Category Archives: Finance

Mortgage Capital Trading Introduces Bulk Acquisition Manager Secondary Marketing Tape Transfer Technology

SAN FRANSISCO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing technology firm, announced at the California Mortgage Bankers Association's (CMBA) annual Western Secondary Market Conference held in San Francisco, that it has released new secondary marketing technology to improve the industry's existing loan sale practices. Dubbed Bulk Acquisition Manager(TM) (BAM), the solution automates the process of packaging and transferring bulk loan bids, which benefits investors, lenders and MCT's team of mortgage loan traders.

The solution works by encrypting lender bid tapes so that they can be securely, seamlessly, and efficiently passed to investors for pricing and back into MCTlive!, the comprehensive capital markets software platform used by MCT staff and clients, where the tapes then reside in a centralized repository that can be easily organized and reviewed. The result is a much quicker pricing process for bulk bid tapes, greater data security, better communication between counterparties, process consistency for investors within their existing platform, and newfound efficiencies for MCT's traders.

Since correspondent whole loan investors often have unique bulk bidding processes, MCT has developed three different ways that investors can securely transmit bid tape files. Tapes can be uploaded via the browser-based user interface within MCTlive!, through SFTP (Secure File Transfer Protocol), or by way of a Restful API (Application Programming Interface) that enables MCT to integrate with various loan exchange platforms and homegrown investor systems.

To ensure data integrity, MCT accesses lender data via integrations that were developed with their loan origination systems (LOS), the core system of record for lending entities. Each of the transfer methods are data encrypted to ensure security at all times.

"MCT has been realizing significant year-over-year growth and in talking with our investor community, we represent roughly 30 to 40 percent of the typical aggregator's client base," said Phil Rasori, COO of MCT. "As a result, we saw a need to develop a technology solution that helps our traders work more easily with our lender clients and effortlessly exchange bulk bid tapes with investors. BAM helps MCT scale as we continue to grow and makes things easier on investors by centralizing the acquisition process for the bulk bid channel."

MCT will be attending the CMBA Western Secondary Market Conference where it will officially unveil BAM. Contact the company to arrange a discussion time at the show regarding this new technology or for more information about MCT's hedge advisory services and award-winning secondary marketing software.

About MCT:
Mortgage Capital Trading, Inc. (MCT) is a capital markets-focused risk management and advisory services company providing independent analysis, training, hedging strategy and loan sale execution support to clients engaged in the secondary mortgage market. Founded in San Diego, California in May 2001, the company has expanded to include field sales and support offices in Philadelphia, Dallas, San Francisco, and Charlotte. MCT is a recognized leader in the industry and currently supports more than 150 clients on the HALO (Hedging And Loan sales Optimization) Program. The company also develops and supports MCTlive!(TM), an award-winning real-time, trading and best-execution secondary marketing platform. MCT's LockCentral(TM) is the industry's largest outsourced centralized lock desk service. In addition, MCT offers a suite of tools and supporting guidance for MSR needs.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

*LOGO for Media: Send2Press.com/mediaboom/17-0719s2p-mct-logo-300dpi.jpg

Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing technology firm, announced at the California Mortgage Bankers Association's (CMBA) annual Western Secondary Market Conference held in San Francisco, that it has released new secondary marketing technology to improve the industry's existing loan sale practices. Dubbed Bulk Acquisition Manager(TM) (BAM), the solution automates the process of packaging and transferring bulk loan bids, which benefits investors, lenders and MCT's team of mortgage loan traders.

Related link: https://mct-trading.com/

The Mortgage Collaborative Appoints Arthur Prieston, CMB, Chair of Newly Formed Capital Markets Committee

SAN DIEGO, Calif. /ScoopCloud/ -- The Mortgage Collaborative (TMC), the nation's only independent mortgage cooperative, today announced that industry authority Arthur Prieston has been appointed chair of its newly formed Capital Markets Committee. In this role, Prieston will lead capital market engagements for the group's lender members.

Prieston is the Chairman of The Prieston Group, which includes TPG subsidiary PBIS and affiliate American Mortgage Law Group. Spanning three decades, his career includes consulting-relevant experience in mortgage banking, legal and insurance fields, mergers and acquisitions including: conducting structured quantitative and qualitative analysis, program definition and management, and developing operational and growth strategy.

"We couldn't be more thrilled that Arthur has agreed to take on this role inside The Collaborative," said David G. Kittle, TMC's Vice Chairman and President. "The newly formed Capital Markets Committee is the first of three high level committees we're launching to elevate engagement between our lender members and our preferred partners while increasing their profitability."

Prieston's duties as Chair of the Capital Markets Committee, will include:

• Cultivating trust-based lender relationships;
• Leading strategy and transformation engagements;
• Supporting development of compelling responses to new business opportunities;
• Assessing and managing risks and issues, and making adjustments as needed; and
• Ensuring business outcomes are achieved

The Mortgage Collaborative network is more than 110 lenders strong, with an aggregate annual origination volume of over $180 billion. The network caters to lenders of all sizes, with a strong mix of independent mortgage brokers and community banks and depositories.

About The Mortgage Collaborative:

Based in San Diego, The Mortgage Collaborative was founded in 2013 to empower mortgage lenders across the country with better financial execution, reduced costs, enhanced expertise, improved compliance, and to help its members access the dynamic and changing consumer base in America. The association is managed by its founding members: John Robbins, CMB; David Kittle, CMB; Gary Acosta, CEO of the National Association of Hispanic Real Estate Professionals (NAHREP); and Jim Park, former chair of the Asian Real Estate Association of America (AREAA). Robbins and Kittle are former chairmen of the Mortgage Bankers Association of America (MBA).

For more information, visit: http://www.mortgagecollaborative.com/.

The Mortgage Collaborative (TMC), the nation's only independent mortgage cooperative, today announced that industry authority Arthur Prieston has been appointed chair of its newly formed Capital Markets Committee. In this role, Prieston will lead capital market engagements for the group's lender members.

Related link: http://www.mortgagecollaborative.com/

The Mortgage Collaborative Announces Addition of The Money Source as a Correspondent Investor to Preferred Partner Network

SAN DIEGO, Calif. /ScoopCloud/ -- The Mortgage Collaborative, the nation's only independent mortgage cooperative, announced a new partnership with national correspondent investor and mortgage loan servicer, The Money Source. The new relationship with The Money Source adds another best-in-class national correspondent investor to their preferred partner network.

"The Money Source purchases a wealth of loan products and they offer their sellers flexible guidelines with minimal overlays. Their brand promise 'Relationships Matter' embodies the spirit of collaboration that we've set out to create at The Mortgage Collaborative. The addition of a reputable organization like The Money Source is a real win for our lender members," said Rich Swerbinsky, executive vice president of national sales & strategic alliances for The Mortgage Collaborative.

The Money Source Inc., specializes in direct to agency loan securitization. Their approach is to provide robust product offerings for their sellers with minimal to no overlays while retaining the servicing and offering the homeowner continued customer service after the loan closes. The Money Source prides itself on empowering their sellers to create their own guidelines and credit culture to fit the needs of their respective lending communities.

"The Mortgage Collaborative has assembled an impressive network of lenders in a short period of time and we couldn't be more thrilled about this partnership," said Jon Ellis, senior vice president, correspondent sales for The Money Source. "It is our intent at The Money Source to redefine the way lenders and correspondent investors interact by offering superior products and tools for lenders to reach a larger number of qualified clients to enable exponential business growth. We look forward to building long-term, meaningful relationships with the team at The Mortgage Collaborative and their members."

The Mortgage Collaborative network is more than 110 lenders strong, with an aggregate annual origination volume of over $180 billion. The network caters to lenders of all sizes, with a strong mix of independent mortgage brokers and community banks and depositories.

About The Mortgage Collaborative:

Based in San Diego, The Mortgage Collaborative was founded in 2013 to empower mortgage lenders across the country with better financial execution, reduced costs, enhanced expertise, improved compliance, and to help its members access the dynamic and changing consumer base in America. The association is managed by its founding members: John Robbins, CMB; David Kittle, CMB; Gary Acosta, CEO of the National Association of Hispanic Real Estate Professionals (NAHREP); and Jim Park, former chair of the Asian Real Estate Association of America (AREAA). Robbins and Kittle are former chairmen of the Mortgage Bankers Association of America (MBA). For more information, visit: http://www.mortgagecollaborative.com/.

About The Money Source:

As a top 15 correspondent investor, founded in 1997 and headquartered in Melville, NY, The Money Source is building a model of excellence in the mortgage industry. The Money Source offers competitive FHA, VA, Conventional and HECM products and sub-servicing throughout all 50 states. The Money Source has been recognized for innovation in company culture, embodying their brand promise of "Relationships Matter." For more information, visit: https://correspondent.themoneysource.com/.

The Mortgage Collaborative, the nation's only independent mortgage cooperative, announced a new partnership with national correspondent investor and mortgage loan servicer, The Money Source. The new relationship with The Money Source adds another best-in-class national correspondent investor to their preferred partner network.

Related link: http://www.mortgagecollaborative.com/

It’s Easier to Plan for Long-Term Care if We Face Our Personal Concerns First, says ACSIA Partners

KIRKLAND, Wash. /ScoopCloud/ -- Last year the U.S. Department of Health & Human Services issued a report about Americans' concerns and actions related to long-term care (LTC), also referred to as long-term services and supports (LTSS). "The main takeaway was not the particulars of the responses, in our view," says Denise Gott, CEO of ACSIA Partners. "It was the fact that participants considered and faced the issues."

In the HHS survey, 15,298 non-institutionalized Americans aged 40-70, a statistically-significant sample of the age group, answered seven questions about long-term care personal concerns and ten questions about long-term care actions.

CONCERNS: What is your degree of concern about:
1. Losing independence
2. Being a burden on your family
3. Losing control and choice over LTC you might need
4. Being unable to afford high-quality care
5. Using up savings/income to pay for nursing home care/services
6. Becoming poor and having to rely on Medicaid
7. Being unable to depend on family/friends for care.

ACTIONS: What is your degree of willingness to:
1. Have family/friend move in
2. Move in with children/family/friend
3. Rely on spouse/family/friend
4. Attend adult day care
5. Hire aide or agency for care
6. Hire live-in caregiver
7. Move into assisted living facility
8. Move into nursing home
9. Make modifications to home
10. Use value in home to pay for care.

Key Findings:
* More than 75% of respondents said they had at least five of the seven personal concerns.
* High on the list were losing independence and being unable to depend on family or friends for care.
* Personal concerns varied little by wealth or age.
* Of the ten actions, most respondents expressed willingness to modify their homes or have a family member or friend move in.
* But fewer than 50% were willing to move in with family/friends or use the value in their home to pay for care.
* The wealthier respondents were more willing to take actions that cost money, such as secure long-term care insurance or tap savings to pay for in-home care.

The report concludes, "These findings highlight the need for increased education on the ... choices and financing options."

Gott agrees, and believes the survey itself opened the eyes of the 15,298 participants, "by provoking introspection and analysis."

"All Americans would benefit from considering such questions," Gott adds. "First the personal concerns, which are often hidden, then the action options."

ACSIA Partners has hundreds of long-term care specialists in all parts of the country. "Part of their job is to ask the right questions and invoke the right thinking," says Gott. "They're glad to talk with consumers and business executives about any and all care-related concerns and actions, financial and otherwise."

ACSIA Partners LLC -- https://www.acsiapartners.com -- is one of America's largest and most experienced long-term care insurance agencies serving all states. The company is also a co-founder and sponsor of the "3in4 Need More" campaign, which encourages Americans to form a long-term care plan.

The HHS report is available at https://aspe.hhs.gov/system/files/pdf/255356/LTSSconcern-IB.pdf. NOTE: The report uses the term "long-term services and supports" (LTSS) in place of "long-term care" (LTC).

*ACSIA LOGO: Send2Press.com/mediaboom/16-0421-ACSIA-Partners-300dpi.jpg

Last year the U.S. Department of Health & Human Services issued a report about Americans' concerns and actions related to long-term care (LTC), also referred to as long-term services and supports (LTSS). "The main takeaway was not the particulars of the responses, in our view," says Denise Gott, CEO of ACSIA Partners. "It was the fact that participants considered and faced the issues."

Related link: https://www.acsiapartners.com/

JenCap Holdings Acquires Special Risks Facilities

NEW YORK, N.Y. /ScoopCloud/ -- JenCap Holdings LLC announced today that it has agreed to acquire privately held Special Risks Facilities, Inc., an MGA/contract binding authority and wholesale insurance brokerage firm based in Sterling Heights, Michigan with another office in Peoria, Arizona. Special Risks was formed in 1971 and has been led by Jack Klebba and Randy Kaszeta. Messrs. Klebba and Kaszeta have built one of the premier insurance distribution platforms in Michigan.

