Tag Archives: ATLANTA, Ga.

Strategic Benefits Advisors holds steady as Atlanta’s benefits consultant market shrinks 17%

Firm named one of Atlanta's largest employee benefits companies for eighth consecutive year and adds Operations and People Development Officer Kendra Jeffreys to support continued growth

ATLANTA, Ga., Sept. 23, 2026 (SEND2PRESS NEWSWIRE) — Strategic Benefits Advisors, Inc. (SBA) has been recognized by the Atlanta Business Chronicle as one of Atlanta’s largest employee benefits and compensation companies of 2026. This is the eighth consecutive year SBA has made the Chronicle’s annual list highlighting benefits consultants and brokers. Even as the number of benefits consultants and brokers in Atlanta fell 17% in 2026, according to the Chronicle, SBA held its position and is ensuring readiness for growth with the recent addition of Operations and People Development Officer Kendra Jeffreys.

Image caption: Kendra Jeffreys of Strategic Benefits Advisors.

Jeffreys joined SBA in April to lead the design and scaling of the internal systems, processes and talent infrastructure that support SBA’s growth. On the operational side, she guides how SBA deploys AI and automation to improve efficiency while maintaining the judgment, accuracy and client stewardship central to its consulting approach. She also oversees the recruiting, onboarding and leadership development programs that help SBA attract and grow talent.

“The contraction in Atlanta’s benefits consulting market reflects a broader period of consolidation across the industry,” said SBA Founding Principal Mindy Zatto. “Against that backdrop, SBA has continued to grow because our clients across the country value experienced, independent consultants who stay close to the work and can help them navigate increasingly complex benefits decisions. That kind of continuity matters, especially when the market around you is changing.”

“As SBA grows, we also have to be deliberate about how we build the firm behind the client work,” Zatto added. “Kendra is the right person to help us strengthen the systems, processes and talent development practices that support our people today and position SBA for thoughtful, sustainable growth.”

Jeffreys brings more than 20 years of experience in organizational effectiveness, enterprise transformation, project management and people development. Before joining SBA, she held senior operational leadership roles with national and global organizations, where she led large-scale transformation initiatives, systems implementations, process improvement efforts and staff development programs. She earned her master’s degree in public health from Georgia State University and her bachelor’s degree in cultural anthropology from Emory University.

About Strategic Benefits Advisors:

Strategic Benefits Advisors, Inc. (SBA) is an independent, full-service employee benefits consulting firm focused on creatively and effectively solving complex benefits issues for clients ranging from 1,000 to over 300,000 employees. Founded in 2002, SBA provides practical consulting recommendations and expert implementation of solutions for all types of employee benefits programs, including retirement, health and welfare, financial wellness and employee recognition. With an average of more than 20 years in the field, SBA’s team of actuaries, consultants and systems specialists is among the most experienced in the industry. For more information, visit https://www.sba-inc.com/.

NEWS SOURCE: Strategic Benefits Advisors Inc.

This press release was issued on behalf of the news source (Strategic Benefits Advisors Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/strategic-benefits-advisors-holds-steady-as-atlantas-benefits-consultant-market-shrinks-17/

Down Payment Resource identifies 2,746 homeownership programs nationwide in Q2 2026

Program count rises to a new high, with notable growth in grants, multi-unit and manufactured housing options as affordability pressures persist

ATLANTA, Ga., July 22, 2026 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homeownership programs, today released its Q2 2026 Homeownership Program Index (HPI) report, identifying 2,746 programs nationwide. The total represents an increase of 67 programs from Q1 2026, reflecting continued expansion of resources designed to improve affordability and access to homeownership, and is a new survey high.

Image caption: Down Payment Resource (DPR).

Homeownership programs like down payment assistance (DPA) provide meaningful financial support that strengthens borrower profiles. By reducing loan-to-value ratios and covering upfront costs such as down payments, closing costs and rate buydowns, these programs help convert qualified demand into successful homeownership outcomes.

One standout finding this quarter is the growing number of grant programs, which require no repayment. Grant programs rose 6% from Q1 to Q2, with 234 programs representing 9% of all program types.

The Q2 findings also reveal a broad span in the type of assistance available. Of the 2,746 programs identified, 80% support new construction and 93% support existing construction, meaning builders and their lending partners have a wide range of programs to offer buyers regardless of whether they are purchasing a newly built home or an existing one.

Additionally, with 62% of programs allowing income limits above $100,000, and 291 programs carrying no income restrictions at all, down payment programs are not “niche resources” for a narrow audience. They are mainstream financial tools that the housing industry has historically undersold and an opportunity for homebuilders, lenders and real estate professionals to differentiate themselves by presenting every qualified buyer with options.

“Quarter after quarter, the universe of available programs keeps expanding, and so does the flexibility they offer,” said Rob Chrane, founder and CEO of Down Payment Resource. “The surge in grant programs is a good example. These aren’t resources for a narrow slice of buyers. They’re mainstream financial strategies that lenders and real estate professionals should be putting in front of every qualified borrower.”

KEY HPI REPORT FINDINGS

An examination of the 2,746 homeownership programs on July 1, 2026, resulted in the following key findings:

Count reaches new high: The total number of programs increased to 2,746, up from 2,679 in Q1 2026. Active and funded programs total 2,114 (77%), providing immediate opportunities for homebuyers across the country.
Grants surge: Grant programs increased 6% during Q2 to 234 programs. Grants now represent 9% of all program types, offering significant value for buyers seeking assistance that does not add to their debt burden.
More support for new and existing construction: 2,209 (80%) of programs support new construction, 2,544 (93%) support existing construction and 2,209 (80%) support both, giving homebuilders and lenders broad coverage regardless of what a buyer is purchasing.
Multi-unit programs expand: Programs supporting multi-unit properties (2–4 units) increased to 962, up 3% from Q1. Multi-unit eligibility expands access for buyers seeking rental income potential alongside homeownership, which is a growing consideration in today’s affordability environment.
Support for manufactured housing grows: Programs supporting manufactured homes increased to 1,089, representing 40% of all programs, a gain of 3% from Q1. Manufactured housing continues to be one of the most accessible lower-cost homeownership pathways, and expanded program support broadens options for buyers in markets where site-built homes remain out of reach.
Second mortgages remain dominant: Second-mortgage programs make up 56% of all program types, offering flexible structures such as deferred or forgivable loans that reduce upfront costs for buyers. Combined assistance programs account for 10% of programs and first-mortgage programs represent 9%.
More programs with no income limits: 291 programs (11%) carry no income restrictions, 2% higher than the previous quarter. These programs give lenders greater flexibility to qualify a broader range of borrowers including higher-income households.
Support for first-time and first-generation buyers expands: 1,696 programs (62%) are available to first-time homebuyers, a 2% increase from Q1. 35 programs support first-generation buyers, up 6% from Q1, continuing to expand access for those entering the market without family homeownership history.
Local providers lead program availability: Municipalities account for the largest share of programs at 39% (1,068), followed by nonprofits at 22% (601) and state housing finance agencies at 18% (485). Local HFAs represent an additional 8% (207 programs). Tribal organizations grew to 56 programs, up 4% from the previous quarter, reflecting expanding community-based program delivery.

A more detailed analysis of the Q2 2026 HPI findings, including infographics and examples of the programs described in this release, can be found on DPR’s website at: https://downpaymentresource.com/professional-resource/down-payment-assistance-continues-to-expand-in-q2-2026-reaching-2746-programs-nationwide/

For a complete list of homebuyer assistance programs by state, visit (PDF): https://downpaymentresource.com/wp-content/uploads/2026/07/HPI-state-by-state-data.Q22026.pdf

Members of the media are encouraged to contact DPR for data specific to their reporting needs.

METHODOLOGY:

Published quarterly, DPR’s HPI surveys the funding status, eligibility rules and benefits of U.S. homeownership programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,400 program providers throughout the year to track and update the country’s wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates (MCCs) and affordable first mortgages, in the DOWN PAYMENT RESOURCE® database.

ABOUT DOWN PAYMENT RESOURCE:

Down Payment Resource (DPR) is the mortgage industry’s affordability intelligence platform, operationalizing down payment assistance (DPA) at scale for lenders, MLSs and API users. Its embedded intelligence helps automate DPA eligibility, decisioning and delivery, connecting homebuyers with the assistance they need through a national database of over 2,700 programs. DPR’s technology is used by seven of the top 25 mortgage lenders, two of the largest real estate listing websites and 600,000 real estate agents. For more information, visit https://www.downpaymentresource.com/.

X: @DwnPmtResource #downpaymentassistance #downpayment

LOGO link for media: https://www.Send2Press.com/300dpi/26-0722-s2p-dpresc-300dpi.webp

NEWS SOURCE: Down Payment Resource

This press release was issued on behalf of the news source (Down Payment Resource), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-identifies-2746-homeownership-programs-nationwide-in-q2-2026/

U.S. Air Force Veteran and Former Firefighter/EMT Launches Floor Coverings International in Midtown Atlanta

ATLANTA, Ga., June 18, 2026 (SEND2PRESS NEWSWIRE) — Floor Coverings International® has opened a Mobile Flooring Showroom® in Midtown Atlanta, owned and led by local U.S. Air Force veteran, former firefighter/EMT, and longtime service professional James D. Berry. The new location serves Buckhead, Druid Hills, Sandy Springs, and Vinings, bringing convenient, consultative flooring experience directly to homeowners.

Image caption: Local U.S. Air Force veteran and former firefighter/EMT James D. Berry is the new owner of Floor Coverings International of Midtown Atlanta serving Buckhead, Druid Hills, Sandy Springs, and Vinings, GA. A Mobile Flooring Showroom, stocked with thousands of flooring samples comes to customers’ doors.

Berry’s business offers in-home design guidance, curated product selections, and project coordination across popular flooring categories such as luxury vinyl, hardwood, laminate, carpet, tile, and more—helping customers compare options in their own space and lighting for more confident decisions.

“After years in careers centered on protecting and supporting others, I wanted to build a business with the same mission—show up prepared, listen carefully, and deliver on what I promise,” said Berry. “Flooring is one of the most visible, high impact upgrades a homeowner can make. My goal is to make the process easier, clearer, and more comfortable from start to finish.

Instead of asking customers to make decisions under store lighting and limited samples, Berry’s team meets clients at home with a mobile showroom, bringing flooring choices to the door. This approach supports better selection, smoother planning, and a more personalized experience—especially for busy homeowners and families.

Across the industry, homeowners continue to look for floors that balance beauty, durability, and ease of care. Waterproof laminate and luxury vinyl products remain especially popular for active households with children and pets, offering the appearance of natural wood or stone with simple cleanup. Engineered hardwood continues to appeal to those seeking a more upscale finish, while carpet remains a favorite for consumers who want softness, warmth, and comfort, particularly in updated flat-pile, textured and patterned styles. Sustainable flooring products made with eco-friendly materials are also drawing interest from buyers who want attractive options with a lighter environmental footprint.

Berry’s background includes service overseas in Iraq, Afghanistan, Kuwait, Bahrain, Uzbekistan and Djibouti in support of U.S. Armed Forces. He also served as a local firefighter/EMT and holds a bachelor’s degree in human services and a master’s in cyber diplomacy. Previously, he was a co-owner of a non-medical home care agency, building a solid foundation in customer care, operations, and trust-based service.

As a black, veteran-owned local business, Berry says his company is committed to professionalism, responsiveness, and delivering elevated customer experience.

To learn more, visit https://floorcoveringsinternational.com/locations/us/ga/midtown-atlanta / or call 470-944-6688.

About Floor Coverings International

Floor Coverings International® is the #1 flooring franchise in North America with over 300 locations between the U.S. and Canada. Known for its unique customer experience and Mobile Flooring Showroom®, the business model brings over 3000 flooring samples to the customer’s door. For more information, please go to https://floorcoveringsinternational.com/.

Logo link for media: https://floorcoveringsinternational.com/img/upload/group-1_7.png

NEWS SOURCE: Floor Coverings International

This press release was issued on behalf of the news source (Floor Coverings International), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/u-s-air-force-veteran-and-former-firefighter-emt-launches-floor-coverings-international-in-midtown-atlanta/

Melinda Harris of Down Payment Resource named a 2026 HW Marketing Leader

Recognition highlights nearly two decades of building the industry's authoritative voice on down payment programs

ATLANTA, Ga., June 1, 2026 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR),the housing industry’s leading technology for connecting homebuyers with homeownership programs, today announced that Melinda Harris, vice president of marketing and communications, has been named a 2026 HW Marketing Leader by HousingWire. Each year, HousingWire’s HW Marketing Leaders program recognizes the executives shaping how housing finance companies communicate, compete and grow. Harris is among 70 honorees selected.

Image caption: Melinda Harris of Down Payment Resource.

Harris has spent nearly two decades helping shape how lenders, multiple listing services and housing professionals understand and use down payment programs. In that time, she built DPR’s marketing function from a one-person operation into a structured, scalable engine that today drives industry education, lead generation and platform adoption across a national network of lenders, MLSs and technology partners.

Over the past year, Harris led campaigns designed to correct persistent misconceptions around down payment assistance, including persona-based outreach and myth-busting initiatives that repositioned DPA as a viable strategy for a broader range of homebuyers, not just low-income or first-time buyers. Her data-driven campaigns, built around DPR’s proprietary Homeownership Program Index (HPI) and Declined Loan Analysis, have become a reliable source of market intelligence for journalists, policymakers and housing professionals alike.

Harris also implemented HubSpot to better align marketing and sales functions, improving lead visibility and conversion across the organization. Her work supporting events, partnerships and integrations with major industry platforms has helped DPR expand its reach and deepen its presence across the housing finance ecosystem.

Her contributions have coincided with a period of significant company growth. Down Payment Resource earned a spot on the 2025 Inc. 5000 list of the nation’s fastest-growing privately owned companies after achieving 130% revenue growth from 2021 to 2024, and has been named to the HousingWire Tech 100 for three consecutive years.

“Melinda has been instrumental in evolving how the industry thinks about down payment programs,” said Rob Chrane, chief executive officer of Down Payment Resource. “Her ability to translate complex data into clear, compelling narratives has helped us shift the conversation from niche to mainstream, and her commitment to accuracy and education reflects everything DPR stands for. This recognition is well deserved.”

“[The 2026 Marketing Leaders] are raising the bar for what effective marketing looks like in housing,” said Sarah Wheeler, editor-in-chief at HousingWire. “They are combining creativity, strategy and data-driven execution to build stronger brands and deeper customer connections.”

For a complete list of the 2026 winners, visit the HousingWire website.

ABOUT DOWN PAYMENT RESOURCE:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,600 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, two of the largest real estate listing websites and 600,000 real estate agents. For more information, visit https://www.downpaymentresource.com/.

X: @DwnPmtResource #downpaymentassistance #downpayment #HousingWire #HWAwards

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/melinda-harris-of-down-payment-resource-named-a-2026-hw-marketing-leader/

Down Payment Resource’s Kathy Gault named Women of Tech Award winner by Mortgage Women Magazine

Recognition highlights leadership in advancing affordable housing technology and data integrity

ATLANTA, Ga., May 20, 2026 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homeownership programs, today announced that Kathy Gault, DPA Program Specialist, has been named a 2026 Women of Tech award winner by Mortgage Women Magazine, recognizing her impact on advancing mortgage technology and expanding access to affordable housing.

Image caption: Mortgage Women Magazine Women of Tech Award winner Kathy Gault.

Gault’s career has been defined by her ability to translate complex program data into clear, actionable insights for lenders, housing providers and homebuyers. At DPR, she manages relationships with nearly 400 down payment assistance (DPA) program providers nationwide, ensuring the accuracy, completeness, and integrity of the data powering DPR’s platform.

