization's employee benefits division as a senior communications consultant. Miller will be based in EPIC's San Francisco headquarters and report to John Gaffney, director of national benefits operations.

In her new role at EPIC, Miller will be responsible for leading and expanding the company's communications practice, developing impactful campaigns to encourage positive benefits usage across client workforces and supporting new business growth through the development of sales and marketing collateral.

Miller joins EPIC from Zenefits, where as a benefits advisor she provided health and benefits consulting to clients nationwide. Miller previously worked for Aon Hewitt, where as a health and benefits consultant she developed and implemented supportive communication strategies. She also assisted HR teams with adopting consistent and effective practices that helped clients become more efficient and improve their employee services.

Before beginning her health and benefits career, Miller was a business owner providing health instruction and fitness education to the community. She also spent eight years working as a behavioral therapist, helping people increase their productivity in society.

"Liz is a disciplined, results-oriented individual and gifted communicator with a passion for service excellence," said John Gaffney. "Her diverse experience as a health services provider, entrepreneur and benefits consultant gives her a unique perspective on the needs of those she serves. We are very excited to have Liz take on a senior role within our national employee benefits communications consulting team."

Miller earned a bachelor's degree in ecology and evolutionary biology from Princeton University as well as a master's degree in expressive therapy from Lesley University.

Liz Miller can be reached at:
EPIC Insurance Brokers & Consultants
Mobile 415-852-0689
Office 415-356-4803
liz.miller[at]epicbrokers.com

About EPIC:
EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

*PHOTO for media: Send2Press.com/mediaboom/16-0512-Liz-Miller-300dpi.jpg

*LOGO for media: Send2Press.com/mediaboom/16-0308-epic-insurance-300dpi.jpg

Twitter: @EPIC_Insurance

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-adds-senior-communications-consultant-liz-miller-in-san-francisco-2016-0512-01.shtml.

Ascende’s Rob Massa to Present at Gulf Coast Symposium

HOUSTON, Texas and SAN FRANCISCO, Calif., May 11, 2016 (SEND2PRESS NEWSWIRE) --- MEDIA ADVISORY: Ascende, an EPIC company, today announced that Ascende Retirement Director Rob Massa is speaking at the Gulf Coast Symposium. Massa will speak on "The Intersection of Health Care and Retirement" on Thursday, May 12 at 9 a.m. at the NRG Center in Houston, Texas.

With the increasing convergence between health care and retirement, it is essential for employers to implement strategic approaches to delivering these benefits. This session will provide ways to effectively coordinate the two programs for maximum employee and employer benefits.
Event Details:
* Thursday, May 12, 2016
* NRG Center, Room 504, NRG Center, Houston, Texas
* 9 a.m.-10 a.m.
* Click here to add Rob's session to your agenda ( http://hrhouston16.mapyourshow.com/6_0/sessions/session-details.cfm?ScheduleID=143 ).
* Ascende will also be in the Exhibit Hall at Booth 218.

About Rob Massa, Retirement Director, Ascende:

Rob Massa joined Ascende as the retirement practice leader in 2010, and in 2011, led the introduction of Ascende Wealth Advisers, Inc. He oversees a team of retirement professionals who work with clients and investment committees to help them develop meaningful retirement plan strategies, manage compliance requirements and fiduciary duties, educate employees and make informed decisions in plan operations.

Prior to joining Ascende, he spent 10 years at MBM Advisors, Inc. as a vice president, principal and shareholder of the company. His entire career has been focused in the investment management and administration of qualified retirement plans through a diverse series of responsibilities, including investment advice, trust administration, record keeping, compliance testing, product management, legal, Financial Industry Regulatory Authority (FINRA) securities compliance and client consultation.

Rob has a Bachelor of Arts degree in public administration and a minor in mathematics from the College of New Jersey. He is a licensed life/health representative, has passed the Series 7, 24, 63 and 65 securities exams, is a Chartered Financial Consultant (ChFC(R)), a Certified Employee Benefits Specialist (CEBS), an Accredited Investment Fiduciary (AIF(R)) and a Cash Balance Consultant (CBC). In addition, he taught employee benefits at St. Thomas University for the Certified Financial Planner(c) Program.

About Gulf Coast Symposium:

The Gulf Coast Symposium represents every facet of the HR Industry, making it the annual one-stop-shop for HR Professionals. Other shows represent just a few components of the HR Industry - the Gulf Coast Symposium brings them all together in one location.

About Ascende - an EPIC Company:

One of the largest independent employee benefits only consulting firms in the country, Houston-based Ascende specializes in health and welfare consulting, benefit plan administration, retirement and investment advisory, wellness, communications, global benefit solutions, mergers and acquisitions consulting and human resources consulting services.

Ascende also offers services unique to the employee benefits industry through the Ascendent(R) Pharmacy Coalition, a purchasing cooperative that reduces pharmaceutical costs to employers.

For additional information, please visit http://www.ascende.com/.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit http://www.epicbrokers.com/.

MEDIA CONTACTS:
David Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

*LOGO for media: Send2Press.com/mediaboom/16-0308-epic-insurance-300dpi.jpg

Twitter: @EPIC_Insurance

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/ascende-s-rob-massa-to-present-at-gulf-coast-symposium-2016-0511-09.shtml.

EPIC’s Inland Empire Team Supports the Local Community in a Big Way

SAN FRANCISCO, Calif., May 10, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers and Consultants (EPIC), a retail property, casualty insurance brokerage and employee benefits consultant, today announced details of community support provided by their Inland Empire division.

Led by managing principal Dan Ryan and principals David McNeil and Joe Cotugna, EPIC's Inland Empire team has historically been very active in the surrounding community, supporting a variety of non-profit and community service organizations.

The Joyful Child Foundation has been one of the most significant beneficiaries. For the past two years, EPIC has been the title sponsor of a golf tournament directly benefiting the Foundation, which is dedicated to protecting children from predators and molesters.

In 2015, the "EPIC Invitational Golf Tournament" raised approximately $28,000 for the Joyful Child Foundation. This year's tournament, held on March 25, 2016, generated an additional $40,477 - for a two year total of nearly $70,000.

Said Dan Ryan, "We have seen the visible impact of our efforts around our community in advertising for the Foundation as well as their increased communications with sponsors and those they serve, including a new newsletter."

Erin D. Runnion, Founder of The Joyful Child Foundation shared: "The Joyful Child Foundation - In Memory of Samantha Runnion is excited to have the opportunity to bring our BRAVE Programs to the Inland Empire, thanks to the generosity of EPIC Insurance Brokers. Last year's gift provided training to community partner agencies that serve hundreds of disadvantaged children and we are delighted to have a Master Trainer in the area offering monthly programs at Operation Safe House and establish classes with the City of Riverside's Youth Programs. EPIC's support made it possible for The Joyful Child to receive a letter of intent to bring the BRAVE Curriculum to Riverside Unified School District, so that we can train teachers to deliver our age-appropriate safety education in every classroom. It takes a community to keep our children safe and EPIC is leading the way to empower every child to be brave and safe."

EPIC principal Joe Cotugna added, "We are proud and honored to be able to make such an impact in our community in support of an important organization like The Joyful Child Foundation."

EPIC employees are very active in their communities on both an individual basis and in teams. COMMUNITY is one of EPIC's 10 guiding principles, collectively known as "EPICness." Learn more: http://www.epicbrokers.com/epicness/#tabs

"We believe strongly in giving back and making a positive difference," said EPIC principal David McNeil. "It is an integral part of EPIC's 'people first' culture and values."

About EPIC Insurance Brokers & Consultants:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

About the Joyful Child Foundation:

The Joyful Child Foundation - In Memory of Samantha Runnion is a 501 (c)(3) not for profit organization founded in 2002 after the abduction, molestation and murder of five-year old Samantha Runnion. In order to prevent child sexual abuse and abduction The Joyful Child Foundation will:
* Be the resource for concerned parents to engage in the movement to stop predatory crimes against children.
* Provide proactive education and empowerment tools to children and parents.
* Facilitate collaboration among individuals, non- profit organizations, schools, businesses, and government to create sustainable community initiatives to ensure that safety education for child protection continue in perpetuity.
* To learn more about the Joyful Child Foundation, please visit http://www.thejoyfulchild.org/.

- Photo: Send2Press.com/mediaboom/16-0510-epic-joyful-300dpi.jpg
- Photo Caption: Presentation of Golf Tournament Proceeds from Joe Cotugna of EPIC Insurance Brokers & Consultants to Erin Runnion of The Joyful Child Foundation.

MEDIA CONTACTS:
Dave Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

Twitter: @EPIC_Insurance @JoyfulChild

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-inland-empire-team-supports-the-local-community-in-a-big-way-2016-0510-01.shtml.

Pick Your Long-Term Care Agent Carefully, Advises ACSIA Partners

KIRKLAND, Wash., May 9, 2016 (SEND2PRESS NEWSWIRE) -- The best way to buy long-term care insurance is through an independent agent, according to many experts. But agents vary. How do you pick a professional who is right for you? "We recommend asking six key questions," says Denise Gott, CEO of ACSIA Partners, one of America's largest long-term care insurance agencies.

