Tag Archives: first responders

Down Payment Resource releases Q4 2021 Homeownership Program Index

ATLANTA, Ga. /ScoopCloud/ -- Down Payment Resource (DPR), the nationwide database for U.S. homebuyer assistance programs, today announced the release of its latest Homeownership Program Index (HPI). The firm's analysis of 2,192 homebuyer assistance programs in its DOWN PAYMENT RESOURCE® database showed measurable quarter-over-quarter gains in program funding levels and an increased prevalence of programs aimed at assisting community heroes.

Methodology

Published quarterly, DPR's HPI surveys the funding status, eligibility rules and benefits of U.S. homebuyer assistance programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,200 program administrators throughout the year to track and update the country's wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates and affordable first mortgages, in the DOWN PAYMENT RESOURCE® database.

Key Findings

The Q4 2021 HPI examined a total of 2,192 homebuyer assistance programs that were active as of January 6, 2022. Key findings are as follows.

* Funding levels are on the rise. 84% of programs had funds available for eligible homebuyers. That level of funding reflects a nearly 2% increase from Q3 2021.

* More programs now target community heroes. Nearly 9% of all homebuyer assistance programs available in Q4 benefit teachers, first responders, law enforcement officers, firefighters, healthcare workers and other providers of critical community services. Another 11% of programs offer benefits for veterans, members of the military and surviving spouses.

* Three out of four programs (73%) focus on helping homebuyers with down payments and/or closing costs. This figure includes repayable, partially forgivable and fully forgivable programs. Other major categories of assistance include affordable first mortgage programs (11%), Mortgage Credit Certificates (5%), matched savings programs and Housing Choice Vouchers.

* Assistance is available for repeat homebuyers and landlords. Approximately 38% of programs do not have a first-time homebuyer requirement. In addition, 27% of programs allow buyers to purchase a multi-family property as long as the buyer occupies one of the units.

* Availability varies by location. Three out of four (74%) programs are targeted to properties in specific locales such as cities, counties or neighborhoods, with the balance of programs available statewide through state housing finance agencies. The states with the most homebuyer assistance programs are California, Florida and Texas.

* Support for manufactured housing is increasing. While homebuyer assistance programs have historically favored site-built homes, as of Q4, 28% of programs allow manufactured housing as an eligible property type, up nearly 2% from the previous quarter.

"First responders, military, educators and other community service roles have been front and center for their extraordinary pandemic contributions," said DPR CEO Rob Chrane. "Many locales - especially in higher-cost markets - are determined to find creative ways to recruit and retain these workers, including by helping them make homeownership more affordable."

Further analysis of the Q4 HPI findings, including infographics and examples of many of the programs described in this release, can be found on DPR's website at https://downpaymentresource.com/professional-resource/homeownership-program-index-highlights-programs-for-community-heroes/.

For a complete, state-by-state list of homebuyer assistance programs, visit https://downpaymentresource.com/wp-content/uploads/2022/01/HPI-state-by-state-data.Q42021.pdf.

About Down Payment Resource:

Down Payment Resource (DPR) creates opportunity for homebuyers, REALTORS® and lenders by uncovering programs that get people into homes. The company tracks funding status, eligibility rules, benefits and more for more than 2,000 homebuyer assistance programs through partnerships with state and local program providers. DPR has been recognized by Inman News as a "Most Innovative New Technology" and named to HousingWire's Tech100(TM) list of the most innovative companies serving the mortgage and real estate industries. DPR is licensed to multiple listing services, REALTOR® associations, lenders and housing counselors across the United States and offers a subscription service, Down Payment Connect, to help agents and loan officers match buyers to available programs. For more information, visit https://www.downpaymentresource.com.

Down Payment Resource (DPR), the nationwide database for U.S. homebuyer assistance programs, today announced the release of its latest Homeownership Program Index (HPI). The firm's analysis of 2,192 homebuyer assistance programs in its DOWN PAYMENT RESOURCE® database showed measurable quarter-over-quarter gains in program funding levels and an increased prevalence of programs aimed at assisting community heroes.

Related link: https://www.downpaymentresource.com/

Spodak Dental Group Offers Free Dental Treatment to All First Responders Who Are Helping Fight the Coronavirus Pandemic

DELRAY BEACH, Fla. /ScoopCloud/ -- Spodak Dental Group is offering free dental care for first responders in an effort to say Thank You for the work they're doing to treat local community members during the coronavirus pandemic. Any first responder (police, fire, EMS, hospital worker, medical doctor, nurse or support staff) who is experiencing dental pain is invited to make an appointment for a free dental exam, X-rays and diagnosis.

WHO - Spodak Dental Group ("SDG"), a comprehensive dental destination providing all general and specialty services in one convenient, state-of-the art, LEED Gold Certiﬁed facility.

WHEN - Monday through Saturday from 8 a.m. to 7 p.m. from Monday, May 11 through Monday, June 8, 2020.