Gault plays a critical role in maintaining DPR’s national database, working closely with program providers to verify legal documentation and ensure compliance with GSE requirements. Her ability to build trust and clearly communicate complex requirements has strengthened partnerships across the country and helped establish DPR as a trusted resource in affordable housing.

In addition to her data stewardship, Gault contributes to ongoing product enhancements by providing insights from real-world lending and program administration. Her expertise helps ensure that DPR’s technology continues to evolve to support both operational efficiency and borrower access.

Beyond her technical contributions, Gault is a dedicated mentor who supports the development of others within the organization and across the industry, reinforcing a culture of learning, collaboration and inclusion.

“Kathy’s work behind the scenes at DPR ensures that lenders and housing professionals can rely on high-quality, up-to-date information to help more borrowers access homeownership opportunities,” said Rob Chrane, DPR’s founder and CEO. “We couldn’t be more proud of her and this recognition, which reflects her exceptional commitment to accuracy, collaboration and service.”

The Women of Tech award recognizes individuals who are shaping the future of mortgage technology through innovation, leadership and meaningful industry impact.

For a full list of winners, visit the magazine’s website.

ABOUT DOWN PAYMENT RESOURCE:

X: @DwnPmtResource #downpaymentassistance #downpayment @mortgagewomen

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resources-kathy-gault-named-women-of-tech-award-winner-by-mortgage-women-magazine/

U.S. homebuyer assistance programs increase in Q1 2026 as identified by housing industry authority Down Payment Resource

Program count continues to grow, giving housing industry professionals more ways to support homebuyers

2,679 U.S. homebuyer assistance programs identified in Q1 2026 by housing industry authority Down Payment Resource
Down Payment Resource identifies 2,679 homebuyer assistance programs nationwide in Q1 2026

ATLANTA, Ga., April 29, 2026 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry authority on homeownership program data and solutions, today released its Q1 2026 Homeownership Program Index (HPI) report, identifying 2,679 programs nationwide. This represents a 2% increase from the previous quarter (2,619 programs), reflecting continued expansion of resources designed to improve affordability and access to homeownership.

Image caption: U.S. homebuyer assistance programs increase in Q1 2026 as identified by housing industry authority Down Payment Resource.

DPA programs provide meaningful financial support that strengthens borrower profiles. By reducing loan-to-value ratios and covering upfront costs such as down payments, closing costs and rate buydowns, these programs help convert qualified demand into successful homeownership outcomes.

The majority of programs in DPR’s database remain active and available to buyers, with 2,073 programs (77%) currently funded and accessible. As affordability challenges persist, these programs continue to play a critical role in helping lenders qualify borrowers, reduce upfront costs and expand homeownership opportunities.

“Recent data shows buyers are spending more than $31,000 beyond the down payment, often far more than they’d expected,” said Rob Chrane, founder and CEO of Down Payment Resource. “With 62% of programs serving incomes above $100K, DPA is a powerful tool to help qualified buyers move forward without draining their savings, while giving lenders more flexibility to expand access to homeownership.”

KEY Q1 2026 HPI REPORT FINDINGS:

An examination of the 2,679 homeownership programs on April 1, 2026, resulted in the following key findings:

Program count continues to climb: The total number of programs increased to 2,679, up from 2,619 in Q4 2025 and 2,509 year over year (YoY), reflecting steady growth in available assistance options. 2,073 programs (77%) are currently active and funded, providing immediate opportunities for homebuyers across the country. By state, California has the highest number of programs (424) and providers (263), followed by Florida (271/174) and Texas (196/103).
More programs with no income limits: 284 programs (11%) do not have income restrictions, a 5% increase from the prior quarter, giving lenders greater flexibility to qualify a broader range of borrowers.
Second mortgages remain dominant: Second-mortgage programs make up 56% of all program types, offering flexible structures such as deferred or forgivable loans that reduce upfront costs for buyers. Combined assistance programs account for 10% of programs, while first-mortgage programs represent 9%. 220 programs (8%) are grants, which offer significant value because they do not require repayment, an increase of 6% from the prior quarter.
Local providers lead program availability: Municipalities account for the largest share of programs at 39% (1,056), up 3% from the prior quarter, followed by nonprofits at 22% (578), also up 3% and state housing finance agencies (HFAs) at 18% (469), up 1%. Local HFAs represent an additional 8% (208 programs), reflecting continued growth in community-based program delivery.
Support for first-time and first-generation buyers expands: 1,666 programs (62%) are available to first-time homebuyers, up from 1,639 in the prior quarter, while 33 programs support first-generation buyers, holding steady from last quarter. These programs continue to expand access to homeownership for those entering the market for the first time or without family homeownership history respectively.
Incentive programs broaden access: 206 programs offer special incentives based on occupation or borrower characteristics, up from 201 in the prior quarter. There are 71 for educators (34%), 58 for Native American homebuyers (28%), 54 for Veterans (26%) and 50 for protectors such as law enforcement and first responders (24%), reflecting continued support for key community segments.
Expanded property and housing options: Programs supporting multi-unit properties (2–4 units) increased to 934 (35%), up from 923 in Q4 2025, while 1,053 programs (39%) now support manufactured housing, up from 1,041 (40%). These trends reflect continued expansion of more flexible and affordable homeownership pathways, including options that support rental income potential and lower-cost housing alternatives.

A more detailed analysis of the Q1 2026 HPI findings, including infographics and examples of the programs described in this release, can be found on DPR’s website at: https://downpaymentresource.com/professional-resource/down-payment-assistance-continues-to-expand-in-q1-2026-reaching-2679-programs-nationwide/

For a complete list of homebuyer assistance programs by state, visit: https://downpaymentresource.com/wp-content/uploads/2026/04/HPI-state-by-state-data.Q12026.pdf

Members of the media are encouraged to contact DPR for data specific to their reporting needs.

METHODOLOGY:

Published quarterly, DPR’s HPI surveys the funding status, eligibility rules and benefits of U.S. homebuyer assistance programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,400 program providers throughout the year to track and update the country’s wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates (MCCs) and affordable first mortgages, in the DOWN PAYMENT RESOURCE® database.

ABOUT DOWN PAYMENT RESOURCE:

With a database that tracks over 2,600 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, Down Payment Resource (DPR) is the housing industry’s authority on homeownership program data and solutions, helping housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, two of the largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

X: @DwnPmtResource #downpaymentassistance #downpayment

MULTIMEDIA:

Image link for media: https://www.Send2Press.com/300dpi/26-0429-s2p-dprchart-300dpi.webp

Image caption: U.S. homebuyer assistance programs increase in Q1 2026 as identified by housing industry authority Down Payment Resource

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/u-s-homebuyer-assistance-programs-increase-in-q1-2026-as-identified-by-housing-industry-authority-down-payment-resource/

‘Money Buddies’ Debuts First Two Episodes on April 1 in Celebration of Financial Literacy Awareness Month

New children's financial literacy series launches on YouTube and Money-Buddies.com

ATLANTA, Ga., March 31, 2026 (SEND2PRESS NEWSWIRE) — This Financial Literacy Awareness Month, kids and families are invited to meet the Money Buddies, a lovable and irreverent cast of puppet characters on a mission to make learning about money fun, memorable, and easy to understand. Created and powered by Alliance Group, Money Buddies officially debuts the first two episodes of its seven-episode educational series on Wednesday, April 1, 2026, on the Money Buddies YouTube channel and at Money-Buddies.com. After the April 1 launch, one new episode will premiere each Wednesday at 3:00 p.m. ET for the following five weeks.

Photo caption: Co-creators Samuel Howe (L) and Travis Grenier (R) pose with Share the Magic’s Malcolm Mitchell at an event at Hebron Christian Academy.

Money Buddies was created to help address financial illiteracy at its source by teaching kids about money at an early age, when lessons are most likely to stick. Through humor, music, colorful characters, and age-appropriate storytelling, the series is designed to “edutain” children while introducing them to basic and essential personal finance concepts.

At the center of the program is the BUDDIES system, which teaches kids the seven pillars of personal finance:

Build, Use, Deposit, Defend, Invest, Enjoy, and Share.

Each of the snappy 7-10 minute episodes focuses on one pillar of the BUDDIES system, with a different Money Buddies character hosting and teaching each lesson in their own unique style. The series also features real-life kids in skits and activities alongside the puppet stars, and employs a mix of live action, animation, and effects to keep the content engaging for kids.

Image caption: Money Buddies officially debuts the first two episodes of its seven-episode educational series on Wednesday, April 1.

“We see Money Buddies as more than just a video series,” said Travis Grenier, the executive producer and co-creator. “The long-term vision is to create a movement — one that helps kids, serves families, and strengthens communities by making financial education more accessible, engaging, and impactful. And we’re having an absolute blast making it. Maybe too much fun. I can’t wait to see how these episodes are received once they’re out there.”

The launch also comes as early momentum continues to build around the program. Money Buddies has already made a live appearance alongside Super Bowl champion and children’s literacy advocate Malcolm Mitchell at Hebron Christian School in Georgia. Through a growing partnership with Mitchell and his Share the Magic literacy initiative, Money Buddies is gaining exposure to educators, school systems, and community leaders, creating exciting opportunities to expand its reach far beyond Georgia.

Image caption: Money Buddies was created to help address financial illiteracy at its source by teaching kids about money at an early age.

“Money Buddies is a passion project for us,” said Samuel Howe, CMO of Alliance Group and co-creator of Money Buddies. “We’ve always known that there was a dire need for – and lack of – basic financial education in our school systems. Money Buddies helps us finally deliver that education to kids. When kids learn how money works early in life, they grow up more confident, more capable, and better prepared to lead their households financially as adults.”

The first two episodes premiere Wednesday, April 1, 2026, with additional episodes dropping weekly on Wednesdays at 3:00 p.m. ET.

To watch and follow the series, visit the Money Buddies YouTube channel at https://www.youtube.com/@money-buddies and learn more at www.money-buddies.com.

ABOUT MONEY BUDDIES

Money Buddies is a children’s financial literacy initiative created by Alliance Group. Through a cast of fun, memorable puppet characters, Money Buddies teaches kids the fundamentals of personal finance using the BUDDIES system: Build, Use, Deposit, Defend, Invest, Enjoy, and Share. The mission of Money Buddies is to help children build a healthier, stronger relationship with money from an early age.

MULTIMEDIA

Photo link for media: https://www.Send2Press.com/300dpi/26-0331-s2p-buddies-300dpi.webp

Photo caption: Co-creators Samuel Howe (L) and Travis Grenier (R) pose with Share the Magic’s Malcolm Mitchell at an event at Hebron Christian Academy.

NEWS SOURCE: Alliance Group

This press release was issued on behalf of the news source (Alliance Group), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/money-buddies-debuts-first-two-episodes-on-april-1-in-celebration-of-financial-literacy-awareness-month/

Down Payment Resource honors Merri Jo Cowen with 2025 Beverly Faull Affordable Housing Leadership Award

Stellar MLS CEO recognized for decades of leadership advancing equitable access to homeownership

ATLANTA, Ga., Feb. 24, 2026 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced that 40-year industry veteran Merri Jo Cowen, CEO of Stellar MLS, is the recipient of the 2025 Beverly Faull Affordable Housing Leadership Award.

Image caption: Down Payment Resource honors Merri Jo Cowen with 2025 Beverly Faull Affordable Housing Leadership Award.

Now in its ninth year, the Beverly Faull Affordable Housing Leadership Award recognizes an individual or organization that has demonstrated a steadfast commitment to advancing housing affordability. DPR created the award in memory of one of its first employees, Beverly Faull, whose dedication to improving access to homebuyer assistance programs helped shape the company’s mission. DPR will donate $5,000 to a housing nonprofit of Cowen’s choice.

Cowen’s career began in the early 1980s at the Reno Sparks Board of Realtors®, where she rose from data entry to MLS director and later led the creation of a regional MLS serving Reno and Carson City. In 2003, she became the inaugural CEO of the Northern Nevada Regional MLS. She joined MidFlorida Regional MLS in 2008 as CEO and guided its rebrand to Stellar MLS in 2019. Stellar MLS is now the third largest MLS in the United States, serving more than 80,000 subscribers.

Under Cowen’s leadership, Stellar MLS has prioritized equity, accessibility and the responsible use of technology to reduce barriers to homeownership. With DPR’s software tools integrated into its MLS, agents can identify more than 80% of properties in the database that qualify for down payment programs. Through ongoing education, marketing and product adoption, more than 158,000 agents, brokers and consumers have engaged with DPR tools over the past year.

Cowen also founded Stellar Cares, a charitable arm of Stellar MLS, to support housing and community organizations. Since its 2023 launch, Stellar Cares has distributed $500,000 to 34 organizations, including $229,500 dedicated to affordable housing initiatives focused on housing stability education and community resilience.

In addition, Cowen has led initiatives that strengthen fair housing and data transparency, including Stellar MLS’s conversion to the RESO Data Dictionary, reciprocal MLS access agreements spanning 11 states and 17 countries and consumer tools such as Finding Homes, a voice-enabled home search platform for people with visual impairments, and SkySlope Offers, which helps reduce bias by concealing buyer names. Cowen has served twice as president of the Council of Multiple Listing Services and contributes to numerous national and international industry organizations.

“Merri Jo’s career has been defined by service innovation and a deep belief that fair access to housing data and resources creates stronger communities,” said Rob Chrane, DPR’s founder and CEO. “Through her leadership at Stellar MLS, she has expanded opportunities for first-time and underserved buyers while setting a powerful example of how technology and purpose can work together to advance housing affordability.”

ABOUT DOWN PAYMENT RESOURCE:

X: @DwnPmtResource #downpaymentassistance #downpayment

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-honors-merri-jo-cowen-with-2025-beverly-faull-affordable-housing-leadership-award/

Down Payment Resource makes HousingWire’s 2026 Mortgage Tech100 list for expanding access to homeownership

The HW Tech100 recognizes the most innovative and impactful technology companies serving the mortgage industry

ATLANTA, Ga., Feb. 4, 2026 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with down payment programs, has been named to HousingWire’s 2026 Mortgage Tech100 list. DPR first appeared on the HousingWire Tech100 list in 2017.

Image caption: Down Payment Resource.

DPR connects lenders, real estate professionals and consumers with the nation’s more than 2,600 homebuyer programs, helping borrowers overcome affordability barriers and achieve sustainable homeownership. In January, DPR released new insights from its Q4 2025 Homeownership Program Index, identifying more than 2,600 homebuyer programs nationwide — a 6% year-over-year increase — underscoring the role these programs continue to play as affordability pressures persist. DPR also expanded adoption of its lender tools, helping teams integrate program eligibility into everyday workflows, reducing manual research and improving borrower outcomes.

DPR’s product suite includes the DPA Directory, a centralized hub that allows product and capital markets teams to evaluate and select homebuyer programs nationwide. The Loan Officer Portal automatically matches borrowers to company-approved programs, while the Underwriter Portal provides real-time access to eligibility criteria, overlays and documentation requirements. DPR’s Consumer Portal offers personalized landing pages that allow homebuyers to explore program options early, generating better-prepared leads for lenders and real estate partners.

By integrating with the Encompass® LOS, DPR eliminates the need for manual program research and reduces friction between origination and underwriting. Loan officers gain instant visibility into benefit amounts, eligibility criteria and approval workflows, while selected programs flow seamlessly downstream. By automating DPA discovery and compliance, DPR enables lenders to confidently offer more financing options, improve borrower satisfaction and expand market reach.