The questions are:

1. Do you offer any solutions other than long-term care insurance? Today LTC insurance isn't the only way to cover long-term care expenses. Popular alternatives include critical illness insurance, annuities, and life insurance with LTC riders. "Unless you're absolutely sure LTC insurance is what you need," says Gott, "your best bet may be dealing with someone who offers other choices as well. For example, what if it turns out you don't qualify for LTC insurance?"

2. Where are you licensed? LTC agents must be certified by every state in which they conduct business. "Be sure you pick someone who's licensed and covers your area," Gott says. "Also, probe the scope of the agent's practice. Many of the more experienced agents are certified in two, three, or more states. Multiple state certifications may be a sign of a person's experience, but some single-state agents build very large clienteles close to home and may be equally experienced."

3. What insurance carriers do you represent? "If the agent mentions just one carrier, beware," says Gott. "Your best bet is someone who represents several companies offering a range of policy options. The idea is to compare alternative plans and find the one with the features you want at a cost you can afford."

4. Do you receive higher commissions on some LTC policies than on others? "The best answer is no," says Gott. "Some agencies, including ours, have a procedure for equalizing commission income. This ensures that agents get the same commission rate no matter what policy you buy. There's no temptation for them to push a high-profit item."

5. Can you advise me on tax breaks and other financial ramifications of long-term care insurance? "A qualified answer is best here," says Gott. "Experienced agents know about the relevant regulations, but don't pretend to be experts in tax law or estate planning. Instead, they defer to (and often work with) financial advisors, accountants, estate planners, and attorneys."

6. How can I learn more about you? "The aim of this question is to uncover the agent's reputation," says Gott. "Can they name professionals who recommend them? Have they been written up online or in the newspaper? Are they scheduled to speak at an upcoming event? Can they be found on the Internet? Can they give you references?"

Gott's organization has over 300 state-certified long-term care agents in all parts of the country. All are glad to answer the above questions and any others.

ACSIA Partners LLC -- http://www.acsiapartners.com/ -- is one of America's largest and most experienced long-term care insurance agencies serving families and organizations in all states. The company is also a co-founder and sponsor of the "3in4 Need More" campaign, which encourages Americans to form a long-term care plan.

*LOGO for media: Send2Press.com/mediaboom/16-0421-ACSIA-Partners-300dpi.jpg

Twitter: @AcsiaPartners #LongTermCare

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/pick-your-long-term-care-agent-carefully-advises-acsia-partners-2016-0509-02.shtml.

NEWS SOURCE ACSIA Partners LLC :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

EPIC Insurance Wins ‘Gold Award of Excellence’ and ‘Silver Award of Distinction’ from 2016 Communicator Awards

SAN FRANCISCO, Calif., May 9, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that the firm's Marketing, Communications and Design Team has received the "Gold Award of Excellence" and the "Silver Award of Distinction" from the 22nd Annual Communicator Awards, the leading international awards program honoring communication professionals for creative excellence.

From more than 6,000 entries, EPIC was selected for the distinctiveness and creative work in its "We Know Transportation" online video, which won the "Gold Award of Excellence." The video highlights EPIC's Vice President of Transportation and Logistics Risk Control Michael Nischan, discussing the safety risks and consequences of cargo theft in the transportation industry and how to protect against theft. The video was produced and directed by EPIC Senior Designer, Titus Barrios.

To view the video, please visit: http://www.epicbrokers.com/product/transportation-and-logistics-risk-control/.

EPIC's Employee Benefits 2.0 brochure, a set of content designed to effectively communicate EPIC's comprehensive employee benefits practice capabilities to its customers, won the "Silver Award of Distinction." The design was conceived and executed by EPIC Creative Services Manager Jody Siu and Designer Nancy Phun.

Winners were selected by the Academy of Interactive and Visual Arts, a 600+ member organization of leading professionals from various disciplines of the visual arts dedicated to embracing progress and the evolving nature of traditional and interactive media.

"It is an honor to be recognized for our team's commitment to producing content that effectively and creatively communicates EPIC's capabilities to our customers and others," said Dave Hock, senior vice president of marketing and communications at EPIC. "This recognition validates the creativity, ability, professionalism and collaboration of our team, whose innovative ideas continue to drive interesting, successful communication."

The "Award of Excellence," the highest honor, is given to entrants whose ability to communicate positions them as the best in the field and "The Award of Distinction" is presented for projects that exceed industry standards in quality and achievement.

See the full list of winners of the 22nd Annual Communicator Awards here: https://www.communicatorawards.com/winners/

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com.

*LOGO for media: Send2Press.com/mediaboom/16-0308-epic-insurance-300dpi.jpg

MEDIA CONTACTS:
David Hock, of EPIC
650.295.4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

Twitter: @EPIC_Insurance

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-wins-gold-award-of-excellence-and-silver-award-of-distinction-from-2016-communicator-awards-2016-0509-01.shtml.

EPIC adds Southeast Region Senior Benefits Consultant Irv Morris

ATLANTA, Ga., May 3, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers & Consultants (EPIC), a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Irv Morris has joined the firm's Employee Benefits Consulting team in Atlanta as a Senior Benefits Consultant.

Morris has spent the last 11 years in business development for Mercer's Health & Benefit practice, where he was consistently one of the top 10 new business producers. In addition to his production and client service responsibilities, Morris also developed a signature educational series and co-chaired the Atlanta chapter of a corporate community outreach program.

Prior to Mercer, Morris spent more than 15 years in the technology industry in various business development roles.

As a consultant for EPIC's Employee Benefits practice in the Southeast, Morris will provide client service leadership, including overall strategy, relationship management, in addition to bringing new clients to EPIC. His proven success in these areas is well aligned with EPIC's core values of client service excellence and advocacy.

"Irv's versatility and ingenuity has been invaluable to both his clients and the community he serves," said Steve Needle, Southeast Region Employee Benefits Managing Principal. "He has a collaborative approach to client service and has proven his ability to help middle market employers employ successful benefit strategies that they can build on."

Morris earned his undergraduate degree in Risk Management & Insurance from the University of Georgia.

"I am truly excited to be joining an organization that lives its values," says Morris. "We put people first and by doing so, our clients' needs become our highest priority. I was also attracted to EPIC's constant pursuit of innovation; always looking for new ways to add further value to the clients we serve."

Irv Morris can be reached at:
EPIC Insurance Brokers & Consultants
Office: 678-475-3875
Mobile: 678-977-7743
irv.morris[at]epicbrokers.com

About EPIC:
EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, visit http://www.epicbrokers.com/.

*PHOTO for media: Send2Press.com/mediaboom/16-0503-Irv-Morris-300dpi.jpg
*Photo Caption: Irv Morris joins EPIC.

Twitter: @EPIC_Insurance

MEDIA CONTACTS:
Dave Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-adds-southeast-region-senior-benefits-consultant-irv-morris-2016-0503-01.shtml.

EPIC Insurance’s David McNeil Appointed to California Joint Powers Risk Management Authority Advisory Board

SAN FRANCISCO, Calif., April 28, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers and Consultants (EPIC), a retail property, casualty insurance brokerage and employee benefits consultant, today announced that David McNeil, a principal in the firm's Inland Empire division, has been appointed to the Advisory Board of the California Association of Mutual Water Companies Joint Powers Risk and Insurance Management Authority (CAMWC-JPRIMA).

The California Joint Powers Risk Management Authority is a member-directed excess liability risk retention pool that is dedicated to protecting its members from catastrophic losses and meeting the needs of its members by:
* Providing comprehensive, stable, and affordable excess liability coverage.
* Offering competitive and flexible coverage programs.
* Delivering quality risk management services.
* Preserving financial strength and solvency.

McNeil's selection reflects his more than 20 years of insurance and risk management experience, both generally and specifically related to the water sector, including Dams, Water Delivery Systems/Infrastructure and Waste Water.

McNeil has an extensive history of community and public service, including membership in the Orange County Sheriff's Department Technology Advisory Council (T.A.C.). In addition, McNeil has served as an instructor at the Safe House Kidnap Prevention and Force Protection Training Facility.

In the fall of 2015, McNeil was also accepted into the prestigious InfraGard Program. A partnership between the FBI and the private sector, InfraGard is an association of persons who represent businesses, academic institutions, state and local law enforcement agencies, and other participants dedicated to sharing information and intelligence to prevent hostile acts against the U.S. ( https://www.infragard.org/ ).

McNeil has co-chaired EPIC's support of The Joyful Child Foundation and the organization's efforts to bring their personal safety training to children across the Inland Empire.

Over the past two years the "EPIC Invitational Golf Tournament" brought together more than one-hundred community leaders and VIP's, raising more than $70,000 for The Joyful Child Foundation.

Said Dan Ryan, Managing Principal of EPIC's Inland Empire Division, "It has been my good fortune to know David McNeil as a business partner and friend for more than 20 years. His community involvement and public service is a shining example of what it means to give back and pay it forward. He's both a terrific professional and a very caring human being."

