Category Archives: Public Companies

The Mortgage Collaborative Announces Addition of FirstBank Mortgage as the First Reverse Lender to Their Preferred Partner Network

SAN DIEGO, Calif. /ScoopCloud/ -- The Mortgage Collaborative, the nation's only independent mortgage cooperative, announced a new partnership with reverse mortgage lender FirstBank Mortgage. The new relationship with FirstBank Mortgage's Senior Lending Division, adds the first lender specializing in reverse mortgage lending to The Mortgage Collaborative's preferred partner network.

"FirstBank has a fantastic track record in this unique lending arena. I am confident their high level of customer service and common-sense underwriting will benefit Mortgage Collaborative members," said Rich Swerbinsky, Chief Operating Officer for The Mortgage Collaborative. "FirstBank was one of The Collaborative's first members. Adding their Senior Lending Division to our preferred partner network is a natural fit."

FirstBank's Senior Lending Division maintains a national full-service reverse mortgage fulfillment platform.

"Our Leadership team is excited about the newly formed partnership with The Mortgage Collaborative," said Rob Henger, SVP Director of Mortgage Banking for FirstBank. "I am very confident that our Reverse Mortgage Department will become a trusted advocate for any Collaborative member that wants high-touch assistance in reverse mortgage third party origination."

The Mortgage Collaborative network is more than 120 lenders strong, with an aggregate annual origination volume of over $200 billion. The Mortgage Collaborative is rewriting the playbook on the cooperative model and their network caters to lenders of all sizes, with a strong mix of independent mortgage brokers and community banks and depositories.

About The Mortgage Collaborative:

Based in San Diego, The Mortgage Collaborative was founded in 2013 to empower mortgage lenders across the country with better financial execution, reduced costs, enhanced expertise, improved compliance, and to help its members access the dynamic and changing consumer base in America. The association is managed by its founding members: John Robbins, CMB; David Kittle, CMB; Gary Acosta, CEO of the National Association of Hispanic Real Estate Professionals (NAHREP); and Jim Park, former chair of the Asian Real Estate Association of America (AREAA). Robbins and Kittle are former chairmen of the Mortgage Bankers Association of America (MBA).

For more information, visit: https://www.mortgagecollaborative.com/.

About FirstBank:

FirstBank is an FDIC-insured bank and the third largest Tennessee bank, with 75 locations across the southeast. Headquartered in Nashville, Tenn., FirstBank serves every major market in the state and clients across the United States. With assets totaling more than $4.5 billion, FirstBank is in the top 5 percent of all U.S. banks based on assets. Since our beginning in 1906, community banking has remained our philosophy and business model as we strive to improve the quality of life for those we serve. FirstBank Mortgage strives to help everyone "Get to a Better Place".

FB Financial Corporation (NYSE:FBK) is the holding company for FirstBank.

For more information, visit: https://www.firstbankreversemortgage.com/.

News from The Mortgage Collaborative

The Mortgage Collaborative, the nation's only independent mortgage cooperative, announced a new partnership with reverse mortgage lender FirstBank Mortgage. The new relationship with FirstBank Mortgage's Senior Lending Division, adds the first lender specializing in reverse mortgage lending to The Mortgage Collaborative's preferred partner network. FB Financial Corporation (NYSE:FBK) is the holding company for FirstBank.

Related link:

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of and © the Neotrope® News Network - all rights reserved.

JenCap Holdings Acquires Special Risks Facilities

NEW YORK, N.Y. /ScoopCloud/ -- JenCap Holdings LLC announced today that it has agreed to acquire privately held Special Risks Facilities, Inc., an MGA/contract binding authority and wholesale insurance brokerage firm based in Sterling Heights, Michigan with another office in Peoria, Arizona. Special Risks was formed in 1971 and has been led by Jack Klebba and Randy Kaszeta. Messrs. Klebba and Kaszeta have built one of the premier insurance distribution platforms in Michigan.

JenCap Holdings (JCH) was formed in March 2016 by The Carlyle Group (Nasdaq: CG) and JCH management to consolidate specialty insurance distribution businesses, including managing general agents, program managers and transactional wholesale brokers. The acquisition of Special Risks (SRF) is the fifth transaction by JCH and places the company amongst the largest wholesale brokers in the U.S.

John F. Jennings, President and Chief Executive Officer of JCH, commented that, "Jack Klebba and Randy Kaszeta have built a high quality business and we are excited that they have chosen JenCap to preserve Special Risks' commitment to excellence and service to their clients. We are excited to have Special Risks join our growing distribution platform."

Jack Klebba, President of SRF stated that "We wanted a partner that felt the same way about our commitment to clients, employees and carriers and we realized early on that JenCap was the right fit."

"We are very enthusiastic about the JenCap transaction," commented Randy Kaszeta, Executive Vice President of SRF. "Our thoughts on how to continue our growth matched up perfectly with the JenCap management model."

About JenCap Holdings LLC:

JenCap Holdings is a consolidator of specialty insurance distribution and program management businesses, including managing general agencies, specialty program underwriters, transactional wholesale brokers and captive managers. JenCap Holdings has assembled a management team with the sector insight and experience to drive organic growth and strategic acquisitions leveraging technology and advanced data analytics. JenCap Holdings is headquartered in New York.

MEDIA CONTACT:
Les Ross
JenCap Holdings
415-442-8502
lross@jencapholdings.com

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News from JenCap Holdings LLC

JenCap Holdings LLC announced today that it has agreed to acquire privately held Special Risks Facilities, Inc., an MGA/contract binding authority and wholesale insurance brokerage firm based in Sterling Heights, Michigan with another office in Peoria, Arizona. Special Risks was formed in 1971 and has been led by Jack Klebba and Randy Kaszeta. Messrs.

Related link:

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of and © the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Mortgage Lending Analytics, PPE and Digital Mortgage Provider Lender Price Attending Motivity Solutions User Conference

PASADENA, Calif. /ScoopCloud/ -- Lender Price, the emerging leader in digital mortgage interface technology and real-time, competitive mortgage analytics and product pricing & eligibility (PPE) solutions complete with full mobile functionality and advanced business intelligence, announced that Black Knight Financial Services' Motivity Solutions will use pricing data from Lender Price's industry-leading PPE to provide pricing analytics to its users.

Motivity Solutions is a comprehensive mortgage business intelligence offering from Black Knight Financial Services that provides lenders with instant access to information from multiple data sources to help forecast and monitor loan performance. The technology delivers real-time analytics to help proactively monitor, measure and manage lenders' operations through key performance indicators, scorecards, executive dashboards and on-demand reporting.

"Combining Lender Price pricing data with the capabilities of Motivity Solutions will deliver robust analytics to help lenders better manage their businesses," said Lender Price founder and CEO Dawar Alimi. "Additionally, through our relationship with Black Knight, we are able to use our fully configurable digital mortgage technology to create synergies with deep analytic opportunities for Motivity users."

The Lender Price digital loan application interface, which can be client-branded and configured to each lender's specific requirements, is being integrated with Black Knight's Empower loan origination system (LOS), which enables lenders to originate both first mortgages and home equity loans and lines of credit on a single system.

When used together, the Lender Price and Black Knight solutions support the origination process by:
* Providing consumers the ability to complete a digital loan application using their mobile device;
* Offering a voice-enabled solution in multiple languages;
* Delivering real-time product eligibility, interest rates and fees;
* Securing verification of credit, income and assets through a combination of Black Knight's Exchange technology and proprietary integrations provided by Lender Price;
* Verifying property and tax details using Black Knight's vast public records database or by leveraging Black Knight's Data Hub, which gathers, aggregates and links Black Knight application and proprietary industry data to provide a holistic view of a client's loans;
* Obtaining property valuations using a Black Knight automated valuation model, tested for accuracy and reliability; and
* Uploading documents from any mobile device using optical character recognition (OCR) technology and index those documents in Empower.

Lender Price will demonstrate this solution at the Motivity Solutions User Conference, June 19-21, in Colorado.

About Black Knight Financial Services, Inc.:

Black Knight Financial Services, Inc. (NYSE: BKFS) is a leading provider of integrated technology, data and analytics solutions that facilitate and automate many of the business processes across the mortgage lifecycle.

Black Knight Financial Services is committed to being a premier business partner that lenders and servicers rely on to achieve their strategic goals, realize greater success and better serve their customers by delivering best-in-class technology, services and insight with a relentless commitment to excellence, innovation, integrity and leadership.

More information on Black Knight Financial Services: http://www.bkfs.com/.

About Lender Price:

Lender Price is a California-based big data technology innovator and developer of a digital mortgage platform, real-time, competitive mortgage analytics and product pricing & eligibility (PPE) platform complete with full mobile functionality and unprecedented business intelligence. With Lender Price, wholesale and correspondent lenders, banks, and credit unions can knowledgably manage product pricing for all mortgage types: conforming, non-conforming, non-QM, and specialty loans. The PPE platform delivers innovative features that include built-in compliance checks, secondary marketing tools, margin management, lock desk, customized workflows and mobile app.

More information: https://lenderprice.com/ or email: Contact@LenderPrice.com.

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REF - Ticker: NYSE:BKFS / BKFS

Lender Price, the emerging leader in digital mortgage interface technology and real-time, competitive mortgage analytics and product pricing and eligibility (PPE) solutions complete with full mobile functionality and advanced business intelligence, announced that Black Knight Financial Services' (BKFS) Motivity Solutions will use pricing data from Lender Price's industry-leading PPE to provide pricing analytics to its users.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Verify Smart Corporation Signs Letter of Intent to Acquire Equity Stake and Exclusive International Reseller Rights in Med-Con Technologies, LLC

FERNLEY, Nev. /ScoopCloud/ -- Verify Smart Corporation (OTC:VSMR / OTCMKTS:VSMR) a Global innovator in financial fraud prevention and digital distribution solutions announced today that it has signed a Letter of Intent to acquire an equity stake and exclusive international reseller rights in Med-Con Technologies, LLC for cash and stock.

