Tag Archives: Seattle Business

Friday Harbor adds AI-pre-underwriting support for investor and DSCR loans

New investor-loan capability extends Friday Harbor's non-QM support to a segment representing more than one-third of non-QM production

SEATTLE, Wash., Sept. 23, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced expanded support for investor loans, including debt service coverage ratio (DSCR) loans.

Friday Harbor logo
Image caption: Friday Harbor.

The new capability builds on Friday Harbor’s recently launched non-qualified mortgage support at a time when non-QM loans account for more than one in 10 mortgage originations and investor-focused products make up a significant share of that market. In August, asset-based, fix-and-flip and DSCR loans represented more than 35% of non-QM production, according to Optimal Blue.

Unlike traditional mortgages, DSCR loans qualify borrowers primarily on a property’s rental income rather than personal income or tax returns. Their specialized guidelines can make these loans time-consuming and difficult for loan officers who do not work with them every day, forcing them to stop and consult an underwriter or other specialist when questions arise.

Friday Harbor reviews leases, appraisal-based rent schedules, property information, borrower and entity documentation and other deal details against applicable program guidelines before underwriting, giving loan officers the guidance they need to work through those scenarios themselves.

“DSCR loans can be a great opportunity for lenders, but they are difficult to scale when only a small number of people in the organization know how to structure them,” said Theo Ellis, founder and CEO of Friday Harbor. “By putting that expertise in originators’ hands earlier, Friday Harbor gives more of them the confidence to evaluate these deals, work through questions and compete for a growing share of the market.”

For more information about Friday Harbor’s AI pre-underwriting capabilities, visit https://fridayharbor.ai.

About Friday Harbor

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve potential issues earlier in the origination process. By analyzing borrower documents, appraisals and income calculations against investor guidelines and lender overlays, the platform helps teams deliver cleaner files, achieve fewer underwriting touches and improve individual productivity. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-adds-ai-pre-underwriting-support-for-investor-and-dscr-loans/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P138376 NOREL-3B

 

Friday Harbor’s AI pre-underwriting platform integrates to the Freddie Mac Income Calculator API

Lenders can now calculate qualifying income for wage earners with variable income more efficiently

SEATTLE, Wash., Sept. 10, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced its integration to the Freddie Mac Income Calculator API. Lenders can now determine calculated monthly income for wage earners, including borrowers with variable income, in minutes while helping preserve eligibility for certain representation and warranty (R&W) relief tied to the income calculation.

Friday Harbor logo
Image caption: Friday Harbor.

The Friday Harbor product, which automatically digitizes borrower paystubs and W-2s from loan origination system (LOS) integrations or direct upload, generates and updates loan conditions as new documents are added and attaches them to the loan file through its dynamic needs list and Income & Asset Sandbox. Using the digitized borrower paystub and W-2 data, Freddie Mac’s Income Calculator API determines a calculated monthly income while Friday Harbor flags potential issues and provides findings tied to Freddie Mac Single-Family Seller/Servicer Guide requirements. The Freddie Mac Income Calculator Certificate is retained with the loan file to help preserve eligibility for applicable R&W relief.

“Having the Freddie Mac Income Calculator available inside Friday Harbor changes the conversation with borrowers,” said Rob Jewett, chief operating officer at NewFed Mortgage Corp. “We can give borrowers a straight answer sooner, keep files moving and avoid surprises later in the process.”

“Variable wage income remains one of the more complicated income scenarios loan production teams face,” said Theo Ellis, CEO and Founder of Friday Harbor. “We’re proud to bring the new Freddie Mac Income Calculator API to pre-underwriting, giving originators reliable qualifying income calculations earlier in the origination process. That means fewer surprises later, cleaner files for underwriting and greater confidence that loans are ready for sale.”

The Freddie Mac Income Calculator API uses borrower paystubs and W-2s to determine calculated monthly income for wage-earning borrowers, including borrowers with variable income. The resulting income calculation can be submitted through Loan Product Advisor® (LPA®), Freddie Mac’s automated underwriting system (AUS), to support eligibility for R&W relief related to the income calculation.

Friday Harbor now supports automated calculated monthly income assessments for loans delivered to both Freddie Mac and Fannie Mae. Lenders can learn more about Friday Harbor’s integrations or request a demo at https://fridayharbor.ai.

About Friday Harbor

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve potential issues earlier in the origination process. By analyzing borrower documents, appraisals and income calculations against investor guidelines and lender overlays, the platform helps teams deliver cleaner files, achieve fewer underwriting touches and improve individual productivity. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech @FreddieMac

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbors-ai-pre-underwriting-platform-integrates-to-the-freddie-mac-income-calculator-api/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P138057 NOREL-3B

 

Friday Harbor adds USDA loans to its AI pre-underwriting platform

Lenders can identify USDA eligibility issues and GUS evaluation requirements before files reach underwriting

SEATTLE, Wash., July 21, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced support for USDA loans. The new capability enables lenders to identify documentation gaps, eligibility issues and changes that require updated Guaranteed Underwriting System (GUS) findings before loan files reach underwriting, helping reduce rework and deliver a more predictable path to closing for both lending teams and borrowers.

Friday Harbor logo
Image caption: Friday Harbor.

“USDA loans have always required a level of expertise that many production teams simply don’t encounter every day,” said Theo Ellis, co-founder and CEO of Friday Harbor. “We’ve built that expertise directly into the hands of loan officers, so they know when a file needs attention before it reaches underwriting. That means underwriters spend less time working through preventable conditions, production teams keep loans moving and borrowers get to closing with fewer surprises.”

Friday Harbor continuously evaluates USDA loan files as they evolve, identifying documentation gaps, eligibility issues and changes that require updated GUS findings as new information is added to the file. Instead of relying on manual judgment or institutional knowledge, production teams receive real-time guidance that helps resolve issues before the loan reaches underwriting. The result is cleaner loan files, fewer underwriting touches and more predictable production timelines, while borrowers benefit from fewer avoidable delays and clearer expectations throughout the mortgage process.

Backed by the U.S. Department of Agriculture’s Rural Development program, USDA loans expand access to homeownership by allowing eligible borrowers to purchase homes with no down payment. Because the program has unique eligibility and documentation requirements, lenders rely on GUS, an automated underwriting system (AUS), to evaluate borrower qualifications and program eligibility before returning underwriting findings.

Those findings can change throughout the origination process. Updates to borrower information, income, assets or property details may require another GUS evaluation, yet it is not always clear when one is needed. Loan officers often rerun files unnecessarily or risk delaying underwriting when required evaluations are overlooked. Friday Harbor helps production teams determine when updated GUS findings are needed, reducing unnecessary reruns while helping ensure required evaluations aren’t missed.

Lenders can learn more about USDA loan support in Friday Harbor or request a demo at https://fridayharbor.ai.

About Friday Harbor

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve potential issues earlier in the origination process. By analyzing borrower documents, appraisals and income calculations against investor guidelines and lender overlays, the platform helps teams deliver cleaner files, achieve fewer underwriting touches and improve individual productivity. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech #USDA

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-adds-usda-loans-to-its-ai-pre-underwriting-platform/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P136935 NOREL-3B

 

National Champions Crowned During 2026 Pygmy Goat Convention, Celebrating the 50th Anniversary of the NPGA

Champion Buck, Doe and Wether awarded highest honor during 50th anniversary celebration

SEATTLE, Wash., June 30, 2026 (SEND2PRESS NEWSWIRE) — The National Pygmy Goat Association (NPGA) is proud to announce the National Champion Buck, Doe and Wether for 2026. Hosted by the Ohio Pygmy Goat Association, the Golden Jubilee National Convention held in Owensville, Ohio June 19-21, not only celebrated the 50th Anniversary of the NPGA, it also brought together the best animals from across the country to compete in the Champion Challenge.

(L-R) Platinum Wether Country Critters Dayne; PGCH Doe Morgan Crossing Sancy; Buck Hass' Happy Herd Mr Bojangles
Image caption: (L-R) Platinum Wether Country Critters Dayne; PGCH Doe Morgan Crossing Sancy; Buck Hass’ Happy Herd Mr Bojangles.

In order to compete for National Champion in the Buck Class a buck must be a Permanent Grand Champion (having won Grand Champion Buck four times). In the Doe Class, a doe must also be a Permanent Grand Champion (having won Grand Champion three times). In the Wether Class, a wether (castrated male), must be a Bronze Certificate Wether or higher, (having won Best Wether three or more times).

The National Champion Buck is Hass’ Happy Herd Mr Bojangles owned by Deb and Carrie Graf and Heather and Michael Putman from Rensselaer, IN. Mr Bojangles was bred by Betsy Hasselbach. First runner up is Polk Springs Morgan owned and bred by Grant and Sally Rogers. Second runner up is Channel Acres Cantbelieveitsnotbutr owned and bred by George, Susan and Hannah Neal.

“First thing I felt was relief after many months of work to get to this stage. It was a very special moment to have this animal be chosen and be a part of the first national champion bred by Betsy,” said Michael Putman.

The National Champion Doe is Morgan Crossing Sancy, owned by Bryson and Donna Staley from Liberty, NC. Sancy was bred by Eva Morgan. First runner up is Burntwood Farms Love Child bred and owned by Doug and Lisa Bragg. Second runner up is Holy Goats Perisha bred and owned by Eva Lowe.

“It’s a real honor to raise a doe from another breeder and watch her grow. I love seeing her succeed at a high level,” said Bryson Staley.

The National Champion Wether is Platinum Wether Country Critters Dayne owned by Lauren Nelson from West Union, SC and bred by Karen Crawford. First runner up is Rocking 3W Atomic Bomb bred and owned by Taylor Whitney. Second runner up is American Heritage Olaf owned by Avery Linville and bred by Tina Anderson.

“I was caught off guard; I wasn’t expecting it. I love my Dayne, super proud of him,” said Lauren Nelson. “He’s only been to 2 National Challenges and both times he’s walked away with a title. In 2023 Red Bluff, California he was 1st runner up. Now on the East Coast, at almost 5yrs old he wins the National Championship Wether! South Carolina has been great for Dayne! He looks amazing! Thank you to my mom, who works hard for NPGA and keeps our herd looking amazing! Love you momma!”

“It was amazing to celebrate the 50th anniversary of the NPGA with our members, breeders, exhibitors and friends during the National Convention,” said Darren Watkins, President of the National Pygmy Goat Association. “Congratulations to the winners, they’re all beautiful animals.”

About National Pygmy Goat Association

The National Pygmy Goat Association is the official breed association of the American Pygmy Goat. The organization was founded April 23, 1976 and promotes pygmy goats by setting official breed standards, provides animal registration, maintains a database of pedigrees, certifies judges, and sanctions pygmy goat shows around the United States. For more information visit https://npga-pygmy.com/

MULTIMEDIA

Image link for media: https://www.Send2Press.com/300dpi/26-0630-s2p-pgoaty2026-300dpi.webp

Image caption: (L-R) Platinum Wether Country Critters Dayne; PGCH Doe Morgan Crossing Sancy; Buck Hass’ Happy Herd Mr Bojangles.

NEWS SOURCE: National Pygmy Goat Association


This press release was issued on behalf of the news source (National Pygmy Goat Association), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/national-champions-crowned-during-2026-pygmy-goat-convention-celebrating-the-50th-anniversary-of-the-npga/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P136578 NOREL-3B

 

Friday Harbor and NewFed Mortgage honored with PROGRESS in Lending’s 2026 Connections Award

Award recognizes collaboration that cut cycle times, boosted capacity and drove $170 million in additional volume

SEATTLE, Wash., June 29, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, has been named a recipient of PROGRESS in Lending’s 2026 Connections Award alongside NewFed Mortgage Corp. (NewFed), a full-service residential mortgage lender operating in more than 20 states. The recognition honors a partnership that allowed NewFed to grow production without the hiring cycles and overhead that typically accompany scale.

NewFed Mortgage leverages Friday Harbor to boost fulfillment productivity by 35%
Image caption: Friday Harbor and NewFed Mortgage honored with PROGRESS in Lending’s 2026 Connections Award.

NewFed rolled out Friday Harbor across its origination and fulfillment teams with a straightforward premise: catch problems before they reach an underwriter. The platform evaluates loan files against automated underwriting system (AUS) findings, investor guidelines and NewFed’s own credit overlays early in the process, so processors and loan officers can resolve issues while borrowers are still engaged.

The results have been significant. Since implementing Friday Harbor, NewFed processors have increased monthly file capacity by 36%, while underwriters review 35% more loans. Application-to-funded cycle times have dropped from 32 days to 26 days, and NewFed funded approximately $170 million more in loans during 2025 than the prior year without adding a single fulfillment hire.

“NewFed came to us with a clear-eyed goal: grow production without the headcount increases that erode margin,” said Theo Ellis, CEO of Friday Harbor. “What made this partnership work was their willingness to give us a real look at how their operation actually runs: the workflows, the friction points, the edge cases. The results speak to what’s possible when a technology partner understands your operation from the inside out.”

