Category Archives: Finance

Critical Defect Rates Continue Upward Trend – ARMCO Releases Q1 2017 Trends Report

POMPANO BEACH, Fla. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software ACES Audit Technology(TM), announced the release of the ARMCO Mortgage QC Trends Report for the first quarter of 2017.

Some of the report's noteworthy findings include:
* The critical defect rate continued its upward trend, reaching 1.61 percent, a 7 percent increase from the previous quarter
* The top defect category for Q1 2017 was Borrower and Mortgage Eligibility
* FHA loans accounted for a disproportionately high number of critical defects

"The increase in the critical defect rate is the result of the purchase-dominated market we saw in the first quarter of this year," said Phil McCall, president of ARMCO. "Purchase transactions bring a lot more moving parts, and a lot more opportunity for errors and misrepresentations. Whether that rate continues to rise will depend in large part on the ratio of purchases to refinances as we move forward."

Each quarter, ARMCO releases the ARMCO Mortgage QC Industry Trends Report, which is based on post-closing quality control loan data captured by the company's ACES Analytics benchmarking software. The ACES Analytics benchmarking dataset includes post-closing quality control data from over 65 lenders, comprising more than 75,000 unique loans selected for random full-file reviews. Defects are categorized using the Fannie Mae loan defect taxonomy. The company issues a one-year analysis for the calendar year with each fourth quarter Mortgage QC Industry Trends Report.

Each ARMCO Mortgage QC Industry Trends report includes easy-to-read charts and graphs, a summary that outlines ARMCO's overall findings, a breakdown of defect rates for each Fannie Mae loan defect category, and a short conclusion. The current and previous reports also contain an analysis of the top credit-related critical defects, which is now a regular feature of the report.

"The more lenders know about when and where defects arise, the easier it is to avoid them," said McCall. "We provide the ARMCO QC Trends Report free of charge as part of our commitment to elevating quality for all lenders."

To obtain a copy of the report, please visit http://www.armco.us/knowledge/mortgage-qc-industry-report-2017-q1

About ARMCO:

ARMCO - ACES Risk Management delivers web-based audit technology solutions, as well as powerful data and analytics, to the nation's top mortgage lenders, servicers, investors and outsourcing professionals. A trusted partner devoted to client relationships, ARMCO offers best-in-class quality control and compliance software that provides U.S. banks, mortgage companies and service providers the technology and data needed to support loan integrity, meet regulatory requirements, reduce risk and drive positive business decisions. ARMCO's flagship product, ACES Audit Technology(TM), is available at any point in the mortgage loan lifecycle, to any size lender, and is user-definable. ACES standardizes audit requirements, ties pre-funding reviews to post-closing quality control audits, enables seamless trend analysis, identifies credit, compliance and process deficiencies and helps create manageable action plans.

For more information, visit http://www.armco.us/ or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software ACES Audit Technology(TM), announced the release of the ARMCO Mortgage QC Trends Report for the first quarter of 2017.

Related link: http://www.armco.us/

TRK Connection Adds Data Subscriptions Feature to Insight RDM Mortgage QC Audit Platform

SALT LAKE CITY, Utah /ScoopCloud/ -- TRK Connection (TRK), a leading provider of mortgage quality control and origination management solutions, announced today that it has added a data subscriptions feature to its flagship mortgage quality control (QC) audit platform Insight Risk & Defect Management (RDM).

Through this functionality, lenders and third-party audit firms using Insight RDM will be able to set up one-to-one subscriptions to automate and streamline the transfer of loan data and defect findings, eliminating the need for lenders to manually transmit loan files to their third-party firm and then re-enter defect findings into their system of record. In addition, lenders can also subscribe to questions sets developed and maintained by third-party audit firms, ensuring that lenders have the most current set of audit review questions covering state, federal, GSE and other agency requirements.

"Two of the biggest challenges lenders face in the QC process are exchanging files and results with their third-party audit firm and keeping their question sets up-to-date," said Colton Hansen, VP of Business Development at TRK. "This data subscription feature eliminates both of those challenges for Insight RDM users and enables lenders to maintain speed QC process while ensuring the highest levels of loan quality possible."

Built in collaboration with the mortgage industry's leading lenders, Insight RDM is the mortgage industry's first cloud-based QC audit platform that delivers the features and functionality lenders need to reduce repurchase risk and elevate loan quality. With an intuitive interface and sophisticated QC auditing tools, Insight streamlines the loan defect management and remediation process. Integrated action planning and business intelligence reporting powered by Tableau and empowers lenders to more effectively track, report and trend loan defects, thus extending the value of Insight RDM to proactively mitigate future risk.

About TRK Connection:

Founded in 2013, TRK Connection prides itself on its ability to develop technologies that allow businesses to surpass their organizational needs and meet their business objectives. As an innovator in the mortgage origination and quality assurance space, TRK continues to develop and refine solutions geared to promote and strengthen the loan origination process, pre/post-close loan audits and the defect remediation process.

Currently, TRK offers solutions that support Mortgage Audit & Quality Control (Insight Risk & Defect Management(TM)), Loan Origination Vendor Management (Core Connect(TM)), Complete LOS Connectivity Platforms and more. For more information, visit http://trkconnection.com.

TRK Connection, a leading provider of mortgage quality control and origination management solutions, announced today that it has added a data subscriptions feature to its flagship mortgage quality control (QC) audit platform Insight Risk & Defect Management (RDM).

Related link: http://trkconnection.com/

Lender Price Names Jerry L. Halbrook as CEO and Opens New $5-$10 Million Investment Round

PASADENA, Calif. /ScoopCloud/ -- Lender Price, the emerging leader in digital mortgage lending technology, announced today that it has named veteran mortgage industry executive Jerry Halbrook as its CEO and has opened a fresh round of equity funding to fuel its growth trajectory.

"Adding a CEO of Jerry Halbrook's caliber validates the Lender Price vision and strategy for mortgage lending transformation through a technologically superior digital POS and PPE platform that offers unprecedented business analytics," said Lender Price lead investor Kevin Costner. "The mortgage industry is eager to embrace the promise of digital disruption, and Lender Price is strategically positioned to fulfill on that promise."

Jerry Halbrook's nearly 35 years of financial services industry experience includes most recently serving as president of the Origination Technology and Enterprise Business Intelligence divisions of Black Knight Financial Services, Inc. Prior to Black Knight, he has held numerous executive level positions at Prudential Home Mortgage, Bank of America, CitiMortgage, Nexstar Financial and Deloitte & Touche.

"I joined Lender Price due to its superior technology capabilities, which provide our customers with a competitive advantage," said Halbrook. "Lender Price's fully configurable digital lending platform and pricing engine allow our customers to achieve an omni-channel customer strategy with a superior borrower experience and a superior loan officer and third-party origination partner experience."

"Further, Lender Price's technology platforms allow our customers to achieve maximum flexibility to adjust to changing market conditions and to lower their overall total cost of ownership as compared to competing products," Halbrook added.

"For an investor like me that wants to be in on the early stages of a business poised to transform an industry that is critical to the U.S. economy and touches the lives and financial aspirations of millions of citizens, Lender Price is ideally positioned with a proven product, seasoned leadership and unparalleled marketing acumen," said Costner.

"I am very pleased to have Jerry lead Lender Price into the next phase of our business model," said Lender Price Co-founder, President and CIO Dawar Alimi. "Jerry's knowledge and experience will be invaluable in leading the company through our accelerated growth and market penetration."

Lender Price is opening a new round of equity investment financing at this time to expand its capacity to support implementation of new customers, according to Halbrook.

"The Lender Price products have been so well received by the mortgage and consumer lending industries that our sales pipeline is overflowing and demand for implementation services is expanding rapidly," he said.

About Lender Price:
Lender Price is a California-based technology innovator and developer of an industry leading digital lending technology platform and product, pricing and eligibility engine, supporting omni-channel strategies, full mobile functionality and real time pricing analytics delivered on a state of the art cloud based technology platform.

For more information, visit https://lenderprice.com/ or send email to: Contact@LenderPrice.com.

MULTIMEDIA:
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*Photo Caption: Actor and Lender Price lead investor Kevin Costner.

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Lender Price, the emerging leader in digital mortgage lending technology, announced today that it has named veteran mortgage industry executive Jerry Halbrook as its CEO and has opened a fresh round of equity funding to fuel its growth trajectory.

Related link: https://lenderprice.com/

A Prime Time to Plan for Long-Term Care Is After Arranging It for Someone Else, says ACSIA Partners

KIRKLAND, Wash. /ScoopCloud/ -- Have you been called upon to arrange care for an aging parent or other loved one? If so, "it can be a blessing in disguise," says Denise Gott, CEO of ACSIA Partners, one of the nation's largest long-term care insurance agencies. "It can inspire you to plan ahead for your own care, without delay."

"In our experience," Gott says, "most Americans plan for their own care late in the game, when affordable insurance is no longer an option. But it doesn't have to be that way."

According to industry estimates, only about 10 percent of those who could benefit from LTC insurance have policies. Why? "The main reason is that busy younger people are preoccupied with family and career. Their future care needs just aren't a priority, so they put off thinking about it," Gott explains.

However, when they're called upon to plan care for someone else, they're forced to think about it. "The experience can be eye-opening and motivational. At a visceral level, they see and feel the need to plan for themselves. The trick is to act before the feeling fades."

Helping someone else secure long-term care generally happens in one's 40's, 50's or 60's, an opportune time for appreciating two vital facts:

(1) The majority of older people eventually need help with basic tasks of everyday existence. These include "activities of daily living" (ADLs) such as bathing, dressing, using the toilet, transferring (to or from bed or chair), caring for incontinence, and eating.

And these tasks also include "instrumental activities of daily living" (IADLs) such as housework, managing money, taking medication, preparing and cleaning up after meals, shopping for groceries or clothes, using the telephone or other communication devices, caring for pets, and responding to emergency alerts such as fire alarms.

(2) Care options and costs vary widely. Long-term care may be supplied by family members and/or paid professionals. Family members generally charge nothing, but if helping out impacts their jobs, their lost income may run into the tens of thousands.

Care services supplied by professionals fall into four main categories (average national costs per year shown in parentheses):
* Adult day health care ($17,680),
* Home health care ($45,760),
* Assisted living facility care ($43,539), and
* Nursing home care ($82,125 for semi-private room).
(Data from the Genworth Cost of Care Survey.)

"When you help Mom or Dad get care, these facts become crystal clear," says Gott. "You see what a difference early action can make."

LTC insurance or another funding instrument can -
* Assure you're protected at a lower rate than older, less healthy applicants.
* Protect your retirement assets.
* Give you greater control over your lifestyle when receiving care (staying in your own home versus a facility, for example).
* Put less of a burden on family members.

"We have state-certified agents throughout the U.S.," says Gott. "They are glad to walk anyone through these options, in person or by phone."

ACSIA Partners LLC -- https://www.acsiapartners.com/ -- is one of America's largest and most experienced long-term care insurance agencies serving all states.

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Have you been called upon to arrange care for an aging parent or other loved one? If so, "it can be a blessing in disguise," says Denise Gott, CEO of ACSIA Partners, one of the nation's largest long-term care insurance agencies. "It can inspire you to plan ahead for your own care, without delay."

Related link: https://www.acsiapartners.com/

HousingWire Honors Mike Zarrilli of DocMagic with 2017 Insiders Award

TORRANCE, Calif. /ScoopCloud/ -- DocMagic, Inc., the premier provider of fully-compliant loan document preparation, regulatory compliance and comprehensive eMortgage services, announced that its head of operations, Mike Zarrilli, has been named to HousingWire's Insiders Award list for 2017.

The HousingWire Insiders Award honors the "unsung heroes" behind the success of several of the industry's prominent companies. These are the professionals that their companies turn to with some of their most important and challenging projects because their contributions and hard work lead to superior results. Winners are selected by HousingWire's editorial staff based on the individual's contributions with a focus on the last 12 months. The Insiders Award is in its second year. This year's list is comprised of 33 winners from across the country.

DocMagic's Zarrilli was selected based on the impact of his work in strategically aligning DocMagic's enterprise sales team with its customer service department, an initiative that significantly improved transparency, communication and collaboration, and in expanding DocMagic's operations and infrastructure to accommodate the company's rapid growth.

"DocMagic's leadership position in the industry depends on great leadership within our company," said Dominic Iannitti, president and CEO of DocMagic. "Mike is an example of that outstanding leadership. He has accomplished so many great things during his 26 years here, not just for DocMagic, but more importantly, for our customers, partners and the industry as a whole. Because of leaders like Mike, we're able to make some very positive concrete changes for every business we touch. Mike has been a key contributor in many of those changes and is very deserving of this award."

"The scale of our Insiders award this year is impressive with both its breadth and depth," said Jacob Gaffney, HousingWire Editor-In-Chief. "The talent on display here is unmistakable and the scope of the work our winners do day-in and day-out is a testament to their accomplishments. It's an honor for HousingWire to publish this award."

Since its inception in 1988, DocMagic has achieved exceptional growth, stability and longevity, transitioning from a loan document preparation company into one of the industry's most adopted and well-respected software providers offering an extensive suite of compliance-centric solutions and comprehensive eMortgage services.

About DocMagic:
DocMagic, Inc. is the leading provider of fully-compliant loan document preparation, regulatory compliance, eSign, eDelivery and comprehensive eMortgage services for the mortgage industry. Founded in 1988 and headquartered in Torrance, Calif., DocMagic, Inc. develops software, mobile apps, processes and web-based systems for the production and delivery of compliant loan document packages. The company's compliance experts and in-house legal staff consistently monitor legal and regulatory changes at both the federal and state levels to ensure accuracy. For more information on DocMagic, visit https://www.docmagic.com/.

About HousingWire Magazine:
HousingWire Magazine is a monthly magazine that provides in-depth context and insight spanning the people, issues and data that matter in mortgage finance and real estate. The magazine offers readers insight on U.S. housing and finance from leading national columnists, as well as exclusive features that tackle hard-hitting issues in real estate finance and bring to life the people that make markets. For more information, visit https://www.housingwire.com/.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

DocMagic, Inc., the premier provider of fully-compliant loan document preparation, regulatory compliance and comprehensive eMortgage services, announced that its head of operations, Mike Zarrilli, has been named to HousingWire's Insiders Award list for 2017.