Med-Con Technologies provides a patented solution (MedSked(TM)) for improved medication adherence. MedSked(TM) gives patients the ability to more effectively self-manage and keep track of their daily medication dosing. Med-Con's solutions are effectively assisting patients in over thirty two countries, and twenty four languages.

Med-Con has also developed MedCon Mobile Smart Label(TM) which is a mobile based patient adherence solution for the Pharmaceutical industry and is currently being tested by a major Pharmaceutical company with other pilots scheduled. The cloud based SaaS software manages the patient's medication dosing schedule via a mobile device while sending vital adherence data to the Pharmaceutical clinical trial teams for analysis via the MedCon Central(TM) data portal. Verify Smart and Med-Con believe this product is groundbreaking and a huge first to market play in the Pharmaceutical space.

Pharmaceutical Manufacturing Magazine said "Medication Adherence is arguably the largest problem in healthcare, it is estimated that medication non-adherence causes 30 - 50 percent of treatment failures and 125,000 deaths annually. The direct cost to healthcare is estimated as high as $289 billion annually. Pharmaceutical companies are motivated to increase adherence because higher compliance equates to better treatment effectiveness and overall better patient health...and of course, higher drug sales."

Tony Cinotti, President of Verify Smart said "Verify Smart will work closely with Med-Con Technologies to establish Verify Smart as the exclusive international reseller of MedSked and MedCon Mobile Smart Label for pharmaceutical companies, pharmacy chains and specialty pharmacy markets.

"Verify Smart will also, in parallel, build an additional adherence solution specifically for Retail Pharmacies. This will greatly increase Med-Con sales worldwide. Pharmacy customers taking prescription medications can now have the same benefits as Med-Con's corporate adherence solutions."

Anthony Londino, President of Med-Con Technologies commented "We are excited about working with Verify Smart to develop new products and broaden our reach into new markets and opportunities. Verify Smart's sales and marketing expertise, IT partners and extensive contacts in the retail pharmacy space will provide Med-Con with the additional resources to become the world leader in medication adherence and remote patient monitoring data."

About Verify Smart Corporation:
Verify Smart Corp is an international technology company that develops and markets innovative solutions for the global digital market. The company also licenses patented technology for the prevention of debit/credit card and electronic transaction fraud. The company is expanding into the growing digital and mobile sector and will market innovative solutions for pharmaceutical companies, consumer brands, educational institutions and the sports and entertainment industries.

Contact Info:
Verify Smart Corporation
Info@verifysmartcorp.com
775-575-5897
http://www.verifysmartcorp.com/

About Med-Con Technologies:
Med-Con Technologies LLC is a global provider of medication adherence solutions and services to the pharmaceutical market. Med-Con Technologies LLC has been helping some of the world's most prominent pharmaceutical companies to provide medication adherence support to their clinical trial and commercial patients. The company is expanding into the growing digital and mobile sector and has recently launched its MedSked Mobile Smart Label platform, a novel and innovative patient compliance solution.

Contact Info:
Med-Con Technologies LLC
http://www.medsked.com/
1-888-654-0856 ext. 125

REF: OTCMKTS:VSMR / OTC:VSMR / OTCBB:VSMR

Verify Smart Corporation (OTC:VSMR / OTCMKTS:VSMR) a Global innovator in financial fraud prevention and digital distribution solutions announced today that it has signed a Letter of Intent to acquire an equity stake and exclusive international reseller rights in Med-Con Technologies, LLC for cash and stock.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Jim Paul Joins Bank of Southern California N.A.

SAN DIEGO, Calif. /ScoopCloud/ -- Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL) announced that Jim Paul has joined the Bank as Vice President, Business Banking at the Del Mar Corporate office. He will primarily focus on building new client relationships for the bank.

Mr. Paul has over twenty-five years of sales and business development experience, building long-term, profitable relationships in new markets both individually and through team efforts. Most recently, Jim was the Vice President of Business Banking at BBVA Compass Bank in Dallas, Texas.

"We are pleased to welcome Mr. Paul to San Diego and Bank of Southern California. He is a seasoned relationship banker with a strong track record of originating new business and developing profitable client relationships," commented Tony DiVita, Executive Vice President and Chief Banking Officer.

"As we continue to expand our bank's business development division, we are excited that we are assembling a team of professionals with such diverse backgrounds, but with a shared focus of providing a high-level client experience," concluded DiVita.

About Bank of Southern California:

A growing community bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed, and offers a range of financial products to individuals, professional, and small-to-medium sized businesses. The Bank's solution-driven, relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with its clients. The Bank currently operates seven branches in San Diego and the Coachella Valley in Riverside County.

For more information, please visit https://www.banksocal.com/ or call (858) 847-4780.

REF: OTC Pink: BCAL / OTCMKTS:BCAL / PINK:BCAL / OTC:BCAL

Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL) announced that Jim Paul has joined the Bank as Vice President, Business Banking at the Del Mar Corporate office. He will primarily focus on building new client relationships for the bank.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Texas Capital Bank Implements DocMagic’s Total eClose Solution for eWarehouse Lending

TORRANCE, Calif. /ScoopCloud/ -- DocMagic, Inc., the premier provider of fully-compliant loan document preparation, regulatory compliance and comprehensive eMortgage services, announced that Texas Capital Bank has implemented its Total eClose(TM) solution. This implementation enables the bank to function as an eWarehouse lender. They can now accept and fund eNotes from its lender customers that want to drastically speed up the process of closing and selling loans.

Total eClose(TM), DocMagic's eClosing technology, is a single-source, centralized platform that provides all necessary components to enable a completely paperless digital closing. Texas Capital Bank is a leading provider of warehouse credit facilities to fund mortgage origination and acquisition.

Texas Capital Bank recently funded its first eNote with a key lender client using DocMagic's eMortgage technology suite. The eNote was instantly delivered to the bank, registered with MERS, and securely stored in DocMagic's eVault. They completed the entire transaction electronically and transferred the eNote to Fannie Mae in minutes, rather than days.

"DocMagic's eClosing and eMortgage solutions have provided Texas Capital Bank with the tools necessary to incorporate the funding of eNotes into our everyday operational procedures," said Donnie Martin, Executive Vice President at Texas Capital Bank. "We believe the digital mortgage revolution and acceptance of eNotes will continue to grow. We are pleased to have partnered with DocMagic to build out the infrastructure needed to support the eNote funding process at the bank, which in turn supports the trend towards digital mortgages."

"It's very rewarding to support Texas Capital Bank as they move forward and break ground as an eWarehouse leader," said Dominic Iannitti, president and CEO of DocMagic. "In this industry, it's forward-thinking, tech-savvy organizations like this that thrive, set the pace and reach their goals. They understand the fundamental role that advanced technology plays in their - and the industry's - progress. We look forward to collaborating further as we help drive true end-to-end eMortgage adoption."

The Consumer Financial Protection Bureau (CFPB) has repeatedly encouraged lenders to implement eClosing technology and operational processes to make obtaining a home loan as easy as possible for borrowers.

About DocMagic:
DocMagic, Inc. is the leading provider of fully-compliant loan document preparation, compliance, eSign and eDelivery solutions for the mortgage industry. Founded in 1988 and headquartered in Torrance, Calif., DocMagic, Inc. develops software, mobile apps, processes and web-based systems for the production and delivery of compliant loan document packages. The company's compliance experts and in-house legal staff consistently monitor legal and regulatory changes at both the federal and state levels to ensure accuracy. For more information on DocMagic, visit https://www.docmagic.com/.

About Texas Capital Bank
Texas Capital Bank is a commercial bank that delivers highly customized financial services to businesses across the country, including credit and treasury solutions designed for mortgage lenders through our Mortgage Finance division. Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. (NASDAQ:TCBI) and is recognized as one of Forbes Best Banks in America and The Dallas Morning News' Top 100 Places To Work. To learn more, please visit https://www.texascapitalbank.com/.

DocMagic, Inc., the premier provider of fully-compliant loan document preparation, regulatory compliance and comprehensive eMortgage services, announced that Texas Capital Bank has implemented its Total eClose(TM) solution. This implementation enables the bank to function as an eWarehouse lender. They can now accept and fund eNotes from its lender customers that want to drastically speed up the process of closing and selling loans.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Melyn Acasio Joins Bank of Southern California, N.A.

SAN DIEGO, Calif. /ScoopCloud/ -- Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL) announced that Melyn Acasio has joined the Bank as Vice President, Client Relationship Manager at the Del Mar Corporate office. She will primarily focus on building new client relationships for the bank.

Ms. Acasio brings with her over thirty years of experience in the financial industry, developing highly profitable banking relationships in San Diego. Most recently, Melyn held a similar role at Seacoast Commerce Bank in San Diego.

"We are excited to welcome Melyn to our growing team of bankers. Her expertise in building meaningful relationships with clients and her vast experience in the banking industry strengthens our mission of delivering banking solutions to clients with a high-level customer service and relationship banking approach," commented Tony DiVita, Executive Vice President and Chief Banking Officer. "The expansion of our San Diego team shows our continued commitment to serving the individuals, businesses, and professionals in our community," concluded DiVita.

About Bank of Southern California:

A growing community bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed, and offers a range of financial products to individuals, professional, and small-to-medium sized businesses.

The Bank's solution-driven, relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with its clients. The Bank currently operates seven branches in San Diego and the Coachella Valley in Riverside County.

For more information, please visit https://www.banksocal.com/ or call (858) 847-4780.

REF: OTC Pink: BCAL / OTCMKTS:BCAL / PINK:BCAL / OTC:BCAL

Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL) announced that Melyn Acasio has joined the Bank as Vice President, Client Relationship Manager at the Del Mar Corporate office. She will primarily focus on building new client relationships for the bank.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Qualia Connects to AgentNet from First American for Integrated Title Services

SAN FRANCISCO, Calif. /ScoopCloud/ -- Qualia, the fastest growing provider of title settlement software, announced it has integrated its namesake settlement platform with AgentNet(R) from First American Title Insurance Company, a leading provider of title insurance and settlement services and the largest subsidiary of First American Financial Corporation (NYSE:FAF).