Now in its third year, the Connections Award honors partnerships and integrations that are advancing mortgage lending through collaboration, innovation and measurable business results. The collaboration extended well beyond a typical lender-vendor relationship. NewFed joined Friday Harbor as an early design partner, contributing feedback on real production workflows and loan scenarios that directly shaped the platform’s development.

For a full list of 2026 Connections Award winners, visit https://mymortgagemindset.com/

About Friday Harbor

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve potential issues earlier in the origination process. By analyzing borrower documents, appraisals and income calculations against investor guidelines and lender overlays, the platform helps teams deliver cleaner files, achieve fewer underwriting touches and improve individual productivity. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-and-newfed-mortgage-honored-with-progress-in-lendings-2026-connections-award/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P136555 NOREL-3B

 

Friday Harbor expands AI pre-underwriting to condo and manufactured home loans

Expansion helps lenders navigate two of mortgage lending's most documentation-intensive property categories

SEATTLE, Wash., June 16, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced new capabilities for condominium and manufactured home loans that enable lenders to evaluate property-specific eligibility requirements before files reach underwriting.

Friday Harbor logo
Image caption: Friday Harbor logo.

Condo and manufactured home loans, which together account for nearly 8% of mortgage originations, present unique eligibility requirements that often fall outside the standard mortgage workflow. As a result, lenders frequently rely on specialized reviews that can add time and complexity to the origination process.

Condo reviews can require lenders to evaluate project questionnaires, budgets, insurance coverage, reserve funding and other project-level documentation. Manufactured home loans often involve additional eligibility requirements related to titling, foundation standards and property classification. Both scenarios introduce complexity that can increase review times and create additional work for production and underwriting teams.

Friday Harbor evaluates property-related documentation alongside borrower information as part of its AI pre-underwriting process. Rather than reviewing individual documents in isolation, the platform analyzes information across the loan file and compares it against investor eligibility requirements to identify property-related issues, documentation gaps and potential eligibility concerns.

“Condo and manufactured home loans are a great example of why AI pre-underwriting needs to understand the entire loan file, not just a handful of documents,” said Theo Ellis, founder and CEO of Friday Harbor. “A borrower can be perfectly qualified and still run into property eligibility issues. Friday Harbor helps lenders identify those issues before they slow down the transaction.”

Lenders can learn more about Friday Harbor or request a demo at https://fridayharbor.ai.

About Friday Harbor

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve potential issues earlier in the origination process. By analyzing borrower documents, appraisals and income calculations against investor guidelines and lender overlays, the platform helps teams deliver cleaner files, achieve fewer underwriting touches and improve individual productivity. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-expands-ai-pre-underwriting-to-condo-and-manufactured-home-loans/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P136279 NOREL-3B

 

Friday Harbor announces integration with MeridianLink Mortgage

AI pre-underwriting allows origination teams to identify and resolve file issues before underwriting

SEATTLE, Wash., June 9, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced its integration with MeridianLink®. The integration equips origination teams using MeridianLink® Mortgage to build clean, complete and compliant loan files up front that move through underwriting with fewer touches.

Friday Harbor announces integration with MeridianLink Mortgage
Image caption: Friday Harbor announces integration with MeridianLink Mortgage.

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve loan file issues before they reach underwriting. By analyzing borrower documents, appraisals, income calculations and other loan data against investor guidelines and lender overlays, the tool enables loan officers and fulfillment staff to catch missing documentation, discrepancies and guideline conflicts early enough to fix them before they become conditions. This allows lenders to compress cycle times, handle higher loan volumes without expanding headcount and move capital off the balance sheet faster.

MeridianLink Mortgage is a cloud-based loan origination system that helps banks, credit unions and independent mortgage banks manage the mortgage lending process from application through closing. The platform provides workflow automation, configurable processes and integrations with industry partners to help lenders originate, sell and purchase mortgage loans, HELOCs and home equity loans more efficiently.

The integration between Friday Harbor and MeridianLink Mortgage keeps loan data synchronized between the two systems, eliminating manual rework and giving teams clearer visibility into file readiness as loans move through origination. When files arrive at underwriting already vetted for common issues, underwriters spend less time clearing avoidable conditions and more time evaluating actual credit risk.

“Much of the friction in processing a loan comes from discovering problems too late,” said Theo Ellis, CEO of Friday Harbor. “When you catch a missing tax return or an income calculation error during file prep instead of three days into underwriting, you save time and money while keeping borrowers informed. This partnership puts that capability where MeridianLink Mortgage users are already working.”

About Friday Harbor

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve potential issues earlier in the origination process. By analyzing borrower documents, appraisals and income calculations against investor guidelines and lender overlays, the platform helps teams deliver cleaner files, achieve fewer underwriting touches and improve individual productivity. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech @meridianlink

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-announces-integration-with-meridianlink-mortgage/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P136044 NOREL-3B

 

USA vs. Paraguay Watch Party with Global Music featuring International Artists comes to Redmond

The evening opens with live music from the award-winning band Global Heat

SEATTLE, Wash., May 27, 2026 (SEND2PRESS NEWSWIRE) — Global Artists Collective and Flatstick Pub Redmond present “World Beat & Big Screen Soccer,” a free community celebration on Friday, June 12, 2026, featuring live international music and big-screen viewing of the USA vs. Paraguay world soccer match. The event is produced by Global Artists Collective in association with Flatstick Pub Redmond.

Global Heat with special guest artists Deseo Carmin (Paraguay), Moye Kashimbi (Zambia), and Anil Prasad (India) perform at Flatstick Pub Redmond on June 12. Global Artists Collective.
Image caption: Global Heat with special guest artists Deseo Carmin (Paraguay), Moye Kashimbi (Zambia), and Anil Prasad (India) perform at Flatstick Pub Redmond on June 12. Global Artists Collective.

The evening opens at 5:00 PM with live music from the award-winning band Global Heat (global-heat.com), whose Soul, R&B, Funk, and World Beat sound has earned praise as “truly remarkable and wonderful original music” (Joyce Taylor, NBC News Seattle) and “high-caliber” (Pioneer Center for the Performing Arts, Reno). Complimentary snacks and a nonalcoholic beverage for the first 50 arrivals sweeten the pre-game warm-up.

At 6:00 PM, the USA vs. Paraguay world soccer match kicks off live on the venue’s big screens, with live music keeping energy high during halftime and breaks in the action. Halftime will also include an Open Mic segment when attendees can share commentary on the game and celebrate the cultures represented on the field and on stage.

The fun continues post-game through 10:00 PM with a live dance party including musical improvisation “games” where the audience’s prompts inspire the band’s creation of songs on the spot.

SPECIAL GUEST ARTISTS APPEARING WITH GLOBAL HEAT:

  • Deseo Carmin (com) — Vocalist and songwriter from Paraguay
  • Moye Kashimbi (com) — Vocalist and dancer from Zambia
  • Anil Prasad (com/aprasad2507) — Indian tabla master bringing mesmerizing rhythms from the subcontinent

WHEN: Friday, June 12, 2026, 5:00 PM – 10:00 PM (Venue open until 11 pm)

WHERE: Flatstick Pub Redmond, 7530 164th Ave NE Suite A108, Redmond, WA 98052

ADMISSION: Free; All-Ages (food and beverages available for purchase)

MORE INFO:

Redmond Event Calendar: https://explore.oneredmond.org/event?slug=s-aQ83ITi/world-beat-and-big-screen-soccer-usa-vs-paraguay-watch-party

EventBrite Calendar: https://www.eventbrite.com/e/watch-world-soccer-and-celebrate-global-music-tickets-1986966563479

ABOUT GLOBAL ARTISTS COLLECTIVE:

Global Artists Collective is a Seattle-based performing arts nonprofit dedicated to creating cross-cultural programming that increases access for underrepresented artists and brings diverse communities together through shared artistic experiences.

Learn more: https://GlobalArtistsCollective.org

MULTIMEDIA — POSTER, ARTIST IMAGES AND LOGO:
https://bit.ly/49nG5of

No celebrity endorsement claimed or implied.

NEWS SOURCE: Global Artists Collective


This press release was issued on behalf of the news source (Global Artists Collective), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/usa-vs-paraguay-watch-party-with-global-music-featuring-international-artists-comes-to-redmond/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P135762 NOREL-3B

 

Generations of Seattle Talent Unite for ‘Intersections of Soul, Jazz and Hip-Hop’ at Seattle Center

SEATTLE, Wash., May 22, 2026 (SEND2PRESS NEWSWIRE) — Global Artists Collective, F-Rock Inc., and Seattle’s Artists at the Center program proudly present “Intersections of Soul, Jazz & Hip-Hop Across the Generations” on May 31, 2026. This rare performance unites generations of artists and music genres, featuring Grammy-nominated jazz artist Nathan Breedlove alongside his nephew, B-Boy Fidget (aka Marcus Sharpe), his brother Ted Sharpe, and the award-winning band Global Heat.

Nathan Breedlove, B-boy Fidget and Ted Sharpe to be featured with Global Heat band
Image caption: Nathan Breedlove, B-boy Fidget and Ted Sharpe to be featured with Global Heat band.

The 12-member ensemble will take you on a journey from the classic Jazz Hip Hop of Digable Planets, Soho, and more; to the Soul hits of Jill Scott and Kandace Springs; to present day fusion of Eric B & Rakim, Kendrick LaMar, and ensemble originals.

Join us for an inspiring cross-cultural, cross-generational celebration of music and community.

  • When: Sunday, May 31, 2026 at 3 PM.
  • Where: Seattle Center Armory, 305 Harrison St, Seattle, WA 98109
  • Admission: Free; All-Ages.

FEATURED ARTISTS:

  • Nathan Breedlove — Grammy-nominated trumpeter and composer, Seattle Jazz Hall of Fame inductee, and Lionel Hampton Orchestra
  • B-boy Fidget — Dynamic rapper/producer and b-boy; credits include 2 Chainz, Black Eyed Peas, Usher, Waka Flocka, and Tech N9ne.
  • Ted Sharpe — Percussionist formerly with the Caribbean All-Stars.
  • Global Heat — Funky beats, heart-felt vocals, and positive vibes:
    “Truly remarkable and wonderful original music” [Joyce Taylor, NBC News, Seattle] and “High-caliber” [Pioneer Center for the Performing Arts, Reno].

ABOUT ARTISTS AT THE CENTER:

This performance is part of the City of Seattle’s Artists at the Center series, a collaboration between the Seattle Office of Arts & Culture and Seattle Center. The program is supported by the Uptown Arts & Culture Coalition and funded by a 10-year grant from Climate Pledge Arena and the Seattle Kraken.

More information: https://www.seattlecenter.com/events/featured-events/artists-at-the-center

ABOUT GLOBAL ARTISTS COLLECTIVE:

Global Artists Collective is a Seattle-based performing arts nonprofit dedicated to creating cross-cultural programming that increases access for underrepresented artists and brings diverse communities together through shared artistic experiences.

Learn more: https://GlobalArtistsCollective.org

MULTIMEDIA — POSTER AND LOGOS:
https://bit.ly/4fyQL7l

No celebrity endorsement claimed or implied.

NEWS SOURCE: Global Artists Collective


This press release was issued on behalf of the news source (Global Artists Collective), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/generations-of-seattle-talent-unite-for-intersections-of-soul-jazz-and-hip-hop-at-seattle-center/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P135711 NOREL-3B

 

Friday Harbor becomes first mortgage technology provider to receive AI governance compliance attestation from Brody Gapp

Independent compliance review introduces new standard for evaluating AI in mortgage origination

SEATTLE, Wash., May 15, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, is the first mortgage technology provider to receive an AI governance compliance attestation from mortgage banking and financial services law firm Brody Gapp LLP.

Friday Harbor becomes first mortgage technology provider to receive AI governance compliance attestation from Brody Gapp
Image caption: Friday Harbor becomes first mortgage technology provider to receive AI governance compliance attestation from Brody Gapp.

The attestation follows a formal compliance review of Friday Harbor’s platform, which uses AI to analyze borrower documents, appraisal files and product guidelines to calculate qualifying income, identify potential issues and guide resolution paths before loans reach underwriting. Brody Gapp’s review included analysis of fair lending applicability, adverse action considerations, model governance, vendor risk management, data governance, internal controls and examination readiness.

As lenders rapidly adopt artificial intelligence across the origination process, many are still developing frameworks to evaluate how these tools fit within existing compliance, risk management and vendor oversight expectations. Brody Gapp’s attestation introduces a new approach for governing AI-driven mortgage technologies as these capabilities become increasingly embedded across mortgage platforms and workflows.