Beyond origination, DPR delivers data-driven insights that help lenders identify missed opportunities. Its Declined Loan Analysis applies DPR’s nationwide program database to lenders’ declined applications, revealing how many could have been approved with the right support. Recent analyses show that up to 40% of declined purchase loans may have been eligible for assistance, translating into a potential 2% to 5% lift in production without additional marketing spend. On average, each declined borrower qualified for 10 potential programs, underscoring that awareness, not access, is often the primary barrier.

“As affordability pressures persist nationwide, down payment programs continue to play a critical role in helping borrowers bridge the gap to homeownership,” said Rob Chrane, founder and CEO of Down Payment Resource. “Our focus is on making these programs easy to find, easy to use and fully embedded into lending workflows so lenders can turn qualified demand into sustainable homeownership opportunities. We’re honored to be recognized by HousingWire for the impact our technology is making.”

“Technology is no longer a nice-to-have, and it’s not defined by partnership announcements that fail to deliver meaningful progress,” said Clayton Collins, CEO of HW Media. “Today, technology is the business strategy. The right tech stack now determines who can recruit top talent, gain market share, and expand margins.”

For a complete list of 2026 HousingWire Tech100 winners, visit https://www.housingwire.com/articles/announcing-the-2026-tech100-mortgage-winners/.

ABOUT DOWN PAYMENT RESOURCE:

Down Payment Resource (DPR) is the housing industry authority on homebuyer program data and solutions. With a database that tracks more than 2,600 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, two of the largest real estate listing websites and 600,000 real estate agents. For more information, visit www.downpaymentresource.com/.

X: @DwnPmtResource #downpaymentassistance #downpayment @HousingWire

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-makes-housingwires-2026-mortgage-tech100-list-for-expanding-access-to-homeownership/

More Than 25 Million Views Later, More Than a Video: How One Story from East Africa Touched Millions

ATLANTA, Ga., Jan. 29, 2026 (SEND2PRESS NEWSWIRE) — “Living Story from East Africa,” an AI-generated cinematic short created by storyteller and entrepreneur Chris Williams, has surpassed 28 million views on Instagram since its Jan. 23 release, based on the platform’s publicly displayed view count on the post.

Image Caption: Chris Williams walking beside a cheetah at sunrise in a grassland, AI-generated scene inspired by East Africa.

Created using ChatGPT for story development and Sora 2 for video generation, the short presents a calm sequence of a man moving through an African landscape as wildlife appears nearby. The quiet pacing has drawn responses centered on faith, trust and gratitude, while also prompting some viewers to question whether the scene is real, staged or something in between.

This is an AI-generated film created using ChatGPT and Sora 2.

“This wasn’t about chasing virality,” Williams said. “It was about love – love for God, love for each other, and gratitude for creation. To me, animals are a gift that remind us what trust looks like. They don’t worry about tomorrow; they live the day they’re given.”

Performance snapshot (Jan. 26, 2026, 4:22 p.m. ET): platform metrics showed 25.9 million views, 1.7 million likes, about 5,800 comments, 104,000 shares, 32 reposts and 29,000 saves.

A second installment was released Jan. 25. Additional installments are planned, along with a behind-the-scenes explanation of how the story was developed and produced using AI tools.

“Sometimes a quiet story travels the farthest,” Williams said.

Image Caption: Chris Williams with friends at sunrise in a grassland, AI-generated scene inspired by East Africa.

Press kit and media assets: https://www.advertisingbusiness.org/east-africa-living-story/

Background article: https://www.advertisingbusiness.org/man-goes-viral-capturing-the-hearts-of-millions-with-a-living-story/

Watch Part 1 (Instagram): https://www.instagram.com/reel/DT4AGGaDpxG/

ABOUT CHRIS WILLIAMS

Chris Williams is a storyteller, creative strategist and entrepreneur. He is also a digital marketing strategist specializing in SEO and website design, focused on story-first marketing and values-driven narratives.

MEDIA CONTACT
Chris Williams
AdvertisingBusiness.org
Phone: 404-477-4819
Email: press@advertisingbusiness.org
Instagram: @chriswilliamsinc

MULTIMEDIA:

Image links for media:

[1] https://www.Send2Press.com/300dpi/26-0129-s2p-williamsAI-300dpi.webp

[1] Caption: Chris Williams walking beside a cheetah at sunrise in a grassland, AI-generated scene inspired by East Africa.

[2] https://www.Send2Press.com/300dpi/26-0129-s2p-williamsAI-vert-300dpi.webp

[2] Caption: Chris Williams with friends at sunrise in a grassland, AI-generated scene inspired by East Africa.

NEWS SOURCE: Chris Williams

This press release was issued on behalf of the news source (Chris Williams), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/more-than-25-million-views-later-more-than-a-video-how-one-story-from-east-africa-touched-millions/

Down Payment Resource finds 2,619 homebuyer assistance programs nationwide in Q4 of 2025

Program count for the year's final quarter is up 6% from last year, holding near record levels

ATLANTA, Ga., Jan. 26, 2026 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry authority on homeownership program data and solutions, today released its Q4 2025 Homeownership Program Index (HPI) report, identifying 2,619 programs. While the total count is five programs fewer than the prior quarter, it marked a 6% increase from a year earlier, rising from 2,466 programs in Q4 2024. The year-over-year (YoY) growth reflects continued expansion and refinement of program options amid persistent housing affordability challenges across much of the country.

Image caption: Down Payment Resource finds 2,619 homebuyer assistance programs nationwide in Q4.

Down payment assistance (DPA) continues to play a critical role in helping lenders expand access to homeownership. On average, these programs provide approximately $18,000 in benefits, reducing a homebuyer’s loan-to-value ratio by 8.8% and strengthening borrower qualification and overall loan profiles. Beyond down payments, many programs also help cover closing costs, prepaid expenses, mortgage rate buydowns and reductions in mortgage insurance costs. In some cases, eligible buyers can layer multiple programs to further improve affordability.

“Affordability will remain the defining challenge for homebuyers in 2026, and down payment programs are one of the most practical tools lenders have to address it,” said DPR Founder and CEO Rob Chrane. “When DPA lowers loan-to-value ratios and helps cover upfront costs, it doesn’t just improve borrower eligibility; it improves loan quality. As prices remain elevated and rates fluctuate, lenders that proactively integrate DPA into their origination strategies are better positioned to turn qualified demand into sustainable homeownership.”

KEY Q4 2025 HPI REPORT FINDINGS:

An examination of the 2,619 homeownership programs on January 1, 2026, resulted in the following key findings:

Every U.S. county has at least one DPA program, and more than 2,000 have 10 or more. By state, California has the most with 353 programs from 223 providers. Florida has 196 programs from 128 providers. Texas has 128 programs from 63 providers.
Benefits and home income caps are rising. 1,599 programs (62%) have an average income limit exceeding $100k across the program’s footprint. Additionally, 270 programs (10%) do not have income restrictions, thereby increasing the number of buyers who may qualify for assistance. This “income-free” requirement represents a 15% YoY increase, giving lenders a wider box to qualify borrowers.
Support for first-time buyers and first-gen buyers. 1,639 programs (63%) are open to first-time buyers, an 8% YoY rise. First-generation homebuyers are supported by 33 programs, a 32% YoY increase. First-generation homebuyers are defined as buyers and their parents who have never owned a home. 980 programs (37%) are available to repeat buyers, a 3% YoY increase.
Servicemembers and Veterans are exempted from 246 programs (9%). This exemption allows them to qualify even if they have previously purchased a residence, representing a 12% YoY increase.
Buyers of newly constructed homes are supported by 2,113 (81%) of the programs. These programs typically help cover a portion of the buyer’s down payment and/or closing costs, similar to assistance for resale properties. This is a slight increase from Q3 and is a new data point being tracked by DPR with no historical YoY data.
Buyers of multi-family housing (1-4 units) are eligible for 923 programs, a 15% YoY increase. Of these, a growing number of programs support purchasing three-unit homes (607) and four-unit homes (580), both of which saw a 13% YoY increase. Investing in multifamily properties can generate cash flow and offer tax advantages to buyers.
Buyers of manufactured housing are supported by 1,014 programs, a slight slide from the previous quarter but 14% higher YoY. New manufactured homes cost roughly $85 per square foot, compared with about $166 per square foot for site-built homes, according to the Manufactured Housing Institute, highlighting the relative affordability of manufactured homes.
Program types vary widely. The majority of programs (1,461, or 56%) are second-mortgage programs, up 4% YoY, while 242 programs are first-mortgage programs, up 1% YoY. 37 were “other assistance” programs, meaning they consist of components that don’t neatly fit into the other categories, such as an interest rate reduction benefit. Other assistance programs are 85% higher YoY. 273 are combined assistance programs, 18% higher YoY. 207 programs are grants, up 17% YoY. 139 programs are below-market-rate (BMR) or resale-restricted, up 49% YoY, giving low- to moderate-income households more opportunities to achieve homeownership.
The majority of DPA loans are structured to be forgivable. 1,035 DPA programs (53%) offer partial or full forgiveness over time — a 5% YoY increase. These programs may require that homebuyers meet specific requirements, such as living in the home as their primary residence for a certain number of years.
DPA is offered by a wide variety of providers. 1,027 programs (39%) were offered through municipalities or local program providers, a 6% YoY increase. 562 programs (21%) are sponsored by nonprofits, a 7% YoY increase. State housing authorities (HFAs) accounted for 466 (18%) of programs, 1% higher YoY.
Some programs offer special incentives based on the buyer’s occupation or other characteristics. Of the 201 special incentive programs, 71 (35%) support educators, up 4% YoY. 56 programs (28%) assist Native American homebuyers, 19% higher YoY. 54 programs (27%) are available to military Veterans (up 10% YoY).

A more detailed analysis of the Q4 2025 HPI findings, including infographics and examples of the programs described in this release, can be found on DPR’s website at: https://downpaymentresource.com/professional-resource/down-payment-assistance-holds-near-record-levels-in-q4-2025-as-program-flexibility-expands/

For a complete list of homebuyer assistance programs by state, visit: https://downpaymentresource.com/wp-content/uploads/2026/01/HPI-state-by-state-data.Q42025.pdf

Members of the media are encouraged to contact DPR for data specific to their reporting needs.

METHODOLOGY:

Published quarterly, DPR’s HPI surveys the funding status, eligibility rules and benefits of U.S. homebuyer assistance programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,300 program providers throughout the year to track and update the country’s wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates (MCCs) and affordable first mortgages, in the DOWN PAYMENT RESOURCE® database.

ABOUT DOWN PAYMENT RESOURCE:

X: @DwnPmtResource #downpaymentassistance #downpayment

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-finds-2619-homebuyer-assistance-programs-nationwide-in-q4-of-2025/

Down Payment Resource’s Tim Higginson named to National Mortgage Professional’s 40 Under 40 list

Recognized for innovation and impact, Higginson joins an exclusive group of young professionals honored this year by NMP

ATLANTA, Ga., Dec. 8, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced that Tim Higginson, partner solutions specialist, has been named to National Mortgage Professional Magazine’s 40 Under 40 list for 2025.

Image caption: Tim Higginson of Down Payment Resource.

The award celebrates rising stars who are shaping the future of the housing finance industry. Honorees are selected for their professional accomplishments and contributions to the industry and can receive the distinction only once during their careers.

Higginson, 30, brings a unique blend of operational expertise and client-focused innovation to DPR. Since joining the company, he has modernized partner onboarding processes, introduced interactive product demonstrations and championed workflow improvements that enhance the lender experience. His “1% better every day” mindset, developed over two decades of competitive wrestling, drives continuous improvement across the organization.

Before joining DPR, Higginson held key operational and technology roles at Embrace Home Loans, where he managed the company’s tech stack, streamlined vendor relationships and eliminated data silos that slowed loan officer productivity. His experience also includes direct loan origination, providing him with a holistic understanding of the challenges faced by lenders, borrowers, and technology providers alike.

At DPR, Higginson collaborates across departments, including product development, sales and customer success, to create smoother onboarding and stronger client relationships. His innovative approach to hands-on software trials has transformed how lenders evaluate and adopt down payment assistance solutions, reinforcing DPR’s reputation as the industry’s trusted resource for DPA integration.

“Tim has an incredible ability to simplify complex systems while keeping people at the center of the process,” said Brad Cardwell, vice president of sales and business development who has worked with Higginson for several years. “His curiosity, energy and commitment to operational excellence have elevated our internal teams and enhanced every client interaction.”

“Tim represents the next generation of leaders who will carry our industry forward,” said Rob Chrane, founder and CEO of Down Payment Resource. “He’s elevated how we engage with lenders and partners and made down payment assistance more accessible to the people who need it most. This recognition is well deserved.”

For a complete list of 2025 40 Under 40 winners, visit the National Mortgage Professional website or: https://nationalmortgageprofessional.com/news/talent-wont-wait-12072025

About Down Payment Resource:

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resources-tim-higginson-named-to-national-mortgage-professionals-40-under-40-list/

Down Payment Resource’s Sean Moss named a 2025 HousingWire Tech Trendsetter

Moss honored for modernizing access to down payment assistance through data-driven tools and integrations that help lenders serve more homebuyers

ATLANTA, Ga., Nov. 3, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced that executive vice president of product and operations Sean Moss has been named a HousingWire 2025 Tech Trendsetter. The annual Tech Trendsetters award, now in its seventh year, honors the housing industry’s most impactful and innovative technology leaders.

Image caption: Down Payment Resource’s Sean Moss named a 2025 HousingWire Tech Trendsetter.

Moss, who has more than 20 years of experience in real estate and finance, has been a driving force in advancing affordable lending through technology. At DPR, he leads product strategy and operational innovation, forging partnerships and developing solutions that make down payment assistance (DPA) programs more accessible and actionable for lenders, real estate professionals and homebuyers nationwide.

One of Moss’s most significant contributions was leading DPR’s shift from spreadsheets to a scalable database platform, dramatically improving data accuracy, capacity and innovation potential. This foundation enabled the launch of automated custom alerts for DPA program changes, helping lenders and housing professionals stay updated and better connect buyers with assistance opportunities.

Moss also led DPR’s complex integration with Encompass® by ICE Mortgage Technology. This award-winning integration brought DPA program data directly into lenders’ LOS systems, streamlining workflows, reducing manual data entry and allowing homebuyers to learn about assistance options earlier in the mortgage process.

“Sean’s leadership has set new standards for how technology can break down barriers to homeownership and drive efficiency for lenders,” said DPR Founder and CEO Rob Chrane. “His consultative, data-driven approach also helps lenders identify and recover lost loan opportunities. By analyzing declined loan data against DPR’s proprietary assistance database, his team uncovers missed pull-through opportunities, sometimes as high as 40% of previously declined loans, enabling lenders to recover revenue and help more buyers achieve homeownership.”

“The 2025 Tech Trendsetters exemplify the creativity and execution that define the next generation of housing innovation,” said Clayton Collins, CEO of HW Media.

For a full list of 2025 Tech Trendsetters, visit HousingWire’s website.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,500 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, two of the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

X: @DwnPmtResource @housingwire #downpaymentassistance #downpayment

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resources-sean-moss-named-a-2025-housingwire-tech-trendsetter/

Down Payment Resource Reports a New Record of 2,624 Homebuyer Assistance Programs Nationwide in Q3 2025

Even as affordability pressures persist, program growth is giving lenders new tools to qualify more buyers and help more households achieve homeownership

ATLANTA, Ga., Oct. 21, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q3 2025 Homeownership Program Index (HPI) report. The report identifies 70 new programs launched in Q3, bringing the total number of available programs nationwide to a record 2,624. Additionally, 20 new program providers were added to DPR’s database in Q3, bringing its provider total to 1,360.