The integration enables title agents to generate Closing Protection Letters (CPLs) and policy jackets directly from the Qualia system, eliminating the need to rekey data and work across multiple systems. In addition, the integration also allows title agents to calculate rates and fees directly through Qualia, which significantly reduces the possibility of remittance errors.

"The ability for title agents to operate within a single system not only increases overall efficiency, but it also dramatically decreases the number of errors and redundancies that can slow down the title process," said Nate Baker, CEO of Qualia. "Our integration with First American ensures title agents have access to everything they need directly within the Qualia platform, creating a more streamlined title process."

About First American Title Insurance Company:

First American Title Insurance Company, the largest subsidiary of First American Financial Corporation (NYSE:FAF), traces its history to 1889. One of the largest title insurers in the nation, the company offers title services through its direct operations and an extensive network of agents throughout the United States and abroad. First American Title provides comprehensive title insurance coverage and professional services for real estate purchases, construction, refinances, and equity loans. For more information, visit http://www.firstam.com/title/.

About Qualia:

For title settlement professionals, Qualia provides an all-in-one solution for more efficient and seamless closings. The fastest growing software on the market, Qualia's automated task management, real-time reporting, and best-in-class integrations save title companies thousands of dollars in labor and software costs every year. Qualia's incredible ease-of-use and industry-leading support allows new users to learn Qualia in virtually no time.

To learn more about how Qualia can save you time and money, sign up at https://www.qualia.com/demo or call 855-441-5498.

Qualia, the fastest growing provider of title settlement software, announced it has integrated its namesake settlement platform with AgentNet(R) from First American Title Insurance Company, a leading provider of title insurance and settlement services and the largest subsidiary of First American Financial Corporation (NYSE:FAF).

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

FormFree Announces Integration of AccountChek into Ellie Mae’s Encompass Consumer Connect

ATLANTA, Ga. /ScoopCloud/ -- FormFree today announced that its AccountChek(TM) automated asset verification service is available through Ellie Mae's Encompass Consumer Connect(TM) point of sale loan origination solution, an extension of the Encompass mortgage management solution. Encompass Consumer Connect enables lenders to deliver a state-of-the-art, completely branded and unique self-service online loan origination experience for homebuyers. The seamless integration with AccountChek allows Encompass Consumer Connect users to verify and share asset and deposit information with their lenders in seconds without uploading bank statements.

AccountChek is an asset verification service that streamlines the loan underwriting process for both borrowers and lenders, resulting in quicker decisions and higher borrower satisfaction. The cloud-based app securely connects with virtually any financial institution to consolidate, analyze and verify assets and deposits, delivering a safe and hassle-free experience for borrowers and greater purchase certainty for lenders.

AccountChek is also the first provider of asset verification to participate in Fannie Mae's Day 1 Certainty(TM) initiative, which gives lenders who use the Desktop Underwriter(R) (DU(R)) Validation Service reps and warrants relief for validated components of a loan.

Ellie Mae is a leading provider of innovative on-demand software solutions and services for the residential mortgage industry. Its Encompass Consumer Connect helps lenders attract prospective borrowers with a customized web experience that allows them to research rates and loan options, request information and complete a loan application all online. The dynamic loan application is designed to make the process easy for the consumer by leveraging services like AccountChek that minimize data entry, ensure high data accuracy and deliver a more complete loan application, thereby reducing overall loan processing time for both borrower and lender.

"FormFree is delighted to partner with Ellie Mae once again," said FormFree Founder and President Brent Chandler. "AccountChek has been an integrated part of Encompass since 2014. With our expansion into the newly introduced Consumer Connect, homebuyers can experience a truly streamlined self-service loan application process."

For more information on Ellie Mae's Encompass Consumer Connect, visit http://www.elliemae.com/encompass/sales-marketing/encompass-consumer-connect.

About FormFree

Leading lenders trust Athens, Georgia-based FormFree to deliver automated verification solutions that streamline the loan origination process and provide better intelligence on borrowers' ability to repay. FormFree's flagship app, AccountChek(TM), eliminates the hassle of collecting paper statements from borrowers by using direct-access data untouched by human hands to consolidate, analyze and verify assets. Lender tested and GSE approved, AccountChek securely delivers automated asset verification data and on-demand reports to more than 200 leading U.S. lenders and their millions of customers. FormFree was named one of American Banker magazine's "Top 10 Tech Companies to Watch" in 2015.

For more information, visit http://www.formfree.com/.

About Ellie Mae

Ellie Mae (NYSE:ELLI) is a leading provider of innovative on-demand software solutions and services for the residential mortgage industry. Mortgage lenders of all sizes use Ellie Mae's Encompass(R) all-in-one mortgage management solution, Mavent Compliance Service and AllRegs research, reference and education resources to improve compliance, loan quality and efficiency across the entire mortgage lifecycle.

Visit EllieMae.com or call (877) 355-4362 to learn more.

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FormFree today announced that its AccountChek(TM) automated asset verification service is available through Ellie Mae's Encompass Consumer Connect(TM) point of sale loan origination solution, an extension of the Encompass mortgage management solution. Encompass Consumer Connect enables lenders to deliver a state-of-the-art, completely branded and unique self-service online loan origination experience for homebuyers.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

S&P Approves Altavera for Residential Mortgage-Backed Securities Due Diligence

DENVER, Colo. /ScoopCloud/ -- Altavera Mortgage Services (Altavera), a Computershare company and leading provider of outsourced residential mortgage origination services, has been approved by Standard & Poor's Global Ratings (S&P) as a third-party due diligence provider for U.S. residential mortgage-backed securities (RMBS) rated by that agency.

When assessing third-party due diligence firms like Altavera, S&P uses a systematic methodology and rigorous criteria that encompass mortgage loan data quality, compliance with originator underwriting guidelines, property valuation and regulatory compliance. Altavera joins fewer than a dozen organizations currently included in S&P's list of reviewed third-party due diligence firms that meet these criteria.

Altavera provides investors and correspondent aggregators with a full range of closed-loan file review services for agency and non-QM residential mortgages, including validation of product acceptability to investor guidelines, credit decision and supporting documentation, QM/ATR requirements, regulatory compliance, property valuation and closing documentation. The company's due diligence business is led by thirty-plus-year mortgage operations veteran Jennifer Fountain.

"Our goal is to provide buyers and sellers of mortgage loans with confidence in the value of their collateral through extensive, yet cost-efficient analysis performed by a team of seasoned experts," said Fountain. "S&P's recognition of Altavera as a reviewed due diligence provider for RMBS is a vote of confidence in our ability to help investors make informed decisions."

"Altavera's clients are demanding greater transparency than ever when it comes to loan data and documentation, and that expectation will only intensify when appetite for private-label securities returns," said Altavera President Brian Simons. "Our deep experience and customized approach sheds light on loan quality and consistency and help investors mitigate risk and expense."

S&P frequently relies on due diligence performed by reviewed third-party firms in addition to its own analysis when assigning ratings for new U.S. RMBS transactions because, according to its website, the credit rating agency "believes that using third-party due diligence results in its ratings analysis will increase transparency and strengthen the rating process."

"Altavera's inclusion in S&P's exclusive list of reviewed RMBS due diligence firms is exactly the kind of achievement we expected when we decided to invest in the firm," said Nick Oldfield, CEO of Computershare Loan Services, the umbrella brand for all of Computershare's mortgage servicing businesses. "It's also a natural complement to the clean sweep of high S&P, Fitch and Moody's ratings earned by Specialied Loan Servicing (SLS) and Computershare's UK mortgage servicing businesses."

About Altavera:

Altavera is a leading provider of outsourced residential mortgage origination and due diligence review services. Its SAFE Act-compliant staff of seasoned, U.S.-based fulfillment specialists helps clients streamline operations, minimize costs and achieve faster cycle times for greater customer satisfaction and profitability. Altavera's fully customizable closed-loan file review services enable investors and aggregators to reduce risk and make better-informed decisions. Based in Denver, Colorado, Altavera is a Computershare company.

For more information, visit http://www.altavera.com.

About Computershare Limited:

Computershare (ASX: CPU) is a global market leader in transfer agency and share registration, employee equity plans, mortgage servicing, proxy solicitation and stakeholder communications. We also specialize in corporate trust, bankruptcy, class action and utility administration, and a range of other diversified financial and governance services.

Founded in 1978, Computershare is renowned for its expertise in high integrity data management, high volume transaction processing and reconciliations, payments and stakeholder engagement. Many of the world's leading organizations use us to streamline and maximize the value of relationships with their investors, employees, creditors and customers. Computershare is represented in all major financial markets and has over 16,000 employees worldwide.

For more information, visit https://www.computershare.com.

About Computershare Loan Services (CLS):

Computershare Loan Services (CLS) is a leading international third-party mortgage servicing business, currently administering over $100 billion of assets. We continue to invest in technology and servicing enhancements globally and in mortgage servicing rights across the USA. We help mortgage lenders optimize the performance of their portfolios and support hundreds of thousands of borrowers throughout the lifecycle of every loan. Our expertise, experience and understanding of large volumes of complex financial data also help us provide insight and services to mortgage providers, investors and real estate professionals.

*PHOTO for media: Send2Press.com/mediaboom/17-0314s2p-Brian-Simons-300dpi.jpg
*Photo Caption: Altavera President Brian Simons.

Altavera Mortgage Services (Altavera), a Computershare company and leading provider of outsourced residential mortgage origination services, has been approved by Standard & Poor's Global Ratings (S&P) as a third-party due diligence provider for U.S. residential mortgage-backed securities (RMBS) rated by that agency.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Altavera Extends Mortgage Fulfillment Operations to Ten New States

DENVER, Colo. /ScoopCloud/ -- Altavera Mortgage Services (Altavera), a Computershare company and leading provider of outsourced residential mortgage origination services, today announced that it has received residential mortgage licensing approval in ten new states, bringing to 36 its total number of state licenses. Altavera's origination services are newly available in Arkansas, Connecticut, Illinois, Iowa, Kansas, Minnesota, Mississippi, Oklahoma, South Carolina and the District of Columbia.

