Tag Archives: Philadelphia Business

New Memoir ‘The Last Neighborhood: A South Philly Memoir’ Tells a Powerful Story of Faith, Family, and Fighting for Respect

PHILADELPHIA, Pa., March 13, 2026 (SEND2PRESS NEWSWIRE) — Author and former professional boxer Mike Rafferty announces the release of his new memoir, “The Last Neighborhood: A South Philly Memoir” (ISBN: 978-1834189406; March 2026, by Tellwell Publishing) a deeply personal coming-of-age story set in the working-class streets of South Philadelphia.

Image caption: Cover, “The Last Neighborhood: A South Philly Memoir.”

In “The Last Neighborhood: A South Philly Memoir,” Rafferty takes readers back to Grays Ferry, where every block had its own identity and every kid learned early how to survive. Growing up as the son of a boxer, young Michael faced constant pressure to prove himself in a neighborhood filled with tough fighters and athletes.

But this is not a Hollywood boxing story. It is a raw, honest account of a skinny, uncertain boy struggling with fear, self-doubt, and expectations. Determined to earn respect from his father and peers, Michael turns to boxing as a way to stand out and build confidence.

Supported by his large family, his faith, and his community, he enters the ring as a teenager, discovering that boxing is more than a sport—it is a test of character. Along the way, he learns the true meaning of discipline, resilience, and courage.

The memoir explores whether faith can silence inner doubts, whether community can lift a young man through hardship, and whether heart matters more than strength. It is also the story of how a future police officer learned life’s toughest lessons long before wearing a badge.

“This book is about where I came from, what shaped me, and how faith and perseverance helped me become who I am today,” said Rafferty. “It’s a tribute to South Philly and the people who never stopped believing in me.”

About the Author

Mike Rafferty was a top-ranked amateur and professional boxer for nine years. He went undefeated as a professional with a 7–0 record before a car accident and injuries interrupted his career. He later finished with a 9–1–1 record. Rafferty has served in law enforcement for 28 years and currently holds the rank of sergeant with the Philadelphia Police Department.

Book Information

Email Contact: Authorpress@tellwell.ca

Title: The Last Neighborhood : A South Philly Memoir

Author: Mike Rafferty

Website: https://authormikerafferty.com/

Genre: Memoir

Format: Paperback / Hardcover / eBook

ISBN: 9781834189406

Publication Date: March, 2026

IMAGE link for media: https://authormikerafferty.com/wp-content/uploads/2026/02/cropped-The-last-neighbourhood-book-by-author-Mike-Rafferty-4.png

NEWS SOURCE: Tellwell Publishing

This press release was issued on behalf of the news source (Tellwell Publishing), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/new-memoir-the-last-neighborhood-a-south-philly-memoir-tells-a-powerful-story-of-faith-family-and-fighting-for-respect/

Jenner’s Pond and Simpson Meadows Lead with First In-State Comfort Matters® Memory Care with Accreditation

Demonstrates Simpson's Dedication to Person-Directed Care

WEST GROVE, Pa., Feb. 12, 2026 (SEND2PRESS NEWSWIRE) — Simpson announces its memory care programs at Jenner’s Pond and Simpson Meadows are the first in Pennsylvania to receive the prestigious Comfort Matters® accreditation, and one of only 43 worldwide. The distinction recognizes Simpson’s commitment to providing person-directed dementia care that prioritizes comfort, dignity, and emotional well-being for individuals living with dementia. Comfort Matters was founded at the Beatitudes Campus Senior Living Community in Phoenix, Ariz., in 1998 and introduced a framework to better care for people living with dementia, with a focus on comfort.

Image Caption: Jenner’s Pond and Simpson Meadows memory care are now Comfort Matters® accredited providers.

The Comfort Matters® philosophy emphasizes understanding each resident as a whole person. Throughout the two-year rigorous education and accreditation program, Jenner’s Pond and Simpson Meadows demonstrated excellence in five core competencies: making comfort the goal, anticipating people’s needs, knowing the person, and empowering both residents and staff, all to ensure the well-being of the person living with dementia while recognizing the expertise of community staff members.

“This achievement reflects our dedication to providing individualized, compassionate, person-directed care for each of our residents and their families. Accreditation at this level is no small accomplishment, and we are proud of our team members who honor our residents’ personal routines, preferences, and life experiences when caring for them, rather than relying on one-size-fits-all approaches,” said Dr. Carol McKinley, president and CEO of Simpson. “This reflects the high standard of care we set at Simpson.”

Comfort Matters’ training program is implemented across all disciplines, from housekeeping to physicians and administrators, according to Tena Alonzo, Director of Education and Research at Comfort Matters. Its evidence-based program is backed by research showing people with dementia continue to recognize comfort and discomfort, and will communicate with their care team through their actions.

“Simpson communities as a whole are elite in their field, as they are guided by the principle of making a difference in the lives of the residents they serve. They inspire me to want to do my job better, and the example they set goes far beyond what is expected of them,” added Alonzo.

Overall, both communities exceeded the standards by providing highly individualized care, according to the accreditors, who also noted “their peaceful environment, an abundance of natural light, and the way staff interact with residents, often singing with them as they go to events.”

A Jenner’s Pond family member who was interviewed as part of the evaluation said, “My mother is comfortable, and I will forever be grateful for choosing Jenner’s Pond. The staff and leadership care deeply about my mom, and they care about me, too.”

About Simpson

Since 1865, Simpson has met the changing needs and desires of Philadelphia area seniors from diverse backgrounds as a not-for-profit family of services consisting of three Continuing Care Retirement Communities, or CCRCs: Simpson House, Simpson Meadows, and Jenner’s Pond; three affordable senior living communities: Simpson Gardens I, Simpson Gardens II, and Simpson Midtown, as well as Simpson HomeCare and Simpson Rehabilitation. The organization is dedicated to offering the highest level of lifestyle and care available in beautiful, dignified, and spiritual settings. For more information, visit: https://www.simpsonsenior.org/

About Comfort Matters®

Comfort Matters® is an innovative, person-centered way to support persons living with dementia. Over 10,000 people in 22 countries are trained in Comfort Matters’ evidence-based program, demonstrating that comfort as a vehicle for care is effective for persons living with dementia. For more information, visit: https://beatitudescampus.org/

MEDIA INQUIRIES:
Shonne Fegan-Ehrhardt, PR Director
3rd3rd Marketing
shonne@3rd3rd.com

IMAGE for media https://www.simpsonsenior.org/wp-content/uploads/2026/02/JP-MC-Comfort-Matters.png

Image Caption: Jenner’s Pond and Simpson Meadows memory care are now Comfort Matters® accredited providers.

Press Page: https://www.simpsonsenior.org/about/press/

NEWS SOURCE: Simpson

This press release was issued on behalf of the news source (Simpson), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/jenners-pond-and-simpson-meadows-lead-with-first-in-state-comfort-matters-memory-care-with-accreditation/

Caring for the Caregiver: Tips for Families During National Family Caregiving Month

PHILADELPHIA, Pa., Nov. 18, 2025 (SEND2PRESS NEWSWIRE) — During National Family Caregiving Month, Simpson is recognizing and supporting the millions of Americans who provide care for loved ones by sharing resources and guidance through its Confident Caregiving for Family and Friends webinar. Simpson, a nonprofit senior living organization serving older adults for more than 150 years, offers families guidance, resources, and reassurance that they are not alone. Whether helping a spouse with memory loss, coordinating appointments for a parent, or offering companionship to an aging neighbor, it is both deeply meaningful and emotionally demanding.

Simpson Life Plan Communities.

Caregiving is a year-round responsibility, and as Dr. Carol McKinley, Simpson President and CEO, notes, “It can be one of the most challenging roles a person takes on, but also one of the most meaningful.”

In the U.S., 48 million adults serve as family caregivers, according to AARP, a role that can significantly impact their mental and physical health. As the population ages, the demand for caregivers, often spouses or family members, will continue to grow. The burden often includes medical tasks, such as administering injections or managing medications, that many are untrained to perform.

“Many caregivers don’t ask for help, or, in many cases, may feel the need to handle the weight of it on their own,” according to Dr. McKinley. A recent AARP study found that 50% of caregivers reported heightened emotional stress, with women experiencing more anxiety than men.

Caring for the caregiver is critical. “When caregivers are supported, both they and their loved ones thrive,” said Dr. McKinley.

KEY REMINDERS FOR CAREGIVERS AND FAMILIES

Care for Yourself While Caring for Others

Many caregivers neglect their own needs, leading to burnout. Taking time for rest, connection, and self-care isn’t selfish; it’s essential. A simple walk, an exercise class, or coffee with a friend can help replenish emotional reserves.

Start Hard Conversations Early

Families often wait until a crisis to discuss living arrangements, finances, or health preferences. Early, honest conversations can prevent confusion and conflict later. Approaching these talks with empathy and patience helps loved ones feel respected and heard. Even the way you speak matters; language, tone, and setting can make these conversations more fruitful.

Accept Help When It’s Offered

Caregiving can feel isolating, but asking for or accepting help builds a stronger support network. Dr. McKinley stresses the importance of caregivers accepting small gestures, such as sharing meals or handling errands, to help lighten the daily load.

Recognize the Emotional Side of Caregiving

Caregiving can bring moments of love, frustration, grief, and gratitude – all at once. Acknowledging those feelings, rather than suppressing them, helps caregivers stay resilient. Journaling, counseling, or connecting with others in similar roles can provide a valuable perspective.

Explore Resources and Person-Directed Care Options

If care needs increase, explore services that align with your loved one’s preferences and values. Simpson’s communities emphasize person-directed care, meaning each resident’s choices, routines, and individuality are honored. The right environment can bring peace of mind to both caregivers and those they love.

Shift the Narrative: From Directives to Dialogue

Experts recommend that families approach difficult caregiving conversations with empathy. Seek out education for both caregiver and patient on the best ways to initiate delicate conversations. Jenner’s Pond, a Simpson community in West Grove, Penn., partners with the University of Delaware’s Healthcare Theatre to present caregiving scenarios and possible responses. Attending a presentation like this can be a good door opener to a deeper conversation.