JenCap Holdings (JCH) was formed in March 2016 by The Carlyle Group (Nasdaq: CG) and JCH management to consolidate specialty insurance distribution businesses, including managing general agents, program managers and transactional wholesale brokers. The acquisition of Special Risks (SRF) is the fifth transaction by JCH and places the company amongst the largest wholesale brokers in the U.S.

John F. Jennings, President and Chief Executive Officer of JCH, commented that, "Jack Klebba and Randy Kaszeta have built a high quality business and we are excited that they have chosen JenCap to preserve Special Risks' commitment to excellence and service to their clients. We are excited to have Special Risks join our growing distribution platform."

Jack Klebba, President of SRF stated that "We wanted a partner that felt the same way about our commitment to clients, employees and carriers and we realized early on that JenCap was the right fit."

"We are very enthusiastic about the JenCap transaction," commented Randy Kaszeta, Executive Vice President of SRF. "Our thoughts on how to continue our growth matched up perfectly with the JenCap management model."

About JenCap Holdings LLC:

JenCap Holdings is a consolidator of specialty insurance distribution and program management businesses, including managing general agencies, specialty program underwriters, transactional wholesale brokers and captive managers. JenCap Holdings has assembled a management team with the sector insight and experience to drive organic growth and strategic acquisitions leveraging technology and advanced data analytics. JenCap Holdings is headquartered in New York.

MEDIA CONTACT:
Les Ross
JenCap Holdings
415-442-8502
lross@jencapholdings.com

*LOGO for media: Send2Press.com/mediaboom/16-1207s2p-jencap-300dpi.jpg

JenCap Holdings LLC announced today that it has agreed to acquire privately held Special Risks Facilities, Inc., an MGA/contract binding authority and wholesale insurance brokerage firm based in Sterling Heights, Michigan with another office in Peoria, Arizona. Special Risks was formed in 1971 and has been led by Jack Klebba and Randy Kaszeta. Messrs.

Related link: http://www.jencapholdings.com/

ARMCO Promotes COO Phil McCall to President

POMPANO BEACH, Fla. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software ACES Audit Technology(TM), announced that chief operating officer Phil McCall has been promoted to company president. In his new role, McCall will oversee all operations for the company, including the expansion of the company's award-winning ACES Audit Technology platform.

McCall, who has been with the company since 2014, is a respected subject matter expert in the field of mortgage quality control and championed the development and implementation of ARMCO's ACES Analytics, the industry's first loan quality control benchmarking software and the technology behind ARMCO's Mortgage QC Industry Trends Report.

"ACES Analytics and the Mortgage QC Industry Trends Report have made a big impact in our growth, visibility and standing in the industry over the past few years," said Avi Naider, ARMCO's CEO. "Phil's vision for technology and mortgage quality control is a key component of our growth over the next several years. We anticipate the company will continue to benefit from his vision in his role as president of ARMCO."

Phil McCall has been in the mortgage industry for more than 25 years and has held numerous executive positions with both mortgage lenders and mortgage technology providers. In the past year, he received two top industry awards: HousingWire magazine's HW Vanguard Award, which the magazine states "recognizes C-level and business unit executives who have become leaders in their respective fields within housing and mortgage finance - those whose leadership is moving markets forward," and the 2017 Tech All-Star Award by the Mortgage Bankers Association (MBA), which recognizes an individual who has made significant and outstanding contributions in mortgage technology. McCall is a key contributor to several mortgage quality and auditing technologies, is a member of MBA's Fraud Issues Committee and has been sought out as a mortgage fraud subject matter expert by multiple law enforcement agencies.

"I'm truly excited to be a part of an organization like ARMCO that shares my commitment to technology innovation and my passion for real change," said McCall. "It's especially important today, as the industry drives its focus even more toward loan quality and data integrity. I'm looking forward to the great things we will accomplish as we grow, and the positive changes we'll make for lenders and the industry as a whole."

About ARMCO:
ARMCO - ACES Risk Management delivers web-based audit technology solutions, as well as powerful data and analytics, to the nation's top mortgage lenders, servicers, investors and outsourcing professionals. A trusted partner devoted to client relationships, ARMCO offers best-in-class quality control and compliance software that provides U.S. banks, mortgage companies and service providers the technology and data needed to support loan integrity, meet regulatory requirements, reduce risk and drive positive business decisions. ARMCO's flagship product, ACES Audit Technology(TM), is available at any point in the mortgage loan lifecycle, to any size lender, and is user-definable.

ACES standardizes audit requirements, ties pre-funding reviews to post-closing quality control audits, enables seamless trend analysis, identifies credit, compliance and process deficiencies and helps create manageable action plans. For more information, visit http://www.armco.us/ or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software ACES Audit Technology(TM), announced that chief operating officer Phil McCall has been promoted to company president. In his new role, McCall will oversee all operations for the company, including the expansion of the company's award-winning ACES Audit Technology platform.

Related link: http://www.armco.us/

Pendo Joins Forces with The Mortgage Collaborative to Offer Appraisal Management Services to Organization’s Lender Member Network

LEE'S SUMMIT, Mo. /ScoopCloud/ -- Pendo, a nationwide appraisal management company (AMC), announced a strategic partnership with The Mortgage Collaborative's preferred partner network to provide appraisal management services to the organization's 112 lender members.

"We are thrilled to be aligned with such a great network. Our partnership with The Mortgage Collaborative allows us to make it easier for their members to experience the financial benefits that come from Pendo's unprecedented service levels," said Jeff Sandman, co-founder of Pendo. "We realize that appraisal turn times are a top concern for lenders because of the direct impact on their bottom lines. Our sense of urgency, personalized service approach and focus on delivering quality reports will put their members at ease."

The Mortgage Collaborative is an independent mortgage cooperative of small, mid-sized and community-based lenders that provides its members with access to products and services that help reduce costs, improve compliance and better manage their businesses. Its preferred partner network consists of product and service providers across the mortgage origination ecosystem.

Pendo, which has been the recipient of numerous industry awards in the past several months, differentiates itself through its renowned client and vendor relations programs, proprietary operational processes and its monthly client scorecard, a performance based report that rates the AMC's monthly activity according to factors such as turn times, returned appraisals and quality.

"Pendo is a great addition to our network. Their industry reputation and core values align with our guiding principles of offering best-in-class products and services to our members," said Rich Swerbinsky, EVP of National Sales & Strategic Alliances for The Mortgage Collaborative.

About The Mortgage Collaborative:
Based in San Diego, The Mortgage Collaborative was founded in 2013 to empower mortgage lenders across the country with better financial execution, reduced costs, enhanced expertise, improved compliance, and to help its members access the dynamic and changing consumer base in America. The association is managed by its founding members: John Robbins, CMB; David Kittle, CMB; Gary Acosta, CEO of the National Association of Hispanic Real Estate Professionals (NAHREP); and Jim Park, former chair of the Asian Real Estate Association of America (AREAA). Robbins and Kittle are former chairmen of the Mortgage Bankers Association of America (MBA). For more information, visit: www.mortgagecollaborative.com.

About Pendo:
Pendo is a nationwide appraisal management company based in Lee's Summit, Missouri. The company was co-founded by two successful tech professionals, Jeff Sandman and Mike Peck, specifically to disrupt the appraisal management segment using advanced technology and severely elevated service standards. The company's proprietary QC technology boasts numerous unique features that assure the highest levels of quality and compliance, while also reducing wait times, elevating service levels, boosting client engagement, and minimizing redundant activities. Pendo was founded in 2009 and is licensed to conduct business in all 50 states.

For more information, visit www.pendomanagment.com, email contact@pendomanagment.com or call 816-332-6627.

Pendo, a nationwide appraisal management company (AMC), announced a strategic partnership with The Mortgage Collaborative's preferred partner network to provide appraisal management services to the organization's 112 lender members.

Related link: https://www.pendomanagement.com/

IDS Expands eSign Room Customization Capabilities

SALT LAKE CITY, Utah /ScoopCloud/ -- Mortgage document preparation vendor International Document Services, Inc. (IDS), announced it has expanded the settings and capabilities of its eSign room within the idsDoc mortgage doc prep platform. These new features enable lenders to create a more seamless and unified eSign experience for borrowers.

The expanded capabilities allow loan officers (LOs) and borrowers to upload custom documents to the eSign Room. When a document is uploaded, the LO is prompted to assign a signature type to the document - either eSign, wet sign or acknowledgment - or to simply insert the document into the package. From there, LOs can add signature lines and/or checkboxes to indicate where and how the borrower should sign. LOs can then insert the document(s) into the appropriate borrower document eSign list.

"eSignatures are a critical first step in the eMortgage process. If this part isn't working successfully and with precision, adding additional pieces like eClosing and eNotes is nearly impossible," said Mark Mackey, vice president and general manager of IDS. "By expanding the capabilities of the idsDoc eSign room to include custom docs and branding, we are helping our clients build trust with borrowers in the security and ease-of-use of the eSign process, which helps move those clients down the eMortgage path."

In addition, lenders can now incorporate their own branding within the IDS eSign room, creating a visually cohesive environment to preserve borrower trust with the eSign process. Another function to help consumers through the eSign process is the new LO comment feature, which allows LOs to insert digital "sticky notes" with directions or other pertinent information into documents.

About IDS, Inc.:
IDS, a Reynolds and Reynolds company, was founded in 1986 in Salt Lake City, Utah, and is a nationwide provider of mortgage documents and compliance. IDS services include electronic signatures, closing documents, initial disclosures, document fulfillment and integration with leading loan origination systems and eClosing platforms.

The IDS flagship doc prep solution, idsDoc, is recognized in the industry for its ability to be customized to meet specific lender needs, particularly in regards to major industry compliance changes. (http://info.idsdoc.com/)

Mortgage document preparation vendor International Document Services, Inc. (IDS), announced it has expanded the settings and capabilities of its eSign room within the idsDoc mortgage doc prep platform. These new features enable lenders to create a more seamless and unified eSign experience for borrowers.

Related link: http://info.idsdoc.com/

Mortgage Capital Trading Taps Industry Capital Markets Veteran Bill Berliner as Director of Analytics

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing technology firm, announced that it has appointed Bill Berliner to the newly created position of director of analytics. In this role, he will take the lead to develop new products and services, enhance existing solutions, and help expand MCT's footprint as the preeminent industry-leader in secondary marketing capabilities for lender clients.

"Bill adds significant expertise and experience to our solid team of senior capital markets professionals," said Curtis Richins. "He will be instrumental in helping further grow our breadth of robust products and services as well as enhance existing solutions ranging from analytics tools, hedging products, MSR services, advisory offerings, Best Ex strategies, technology, and more. We are very pleased to have been able to recruit a long-time industry veteran like Bill who is armed with through and through capital markets experience."

Mr. Berliner has more than 30 years of deep experience in a variety of different areas of secondary marketing. He is a seasoned financial professional with extensive knowledge working with fixed income trading and structuring, research and analysis, risk management, and esoteric asset valuation.

Mr. Berliner has held executive-level secondary positions and has a proven track record of success working for well-known companies such as Thomson Reuters, Kinecta Federal Credit Union, Countrywide Securities Corporation, Nikko Securities U.S., and Bear Stearns, and has also owned his own consulting practice. In addition, he has experience using the mortgage industry's most recognizable analytical and risk systems and worked with numerous sophisticated secondary marketing models.

"I am delighted to join the MCT team," said Berliner. "I've always been impressed with MCT's dedication to their clients and look forward to further adding to and enhancing their already strong and deep suite of products, solutions and advisory services."

Mr. Berliner has also written extensively on mortgages, MBS, and the capital markets. He is the co-author, with Frank Fabozzi and Anand Bhattacharya, of Mortgage-Backed Securities: Products, Structuring, and Analytical Techniques, which was named one of the top ten finance texts in 2007 by RiskBooks. He wrote and edited chapters for The Handbook of Mortgage-Backed Securities, The Handbook of Fixed-Income Securities, Securities Finance, and The Encyclopedia of Financial Models. In addition, Mr. Berliner co-authored papers published in The Journal of Structured Finance and American Securitization. He also wrote the monthly "In My View" column for Asset Securitization Report from 2008-2012.

Mr. Berliner holds an M.B.A. in Finance from the Rutgers Graduate School of Business and a B.A. in Interpersonal and Organizational Communications from Rutgers College.