The news follows Computershare's acquisition of Altavera in May 2016 and Altavera's January 2017 announcement that it would expand licensing to several additional states to meet growing demand for its private-label mortgage services. Altavera's customizable, fully SAFE Act-compliant fulfillment solutions include processing and underwriting of conforming, jumbo and non-Qualified Mortgage loans. The company also specializes in closed-loan file review for a variety of loan types.

For complete and up-to-date information on Altavera's licensing status, visit http://altavera.com/licensing/.

"Federal and state laws are abundantly clear. Third parties involved in residential mortgage loan fulfillment, which includes contract processing and underwriting, must be licensed to provide those services. At Altavera, we do not take lightly these legal obligations," said Altavera President Brian Simons, adding that Altavera employs a team of regulatory experts to ensure the company remains compliant.

"When Computershare bought Altavera and Capital Markets Cooperative last May, we emphasized that we would invest in both companies and enable them to build on the success they'd already achieved," said Nick Oldfield, CEO of Computershare Loan Services, the umbrella brand for all of Computershare's mortgage servicing businesses. "We're really pleased to announce this licensing expansion for Altavera and look forward to further expansion of our services throughout 2017."

Typically, both individual mortgage loan originators (MLOs) and companies that engage in mortgage loan origination, including third-party service providers, must hold a license in each state in which they conduct business. Licensing requirements are intended to help borrowers and other purchasers of mortgage origination services verify that their MLO is qualified to conduct mortgage business and has not been convicted of any civil or criminal wrongdoing.

Lenders can verify the licensing status of their third-party fulfillment vendors by conducting a search of the Nationwide Mortgage Licensing System & Registery (NMLS(R)) Consumer Access(SM) database at http://www.nmlsconsumeraccess.org.

About Altavera:
Based in Denver, Colorado, Altavera is a leading provider of outsourced residential mortgage origination services. Altavera's SAFE Act-compliant staff of seasoned, U.S.-based specialists helps clients streamline operations, minimize costs and achieve faster cycle times for greater customer satisfaction and profitability. The firm's service delivery is structured to meet each client's specific needs for loan processing, underwriting, closing and funding.

For more information, visit http://altavera.com.

About Computershare Limited:
Computershare (ASX: CPU) is a global market leader in transfer agency and share registration, employee equity plans, mortgage servicing, proxy solicitation and stakeholder communications. We also specialize in corporate trust, bankruptcy, class action and utility administration, and a range of other diversified financial and governance services.

Founded in 1978, Computershare is renowned for its expertise in high integrity data management, high volume transaction processing and reconciliations, payments and stakeholder engagement. Many of the world's leading organizations use us to streamline and maximize the value of relationships with their investors, employees, creditors and customers. Computershare is represented in all major financial markets and has over 16,000 employees worldwide.

For more information, visit https://www.computershare.com.

About Computershare Loan Services (CLS):
Computershare Loan Services (CLS) is a leading international third-party mortgage servicing business, currently administering over $100 billion of assets. We continue to invest in technology and servicing enhancements globally and in mortgage servicing rights across the USA. We help mortgage lenders optimize the performance of their portfolios and support hundreds of thousands of borrowers throughout the lifecycle of every loan. Our expertise, experience and understanding of large volumes of complex financial data also help us provide insight and services to mortgage providers, investors and real estate professionals.

Altavera Mortgage Services (Altavera), a Computershare company and leading provider of outsourced residential mortgage origination services, today announced that it has received residential mortgage licensing approval in ten new states, bringing to 36 its total number of state licenses. Altavera's origination services are newly available in Arkansas, Connecticut, Illinois, Iowa, Kansas, Minnesota, Mississippi, Oklahoma, South Carolina and the District of Columbia.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Qualia Integrates with Old Republic Title

SAN FRANCISCO, Calif. /ScoopCloud/ -- Qualia, the fastest growing provider of title settlement software, announced it has completed an integration with Old Republic Title's ezJacket and Closing Protection Letter (CPL) software applications. As a result, title agents can now generate policy jackets, policy reports and CPLs directly without leaving the Qualia system.

"Settlement software should improve the title agent's ability to work with key business partners, which is why Qualia is committed to delivering superior integrations with leading title vendors," said Nate Baker, CEO of Qualia. "Through our integration with Old Republic Title, we have streamlined the title process for our mutual agents by centralizing all title work into a single system."

About Old Republic Title:
Headquartered in Tampa, Fla., the Old Republic Title Insurance Group, Inc. (ORTIG) is comprised of a multitude of title and related services companies. Its underwriters are Old Republic National Title Insurance Company, formed in 1907, and American Guaranty Title Insurance Company, dating back to 1896. Since 1992, no other title insurer has had higher overall financial-strength ratings than the ORTIG.

The ORTIG (known widely as Old Republic Title) offers a full complement of title insurance underwriting and related services such as: IRS Section 1031 exchanges, notary services, commercial real estate due diligence, UCC insurance, bankruptcy reporting, national timeshare and relocation services, document recording, real estate appraisal, commercial real estate transaction coordination, mortgage servicer solutions, default management, flood reporting, and centralized national order placement services. It is a wholly-owned subsidiary of Old Republic International Corporation (NYSE: ORI), one of the nation's 50 largest publicly held insurance organizations.

About Qualia:
For title settlement professionals, Qualia provides an all-in-one solution for more efficient and seamless closings. The fastest growing software on the market, Qualia's automated task management, real-time reporting, and best-in-class integrations save title companies thousands of dollars in labor and software costs every year. Qualia's incredible ease-of-use and industry-leading support allows new users to learn Qualia in virtually no time.

To learn more about how Qualia can save you time and money, sign up here or call 855-441-5498: https://www.qualia.com/demo/.

Qualia, the fastest growing provider of title settlement software, announced it has completed an integration with Old Republic Title's ezJacket and Closing Protection Letter (CPL) software applications. As a result, title agents can now generate policy jackets, policy reports and CPLs directly without leaving the Qualia system.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Verify Smart Corporation Signs Letter of Intent to Acquire the Assets of Enabledware, LLC

FERNLEY, Nev. /ScoopCloud/ -- Verify Smart Corporation (OTCBB: VSMR / OTC:VSMR) a Global innovator in financial fraud prevention and digital content distribution, announced today that it has signed a Letter of Intent to acquire the assets of Enabledware, LLC for cash and stock. Enabledware is a global leader in digital signage with offices in the U.S. and U.K.

Its "Venue" digital signage software platform is an all in one integrated IPTV, Digital Signage and Broadcast content management system. This web-based solution brings together digital content from practically any source allowing users to upload any format and play content instantly to any number of end points and on nearly any size screen. "Venue" is unique in the wide variety of content formats that it can accept, convert, combine and deliver.

Enabledware's proven track record includes such clients as Dimension Data, the Qatar Foundation, United Nations, NBA, Royal and Ancient, and Professional Soccer stadiums in France and the U.K. "Venue" integrates with many other companies and systems such as Cisco Systems, Exterity, Brightsign and Samsung to name a few.

Gross revenue to the company through this acquisition is estimated at 15 Million over the next three years. Projected revenue for 2017 is over one million dollars.

Tony Cinotti, President of Verify Smart stated "We are pleased to report this significant milestone to the market and our shareholders. This acquisition will be the basis to accomplish Verify's goal to create a global digital community. Beginning with a revenue stream is both positive and exciting for an emerging company. We will greatly expand and compliment the 'Venue' platform with additional acquisitions, technology and revenue centers at the same time completing a new website, updating our financials and raising additional capital."

Sean Tabatabai, CEO of Enabledware said, "We are excited about working with Tony and his team to broaden our reach into new markets and opportunities. Our combined resources will provide best of breed technology with innovative security and offer the best pricing options for our customers."

ABOUT VERIFY SMART CORPORATION:

Verify Smart Corp is an international technology company that develops and markets innovative solutions for the global digital market. The company also licenses patented technology for the prevention of debit/credit card and electronic transaction fraud. The company is expanding into the growing digital and technical sector and will market innovative digital solutions for Consumer Brands, Educational Institutions and the Sports and Entertainment industries. More information: http://www.verifysmartcorp.com/.

Contact Info:
Verify Smart Corporation
Info@verifysmartcorp.com
775-575-5897

Enabledware, LLC
www.enabledware.com

DISCLAIMER: The above may contain “forward-looking statements,” as defined in the United States Securities Act 1933 and the Securities Exchange Act 1934 which include any statements regarding beliefs, plans, expectations or intentions regarding the future, including but not limited to, the acquisition of new products and/or companies and any revenue that the Company may be able to generate from such acquisitions.

REF: OTCMKTS:VSMR / OTC:VSMR / OTCBB:VSMR

Verify Smart Corp (OTCBB: VSMR / OTC:VSMR) a Global innovator in financial fraud prevention and digital content distribution, announced today that it has signed a Letter of Intent to acquire the assets of Enabledware, LLC for cash and stock. Enabledware is a global leader in digital signage with offices in the U.S. and U.K.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Qualia Partners with Stewart to Enhance Title Agent Experience

SAN FRANCISCO, Calif. /ScoopCloud/ -- Qualia, the fastest growing provider of title settlement software, announced it has completed an integration with Stewart, a leading provider of title insurance. Through the integration with Stewart Access, title agents will be able to obtain Stewart rate information, create title policy jackets and issue Closing Protection Letters (CPLs) directly within Qualia.

"Qualia is dedicated to providing title agents with a cohesive and seamless solution for working with all of their business partners," said Nate Baker, CEO of Qualia. "By integrating directly with Stewart Access, our mutual agents can efficiently and accurately complete all of their title work without ever leaving the Qualia system."