David McNeil can be reached at:
EPIC Insurance Brokers & Consultants
Office: 909-919-7508
david.mcneil[at]epicbrokers.com

About EPIC Insurance Brokers & Consultants:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

About the California Association of Mutual Water Companies Joint Powers Risk and Insurance Management Authority (CAMWC-JPRIMA):

The CAMWC - Joint Powers Risk and Insurance Management Authority is dedicated to maintaining a commitment to excellence in the protection of its member entities from catastrophic liability and other financial losses.

The JPRMA programs provide coverage for excess liability, property, boiler and machinery, and auto physical damage. Under the Excess Liability Program, $40 million in coverage is provided. Members can select retained limits of either $500,000 or $1 million. Under the Property Program, participants are provided with $300 million in coverage.

Additional services are provided to the members through the Risk Management Program. These services include a wide variety of training programs, audits of facilities and programs, and extensive consultation services. The JPRMA Risk Management Program is designed to supplement and enhance existing member programs in order to increase their level of effectiveness.

About the Joyful Child Foundation:

The Joyful Child Foundation - In Memory of Samantha Runnion is a 501 (c)(3) not for profit organization founded in 2002 after the abduction, molestation and murder of five-year old Samantha Runnion. Learn more at: http://www.thejoyfulchild.org/.

In order to prevent child sexual abuse and abduction The Joyful Child Foundation will:

* Be the resource for concerned parents to engage in the movement to stop predatory crimes against children.

* Provide proactive education and empowerment tools to children and parents.

* Facilitate collaboration among individuals, non-profit organizations, schools, businesses, and government to create sustainable community initiatives to ensure that safety education for child protection continue in perpetuity.

*PHOTO for media: Send2Press.com/mediaboom/16-0428-David-McNeil-300dpi.jpg

*PHOTO Caption: EPIC's David McNeil.

*LOGO for media: Send2Press.com/mediaboom/16-0308-epic-insurance-300dpi.jpg

MEDIA CONTACTS:
Dave Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

Twitter: @EPIC_Insurance @JoyfulChild

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epics-david-mcneil-appointed-to-california-joint-powers-risk-management-authority-advisory-board-2016-0428-01.shtml.

EPIC Continues Growth in the Sacramento Region with the Addition of Two New Consultants in Gold River, CA

SAN FRANCISCO, Calif., April 25, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers and Consultants (EPIC), a retail property, casualty insurance brokerage and employee benefits consultant, today announced continued expansion of their operations in the Sacramento Region with the additions of Victoria McKinney and Robin Neer. Both will be based in EPIC's Gold River office, under the leadership of Regional Director of Employee Benefits, Beth Barr.

Said Barr, "Victoria and Robin are the foundation of an additional consulting team that will further deepen and expand the exceptional employee benefits consulting being delivered to EPIC clients across the Sacramento Region."

In addition to traditional employee benefits brokerage and consulting services, EPIC offers comprehensive specialty consulting, including wellness, benefits technology, communications, compliance, human resources consulting, international benefits, pharmacy, retirement, voluntary benefits and executive benefits.

Victoria McKinney joins EPIC as a Team Leader and Employee Benefits Consultant. She is a senior level consultant, with more than 20 years in the industry and a deep understanding of plan design, client account management and contract negotiation strategies.

Prior to joining EPIC, McKinney held positions with Sutter Health, TeleNav, Metrotech and CBIZ, where her roles ranged from Senior Benefits Account Manager to Senior Benefits Consultant.

McKinney holds a California Health and Life License as well as a Professional Human Resources (PHR) Certification. She is currently in the process of earning the Certified Employee Benefits Specialist (CEBS) designation.

Robin Neer joins EPIC as an Account Executive, focusing on both large and small group clients. Across her career, Neer has worked as a producer and account manager and blends strong business development skills with a deep understanding of client needs and service delivery excellence. In addition to supporting her own clients, Neer will collaborate with other Sacramento team members on broader client service initiatives.

Prior to joining EPIC, Neer was a Senior Employee Benefits Client Consultant and Producer with Arthur J. Gallagher. Before this she held client service positions with Filice Insurance and Farmers Insurance.

"We are very pleased to have these two top consultants join our growing team in the Sacramento Region," said John Connell, EPIC's President, Employee Benefits of California. "Victoria and Robin will contribute significantly to expanding EPIC's industry leading support and services, to effectively respond to the evolving needs of our clients."

Victoria McKinney can be reached at:
EPIC Insurance Brokers & Consultants
Office: 916-358-8017
victoria.mckinney[at]epicbrokers.com

Robin Neer can be reached at:
EPIC Insurance Brokers & Consultants
Office: 916-358-8016
robin.neer[at]epicbrokers.com

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit: http://www.epicbrokers.com/.

* IMAGES FOR MEDIA:
(1) PHOTO: Send2Press.com/mediaboom/16-0425-robin-neer-300dpi.jpg
(2) PHOTO: Send2Press.com/mediaboom/16-0425-vic-mckinney-300dpi.jpg

MEDIA CONTACTS:
Dave Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

Twitter: @EPIC_Insurance #EmployeeBenefits

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-continues-growth-in-the-sacramento-region-with-the-addition-of-two-new-consultants-in-gold-river-ca-2016-0425-01.shtml.

Do-It-Yourself Long-Term Care Can Have High Hidden Costs, According to ACSIA Partners

KIRKLAND, Wash., April 21, 2016 (SEND2PRESS NEWSWIRE) -- Rate increases by some long-term care insurance carriers should not scare people off, according to Denise Gott. "Even if a particular policy's premium seems high," she says, "it may be a bargain compared to the alternative, family caregiving." Gott is CEO of ACSIA Partners, one of the nation's largest long-term care insurance agencies.

"Family caregiving has three hidden costs, which can be significant," says Gott.

1. Lost Income. According to the Long Term Care Financing Collaborative, women in their 50s who leave their jobs to care for aging parents lose $300,000 in lifetime income, on average.

Losses can vary. For example, at age 57 Amy left an $85,000-a-year job to care for her father at home for three years. That's $255,000 in lost salary plus thousands more in lost Social Security benefits. In addition, during those three "idle" years, Amy may have become less employable, losing out on tens to hundreds of thousands more.

2. Increased Health Risks. Family caregivers often expose themselves to injury and illness from the physical stresses of handling a loved one, and from the psychological stresses of tending them endlessly. A recent study by the Alzheimer's Association found that family caregivers are 28 percent more likely to go hungry or eat less. Twenty percent said they sacrificed their own medical care by cutting down on doctor's visits.

In a study by the Center on Aging, 10 percent of caregivers said their own health declined due to their efforts. This translated into higher healthcare costs for them, and was especially acute for those who lost their health insurance when they left their jobs.

3. Lost Retirement Assets and Less Investment in the Family. In the Alzheimer's Association study, 13 percent of caregivers said they tapped their savings or retirement assets to help provide care, and many sold personal items such as a car. Eleven percent said they cut back on their children's education.

In a study by the National Alliance for Caregiving and Evercare, 47 percent of working caregivers reported using up all or most of their savings while giving care.

What's the current cost of insurance? According to the American Association for Long-Term Care Insurance, typical policies range from $960 to $2,035 per year for a male age 55; and from $960 to $2,580 per year for a female age 55.

"This may not seem out of line compared to do-it-yourself care," says Gott, "especially if professional care is also needed as the loved one deteriorates." The annual median cost of a semi-private room in a nursing home is $80,300, according to Genworth Financial, Inc.

According to the U.S. Department of Health and Human Services, nearly 70 percent of those 65 or older will need long-term care at some point; and the federal government recommends long-term care insurance for those who can afford it.

Gott agrees. "LTC insurance can provide valuable protection, but it's not for everyone," she says. "Wealthy individuals can self-insure. And those without means may qualify for long-term care from Medicaid." (Medicare does not cover most long-term care services, contrary to common belief.)

"Those who could benefit from LTC insurance owe it to themselves to look into the costs and benefits," she advises. "It only takes a minute to get started. Just go to our website and request a quote. You may also talk with an expert." Her organization has over 300 long-term care specialists in all parts of the country.

About ACSIA Partners:

ACSIA Partners LLC -- http://www.acsiapartners.com -- is one of America's largest and most experienced long-term care insurance agencies serving families and organizations in all states. The company is also a co-founder and sponsor of the "3in4 Need More" campaign, which encourages Americans to form a long-term care plan.

*LOGO for media: Send2Press.com/mediaboom/16-0421-ACSIA-Partners-300dpi.jpg

Twitter: @AcsiaPartners #LongTermCare

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/do-it-yourself-long-term-care-can-have-high-hidden-costs-according-to-acsia-partners-2016-0421-01.shtml.

Florida Justice Association Blocks Insurance Lobby Attacks On Consumer Rights

BRADENTON, Fla., April 15, 2016 (SEND2PRESS NEWSWIRE) -- Bradenton personal injury lawyer, and Florida Justice Association board member, Bernard F. Walsh took note of the successful effort by Florida Justice Association members to block extreme reduction in personal injury claim awards.