Image caption: Down Payment Resource Reports a New Record of 2,624 Homebuyer Assistance Programs Nationwide in Q3 2025.

This assistance is vital as the median home price in the U.S. increased to $375,000 in Q3 2025, from $369,000 in Q2. Homebuyers finally got a break in Q3: mortgage rates eased, with the average 30-year fixed rate dipping from 6.75% in mid-July to 6.26% by mid-September.

“With home prices continuing to rise and mortgage rates still hovering near 6.5%, lenders know how challenging it can be to qualify today’s homebuyers. The good news is that there are now more tools than ever to help,” said Rob Chrane, founder and CEO of DPR. “In Q3 alone, 70 new homebuyer assistance programs were introduced. These resources — available in every U.S. county, with more than 2,000 counties offering 10 or more programs — are helping lenders reduce LTV ratios to qualify more mortgage-ready buyers and close more loans, even in a tight market.”

KEY Q3 2025 HPI REPORT FINDINGS:

An examination of the existing 2,624 homebuyer assistance programs on October 1, 2025, resulted in the following key findings:

70 homebuyer assistance programs were added in Q3 2025, a 3% increase from Q2 2025. 996 programs (38%) are available to repeat buyers and 1,628 (62%) support first-time homebuyers. It’s also essential to note that military homebuyers can often qualify for first-time buyer programs, even if they have previously purchased a residence. 273 programs (10%) do not have income restrictions, increasing the number of buyers who might qualify for assistance. 32 programs support first-generation homebuyers, representing a 3% increase over the last quarter.
Of the total programs, 2,110 (80%) can be used to purchase new construction homes. These programs typically help cover a portion of the buyer’s down payment and/or closing costs, similar to assistance for resale properties.
The number of programs supporting manufactured housing grew 5%, from 1,006 in Q2 2025 to 1,052 in Q3 2025. Recent estimates suggest that manufactured homes remain significantly less expensive per square foot than site-built homes. According to the Manufactured Housing Institute, new manufactured homes average approximately $85 per square foot, compared to $164 per square foot for traditional site-built homes.
909 programs support the purchase of multi-family housing, a 6% increase from the previous quarter. Of these, a growing number of programs support purchasing three-unit homes (606) and four-unit homes (578). Investing in multifamily properties can generate cash flow and offer buyers tax advantages.
The majority of programs, 1,464 (56%), are second-mortgage programs, up 1% from Q2. 272 (10%) are combined assistance programs, which typically blend a first mortgage (usually below market rate) and down payment assistance in the form of a second mortgage, a grant, or a combination of the two. 246 programs (9%) were first-mortgage programs.
53% of DPAs (1,024 programs) offer partial or full forgiveness over time — a 3% increase from the previous quarter — provided the homeowner meets specific requirements, such as maintaining the property as their primary residence.
1,023 programs (39%) were offered through municipalities or local program providers, a 1% increase over the previous quarter. 564 programs are sponsored by nonprofits, a 3% quarterly increase. State housing authorities (HFAs) accounted for 18% of programs (477), 3% higher than the previous quarter.
203 programs offer special incentives based on the buyer’s occupation or other characteristics. Of these, 71 (35%) support educators — up 4% from the previous quarter — 52 (26%) assist Native American homebuyers, 50 (25%) serve protectors and police, 49 (24%) are available to military Veterans (up 9% from Q2), and 38 (19%) support active-duty military (also up 9% from Q2).
There are programs in all 50 states; 348 in California alone, followed by Florida (198) and Texas (126). 125 of the programs being tracked by DPR are considered “multi-state programs.”

A more detailed analysis of the Q3 2025 HPI findings, including infographics and examples of the programs described in this release, can be found on DPR’s website at: https://downpaymentresource.com/professional-resource/down-payment-assistance-hits-record-high-in-q3-2025-with-2624-programs-and-counting/

For a complete list of homebuyer assistance programs by state, visit: https://downpaymentresource.com/wp-content/uploads/2025/10/HPI-state-by-state-data.Q32025.pdf.

Members of the media are encouraged to contact DPR for data specific to their reporting needs.

METHODOLOGY:

Published quarterly, DPR’s HPI surveys the funding status, eligibility rules and benefits of U.S. homebuyer assistance programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,300 program providers throughout the year to track and update the country’s wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates (MCCs) and affordable first mortgages, in the DOWN PAYMENT RESOURCE® database.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,600 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

X: @DwnPmtResource #downpaymentassistance #affordabilitycrisis #housingaffordability #mortgage #housingequity #downpayment

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-reports-a-new-record-of-2624-homebuyer-assistance-programs-nationwide-in-q3-2025/

What AI ‘Near Me’ Gets Wrong in Atlanta – And How Not to Overpay

Local SEO expert Christopher Williams shares a 60‑second checklist to verify AI "near me" results and avoid hidden fees

ATLANTA, Ga., Oct. 20, 2025 (SEND2PRESS NEWSWIRE) –– Elite Web Professionals today announced a free 60‑second checklist designed to help Atlanta residents verify AI‑generated “near me” service recommendations and avoid hidden fees. As AI‑powered search now surfaces plumbers, HVAC technicians and locksmiths before consumers even click a website, the company warns that these algorithms often suggest providers across town or with opaque pricing, outdated hours and “24/7” claims, so people need to double‑check before booking.

Image caption: Christopher Williams, President of Elite Web Professionals, created the 60-second checklist to help consumers verify AI ‘near me’ results.

HOW “NEAR ME” REALLY WORKS — AND WHY IT MISFIRES

AI search tools assemble answers from business listings, review snippets, websites and mapping APIs. That compilation is fast but lacks context: models may weigh proximity “as the crow flies” and ignore Atlanta’s traffic chokepoints, or they repeat stale hours and prices when a business doesn’t update its profile. Common misfires include service‑area mismatches, outdated hours, missing licensing or insurance, pricing ambiguity (trip fees, diagnostics, after‑hours premiums) and imposter or duplicate listings.

“These aren’t rare glitches — they’re everyday frustrations,” said Christopher Williams, president of Elite Web Professionals. “Generative AI isn’t malicious, but it’s mechanical. It can’t feel what five‑o’clock traffic on I‑75 or I‑285 does to a ‘near me’ promise.”

THE 60‑SECOND ATLANTA CHECKLIST

Before you call or click, do a one‑minute verify — no apps required:

Map + Traffic (10 sec): Drop a pin on your address in Google Maps or Waze. Is the provider truly in your service zone once traffic is considered?
Profile Freshness (10 sec): Check the company’s Google Business Profile for updated hours, service areas and current photos.
Reviews Reality Check (20 sec): Sort reviews by “Newest” and scan a few from nearby neighbourhoods. Look for details about fees, timeliness and scope of work.
License & Insurance (10 sec): For trades and regulated services, verify credentials via Georgia state boards or local portals.
Price Clarity (10 sec): Ask whether there’s a trip fee, diagnostic minimum or after‑hours premium, and request a written estimate.

“An AI answer is advice, not a booking,” Williams added. “Two quick checks — service zone and newest reviews — prevent most costly mistakes. AI should shorten research, not replace judgment.”

Image caption: Atlanta skyline – representing the city where Elite Web Professionals helps local businesses master AI-powered search.

ATLANTA NUANCES THAT TRIP UP AUTOMATION

Neighborhood lines and commute patterns complicate “near me.” A contractor in Smyrna might be closer than one in East Atlanta at noon but not at 5 p.m. Coverage areas also change by job size: some teams cross the Perimeter for full installs but restrict emergency calls to a smaller footprint. AI rarely distinguishes those nuances unless owners spell them out.

FOR LOCAL BUSINESSES: KEEP AI ACCURATE

Williams urges owners to treat AI like an amplifier of whatever data they publish:

Keep your Google Business Profile current: update hours, service areas, photos and holiday hours.
Publish a clear Fees & Policies page explaining trip fees, diagnostics, after‑hours rates and warranties.
Use neighborhood‑specific imagery and captions (e.g., Buckhead, Midtown, West End, South Fulton) to boost relevance.
Encourage detailed, local reviews that mention the area, job type and outcome.
Regularly monitor AI answers and request corrections when snippets get details wrong.

“Responsible AI depends on responsible data,” said Williams. “Owners who keep information accurate earn trust — and better visibility.”

HOW THE CHECKLIST SAVES MONEY

Real‑world examples illustrate the value of the checklist:

HVAC after hours: A “24/7” claim hid a $185 emergency fee for a College Park homeowner; the price‑clarity question would have surfaced it.
Plumber across the Connector: A Smyrna address added an hour and cost a Kirkwood homeowner a flooded basement; a 10‑second map check would have avoided the mistake.
Locksmith surcharge: A “$29 service call” in Midtown ballooned to $189 with nighttime pricing; sorting reviews by “Newest” reveals the pattern.

CONSUMER TAKEAWAY

AI search is evolving fast, and Atlanta is a testing ground for hyper‑local results. A one‑minute verification turns “near me” suggestions into near and fair outcomes. Use the checklist to confirm location, credentials and fees before you book — and avoid the wrong drive, the wrong rate or the wrong company.

For a full analysis and downloadable checklist, visit https://www.advertisingbusiness.org/ai-search/

ABOUT ELITE WEB PROFESSIONALS

Elite Web Professionals is an Atlanta-based web design and SEO firm helping service businesses attract, convert and retain local customers. Founded by Christopher Williams, the agency pairs conversion‑focused design with search strategy to deliver measurable growth across Metro Atlanta. Williams advises on AI‑aware local marketing — from profile completeness and review strategy to hyper‑local content and ethical automation.

MEDIA CONTACT:
Christopher Williams, President
Elite Web Professionals
+1 (404) 477-4819
cwilliams@advertisingbusiness.org
https://www.advertisingbusiness.org/

NEWS SOURCE: Elite Web Professionals

This press release was issued on behalf of the news source (Elite Web Professionals), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/what-ai-near-me-gets-wrong-in-atlanta-and-how-not-to-overpay/

ALCOVA Mortgage partners with Down Payment Resource to expand access to homeownership

Collaboration equips ALCOVA loan officers with real-time tools to connect more homebuyers to programs that reduce upfront costs and ease affordability challenges

ATLANTA, Ga., Oct. 14, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, announced today that it has partnered with ALCOVA Mortgage to expand access to down payment assistance (DPA) programs for homebuyers. The collaboration will help ALCOVA’s loan officers match borrowers with available programs more easily, addressing one of the biggest challenges in today’s housing market, namely affordability.

Image caption: ALCOVA Mortgage partners with Down Payment Resource to expand access to homeownership.

Founded in 2003, ALCOVA Mortgage is a full-service independent mortgage company headquartered in Roanoke, Virginia, with a mission to simplify the mortgage process and guide borrowers through every step of homeownership. ALCOVA has grown steadily across multiple states, building its reputation on customer service, community involvement and innovative mortgage solutions.

Each month, the team at DPR communicates with 1,300+ providers across the country to update eligibility and benefit criteria of the more than 2,250 programs it tracks. All 3,143 U.S. counties have at least one DPA program, and 2,000+ counties have 10+ programs. The average DPA benefit of programs being tracked by DPR is $18,000. On average, DPA can lower an applicant’s LTV by an average 6%.

The integration of DPR into ALCOVA’s lending platform equips loan officers with immediate visibility into assistance programs, streamlining the process for both staff and borrowers. This partnership reflects both companies’ commitment to expanding homeownership opportunities and helping families achieve their dream of owning a home.

“With affordability challenges continuing to impact borrowers, down payments remain one of the biggest hurdles to homeownership,” said Nikki Dickens, senior vice president of training and product development at ALCOVA Mortgage. “Down Payment Resource makes it easy to match a borrower to potential down payment options. Having such an up-to-date, robust resource at the fingertips of both our sales and operations teams has been a godsend to me as someone who develops our loan programs internally.”

“We’re thrilled to partner with ALCOVA Mortgage to ensure that more buyers can access the down payment help available to them,” said Rob Chrane, founder and CEO of Down Payment Resource. “Together, we’re giving loan officers the tools they need to open the door to homeownership for more families.”

About ALCOVA Mortgage:

Childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom shared a vision of building something meaningful, inspired by their roots in Alleghany County, Virginia. As a result, this dream led to the founding of ALCOVA Mortgage in 2003. In 2012, ALCOVA Mortgage achieved a significant milestone by being recognized on the prestigious Inc. 5000 list of the fastest-growing private companies in America. ALCOVA Mortgage had an annual revenue of approximately $75 million as of August 2025 and employs 485 people. For more information, visit https://alcova.com/.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,550 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

Twitter: @DwnPmtResource @AlcovaMortgage #downpaymentassistance #downpayment

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/alcova-mortgage-partners-with-down-payment-resource-to-expand-access-to-homeownership/

Down Payment Resource’s Brad Cardwell named to MBA’s Associate Advisory Council

Appointment reflects DPR's commitment to advancing affordability solutions and industry innovation through the MBA

ATLANTA, Ga., Oct. 7, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced that Brad Cardwell, vice president of sales and business development, has been appointed to the Mortgage Bankers Association’s (MBA) Associate Advisory Council (MAAC).

Image caption: Brad Cardwell of Down Payment Resource.

The MAAC is composed of a diverse cross-section of MBA Associate Members from all tiers of membership, ensuring their perspectives and priorities are represented in shaping the mortgage industry’s future. Its mission is to connect Associate Member companies, foster collaboration and innovation and serve as a bridge between service providers and the MBA lender and servicer community, while showcasing and advancing the unique value Associate Members bring to the industry.

Cardwell, a 22-year mortgage industry veteran, joined DPR in 2024 to lead enterprise sales, expand the company’s sales team and grow its partner network. His mission is to help more housing professionals and consumers become aware of the availability and benefits of DPA for a wide range of homebuying expenses and property types.

Before joining DPR, Cardwell spent 19 years at Embrace Home Loans, where he most recently served as Vice President of Innovation for Revenue and Sales Enablement. In that role, he established the Sales Enablement Product Owner function, overseeing sales and marketing operations, technology stack management, and the execution of go-to-market strategies.

Cardwell also served on the executive advisory board of nCino (formerly SimpleNexus, an nCino company), where he provided product and roadmap feedback. Earlier in his career, he worked as a loan officer and team leader at Embrace, giving him hands-on experience with the challenges and opportunities faced by loan originators and their clients.

“Brad’s industry experience and leadership will be invaluable as DPR continues its work to expand awareness of down payment assistance at a time when affordability challenges are top of mind,” said Rob Chrane, founder and CEO of Down Payment Resource. “We’re confident his contributions to the MBA will not only reflect DPR’s mission, but also strengthen the industry as a whole.”

About Down Payment Resource:

About MBA:

The Mortgage Bankers Association (MBA) is the leading national association representing all segments of the real estate finance industry. Headquartered in Washington, D.C., MBA works to advance the mortgage industry through advocacy, research, education, and collaboration, representing over 2,000 member companies. For more information on MBA’s Associate Advisory Council, please contact: Alicia Goncalves, CMB, Director of Associate Membership, Mortgage Bankers Association at agoncalves@mba.org.