Related link: https://www.docmagic.com/

The Mortgage Collaborative Announces Addition of ACS Accounting to Preferred Partner Network

SAN DIEGO, Calif. /ScoopCloud/ -- The Mortgage Collaborative (TMC), the nation's only independent mortgage cooperative, announced a new partnership with east-coast based CPA and advisory firm, ACS Accounting. The new relationship with ACS, adds another best-in-class tax and accounting firm to their preferred partner network.

"ACS is highly regarded across mortgage industry for their depth of expertise and attention to detail for the clients they serve in our industry," said TMC COO Rich Swerbinsky. "The combined experience and diverse backgrounds of ACS's partners will provide well-rounded financial guidance and outstanding service and support to members of The Mortgage Collaborative."

ACS's mission is to stay on the cutting edge of the planning and compliance issues that directly affect the mortgage banking community. ACS's professionals receive specialized training and deliver specialized services to your Company. With a team of consummate professionals, ACS has established a niche in this market by securing the best resources and by forging relationships with all the key organizations and members in the mortgage industry. ACS's client base includes Independent Mortgage Bankers, Private Lenders, Securities and Real Estate Hedge Funds. The constantly changing regulatory environment has created unique challenges to mortgage bankers in their desire to remain compliant with the various organizations that govern them.

"The Mortgage Collaborative has assembled a network of lenders and strategic partner companies in a short period of time. ACS is excited to partner with The Mortgage Collaborative," said Santo Chiarelli, partner in charge of the Mortgage Banking Group at ACS. "ACS has dedicated itself to providing independent mortgage bankers with the highest level of accounting, auditing, business management, tax and advisory services and, like TMC, with access to skilled strategic partners."

The Mortgage Collaborative boasts a network of 115 lender members with an aggregate annual origination volume of over $190 billion and a preferred partner network of over 60 top vendors to the mortgage industry. The network caters to lenders of all sizes, with a strong mix of independent mortgage brokers and community banks and depositories. The Mortgage Collaborative has recently rolled out multiple initiatives to enhance the benefits of membership, such as "Collaboration Labs", "TMC Benchmark" and "TMCDirect."

About ACS:

Acquavella, Chiarelli, Shuster, LLP (ACS) is a full-service boutique accounting firm performing accounting, auditing, business management, tax and advisory services to the Mortgage Banking industry. We pride ourselves on servicing clients whether they are in a start-up mode or have an established business through years of dedication and hard work. Our commitment to our clients' success is the key to ACS's success. We enjoy the rewarding experience of seeing our services maximize our clients' financial success.

For more information, visit: http://www.acsaccounting.com/

About The Mortgage Collaborative:

Based in San Diego, The Mortgage Collaborative was founded in 2013 to empower mortgage lenders across the country with better financial execution, reduced costs, enhanced expertise, improved compliance, and to help its members access the dynamic and changing consumer base in America. The association is managed by its founding members: John Robbins, CMB; David Kittle, CMB; Gary Acosta, CEO of the National Association of Hispanic Real Estate Professionals (NAHREP); and Jim Park, former chair of the Asian Real Estate Association of America (AREAA). Robbins and Kittle are former chairmen of the Mortgage Bankers Association of America (MBA).

For more information, visit: http://www.mortgagecollaborative.com/.

The Mortgage Collaborative (TMC), the nation's only independent mortgage cooperative, announced a new partnership with east-coast based CPA and advisory firm, ACS Accounting. The new relationship with ACS, adds another best-in-class tax and accounting firm to their preferred partner network.

Related link: http://www.mortgagecollaborative.com/

Matic Insurance Services Debuts Integration with Roostify During TechCrunch Startup Battlefield, Advances to Competition’s Final Round

SHERMAN OAKS, Calif. /ScoopCloud/ -- Matic Insurance Services (Matic), a digital insurance agency that enables borrowers to purchase homeowner's insurance during the home-buying transaction, has forged a partnership with automated lending technology provider Roostify. The company announced the news Tuesday afternoon from the stage of TechCrunch's Startup Battlefield, part of the TechCrunch Disrupt SF conference held in San Francisco this week. Matic was one of just six elite startups chosen to advance to the final round of the competition.

"Homeowner's insurance has long been a missing element in mortgage innovation," said Matic co-founder and CEO Aaron Schiff, who demonstrated the integration "By relocating the insurance purchase decision to where it belongs - within the mortgage transaction - Matic is bridging the gap between mortgage tech and insurtech and meaningfully improving the experience of borrowers and lenders alike."

"Our partnership with Roostify makes it as easy as the tap of a button for borrowers to purchase homeowner's insurance during the loan application process," added Matic co-founder and COO Ben Madick. "We make the policy information simple to understand, and the entire process takes just minutes, alleviating unnecessary borrower stress and enabling loan officers to close loans faster."

"The integration of homeowner's insurance into the home loan process is a big step forward for the mortgage experience," said Roostify VP of Products Sandeep Aji, whose team worked closely with Matic to prepare for the TechCrunch competition. "Roostify is on a mission to improve the home-buying process, and we welcome the opportunity to partner with companies like Matic that share our vision and can help us execute on it."

Roostify's digital mortgage platforms, preferred by leading lenders including tier-1 banks and large independent mortgage banks, accelerate the mortgage loan process by eliminating unnecessary paperwork and making it easy for borrowers to apply for a loan, submit the required documentation and communicate with their loan officer and other loan participants from any web-enabled device.

Matic was among just 22 startups selected to compete in TechCrunch's Startup Battlefield, the world's pre-eminent startup competition. Each Battlefield event invites a select group of early-stage startups to pitch their businesses in front of a live audience of thousands, including members of the press, investors and potential business partners. Pitches are critiqued by a panel of judges that includes leading venture capitalists and entrepreneurs. The winning pitch earns a place at the top of the Startup Battlefield leaderboard and a $50,000 cash prize.

More than 648 startups have participated since the first Startup Battlefield in 2007, including such household names as Mint, Dropbox and Yammer. In aggregate, these companies have raised over $7 billion, and nearly 100 have been acquired or gone public.

For more information, download Matic's press kit from https://maticinsurance.com/presskit.pdf.

About Matic Insurance Services

Matic Insurance Services (Matic) was founded in 2014 by Aaron Schiff and Benjamin Madick. Based in Sherman Oaks, California, Matic is a technology-driven insurance agency focused on helping lenders and loan officers better integrate homeowner's insurance into the lending process. By using loan application information and first-of-its-kind technology, Matic provides homebuyers multiple policy options within seconds, helping loan officers close their loans faster.

Matic delivers the most trusted, affordable insurance policies available thanks to its partnerships with a diverse network of insurance carriers. Today's borrowers expect a digital home-buying experience, and Matic gives them the digital insurance experience to match.

For more information, visit https://maticinsurance.com.

About Roostify

Founded by consumers looking for a better way to buy a home, Roostify leads the industry in delivering accelerated and transparent online mortgage experiences. From enterprise banks to independent brokerages, dozens of lenders across the United States trust Roostify to speed up closings, reduce unnecessary work and give their customers a smooth, anxiety-free mortgage experience. Since 2014, Roostify has helped close thousands of home loans nationwide.

Roostify is privately funded and headquartered in San Francisco. For more information, please visit https://www.roostify.com.

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Matic Insurance Services, a digital insurance agency that enables borrowers to purchase homeowner's insurance during the home-buying transaction, has forged a partnership with automated lending technology provider Roostify. The company announced the news Tuesday afternoon from the stage of TechCrunch's Startup Battlefield, part of the TechCrunch Disrupt SF conference held in San Francisco this week. Matic was one of just six elite startups chosen to advance to the final round of the competition.

Related link: https://maticinsurance.com/

The Mortgage Collaborative Names Rich Swerbinsky as its Chief Operating Officer

SAN DIEGO, Calif. /ScoopCloud/ -- The Mortgage Collaborative (TMC), the nation's only independent mortgage cooperative, today announced it has promoted Rich Swerbinsky to the role of Chief Operating Officer.

Having served as its executive vice president of national sales and strategic alliances since 2015, Rich Swerbinsky will now serve TMC as its COO. Swerbinsky will continue to oversee national sales and strategic alliances as part of his new responsibility.

"Under Rich's leadership over the past two and a half years, TMC has experienced tremendous growth and market adoption. Working with a talented group of TMC staff, he has done an exceptional job of bringing on some of the best and brightest mortgage lenders in the country," said Jim Park, CEO of TMC. "In his new role at TMC, I know Rich will continue to create a unique and supportive environment for our lender members and build lasting relationships with our strategic partners."

The Mortgage Collaborative network is more than 116 lenders strong, with an aggregate annual origination volume of nearly $200 billion. The network caters to lenders of all sizes, with a strong mix of independent mortgage brokers, community banks and depositories.

About The Mortgage Collaborative:
Based in San Diego, The Mortgage Collaborative was founded in 2013 to empower mortgage lenders across the country with better financial execution, reduced costs, enhanced expertise, improved compliance, and to help its members access the dynamic and changing consumer base in America. The association is managed by its founding members: John Robbins, CMB; David Kittle, CMB; Gary Acosta, CEO of the National Association of Hispanic Real Estate Professionals (NAHREP); and Jim Park, former chair of the Asian Real Estate Association of America (AREAA). Robbins and Kittle are former chairmen of the Mortgage Bankers Association of America (MBA).

For more information, visit: http://www.mortgagecollaborative.com/.

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The Mortgage Collaborative (TMC), the nation's only independent mortgage cooperative, today announced it has promoted Rich Swerbinsky to the role of Chief Operating Officer. Having served as its executive vice president of national sales and strategic alliances since 2015, Rich Swerbinsky will now serve TMC as its COO.

Related link: http://www.mortgagecollaborative.com/

Credit Unions Successfully Leveraging OpenClose LenderAssist™ LOS

WEST PALM BEACH, Fla. /ScoopCloud/ -- OpenClose(R), a multi-channel loan origination system (LOS) and mortgage software solutions provider, announced that multiple credit unions are now using OpenClose's LenderAssist(TM) LOS platform to automate the mortgage side of their businesses.

The company will be attending the American Credit Union Mortgage Association's (ACUMA) annual fall conference being held at the Bellagio Hotel and Resort in Las Vegas on Sept. 24 - 27, 2017, which this year has a focus on new technology and digital mortgages.

OpenClose has been helping credit unions optimize the member/borrower experience, simplify their mortgage processes, improve efficiencies, maximize productivity, reduce costs and ensure compliance. Its end-to-end web and SaaS-based LOS can be configured to credit unions' unique way of doing business.

Credit union implementations are swift, easy and are custom-configured by the OpenClose team. The onus of the implementation is performed by OpenClose along with comprehensive training and support. Maintenance of the LOS is completely handled by OpenClose, requiring no extra resources from credit unions.

"OpenClose treats customers as long-term partners, responding to enhancements and new functionality requests while always providing excellence in support and training," said JP Kelly, president of OpenClose. "Our customers aren't just numbers at OpenClose, as with so many other LOS vendors. This directly ties into the way credit unions service their members."

The LenderAssist LOS creates a seamless workflow process that removes manual touch points, freeing employees up to devote more time to member service. Throughout the mortgage lending process, OpenClose checks for QM/ATR compliance, TRID compliance, Reg B, Reg Z, fee tolerance, and state and federal rules and regulations. Further, robust reporting and analytics document everything that transpires during the lending process for auditing and compliance purposes.

To better service credit unions' unique needs, OpenClose recently joined the American Credit Union Mortgage Association (ACUMA), which provides resources and education to credit unions aimed at streamlining performance, processes and procedures for real estate lending services. ACUMA's goal is to encourage credit unions to help more consumers get fairly priced and safe mortgage loans delivered locally, and in so doing, providing them with a pathway to the American dream of home ownership.

OpenClose will be attending ACUMA's annual fall conference being held at the Bellagio Hotel and Resort in Las Vegas, September 24-27, 2017. The conference brings together the nation's top mortgage-lending credit unions and the industry's leading experts for three days of learning and networking. This year's event is built around the theme of "Driving into the Digital Age." It features a focus on new technology and disruptors to the traditional pipeline. For more information, visit http://annual.acuma.org/.

About OpenClose:
Founded in 1999 and headquartered in West Palm Beach, Florida, OpenClose(R) is a leading enterprise-class, multi-channel loan origination system (LOS) mortgage software solutions provider that cost effectively delivers its platform on a software-as-a-service (SaaS) basis. The company provides a variety of 100 percent web-based solutions for lenders, banks, credit unions, and conduit aggregators. OpenClose's core solution, LenderAssist(TM), is comprehensive loan origination software that is completely engineered by OpenClose using the same code base from the ground up, thus avoiding the problems that often accompany assembling best-of-breed applications or acquiring disparate technologies in an effort to create an end-to-end platform. The company provides lending organizations with full control of their data and creates a truly seamless workflow for complete automation and compliance adherence. For more information, visit http://www.openclose.com/ or call (561) 655-6418.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

OpenClose, a multi-channel loan origination system (LOS) and mortgage software solutions provider, announced that multiple credit unions are now using OpenClose's LenderAssist(TM) LOS platform to automate the mortgage side of their businesses.

Related link: https://www.openclose.com/

Nonprofit Executive Series Fall and Winter 2017 Schedule Announced by Xanegy

AUSTIN, Texas /ScoopCloud/ -- The Nonprofit Executive Series webcasts, hosted by Xanegy, will kick off on Tuesday, September 26, with "Trends in Human Capital Management." The Nonprofit Executive Series is a monthly webcast for nonprofit leaders.

The October topic will be "Why Forward-thinking Nonprofits are Automating Expense Management" followed by "Trends in Grant Management Tracking and Reporting" in November. A complete listing of Nonprofit Executive Series presentations and registration information can be found at http://xanegy.com/calendar/.

The Nonprofit Executive Series takes a pragmatic look at the internal operational challenges nonprofit leaders face as they strive to fulfill their mission and serve their constituents and community.

"Our first webcast, 'Trends in Human Capital Management' begins with issues around building and retaining a strong team," says Xanegy President Bob Blake. "Every nonprofit is being disrupted. The workforce is undergoing radical changes with the need to manage a team comprised of millennials to baby boomers. Since teams are lean and time is finite, we will show how to leverage technology to increase employee engagement, as well as provide insights on attracting and retaining key talent."