The two bills, Senate Bill 1474, proposed by republican Senator Garrett Richter of Naples serving Florida District 23, and House Bill 1271 proposed by Republican Representative Jay Fant serving Florida District 15, sought to severely limit the amount of damages an injured party can be awarded in a personal injury case.

Both SB 1474 and HB 1271 similarly attempted to limit personal injury compensation amounts to the amount paid to the medical provider under the medical providers original bill. Both SB 1474 and HB 1271 had additions that explicitly stated any amount that differs from the amount remitted to the provider would not be recoverable in a personal injury case. Additionally, both bills included sections on injured parties who were insured by either Medicare or Medicaid further restricting the amount that can be awarded by a jury to an injured claimant in a personal injury law suit.

However, HB 1271 went beyond just severely limiting the amount of damages that may be awarded to an injured claimant by attempting make inadmissible any individual contract between a medical service provider and licensed insurance provider. This would have the effect of making it more difficult for plaintiffs attorneys to prove liability or bring to light other pertinent information vital to a personal injury claim.

Attorney Bernard F. Walsh, Florida Justice Association Board Member and Founder of the Manasota Trial Lawyers Board had this comment on the recent legislative session, "If HB 1271 or SB 1474 had managed to pass, it would have been a devastating blow to the rights of Florida's citizens. As a personal injury attorney I have witnessed first hand how serious injuries from accidents have life changing effects on the injured and their families. Under these bills, it would be completely unrealistic to assume that someone who has suffered multiple serious injuries such as TBI, spinal cord injury, or other trauma, would be adequately compensated for their injuries, never mind the loss of income, pain and suffering, and overall reduction in the victims quality of life. Thanks to the FJA's tireless efforts, no legislation has passed that significantly hurt the consumer and accident victims in Florida. I am looking forward to working with the FJA on the next legislative session."

About Attorney Bernard F. Walsh:

A highly experienced AV rated attorney and founder of the Manasota Trial Lawyers Board, Bernard Walsh is an active member in multiple legal organizations including the Association of Plaintiff Interstate Trucking Lawyers of America (APITLA), the Multi-Million Dollar Advocates Forum, the Florida Justice Association, the National Trial Lawyers Association and the National Association of Distinguished Counsel.

Bernard Walsh is an active member of the Manatee and Sarasota Sheriff's Advisory Boards, the Florida Highway Patrol Advisory Council and the One Hundred Club for Law Enforcement in Manatee.

Partner at the Personal Injury and Civil Trial Law firm of Shapiro, Goldman, Babboni and Walsh, Bernard Walsh has helped hundreds of Floridians get fair compensation for injuries. Additionally, Bernard Walsh has won one of Florida's largest motorcycle accident recoveries and has an AV Preeminent® rating on Martindale-Hubbel®, a doctors and attorneys ratings website and is a Superb rated attorney with Avvo.com.

Shapiro Goldman Babboni & Walsh
5291 Office Park Boulevard, Bradenton FL, 34203
Local: 941-752-7200

More information: http://www.GetMejustice.com/.

Twitter: @GetMeJustice

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/florida-justice-association-blocks-insurance-lobby-attacks-on-consumer-rights-2016-0415-05.shtml.

NEWS SOURCE Shapiro Goldman Babboni and Walsh :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

EPIC’s Mark Niebuhr Recognized as Energi Elite Producer

SAN FRANCISCO, Calif., April 13, 2016 (SEND2PRESS NEWSWIRE) -- Energi, a leading provider of risk management and insurance programs for the energy industry, has recognized Mark Niebuhr of EPIC Insurance Brokers and Consultants as a 2016 Energi Elite Producer. At Energi's third Elite Producer Conference in Miami, Florida, Energi acknowledged Niebuhr and 64 other leading producers for their outstanding performance and dedication to promoting energy insurance products and services.

Energi's 2016 Elite Producer Conference was created to provide tools, training and opportunities to a select group of Energi's Elite Producers.

"We are honored that Mark has been recognized for his ongoing commitment to promoting the energy insurance sector," said John Hahn, CEO of EPIC. "This recognition further validates the hard work and dedication he has put towards delivering exceptional value to EPIC clients."

Niebuhr was also recognized earlier this year as a 2016 Power Broker in the Manufacturing sector by Risk and Insurance Magazine.

Mark Niebuhr can be contacted at 916-576-1513 or mark.niebuhr[at]epicbrokers.com.

About Mark Niebuhr:

Mark Niebuhr specializes in captive and alternative risk financing solutions for middle market companies with 100 to 4500+ employees across the country. For nearly 40 years, Niebuhr has provided innovative insurance and risk management solutions which reduce the total cost of risk to clients in the Wine, Food and Beverage, Energy, Technology, Medical Products, Architects and Engineers and Financial Services industries.

About EPIC Insurance Brokers & Consultants:

Headquartered in San Francisco, EPIC Insurance Brokers and Consultants has nationwide presence with a depth of industry expertise across key lines of insurance, including commercial property and casualty, employee benefits, unique specialty program insurance, and private client services. Since its founding in 2007, EPIC has grown revenue from $12 million to and estimated run rate of $200 million through both organic growth and strategic acquisitions, and remains a fixture on the insurance industry's "Best Places to Work" lists. Its strategic partners include private equity firm The Carlyle Group. To learn more, visit http://epicbrokers.com/.

About Energi:

Energi is a Peabody, Massachusetts based Industrial Reinsurance Company that specialize in providing risk management and insurance solutions to over 1,000 energy companies the United States and Canada. Energi is one of the top ten fastest growing companies in Massachusetts. Energi, along with its dedicated claims management company, has over 250 associates in the United States with 125 associates located in the corporate headquarters. Energi has been selected by the Boston Globe, Boston Business Journal and Business Insurance as one of the Top Places to Work in 2012, 2013, 2014 and 2015. Energi has regional branch and support offices that are located in the following: Carlsbad, Calif., Westport, Conn., Carney's Point, N.J., Orlando, Fla., Downers Grove, Ill., Irving, Texas, Kirkland, Wash., Wilmington, N.C., Washington D.C., and Toronto, Canada. For more information, visit http://www.energi.com/.

*PHOTO for media: Send2Press.com/mediaboom/16-0413-Niebuhr-300dpi.jpg

MEDIA CONTACTS:
Dave Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

Twitter: @EPIC_Insurance @EnergiInc

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-s-mark-niebuhr-recognized-as-energi-elite-producer-2016-0413-01.shtml.

American Fidelity Notifies Customers of Possible Data Disclosure

OKLAHOMA CITY, Okla., April 12, 2016 (SEND2PRESS NEWSWIRE) -- American Fidelity recently learned of an incident that involves personal information of some of our Customers. The information did not include Social Security numbers.

On February 15, 2016, debit card substantiation letters were mailed to some of our Customers. An error in the mailing process caused some of our Customers to receive information that was intended for a different Customer. This means that a portion of one Customer's letter may have been inadvertently mailed to another Customer. While it is believed misuse of this information is unlikely, American Fidelity is sharing this information out of an abundance of caution.

The letters included information about Customers' recent flexible spending account debit card usage. The information may have included their name, address, employer name, employer ID number, the last four digits of their debit card number, a date of service, a provider name and a payment amount. Customers who received another Customer's information have been asked to contact American Fidelity so that arrangements can be made to collect it.

American Fidelity is offering affected Customers a year of credit monitoring and identity protection services. Affected Customers were mailed details about this disclosure along with instructions on obtaining assistance with their free credit monitoring and identity protection services.

American Fidelity has concluded that this incident was a result of human error, and has taken steps to prevent this from happening in the future.

We regret this incident and any inconvenience that it may cause Customers. If you have any questions, or if we may assist you in any way, feel free to contact American Fidelity's privacy officer at 866-554-4722.

About American Fidelity:

American Fidelity Assurance Company is a supplemental benefits provider with a focus on offering a different opinion for Customers in education, municipality, auto retail and healthcare. It serves more than 1 million Customers across 49 states.

More information can be found at https://americanfidelity.com/.

MEDIA CONTACTS:
Lindsey Sparks
Senior Public Relations Specialist
Lindsey.Sparks@americanfidelity.com
405-523-5901

Melody Wortmann
Assistant Vice President, Corporate Communications, Creative Services and Culture
Melody.Wortmann@americanfidelity.com
405-523-5979

Twitter: @amfidelity

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/american-fidelity-notifies-customers-of-possible-data-disclosure-2016-0412-02.shtml.

NEWS SOURCE American Fidelity Assurance Company :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

EPIC adds Employee Benefits Consultant Penny Miller in San Francisco

SAN FRANCISCO, Calif., April 6, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers & Consultants (EPIC), a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Penny Miller has joined the firm's Employee Benefits Consulting team. She will be based in San Francisco and report to David Wiesner, Regional Director Employee Benefits.