WHERE - Spodak Dental Group, 3911 W. Atlantic Ave., Delray Beach, Florida, 33445

WHY - "Our community first responders are tirelessly putting their life on the line fighting for the lives of our community members who are suffering from COVID-19. The last thing they should have to deal with is dental pain," said Dr. Craig Spodak, general dentist at Spodak Dental Group. "It's the least we can do to take care of those who are taking care of us, and we consider it part of our noble cause of making the world a better place through the power of compassion."

BOOK - Call or text (561) 303-2413 or email inform@spodakdental.com to make an appointment. All first responders who are experiencing dental pain are welcome to make an appointment.

ABOUT - For more information on Spodak Dental Group, please visit: http://www.spodakdental.com/.

About Spodak Dental:
The Spodak Dental Group, a 2017 Inc. 5000 honoree, has evolved to become South Florida's premier, comprehensive dental facility, and comprises a world-class association of dental professionals poised to provide full-service dental care second-to-none in both scope and skill. The Spodak Dental Group team includes General and Restorative Dentists, Endodontists, Periodontists, Board Certified Oral and Maxillofacial Surgeons, Master Ceramic Artists and Anesthesiologists, as well as one of the nation's only in-office dental labs. Spodak Dental Group is located at 3911 W. Atlantic Ave. Call or text (561) 303-2413 or visit https://www.SpodakDental.com for more information.

MEDIA CONTACT:
Darien Davies
Director of Communications
(561) 303-2413
darien@spodakdental.com

Spodak Dental Group is offering free dental care for first responders in an effort to say Thank You for the work they're doing to treat local community members during the coronavirus pandemic. Any first responder (police, fire, EMS, hospital worker, medical doctor, nurse or support staff) who is experiencing dental pain is invited to make an appointment for a free dental exam, X-rays and diagnosis.

Related link: https://www.spodakdental.com/

Capital Ford Lincoln of Rocky Mount Hosts First Responders Christmas Celebration

ROCKY MOUNT, N.C. /ScoopCloud/ -- Capital Ford Lincoln of Rocky Mount will host a Christmas celebration with a focus on honoring their community's courageous first responders. As an opportunity to show their support for first responders across the region, Capital Ford Lincoln of Rocky Mount is proud to sponsor this occasion.

An award will be given to an individual chosen as First Responder of the Year. The winner will receive the use of a brand-new Ford Super Duty, heavy duty pickup truck, for a full year.

"The safety of our community rests upon these brave men and women who are ready and able to meet an emergency as soon as it arises", stated Will Pritchett, general manager at Capital Ford Lincoln of Rocky Mount. "We are pleased to be able to honor them at our Christmas celebration as a small token of appreciation for all that they do."

The event will take place at the beautiful Rocky Mount Mills, 1151 Falls Road, Rocky Mount, NC 27804 on Thursday, December 12, 2019 at 6:00 p.m.

The Rocky Mount Police Department, Nash County EMS, the Nash County Sheriff's office, and the North Carolina Highway Patrol will organize the celebration.

For more information about the event, please call Will Pritchett at 252.977.1234.

For further information about Capital Ford Lincoln of Rocky Mount please view their website at: https://capitalfordrockymount.com/

Capital Ford Lincoln of Rocky Mount will host a Christmas celebration with a focus on honoring their community's courageous first responders. The Rocky Mount Police Department, Nash County EMS, the Nash County Sheriff's office, and the North Carolina Highway Patrol will organize the celebration.

Related link: https://capitalfordrockymount.com/

Klemchuk LLP Participates in Carry the Load 2019

DALLAS, Texas /ScoopCloud/ -- Klemchuk LLP, a leading litigation, intellectual property (IP), and business law firm, announces that Klemchuk LLP and Team Klemchuk will proudly participate in Carry the Load 2019 Dallas Memorial March over Memorial Day Weekend.

The two-day rally is held at Reverchon Park in Dallas, Texas, beginning Sunday, May 26, at 12 p.m., with the opening ceremony at 3 p.m. The Dallas Memorial March ends on Monday, May 27, at 1:30 p.m., with a closing ceremony.

"We invite you to join Team Klemchuk and many others at the Carry the Load Dallas Memorial March, as we honor our nation's heroes and provide encouragement to military and first responders currently serving our country," said Darin M. Klemchuk, Managing Partner and Founder of Klemchuk LLP. "Each year, it's a privilege for me and my family to participate in Carry the Load, as we remember fallen heroes, and walk to raise money for the non-profits supporting our veterans, first responders, and their families."

The event began as a way to bring back the true meaning of Memorial Day, and has grown over the years to provide a way to bring all Americans together to participate in honoring our nation's heroes who made the ultimate sacrifice.

For a variety of ways to support and/or join Team Klemchuk and Carry the Load, please visit our team page: http://www.carrytheload.org/site/TR/2018/General?team_id=6024&pg=team&fr_id=1721

Carry the Load is a non-profit dedicated to providing active, meaningful ways to honor and celebrate the sacrifices made by our nation's heroes - military, veterans, first responders and their families.

To learn more about Carry the Load, please visit their website for Memorial Day and year-round events: http://www.carrytheload.org/.