“AI is being deployed across the mortgage lifecycle faster than most institutions can evaluate it,” said James Brody, founder and managing partner of Brody Gapp LLP. “Our goal is to help lenders and technology providers establish stronger governance, documentation and compliance readiness as these tools become more widely adopted.”

For lenders, the attestation provides an additional layer of assurance when assessing AI vendors. For Friday Harbor, it reinforces the company’s position as an early leader in applying AI to improve loan quality and operational efficiency while supporting compliant lending practices. The attestation is expected to serve as a model for future AI governance reviews across the mortgage industry.

“Lenders don’t just need innovation. They need confidence that the technology they’re adopting will stand up to regulatory scrutiny,” said Theo Ellis, founder and CEO of Friday Harbor. “Being first to complete this process gives our customers a clear signal that Friday Harbor is built with that standard in mind.”

About Friday Harbor

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve potential issues earlier in the origination process. By analyzing borrower documents, appraisals and income calculations against investor guidelines and lender overlays, the platform helps teams deliver cleaner files, achieve fewer underwriting touches and improve individual productivity. For more information, visit https://fridayharbor.ai/.

About Brody Gapp LLP

Brody Gapp LLP is a national law firm serving mortgage banks, credit unions, servicers, brokers and financial services companies. The firm provides legal and compliance counsel across mortgage regulation, litigation, risk management, audit response, licensing and corporate governance. Founded by attorneys James Brody, Ron Gapp and Ashley Jumpp, Brody Gapp LLP combines deep industry experience with a practical, business-focused approach to helping clients navigate an evolving regulatory landscape. For more information, visit www.brodygapp.com.

Tags: #mortgagetech #AI #fintech #governance #compliance

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-becomes-first-mortgage-technology-provider-to-receive-ai-governance-compliance-attestation-from-brody-gapp/

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NewFed Mortgage leverages Friday Harbor to boost fulfillment productivity by 35%

Independent mortgage bank uses AI pre-underwriting to scale production without adding fulfillment staff

SEATTLE, Wash., May 14, 2026 (SEND2PRESS NEWSWIRE) — NewFed Mortgage Corp., a full-service residential mortgage lender operating across more than 20 states, today announced the companywide rollout of Friday Harbor’s AI pre-underwriting platform following a successful pilot program that demonstrated measurable gains in fulfillment productivity and underwriting throughput. Since implementing Friday Harbor, NewFed processors handle 36% more files per month while underwriters review 35% more loans. Those productivity gains enabled the company to fund nearly $170 million more in loan volume in 2025 than in 2024 without expanding its fulfillment team.

NewFed Mortgage leverages Friday Harbor to boost fulfillment productivity by 35%
Image caption: NewFed Mortgage leverages Friday Harbor to boost fulfillment productivity by 35%.

“Removing low-value, repetitive work is what allows people to focus on the decisions that actually matter,” said Rob Jewett, chief operating officer at NewFed Mortgage. “I have seen so much technology in this industry, and to me, this is the single best piece of tech I’ve ever worked with.”

Friday Harbor reviews loan files as they’re being built, catching missing documentation and income discrepancies before they become underwriting conditions. By applying investor requirements and lender-specific overlays during file assembly rather than at the underwriting desk, the platform helps teams correct issues when they’re still manageable instead of costly.

“When Rob and I first met, he was looking to grow NewFed’s capacity for a predicted increase in volume without over-hiring or draining his people,” said Friday Harbor Founder and CEO Theo Ellis. “Friday Harbor removes the burden of sit-and-stare tasks by flagging potential issues, so teams can focus on the work that actually requires judgment instead of just hunting for missing documents.”

The operational impact has extended across multiple areas of NewFed’s business. Application-to-funded cycle times compressed from 32 days to 26 days. Funded-to-purchase timelines dropped from 23 days to 18 days, moving capital off the balance sheet faster after closing. Friday Harbor has also proven valuable for training, helping new processors learn from actual loan files rather than relying solely on classroom scenarios.

NewFed uses Friday Harbor through its integration with the Encompass® loan origination system from ICE Mortgage Technology, allowing loan data, documents and conditions to remain synchronized throughout the origination process. As an early design partner, NewFed worked closely with Friday Harbor to help shape the platform around real-world fulfillment workflows, operational realities and production-scale lending environments. That collaboration helped Friday Harbor refine how the platform surfaces underwriting issues earlier, supports fulfillment staff productivity and fits into existing lender operations without disrupting established processes.

To learn more about how NewFed and Friday Harbor are working together, download the case study: https://fridayharbor.ai/fh-newfed-case-study-2026-02-25.pdf

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech @newfedmtg

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/newfed-mortgage-leverages-friday-harbor-to-boost-fulfillment-productivity-by-35/

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National Pygmy Goat Association Celebrates 50th Anniversary with National Pygmy Goat Day on April 23rd

Events across the country will mark association's anniversary

SEATTLE, Wash., April 21, 2026 (SEND2PRESS NEWSWIRE) — The National Pygmy Goat Association (NPGA) is celebrating its 50th anniversary on April 23rd, National Pygmy Goat Day. Members and affiliated clubs are planning events throughout the country to celebrate the day and showcase their Pygmy Goats as useful livestock and multi-purpose miniature goats that are just plain fun!

National Pygmy Goat Association Celebrates 50th Anniversary
Image caption: National Pygmy Goat Association Celebrates 50th Anniversary.

The National Pygmy Goat Association is the official breed registry for Pygmy Goats and the national organization serving Pygmy Goat owners and enthusiasts. Formed in 1976, the NPGA’s mission is to foster growth of the Pygmy Goat in the United States by promoting responsible breeding practices, supporting educational initiatives and cultivating a collaborative community dedicated to the advancement and sustainability of the breed.

Not all little goats are Pygmy Goats. Pygmy Goats are a specific breed derived from the Cameroon’s or West African Dwarf Goat. The first Pygmy Goats were brought to the United States in 1959 for use in research and petting zoos. According to the NPGA Breed Standard, the Pygmy Goat is hardy, alert and animated, good-natured and gregarious, a docile, responsive pet, a cooperative provider of milk, and an ecologically effective browser.

“We are so excited to mark this major milestone in our history,” said Darren Watkins, President of the National Pygmy Goat Association. “As the official registry for Pygmy Goats, we invite the public to visit a sanctioned show or fair and learn more about the breed from our wonderful and knowledgeable members.”

For more information or a list of shows, visit https://npga-pygmy.com/

ABOUT NATIONAL PYGMY GOAT ASSOCIATION

The National Pygmy Goat Association is the official breed association of the Pygmy Goat. The organization was founded April 23, 1976 and promotes pygmy goats by setting official breed standards, provides animal registration, maintains a database of pedigrees, certifies judges, and sanctions pygmy goat shows around the United States. For more information visit https://npga-pygmy.com/

MUILTMEDIA

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Image caption: National Pygmy Goat Association Celebrates 50th Anniversary

NEWS SOURCE: National Pygmy Goat Association


This press release was issued on behalf of the news source (National Pygmy Goat Association), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/national-pygmy-goat-association-celebrates-50th-anniversary-with-national-pygmy-goat-day-on-april-23rd/

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National Pygmy Goat Association Celebrates 50th Anniversary with National Pygmy Goat Day on April 23rd

Events across the country will mark association's anniversary

SEATTLE, Wash., April 21, 2026 (SEND2PRESS NEWSWIRE) — The National Pygmy Goat Association (NPGA) is celebrating its 50th anniversary on April 23rd, National Pygmy Goat Day. Members and affiliated clubs are planning events throughout the country to celebrate the day and showcase their Pygmy Goats as useful livestock and multi-purpose miniature goats that are just plain fun!

National Pygmy Goat Association Celebrates 50th Anniversary
Image caption: National Pygmy Goat Association Celebrates 50th Anniversary.

The National Pygmy Goat Association is the official breed registry for Pygmy Goats and the national organization serving Pygmy Goat owners and enthusiasts. Formed in 1976, the NPGA’s mission is to foster growth of the Pygmy Goat in the United States by promoting responsible breeding practices, supporting educational initiatives and cultivating a collaborative community dedicated to the advancement and sustainability of the breed.

Not all little goats are Pygmy Goats. Pygmy Goats are a specific breed derived from the Cameroon’s or West African Dwarf Goat. The first Pygmy Goats were brought to the United States in 1959 for use in research and petting zoos. According to the NPGA Breed Standard, the Pygmy Goat is hardy, alert and animated, good-natured and gregarious, a docile, responsive pet, a cooperative provider of milk, and an ecologically effective browser.

“We are so excited to mark this major milestone in our history,” said Darren Watkins, President of the National Pygmy Goat Association. “As the official registry for Pygmy Goats, we invite the public to visit a sanctioned show or fair and learn more about the breed from our wonderful and knowledgeable members.”

For more information or a list of shows, visit https://npga-pygmy.com/

ABOUT NATIONAL PYGMY GOAT ASSOCIATION

The National Pygmy Goat Association is the official breed association of the Pygmy Goat. The organization was founded April 23, 1976 and promotes pygmy goats by setting official breed standards, provides animal registration, maintains a database of pedigrees, certifies judges, and sanctions pygmy goat shows around the United States. For more information visit https://npga-pygmy.com/

MUILTMEDIA

Image link for media https://www.Send2Press.com/300dpi/25-0421-s2p-npg50th-300dpi.webp

Image caption: National Pygmy Goat Association Celebrates 50th Anniversary

NEWS SOURCE: National Pygmy Goat Association


This press release was issued on behalf of the news source (National Pygmy Goat Association), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/national-pygmy-goat-association-celebrates-50th-anniversary-with-national-pygmy-goat-day-on-april-23rd/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P134751 NOREL-3B

 

3rd3rd Marketing President Cynthia Thurlow to Challenge Status Quo at LeadingAge Leadership Summit

The session explores a modern marketing playbook for senior living executives

SEATTLE, Wash., April 20, 2026 (SEND2PRESS NEWSWIRE) — Cynthia Thurlow, CEO and President of 3rd3rd Marketing, will join an influential panel of national marketing leaders at the LeadingAge National Leadership Summit to present “Rebuilding Your Marketing Engine with a Modern Mindset.” The session will take place on Tuesday, April 21, from 1:45 to 3:00 p.m. The summit brings together aging services providers, policy experts, and advocates to discuss technology, workforce, and housing.

3rd3rd Marketing
Image caption: 3rd3rd Marketing.

Thurlow will be joined by Timi Mafua, Senior Manager of Studio Management at T-Mobile, and another general agency panelist, bringing together perspectives from global consumer brands and leading advertising agencies that benefit operators of senior living communities and aging services.

The session will take a candid look at why many nonprofit senior living organizations struggle to innovate—not due to lack of vision, but because leadership teams and boards are often navigating immediate operational priorities, leaving limited capacity to advance modern marketing and brand strategy. It will also examine the hidden “census killers” holding organizations back, including overreliance on generic advertising, internal micromanagement, fragmented decision-making across stakeholders, building before brand strategy, and misaligned staffing investments in an increasingly complex, modern market.

Speakers will challenge the long-standing assumption that adults 60+ represent a single, homogenous audience and offer a new path forward.

Attendees will gain a practical, modern playbook for:

  • Restructuring marketing functions for agility and growth
  • Designing products and experiences aligned with evolving consumer expectations
  • Building brand platforms that generate demand and unlock innovation
  • Exploring effective nonprofit senior living marketing strategies, which challenge the assumptions that perpetuate ageism as more adults enter the “third third” of their lives

“I am hearing, and I am seeing more often that when it comes to independent living, people are ‘waiting too long’ to move in. It’s the ‘NOT YET’ mentality. While senior living is doing important work, what it needs to realize is it’s now a mature category that hasn’t consistently innovated to meet its market,” said Thurlow. “Younger Baby Boomers, in particular, don’t see themselves in what’s being offered, or how it’s being marketed. That disconnect is what’s driving hesitation, and it represents a major opportunity for reinvention. When it comes to selling ‘care’ this dynamic is exacerbated.”

Through its work with senior living organizations nationwide, 3rd3rd Marketing helps clients move beyond thinking of age as a demographic to focus on psychodemographics, including values, interests, and aspirations that more accurately reflect today’s consumer. This approach enables communities to build more meaningful connections and drive sustainable growth.

The session will also explore how leading brands outside of senior living approach marketing systems and what lessons can be applied immediately within the sector.

“In studying the senior living space, I was struck by how even a built-in customer base doesn’t guarantee growth,” Mafua said. “It’s a reminder that what got you here won’t get you there. Real differentiation takes bold thinking, the courage to change and a partner with the experience to guide you. It’s not a built-in skill for most organizations.”

The LeadingAge National Leadership Summit convenes top executives and decision-makers from across the senior living and aging services fields to explore strategies that shape the industry’s future.