About MCT:
Mortgage Capital Trading, Inc. (MCT) is a capital markets-focused risk management and advisory services company providing independent analysis, training, hedging strategy and loan sale execution support to clients engaged in the secondary mortgage market. Founded in San Diego, California in May 2001, the company has expanded to include field sales and support offices in Philadelphia, Dallas, San Francisco and Charlotte. MCT is a recognized leader in the industry and currently supports more than 150 clients on the HALO (Hedging And Loan sales Optimization) Program.

The company also develops and supports MCTlive!(TM), an award-winning real-time, trading and best-execution secondary marketing platform. MCT's LockCentral(TM) is the industry's largest outsourced centralized lock desk service. In addition, MCT offers a suite of tools and supporting guidance for MSR needs.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

*PHOTO for Media: Send2Press.com/mediaboom/17-0710s2p-berliner-300dpi.jpg

*Photo Caption: Bill Berliner named to the newly created position of director of analytics at MCT.

Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing technology firm, announced that it has appointed Bill Berliner to the newly created position of director of analytics. In this role, he will take the lead to develop new products and services, enhance existing solutions, and help expand MCT's footprint as the preeminent industry-leader in secondary marketing capabilities for lender clients.

Related link: https://mct-trading.com/

Dallas Business Journal Names The Cooksey Team to ‘2017 Best Places to Work’

DALLAS, Texas /ScoopCloud/ -- The Cooksey Team, a top producing retail branch of Mid America Mortgage, Inc., announced today it has been recognized by Dallas Business Journal as one of its "2017 Best Places to Work" in the Dallas-Fort Worth area. More than 500 companies submitted nominations, and only 100 companies were honored.

Now in its 15th year, the "Best Places to Work" award showcases outstanding employers of all sizes in the North Texas region, and winners are selected based on a survey of employees conducted by Quantum Workplace, a third-party research firm specializing in employee engagement and experience.

In the survey, employees are asked to rate their workplace based on six categories, including:

* Communication and resources;
* Individual needs;
* Manager effectiveness;
* Personal engagement;
* Team dynamics; and
* Trust in leadership.

"My philosophy has always been, 'If my staff doesn't succeed, then I have failed,' and that's the approach I've taken from day one," said Michael Cooksey, founder of The Cooksey Team. "Having incorporated The CORE Training methodology into our overall professional development program, I've seen my staff achieve amazing results while also delivering an exceptional customer experience to borrowers, and to have those efforts recognized by not only the Dallas Business Journal, but also my staff is truly an honor."

To view the full list of "2017 Best Places to Work," visit http://www.bizjournals.com/dallas/news/2017/06/26/2017-best-places-to-work.html.

About The Cooksey Team:
Headquartered in Dallas, The Cooksey Team is a top performing retail branch of Texas-based lender Mid America Mortgage and has offices located throughout the North Texas and Los Angeles County areas.

With 16 years in the industry and nearly $800 million in funded loans with Mid America, Cooksey Team Founder Michael Cooksey brings the experience and knowledge needed to lead a successful mortgage transaction. Utilizing The CORE Training methodology, Michael has coached his own staff, as well as loan officers, brokers and real estate agents across the country, to become top producers. Cooksey Team loan officers average six closings per month and $250,000 in annual income.

In addition, the branch has increased its annual origination volume by nearly 50 percent year-over-year and is projected to achieve $300 million in volume in 2017. For more information on The Cooksey Team, visit http://cookseyteam.com.

About Mid America Mortgage, Inc.:
Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market in innovation, most recently with its adoption of electronic mortgage closings (eClosings) and promissory notes (eNotes). We offer a wide range of residential home loan programs to meet the needs of most home buyers and homeowners, and are also the nation's leading provider of Section 184 home loans for Native Americans.

Mid America is looking for tech-savvy, service-oriented mortgage professionals to join its growing team. We are dedicated to providing our employees with industry-leading tools and technology to deliver a great package of competitive pricing, programs and knowledgeable service. Want to join our team? Visit http://www.midamericacareer.com/.

Additional information about Mid America Mortgage, Inc. can be found on the company's website at http://www.midamericamortgage.com/about/.

Twitter: @midamericamtge

The Cooksey Team, a top producing retail branch of Mid America Mortgage, Inc., announced today it has been recognized by Dallas Business Journal as one of its "2017 Best Places to Work" in the Dallas-Fort Worth area. More than 500 companies submitted nominations, and only 100 companies were honored.

Related link: http://www.midamericamortgage.com/

Two EPIC Insurance Consultants Recognized Among the 30 Most Influential Women in Benefit Advising

MAHWAH, N.J. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Principal Susan L. Combs and Senior Vice President Suzanne McGarey have been recognized among Employee Benefit Adviser's "2017 Most Influential Women in Benefit Advising."

The 2017 Most Influential Women in Benefit Advising list highlights national benefits consulting leaders who stood out in a large field of highly qualified nominees for both personal and professional reasons.

Susan L. Combs, Principal of The Capacity Group - an EPIC Company, served as the youngest president of Women in Insurance and Financial Services (WIFS) in the group's 81 year history. A strong advocate of bringing more women into the benefits advising field, Combs was instrumental in establishing WIFS's national mentorship program.

Suzanne McGarey, senior vice president of Ascende - a Division of EPIC, has helped to lead Ascende's health and welfare team for more than a decade, working to differentiate the company through industry specific benefits benchmarking surveys and other business intelligence initiatives, as well as defining best practice in compliance advisory services.

"We are pleased and proud that these extraordinary EPIC women have been recognized among the 2017 Most Influential Women in Benefit Advising," said John Hahn, CEO of EPIC. "To have two of our consultants included in this small, elite group nationally is a wonderful accomplishment, which speaks to the character and ability of both the women and men who choose to make EPIC their business home."

See the full list of the 2017 Most Influential Women in Benefits Advising here: https://www.employeebenefitadviser.com/slideshow/ebas-2017-most-influential-women-in-benefit-advising

About EPIC:
EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 1,000 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 20,000 clients.

With run rate revenues approaching $300 million, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit http://www.epicbrokers.com/.

MULTIMEDIA:
* PHOTOS for Media:
(1) Send2Press.com/mediaboom/17-0628s2p-scombs-300dpi.jpg
Photo Caption: Susan L. Combs, Principal of The Capacity Group - an EPIC Company.

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Photo Caption: Suzanne McGarey, senior vice president of Ascende - a Division of EPIC.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Principal Susan L. Combs and Senior Vice President Suzanne McGarey have been recognized among Employee Benefit Adviser's "2017 Most Influential Women in Benefit Advising."

Related link: http://www.epicbrokers.com/

Simplifile Adds 21 Southern Jurisdictions to E-Recording Network

PROVO, Utah /ScoopCloud/ -- Simplifile, a leading provider of real estate document collaboration and recording technologies for lenders, settlement agents, and counties, has extended its industry-leading e-recording network to include 21 additional recording jurisdictions across the southern United States.

"E-recording is becoming the preferred way to do business as more settlement professionals and recording jurisdictions recognize its abundant time- and cost-saving benefits," said Paul Clifford, president of Simplifile. "With the addition of these 21 new counties and parishes, Simplifile continues our efforts to expand the availability of e-recording in the South and nationwide for the benefit of consumers, lenders, settlement agents, and counties."

The new jurisdictions are:
* Columbia County, Ark.
* Jackson County. Ark.
* Pope County, Ark.
* Camden County, Ga.
* Fulton County, Ga.
* Glascock County, Ga.
* Jasper County, Ga.
* Oglethorpe County, Ga.
* Tift County, Ga.
* Wayne County, Ga.
* Iberville Parish, La.
* St. Charles Parish, La.
* St. Martin Parish, La.
* St. Tammany Parish, La.
* Tangipahoa Parish, La.
* West Baton Rouge Parish, La.
* West Feliciana Parish, La.
* Swain County, N.C.
* Calhoun County, Texas
* Roanoke City, Va.
* Suffolk City, Va.

Settlement agents in these jurisdictions can now electronically submit documents directly to the county recording office via Simplifile's secure e-recording service. Within minutes, county recorders can review, stamp, record, and return documents electronically through the Simplifile system. The secure platform also reduces errors and eliminates check-writing costs by allowing settlement agents to electronically pay recording fees and other associated expenses.

Throughout the United States, more than 1,629 county recording offices now electronically record deeds, mortgages, and other documents using Simplifile. For a current list of all jurisdictions within the Simplifile e-recording network, visit https://simplifile.com/e-recording-counties/.

About Simplifile:

Simplifile, the nation's largest e-recording network, was founded in 2000 to connect settlement agents and county recorders via its e-recording service. Today Simplifile has broadened its services to include collaboration tools and post-closing visibility for mortgage lenders and settlement agents working together on real estate documents. Through Simplifile, users can securely record, share, and track documents, data, and fees with ease.

To learn more, visit https://simplifile.com or call 800-460-5657.

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Simplifile, a leading provider of real estate document collaboration and recording technologies for lenders, settlement agents, and counties, has extended its industry-leading e-recording network to include 21 additional recording jurisdictions across the southern United States.

Related link: https://simplifile.com/

Guaranteed Rate Adopts Automated Asset Verification from AccountChek by FormFree, Reduces Time to Close By Up to 10 Days

ATLANTA, Ga. /ScoopCloud/ -- FormFree(R) today announced that Guaranteed Rate, Inc. ("Guaranteed Rate"), one of the nation's largest independent retail mortgage companies, has selected AccountChek(R) by FormFree for automated asset verification.

The partnership enables loan officers at Guaranteed Rate to offer their clients a faster, safer and more accurate alternative to scanning and uploading asset statements. AccountChek's intuitive app lets borrowers securely link to their banking, retirement and investment accounts and share the asset and deposit data needed to qualify for a loan.

"AccountChek saves borrowers the extra 20 minutes it takes to collect and upload paper statements, but it also does much more than that - it streamlines the entire loan process," said Nikolaos Athanasiou, chief operating officer at Guaranteed Rate.

"No matter what financial institutions a borrower uses, we receive one standardized asset report in the GSE-required format. This speeds up our underwriting review and gives us greater confidence in our ability to sell the loan," Athanasiou continued. "As a result, we're moving borrowers from application to closing on average five to 10 days faster."

"AccountChek helps lenders achieve reps and warrants relief from Fannie Mae while delivering a more modern lending experience to borrowers," said FormFree Founder and President Brent Chandler. "We're seeing outstanding results like those Guaranteed Rate has attained - up to a 10-day reduction in time-to-close - across our customer base and corroborated by Fannie's Day 1 Certainty team."

AccountChek was the first asset verification provider approved for participation in Fannie Mae's Day 1 Certainty(TM) initiative, which gives lenders who use the Desktop Underwriter(R) (DU(R)) Validation Service reps and warrants relief for validated loan components.

About FormFree:

Leading lenders trust FormFree's automated verification solutions that streamline the loan origination process and provide better intelligence on borrowers' ability to repay. FormFree's flagship app, AccountChek(R), eliminates the hassle of collecting paper statements from borrowers by using direct-access data untouched by human hands to consolidate, analyze and verify assets. AccountChek securely delivers automated asset verification data and on-demand reports to more than 350 leading U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Atlanta, Georgia. For more information, visit http://www.formfree.com.

About Guaranteed Rate:

Guaranteed Rate is the eighth largest retail mortgage lender in the United States. Headquartered in Chicago, the company has approximately 195 offices across the U.S. and Washington, D.C., and is licensed in all 50 states. Since its founding in 2000, Guaranteed Rate has helped hundreds of thousands of homeowners with home purchase loans and refinances and funded nearly $23 billion in loans in 2016 alone.

The company has become the Home Purchase Experts(R) by introducing the world's first Digital Mortgage technology and offering low rate, low fee mortgages through an easy-to-understand process and unparalleled customer service. Guaranteed Rate won an American Business Award for its Digital Mortgage technology in 2016, ranked No. 1 in Scotsman Guide's Top Mortgage Lenders 2016, was chosen Top Lender 2016 by Chicago Agent magazine and made the Chicago Tribune's Top Workplaces list five of the past six years.

Visit https://rate.com for more information.

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FormFree(R) today announced that Guaranteed Rate, Inc. ("Guaranteed Rate"), one of the nation's largest independent retail mortgage companies, has selected AccountChek(R) by FormFree for automated asset verification.

Related link: http://www.formfree.com/

ARMCO Updates ACES with Day 1 Certainty™ Functionality

POMPANO BEACH, Fla. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software, announced today that it has updated its flagship ACES Audit Technology(TM) with new functionality that aligns with Fannie Mae's Day 1 Certainty(TM) (D1C) initiative. With this update, ACES now includes additional fields for assessing asset, income, employment and collateral data according to Fannie Mae's D1C initiative. The company also updated its rule-based technology to assist auditing these loans according to the D1C initiative.