About Klemchuk LLP:

Klemchuk LLP is a litigation, intellectual property, transactional, and international business law firm dedicated to protecting innovation. The firm provides tailored legal solutions to industries including software, technology, retail, real estate, consumer goods, ecommerce, telecommunications, restaurant, energy, media, and professional services. The firm focuses on serving mid-market companies seeking long-term, value-added relationships with a law firm. Learn more about experiencing law practiced differently and our local counsel practice.

The firm publishes Intellectual Property Trends (latest developments in IP law), Conversations with Innovators (interviews with thought leaders), Leaders in Law (insights from law leaders), Culture Counts (thoughts on law firm culture and business), and Legal Insights (in-depth analysis of IP, litigation, transactional, and international law).

Learn more at: https://www.klemchuk.com/

Klemchuk LLP, a leading litigation, intellectual property (IP), and business law firm, announces that Klemchuk LLP and Team Klemchuk will proudly participate in Carry the Load 2019 Dallas Memorial March over Memorial Day Weekend.

Related link: https://www.klemchuk.com/

Guardian Angels Medical Service Dogs Wins 2018 Academy of United States Veterans ‘VETTY’ Award

WILLISTON, Fla. /ScoopCloud/ -- Guardian Angels Medical Service Dogs, Inc. is a national 501(c)(3) non-profit, located in Williston, Fla. On January 20, 2018 its Founder and CEO, Carol Borden and National Canine Program Director, Nate Burney were at the Mayflower Hotel in Washington, D.C. to accept the 2018 VETTY Award for outstanding efforts in Veterans Mental Health.

In choosing Guardian Angels for this distinguished award, the board of governors of AUSV state: "Recipient (GAMSD) has made a significant difference in the lives of veterans whose wounds can't be seen. Recipient has provided services/methods to replace feelings of despair with hope."

Carol Borden, Founder and Chief Executive Officer said: "We're just so proud of everyone connected with our organization. From staff to volunteers and foster trainers, everyone involved truly cares about making a difference for our veterans and first-responders. It is a great honor to have our work with veterans recognized by the Academy of United States Veterans."

Guardian Angels Medical Service Dogs was honored to stand beside several deserving veterans' charities, veterans, and individuals who were also recognized at the black tie gala, including:

* Leadership: Sarah Verardo, Executive Director, The Independence Fund
* Education: Dustin Perkins, Director of Marketing, Student Veterans of America, Illinois
* Employment: Bunker Labs
* Community: National Veterans Legal Services Program
* Honorary Vetty: Steven D. Vincent, Senior Business Development Manager, Tiag
* Honorary Vetty: George A. Chewning, II, Director of Governmental Affairs, Global War on Terror Memorial Foundation
* Honorary Vetty: Jake Tapper of CNN, Chief Washington Correspondent, CNN who also hosted the evening.

The line-up of esteemed presenters and speakers included: Montel Williams; VA Secretary, David Shulkin; White House Chief of Staff, General John Kelly; actresses Anne Heche and Shohreh Aghdashloo; veteran and NFL player Nate Boyer as well as Mark Rockefeller.

Actor Mike Vogel, who along with Veteran and Bronze Medal Recipient, Matt James presented the award.

Several business leaders were also in attendance, including Eric Mitchell of LifeFlip Media, Eli Crane of Bottle Breacher, Sal DeFranco of Battle Grounds Coffee, and Travis McVey of Heroes Vodka.

Academy of United States Veterans (AUSV) established the annual VETTY awards to recognize those that contribute to the well being of the veteran community.

Our acceptance speech can be viewed on our website at: http://www.medicalservicedogs.org/vetty-award-acceptance-speech-2018/.

About Guardian Angels Medical Service Dogs:
Guardian Angels Medical Service Dogs is a 501(c)(3) non-profit organization based in Williston, Florida and has grown into a nation-wide Service Dog Organization. We rescue, raise, train and donate individually trained medical service dogs to veterans, first responders and others who suffer from disabilities including PTSD, Traumatic Brain Injury, seizure disorders, mobility issues and more.

Guardian Angels receives up to 40 inquiries each day for one of their medical Service Dogs. There is no state or federal funding available for this critical life-saving program. Since their inception in 2010, Guardian Angels has paired more than 220 individually trained medical service dogs with those in need; and with your help, they can do even more.

For more information on our program, visit: http://www.medicalservicedogs.org/.

*Photo for Media: Send2Press.com/300dpi/18-0202s2p-gamd-vetty-300dpi.jpg
*Photo Caption: Founder & CEO of Guardian Angels, Carol Borden and Service Dog, Huey accept the 2018 VETTY award in Mental Health from actor Mike Vogel of The Brave, and Bronze Star Recipient, Matt James.

VIDEO (YouTube):
https://youtu.be/0xl1HfPlos0

Guardian Angels Medical Service Dogs, Inc. is a national 501(c)(3) non-profit, located in Williston, Fla. On January 20, 2018 its Founder and CEO, Carol Borden and National Canine Program Director, Nate Burney were at the Mayflower Hotel in Washington, D.C. to accept the 2018 VETTY Award for outstanding efforts in Veterans Mental Health.

Related link: http://www.medicalservicedogs.org/