About 3rd3rd Marketing

3rd3rd Marketing is the “Un-Senior Living Agency,” partnering with senior living communities and mission-driven aging services organizations in both B2C and B2B categories globally. By dismantling unintentional ageism and stereotypes, and replacing them with aspirational narratives, 3rd3rd helps organizations build authentic connections, increase engagement, and achieve lasting impact. For more information, visit: https://3rd3rd.com/.

LOGO link for media: https://www.send2press.com/300dpi/26-0312-s2p-3rd3rd-300dpi.webp

Summit Info: https://leadershipsummit.leadingage.org/speakers-2/page/5/

NEWS SOURCE: 3rd3rd Marketing


This press release was issued on behalf of the news source (3rd3rd Marketing), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/3rd3rd-marketing-president-cynthia-thurlow-to-challenge-status-quo-at-leadingage-leadership-summit/

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Friday Harbor integrates with Calyx Path Platform to bring AI pre-underwriting directly into the flow of the loan

Lenders on the Calyx Path Platform can identify and resolve loan issues earlier, reducing rework and keeping loans moving forward with fewer interruptions

SEATTLE, Wash., April 1, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor today announced a new integration with the Calyx Path Platform that brings AI-powered pre-underwriting directly into the flow of the loan. Instead of waiting until underwriting to uncover issues, lenders can now review borrower documents, surface potential problems and resolve them earlier while maintaining consistent, reliable loan data throughout the lifecycle.

Friday Harbor integrates with Calyx Path Platform
Image caption: Friday Harbor integrates with Calyx Path Platform.

Friday Harbor equips loan officers to structure smarter deals with dynamic pre-underwriting capabilities like Income and Asset Sandbox. Originators can test scenarios against program guidelines to qualify more borrowers and place them in the right products with greater confidence. The platform is built to handle the complexity of real-world loan files, so loan officers spend less time chasing paperwork and more time on what moves the needle: client relationships, referral partner growth and pipeline management.

At the same time, Friday Harbor enables loan officer assistants, processors and other fulfillment team members to review borrower documents and loan data as files are assembled. The platform flags income calculation errors, missing verifications and guideline conflicts, then presents a clear resolution path so teams can correct issues before the loan file reaches underwriting. Cleaner files arriving at the underwriting desk translate into fewer conditions and fewer file touches for underwriting teams.

“Cleaner files mean lower costs and faster closings,” said Friday Harbor CEO Theo Ellis. “When lenders apply underwriting intelligence earlier in the origination process, they reduce costly rework, improve pull-through and compress the time needed to get to closing. Underwriters spend less time chasing conditions and more time making real risk decisions, ultimately increasing underwriting productivity per FTE.”

The Calyx Path Platform is a data-centric mortgage platform designed to coordinate the lifecycle of a loan from application through closing. Built on a unified data model and workflow engine, the platform reduces manual handoffs, maintains consistency across the loan and allows work to move forward with fewer interruptions.

“Lenders are looking for ways to improve file quality earlier without adding more friction to their process,” said Jeff Davis, director of sales at Calyx. “By bringing pre-underwriting intelligence directly into the flow of the loan, teams can catch issues sooner and reduce the amount of rework later. It greatly aligns with our move toward a more coordinated, data-driven lifecycle where the loan can move forward with fewer interruptions.”

To learn more about the integration between Friday Harbor and Calyx Path Platform, visit https://fridayharbor.ai.

About Friday Harbor

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve potential issues earlier in the origination process. By analyzing borrower documents, appraisals and income calculations against investor guidelines and lender overlays, the platform helps teams deliver cleaner files, achieve fewer underwriting touches and improve individual productivity. For more information, visit https://fridayharbor.ai/.

About Calyx

Calyx provides technology for mortgage lenders, brokers and financial institutions through the Calyx Path Platform, designed to coordinate the lifecycle of a loan from application through closing. By reducing manual steps, maintaining consistent and reliable data across the loan and connecting key parts of the mortgage process, the platform helps lenders move faster, lower costs and deliver a more predictable borrower experience. For more information, call (800) 362-2599 or visit www.calyxsoftware.com.

Tags: #mortgagetech #AI #fintech @Calyx

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-integrates-with-calyx-path-platform-to-bring-ai-pre-underwriting-directly-into-the-flow-of-the-loan/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P134357 NOREL-3B

 

Friday Harbor partners with Waterstone Mortgage to expand underwriting capacity

National lender adopts AI pre-underwriting technology to support production growth without adding fulfillment staff

SEATTLE, Wash., March 25, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced that Waterstone Mortgage has implemented its AI pre-underwriting platform to strengthen file quality and expand underwriting capacity across the lender’s nationwide retail operation.

Friday Harbor partners with Waterstone Mortgage to expand underwriting capacity
Image caption: Friday Harbor partners with Waterstone Mortgage to expand underwriting capacity.

Waterstone Mortgage, a national retail lender with more than 200 loan officers operating in 48 states, deployed Friday Harbor to help surface issues earlier in the loan process and deliver cleaner files to its lean underwriting team. Since implementation, Waterstone has seen stronger pre-approval confidence, faster file resolution and fewer conditions at the underwriting desk.

“Cleaner files mean our underwriting team can focus on high-value risk decisions instead of clearing avoidable conditions,” said Jake Rowoldt, vice president of information services at Waterstone Mortgage. “Friday Harbor is the first AI solution we’ve tried that actually delivers on what it promises. It’s helping us scale production while maintaining the standards that define our business.”

Friday Harbor analyzes loan files during origination to flag missing documents, surface income calculation issues and identify potential underwriting conditions. The tool evaluates files against investor guidelines and lender overlays, providing loan officers with visibility into problems that would otherwise emerge days or weeks later in the process.

“Waterstone approached this implementation with a clear understanding of what they needed: a way to improve file quality without disrupting their workflows or undermining the expertise of their underwriters,” said Theo Ellis, CEO of Friday Harbor. “Their success demonstrates what becomes possible when lenders use AI to support judgment rather than replace it.”

Waterstone piloted Friday Harbor in late 2024 and has since rolled the platform out across its sales and operations teams. Loan officers report that Friday Harbor’s income and asset calculations align closely with their own analysis and underwriting’s final determinations, building confidence in pre-approval scenarios involving complex borrower situations.

The implementation has driven strong engagement, with teams actively incorporating the platform into their daily workflow within weeks of launch. The integration with Waterstone’s Encompass loan origination system from ICE Mortgage Technology allows loan officers to access Friday Harbor’s capabilities without disrupting their established processes.

To learn more about how Waterstone and Friday Harbor are working together, download the case study: https://fridayharbor.ai/fh-waterstone-case-study-2026-03-03.pdf.

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech @waterstone

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-partners-with-waterstone-mortgage-to-expand-underwriting-capacity/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P134170 NOREL-3B

 

3rd3rd Marketing Shares the Stage at National Conferences to Redefine Senior Living Engagement

The team will share key concepts, including aligning marketing with mission to strengthen brand reputation

SEATTLE, Wash., March 12, 2026 (SEND2PRESS NEWSWIRE) — 3rd3rd Marketing, the nation’s leading “Un-Senior Living Agency,” is kicking off its 2026 conference season, sharing insights into how senior living communities connect with older adults. Led by CEO and President Cynthia Thurlow, the 3rd3rd team will highlight senior living marketing strategies that challenge assumptions about aging as more adults enter the “third third” of their lives.

3rd3rd Marketing
Image caption: 3rd3rd Marketing, the nation’s leading “Un-Senior Living Agency,” is kicking off its 2026 conference season, sharing insights into how senior living communities connect with older adults and tell their stories to stand out as community benefit organizations.

“Senior living nonprofit communities face more scrutiny than ever from the press and taxing entities,” says Thurlow. “We look forward to sharing practical strategies that help mission-driven organizations celebrate aging with authenticity and tell their stories to stand out as community benefit organizations.”

The team will share key concepts, including aligning marketing with mission to strengthen brand reputation, deepen resident engagement and communicate community impact, at the following conferences:

AJAS Annual Conference | March 15-18 | San Francisco

3rd3rd’s Thurlow will join AJAS CEO Ruth Katz at the organization’s “Creating Tomorrow, Together” conference, which brings together leaders who are shaping what’s next in the Jewish aging services community. In addition, 3rd3rd’s business partners will be presenting: Stuart Hamilton, Founder and CEO of Amba, will discuss personalized care and data-driven insights; and Susan Ryan, CEO of AgingIN, will present “Empowering Leaders, Empowering Care: Building Culture” at The New Jewish Home-Manhattan, respectively.

LeadingAge SC | March 16-18 | Kiawah Island

At LeadingAge South Carolina, Amy Estridge of 3rd3rd Marketing will join Ezra Hall and Richelle Grimes of The Woodlands at Furman for “From Nonprofit to Community Benefit Organization: How Powerful Community Engagement Builds Your Brand and Protects Your Tax Status.” They’ll cover the successful launch of the Max and Trude Heller Center for Community Engagement, which helped create a structured, measurable way to connect residents and volunteers with 10 Greenville-area nonprofit organizations, including local food banks and schools.

MHS Association’s The Gathering | March 24-26

Indianapolis – At this conference, which brings together human service leaders from five faith traditions: Presbyterian, Mennonite, Quaker, Methodist and United Church of Christ, Thurlow will address how nonprofit organizations benefit from becoming known as Community Benefit Organizations along with Colleen Ryan Mallon, Frasier Life Plan Community, Chief Growth Officer and Aaron Rulnick, HJ Sims, Managing Principal.

ABOUT 3RD3RD MARKETING

3rd3rd Marketing is the “Un-Senior Living Agency,” partnering with senior living communities and mission-driven aging services organizations globally. By dismantling stereotypes and replacing them with aspirational narratives, 3rd3rd helps organizations build authentic connections, increase engagement, and achieve lasting impact. For more information, visit: https://3rd3rd.com/.

MULTIMEDIA

Image link for media: https://www.Send2Press.com/300dpi/26-0312-s2p-3rd3rd-300dpi.webp

Image caption: 3rd3rd Marketing, the nation’s leading “Un-Senior Living Agency,” is kicking off its 2026 conference season, sharing insights into how senior living communities connect with older adults and tell their stories to stand out as community benefit organizations.

NEWS SOURCE: 3rd3rd Marketing


This press release was issued on behalf of the news source (3rd3rd Marketing), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/3rd3rd-marketing-shares-the-stage-at-national-conferences-to-redefine-senior-living-engagement/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P133849 NOREL-3B

 

Friday Harbor introduces dynamic pre-underwriting to help LOs structure deals that qualify and close

Income and Asset Sandbox lets lenders run income and asset scenarios against product guidelines and investor requirements in real time

SEATTLE, Wash., Feb. 24, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced the launch of Income and Asset Sandbox, a new set of capabilities that allows lending teams to structure income and asset decisions in real time without committing changes prematurely or stepping outside program guidelines. The capabilities are designed to help loan officers structure deals that qualify and close earlier in the origination process.

Friday Harbor logo
Image caption: Friday Harbor.

Qualification of income and assets is among the most judgment-intensive and error-prone areas of mortgage underwriting. Small decisions about which documents to include, how to average variable income or whether to count a particular asset can materially affect eligibility and loan structure. Income and Asset Sandbox brings structure and visibility to that process earlier, when teams still have flexibility.

With Income and Asset Sandbox, lenders can instruct Friday Harbor’s AI income agent to include or exclude specific income streams, assets and supporting documentation within a live loan file and see qualifying income recalculated immediately. Teams can toggle the inclusion of documents, adjust averaging periods for variable earnings or test asset-based scenarios, all according to the loan product’s specific program, AUS findings and applicable guidelines.

Income and Asset Sandbox operates within Friday Harbor’s AI pre-underwriting platform. It reads borrower documents, compares them to the loan application and evaluates them against agency rules and lender overlays. Calculations are grounded in the documentation in real time, ensuring results reflect what can actually be supported, not hypotheticals.

“Income decisions rarely fit into neat templates, especially as borrower scenarios grow more complex,” said Theo Ellis, founder and CEO of Friday Harbor. “Our Income and Asset Sandbox gives teams a way to structure deals earlier in the process, with transparency into how each income and asset decision impacts eligibility and the path to close.”

Income and Asset Sandbox is supported by Friday Harbor’s Loan File Companion, a file-scoped AI assistant that helps teams understand how specific structuring decisions impact eligibility. Users can ask questions directly within the loan file and receive responses tied to source documents, AUS findings and policy references, keeping scenario analysis grounded in documentation while preserving lender judgment and underwriting accountability.

Lenders can learn more about Friday Harbor’s Income and Asset Sandbox or request a demo at https://fridayharbor.ai.

