Category Archives: Finance

Enrolled Award Jeffrey Schneider, EA, CTRS, NTPIF Named ‘2018 Top Practitioner’ by the ASTPS

STUART, Fla. /ScoopCloud/ -- Stuart Enrolled Agent and Certified Tax Resolution Specialist, Jeffrey Schneider of SFS Tax Problem Solutions was chosen by the American Society of Tax Problem Solvers (ASTPS) as the 2018 Top Practitioner.

ASTPS presents the award to members who consistently work in tax problem resolution demonstrating a dedication to ASTPS principles. Top practitioners work to enhance the industry's image and maintain their skills through continuing professional education. They exhibit a willingness to assist both colleagues and taxpayers.

Top practitioners demonstrate intellectual curiosity and creativity in solving IRS problems. They inspire and motivate by action and example. They show professional and ethical integrity, passionate client advocacy, and dedication to doing what is right.

Schneider, a certified tax resolution specialist, is celebrating his 40th year in the tax field and has been practicing in the Stuart area for more than ten years. He offers tax problem tips on his website at sfstaxproblemsolutions.com, as well as a white paper on the "7 Secrets the IRS Doesn't Want You to Know."

An enrolled agent (EA) is a federally-authorized tax practitioner who has technical expertise in the field of taxation and who is empowered by the U.S. Department of the Treasury to represent taxpayers before all administrative levels-examination, collection, and appeals-of the Internal Revenue Service.

A certified tax resolution specialist (CTRS) is a tax expert who helps clients deal with tax issues and represents them before the Internal Revenue Service (IRS).

For more information about Jeffrey Schneider, visit: http://sfstaxproblemsolutions.com/ or https://sfstaxacct.com/.

Stuart, Fla.-based Enrolled Agent (EA) and Certified Tax Resolution Specialist, Jeffrey Schneider of SFS Tax Problem Solutions was chosen by the American Society of Tax Problem Solvers (ASTPS) as the 2018 Top Practitioner.

Related link: https://sfstaxproblemsolutions.com/

Danielle Reed of EPIC Appointed to the Board of Directors of the Texas Payroll Conference

HOUSTON, Texas /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that HR Solutions Associate Consultant Danielle Reed has been appointed to the Board of Directors of the Texas Payroll Conference (TPC).

The Texas Payroll Conference was established in 1989 as a non-profit organization to provide continuing education to payroll professionals. The annual conference provides opportunities for payroll professionals across Texas and neighboring states to learn about technology advances, legislative and tax changes, professional development, and much more.

The TPC consists of a "working board" of twelve regular members and four advisors. Board membership requires a 4-year commitment; three years as a regular, active and voting board member and the fourth year as an advisor to the current board. Service for new Board members begins after each annual conference has concluded.

Board members and Advisors meet every other month at different locations across the state of Texas.

The 30th annual Texas Payroll Conference will take place on September 11 - September 14, 2019 at the Hyatt Regency Hill Country, 9800 Hyatt Resort Drive, San Antonio, TX.

Said John Gaffney, EPIC's Vice President, National Benefits Operations, "Danielle is a highly engaged, effective and collaborative consultant, and we are both pleased and proud to see her taking on this additional level of commitment and responsibility on behalf of payroll professional across the state of Texas."

In her role as an EPIC HR Solutions Associate Consultant, Reed leads client payroll and Human Resource Management System (HRMS) vendor selections and implementations, with a particular focus on clients in start-up, spin-off, mergers and acquisitions, and high-growth situations. She also serves as a functional expert in the implementation of time and attendance and payroll systems, working on a wide range of payroll and HRMS related projects.

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has nearly 1,400 team members operating from 50 offices across the U.S., providing Property & Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 40,000 clients

With run rate revenues greater than $400 million, EPIC ranks among the top 15 retail insurance brokers in the United States. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit https://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that HR Solutions Associate Consultant Danielle Reed has been appointed to the Board of Directors of the Texas Payroll Conference (TPC).

Related link: https://www.epicbrokers.com/

MCT Moves to Secure Sensitive Borrower Data Exposed in 90 Percent of Secondary Market Transactions

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing software firm, announced that it is incorporating the company's patent-pending geocoding technology into its Bid Auction Manager(TM) (BAM) whole loan trading platform in order to shield borrower addresses from being shared with non-buying entities throughout the whole loan bidding process.

"Concealing borrower addresses for whole loan bids is the most recent step that MCT is taking to heighten data security while protecting borrowers and lenders," stated Phil Rasori, COO and Head Trader at MCT. "We estimate that upwards of 90 percent of all secondary marketing transactions expose borrower addresses to non-buying bidders. The only investor that should eventually see the property address is the one that wins the loan. MCT's proprietary BAM Geocoder enables investors to price LMI-CRA incentives without the address."

Historically, only a handful of non-identifying data points were used to determine loan pricing in the secondary market. However, the advent of Community Reinvestment Act (CRA) requirements and spec pay-ups combined with the rapid adoption of delivery via bid tapes resulted in the full property address being disclosed to bidders in the majority of transactions executed over the last several years.

While clear contract terms typically govern borrower data usage for the whole loan buyer and seller, they generally fail to address the non-buying bidders, according to a review of MCT's lender clients. This can be a sensitive area for some parties, in particular for EPO (early pay off) and servicing pre-payments, as refinancing terms do not take into account safeguards for borrower loan data during the bidding process.

Mr. Rasori added, "Ensuring that our systems and processes are as secure as possible is always of the highest importance. We are confident that this new level of protection will become the standard in the near future, and we're proud to lead the industry in this direction."

Notable is that MCT recently implemented multi-factor authentication (MFA) security protocols into its MCTlive! capital markets software, requiring multiple methods to verify a user's identity for logins and transactions. In July of 2017, MCT officially rolled out its award-winning BAM platform, in part, to migrate sensitive borrower data contained in bid tapes off of email to a centralized, secure platform.

Company officials at MCT say that the geocode-enabled conversion process has already begun with investors; addresses will be completely removed from all MCT bid tapes by 2019. The proprietary BAM Geocoder is patent-pending and available for license to third-parties interested in increasing transaction security.

Investors or lenders interested in the status of the conversion process for their transactions should reach out to Phil Rasori via email at prasori@mctrade.net.

About MCT:

Founded in 2001, Mortgage Capital Trading, Inc. (MCT) has grown from a boutique mortgage pipeline hedging firm into the industry's leading provider of fully-integrated capital markets services and technology. MCT offers an array of best-in-class services and software covering mortgage pipeline hedging, best execution loan sales, outsourced lock desk solutions, MSR portfolio valuations, business intelligence analytics, mark to market services, and an award-winning comprehensive capital markets software platform called MCTlive! MCT supports independent mortgage bankers, depositories, credit unions, warehouse lenders, and correspondent investors of all sizes. Headquartered in San Diego, California, MCT also has offices in Philadelphia, Santa Rosa, Los Angeles and Dallas. MCT is well known for its team of capital markets experts and senior traders who continue to provide the boutique-style hands-on engagement clients love.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

Twitter: @mcttrading #Geocoder #BAM #BidAuctionManager #WholeLoanTrading

Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing software firm, announced that it is incorporating the company's patent-pending geocoding technology into its Bid Auction Manager(TM) (BAM) whole loan trading platform in order to shield borrower addresses from being shared with non-buying entities throughout the whole loan bidding process.

Related link: https://mct-trading.com/

Ndex Systems launches a significant breakthrough in consolidating data for reporting to clients on investment, fixed indexed annuity and insurance accounts

BOSTON, Mass. /ScoopCloud/ -- Ndex Systems today announced the launch of a major enhancement in its ability to generate consolidated reports for portfolios that include indexed annuities and insurance accounts. Now financial advisors can generate consolidated reports to include both market-based investment accounts as well as detailed information on annuity and insurance contracts.

The system supports reporting, from a single portal, on all data including lifetime income benefits, death benefits, riders and other values unique to annuity and insurance contracts.

"Now reports to clients with both investments as well as annuities and insurance will be easy to produce and deliver a more complete financial picture," said John Larson, Principal at Ndex Systems U.S.

To learn more visit:
https://www.ndexsystemsusa.com/ndex-video and
https://www.ndexsystemsusa.com/annuity-and-insurance-reporting

About Ndex Systems U.S.:

Ndex Systems U.S. has partnered with Ndex Systems, Canada to deliver a very comprehensive and cost-effective portfolio management system. Ndex Systems was founded in 1999 and services over 11,000 advisors and $130B in AUM throughout the U.S. and Canada. The Ndex Systems platform consolidates data from and supports over 136 direct custody feeds and 4600 financial institutions. Learn more: https://www.ndexsystemsusa.com/.

VIDEO (YouTube):
https://youtu.be/rGzk0pYCT6E

Ndex Systems U.S. today announced the launch of a major enhancement in its ability to generate consolidated reports for portfolios that include indexed annuities and insurance accounts. Now financial advisors can generate consolidated reports to include both market-based investment accounts as well as detailed information on annuity and insurance contracts.

Related link: https://www.ndexsystemsusa.com/

Suzannah Gill of EPIC Achieves Elite Health Benefits Certification

ATLANTA, Ga. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Benefits Strategy Consultant Suzannah Gill has been accepted to join the rigorous Health Rosetta Certified Benefit Advisor program.

This distinction sets Gill apart as an innovative advisor, committed to reshaping healthcare while improving her clients' organizations, financial future, and the engagement and productivity of their employees.

Said Dave Chase, founder of Health Rosetta, "Forward-thinking benefits experts are the vanguard that are worth their weight in gold. They have left behind the wasteful, obsolete approaches that plague most employers. They are the architects of the Health Rosetta, and take what Margaret Mead once said to heart: 'Never doubt that a small group of thoughtful, committed citizens can change the world; indeed, it's the only thing that ever has.' I can't thank them enough."

Gill is one of less than 150 Health Rosetta certified advisors across the country today. Certification focuses on the foundational principles, broad strategies, specific tactics, and vetted solutions that drive the greatest sustainable cost savings and improved health outcomes.

"It is a great honor and a wonderful feeling to be recognized in this way as we work to re-shape the industry," says Gill. "My mission has always been to do away with the waste that has traditionally left employers spending more each year on health insurance, while getting less in benefits. This certification and the knowledge that comes with it will help me to personally take this important journey with and on behalf of my clients."

Gill's clients will gain access to a broad array of Health Rosetta certified strategies and techniques that have helped all types of organizations reduce their healthcare spending by 20 percent or more. These techniques and more are covered in Dave Chase's books, "The CEO's Guide to Restoring the American Dream" and "The Opioid Crisis Wake-Up Call."

Suzannah Gill can be reached via email at suzannah.gill@epicbrokers.com or by phone at (678) 215-3890.

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has nearly 1,400 team members operating from 50 offices across the U.S., providing Property & Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 40,000 clients

With run rate revenues greater than $400 million, EPIC ranks among the top 15 retail insurance brokers in the United States. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit https://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Benefits Strategy Consultant Suzannah Gill has been accepted to join the rigorous Health Rosetta Certified Benefit Advisor program.

Related link: https://www.epicbrokers.com/

Bob Simpson Joins EPIC Insurance Brokers in Houston TX

HOUSTON, Texas /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that veteran communications professional Bob Simpson has joined the firm as Director, Communications and Engagement (C&E) to lead EPIC's C&E practice nationally.

Simpson will be based in EPIC's Houston, TX office and report to John Gaffney, Vice President, National Benefits Operations.

Simpson's responsibilities will include providing strategic and tactical direction for all employee benefits client communication engagements. Simpson will further expand EPIC's offerings related to strategic consulting, writing, and creative/design services, and broaden the scope of existing communications services related to HR, change management, and engagement initiatives.

Prior to joining EPIC, Simpson spent three years in the Houston office of Willis Towers Watson, where he was Director of Change Management and Communication. He managed a national team of writers and consultants and was responsible for sales and client project management for the West Region.

Said John Gaffney, "Bob is an experienced project manager who understands the value of effective communications in the success of any endeavor. He has significant knowledge of strategic communication planning, stakeholder and environmental analysis, messaging strategies, and project planning and tracking. His communications skills and ability have significantly reduced project delivery times and costs, as well as minimizing resistance to change. We are very excited to add Bob to our EPIC team. "

Academically, Simpson attended the University of Texas at Austin, where he received a Bachelor's Degree in Communication before continuing at the University of Southern California to earn a Master's Degree in Communication Management. Professionally, Simpson has been a member of the International Association of Business Communicators since 2015.