The fall and winter presentations in the Nonprofit Executive Series include:

Sep 26 - Trends in Human Capital Management
Oct 24 - Why Forward-thinking Nonprofits are Automating Expense Management
Nov 21 - Trends in Grant Management Tracking and Reporting
Dec 19 - 3 Essentials You Cannot Live Without: Budget Tracking, Transparency, and Regulatory Reporting
Jan 23 - Engaging Employees with Real-Time Data-at-a-Glance: Reporting and Dashboards
Feb 27 - Nonprofit Software Selection Journey
Mar 23 - Engaging Your IT Director: Cloud 101.

Xanegy assists nonprofit organizations with the purchase and implementation of cloud-based Sage Intacct. "Technology has never been more comprehensive, easy-to-use, and affordable for the nonprofit sector," explains Blake. "Savvy Nonprofit leaders understand the importance of sound financials when it comes to attracting new sources of funding. When a financial management system is easy to use, program managers can operate programs at an optimal level."

About Xanegy:

Xanegy, based in Austin, Texas, serves nonprofit organizations exclusively by assisting them in the purchase, implementation, and training of cloud-based Sage Intacct financial accounting solution for nonprofits. Xanegy believes that mission fulfillment, accountability, and transparency can only occur with a foundation of strong financial management - and Xanegy is committed to working with clients to help them put the best accounting and reporting processes in place. Xanegy consultants and staff have over 100 years combined experience working at and with nonprofit and government organizations across the globe.

More information: http://xanegy.com/.

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*Photo Caption: Xanegy President Bob Blake.

The Nonprofit Executive Series webcasts, hosted by Xanegy, will kick off on Tuesday, September 26, 2017, with "Trends in Human Capital Management." The Nonprofit Executive Series is a monthly webcast for nonprofit leaders.

Related link: http://xanegy.com/

EPIC adds Broker Anthony ‘Tony’ Gerrato in New York City

NEW YORK, N.Y. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Anthony (Tony) Gerrato has joined the firm as a Principal in EPIC's New York City office.

Gerrato will be responsible for new business development and the design and management of property & casualty insurance and risk management programs for clients in a wide range of industries. In particular, Gerrato has specialized in providing creative and cost effective risk management and insurance solutions to the portfolio companies of private equity firms. Gerrato joins from the Whitmore Group LTD in Garden City, New York.

Said John Hahn, EPIC co-founder and CEO, "We are excited to add Tony to our growing operations in New York and the North East. His considerable experience, strong consulting skills and customer service excellence will be of great value to our EPIC clients, particularly private equity portfolio companies and financial services firms. I have known Tony personally for many years, since we first worked together at Tri-City Brokers. He is an outstanding broker/consultant and a great person."

Tony Gerrato can be reached at:
EPIC Insurance Brokers & Consultants
tony.gerrato [at] epicbrokers.com
516-528-6363 - Mobile.

About EPIC:
EPIC is a unique and innovative retail property & casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has more than 1,000 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 20,000 clients.

With run rate revenues approaching $300 million, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country. For additional information, please visit http://www.epicbrokers.com/.

*PHOTO for media: Send2Press.com/300dpi/17-0920s2p-Tony-Gerrato-300dpi.jpg
*Photo Caption: Anthony (Tony) Gerrato has joined the firm as a Principal in EPIC's New York City office.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Anthony (Tony) Gerrato has joined the firm as a Principal in EPIC's New York City office.

Related link: http://www.epicbrokers.com/

Sparkle Coin, Inc. Announces Initial Coin Offering at TechCrunch Disrupt SF

SAN FRANCISCO, Calif. /ScoopCloud/ -- Sparkle Coin, Inc., designed to be the most transactable cryptocurrency available, is launching its initial coin offering (ICO) at 1 p.m. PDT September 20 and running through October 20, 2017 with coins beginning at $5. A LIVE STREAMING event will start at 12 p.m. PDT at TechCrunch SF.

Interested parties are encouraged to set up their pre-funding accounts in advance at https://app.sparklecoin.com/Home/IcoLanding to purchase Sparkle Coins as soon as they are available.

Sparkle Coin(TM) will be a part of a new economic ecosphere, which includes a currency exchange, payment gateway software and online shopping mall.

Together, this unique offering outshines other cryptocurrencies by:
1. Driving rapid increases in demand by allowing online shoppers to use their Sparkle Coins to purchase products directly from their favorite online stores.

2. Maximizing liquidity through a powerful currency exchange enabling trading with other cryptocurrencies and fiat currencies, as well as free payment gateway software that easily integrates into any e-tailer's website(s) with a few clicks.

After the ICO, online shoppers can use their Sparkle Coins, as well as other cryptocurrencies, to purchase products directly from their favorite online stores -- including Amazon, Walmart, Target, Toys R Us, Bed Bath & Beyond, Staples and more -- via VCoinMall.com, a peer-to-peer e-tailer which connects customers with retailers and other e-tailers.

Sparkle Coins can be transacted on VCoin Exchange, a currency exchange that allows for trading with other cryptocurrencies and fiat currencies. VCoin Exchange also provides free payment gateway software in the form of easy to download plugins, allowing virtually any merchant to accept Sparkle Coin and other cryptocurrencies as payment.

"With the economic ecosphere that we have created, Sparkle Coin bridges the gap between cryptocurrencies and everyday commerce," said Victor Wong, founder and CEO. "Sparkle Coin allows users to make purchases from popular online retailers, and it can easily be exchanged for other currencies - two major barriers that have previously hindered the wide-spread adoption of cryptocurrencies.

"Additionally, Sparkle Coin is past the white paper stage, and once the ICO is complete the ecosphere is ready for buyers to begin transacting their coins."

The Sparkle Coin ICO will be conducted using a new, more efficient patent-pending method of ICO. The coins will be divided into 80 blocks of 50,000 coins each, with first block starting at $5 per coin. Rather than releasing all the coins at the same cost each subsequent block increases by $2 per coin, allowing buyers to employ various strategies when buying Sparkle Coins and letting supply and demand dictate the price of the coins. Providing 80 checkout options rather than one single checkout helps manage any potential purchasing delays.

Sparkle Coin is a hybrid cryptocurrency possessing the best qualities of both PoW (Proof of Work) and PoS (Proof of Stake), providing rapid adoption through mining of Sparkle Coin as well as long-term sustainability through minting. Sparkle Coin's hybrid PoW and PoS algorithm is the latest technology for cryptocurrency, providing a rapid ramp up of miners and subsequently processing power for the network to create extremely powerful encryption and security, and accelerated transaction processing.

For more information about Sparkle Coin and to create and pre-fund your account for the purchase of Sparkle Coins during the ICO, visit https://sparklecoin.com/.

About Sparkle Coin, Inc.:
Sparkle Coin, Inc. is a managed cryptocurrency company founded by business and technology veterans to rapidly increase adoption of and promote long-term sustainability of cryptocurrencies for real-world business transactions through a new economic ecosphere including Sparkle Coin, the most transactable cryptocurrency available; VCoin Exchange, a powerful currency exchange and exclusive payment gateway for millions of online retailers to accept cryptocurrency; and VCoin Mall, an online marketplace that connects consumers with major online e-tailers. Sparkle Coin is a hybrid of PoW (Proof of Work) and PoS (Proof of Stake) software, providing rapid adoption through mining of Sparkle Coin, as well as long-term sustainability through minting.

For more information, visit https://sparklecoin.com/.

Images for Media:
*IMAGE 1: Send2Press.com/300dpi/17-0906s2p-scoin-ecosphere-300dpi.jpg

*IMAGE 2: Send2Press.com/300dpi/17-0906s2p-sparklecoin-300dpi.jpg

Sparkle Coin, Inc., designed to be the most transactable cryptocurrency available, is launching its initial coin offering (ICO) at 1 p.m. PDT September 20 and running through October 20, 2017 with coins beginning at $5. A LIVE STREAMING event will start at 12 p.m. PDT at TechCrunch SF.

Related link: https://sparklecoin.com/

Mortgage Collaborative Announces Addition of First Community Mortgage to Preferred Partner Network

SAN DIEGO, Calif. /ScoopCloud/ -- The Mortgage Collaborative (TMC), the nation's only independent mortgage cooperative, announced a new preferred partnership with national correspondent investor and mortgage loan servicer, First Community Mortgage (FCM). The new relationship with FCM adds another best-in-class national correspondent investor to their preferred partner network.

"It is a pleasure to welcome First Community Mortgage to The Mortgage Collaborative as a preferred partner at the same time they are celebrating their 15th year of outstanding service," said Rich Swerbinsky, executive vice president of national sales & strategic alliances for The Mortgage Collaborative. "Their reputation for professionalism and performance in the services they provide makes them an important and welcome addition to our exclusive preferred partner network."

"Teamwork is at the heart of everything FCM Correspondent does, and that extends to the relationships we have with our partners," said Joe Griffin, correspondent lending sales manager for First Community Mortgage. "We appreciate the value our partners add to our business, and we work very hard to reciprocate by actively building and enhancing those relationships. Our Human Mortgage approach aligns perfectly with the value proposition The Mortgage Collaborative members have come to expect and receive. We are looking forward to growing the business of their members."

FCM Correspondent offers both Delegated and Non-Delegated underwriting options for Conventional, FHA, VA and USDA products via Best Efforts and Mandatory delivery platforms.

"In a very short time, The Mortgage Collaborative has brought together an outstanding network of lenders and partner companies. It is an honor to join that community and we are committed to helping build on their already excellent reputation," Griffin said. "It is important to understand that, while FCM is who we are, Human Mortgage is how we operate. Human Mortgage is the culture and way of doing business that our partners enjoy and appreciate. The FCM team works hard to provide the operational speed, pricing consistency and unparalleled underwriting support our partners seek and deserve. We recognize that there are human beings at the end of every loan transaction, so we leverage our greatest asset - our own human beings - to support those partners throughout the process. This ensures that both the consumer and our clients receive maximum benefit, and that we become the investor of choice."

The Mortgage Collaborative network is more than 115 lenders strong, with an aggregate annual origination volume of over $190 billion. The network caters to lenders of all sizes, with a strong mix of independent mortgage brokers, community banks and depositories.

About The Mortgage Collaborative:

Based in San Diego, The Mortgage Collaborative was founded in 2013 to empower mortgage lenders across the country with better financial execution, reduced costs, enhanced expertise, improved compliance, and to help its members access the dynamic and changing consumer base in America. The association is managed by its founding members: John Robbins, CMB; David Kittle, CMB; Gary Acosta, CEO of the National Association of Hispanic Real Estate Professionals (NAHREP); and Jim Park, former chair of the Asian Real Estate Association of America (AREAA). Robbins and Kittle are former chairmen of the Mortgage Bankers Association of America (MBA).

For more information, visit: http://www.mortgagecollaborative.com/.

About First Community Mortgage:

Founded in 2002, First Community Mortgage is a wholly-owned subsidiary of First Community Bank of Tennessee with operations centers in Murfreesboro, Columbus, and Kansas City. First Community Mortgage is a FNMA, FHLMC and GNMA seller/servicer and offers mortgage solutions to consumers and financial institutions. With mortgage volume of $2.1 billion in 2016, First Community Mortgage was ranked the #1 lender for new construction homes for the past 5 years as published by Metrostudy and #6 for 2014 in the Nashville Business Journal's Book of Lists.

For more information, visit http://www.fcmpartners.com/ or http://fcmkc.com/corr/.

The Mortgage Collaborative (TMC), the nation's only independent mortgage cooperative, announced a new preferred partnership with national correspondent investor and mortgage loan servicer, First Community Mortgage (FCM). The new relationship with FCM adds another best-in-class national correspondent investor to their preferred partner network.

Related link: http://www.mortgagecollaborative.com/

ARMCO Releases ACES Automated Document Manager

POMPANO BEACH, Fla. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software, today announced the release of ACES Automated Document Manager(TM) (ADM).

Available through ARMCO's ACES Audit Technology(TM) and as a stand-alone product, ADM uses robust OCR (optical character recognition) technology to not only automatically identify, bookmark and organize loan documents, but also alert users of any missing documents associated with loan files-core activities for decreasing the risk of gross defects.

ADM can parse hundreds of PDF files, identify each document in the file, and categorize them by document type or name. Users simply place the loan document files into a secure folder and ADM automatically organizes, names, and identifies the documents. ADM does in moments what can take upwards of an hour per loan file with manual processes.

"Typical loan files can contain 500+ PDFs or imaged document pages-sorting through those can be time consuming and error-prone," said Phil McCall, president of ARMCO. "At ARMCO, we're not just focused on elevating loan quality. We want to give the industry's businesses the tools to cut costs, reduce turn times and gain efficiency. ARMCO's new Automated Document Manager will be a huge time saver, especially for large volume lenders and outsourced QC providers."

About ARMCO:

ARMCO - ACES Risk Management delivers web-based audit technology solutions, as well as powerful data and analytics, to the nation's top mortgage lenders, servicers, investors and outsourcing professionals. A trusted partner devoted to client relationships, ARMCO offers best-in-class quality control and compliance software that provides U.S. banks, mortgage companies and service providers the technology and data needed to support loan integrity, meet regulatory requirements, reduce risk and drive positive business decisions. ARMCO's flagship product, ACES Audit Technology(TM), is available at any point in the mortgage loan lifecycle, to any size lender, and is user-definable. ACES standardizes audit requirements, ties pre-funding reviews to post-closing quality control audits, enables seamless trend analysis, identifies credit, compliance and process deficiencies and helps create manageable action plans.

For more information, visit www.armco.us or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software, today announced the release of ACES Automated Document Manager. ADM can parse hundreds of PDF files, identify each document in the file, and categorize them by document type or name.

Related link: http://www.armco.us/

ReverseVision to Host UserCon 2018 February 6–8 in San Diego

SAN DIEGO, Calif. /ScoopCloud/ -- ReverseVision, the leading provider of technology and training for the Home Equity Conversion Mortgage (HECM) industry, will host its third annual user conference February 6-8, 2018, at the Kona Kai Resort and Spa on San Diego's Shelter Island.