Joining as a Vice President, Miller brings 25 years of employee benefits experience to EPIC. She was previously a principal at Mercer in San Francisco with a focus on client relationship management, benefits program strategy, and business development. Miller's expertise in resolving client issues, managing client teams, and conducting financial analyses provided her the opportunity to serve clients of varying size in a wide range of industries, including growth companies converting from fully-insured programs to self-funding.

As a consultant for EPIC's Employee Benefits practice, Miller will provide service leadership to EPIC clients; including overall strategy, relationship management and plan management. She will also develop new business opportunities.

"Penny is a disciplined, results oriented individual, with a passion for service excellence and the delivery of value," said John Connell, President, Employee Benefits of California. "She is well respected in our business and her principles and ability are highly aligned with EPIC's core values surrounding client advocacy, collaboration, and putting 'people first.' We are excited to have Penny join our growing operations in Northern California and the across the country."

Miller earned a Bachelor of Arts Degree from Santa Clara University in California.

Penny Miller can be reached at:
EPIC Insurance Brokers & Consultants
Office: 415-356-3981
Mobile: 415-652-0699
penny.miller[at]epicbrokers.com

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

MEDIA CONTACTS:
Dave Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

*PHOTO: Send2Press.com/mediaboom/16-0406-Penny-Miller-300dpi.jpg

Twitter: @EPIC_Insurance #EmployeeBenefits

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-adds-employee-benefits-consultant-penny-miller-in-san-francisco-2016-0406-01.shtml.

EPIC’s Chuck Simpson to Speak on Hydrogen Sulphide Safety at 2016 Sulphur World Symposium

SAN FRANCISCO, Calif., April 5, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers and Consultants, a retail property and casualty insurance brokerage and employee benefits consultant, today announced that Senior Risk Control Consultant Chuck Simpson will present at the Sulphur World Symposium 2016 being held at the Four Seasons Hotel Vancouver in Vancouver, Canada on April 11 to April 13. Simpson is a member of EPIC's National Energy Construction Practice based in Birmingham, Alabama. He will speak on "Hydrogen Sulphide - Training Personnel to Work Safely" on Tuesday, April 12 from 2 p.m. to 5:30 p.m.

Hydrogen sulphide (H2S) is one of the few chemicals that has limited warning properties at dangerous concentrations and can lead to immediate incapacitation. It is important to be aware of the hazards associated with H2S whenever working where hydrogen sulphide is present or presumed present. After engineering controls, a well-executed training program is the most effective way of protecting personnel against H2S exposure.

Drawing on personal experience of having been exposed to hydrogen sulphide poisoning, Simpson will discuss Z390 and other ANSI standards, as well as other critical components of effectively training personnel working in an environment where H2S may be present. Click here to see the full agenda: https://www.sulphurinstitute.org/pub/89820932-bc30-5bd9-0719-acc30ed15a67 .

About Chuck Simpson, Senior Risk Control Consultant, EPIC:

Simpson is a respected HSE professional with more than 30 years of experience assisting companies with the implementation of risk management systems in a variety of industries.

Prior to joining EPIC, Simpson served as president of Work Safe International, LLC where he worked on both on- and off-shore projects in the United States, Mexico, Canada, South America, Africa, Asia and the Middle East.

Simpson has experience in the sulfur operations, pipeline, fabrication, oil and gas drilling, vessel operations and food processing industries. He is a certified safety professional (CSP) and a widely recognized expert on Contractor Safety Management, OSHA Recordkeeping and Hydrogen Sulfide Safety. He has presented lectures at the ASSE Safety Professional Development Conference and Exposition, OSHA Oil and Gas Safety Conference, the International Conference on Offshore Safety, the Gulf Coast Safety and Training Group, and the Sulphur Institute's Sulphur World Symposium in the United Arab Emirates.

Simpson is an active participant in the American Society of Safety Engineers, Gulf Coast Safety Training Group and serves as Chairman for the ANSI Z390 Hydrogen Sulfide Training Committee.

He earned his bachelor's degree in international studies from the University of South Alabama.

About Sulphur World Symposium 2016:

The Sulphur Institute's Sulphur World Symposium 2016 is an annual event that attracts sulphur industry leaders for two days of expert speakers, networking events, and industry tours. More than 150 delegates, from over 30 countries are expected at this year's event. The delegates represent organizations from the entire sulphur value chain.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit http://www.epicbrokers.com/.

* PHOTO: Send2Press.com/mediaboom/15-1027-Chuck-Simpson-300dpi.jpg

MEDIA CONTACTS:
Dave Hock, of EPIC
650.295.4608
dave.hock@epicbrokers.com

Nicole Conley
650.422.3156
nicole.conley@taniscomm.com

Twitter: @EPIC_Insurance #SulphurWorld

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-chuck-simpson-to-speak-on-hydrogen-sulphide-safety-at-2016-sulphur-world-symposium-2016-0405-01.shtml.

LIBERTY Dental Plan Comments on Little Hoover Commission Report’s Recommendations on Improving the Oral Health Delivery System for CA’s Medi-Cal Beneficiaries

IRVINE, Calif., April 4, 2016 (SEND2PRESS NEWSWIRE) -- LIBERTY Dental Plan (LIBERTY) has reviewed the recommendations of the Little Hoover Commission Report, released April 1, 2016, which recognized the need for innovative, comprehensive and collaborative action, along with a vote of confidence for the preventive oral health care model of Dental Managed Care (DMC) program.

"We appreciate the Commission's recommendations and all those who participate in constructive efforts to improve oral health access and utilization, especially for Medi-Cal beneficiaries who represent the most vulnerable populations," said Dr. Amir Neshat, President and CEO of LIBERTY. "While there is much work to be done, the report validates LIBERTY's solution-based participation and experience in the Medi-Cal program. We look forward to continuing our work with the DHCS in administering and implementing the quality initiatives that we already have in place, validating many of the Commission's recommendations."

LIBERTY is a leading National Medicaid Dental Benefit manager based in California, including hundreds of resident team members that have a unique national expertise in several different aspects of Medicaid Dental programs. LIBERTY's provider reimbursement model, fee-for-service, combined with the basic principles of traditional organized delivery systems, is a member-centric solution managed by 21st century technology.

In fact, the Little Hoover Commission Report validates LIBERTY's best practices. For example, the Commission's recommendation to expand the concepts of Washington State's Access to Baby and Child Dentistry (ABCD) Program and Alameda County's Healthy Kids, Healthy Teeth Program to more regions aligns with what LIBERTY is doing. LIBERTY has already implemented a Provider Training program for GMC in Sacramento that is akin to the ABCD Program and, like the Alameda County program, LIBERTY has, over the past decade administered a comprehensive coordination of care, systematic care management program through its Case Managers and Community Liaisons. Care management is a key component of several of the Commission's recommendations that focus on preventive care.

The Commission also recommends that more Pediatricians be recruited and trained to apply fluoride treatment; proactively and as an industry leader, LIBERTY is already funding and collaborating with the Center for Oral Health and the SynerMed Medical IPA to train Pediatricians to apply fluoride varnish to children, educate parents about the importance of oral health and refer these children to a dental professional for follow-up as part of a well-child visit strategy. The goal is to bring every child into the continuum of care while establishing a seamless connection between medical and dental professionals.

Of course, a key component to success is in the Commission's recommendation to implement a customer-focused program and improve relationships with dental providers. LIBERTY has been fully engaged with its providers and members for years, as they know that effective care is always local and personal. In fact, the LIBERTY Provider Relations team visits our providers' offices routinely, provides in-office training and is available as direct relationship managers, if and when the providers need them. This level of service contributes to the reason that several dentists surveyed rated LIBERTY as "excellent" and helped GMC achieve 100% growth in utilization from 2010-2014, including 250% for children ages 0-3.

Dr. Neshat stated that "With over a decade of Medi-Cal experience in California, as well as experience in varied Medicaid programs in several states across the country, we urge the oral health stakeholder community to responsibly review the Commission's recommendations, particularly recommendations that call for 66% utilization which, comparatively speaking, would be one of, if not the highest in the nation. Based upon our direct experience, we know that a gradual and sustainable increase in utilization, with consistent improvement, should be our collective goal and objective. Utilization has been and will be improved based upon continued and persistent member engagement."

The report mentioned in-depth the administrative burdens of dental providers signing up to participate in the Denti-Cal program. As a stark contrast, LIBERTY network providers are supported with a quick application process, which is online and only 5 pages, with 85% of providers credentialed within 30 days and 95% within 45 days. LIBERTY also offers other key components that the Commission recommends, including program field representatives, a live-person resource center for member and provider questions and resolution, provider referrals and fee-for-service reimbursement at the Denti-Cal fee schedule for primary care providers, and more for specialty services. This fee-for-service reimbursement means that LIBERTY does not pass on any financial risk to providers; assumes the administrative burden of credentialing; and pays claims in a quick and efficient manner. LIBERTY's local approach to provider relationship management is especially important in promoting access to safety net providers.

In LIBERTY's experience, non-traditional delivery mechanisms are absolute requirements in order to meet the demand for dental services in Medicaid. Therefore, LIBERTY has implemented school-based preventive programs, establishing virtual dental homes and has been collaborating with national experts in implementing other virtual dental programs.