Bob Simpson can be reached at bob.simpson@epicbrokers.com or 832-675-9058.

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has nearly 1,400 team members operating from 50 offices across the U.S., providing Property & Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 40,000 clients

With run rate revenues greater than $400 million, EPIC ranks among the top 15 retail insurance brokers in the United States. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit https://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that veteran communications professional Bob Simpson has joined the firm as Director, Communications and Engagement (C&E) to lead EPIC's C&E practice nationally.

Related link: https://www.epicbrokers.com/

Trish Drew of EPIC Presents on Construction Risk Management at 2018 IRMI Construction Risk Conference

HOUSTON, Texas /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Construction Industry risk management specialist Trish Drew is among the presenters at this year's annual Construction Risk Management Conference, presented by the International Risk Management Institute (IRMI), currently taking place in Houston, Texas.

The four day IRMI Conference is widely regarded as the premier educational event for the Construction Industry, attracting participants from across the nation. In addition to Drew, EPIC Construction Practice leaders and specialists nationally will attend to learn, share their own experience and knowledge and network with other top industry professionals

The IRMI Risk Management Boot Camp Drew will facilitate is a highly focused course in construction risk management and insurance for those new to the field. Participants will spend 3 days immersed in learning fundamental concepts in construction operations, risk assessment, contractual risk transfer, safety, construction insurance, and risk finance.

Conference attendance and participation reflects EPIC's strong commitment to the Construction Industry, which is one of the firm's largest areas of specialty nationally.

EPIC was recognized in 2017 as a "Top Construction and Design Industry Specialist Broker" by Insurance Business America Magazine.

Said Brian McDonnell, EPIC's National Construction and Design Resource Practice Leader, "Construction and Design is a dynamic and constantly evolving business. To effectively serve and support clients in this specialty area, you have to constantly build leading-edge knowledge and expertise, stay alert to future trends and opportunities, and move forward with new, unique and creative solutions. Being an active part of the IMRI Construction Risk Conference is just one of the many ways EPIC does this."

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has nearly 1,400 team members operating from 50 offices across the U.S., providing Property & Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 40,000 clients

With run rate revenues greater than $400 million, EPIC ranks among the top 15 retail insurance brokers in the United States. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit: https://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Construction Industry risk management specialist Trish Drew is among the presenters at this year's annual Construction Risk Management Conference, presented by the International Risk Management Institute (IRMI), currently taking place in Houston.

Related link: https://www.epicbrokers.com/

Kara Lamphere of Mid America Mortgage Named to Mortgage Banking’s Most Powerful Women

ADDISON, Texas /ScoopCloud/ -- Mid America Mortgage, Inc. (Mid America) announced today that Chief Operating Officer Kara Lamphere was named to National Mortgage Professional (NMP) magazine's 2018 list of Mortgage Banking's Most Powerful Women.

Lamphere was honored for helping advance Mid America's market-transforming wholesale, correspondent and digital mortgage lending initiatives. Through her influential role as COO at Mid America, she has become one of the industry's foremost experts on making the switch to full eClosings and executing eNotes. Lamphere was instrumental in the development and launch of Mid America's direct-to-consumer digital mortgage platform Click n' Close as well as the company's eCorrespondent and Whole Loan Trading programs.

In addition to her work at Mid America, Lamphere is a compliance instructor at ComplianceOnline. A highly sought after speaker, Lamphere has appeared before audiences at Mortgage Banker Association and Texas Mortgage Banker's Associaton conferences, as well as the inaugural NEXT Women's Mortgage Technology Summit. She was recently recognized on Mortgage Professional America magazine's list of Elite Women in Mortgage for the second year running.

"My passion for personal growth, leadership and helping others achieve their best have propelled me to success in both my professional and personal life," said Lamphere. "I'm grateful that Mid America continuously presents me with opportunities to push the envelope forward with the best team in mortgage lending."

"Having helped spearhead both the launch of Mid America's digital mortgage platform, Click n' Close, and our successful initiative to become the first independent mortgage lender to transition to full eClosings and eNotes, Kara wields the kind of expertise that places her at the forefront of the mortgage industry's digital revolution," said Mid America Owner and CEO Jeff Bode. "I am proud to have Kara on our team."

NMP's Mortgage Banking's Most Powerful Women awards program recognizes women pioneer, leaders and innovators who have been "instrumental to a major industry innovation." Honorees are profiled in the October edition of NMP magazine, which can be viewed at https://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201810/index.php#/54.

About National Mortgage Professional:

National Mortgage Professional Magazine has become "The Source for Top Originators" - that connects the mortgage professional community under various media formats. Our exceptional team of industry-seasoned monthly contributors combined with our knowledgeable editorial staff, all with meaningful expertise in their respectful disciplines, provide the most up-to-date news, insight and advice for today's mortgage professional. We are committed to ensuring that today's industry is equipped with the most comprehensive understanding of mortgage news available through our many resources, including, but not limited to, articles in the print edition of National Mortgage Professional Magazine and 38 state-specific e-editions, the NMP Daily and NMP Ticker email newsletters, the exclusive daily news stories and postings on our website (https://nationalmortgageprofessional.com), and our regular series.

About Mid America Mortgage, Inc.:

Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. We offer a wide range of residential home loan programs to meet the needs of most home buyers and homeowners and are also the nation's leading provider of Section 184 home loans for Native Americans. Learn more at https://www.midamericamortgage.com/.

In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings eNotes. Click n' Close is Mid America's ultra-secure, digital mortgage approval and closing process that delivers an eight-minute application process, getting home buyers from application to closing within two weeks. With just a few clicks at closing, Click n' Close puts keys in the home buyer's hand in 15 minutes or less. Apply online at https://clicknclose.com.

Mid America is looking for tech-savvy, service-oriented mortgage professionals to join its growing team. We are dedicated to providing our employees with industry-leading tools and technology to deliver a great package of competitive pricing, programs and knowledgeable service. Want to join our team? Visit https://www.midamericacareer.com/.

Twitter: @midamericamtge

Mid America Mortgage, Inc. (Mid America) announced today that Chief Operating Officer Kara Lamphere was named to National Mortgage Professional (NMP) magazine's 2018 list of Mortgage Banking's Most Powerful Women.

Related link: https://www.midamericamortgage.com/

MReport Names LBA Ware Among Mortgage Industry’s Top 25 Employers

MACON, Ga. /ScoopCloud/ -- LBA Ware(TM), the leading provider of automated compensation software and systems integration solutions for mortgage lenders, announced today that it has been named to MReport's inaugural list of the Top 25 Companies to Work For in mortgage and housing.

MReport recognized LBA Ware for cultivating a workplace culture that encourages collaboration, innovation and professional development. One of just five companies recognized for being minority or woman owned and operated, LBA Ware brings its employees together for the common purpose of helping lenders motivate, incentivize and better leverage the human potential within their organizations.

"Our workplace culture is an important part of who we are," said LBA Ware Founder and CEO Lori Brewer. "As LBA Ware continues to grow, it remains a personal priority of mine to show employees that their personal contributions are as valued as their professional ones and that their desire for work-life balance is not only encouraged, but facilitated."

All new LBA Ware employees receive a pair of Chuck Taylor All-Star sneakers and attend LBA Ware University, a series of structured meetings with each department that helps team members develop a sense of cohesiveness across the organization. To support employee professional growth and spark creativity, LBA Ware employees each receive an annual continuing education stipend which they may apply to their choice of courses, conferences or professional memberships.

Applicants for MReport's Top 25 Companies to Work For are evaluated based on company accomplishments, history of community involvement and workplace characteristics such as employee benefits and recognition programs, opportunities for advancement and evidence of innovation. Employee testimonials are also reviewed by MReport's editorial staff.

All of the Top 25 Companies to Work for are profiled in the November issue of MReport. To browse job openings at LBA Ware, visit https://lbaware.com/our-company/job-opportunities/.

About MReport:
Created in response to industry professionals' need to stay on top of the issues in today's quickly evolving mortgage marketplace, MReport is one of the country's leading sources for mortgage banking news in the form of in-depth stories, commentaries, interviews, profiles, and more.

Every month, the latest edition of MReport can be found on the desks of professionals and policymakers all over the country-or online at Digital.theMReport.com.

About LBA Ware:
Founded in 2008, LBA Ware's mission is to inspire opportunity by delivering solutions that are essential to the way mortgage companies operate. We are a trusted partner and play a key role in our clients' success by enabling them to motivate, incentivize and better leverage the human potential within their organization. Our applications automate traditionally manual business processes for which an existing software solution does not exist, empowering lenders to create an integrated software environment that maximizes their productivity and operational efficiency. For more information about LBA Ware and our software solutions, visit https://lbaware.com.

Twitter: @LBAWare @TheMReportNews #Top25Companies #mortgagebanking #hiring

LBA Ware(TM), the leading provider of automated compensation software and systems integration solutions for mortgage lenders, announced today that it has been named to MReport's inaugural list of the Top 25 Companies to Work For in mortgage and housing.

Related link: https://lbaware.com/

After Inc. Releases Warranty Analytics 2.0 White Paper

NORWALK, Conn. /ScoopCloud/ -- After, Inc., the global leader in Warranty 2.0 solutions, announced today that it has just released its latest research on the warranty analytics industry. After, Inc.'s white paper, "Warranty Analytics 2.0 - Addressing the Gaps in Current Software Solutions," provides an analysis of the warranty services market, outlines the differences between warranty management and warranty analytics software, and offers an alternative - Warranty Analytics 2.0 - to address the limitations in current data analytics solutions.

While self-service analytical software packages contain some functionality for data prep, querying, exploration and visualization, there can be material limitations post-implementation. Problems arise when there is a lack of internal technical/analytical resources to correct data errors in real time.

After, Inc.'s Warranty Analytics 2.0 solution combine warranty-specific data visualization platforms with outsourced and highly trained warranty data analysts in an analytics-as-a service business model to ensure that the data being uploaded and the results being generated are complete and accurate.

To download a copy of the "Warranty Analytics 2.0 - Addressing the Gaps in Current Software Solutions" white paper, click here: http://afterinc.com/warranty-analytics-2-0/

Or, visit After, Inc.'s website at: http://afterinc.com/.

About After, Inc.:

After, Inc. (afterinc.com) is a global leader in the warranty services industry. Its predictive analytics, data-driven marketing strategies, reporting and program administration are second to none. After, Inc. partners with some of the world's top brands to help transform their warranty businesses, driving customer satisfaction post-purchase, higher product reliability, deeper brand equity and additional revenue / profit opportunities.

Headquartered in Norwalk, Conn. with offices in New York City, After, Inc. is part of the EPIC Holdings family of companies, which also includes EPIC Insurance Brokers & Consultants and PowerGuard Specialty Insurance Services.

After, Inc., the global leader in Warranty 2.0 solutions, announced today that it has just released its latest research on the warranty analytics industry. After, Inc.'s white paper, "Warranty Analytics 2.0 - Addressing the Gaps in Current Software Solutions," provides an analysis of the warranty services market, outlines the differences between warranty management and warranty analytics software.

Related link: http://afterinc.com/

QRL Leverages DocMagic’s eVault Technology to Purchase eNotes from Correspondent Clients

ANAHEIM, Calif. /ScoopCloud/ -- Annual CUNA Lending Council Conference -- DocMagic, Inc., the premier provider of fully-compliant loan document preparation, regulatory compliance and comprehensive eMortgage services, announced that QRL Financial Services (QRL), a nationwide provider of residential mortgage lending services for community banks and credit unions, has leveraged its eVault technology to purchase eNotes. The announcement was made during the 24th Annual CUNA Lending Council Conference at the Disneyland Hotel in Anaheim, Calif.

Implementing an eVault means QRL can increase new business by extending its reach to lenders that are ready to implement eClosings and sell eNotes. In addition to providing improved service, they will competitively position themselves for the future. The deal will make QRL one of the first investors outside of the GSEs to begin purchasing eNotes.

"QRL is a farsighted organization, and by implementing eVault technology now, they stand to capitalize on marketplace opportunities as eNotes continue to gain adoption," stated Dominic Iannitti, president and CEO of DocMagic. "We tend to partner with early adopters like QRL, who will reap the benefits of their industry insight. We look forward to the success they realize by utilizing our eVault and supporting technology."