“Caregiving is deeply rewarding. Many caregivers feel gratitude for the opportunity to support a loved one. But it’s critical to remember: putting your own oxygen mask on first helps you be the best caregiver you can be,” says Dr. McKinley.

This month, Simpson encourages families to reach out for help and to remember that confident caregiving begins with compassion for others and for oneself.

ABOUT SIMPSON

Since 1865, Simpson has met the changing needs and desires of Philadelphia area seniors from diverse backgrounds as a not-for-profit family of services consisting of three Life Plan Communities: Simpson House, Simpson Meadows, and Jenner’s Pond; three affordable senior living communities: Simpson Gardens I, Simpson Gardens II, and Simpson Midtown, as well as Simpson HomeCare and Simpson Rehabilitation. The organization is dedicated to offering the highest level of lifestyle and care available in beautiful, dignified, and spiritual settings. For more information, visit: https://www.simpsonsenior.org/

MEDIA INQUIRIES:

Shonne Fegan-Ehrhardt, PR Director

3rd3rd Marketing

shonne@3rd3rd.com

LOGO link for media: https://www.Send2Press.com/300dpi/25-1118-s2p-simpson-300dpi.webp

NEWS SOURCE: Simpson

To view the original story, visit: https://www.send2press.com/wire/caring-for-the-caregiver-tips-for-families-during-national-family-caregiving-month/

Simpson House Celebrates Five Centenarians on National Centenarian Day

Spotlight on 100-Year-Old Resident Mary Brown and Her Secrets to Longevity

PHILADELPHIA, Pa., Sept. 17, 2025 (SEND2PRESS NEWSWIRE) — In recognition of National Centenarian Day, Simpson House, one of Philadelphia’s most historic senior living communities, is honoring five extraordinary residents, ranging in age from 100 to 104 years old, on September 22. In addition, the celebration will recognize 50 additional residents aged 90-99, highlighting the vibrancy of the Simpson House community. The event features the remarkable stories, wisdom and life lessons from Simpson House residents, including centenarian Mary Brown, who turned 100 in March.

Image caption: Mary Brown, 100 years old, celebrates National Centenarian Day as part of Simpson House’s National Centenarian Day celebration.

“We are inspired daily by our residents, who teach us new life lessons as they make meaningful contributions to our Simpson community,” said Dr. Carol McKinley, President and CEO of Simpson. “We are honored to celebrate them and showcase their extraordinary life stories.”

As part of the celebration, each centenarian received complimentary services at Simpson’s on-site salon and participated in a “glamour” photo shoot. Photos and memorabilia from their lives will also be showcased. Residents, family and friends are also invited to attend the event held in Simpson House’s historic Constitution Hall.

Mary Brown: Centenarian Living in Community, Church and Creativity

Born in 1925 in Union, South Carolina, Mary Brown grew up during the Great Depression and graduated from high school just as World War II began. She earned her degree in business administration in Columbia, SC and eventually settled in Philadelphia in 1943, where she and her husband raised two sons.

She worked with the Veterans Administration for 30 years before retiring in 1986. After retirement, she devoted her time to the Walnut Hill Community Organization, where she was a committed volunteer, and continues as an active member of the Mount Carmel Church choir. In retirement, Mary discovered a hidden talent for watercolor painting, and today, she continues to create birthday cards for fellow residents at Simpson House.

She attributes her longevity to staying mentally sharp through daily cryptogram puzzles, a practice she’s maintained for over 40 years. She also emphasizes the importance of positivity, faith, independence, and family for living a long and meaningful life.

“I’m a survivor, not a saint,” Mary says. “I believe in prayer, staying active, and living one day at a time. Family is the most important thing to me.”

Her resilience has carried her through the loss of her husband, both sons, and her mother, who lived to 106. A breast cancer and stroke survivor, Mary continues to inspire her community with her strength and optimism.

About Simpson

Simpson is a not-for-profit family of services, including five senior living communities, home care, therapy, and end-of-life care. Open since 1865, it is the longest-serving Methodist organization in the nation. Simpson derives great strength from its history of caring for older adults from all backgrounds and all walks of life and is constantly working to uphold its position as a community, regional, and national leader in caring for and treasuring the lives of older adults. The organization continues to grow to serve more people with the highest possible level of care. For more information, visit https://www.simpsonsenior.org/communities/simpson-house/

Media inquiries: Shonne Fegan-Ehrhardt, PR Director, 3rd3rd Marketing, shonne@3rd3rd.com

Mary Brown photo: https://www.simpsonsenior.org/wp-content/uploads/2025/09/100-year-old-Simpson-resident-Mary-Brown-scaled.jpg

Photo Caption: Mary Brown, 100 years old, celebrates National Centenarian Day as part of Simpson House’s National Centenarian Day celebration.

Press page: https://www.simpsonsenior.org/about/press/ and glamour shot photo: https://www.simpsonsenior.org/wp-content/uploads/2025/09/100-years-newswire.png

NEWS SOURCE: Simpson

To view the original story, visit: https://www.send2press.com/wire/simpson-house-celebrates-five-centenarians-on-national-centenarian-day/

Ryan Abramson, Bucks County Admissions and Marketing Expert, Champions Authentic College Essays for Students

Langhorne communications consultant at Oakridge Leaders emphasizes equity, authenticity, and personal storytelling in the college admissions process

LANGHORNE, Pa., Sept. 2, 2025 (SEND2PRESS NEWSWIRE) — Oakridge Leaders, a Bucks County-based communications consultancy led by admissions and marketing strategist Ryan Abramson, today announced a renewed initiative to help high school students in Bucks County, Langhorne, and the greater Philadelphia region craft authentic, meaningful college application essays that reflect their unique voices and experiences.

Image caption: Ryan Abramson, Admissions and Marketing Strategist at Oakridge Leaders.

As the college admissions landscape grows more competitive each year, students in communities like Langhorne, Newtown, Yardley, and across Bucks County face unique challenges in making their applications stand out. Abramson, a seasoned communications consultant and admissions strategist, believes the key lies in authentic storytelling.

“Admissions officers want to meet the real you,” Abramson explained. “Too often, students feel pressured to write what they think colleges want to hear. The most powerful essays are honest, thoughtful, and deeply personal.”

For Abramson, equity in admissions is just as important as authenticity. In articles and interviews he emphasized that all students — regardless of school, background, or ZIP code — should have the tools and guidance to present their true selves. His coaching approach focuses on building confidence and clarity, empowering students to articulate their values, passions, and future goals.

Bucks County families often seek guidance rooted in over 25 years of experience in communications, marketing, and education. In communities such as Langhorne, throughout the Lehigh Valley and the broader United States, students are increasingly exploring strategies — from reflective writing exercises to collaborative workshops — that help them craft essays which clearly and authentically communicate their stories to admissions readers.

The focus on local students and community connections makes Oakridge Leaders a trusted partner for families navigating the admissions process in the Philadelphia region. “Every student deserves the opportunity to tell their story in a way that reflects who they are,” Abramson shared. “It’s not just about getting into college — it’s about owning your voice.”

About Ryan Abramson:

Ryan Abramson is a Pennsylvania-based author, consultant, and founder of Oakridge Leaders. Known for his authentic, strategic approach to communication, he brings more than 20 years of experience helping families, schools, and nonprofit leaders tell their stories, secure vital resources, and build trust with the communities they serve. He resides in Middletown Township, Langhorne, Bucks County. Learn more: https://ryantabramson.com/ryan-abramson-a-great-story/

Oakridge Leaders website: https://www.oakridgeleaders.com/

MULTIMEDIA:

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Image caption: Ryan Abramson, Admissions and Marketing Strategist at Oakridge Leaders.

NEWS SOURCE: Oakridge Leaders

This press release was issued on behalf of the news source (Oakridge Leaders), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/ryan-abramson-bucks-county-admissions-and-marketing-expert-champions-authentic-college-essays-for-students/

Become a Certified Sommelier in One Week: Wine School of Philadelphia Launches Summer Wine School 2025

PHILADELPHIA, Pa., July 17, 2025 (SEND2PRESS NEWSWIRE) — The Wine School of Philadelphia today announced the return of Summer Wine School, offering students across the country the opportunity to earn their sommelier certification in just one week. With flexible evening classes and a hands-on curriculum, the program has become a go-to for aspiring wine professionals and serious enthusiasts alike.

Photo caption: Sommelier Graduates at the Wine School of Philadelphia.

The Accelerated Core Sommelier Program prepares students for certification through intensive training in wine tasting, theory, and professional service. Offered in the evenings over one week, the course is ideal for working adults, hospitality staff, and anyone looking to transition into the wine trade.

The school is also offering the Advanced Italian Wine Specialist Certification, a nationally recognized credential through the National Wine School, delivered in a one-week immersion format. Students explore Italy’s key wine regions, grapes, and traditions in a rigorous but accessible setting.

In addition to certification programs, Summer Wine School features public tasting classes and member-exclusive events designed to foster community, deepen wine knowledge, and support professional growth.

“This isn’t a stuffy wine seminar,” said Keith Wallace, founder of the Wine School of Philadelphia. “We train people to taste like pros, think like educators, and thrive in the wine world — whether you’re switching careers or building on a lifelong passion.”

Seats are limited, and demand for in-person certification is high. To secure a spot in Summer Wine School 2025, visit: https://www.vinology.com/summer-wine-school/

About the Wine School of Philadelphia:

Founded in 2001, the Wine School of Philadelphia is one of the leading independent wine education centers in the country. Its certification programs, offered through the National Wine School, are recognized by restaurants, distributors, and hospitality groups across the U.S.

MULTIMEDIA:

Photo link for media: https://www.Send2Press.com/300dpi/25-0717-s2p-winephilly-300dpi.jpg

Photo caption: Sommelier Graduates at the Wine School of Philadelphia.