UserCon 2018 will deliver three days of educational programming, evidence-based sales training, software demonstrations, networking and vendor exhibits designed for users of ReverseVision technology who are new to the Home Equity Conversion Mortgage (HECM) industry as well as practiced HECM loan originators and operations personnel:

* The conference will commence on Tuesday, February 6, with the premiere of ReverseVision's Generational Lending(TM) session, an interative introduction to HECM lending designed for industry newcomers. A cocktail welcome reception for all attendees will follow at 6 p.m.

* Wednesday's programming will include expert-led sessions for loan originators, in-depth learning opportunities with ReverseVision's technology and wholesale partners and a special address by Jim Cameron, senior partner at mortgage industry advisory firm STRATMOR Group. The evening will close with an island-themed networking party featuring food, drinks and entertainment.

* Thursday's sessions will equip HECM lenders with the tactics they need to succeed - and even gain competitive edge - in the midst of widescale industry changes.

"UserCon 2018 will position ReverseVision clients to capture the momentum of today's evolving HECM landscape," said ReverseVision Vice President of Sales and Marketing Wendy Peel. "Attendees will come away with the latest industry forecast, actionable tactics for increasing loan volume and insight for getting the most out of their investment in ReverseVision technology."

ReverseVision's flagship loan origination system (LOS), RV Exchange (RVX), is used by all 10 of the top-ten HECM lenders. In addition to RVX, the company offers customized client services through RV Pro Services (RVPS); proprietary data insights and web-based sales and marketing tools through RV Sales Accelerator (RVSA); and live and online training courses through RV University (RVU).

Early-bird registration is available through November 15 at https://www.reversevision.com/usercon2018. To apply for corporate sponsorship or speaking opportunities, contact connect@reversevision.com.

About ReverseVision:
ReverseVision, Inc. is the leading provider of technology and training for Home Equity Conversion Mortgage (HECM) origination. With nearly 10,000 active users, ReverseVision technology is used by 10 of the top-ten reverse mortgage lenders and supports more HECM transactions than all other systems combined. The company's comprehensive product suite also includes HECM sales and education tools and a dedicated professional services team. ReverseVision partners with some of the finest and fastest-growing banks, credit unions and lending organizations in the United States to provide its HECM technology to brokers, correspondents, lenders and investors.

A 2017 HousingWire TECH100(TM) company, ReverseVision has also been recognized in Deloitte's Technology Fast 500(TM) listing. ReverseVision's annual user conference, the only event of its kind in the industry, brings together more than 200 lenders, vendors and educators each year to advance HECM lending. The company continues to build on its technology's pioneering capabilities with frequent enhancements aimed at boosting users' HECM volume, workflow efficiency and data analysis capabilities.

For more information, visit http://www.reversevision.com.

*LOGO for media: Send2Press.com/300dpi/17-0912s2p-reversevision-300dpi.jpg

News from ReverseVision Inc.

ReverseVision, Inc., the leading provider of technology and training for the Home Equity Conversion Mortgage (HECM) industry, will host its third annual user conference February 6-8, 2018, at the Kona Kai Resort and Spa on San Diego's Shelter Island.

Related link: http://www.reversevision.com/

EPIC’s Duane Dennis and Jamie Chambers to Present Employee Communications & HR Technology Strategies at Cement Employers Association Annual Meeting

SAN FRANCISCO, Calif. /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Principal and Senior Consultant Duane Dennis and Director of HR Technology Solutions Jamie Chambers will present at the Cement Employers Association Annual Meeting on Tuesday, Sept. 19 at 8:15 a.m. at South Point Hotel Casino Spa in Las Vegas, Nevada.

The Cement Employers Association aims to promote industrial relations and administration of the hydraulic cement manufacturing industry through research study and dissemination of these studies' results. Dennis and Chambers will present on "Optimizing Employee Communications and HR Technology Strategies."

About Duane Dennis, Principal and Senior Consultant:

Dennis works with clients to understand their culture, goals and objectives to create short and long term strategies to optimize business results in the US and internationally. He works with executive leadership teams, business leaders (HR, Finance, Legal and IT) and their teams to achieve their goals in all industries.

Dennis is a principal and senior advisor at EPIC. He previously held positions as the EVP of Business Development and Marketing at Hixme and was a partner at Mercer. At Mercer, he was a member of Mercer's global leadership team, US region leadership, Pacific Southwest leadership and the Health and Life Sciences Industry team.

About Jamie Chambers, director, HR Technology Solutions:

Jamie Chambers joined the firm in 2013 and now serves as a director, leading the HR Solutions Team. In this role, he manages a team of specialists that support clients by overseeing human resource projects involving systems, technology, processes and best practices, as well as implementations and integrations related to mergers and acquisitions. Chambers collaborates with other Ascende - a Division of EPIC teams to deliver coordinated and comprehensive services to clients.

Prior to joining the team, he served as vice president of human resources for First Continental Mortgage and Campus Living Villages, both national companies with multi-state operations. He also has extensive human resources experience in the health care industry, having served as the human resources director for Bayshore Medical Center and Houston Northwest Medical Center. Chamber's knowledge and experience spans all areas of human resource management, from recruiting to systems management to compliance. He has extensive experience with change management initiatives, mergers and acquisitions and start-ups.

Chambers received a Bachelor of Business Administration degree in marketing from Texas Tech University. In 2007, he earned the Senior Professional Human Resources (SPHR) certification from the HR Certification Institute(tm) (HRCI(r)).

He is an active member of HR Houston and the Society for Human Resource Management (SHRM).

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has 1,100 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 20,000 clients.

With run rate revenues approaching $300 million, EPIC ranks among the top 20 retail insurance brokers in the United States. Backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit http://www.epicbrokers.com/.

IMAGES for Media:
* PHOTO 1: Send2Press.com/300dpi/17-0818s2p-jchambers-300dpi.jpg
* Photo 1 Caption: Jamie Chambers of EPIC.

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* Photo 2 Caption: Duane Dennis of EPIC.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Principal and Senior Consultant Duane Dennis and Director of HR Technology Solutions Jamie Chambers will present at the Cement Employers Association Annual Meeting on Tuesday, Sept. 19 at 8:15 a.m. at South Point Hotel Casino Spa in Las Vegas.

Related link: http://www.epicbrokers.com/

JMAC Lending Selects Insight RDM Mortgage QC Audit Platform from TRK Connection

SALT LAKE CITY, Utah /ScoopCloud/ -- TRK Connection (TRK), a leading provider of mortgage quality control and origination management solutions, announced today that JMAC Lending, a Southern California-based wholesale and correspondent lender, has selected TRK's flagship mortgage quality control (QC) audit platform Insight Risk & Defect Management (RDM).

Insight RDM is a cloud-based mortgage QC audit platform that delivers true, lender-driven functionality with an intuitive interface, configurable to any existing QC process and operable on any browser and/or mobile device. Designed to minimize repurchase risk for lenders of all sizes, Insight RDM enables QC departments to efficiently manage and remediate loan defects using the platform's sophisticated QC auditing and reporting tools. With integrated business intelligence reporting powered by Tableau, lenders can track, report and trend loan defects uncovered during the audit process, as well as create and assign action plans to proactively mitigate future risk.

"Manually-driven QC reviews and static reporting simply can't keep up with the pace of today's mortgage origination environment," said Teri Sundh, CEO of TRK Connection. "With Insight RDM, lenders can streamline their pre-funding and post-closing QC processes to ensure optimum loan quality without sacrificing closing times or delivery to investors."

About JMAC Lending:
Celebrating its 20th anniversary in 2017, JMAC Lending, Inc., is an industry-leading wholesale and correspondent mortgage lender that provides a diverse range of innovative lending products along with exceptional service at a competitive price. Headquartered in Santa Ana, Calif., JMAC Lending is licensed to originate loans in 18 states, and is an approved seller and servicer of Fannie Mae, Freddie Mac and Ginnie Mae products. For more information, visit https://www.jmaclending.com.

About TRK Connection:
Founded in 2013, TRK Connection prides itself on its ability to develop technologies that allow businesses to surpass their organizational needs and meet their business objectives. As an innovator in the mortgage origination and quality assurance space, TRK continues to develop and refine solutions geared to promote and strengthen the loan origination process, pre/post-close loan audits and the defect remediation process.

Currently, TRK offers solutions that support Mortgage Audit & Quality Control (Insight Risk & Defect Management(TM)), Loan Origination Vendor Management (Core Connect(TM)), Complete LOS Connectivity Platforms and more. For more information, visit http://trkconnection.com.

*LOGO for media: Send2Press.com/300dpi/17-0914s2p-trk-connec-300dpi.jpg

TRK Connection (TRK), a leading provider of mortgage quality control and origination management solutions, announced today that JMAC Lending, a Southern California-based wholesale and correspondent lender, has selected TRK's flagship mortgage quality control (QC) audit platform Insight Risk & Defect Management (RDM).

Related link: http://trkconnection.com/

Media Advisory – TechCrunch Disrupt SF 2017: CEO of Sparkle Coin, Inc. Shows New eCommerce-optimized Cryptocurrency

SAN FRANCISCO, Calif. /ScoopCloud/ -- Sparkle Coin Inc., founders of Sparkle Coin(TM), a new cryptocurrency that allows users to make purchases from popular online retailers - like Amazon and Walmart - and features a currency exchange for liquidity, will be hosting a "lunch and launch" event during TechCrunch Disrupt SF 2017.

Victor Wong, CEO and founder of Sparkle Coin, Inc., will be speaking on the future of cryptocurrency and how Sparkle Coin plans to lead the way for wide-spread adoption among businesses and consumers.

A LIVE STREAMING event will start at 12 p.m. PDT at TechCrunch SF:
"We will show the world our new economic model and reveal the Sparkle Coin ecosphere of companies," says CEO Wong. "We will also talk about how you can participate in our ecosphere as owners of Sparkle Coin and how businesses wanting to plug into the cryptocurrency world can offer your goods and services."

Live Event Link: https://app.sparklecoin.com/Home/IcoLanding

At 1 p.m. PDT the Sparkle Coin initial coin offering will begin, ushering in the next generation of cryptocurrency.

Who: Sparkle Coin, Inc.

What: Sparkle Coin ICO Lunch and Launch Celebration (registration required).

When: September 20, 12 p.m. - 1:30 p.m. PDT.

Where: Disrupt SF at Pier 48, Bayview Reception Room.

Why: In addition to launching the Sparkle Coin ICO live using a more efficient patent-pending ICO method, the founder and CEO will present his point of view on the recent explosion and volatility of cryptocurrencies, and why second generation cryptocurrencies, such as Sparkle Coin, will move cryptocurrencies into the mainstream.

Media Opportunities:
The Sparkle Coin team will be available in the Partner Sponsor Level Exhibit Hall from September 18 to September 20, and Mr. Wong will be available for media interviews following his lunch and launch presentation.

For more information, or for a registration link, please contact Emilie Williams-Sinn at 919-931-4943 or ewilliamssinn@apcoworldwide.com.

About Sparkle Coin, Inc.:
Sparkle Coin, Inc. is a managed cryptocurrency company founded by business and technology veterans. The goal is to rapidly increase adoption of and promote long-term sustainability of cryptocurrencies for real-world business transactions. This will be accomplished through a new economic ecosphere including Sparkle Coin, the most transactable cryptocurrency available; through VCoin Exchange, a powerful currency exchange and exclusive payment gateway for millions of online retailers to accept cryptocurrency; and VCoin Mall, an online marketplace that connects consumers with major online e-tailers.

Sparkle Coin is a hybrid of PoW (Proof of Work) and PoS (Proof of Stake) software, providing rapid adoption through mining of Sparkle Coin(TM), as well as long-term sustainability through minting. Learn more at: https://sparklecoin.com/.

About TechCrunch Disrupt SF:
TechCrunch Disrupt SF 2017 is TechCrunch's 11th annual conference in San Francisco. The format combines top thought-leader discussions with new product and company launches. Morning executive discussions debate technology-driven disruptions in many industries, while the afternoons are reserved for the Startup Battlefield, where 20+ new companies will launch for the first time onstage, selected to present from numerous applications received from around the world. The winning company will receive a $50,000 grand prize and the Disrupt Cup at the conclusion of the conference.

The conference is September 18-20, 2017 at Pier 48 in San Francisco. Learn more: https://techcrunch.com/event-info/disrupt-sf-2017/.

MULTIMEDIA:
Sparkle Coin Introduction Video (YouTube):
https://youtu.be/bL3ykNeCrAo

Images for Media:
*IMAGE 1: Send2Press.com/300dpi/17-0906s2p-scoin-ecosphere-300dpi.jpg
*Image 1 Caption: SparkleCOIN(TM) ecosphere.

*IMAGE 2: Send2Press.com/300dpi/17-0906s2p-scoin-vcoinmall-300dpi.jpg
*Image 2 Caption: Sparkle Coin VCoinMall(TM).

*IMAGE 3: Send2Press.com/300dpi/17-0906s2p-sparklecoin-300dpi.jpg
*Image 3 Caption: SparkleCOIN(TM) logo.

Sparkle Coin, Inc., founders of Sparkle Coin, a new cryptocurrency that allows users to make purchases from popular online retailers - like Amazon and Walmart - and features a currency exchange for liquidity, will be hosting a "lunch and launch" event during TechCrunch Disrupt SF 2017.

Related link: https://sparklecoin.com/

Unity National Bank Pledges $100,000 Towards the Construction of New Tipp City Stadium

TIPP CITY, Ohio /ScoopCloud/ -- The Tipp Pride Association Board of Directors announced today that the organization has received a $100,000 sponsorship from Unity National Bank for the construction of Tipp City's new community stadium. The generous gift will lead ongoing fundraising to support stadium construction.

"Tipp pride can be felt everywhere in this community. You feel it as you walk down Main Street, attend school functions and participate in community events. Tipp City is a wonderful place to live, work and play. We are honored and proud to be part of it," states Lisa McGraw, Vice President, Commercial Cash Management for Unity Bank.

In recognition of the sizable donation, Members of the Tipp Pride Association (TPA) state that they intend to place Unity National Bank's logo prominently on the scoreboard of the new stadium.

Mashell Stith, president of TPA shared, "We are so thrilled about Unity National Bank stepping up to support Tipp City in this way. Words cannot describe the energy this creates for our entire community. It was so great to hear the Tippecanoe student section chant 'Thank You, Thank You' during the check presentation on the field Friday night."

The new Tipp City stadium will be constructed at the location of the current stadium within City Park. Replacement of the field, stands, buildings and scoreboard are estimated to cost approximately 5.6 million dollars. Tipp Pride Association is seeking private funding for this project.