ACES users continue to use ACES Intelligent Questionnaire technology to customize questions and scripts according to their own unique needs and objectives. ACES' direct import of D1C data enables users to preserve the integrity of their QC processes, while also aligning with D1C parameters.

"Lenders can gain added protection under Fannie Mae's Day 1 Certainty initiative, but they have to follow certain protocols," says Phil McCall, COO of ARMCO. "We updated ACES so our clients can automate their auditing process to account for the different checkpoints associated with D1C. Our clients know that ARMCO's mission is protecting their businesses. They know they can rely on us to stay on top of all guidelines, initiatives, regulations and trends, and they know we will continue providing the tools that help them grow and protect their businesses, not just for now, but also for the long haul."

The recent ACES software enhancement went into effect for all clients June 12, 2017. Clients and interested parties can get further information on this update via the proprietary ACES Knowledge Center, or by visiting the ARMCO website (www.armco.us) for a demonstration of the latest software.

ABOUT ARMCO:
ARMCO - ACES Risk Management delivers web-based audit technology solutions, as well as powerful data and analytics, to the nation's top mortgage lenders, servicers, investors and outsourcing professionals. A trusted partner devoted to client relationships, ARMCO offers best-in-class quality control and compliance software that provides U.S. banks, mortgage companies and service providers the technology and data needed to support loan integrity, meet regulatory requirements, reduce risk and drive positive business decisions.

ARMCO's flagship product, ACES Audit Technology(TM), is available at any point in the mortgage loan lifecycle, to any size lender, and is user-definable. ACES standardizes audit requirements, ties pre-funding reviews to post-closing quality control audits, enables seamless trend analysis, identifies credit, compliance and process deficiencies and helps create manageable action plans.

For more information, visit http://www.armco.us/ or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software, announced today that it has updated its flagship ACES Audit Technology(TM) with new functionality that aligns with Fannie Mae's Day 1 Certainty(TM) (D1C) initiative. With this update, ACES now includes additional fields for assessing asset, income, employment and collateral data according to Fannie Mae's D1C initiative.

Related link: http://www.armco.us/

Lender Price, the Leading Mortgage Lending Analytics, Pricing Engine and Digital Mortgage Provider Announces Integration with Ernst Publishing

Lender Price, the emerging leader in digital mortgage interface technology and real-time, competitive mortgage analytics and product pricing & eligibility (PPE) solutions complete with full mobile functionality and advanced business intelligence, announced that it has integrated with Ernst Publishing, the leading provider of mortgage fee data for the real estate and home finance industry.

Related link: https://lenderprice.com/

Introducing Luma Wealth Advisors – Understanding Women’s Wealth Needs

CLEVELAND, Ohio /ScoopCloud/ -- Is there a benefit to having a financial advisor focused on women? For many women, the answer is probably "yes" and the recently launched Luma Wealth Advisors is ready to meet their planning needs.

Luma Wealth Advisors was established to provide women with personalized wealth planning, experienced investment management, and a supportive, enriching community where they can learn and connect with other women facing the same issues as they are.

Research has found that many affluent women are dissatisfied with the financial services industry and have had poor advisory experiences. A 2011 study, titled "Women of Wealth: Why Does the Financial Services Industry Still Not Hear Them?" was co-authored by Heather Ettinger, founder of Luma Wealth Advisors. Published by The Family Wealth Advisors Council, the study showed that many women feel they are not being heard or respected, and their needs are generalized as homogeneous "women's issues."

Luma Wealth Advisors uses a team approach focused on getting to know each client, including their professional goals, financial concerns, and dreams for the future.

"We understand that there are different types of women with different needs, and that every woman is unique," says Heather Ettinger. "Since there is no one-size-fits-all approach, we tailor wealth planning to each client. And with a deep understanding of their personal situation, we build, implement and monitor their personalized investment strategy."

According to Ken Coleman, a leader of Luma Wealth, "Those experiencing a life transition are especially likely to benefit from having the support of an advisor focused on women." Over the course of time, many women change careers, find themselves sandwiched between aging parents and growing children, get divorced or lose their spouse. "We help women plan for the expected and prepare for the unexpected."

Providing community is another important aspect of what Luma Wealth Advisors offers to its clients, with a host of educational programs on topics including investing, raising financially responsible children, and building a sustainable advisory board for business owners.

"We offer a variety of social and informational events for clients to have fun, learn, make connections and celebrate women," says Emily A. Drake, CFP(R) and Luma Wealth advisor. "And we are deeply committed to helping empower women."

Luma Wealth Advisors is a financial advisory firm operating as a division of Fairport Asset Management, headquartered in Cleveland, Ohio. For more information, please contact Kristen Lucas at kristen.lucas@lumawealth.com or call 866-995-6819.

Luma Wealth Advisors
1350 Euclid Avenue, Suite 400
Cleveland, OH 44115-1833
Web: http://lumawealth.com/

Is there a benefit to having a financial advisor focused on women? For many women, the answer is probably "yes" and the recently launched Luma Wealth Advisors is ready to meet their planning needs.

Related link: http://lumawealth.com/

OpenClose Launches Corporate Website to Reflect New Positioning of its Enterprise-class, Multi-channel LOS and Mortgage Software Solutions

WEST PALM BEACH, Fla. /ScoopCloud/ -- OpenClose, a multi-channel loan origination system (LOS) and mortgage software solutions provider, announced it unveiled a new corporate website to better position the company's expanded enterprise-class solution set, customer profile focus and long-term value proposition.

"We've grown exponentially over the past five years, and as such, had a need to ensure that the positioning of OpenClose as a company and its products are in line with our corporate mission, business strategy, customer commitment and ongoing technology innovation efforts," explains JP Kelly, president of OpenClose. "This new website is designed to clearly convey our comprehensive solution offering and our ability to cater to top 20 lenders that have multiple business channels and complex operations."

OpenClose offers one of the mortgage industry's only 100 percent browser-based LOS platforms that has robust multi-channel automation capability. The company's LenderAssist(TM) LOS and other solutions were all engineered from the ground up using the same code base, and it has been owned and operated by the same principles since the company was founded in 1999. Unlike many LOS vendors, LenderAssist's comprehensive end-to-end functionality was not created by way of multiple acquisitions, which typically rope together disparate technologies that can be prone to issues; or, via integrations with many third party vendors that are done in order to make up for system deficiencies.

Vince Furey, SVP of lending solutions at OpenClose, stated: "We have been boarding top-tier, very large lending entities that are successfully leveraging our LOS as a centralized platform to automate all business channels and workflows. Our new positioning showcases the immense power that OpenClose's enterprise-class mortgage software solutions offer and how they are very flexible, scalable and well-supported by our staff. While we have the proven scalability to support the largest national lenders, OpenClose is really the ideal solution and long-term technology partner for any size lending organization."

Key aspects of OpenClose's value proposition include: quick implementations; custom-configurable with easy set up; seamless workflow-driven automation with no manual intervention; fully web-based with no installs whatsoever; fully SaaS and Cloud-based technology; proven scalability; single code; hands-on implementations and system training; and second to none, boutique-style customer support.

OpenClose solutions include its LenderAssist(TM) LOS, DecisionAssist(TM) product and pricing engine (PPE), turnkey OC Correspondent(TM) conduit module, ConsumerAssist(TM) borrower-direct websites, OC Optics(TM) analytics and reporting software, and mobile technology.

About OpenClose:
Founded in 1999 and headquartered in West Palm Beach, Florida, OpenClose(R) is a leading enterprise-class, multi-channel loan origination system (LOS) mortgage software solutions provider that cost effectively delivers its platform on a software-as-a-service (SaaS) basis.

The company provides a variety of 100 percent web-based solutions for lenders, banks, credit unions and conduit aggregators. OpenClose's core solution, its LenderAssist(TM) LOS, is comprehensive platform that is completely engineered by OpenClose using the same code base from the ground up, thus avoiding the problems that often accompany assembling best-of-breed applications or acquiring disparate technologies in an effort to create an end-to-end platform.

The company provides lending organizations with full control of their data and creating a truly seamless workflow for complete automation and compliance adherence. For more information, visit https://www.openclose.com/ or call (561) 655-6418.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

OpenClose, a multi-channel loan origination system (LOS) and mortgage software solutions provider, announced it unveiled a new corporate website to better position the company's expanded enterprise-class solution set, customer profile focus and long-term value proposition.

Related link: https://www.openclose.com/

Jake Seid, Real Estate Industry Veteran Joins Qualia Advisory Board

SAN FRANCISCO, Calif. /ScoopCloud/ -- Qualia today announced that Jake Seid will join the company's board of advisors. In addition to his time as president of Ten-X (formerly known as Auction.com) and Managing Director at Lightspeed Venture Partners, Seid is an investor and advisor to a myriad of companies touching the real estate sector, including Blend Labs, LendingHome, Opendoor, Reside, Roofstock, Shogun, and Ten-X.

"Adding Jake to our team is a major win for Qualia," said Nate Baker, Qualia's CEO. "Real estate is such a vast and diverse industry. We look forward to gaining from his expertise and insights to transform the real estate transaction process at the point of exchange of property."

Qualia empowers title settlement professionals and real estate law firms with an all-in-one, easy-to-use software platform for more efficient and secure real estate closings. Its award-winning intuitive design and hassle-free onboarding are just a few of the many reasons why professionals across the country are switching to Qualia, the future of title settlement software.

According to Seid, "I'm passionate about working with great teams and Qualia fits the bill. The entire team is dedicated to supporting the title agent at every stage of the real estate transaction. I look forward to helping them continue their growth trajectory."

More information: https://www.qualia.com/.

Media Contact:
Matt Kaufman
Qualia Labs, Inc.
matt@qualia.com
Phone: (415) 952-8310

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Qualia today announced that Jake Seid will join the company's board of advisors. In addition to his time as president of Ten-X (formerly known as Auction.com) and Managing Director at Lightspeed Venture Partners, Seid is an investor and advisor to a myriad of companies touching the real estate sector.

Related link: https://www.qualia.com/

DocMagic’s UCD Technology Solution Now Supports Both Phases of Upcoming UCD Requirements

TORRANCE, Calif. /ScoopCloud/ -- DocMagic, Inc., the mortgage industry's leading provider of document production, automated compliance and comprehensive eMortgage services, announced that its technologies are now capable of supporting both phases of the upcoming UCD (Uniform Closing Dataset) requirement.

The company's technology solutions, which have been certified by Fannie Mae and Freddie Mac for both phases of the UCD file delivery mandate, enable lenders to start immediate testing of full UCD delivery-well in advance of the phase one 2017 deadline and the phase two 2018 deadline-as has been recommended by both GSEs.

The Uniform Closing Dataset (UCD) is a common industry dataset that allows information on the Consumer Financial Protection Bureau's (CFPB's) Closing Disclosure to be communicated electronically.

On September 25, 2017, the GSEs will require lenders to deliver borrower data and the Closing Disclosure in the UCD file. Later, in 2018, the second phase of the mandate will require seller data to be included as well. However, according to a joint statement issued by the GSEs, both Fannie Mae and Freddie Mac are recommending that lenders start to "submit files with both Borrower and Seller data, if available, in order to test their processes and become familiar with the messaging from each GSE's collection system."

DocMagic's technology solutions allow lenders to fulfill the GSEs' recommendation by generating and compliantly delivering UCD files that include both borrower and seller data to the GSEs. DocMagic can also accept UCD XML data from third parties and deliver it to the GSEs. In addition, the company offers an API for direct, seamless connection to the GSEs' technologies.

"At DocMagic we went above and beyond attaining the initial GSE UCD certification because we want our customers to have the option to implement the GSE-recommended testing, which allows them to implement phase two requirements now," says Tim Anderson, director of eServices at DocMagic. "Phase one addresses the XML file for the borrower CD and associated data, but the GSEs have definitively recommended that lenders complete everything before the phase one September 25, 2017 deadline. We find that lenders that are serious about sustained profitability and growth tend to follow GSE recommendations and take action ahead of time. Now with DocMagic, all of our lender clients have that option."

To assist lender clients in preparing to meet the entire UCD mandate, DocMagic recently launched its 'UCD Control Center,' a one-stop, go-to resource for everything lenders need to know about the UCD requirement. It offers tools, documentation, interactive communication for Q&A, webinars, updates, and most importantly the ability for lenders to test for the entire UCD mandate ahead of the complete 2018 deadline.

The company says its goal is to have the bulk of its clients fully prepared to meet the requirements for both phases this year.

"Our customers and partners rely on us to do everything we can to assure they transact the safest, most compliant loans-and helping them prepare for a major new mandate like the UCD requirement is no different," said Dominic Iannitti, CEO of DocMagic. "Lenders, settlement providers and other organizations must prepare now or run the precarious risk of being unable to sell their loans. DocMagic is proud to be leading the way, yet again, to help them avert these costly risks."