X: @DwnPmtResource #downpaymentassistance #downpayment @MBAmortgage

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resources-brad-cardwell-named-to-mbas-associate-advisory-council/

Depth expands leadership team, adding mortgage marketing veteran Elizabeth Schroeder as vice president

The firm also welcomes Amy Jerina and Amber Perry, strengthening client service capacity in preparation for MBA Annual 2025

ATLANTA, Ga., Sept. 30, 2025 (SEND2PRESS NEWSWIRE) — Depth, a leading provider of consultative B2B marketing, public relations and reputation management services for technology companies serving the residential mortgage finance, fintech and regtech industries, today announced its addition of mortgage industry veterans Elizabeth Schroeder, vice president of client services, and Amy Jerina, client services manager, along with former business journalist Amber Perry, who also joins as a client services manager. These hires position Depth to better serve clients at the upcoming Mortgage Bankers Association (MBA) Annual Convention & Expo, the largest gathering of the year for the residential real estate finance industry.

Image caption: Elizabeth Schroeder of Depth.

“Q4 is when businesses set their intentions for the year ahead. In 2026, Depth intends to deliver unmatched service quality to our clients and partners and a uniquely desirable professional opportunity for our team,” said Depth Founder and President Kerri Milam. “In short, we intend to grow our business, and we’re assembling the right team to drive that expansion.”

Schroeder is a marketing leader with 15 years of experience in fintech, mortgage, higher education and manufacturing. She has built a reputation for elevating brands, driving revenue growth and fostering lasting customer relationships through marketing, content and demand-generation strategies. Having partnered with Depth during her tenure as director of brand marketing at Sales Boomerang, Schroeder brings both an alignment with the firm’s guiding principles and a track record of success delivering strategic, creative and collaborative counsel to executive teams.

“We’d been tracking Elizabeth for a few years, hoping that when we had the right role, she’d be available,” said Milam. “When the opportunity aligned, we knew it was the moment to strike. Her expertise, leadership style and values make her a pivotal addition to the Depth team.”

Jerina is a proven content creator and strategist with a strong appreciation for the mindset of mortgage lenders, a quality Depth saw firsthand during its work with The Mortgage Collaborative (TMC), where Jerina served as communication specialist. She continues to provide PR services for TMC in addition to supporting other Depth clients.

Image caption: Amy Jerina and Amber Perry of Depth.

Perry began her career as an award-earning business journalist and news editor before transitioning into higher education PR, where she further developed the research and writing skills that caught Depth’s attention. She brings a journalist’s approach to her work, asking the right questions to get to the heart of client stories and telling them with impact.

Learn more about the full Depth team at https://depthpr.com/team/.

About Depth:

Depth is a leading independent provider of consultative B2B marketing, public relations and reputation management services for the mortgage lending and residential finance industries. Since 2006, the firm has represented a clientele of established and emerging brands serving mortgage lenders, mortgage servicers, real estate professionals and appraisers. Depth is committed to serving the cause of digital innovation and to practicing the pay-it-forward principle alongside The Golden Rule. A woman-owned business, Depth is a member and supporter of the Mortgage Bankers Association, Housing Finance Strategies and The Mortgage Collaborative. Learn more: https://depthpr.com/.

NEWS SOURCE: Depth

This press release was issued on behalf of the news source (Depth), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/depth-expands-leadership-team-adding-mortgage-marketing-veteran-elizabeth-schroeder-as-vice-president/

Strategic Benefits Advisors achieves WOSB certification, ranks among Atlanta’s top benefits firms for seventh year

ATLANTA, Ga., Sept. 24, 2025 (SEND2PRESS NEWSWIRE) — Strategic Benefits Advisors, Inc. (SBA) has once again been honored by the Atlanta Business Chronicle as one of Atlanta’s top employee benefits and compensation companies. The 2025 recognition marks the firm’s seventh consecutive year on the list and coincides with its new certification under the U.S. Small Business Administration’s Women-Owned Small Business (WOSB) Federal Contract Program.

Image caption: Strategic Benefits Advisors, Inc. (SBA).

SBA has been self-certified as a woman-owned business for more than two decades. The new certification formalizes that status, enabling the firm’s current and prospective clients to count their work with SBA toward federal supplier diversity goals. The federal government’s current goals include awarding at least 23% of prime contract dollars to small businesses and 5% to woman-owned small businesses annually.

Since its founding in 2002, SBA has steadily expanded its client base, service offerings and team while remaining rooted in its Atlanta headquarters. Today, the firm employs 35 benefits specialists in Atlanta and serves employers ranging from mid-sized organizations to Fortune 500 companies with services that include benefits plan consulting, outsourcing optimization, vendor searches and implementation support.

“Atlanta continues to be the right place for SBA to thrive, and we’re proud to mark our seventh year on this list,” said Mindy Zatto, founding principal and CEO of SBA. “Earning WOSB certification alongside this recognition reflects the strength and dedication of our team while reinforcing SBA’s status as a trusted small business partner to plan sponsors nationwide.”

To view the Chronicle’s complete list of Atlanta’s top employee benefits and compensation companies, visit https://www.bizjournals.com/atlanta/subscriber-only/2025/09/19/atlantas-largest-employee-benefits–compensation-cos.html.

ABOUT STRATEGIC BENEFITS ADVISORS:

Strategic Benefits Advisors, Inc. (SBA) is an independent, full-service employee benefits consulting firm focused on creatively and effectively solving complex benefits issues for clients ranging from 500 to more than 300,000 employees. Founded in 2002 by veteran consultants Mindy Zatto and Andy Adams, SBA provides practical consulting recommendations and expert implementation of solutions for all types of employee benefits programs, including retirement, health and welfare, financial wellness and employee recognition. With an average of more than 20 years in the field, SBA’s team of actuaries, consultants and systems specialists is among the most experienced in the industry. For more information, visit https://www.sba-inc.com/.

NEWS SOURCE: Strategic Benefits Advisors Inc.

To view the original story, visit: https://www.send2press.com/wire/strategic-benefits-advisors-achieves-wosb-certification-ranks-among-atlantas-top-benefits-firms-for-seventh-year/

Down Payment Resource CEO Rob Chrane named a 2025 HousingWire Vanguard

Chrane earns his second HousingWire Vanguard honor, recognizing his ongoing leadership in expanding homeownership opportunities

ATLANTA, Ga., Sept. 2, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced that founder and CEO Rob Chrane has been named a 2025 HousingWire Vanguard. The prestigious award recognizes C-level executives whose leadership reshapes the housing economy and drives meaningful progress in mortgage and real estate.

Image caption: Down Payment Resource CEO Rob Chrane.

Chrane founded Down Payment Resource in 2008 to address the most significant barrier to homeownership: saving for the down payment. Under his leadership, DPR built and maintains the nation’s only comprehensive database of more than 2,550 homebuyer assistance programs. DPR’s technology is now used by seven of the top 25 mortgage lenders, the two largest real estate listing websites and more than 600,000 real estate agents to connect homebuyers with the resources they need to achieve homeownership.

“A select group of leaders is emerging in the housing economy. These leaders haven’t been sitting idly. They haven’t been waiting. And they aren’t fearful or undercapitalized,” said Clayton Collins, CEO of HousingWire. “These individuals have faced the dual challenges of high interest rates and low sales volumes, yet they have turned these obstacles into opportunities.”

Over the past year, Chrane has overseen key integrations and partnerships that have expanded DPR’s reach and impact. These include the integration of DPR’s tools with ICE Mortgage Technology’s Encompass® LOS platform, earning DPR the 2025 ICE Innovation Technology Partner of the Year award, and expanded collaborations with MBA’s Convergence programs to provide free access to DPR’s eligibility tools for underserved buyers in Columbus, Philadelphia and Memphis.

“I’m honored to be recognized as a 2025 HousingWire Vanguard,” said Chrane. “This award reflects the incredible work of our team and partners, all committed to creating more pathways to homeownership for families across the country.”

For a full list of 2025 Vanguard recipients, visit the HousingWire website.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,500 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

Twitter: @DwnPmtResource #downpaymentassistance #downpayment @HousingWire

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-ceo-rob-chrane-named-a-2025-housingwire-vanguard/

New financing options and Labor Day event happening at reopened Georgia American Freight retail stores

ATLANTA, Ga., Aug. 23, 2025 (SEND2PRESS NEWSWIRE) — American Freight is hosting a Labor Day 2025 event, Aug. 13 to Sept. 7, reopened in Georgia, with locations in Augusta, Douglasville, Marietta, Morrow and Savannah. Under new ownership and a renewed strategic direction, the stores also offer new buying options, improved customer service, and the same unbeatable prices that American Freight has been known for since 1994.

Image caption: American Freight logo.

New Ownership, Renewed Vision
“We want the loyal customers of American Freight to know that our Georgia stores are open and ready for business,” said Brent Turner, Chairman of the Board. “With a smaller, more efficient footprint compared to big-box competitors, American Freight can operate leaner and pass savings directly to customers.”

More Ways to Buy: Flexible Payment Options for Every Household
As part of the reopening, American Freight is introducing a range of new, flexible payment solutions that make it easier for customers to get what they need — no matter their budget or credit status:

Financing Options: Credit-friendly financing for qualified customers, with low monthly payments available.
100% Approved Layaway Program: Reserve your items today with a small deposit and make interest-free payments over time.

“We’re not just reopening; we’re redefining what it means to shop at American Freight,” said, Ken Peters, Director of Store Ops at American Freight. “Our customers can expect the same great value they’ve always trusted, but with new ways to buy that make it even easier to bring home what they need today.”

Whether you’re furnishing your first home, replacing an outdated living room couch, or need to upgrade your sagging mattress, American Freight has you covered. With expanded options, customers have the freedom to choose what works best for their personal finances. Learn more about available financing options and approval process at: AmericanFreight.com.

Labor Day Clearance Event
Happening now is American Freight’s Labor Day Clearance Event, open to the public. American Freight offers a wide assortment of new items at everyday low prices. Inventory is updated regularly, with many items available for same-day pickup or fast local delivery. Shoppers can expect extra savings and offers such as:

Extra 25% off previously reduced furniture, mattresses and more
80% off refrigerators (while supplies last)
20% off select Stewart & Hamilton mattresses (starting 8/28)
Free rug (with purchase at participating stores)
On-site financing assistance
Same-day delivery available

The store’s warehouse-style showroom makes it easy to browse large, ready-to-take-home pieces with no guesswork or gimmicks. Find an store near you at: AmericanFreight.com/Stores. Offers only available in-store. Discount applied at register. Valid at participating stores.

VISIT ANY OF THE GEORGIA LOCATIONS AT:

Address	City	State	Zip	Phone
1708 Wylds Road	Augusta	GA	30909	(706) 733-7444
5834 Fairburn Road	Douglasville	GA	30134	(678) 750-9343
1075 Cobb Parkway SE	Marietta	GA	30060	(770) 422-7422
1230 Mt. Zion Road	Morrow	GA	30260	(770) 478-0611
15000 Abercorn Street	Savannah	GA	31419	(912) 232-2229

About American Freight
Founded in 1994, American Freight is a leading retail chain committed to providing high-quality furniture and mattresses at affordable prices. With 60 retail locations, American Freight offers a wide selection of items for every room in the home, including living rooms, bedrooms, and dining rooms. Known for its warehouse-style stores, the company empowers customers with convenient payment options, layaway and budget-friendly prices.

NEWS SOURCE: American Freight

This press release was issued on behalf of the news source (American Freight), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/new-financing-options-and-labor-day-event-happening-at-reopened-georgia-american-freight-retail-stores/

45 new assistance programs launched during Q2 2025, bringing the total number of nationwide programs to a record-breaking 2,554

Down payment assistance, with an average benefit of $18,000, remains a bright spot for the nation's homebuyers, with more programs supporting a variety of needs, income levels and property types

ATLANTA, Ga., July 29, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q2 2025 Homeownership Program Index (HPI) report. The report finds 45 new programs launched in Q2, traditionally the busiest homebuying season, bringing the total number of available programs to 2,554 — a new record — and the number of program providers to 1,340.

Image caption: Down Payment Resource’s Q2 2025 HPI Report.

Down payment assistance (DPA) can be used by lenders to lower a homebuyer’s loan-to-value (LTV) ratio by an average of 6%, helping them qualify more of their mortgage-ready buyers. In addition to down payments, many DPA programs can help with closing costs, prepaid expenses, buying down the mortgage interest rate, and even lessening mortgage insurance expenses. In some cases, buyers can combine multiple programs for even greater savings. This assistance is vital as the median home price in the U.S. increased to $369,000 in Q2 2025, from $350,275 in Q1, while the average 30-year fixed mortgage rate for the quarter was 6.82%.

“With home prices rising and interest rates still hovering close to 7%, prospective homebuyers are feeling the pinch heading into the summer, traditionally a very active homebuying season,” said Rob Chrane, founder and CEO of DPR. “Even with these market headwinds, we are heartened to find more assistance programs than ever—at least one in every U.S. county and 2,000 counties with 10 or more—helping lenders qualify eligible buyers and close more loans in this tough market.”

KEY Q2 2025 HPI REPORT FINDINGS

An examination of the existing 2,554 homebuyer assistance programs on July 3, 2025, resulted in the following key findings:

45 homebuyer assistance programs were added in Q2 2025, a 2% increase from Q1 2025. 967 programs (38%) are available to repeat buyers. 257 programs (10%) do not have income restrictions, increasing the number of buyers who might qualify for assistance. 31 programs support first-generation homebuyers, an increase of 7% over the last quarter.
The number of programs supporting manufactured housing grew 4%, from 971 in Q1 2025 to 1,006 in Q2 2025. According to the Manufactured Housing Institute, manufactured homes are considered an affordable housing supply because they are significantly cheaper to purchase than site-built homes. The average cost per square foot is around $87 versus $166.
861 programs support the purchase of multi-family housing, a 3% increase from the previous quarter. Of these, a growing number of programs support purchasing three-unit homes (573) and four-unit homes (546). Investing in multifamily properties can generate cash flow and potentially offer buyers tax advantages.
Below-market-rate (BMR)/resale-restricted programs increased 9%. BMR/resale-restricted programs offer housing at prices lower than the open market, with restrictions on resale to ensure affordability for future buyers, typically low-to-moderate-income households.
81% of DPAs are deferred payment programs, a 2% increase from the previous quarter. With a deferred payment loan, borrowers don’t make monthly payments, and the balance is typically due when they sell or refinance, or the loan matures. Many of these loans are also forgivable. 53% of DPAs offer partial or full forgiveness over time, as long as the homeowner meets certain requirements, such as maintaining primary residency.
1,011 programs (40%) were offered through municipalities or local program providers, a 2% increase over the previous quarter and 46% YoY increase. Programs sponsored by employers increased 8% MoM to 3% of the total—a 33% YoY increase. Housing authorities, independent governmental bodies that provide and manage affordable housing options for low-income, elderly and disabled buyers, accounted for 4% of programs, up 1% from the previous quarter.
198 programs offer special incentives based on the buyer’s occupation or other characteristics. Of these, 68 offer assistance for educators, 52 to Native Americans, 45 to military Veterans, and 35 to active-duty military. It’s important to note that these buyers can also qualify for many of the other 2,554 programs in the Down Payment Resource database.
118 programs are “multi-state,” a 31% YoY increase, meaning they are available for buyers in two states or more. Plus, the report noted a growing number of in-state programs in Hawaii, Missouri, Oklahoma, Pennsylvania and Virginia.

A more detailed analysis of the Q2 2025 HPI findings, including infographics and examples of the programs described in this release, can be found on DPR’s website at: https://downpaymentresource.com/professional-resource/45-new-programs-were-added-in-q2-2025-helping-to-make-homeownership-more-affordable-for-buyers-nationwide/.

For a complete list of homebuyer assistance programs by state, visit: https://downpaymentresource.com/wp-content/uploads/2025/07/HPI-state-by-state-data.Q22025.pdf.