"This integration helps our Stewart Trusted Providers(TM) streamline their transactions and simplify the accounting process," said Tara Smith, Senior Vice President and Director of Stewart's agency services. "Stewart Access and Qualia enable agents to spend more time focusing on their customers and less time on manual processes."

About Stewart:

Stewart Information Services Corporation (NYSE:STC) is a global real estate services company, offering products and services through our direct operations, network of Stewart Trusted Providers(TM) and family of companies. From residential and commercial title insurance and closing and settlement services to specialized offerings for the mortgage industry, we offer the comprehensive service, deep expertise and solutions our customers need for any real estate transaction. At Stewart, we believe in building strong relationships - and these partnerships are the cornerstone of every closing, every transaction and every deal. Stewart. Real partners. Real possibilities.(TM) More information is available at stewart.com, subscribe to the Stewart blog at blog.stewart.com, or follow Stewart on Twitter(R) @StewartTitleCo.

Trademarks are the property of their respective owners.

About Qualia:

For title settlement professionals, Qualia provides an all-in-one solution for more efficient and seamless closings. The fastest growing software on the market, Qualia's automated task management, real-time reporting, and best-in-class integrations save title companies thousands of dollars in labor and software costs every year. Qualia's incredible ease-of-use and industry-leading support allows new users to learn Qualia in virtually no time.

To learn more about how Qualia can save you time and money, sign up here: https://www.qualia.com/demo/ - or call 855-441-5498.

*IMAGE for Media: Send2Press.com/mediaboom/17-0124s2p-qualia-reporting-300dpi.jpg

Qualia, the fastest growing provider of title settlement software, announced it has completed an integration with Stewart, a leading provider of title insurance. Through the integration with Stewart Access, title agents will be able to obtain Stewart rate information, create title policy jackets and issue Closing Protection Letters (CPLs) directly within Qualia.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Bank of Southern California NA Announces Promotion of Tony DiVita to Chief Banking Officer

SAN DIEGO, Calif. /ScoopCloud/ -- Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL) announced that Tony DiVita has been promoted to the role of Executive Vice President, Chief Banking Officer. In his expanded role, he will continue to oversee new business origination and customer retention efforts, the Small Business Administration (SBA) Group, and bank marketing.

In addition, he is now responsible for the coordination and management of the entire loan process from sourcing to funding.

"Tony's leadership style and goal-oriented approach have had a tremendous impact on the success of our bank. This promotion acknowledges his many contributions," said President and CEO, Nathan Rogge. "He has consistently delivered results in a way that balances the needs of our customers, employees, and the bank," concluded Rogge.

DiVita joined Bank of Southern California in 2011 as Senior Vice President and Director of Sales and Marketing, and was promoted to Executive Vice President in 2015. He is a seasoned native San Diego banker with over 30 years of local banking experience.

About Bank of Southern California:

A growing community bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed, and offers a range of financial products to individuals, professionals, and small-to-mid sized businesses.

The Bank's solution-driven, relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with its clients. The Bank currently operates seven branches in San Diego and the Coachella Valley in Riverside County.

For more information, please visit https://www.banksocal.com/ or call (858) 847-4780.

*PHOTO for Media: Send2Press.com/mediaboom/17-0203s2p-Tony-DiVita-300dpi.jpg

OTC:BCAL / BCAL.PK

Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL) announced that Tony DiVita has been promoted to the role of Executive Vice President, Chief Banking Officer. In his expanded role, he will continue to oversee new business origination and customer retention efforts, the Small Business Administration (SBA) Group, and bank marketing.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Altavera to Expand Operations Following Record Demand for Its Outsourced Mortgage Services in 2016

DENVER, Colo. /ScoopCloud/ -- Altavera Mortgage Services (Altavera), a leading provider of outsourced residential mortgage origination services, today announced its plans for expansion in 2017 along with highlights from the company's last 12 months of growth.

"Altavera experienced rapid growth throughout 2016 despite the challenges of a dynamic regulatory environment," said Altavera Founder and President Brian Simons. "We responded to the increased business volume by augmenting our staff, including our leadership team, and adding new services to address the evolving needs of our clients. We will continue to expand our SAFE Act-compliant outsourced mortgage services in 2017 by obtaining licensing in even more states."

The Denver-based company, which celebrated its fourth anniversary in October, expanded its staff by 70% in the last 12 months. The firm was acquired by Australian financial services company Computershare Limited (Computershare, ASX: CPU) in May.

"Our closed-loan file review service has remained in high demand since its launch in Q3 of 2016," said Debora Aydelotte, Altavera's chief operating officer. "Overall, we've seen a 142% increase in volume, so post-close due diligence will continue to be an area of focus for Altavera in 2017."

"We also expect lender interest in Altavera's non-Qualified Mortgage fulfillment services will continue growing, fueled by the expected changes in the regulatory environment in 2017," Aydelotte continued. "Additionally, we anticipate that strong home values will keep HELOC originations on the forefront for Altavera and our lender clients."

Altavera plans to expand licensing to several additional states in early 2017 to meet growing demand for private-label mortgage loan fulfillment solutions. Currently licensed in 34 states, Altavera is a fully SAFE Act-compliant loan fulfillment partner offering both comprehensive and component-based fulfillment solutions, including customized non-Qualified Mortgage services. Altavera service delivery is structured to meet each client's specific needs for loan processing, underwriting, closing and funding.

Growth milestones from Altavera's last 12 months include:

* January 2016: Deb Aydelotte, former president of Altisource Origination Services, joins Altavera as chief operating officer.

* April 2016: Altavera reports marked uptick in requests for underwriting, processing and pre-purchase review support for non-QM loans. The company estimates non-QM inquiries represent 35% of Altavera's client portfolio.

* May 2016: Altavera announces the Q3 2016 launch of its closed-loan file review/post-close due diligence service.

* September 2016: Altavera is named a preferred provider for Capital Markets Cooperative (CC), a nationwide alliance of mortgage bankers. Like Altavera, CMC is a member of the Computershare family of mortgage-related businesses.

* December 2016: Altavera reports a 30% increase in credit union demand for outsourced mortgage origination services in Q3 2016 compared to the previous quarter.

For more news from Altavera, visit http://altavera.com/press/.

About Altavera:

Based in Denver, Colorado, Altavera is a leading provider of outsourced residential mortgage origination services. Altavera's SAFE Act-compliant staff of seasoned, U.S.-based specialists helps clients streamline operations, minimize costs and achieve faster cycle times for greater customer satisfaction and profitability. The firm's service delivery is structured to meet each client's specific needs for loan processing, underwriting, closing and funding.

For more information, visit http://altavera.com.

About Computershare Limited:

Computershare (ASX:CPU) is a global market leader in transfer agency and share registration, employee equity plans, mortgage servicing, proxy solicitation and stakeholder communications. We also specialize in corporate trust, bankruptcy, class action and utility administration, and a range of other diversified financial and governance services.

Founded in 1978, Computershare is renowned for its expertise in high integrity data management, high volume transaction processing and reconciliations, payments and stakeholder engagement. Many of the world's leading organizations use us to streamline and maximize the value of relationships with their investors, employees, creditors and customers. Computershare is represented in all major financial markets and has over 16,000 employees worldwide.

For more information, visit https://www.computershare.com.

About Computershare Loan Services (CLS):

Computershare Loan Services (CLS) is a leading international third-party mortgage servicing business, currently administering over $100 billion of assets. We continue to invest in technology and servicing enhancements globally and in mortgage servicing rights across the USA. We help mortgage lenders optimize the performance of their portfolios and support hundreds of thousands of borrowers throughout the lifecycle of every loan. Our expertise, experience and understanding of large volumes of complex financial data also help us provide insight and services to mortgage providers, investors and real estate professionals.

Altavera Mortgage Services, a leading provider of outsourced residential mortgage origination services, today announced its plans for expansion in 2017 along with highlights from the company's last 12 months of growth. The firm was acquired by Australian financial services company Computershare Limited (ASX:CPU) in May.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Bank of Southern California Completes $7 Million Capital Offering and Announces New Board of Directors

SAN DIEGO, Calif. /ScoopCloud/ -- Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL) announced that it has completed a capital raise of $7 million through a stock purchase agreement of the Bank's common stock with Castle Creek Capital, based in Rancho Santa Fe, California. As part of the offering, the Bank will issue 823,529 shares of its common stock. This is Bank of Southern California's second common stock offering in two years, raising over $14 million.

Nathan Rogge, President and CEO of Bank of Southern California commented, "This new investment represents an endorsement of the Company's direction and confidence in the bank's management by a very well regarded investment firm focused on the community banking industry."

Over the past several years, the Bank has experienced strong organic growth and has completed several acquisitions. The additional capital will help continue to fund organic growth and will provide the bank the ability to act on strategic acquisition opportunities. It also increases the bank's legal lending limit, which allows it to meet the growing needs of its clients.

As part of the transaction, David J. Volk, a principal of Castle Creek, will join the Bank's Board of Directors. Mr. Volk joined Castle Creek in 2005. Prior to joining the investment firm, he worked for a variety of well know companies providing merger & acquisition, financing advisory, corporate restructuring, and capital raising services to small and middle market companies.

"We are pleased that David will be joining our board of directors. His expertise and guidance in mergers and acquisitions, as well as his extensive history with other community bank investments will help contribute to our continued growth and future success," concluded Rogge.

About Bank of Southern California:

A growing community bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed, and offers a range of financial products to individuals, professionals, and small-to-mid sized businesses. The Bank's solution-driven, relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with its clients. The Bank currently operates seven branches in San Diego and the Coachella Valley in Riverside County.

For more information, please visit https://www.banksocal.com/ or call (858) 847-4780.

About Castle Creek Capital:

Castle Creek Capital is an alternative asset management firm focused on the community banking industry. Located in Rancho Santa Fe, California, the firm has been a leading investor in community banking since its inception in 1990, having raised and managed five private equity funds and multiple special situations funds.

Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL) announced that it has completed a capital raise of $7 million through a stock purchase agreement of the Bank's common stock with Castle Creek Capital, based in Rancho Santa Fe, California.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

ScoopCloud Newswire

Local Banker Luz Gonzalez Joins Bank of Southern California, N.A.