About Friday Harbor

Friday Harbor is an AI pre-underwriting platform that helps lenders identify and resolve potential issues earlier in the origination process. By analyzing borrower documents, appraisals and income calculations against investor guidelines and lender overlays, the platform helps teams deliver cleaner files, achieve fewer underwriting touches and improve individual productivity. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech #underwriting #incomesandbox

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-introduces-dynamic-pre-underwriting-to-help-los-structure-deals-that-qualify-and-close/

Copr. © 2026 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P133429 NOREL-3B

 

3rd3rd Marketing and AgingIN Tackle Senior Living’s Workforce Crisis

Complimentary Webinar Addresses Care Team Retention and Resilience

SEATTLE, Wash., Feb. 17, 2026 (SEND2PRESS NEWSWIRE) — As senior living communities continue to navigate workforce challenges that directly impact care quality and operations, 3rd3rd Marketing and AgingIN are partnering to present a timely webinar: “Workforce That Stays: Creative Strategies to Attract, Inspire, & Retain a Mission-Driven Team” on Friday, February 27, geared toward senior living executives, HR professionals, and community leaders looking to build a sustainable workforce.

3rd3rd Marketing and AgingIN present a complimentary webinar on strengthening care team retention and resilience in senior living
Image caption: 3rd3rd Marketing and AgingIN present a complimentary webinar on strengthening care team retention and resilience in senior living.

This practical session is designed for senior living leaders who are ready to move beyond short-term staffing fixes and build a culture where people choose to stay and feel proud to do so.

With the industry at a crossroads as it prepares for more than 15 million more people to join the 75+ age group, it is confronting a widening gap between the number of older adults and the shrinking number of available caregivers. The caregiver-to-receiver ratio, once more than six to one, will soon fall to four to one. At the same time, new construction for care settings continues to decline.

“The senior living workforce crisis won’t be solved by quick fixes or louder job postings,” said Cynthia Thurlow, President and CEO of 3rd3rd Marketing. “It’s solved when people understand why their work matters and feel genuinely connected to the mission. The webinar will provide tools and insights for communities to tell their story in a way that attracts the right people and gives them a reason to stay.”

Drawing on real-world experience, experts from 3rd3rd Marketing, which helps senior living communities globally, and AgingIN, an advocacy group focused on the evolution of eldercare, will explore how thoughtful storytelling, purpose-driven communication, and intentional culture-building can transform recruitment and retention outcomes. Attendees will gain actionable strategies to attract candidates who align with their mission, reduce burnout across care teams, and strengthen engagement at every level of the organization.

“Retention is built in the everyday moments around how leaders communicate, how teams are supported, and whether people feel seen and safe at work,” said Zoie Garza, presenter and Project Coach at AgingIN. “When organizations invest in culture with the same intention they invest in operations, burnout decreases and commitment grows. This session gives leaders practical tools they can use immediately.”

ATTENDEES WILL LEARN HOW TO:

  • Use modern storytelling to position their community as a place people genuinely want to work
  • Attract purpose-driven candidates instead of filling roles with “warm bodies”
  • Clearly communicate their organizational WHY so employees feel connected and invested
  • Build pride, belonging, and shared identity across departments
  • Create a culture where team members feel safe, supported, and heard
  • Reduce burnout, stress, and conflict within care teams
  • Understand the true financial cost of turnover and how retention protects long-term budgets

Registration is now open for this complimentary webinar.

Sign up here: https://3rd3rd.com/2026-webinars/

ABOUT 3RD3RD MARKETING

3rd3rd Marketing is the “Un-Senior Living Agency,” partnering with senior living communities and mission-driven aging services organizations globally. By dismantling stereotypes and replacing them with aspirational narratives, 3rd3rd helps organizations to build authentic connections, increase engagement, and achieve lasting impact. For more information, visit: https://3rd3rd.com/.

ABOUT AGINGIN

AgingIN is a global nonprofit dedicated to being the catalyst for person-directed living and empowered cultures in the community of one’s choice. Their consulting, technical assistance, and education services empower aging services providers to implement lasting change and transformation that is meaningful and measurable. Formerly known as the Center for Innovation, AgingIN was born from the merging of two of the most influential voices in eldercare transformation: Pioneer Network and THE GREEN HOUSE® Project. For more information, visit: https://aginginnovation.org/.

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Image caption: 3rd3rd Marketing and AgingIN present a complimentary webinar on strengthening care team retention and resilience in senior living.

NEWS SOURCE: 3rd3rd Marketing


This press release was issued on behalf of the news source (3rd3rd Marketing), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/3rd3rd-marketing-and-agingin-tackle-senior-livings-workforce-crisis/

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Seattle Design-Build Firm ‘Elite Remodeling Seattle’ Rebrands to Distinguish 18-Year Local Legacy from Unaffiliated National Chains

Independent firm clarifies it is NOT affiliated with 'Elite Remodeling' franchises in Maryland or Texas; reinforces King County commitment with 2026 transparency guide

SEATTLE, Wash., Jan. 26, 2026 (SEND2PRESS NEWSWIRE) — Elite Remodeling Seattle (https://eliteremodelingseattle.com/), formerly Elite Remodeling LLC, a design-build construction and renovation company serving the Greater Seattle area for nearly two decades, today announced a strategic rebrand and the release of a new consumer protection resource. This measure aims to prevent identity confusion between the independent, locally owned business and unrelated companies operating under similar names in other states.

Elite Remodeling Seattle
Image caption: Elite Remodeling Seattle.

With the rise of national lead-generation sites and similar business names, local homeowners increasingly struggle to distinguish between verified local contractors and national franchises. By officially adopting the “Seattle” suffix, the company explicitly separates its 18-year track record from other entities using the “Elite Remodeling” name in Maryland, Texas, and elsewhere.

“We are getting calls and seeing confusion from homeowners who think we are part of a national franchise or related to companies with different standards in other states,” says Sergiu Ursuleac, Founder of Elite Remodeling Seattle. “We want to set the record straight: We are 100% independent. We live here, we build here, and we are accountable only to our neighbors in the Pacific Northwest.”

PROOF OF LOCAL EXPERTISE: THE 2026 TRANSPARENCY INITIATIVE To further differentiate its deep local roots from national chains, the company has released the “Hidden Costs of Remodeling in Seattle” guide. Unlike generic online estimates, this resource details the specific financial realities of building in King County.

The guide, available at https://eliteremodelingseattle.com/hidden-costs-of-remodeling-in-seattle/, addresses specific local challenges including:

  • Side Sewer Responsibility: Navigating Seattle’s unique laws where homeowners are responsible for sewer lines to the main—a critical issue in older neighborhoods like Wallingford.
  • Steep Slope Logistics: The real cost of staging construction projects on the hills of Queen Anne and Mercer Island.
  • Permit Timelines: Current 2026 wait times for STFI (Subject to Field Inspection) vs. Full Review permits in the City of Seattle and surrounding jurisdictions like Shoreline and Bellevue.

SERVING THE GREATER SEATTLE COMMUNITY:

Elite Remodeling Seattle continues to provide comprehensive design-build services across the region, including Bellevue, Redmond, Mercer Island, Shoreline, and Ballard. The firm’s integrated approach combines architectural design and construction management under one roof, preventing the “change order” surprises common with fragmented general contracting.

Homeowners can verify the company’s local presence and read verified reviews from neighbors on the official Google Business Profile.

ABOUT ELITE REMODELING SEATTLE:

Elite Remodeling Seattle is a locally owned design-build and construction firm dedicated to preserving and upgrading Pacific Northwest homes. Founded by Sergiu Ursuleac, the company serves the Greater Seattle community, including Bellevue, Redmond, Mercer Island, Sammamish and other neighboring cities. The firm specializes in high-value kitchen remodeling, bathroom renovations, and custom home additions, offering a unified process that protects homeowners from the hidden costs often associated with fragmented construction bids.

For more information about our company and services we provide, visit: https://eliteremodelingseattle.com/remodeling-construction-company/

NEWS SOURCE: Elite Remodeling Seattle


This press release was issued on behalf of the news source (Elite Remodeling Seattle), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/seattle-design-build-firm-elite-remodeling-seattle-rebrands-to-distinguish-18-year-local-legacy-from-unaffiliated-national-chains/

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CUSP Risk & Audit Analytics Helps States Spot Risks Faster, Audit Smarter, and Elevate Program Integrity in Early Childhood

SEATTLE, Wash., Jan. 15, 2026 (SEND2PRESS NEWSWIRE) — Third Sector Intelligence (3Si) today highlighted its Child Universal Success Platform (CUSP) Risk & Audit Analytics solution, a purpose-built tool that helps state agencies spot risks faster, audit smarter, and strengthen program integrity and provider support across publicly funded early childhood programs. Released in 2024, the solution has become increasingly relevant as states refine their early childhood systems and look for practical ways to use data for oversight, planning, and continuous quality improvement.

Third Sector Intelligence (3Si) today highlighted its Child Universal Success Platform (CUSP) Risk & Audit Analytics solution
Image caption: Third Sector Intelligence (3Si) today highlighted its Child Universal Success Platform (CUSP) Risk & Audit Analytics solution.

State program leaders, audit teams, and analysts often spend too much time chasing scattered clues across multiple systems instead of clearly seeing which providers present the highest compliance risk. CUSP Risk & Audit Analytics consolidates fragmented data into a single, interactive risk dashboard, applying standardized scoring to every provider across critical compliance scenarios so teams can see the full landscape at a glance and then drill down to individual providers when needed.

“States are being asked to do more with the same teams: manage risk, support providers, and show that public dollars are used wisely,” said Will McCoy, Vice President of Strategic Partnerships at Third Sector Intelligence (3Si). “With CUSP Risk & Audit Analytics, agencies can spot risks faster and audit smarter by replacing scattered clues and gut feelings with a single, defensible view of provider risk.”

With weekly, monthly, and annual views, the dashboard surfaces short-term spikes in risk while preserving long-term trends, helping teams distinguish between one-off anomalies and persistent patterns. Provider-level drilldowns show exactly what is driving each risk score—such as a surge in attendance spikes or payment anomalies—while embedded definitions and expanded provider attributes, including ages served, explain each metric at the point of review.

Objective, data-driven risk scores allow agencies to prioritize and defend audit selection, moving away from decisions based solely on complaints, history, or “gut feel.” Historical tracking and exportable evidence support transparent, defensible audit trails and post-action rationale, making it easier to demonstrate fairness and consistency in oversight.

Rich filtering options—by program, facility type, licensed capacity, location, risk tier, and more—help teams focus enforcement and technical assistance where it will have the most impact for children and families. Automated scoring, regular data refreshes, and downloadable datasets reduce manual work and free staff to concentrate on higher-value activities such as provider support, policy refinement, and strategic planning.

Because scoring logic, scenario definitions, and dashboard views can be aligned to each state’s data availability and audit policies, Risk & Audit Analytics fits within existing governance structures and does not prescribe a particular policy. The solution is designed to strengthen operational capacity and program integrity in a neutral, transparent way, regardless of how states structure or fund their early childhood systems.

Third Sector Intelligence (3Si)
Image caption: Third Sector Intelligence (3Si).

“As states invest in stronger data systems and more coordinated early childhood infrastructure, they need tools that translate data into everyday oversight decisions,” McCoy added. “Risk & Audit Analytics helps agencies work smarter—elevating program integrity while supporting providers and, ultimately, the children and families they serve.”

Learn more at: https://team3si.com/cusp/

About Third Sector Intelligence

Third Sector Intelligence (3Si) partners with state agencies to deliver integrated data platforms and analytics solutions that improve the effectiveness, accessibility and sustainability of early childhood systems. By bringing together information from across programs and turning it into context-rich, operational insights, 3Si helps public-sector teams manage risk, support providers, and strengthen outcomes for children and families.

For more information about CUSP Risk & Audit Analytics or to schedule a consultation, please contact:
Will McCoy, VP Strategic Partnerships
wmccoy@team3si.com

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NEWS SOURCE: 3Si - Third Sector Intelligence


This press release was issued on behalf of the news source (3Si - Third Sector Intelligence), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/cusp-risk-audit-analytics-helps-states-spot-risks-faster-audit-smarter-and-elevate-program-integrity-in-early-childhood/

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Friday Harbor adds Fannie Mae’s Income Calculator to its AI Originator Assistant

Integration enables faster, more accurate income calculations for self-employed and rental income borrowers while reducing buyback risk

SEATTLE, Wash., Jan. 6, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced the integration of its AI Originator Assistant with Fannie Mae’s Income Calculator. The new connection enables lenders to instantly calculate qualifying income for borrowers with self-employment or rental income and gain enforcement relief from representations and warranties on the income calculation for conventional loans.

Friday Harbor logo
Image caption: Friday Harbor.

The Fannie Mae Income Calculator uses federal tax return data to calculate a borrower’s qualifying income, addressing one of the top five sources of loan quality defects found in post-purchase reviews. By integrating this capability directly into Friday Harbor’s AI Originator Assistant, lenders can identify income issues at the start of the loan process, improve underwriting accuracy and give loan officers the confidence to move deals forward without fear of costly buybacks.