Because QRL is using DocMagic's SmartDocs, all documents retain a tamper evident seal to ensure data and document integrity. Using static documents, that don't include SmartDoc transactional (XML) metadata, means some organizations have the difficult, costly and time-consuming task of confirming that data and documents are in sync.

"Offering a truly paperless solution is the future. Consumers will expect and demand a closing experience that is more timely, convenient and informative," says Alex Rivera, managing director at QRL Financial Services. "QRL's ability to purchase and service eNotes will allow the credit unions and community banks that we service to stay ahead of the technology curve as they compete with the larger institutions in the race to improve the mortgage experience."

The solution will also create greater secondary market process efficiencies because of reduced cycle times. QRL will be able to fund faster with fewer post-closing document issues.

DocMagic and QRL will be attending the 24th Annual CUNA Lending Council Conference from October 28-31, 2018 at the Disneyland Hotel in Anaheim, Calif. The companies can be contacted at michael@docmagic.com for DocMagic and sales@qrlfinancial.com for QRL.

About DocMagic:

DocMagic, Inc. is the leading provider of fully-compliant loan document preparation, compliance, eSign and eDelivery solutions for the mortgage industry. Founded in 1987 and headquartered in Torrance, Calif., DocMagic, Inc. develops software, mobile apps, processes and web-based systems for the production and delivery of compliant loan document packages. The company's compliance experts and in-house legal staff consistently monitor legal and regulatory changes at both the federal and state levels to ensure accuracy. For more information on DocMagic, visit https://www.docmagic.com/.

About QRL Financial Services:

QRL Financial Services, a division of First Federal Bank, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company's comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing. QRL retains servicing and does not cross sell. Providing free access to a loan origination system and a dedicated loan coordinator, QRL Financial Services assists community lenders in creating an exceptional mortgage experience. For more information, visit http://www.qrlfinancial.com/ or call 888.766.4734.

DocMagic, Inc., the premier provider of fully-compliant loan document preparation, regulatory compliance and comprehensive eMortgage services, announced that QRL Financial Services (QRL), a nationwide provider of residential mortgage lending services for community banks and credit unions, has leveraged its eVault technology to purchase eNotes. The announcement was made during the 24th Annual CUNA Lending Council Conference.

Related link: https://www.docmagic.com/

New Britain Mortgage Appoints Brian Giardino as CEO

CHALFONT, Pa. /ScoopCloud/ -- A Pennsylvania-based mortgage company, New Britain Mortgage, LLC, a subsidiary of Merck Sharp & Dohme Federal Credit Union (MSDFCU), is excited to announce that Brian Giardino has joined the firm as CEO.

"Our priority is to serve our members and the local region. We want to introduce a community lending platform that is trusted, convenient and simple," Giardino says. "And, as a subsidiary of a non-profit credit union, we can do just that."

Giardino has nearly 25 years of financial services and mortgage lending experience. Past accomplishments include leading large divisions, turning around new and struggling departments, and cultivating high performance teams. He's a versatile strategist and combines skills that make him an ideal change driver, corporate transformer and operations executive.

Prior to joining New Britain, he was vice president at Radian Guaranty, Inc., a national leader in the mortgage insurance market. He reported directly to the COO, led the operations, planning, and delivery groups, managed the company's initiative and tactical roadmap, and chaired the Executive Leadership Strategic Roundtable. He also served as a senior advisor and Board Liaison. Recent accomplishments include the rescuing and delivery of a $66MM over budget - a two and a half year overdue operations business transformation initiative. Earlier in his career, Giardino led operations and underwriting groups with banking and mortgage origination firms such as ING Direct, GMAC Bank and PHH Mortgage.

As a graduate of Philadelphia's Temple University, Giardino is intimately familiar with the region. He has a degree in Business Administration Finance and also achieved a Lean Six Sigma Master Certification from Villanova University. He retains the status of FHA Direct Endorsement Underwriter from HUD and VA Automatic Underwriter from the Department of Veterans Affairs.

He's a dedicated business leader and participates in Greater Philadelphia local foundations and local Lean Six Sigma Process Improvement groups. He's an active community volunteer and work includes bi-annual participation with the Cradle-to-Crayons foundation; fundraising for St. Jude's Children's Research Centers and Orange Days of Giving - rebuilding local inner-city school classrooms and playgrounds. He lives in southern New Jersey with his wife and family.

About New Britain, LLC:

As a community-based mortgage company, the region's residents are New Britain's first priority. Core business areas in the state include: Eastern Pennsylvania, the greater Philadelphia area, Philadelphia and Bucks, Montgomery, Chester, Delaware, Lehigh, Berks and Lancaster counties.

For more information: https://newbritainmortgage.mortgagewebcenter.com/

About MSDFCU:

Founded in 1950, MSDFCU is one of the largest credit unions in Pennsylvania. Like other financial institutions, it offers a full range of products and services. Unlike for-profit banks, it's a not-for-profit credit union and all earnings are returned to members in the form of better rates on savings and loans, and additional products and services.

For more information: https://www.msdfcu.org/.

A Pennsylvania-based mortgage company, New Britain Mortgage, LLC, a subsidiary of Merck Sharp & Dohme Federal Credit Union (MSDFCU), is excited to announce that Brian Giardino has joined the firm as CEO. Giardino has nearly 25 years of financial services and mortgage lending experience.

ReverseVision Vice President Wendy Peel Recognized as One of Mortgage Banking’s Most Powerful Women

SAN DIEGO, Calif. /ScoopCloud/ -- ReverseVision, the leading provider of technology and training for the reverse mortgage industry, announced today that Vice President of Sales and Marketing Wendy Peel has been honored by National Mortgage Professional (NMP) Magazine as one of Mortgage Banking's Most Powerful Women.

The NMP award, new this year, honors "women who continue to blaze new trails and lead the way for a brighter future in today's mortgage profession." Peel was recognized for reimagining and redirecting how Home Equity Conversion Mortgages (HECMs) and other reverse mortgage products are viewed by lenders and consumers in ways that will have a long-lasting and positive impact on the mortgage industry.

Peel's innovative Generational Lending(TM) approach to serving borrower needs across the consumer lifecycle has entrenched ReverseVision as the reverse mortgage market's most dynamic and leading origination platform while simultaneously winning over lender hearts and minds on the benefits of reverse mortgages. She is a regular contributor to industry trade publications, writing on topics from Generational Lending to connecting with baby boomers online.

"When Wendy joined us in 2015, she embarked on a multi-year education campaign to enlighten lenders and brokers as to the significant opportunity open to them in originating HECMs," said John Button, president and CEO of ReverseVision. "More recently, she has expanded on that theme to demonstrate the positive impact of positioning HECMs alongside traditional mortgages for every potential borrower."

"My mission has been to help lenders realize the many potential opportunities that reverse mortgage products offer to better meet the needs of borrowers," said Peel. "It's gratifying to play a role in helping lenders succeed."

A complete list of Mortgage Banking's Most Powerful Women appears in the October issue of NMP: https://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201810/#/0.

About National Mortgage Professional:

National Mortgage Professional Magazine has become "The Source for Top Originators" - that connects the mortgage professional community under various media formats. Our exceptional team of industry-seasoned monthly contributors combined with our knowledgeable editorial staff, all with meaningful expertise in their respectful disciplines, provide the most up-to-date news, insight and advice for today's mortgage professional. We are committed to ensuring that today's industry is equipped with the most comprehensive understanding of mortgage news available through our many resources, including, but not limited to, articles in the print edition of National Mortgage Professional Magazine and 38 state-specific e-editions, the NMP Daily and NMP Ticker email newsletters, the exclusive daily news stories and postings on our website (https://nationalmortgageprofessional.com), and our regular series of original Webinars, along with a number of additional resources in the works.

About ReverseVision:

ReverseVision, Inc. is the leading provider of technology and training for Home Equity Conversion Mortgage (HECM) origination. With nearly 10,000 active users, ReverseVision technology is used by 10 of the top-ten reverse mortgage lenders and supports more HECM transactions than all other systems combined. The company's comprehensive product suite also includes HECM sales and education tools and a dedicated professional services team. ReverseVision partners with some of the finest and fastest-growing banks, credit unions and lending organizations in the United States to provide its HECM technology to brokers, correspondents, lenders and investors.

A three-time HousingWire TECH100(TM) company, ReverseVision has also been recognized in Deloitte's Technology Fast 500(TM) listing. ReverseVision's annual user conference, the only event of its kind in the industry, brings together more than 200 lenders, vendors and educators each year to advance HECM lending. The company continues to build on its technology's pioneering capabilities with frequent enhancements aimed at boosting users' HECM volume, workflow efficiency and data analysis capabilities.

For more information, visit https://www.reversevision.com.

Twitter: @ReverseVision #reversemortgage #HECM @NatlMortgagePro #mortgagebanking

ReverseVision, the leading provider of technology and training for the reverse mortgage industry, announced today that Vice President of Sales and Marketing Wendy Peel has been honored by National Mortgage Professional (NMP) Magazine as one of Mortgage Banking's Most Powerful Women.

Related link: https://www.reversevision.com/

FormFree’s Faith Schwartz Named Among Mortgage Banking’s Most Powerful Women

ATHENS, Ga. /ScoopCloud/ -- FormFree(R) today announced that National Mortgage Professional (NMP) magazine has named Acting President Faith Schwartz to the publication's inaugural list of Mortgage Banking's Most Powerful Women.

Unilaterally regarded as a leader in mortgage banking, Schwartz was recognized for playing a firsthand role in shaping housing finance public policy and best practices over her 25-plus-year career in the industry. Currently, Schwartz is principal and founder at Housing Finance System Strategies, a housing finance strategic advisory firm, and acting president of FormFree.

In 2007, Schwartz was recruited to lead HOPE NOW, an alliance formed by the U.S. Secretary of the Treasury in response to the housing market crisis. As HOPE NOW's executive director, Schwartz assembled a coalition of government agencies, lending institutions, nonprofits and housing trades. Schwartz has also held executive-level roles at CoreLogic and Freddie Mac and served as a strategic advisor at Accenture. She has made multiple appearances on C-SPAN and News Hour and testified numerous times to Congress and the Federal Reserve.

"Faith has devoted her career to ensuring that advances to mortgage banking technology and policies optimally serve consumers," said Brent Chandler, founder and CEO of FormFree. "Her expertise and leadership in the industry is unparalleled, and I wholeheartedly congratulate her on this well-deserved recognition."

"My career goal has been to help our housing finance market evolve into a more tech-savvy and consumer-focused business that meets the needs of the homeowners of the future," said Schwartz. "It's an honor to be recognized for a pursuit that has brought me great professional and personal satisfaction."

Mortgage Banking's Most Powerful Women honorees were selected by NMP editors and recognized in the magazine's October issue for being "women who continue to blaze new trails and lead the way for a brighter future in today's mortgage profession." The full list of honorees can be viewed at https://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201810/#/0.

About National Mortgage Professional:

National Mortgage Professional Magazine has become "The Source for Top Originators" - that connects the mortgage professional community under various media formats. Our exceptional team of industry-seasoned monthly contributors combined with our knowledgeable editorial staff, all with meaningful expertise in their respectful disciplines, provide the most up-to-date news, insight and advice for today's mortgage professional.

We are committed to ensuring that today's industry is equipped with the most comprehensive understanding of mortgage news available through our many resources, including, but not limited to, articles in the print edition of National Mortgage Professional Magazine and 38 state-specific e-editions, the NMP Daily and NMP Ticker email newsletters, the exclusive daily news stories and postings on our website (https://nationalmortgageprofessional.com), and our regular series of original Webinars, along with a number of additional resources in the works.

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) reports are used by hundreds of lenders nationwide to verify borrower assets, employment and income in minutes. With FormFree, lenders can delight customers with a paperless experience and reduce origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM).

To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: #FormFree @NatlMortgagePro #mortgagebanking

FormFree(R) today announced that National Mortgage Professional (NMP) magazine has named Acting President Faith Schwartz to the publication's inaugural list of Mortgage Banking's Most Powerful Women.

Related link: https://www.formfree.com/

Lori Brewer of LBA Ware Honored as One of Mortgage Banking’s Most Powerful Women

MACON, Ga. /ScoopCloud/ -- LBA Ware(TM), the leading provider of automated compensation software and systems integration solutions for mortgage lenders, today announced that company Founder and CEO Lori Brewer has been honored by National Mortgage Professional (NMP) magazine as one of Mortgage Banking's Most Powerful Women.