Dr. Neshat added, "Our nationwide Medicaid experience includes engaging local providers in our peer review committees and engaging local stakeholders and advocacy groups in our regional advisory boards. We believe health care policies are best developed locally and should be combined with 21st century technology to ensure that tax payer dollars are spent appropriately on health care."

Mixed throughout the Commission's report is advocacy for fluoride varnish and dental sealants as "Key Tools of Preventive Care" and LIBERTY is at the forefront of providing these services, as well as sponsoring and participating in comprehensive School Based Oral Health Programs where fluoride varnish and dental sealants can be applied to children that might otherwise not receive these services. LIBERTY has demonstrated its commitment to re-orientation of the oral health care system by sponsoring oral health related symposiums, where national, as well as local, dental and community experts share innovative ideas and solutions.

LIBERTY recognizes that unnecessary pre-authorizations and other administrative burdens adversely affect the access to care beneficiaries need, and are very inefficient. LIBERTY's solution allows for real-time monitoring of claims, based on each provider's practice patterns. This allows for the beneficiaries to receive the care they need in a very timely manner and does not negatively impact all providers, for the actions of a few. Fraud, waste and abuse are blocked and tackled aggressively by the application of LIBERTY's data intelligence.

LIBERTY also applauds the Commission for recognizing that Dental Managed Care is a sustainable, preventive model that has worked in demographically-similar Texas and shown significant gains in the two of 58 California counties that have such a program. Dental Managed Care (DMC) plans guarantee timely access to care through contracted networks of providers, just like Covered California.

The Commission stated: "Though the Commission is not making recommendations to encourage the expansion of managed care within the state's Denti-Cal program, the emphasis on prevention now to save money later is impressive. It also stands in contrast to the state's current Denti-Cal fee-for-service system, which is stuck in a cycle of treating high-cost problems that it doesn't prevent."

"We look forward to working with all stakeholders and being accountable partners for improving access and quality of care for Denti-Cal families," said Dr. Neshat. "We consistently promote collaborative and innovative ways to connect our members to a dental home. We believe oral health is critical to overall health. We are committed to ensuring that every one of our members receives the care they need and providers are fully supported in helping their patients."

About LIBERTY Dental Plan:
LIBERTY Dental Plan specializes in commercial and government sponsored dental programs, providing services to managed care organizations, state governments, labor unions, large group employers, municipalities, and individuals. With a vast majority of its membership enrolled in government sponsored programs, LIBERTY is recognized as a specialist in administering dental care for Medicaid, SCHIP and Medicare beneficiaries. LIBERTY has a proven record of successfully increasing the utilization of quality dental care for multiple programs, ensuring that a larger portion of premiums are appropriated directly to care.

LIBERTY is also recognized as an industry leader in the area of Dental Disease Management. A member of The Care Continuum Alliance ( http://carecontinuum.org/ ), LIBERTY shares their commitment to promote high quality standards for and definitions of key components of wellness, disease, case management where appropriate, and care coordination programs as well as support services and materials.

MEDIA CONTACT:
Ara Najarian
323-353-4062
ara@i-mmarketing.com

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Twitter: @LIBERTY_Dental

More information: http://www.LIBERTYDentalPlan.com/.

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/liberty-dental-plan-comments-little-hoover-commission-report-recommendations-improving-oral-health-delivery-system-ca-medi-cal-beneficiaries-2016-0404-02.shtml.

NEWS SOURCE LIBERTY Dental Plan :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

EPIC’s Tiffany McClellan to Present at Human Resource Executive Health and Benefits Leadership Conference

SAN FRANCISCO, Calif., March 31, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers and Consultants, a retail property and casualty insurance brokerage and employee benefits consultant, today announced that its Regional Director of Employee Benefits Tiffany McClellan will present at the Human Resource Executive Health & Benefits Leadership Conference at the Aria Resort and Casino in Las Vegas, March 30 to April 1. McClellan will speak on "Strategies for Creating Impactful Employee Communications" alongside Cari Graham of Guidance Software Inc. on Friday, April 1 at 9 a.m.

With today's workforces more global, diverse and mobile, employers are inundated with information in and out of the office. This makes it a constant challenge to capture their attention, communicate important messages and make sure they feel engaged to take action.

The session will highlight proven measures employers can take to improve the effectiveness of their benefits communications and will include the following takeaways:
* Learn how to tailor your message to the audience, making it more memorable.
* Understand techniques to deliver communication in a variety of ways to appeal to multiple generations.
* Create impactful, focused messages with clear calls to action in order to grab your employee's attention and get them to take action when needed.

Click here to see the full agenda: http://www.benefitsconf.com/agenda.html.

About Tiffany McClellan, Regional Director of Employee Benefits:

As Regional Director, Employee Benefits, Tiffany is focused on growing EPIC's employee benefits consulting business in Southern California, recruiting and adding producer consultants, and specialty service teams and fully integrating EPIC's national Employer Services platform into local client offerings. Tiffany is based in Irvine and reports to Jim Gillette the Regional Director of EPIC's Southern California Region. In addition, Tiffany also works closely with John Connell the President of Employee Benefits for California on all Benefits Consulting growth, product development, service and business development initiatives targeting the Southern California Region.

Prior to joining EPIC, Tiffany was a principal with Mercer's Health & Benefits practice, responsible for growing revenue and managing the sales and service teams as a part of the Southern California Region. She spent the prior 14 years with ADP, specializing in employee benefits automation and integration. She has held various positions from managing implementation teams to sales and product development across a suite of benefit services offerings for large employers. Tiffany holds a Bachelor of Science Degree in Biology/Community Health from Tufts University in Massachusetts. Professionally, she holds Certified Employee Benefits Specialist (CEBS) and Group Benefits Associate (GBA) designations.

About Human Resource Executive Health & Benefits Leadership Conference:

The Human Resource Executive(R) Health & Benefits Leadership Conference is a place to gain immediate useful solutions and ideas to help you craft a solid benefits program that will attract new employees, retain top talent, improve employee engagement, enhance productivity and more. Sessions are created and delivered by senior executives from leading organizations, both large and small, to give a high-caliber learning experience with real-world lessons and practical takeaways.

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

*PHOTO for media: Send2Press.com/mediaboom/16-0331-McClellan-300dpi.jpg

Twitter: @EPIC_Insurance

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-s-tiffany-mcclellan-to-present-at-human-resource-executive-health-benefits-leadership-conference-2016-0331-01.shtml.

EPIC adds Southeast Region Employee Benefits Consultant Stephen McKenzie

ATLANTA, Ga., March 28, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers & Consultants (EPIC), a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Stephen McKenzie has joined the firm's Employee Benefits Consulting team in Atlanta.

Joining as a Benefits Consultant, McKenzie brings 6 years of employee benefits experience to EPIC. He was previously a Benefits Associate at Mercer in Atlanta with a focus on benefits strategy and business development. His expertise in resolving client issues, reviewing internal compliance and contract documents, and conducting financial analyses provided him the opportunity to serve both mid- and large-group employers.

As a consultant for EPIC's Employee Benefits practice in the Southeast, McKenzie will provide client service leadership, including overall strategy, relationship management and business development, bringing new clients to EPIC. His proven success in these areas is well aligned with EPIC's core values of client service excellence and advocacy.

"Stephen has a proven track record of helping his clients succeed," said Steve Needle, Southeast Region Employee Benefits Managing Principal. "He has consulted with a broad range of employers in various industries and on many different types of projects."

McKenzie earned a Bachelor of Business Administration in Risk Management & Insurance from the University of Georgia.

Said McKenzie, "My goal is to provide strategic direction and advice to my clients. I strive to be an outstanding team member who develops and maintains relationships with clients and assists them with the needs of their business. EPIC is uniquely and strongly positioned to help me deliver these results to the people and organizations I serve."

Stephen McKenzie can be reached at:
EPIC Insurance Brokers & Consultants
Office: 678-475-3863
Mobile: 470-277-5672
stephen.mckenzie[at]epicbrokers.com

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

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MEDIA CONTACTS:
Dave Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

Twitter: @EPIC_Insurance

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-adds-southeast-region-employee-benefits-consultant-stephen-mckenzie-2016-0328-01.shtml.

Wholesale Trading Co-Op is Acquired by The Carlyle Group and Rebrands as Wholesale Trading Insurance Services

SAN FRANCISCO, Calif. and NEW YORK, N.Y., March 24, 2016 (SEND2PRESS NEWSWIRE) -- Wholesale Trading Co-op Insurance Services, a privately-held wholesale insurance specialist serving a group of leading retail insurance brokers, announced today that The Carlyle Group has agreed to acquire a majority stake in wholesale insurance broker JenCap Holdings, LLC and the assets of Wholesale Trading Co-Op Insurance Services, which will be re-named Wholesale Trading Insurance Services, LLC. Wholesale Trading is currently owned by its management team and external private investors.