“Income calculations for self-employment and rental income are among the most complex and error-prone in mortgage lending,” said Theo Ellis, CEO and co-founder of Friday Harbor. “By bringing Fannie Mae’s Income Calculator into Friday Harbor, we’re putting a powerful solution for these scenarios directly in the hands of thousands of lenders to improve accuracy, protect loan salability and give borrowers greater clarity earlier in the process.”

“Complex income scenarios used to slow us down and create uncertainty for our sales team and borrowers,” said Susan Schmidt, senior vice president of operations at Mason McDuffie Mortgage Corporation. “Now we can get answers instantly, make confident decisions up front and move loans forward with fewer surprises.”

The Income Calculator works alongside Friday Harbor’s borrower-specific checklist, real-time AI underwriting and scenario desk to simplify reviews of self-employment, business ownership and rental income. Loan officers and processors can upload tax returns, receive instant qualifying income results, resolve flagged issues with clear guidance and retain the Findings Report to maintain eligibility for rep and warrant relief.

Lenders can learn more about Friday Harbor’s integration with Fannie Mae’s Income Calculator or request a demo at https://fridayharbor.ai.

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech @FannieMae #income #selfemployed

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-adds-fannie-maes-income-calculator-to-its-ai-originator-assistant/

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Friday Harbor adds appraisal underwriting to its AI Originator Assistant

AI-driven collateral analysis helps lenders identify appraisal issues early, reducing defects and repurchase risk

SEATTLE, Wash., Nov. 6, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced that its AI Originator Assistant now performs collateral analysis alongside credit, income and asset reviews. The enhancement enables lenders to underwrite appraisals and appraisal-related documents with the same precision and consistency the platform already delivers for other loan file components.

Friday Harbor logo
Image caption: Friday Harbor.

“The appraisal is one of the most subjective and time-consuming parts of underwriting,” said Theo Ellis, co-founder and CEO of Friday Harbor. “By extending our AI Originator Assistant to collateral review, lenders can identify inconsistencies early, strengthen appraisal quality and ensure every loan aligns with agency standards before it reaches the underwriter.”

Friday Harbor’s appraisal review feature examines structured data, narrative commentary and visual content within appraisal reports to surface potential risk factors ranging from missing or inconsistent details to property and market-level red flags. In addition to confirming that data in the appraisal matches the loan application, the system evaluates market soundness by analyzing comparables and neighborhood trends, and reviews property condition through photos and sketches to flag potential concerns such as damage, infestation or mismatched room counts.

When discrepancies arise, the AI Originator Assistant provides resolution paths that guide originators and processors through the steps needed to resolve issues before they reach underwriting. The new feature supports full appraisals and automated valuation models (AVMs), with built-in checks against Fannie Mae and Freddie Mac guidelines.

As originators and processors resolve appraisal conditions in Friday Harbor, loan files update automatically in the loan origination system through Friday Harbor’s integration with the Encompass LOS from ICE Mortgage Technology and its open APIs that connect with other leading loan origination systems.

Lenders can learn more about appraisal underwriting in Friday Harbor or request a demo at https://fridayharbor.ai.

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech #collateral #underwriting #valuation #appraisal

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-adds-appraisal-underwriting-to-its-ai-originator-assistant/

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Friday Harbor puts lenders in control with underwriting overlays in its AI Originator Assistant

New overlays feature ensures every loan file reflects lender policies and investor requirements from the start

SEATTLE, Wash., Oct. 13, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced that its AI Originator Assistant can now evaluate loan files against not only baseline program guidelines, but also the lender and investor overlays that ultimately shape salability and risk. By embedding these requirements directly into the workflow of frontline originators, the platform gives lenders greater control over credit quality and secondary market execution.

Friday Harbor logo
Image caption: Friday Harbor.

Overlays deliver value across business models. Lenders that sell primarily into the secondary market can improve flexibility and profitability by ensuring loans meet the requirements of multiple investors. Institutions that balance portfolio and securitized production can use overlays to align Friday Harbor with their in-house credit policies, fine-tune their credit box and apply risk standards consistently across the enterprise.

“Our new underwriting overlays feature gives lenders the ability to instantly encode their own judgment and policies into Friday Harbor,” said Theo Ellis, CEO and co-founder of Friday Harbor. “Whether the goal is to expand credit access, tighten controls or ensure loans are salable across multiple investors, overlays put that guidance directly in front of originators so every file starts out underwriting-ready.”

Overlay configurations can be used to tighten credit policies with more stringent documentation requirements or to widen credit boxes, for example by lowering minimum credit scores relative to GSE thresholds. Friday Harbor supports both lender overlays and investor overlays, giving originators immediate guidance to produce underwriting-ready files that reflect each lender’s credit policies and investor requirements from the start.

Unlike other systems that expect lenders to code in their own policies, Friday Harbor provides a white-glove service: lenders simply share their overlays with Friday Harbor, and the company’s team configures and maintains them free of charge. Overlays can be updated as often as needed to reflect changes in lender policies or investor requirements, ensuring they remain accurate and actionable without adding burden to lender staff.

“With overlays in Friday Harbor, every file our originators touch reflects the exact credit standards our secondary market partners expect,” said Robert Jewett, chief operating officer at NewFed Mortgage Corp. “That certainty improves our salability, reduces last-minute surprises and allows our team to focus more energy on serving borrowers instead of interpreting guidelines.”

Lenders can learn more about underwriting overlays in Friday Harbor or request a demo at https://fridayharbor.ai.

About Friday Harbor:

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech @FannieMae #income #selfemployed

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-puts-lenders-in-control-with-underwriting-overlays-in-its-ai-originator-assistant/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P130035 NOREL-3B

 

On Ageism Awareness Day, 3rd3rd Marketing Urges Organizations to Rethink How They See Age

SEATTLE, Wash., Oct. 9, 2025 (SEND2PRESS NEWSWIRE) — On Ageism Awareness Day, 3rd3rd Marketing, known as the “Un-Senior Living Agency,” is calling attention to one of the most overlooked forms of bias in modern culture: ageism. Too often, people are defined not by who they are or what they value, but by their age. This leads to limiting stereotypes, exclusionary practices, and missed opportunities for brands to truly connect, according to Cynthia Thurlow, principal of the agency.

3rd3rd Marketing is the 'Un-Senior Living Agency' and addresses ageism in marketing today on Ageism Awareness Day, and every day.
Photo Caption: 3rd3rd Marketing is the “Un-Senior Living Agency” and addresses ageism in marketing today on Ageism Awareness Day, and every day.

THE PROBLEM: AGEISM IN EVERYDAY LIFE

According to the World Health Organization, ageism manifests in stereotypes (how we think), prejudice (how we feel), and discrimination (how we act), with internalized ageism having notable effects on our health. These biases can show up in our interactions at work, with healthcare providers, in our communities, and exposure to advertising messaging. For example, casting older adults only in frailty roles, assuming younger workers are inexperienced, or marketing products exclusively by age group, rather than by shared values and lifestyles.

The impact is real: Yale research led by gerontologist Becca Levy found that older adults with positive self-perceptions of aging live 7.5 years longer than those with negative ones. Ageist messages don’t just affect self-esteem; they affect health, vitality, and longevity.

“Ageism creeps into marketing when we assume people’s identity is defined by their birth year,” said Thurlow. “In our work, which focuses on helping elevate senior living communities, we’ve found people consistently see themselves as 20 years younger than their chronological age. They don’t want to be reduced to a number; they want to be seen for their purpose, passions, and possibilities.”

3rd3rd Marketing works with organizations to dismantle ageist narratives and build communications that affirm identity, vitality, and inclusivity. Instead of targeting by age brackets, the agency helps clients focus on psychodemographics, interests, values, and aspirations that transcend chronological age.

At Hillcrest, a progressive senior living community in Los Angeles County, 3rd3rd shifted messaging toward more nuanced stories of culture, creativity, and deeper community that appeal to anyone, regardless of age. Updated imagery and aspirational storytelling helped occupancy rise from 90% to 97% in just seven months, proving that non-ageist messaging drives both engagement and results.

A noted expert in the industry, Thurlow embraces this internally at 3rd3rd as well. When the agency decided to post a photo with the ages of some of its team members on their website a few years back, The New York Times took notice. This November (November 2-5, 2025), 3rd3rd experts and senior living clients will take the stage at LeadingAge, the national association of nonprofit aging services providers, to share how creative marketing and messaging can break down ageism and promote practices that help older adults live and thrive.

The problem of ageism isn’t confined to senior living; Thurlow sees it embedded across industries, from hiring to consumer branding.

By rethinking age-based assumptions, organizations can:

  • Attract more diverse talent
  • Build stronger client relationships
  • Create communities where people of all ages thrive

“We value wisdom and experience that comes with age, it’s to be celebrated. The third-third of our lives holds promise and meaning that we often don’t appreciate in our younger years,” said Thurlow. “We are inspired by the stories we share and the work we do to change the dynamic around aging, from using updated imagery to asking prospective residents what is important to them.”

To mark Ageism Awareness Day, 3rd3rd is releasing its educational booklet “Internalized Ageism.” The resource explores the psychology of aging and offers practical strategies for creating positive, empowering communications across sectors.

“Ageism is often called ‘a prejudice against our feared future self,’” added Thurlow. “At 3rd3rd, we know we are cultural editors based on the advertising and messaging we distribute on behalf of our clients, and we take this seriously. On this day, and every day, we invite organizations to challenge assumptions, elevate human stories, and embrace communications that empower people at every stage of life.”

ABOUT 3RD3RD MARKETING

3rd3rd Marketing is the “Un-Senior Living Agency,” partnering with senior living communities and mission-driven aging services organizations globally. By dismantling stereotypes and replacing them with aspirational narratives, 3rd3rd helps organizations to build authentic connections, increase engagement, and achieve lasting impact.

Learn more at: https://3rd3rd.com/

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Photo Caption: 3rd3rd Marketing is the “Un-Senior Living Agency” and addresses ageism in marketing today on Ageism Awareness Day, and every day.

NEWS SOURCE: 3rd3rd Marketing


This press release was issued on behalf of the news source (3rd3rd Marketing), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/on-ageism-awareness-day-3rd3rd-marketing-urges-organizations-to-rethink-how-they-see-age/

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Friday Harbor joins Community Home Lenders of America as affiliate member

AI mortgage innovator to advise community lenders on policy and practical uses of artificial intelligence

SEATTLE, Wash., Sept. 10, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, has joined the Community Home Lenders of America (CHLA) as an affiliate member.

Friday Harbor joins Community Home Lenders of America as affiliate member
Image caption: Friday Harbor joins Community Home Lenders of America as affiliate member.

Friday Harbor will serve as an expert adviser to CHLA’s lender members on the use of artificial intelligence in housing finance, including such practical considerations as compliance automation, responsible technology deployment and the evolving legislative landscape around AI. The affiliation also reflects Friday Harbor’s commitment to building solutions that address the needs of community lenders.

“Community lenders are the heart of this industry, and they deserve tools that work as hard as they do,” said Theo Ellis, CEO of Friday Harbor. “Joining CHLA gives us a seat at the table to listen, learn and offer perspective on how AI can help lenders stay competitive, meet compliance obligations and deliver a better borrower experience.”

“As AI transforms the mortgage landscape, it’s critical that community lenders help shape how these tools are developed and deployed — because if they’re not at the table, the technology risks serving the wrong priorities,” said CHLA Executive Director Scott Olson. “Friday Harbor stands out as a leader in building and implementing AI in meaningful ways, and they’re doing it in close collaboration with the lenders these tools are meant to serve. We’re pleased to welcome our newest CHLA affiliate and look forward to Friday Harbor’s leadership on technology issues that matter to our members.”

Launched in 2024, Friday Harbor is on a mission to make modern AI accessible to lenders of all sizes, not just the largest players. Lenders nationwide use its platform to automatically interpret borrower documents, flag underwriting issues and cut loan cycle times while improving compliance and reducing costs.

CHLA is a national association that exclusively represents independent mortgage bankers and supports community-based lending through advocacy, policy development and industry collaboration.

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit www.fridayharbor.ai.

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-joins-community-home-lenders-of-america-as-affiliate-member/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P129213 NOREL-3B

 

Friday Harbor announces integration with ICE Mortgage Technology’s Encompass

AI-powered originator assistant now seamlessly integrates with leading LOS to help Encompass shops assemble clean, complete and compliant files from the start

SEATTLE, Wash., Sept. 3, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced its new integration with the Encompass® loan origination system (LOS) from ICE Mortgage Technology, part of Intercontinental Exchange, Inc. (NYSE: ICE), a leading global provider of data, technology and market infrastructure. Built using ICE’s latest Developer Connect API framework for mortgage technology, the integration enables seamless use of Friday Harbor within the Encompass environment.

Friday Harbor and ICE Mortgage Technology
Image caption: Friday Harbor announces integration with ICE Mortgage Technology’s Encompass.