Members of the media are encouraged to contact DPR for data specific to their reporting needs.

METHODOLOGY

Published quarterly, DPR’s HPI surveys the funding status, eligibility rules and benefits of U.S. homebuyer assistance programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,300 program providers throughout the year to track and update the country’s wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates (MCCs) and affordable first mortgages, in the DOWN PAYMENT RESOURCE® database.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,500 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

X: @DwnPmtResource #downpaymentassistance #affordabilitycrisis #housingaffordability #mortgage #housingequity #downpayment

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/45-new-assistance-programs-launched-during-q2-2025-bringing-the-total-number-of-nationwide-programs-to-a-record-breaking-2554/

Strategic Benefits Advisors outlines what plan sponsors need to know about the One Big Beautiful Bill

ATLANTA, Ga., July 16, 2025 (SEND2PRESS NEWSWIRE) — Strategic Benefits Advisors, Inc. (SBA) today released a practical summary of the employee benefits provisions contained in the newly enacted One Big Beautiful Bill Act (OBBB), signed into law by President Trump on July 4, 2025. While the legislation spans a wide range of tax and policy changes, SBA’s summary highlights the bill’s most significant impacts on employer-sponsored retirement plans, health and welfare benefits and payroll operations.

Image caption: Strategic Benefits Advisors, Inc. (SBA) logo.

“Ever since the Affordable Care Act, employer-sponsored benefits have remained in flux, with each new piece of legislation adding another layer of complexity,” said SBA Director and Senior Benefits Consultant Andy Clonts. “The One Big Beautiful Bill is no different. It introduces helpful flexibilities around HSA eligibility and indexes to inflation certain limits that have been stagnant for many years. At the same time, it creates new operational and compliance challenges that plan sponsors will need to navigate.”

“Some provisions are optional, others automatic and several require careful coordination between HR, payroll and third-party vendors,” Clonts added. “Our goal is to help plan sponsors cut through the noise and quickly understand which provisions affect them so they can prioritize what to address now versus what may require longer-term planning.”

RETIREMENT PLAN IMPACTS:

New Trump accounts for employees and dependents: OBBB creates a new tax-advantaged savings vehicle, referred to as a Trump account. Beginning in 2026, employers may contribute up to $2,500 per year (indexed for inflation) on a tax-free basis to accounts owned by employees or their dependents. These accounts function similarly to IRAs and are intended to support long-term savings goals.

HEALTH AND WELFARE PLAN IMPACTS:

Dependent Care FSA limit increased: Beginning in 2026, the dependent care FSA contribution limit increases from $5,000 to $7,500 per household ($3,750 if married filing separately). The new cap is not indexed for inflation.
Expanded HSA eligibility:
- First-dollar telehealth coverage: OBBB makes permanent a pandemic-era exception that allows HDHPs to offer pre-deductible telehealth benefits without jeopardizing HSA eligibility.
- Direct Primary Care (DPC): DPC arrangements are no longer considered disqualifying coverage, and associated fees (up to $150 per month for individuals or $300 per month for families) are now reimbursable from HSAs.
- Bronze and catastrophic plans: All bronze and catastrophic plans purchased on the individual Exchange now count as HDHPs for HSA eligibility purposes.
Student loan repayment programs made permanent: OBBB makes permanent the ability for employers to provide up to $5,250 annually in tax-free educational assistance, including student loan repayments. Starting in 2026, this limit will be indexed for inflation.
PFML tax credit expanded: The Paid Family and Medical Leave (PFML) tax credit is now permanent, is available in all states, features reduced service requirements (six months instead of one year) and applies even when employers fund leave through insurance premiums.
Enhanced employer-provided child care credit: The maximum employer-provided child care credit increases to $500,000 (or $600,000 for qualifying small businesses), with a higher reimbursement percentage, new allowances for pooling resources and using third-party intermediaries and indexing for inflation beginning in 2026.
Elimination of bicycle commuting reimbursement: OBBB makes permanent the repeal of a fringe benefit that allowed employers to reimburse up to $20 per month in qualified bicycle commuting expenses on a tax-free basis. Most employers did not offer it, but those that did will no longer be able to provide this reimbursement on a tax-advantaged basis starting in 2026.

PAYROLL ADMINISTRATION IMPACTS:

Tips and overtime earnings excluded from income tax: For tax years 2025–2028, employees may deduct qualified tips and overtime premium pay from their federal taxable income when filing their annual tax return. While payroll withholding practices remain unchanged, payroll teams should ensure proper earnings breakout reporting and anticipate employee questions. Employees must continue reporting tips to their employers, and employers must treat tips and overtime as taxable income for withholding purposes and include them on employees’ W-2s.

This summary is intended to provide general information and should not be construed as legal or tax advice. For help assessing the impact of these changes on your plan and workforce, reach out to your Strategic Benefits Advisors consultant.

ABOUT STRATEGIC BENEFITS ADVISORS:

Strategic Benefits Advisors, Inc. (SBA) is an independent, full-service employee benefits consulting firm focused on creatively and effectively solving complex benefits issues for clients ranging from 500 to more than 300,000 employees. Founded in 2002 by veteran consultants Mindy Zatto and Andy Adams, SBA provides practical consulting recommendations and expert implementation of solutions for all types of employee benefits programs, including retirement, health and welfare, financial wellness and employee recognition. With an average of more than 20 years in the field, SBA’s team of actuaries, consultants and systems specialists is among the most experienced in the industry. For more information, visit https://www.sba-inc.com/.

Tags: #OBBB #employeebenefits #retirement #healthcare

NEWS SOURCE: Strategic Benefits Advisors Inc.

To view the original story, visit: https://www.send2press.com/wire/strategic-benefits-advisors-outlines-what-plan-sponsors-need-to-know-about-the-one-big-beautiful-bill/

Down Payment Resource announces strategic partnership with FirstHome IQ to expand access to homebuyer assistance programs

ATLANTA, Ga., July 15, 2024 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced a strategic partnership with FirstHome IQ, a nonprofit empowering the next generation of homeowners through modern, accessible financial education and tools for industry partners. This collaboration will empower industry professionals to be better equipped as they educate and guide first-time homebuyers through the process.

Image caption: Down Payment Resource announces strategic partnership with FirstHome IQ.

Since 2008, DPR has built the nation’s most comprehensive database of homebuyer assistance programs, serving as a trusted bridge between buyers, real estate professionals, lenders and the programs that make homeownership possible. Its award-winning technology quickly matches buyers with grants and loans many would otherwise overlook.

By embedding DPR’s data and tools into FirstHome IQ’s curriculum and online platform, the partnership gives educators and housing professionals a straightforward way to surface relevant assistance programs, strengthening their outreach and expanding their impact in local communities.

“Down payment is the number one barrier to homeownership for the next generation,” said Rob Chrane, CEO of Down Payment Resource. “We are very passionate about the mission of FirstHome IQ and the work we can do together to empower a new generation of buyers with the information, tools and confidence they need to take that first step.”

“NextGen homebuyers are often one conversation away from thinking homeownership is possible,” said Kristin Messerli, Executive Director of FirstHome IQ. “Partnering with Down Payment Resource allows us to show first-time homebuyers that help is available.”

Chrane, a FirstHome IQ board member and one of its leading individual donors in 2025, has long championed sustainable paths to homeownership. His involvement in this initiative underscores both organizations’ shared commitment to equity, education and practical solutions that help first-time homebuyers overcome today’s affordability challenges.

Join DPR and FirstHome IQ in a webinar on July 22, 2025, at 1:00 p.m. ET to learn how the companies will expand access to education about down-payment assistance for first-time buyers. Register now: https://us06web.zoom.us/meeting/register/3qyEZuJ-SBa9gul8xB3gwA#/registration

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,500 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

About FirstHome IQ:

FirstHome IQ is a nonprofit organization dedicated to helping first-time homebuyers build confidence and financial capability through modern, accessible education. By partnering with lenders, real estate professionals, and community organizations, FirstHome IQ delivers turnkey tools and programs that make homeownership education engaging, actionable, and scalable. For more information, visit https://www.firsthomeiq.com/.

Twitter: @DwnPmtResource #downpaymentassistance #downpayment

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-announces-strategic-partnership-with-firsthome-iq-to-expand-access-to-homebuyer-assistance-programs/

Strategic Benefits Advisors welcomes Andy Clonts as director and senior benefits consultant

ATLANTA, Ga., June 17, 2025 (SEND2PRESS NEWSWIRE) — Strategic Benefits Advisors, Inc. (SBA) today announced the appointment of Andy Clonts as director and senior benefits consultant. In this role, Clonts will be responsible for driving business growth while leveraging his extensive experience in employee benefits strategy, healthcare navigation and client engagement to deliver tailored solutions to SBA’s expanding roster of clients.

Image caption: Andy Clonts of Strategic Benefits Advisors.

Clonts brings more than 25 years of leadership in the human capital and employee benefits space, including senior roles at Alight Solutions, Bright Horizons and Aon Hewitt. His background spans strategic sales, benefits administration and the development of high-impact go-to-market strategies for Fortune 500 employers. Most recently, Clonts led growth and solution development efforts for Bright Horizons’ Education Advisory Services, helping employers close workforce skill gaps through education benefits.

Before that, Clonts served as senior vice president of strategic solutions sales at Alight Solutions, overseeing cross-functional teams focused on health navigation, compliance services, retiree benefits and more. His results-oriented leadership helped reshape Alight’s client engagement model and consistently exceed revenue targets.

“Andy is a dynamic leader with deep industry knowledge and a client-first mindset,” said SBA Founding Principal Mindy Zatto. “His strategic thinking and proven ability to deliver results will help propel SBA’s continued growth as we support clients through today’s complex benefits landscape.”

Clonts earned a bachelor’s degree in management from Valdosta State University. In his free time, Andy loves being active outdoors, boating, fishing, traveling, and most of all spending time with his family

About Strategic Benefits Advisors:

Strategic Benefits Advisors, Inc. (SBA) is an independent, full-service employee benefits consulting firm focused on creatively and effectively solving complex benefits issues for clients ranging from 500 to over 300,000 employees. Founded in 2002 by veteran consultants Mindy Zatto and Andy Adams, SBA provides practical consulting recommendations and expert implementation of solutions for all types of employee benefits programs, including retirement, health and welfare, financial wellness and employee recognition. With an average of over 20 years in the field, SBA’s team of actuaries, consultants and systems specialists is among the most experienced in the industry. For more information, visit https://www.sba-inc.com/.

NEWS SOURCE: Strategic Benefits Advisors Inc.

To view the original story, visit: https://www.send2press.com/wire/strategic-benefits-advisors-welcomes-andy-clonts-as-director-and-senior-benefits-consultant/

HousingWire selects Depth EVP Lindsey Neal as 2025 Marketing Leader

ATLANTA, Ga., June 2, 2025 (SEND2PRESS NEWSWIRE) — Depth, a leading provider of consultative B2B marketing, public relations and reputation management services for technology companies serving the residential mortgage finance, financial technology (fintech) and regulatory technology (regtech) industries, today announced that Executive Vice President Lindsey Neal has been named a recipient of HousingWire’s 2025 Marketing Leaders Award.

Photo caption: Lindsey Neal, Depth executive vice president.

HousingWire today honored 55 of the most dynamic and influential marketing professionals in the housing industry, describing how “These standout leaders are reshaping the way mortgage and real estate companies connect with their audiences, tell their stories, and drive growth.”

A trusted advisor to mortgage lenders, fintechs and mortgage/financial service providers since 2006, Lindsey joined Depth as an original DepthSquad member in 2010. During the ensuing 15 years, she has been responsible both for developing full-service marketing and PR strategies, ensuring their effective execution and cultivating productive relationships for Depth clients, and for leadership related to agency growth initiatives. She is a 2006 graduate of Berry College in Rome, Georgia, and earned her M.B.A. from the Terry College of Business at the University of Georgia in 2011.

“Lindsey Neal is a well-known force in our industry,” said Depth founder and president, Kerri Milam. “Dozens of successful firms and respected individuals can and do attest to the role her guidance and marketing leadership has played in their market position. That includes our firm Depth and me.”

According to the HousingWire announcement, “’The 2025 Marketing Leaders are charting new territory and redefining what’s possible in mortgage and real estate marketing,” said HousingWire Editor-in-Chief Sarah Wheeler. Their bold strategies, inventive campaigns, and data-informed decisions are accelerating business performance and reshaping industry standards. We’re incredibly proud to recognize these trailblazing leaders who showcase the true impact and potential of modern marketing.

‘HousingWire’s Marketing Leaders represent the top talent in marketing — professionals who are building brands and influencing business outcomes,’ said HW Media CEO Clayton Collins. ‘These marketers are driving mortgage origination volume, connecting with homebuyers at critical moments, and supporting real estate brokerages to engage buyers and sellers. By combining data, technology, and creative strategy, they’re transforming how the industry communicates, competes and grows.’”

About Depth:

Learn more: https://depthpr.com/

About HousingWire:

HousingWire is an information services company that provides unique data and research, respected business journalism and must-attend events for housing leaders to use to advance their understanding and business outcomes. Our vision is a world in which housing leaders have a complete view of the housing market, and a broad community of peers with whom they can connect. We are committed to delivering the data, analytics, media, and events that advance this vision.

Because housing is too important for narrow perspectives and missed connections. Informed housing leaders are better housing leaders. A connected housing industry is a better housing industry. And the full picture always reveals new opportunities.

Explore more at https://www.housingwire.com/

MULTIMEDIA:

https://www.Send2Press.com/300dpi/23-1012-s2p-lindsey-neal-300dpi.jpg

Photo caption: Lindsey Neal, Depth executive vice president.

NEWS SOURCE: Depth

To view the original story, visit: https://www.send2press.com/wire/housingwire-selects-depth-evp-lindsey-neal-as-2025-marketing-leader/

Boris Cepeda releases ‘Andamios,’ a personal journey through Latin American and European piano music

ATLANTA, Ga., May 28, 2025 (SEND2PRESS NEWSWIRE) — Internationally acclaimed pianist and Steinway Artist Boris Cepeda announces the release of his latest solo album, “Andamios,” now available on all major digital platforms. Featuring works by Isaac Albéniz, Maurice Ravel, Astor Piazzolla, Gerardo Guevara and Leonardo Cárdenas, “Andamios” blends Latin American and European musical traditions in a deeply personal and emotionally resonant recording.

Image caption: Cover of “Andamios,” Boris Cepeda’s new solo piano album featuring works from Europe and Latin America.

Recorded in Atlanta on a Hamburg Steinway Grand Model B, “Andamios” captures the intimate nuances of Cepeda’s interpretation. The album is available on Spotify, Apple Music, Amazon Music, YouTube and other platforms. Listen here: https://www.boriscepeda.hearnow.com.

“Sincerity, humanity, authenticity, those were my guiding lights while recording ‘Andamios,’” Cepeda said. “I wanted the sound to emerge from silence, as something natural and unforced. Not perfection in a studio sense, but truth in tone, in timing, in feeling. It’s a tribute to memory and identity, and to the invisible threads connecting composers and listeners across time and continents.”

The album includes works ranging from the Spanish romanticism of Albéniz to the French impressionism of Ravel, alongside modern voices from Latin America: Ecuadorian composers Gerardo Guevara and Leonardo Cárdenas, and Argentine legend Astor Piazzolla, with ‘Adiós Nonino’ arranged for solo piano.

Cepeda dedicates the album to the memory of his father, Gonzalo Cepeda, and to the love of his life, while acknowledging the many friends, family members and supporters who made the production possible through grassroots contributions.

“Andamios” has been submitted for consideration at the 2025 Latin Grammy Awards in the categories of album of the year and best classical album.