Brewer was recognized as an accomplished entrepreneur and technology leader who has dedicated her career to developing innovative business process optimization tools for mortgage lenders. Since founding LBA Ware in 2008, Brewer has led the development of more than 25 financial applications that have become essential to the way mortgage lenders operate, contain costs and improve productivity - including automated incentive compensation platform CompenSafe(TM) and mortgage systems integration middleware LOS Talker(TM).

A highly-sought-after resource on the topics of loan officer compensation and mortgage operations cost containment, Brewer is a frequent speaker at industry events. Recent engagements include the NEXT Mortgage Conference, The Mortgage Collaborative's Summer Conference, the Mortgage Bankers Association's 2018 Human Resources Symposium, HousingWire's inaugural engage.marketing conference and the MBA's Annual Convention & Expo.

"I'm honored to be named to National Mortgage Professional's inaugural list of Mortgage Banking's Most Powerful Women," said Brewer. "What makes my job so rewarding is being able to equip lenders with compensation and performance data that empowers the informed decisions necessary for success in a tightening market."

NMP's full list of Mortgage Banking's Most Powerful Women can be found in the magazine's October issue at https://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201810/#/0.

About National Mortgage Professional:

National Mortgage Professional magazine has become "The Source for Top Originators" - that connects the mortgage professional community under various media formats. Our exceptional team of industry-seasoned monthly contributors combined with our knowledgeable editorial staff, all with meaningful expertise in their respectful disciplines, provide the most up-to-date news, insight and advice for today's mortgage professional. We are committed to ensuring that today's industry is equipped with the most comprehensive understanding of mortgage news available through our many resources, including, but not limited to, articles in the print edition of National Mortgage Professional magazine and 38 state-specific e-editions, the NMP Daily and NMP Ticker email newsletters, the exclusive daily news stories and postings on our website (https://nationalmortgageprofessional.com), and our regular series of original Webinars, along with a number of additional resources in the works.

About LBA Ware:

Founded in 2008, LBA Ware's mission is to inspire opportunity by delivering solutions that are essential to the way mortgage companies operate. We are a trusted partner and play a key role in our clients' success by enabling them to motivate, incentivize and better leverage the human potential within their organization. Our applications automate traditionally manual business processes for which an existing software solution does not exist, empowering lenders to create an integrated software environment that maximizes their productivity and operational efficiency.

For more information about LBA Ware and our software solutions, visit https://lbaware.com.

Twitter: @LBAWare @NatlMortgagePro #mortgagebanking

VIDEO (YouTube):
https://youtu.be/p9dNt-UR-3k

LBA Ware(TM), the leading provider of automated compensation software and systems integration solutions for mortgage lenders, today announced that company Founder and CEO Lori Brewer has been honored by National Mortgage Professional (NMP) magazine as one of Mortgage Banking's Most Powerful Women.

Related link: https://lbaware.com/

MCT to Unveil its MSRlive! Platform that Accurately, Easily and Quickly Values Servicing Portfolios

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing software firm, announced the upcoming launch of MSRlive!, a powerful web-based platform designed to effectively support lenders' efforts to build, maintain and optimize their servicing portfolios. The solution will be officially released at the IMN's first annual Residential Mortgage Servicing Rights Forum in Los Angeles on November 5. Interested parties can join an upcoming MSRlive! webinar that will be held on November 15 for additional information.

MSRlive! delivers highly accurate pricing for servicing portfolio valuations by automatically evaluating scenarios using more than 400 different factors that are fully customizable based on lender preferences. It was designed to be straightforward and easy to learn, simple to run (without the help of IT) and provide robust analysis. Detailed reports are also easily created, establishing the best possible servicing model for lenders' specific business needs. Users are able to effectively forecast and manage their portfolios, predicting the impact of market shifts.

"We developed MSRlive! to put our clients in the driver's seat to value their servicing portfolios and run customizable future market scenarios," stated Phil Laren, Director of MSR Services at MCT. "Using a sophisticated model and technology platform, we are able to drastically increase the speed and accuracy of MSR portfolio valuations. MSRlive! is the mortgage industry's most detailed and accurate servicing portfolio valuation solution on the market."

MSRlive! is supported by an experienced team of MCT specialists that are dedicated solely to its MSR Services Division. MCT's MSR experts work with clients to define and understand all base assumptions; clients have the ability to easily upload their data and run at their discretion; users are able to create various sets of reports that are easily generated (e.g. cash flow forecasting, accounting, portfolio analysis, etc.); and the results can then be viewed to make intelligent, actionable decisions that mitigate risk. Servicing portfolios are analyzed and valued at over 30 loans per second in great detail - and with unmatched accuracy.

Key MSRlive! Features:
* Over 400 inputs establishes unparalleled accuracy plus the ability to edit them
* Cash flow analysis to help clients effectively evaluate future cash flow
* Standard reporting features use daily market rates and make it easy to edit most frequent inputs
* Grid pricing can be integrated with most pricing engines and can be updated as often as needed
* Rate shock analysis of 200 basis points in either direction prepares clients for unseen market changes

MCT's MSR Services Division also offers additional services that include portfolio valuation reports, enhanced retain-release extension, MSR strategy consulting, custom MSR Grids, and MSR hedging and brokerage services.

To learn more, register for the upcoming MSRlive! webinar on November 15, 2018 at 11 a.m. PST: https://mct-trading.com/msrlive-coming-soon-webinar/

MCT will also be available to answer questions regarding MSRlive! at the IMN's Residential Mortgage Servicing Rights Forum in Los Angeles on November 5 - 6. In addition, MCT's Phil Laren will be speaking on a panel on Monday, November 5 at 4:40 p.m. entitled "The Pre-Hedging Decisions For Origination Hedgers."

About MCT:

Founded in 2001, Mortgage Capital Trading, Inc. (MCT) has grown from a boutique mortgage pipeline hedging firm into the industry's leading provider of fully-integrated capital markets services and technology. MCT offers an array of best-in-class services and software covering mortgage pipeline hedging, best execution loan sales, outsourced lock desk solutions, MSR portfolio valuations, business intelligence analytics, mark to market services, and an award-winning comprehensive capital markets software platform called MCTlive!

MCT supports independent mortgage bankers, depositories, credit unions, warehouse lenders, and correspondent investors of all sizes. Headquartered in San Diego, California, MCT also has offices in Philadelphia, Santa Rosa, Los Angeles and Dallas. MCT is well known for its team of capital markets experts and senior traders who continue to provide the boutique-style hands-on engagement clients love.

For more information, visit https://mct-trading.com or call (619) 543-5111.

Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing software firm, announced the upcoming launch of MSRlive!, a powerful web-based platform designed to effectively support lenders' efforts to build, maintain and optimize their servicing portfolios.

Related link: https://mct-trading.com/

EPIC’s Casey Lillis to Present on Cyber Security and Data Privacy at GLAMM 2018 in Dallas

DALLAS, Texas /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Account Executive Casey Lillis will present at the Globalaw Annual Members Meeting (GLAMM) 2018 on Thurs., Oct. 25 at 11:30 a.m. at the Jackson Walker office in Dallas, Texas.

Lillis will participate in the panel, "Cybersecurity and Data Privacy - Innovation and Risk at a Crossroads" alongside Batya Forsyth of Hanson Bridgett and Richard Healy of Oldham, Li & Nie. This panel will discuss existing legal frameworks surrounding cybersecurity and data privacy, along with strategies and best practices for both advance compliance and responses in the event of a data breach.

The EPIC-sponsored event will offer attendees the opportunity to attend panel sessions, build relationships with industry experts and exchange, educate and improve what is delivered to clients.

Click here to register for the event: https://www.globalaw.net/event/globalaw-annual-members-meeting-2/.

About Casey Lillis, account executive at EPIC:

Casey Lillis is a knowledgeable cyber risk resource supporting EPIC's client base in California. Prior to joining EPIC, Lillis was an underwriter for Chubb in their financial lines group. He specialized in the analysis and pricing of cyber risk and professional liability insurance for middle and major market organizations.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 1,400 team members operating from 50 offices across the U.S., providing Property and Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 20,000 clients.

With run rate revenues greater than $400 million, EPIC ranks among the top 20 retail insurance brokers in the U.S. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit https://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Account Executive Casey Lillis will present at the Globalaw Annual Members Meeting (GLAMM) 2018 on Thurs., Oct. 25 at 11:30 a.m. at the Jackson Walker office in Dallas, Texas.

Related link: https://www.epicbrokers.com/

$125M in Telecom Refunds and 25 Years later with Auditel Inc. Telecom Expense Management Company

ORLANDO, Fla. /ScoopCloud/ -- Auditel Inc. of Florida celebrates 25 years in business. Barbara Clements founded Auditel in February of 1993. "I'm often asked how Auditel started and changed over the years."

In the early 90's, I was in the long-distance business, and one of our clients was Gooding's Supermarkets, a Florida-based grocery store chain. While reviewing their telecom bills, I noticed they weren't billed usages for 30 phone lines. The telecom vendor thought the phone lines were in use, but I could find none of the normal usages on any bills for the past 10 years, so I requested a site visit.

The Service Provider and the vendor spent the entire day trying to locate the 30 lines. Turns out the lines had never been delivered to the site, and had been billing for the past 10 years! We obtained a refund back to the service established date, plus interest. It was a sizable refund, and I knew right then that I was on to something. I started Auditel and haven't looked back.

Gooding's hired Auditel to oversee their telecom department, and the bank branches inside the supermarkets used our telecom audit services, and the journey began. I enjoyed finding mistakes in the phone and data billings, and there were a lot of errors in our client's bills. The news traveled quickly and we began getting requests for telecom audits for clients like Florida Hospital, Rotech Medical, Sears Pest Control, Airgas, 1st National Bank, Rent a Center, the Orlando Sentinel, Pier1Imports, among others. It was truly amazing to be working with Fortune 500 Companies in our first years of business.

As we expanded, I developed a telecom training curriculum that brought IT Managers, telecom analysts, and accounts payable the telecom expense management tools and process to analyze Service Providers taxes, surcharges, fees, contracts, and USOC codes. With our GSA schedule we trained several divisions of the U.S. Marines, and The National Weather Service. Then GMAC Insurance, Southern Company, RentWay, EchoStar (now Dish Networks) and many more of our clients can't be named due to confidentiality and NDA.

We recently performed telecom expense management services for a client with current TEM provider. After two other firms independently conducted the telecom audit they couldn't find any telecom refunds or savings. The client asked us to perform the same audit, within 3 weeks we delivered findings of over $350K in refunds plus monthly savings, with no change of Service Provider, and no upfront costs. Auditel contingency TEM services deliver unbiased results.

What started out as a question about a Gooding's phone bill ended up starting the foundations of Auditel. Now thanks to our clients, for 25 years we've delivered telecom audits, inventory management, telecom training, and contingency based telecom expense management.

Learn more at: https://auditelinc.com

Auditel Inc. of Florida celebrates 25 years in business. Barbara Clements founded Auditel in February of 1993. "I'm often asked how Auditel started and changed over the years. In the early 90's, I was in the long-distance business, and one of our clients was Gooding's Supermarkets, a Florida-based grocery store chain."

Related link: https://auditelinc.com/

Jeremiah Glassford of EPIC Named a 2018 Veteran of Influence by Birmingham Business Journal

BIRMINGHAM, Ala. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Senior Client Executive Jeremiah Glassford has been named a 2018 Veteran of Influence by Birmingham Business Journal.

The 2018 Veterans of Influence Awards honors the men and women who have served our country and have made a place for themselves in Birmingham's business world. Winners have a strong record of innovation or outstanding performance in their work and are actively involved in the community.

"Jeremiah's experience as a litigation attorney and a noncommissioned officer in high-risk combat zones give him a very unique perspective to help our clients identify and successfully manage complex risks," said Crawford McInnis, managing principal at EPIC. "His military background and business experience make him an unparalleled leader and we are proud to have him on our team."

Glassford has served in the U.S. Army since 1999, including three tours of duty in Afghanistan and Iraq with extensive leadership and risk management/safety training. He currently serves on the U.S. Army Reserve's Regional Emergency Preparedness Liaison Officer Team for FEMA Region IV, where he coordinates Department of Defense military assistance to other federal agencies, state governments and civilian authorities during large-scale disaster response operations.

About Jeremiah Glassford, senior client executive, EPIC:

Glassford is a Senior Client Executive in our Birmingham, Alabama office; he brings his legal and risk management proficiency to EPIC's national platform.