Mortgage loan originators use Friday Harbor’s AI-powered originator assistant to automatically evaluate borrower documents, flag underwriting issues and resolve conditions. The new Encompass integration gives lenders an opportunity to engage Friday Harbor and enable access to these capabilities directly within their LOS, with data and documents synchronized throughout the process.

“The best way to lower costs and close loans sooner is to get the file right from the start,” said Friday Harbor CEO Theo Ellis. “Our integration with Encompass embeds Friday Harbor’s underwriting intelligence directly into existing LOS workflows, reducing file touches and accelerating origination for any borrower and any loan.”

“Being the first to go live with Friday Harbor’s Encompass integration has been a game-changer for our originators,” said Taylor Stork, chief operating officer at Developer’s Mortgage Company. “Friday Harbor helps our loan officers catch and resolve underwriting conditions earlier, so they can spend less time chasing paperwork and more time winning business. It’s a clear competitive advantage.”

Where traditional AI technologies have struggled to automate beyond ‘plain vanilla’ conventional loans, Friday Harbor was purpose-built to handle the complex borrower scenarios lenders navigate every day. By helping mortgage loan originators catch and fix file issues up front, it reduces costly underwriting touches, boosts pull-through and accelerates time to close. With Friday Harbor in place, lenders can assemble the clean, complete and compliant loan files that underwriters expect and borrowers deserve.

For more information, visit Friday Harbor on the ICE Marketplace.

ICE does not own, control, nor endorse any specific industry participant or the product/service provided. Loan originators and servicers are responsible for vetting, selecting, and contracting with the providers of their choosing.

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: @ICEMortgageTech #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-announces-integration-with-ice-mortgage-technologys-encompass/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P129046 NOREL-3B

 

Friday Harbor adds Chris Simms, Gregory Buehler to leadership team to accelerate AI-powered mortgage origination

Seasoned hires bring product and partnership firepower as Friday Harbor scales AI-native mortgage tech

SEATTLE, Wash., July 24, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, announced two strategic hires today: Chris Simms has joined as head of strategic partnerships, and Gregory Buehler has joined as founding product manager. They bring over 35 years of combined experience in mortgage lending, product strategy and technology innovation.

Friday Harbor adds Chris Simms, Gregory Buehler to leadership team
Image caption: Friday Harbor adds Chris Simms, Gregory Buehler to leadership team.

Simms will oversee Friday Harbor’s customer relationships as well as its strategic alliances with technology integration partners and industry associations. His initial focus will be on customer engagement and success as he works to ensure lenders see lower costs, shorter cycle times and a better experience for borrowers on every loan. He sees a clear opportunity to help lenders modernize in a space long overdue for change.

“Lenders are hindered by legacy systems and manual processes that haven’t kept up with the innovation in other industries,” Simms said. “Friday Harbor is the first solution I’ve seen that truly understands and improves the process with real AI. This role felt like a natural opportunity to combine my passion for innovation with my industry experience to help transform how loans are manufactured.”

Buehler will define and execute product strategy in close partnership with the founding team, a role that Friday Harbor CEO Theo Ellis describes as ‘the glue between business and engineering.’ To that end, Buehler will collaborate with engineering, operations and customer success to scale Friday Harbor’s platform to serve a wider range of lenders, loan types and use cases while maintaining alignment with real-world origination pain points, workflows and tech stacks.

“I’ve helped build product from scratch at multiple B2B startups, and what drew me to Friday Harbor was how well the founding team understands both the problem and the customer,” Buehler said. “With AI2’s backing and a clear opportunity to modernize mortgage lending, joining the team was an easy decision.”

“Chris and Gregory bring the kind of leadership we need at this stage: deep domain knowledge paired with a builder’s mentality,” said Ellis. “We’re not just growing headcount. We’re building the kind of team that can deliver real change to a long-stagnant part of financial services. With their help, we’re making loan manufacturing faster, smarter and finally worthy of the digital age.”

Simms joins Friday Harbor after a 20-year career leading mortgage sales, origination and capital markets teams at Mutual of Omaha Mortgage, First Integrity Mortgage Services, Pulaski Bank and other institutions. During his time at these lenders, he partnered directly with mortgage technology firms to help align software solutions with real-world industry workflows. He currently serves as president of the Mortgage Bankers Association of St. Louis.

Buehler has over ten years of experience leading product development at early-stage B2B startups including Pebble Health, learning management software provider Skilljar (acquired by Gainsight) and social analytics firm Simply Measured (acquired by Sprout Social). Buehler holds dual master’s degrees from the University of Washington: an M.B.A. in international studies from the Foster School of Business and an M.A. in Japan studies.

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-adds-chris-simms-gregory-buehler-to-leadership-team-to-accelerate-ai-powered-mortgage-origination/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P127991 NOREL-3B

 

Friday Harbor launches open APIs to give mortgage lenders and vendors more integration flexibility

New API suite makes it easy to plug Friday Harbor's AI-powered Origination Assistant into any LOS or POS

SEATTLE, Wash., July 15, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced the availability of open APIs, giving lenders and vendors a new level of flexibility in how they integrate Friday Harbor into their mortgage tech stack.

Friday Harbor logo
Image caption: Friday Harbor logo.

With Friday Harbor’s open API suite, lenders can now bring the power of AI-assisted file review into any workflow, regardless of which loan origination system (LOS), point-of-sale (POS) platform or internal tools they use. The APIs are fully documented and designed to support rapid onboarding, with developer-friendly guides and real-time support to help lenders and partners get up and running quickly.

“Lenders shouldn’t have to change their tech stack to get the benefits of Friday Harbor,” said Theo Ellis, CEO of Friday Harbor. “With our open APIs, they don’t have to. Now any lender or vendor can easily connect to Friday Harbor and unlock the same speed and accuracy that has helped our customers reduce file touches, cut days off their loan cycles and improve the borrower experience.”

“We saw an opportunity to accelerate our implementation of Friday Harbor using the new open APIs,” said Andrew Badstubner, Chief Information Officer at First Community Mortgage. “The ability to integrate on our own timeline allowed us to put AI-powered origination tools into the hands of loan teams much faster and start delivering value right away.”

In addition to embedding Friday Harbor into custom workflows, vendors such as LOS and POS providers can now use the open APIs to build native integrations that deliver Friday Harbor’s capabilities directly within their user interfaces. Once connected, lenders gain the ability to:

  • Ingest any borrower document and automatically identify conditions within Friday Harbor
  • Use Friday Harbor’s web-native experience to resolve conditions in real time
  • Sync resolved issues and audit-ready documentation back to their system of record

By giving both lenders and tech providers a more flexible path to integration, Friday Harbor’s open APIs support the broader goal of reducing manual work in mortgage manufacturing and enabling a more intelligent, automated loan process.

To access Friday Harbor’s developer documentation or request an API key, visit https://fridayharbor.ai/.

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-launches-open-apis-to-give-mortgage-lenders-and-vendors-more-integration-flexibility/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P127713 NOREL-3B

 

Free Book Available July 11 – 13 on Amazon/Kindle on How to Get Rid of the Income Tax and Abolish the IRS

How To Take Home 100% Of Your Paycheck and Never Pay Income Tax Again!

SEATTLE, Wash., July 11, 2025 (SEND2PRESS NEWSWIRE) — How would you like to take home 100% of your paycheck and never pay income tax again?  To learn more, get a free copy of the new book by Rich Germaine, “Tax Revolution 2.0, Let’s Get Rid of the Income Tax.”

IRS Closed Photo - Media Arts Institute
Image caption: IRS Closed Photo – Media Arts Institute.

The book explores alternative ways the government can collect income to cover government programs. And there truly is a better way. Eliminate the income tax and abolish the IRS and replace the whole system with a national consumption tax.

The Kindle book is a free download through Sunday, July 13th on Amazon. The audiobook is 2 ½ hours in length, narrated by the author and available on Spotify for only $0.99 today.

Why is the author giving this book away and the audiobook at a deep discount?

“We need everyone who pays taxes to get this book, get educated and share it with their congressional representatives. It will change everything and make America prosperous beyond our dreams,” says the author, Rich Germaine.

Cover, 'Tax Revolution 2.0' by Rich Germaine, published by Media Arts Institute.
Image caption: Cover, ‘Tax Revolution 2.0’ by Rich Germaine, published by Media Arts Institute.

The public is excited about the prospect of replacing the income tax with a national consumption tax. A recent national survey by Quantus Insights shows that 58% of registered voters are in support of replacing the income tax… and 50% like the idea of abolishing the IRS.

Media Arts Institute LLC is a media company specializing in online marketing, audiobooks and advisory services.

The author, Rich Germaine, is a 40-year media veteran with experience in radio, TV and the motion picture industry. Rich has also coordinated national and regional research projects working in cooperation with the Gallup Organization and for the White House Conference on the Family.

Learn more:

Author website: https://www.richgermaine.com/

Amazon Kindle Edition link: https://a.co/d/2ySvyEF

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Image caption: Cover, “Tax Revolution 2.0” by Rich Germaine, published by Media Arts Institute.

NEWS SOURCE: Author Rich Germaine


This press release was issued on behalf of the news source (Author Rich Germaine), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/free-book-available-july-11-13-on-amazon-kindle-on-how-to-get-rid-of-the-income-tax-and-abolish-the-irs/

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New Book Explores Public Support for the Replacement of the Current Income Tax System

Bipartisan support for a new tax system opens the door for tax reform beyond the Big Beautiful Bill

SEATTLE, Wash., July 7, 2025 (SEND2PRESS NEWSWIRE) — It’s been 250 years since the first tax revolution. Media Arts Institute, a Seattle-based media company, has just released a new book, “Tax Revolution 2.0, Let’s Get Rid of the Income Tax” (ISBN: 979-8288643385; paper) by media consultant and researcher Rich Germaine.

Cover, 'Tax Revolution 2.0' by Rich Germaine, published by Media Arts Institute.
Image caption: Cover, “Tax Revolution 2.0” by Rich Germaine, published by Media Arts Institute.

The book examines multiple options for replacing the current income tax system beginning with an overview of the income tax origins. With comparisons to the first Tax Revolution that took place in Boston Harbor on December 16th, 1775, “Tax Revolution 2.0” examines the case against the income tax and how to eliminate it.

Other sources of government revenue are considered like wealth tax, tariffs, land value taxes among others, with a strong case made for complete elimination of the current system that would be replaced by a national consumption tax.

A national consumption tax could eliminate the income tax, payroll taxes, corporate tax, capital gains tax, gift and inheritance taxes. The same amount of money needed for government programs could be raised with other creative solutions including the national consumption tax.

This means that workers would bring home 100% of their income, and the American economy could see an increase in foreign investment in a tax-free business environment.

The author lays out a plan for the transition to a new tax system that could be made smoothly, and how other governments and states that have no income tax are prospering. Presently most of the states already collect sales tax at the retail checkout, so adding a line item would be a simple computer entry.

The author proposes that without an income tax system, there would be no need for the 16th amendment and the IRS. The new system could be administered by a new section of the Treasury Department.

The big hurdle is public support to convince policymakers and congressional leaders that this kind of revolutionary reform is possible. The book includes highlights of a recent national survey among registered voters. The survey, conducted in June 2025 by Quantus Insights and commissioned by the National Tax Research Committee, reveals a bipartisan majority support for the replacement of the current system with a national sales tax while abolishing the IRS.

See the full survey results here: Presentation ( https://drive.google.com/file/d/169hPcrt0VTb53hzrnUICHSV0yKqT5NHW/view ).

For a limited time, a free Kindle download of Tax Revolution 2.0 – Let’s Get Rid of the Income Tax will be available on Amazon between July 11 through July 13, 2025.

Media Arts Institute LLC is a media company specializing in online marketing, audiobooks and advisory services.

The author, Rich Germaine, is a 40-year media veteran with experience in radio, TV and the motion picture industry. Rich has also coordinated national and regional research projects working in cooperation with the Gallup Organization and for the White House Conference on the Family.

Find the book on Amazon at: https://a.co/d/e8V8S9n

Learn more about the author at: https://www.richgermaine.com/

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Image caption: Cover, “Tax Revolution 2.0” by Rich Germaine, published by Media Arts Institute.

NEWS SOURCE: Author Rich Germaine


This press release was issued on behalf of the news source (Author Rich Germaine), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/new-book-explores-public-support-for-the-replacement-of-the-current-income-tax-system/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P127473 NOREL-3B

 

American Pygmy Goat Champions Crowned at National Convention

Champion Buck, Doe and Wether awarded highest honor during NPGA Convention in Porterville, CA

SEATTLE, Wash., June 30, 2025 (SEND2PRESS NEWSWIRE) — The National Pygmy Goat Association (NPGA) is proud to announce the winners of the 2025 Champion Challenge held in Porterville, California June 20, 2025. Hosted by the Sequoia Pygmy Goat Association, How the West Was Won National Convention brought together the best animals from across the country for a chance to claim the top honor of national champion.