RANCHO MIRAGE, Calif. /ScoopCloud/ -- Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL) announced today that Luz Gonzalez has joined the Company as Branch Sales Manager of its Rancho Mirage branch. Most recently, Ms. Gonzalez served the Coachella Valley community as a Deputy Sheriff for the Riverside County Sheriff's Department, following a successful eleven-year career at El Paseo Bank.

"We are extremely excited to welcome Luz back home to the Rancho Mirage branch and reconnecting her with her former customers," commented Pamela Isaacson, Executive Vice President and Chief Administrative Officer.

"Luz had always had a fascination with law enforcement, but found that her passion for banking and the relationships she had with her customers was much stronger," concluded Isaacson.

Bank of Southern California has made a substantial commitment in the Coachella Valley market over the last several years, and has become known as The Desert's Community Bank. In December 2010, the bank acquired the La Quinta and Palm Springs branches of Palm Desert National Bank as its entry into the Coachella Valley, then in January 2014, the bank acquired the Palm Desert branch of AmericanWest Bank, and in December 2014 the bank acquired Frontier Bank dba El Paseo Bank.

In September 2015, the Bank created a local Advisory Board of prominent members of the Coachella Valley business community, and in August 2016, the bank completed the acquisition of deposits from Opus Bank's La Quinta office.

About Bank of Southern California:

A growing community bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed, and offers a range of financial products to individuals, professionals, and small-to-mid sized businesses. The Bank's solution-driven, relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with its clients.

The Bank currently operates seven branches in San Diego and the Coachella Valley in Riverside County.

For more information, please visit http://www.banksocal.com or call (858) 847-4780.

*PHOTO for media: Send2Press.com/mediaboom/16-1116s2p-Luz-Gonzalez-300dpi.jpg

Bank of Southern California, N.A. (OTC Pink:BCAL / OTCMKTS:BCAL) announced today that Luz Gonzalez has joined the Company as Branch Sales Manager of its Rancho Mirage branch. Most recently, Ms. Gonzalez served the Coachella Valley community as a Deputy Sheriff for the Riverside County Sheriff's Department, following a successful 11-year career at El Paseo Bank.

This version of news story was published on ScoopCloud™ (ScoopCloud.com) - part of the Neotrope® News Network - all rights reserved.

Kt Duong and Troy Ferguson Join Bank of Southern California

Troy Ferguson

SAN DIEGO, Calif., April 26, 2016 (SEND2PRESS NEWSWIRE) -- Bank of Southern California, N.A. (OTC Pink: BCAL), welcomes Kt Duong and Troy Ferguson, as Vice President, Business Relationship Managers to its seasoned team of bankers. Mr. Duong has been in banking and finance for 8 years, including Commercial Capital Partners, Commercewest Bank and Citigroup. He graduated from San Diego State University with a Bachelor of Arts in Economics and a Bachelor of Science in Finance. Additionally, he received his Juris Doctorate in Corporate Law from Thomas Jefferson School of Law.

Mr. Ferguson has been in the banking industry for 9 years, most recently as a Commercial Loan Officer with Wells Fargo Bank. Ferguson graduated from San Diego State University with a Bachelor of Arts in Economics, and is actively involved the ALS Foundation and Junior Achievement.

"We are pleased to welcome Mr. Duong and Mr. Ferguson to our growing team of bankers. Their experience in building relationships and understanding the needs of small to mid-sized businesses and professionals enhances our high service and relationship banking philosophy," commented Tony DiVita, Executive Vice President and Director of Sales of Bank of Southern California.

"The expansion of our San Diego team illustrates our continued commitment to serving the banking needs of businesses and professionals in our community," concluded DiVita.

About Bank of Southern California:

A community bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed and offers a wide range of financial products to individuals, professionals, and small to mid-sized businesses. The Bank's relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with their clients. With seven offices in San Diego County and the Coachella Valley in Riverside County, Bank of Southern California remains well-capitalized, with a growing deposit base and loan portfolio.

For more information, visit http://www.banksocal.com/ or call (858) 847-4780.

* PHOTOS for Media:
(1) Send2Press.com/mediaboom/16-0426-ferguson-300dpi.jpg
(2) Send2Press.com/mediaboom/16-0426-ktduong-500x375.jpg

* Logo for media: Send2Press.com/mediaboom/16-0426-banksocal-300dpi.jpg

REF: OTCQB:BCAL / PinkSheets:BCAL / OTCMKTS:BCAL

To view the original version on Send2Press Newswire, visit: https://www.send2press.com/newswire/kt-duong-and-troy-ferguson-join-bank-of-southern-california-2016-0426-01.shtml.

NEWS SOURCE Bank of Southern California N.A. :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

Wholesale Trading Co-Op is Acquired by The Carlyle Group and Rebrands as Wholesale Trading Insurance Services

Wholesale Trading Insurance Services

SAN FRANCISCO, Calif. and NEW YORK, N.Y., March 24, 2016 (SEND2PRESS NEWSWIRE) -- Wholesale Trading Co-op Insurance Services, a privately-held wholesale insurance specialist serving a group of leading retail insurance brokers, announced today that The Carlyle Group has agreed to acquire a majority stake in wholesale insurance broker JenCap Holdings, LLC and the assets of Wholesale Trading Co-Op Insurance Services, which will be re-named Wholesale Trading Insurance Services, LLC. Wholesale Trading is currently owned by its management team and external private investors.

Carlyle's investment will position JenCap Holdings to be a consolidator of specialty insurance distribution and program management businesses, including managing general agencies, specialty program underwriters, transactional wholesale brokers and captive managers. JenCap Holdings has assembled a management team with the sector insight and experience to drive organic growth and strategic acquisition strategies leveraging technology and advanced data analytics.

Following the acquisition, John F. Jennings, current President and Chief Executive Officer of Wholesale Trading, will be named President and CEO of JenCap Holdings. Kristopher Bauer, a founding member of Wholesale Trading and co-head of its Casualty Practice, will be named President of Wholesale Trading Insurance Services. JenCap Holdings will be headquartered in New York and Wholesale Trading will continue to operate from offices in New York, San Francisco, Atlanta and Princeton, New Jersey.

Mr. Jennings commented, "Over the last five years we have built a highly successful business from scratch through hard work and client service excellence. However, it is clear to us that the next five years will require significant investments in technology, data analytics, human capital and acquisitions to expand product offerings and distribution networks. Having the Carlyle Group as our financial partner gives us the ability to make those investments, attract the best talent both inside and outside the industry, and immediately sets us apart from our competitors. This news should be viewed very positively by our retail broker partners and the clients they serve."

Said Kristopher Bauer, "It is important for those we serve to realize that nothing is changing beyond our name and the benefits that we will all derive from our partnership with the Carlyle Group. We will continue 'business as usual' with our same team of highly experienced wholesale brokerage professionals delivering focused, innovative products and services to our retail broker partners."

"We are very pleased that John Jennings and the exceptionally talented professionals at Wholesale Trading will be joining JenCap Holdings," commented John Redett, Managing Director of The Carlyle Group. "John and the entire WTCI team have done a tremendous job building the organization from a start-up, creating a high-growth, client-focused organization in only five years. We look forward to making the necessary investments for the WTCI team and JenCap Holdings to quickly become an even more significant player in the specialty insurance distribution and service business."

Equity capital for the transactions, financial terms of which were not disclosed, will be provided by Carlyle Global Financial Services Partners II. The transaction closed on March 16, 2016.

About The Carlyle Group:

The Carlyle Group (NASDAQ: CG) is a global alternative asset manager with $183 billion of assets under management across 126 funds and 160 fund of funds vehicles as of December 31, 2015. Carlyle's purpose is to invest wisely and create value on behalf of its investors, many of whom are public pensions. Carlyle invests across four segments - Corporate Private Equity, Real Assets, Global Market Strategies and Investment Solutions - in Africa, Asia, Australia, Europe, the Middle East, North America and South America. Carlyle has expertise in various industries, including: aerospace, defense & government services, consumer & retail, energy, financial services, healthcare, industrial, real estate, technology & business services, telecommunications & media and transportation. The Carlyle Group employs more than 1,700 people in 36 offices across six continents.

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NEWS SOURCE Wholesale Trading Co-Op Insurance Services, LLC :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

Sunshine Capital, Inc. Updates Shareholders and Announces the Opening of Its New Corporate Website

financial services

PEMBROKE PINES, Fla., March 8, 2016 (SEND2PRESS NEWSWIRE) -- Sunshine Capital, Inc. (Pink Sheets: SCNP) announces the opening of its new corporate website. Shareholders and other interested parties can view the new website at www.PinkSheetsSCNP.com.

"The new website will greatly enhance our communication with our shareholders, prospective shareholders and our business partners," stated Mr. Lindel Regis, President and CEO of Sunshine Capital, Inc. "We will update the website in a real time fashion with the progress made in implementing our business plan and any events that impact the Company."

Sunshine Capital, Inc. would also like to inform shareholders, that on March 19, 2016, the Company will be holding a special Board meeting to discuss the recommendations made by Advisory Board Member, Daniel J. Duffy.

Such recommendations include: To reduce the total outstanding shares of the Company dramatically, to decrease the authorized share amount of the Company, to place a restrictive "sale lock" agreement with previous Company management, which will ensure the current float of the Company remains at 450,000 shares and many other items Mr. Duffy is recommending Sunshine Capital, Inc. to approve, so it may position itself to acquire a listing on The American Stock Exchange at a much more rapid rate.

D.I.B. Funding, Inc., which currently has controlling interest in Sunshine Capital, Inc., is also pleased to announce that its corporate website is being launched at www.DIBFunding.com.

Forward-Looking Statements:

The private Securities Litigation Reform Act of 1995 provides a safe harbor for forward-looking information made on the company's behalf. All statements, other than statements of historical facts which address the company's expectations of sources of capital or which express the company's expectation for the future with respect to financial performance or operating strategies, can be identified as forward-looking statements. Such statements made by the company are based on knowledge of the environment in which it operates, but because of the factors previously listed, as well as other factors beyond control of the company, actual results may differ materially from the expectations expressed in the forward-looking statements.