"We are extremely grateful, humbled and honored by Unity National Bank's generous gift for the new football stadium," said J.D. Foust, Athletic Director for Tipp City Schools. "Their love and passion for Tipp City is truly incredible, and this gift will impact not only Tipp City's athletic programs but also our great community, well into the future. I believe that the vision shown by community leaders such as Unity National Bank and our school administration and board leadership will ensure continued success for all of our athletic and community programs well into the future."

Brett Baumeister, President of Unity National Bank, agrees, "Unity National Bank isn't just located in your town. We are your neighbors, and we care about helping the entire community thrive and prosper. Our commitment to you goes beyond financial services; you can count on Unity to support the people and organizations working to build a stronger community."

Tipp Pride Association intends to highlight significant donors and sponsors at each home football game this season. "There is no better place to provide recognition to donors than at the very same venue we are working to provide upgrades," states Scott George, vice-president of TPA, "It was easy to observe Friday night the packed stands in both the home and visitor bleachers while hundreds of spectators stood at the fence trying to enjoy the game."

The new stadium will increase available seating for home, visitor, and band to 3,500.

With a successful fundraising campaign, the stadium project could begin construction at the end of the 2017 football season.

ABOUT UNITY NATIONAL BANK:

With locations in Piqua, Tipp City and Troy, Unity National Bank provides customers with a full array of personal banking, business banking, and trust and investment products and services. Unity National Bank, founded in 1884, is one of the 11 Ohio community banks and two specialty finance companies in the Park National Family of Community Banks that make up The Park National Corporation (NYSE:PRK). Park had $7.8 billion in total assets as of June 30, 2017. For more information, visit https://unitynationalbk.com/.

ABOUT TIPP PRIDE ASSOCIATION:

Tipp Pride Association is committed to building a community stadium that supports our schools and is a source of pride for all of Tipp City. Our Mission is to raise private funds to build a new stadium for the community by the community. For more information, please visit https://tipppride.com/.

The Tipp Pride Association Board of Directors announced today that the organization has received a $100,000 sponsorship from Unity National Bank for the construction of Tipp City's new community stadium. The generous gift will lead ongoing fundraising to support stadium construction.

Related link: https://tipppride.com/

MEDIA ADVISORY: ReverseVision Experts Available to Discuss HUD Changes to HECM Reverse Mortgage Program

SAN DIEGO, Calif. /ScoopCloud/ -- The following ReverseVision experts, whose expertise on the Home Equity Conversion Mortgage (HECM) ranges from HUD guideline interpretation to market analysis to education, are available for interviews regarding HUD's planned changes to the HECM program:

* Dan Hultquist, CRMP | Director of Learning and Development

Expertise: HECM Education for Originators and Consumers

Dan Hultquist is an authoritative HECM educator who has trained more than 21,000 reverse mortgage professionals nationwide. He is a Certified Reverse Mortgage Professional (CRMP) and co-chairs the Education Committee for the National Reverse Mortgage Lenders Association (NRMLA). He also teaches continuing education courses that serve as annual requirements for CRMPs. Dan is the author of the book Understanding Reverse, which answers the top questions he has received as a national reverse mortgage trainer.

* John Button, President and CEO

Expertise: Market Analysis, Industry Impacts of HECM Regulation

John Button is a business-to-business executive, investor and entrepreneur with more than 30 years' experience in technology and business development strategies. As president and CEO of ReverseVision, John leads one of the country's fastest-growing technology companies as it serves an industry that is itself experiencing record growth.

* Jamie Hopkins, Esq., MBA, LLM, CLU(R), RICP(R) | Board Member

Expertise: The Role of Home Equity in Financial Planning and Retirement Income

Jamie Hopkins is associate professor of taxation and co-director of the New York Life Center for Retirement Income at The American College of Financial Services. He also holds the Larry R. Pike Chair in Insurance and Investments at The College, where he teaches courses in retirement, estate planning and life insurance. Hopkins' law review articles have been published by the American and Pennsylvania Bar Associations and various periodicals. In 2015, Investment News named Hopkins one of its top 40 financial services professionals under 40. He has contributed expert commentary on the strategic use of HECMs in retirement income planning to such outlets as Forbes, The New York Times and The Wall Street Journal.

* Jeff Birdsell, CMB | VP of Professional Services

Expertise: HUD Guideline Interpretation, HECM Technology

Jeff Birdsell has been one of the reverse mortgage industry's most sought-after technology experts for 25 years. Over the course of his career, Jeff has produced some of the industry's most prolific software solutions, including Financial Freedom's Reverse Mortgage Analyzer (RMA) and ReverseVision's RV Exchange. He was a founding board member of the National Reverse Mortgage Lenders Assocation (NRMLA) and remains an active board member to this day, serving on both the HUD Issues and Education committees. He has worked closely with HUD over the years as a primary translator of the agency's guidelines into industry-wide technology protocols.

To reach these business experts, please contact Leslie Colley at (404) 390-3830 or leslie@depthpr.com.

About ReverseVision:
ReverseVision, Inc. is the leading software and technology provider for the reverse mortgage industry, offering products and services focused exclusively on the home-equity conversion mortgage (HECM) and related reverse mortgage programs. With nearly 10,000 active users, ReverseVision technology is used by 10 out of 10 top reverse mortgage lenders and supports more reverse mortgage transactions than all other systems combined. The company's comprehensive product suite also includes reverse mortgage sales and education tools and a dedicated professional services team. ReverseVision partners with some of the finest and fastest-growing banks, credit unions and lending organizations in the United States to provide its reverse mortgage technology to brokers, correspondents, lenders and investors.

A 2017 HousingWire TECH100(TM) company, ReverseVision has also been recognized in Deloitte's Technology Fast 500(TM) listing. ReverseVision's annual user conference, the only event of its kind in the industry, brings together more than 200 lenders, vendors and educators each year to advance reverse mortgage lending. The company continues to build on its technology's pioneering capabilities with frequent enhancements aimed at boosting users' reverse mortgage volume, workflow efficiency and data analysis capabilities.

For more information, visit http://www.reversevision.com/.

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The following ReverseVision experts, whose expertise on the Home Equity Conversion Mortgage (HECM) ranges from HUD guideline interpretation to market analysis to education, are available for interviews regarding HUD's planned changes to the HECM program.

Related link: http://www.reversevision.com/

EPIC’s Clay Ma to Present at Texas Total Rewards Conference in Fort Worth

HOUSTON, Texas /ScoopCloud/ -- EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Retirement Senior Associate Clay Ma will present at the Texas Total Rewards Conference on Friday, Sept. 15 at 8:30 a.m. at The Worthington Renaissance Fort Worth Hotel in Fort Worth, Texas.

The Texas Total Rewards Conference features two days of educational sessions presented by several of the top minds in total rewards. In his presentation, "Wait! How Did I Get on the Pension Committee? A Practical Guide to Understanding Defined Benefit Plans," Ma will provide a high-level overview of pension plans and translate complex actuarial speak to plain English for those looking for an easy-to-understand crash course on pension plans.

Click here to view the full agenda: http://txtotalrewards.starchapter.com/Schedule.

About Clay Ma, Senior Associate:

Clay Ma is a senior associate at Ascende Wealth Advisers, Inc. (AWAI), EPIC's Retirement Consulting Team. His responsibilities include, but are not limited to, investment research and analysis, vendor search and management, and ERISA compliance for AWAI clients. Ma graduated with honors from UT Austin with a concentration in Finance and Accounting. He currently holds the QPA and QKA designations from ASPPA and is a licensed enrolled retirement plan agent with the Internal Revenue Service.

About the Texas Total Rewards Conference:

The Texas Total Rewards Conference features two days of educational sessions presented by several of the top minds in total rewards. Attendees can earn HRCI, SHRM, and WorldatWork recertification credits. Anyone looking for new strategies, insights from industry thought leaders and the opportunity to grow their network, won't want to miss this year's conference.

About EPIC:

EPIC is a unique and innovative retail property and casualty and employee benefits insurance brokerage and consulting firm. EPIC has created a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence. EPIC team members have consistently recognized their company as a "Best Place to Work" in multiple regions and as a "Best Place to Work in the Insurance Industry" nationally.

EPIC now has 1,100 team members operating from offices across the U.S., providing Property Casualty, Employee Benefits, Specialty Programs and Private Client solutions to more than 20,000 clients.

With run rate revenues approaching $300 million, EPIC ranks among the top 20 retail insurance brokers in the United States. Soon to be backed by Oak Hill Capital Partners, the company continues to expand organically and through strategic acquisitions across the country.

For additional information, please visit http://www.epicbrokers.com/.

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*Photo Caption: Retirement Senior Associate Clay Ma will present at the Texas Total Rewards Conference.

EPIC Insurance Brokers and Consultants, a retail property, casualty insurance brokerage and employee benefits consultant, announced today that Retirement Senior Associate Clay Ma will present at the Texas Total Rewards Conference on Friday, Sept. 15 at 8:30 a.m. at The Worthington Renaissance Fort Worth Hotel in Fort Worth, Texas.

Related link: http://www.epicbrokers.com/

US Mortgage Implements CompenSafe from LBA Ware to Automatically Calculate LO Compensation

MACON, Ga. /ScoopCloud/ -- LBA Ware(TM), a leading provider of automated compensation software and systems integration solutions for mortgage lending and retail banking, announced that Melville, New York-based US Mortgage Corporation (US Mortgage) has implemented CompenSafe to automatically calculate commissions for its loan originators and operations staff located in 24 branches across the United States.

"US Mortgage Corporation has quadrupled in size over the last five years, and as a result, our compensation plans and employment agreements have grown far more complex, creating a much larger burden of responsibility for our payroll managers," said Scott A. Milner, president of US Mortgage Corporation. "CompenSafe provides us with a scalable compensation calculation solution that has made our payroll department twice as efficient and provided a massive degree of transparency to our loan originators."

CompenSafe integrates directly with US Mortgage Corporation's loan origination system (LOS) Encompass to extract loan pipeline information and calculate compensation in real time. Loan originators can access this information at any time to get an up-to-date accounting of their anticipated compensation.

"One of our core values is, 'Empowering others,' and I think you can do that through information. Our LOs now feel more empowered and connected to the payroll process," Milner added. "From a use-case standpoint, our payroll team is now spending most of their time auditing payroll results, rather than creating them, which is a much more efficient use of their time."

"Compensation is one of the many growing pains lenders must grapple with as they become more successful, and many flourishing lenders find that their homegrown compensation solutions simply cannot keep pace with their expanding sales force," said Lori Brewer, founder and president of LBA Ware. "CompenSafe eases this burden by calculating compensation automatically, which makes overseeing compensation a much easier process for payroll teams, allows lenders to offer customized compensation plans to stay competitive and provides loan originators with transparency regarding commission."

About US Mortgage Corporation:

Founded by Steven A. Milner more than 2 decades ago, US Mortgage Corporation has been committed to "Helping You Make It Home(R)" as a nationwide mortgage lender, a HUD approved FHA Direct Endorsed Lender and a Fannie Mae Seller/Servicer. Since its inception in 1994, US Mortgage Corporation has funded more than $10 billion in mortgage loans, servicing more than 33,000 people.

US Mortgage Corporation focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. US Mortgage Corporation maintains an A+ Rating with the Better Business Bureau (BBB) and a 5 Star Rating as a Mortgage Lender with Zillow. For more information, visit http://usmortgage.com.

About LBA Ware:

Founded in 2008 and headquartered in Macon, GA, LBA Ware(TM) is a software development company transforming the way mortgage lenders make the American dream of homeownership a reality. As the self-proclaimed masters of problem solving, our mission is to inspire opportunity by delivering solutions that become essential to the way mortgage companies operate. Our applications automate traditionally manual business processes for which an existing software solution does not exist, empowering lenders to create an integrated software environment that maximizes their productivity and operational efficiency.

For more information about LBA Ware and their software solutions, visit http://lbaware.com.

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LBA Ware, a leading provider of automated compensation software and systems integration solutions for mortgage lending and retail banking, announced that Melville, New York-based US Mortgage Corporation (US Mortgage) has implemented CompenSafe to automatically calculate commissions for its loan originators and operations staff located in 24 branches across the United States.

Related link: http://lbaware.com/

TRK Connection Elevates Colton Hansen to Role of Vice President of Business Development

SALT LAKE CITY, Utah /ScoopCloud/ -- TRK Connection, a leading provider of mortgage quality control and origination management solutions, announced it has promoted Colton Hansen to vice president of business development. In this new role, Hansen will be responsible for leading and executing company objectives for sales and marketing campaigns, implementing new technologies, and analyzing new opportunities.

"Colton has been with TRK from day one, and his relentless efforts in cultivating our client base and deft management of those relationships have made TRK what it is today," said Teri Sundh, CEO of TRK Connection. "I can think of no one more suited to lead TRK through its next stage of growth."

Prior to TRK, Hansen served as manager of vendor relations for Strategic Services Management (SSM Hub) and worked in a business development capacity for Salt Lake City-based Primary Residential Mortgage, Inc. from 2009 to 2012. He earned his bachelor's degree in business administration and management from the University of Utah.

"Having been here from the start, I take immense pride in what TRK has been able to accomplish in just a few short years, as we have invested considerable time and effort in collaborating with lenders to develop the Insight RDM platform," Hansen said. "The mortgage industry is hungry for a more robust, sophisticated QC audit platform, and I look forward to continuing to enable lenders to better manage their repurchase risk and improve loan quality using Insight."

About TRK Connection:

Founded in 2013, TRK Connection prides itself on its ability to develop technologies that allow businesses to surpass their organizational needs and meet their business objectives. As an innovator in the mortgage origination and quality assurance space, TRK continues to develop and refine solutions geared to promote and strengthen the loan origination process, pre/post-close loan audits and the defect remediation process.

Currently, TRK offers solutions that support Mortgage Audit & Quality Control (Insight Risk & Defect Management(TM)), Loan Origination Vendor Management (Core Connect(TM)), Complete LOS Connectivity Platforms and more. For more information, visit http://trkconnection.com.

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*Photo Caption: Colton Hansen named VP of Business Development at TRK.