He is involved in all aspects of new business development, risk management and client retention, including needs assessment and exposure identification; risk management and insurance program audits; program design and placement; ongoing client management; program stewardship; and resource and vendor management.

Prior to joining EPIC, Glassford was a commercial litigator with Birmingham-based law firm Balch & Bingham who he represented clients throughout the country, ranging from private equity investors and public utilities to product manufacturers and insurance companies, in commercial litigation involving contract disputes, insurance coverage issues, business torts and unfair competition, financial services, products liability, intellectual property and trade secrets, class actions, and health care issues.

He graduated from the University of Alabama at Birmingham with a Bachelor of Science in Business Management, where was on the President's List and a member of the Beta Gamma Sigma Business Honor Society. He earned his Juris Doctor, magna cum laude, from the University of Alabama School of Law. He also received ratings of "exceeded course standards" and graduated in the top 20% of every U.S. Army leadership course he attended: Primary Leadership Development Course, Basic Noncommissioned Officer Course, and Advanced Noncommissioned Officer Course.

Glassford is a member of the American Bar Association, the Alabama State Bar, and the Birmingham Bar Association. He is also a proud supporter of Alabama Veteran, a non-profit founded and operated by veterans to help each other reintegrate into civilian society, engage their communities, and improve themselves professionally and personally.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 1,400 team members operating from 50 offices across the U.S., providing Property and Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 20,000 clients.

With run rate revenues greater than $400 million, EPIC ranks among the top 20 retail insurance brokers in the U.S. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit https://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Senior Client Executive Jeremiah Glassford has been named a 2018 Veteran of Influence by Birmingham Business Journal.

Related link: https://www.epicbrokers.com/

McWhirter Realty Partners Hires Susan C. Dorr as Chief Operating Officer

ATLANTA, Ga. /ScoopCloud/ -- McWhirter Realty Partners, a comprehensive real estate services firm offering brokerage, asset management, property management, development and advisory services, today announced it has hired Susan C. Dorr as Chief Operating Officer.

Dorr will be responsible for leading the company's management expansion across the Southeast. She will also work closely with Barry E. McWhirter, CEO, to improve the company's IT services, enhance software platforms for internal and external reporting and develop the overall strategy of growth.

"Susan's experience is a natural fit for our company as we grow our management portfolios," said Barry E. McWhirter, CEO. "We are excited about the leadership she brings to our team, and the vast knowledge of cutting-edge systems and processes necessary to ensure we continue to deliver the highest quality services to our clients."

Susan has more than 30 years of healthcare real estate experience with both private and public real estate investment trusts, along with experience in retail and office portfolio management, development and leasing. She is recognized for her ability to deliver successful projects, increase profitability and foster solid client relationships.

Throughout her career she has directed property and asset management platforms for over five million square feet of medical office buildings in the southeast for institutional owners including American Healthcare Investors, Healthcare Trust of America, Cogdell Spencer ERDMAN and Edens & Avant. Dorr holds CPM and CCIM designations, as well as a Georgia and South Carolina Broker's License.

McWhirter Realty Partners:

Founded in 1981, McWhirter Realty Partners has established itself as a leading real estate services firm averaging more than 200 sale and lease transactions representing in excess of $150 million in real estate volume. McWhirter Realty Partners focusses on brokerage, asset management, property management and development services with expertise in industrial, office, retail, medical and land sales throughout the United States. The company consistently ranks as a Top Ten Producer as recognized by the Atlanta Commercial Board of Realtors. McWhirter Realty Partners is located at 300 Galleria Parkway, Suite 300, Atlanta, Georgia 30339.

More information: http://www.mcwrealty.com/

* Logo link for media: Send2Press.com/300dpi/18-1022s2p-mcwhirter-realty-300dpi.jpg

McWhirter Realty Partners, a comprehensive real estate services firm offering brokerage, asset management, property management, development and advisory services, today announced it has hired Susan C. Dorr as Chief Operating Officer.

Related link: http://www.mcwrealty.com/

Digital Mortgage Maven Kelly Purcell Joins NotaryCam as EVP of Marketing and Business Development

NEWPORT BEACH, Calif. /ScoopCloud/ -- NotaryCam(R), leader in online notarization and the original provider of mortgage eClosing solutions, today announced that the company has hired digital mortgage specialist Kelly Purcell as Executive Vice President of Marketing and Business Development.

Purcell will bring her more than 30 years of financial services and digital mortgage strategy expertise to oversee NotaryCam's marketing, industry partnerships and enterprise sales efforts.

"With the launch of eClose360, NotaryCam is forging new ground in remote online notarizations and closings, and there's no one better to help us blaze this trail than Kelly Purcell," said NotaryCam Founder Rick Triola. "Her insights and expertise on digital mortgage strategy and execution are second to none, and we're confident that NotaryCam's clients will benefit tremendously from her presence on the team."

Before joining NotaryCam, Purcell founded eRelevant Consulting to advise lenders on using digital technology solutions to meet business objectives, overcome problems and remain competitive. Prior to that, Purcell spent more than 14 years with eSignSystems as Executive Vice President of Sales and Marketing, a position she maintained through two acquisitions - first by Wave Systems in August 2001 and then by DocMagic in October 2014. Purcell also co-founded SignOnline in 1999, which was later re-branded as eSignSystems.

"Having been a career-long advocate for digital mortgage adoption, I am especially eager to join the NotaryCam team to help industry players realize the benefits of remote online notarization and remote online closings and look forward to working directly with NotaryCam's clients and partners in realizing the full potential of the eClose360 platform," Purcell said.

About NotaryCam:

After pioneering the world's first remote online notarization (RON), career real estate executive Rick Triola founded NotaryCam in 2012, and shortly thereafter, the company completed the first remote online closing (ROC) in 2014. Today, NotaryCam is the leader in online notarization and mortgage eClosing solutions, having notarized documents worldwide for hundreds of thousands of customers in all 50 states. The company's patented eClose360(R) platform delivers the "perfect" online mortgage closing in every jurisdiction with a flexible workflow for document recording and unparalleled identity verification, security and customer convenience. NotaryCam also proudly maintains an industry-leading 99.8 percent customer satisfaction rating.

Visit https://www.notarycam.com for additional information or to get a document notarized today.

Twitter: @NotaryCam #ROC #RON #digitalmortgage #emortgage #eclosing #enotary

NotaryCam, leader in online notarization and the original provider of mortgage eClosing solutions, today announced that the company has hired digital mortgage specialist Kelly Purcell as Executive Vice President of Marketing and Business Development.

Related link: https://www.notarycam.com/

Bank of Southern California NA Announces Senior Vice President Promotions

SAN DIEGO, Calif. /ScoopCloud/ -- Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL), a community business bank headquartered in San Diego, Calif., announced the promotions of Margaret Rheinwald to Senior Vice President, Controller and Sharokin Badal to Senior Vice President, Treasury Services. The promotions reflect their years of service with the bank and their meaningful contributions to support the company's ongoing growth and expansion.

Margaret Rheinwald - Senior Vice President, Controller -

Ms. Rheinwald joined Bank of Southern California in 2014 as Vice President, Controller with nearly fifteen years of accounting and finance experience in the banking industry. She has been successful in leading and managing an efficient Finance and Accounting Department and has played a significant role in supporting the bank's strategic M&A goals.

Sharokin Badal - Senior Vice President, Treasury Services -

Mr. Badal joined the company in 2008 as Vice President, Cash Management Officer with more than eleven years of industry experience. He has been instrumental in developing a suite of competitive treasury products to meet the needs of businesses. He also has assembled a team of key personnel to support the digital banking and treasury needs of Bank of Southern California clients.

"I am pleased to recognize these individuals and the contributions they have made to support the company's continuous growth and expansion," said Nathan Rogge, President and CEO of Bank of Southern California. "They have both demonstrated strong leadership and management of their respective departments and I am confident they will continue to drive high performing results for Bank of Southern California," Rogge added.

About Bank of Southern California:

A growing community bank, established in 2001, Bank of Southern California, N.A., with headquarters in San Diego, Calif., is locally owned and managed, and offers a range of financial products to individuals, professionals and small-to-medium sized businesses. The Bank's solution-driven, relationship-based approach to banking provides accessibility to decision makers and enhances value through strong partnerships with its clients.

The Bank currently operates eleven branches in San Diego County, Los Angeles County, the Coachella Valley in Riverside County, as well as a production office in Orange County.

For more information, please visit https://www.banksocal.com/ or call (858) 847-4780.

Tickers: OTC Pink:BCAL / OTC:BCAL / OTCMKTS: BCAL / OP: BCAL

Bank of Southern California, N.A. (OTC Pink: BCAL / OTCMKTS:BCAL), a community business bank headquartered in San Diego, Calif., announced the promotions of Margaret Rheinwald to Senior Vice President, Controller and Sharokin Badal to Senior Vice President, Treasury Services. The promotions reflect their years of service with the bank and their meaningful contributions to support the company's ongoing growth and expansion.

Related link: https://www.banksocal.com/

iFOS Managing Consultants LLC Awarded Multi-Year FOIA Support Services Contract with DOD

COLUMBIA, Md. /ScoopCloud/ -- Intelligent Fiscal Optimal Solutions(R) (iFOS) Managing Consultants, LLC is pleased to announce the notification of a multi-year award to provide Freedom of Information Act (FOIA) services for the Office of the Assistant Secretary of Defense for Public Affairs located in Washington, D.C.

The contract was awarded under iFOS' General Services Administration (GSA) Professional Support Services (PSS) Schedule GS-23F-0102X.

Under the contract, iFOS will process FOIA and Privacy Act (PA) requests and serve as the focal point of contact for all FOIA requests and actions within the organization.

Additional servicing components include: record preparation, metadata creation, digitization of records, record retrieval, declassification review, and package tracking and submission.

iFOS' President and CEO Tawanda Smith noted, "iFOS brings a wealth of experience from previous contracts to effectively perform administrative support services, reporting, documentation preparation, and policy oversight. Our professionals understand the FOIA request process and know how to efficiently manage critical processes and procedures to deliver timely results."

About Intelligent Fiscal Optimal Solutions (iFOS)(R), LLC:

iFOS Managing Consultants, LLC is a Certified Public Accountant (CPA) consulting firm specializing in audit and assurance, advisory and consulting services. The firm is certified under the Small Business Administration (SBA) 8(a) and 8(m) programs and provides services to public and private organizations under its General Services Administration (GSA) Professional Support Services (PSS) Schedule GS-23F-0102X.

For more information, visit: https://www.ifoscorp.com/.

Intelligent Fiscal Optimal Solutions(R) (iFOS) Managing Consultants, LLC is pleased to announce the notification of a multi-year award to provide Freedom of Information Act (FOIA) services for the Office of the Assistant Secretary of Defense for Public Affairs located in Washington, D.C.

Related link: https://www.ifoscorp.com/

Kevin Harnetiaux Joins EPIC Insurance Brokers in Sacramento CA

SACRAMENTO, Calif /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that insurance industry veteran Kevin Harnetiaux has joined the firm as Senior Vice president and Chief Operating Officer of EPIC's Sacramento Region, including Sacramento, Calif., Gold River, Calif., and Reno, Nev.

Harnetiaux will report jointly to Curt Perata, EPIC's President, Pacific North Region (P&C Operations) and John Connell, West Region President, Employee Benefits (Employee Benefits Operations) and he will be based in EPIC's Sacramento area offices.

With nearly 30 years of industry experience, Harnetiaux joins from the State Fund of California where he served as Executive Vice President of Field Operations. Over the past year at State Fund, Harnetiaux led the design and implementation of a new field structure and strategy, including the appointment of a new field leadership team.

Harnetiaux spent most of his earlier career at The Hartford, in a wide range of increasingly responsible positions, culminating in Senior Vice President and Division Executive, managing commercial business operations across Hartford's thirteen state Western Division, including Arizona, California, Colorado, Nevada, Oregon, Utah and Washington State.

Said Curt Perata, "Kevin's addition further strengthens and enhances EPIC's operations in the greater Sacramento area and across the West. He has a well-deserved reputation for professional expertise; for building strong, effective relationships and teams; and for delivering outstanding service, resources and support to clients, team members, and other business partners."

Added John Connell, "We're excited to have Kevin join EPIC and confident that he will be an exceptional partner and performer as we continue to deepen and strengthen our teams, both regionally and across the country."

Harnetiaux attended California State University in Long Beach, where he received a BSME Degree in Mechanical Engineering before continuing his education at St. Mary's College of California to earn an MBA Degree in Business Administration and Management.