About DocMagic:
DocMagic, Inc. is the leading provider of fully-compliant loan document preparation, regulatory compliance, eSign, eDelivery and comprehensive eMortgage services for the mortgage industry. Founded in 1988 and headquartered in Torrance, Calif., DocMagic, Inc. develops software, mobile apps, processes and web-based systems for the production and delivery of compliant loan document packages. The company's compliance experts and in-house legal staff consistently monitor legal and regulatory changes at both the federal and state levels to ensure accuracy.

For more information on DocMagic, visit http://www.docmagic.com/.

DocMagic, Inc., the mortgage industry's leading provider of document production, automated compliance and comprehensive eMortgage services, announced that its technologies are now capable of supporting both phases of the upcoming UCD (Uniform Closing Dataset) requirement.

Related link: https://www.docmagic.com/

Phil Rasori of MCT to Speak on Panel Session at Accounting for Mortgage Banking (AMB) User Conference on Topic of Hedge Accounting

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing technology firm, announced that its COO, Phil Rasori, is scheduled to speak on a panel session hosted by Advantage Systems, Inc. at its third annual Accounting for Mortgage Banking (AMB) user conference.

The panel will be held in Newport Beach, Calif. at the Balboa Bay Resort on Thurs., June 22 at 1:30 p.m. - 3:00 p.m. (PDT).

Along with accounting experts, Mr. Rasori will provide insight to help accounting professionals understand how to best account for hedging activity. Entitled "All About Hedge Accounting," the session is geared toward controllers and CFOs, covering how to account for and report on hedging activity.

Advantage Systems' states that its annual AMB user conference offers various educational workshops along with breakout session topics that include best practices when using specific functionality within AMB; training sessions for calculating complex commissions; comprehensive use of AMB's dashboard features; and advanced reporting capabilities.

The conference also features hands-on training sessions in The Lab, where attendees receive training on the latest version of AMB.

About MCT:
Mortgage Capital Trading, Inc. (MCT) is a capital markets-focused risk management and advisory services company providing independent analysis, training, hedging strategy and loan sale execution support to clients engaged in the secondary mortgage market. Founded in San Diego, California in May 2001, the company has expanded to include field sales and support offices in Philadelphia, Dallas, San Francisco and Charlotte.

MCT is a recognized leader in the industry and currently supports more than 150 clients on the HALO (Hedging And Loan sales Optimization) Program. The company also develops and supports MCTlive!(TM), an award-winning real-time, trading and best-execution secondary marketing platform. MCT's LockCentral(TM) is the industry's largest outsourced centralized lock desk service. In addition, MCT offers a suite of tools and supporting guidance for MSR needs. For more information, visit https://mct-trading.com/ or call (619) 543-5111.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing technology firm, announced that its COO, Phil Rasori, is scheduled to speak on a panel session hosted by Advantage Systems, Inc. at its third annual Accounting for Mortgage Banking (AMB) user conference.

Related link: https://mct-trading.com/

IDS Adds Pushback Notifications to Interface with Byte Software

SALT LAKE CITY, Utah /ScoopCloud/ -- Mortgage document preparation vendor International Document Services, Inc. (IDS), announced it has added pushback notifications to its existing interface with BytePro Enterprise, the flagship loan origination software (LOS) platform from Byte Software. Through this enhancement, BytePro users will receive mortgage documents and fulfillment status notifications within the LOS platform.

"Working between multiple systems to execute the loan production process is both inconvenient and inefficient, and it significantly increases the likelihood of errors," said Mark Mackey, vice president of IDS. "Every integration IDS builds with its LOS partners is designed to streamline and safeguard the exchange of data between systems, allowing lenders to work within their LOS platform as much as possible. Adding the pushback notification feature to IDS's interface with Byte is yet another step in the on-going process to perfect the LOS-doc prep interaction."

In addition to returning and indexing executed documents, the pushback feature allows IDS to push Fulfillment XML notifications directly through the BytePro platform. Notifications that BytePro users can choose to receive include:

* When the document package is sent to fulfillment;
* When a borrower accepts or revokes eConsent;
* When borrowers download and/or eSign documents;
* When the eSign process has been by all parties; or
* When the documents are mailed.

Pushback events automatically update corresponding disclosure log entries in BytePro, eliminating reliance on hand-keyed entries and helping to assure that compliance timelines are calculated accurately and reliably.

"We're exceptionally proud of the seamless and complete nature of our enhanced integration with IDS," said Mark Todd, national sales and client services manager for Byte Software. "I think it demonstrates the commitment our organizations share to create competitive advantage for our mutual clients."

About Byte Software:
Since 1985 Byte Software has delivered innovative products that provide unprecedented control over the loan manufacturing process, as well as enhance the customer experience. The BytePro platform is trusted by over a thousand banks, credit unions, mortgage bankers and brokers to efficiently move loans from application to secondary loan sale.

About IDS, Inc.:
IDS, a Reynolds and Reynolds company, was founded in 1986 in Salt Lake City, Utah, and is a nationwide provider of mortgage documents and compliance. IDS services include electronic signatures, closing documents, initial disclosures, document fulfillment and integration with leading loan origination systems and eClosing platforms. The IDS flagship doc prep solution, idsDoc, is recognized in the industry for its ability to be customized to meet specific lender needs, particularly in regards to major industry compliance changes. (http://info.idsdoc.com/)

Mortgage document preparation vendor International Document Services, Inc. (IDS), announced it has added pushback notifications to its existing interface with BytePro Enterprise, the flagship loan origination software (LOS) platform from Byte Software. Through this enhancement, BytePro users will receive mortgage documents and fulfillment status notifications within the LOS platform.

Related link: http://info.idsdoc.com/

EPIC Insurance Acquires Product Warranty Analytics Specialist After, Inc.

NORWALK, Conn. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today the acquisition of After, Inc. - a product warranty analytics firm based in Norwalk, Conn. The Acquisition was made primarily to further strengthen and grow EPIC subsidiary company, PowerGuard Specialty Insurance Services - a renewable energy program manager based in the United States.

Founded in 2005 as a subsidiary of Fulcrum Analytics, After, Inc. was formally created in 2015 to offer the industry's most advanced warranty products and services. Clients include a number of the world's top brands, including Canon, Electrolux, Ford, Generac, Jaguar Land Rover, Polaris, and Seagate Technologies,

Led by Chief Executive Officer Nathan Baldwin and Chief Technology Officer David King, After, Inc. has four core product offerings: warranty marketing, warranty analytics, warranty administration and the After Protection Plan which includes data recovery services.

PowerGuard provides an innovative 25-year, non-cancellable quality and performance guarantee solution to back up a manufacturer's own warranty terms. Guaranteeing warranty terms through the use of insurance provides the certainty manufacturers and their customers seek, as well as long-term stability for the industry.

Said EPIC CEO and Co-founder John Hahn, "For several years we have been searching for the right data analytics partner to strengthen and augment PowerGuard's offerings, and to create new capabilities for their diversification into product warranty fields other than wind and solar. It became evident to us that After, Inc. provided the best platform and partnership to enhance and grow PowerGuard. This is a very exciting development for PowerGuard's clients and their other business partners around the world."

The PowerGuard solution - available through EPIC and other top retail insurance brokers globally - provides certainty and security to the solar manufacturer's end customers, with warranty terms that are non-cancellable - surviving even insolvency and bankruptcy. Third-party rights to the policy in case the original solar manufacturer goes out of business are also offered, backed by the capital strength of the insurance market.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has 1,100 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 20,000 clients.

With run rate revenues approaching $300 million, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

About PowerGuard Specialty Insurance Services:

PowerGuard is a specialty renewable energy program manager specializing in the design and underwriting of unique insurance and risk management solutions for wind, solar and other alternative energy companies.

PowerGuard's PowerClip warranty product is the most comprehensive contractual liability coverage available to renewable energy manufactures, project developers, power generation operators and the financial institutions who invest in them.

PowerGuard's PowerWrap Solar Project Guarantee Policy is a simple and straightforward insurance policy that guarantees the performance of the entire solar energy system - written on investment grade paper with an insurance company holding an AA- rating from Standard & Poor's. For more information please visit http://www.powerguardins.com/.

*LOGO for media: Send2Press.com/mediaboom/16-0308-epic-insurance-300dpi.jpg

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today the acquisition of After, Inc. - a product warranty analytics firm based in Norwalk, Conn. The Acquisition was made primarily to further strengthen and grow EPIC subsidiary company, PowerGuard Specialty Insurance Services - a renewable energy program manager based in the United States.

Related link: http://www.epicbrokers.com/

Most Americans Aren’t Going for Long-Term Care Insurance, ‘But They Will, Where They Work,’ says James Dettman of ACSIA Partners

KIRKLAND, Wash. /ScoopCloud/ -- James Dettman, a veteran of the insurance and employee benefits industries, has joined ACSIA Partners, one of America's largest long-term care insurance agencies. He will serve as one of four Worksite Sales Directors.

So?

He's a man with a mission. Like David with a glint in his eye, he's aiming to help bring down an American Goliath, our looming long-term care crisis.

"Nearly three in four Americans over 65 will need long-term care at some point," he says, quoting the U.S. Department of Health and Human Services. "So virtually all families will be affected. Somebody will probably need care. If not Dad, Mom; if not you, your spouse."

"This is a very big deal," he asserts, because --
* Long-term care can eat into retirement savings, costing from tens of thousands to $100,000, $200,000 or even more per year, depending on location, type of services, and type of claim.
* Family members may be forced into caregiving, disrupting their lives and affecting their ability to earn a living and protect their livelihood.
* Companies suffer, too. They report reduced productivity when employees worry about loved ones needing care.

"Long-term care insurance is the answer," Dettman asserts, "but most consumers aren't buying it. No problem. We just need to start offering it more aggressively through another channel, the workplace."

He points to key advantages over policies sold directly to consumers:
* Group rates are generally lower,
* Health screening is relaxed, and
* Family members can be included.

ACSIA Partners is a pioneer in worksite LTC with a successful team in place, and that's why Dettman joined them, he says. "I'm here to help them take it to the next level."

The potential is very large. According to the American Association for Long-Term Care Insurance, only 10 million or so Americans have bought long-term care insurance; and only a fraction have gotten it at their place of work.

By contrast, over 270 million have health insurance, and a majority, 155 million, have it through their employer, according to the Urban Institute.

"We need to go with what's working," says Dettman. "If we follow the lead of health insurance, within a few years up to 155 million can have easy access to LTC protection through their jobs," he says. "We'll have multiplied the business 15 times over, and more important, released a flood of economic and personal vitality."

To get the ball rolling, Dettman and colleagues are seeking alliances with benefit brokers, insurance brokers, consultants, human resource managers, executives and association directors. "Our focus is to help deliver financial savings strategies for employees and employers alike," he says.

For over 20 years, James Dettman has held sales, sales management, and sales consultant positions in the insurance and employee benefits fields, winning many promotions and setting sales records.

He has been a member of the National Association of Health Underwriters (NAHU) since 1997, serving on the Board of Directors for his local association and twice as President for two different Chapters. He is also a Lifetime Qualifier for the Leading Producers Round Table (LPRT).

He will serve alongside fellow Worksite Sales Directors Dan Cahn, Ed Jette, and Mario Sestito, "a crack team leading the charge toward universal LTC protection," according to Dettman.

ACSIA Partners LLC is one of America's largest and most experienced long-term care insurance agencies serving all states. The company is also a co-founder and sponsor of the "3in4 Need More" campaign, which encourages Americans to form a long-term care plan.

Dettman and colleagues may be reached at the following numbers:
* James Dettman: (901) 301-7421
* Dan Cahn: (425) 284-2148
* Ed Jette: (508) 981-6261
* Mario Sestito: (518) 817-3446

*PHOTO for Media: Send2Press.com/mediaboom/17-0619s2p-Dettman-300dpi.jpg
*Photo Caption: James Dettman, Worksite Sales Director for ACSIA Partners, with graph showing big potential for LTC insurance.

James Dettman, a veteran of the insurance and employee benefits industries, has joined ACSIA Partners, one of America's largest long-term care insurance agencies. He will serve as one of four Worksite Sales Directors.

Related link: https://www.acsiapartners.com/

Mortgage Capital Trading to Co-Instruct MBA Webinar on ‘The Lock Desk’s Role in the Secondary Marketing Department’

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing technology firm, announced that it will be participating in an upcoming webinar that the Mortgage Bankers Association will be hosting on the topic of the business- critical role that lock desks play within secondary marketing departments.