TRK Connection, a leading provider of mortgage quality control and origination management solutions, announced it has promoted Colton Hansen to vice president of business development. In this new role, Hansen will be responsible for leading and executing company objectives for sales and marketing campaigns, implementing new technologies, and analyzing new opportunities.

Related link: http://trkconnection.com/

Pendo’s John Whitlow Wins HW Insiders Award

LEE'S SUMMIT, Mo. /ScoopCloud/ -- Pendo, a nationwide appraisal management company (AMC), announced that John Whitlow, the company's vice president of operations and technology, has been named to the second annual HousingWire Insiders list.

According to HousingWire, the Insiders award recognizes "go-to" team members-the professionals that their companies turn to with their most important or challenging projects because their contributions and hard work lead to superior results. Winners are selected by HousingWire's editorial board, based on their contributions over the last 12 months.

Whitlow oversaw development and implementation of the technology that enabled Pendo to increase its monthly volume, with no degradation in client service levels. He also conceptualized and created the custom dashboard and performance report at the heart of Pendo's client scorecard program, which has proven to be a major differentiator for the company.

"John is a reflection of Pendo's core values-he is forward thinking and always looking to improve the process in a way that benefits our clients and partners," said Mike Peck, Pendo co-founder. "Like Pendo, he's that reliable partner who ensures things run the way they're supposed to while taking on new challenges as needed. He exemplifies who we are as a company."

This year's 33 winners represented various sectors of the housing economy, including residential mortgage lending, servicing, investing and real estate.

"The scale of our Insiders award this year is impressive with both its breadth and depth," said Jacob Gaffney, HousingWire Editor-In-Chief. "The talent on display here is unmistakable and the scope of the work our winners do day-in and day-out is a testament to their accomplishments. It's an honor for HousingWire to publish this award."

Whitlow has been with Pendo for five years, and has not only developed new methods for fulfilling the appraisal process, but also oversees their client success team. Under his guidance, Pendo's team members provide the consistently high client and partner service levels that have differentiated the company enough to produce a significant positive impact on the company's revenue and profits.

"I'm honored to receive the HW Insiders award, and to work with such dedicated, talented professionals," said Whitlow. "By receiving this award, I hope to help inspire other AMCs to create a process for making clients and vendors feel valued and appreciated. We have a wonderful opportunity in the appraisal sector to mend fences and formulate an industry that we're proud to be part of in the future."

About Pendo:
Pendo is a nationwide appraisal management company based in Lee's Summit, Missouri. The company was co-founded by two successful tech professionals, Jeff Sandman and Mike Peck, specifically to disrupt the appraisal management segment using advanced technology and severely elevated service standards. The company's proprietary QC technology boasts numerous unique features that assure the highest levels of quality and compliance, while also reducing wait times, elevating service levels, boosting client engagement, and minimizing redundant activities. Pendo was founded in 2009 and is licensed to conduct business in all 50 states.

For more information, visit https://www.pendomanagement.com/, email contact@pendomanagment.com or call 816 332 6627.

Pendo, a nationwide appraisal management company (AMC), announced that John Whitlow, the company's vice president of operations and technology, has been named to the second annual HousingWire Insiders list.

Related link: https://www.pendomanagement.com/

Sparkle Coin, Inc. Launches Next Generation Cryptocurrency

CHICAGO, Ill. /ScoopCloud/ -- Sparkle Coin, Inc. today introduced its eponymous cryptocurrency, the first of its kind backed by diamonds, as the initial step toward the company's goal of creating more efficient global economic growth to promote societal advancement by developing a platform that brings cryptocurrencies into the mainstream business and consumer markets. Sparkle Coin (SparkleCOIN™) is a hybrid cryptocurrency possessing the best qualities of both PoW (Proof of Work) and PoS (Proof of Stake), providing rapid adoption through mining of Sparkle Coin as well as long-term sustainability through minting.

Founded by business and technology veterans, Sparkle Coin is designed to be a part of a new economic ecosphere, built on a solid foundation of proven business fundamentals essential for real-world transactions.

"Cryptocurrencies were always envisioned to revolutionize global financial markets and the way consumers and businesses transact," said Victor Wong, founder and CEO of Sparkle Coin, Inc. "Sparkle Coin bridges the gap between cryptocurrencies and traditional business by developing an economic ecosphere comprised of an asset-backed cryptocurrency, transacted through a powerful currency exchange, with an outward facing cryptocurrency payment gateway allowing virtually all merchants to accept cryptocurrency though an online shopping mall or directly on their own websites."

After the initial coin offering (ICO), Sparkle Coins can be transacted on VCoin Exchange, an advanced currency exchange that allows for trading with other cryptocurrencies and fiat currencies. VCoin Exchange also provides software and payment gateways for virtually any merchant to accept Sparkle Coin and other cryptocurrencies as payment for products and services.

Online shoppers can use their Sparkle Coins as well as other cryptocurrencies to purchase products directly from their favorite stores including Amazon, Walmart, Target, Toys R Us, Bed Bath & Beyond, Staples and more via VCoinMall.com, a front-end order management and payment processing service.

Together, Sparkle Coin, VCoin Exchange and VCoinMall.com make up a unique economic ecosphere that connects the latest blockchain technologies with existing business platforms and networks to drive adoption of cryptocurrencies for real business transactions.

"Cryptocurrencies have struggled in the past to be widely adopted because the technologies were still being developed and the necessary infrastructure was not in place yet," said David Chen, vice president of financial strategy, Sparkle Coin, Inc. "Sparkle coin represents the second generation of cryptocurrencies that will push through the barriers because it's already fully funded, asset-backed and easy to integrate with existing payment infrastructure."

Sparkle Coin's hybrid PoW and PoS algorithm is the latest technology for cryptocurrency, providing a rapid ramp up of miners and subsequently processing power for the network to create extremely powerful encryption and security, and accelerated transaction processing.

Sparkle Coin is the only company in the blockchain and cryptocurrency world to incorporate a fund set aside for the operation of the company for 100 years. In addition, the public will be able to mine for approximately 1,000 Sparkle Coins a day for the same 100-year period to further increase the size and stability of the network. This approach, along with minting, creates stability, longevity and managed growth.

At launch, each Sparkle Coin is backed by $5 worth of GIA certified diamonds, procured through established diamond wholesalers, which can be immediately redeemed the day after the Sparkle Coin ICO in increments of $500. By backing Sparkle Coin with diamonds, which have been shown to steadily increase in value over time more than other assets such as gold, early adopters have a safety net for their participation in this new economic ecosphere.

When the price of Sparkle Coin reaches $25 per coin, there will no longer be any need to back the coins with diamonds as the worth generated by the economy built around Sparkle Coin will have proven itself, thereby providing Sparkle Coin with its own intrinsic value five times greater than the initial price.

The Sparkle Coin ICO will occur at TechCrunch's Disrupt in San Francisco, Calif. on Sept. 20 at 1 p.m. PDT. Interested parties are encouraged to set up their pre-funding accounts at SparkleCoin.com in advance to purchase Sparkle Coins as soon as they are available.

For more information about Sparkle Coin and to create and pre-fund your account for the purchase of Sparkle Coins during the ICO, visit https://sparklecoin.com/.

About Sparkle Coin, Inc.:

Sparkle Coin, Inc. is a managed cryptocurrency company founded by business and technology veterans to rapidly increase adoption of and promote long-term sustainability of cryptocurrencies for real-world business transactions through a new economic ecosphere including Sparkle Coins; VCoin Exchange, a powerful currency exchange and VCoin Mall, an online marketplace that connects consumers with millions of online retailers. As the first cryptocurrency backed by diamonds, Sparkle Coin is a hybrid of PoW (Proof of Work) and PoS (Proof of Stake) software, providing rapid adoption through mining of Sparkle Coin as well as long-term sustainability through minting.

Disclaimer: While Sparkle Coin Group's model is intended on risk mitigation, investing in virtual currencies still involves a degree of risk. You should consider carefully the risks and uncertainties described on the SC website before deciding whether to purchase Sparkle Coin.

Images for Media:

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*Image 1 Caption: SparkleCOIN(TM) ecosphere.

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*Image 2 Caption: Sparkle Coin VCoinMall(TM).

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*Image 3 Caption: SparkleCOIN(TM) logo.

Sparkle Coin, Inc. today introduced its eponymous cryptocurrency, the first of its kind backed by diamonds, as the initial step toward the company's goal of creating more efficient global economic growth to promote societal advancement by developing a platform that brings cryptocurrencies into the mainstream business and consumer markets. SparkleCOIN is a hybrid cryptocurrency possessing the best qualities of both PoW (Proof of Work) and PoS (Proof of Stake).

Related link: https://sparklecoin.com/

OpenClose Integrates with Timios to Automate the Calculation of Title Settlement Fees

WEST PALM BEACH, Fla. /ScoopCloud/ -- OpenClose, a multi-channel loan origination system (LOS) and mortgage software solutions provider, announced that it integrated with Timios, Inc., a national provider of title and settlement services to banks, financial institutions and mortgage lenders. The integration allows users to efficiently draw all title and settlement fees directly from within OpenClose's LenderAssist(TM) LOS, eliminating data entry, saving time and ensuring fees are fully accurate and TRID compliant.

Timios leads the title and settlement industry in pricing accuracy, successfully bringing the first RESPA compliant, free, instant guaranteed GFE calculator to market, and again delivering TRID compliance guaranteed pricing ahead of the industry. The company guarantees that all title settlement fees with Timios are disclosed accurately in the Loan Estimate (LE) for TRID compliance from the day of origination through the transmittal of the final disclosure to the consumer. OpenClose users can now leverage Timios' proprietary pricing engine, instantly and seamlessly populating all relevant information within its LOS.

"Timios is a natural fit with OpenClose, as our comprehensive solutions work very well together, providing transparency via their centralized fulfillment model to simplify the calculation of settlement fees," says Vince Furey, SVP of lending solutions at OpenClose. "Further, both of our customer support models are very hands-on and responsive, which is a significant attraction to our mutual customers."

Trevor Stoffer, CEO of Timios added, "Timios is proud to partner with OpenClose to deliver the best pricing solution to lending partners throughout the country. Like OpenClose, Timios has built a reputation as an industry leader for innovation, and OpenClose is a natural partner in driving transparency and simplification into real estate transactions. OpenClose users will never face another loss from mistakes because Timios' pricing data is instant, accurate, and guaranteed."

Timios, Inc. is a California-based corporation and the country's fastest growing title and settlement services company. Since its founding in 2008, Timios has serviced more than $30 billion in escrow closings and expanded into new markets throughout the country. In addition to fee calculations, Timios also offers a wide variety of title insurance products, escrow and settlement services, realtor and REO purchase, appraisal and valuation products and services.

OpenClose developed the mortgage industry's leading multi-channel, 100 percent web-based LOS that is

leveraged by small, medium and large mortgage bankers, banks, credit unions, conduit aggregators, and other lending entities. The enterprise-level solution completely automates all business channels and lending workflows. It is highly configurable, flexible, and scalable with swift, cost effective implementations.

About OpenClose:
Founded in 1999 and headquartered in West Palm Beach, Florida, OpenClose(R) is a leading enterprise-class, multi-channel loan origination system (LOS) mortgage software solutions provider that cost effectively delivers its platform on a software-as-a-service (SaaS) basis. The company provides a variety of 100 percent web-based solutions for lenders, banks, credit unions, and conduit aggregators. OpenClose's core solution, LenderAssist(TM), is comprehensive loan origination software that is completely engineered by OpenClose using the same code base from the ground up, thus avoiding the problems that often accompany assembling best-of-breed applications or acquiring disparate technologies in an effort to create an end-to-end platform. The company provides lending organizations with full control of their data and creates a truly seamless workflow for complete automation and compliance adherence. For more information, visit http://www.openclose.com/ or call (561) 655-6418.

About Timios:
Timios, Inc. is a national title, escrow and settlement services company providing technology-driven solutions to its lending partners since 2008. Timios (the Greek word for "Honest") was created to empower its employees, clients, and customers to achieve their goals by making real estate transactions as efficient, transparent, and simple as possible. In January 2010, Timios released the only no charge, comprehensive, guaranteed Closing Cost Calculator. Timios further enhanced its closing cost calculator in October of 2015 to incorporate new requirements for TRID. Leveraging this technology along with a proprietary service model,

Timios has created a first class, integrated solution; improving the experience for all parties in a real estate transaction. Today, Timios, Inc. is licensed in 42 states and DC for title insurance and settlement services. Timios is based in Westlake Village, California with additional offices in Texas, Northern California, and Pennsylvania. Contact sales@timios.com today to learn more about how Timios can help enhance the service experience for you and your clients. For more information on Timios, visit https://www.timios.com/.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949-378-9685
jbowerbank@profunditymarketing.com

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OpenClose, a multi-channel loan origination system (LOS) and mortgage software solutions provider, announced that it integrated with Timios, Inc., a national provider of title and settlement services to banks, financial institutions and mortgage lenders. The integration allows users to efficiently draw all title and settlement fees directly from within OpenClose's LenderAssist(TM) LOS, eliminating data entry, saving time and ensuring fees are fully accurate and TRID compliant.

Related link: https://www.openclose.com/

Spectrum Mortgage Holdings Partners with Mid America Mortgage to Purchase eNotes

ADDISON, Texas /ScoopCloud/ -- Mid America Mortgage, Inc. (Mid America) announced today that Spectrum Mortgage Holdings has signed on as an eWarehouse line provider for Mid America's eCorrespondent division. Through this partnership, Spectrum will offer lower net worth requirements (*see note 1). on warehouse lines and purchase eNotes from qualified emerging mortgage bankers approved as Mid America eCorrespondent sellers.

"eMortgages provide an avenue for brokers to become mortgage bankers without incurring the crippling overhead of a traditional, paper-based mortgage process, but lack of liquidity for eNotes has been one of the major roadblocks to more widespread eMortgage adoption," said Mid America Owner and CEO Jeff Bode. "Our partnership with Spectrum Mortgage Holdings eliminates that barrier."

Spectrum will not require Mid America eCorrespondents to possess net worth or cash liquidity requirements beyond their respective states' minimum, enabling many more aspiring mortgage bankers to participate in the emerging eMortgage market.

Additional benefits of a Spectrum eWarehouse line include:
* No personal guarantees;
* No leverage covenants; and
* No negative interest carry.