NEWS SOURCE: Wine School of Philadelphia

This press release was issued on behalf of the news source (Wine School of Philadelphia), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/become-a-certified-sommelier-in-one-week-wine-school-of-philadelphia-launches-summer-wine-school-2025/

Simpson Launches Vibrant Minds Program to Promote Cognitive Wellness and Brain Health in Senior Living

PHILADELPHIA, Pa., June 4, 2025 (SEND2PRESS NEWSWIRE) — As Alzheimer’s and Brain Awareness Month begins in June, Simpson, a Pennsylvania regional retirement system that includes Simpson House, Simpson Meadows, and Jenner’s Pond, announces the launch of Vibrant Minds, a new program promoting brain health and cognitive wellness. In partnership with Sodexo Seniors, the initiative offers nutrient-rich meals that support cognitive function, along with social dining experiences that encourage connection and independence.

Image caption: Simpson announces the launch of Sodexo’s Vibrant Minds program, which offers nutrient-rich meals that support brain health and cognitive wellness.

The program also includes immersive staff training and engagement resources, ensuring that every aspect of the dining and hospitality experience contributes to brain health and resident well-being.

“At Simpson, we take a proactive approach to wellness, and believe that nourishing the mind is just as important as nourishing the body,” said Carol McKinley, President and CEO of Simpson. “With the Vibrant Minds program, we are creating an environment that stimulates cognitive function and fosters meaningful connections, with nutrient-rich meals specifically curated to enhance brain health.”

OVER 500 SCIENCE-BASED RECIPES ARE INCLUDED, FEATURING:

Brain-boosting ingredients such as leafy greens, berries, and omega-3-rich fish
Plant-based proteins and healthy unsaturated fats
Microbiome-friendly foods that support the gut-brain axis
Limited processed foods, sodium, and added sugars

The Vibrant Minds program is powered by Simpson’s strategic collaboration with Sodexo Seniors, a leader in senior living hospitality services. The program includes training for team members on how to provide enriching dining experiences by encouraging engagement with residents and promoting independence. The initiative emphasizes key elements, including colorful food plating, adaptive tableware, and hospitality settings optimized for sensory stimulation.

“We are proud of our partnership with Simpson, where our teams serve so much more than food,” said Greg Blumenthal, District Manager, Sodexo Seniors. “We engage with residents during meal time, getting to know their wants and needs to give them the best experience possible. The Vibrant Minds program reflects our shared purpose to create better everyday experiences and build healthier lives for all.”

In addition, the comprehensive program provides immersive empathy training for dining team members, including simulations of sensory impairments, to deepen their understanding of residents’ experiences. This person-centered approach enhances daily interactions and strengthens relationships within the community.

Cognitive decline is growing among senior living populations and research shows a well-balanced diet is increasingly recognized as a fundamental component of maintaining brain health throughout life.

KEY FACTS ON COGNITIVE HEALTH, ACCORDING TO SODEXO SENIORS

$6 trillion: Estimated global cost of dementia annually
1 in 7 Americans aged 71 and older has some form of dementia (NIH)
Every 3 seconds, someone in the world develops dementia
75% of individuals, regardless of age, can positively impact their cognitive and emotional health through optimized brain nutrition
20 years: The period before diagnosis when changes in brain function begin
45% of dementia cases could be prevented or delayed by addressing modifiable lifestyle factors such as diet, social interaction, and physical activity
85% of Americans 65+ have at least one chronic illness; 60% have two or more, many of which affect brain health
Diet and lifestyle may account for up to 80% of health outcomes
Emerging research emphasizes the brain-gut axis and its critical role in preventing neurodegeneration

ABOUT SIMPSON:

Since 1865, Simpson has built communities and provided services for older adults to thrive. Simpson has met the changing needs and desires of Philadelphia area seniors from diverse backgrounds as a 501(c)(3) not-for-profit family of services consisting of three Life Plan Communities (also known as Continuing Care Retirement Communities, or CCRCs): Simpson House, Simpson Meadows, and Jenner’s Pond; three affordable senior living communities: Simpson Gardens I, Simpson Gardens II, and Simpson Midtown, as well as Simpson HomeCare and Simpson Rehabilitation. They are dedicated to offering the highest level of lifestyle and care available in beautiful, dignified, and spiritual settings. For more information, visit: https://www.simpsonsenior.org/

NEWS SOURCE: Simpson

To view the original story, visit: https://www.send2press.com/wire/simpson-launches-vibrant-minds-program-to-promote-cognitive-wellness-and-brain-health-in-senior-living/

Redox Therapeutics Signs Exclusive License Agreement with The Curators of the University of Missouri to Create Filtration Technology to Address Healthcare and Environmental Needs

PHILADELPHIA, Pa., April 29, 2025 (SEND2PRESS NEWSWIRE) — Redox Therapeutics announces the signing of an exclusive license agreement with The Curators of the University of Missouri acting by and through the Missouri University of Science and Technology (Missouri S&T) for a patented polymer nanoparticles technology designed for endotoxin removal from fluids such as water, protein solutions and plasma. Currently, it’s seeking partners in the healthcare and wastewater industries to bring this technology to the forefront of effective and affordable treatment for sepsis.

Image caption: Redox Therapeutics logo.

Sepsis is a leading cause of death. The World Health Organization reports that endotoxin is the main contributing factor in sepsis and septic shock, complex syndromes of multiorgan failure resulting in the annual death of more than 11 million people. And the Association of American Medical Colleges says that sepsis is the third leading cause of death in U.S. hospitals.

An abstract in the National Library of Medicine reports that despite all efforts of experimental and clinical research during the last three decades, the ability to positively influence course and outcome of the syndrome remains limited.

Redox Therapeutics is looking to close the therapeutic gap by developing a blood filtration system that features the licensed polymer nanoparticles, which proved to remove up to 100 percent endotoxin from water and protein solutions in experiments conducted at Missouri S&T and published in peer-reviewed industry journals.

It also seeks to address another area of global health concern – the presence of endotoxin in contaminated industrial and wastewater systems. The presence of endotoxin in food, water and manufactured biomedical drugs is a major concern for human health and safety.

Redox Therapeutics seeks to partner with water filtration industry leaders and implement the endotoxin removal technology in their product lines, so that it contributes to lowering the incidence of sepsis.

Leonard Neatu, MD, founder, president and CEO of Redox Therapeutics, says he’s excited to have the opportunity to license and bring to market this outstanding nanoparticle technology. He has more than 25 years of entrepreneurial experience in the healthcare industry and as an independent scientist is part of a collective effort to precipitate a major shift in understanding as it regards the human disease occurrence and healing process.

He adds that this technology is not only extremely effective in removing endotoxin, but it’s also cost-effective.

“We’re confident that this technology will help to save lives, many of them, and I’m grateful for having the opportunity to contribute to this prospect,” he says.

Kamal H. Khayat, Vice Chancellor for Research and Innovation at Missouri S&T, looks forward to a long and successful relationship with Redox Therapeutics (Redox).

“S&T is thrilled to license this nanoparticle filtration technology to Redox so that its benefits can be used to help society,” he says.

About Redox Therapeutics, Inc.

Redox Therapeutics, Inc. is a biomedical technology startup company founded by Dr. Leonard Neatu, whose work is focused on the field of redox biology and its implications in the development and progression of diseases. The company’s mission is to translate the intellectual property, acquired over 10 years of integrative research, into the development and manufacturing of a series of filtration devices that aim to restore homeostasis in biological systems through complex and innovative treatments of plasma and cerebrospinal fluid.

About Missouri S&T

Missouri University of Science and Technology (Missouri S&T) is a STEM-focused research university of over 7,000 students located in Rolla, Missouri. Part of the four-campus University of Missouri System, Missouri S&T offers over 100 degrees in 40 areas of study and is among the nation’s top public universities for salary impact, according to the Wall Street Journal.

MORE INFORMATION

Redox Therapeutics: https://redoxtherapeutics.com/

Missouri University of Science and Technology: https://www.mst.edu/

Simpson Residents Prove Impact Has No Age Limit: Celebrating Visionary Women Making a Difference

PHILADELPHIA, Pa., Dec. 4, 2024 (SEND2PRESS NEWSWIRE) — Simpson, a Pennsylvania regional retirement system, celebrates the ongoing achievements of its residents who continue to make significant impacts in their communities and beyond. Under the leadership of Dr. Carol McKinley, Simpson’s President and CEO, a noted expert in the elder care field, the organization remains dedicated to its mission of enriching the lives of older adults by supporting its residents’ ambitions and facilitating their continued impact on the world, including two remarkable women residents.

Image caption: Simpson celebrates the ongoing achievements of its residents who continue to make significant impacts in their communities and beyond.

Dr. Arlene Bennett and Jana Goswami are making significant impacts in their communities and beyond and exemplify that making a difference knows no age limit.

Notably, Bennett is a 91-year-old resident who was a trailblazer as the first African American woman to earn a medical degree from the University of Pennsylvania and continues her psychiatry practice part-time while living at Simpson. She recently received a Lifetime Achievement Award from the Perelman School of Medicine and the Penn Medicine Development and Alumni Relations program.

Goswami, at 75 years young, started a school in India for disadvantaged children. Her work is transforming the lives of over 800 children annually from families who have never before had access to education. Despite the geographical distance, she leverages technology to oversee the school’s operations, demonstrating that impactful leadership can happen from anywhere. She is part of a growing trend that sees seniors continue to work and find purpose while living in senior communities.

“I receive daily inspiration from the other residents in my community. They are positive and happy—and that helps them age well,” said Goswami.

Bennett added, “Simpson House is a wonderfully diverse community, both racially and in terms of gender, and is buzzing with a lot of energy from events and people. It truly is a great place to live.”

For over a century, Simpson has stood as Philadelphia’s cornerstone of support and empowerment for older adults, founded and nurtured by visionary women leaders. Today, the community empowers its residents to pursue their dreams through innovative technology, networking opportunities, lifelong learning programs, intellectual and artistic activities, volunteer engagement, and community connections to support career pursuits.

“These women are not just living in our communities; they’re thriving and changing the world from here and showing us that retirement is not always about slowing down, but about having the freedom to pursue one’s passions and make a difference,” said McKinley.