MEDIA Contact:
Sunshine Capital, Inc.
Lindel Regis
561-877-1747
Lindel.regis@Yahoo.com

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NEWS SOURCE Sunshine Capital Inc. :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

Bank of Southern California Announces Senior Vice President Promotions

community business bank

SAN DIEGO, Calif., Feb. 17, 2016 (SEND2PRESS NEWSWIRE) -- Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL) announced the promotion of Marie Crivello and Debbie Marshall to Senior Vice President. Ms. Crivello joined Bank of Southern California in 2012 as Vice President, Client Relationship Manager. She has over 16 years of banking and client relationship management experience. Ms. Marshall joined the bank in 2011 as Vice President, Deposit Operations, bringing over 30 years of banking, compliance, and risk management experience to the bank.

Nathan Rogge, President and CEO of the Company, said, "I am pleased to recognize the contributions that both of these professionals have made to further the success of our company. Marie Crivello takes relationship banking to a new level with an unwavering commitment to providing the highest level of service to her clients. She has year-over-year been instrumental in helping the bank organically grow and has continued to be recognized as a top performing relationship manager."

Added Rogge, "Debbie Marshall's role in regulatory compliance and branch operations has continued to grow over the last five years. She was a key contributor in the previous three bank acquisitions and held a primary role in ensuring the success of the bank's core systems conversion in 2015."

About Bank of Southern California:

A growing community business bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed and offers a wide range of financial products to individuals, professionals and small-to-mid sized businesses. The bank's solution-driven, relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with their clients.

The bank currently operates seven offices in San Diego and the Coachella Valley of Riverside County.

For more information, visit http://www.banksocal.com/ or call (858) 847-4780.

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REF: OTCQB:BCAL / PinkSheets:BCAL / OTCMKTS:BCAL

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NEWS SOURCE Bank of Southern California N.A. :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

Sunshine Capital, Inc. Announces That Daniel J. Duffy Has Joined The Company’s Advisory Board

Daniel J Duffy

PEMBROKE PINES, Fla., Feb. 16, 2016 (SEND2PRESS NEWSWIRE) -- Sunshine Capital, Inc. (Pink Sheets: SCNP) today announced that micro-cap stock magnate and mergers-acquisitions expert Daniel J. Duffy has agreed to join the Company's Advisory Board.

Mr. Duffy is currently incarcerated in Florida and fighting his 2010 conviction in a murder-for-hire case. Mr. Duffy has also agreed that he will not be compensated for being on the Advisory Board to ensure compliance with Florida DOC Administrative Code, Title 33, which would prohibit such compensation.

"It is an honor to have Mr. Duffy with us, advising us on corporate structure, mergers and acquisitions, and building shareholder value," stated President and CEO of Sunshine Capital, Inc., Mr. Lindel Regis. "This step is what this Company needs, and even though Mr. Duffy is incarcerated, no one can ever dispute what he has done in the stock market as a trader, President and CEO of multiple public companies."

On November 30, 2015 Mr. Duffy signed a three book deal with Sunshine Capital, Inc. Now Mr. Duffy will advise the Company on how to execute many of the proven strategies he has been trained to do, to allow Sunshine Capital, Inc. to rapidly achieve its goals and build shareholder value.

"I will use all my knowledge of the markets and my extensive experience in mergers and acquisitions to ensure that Sunshine Capital, Inc. grows rapidly, just like in 2003 when I took my first public Company from a zero asset company to well over $140M company in executed and pending mergers and acquisitions," stated Advisory Board Member Daniel J. Duffy. "In the next thirty days the shareholders can expect to see dramatic changes to the Company that will benefit all shareholders."

Mr. Duffy, a graduate from St. John's University with a degree in Business Management, has a history as one of the best micro-cap stock traders and President and CEO of multiple public companies. Mr. Duffy's knowledge in public companies, financing, capital raising, and mergers and acquisitions is indisputable.

Forward Looking Statement:

The private Securities Litigation Act of 1995 provides a safe harbor for forward-looking information made on the company's behalf. All statements, other than statements of historical facts which address the company's expectation of sources of capital or which express the company's expectations for the future with respect to financial performance or operating strategies, can be identified as forward-looking statements. Such statements made by the company are based on knowledge of the environment in which it operates, but because of the factors previously listed, as well as other factors beyond the company, actual results may differ materially from the expectations expressed in the forward-looking statements.

REF: Pink Sheets:SCNP / Pink:SCNP / Pink OTC SCNP

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NEWS SOURCE Sunshine Capital Inc. :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2016 Send2Press® Newswire, a service of Neotrope®.

Sunshine Capital, Inc. Announces Joint Venture with Widjits, Inc. to Publish Three Book Deal with Micro Cap Magnate Daniel J. Duffy

financial services

PEMBROKE PINES, Fla., Nov. 30, 2015 (SEND2PRESS NEWSWIRE) -- Sunshine Capital, Inc. (PinkSheets:SCNP) today announced a joint venture with the publishing division of Widjits, Inc., an independent company, of a three book deal with micro-cap stock magnate Daniel J. Duffy, who is in prison and currently appealing convictions for murder and conspiracy to commit murder, crimes, which Mr. Duffy denies any participation in.

Mr. Duffy agreed to co-write the books, which will cover everything from his rise to stock market stardom leading to his lavish lifestyle, to his 2009 Federal conviction for conspiracy to commit mortgage fraud and aggravated identity theft along with his wife, Nicole Torres, to his two murder trials and subsequent conviction. The books will allow Mr. Duffy to tell his incredible story in his own words. It also reveals many of his business secrets - all legal.

"Our Company believes that these three books will become bestsellers," stated Lindel Regis, President and CEO of Sunshine Capital, Inc. "Daniel Duffy's story, the story from his side, is one you would have to read to believe, and that is why we plan to publish it. We understand this is a controversial story, but we believe people have the right to read and decide for themselves what to think. It's an amazing story," stated Mr. Regis.

Mr. Regis has had a close relationship with Mr. Duffy over the years, having been trained by Mr. Duffy in the arts of stock trading, corporate structuring, mergers and acquisitions, and running public companies. From 2003 to 2008, Mr. Duffy took a zero asset public company to over $140 million in pending and executed acquisitions, exiting before the market crash in 2008.

According to the Florida Department of Correction's Administrative Code, Title 33, Mr. Duffy is not allowed to be compensated while incarcerated and has instructed to have all payments in stock and revenue royalties to be passed along to trust accounts for his two children, charities of his choice and to attempt to settle his wife's and his Federal fines of approximately $8 million.

Duffy plans to respond to many of the allegations about his wife, Nicole Torres, and him which aired in the ID Channel Network production's pseudo-documentary show, "I'd Kill For You," which ran a segment (Season 2, Episode 7, aired on October 7, 2013) about the couple, titled "Treasure Coast Killer." He was shocked when presented with a transcript of the show of just how many inaccuracies the transcript contained that damaged his wife and him. He has written to the ID Channel Network three times with no response. Mr. Duffy is calling for polygraphs of the show's witnesses, refuting their testimony and especially wanting to clear his wife's name of any wrongdoing.

"For the past six years people have told lie after lie about my family and myself because they knew I was not there to defend myself nor my family, but that is all about to change," stated Daniel Duffy, co-writer of the three books about his story. "Because of these damaging lies, it has ruined the family I once knew. It's not about the money here because I am not going to make a dime on this; I just want the truth to be told. Finally, these books will do just that and call out and expose all the lies, including the State's, which convicted not because of any direct evidence against me but by painting me as a bad character throughout the trial with only my Federal conviction against me. These books will tell it all from day one, nothing held back, and show the real side of myself and my wife, who because of my mistakes and not hers, had to plead guilty of fraud to the Feds."

Mr. James Bartel, former President and CEO of Sunshine Capital, Inc. and current member of the Board of Directors has agreed to join the advisory board of this three book project. Mr. Bartel has an extensive resume in the publishing industry. Mr. Bartel has published Stock Market Advisory Letters for 30 years, including the low price stocks newsletter, The Bonanza Report, New Issue Digest and USA Financial News. In the early 1980's Mr. Bartel was the Editor of Entrepreneur Magazine and helped take it public. He also published lottery orientated products such as WIN Newsletter (over 80,000 readers), Al Capone's Death Bed Confessions (sold over 100,000 copies) and Weapons and Tactics Newsletter (How To Survive A Gunfight with over 8,000 subscribers, mostly Federal, State and Local Law Enforcement Officers).

Here are the initial synopses of the three books:

"Stock Market" (book as yet untitled):
Trading penny stocks from 1995-2003 brought a tidy fortune to Daniel Duffy. How Mr. Duffy picks the right penny stocks, his due diligence strategies that allowed him to ride stocks from $.25 to $18.50 and his knowledge of thin float stock. In 2003 he became President and CEO of his first public company, Preferred Internet Technologies, Inc., which vaulted in value an unheard of 495,000% in a single day. From there he took a number of companies public and negotiated over $140 million in pending and executed acquisitions until 2008.

Mr. Duffy will also describe topics such as what really makes penny stocks move, the kind of lifestyle he adopted, who "paid bashers" are, such as the website RipOffReport-dotcom, how to purchase the right public shell to go public in 30 days, how to structure that public shell so the stock is forced to go up and benefit the shareholders, thin float public shells and much more.