Chris Anderson, chief administrative officer at MCT, co-created the course and will serve as one of two instructors on the webinar, which will be held on June 20, 2017 from 2:00 p.m. - 3:30 p.m. EDT.

Webinar Summary:
This webinar is a high level overview of the role of the lock desk inside the secondary marketing department. The lock desk is a critical part of a company's compliance and pipeline risk management plan, helping to ensure loans meet Secondary market standards and company goals.

It is designed to provide a high level overview of the core components of the lock desk role, helping attendees understand how to set up and run a successful lock desk by leveraging technology, reporting metrics, working with stakeholders, and more.

Webinar Objectives:
* Reasons to centralize this function
* Components of revenue
* Setup and maintenance
* Product and secondary market investors
* Methods for reporting
* Compliance adherence
* Ways to work with others.

Webinar Instructors:
* Chris Anderson, chief administrative officer, Mortgage Capital Trading, Inc.
* Julie Messina, CMB, vice president and secondary marketing manager, CNN Mortgage.

Who Should Attend:
* Secondary marketing associates and managers
* Owners of independent mortgage companies
* Mortgage loan originators
* Operations employees, including processors
* Compliance personnel
* Closers
* Underwriters
* Anyone interested in pursuing a career in secondary marketing.

When:

* June 20, 2017 from 2 p.m. - 3:30 p.m. EDT. To sign up, visit the MBA's website.

About MCT:
Mortgage Capital Trading, Inc. (MCT) is a capital markets-focused risk management and advisory services company providing independent analysis, training, hedging strategy and loan sale execution support to clients engaged in the secondary mortgage market. Founded in San Diego, California in May 2001, the company has expanded to include field sales and support offices in Philadelphia, Dallas, San Francisco and Charlotte. MCT is a recognized leader in the industry and currently supports more than 150 clients on the HALO (Hedging And Loan sales Optimization) Program.

The company also develops and supports MCTlive!(TM), an award-winning real-time, trading and best-execution secondary marketing platform. MCT's LockCentral(TM) is the industry's largest outsourced centralized lock desk service. In addition, MCT offers a suite of tools and supporting guidance for MSR needs.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing technology firm, announced that it will be participating in an upcoming webinar that the Mortgage Bankers Association will be hosting on the topic of the business- critical role that lock desks play within secondary marketing departments.

Related link: http://www.mct-trading.com

Mortgage Lending Analytics, PPE and Digital Mortgage Provider Lender Price Attending Motivity Solutions User Conference

PASADENA, Calif. /ScoopCloud/ -- Lender Price, the emerging leader in digital mortgage interface technology and real-time, competitive mortgage analytics and product pricing & eligibility (PPE) solutions complete with full mobile functionality and advanced business intelligence, announced that Black Knight Financial Services' Motivity Solutions will use pricing data from Lender Price's industry-leading PPE to provide pricing analytics to its users.

Motivity Solutions is a comprehensive mortgage business intelligence offering from Black Knight Financial Services that provides lenders with instant access to information from multiple data sources to help forecast and monitor loan performance. The technology delivers real-time analytics to help proactively monitor, measure and manage lenders' operations through key performance indicators, scorecards, executive dashboards and on-demand reporting.

"Combining Lender Price pricing data with the capabilities of Motivity Solutions will deliver robust analytics to help lenders better manage their businesses," said Lender Price founder and CEO Dawar Alimi. "Additionally, through our relationship with Black Knight, we are able to use our fully configurable digital mortgage technology to create synergies with deep analytic opportunities for Motivity users."

The Lender Price digital loan application interface, which can be client-branded and configured to each lender's specific requirements, is being integrated with Black Knight's Empower loan origination system (LOS), which enables lenders to originate both first mortgages and home equity loans and lines of credit on a single system.

When used together, the Lender Price and Black Knight solutions support the origination process by:
* Providing consumers the ability to complete a digital loan application using their mobile device;
* Offering a voice-enabled solution in multiple languages;
* Delivering real-time product eligibility, interest rates and fees;
* Securing verification of credit, income and assets through a combination of Black Knight's Exchange technology and proprietary integrations provided by Lender Price;
* Verifying property and tax details using Black Knight's vast public records database or by leveraging Black Knight's Data Hub, which gathers, aggregates and links Black Knight application and proprietary industry data to provide a holistic view of a client's loans;
* Obtaining property valuations using a Black Knight automated valuation model, tested for accuracy and reliability; and
* Uploading documents from any mobile device using optical character recognition (OCR) technology and index those documents in Empower.

Lender Price will demonstrate this solution at the Motivity Solutions User Conference, June 19-21, in Colorado.

About Black Knight Financial Services, Inc.:

Black Knight Financial Services, Inc. (NYSE: BKFS) is a leading provider of integrated technology, data and analytics solutions that facilitate and automate many of the business processes across the mortgage lifecycle.

Black Knight Financial Services is committed to being a premier business partner that lenders and servicers rely on to achieve their strategic goals, realize greater success and better serve their customers by delivering best-in-class technology, services and insight with a relentless commitment to excellence, innovation, integrity and leadership.

More information on Black Knight Financial Services: http://www.bkfs.com/.

About Lender Price:

Lender Price is a California-based big data technology innovator and developer of a digital mortgage platform, real-time, competitive mortgage analytics and product pricing & eligibility (PPE) platform complete with full mobile functionality and unprecedented business intelligence. With Lender Price, wholesale and correspondent lenders, banks, and credit unions can knowledgably manage product pricing for all mortgage types: conforming, non-conforming, non-QM, and specialty loans. The PPE platform delivers innovative features that include built-in compliance checks, secondary marketing tools, margin management, lock desk, customized workflows and mobile app.

More information: https://lenderprice.com/ or email: Contact@LenderPrice.com.

*LOGO for media: Send2Press.com/mediaboom/s2p-Lender-Price-Logo-300dpi.jpg

REF - Ticker: NYSE:BKFS / BKFS

Lender Price, the emerging leader in digital mortgage interface technology and real-time, competitive mortgage analytics and product pricing and eligibility (PPE) solutions complete with full mobile functionality and advanced business intelligence, announced that Black Knight Financial Services' (BKFS) Motivity Solutions will use pricing data from Lender Price's industry-leading PPE to provide pricing analytics to its users.

The Mortgage Collaborative Partners with MQMR to Provide Its Members with Risk Management and Compliance Services

SAN DIEGO, Calif. /ScoopCloud/ -- The Mortgage Collaborative, the nation's only independent mortgage cooperative, today announced a strategic partnership with Mortgage Quality Management and Research, LLC ("MQMR"), a national leader in risk management and compliance services.

"Our members stand to gain tremendously from the MQMR suite of compliance, servicing, and vendor-risk management solutions," said Rich Swerbinsky, executive vice president of National Sales and Strategic Alliances for The Mortgage Collaborative. "With more than 1,500 reviews of originators, subservicers, document custodians, and vendors annually, MQMR truly bridges the gap between risk and compliance, providing a platform that stands unmatched to any other provider in the industry."

As a result of the partnership, The Mortgage Collaborative's members will receive discounted pricing on MQMR's services, including internal audit, vendor management, servicing QC and subservicer oversight, and compliance support.

"MQMR is a much needed addition to our platform and a firm we have been seeking to partner with for more than a year," Swerbinsky said.

"By partnering with The Mortgage Collaborative, we are able to extend our reach to assist more lenders in navigating the increasingly regulated market," said Michael Steer, president of MQMR. "Their member base continues to expand at a fast rate and our services fit nicely within the platform. We are thrilled to be a part of it."

The Mortgage Collaborative network is more than 110 lenders strong, with an aggregate annual origination volume of over $180 billion. The network caters to lenders of all sizes, with a strong mix of independent mortgage brokers and community banks and depositories.

About The Mortgage Collaborative:

Based in San Diego, The Mortgage Collaborative was founded in 2013 to empower mortgage lenders across the country with better financial execution, reduced costs, enhanced expertise, improved compliance, and to help its members access the dynamic and changing consumer base in America. The association is managed by its founding members: John Robbins, CMB; David Kittle, CMB; Gary Acosta, CEO of the National Association of Hispanic Real Estate Professionals (NAHREP); and Jim Park, former chair of the Asian Real Estate Association of America (AREAA). Robbins and Kittle are former chairmen of the Mortgage Bankers Association of America (MBA).

For more information, visit: http://www.mortgagecollaborative.com/.

About Mortgage Quality Management and Research, LLC:

MQMR bridges the gap between risk and compliance through its suite of risk-related services. Since its inception, MQMR has launched multiple products and services to assist lenders in navigating regulatory requirements, providing mortgage compliance consulting throughout the origination process, servicing QC and servicing oversight to master servicers, and filling the void of meeting vendor management oversight requirements. With 1,500+ operational reviews of mortgage companies, subservicers, document custodians, and vendors annually, MQMR prides itself on being an industry leader throughout the entire life cycle of the loan.

MQMR is viewed as an industry leader in counterparty risk and compliance. To learn more, visit mqmresearch.com, subsequentqc.com, and hqvendormanagement.com.

The Mortgage Collaborative, the nation's only independent mortgage cooperative, today announced a strategic partnership with Mortgage Quality Management and Research, LLC ("MQMR"), a national leader in risk management and compliance services.

Up-and-comer ubermortgage Embraces Home-Equity Conversion Mortgage (HECM) with Technology from ReverseVision

SAN DIEGO, Calif. /ScoopCloud/ -- ReverseVision, the leading technology provider for the reverse mortgage industry, has formed a partnership with ubermortgage Inc. to support the budding lender's increasing demand for home-equity conversion mortgages (HECMs) with its RV Exchange (RVX) loan origination technology.

Emerging this year as a wholly-owned subsidiary of South Pacific Financial Corp., ubermortgage describes itself as a consumer-direct lender that combines the convenience of call center and online loan shopping with a relationship-oriented customer service approach to meet the evolving needs of today's consumers.

According to CEO John Johnston, the FHA-insured HECM has been part of ubermortgage's product plan since the company's outset.

"HECMs are an important opportunity for ubermortgage to create value for our customers," said Johnston. "We have a fiduciary responsibility to offer all borrowers, including those age 62 and older, flexible loan options that meet their needs."

An experienced traditional lender, Johnston knew that getting up to date on the latest changes to the HECM program was an essential first step. He signed up for training through RV University (RVU) and completed a live, three-day training course designed to springboard the success of companies like ubermortgage that have yet to establish their own HECM training. The course also gives attendees the opportunity to test-drive RVX.

ReverseVision's RVX serves as a centralized exchange that connects all participants in the lifecycle of a HECM loan and allows them to log in to a single system to share documents and information for each part of the loan process. The system encompasses everything from point-of-sale, processing and underwriting to funding, post-closing and secondary marketing.

For Johnston, choosing RVX was not difficult.

"Based on my years of experience, ReverseVision technology is the best out there, and I want ubermortgage and to be associated with the best. It's as simple as that," said Johnston. "We are committed to doing whatever it takes to perform exceptionally, create value for our consumers and differentiate ourselves in the marketplace."

"Ubermortgage has come out of the gates strong by embracing a diverse array of loan products that serve consumers at every step in their homeownership journey," said Wendy Peel, vice president of sales and marketing for ReverseVision. "We look forward to a long and fruitful partnership with ubermortgage that will bring HECM loans to more of the consumers who will benefit from the financial flexibility they offer."

About ReverseVision:

ReverseVision, Inc. is the leading software and technology provider for the reverse mortgage industry, offering products and services focused exclusively on the home-equity conversion mortgage (HECM) and related reverse mortgage programs. With nearly 10,000 active users, ReverseVision technology supports more reverse mortgage transactions than all other systems combined. The company's comprehensive product suite also includes reverse mortgage sales and education tools and a dedicated professional services team. ReverseVision partners with some of the finest and fastest-growing banks, credit unions and lending organizations in the United States to provide its reverse mortgage technology to brokers, correspondents, lenders and investors.

A 2017 HousingWire TECH100(TM) company, ReverseVision has also been recognized in Deloitte's Technology Fast 500(TM) listing. ReverseVision's annual user conference, the only event of its kind in the industry, brings together more than 200 lenders, vendors and educators each year to advance reverse mortgage lending. The company continues to build on its technology's pioneering capabilities with frequent enhancements aimed at boosting users' reverse mortgage volume, workflow efficiency and data analysis capabilities.

For more information, visit http://www.reversevision.com/.

About ubermortgage:

A wholly-owned subsidiary of South Pacific Financial Corp., ubermortgage Inc. is a new type of mortgage company that leverages self-service technologies to address the needs of today's homebuyers and homeowners by providing a streamlined, do-it-yourself, low-cost and environmentally friendly mortgage experience.