For more resident stories and information about Simpson, please visit https://www.simpsonsenior.org/.

About Simpson:

Since 1865, Simpson has built communities and provided services for older adults to thrive. Simpson has met the changing needs and desires of Philadelphia area seniors from diverse backgrounds as a 501(c)(3) not-for-profit family of services consisting of three Life Plan Communities (also known as Continuing Care Retirement Communities, or CCRCs): Simpson House, Simpson Meadows, and Jenner’s Pond; three affordable senior living communities: Simpson Gardens I, Simpson Gardens II, and Simpson Midtown, as well as Simpson HomeCare and Simpson Rehabilitation. They have been dedicated to offering the highest level of lifestyle and care available in beautiful, dignified, and spiritual settings.

Media Contact: Shonne Fegan-Ehrhardt, PR Counsel at 3rd3rd, shonne@3rd3rd.com

NEWS SOURCE: Simpson

To view the original story, visit: https://www.send2press.com/wire/simpson-residents-prove-impact-has-no-age-limit-celebrating-visionary-women-making-a-difference/

The Evolution in Senior Care: Simpson House is Not Your Grandmother’s Nursing Home

PHILADELPHIA, Pa., Nov. 15, 2024 (SEND2PRESS NEWSWIRE) — Simpson House recognizes Long-Term Care Awareness Month by showcasing the significant advancements in senior living that redefine traditional perceptions of nursing homes. Located in Philadelphia, Simpson House offers a vibrant community where older adults are empowered to live with dignity, independence, and joy, truly embodying the notion that it’s “not your grandmother’s typical nursing home.”

Image caption: Simpson House.

The landscape of long-term care has dramatically transformed over the past decade. With increasing demand for holistic care solutions, Simpson House has embraced a person-directed approach, tailoring care plans to meet each resident’s unique needs and preferences. Gone are the sterile, hospital-like environments; instead, their skilled nursing community features warm, inviting spaces that feel like home.

Simpson House serves as a community for both older adults who require skilled nursing care and those seeking an independent lifestyle. Residents enjoy a wide range of amenities, from a fully equipped fitness center and art studio to an intimate pub, theater, and multiple dining venues. The campus also features a beautiful chapel, providing a serene setting for spiritual reflection.

As a designated historical landmark, the community is charming–it is where the new meets the traditional, its spaces are warm and cozy, its older apartments are eclectic and interesting, and the newer apartments are spacious and relevant to today’s older adults.

Central to their mission is providing services for older adults to thrive in an engaging environment that promotes resident well-being. Unlike the isolated nursing homes of the past, Simpson House organizes regular events that unite residents and families, enhancing social connections and supporting emotional health. Guided by a vision to innovate in delivering exceptional, person-directed care and services, Simpson House prioritizes the independence of older adults, ensuring they have the resources and support needed to thrive.

Life at Simpson House is enriched with a wide range of activities that support social connection and emotional well-being. Beyond traditional arts and crafts, Simpson House offers art studios where residents explore painting, drawing, and creative projects that encourage self-expression. The community also supports active lifestyles with gardening clubs, fitness programs, and volunteer opportunities, giving residents ways to stay physically engaged and socially connected. Many continue to contribute to practice their professional fields or take on new volunteer roles, supporting their social, emotional, and physical health in an environment designed for fulfillment at every stage of life.

Simpson House takes dining to a new level, offering a restaurant-style experience that brings residents flexibility, choice, and exceptional quality. Moving beyond pre-packaged meals, they feature chef-driven menus with diverse, fresh, and nutritious options. A highlight of the dining program is their authentic Hibachi grill where residents enjoy Asian-inspired dishes prepared to order right in front of you. Residents enjoy a true restaurant atmosphere and meals crafted to accommodate various tastes and dietary needs.

Simpson House exemplifies the shift from institutionalized living toward Life Plan Communities where older adults can maintain their independence while accessing a full continuum of care. As the population ages—10,000 baby boomers turn 65 every day—the demand for high-quality, supportive care continues to grow. Their commitment as a non-profit organization is to prioritize the well-being of residents above financial gain, reinvesting resources to enhance their lives.

At a time when senior care is a pressing issue both locally and nationally, Simpson House leads by example, redefining skilled nursing as a space where older adults can flourish—not merely exist. Their mission promotes dignity, choice, and quality of life in every aspect of service.

Simpson House invites the public to visit and witness firsthand how they are reshaping the future of senior care in Philadelphia. Join them in celebrating this new era of long-term care that emphasizes compassion, connection, and community.

Simpson invites prospective residents 62+ to join an upcoming event:

Holiday Centerpiece Workshop on November 21: Create festive floral arrangements in a fun, social setting.
Simpson House: Community Living 101 Webinar on December 4: Discover why people from all walks of life love the vibrant lifestyle and exceptional value of living at Simpson House.
Simpson House: Festival of Trees Mingle & Jingle on December 13: Enjoy holiday refreshments, music by our choir, and a chance to mingle with residents and team members.

For more information and to RSVP (space is limited), please visit: https://simpsonliving.org/about/

About Simpson:

Since 1865, Simpson has strived to build communities and services for older adults to thrive. Simpson has met the changing needs and desires of Philadelphia area seniors from diverse backgrounds as a 501(c)(3) not-for-profit family of services consisting of three Life Plan Communities (also known as Continuing Care Retirement Communities, or CCRCs): Simpson House, Simpson Meadows, and Jenner’s Pond; three affordable senior living communities: Simpson Gardens I, Simpson Gardens II, and Simpson Midtown, as well as Simpson HomeCare and Simpson Rehabilitation. They have been dedicated to offering the highest level of lifestyle and care available in beautiful, dignified, and spiritual settings.

Media Contact: Cheri Carl, PR Director at 3rdPlus, 3rd3rdPRTeam@3rd3rd.com

NEWS SOURCE: Simpson

To view the original story, visit: https://www.send2press.com/wire/the-evolution-in-senior-care-simpson-house-is-not-your-grandmothers-nursing-home/

Simpson Senior Living Executives Honored with Distinguished Service Awards from LeadingAge Pennsylvania

PHILADELPHIA, Pa. /ScoopCloud/ -- Simpson, a Pennsylvania regional retirement system that includes Life Plan Communities, affordable housing, home care, and rehabilitation, announced that Dr. Carol McKinley, Simpson President and CEO, and Thomas Lee III, Director of Maintenance at one of their communities, Simpson Meadows in Downingtown, were honored earlier this month with distinguished service awards from LeadingAge Pennsylvania. LeadingAge Pennsylvania, a non-profit trade association, advocates for policy and advancing aging services and care for Pennsylvania seniors, and represents 400+ high-quality senior housing, health care, and community services across the Commonwealth.

"The dedication, compassion, and leadership of this year's recipients embodies the highest ideals of care and service, enriching the lives of countless individuals within their communities," said LeadingAge PA President and CEO, Garry Pezzano. "LeadingAge PA remains resolute in its commitment to championing and honoring the outstanding contributions of those who tirelessly serve older adults throughout Pennsylvania."

Dr. McKinley received the Paul P. Haas Lifetime Achievement Award, LeadingAge PA's most prestigious honor. This is presented annually to a distinguished person who exemplifies leadership, service, and commitment to the association and across the state to impact and advance the field of aging services positively. Dr. McKinley has demonstrated this through her 35-plus years in the field of aging services, always working diligently to advocate for those she serves.

"As someone deeply rooted in the field of health administration and driven by personal experiences with my aging parents - one who battled Parkinson's and the other currently with cognitive needs - I understand the critical need for modernizing aging services," said McKinley. "Simple yet overlooked aspects around aging are often misunderstood due to unintentional ageism in the care sector. My mission is to utilize modern research, practices, and technology to enhance the aging experience with dignity and comfort throughout the journey. I am especially excited about our age-tech initiatives, including a new 'tech bar' at our Jenner's Pond community. As a CEO and board member of LeadingAge PA, I am honored to have the opportunity to use my knowledge and personal experiences to do so."

Also recognized was Mr. Thomas Lee of Simpson Meadows, a Life Plan Community in Downingtown, PA, who won the Manager of the Year Award. Lee has worked at Simpson Meadows for 24 years and is widely recognized among his team and peers as a manager who goes above and beyond. Constantly available, even during off hours, Lee's management approach ensures that every professional team member is well-prepared to thrive in their roles.

"I love what I do at Simpson Meadows. It's not just a job to me, but a home and my community. I thank my team, who all make doing a fantastic job possible," Lee said.

Simpson is among other non-profit organizations in the U.S. that play a vital role, prioritizing people over profits and delivering stability, quality care, and excellence for aging adults. Management in this sector is not for the faint of heart, as it is still recovering from the pandemic and righting the ship.

For additional information, please visit: https://www.simpsonsenior.org/communities/simpson-house/

Dr. Carol McKinley, Simpson President and CEO, Receives Paul P. Haas Lifetime Achievement Award: https://youtu.be/hDnPe1ioZdc?si=wq-E7dCTbvKelSQ.

About Simpson

Since 1865, Simpson has strived to build communities and services for older adults to thrive. Simpson has met the changing needs and desires of Philadelphia area seniors from diverse backgrounds as a 501(c)(3) not-for-profit family of services consisting of three Life Plan Communities (also known as Continuing Care Retirement Communities, or CCRCs): Simpson House, Simpson Meadows, and Jenner's Pond; three affordable senior living communities: Simpson Gardens I, Simpson Gardens II, and Simpson Midtown, as well as Simpson HomeCare and Simpson Rehabilitation. They have been dedicated to offering the highest level of lifestyle and care available in beautiful, dignified, and spiritual settings.

About LeadingAge PA

LeadingAge PA is a trade association representing 400+ high-quality senior housing, health care and community services across the commonwealth. These providers serve over 75,000 older Pennsylvanians and employ over 50,000 dedicated caregivers daily. Services our members offer include Life Plan Communities/Continuing Care Retirement Communities, skilled nursing communities, assisted living residences, personal care homes, LIFE providers, home and community-based services and affordable senior housing. LeadingAge PA advocates on behalf of our members at the state and local levels to influence positive change and affect a healthy vision for the delivery of quality, affordable and ethical care for Pennsylvania's seniors. For more information, visit https://www.LeadingAgePA.org/.