Across his career Harnetiaux has served on the Board of Directors of the California Workers' Compensation Insurance Rating Bureau (WCIRB) including Chairman of the WCIRB's Governing and Executive Committee. He has also been a Director on the Board of the Insurance Industry Charitable Foundation (IICF) and the California Workers' Compensation Institute (CWCI).

Kevin Harnetiaux can be reached at kevin.harnetiaux@epicbrokers.com or 916-673-6001.

About EPIC:
EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has nearly 1,400 team members operating from 50 offices across the U.S., providing Property & Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 40,000 clients

With run rate revenues greater than $400 million, EPIC ranks among the top 15 retail insurance brokers in the United States. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit https://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that insurance industry veteran Kevin Harnetiaux has joined the firm as Senior Vice president and Chief Operating Officer of EPIC's Sacramento Region, including Sacramento, Calif., Gold River, Calif., and Reno, Nev.

Related link: https://www.epicbrokers.com/

ReverseVision and STRATMOR Group Partner to Integrate First-Ever HECM Borrower Satisfaction Benchmark into MortgageSAT

SAN DIEGO, Calif. /ScoopCloud/ -- ReverseVision, the leading provider of technology and training for the Home Equity Conversion Mortgage (HECM) industry, today announced it is partnering with leading mortgage industry advisory firm STRATMOR Group to develop the first-ever HECM borrower satisfaction benchmark as part of STRATMOR's MortgageSAT Borrower Satisfaction Program.

Many of the borrower satisfaction measures that apply to traditional loans also apply to HECM loans, but there are unique elements to HECM origination that factor into the borrower experience as well, such as the requirement that HECM borrowers complete reverse mortgage counseling with an independent third party. To ensure its MortgageSAT program accurately considers these unique HECM processes, STRATMOR Group will build a tailored survey with input from ReverseVision.

"Bringing MortgageSAT to reverse lenders is exciting for a number of reasons," said STRATMOR MortgageSAT Program Director Mike Seminari. "As the dominant provider of reverse mortgage technology, ReverseVision is uniquely positioned to engage a large sample of lender participants, making this a true benchmark lenders can use to assess their performance against a meaningful peer dataset."

According to ReverseVision President and CEO John Button, reverse mortgages still suffer from a poor reputation despite the fact that the causes are long resolved with a HECM program that is safer than ever. "We expect the MortgageSAT survey results, including borrower comments, will shed light on the fact that reverse borrowers are thoughtful people who are planning for their financial futures," said Button. "The vast majority of them are very happy with both the process and the loan product."

With the MortgageSAT program, ReverseVision customers will be able to survey every borrower within 24 hours of loan closing. Direct, instant borrower feedback, along with deep insights into the loan process and the people involved, will enable lenders to pinpoint sources of borrower dissatisfaction and quickly take corrective action. MortgageSAT will provide individual scores for each participant in the HECM process (e.g., counselor, loan officer or broker, processor, underwriter and closer) and measure the borrower's perception of the entire experience with analysis by region, branch and individual employee.

"We're eager to give reverse lenders the ability to understand what's working and what's not working in their origination process," said Seminari. "MortgageSAT's value for lenders includes its ability to deliver actionable insights for mortgage leaders and coaching moments for employees."

About STRATMOR Group:

STRATMOR Group is a leading mortgage industry advisory firm that provides a range of programs and services designed to counsel lender CEOs and senior executives. STRATMOR serves more than 250 companies annually, providing strategies that increase growth and improve profitability in sales, marketing, technology, operations and mergers and acquisitions using comprehensive, propriety data and key insights gained through extensive experience in the mortgage industry. The company is well known for its financial models and its collaboration with the Mortgage Bankers Association in the PGR: MBA and STRATMOR Peer Group Roundtables program. Find out more about STRATMOR on its website at https://www.stratmorgroup.com/.

About ReverseVision:

ReverseVision, Inc. is the leading provider of technology and training for Home Equity Conversion Mortgage (HECM) origination. With nearly 10,000 active users, ReverseVision technology is used by 10 of the top-ten reverse mortgage lenders and supports more HECM transactions than all other systems combined. The company's comprehensive product suite also includes HECM sales and education tools and a dedicated professional services team. ReverseVision partners with some of the finest and fastest-growing banks, credit unions and lending organizations in the United States to provide its HECM technology to brokers, correspondents, lenders and investors.

A three-time HousingWire TECH100(TM) company, ReverseVision has also been recognized in Deloitte's Technology Fast 500(TM) listing. ReverseVision's annual user conference, the only event of its kind in the industry, brings together more than 200 lenders, vendors and educators each year to advance HECM lending. The company continues to build on its technology's pioneering capabilities with frequent enhancements aimed at boosting users' HECM volume, workflow efficiency and data analysis capabilities. For more information, visit https://www.reversevision.com.

Twitter: @ReverseVision @STRATMORGroup #HECM #MortgageSAT

ReverseVision, the leading provider of technology and training for the Home Equity Conversion Mortgage (HECM) industry, today announced it is partnering with leading mortgage industry advisory firm STRATMOR Group to develop the first-ever HECM borrower satisfaction benchmark as part of STRATMOR's MortgageSAT Borrower Satisfaction Program.

Related link: https://www.reversevision.com/

FormFree and Freddie Mac Partner to Automate Income and Asset Assessment to Safely Speed Origination Process

ATHENS, Ga. /ScoopCloud/ -- Freddie Mac has named FormFree(R) a designated third-party service provider for automated income and asset assessment capabilities. The announcement came as the GSE unveiled new enhancements to Loan Advisor(SM) at the Mortgage Bankers Association's Annual Convention and Expo in Washington, D.C.

Loan Advisor is Freddie Mac's set of integrated software applications designed to take cost out of the origination process and help mortgage lenders acquire relief from certain representations and warranties. By fully automating the assessment of borrower income and assets with data from FormFree and other approved third-party sources, Freddie Mac can offer lenders rep and warranty relief when the data meets its underwriting and eligibility requirements.

Freddie Mac's automated asset and income assessment capabilities are currently available in limited release, and the GSE said it plans to make its asset offering broadly available before the end of the year. FormFree direct deposit income assessment capabilities are expected to debut in early 2019. Both capabilities will be accessed through Loan Product Advisor(R), Freddie Mac's automated underwriting system that is part of Loan Advisor.

"Speeding up the origination process by automating the assessment of borrower assets and income is just one way we are giving our clients the Freddie Edge(SM)," said Samuel E. Oliver III, Freddie Mac Vice President, Major Project Execution, Single-Family Business. "Through our partnership with FormFree, we're helping lenders provide their borrowers with an easier and faster mortgage experience."

"This is a long-anticipated announcement that should excite lenders who are looking to add efficiency and choice to their origination and secondary market workflows," said Brent Chandler, founder and CEO of FormFree. "As the industry's original provider of automated asset and income verification, we are a proud partner in Freddie Mac's efforts to reimagine the mortgage experience and deliver an origination process that is easier and more efficient for lenders and consumers alike."

"This partnership with FormFree and Freddie Mac is another step toward realizing the true digital mortgage," said Parvesh Sahi, senior vice president of business development, Ellie Mae. "By offering asset verification services through our Encompass Lending Platform, we're maximizing efficiency and adding value for our lenders while streamlining the application process for borrowers."

Ellie Mae's Encompass Consumer Connect(tm) is among the more than 100 mortgage technology platforms that currently integrate FormFree's flagship AccountChek asset verification service. FormFree's end-to-end integration with Encompass Consumer Connect gives lenders a fully streamlined mortgage application and automated validation of asset and income through Ellie Mae's partnership with Freddie Mac's Loan Product Advisor.

About FormFree(R):
FormFree is a fintech company whose market-leading AccountChek(R) Asset Reports are used by lenders nationwide to verify borrower assets, employment and income in minutes. To date, more than 1,000 U.S. lenders have ordered over 1.25 million AccountChek Asset Reports, delighting their customers with a paperless experience and reducing origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(tm). A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

About Freddie Mac:
Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Freddie Mac has named FormFree a designated third-party service provider for automated income and asset assessment capabilities. The announcement came as the GSE unveiled new enhancements to Loan Advisor(SM) at the Mortgage Bankers Association's Annual Convention and Expo in Washington, D.C.

Related link: https://www.formfree.com/

Thrive Mortgage partners with Cloudvirga to give its loan officers an edge with consumers

IRVINE, Calif. /ScoopCloud/ -- Cloudvirga(TM), a leading provider of digital mortgage software, today announced that full-service mortgage lender Thrive Mortgage LLC (formerly Georgetown Mortgage) is deploying Cloudvirga digital mortgage technology to loan officers across its more than 50 branch locations nationwide. The lender expects 70 percent of its loan production will be powered by Cloudvirga technology by the end of the quarter.

The Cloudvirga Enterprise POS is the industry's most advanced digital mortgage platform. It combines a mobile-first experience for consumers with an enterprise platform that empowers loan officers to rapidly structure deals and collaborate with customers.

"The lenders that will 'thrive' in the new mortgage market will be those who find ways to completely transform how they do business," said Erin Dee, Director of Business Solutions for Thrive Mortgage. "Our partnership with Cloudvirga puts us in a strong position to serve our customers and business partners now and into the future."

"The mortgage industry is evolving rapidly, and companies that want to stay on top must stay ahead of it," said Cloudvirga Co-founder Kyle Kamrooz. "Cloudvirga helps fast-growing lenders like Thrive Mortgage reboot their mortgage factories to be smarter, swifter and more profitable."

Dee was a featured speaker at September's Digital Mortgage conference, where she spoke in a panel session titled "From Fool's Gold to Fully Realized: Digitizing the Mortgage Factory." During the panel, Dee spoke about the features that made Cloudvirga's digital mortgage technology the right choice for her organization.

"I love using technology to effectively improve the loan workflow for our clients and our sales teams alike," said Dee. "Cloudvirga's intelligent workflow, or iWorkflow, lets us build a system that is extremely powerful for the loan officer. This ensures a consistent, high-quality loan manufacturing process and a vastly simplified, more enjoyable experience for the customer."

Thrive Mortgage joins a growing list of leading mortgage lenders that have chosen Cloudvirga. In the last 45 days alone, Cloudvirga has announced deployments with American Financial Network, Fairway Independent Mortgage Corporation and Finance of America Mortgage.

To request a demo, visit https://calendly.com/cloudvirga or visit Cloudvirga's booth #455 at the MBA Annual Convention & Expo in Washington, D.C.

About Cloudvirga(TM):

Cloudvirga's digital mortgage point-of-sale (POS) software, powered by the intelligent Mortgage Platform(R), uniquely combines a world-class borrower experience with a truly automated lender workflow that radically cuts overall loan costs, increases transparency and reduces the time to close a loan. Led by top fintech veterans with a track record of building successful mortgage technologies, Cloudvirga's customer base includes eight of the top 40 non-bank mortgage originators. To date, Cloudvirga has raised over $77 million from some of the country's top lenders and private-equity firms.

For more information, visit http://www.cloudvirga.com or follow Cloudvirga on LinkedIn.

About Thrive Mortgage:

Thrive Mortgage is a rapidly growing mortgage lender based in Georgetown, Texas. Since its inception in 2001 as a regional lender focused on Central Texas, the company experienced increasing origination growth as well as national exposure and numerous accolades. In 2018, the company simply outgrew its origins and rebranded to a more nationally-recognizable name: Thrive Mortgage. Currently, the company is licensed to do business in fourteen states with aggressive expansion plans underway into several strategic market areas in the very near future.

The first lender in the State of Texas to complete a 100 percent digital mortgage, Thrive Mortgage is continually at the forefront of innovation and seeking out ways to enhance the client experience through technological advancements. he strength of Thrive Mortgage is in its people, from the front-line originators strategizing with clients for their long-term financial success, to the operational support teams creating a seamless and efficient loan manufacturing process with a personal touch. This is the reason why they say, "Alone we dream. Together we Thrive!"

For more Information, please visit us at https://www.thrivemtg.com.

Branch NMLS ID# 268552. Equal Housing Lender.

Twitter: @Cloudvirga @ThriveMortgage #MBAAnnual18

software, today announced that full-service mortgage lender Thrive Mortgage LLC (formerly Georgetown Mortgage) is deploying Cloudvirga digital mortgage technology to loan officers across its more than 50 branch locations nationwide. The lender expects 70 percent of its loan production will be powered by Cloudvirga technology by the end of the quarter.