Learn more: https://www.boriscepeda.com/andamios-media.

About Boris Cepeda

Boris Cepeda is an Ecuadorian-German pianist and conductor with more than 40 years of international experience. A Steinway Artist since 2021, he has performed as a soloist and conductor across Latin America, Europe, the United States and Asia. He currently directs the European Piano Academy of Atlanta, where he also recorded ‘Andamios.’ Cepeda is widely recognized for his expressive clarity, cultural ambassadorship and commitment to expanding the reach of Latin American classical music. Learn more: https://www.boriscepeda.com/.

MEDIA CONTACT:
Boris Cepeda
Email: info@boriscepeda.com

Press Assets: https://www.boriscepeda.com/andamios-media

NEWS SOURCE: Boris Cepeda

This press release was issued on behalf of the news source (Boris Cepeda), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/boris-cepeda-releases-andamios-a-personal-journey-through-latin-american-and-european-piano-music/

Envoy Mortgage expands down payment assistance reach with Down Payment Resource partnership after successful pilot

Pilot results spark full rollout of Down Payment Resource tools to boost efficiency and expand access

ATLANTA, Ga., April 30, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading provider of technology that connects homebuyers with homebuyer assistance programs, today announced that Envoy Mortgage (Envoy) will implement DPR’s suite of software tools across its national footprint. The move follows a successful pilot and reflects Envoy’s commitment to expanding down payment assistance (DPA) offerings while maintaining operational efficiency and reducing repurchase risk.

Image caption: Down Payment Resource.

Founded in 1997 as First Houston Mortgage, Envoy has helped more than 200,000 homebuyers across nearly 49 states. With a 98% customer satisfaction score, the Houston-based mortgage company has long prioritized both service and innovation. As its lending operations continue to scale nationwide, Envoy recognized the need for a more robust, data-driven approach to managing DPA programs.

“Partnering with DPR allows us to accelerate our goal of making affordable homeownership accessible to more people without needing to add headcount,” said Katrina Cummins, senior vice president of strategic initiatives at Envoy. “Its platform helps us streamline DPA management, while giving our teams the tools they need to better serve borrowers at every income level.”

During the pilot, Envoy documented significant time savings and process efficiencies, eliminating the need for an additional full-time hire, saving an estimated $70,000 to $80,000 annually. Beyond cost savings, the integration supports more informed lending decisions and a lower loan-to-value ratio for qualifying borrowers and is key to increasing access for low-to-moderate-income buyers.

“Down payment assistance can make a critical difference for homebuyers, especially those just starting their wealth-building journey,” said Jesse Passafiume, president of Envoy. “DPR’s platform has been a game-changer, reducing risk and enabling our team to offer these programs with greater confidence.”

Envoy is currently rolling out DPR’s technology across its branches. Phase 1 includes training for loan officers and underwriters, while Phase 2 will focus on integrating DPR directly into Envoy’s Encompass® loan production system. Phase 3 will explore API integration to capture qualified DPA leads in real time.

“Envoy is known for its people-first approach and high-touch service,” said Rob Chrane, founder and CEO of DPR. “With this partnership, it’s expanding what’s possible for buyers across the country. We’re proud to support Envoy’s efforts to make DPA more accessible, efficient, and impactful.”

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,500 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

X: @DwnPmtResource #downpaymentassistance #homeownership #housingaffordability

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/envoy-mortgage-expands-down-payment-assistance-reach-with-down-payment-resource-partnership-after-successful-pilot/

43 new assistance programs were added during the first quarter of 2025, expanding support for more homebuyers

Down Payment Resource's Q1 2025 HPI Report finds 2,509 homebuyer assistance programs available nationwide with an average benefit of $18,000

ATLANTA, Ga., April 22, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q1 2025 Homeownership Program Index (HPI) report. The report saw the number of entities offering homebuyer assistance programs increase by 55 year-over-year (YoY). The number of programs increased by 43 during the first quarter, bringing the total number of available programs to 2,509.

Image caption: Down Payment Resource’s Q1 2025 HPI Report.

Down payment assistance (DPA) can be used by lenders to lower a homebuyer’s loan-to-value (LTV) ratio by an average of 6%. The average benefit is $18,000.

“Rates are still high and prices keep climbing, but we’re seeing expanded program offerings, new providers and greater flexibility in how funds are used — not just for down payments but also to cover closing costs, lower the rate or meet other buyer needs,” said Rob Chrane, founder and CEO of DPR. “More programs now include manufactured and multi-family homes, opening new paths to affordability and steady income. For lenders, that means more ways to qualify buyers and close loans in a tough market.”

KEY Q1 2025 HPI REPORT FINDINGS

An examination of the existing 2,509 homebuyer assistance programs on April 4, 2025, resulted in the following key findings:

43 homebuyer assistance programs were added in Q1 2025, a 2% increase from Q4 2024. 952 programs (38%) are available to repeat buyers. 240 programs (10%) do not have income restrictions, increasing the number of buyers who might qualify for assistance. 29 programs support first-generation homebuyers, an increase of 16% over the last quarter.
”Other homebuyer assistance” programs increased 35% from the previous quarter, below-market-rate (BMR)/resale-restricted programs increased 18% and grant programs grew 7%. BMR/resale-restricted programs offer housing at prices lower than the open market, with restrictions on resale to ensure affordability for future buyers, typically low-to moderate-income households.
80% of DPAs in Q1 were deferred payment programs, a 3% increase from the previous quarter. With a deferred payment loan, borrowers don’t make monthly payments, and the balance is typically due when they sell or refinance or the loan matures. Many of these loans are also forgivable. 53% of DPAs in Q1 offered partial or full forgiveness over time, as long as the homeowner meets certain requirements, such as maintaining primary residency.
990 programs (39%) were offered through local housing finance agencies (HFAs), virtually unchanged from the previous quarter. Nonprofits accounted for 21%, a 2% increase over the previous quarter. State FHAs represented 18%, a slight drop from the previous quarter.
The number of programs supporting manufactured housing grew 6%, from 914 in Q4 2024 to 971 in Q1 2025. Manufactured homes are considered to be an affordable housing supply since they are significantly cheaper to purchase than site-built homes, with average costs per square foot around $87 versus $166 according to the Manufactured Housing Institute.
833 programs supported the purchase of multi-family housing, a 3% increase from the previous quarter. Of these, a growing number of programs support purchasing three-unit homes (562) and four-unit homes (536). Investing in multifamily properties can generate cash flow and potentially offer tax advantages to buyers.
20 programs offered special funding to surviving military spouses, an 18% increase from the previous quarter, while energy efficiency programs grew by 17%. Other incentive programs included 69 for educators, 56 for protectors (jobs focused on safeguarding people, property, or information), 50 to assist military veterans, and 50 for Native Americans.

A more detailed analysis of the Q1 2025 HPI findings, including infographics and examples of the programs described in this release, can be found on DPR’s website at https://downpaymentresource.com/professional-resource/weve-added-43-programs-in-q1-2025-and-55-providers-since-q1-2024/.

For a complete list of homebuyer assistance programs by state, visit https://downpaymentresource.com/wp-content/uploads/2025/04/HPI-state-by-state-data.Q12025.pdf.

METHODOLOGY

Published quarterly, DPR’s HPI surveys the funding status, eligibility rules and benefits of U.S. homebuyer assistance programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,300 program providers throughout the year to track and update the country’s wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates (MCCs) and affordable first mortgages, in the DOWN PAYMENT RESOURCE® database.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,500 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

X: @DwnPmtResource #downpaymentassistance #affordabilitycrisis #housingaffordability #mortgage #housingequity #downpayment

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/43-new-assistance-programs-were-added-during-the-first-quarter-of-2025-expanding-support-for-more-homebuyers/

Apparo Expands Impact in Atlanta, Empowering Nonprofits through Strong Corporate Partnerships

ATLANTA, Ga., March 25, 2025 (SEND2PRESS NEWSWIRE) — Apparo, a nonprofit dedicated to enhancing nonprofit effectiveness through skilled corporate volunteering and technology solutions, is calling on Atlanta’s corporate community to join their mission. Over the past three years, Apparo has expanded their footprint in Atlanta, collaborating with local nonprofits to drive digital transformation and operational efficiency. Through their partnership, leading corporations and Apparo are helping nonprofits streamline operations, secure funding, and amplify their community impact.

Image caption: Apparo – Amplifying Nonprofit Impact.

Since entering the Atlanta market, Apparo has engaged corporate volunteers to support 24 nonprofits with technology planning, process optimization, and cybersecurity improvements and has already delivered nearly $1 million in support and upskilled 200+ nonprofit staff members.

Apparo welcomes Atlanta-based corporations to explore partnership opportunities and make a direct impact on the nonprofit sector. To learn more, visit apparo.org/corporations.

Apparo’s ability to drive corporate-nonprofit collaboration is reinforced by its recent membership in CVC Atlanta (Corporate Volunteer Council of Atlanta). This strategic move positions Apparo to connect with Atlanta’s leading businesses, offering them meaningful opportunities to leverage their employees’ skills for social good.

“Our expansion in Atlanta has shown that when businesses and nonprofits work together, real transformation happens,” said Kim Lanphear, CEO of Apparo. “Through skilled volunteerism, corporate partners not only strengthen the nonprofit sector but also create lasting community impact. We invite Atlanta’s corporate leaders to join us in making a difference.”

A prime example of this impact is Apparo’s recent partnership with Big Brothers Big Sisters of Metro Atlanta (BBBSMA). With a 65-year legacy of youth mentorship, BBBSMA has grown rapidly, increasing its staff from 34 to 100 while serving over 2,000 children across 11 metro Atlanta counties. However, their technological infrastructure struggled to keep pace with this growth. Apparo paired BBBSMA with skilled volunteers from CapTech Consulting and Hylaine, who conducted a comprehensive technology assessment. The result: a strategic roadmap that enhances efficiency, strengthens cybersecurity, and streamlines processes—ultimately enabling BBBSMA to better serve Atlanta’s youth.

Adam Boitnott, Apparo Board Chair and CEO of Hylaine, emphasized the value of these partnerships: “At Hylaine, we’ve seen firsthand the power of skilled volunteering. The work we’ve done with Apparo demonstrates how corporate expertise can drive real impact for nonprofits, and I encourage more companies to get involved in this important work.”

Upon completing this Community Impact Project, BBBSMA anticipates significant operational improvements. By optimizing its ticketing system and increasing efficiency, the organization expects to reduce staff time on resolving technology issues. As Harold Mizell, a BBBSMA representative, explains, “When the Development Department is operating at peak efficiency, we can more effectively fundraise. On the same note, when we get the same amount or more work done while using fewer resources, there are financial benefits.”

Hylaine’s Debby Murphy, a skilled volunteer in this Community Impact Project shares, “Working with Apparo and Big Brothers Big Sisters was a great experience. The BBBS IT Team was already doing great things on their own, yet was very receptive to input from our project team. I enjoyed learning about the organization – the enthusiasm of the BBBS team was truly inspiring.”

About Apparo:

Apparo is a Charlotte-based organization that empowers nonprofits through technology and business process improvements and corporate volunteer partnerships that enhance capacity, amplify nonprofit missions, and create profound community impact. Learn more and get involved. Subscribe to stay up to date on all things Apparo.

Learn more: https://apparo.org/

NEWS SOURCE: Apparo

This press release was issued on behalf of the news source (Apparo), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/apparo-expands-impact-in-atlanta-empowering-nonprofits-through-strong-corporate-partnerships/

From ‘Hotlanta’ Humidity to a Lush Tree Canopy: Mold Inspection Sciences Expands in Georgia to Safeguard Homes Old and New

With a no-conflict-of-interest approach and science-based mold testing, Mold Inspection Sciences (MIS) tackles the hidden moisture challenges in one of America's greenest metro areas

ATLANTA, Ga., March 21, 2025 (SEND2PRESS NEWSWIRE) — Renowned for its humid summers, frequent thunderstorms, and one of the highest urban tree canopies in the nation—covering nearly 48% of the city—Atlanta presents a unique environment for hidden mold growth. To address these challenges, Mold Inspection Sciences (MIS), a national leader in unbiased, science-based mold inspection and testing, announced its expansion into Greater Atlanta. Backed by more than 20 years of experience in 12 states and 20 markets, MIS delivers a no-conflict-of-interest model that provides inspections and testing.

Image caption: Mold Inspection Sciences (MIS).

Nicknamed “Hotlanta” for its sweltering summer temperatures, Atlanta’s steamy climate often leads to moisture build-up in older homes with aging infrastructure and new, energy-efficient buildings without proper ventilation. Frequent storms can also leave behind damp conditions, especially where leaf litter and shade from the city’s extensive canopy trap moisture around a home’s exterior.

“We’ve noticed a growing need in Metro Atlanta, where both 100-year-old bungalows and brand-new condos can harbor moisture issues,” says Ben Wieser, field operations manager at MIS. “Excess humidity, unexpected leaks, and even overworked HVAC systems can all encourage mold growth. By focusing solely on inspection and testing, we offer property owners clear lab-based results, helping them determine the right next steps for each property’s unique needs.”

Whether it’s a Craftsman bungalow in Virginia-Highland or a sleek condo in Midtown, MIS’s science-based protocols identify mold issues at their source and provide actionable, data-driven solutions. By collaborating with local healthcare providers—particularly those treating mold-related illnesses—MIS ensures that patients and professionals receive accurate, unbiased indoor air quality assessments.

Key Services Offered by MIS Georgia:

Comprehensive Mold Detection, Inspection, and Testing
Identifying and assessing mold presence using advanced, science-based protocols.
Mold-Related Illness (CIRS) Inspection and Testing
Focused evaluations, often in collaboration with healthcare providers, for individuals experiencing mold-related illness.
Remediation Protocols and Support Services
Detailed plans and guidance for safe, effective mold removal, helping ensure a third-party remediator follows best practices.
Post-Remediation Clearance Testing
Verifying successful cleanup and restoring peace of mind to property owners.
Drinking Water Sampling and Testing
Checking for contaminants that may affect health and safety.

Mold Inspection Sciences Georgia is open Monday through Friday from 9 AM to 8 PM and Saturdays from 12 PM to 2 PM (closed on Sundays). To learn more or schedule an inspection, visit https://www.moldsci.com/locations/atlanta or call 404.907-2179.

About Mold Inspection Sciences

Mold Inspection Sciences (MIS), https://www.moldsci.com/, was founded in 2002 with a simple goal in mind: provide affordable, professional, and high-quality mold inspection and testing services to people across dozens of cities in 12 states. Over the past 20 years, MIS has successfully performed and solved thousands of investigations, creating safer and healthier conditions for clients in diverse environments.

NEWS SOURCE: Mold Inspection Sciences Inc

This press release was issued on behalf of the news source (Mold Inspection Sciences Inc), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/from-hotlanta-humidity-to-a-lush-tree-canopy-mold-inspection-sciences-expands-in-georgia-to-safeguard-homes-old-and-new/

Down Payment Resource receives ICE Mortgage Technology’s 2025 Innovation Award for Technology Partner of the Year

The recognition highlights DPR's integration with Encompass, which helps lenders connect homebuyers with homebuyer assistance programs

ATLANTA, Ga., Feb. 27, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced that it has been named the 2025 ICE Innovation Technology Partner of the Year by Intercontinental Exchange, Inc. (ICE), a leading global provider of data, technology and market infrastructure.

Image caption: Down Payment Resource.

The ICE Innovation Awards recognize industry leaders pushing the envelope by creating extraordinary solutions for housing professionals in partnership with ICE Mortgage Technology.