"Thanks to Spectrum Mortgage Holdings, and partners like them, Mid America eCorrespondents can clear their warehouse lines in as little as one day after funding," Bode added. "Since the resulting notes are electronic, the warehouse bank is able to receive and collateralize the note in seconds, allowing our eCorrespondents to turn over their lines faster and, essentially, do more with less."

For more information on Mid America's eCorrespondent program, visit http://mamcorrespondent.com/ecorrespondent/.

About Mid America Mortgage, Inc.:
Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market in innovation, most recently with its adoption of electronic mortgage closings (eClosings) and promissory notes (eNotes). We offer a wide range of residential home loan programs to meet the needs of most home buyers and homeowners and are also the nation's leading provider of Section 184 home loans for Native Americans.

Mid America is looking for tech-savvy, service-oriented mortgage professionals to join its growing team. We are dedicated to providing our employees with industry-leading tools and technology to deliver a great package of competitive pricing, programs and knowledgeable service. Want to join our team? Visit http://www.midamericacareer.com/.

Additional information about Mid America Mortgage, Inc. can be found on the company's website at http://www.midamericamortgage.com/about/.

Twitter: @midamericamtge

*(Note 1) - Net worth requirements will vary based on individual states' minimum net worth requirements for mortgage bankers.

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Mid America Mortgage, Inc. (Mid America) announced today that Spectrum Mortgage Holdings has signed on as an eWarehouse line provider for Mid America's eCorrespondent division. Through this partnership, Spectrum will offer lower net worth requirements. on warehouse lines and purchase eNotes from qualified emerging mortgage bankers approved as Mid America eCorrespondent sellers.

Related link: http://www.midamericamortgage.com/

VLP Law Group Announces the Return of David Jargiello as Partner and General Counsel

PALO ALTO, Calif. /ScoopCloud/ -- VLP Law Group LLP is pleased to announce that David Jargiello has rejoined the firm as a partner in the Corporate Practice Group and the firm's General Counsel. Mr. Jargiello is a business transactional lawyer with more than 25 years' experience in San Francisco and Silicon Valley primarily representing venture capital funds, professional service firms and legal technology companies in complex corporate finance, corporate securities, fiduciary duty and risk management matters.

Mr. Jargiello is among the most experienced law firm general counsel in the country, and as such writes, speaks and consults frequently on the spectrum of professional and business matters that confront lawyers and law firms.

He is a current member of the State Bar of California's Committee on Professional Liability Insurance and a former member of its Committee on Professional Responsibility and Conduct.

Mr. Jargiello was instrumental in working with VLP's founders in the structure and formation of the firm in 2008. Since then he has continued to counsel VLP on professional responsibility, risk management and partnership matters from his own extensive solo platform. As a partner at VLP, Mr. Jargiello will continue in that role, as well as engage in a business transactional practice and a practice focused on the law governing lawyers.

"David is a valued counselor and colleague and I am very pleased that he will continue in that role as a partner and our General Counsel. We are also excited to add a Professional Responsibility and Risk Management Practice Group at VLP, which David will lead," said Cathryn Chinn, CEO of VLP Law Group LLP.

In addition to practicing law, Mr. Jargiello serves as an Adjunct Professor and Assistant Director of Business Law and Entrepreneurship at Golden Gate University where he teaches Securities Regulation, Venture Capital Financing, Transactional Drafting, and Professional Responsibility. He is also a Venture Partner at Flywheel Ventures, a seed and early-stage venture capital firm headquartered in Santa Fe, New Mexico.

"VLP was among the very first national, virtual platforms for the practice of law, and in my opinion it has developed some of the most sophisticated practice management, risk management and technological tools in the legal industry today. It is my honor to rejoin my colleagues and partners at VLP," noted Mr. Jargiello.

About VLP:
Founded in 2008, VLP is a business and transactional law firm that delivers top quality legal services from experienced attorneys through an efficient platform. The firm has a broad practice, reaching across many industry sectors, including high tech, life sciences, clean tech, retail, consumer products, edtech, and real estate. VLP has continued its strong growth, and is made up of noted attorneys with significant experience who believe VLP's unique, client-oriented model is the best platform for their practice. Our partners are regularly recognized by their peers as outstanding attorneys, and the firm has been recognized as a top company for its promotion of quality of life in the workplace.

VLP partners represent clients that vary in size from individual executives and early-stage startups to Fortune 500 companies. Our clients include public and private corporations, venture capital investors, private equity funds, educational institutions and companies, nonprofits and individuals. We provide general corporate, licensing, contract, intellectual property protection and counseling, securities regulation, financing, merger and acquisition, real estate, commercial lending, tax, employment and other legal services.

More information: https://www.vlplawgroup.com/.

*PHOTO for media: Send2Press.com/300dpi/17-0905s2p-David-Jargiello-300dpi.jpg
*Photo Caption: VLP Law Group Announces the Return of David Jargiello as Partner and General Counsel.

VLP Law Group LLP is pleased to announce that David Jargiello has rejoined the firm as a partner in the Corporate Practice Group and the firm's General Counsel. Mr. Jargiello is a business transactional lawyer with more than 25 years' experience in San Francisco and Silicon Valley primarily representing venture capital funds, professional service firms and legal technology companies in complex corporate finance, corporate securities, fiduciary duty and risk management matters.

Related link: http://www.vlplawgroup.com/

LBA Ware Founder Lori Brewer Named to ‘Leading Ladies’ Category on 2017 ‘Women in Housing’ list by The MReport

MACON, Ga. /ScoopCloud/ -- MACON, Ga., Sept. 5, 2017 (SEND2PRESS NEWSWIRE) -- LBA Ware(TM), a leading provider of automated compensation software and systems integration solutions for mortgage lending and retail banking, announced that Founder and President Lori Brewer has been recognized as one of The MReport magazine's 2017 "Women in Housing."

In its profile on Brewer from the September issue, the magazine noted Brewer's efforts to push the mortgage industry, "toward a digital evolution-one in which manual tasks are automated, time-consuming processes are easier, and the customer experience is more convenient from start to finish." The magazine also recognized the phenomenal results LBA Ware has achieved over the last year, including a 300 percent increase in clients. Using LBA Ware's flagship automated loan compensation platform CompenSafe, LBA Ware clients calculated more than $400 million in compensation in 2016 and decreased their average cost-per-loan by 38 percent.

"As I told The MReport, I am a problem solver at heart, and when I was looking to start the post-military phase of my career, I found ample opportunity in the mortgage industry to use my programming and organization skills to solve some real problems," Brewer said. "For me, the reward is always found in knowing that I've made even a small improvement by automating a previously manual task, and recognitions from industry observers, like The MReport, really are icing on the cake."

According to The MReport, this year's "Women in Housing" list "highlights 60 women making a difference in the [mortgage] industry." In addition to being featured in the magazine, honorees will also be recognized during the Women in Housing Leadership Forum, an event held on Wednesday, September 20 at 2 p.m. at the Five Star Conference in Dallas, Texas. To view the full list of winners, visit http://digital.themreport.com/i/868742-mreport-september-2017/0.

About LBA Ware:
Founded in 2008 and headquartered in Macon, Ga., LBA Ware(TM) is a software development company transforming the way mortgage lenders make the American dream of homeownership a reality. As the self-proclaimed masters of problem solving, our mission is to inspire opportunity by delivering solutions that become essential to the way mortgage companies operate. Our applications automate traditionally manual business processes for which an existing software solution does not exist, empowering lenders to create an integrated software environment that maximizes their productivity and operational efficiency.

For more information about LBA Ware and their software solutions, visit http://lbaware.com.

LBA Ware(TM), a leading provider of automated compensation software and systems integration solutions for mortgage lending and retail banking, announced that Founder and President Lori Brewer has been recognized as one of The MReport magazine's 2017 "Women in Housing."

Related link: http://lbaware.com/

New Data from ReverseVision Shows Influx of Traditional Lenders and Directly Licensed Clients into HECM Industry

SAN DIEGO, Calif. /ScoopCloud/ -- ReverseVision, the leading provider of software and technology for the reverse mortgage industry, reported a record number of newly licensed lenders entering the Home Equity Conversion Mortgage (HECM) market in 2017, according to data from its RV Exchange (RVX) loan origination system (LOS). Over the same time period, ReverseVision saw an average of three new mortgage bankers begin offering HECM loans each day.

"Growing interest in HECM lending among traditional mortgage lenders is a trend that STRATMOR Group has been tracking for some time now," said Jim Cameron, senior partner at mortgage industry advisory firm STRATMOR Group. "The increased activity, which shows no signs of slowing, appears to be driven by factors inclulding favorable economic conditions, growth in HECM's core borrower demographic and the availability of HECM sales and origination technologies that compare favorably with their forward lending counterparts."

ReverseVision collects HECM data and insights from its flagship RVX LOS as well as its RV Sales Accelerator (RVSA) software. Since ReverseVision technology is used by a substantial share of the HECM market, including all 10 of the top-producing HECM lenders, its data is a strong indicator of overall industry trends.

RVX serves as a centralized exchange that connects all participants in the lifecycle of a HECM loan, allowing them to log in to a single system to share documents and information throughout the loan process. The system encompasses everything from point-of-sale, processing and underwriting to funding, post-closing and secondary marketing.

"In additional to an influx of traditional lenders and banking institutions entering the space, we have also experienced an increase in lenders leveraging our full suite of products for various reasons, including compliance," said Wendy Peel, VP of sales and marketing at ReverseVision. "Many of these mortgage bankers are realizing for the first time the impressive level of control they gain over their businesses by directly licensing our RVX software. They are finding that this control over products, pipeline and closing documents is a distinct advantage in enabling their forward loan officers to offer HECM loans, making the technology well worth the investment."

"Only after becoming a directly licensed RVX lender did I experience the platform's true potential," said Omar Ennabe, a mortgage originator with Ennkar, a division of San Diego-based Dyjero Corporation. "Having full access to administrative controls gives me the power to determine my doc packages and fees as well as efficiently manage my loan officers' pipelines - all of which I expect will result in increased loan volume."

Ennkar is an up-and-coming mortgage bank that is swiftly climbing the ranks of top HECM originators. The company is actively seeking branch acquisition opportunities to further expand its footprint on the West Coast and beyond.

In response to the influx of traditional lenders into the HECM industry, ReverseVision will dedicate an entire track of programming at its UserCon 2018 to educating those who have recently entered the HECM market or are considering doing so. The third annual event will be held February 6-8 at the Kona Kai Resort & Spa in San Diego. For more information, visit https://www.reversevision.com/usercon2018.

About ReverseVision:
ReverseVision, Inc. is the leading software and technology provider for the reverse mortgage industry, offering products and services focused exclusively on the home-equity conversion mortgage (HECM) and related reverse mortgage programs. With nearly 10,000 active users, ReverseVision technology is used by 10 out of 10 top reverse mortgage lenders and supports more reverse mortgage transactions than all other systems combined. The company's comprehensive product suite also includes reverse mortgage sales and education tools and a dedicated professional services team. ReverseVision partners with some of the finest and fastest-growing banks, credit unions and lending organizations in the United States to provide its reverse mortgage technology to brokers, correspondents, lenders and investors.

A 2017 HousingWire TECH100(TM) company, ReverseVision has also been recognized in Deloitte's Technology Fast 500(TM) listing. ReverseVision's annual user conference, the only event of its kind in the industry, brings together more than 200 lenders, vendors and educators each year to advance reverse mortgage lending. The company continues to build on its technology's pioneering capabilities with frequent enhancements aimed at boosting users' reverse mortgage volume, workflow efficiency and data analysis capabilities.

For more information, visit http://www.reversevision.com.

*LOGO for media: Send2Press.com/300dpi/17-0905s2p-revvision-300dpi.jpg

ReverseVision, the leading provider of software and technology for the reverse mortgage industry, reported a record number of newly licensed lenders entering the Home Equity Conversion Mortgage (HECM) market in 2017, according to data from its RV Exchange (RVX) loan origination system (LOS).

Related link: http://www.reversevision.com/

Cooksey Team Founder Michael Cooksey Named Mortgage Industry ‘Insider’ for 2017 by HousingWire Magazine

DALLAS, Texas /ScoopCloud/ -- The Cooksey Team, a top producing retail branch of Mid America Mortgage, Inc., announced today that its founder Michael Cooksey has been honored by housing industry trade magazine HousingWire (HW) as one of its "2017 Insiders."

In its profile on Cooksey, which will be featured in the September issue of the magazine, HousingWire cited the success of the Cooksey Team ($212 million in 2016 origination volume), the branch's expansion into the North Dallas and Los Angeles areas and Cooksey's individual track record of coaching both his internal staff and housing industry professionals across the country as reasons for his selection to the "2017 Insiders" list.

"The Cooksey Team would not be where it is today without my amazingly dedicated, hardworking staff," Cooksey said. "My success is merely a reflection of the awesome work my team does day in and day out to help homebuyers purchase the house of their dreams, and because of that, I take immense pride in this honor."

HW's 2017 Insiders were selected by HousingWire's editorial board based on their vital and dynamic contributions to their companies. The 33 winners are the "go-to" team members in their companies and represent a wide range of occupations within the housing industry, from lending and servicing to investments and real estate. The Insiders are the professionals their companies turn to with their most important or challenging projects because their contributions and hard work lead to superior results.

"The 2017 Insiders award winners made outstanding contributions to the success of their companies," said Sarah Wheeler, HousingWire Magazine Editor. "HousingWire is excited to celebrate the accomplishments of such an important group within the housing ecosystem."

To view the full list of winners, visit https://www.housingwire.com/articles/41179-hw-insiders-2017.

About HousingWire:
HousingWire is by far the nation's most influential source of news and information for U.S. mortgage markets, boasting a readership that spans lending, servicing, investments and real estate market participants as well as financial market professionals.

Winner of numerous awards, including a 2012 Eddie Award for national editorial excellence in the B-to-B Banking/Business/Finance, HousingWire has been recognized for excellence in journalism by the Society of Business Editors and Writers, the American Society of Business Press Editors, the National Association of Real Estate Editors, and Trade Association Business Publications International.

About The Cooksey Team:
Headquartered in Dallas, The Cooksey Team is a top performing retail branch of Texas-based lender Mid America Mortgage and has offices located throughout the North Texas and Los Angeles County areas.