Carlyle's investment will position JenCap Holdings to be a consolidator of specialty insurance distribution and program management businesses, including managing general agencies, specialty program underwriters, transactional wholesale brokers and captive managers. JenCap Holdings has assembled a management team with the sector insight and experience to drive organic growth and strategic acquisition strategies leveraging technology and advanced data analytics.

Following the acquisition, John F. Jennings, current President and Chief Executive Officer of Wholesale Trading, will be named President and CEO of JenCap Holdings. Kristopher Bauer, a founding member of Wholesale Trading and co-head of its Casualty Practice, will be named President of Wholesale Trading Insurance Services. JenCap Holdings will be headquartered in New York and Wholesale Trading will continue to operate from offices in New York, San Francisco, Atlanta and Princeton, New Jersey.

Mr. Jennings commented, "Over the last five years we have built a highly successful business from scratch through hard work and client service excellence. However, it is clear to us that the next five years will require significant investments in technology, data analytics, human capital and acquisitions to expand product offerings and distribution networks. Having the Carlyle Group as our financial partner gives us the ability to make those investments, attract the best talent both inside and outside the industry, and immediately sets us apart from our competitors. This news should be viewed very positively by our retail broker partners and the clients they serve."

Said Kristopher Bauer, "It is important for those we serve to realize that nothing is changing beyond our name and the benefits that we will all derive from our partnership with the Carlyle Group. We will continue 'business as usual' with our same team of highly experienced wholesale brokerage professionals delivering focused, innovative products and services to our retail broker partners."

"We are very pleased that John Jennings and the exceptionally talented professionals at Wholesale Trading will be joining JenCap Holdings," commented John Redett, Managing Director of The Carlyle Group. "John and the entire WTCI team have done a tremendous job building the organization from a start-up, creating a high-growth, client-focused organization in only five years. We look forward to making the necessary investments for the WTCI team and JenCap Holdings to quickly become an even more significant player in the specialty insurance distribution and service business."

Equity capital for the transactions, financial terms of which were not disclosed, will be provided by Carlyle Global Financial Services Partners II. The transaction closed on March 16, 2016.

About The Carlyle Group:

The Carlyle Group (NASDAQ: CG) is a global alternative asset manager with $183 billion of assets under management across 126 funds and 160 fund of funds vehicles as of December 31, 2015. Carlyle's purpose is to invest wisely and create value on behalf of its investors, many of whom are public pensions. Carlyle invests across four segments - Corporate Private Equity, Real Assets, Global Market Strategies and Investment Solutions - in Africa, Asia, Australia, Europe, the Middle East, North America and South America. Carlyle has expertise in various industries, including: aerospace, defense & government services, consumer & retail, energy, financial services, healthcare, industrial, real estate, technology & business services, telecommunications & media and transportation. The Carlyle Group employs more than 1,700 people in 36 offices across six continents.

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To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/wholesale-trading-co-op-is-acquired-by-the-carlyle-group-and-rebrands-as-wholesale-trading-insurance-services-2016-0324-01.shtml.

NEWS SOURCE Wholesale Trading Co-Op Insurance Services, LLC :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

LIBERTY Dental Plan Advances Innovative Approach to Oral Health By Empowering Physicians to Provide Fluoride Varnish

IRVINE, Calif., March 22, 2016 (SEND2PRESS NEWSWIRE) -- LIBERTY Dental Plan (LIBERTY) continues to innovate and be a champion for whole health by partnering with the Center for Oral Health and medical providers to create a program that will help increase the number of children receiving fluoride varnish - a critical treatment that helps prevent further dental issues later in life.

This Sacramento based program begins with a Continuing Medical Education (CME) training of physicians on how to apply the fluoride varnish. The first, of what is expected to be many more, training takes place today, March 22, 2016, at the Hyatt Regency Sacramento from 6 p.m. - 10 p.m.

This is believed to be the first time a Geographic Managed Care (GMC) Dental Plan has fully funded this type of program to address children's lack of oral health checkups - and treatment. LIBERTY Dental Plan has partnered with the Center for Oral Health and SynerMed, a leading Managed Service Organization, for this first training. Ultimately, the training schedule will be further developed with the goal of positively impacting 1,000 - 2,000 children in the first year.

"The future is now with trainings like these. Oral health is a vital part of whole health and Physicians will certainly benefit from the support of oral health experts to help respond to the needs of children's dental health, and to refer children to dentists and specialists who understand each family's whole health issues. We are proud to lead these collaborative relationships to improve the health of children," said Dr. Amir Neshat, LIBERTY's CEO and Founder.

By empowering physicians and pediatricians, LIBERTY Dental Plan is raising the bar for oral health through collaboration, innovation and patient-centered care.

About LIBERTY Dental Plan:

LIBERTY Dental Plan specializes in commercial and government sponsored dental programs, providing services to managed care organizations, state governments, labor unions, large group employers, municipalities, and individuals. With a vast majority of its membership enrolled in government sponsored programs, LIBERTY is recognized as a specialist in administering dental care for Medicaid, SCHIP and Medicare beneficiaries. LIBERTY has a proven record of successfully increasing the utilization of quality dental care for multiple programs, ensuring that a larger portion of premiums are appropriated directly to care.

LIBERTY Dental Plan is also recognized as an industry leader in the area of Dental Disease Management. A member of The Care Continuum Alliance (carecontinuum.org), LIBERTY shares their commitment to promote high quality standards for and definitions of key components of wellness, disease, case management where appropriate, and care coordination programs as well as support services and materials.

More information: http://www.LIBERTYDentalPlan.com/.

*LOGO for media: Send2Press.com/mediaboom/16-0322-Liberty-Dental-300dpi.jpg

Media Contact:
Ara Najarian
ara@i-mmarketing.com
(323) 353-4062

Twitter: @LIBERTY_Dental @synermedpr @Center4OralHlth

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/liberty-dental-plan-advances-innovative-approach-to-oral-health-by-empowering-physicians-to-provide-fluoride-varnish-2016-0322-06.shtml.

EPIC Launches National Construction Specialty Group with the Addition of Brian McDonnell as Managing Principal

SAN FRANCISCO, Calif., March 22, 2016 (SEND2PRESS NEWSWIRE) -- EPIC Insurance Brokers and Consultants (EPIC), a retail property, casualty insurance brokerage and employee benefits consultant, announced today the addition of veteran construction broker Brian McDonnell as a managing principal, and the formation of the EPIC National Construction Specialty Group.

McDonnell, who joins from Wells Fargo Insurance Services, will be responsible for building and leading a construction-focused national "center of excellence," developing, integrating and delivering key technical resources, leading-edge risk solutions and new tools for the benefit of EPIC clients in construction related industries and the EPIC service teams who support them.

Said EPIC CEO John Hahn, "The addition of Brian and the launch of EPIC's National Construction Specialty Group will help to mobilize and integrate the already significant Construction expertise we have in our West Region, as well as our national Design Build capabilities provided by EPIC/Greyling, and our national Energy Construction practice, both based in the Southeast. Brian brings unique experience with large complex Contractors as well as project specific work such as CCIP's and OCIP's, which our clients across the country will profit from."

McDonnell will be based in EPIC's Concord, Calif. office and report to Derek Thomas, Chief Strategy Officer and co-leader of EPIC's National Specialty Practices & Programs Group.

Said EPIC West Region President, Thomas O'Neil, "We have known and respected Brian for many years, and are excited to have him join our team to lead this significant construction-focused national specialty team. EPIC's strategy of developing highly specialized, integrated and accessible national teams stands in stark contrast to many other firms who tend to 'silo' their business segments around profit center considerations. Brian and his team will deepen our Construction Industry bench strength, reinforce our commitment to client service excellence across the country, and unify our voice to the carriers and larger insurance and risk management marketplace."

McDonnell is a graduate of the University of California, Berkeley, where he earned a Bachelor's Degree. Professionally he holds the Chartered Property & Casualty Underwriter (CPCU), Associate in Reinsurance (ARe), and Construction Risk and Insurance Specialist (CRIS) Designations.

In addition, McDonnell has been recognized as a Construction Industry "Power Broker" by Risk & Insurance Magazine, based on his professional excellence and exemplary service and solutions delivered to his clients.

Brian McDonnell can be reached at:
EPIC Insurance Brokers and Consultants
brian.mcdonnell [at] epicbrokers.com
925-822-9037 direct.

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

*PHOTO for media: Send2Press.com/mediaboom/16-0321-McDonnell-300dpi.jpg

MEDIA CONTACTS:
Dave Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
408-295-4309 x104
nicole.conley@taniscomm.com

Twitter: @EPIC_Insurance

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/epic-launches-national-construction-specialty-group-with-the-addition-of-brian-mcdonnell-as-managing-principal-2016-0322-01.shtml.

Tax Tip from ACSIA Partners: 2016 Deductions Make Long-Term Care Insurance More Affordable for Many

KIRKLAND, Wash., March 17, 2016 (SEND2PRESSS NEWSWIRE) -- If you're in the market for long-term care insurance, you may be suffering from sticker shock. "The cost may seem out of reach," says Denise Gott. "Many people feel this way, so they put off protecting themselves. That's a shame, because in their case, Uncle Sam may pick up part of the tab." Gott is CEO of ACSIA Partners, one of the nation's largest long-term care insurance agencies.