Simpson, a Pennsylvania regional retirement system that includes Life Plan Communities, affordable housing, home care, and rehabilitation, announced that Dr. Carol McKinley, Simpson President and CEO, and Thomas Lee III, Director of Maintenance at one of their communities, Simpson Meadows in Downingtown, were honored earlier this month with distinguished service awards from LeadingAge Pennsylvania.

Related link: https://www.simpsonsenior.org/

Agile Introduces Competitive Electronic Bidding on Fourth Month TBA Mortgage-Backed Securities

PHILADELPHIA, Pa. /ScoopCloud/ -- Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, announced today the launch of electronic bidding for the fourth month in the To-Be-Announced mortgage-backed securities (TBA) market. This marks a significant leap forward in the trading landscape of off-screen securities.

The addition of electronic bidding for fourth month securities ushers in a new era of efficiency. By offering the option to extend trade settlements an additional month, Agile's electronic platform minimizes the need for frequent rolls, thereby streamlining the process of maintaining an aggregate hedge position.

Andrew Price (*note 1), Secondary Marketing Trader at Highlands Residential Mortgage, stated, "I use fourth month securities to hedge long-term builder forward contracts. Electronically trading fourth month on Agile is extremely efficient, and anytime I put fourth month in competition, my execution is better than a single-dealer bid. It's always helpful to have that extra protection while trading an off-screen security."

This groundbreaking development fosters a deeper understanding of trading dynamics for fourth-month securities, empowering market participants to make more informed decisions regarding their pricing compared to standard TBA security settlements. According to traders using Agile, the reduced frequency of transactions translates directly into increased efficiency and lower hedging costs, as each transaction incurs associated costs.

For builders, securing fourth-month TBAs via Agile offers a distinct competitive advantage. By aligning forward agreement rates with fourth-month security prices, Agile promotes pricing transparency from the inception of contracts, empowering builders to make more informed decisions.

Eric Bridges (*note 2), Vice President of Secondary Marketing at M/I Financial, shared, "Having the ability to bid fourth month competitively has yielded better, more reliable trading levels which provides greater confidence in offering stronger extended rate lock pricing or rate specials."

Fourth month bidding is now available to all Agile platform users. Mortgage lenders and broker dealers interested in learning more about this functionality are encouraged to contact Agile for more information: https://trade-agile.com/contact-us/

NOTES:

*1 - Andrew Price is a capital markets professional with more than 12 years of experience starting as a secondary marketing trader and growing into his current AVP Capital Markets role.

*2 - Eric Bridges is a VP of Secondary Marketing with more than 10 years of experience working as a secondary marketing professional.

About Agile:

Agile brings together mortgage lenders and dealers of all sizes onto a single MBS fintech platform. Agile facilitates the exchange of TBA MBS by securing and automating communication between mortgage lenders and broker-dealers. Agile digitizes the historically phone-based process to an electronic platform which may improve profitability and efficiency, while reducing administrative errors. Through its competitive TBA RFQ digital platform, mortgage lenders gain access to national and regional broker-dealers previously inaccessible on digital platforms, while broker-dealers gain access to an ever-growing network of lenders. Based in Philadelphia, Agile Trading Technologies supports a national network of clients* with a team of capital markets professionals who have deep trading experience at financial organizations of every size.

Learn more: https://trade-agile.com/

*Agile is not available for retail natural person investors.

Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, announced today the launch of electronic bidding for the fourth month in the To-Be-Announced mortgage-backed securities (TBA) market. This marks a significant leap forward in the trading landscape of off-screen securities.

Related link: https://trade-agile.com/

Dive into a Healthier Spring: The Philadelphia Protestant Home (PPH) Offers Free Trial of Wellness & Aquatics Center

PHILADELPHIA, Pa. /ScoopCloud/ -- The Philadelphia Protestant Home (PPH), a fun, diverse and uniquely urban senior living community in Philadelphia, is excited to announce a special promotional offer for its Wellness & Aquatics Center program. During the month of March 2024, new participants 62 and older can enjoy a free trial of the program, letting people experience all of the benefits of both aquatic and traditional exercise while also enjoying a sense of community among peers.

"We are thrilled to offer this free trial of our Wellness & Aquatics Center," said Shannon Grieb, the Vice President of Marketing at PPH. "We believe that exercise can profoundly impact the overall health and well-being of our residents, and we are excited to share this opportunity with the greater Philadelphia community."

The PPH Wellness Center is a state-of-the-art gym with a variety of cardiovascular and resistance equipment specialized for modern elders by Magnum, Precor and NuStep. They have a full-time staff Monday through Friday to help set up a program tailored to fit individual needs. Land-based classes, such as Silver Active Circuit, Tai Chi and Chair Yoga, are offered weekly.

The Aquatic Center includes a heated, accessible therapeutic exercise pool (46 feet long by 23 feet wide). The pool is 3 feet to 5 feet in depth and in compliance with Arthritis Foundation recommendations, heated to a comfortable 84 degrees. The Center offers a variety of open swim times, lap swim and water aerobics classes. Fully outfitted locker rooms are on-site.

The trial is open to all new participants who are 62 years old or better, regardless of their current fitness level or experience.

To sign up or to learn more, please visit https://liveatpph.org or call (215) 515-8367.

Don't miss this opportunity to experience the benefits of membership at one of Philadelphia's top senior living communities. Please note that identity, age verification and a background check are required.

About PPH:

The Philadelphia Protestant Home (PPH) is a unique, urban senior living community in Philadelphia, PA, offering a full continuum of care and services to support the health and well-being of its residents. With a commitment to providing high-quality care and promoting an active, engaged lifestyle, the Philadelphia Protestant Home is ideal for seniors seeking a supportive and enriching living environment.

The PPH Wellness & Aquatics Center offers residents and active agers in the community (62 years and older) a safe and comfortable environment to stay healthy and independent among peers. The Wellness and Aquatics Center is a host site to five free programs if you qualify through your insurance provider: Silver Sneakers, Silver & Fit, Renew Active, One Pass or Prime.

Learn more: https://liveatpph.org/

The Philadelphia Protestant Home (PPH), a fun, diverse and uniquely urban senior living community in Philadelphia, is excited to announce a special promotional offer for its Wellness & Aquatics Center program. During the month of March 2024, new participants 62 and older can enjoy a free trial of the program, letting people experience all of the benefits of both aquatic and traditional exercise while also enjoying a sense of community among peers.

Related link: https://pphfamily.org/

Agile Selected as 2024 HousingWire Tech100 Winner for the Third Consecutive Year

PHILADELPHIA, Pa. /ScoopCloud/ -- Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, is excited to announce Agile Trading Technologies was selected for the 3rd consecutive year as a winner of the HousingWire Tech100 Award. The list is comprised of the most innovative technology companies in the housing market and provides housing professionals a look into the most impactful organizations that can be leveraged to identify partners and solutions.

Agile Trading Technologies pioneers a transformative approach to financial technology to create a better mortgage-backed securities (MBS) market through increasing liquidity and automation in TBAs, MBS pools, and AOTs. Agile replaces legacy phone and email processes with an electronic platform designed to help the mortgage asset class operate more efficiently and market participants thrive.

"Agile will continuously push the boundaries to create a better approach for mortgage-backed securities and TBAs," said Greg Vacura, President of Agile Trading Technologies, "The days of manual inputs and phone calls to multiple brokers will be automated to save time and money for all parties. We are honored to be recognized by HousingWire in our initiative for creating a more efficient capital market landscape."

Agile's mission is to unlock the potential of an electronic marketplace and grow its network of lenders and broker-dealers to efficiently interact with the market and their counterparties.

Agile's broker-dealer network now consists of 20 broker-dealers with access to a growing pool of mortgage lenders who trade TBAs. With easy electronic access to new clients and added volume, Agile's electronic RFQ platform and MBS pool bidding provides all broker-dealers on the platform with increased trading partners and requests, heightened granularity and speed, and an excellent client experience.

About Agile:

The industry's first MBS fintech, Agile brings together lenders and dealers of all sizes onto a single platform. Agile facilitates the exchange of TBA MBS by securing and automating communication between mortgage lenders and broker-dealers. Agile digitizes the historically phone-based process to an electronic platform which may improve profitability and efficiency, while reducing administrative errors. Through its competitive TBA RFQ digital platform, mortgage lenders gain access to national and regional broker-dealers previously inaccessible on digital platforms, while broker-dealers gain access to an ever-growing network of lenders. Based in Philadelphia, Agile Trading Technologies supports a national network of clients with a team of capital markets professionals who have deep trading experience at financial organizations of every size.

Learn more: https://trade-agile.com/

Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, is excited to announce Agile Trading Technologies was selected for the 3rd consecutive year as a winner of the HousingWire Tech100 Award. The list is comprised of the most innovative technology companies in the housing market and provides housing professionals a look into the most impactful organizations that can be leveraged to identify partners and solutions.

Related link: https://trade-agile.com/

Baird Joins Agile’s Growing Broker-Dealer Network

PHILADELPHIA, Pa. /ScoopCloud/ -- Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, is excited to announce that Baird, an international financial services firm, has joined Agile's broker-dealer network. Agile clients already approved with Baird will automatically see them added as an option for individual and competitive trading, and clients interested in an introduction can contact Agile or work with their Baird representative for more information.

"Baird's partnership with Agile allows us to provide our clients best in class service in a space where every basis point matters. Our mortgage professionals understand the risks mortgage lenders face in a variety of markets, and Agile provides an efficient and reliable tool our clients need to manage those risks. The increased flow we have seen through the Agile system has been crucial to our growth in this space and will continue to be for many years to come," says Jason Walters, Managing Director of Baird.

Agile's mission is to unlock the potential of an electronic marketplace and grow its network of lenders and broker-dealers to efficiently interact with the market and their counterparties.