ReverseVision, Inc., the leading technology provider for the reverse mortgage industry, has formed a partnership with ubermortgage Inc. to support the budding lender's increasing demand for home-equity conversion mortgages (HECMs) with its RV Exchange (RVX) loan origination technology.

Mortgage Automation Pioneer Hires Veteran Tech Entrepreneur Michael Schreck as CEO

IRVINE, Calif. /ScoopCloud/ -- Cloudvirga(SM), developer of next-generation loan officer and direct-to-consumer point-of-sale (POS) systems, has named Michael Schreck its chief executive officer. He succeeds cloudvirga co-founder Bill Dallas, who will continue as chairman of cloudvirga's board of directors.

Schreck joins cloudvirga on the heels of a successful Series B funding round that netted the company $15 million led by Blackstone Group portfolio company Incenter (joining previous investors Upfront Ventures and Dallas Capital). He brings a deep understanding of the digital mortgage space and two decades of experience nurturing leading tech firms as a CEO, venture capitalist and co-founder.

"The mortgage industry has been waiting for decades for a modern, automated and intelligent software platform that drives down costs while improving compliance," said Schreck. "That software is finally here with cloudvirga, built inside a top originator and now in flight at eight of the country's top 40 non-bank originators. Our customers, whether retail or call center, now have a compelling answer to Rocket Mortgage and a proven path to reducing their costs."

Cloudvirga re-engineers the mortgage workflow to give consumers greater control over the loan application process and accelerate the mortgage sales funnel for loan officers. The company's digital mortgage technology delivers underwriter-ready loan applications with unmatched speed and quality, resulting in massively reduced costs to produce.

"Michael embodies the entrepreneurial mindset and enterprise expertise that will define the next phase of cloudvirga's growth," said Dallas. "His record of success leading top-caliber companies and attracting heavyweight global talent will benefit cloudvirga tremendously as the company continues to accelerate."

For 20 years, Schreck has built and led pioneering companies whose innovative technologies enable the world's leading brands to better engage with their customers. He most recently served as managing director of Altisource Labs, an innovation center within mortgage software provider Altisource Portfolio Solutions. In that role, he was responsible for overseeing more than 1,000 employees across four next-generation software and analytics companies, including leading software-as-a-service providers Equator and Mortgage Builder.

Schreck previously held CEO positions at digital publishing firm Zmags and government service provider Corrective Solutions. He also co-founded General Catalyst Partners, a multi-billion-dollar venture capital firm where Schreck helped develop successful startups including Upromise, SmartBargains, m-Qube and CoreMetrics. Collectively, these companies were acquired for over $1 billion by SLM, GSI Commerce, VeriSign and IBM, respectively.

Schreck started his career as a strategy consultant at McKinsey & Company and Monitor Company. He holds an MBA degree from Harvard Business School and a bachelor's degree from Brigham Young University.

About cloudvirga(SM):

Cloudvirga's next-generation loan officer and direct-to-consumer point-of-sale (POS) systems re-imagine the digital mortgage process by leveraging data and automation to address back-office compliance tasks earlier in the loan process, radically cutting overall loan costs, increasing transparency and reducing the time it takes to close a loan for both borrowers and lenders. Founded by top fintech veterans with a proven track record of building mortgage-related technologies, cloudvirga is committed to delivering software that reinvents the mortgage process for lenders and borrowers. Cloudvirga's initial customer roster includes eight of the top 40 non-bank mortgage originators in the United States.

For more information, visit http://www.cloudvirga.com/ or follow cloudvirga on LinkedIn at https://www.linkedin.com/company-beta/7577062/.

* PHOTO for Media: Send2Press.com/mediaboom/17-0613s2p-Schreck-300dpi.jpg
* PHOTO Caption: Michael Schreck joins cloudvirga as CEO.

*Editorial Note: Usage of company name "cloudvirga" is lower case except when starting a sentence, and is a service mark of cloudvirga, Inc.

Cloudvirga(SM), developer of next-generation loan officer and direct-to-consumer point-of-sale (POS) systems, has named Michael Schreck its chief executive officer. He succeeds cloudvirga co-founder Bill Dallas, who will continue as chairman of cloudvirga's board of directors.

Technologies Management, Inc. Adds Consulting Strength in Telecom Network Planning and Cost Management

MAITLAND, Fla. /ScoopCloud/ -- Technologies Management, Inc. ("TMI") announced today the addition of Don Gale to its team of consultants. TMI, a leading provider of consulting services, project management, compliance reporting and information tools to over 200 communications companies, said that Mr. Gale's addition to their consulting team significantly enhances the firm's expertise in the areas of communications network design, implementation and cost optimization, allowing it to better serve its clients' needs in those critical areas of their operations.

Mr. Gale brings over 20 years of technical, financial, business development, and managerial experience to TMI's consulting practice via his previous roles at Covad, MegaPath, Level 3, Pac-West, Qwest, and Nextel.

"TMI is extremely pleased that Don has chosen to bring his technical strengths and well-regarded expertise to our firm," commented TMI President Sharon Thomas. "His diverse experience and accomplishments are the perfect addition to our already highly regarded consulting team and will allow us to satisfy the increasing demand for technical expertise as communications companies expand and enhance their broadband networks through fiber and wireless deployment."

The addition of Don Gale builds on TMI's strategy to provide a full range of superior consulting services and support to broadband and voice communication service providers, including CLECs, ILECs, cable, VoIP, ISP, and wireless companies.

To learn more visit: http://www.tminc.com/.

About TMI:

Technologies Management, Inc. is a consulting firm specializing in state and federal regulatory matters for the communications and competitive energy industries. Established in 1986, our firm brings our ability to collaborate, innovate, and accurately manage required regulatory actions to our clients. Our solid experience with market entry, product planning, project management, and regulatory compliance has enhanced the value of hundreds of competitive service providers by establishing compliance "best practices" and maintaining good standing with state and federal regulatory agencies. Each member of TMI's consulting staff has worked within the industry or the public utility commission environment and brings practical, real world experience to help our clients meet their goals.

Media Contact:
Jennifer Durst-Jarrell
Director of Marketing, TMI
407-740-8575
durstjarrell@tminc.com

*LOGO for media: Send2Press.com/mediaboom/17-0517s2p-tech-mgmt-300dpi.jpg

Technologies Management, Inc. ("TMI") announced today the addition of Don Gale to its team of consultants. TMI, a leading provider of consulting services, project management, compliance reporting and information tools to over 200 communications companies, said that Mr. Gale's addition to their consulting team significantly enhances the firm's expertise in the areas of communications network design, implementation and cost optimization, allowing it to better serve its clients' needs in those critical areas of their operations.

Simplifile’s Paul Clifford Receives 2017 Award for Innovation from October Research

PROVO, Utah /ScoopCloud/ -- PROVO, Utah, June 12, 2017 (SEND2PRESS NEWSWIRE) -- Simplifile, a leading provider of real estate document collaboration and recording technologies for lenders, settlement agents, and counties, announced that Paul Clifford, president, was recognized with the 2017 October Research Award for Innovation for his leadership in establishing Simplifile's e-recording network, along with other achievements in support of the title industry.

Now in its sixth year, the October Research awards program honors leaders in the title, underwriting, lending, and settlement services industries for their accomplishments in the areas of leadership, innovation, and philanthropy. Erica Meyer, CEO and Publisher of October Research, presented Clifford with this year's Award for Innovation at the 13th annual National Settlement Services Summit (NS3) in San Antonio.

Under Clifford's leadership, Simplifile has grown the largest e-recording network in the industry, covering more than 75 percent of the U.S. population and making faster, more cost-effective, and more secure recording available for the vast majority of real estate transactions. He has also been a driving force behind Simplifile's pioneering Collaboration and Post Closing services, which enable settlement agents and lenders to efficiently coordinate in real-time on closing disclosures and post-closing activities to reduce compliance risk, fines, and lost revenue.

"We are honored to give Paul Clifford the October Research Award for Innovation," Meyer said. "His drive and vision have truly made a difference in the title insurance industry."

"This award honors the entire Simplifile team, who have worked tirelessly to support e-recording-friendly legislation, educate the marketplace, and continually enhance our Collaboration, E-recording, and Post Closing services to meet the evolving needs of our users," said Clifford.

About October Research:

October Research, LLC is the nation's leading independent provider of market intelligence, industry news, expert opinion and regulatory information for professionals in the real estate, title, financial and settlement services industries. The company was founded to be the unifying, agenda-free voice of these industries and the professionals that support them. We have been headquartered in Richfield, Ohio, since our inception in 1999, and still boast the only full-time, independent newsroom devoted to providing in-depth coverage of the top real estate, title insurance, financial and settlement services issues.

About Simplifile:

Simplifile, the nation's largest e-recording network, was founded in 2000 to connect settlement agents and county recorders via its e-recording service. Today Simplifile has broadened its services to include collaboration tools and post-closing visibility for mortgage lenders and settlement agents working together on real estate documents. Through Simplifile, users can securely record, share, and track documents, data, and fees with ease.

To learn more, visit https://simplifile.com or call 800-460-5657.

*PHOTO for Media: Send2Press.com/mediaboom/17-0612s2p-Paul-Clifford-award-300dpi.jpg

Simplifile, a leading provider of real estate document collaboration and recording technologies for lenders, settlement agents, and counties, announced that Paul Clifford, president, was recognized with the 2017 October Research Award for Innovation for his leadership in establishing Simplifile's e-recording network, along with other achievements in support of the title industry.

Verify Smart Corporation Signs Letter of Intent to Acquire Equity Stake and Exclusive International Reseller Rights in Med-Con Technologies, LLC

FERNLEY, Nev. /ScoopCloud/ -- Verify Smart Corporation (OTC:VSMR / OTCMKTS:VSMR) a Global innovator in financial fraud prevention and digital distribution solutions announced today that it has signed a Letter of Intent to acquire an equity stake and exclusive international reseller rights in Med-Con Technologies, LLC for cash and stock.

Med-Con Technologies provides a patented solution (MedSked(TM)) for improved medication adherence. MedSked(TM) gives patients the ability to more effectively self-manage and keep track of their daily medication dosing. Med-Con's solutions are effectively assisting patients in over thirty two countries, and twenty four languages.

Med-Con has also developed MedCon Mobile Smart Label(TM) which is a mobile based patient adherence solution for the Pharmaceutical industry and is currently being tested by a major Pharmaceutical company with other pilots scheduled. The cloud based SaaS software manages the patient's medication dosing schedule via a mobile device while sending vital adherence data to the Pharmaceutical clinical trial teams for analysis via the MedCon Central(TM) data portal. Verify Smart and Med-Con believe this product is groundbreaking and a huge first to market play in the Pharmaceutical space.

Pharmaceutical Manufacturing Magazine said "Medication Adherence is arguably the largest problem in healthcare, it is estimated that medication non-adherence causes 30 - 50 percent of treatment failures and 125,000 deaths annually. The direct cost to healthcare is estimated as high as $289 billion annually. Pharmaceutical companies are motivated to increase adherence because higher compliance equates to better treatment effectiveness and overall better patient health...and of course, higher drug sales."

Tony Cinotti, President of Verify Smart said "Verify Smart will work closely with Med-Con Technologies to establish Verify Smart as the exclusive international reseller of MedSked and MedCon Mobile Smart Label for pharmaceutical companies, pharmacy chains and specialty pharmacy markets.

"Verify Smart will also, in parallel, build an additional adherence solution specifically for Retail Pharmacies. This will greatly increase Med-Con sales worldwide. Pharmacy customers taking prescription medications can now have the same benefits as Med-Con's corporate adherence solutions."

Anthony Londino, President of Med-Con Technologies commented "We are excited about working with Verify Smart to develop new products and broaden our reach into new markets and opportunities. Verify Smart's sales and marketing expertise, IT partners and extensive contacts in the retail pharmacy space will provide Med-Con with the additional resources to become the world leader in medication adherence and remote patient monitoring data."

About Verify Smart Corporation:
Verify Smart Corp is an international technology company that develops and markets innovative solutions for the global digital market. The company also licenses patented technology for the prevention of debit/credit card and electronic transaction fraud. The company is expanding into the growing digital and mobile sector and will market innovative solutions for pharmaceutical companies, consumer brands, educational institutions and the sports and entertainment industries.

Contact Info:
Verify Smart Corporation
Info@verifysmartcorp.com
775-575-5897
http://www.verifysmartcorp.com/

About Med-Con Technologies:
Med-Con Technologies LLC is a global provider of medication adherence solutions and services to the pharmaceutical market. Med-Con Technologies LLC has been helping some of the world's most prominent pharmaceutical companies to provide medication adherence support to their clinical trial and commercial patients. The company is expanding into the growing digital and mobile sector and has recently launched its MedSked Mobile Smart Label platform, a novel and innovative patient compliance solution.