DPR’s integration with Encompass® by ICE Mortgage Technology debuted during ICE Experience 2024. Available on the Encompass Partner Connect (EPC) platform via APIs, the integration makes it easier for lenders to support homebuyers with the nation’s 2,400-plus down payment assistance (DPA) programs. Using DPA can lower the borrower’s loan-to-value (LTV) ratio by an average of 6%, helping more low-to-moderate income (LMI) borrowers qualify for a mortgage.

DPR’s integration with Encompass embeds operational support for DPA programs directly into core loan production systems, arming lending staff with the information they need to confidently offer and manufacture these programs. Based on declarations and loan application data, borrowers are automatically matched with eligible company-approved DPA programs. LOs are presented with program information, such as benefit amounts and eligibility requirements, so they can advise borrowers on their DPA options and guide them through program-specific processes. Also, program selections are automatically communicated downstream to underwriters by translating program requirements into importable loan conditions, making them easier to manage.

“We are extremely pleased ICE has shined such a bright light on this integration, which addresses a long-standing gap in making DPA program information accessible within the LOS so loan officers can help more borrowers take advantage of DPA opportunities,” said DPR Founder and CEO Rob Chrane. “As the only partner in the network providing this critical service, DPR is playing a critical role in helping lenders make homeownership more accessible for first-time and LMI buyers.”

Encompass Partner Connect enables the integration of key third-party products and services with ICE Mortgage Technology solutions. ICE does not own, control, nor endorse any specific industry participant or the product/service provided. Loan originators and servicers are responsible for vetting, selecting, and contracting with the providers of their choosing.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,400 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

X: @DwnPmtResource #downpaymentassistance #homeownership #housingaffordability @icemortgagetech #X25

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-receives-ice-mortgage-technologys-2025-innovation-award-for-technology-partner-of-the-year/

Down Payment Resource honors Mosi Gatling with its Beverly Faull Affordable Housing Leadership Award and Skyler Lemons with its inaugural Emerging Leader Award

The Beverly Faull award program recognizes individuals or organizations for accomplishments and leadership in the affordable housing finance space

ATLANTA, Ga., Feb. 26, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, announced today that it has honored Mosi Gatling of New American Funding (NAF) with the 2024 Beverly Faull Affordable Housing Leadership Award, and Skyler Lemons of Exit Strategy Realty with hits inaugural Emerging Leader Award. Both recipients were recognized for their commitment to advancing homeownership opportunities by leveraging homebuyer assistance programs.

Image caption: Mosi Gatling (L) and Skyler Lemons (R), recipients of Down Payment Resource’s 2025 Beverly Faull Affordable Housing Leadership Award and inaugural Emerging Leader Award.

Mosi Gatling: Beverly Faull Award Recipient

Now in its eighth year, the Beverly Faull Affordable Housing Leadership Award recognizes an individual or organization that has exhibited a steadfast commitment to expanding access to affordable homeownership. DPR created the award program in memory of one of its first employees, Beverly Faull, for her wholehearted dedication to the company’s mission to improve access to homebuyer assistance programs. DPR will donate $5,000 to the housing non-profit of Gatling’s choice.

Currently SVP of Strategic Growth and Expansion at NAF, Gatling has worked for more than 20 years to expand homeownership opportunities, particularly among people of color and first-time homebuyers. Notably, she has been instrumental in launching NAF’s Black Impact initiative to enhance homeownership accessibility in Black communities, which includes a $20 billion organizational commitment to provide new mortgages to Black homebuyers by 2028. She is also one of the top FHA loan originators in the country. Her work as a mortgage banker, along with her public advocacy at national housing forums, highlight her dedication to making homeownership more equitable.

Skyler Lemons: Emerging Leader Award Recipient

The newly announced Emerging Leader Award recognizes early career individuals who are passionate about helping homebuyers secure safe and affordable housing with the help of homebuyer assistance programs. Skyler Lemons, a real estate agent at EXIT Strategy Realty, is the award’s inaugural recipient. Down Payment Resource will donate $2,500 to the housing non-profit of Lemons’ choice.

Lemons followed in his mother’s footsteps (agent Marki Lemons-Ryhal), in realizing the importance of helping South Side Chicago residents secure affordable housing. As a youth, he volunteered on affordable housing projects. He became a licensed real estate broker after graduating from Howard University College of Business. Just four years into his career, he’s the top agent in units sold at the largest EXIT Strategy Realty franchise. Having negotiated over $150,000 in down payment assistance and closing costs in 2024 alone, he is called the “Down Payment Grant King” by colleagues. In 2025, Lemons is launching the Center for Empowering Moves, an initiative to strengthen affordable housing pathways for Black Americans.

“We receive incredible nominations for this award each year, but this year’s recipients stood out in an undeniable way,” said DPR’s Founder and CEO Rob Chrane. “Mosi has dedicated decades to expanding homeownership opportunities and breaking down barriers for first-time and minority homebuyers. Skyler, in just a few short years, has made a profound impact in his community, leveraging down payment assistance to help families achieve homeownership. Their passion and commitment to housing affordability are inspiring, and we are honored to recognize their work in Beverly’s memory.”

About Down Payment Resource:

X: @DwnPmtResource #downpaymentassistance #homeownership #housingaffordability

Media Contact:
Johnna Szegda
Depth for Down Payment Resource
404.798.1155
johnna@depthpr.com

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-honors-mosi-gatling-with-its-beverly-faull-affordable-housing-leadership-award-and-skyler-lemons-with-its-inaugural-emerging-leader-award/

Millionaire Mastermind Academy Expands National Impact, Empowering Over 8,000 Minority Women Entrepreneurs

2023-2024 Annual Report Highlights Groundbreaking Entrepreneur Curriculum and Strategic Partnerships Driving Economic Equity

ATLANTA, Ga., Feb. 10, 2025 (SEND2PRESS NEWSWIRE) — Millionaire Mastermind Academy (MMA), a nationally recognized nonprofit organization, has released its 2023-2024 Annual Impact Report, underscoring its proprietary entrepreneur curriculum and the power of strategic national partnerships in creating pathways to financial independence for minority women entrepreneurs. With a strong presence in Georgia, Texas, Florida, and Arizona, MMA has supported over 8,000 entrepreneurs, empowering them with the education, mentorship, and resources needed to build and scale successful businesses.

Image caption: Millionaire Mastermind Academy Empowers Over 8,000 Minority Women Entrepreneurs.

CLICK HERE TO DOWNLOAD THE IMPACT REPORT – https://millionairemastermindacademy.org/impact-report/

A COMMITMENT TO ENTREPRENEURIAL EDUCATION AND ECONOMIC EMPOWERMENT

Millionaire Mastermind Academy remains dedicated to eradicating poverty through entrepreneurship, equipping minority women with business training, financial literacy, and leadership development.

Its proprietary entrepreneur curriculum provides:

Comprehensive business education programs designed to build capacity, foster leadership, and create employer firms.
Hands-on support in accessing procurement and contracting opportunities, enabling women entrepreneurs to transition from sole proprietors to sustainable employer
Targeted mentorship and financial literacy training, ensuring long-term economic stability and wealth creation.
Specialized programs in supplier diversity, real estate investment, and access to capital, bridging systemic gaps in minority business success.

“Ending poverty starts with access—access to resources, education, and opportunities. That’s what we provide at Millionaire Mastermind Academy,” said Dr. Velma Trayham, Founder & Chairwoman of Millionaire Mastermind Academy. “By equipping minority women with the tools to succeed, we are driving economic transformation in historically underserved communities.”

CREATING EMPLOYER FIRMS THROUGH CONTRACTING AND PROCUREMENT SUPPORT

The Annual Report highlights MMA’s commitment to breaking systemic barriers by providing women entrepreneurs with the knowledge, support, and networks needed to secure public and private contracting opportunities.

Through targeted programs, MMA offers:

Capacity-building support to prepare businesses for growth and
Technical assistance in procurement processes and supplier certifications (e.g., MBE, DBE, WBE).
Direct access to contracting and corporate supplier diversity networks.
Strategic mentorship to help minority entrepreneurs scale and create long-term job opportunities.

This work has significantly contributed to job creation and economic revitalization in underserved communities, strengthening minority women-led businesses and accelerating economic mobility.

POWERFUL NATIONAL PARTNERSHIPS DRIVING IMPACT

A key driver of Millionaire Mastermind Academy’s success is its growing network of national funders, investors, and corporate partners, which includes:

JPMorgan Chase
Truist Bank
American Landmark Apartments
Bank of America
M&T Bank

These organizations, among many others, have played a vital role in expanding MMA’s programs, providing funding, mentorship, and access to high-value business networks. The academy remains committed to leveraging these partnerships to create economic equity and remove systemic barriers for minority women entrepreneurs.

NEWS SOURCE: Millionaire Mastermind Academy

This press release was issued on behalf of the news source (Millionaire Mastermind Academy), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/millionaire-mastermind-academy-expands-national-impact-empowering-over-8000-minority-women-entrepreneurs/

172 new homebuyer assistance programs and 75 new program providers emerged in 2024 to tackle homeownership affordability

Down Payment Resource's Q4 2024 HPI Report finds 2,466 homebuyer assistance programs available to support U.S. homeownership

ATLANTA, Ga., Jan. 21, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q4 2024 Homeownership Program Index (HPI) report. The report saw the number of homebuyer assistance programs increase by 172 and the number of entities offering them increase by 75 year-over-year (YoY), bringing the total number of available programs to 2,466.

Image caption: Down Payment Resource’s Q4 2024 HPI Report.

“We are pleased to see state and local agencies adapting to the current and ongoing housing affordability crisis by adding new programs and expanding their criteria to allow for the purchase of multi-family and manufactured housing,” said Rob Chrane, founder and CEO of DPR. “We’re also seeing more flexibility in how funds can be used — a down payment, closing costs or buying down their interest rate. In a market with few homes for sale and escalating prices, down payment assistance has become vital for many buyers in helping them to become homeowners and start building wealth through equity.”

KEY HPI REPORT FINDINGS

An examination of the existing 2,466 homebuyer assistance programs on January 8, 2025, resulted in the following key findings:

The number of U.S. homebuyer assistance programs increased by 22 over the past quarter. This represents a 1% increase over the previous quarter, and a 7% YoY increase.
Grants accounted for the largest share of program gains YoY. The most substantial YoY gains were seen in grant programs (50), combined assistance programs (49), and below-market-rate (BMR)/resale-restricted programs (21).
Local housing finance agencies added the most programs in 2024. Local housing finance agencies introduced 72 programs in Q4 2024, a 60% YoY increase. Nonprofits added 50 programs, and municipalities added 46 programs during this period.
Rise in multi-family and manufactured housing programs continues: Programs supporting multi-family purchases increased by 17% YoY, rising from 686 in Q4 2023 to 805 in Q4 2024. Similarly, programs for manufactured housing grew by 14% YoY, from 804 in Q4 2023 to 914 in Q4 2024.
2024 concluded with 196 programs offering incentives for special groups. 68 programs offer special funding for educators, 54 programs for protectors, 49 programs for military Veterans, 47 programs for firefighters, 44 programs for healthcare workers, and 47 for Native Americans.

A more detailed analysis of the Q4 2024 HPI findings, including infographics and examples of the programs described in this release, can be found on DPR’s website at https://downpaymentresource.com/professional-resource/2025-kicks-off-with-record-number-of-homebuyer-assistance-programs/.

For a complete list of homebuyer assistance programs by state, visit https://downpaymentresource.com/wp-content/uploads/2025/01/HPI-state-by-state-data.Q42024-1.pdf.

METHODOLOGY

Published quarterly, DPR’s HPI surveys the funding status, eligibility rules and benefits of U.S. homebuyer assistance programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,300 program providers throughout the year to track and update the country’s wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates (MCCs) and affordable first mortgages, in the DOWN PAYMENT RESOURCE® database.

About Down Payment Resource:

X: @DwnPmtResource #downpaymentassistance #affordabilitycrisis #housingaffordability #mortgage #housingequity #downpayment

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/172-new-homebuyer-assistance-programs-and-75-new-program-providers-emerged-in-2024-to-tackle-homeownership-affordability/

ScoopCloud

The affordable PR newswire service

Tag Archives: ATLANTA, Ga.

Strategic Benefits Advisors holds steady as Atlanta’s benefits consultant market shrinks 17%

Down Payment Resource identifies 2,746 homeownership programs nationwide in Q2 2026

U.S. Air Force Veteran and Former Firefighter/EMT Launches Floor Coverings International in Midtown Atlanta

Melinda Harris of Down Payment Resource named a 2026 HW Marketing Leader

Down Payment Resource’s Kathy Gault named Women of Tech Award winner by Mortgage Women Magazine

U.S. homebuyer assistance programs increase in Q1 2026 as identified by housing industry authority Down Payment Resource

‘Money Buddies’ Debuts First Two Episodes on April 1 in Celebration of Financial Literacy Awareness Month

Down Payment Resource honors Merri Jo Cowen with 2025 Beverly Faull Affordable Housing Leadership Award

Down Payment Resource makes HousingWire’s 2026 Mortgage Tech100 list for expanding access to homeownership

More Than 25 Million Views Later, More Than a Video: How One Story from East Africa Touched Millions

Down Payment Resource finds 2,619 homebuyer assistance programs nationwide in Q4 of 2025

Down Payment Resource’s Tim Higginson named to National Mortgage Professional’s 40 Under 40 list

Down Payment Resource’s Sean Moss named a 2025 HousingWire Tech Trendsetter

Down Payment Resource Reports a New Record of 2,624 Homebuyer Assistance Programs Nationwide in Q3 2025

What AI ‘Near Me’ Gets Wrong in Atlanta – And How Not to Overpay

ALCOVA Mortgage partners with Down Payment Resource to expand access to homeownership

Down Payment Resource’s Brad Cardwell named to MBA’s Associate Advisory Council

Depth expands leadership team, adding mortgage marketing veteran Elizabeth Schroeder as vice president

Strategic Benefits Advisors achieves WOSB certification, ranks among Atlanta’s top benefits firms for seventh year

Down Payment Resource CEO Rob Chrane named a 2025 HousingWire Vanguard

New financing options and Labor Day event happening at reopened Georgia American Freight retail stores

45 new assistance programs launched during Q2 2025, bringing the total number of nationwide programs to a record-breaking 2,554

Strategic Benefits Advisors outlines what plan sponsors need to know about the One Big Beautiful Bill

Down Payment Resource announces strategic partnership with FirstHome IQ to expand access to homebuyer assistance programs

Strategic Benefits Advisors welcomes Andy Clonts as director and senior benefits consultant

HousingWire selects Depth EVP Lindsey Neal as 2025 Marketing Leader

Boris Cepeda releases ‘Andamios,’ a personal journey through Latin American and European piano music

Envoy Mortgage expands down payment assistance reach with Down Payment Resource partnership after successful pilot

43 new assistance programs were added during the first quarter of 2025, expanding support for more homebuyers

From ‘Hotlanta’ Humidity to a Lush Tree Canopy: Mold Inspection Sciences Expands in Georgia to Safeguard Homes Old and New

Down Payment Resource receives ICE Mortgage Technology’s 2025 Innovation Award for Technology Partner of the Year

Down Payment Resource honors Mosi Gatling with its Beverly Faull Affordable Housing Leadership Award and Skyler Lemons with its inaugural Emerging Leader Award

Millionaire Mastermind Academy Expands National Impact, Empowering Over 8,000 Minority Women Entrepreneurs

172 new homebuyer assistance programs and 75 new program providers emerged in 2024 to tackle homeownership affordability