Agile's broker-dealer network now consists of 20 broker-dealers with access to a growing pool of mortgage lenders who trade TBAs. With easy electronic access to new clients and added volume, Agile's electronic RFQ platform and MBS pool bidding provides MBS and all broker-dealers on the platform with increased trading partners and requests, heightened granularity and speed, and an excellent client experience.

About Baird:

Founded in 1919 in Milwaukee, Wisconsin, Baird's financial advice and expertise has helped guide clients through changing market cycles and unexpected events across generations. Being privately held has enabled us to grow and manage our firm responsibly, from a position of enduring financial strength and with a long-term focus on the best interests of our clients, our associates and the communities we share. Today Baird serves the investment and financial planning needs of individuals, families, small businesses, foundations, schools and other public entities throughout the United States as well as corporations and institutional investors around the world. And, because we are employee-owned, our clients can trust that we all share a personal stake in the successes we strive to help them achieve.

Learn more: https://www.rwbaird.com/

About Agile:

The industry's first MBS fintech, Agile brings together lenders and dealers of all sizes onto a single platform. Agile facilitates the exchange of TBA MBS by securing and automating communication between mortgage lenders and broker-dealers. Agile digitizes the historically phone-based process to an electronic platform which may improve profitability and efficiency, while reducing administrative errors. Through its competitive TBA RFQ digital platform, mortgage lenders gain access to national and regional broker-dealers previously inaccessible on digital platforms, while broker-dealers gain access to an ever-growing network of lenders. Based in Philadelphia, Agile Trading Technologies supports a national network of clients with a team of capital markets professionals who have deep trading experience at financial organizations of every size. Learn more: https://trade-agile.com/.

Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, is excited to announce that Baird, an international financial services firm, has joined Agile's broker-dealer network.

Related link: https://trade-agile.com/

HilltopSecurities Joins Agile’s Growing Broker-Dealer Network

PHILADELPHIA, Pa. /ScoopCloud/ -- Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, is excited to announce that HilltopSecurities, a full-service investment bank and wealth advisory firm, has joined Agile's broker-dealer network. Agile clients already approved with HilltopSecurities will automatically see them added as an option for individual and competitive trading, and clients interested in an introduction can contact Agile or work with their HilltopSecurities representative for more information.

"Providing better execution, liquidity, and transparency to mortgage lenders is a key element in the expansion of Hilltop's mortgage business," says Justin Tannen, Agency MBS TBA Trader at HilltopSecurities. "We cover a wide array of products and have a large customer base of non-originators, so partnering with Agile was an easy decision to make. It allows us to assist a large network of lenders, helping us round out the end-accounts we trade with.

"Given our deep reach in the mortgage world, we are in a unique position to use our superior liquidity to provide better pricing to lenders - which they need now more than ever amid heightened volatility and wide bid/ask spreads. Our goal is to tighten markets and improve liquidity - we will never bid or offer behind the screens. Ultimately, we want to be a one stop shop for lenders: between our own originator, Prime Lending, the warehouse lending we provide through our bank, Plains Capital, and us at HilltopSecurities, we are well-positioned to compete in this sector and Agile helps us get there."

Agile's mission is to unlock the potential of an electronic marketplace and grow its network of lenders and broker-dealers to efficiently interact with the market and their counterparties.

Agile's broker-dealer network now consists of 20 broker-dealers with access to a growing pool of mortgage lenders who trade TBAs. With easy electronic access to new clients and added volume, Agile's electronic RFQ platform and MBS pool bidding provides MBS and all broker-dealers on the platform with increased trading partners and requests, heightened granularity and speed, and an excellent client experience.

About HilltopSecurities:

Founded in 1946, HilltopSecurities is a full-service investment bank and wealth advisory firm providing financial services for public entities, institutional investors, housing finance agencies, broker-dealers, and individual investors. HilltopSecurities represents a unique blend of financial strength, industry knowledge, and decades of experience helping clients pursue their bold visions.

Learn more: https://www.hilltopsecurities.com/

About Agile:

The industry's first MBS fintech, Agile brings together lenders and dealers of all sizes onto a single platform. Agile facilitates the exchange of TBA MBS by securing and automating communication between mortgage lenders and broker-dealers. Agile digitizes the historically phone-based process to an electronic platform which may improve profitability and efficiency, while reducing administrative errors. Through its competitive TBA RFQ digital platform, mortgage lenders gain access to national and regional broker-dealers previously inaccessible on digital platforms, while broker-dealers gain access to an ever-growing network of lenders. Based in Philadelphia, Agile Trading Technologies supports a national network of clients with a team of capital markets professionals who have deep trading experience at financial organizations of every size.

Learn more: https://trade-agile.com/.

Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, is excited to announce that HilltopSecurities, a full-service investment bank and wealth advisory firm, has joined Agile's broker-dealer network.

Related link: https://trade-agile.com/

MEDIA ADVISORY: Original ‘Shark Tank’ shark comes to MBA Annual

PHILADELPHIA, Pa. /ScoopCloud/ -- Kevin Harrington of "Shark Tank" fame will host a meet-and-greet with attending mortgage professionals and trade press before taking the stage during the Mortgage Bankers Association (MBA) Annual Convention & Expo to introduce Passport®, FormFree's portable financial ID for consumers launching October 20, and the FormFree Exchange (FFX®), the online marketplace where lenders compete for the business of Passport users.

WHO:

* Kevin Harrington, original "Shark Tank" shark and entrepreneur

* Brent Chandler, founder and CEO, FormFree

WHAT:

* Passport is a free service that makes it easy for consumers to quantify their borrowing power and share their verified assets, employment, annual and residual income and rent payment history with their preferred lender in just minutes from any web-enabled device.

* FFX is the online marketplace where lenders compete for the business of Passport users.

WHEN:

* Monday, October 16, during the Mortgage Bankers Association Annual Convention & Expo.

* Meet-and-greet: 2:30-4 p.m. ET at THE HUB booth #713

* Presentation: 4-5 p.m. ET on THE HUB stage

WHERE:

Philadelphia Convention Center

1101 Arch Street, Philadelphia, PA 19107

THE HUB Expo Hall (200 level, Exhibit Hall E)

HOW:

Those not already registered for the MBA Annual Convention & Expo can view registration details here: https://www.mba.org/conferences-and-education/annual-convention-expo.

* To request press credentials, contact:

Falen Taylor, Director of Public Affairs

Mortgage Bankers Association

ftaylor@mba.org

(202) 557-2771

* To request a remote interview (subject to availability), contact:

Leslie W. Colley

Depth for FormFree

leslie@depthpr.com

(678) 622-6229

About FormFree®:

FormFree empowers consumers to understand their ability to pay and share it with lenders like never before. Using FormFree's Passport® app, consumers can verify all the core financial data required by loan underwriters - including identity, assets, income, employment credit history, and cash-flow data - in seconds. Once consumers are ready to transact, they can anonymously share their verified data on the FormFree Exchange (FFX) and receive immediate offers from a marketplace of lenders who fully understand their ability to pay, residual income and eligibility for down payment assistance and inclusive lending programs.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

About Kevin Harrington:

Harrington is world renowned as the inventor of the infomercial, pioneer of the "As Seen on TV" brand and one of the original "sharks" on the hit ABC show "Shark Tank." He has launched more than 20 businesses that have each grown sales in excess of $100 million as part of a career that has introduced 1,000+ products generating over $6 billion in global sales. His business experience spans the globe, including opening distribution outlets in over 100 countries. For more information, visit https://kevinharrington.tv.

Kevin Harrington of "Shark Tank" fame will host a meet-and-greet with attending mortgage professionals and trade press before taking the stage during the Mortgage Bankers Association (MBA) Annual Convention & Expo to introduce Passport®, FormFree's portable financial ID for consumers launching October 20, and the FormFree Exchange (FFX®), the online marketplace where lenders compete for the business of Passport users.

Related link: https://www.formfree.com/

NPA Names Kozlowski, Meissner as 2023 Winners of Annual Awards

PHILADELPHIA, Pa. /ScoopCloud/ -- As it celebrates its twentieth anniversary, the National Postdoctoral Association (NPA) today announced that Lisa Kozlowski, Ph.D., and Christian Meissner, Ph.D., are the 2023 winners of two of the most prestigious awards in the national postdoctoral scholar community.

The NPA Distinguished Service Award recognizes the highest appreciation for an individual that has demonstrated a profound, sustained, or leadership contribution to improving the postdoctoral experience. Today, that honor was bestowed on Dr. Lisa Kozlowski, who has worked and advocated on behalf of postdocs and the postdoctoral community through the NPA and in her own career continuously for the past two decades.

"I'm so very honored to have been nominated and selected for the NPA's Distinguished Service Award," said Kozlowski. "I look forward to continuing my work with and for postdoctoral fellows, who make such great contributions to the research enterprise." Kozlowski serves as Associate Dean for Student and Postdoctoral Affairs at Thomas Jefferson University. She started as a Postdoctoral Fellow at Johns Hopkins University in 1997, where she helped lead one of the first postdoctoral associations in the nation.

The NPA Gallagher Mentor Award recognizes the very best of mentors across the nation who advocate for postdoctoral scholars, celebrate diversity, equity and inclusion (DEI) values, and empower their postdoc scholars to succeed. The NPA is dedicated to both recognizing champions and serving as a model for greater DEI in the postdoctoral community.

Dr. Christian Meissner was named the winner of the 2023 NPA Gallagher Mentor Award of the Year today in recognition of his fifteen years of outstanding mentoring of postdoctoral scholars. Meissner, a professor in the department of psychology at Iowa State University, completed his Ph.D. in cognitive & behavioral sciences at Florida State University. He is recognized for his approach to mentoring, characterized by his peers as empathetic and empowering.

"I'm incredibly humbled by this recognition," said Meissner. "Mentorship has been the most enjoyable aspect of my career and I am grateful to have collaborated with such outstanding early career scholars."

"Drs. Kozlowski and Meissner demonstrate the highest levels of leadership in promoting both individual postdocs and the entire postdoctoral community and are most deserving of our highest awards," stated NPA board chair Caleb McKinney, Ph.D., MPS in recognizing the winners. "All of us can learn from their dedication to promote a culture of belonging and understanding."