Contact Info:
Med-Con Technologies LLC
http://www.medsked.com/
1-888-654-0856 ext. 125

REF: OTCMKTS:VSMR / OTC:VSMR / OTCBB:VSMR

Verify Smart Corporation (OTC:VSMR / OTCMKTS:VSMR) a Global innovator in financial fraud prevention and digital distribution solutions announced today that it has signed a Letter of Intent to acquire an equity stake and exclusive international reseller rights in Med-Con Technologies, LLC for cash and stock.

EPIC Insurance Receives Multiple Honors from 2017 Communicator Awards

HOUSTON, Texas /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that the firm's Marketing, Communications and Creative Services Team has received one "Gold Award of Excellence" and eight "Silver Awards of Distinction" from the 23rd Annual Communicator Awards, the leading international awards program recognizing excellence and big ideas in marketing, communications and design.

From more than 6,000 entries, EPIC was selected for the "Gold Award of Excellence" in the Marketing Effectiveness category for the distinctiveness and creative work in its HealthCare Brochure, used to communicate with prospects and clients regarding the capabilities and expertise of EPIC's Healthcare Practice.

EPIC also won the "Silver Award of Distinction" in Print Advertising for its Leader's Edge Magazine advertisement promoting partnering with EPIC; in Video Education for their Fruit Growers Supply Company Integrated Campaign; and in the Business Campaign category for their Kering RFP Response.

In addition, EPICness Magazine, EPIC's internal semi-annual news magazine, was recognized in the Overall Design and Newsletter category

Ascende - a Division of EPIC was awarded the "Silver Award of Distinction" in the Business-to-Business Brochure category, for the Energy Acumen Executive Summary and for their Publicity Campaign for Aggreko Benefits Toolbox and Website Corporate Communications for Newfieldbenefits.com.

Winners were selected by the Academy of Interactive & Visual Arts, an invitation-only group consisting of top-tier professionals from acclaimed media, communications, advertising, and creative and marketing firms.

"It is an honor to be recognized nine times for our team's consistent ability to produce impactful, top-tier communications that delivers significant value to our clients - both internal and external," said Dave Hock, senior vice president of marketing and communications at EPIC. "This recognition validates the hard work, collaboration and dedication of our team, whose creativity and innovative ideas continue to drive unique, interesting and successful communications and engagement."

The "Award of Excellence," the highest honor, is given to entrants whose ability to communicate positions them as the best in the field. "The Award of Distinction" is presented for projects that exceed industry standards in quality and achievement.

See the full list of winners of the 23rd Annual Communicator Awards here: http://www.communicatorawards.com/winners/

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has 1,100 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 20,000 clients.

With run rate revenues approaching $300 million, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

*LOGO for media: Send2Press.com/mediaboom/16-0308-epic-insurance-300dpi.jpg

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that the firm's Marketing, Communications and Creative Services Team has received one "Gold Award of Excellence" and eight "Silver Awards of Distinction" from the 23rd Annual Communicator Awards, the leading international awards program recognizing excellence and big ideas in marketing, communications and design.

QuestSoft and OpenClose to Hold Webinar on the New CFPB HMDA Rules

WEST PALM BEACH, Fla. /ScoopCloud/ -- OpenClose, a multi-channel loan origination system (LOS) provider, and QuestSoft, a provider of automated mortgage compliance software, announced that they will host a joint webinar covering the new CFPB HMDA regulations, how they will impact organizations, and outline specific plans to make compliance with the new HMDA rules the most efficient and time-saving process in the mortgage industry.

The webinar will be held on June 21, 2017 from 1 p.m. - 2:15 p.m. EDT.

Entitled "The New CFPB HMDA Rules -- What You Need to Know," this webinar will provide insight on not just what the new rules are, but what organizations will need to prepare for well in advance of the January 2018 implementation deadline. The companies say that while the deadline may seem a long way off, there are business-critical functions that should considered now or run the risk of being caught off-guard.

Key topics that will be covered in the webinar:
* The inside day to day nuances behind the new regulations.
* Above and beyond: practical, actionable information will be provided to attendees, not a legal review as is typical with most HMDA webinars.
* New loan types required with HMDA and how OpenClose and QuestSoft are answering the call.
* Recommendations for improving data integrity across the enterprise.
* A timeline of the changes and companies need to prepare for in advance.
* The new public face of HMDA: implications for Fair Lending and the future of mortgage lending.

OpenClose and QuestSoft will also touch on key updates being made their specific products that will help companies effectively test, train and prepare for, including release dates and 2018 CFPB HMDA data that can already be tested now.

Speakers:
Kathy Olsen, director of LOS support services at OpenClose:
Kathy leads customer support and training at OpenClose for its multi-channel LOS, LenderAssist(TM), as well as its integrated products. She joined OpenClose in 2010 and has over thirty years of experience in the mortgage banking and technology fields.

Leonard Ryan, president of QuestSoft Corporation:
Leonard has been associated with the mortgage industry for over 30 years, and is the founder of QuestSoft. He is a member of both MBA HMDA and NMLS Mortgage Call Report working groups, and is nationally recognized as a HMDA expert.

Downloadable materials that will be made available after the webinar:
* Presentation Slides [PDF] -- available on the day of the webinar
* Webinar Recording [streaming] -- available 2-3 days after the webinar
* Q&A [PDF] -- available on the day of the webinar.

The webinar is offered as complimentary to the mortgage industry but availability is limited. To sign up for the webinar, go to https://goo.gl/E8cTzP. Company contact information is below.
OpenClose at 561-575-4632 Option 1, or email sales@openclose.com.
QuestSoft at 800-575-4632 option 1, or email sales@questsoft.com.

About OpenClose:
Founded in 1999 and headquartered in West Palm Beach, Florida, OpenClose(R) is a leading enterprise-class, multi-channel loan origination system (LOS) mortgage software solutions provider that cost effectively delivers its platform on a software-as-a-service (SaaS) basis. The company provides a variety of 100 percent web-based solutions for lenders, banks and credit unions. OpenClose's core solution, its LenderAssist(TM) LOS, is comprehensive platform that is completely engineered by OpenClose using the same code base from the ground up, thus avoiding the problems that often accompany assembling best-of-breed applications or acquiring disparate technologies in an effort to create an end-to-end platform. The company provides lending organizations with full control of their data and creating a truly seamless workflow for complete automation and compliance adherence. For more information, visit http://www.openclose.com/ or call (561) 655-6418.

About QuestSoft(R):
Laguna Hills, Calif.-based QuestSoft is a leading provider of comprehensive compliance software and services for the mortgage, banking and credit union industries. QuestSoft combines 20+ years of mortgage regulatory, CRA and Fair Lending compliance analytics, data management and software design expertise with best-in-class customer service to consistently improve client compliance accuracy and facilitate smoother regulatory audits. QuestSoft products, interfaced with over 40 LOS providers, enable more than 2,200 clients to simplify and speed the collection, analysis, compilation and reporting of key lending regulatory report data. For more information, call 800-575-4632, ext. 1, or visit http://www.questsoft.com/.

MEDIA CONTACTS:
Joe Bowerbank, for OpenClose
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

David Jones, for QuestSoft
William Mills Agency
678-781-7238
djones@williammills.com

OpenClose, a multi-channel loan origination system (LOS) provider, and QuestSoft, a provider of automated mortgage compliance software, announced that they will host a joint webinar covering the new CFPB HMDA regulations, how they will impact organizations, and outline specific plans to make compliance with the new HMDA rules the most efficient and time-saving process in the mortgage industry.

EPIC Joins the American National Standards Institute/American Society of Safety Engineers (ANSI/ASSE) Z390 Hydrogen Sulfide Training Committee

SAN FRANCISCO, Calif. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that as part of the firm's commitment to the Energy Industry and ongoing efforts to improve worker safety, EPIC has joined the American National Standards Institute/ American Society of Safety Engineers (ANSI/ASSE) Z390 "Hydrogen Sulfide Training" Committee.

EPIC Sr. Safety Consultant Charles (Chuck) Simpson, a recognized expert in Hydrogen Sulfide safety practices and training, has been appointed as the Committee's Chairman.

ANSI is a national consensus standard organization that publishes guidelines on a wide variety of safety issues; ASSE is a global organization of professionals who manage, supervise, research and consult on occupational safety and health concerns in industry, government and education.

The ANSI/ASSE Z390 "Hydrogen Sulfide Training" Committee was formed in 1994, and the ANSI/ASSE Z390.1 Standard has consistently been one of ANSI's most valued publications. A new edition of the document will be released in the next few months.

The guidelines in ANSI/ASSE Z390.1 establish content and instructional practices for training personnel with potential exposure to hydrogen sulfide (H2S). The Standard includes detailed training recommendations concerning H2S properties and characteristics, respiratory protection, gas detection, emergency response, and more. These guidelines are used extensively in the oil and gas industry, in petrochemical operations, and in a variety of other industries worldwide.

For additional information about the latest edition of the ANSI/ASSE Z390.1 Standard or for assistance with your H2S safety program, please contact EPIC's Chuck Simpson at chuck.simpson@epicbrokers.com or 504-577-4743.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has 1,100 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 20,000 clients.

With run rate revenues approaching $300 million, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by the Carlyle Group, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit http://www.epicbrokers.com/.

* PHOTO for Media: Send2Press.com/mediaboom/15-1027-Chuck-Simpson-300dpi.jpg

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that as part of the firm's commitment to the Energy Industry and ongoing efforts to improve worker safety, EPIC has joined the American National Standards Institute/ American Society of Safety Engineers (ANSI/ASSE) Z390 "Hydrogen Sulfide Training" Committee.

Phil Rasori of MCT to Serve as Key Note Speaker at Illinois Mortgage Bankers Association Capital Markets

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing technology firm, announced that its COO, Phil Rasori, will be a key note speaker at the Illinois Mortgage Banking Association's Mortgage/Capital Market Update event on June 8, 2017. As a keynote speaker, Mr. Rasori will discuss topics that include hedging, pricing and servicing.

Mr. Rasori has deep experience in capital markets as well secondary marketing technology. Some areas of expertise include computational dynamics, complex financial modeling, and linear programming for operational optimization, to name a few. He is the author of chapters three and four of The Mortgage Professional's Handbook Vol. 3 - Capital Markets and Financial Management, a comprehensive collection of information on secondary marketing.

Notable is that Mr. Rasori has pioneered several metrics that have become standard industry parlance, including "beta pull-through" factors. He is also responsible for developing the proprietary mortgage pipeline hedging algorithms that form the foundation of MCT's HALO Program. In addition, he was the lead architect of MCTlive!, an award-wining secondary marketing technology platform.

Presentation overview:
* Topic: Hedging, Pricing and Servicing
* Speaker: Phil Rasori, COO and Hedge Advisory Lead, Mortgage Capital Trading, Inc. (MCT)
* Time: Presentations will be held on June 8 between 8:30 a.m. - 12:30 p.m. CDT
* Place: Wells Fargo Learning Center located at 10 S. Wacker Drive, Chicago, IL

About MCT:

Mortgage Capital Trading, Inc. (MCT) is a capital markets-focused risk management and advisory services company providing independent analysis, training, hedging strategy and loan sale execution support to clients engaged in the secondary mortgage market. Founded in San Diego, California in May 2001, the company has expanded to include field sales and support offices in Philadelphia, Dallas, San Francisco and Charlotte. MCT is a recognized leader in the industry and currently supports more than 150 clients on the HALO (Hedging And Loan sales Optimization) Program.

The company also develops and supports MCTlive!(TM), an award-winning real-time, trading and best-execution secondary marketing platform. MCT's LockCentral(TM) is the industry's largest outsourced centralized lock desk service. In addition, MCT offers a suite of tools and supporting guidance for MSR needs. For more information, visit https://mct-trading.com/ or call (619) 543-5111.

About the Illinois Mortgage Bankers Association:

Since 1920, the Illinois Mortgage Bankers Association has been a powerful resource and advocate for the mortgage industry. Members range from mortgage banking firms, commercial banks, savings banks, credit unions, title and mortgage insurance companies and other organizations that service the mortgage banking industry. Together, they form a vast network encompassing a wealth of expertise, experience and opportunities. IMBA's mission is to provide information, educational resources and effective advocacy to help its members be profitable, ethical and prepared for future challenges. For more information, visit www.IMBA.org/events.html

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing technology firm, announced that its COO, Phil Rasori, will be a key note speaker at the Illinois Mortgage Banking Association's Mortgage/Capital Market Update event on June 8, 2017. As a keynote speaker, Mr. Rasori will discuss topics that include hedging, pricing and servicing.