Related link: http://www.cloudvirga.com/

Holiday Travel 2018: Don’t Forget Travel Insurance When Booking Your Holiday Vacation This Year

NEW YORK, N.Y. /ScoopCloud/ -- For the best prices and travel options, October is an ideal time to book your holiday travel, whether it's a family gathering for Thanksgiving or a ski trip around Christmas break, according to TravelInsurance.com. It's a great time to take advantage of deals, which become harder to come by closer to the intended travel date.

However, with hurricane season not ending until the end of November, right around the time when winter storms tend to pick up, weather can have a huge impact on your holiday vacation plans. In fact, a recent survey from TravelInsurance.com found that more than 90 percent of travelers have experienced at least some type of travel mishap, with 3 in 4 experiencing a flight delay.

To ensure you are covered if something goes awry during your holiday travel this year, consider purchasing travel insurance to ensure you are protected. At just 4 percent to 8 percent of the total trip costs, travel insurance is an affordable way to gain peace of mind by protecting your investment. And when travelers compare rates online before purchasing a travel insurance policy, it's possible to save more.

TravelInsurance.com has the following tips for purchasing travel insurance for your holiday travel:

* Consider when, and where, you are traveling to (and from!). Hurricanes, storms and snowfalls are unpredictable and can derail holiday plans. Once a storm is named, you can no longer purchase travel insurance with cancellation coverage to protect your investment. If you are traveling to, or from, an often affected area, travel insurance becomes even more critical.
* Keep in mind who you are traveling with. Kids can get sick, and older travelers may need greater medical coverage while away from home. When reviewing travel insurance plans, be sure to know what is covered if you need to cancel or need assistance while away. Consider the likely scenarios specific to your travel companions before landing on a plan.
* Your activities matter. Will you be sitting around eating holiday cookies with grandma, heli-skiing with friends, or golfing with your brother in Florida? For the more adventurous traveler, look for a plan with hazardous sports coverage. And for the active traveler, look for a plan that will cover your sporting equipment such as skis or golf clubs. Some plans will even cover lost ski days or golf fees because of extreme weather.
* Use a comparison site. The two biggest benefits of purchasing a travel insurance plan through a comparison site are choice and savings. Travelers can compare ratings, quotes and features for a multitude of policies. Viewing a side-by-side explanation of benefits allows travelers to choose a policy that makes the most sense for individual needs and at the right price. A comparison site may also offer verified customer reviews to give prospective customers a clear picture of past customer experiences with various providers and plans. Potential buyers can select upgrades and see the price adjustments without hassle.
* Purchase insurance early. Many travelers are unaware of the importance of purchasing your travel insurance within 7-21 days of your first payment toward your trip. This is especially important for those looking for a plan that takes pre-existing conditions into consideration or for those looking to upgrade to a Cancel For Any Reason (CFAR) plan as your departure date draws near.

For more information and travel tips, visit https://www.traveIinsurance.com.

About TravelInsurance.com:
TravelInsurance.com helps simplify the complicated world of travel insurance by providing consumers with the easiest way to compare and buy trip insurance coverage online. A member company of the U.S. Travel Insurance Association, owned and operated by DigiVentures Holdings, LLC, a licensed agency that works with some of the largest travel insurers in the industry. Purchases can be made directly through the website, with policies sent via email within minutes.

For the best prices and travel options, October is an ideal time to book your holiday travel, whether it's a family gathering for Thanksgiving or a ski trip around Christmas break, according to TravelInsurance.com. It's a great time to take advantage of deals, which become harder to come by closer to the intended travel date.

Related link: https://www.travelinsurance.com/

EPIC Insurance Brokers Recognized as a 2018 Best Place to Work in Pittsburgh PA

PITTSBURGH, Pa. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, has been recognized by their team members in Pittsburgh as one of the city's 2018 Best Places to Work in a survey conducted annually by the Pittsburgh Business Times.

"We are pleased and proud to be recognized by our EPIC team members as one of Pittsburgh's Best Places to Work," said Sean Andreas, Managing Principal of EPIC's Pittsburgh operations. "The core of our local team has been together in the region for more than 20 years. We have truly found a home in EPIC's people-first culture that values and promotes client service excellence, community, alignment, respect, responsibility and fun, which this award clearly reflects."

Pittsburgh's 2018 Best Places to Work is an annual feature in the Pittsburgh Business Times. Companies were judged based on an employee survey conducted earlier this year. Awards are given in four categories based on the number of employees working in western Pennsylvania. The survey measures the satisfaction and morale of employees and the culture of the workplace, including whether it fosters engagement and creativity, and makes the workday enjoyable.

Best Place to Work recognition in Pittsburgh continues a long-standing EPIC tradition of being recognized for workplace excellence. Since the company's founding in 2007, EPIC has been consistently recognized as a 'Best Place to Work" in multiple regions across the country, and as a "Best Place to Work in the Insurance Industry" nationally on ten occasions.

EPIC encourages and supports its employees' participation in the activities of charitable organization such as the American Diabetes Association, American Heart Association, Susan G. Komen for the Cure, Leukemia & Lymphoma Society, Alzheimer's Association and many other non-profit and community-service organizations, both local and national. Individual stories can be found in the Culture section of EPIC's website at https://www.epicbrokers.com/culture/#tabs.

About EPIC:
EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 1,400 team members operating from 50 offices across the U.S., providing Property and Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 20,000 clients.

With run rate revenues greater than $400 million, EPIC ranks among the top 20 retail insurance brokers in the U.S. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country.

Learn more at: https://www.epicbrokers.com/.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, has been recognized by their team members in Pittsburgh as one of the city's 2018 Best Places to Work in a survey conducted annually by the Pittsburgh Business Times.

Related link: https://www.epicbrokers.com/

Secure Insight Creates National eClosing Training Program Using DocMagic’s Total eClose Solution

WASHINGTON, D.C. /ScoopCloud/ -- Secure Insight, a New Jersey-based data intelligence and vendor management firm, announced today at the MBA's Annual Convention & Expo that it teamed with DocMagic, Inc., the premier provider of fully-compliant loan document preparation, regulatory compliance and comprehensive eMortgage services, to develop and host an online training program to teach attorneys, title agents, notaries and other entities how to accomplish clear, compliant and completely paperless eClosing transactions.

Secure Insight noted that while lenders have made good progress installing digital mortgage point-of-sale solutions, it is just the initial step to implement a true eClosing solution. DocMagic developed Total eClose(TM), a comprehensive solution that enables a 100 percent paperless eClosing process from start to finish using a single-source vendor.

"Getting over the adoption hump starts with ease of use and adequate training so users feel comfortable conducting business within the eMortgage ecosystem," stated Andrew Liput, president of Secure Insight. "We partnered with DocMagic because their Total eClose solution is one of the easiest and most intuitive in the industry, which is conducive to adoption for title agents, attorneys and notaries to understand and leverage."

Secure Insight has an extensive database of more than 70,000 closing professionals that can take advantage of this vital training program, which provides the educational foundation that paves the way for their business practices to include eMortgages and eClosings. Lenders are increasingly seeking well-qualified professionals to work with and this wide-scale training program is poised to significantly move the adoption needle.

Company officials at Secure Insight say their ultimate goal is to become the industry's go-to resource for lenders to access settlement professionals who are well-trained in eClosings, similar to what the Nationwide Multi-state Licensing System & Registry (NMLS) provides for loan officers. Lenders can provide a list of approved title companies and Secure Insight then works to implement a common and consistent process for training on a national level.

Tim Anderson, director of eServices at DocMagic stated: "The new training program and centralized database will provide key information and knowledge for professionals about our industry-leading Total eClose technology and assist lenders in locating professionals who are qualified to leverage it for the benefit of consumers. Further, one of the primary issues it solves is that in a purchase market, lenders really don't choose the settlement professionals and typically don't have direct relationships with them either nor the dedicated resources to continually train them to effectively support full eClosings. The online training eMortgage Education Module helps alleviate this impediment."

The online training is officially set to launch on November 15, 2018 and will be available through a link on Secure Insight's website. To learn more, contact Secure Insight at info@secureinsight.com or (877) 758-7878.

About Secure Insight:

Secure Insight, the brand name of Secure Settlements, Inc., is the first company to offer a standardized risk management process and information database of fully risk-assessed mortgage closing professionals that protects consumers and lenders, reducing fraud and ensuring that federal regulatory requirements are met. Secure Insight monitors tens of thousands of title, settlement and real estate legal firms and professionals nationwide through proprietary technology and the mortgage industry's only National Settlement Agent Database. This database is accessed daily as a fraud prevention tool by state and federal banks, mortgage lenders and credit unions throughout the United States. For more information about Secure Insight please visit http://www.secureinsightsales.com/.

About DocMagic:

DocMagic, Inc. is the leading provider of fully-compliant loan document preparation, compliance, eSign, eDelivery and eMortgage solutions for the mortgage industry. Founded in 1987 and headquartered in Torrance, Calif., DocMagic, Inc. develops software, mobile apps, processes and web-based systems for the production and delivery of compliant loan document packages. The company's compliance experts and in-house legal staff consistently monitor legal and regulatory changes at both the federal and state levels to ensure accuracy. For more information on DocMagic, visit https://www.docmagic.com/.

Secure Insight, a New Jersey-based data intelligence and vendor management firm, announced today at the MBA's Annual Convention and Expo that it teamed with DocMagic, Inc., the premier provider of fully-compliant loan document preparation, regulatory compliance and comprehensive eMortgage services, to develop and host an online training program.

Related link: https://www.docmagic.com/

Cloudvirga Selected to Demo Mobile POS at MBA Annual Conference and Expo in Washington, DC

IRVINE, Calif. /ScoopCloud/ -- Cloudvirga(TM), a leading provider of digital mortgage software, announced that it has been selected to demo its recently launched Mobile POS at the Mortgage Bankers Association's Annual Conference & Expo 2018, taking place October 14-17 at the Walter E. Washington Convention Center in downtown Washington, D.C.

Cloudvirga Mobile POS is a mobile-first mortgage point-of-sale solution tuned to serve the needs of loan originators and homebuyers in a purchase mortgage environment. The platform was unveiled September 17 from the stage of the Digital Mortgage conference in Las Vegas.

Backed by the same intelligent mortgage engine that powers Cloudvirga's award-winning Enterprise POS, the Mobile POS allows loan originators to collaborate with borrowers and real estate agents seamlessly and from any web-enabled device.

"Cloudvirga Mobile POS delivers the industry's most advanced digital mortgage technology to loan originators, borrower and real estate agents anytime, anywhere," said Kamrooz. "The marriage of effortless collaboration and productivity-enhancing automation is a must-have for lenders in today's competitive purchase market."

The conference's Discovery Stage is spotlighting the industry's hottest products and services. Cloudvirga will present its Mobile POS at 1:15 p.m. on Monday, October 15 with company Co-founder Kyle Kamrooz leading the demo. Cloudvirga also encourages attendees to visit its booth #455 in THE HUB during Sunday's opening reception or during exhibition hours on Monday (10 a.m. - 5:30 p.m.) and Tuesday (9:30 a.m. - 4 p.m.).

The Mortgage Bankers Association (MBA) is the leading national trade association for the mortgage industry. The MBA's Annual Convention & Expo is the country's largest gathering of real estate finance professionals.

About Cloudvirga(TM)

Cloudvirga's digital mortgage point-of-sale (POS) software, powered by the intelligent Mortgage Platform(r), uniquely combines a world-class borrower experience with a truly automated lender workflow that radically cuts overall loan costs, increases transparency and reduces the time to close a loan. Founded by top fintech veterans with a track record of building successful mortgage technologies, Cloudvirga's customer base includes nine of the top 40 non-bank mortgage originators. To date, Cloudvirga has raised over $77 million from some of the country's top lenders and private-equity firms.

For more information, visit http://www.cloudvirga.com or follow Cloudvirga on LinkedIn.

Twitter: @Cloudvirga #MBAAnnual18 #mortgagePOS

Cloudvirga(TM), a leading provider of digital mortgage software, announced that it has been selected to demo its recently launched Mobile POS at the Mortgage Bankers Association's Annual Conference & Expo 2018, taking place October 14-17 at the Walter E. Washington Convention Center in downtown Washington, D.C.