Federal tax deductions for owning long-term care insurance range from a few hundred to a few thousand dollars, and they're higher than ever in 2016. "Not everyone qualifies," says Gott, "but everyone owes it to themselves to find out if they do and how big the deduction might be. For millions, the net policy cost will be at least a little less than the 'sticker price.'"

For the taxable year beginning in 2016, the limitations under Section 213(d)(10) of the IRS tax code, regarding eligible long-term care premiums includible in the term "medical care," are as follows:

Attained Age Before Close of Taxable Year / Limitation on Premiums:
* 40 or less: $390
* More than 40 but not more than 50: $730
* More than 50 but not more than 60 $1,460
* More than 60 but not more than 70: $3,900
* More than 70: $4,870.

The deductions recur every year that one pays long-term care premiums, and have been increasing annually.

"The idea is to encourage Americans to protect themselves," says Gott. "Unfortunately only about 10 percent of those who could benefit from a policy actually have one. The percentage should be much higher. We think it would be if the deductions were taken into account."

Greater public awareness is vitally needed, and Gott's company is doing what it can to spread the word. "We have over 150 long-term care specialists in all parts of the country. During tax season they're available to consult with anyone or their financial advisor by phone or in person."

About ACSIA Partners:

ACSIA Partners LLC -- http://www.acsiapartners.com -- is one of America's largest and most experienced long-term care insurance agencies serving all states. The company is also a co-founder and sponsor of the "3in4 Need More" campaign, which encourages Americans to form a long-term care plan.

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Twitter: @AcsiaPartners #LongTermCare

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/tax-tip-from-acsia-partners-2016-deductions-make-long-term-care-insurance-more-affordable-for-many-2016-0317-01.shtml.

Alternative-Risk Financing Roundtable: ‘Creative Uses for Captives’ Moderated by EPIC’s Daniel Houston

SAN FRANCISCO, Calif. and ATLANTA, Ga., March 16, 2016 (SEND2PRESS NEWSWIRE) -- In the world of risk management, captive insurers are taking on a major role for companies of all sizes. As the number and types of captive insurers are expanding, so too have the types of risks that captive owners are funding through these alternative-risk financing structures, says EPIC Insurance Brokers and Consultants. One area of increased interest is the use of healthcare captives by medium-size companies. This growth is the result of medical stop-loss since the Affordable Care Act precludes employers from limiting health care coverage in their benefit plans.

EPIC, a retail property and casualty insurance brokerage and employee benefits consultant, today announced that Dan Houston, EPIC's Senior Vice President of Enterprise Risk Management and Principal, will moderate a roundtable on these captive insurers topics, including what types of new coverages captives are insuring and other creative uses for these entities at the Business Insurance Risk Management Summit in New York on March 22, 2016.

What: Roundtable on "Creative Uses for Captives"
When: Tuesday, March 22 at 1:50 p.m.
Who: Moderator: Daniel W. Houston, Senior Vice President of Enterprise Risk Management and Principal, EPIC Insurance Brokers & Consultants.

Roundtable panelists:
* Ethan Harrington
Director, Insurance and Risk Management
H&R Block
* Steve Kinion
Director, Bureau of Captive and Financial Insurance Products
Delaware Department of Insurance
* Karin Landry
Managing Partner
Spring Consulting Group L.L.C.

Where: The Business Insurance Risk Management Summit, Westin Times Square, New York, NY.

About Daniel W. Houston, Senior Vice President of Enterprise Risk Management and Principal, EPIC:

Dan Houston is Senior Vice President of Enterprise Risk Management and Principal at EPIC Insurance Brokers & Consultants. He is based in EPIC's Duluth, Ga. office. Prior to joining EPIC in August 2006, he was Senior Vice President and Vice President/ Producer with Marsh, Alexander & Alexander (Aon) and Willis/HRH. He has also served as Director of Risk Management and Insurance Worldwide for Hickory Springs Manufacturing Company and NCR Corporation. While working for NCR he co-developed the first cyber insurance policy and risk management response.

An author of over 500 articles, texts and educational courses on risk management, insurance, analytics, contractual risk transfer, music, religion and law, Houston is the recipient of The Risk and Insurance Management Society, Inc.'s (RIMS) prestigious "Harry and Dorothy Goodell Award," and was named "2010 Insurance and Risk Management Professional of the Year." Houston was recently featured in the Wall Street Journal and CNBC for his work with the endangered panda program. He is a member of and/or serves on a number of boards, notably the Next Generation Manufacturing (NGM), Japan-America Business Council, Federal Reserve Bank, Advanced Risk Management Panel, Defense Research Institute, Eisenhower (after his great uncle Dwight D. Eisenhower) Academy and is a founding member of the International Risk Management Federation in Helsinki, Finland.

About The Business Insurance Risk Management Summit:

The Business Insurance Risk Management Summit is a unique two-day conference serving the information and networking needs of senior risk managers, benefits managers and related decision makers from the largest U.S. and global companies.

Now in it its seventh year, the summit provides attendees with focused insights into key risk management concerns via expert panels and strategic, thought-provoking discussions with peers and industry leader.

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

* PHOTO for media: Send2Press.com/mediaboom/15-0825-Dan-Houston-300dpi.jpg

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MEDIA CONTACTS:
Dave Hock, of EPIC
650.295.4608
dave.hock@epicbrokers.com

Nicole Conley
650.422.3156
nicole.conley@taniscomm.com

Twitter: @EPIC_Insurance

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/alternative-risk-financing-roundtable-creative-uses-for-captives-moderated-by-epic-s-daniel-houston-2016-0316-01.shtml.

Ascende Wealth Advisers, Inc. named a top 100 retirement plan adviser team for third year in a row

SAN FRANCISCO, Calif. and HOUSTON, Texas, March 10, 2016 (SEND2PRESS NEWSWIRE) -- For the third time in a row, Ascende Wealth Advisers, Inc. (AWAI) has been named one of PLANADVISER'S Top 100 Adviser Teams in America. Nominated by several clients, vendors and peers, AWAI now qualifies for the PLANSPONSOR Retirement Plan Adviser Team of the Year award - a prestigious recognition the team almost brought home in 2014 when placing as a finalist just three years into AWAI's existence.

"It's an incredible honor to be nominated three years in a row. It really is a testament to how hard this team works," said Rob Massa, Ascende - an EPIC Company Retirement Director. "It's a wonderful achievement to have our clients nominate us, but it also justifies everything we've been working toward the last three years-talking about fiduciary best practices and creating solutions that lead to participants' success."

To be considered, small teams had to advise more than $2 billion in retirement plan assets or more than 100 plans; large teams needed more than $3 billion in retirement plan AUA or more than 170 plans. AWAI has quickly earned its place among a list of elite retirement plan advisers. The team now manages $3.2 billion in assets-an incredible achievement for any investment advisory firm, especially one formed as recently as 2011.

Rob Massa and his team will be recognized at the PLANSPONSOR/PLANADVISER Awards for Excellence in New York on March 31, 2016. This is an annual networking event celebrating the country's top plan sponsors, retirement plan advisers and industry providers. "We are very pleased with the well-deserved recognition that Rob and his team have received and we are looking forward to growing our retirement advisory practice at EPIC with them," said Chris Duncan, Chief Growth Officer for EPIC.

AWAI is a wholly owned subsidiary of Ascende - an EPIC Company and was created to provide independence, protection and results to retirement plan sponsors and committees by fulfilling their fiduciary obligations with respect to plan investment selection, monitoring, oversight and compliance.

Launched in 2006, PLANADVISER is the only magazine to address the specific needs and concerns of advisers who specialize in institutional retirement plans, including 401(k) and defined benefit plans. PLANSPONSOR, a sister magazine, helps plan sponsors stay informed on crucial issues and innovative solutions.

About Ascende Wealth Advisers, Inc. (AWAI):

AWAI is an SEC registered investment advisory firm dedicated to providing unbiased investment advice by acting as either an ERISA 3(21) co-fiduciary or an ERISA 3(38) investment fiduciary to corporate sponsored qualified and nonqualified plans, as well as international and offshore savings arrangements. More information: http://www.ascende.com/.

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 850 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 13,000 clients.

With more than $200 million in revenues, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

*LOGO for media: Send2Press.com/mediaboom/16-0106-EPIC-ascende-300dpi.jpg

MEDIA CONTACTS:
Dave Hock, of EPIC
650-295-4608
dave.hock@epicbrokers.com

Nicole Conley
650-422-3156
nicole.conley@taniscomm.com

Twitter: @AscendeInc @EPIC_Insurance

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/ascende-wealth-advisers-inc-named-a-top-100-retirement-plan-adviser-team-for-third-year-in-a-row-2016-0310-01.shtml.

NEWS SOURCE Ascende Wealth Advisers Inc. :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.