"Mortgage and Credit Fraud" (book as yet untitled):
The whole story of Daniel Duffy's multi-million dollar lifestyle and where the ID Channel Network got it wrong about the story will be explained. His wife Nicole's innocence of wrongdoing will be established. Mr. Duffy, a "genius" with credit as even the Federal Government admits, his offense involved sophisticated means and that Mr. Duffy was the organizer and leader of his offense which was extensive, will give you the inside scoop on credit and how to build your credit legally in 30 days to qualify for million dollar mortgages. It will show how he went from having no credit at all to a credit score of 802 and a 15-year-old credit history in 28 days which is a legal tactic that the credit reporting agencies don't want you to know. Mr. Duffy will explain in detail how he created a clean, brand new credit file with all three major credit reporting agencies: Experian (LON:EXPN), Equifax (NYSE:EFX) and TransUnion (NYSE:TRU) that passed security systems of all banks, including mortgage companies.

"Murder Trials" (book as yet untitled):
The untold story with nothing held back. How being associated with someone gets you indicted, plus a breakdown of how the Florida State Attorney's office convicted him with no direct evidence but painting Daniel Duffy as a bad character because of his mortgage fraud case, using stolen money as a motive for murder, inconsistent co-defendant testimony, and how the shooter, the state's star witness against Mr. Duffy, made a deal with the state to avoid the death penalty or possible life in prison -- testimony against Mr. Duffy was deemed impossible according to state's own presented evidence.

Forward-Looking Statement:
The private Securities Litigation Reform Act of 1995 provides a safe harbor for forward-looking information made on the company's behalf. All statements, other than statements of historical facts which address the company's expectations of sources of capital or which express the company's expectations for the future with respect to financial performance or operating strategies, can be identified as forward-looking statements. Such statements made by the company are based on knowledge of the environment in which it operates, but because of the factors previously listed, as well as other factors beyond the company, actual results may differ materially from the expectations expressed in the forward-looking statements.

REF: Pink Sheets:SCNP / Pink:SCNP

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NEWS SOURCE Sunshine Capital Inc. :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2015 Send2Press® Newswire, a service of Neotrope®.

Rhonda Guthrie Promoted to Senior Vice President at Bank of Southern California

community business bank

SAN DIEGO, Calif., Oct. 14, 2015 (SEND2PRESS NEWSWIRE) -- Bank of Southern California, N.A. (OTCQB:FBBN / OTCMKTS:FBBN) has announced the promotion of Rhonda Guthrie to the position of Senior Vice President, Loan Administration. With over 20 years in Loan Administration, Guthrie joined the Company in 2013 as Loan Administration Manager responsible for all functions related to loan processing, documentation, compliance and loan servicing.

"Since Rhonda has joined the bank, she has been key in developing a highly efficient and productive team in what is a very important department in the bank. She also played a major role in two recent bank acquisitions and bank wide operating systems conversion," said Nathan Rogge, President and CEO of Bank of Southern California.

"We truly recognize the many contributions Rhonda has made to our Company's loan operations. She is a highly respected individual who is passionate about serving the needs of the bank and our clients. With this highly functioning loan operations group, we are well positioned as we continue to grow and expand in Southern California," concluded Rogge.

About Bank of Southern California:

A growing community business bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed and offers a wide range of financial products to individuals, professionals and small-to-mid sized businesses. The bank's solution-driven, relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with their clients. The bank currently operates seven offices in San Diego and Riverside County.

For more information, visit http://www.banksocal.com/ or call (858) 847-4780.

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REF: OTCQB:FBBN / OTCMKTS:FBBN

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NEWS SOURCE Bank of Southern California N.A. :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2015 Send2Press® Newswire, a service of Neotrope®.

Tom Welch and Tammy DeWitt Join Bank of Southern California

Welch and DeWitt

SAN DIEGO, Calif., Sept. 15, 2015 (SEND2PRESS NEWSWIRE) -- Bank of Southern California, N.A. (OTCQB:FBBN / OTCMKTS:FBBN) welcomes Tom Welch as Senior Vice President, SBA Department Manager and Tammy DeWitt as Vice President, SBA Loan Underwriting Manager to its seasoned team of Southern California bankers. Both Mr. Welch and Ms. Dewitt have been in the banking industry for 37 years and both have over 27 years of SBA and conventional lending and relationship management experience. Welch and DeWitt were most recently with Pacific Commerce Bank in similar positions.

"For the past four years Bank of Southern California has been recognized as a top performing SBA and small business lender by the San Diego District office of the U.S. Small Business Administration and several other bank ranking companies. The addition of Tom Welch and Tammy DeWitt enhances our commitment in meeting the financial needs of businesses in Southern California," commented Nathan Rogge, CEO of Bank of Southern California.

"We are pleased that Tom and Tammy have joined our team. They are seasoned bankers who are highly respected in our industry, and I am excited to be working closely with them as we continue to expand our organization," concluded Mr. Rogge.

About Bank of Southern California:

A community bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed and offers a wide range of financial products to individuals, professionals, and small to mid-sized businesses. The Bank's solution-driven, relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with their clients. With seven offices in San Diego County and the Coachella Valley in Riverside County, Bank of Southern California remains well-capitalized, with a growing deposit base and loan portfolio.

For more information, visit http://www.banksocal.com/ or call (858) 847-4780.

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NEWS SOURCE Bank of Southern California N.A. :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2015 Send2Press® Newswire, a service of Neotrope®.

Bank of Southern California Announces Coachella Valley Advisory Board

California banking

PALM DESERT, Calif., Sept. 3, 2015 (SEND2PRESS NEWSWIRE) -- Bank of Southern California, N.A. (OTCQB:FBBN / OTCMKTS:FBBN) announced the creation of its Coachella Valley Advisory Board. This board is comprised of prominent members of the business community in the Desert Cities region who will help increase the bank's presence and market awareness while providing valuable input to better understand the business needs in the Coachella Valley.

The newly appointed board members will advise and consult with the Bank's Executive Management team on product needs and banking issues related to the Valley's business community. The diverse 14-person board is made up of local business professionals with a broad range of experience.

"Our decision to create an Advisory Board in the desert shows the importance we place on better serving our clients in the Desert Cities area. Their insight of the Coachella Valley will help us as we continue to grow the bank in that market," commented Nathan Rogge, CEO of Bank of Southern California. "These members are respected business leaders and influential voices of the community and I am excited to be working closely with them as we continue to build Bank of Southern California's presence as 'The Desert's Community Bank' in that market."

Coachella Advisory Board Members:
- Robert Baltes, Owner, Baltes & Associates, CPAs
- David Baron, Partner, Slovak Baron Empey Murphy & Pinkney, LLP
- Michael Berk, CEO, LUXE Electric Golf Cars and LUXE Water Solutions
- Mitch Blumberg, Senior Vice President, Desert Arc
- Michael Braun, Senior Vice President, Wessman Development
- Anthony Caronna, Managing Partner, Caronna & Johnson, LLP
- Dennis Freeman, President, Freeman Building & Consulting
- Evy Hanson, Owner, Leap Online Marketing
- Susan Harvey, Co-Owner, Desert Pacific Properties
- William Healey III, President and Owner, Healey & Associates, Certified Accountants and Consultants
- Maggie Montez, President, Lee & Associates
- Dr. Sam Reber, Director of Sports Medicine, S.T.A.R. Orthopedics
- Dr. Peter Scheer, Owner, The Mirage Center
- Sean Wood, President, SSW Mechanical Construction.

About Bank of Southern California:

A community bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed and offers a wide range of financial products to individuals, professionals, homeowner associations and small to mid-sized businesses. The Bank's solution-driven, relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with their clients. With seven offices in San Diego County and the Coachella Valley in Riverside County, Bank of Southern California remains well-capitalized, with a growing deposit base and loan portfolio.

For more information, visit http://www.banksocal.com/ or call (858) 847-4780.

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NEWS SOURCE Bank of Southern California N.A. :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2015 Send2Press® Newswire, a service of Neotrope®.

Verify Smart Corporation Acquires Controlling Interest in Surf Smart Solutions, LLC

financial fraud prevention

FERNLEY, Nev., Aug. 25, 2015 (SEND2PRESS NEWSWIRE) -- Verify Smart Corporation (OTCBB: VSMR / OTCMKTS:VSMR), a global innovator in financial fraud prevention and digital content distribution to the mobile channel, announced today that it has completed the acquisition of 55 percent of Surf Smart Solutions, LLC a Wyoming based online software security company. Surf Smart Solutions markets patented anti-keylogging software through its web portal www.iSurfSmart.com and numerous other affiliated sites.

A keylogger is a malicious software program, usually called "spyware" or "malware," that records every keystroke made on a keyboard including mobile devices. Keyloggers can be installed without the user's knowledge or consent when visiting a website, reading an e-mail, installing a program, or performing other typical activities. Once installed, the keylogger records all keystrokes, and then e-mails the information and other data to the computer hacker.

Surf Smart keystroke encryption secures everything you type, in real time, at the point of origin (when you type on the keyboard), making your keystrokes invisible to undetected keyloggers hiding on your computer.

"This acquisition strengthens Verify Smart's position in the identity verification and computer security market place and positions us to take a leading role in combating the growing cybersecurity problem," commented Anthony Cinotti, President of Verify Smart Corp. "The most successful way to protect your keystrokes is by installing iSurfSMart anti-keylogging software in addition to your existing anti-virus software."

About Verify Smart Corporation:

Verify Smart Corp is an international technology company that develops and markets innovative solutions for the global wireless market. The company markets and licenses specialized applications for the prevention of debit/credit card and electronic transaction fraud in the global marketplace.

The company's patented technology, United States Patent No. 8,285,648 and various international patents dramatically reduces fraud for consumer clients, credit card companies, financial institutions and merchants by identifying the user in an electronic transaction.

The company is also focused on delivering and marketing innovative wireless channel solutions for Consumer Brands, Educational Institutions and primarily the Sports and Entertainment industries.

For more information, visit: http://www.verifysmartcorp.com/.

Contact Info:
Verify Smart Corporation Investor Relations
Info@verifysmartcorp.com
775-575-5897

Surf Smart Solutions, LLC
http://www.iSurfSmart.com/.

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NEWS SOURCE Verify Smart Corporation :: This press release was issued on behalf of the news source (who is solely responsible for its accuracy) by and Copr. © 2015 Send2Press® Newswire, a service of Neotrope®.