Related link: http://www.cloudvirga.com/

Ainsworth Advisors Fields Top-Tier Mortgage Business Leaders to Guide Long Range Growth for World Class Lenders

DALLAS, Texas /ScoopCloud/ -- Ainsworth Advisors, LLC, a group of veteran mortgage industry leaders offering strategic and tactical advice, helping improve efficiencies and developing strong leadership teams for world-class mortgage lending businesses, today announced it has deepened its bench strength with unparalleled expertise in key operations and planning areas.

Launched by mortgage industry stalwarts David Lykken and Gary Ort in 2017, Ainsworth Advisors was created to inject supplemental expertise in an advisory board capacity for mortgage lenders and warehouse lenders.

Ainsworth Advisors' founding principle is that world-class companies maintain their stature by their perpetual willingness to ask tough questions such as:

* What should we be thinking about?
* How do we embrace outside ideas and perspective?
* How do we ensure not falling behind critical change?
* How do we challenge conventional wisdom?

Including its founding principals, Ainsworth Advisors is comprised of the following top-tier mortgage experts:

* David Lykken, a 45-year mortgage industry veteran with hands-on ownership experience at three independent mortgage banking companies including as an owner operator, and as a mortgage technology entrepreneur who took a start-up software company public.

* Gary Ort, former president of Texas Capital Bank's Mortgage Finance Division, with executive mortgage lending experience spanning more than two decades that includes managing operations and sales in retail, correspondent and warehousing areas.

* Jay Brinkmann, retired Chief Economist and Senior Vice President of Research and Education at the Mortgage Bankers Association (MBA), has devoted years in Washington engaged in the regulatory/legal/legislative side of a number of fights for the mortgage industry.

* Marc Helm, recently president and CEO of Reverse Mortgage Solutions, Inc. (RMS), a 40 year-plus veteran of the financial services and mortgage banking industry, including as one of the largest Ginnie Mae securitizers, originators and servicers/subservicers in the reverse mortgage industry.

* Mitch Kider, educator and managing partner of Weiner Brodsky Kider PC Washington D.C., has represented the mortgage banking industry for almost four decades and is known as a troubleshooter for lenders in the industry representing banks, mortgage companies, homebuilders, credit card issuers, and other financial service companies in a broad range of litigation and regulatory and compliance matters.

* David Kittle, CMB, former MBA Chairman and current president of the Mortgage Collaborative, brings more than 40 years' mortgage lending experience as owner of three independent lending companies and in executive business development roles with the most respected brands in the industry.

* Joseph Murin, previously president of Ginnie Mae, co-founder of The Collingwood Group, and founder of JJAM Financial LLC and Home Buyer Connect LLC, brings more than 40 years' diverse experience in the financial services, mortgage, and banking industries, including as CEO of several large financial organizations.

* Les Parker, a 40-year veteran of real estate finance, has executive mortgage banking experience in capital markets, servicing, operations, production and financial management, and has in recent years advanced the RegTech vision with Loan Logics a technology and services provider focused on improving mortgage loan quality, performance, and reliability throughout the loan lifecycle.

Ainsworth Advisors poses these question to mortgage lending business executives: If your board or ALCO, or oversight committee drew upon 350 years of experience to confidentially validate your future direction, would that improve your image within the company? How can you and your team gain confidence in a complex world to make strategic change with the right resources, at the right time, and that will endure the test of time?

If you are, or aspire to be, a world-class mortgage lender or warehouse lender, reach out to Les Parker at Les.Parker@AinsworthAdvisors.com to learn more about working with Ainsworth Advisors - http://ainsworthadvisors.com/.

Ainsworth Advisors, LLC, a group of veteran mortgage industry leaders offering strategic and tactical advice, helping improve efficiencies and developing strong leadership teams for world-class mortgage lending businesses, today announced it has deepened its bench strength with unparalleled expertise in key operations and planning areas.

Related link: http://ainsworthadvisors.com/

FormFree and LoanBeam Partner to Automate Income Extraction and Calculation for Mortgage Lenders

ATHENS, Ga. /ScoopCloud/ -- Automated verification provider FormFree(R) has partnered with LoanBeam(R), the leader in automated income extraction and calculation, to make it easy for mortgage lenders to solve two of their toughest underwriting challenges: collecting digital borrower financial data directly from the source and calculating qualified income with accuracy, consistency and efficiency.

AccountChek(R) by FormFree is an automated asset verification service that enables borrowers to demonstrate their ability to repay loans by sharing financial data directly with lenders instead of mailing, faxing or emailing traditional asset account statements. AccountChek delivers asset data to lenders in a standardized report along with a ReIssueKey that enables secure and streamlined sharing with the secondary market.

LoanBeam will use AccountChek source data to provide the qualified income calculations lenders need to underwrite and sell mortgages to Fannie Mae, Freddie Mac and third-party investors. The partnership will enable lenders to collect digital asset, income and employment data from borrowers in a quick, 3-minute session for significant cost savings and reduction in turn times 9-20 days on average.

"FormFree makes lending simpler, safer and faster by streamlining the loan origination process and providing better intelligence on borrowers' ability to pay," said FormFree founder and CEO Brent Chandler. "We're delighted to work with LoanBeam on a comprehensive income analytics solution that ensures accuracy through the use of direct-source digital data."

"LoanBeam's partnership with FormFree is about leveraging each of our core assets to enable simple, secure and truly transformative delivery of digital financial data and qualified income calculations for our mutual customers," said Kirk Donaldson, LoanBeam's CEO. "Our integrated platform is a solution for every loan, not just loans with complex tax returns, and gives lenders the investor-accepted, highly accurate qualified income calculations they need to underwrite and portfolio or sell mortgage loans with confidence."

About FormFree(R):

FormFree is a fintech company whose market-leading AccountChek(R) reports are used by hundreds of lenders nationwide to verify borrower assets, employment and income in minutes. With FormFree, lenders can delight customers with a paperless experience and reduce origination timelines by up to 20 days. FormFree offers automated analysis and standardized delivery to lenders and their investors using a secure ReIssueKey(TM). To date, AccountChek has securely placed more than one million asset reports for over 1,000 U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia. For more information, visit https://www.formfree.com or follow FormFree on LinkedIn.

About LoanBeam:

Navesink Mortgage Services LLC (NMS) and its two subsidiaries, LoanBeam and Appraisal Fee Services (AFS), provide residential mortgage lenders and mortgage services consolidators with software solutions that automate tax return analysis and provide a secured and regulatory compliant payment solution.

LoanBeam, the standard in automatic income calculation and verification, leverages big data partners, advanced scanning technologies, and patented algorithms to reduce multiple streams of income into a single, easy-to-read electronic output. LoanBeam saves lenders time and money while improving accuracy. LoanBeam is based in Dallas, Texas. For more information, visit https://loanbeam.com.

Twitter: @FormFree @LoanBeam #MBAAnnual18

Automated verification provider FormFree(R) has partnered with LoanBeam(R), the leader in automated income extraction and calculation, to make it easy for mortgage lenders to solve two of their toughest underwriting challenges: collecting digital borrower financial data directly from the source and calculating qualified income with accuracy, consistency and efficiency.

Related link: https://www.formfree.com/

EPIC Acquires Not-For-Profit and Social Services Specialist Total Management Corporation (TMC)

MELVILLE, N.Y. /ScoopCloud/ -- Total Management Corporation (TMC) and EPIC Insurance Brokers & Consultants, a unique and innovative national retail insurance brokerage and employee benefits consulting firm, announced today that EPIC has acquired the assets, employees and operations of TMC.

Based in Melville, NY with a second office in Manhattan, TMC has created customized, specialty programs for Not-For-Profit & Social Services Organizations and a range of other industries for more than 50 years.

The addition of TMC further strengthens EPIC's own commitment to the Non-Profit and Community Services sectors and adds 19 new team members to EPIC's rapidly growing operations in the Northeast Region and across the country.

Since EPIC's founding in 2007, the firm has built a strong, positive reputation nationally for service excellence, innovation, community involvement, collaboration, and having fun - all in the interest of being a "people first" (clients and team members) organization.

Said Phil Bilello of TMC, "We are very happy and excited to join the EPIC organization. Our team will be able to leverage EPIC's national platform to further expand our business and deliver additional products, services and resources to all clients we serve, particularly those in the Not-For-Profit & Social Services space."

Upon joining EPIC, the business will operate as TMC Group - a Division of EPIC and TMC's leadership will play an active role within EPIC's Northeast Region.

Said Tom O'Neil, Northeast Region President of EPIC, "Across more than 50 years the team at TMC has established a reputation as innovative specialists, trusted advisors and aggressive client advocates. They are an outstanding addition to our own 'people first' organization and culture and we are excited to welcome them into the EPIC family."

About TMC Group - a Division of EPIC:

Total Management Corporation (TMC) provides customized risk management, property & casualty insurance, and life and health insurance solutions to individuals and businesses in the Real Estate, Construction and Hospitality industries with a particular emphasis on the needs of Not-For-Profit and Social Service organizations.

For more than five decades, TMC's experienced, client-focused advisors have provided expert personal assistance and creative, cost-effective solutions, delivering strong value and needed results.

About EPIC:

EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 1,400 team members operating from offices across the U.S., providing Property & Casualty insurance, Employee Benefits Consulting, Specialty Programs and Private Client solutions to more than 40,000 clients.

With run rate revenues of more than $400 million, EPIC is now the 15th largest retail insurance broker in the United States. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit https://www.epicbrokers.com/

Total Management Corporation (TMC) and EPIC Insurance Brokers & Consultants, a unique and innovative national retail insurance brokerage and employee benefits consulting firm, announced today that EPIC has acquired the assets, employees and operations of TMC.

Related link: https://www.epicbrokers.com/

OpenClose Launches RESTful API Suite, Expanding Connectivity to Third Party Applications and Services

WEST PALM BEACH, Fla. /ScoopCloud/ -- OpenClose(R), an industry-leading multi-channel loan origination system (LOS) and mortgage fintech provider, announced the release of a RESTful API suite designed to offer its customers an easier, more cost effective and secure standardized solution to enable rich and deep direct interactions with their system of record from third party and home grown systems. The extensibility, scalability and security of the API suite ultimately reduces the cost to originate loans and establishes rich connectivity options to drive communications, processes and workflows.

"One of OpenClose's core goals is to create more efficient methods for our customers to conduct business, respond to changing market conditions and reduce the total cost to originate, close and sell loans," stated JP Kelly, president of OpenClose. "As our customers' business models evolve, new needs and requirements emerge that require flexibility and nimbleness to respond to changing marketplace conditions. Our RESTful API suite gives lenders the option to work with more third party service providers.

Additionally, OpenClose customers can connect their own homegrown solutions or work with other software providers to custom tailor the perfect solution for their needs."

OpenClose's RESTful API suite has been developed with a standardized methodology to enable implementation of direct integrations, seamless data exchange and execution of transactions. It creates simplicity, reliability, extensibility and better performance in totality. In addition, less maintenance is required and thus costs are lowered.

The API suite makes it quicker, simpler and more cost effective to integrate with disparate technologies, some of which are third party applications that are antiquated and previously required arduous and labor intensive development efforts.

OpenClose reports that its customers are already reaping the benefits of the RESTful API suite, successfully unifying their business-to-business data exchange and communications.

The company will be holding discussions at the Mortgage Bankers Annual Convention & Expo in its booth #700 from Oct. 14 - 16 at the Walter E. Washington Convention Center in Washington, D.C. Contact the company to meet at the conference: sales@openclose.com.

About OpenClose:

Founded in 1999 and headquartered in West Palm Beach, Florida, OpenClose(R) is a leading enterprise-class, multi-channel loan origination system (LOS) and fintech provider that cost effectively delivers its digital platform on a software-as-a-service (SaaS) basis. The company provides a variety of innovative, 100 percent web-based solutions for lenders, banks, credit unions, and conduit aggregators.

OpenClose's core solution, LenderAssist(tm), is comprehensive loan origination software that is completely engineered by OpenClose using the same code base from the ground up. The company offers a RESTful API suite that standardizes system-to-system integrations, making them easier to develop, quicker to implement and more cost effective.

OpenClose provides lending organizations with full control of their data and creates a truly seamless workflow for complete automation and compliance adherence.

For more information, visit https://www.openclose.com/ or call (561) 655-6418.

OpenClose, an industry-leading multi-channel loan origination system (LOS) and mortgage fintech provider, announced the release of a RESTful API suite designed to offer its customers an easier, more cost effective and secure standardized solution to enable rich and deep direct interactions with their system of record from third party and home grown systems.

Related link: https://www.openclose.com/