With 16 years in the industry and nearly $1 billion in funded loans over the last five years with Mid America, Cooksey Team Founder Michael Cooksey brings the experience and knowledge needed to lead a successful mortgage transaction. Utilizing The CORE Training methodology, Michael has coached his own staff, as well as loan officers, brokers and real estate agents across the country, to become top producers. Cooksey Team loan officers average six closings per month and $250,000 in annual income. In addition, the branch has increased its annual origination volume by nearly 50 percent year-over-year and is projected to achieve $300 million in volume in 2017. For more information on The Cooksey Team, visit http://cookseyteam.com.

About Mid America Mortgage, Inc.:
Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market in innovation, most recently with its adoption of electronic mortgage closings (eClosings) and promissory notes (eNotes). We offer a wide range of residential home loan programs to meet the needs of most home buyers and homeowners and are also the nation's leading provider of Section 184 home loans for Native Americans.

Mid America is looking for tech-savvy, service-oriented mortgage professionals to join its growing team. We are dedicated to providing our employees with industry-leading tools and technology to deliver a great package of competitive pricing, programs and knowledgeable service. Want to join our team? Visit http://www.midamericacareer.com/.

Additional information about Mid America Mortgage, Inc. can be found on the company's website at http://www.midamericamortgage.com/about/.

Twitter: @midamericamtge

The Cooksey Team, a top producing retail branch of Mid America Mortgage, Inc., announced today that its founder Michael Cooksey has been honored by housing industry trade magazine HousingWire (HW) as one of its "2017 Insiders."

Related link: http://www.midamericamortgage.com/

ReverseVision’s Jason Price Honored with HousingWire Insiders Award

SAN DIEGO, Calif. /ScoopCloud/ -- ReverseVision, the leading provider of software and technology for the reverse mortgage industry, today announced that Product Manager Jason Price has been named to HousingWire's 2017 "Insiders Award" list.

Price was recognized for his contributions to ReverseVision's overall product enhancements and success, including the development of new calculators within RV Sales Accelerator (RVSA), the firm's web-based sales tool specifically designed to assist loan officers with increasing reverse mortgage applications and closing more loans. RVSA's calculators provide lenders the ability to model Home Equity Conversion Mortgages (HECMs) in conjuction with a borrower's retirement portfolio so they may visually understand how it will impact their financial resources over time. Price also contributed to several critical updates to RV Exchange (RVX), ReverseVision's flagship loan origination software. These updates have lead to increase efficiency and stability within the product.

Before assuming his current role, Price served as ReverseVision's customer support manager for two years. During that time, he managed the day-to-day operations of a support staff and worked with ReverseVision customers to resolve technical issues and business concerns. He also oversaw the company's transition to the ZenDesk ticketing system, led renovaions to the online support portal and merged three separate knowledge base systems into a single system which led to integrated ticketing, increased response times and more self-assisted support for users.

Price is Six Sigma Green Belt certified. He joined ReverseVision with more than 14 years of IT/software support experience at such leading firms as NextWave Broadband and Adobe Systems.

"Jason's strategic thinking, broad problem-solving skillset and passion for client service have helped secure ReverseVision's place as the undisputed leader in reverse mortgage technology," said ReverseVision President and CEO, John Button. "Perhaps more importantly, he has a deep understanding of the industry and clients he serves. His innovative contributions to ReverseVision product development are helping shape the industry's future."

"The scale of our Insiders Award this year is impressive in both its breadth and depth," said Jacob Gaffney, HousingWire editor-in-chief. "The talent on display here is unmistakable, and the scope of the work our winners do day-in and day-out is a testament to their accomplishments. It's an honor for HousingWire to publish this award."

Now in its second year, HousingWire's Insiders Award program was created to celebrate the "unsung heroes" behind the industry's most successful organizations. For a full list of honorees, visit https://www.housingwire.com/articles/41179-hw-insiders-2017.

About HousingWire:
HousingWire is by far the nation's most influential source of news and information for U.S. mortgage markets, boasting a readership that spans lending, servicing, investments and real estate market participants as well as financial market professionals.

Winner of numerous awards, including a 2012 Eddie Award for national editorial excellence in the B-to-B Banking/Business/Finance category, HousingWire has been recognized for excellence in journalism by the Society of Business Editors and Writers, the American Society of Business Press Editors, the National Association of Real Estate Editors, and Trade Association Business Publications International.

About ReverseVision:
ReverseVision, Inc. is the leading software and technology provider for the reverse mortgage industry, offering products and services focused exclusively on the home-equity conversion mortgage (HECM) and related reverse mortgage programs. With nearly 10,000 active users, ReverseVision technology is used by 10 out of 10 top reverse mortgage lenders and supports more reverse mortgage transactions than all other systems combined. The company's comprehensive product suite also includes reverse mortgage sales and education tools and a dedicated professional services team. ReverseVision partners with some of the finest and fastest-growing banks, credit unions and lending organizations in the United States to provide its reverse mortgage technology to brokers, correspondents, lenders and investors.

A 2017 HousingWire TECH100(TM) company, ReverseVision has also been recognized in Deloitte's Technology Fast 500(TM) listing. ReverseVision's annual user conference, the only event of its kind in the industry, brings together more than 200 lenders, vendors and educators each year to advance reverse mortgage lending. The company continues to build on its technology's pioneering capabilities with frequent enhancements aimed at boosting users' reverse mortgage volume, workflow efficiency and data analysis capabilities.

For more information, visit http://www.reversevision.com/.

ReverseVision, Inc., the leading provider of software and technology for the reverse mortgage industry, today announced that Product Manager Jason Price has been named to HousingWire's 2017 "Insiders Award" list.

Related link: http://www.reversevision.com/

HousingWire Honors Claire Weber of FormFree with Insiders Award

ATHENS, Ga. /ScoopCloud/ -- FormFree today announced that Senior Director of Business Operations Claire Weber is a recipient of HousingWire's 2017 Insiders Award, a recognition honoring the unsung heroes behind leading companies in the housing industry.

Weber was selected for her critical role in shepherding FormFree through a time of rapid growth. Since joining the firm last year, she has been instrumental in building FormFree's organizational structure from the ground up and spearheading recruitment efforts that have resulted in 425% personnel growth companywide. Weber has also brought greater clarity to FormFree's business structure by formalizing job roles, communication channels and project management protocols within the organization.

"We like to say that Claire Weber has brought the form to Formfree," said FormFree CEO Brent Chandler. "She gets things done with extreme professionalism at a pace I've never witnessed."

Prior to joining FormFree, Weber served in management roles at several companies in the high-tech, health services and pharmaceuticals industries. She holds a bachelor's degree in international marketing form the University of Alabama and a master's degree in business administration from the École des Ponts in Paris, France.

"The scale of our Insiders Award this year is impressive in both its breadth and depth," said Jacob Gaffney, HousingWire editor-in-chief. "The talent on display here is unmistakable, and the scope of the work our winners do day-in and day-out is a testament to their accomplishments. It's an honor for HousingWire to publish this award."

Now in its second year, HousingWire's Insiders Award program was created to celebrate the "go-to" team members that are the driving forces behind the industry's most successful organizations. For a full list of honorees, visit https://www.housingwire.com/articles/41179-hw-insiders-2017.

About HousingWire:
HousingWire is by far the nation's most influential source of news and information for U.S. mortgage markets, boasting a readership that spans lending, servicing, investments and real estate market participants as well as financial market professionals.

HousingWire has been recognized for excellence in journalism by the Society of Business Editors and Writers, the American Society of Business Press Editors, the National Association of Real Estate Editors and Trade Association Business Publications International.

About FormFree(R):
Leading lenders trust FormFree's automated verification solutions that streamline the loan origination process and provide better intelligence on borrowers' ability to repay. FormFree's flagship app, AccountChek(R), eliminates the hassle of collecting paper statements from borrowers by using direct-access data untouched by human hands to consolidate, analyze and verify assets. AccountChek securely delivers automated asset verification data and on-demand reports to more than 350 leading U.S. lenders. A HousingWire TECH100(tm) company for four consecutive years, FormFree is based in Atlanta, Georgia. For more information, visit http://www.formfree.com/ or follow FormFree on LinkedIn.

FormFree today announced that Senior Director of Business Operations Claire Weber is a recipient of HousingWire's 2017 Insiders Award, a recognition honoring the unsung heroes behind leading companies in the housing industry.

Related link: http://www.formfree.com/

ARMCO’s Sharon Reichhardt Wins HousingWire’s 2017 Insiders Award

POMPANO BEACH, Fla. /ScoopCloud/ -- ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software ACES Audit Technology(TM), announced that Sharon Reichhardt, the company's director of client services, has been awarded placement on HousingWire Insiders list for 2017.

The Insiders award recognizes companies' "go-to" team members-the professionals that their companies turn to with their most important or challenging projects, because their contributions and hard work lead to superior results.

Reichhardt is responsible for training and onboarding new ARMCO customers using the company's ACES Audit Technology. In the past nine months, the clients she has onboarded and trained have used ACES to review thousands of loans to identify loan defects in an effort to help manage risk within their organization. Sharon received the 2017 HW Insiders award for demonstrating consistent dedication to creating the highest possible customer experience throughout client training and onboarding, and ensuring a smooth, stress-free process.

"John Wooden once said, it's not what you do, but how you do it. That not only epitomizes Sharon, but also sums up why she won the HW Insider award, and why she's so valuable to ARMCO," said Phil McCall, president of ARMCO. "ARMCO's dedication to client care is one of the main reasons we have such loyalty among our customer base. Sharon embodies ARMCO's commitment to our clients' success."

"I am so fortunate to do the work that I do and to work for a company like ARMCO," said Reichhardt. "Every day is a reward because I get to make a positive difference in someone's life, every single day. I commend HousingWire for recognizing the professionals who work behind the scenes and I commend ARMCO for empowering and valuing its employees. I am so proud and honored to have been chosen for the HW Insiders award."

The HW Insiders award is in its second year. This year 33 winners were selected, representing various sectors of the housing industry, including residential mortgage lending, servicing, investing and real estate. HousingWire's editorial board selects winners based on their accomplishments over the last 12 months.

"The scale of our Insiders award this year is impressive with both its breadth and depth," said Jacob Gaffney, HousingWire Editor-In-Chief. "The talent on display here is unmistakable and the scope of the work our winners do day-in and day-out is a testament to their accomplishments. It's an honor for HousingWire to publish this award."

About ARMCO:
ARMCO - ACES Risk Management delivers web-based audit technology solutions, as well as powerful data and analytics, to the nation's top mortgage lenders, servicers, investors and outsourcing professionals. A trusted partner devoted to client relationships, ARMCO offers best-in-class quality control and compliance software that provides U.S. banks, mortgage companies and service providers the technology and data needed to support loan integrity, meet regulatory requirements, reduce risk and drive positive business decisions. ARMCO's flagship product, ACES Audit Technology(TM), is available at any point in the mortgage loan lifecycle, to any size lender, and is user-definable. ACES standardizes audit requirements, ties pre-funding reviews to post-closing quality control audits, enables seamless trend analysis, identifies credit, compliance and process deficiencies and helps create manageable action plans. For more information, visit www.armco.us or call 1-800-858-1598.

ACES Risk Management (ARMCO), the leading provider of financial quality control and compliance software ACES Audit Technology(TM), announced that Sharon Reichhardt, the company's director of client services, has been awarded placement on HousingWire Insiders list for 2017.

Related link: http://www.armco.us/

‘Buzzworthy’ Podcast Hosted by Ann Fulmer Delivers Industry Analysis for the Busy Mortgage Executive

ATHENS, Ga. /ScoopCloud/ -- FormFree today announced the launch of "Buzzworthy," a new podcast hosted by loan quality expert Ann Fulmer and presented in MBA Insights. Buzzworthy delivers unbiased analysis of developing mortgage industry news, market trends and regulatory updates in five minutes or less.

"My goal with Buzzworthy is to provide incisive analysis on developing industry regulations and trends in a condensed format that even the busiest lender can fit into his or her day," said Fulmer, who serves as chief strategy and industry relations officer for FormFree. "In just 3 to 5 minutes per episode, Buzzworthy will break down key industry developments, explain why they matter to lenders, and leave listeners better equipped to take any necessary action."

A nationally recognized strategist, thought leader, speaker and author specializing in data integrity, fraud and regulatory compliance in mortgage loan originations, Fulmer has been a mortgage industry mainstay for more than 17 years.

Before joining FormFree, Fulmer was vice president of industry relations and strategy for First American Mortgage Solutions following its 2014 acquisition of mortgage fraud solutions provider Interthinx, a groundbreaking data and analytics innovater she joined in 2005. While at Interthinx, Fulmer hosted the "Direct from D.C." podcast offering information and insights on pressing issues surrounding regulatory reform, the future of the government-sponsored enterprises (GSEs), qualified residential mortgages (QRMs) and the latest mortgage fraud trends.

Fulmer built her grassroots mortgage fraud expertise in metro Atlanta in her roles as DeKalb County district attorney and in the county's tax assessor's office, where she helped develop metrics to identify mortgage fraud in property transactions.

Monthly episodes of "Buzzworthy" can be accessed by visiting https://www.mba.org/publications/insights/articles/current-issue/buzzworthy-with-ann-fulmer-risk-management-borrower-liens-and-judgments.

About FormFree(R):
Leading lenders trust FormFree's automated verification solutions that streamline the loan origination process and provide better intelligence on borrowers' ability to repay. FormFree's flagship app, AccountChek(R), eliminates the hassle of collecting paper statements from borrowers by using direct-access data untouched by human hands to consolidate, analyze and verify assets. AccountChek securely delivers automated asset verification data and on-demand reports to more than 350 leading U.S. lenders. A HousingWire TECH100(TM) company for four consecutive years, FormFree is based in Athens, Georgia.

For more information, visit http://www.formfree.com/ or follow FormFree on LinkedIn.

*PHOTO for media: Send2Press.com/300dpi/17-0830s2p-ann-fulmer-300dpi.jpg
*Photo Caption: 'Buzzworthy' host and loan quality expert Ann Fulmer.

FormFree today announced the launch of "Buzzworthy," a new podcast hosted by loan quality expert Ann Fulmer and presented in MBA Insights. Buzzworthy delivers unbiased analysis of developing mortgage industry news, market trends and regulatory updates in five minutes or less.

Related link: http://www.formfree.com/