(L-R) Elaine Kreig with Flying Turtle's Thistle Tympany, Brayden Auge with #1 Moore Kidd Johnny Ringo, and April Seiler with Ahsum Pygmies Outta Bounds.
Photo Caption: (L-R) Elaine Kreig with Flying Turtle’s Thistle Tympany, Brayden Auge with #1 Moore Kidd Johnny Ringo, and April Seiler with Ahsum Pygmies Outta Bounds.

In order to compete for National Champion in the Buck Class a buck must be a Permanent Grand Champion (having won Grand Champion Buck four times). In the Doe Class, a doe must also be a Permanent Grand Champion (having won Grand Champion three times). In the Wether Class, a wether (castrated male), must be a Bronze Certificate Wether or higher, (having won Best Wether three or more times).

The National Champion Buck is Ahsum Pygmies Outta Bounds owned and bred by April & Susan Seiler from Peoria, AZ. First runner up is Flying Turtle’s Sweet Sertoli owned and bred by Elaine Krieg. Second runner up is Fox Haven’s Ridin Solo owned and bred by Karole and Gary Miller.

“We have strived to be good stewards of the pygmy goat breed and are honored to receive recognition of the 2025 National Champion Buck. We are truly blessed by the experiences and friendships that raising pygmy goats has afforded us,” said April and Susan Seiler.

The National Champion Doe is Flying Turtle’s Thistle Tympany, bred and owned by Elaine Krieg from Grass Valley, CA. First runner up is Twilight Ranch Alexa Bot bred and owned by Brittany Cunningham. Second runner up is Pygmy Goats by T.J. Kinzi bred and owned by Tammi Josephson and the Josephson Family.

“It’s an amazing feeling,” said Elaine Krieg. “I’m proud of my breeding program and all the support from my family and friends.”

The National Champion Wether is Platinum Wether #1 Moore Kidd Johnny Ringo owned by 13-year-old Brayden Auge from Bakersfield, CA. Bred by Rhonda S. Moore & Norman Russ. First runner up is Rosedale Pygmies Eclipse owned and bred by Nicole & Celeste Rickett. Second runner up is Twilight Ranch Iron Man owned by Jacob Farino and bred by Brittney Cunningham.

“I’ve never cried winning something before,” said Brayden Auge. “When they said #1 Moore Kidd I thought to myself – wait a minute is there another animal with the same herd name? I couldn’t believe it.”

“On behalf of the board and membership I want to congratulate all the winners,” said Darren Watkins, President of the National Pygmy Goat Association. “The classes were extremely competitive and the winning animals really reflect the best of the breed.”

ABOUT NATIONAL PYGMY GOAT ASSOCIATION

The National Pygmy Goat Association is the official breed registry for the American Pygmy Goat in the United States. Founded in 1976, the NPGA sets breed standards, provides animal registration, maintains a database of pedigrees, certifies judges, and sanctions pygmy goat shows.

For more information visit https://npga-pygmy.com/.

MULTIMEDIA:

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Photo Caption: (L-R) Elaine Kreig with Flying Turtle’s Thistle Tympany, Brayden Auge with #1 Moore Kidd Johnny Ringo, and April Seiler with Ahsum Pygmies Outta Bounds.

NEWS SOURCE: National Pygmy Goat Association


This press release was issued on behalf of the news source (National Pygmy Goat Association), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/american-pygmy-goat-champions-crowned-at-national-convention/

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Friday Harbor unveils AI-powered condition engine to deliver faster, cleaner, audit-ready mortgage files

New functionality generates plain-language, color-coded conditions with full audit trail, enabling originators to resolve issues in real time and cut days off the loan process

SEATTLE, Wash., May 29, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced the launch of a retooled condition engine that automatically generates actionable underwriting conditions based on borrower source documents and loan guidelines.

Friday Harbor logo
Image caption: Friday Harbor.

Unlike traditional “stare and compare” tools that flag generic issues, Friday Harbor’s condition engine reads the full context of the loan file—including borrower documents, AUS findings and lender overlays—and outputs conditions that are immediately usable by loan officers, processors and borrowers. Each condition is written in plain English, color-coded by urgency and supported by documentation that gives underwriters a ready-made audit trail.

“In most mortgage workflows today, identifying conditions is a game of hot potato between departments. Friday Harbor solves that by delivering conditions in real time that are actionable at the beginning of the borrower journey, not just in the underwriting queue,” said Theo Ellis, co-founder and CEO of Friday Harbor. “We’re empowering originators to spot and solve issues earlier, which leads to cleaner files, faster closings and dramatically lower costs to originate.”

The new engine doesn’t just catch obvious clerical gaps. It’s also trained to spot nuanced issues such as:

  • Red flags for occupancy and other types of fraud
  • Unexplained large deposits
  • Missing documentation
  • Undisclosed liabilities

For each flagged issue, Friday Harbor provides a proposed resolution path and direct links to applicable guidelines. For junior loan officers, the engine pairs with the platform’s AI-powered Scenario Desk to explain next steps or script borrower communications. For underwriters, it offers full traceability, with source documents and reasoning behind every condition.

Friday Harbor’s AI underwriter is already used by some of the nation’s most forward-thinking lenders, including Partners Bank, NewFed Mortgage, Developer’s Mortgage Company and Paramount Residential Mortgage Group. The company is backed by the AI2 Incubator, a technical incubator born from the Allen Institute for AI in Seattle, and was recently funded by leading Silicon Valley venture firms including Abstract Ventures, Mischief and Wischoff Ventures.

To learn more about how Friday Harbor is helping level the playing field for the more than 4,500 mortgage lenders competing with the tech arms of Rocket and UWM, visit https://fridayharbor.ai/.

About Friday Harbor:

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-unveils-ai-powered-condition-engine-to-deliver-faster-cleaner-audit-ready-mortgage-files/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P126577 NOREL-3B

 

Friday Harbor raises $6M to help community mortgage lenders match the speed and efficiency of industry giants

AI-powered platform enables lenders of all sizes to close loans faster, reduce costs and ensure compliance in real time

SEATTLE, Wash., April 15, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced the completion of a $6 million seed round. The round was led by Abstract Ventures, a San Francisco-based venture firm with $1.5 billion in assets under management and a track record of backing breakout companies including Rippling, xAI, Hebbia, Brigit and Hippo (NYSE: HIPO) and Mischief, an early-stage VC fund co-founded by Plaid CEO Zach Perret.

Friday Harbor logo
Image caption: Friday Harbor, Inc. logo.

Also participating in the round were Wischoff Ventures, a VC firm founded by Blend (NYSE: BLND) alum Nichole Wischoff; and the AI2 Incubator, a technical incubator born from the Allen Institute for AI (AI2).

With Friday Harbor’s platform, lenders of all sizes can leverage AI to read and interpret borrower documents, generate a borrower-specific needs list, underwrite files and flag potential conditions—all in real time. Each flagged issue includes a suggested resolution, enabling loan officers to take action with a single click. By compressing what typically takes weeks of back-and-forth into just minutes, Friday Harbor reduces downstream friction and accelerates time to close.

Friday Harbor was founded with a mission to make advanced AI tools accessible to all lenders—not just those with the biggest budgets. By replacing outdated, manual workflows and automating key underwriting steps, the platform empowers banks, credit unions and independent mortgage banks (IMBs) to match—or even surpass—the speed, cost-efficiency and borrower experience of mega-lenders like Rocket Companies and United Wholesale Mortgage, which together accounted for one-fifth of all IMB originations in 2024, according to Home Mortgage Disclosure Act data.

“I’ve always believed AI could be the great equalizer in mortgage lending,” said Friday Harbor CEO and Co-founder Theo Ellis. “Thousands of lenders deserve access to the same tools as the mega-lenders—and in many cases, they’re now doing things the biggest players can’t. That’s what happens when you give lenders technology built by people who truly understand both AI and mortgage.”

Early adopters of Friday Harbor confirm the system’s ability to address costly ‘stare and compare’ tasks and mitigate errors that slow loan production:

  • “My LOs can’t stop talking about how much time they’re saving. Friday Harbor helps our team get ahead of potential issues before files even reach underwriting. That kind of early insight speeds up the process and creates a smoother experience for everyone—especially the borrower. I’ve never seen anything else like it.”
    —Taylor Stork, chief operating officer at Developer’s Mortgage Company
  • “Since partnering with Friday Harbor, we’ve seen a clear transformation in how we manufacture loans, our processing capacity has nearly tripled without adding headcount, our cost to originate is down and we’re submitting cleaner loans that move through underwriting faster. Partnering with Friday Harbor is not just an efficiency gain, it’s a competitive advantage that moves the needle in a big way.”
    —Rob Jewett, chief operating officer at NewFed Mortgage
  • “We started as a design partner of Friday Harbor because it is one the few uses of actual AI in analyzing documents being collected from borrowers. We teamed up early because we knew a real, document-level AI would slash the busywork for underwriters and processors. Less back-and-forth, fewer headaches—everybody wins.”
    —Kevin Peranio, chief lending officer at Paramount Residential Mortgage Group
  • “Friday Harbor tackles some of the biggest challenges that keep lenders up at night. It’s like having an expert set of eyes on every file. I can upload documents on one screen, work on something else and come back minutes later to find conditions issued, alerts flagged and even undisclosed debts identified. It streamlines file setup and underwriting in a way that’s both efficient and incredibly smart. This is the kind of tool that changes how lending teams work.”
    —James D. Carroll, head of home lending at Partners Bank

Friday Harbor was founded by Ellis and Jesse Collins (CTO) and launched in 2024 with support from the AI2 Incubator and CoFound Partners. Ellis was previously head of U.S. growth and an early employee at machine learning fintech Pagaya Technologies (NASDAQ: PGY), where he helped launch multiple new consumer credit verticals for the company. Collins previously held senior engineering roles at leading fintech companies including Affirm (NASDAQ: AFRM) and Zillow (NASDAQ: Z), where he specialized in applying artificial intelligence to fraud detection and underwriting systems.

The $6M seed round will support the growth of Friday Harbor’s engineering team and support integrations with leading mortgage LOS and point-of-sale platforms—paving the way for more lenders to automate file setup, accelerate underwriting and compete directly with the largest lenders in the country.

About Friday Harbor
Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech #seedfunding #venturecapital

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NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-raises-6m-to-help-community-mortgage-lenders-match-the-speed-and-efficiency-of-industry-giants/

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Washington State Launches Pilot Program to Improve Health and Well-Being of Older Adults

Ten Senior Centers to Offer Free Personalized Health Assessments Through BetterAge

SEATTLE, Wash., April 14, 2025 (SEND2PRESS NEWSWIRE) — As Washington’s population ages and healthcare systems face mounting pressure to support older adults, ten senior centers across the state are stepping up with a new solution. This month, they launched a four-month pilot program using BetterAge – an innovative platform that provides older adults with free, personalized health insights and recommendations.

BetterAge
Image caption: BetterAge.

Funded by the Washington State Department of Social and Health Services, the initiative aims to help older adults take control of their well-being while giving senior centers new tools to supplement their programs.

“Washington’s senior centers play a crucial role in supporting older adults, and this initiative allows us to explore new ways to empower people to take charge of their health,” said Mary-Anne Grafton, President of the Washington State Association of Senior Centers (WSASC). “By working with BetterAge, we aim to enhance the programs and services available to older adults across the state.”

BetterAge offers a simple, confidential health and well-being assessment that takes just 7 to 10 minutes to complete. After answering a few questions, participants receive personalized recommendations tailored to the health areas they care about most. Participants will also be entered into a monthly drawing for a $100 gift card as a thank you for taking part.

“BetterAge benefits both individuals and organizations,” said James Firman, Chief Innovation Officer for BetterAge. “It equips senior centers with valuable data to refine their programs while helping older adults make informed decisions about their well-being.”

Participating Senior Centers:

  • Auburn Senior Activity Center
  • Bainbridge Island Senior Community Center
  • Camano Center
  • Hillyard Senior Center
  • The HUB Center for Seniors
  • Lynnwood Senior Center
  • Mt. Si Senior Center
  • Port Angeles Senior Center
  • Snohomish Senior Center
  • Washington Aging Mastery Program Network

To participate, older adults and caregivers can contact one of the senior centers listed above to access BetterAge online or request a paper version of the assessment.

About BetterAge

BetterAge is a personalized health and well-being platform that empowers older adults with science-backed insights and expert-driven recommendations. Through easy-to-use tools and partnerships with community organizations, BetterAge helps individuals take control of their health while providing organizations with data to enhance programs and services. Learn more at https://www.betterage.net/.

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UPDATED 12:52 PDT 4.14.25 TO FIX INADVERTENT TYPO IN TEXT.

NEWS SOURCE: BetterAge


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