In addition, in honor of the NPA's twentieth anniversary, Dr. McKinney presented a special NPA Chair's Recognition to the seven postdoctoral scholars whose inspiration and persistence were instrumental in founding the association in 2003: Drs. Orfeu Buxton, Karen Christopherson, Raymond Clark, Carol Manahan, Avi Spier, Claudina Stevenson, and Arti Varanasi.

About the National Postdoctoral Association:

The National Postdoctoral Association (NPA) is a nonprofit, 501(c)(3) charitable and educational association headquartered in Rockville, MD. Founded in 2003, the NPA envisions an inclusive community where all postdocs are empowered, valued, recognized, and supported in their current and future endeavors. The NPA serves the entire postdoctoral community, including its 22,000 individual and 230 organizational members.

Learn more at: https://www.nationalpostdoc.org/

As it celebrates its twentieth anniversary, the National Postdoctoral Association (NPA) today announced that Lisa Kozlowski, Ph.D., and Christian Meissner, Ph.D., are the 2023 winners of two of the most prestigious awards in the national postdoctoral scholar community.

Related link: https://www.nationalpostdoc.org/

Multi-Bank Securities, Inc. Joins Agile’s Growing Broker-Dealer Network

PHILADELPHIA, Pa. /ScoopCloud/ -- Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, today announced that Multi-Bank Securities, Inc. (MBS), a veteran-owned, fixed-income securities broker-dealer, has joined Agile's broker-dealer network. The addition of MBS gives lenders on Agile's growing network expanded access to competitive trades and simpler trade reconciliation across Agile's electronic RFQ platform.

"MBS is excited to offer our clients access via the Agile platform. Having worked with many lenders in Agile's network as a partner with Mortgage Capital Trading (MCT) for more than 20 years, we look forward to building on that partnership as we provide our customers with the most innovative trading experience," states Nicholas Mazzeo, Trader - Mortgage-Backed Securities at MBS. Agile clients already approved with MBS will automatically see them added as an option for individual and competitive trading, and clients interested in an introduction can contact Agile or work with their MBS representative for more information.

Agile's mission is to unlock the potential of an electronic marketplace and grow its network of lenders and broker-dealers to efficiently interact with the market and their counterparties.

"We're proud to expand our relationship with MBS and have them join Agile's broker-dealer network," shared Tawab Abawi, Director of Trading & Institutional Sales at Agile. "It has been a pleasure to work with Nicholas Mazzeo and team over the years, and we're happy to provide their loyal customers with the most innovative platform to trade TBAs."

Agile's broker-dealer network now consists of 16 broker-dealers with access to a growing pool of mortgage lenders who trade TBAs. With easy electronic access to new clients and added volume, Agile's electronic RFQ platform and MBS pool bidding provides MBS and all broker-dealers on the platform with increased trading partners and requests, heightened granularity and speed, and an excellent client experience [*NOTE 1].

About Multi-Bank Securities, Inc.

Multi-Bank Securities, Inc. (MBS) is an independent, fixed-income securities broker-dealer that has been serving institutional investors across the U.S. for more than 30 years. MBS has been certified as a Service-Disabled Veteran-Owned Business (SDVOB) by the National Veterans Business Development Council (NVBDC). MBS is headquartered in Southfield, Mich., and serves institutional investors in all 50 states. MBS is registered with the SEC and MSRB and a member of FINRA and SIPC. In addition to offering a full array of fixed-income investment products, MBS underwrites wholesale deposits for financial institutions and is an approved underwriter for Fannie Mae, Freddie Mac, Farmer Mac, the Federal Home Loan Banks and the Federal Farm Credit Banks. Learn more: https://www.mbssecurities.com

About Agile

The industry's first MBS fintech, Agile brings together lenders and dealers of all sizes onto a single platform. Agile facilitates the exchange of TBA MBS by securing and automating communication between mortgage lenders and broker-dealers. Agile digitizes the historically phone-based process to an electronic platform which may improve profitability and efficiency, while reducing administrative errors. Through its competitive TBA RFQ digital platform, mortgage lenders gain access to national and regional broker-dealers previously inaccessible on digital platforms, while broker-dealers gain access to an ever-growing network of lenders. Based in Philadelphia, Agile Trading Technologies supports a national network of clients with a team of capital markets professionals who have deep trading experience at financial organizations of every size. Learn more: https://trade-agile.com/.

NOTES/REFERENCES:

[*NOTE 1] Past results do not guarantee future performance. Source: MCT Study of Digital RFQ Implementation February 2021

Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, today announced that Multi-Bank Securities, Inc. (MBS), a veteran-owned, fixed-income securities broker-dealer, has joined Agile's broker-dealer network. The addition of MBS gives lenders on Agile's growing network expanded access to competitive trades and simpler trade reconciliation across Agile's electronic RFQ platform.

Related link: https://trade-agile.com/

Southstate|Duncanwilliams Securities Corp Joins Agile’s Broker-Dealer Network

PHILADELPHIA, Pa. /ScoopCloud/ -- Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, today announced that SouthState|DuncanWilliams Securities Corp., a FINRA-regulated wholly owned subsidiary of SouthState Bank, N.A, has joined Agile's broker-dealer network. SouthState|DuncanWilliams Securities Corp. has been conducting TBA trades with better efficiency to execute at competitive pricing via Agile as of August 2022.

"I like the efficiency of an electronic quote and the speed of the trade," states Tony Mun, Head of TBA Trading Desk/Business at SouthState|DuncanWilliams Securities Corp. "The ability to adjust levels while the bid/ask is 'open' is a big differentiator, and I'm a big fan of the ability to sort/filter various functionalities within the Agile platform." Agile's technology removes manual calls, freeing up time and reducing the need to be on the phone all day.

Tony explained that the main difference between an Agile and non-Agile process is the quote mechanism. "I typically receive a phone call versus an electronic submission. My market assessment process remains the same." Agile's platform reduces the possibility of human error so broker-dealers can efficiently interact with the market [*see Note 1]. "The levels the clients receive are good, the process is quick and efficient and the platform provides decent liquidity for clients," says Mun.

"My personal experience with the Agile team has been exceptional. I have a long history with MCT so my interaction with Agile and this new platform should be seamless and highly productive," further emphasized Tony. "I, personally, am excited to work with and help originators grow their businesses while providing stable and consistent liquidity for their hedging needs. It is our hope and intention to build relationships over the years and ideally help the clients achieve their growth and business objectives," he added.

Agile's mission is to unlock the potential of an electronic marketplace and grow its network of lenders and broker-dealers to efficiently interact with the market and their counterparties. The idea of electronic trading isn't new, but for the mortgage originator, it's "game-changing," according to Mun.

"We're proud to have SouthState|DuncanWilliams Securities Corp. join Agile's broker-dealer network," shared Tawab Abawi, Director of Trading & Institutional Sales at Agile. "Tony and his team will bring additional liquidity and price transparency at an important time in the market for the mortgage industry."

When it comes to TBA trading, Tony believes that "the Agile platform has and will require the broker-dealer universe to rethink their business model as well as the IT approach as it relates to future clients."

About Tony Mun

Tony Mun is a fixed-income professional with a varied background in mortgage pass-throughs, whole loan strategy, and securitization.

About SouthState|DuncanWilliams Securities Corp.

SouthState|DuncanWilliams Securities Corp., a registered member of FINRA and SIPC, is a wholly owned subsidiary of SouthState Bank, N.A. (SSB). SouthState|DuncanWilliams Capital Markets is a division of SSB and is not registered as a broker-dealer. SouthState|DuncanWilliams Securities Corp. and SouthState|DuncanWilliams Capital Markets are collectively referred to as "SouthState|DuncanWilliams". Securities may be offered to Institutional customers through either SouthState|DuncanWilliams Securities Corp. or SouthState|DuncanWilliams Capital Markets. Broker-dealer services are offered by SouthState|DuncanWilliams Securities Corp. Securities and investment products offered through SouthState|DuncanWilliams are not insured by the FDIC or any other government agency, are not bank guaranteed, are not bank deposits or obligations, and may lose value. To learn more, please visit: https://trade-agile.com/broker-dealers/southstate-duncanwilliams/

About Agile

The industry's first MBS fintech, Agile brings together lenders and dealers of all sizes onto a single platform. Agile facilitates the exchange of TBA MBS by securing and automating communication between mortgage lenders and broker-dealers. Agile digitizes the historically phone-based process to an electronic platform which may improve profitability and efficiency, while reducing administrative errors. Through its competitive TBA RFQ digital platform, mortgage lenders gain access to national and regional broker-dealers previously inaccessible on digital platforms, while broker-dealers gain access to an

ever-growing network of lenders. Based in Philadelphia, Agile Trading Technologies supports a national network of clients with a team of capital markets professionals who have deep trading experience at financial organizations of every size. Learn more: https://trade-agile.com/.

Media Contact: Agile@fullyvested.com

Works Cited

Testimonials may not be representative of the experience of other clients, and past results are not a guarantee of future performance or success.

Benefits and metrics listed in this document were sourced from the MCT Study of Digital RFQ Implementation, July 2021 found at mct-trading.com\study-of-digital-rfq-implementation. Mortgage Capital Trading (MCT) is a client of Agile Trading Technologies and active user of the Agile RFQ platform.

This study measured the change in phone use, productivity, and TBA execution associated with the implementation of Agile Trading Technology's RFQ platform (Agile RFQ), as well as the experiences of platform users. The study encompassed over 250 mortgage lender clients of MCT who either used Agile RFQ to support their own TBA trading, or Agile RFQ was used by MCT traders to support TBA trading on their behalf. The study measured the month of January 2021 (after implementation) against the month

of January 2020 (before implementation). Data was collected through MCT reports on TBA trading activity and surveys of platform users. Possible limitations of the study include the relatively.

NOTES:

[*Note 1] MCT Study of Digital RFQ Implementation, see Works Cited for details.

Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, today announced that SouthState|DuncanWilliams Securities Corp., a FINRA-regulated wholly owned subsidiary of SouthState Bank, N.A, has joined Agile's broker-dealer network. SouthState|DuncanWilliams Securities Corp. has been conducting TBA trades with better efficiency to execute at competitive pricing via Agile as of August 2022.

Related link: https://trade-agile.com/

EPIC Welcomes Kerry Connor – Joins as National Voluntary Benefits Practice Leader

PHILADELPHIA, Pa. /ScoopCloud/ -- EPIC Insurance Brokers & Consultants, a retail property and casualty insurance brokerage and employee benefits consultant, announced today that Kerry Connor has joined EPIC to lead its National Voluntary Benefits Practice. With over 20 years of experience in the voluntary benefits space, Connor will utilize her subject matter expertise to support EPIC account teams and clients with the design, funding, and delivery of the full spectrum of voluntary benefit offerings. She will be based in the Philadelphia area.

Early in her career, Connor's aspirations focused on the voluntary benefits area. Her first step was the ownership of an enrollment firm, which served the brokerage community and companies directly in the mid and large markets. The firm was sold after 15 years to a top 100 bank. Next, her expertise in this unique space was sought out by two leading cyber security companies where she served as top national director of sales at both. Most recently, while at Genomic Life, Connor partnered closely with consultants, enrollment firms, benefits administration providers and employers across all markets on the development and delivery of new and innovative genomic benefit programs.

"Kerry brings a great balance of direct sales experience as well as working collaboratively with the brokerage community. I have no doubt that her leadership will bring incredible value to our clients either directly or through their current EPIC advisors. Workforce changes have made customization of family benefits on an individual basis an essential service," commented Craig Hasday, President, National Employee Benefits Practice.

Connor holds a B.S. in Marketing from Drexel University.

About EPIC Insurance Brokers & Consultants:

EPIC Insurance Brokers & Consultants, a retail insurance brokerage, has more than 2,800 team members operating from more than 80 offices across the U.S., providing Property and Casualty, Employee Benefits, Specialty Programs, and Private Client solutions to clients. EPIC ranks among the top 15 retail insurance brokers in the U.S.

Learn more: https://www.epicbrokers.com/

EPIC Insurance Brokers & Consultants, a retail property and casualty insurance brokerage and employee benefits consultant, announced today that Kerry Connor has joined EPIC to lead its National Voluntary Benefits Practice.

Related link: https://www.epicbrokers.com/

Agile Launches Agile Chat for Lenders and Broker Dealers

PHILADELPHIA, Pa. /ScoopCloud/ -- Agile, a groundbreaking fintech bringing mortgage lenders and broker dealers onto a single electronic platform, today announced the launch of Agile Chat, a new chat feature designed to increase transparency and efficiency between lenders and broker dealers.

With the addition of messaging functionality on Agile's electronic MBS platform, dealers and lenders can discuss transaction details, trade levels, MBS pooling, and more through the embedded functionality. As Agile builds on its mission to digitize TBA MBS trading, the chat functionality has been designed to help close the gap between trading counterparties and encourage a sense of community.

"The new chat functionality deepens the lines of communication between dealers and lenders for a more efficient trading experience," said Andrew Rhodes, Director of Technology at Agile. "We believe that every counterparty deserves access to a fair, efficient, and transparent marketplace, and we hope this feature will help streamline communication between lenders and dealers on our platform and further democratize TBA MBS trading."

Agile Chat is enabled with retention and monitoring features for compliance and is ready for use on Agile's electronic platform today. Chat will further enhance Agile's TBA RFQ Platform and MBS Pool Bidding. The combined offerings give the MBS market participants the ability to achieve best execution from any device, anywhere and anytime.

To learn more about Agile's award-winning software which enables lenders and dealers to gain much-needed efficiencies and data through technology, visit https://trade-agile.com/.

To schedule a demo of Agile's new Agile Chat feature, please visit https://trade-agile.com/contact-us/.

About Agile:

The industry's first MBS fintech, Agile brings together lenders and dealers of all sizes onto a single platform. Agile facilitates the exchange of TBA MBS by securing and automating communication between mortgage lenders and broker-dealers. Agile digitizes the historically phone-based process to an electronic platform which may improve profitability and efficiency, while reducing administrative errors. Through its competitive TBA RFQ digital platform, mortgage lenders gain access to national and regional broker-dealers previously inaccessible on digital platforms, while broker-dealers gain access to an ever-growing network of lenders.

Based in Philadelphia, Agile Trading Technologies supports a national network of clients with a team of capital markets professionals who have deep trading experience at financial organizations of every size.

Agile, a groundbreaking fintech bringing mortgage lenders and broker dealers onto a single electronic platform, today announced the launch of Agile Chat, a new chat feature designed to increase transparency and efficiency between lenders and broker dealers.

Related link: https://trade-agile.com/

Thelma Wright, Philadelphia’s Beloved ‘American Gangster’ Empowers a New Generation with Mentoring and Reform

PHILADELPHIA, Pa. /ScoopCloud/ -- It has been well over a decade since Thelma Wright, once reputed to be one of the most dangerous and powerful Black women in Philadelphia, came to the forefront and shocked the nation with true confessions in her memoir, "With Eyes From Both Sides - Living My Live In and Out of the Game." As the wife of Jackie Wright, a legendary heroin dealer in the city, Wright was intricately connected with the Black Mafia, a gang that operated Philly's drug trade throughout the 1970's and into the 1980's. Once widowed and left as the young mother of a toddler son, she discreetly took over his business, running a bi-coastal drug empire, unbeknownst to family and friends around her. Today however, Thelma Wright is impacting her city and the tri-state area in positive ways with her mentoring program, The Thelma Wright Empowerment Program.

Wright enjoys interacting with youth on a day-to-day basis, in an effort to steer teens and young adults away from the dangers that she once encountered, while guiding them on a positive path of personal development. "My mission is to help at-risk pre-teens and teenagers understand and maintain their self-worth. As a credible messenger, I create a foundation of confidence that empowers individuals to believe their contribution in life makes a difference," she explains.

"I care about the present and future of our communities, especially our African-American communities. I understand that in order to influence and educate, it's critical to authentically connect and relate. Our at-risk youth need to understand there are adults that care about their future and well-being. My goal is to provide the youth with the necessary guidance and tools to nurture and develop unique interpersonal relationships as well as assist each individual in their pursuit of happiness," notes Thelma Wright.

Wright's background sets her apart from the typical tales of abuse and abandonment. In fact, she is quick to acknowledge that it was the strength of good parenting and strong family ties that laid her solid foundation and saw her through her darkest days. The product of a middle working-class Black family, she attended Catholic school, was a star athlete as a child and was well provided for. It was romance and love that entangled her with one of the Black underworld's most notorious gangs.

Wright is perfectly positioned to garner all the credibility needed to effect change. She has been the subject of television documentaries, including Bio's "Gangsters: America's Most Evil" and the BET+ "American Gangster: The Trap Queens" series. Superstar recording artist/actress Mary J. Blige was even set to executive produce the USA Network drama series "Philly Reign" based on Wright's memoir, a project that lasted until the development stage. Wright was also commemorated in the special edition of Time-Life Magazine, "Women Outlaws, Their Crimes, Their Motives, Their Methods." A sought-after motivational speaker, Wright's wisdom has graced prisons, schools, youth centers and universities around the country.

In between her mentoring schedule, Wright stays busy fielding project inquiries from the entertainment industry and conducting media interviews about her life.

For more information about Thelma Wright and The Thelma Wright Empowerment Program, go to https://thelmabwright.com/ and http://thelmawrightfoundation.org/.

It has been well over a decade since Thelma Wright, once reputed to be one of the most dangerous and powerful Black women in Philadelphia, came to the forefront and shocked the nation with true confessions in her memoir, "With Eyes From Both Sides - Living My Live In and Out of the Game." Today however, Thelma Wright is impacting her city and the tri-state area in positive ways with her mentoring program, The Thelma Wright Empowerment Program.

Related link: https://thelmabwright.com/

System4 Territory Expansion into Philadelphia and Southern New Jersey

PHILADELPHIA, Pa. /ScoopCloud/ -- System4 Facility Services Management, an industry leader in facility management solutions that specializes in customized commercial cleaning, disinfection and repair and maintenance services announced a territory expansion into Philadelphia and Southern New Jersey.

"Expanding our Franchise network by establishing a new office in Mount Laurel is a great step forward to providing service in southern New Jersey and surrounding area. System4's footprint across the country is greatly complemented by the addition in this excellent market. We feel it is another milestone that further enhances the ability of System4 franchise to provide complete nationwide coverage," said Scott Kubec, Chief Operating Officer, System4 Facility Services Management.

Local business owners, facility managers and business leaders throughout the Philadelphia, Pennsylvania and Southern New Jersey area will now have access to a single point of contact for all facility service needs. System4 of Southern New Jersey specializes in creating customized commercial cleaning, disinfection and repair and maintenance solutions that fit the unique needs of any type or size business. Whether a school, office building, medical office or outpatient surgery center, System4 of Philadelphia and System4 of Southern New Jersey have you covered!

On October 1, 2021, Alex Wilson assumed ownership of the System4 of Philadelphia and System4 of Southern New Jersey markets. The System4 of Southern New Jersey office is located at 309 Fellowship Road, East Gate Center, Suite 200, Mount Laurel, NJ 08054, and the System4 of Philadelphia office is located at 630 Freedom Business Center Drive, Suite 300, King of Prussia, PA 19406.

"Acquiring the Philadelphia and Southern New Jersey region greatly increases our ability to successfully serve the tri-state area. It matches up perfectly with the Delaware market that we currently cover. Multi-location customers that span the region will now have a local one-stop partner for all facility management service needs. Our team is excited about the expansion, and we look forward to partnering with more customers," said Alex Wilson, Owner of System4 Philadelphia, Delaware and Southern New Jersey.

About System4

Founded in 2012, System4 Facility Services Management has become an industry leader in commercial cleaning, disinfection and repair and maintenance. With more than 65 locations nationally, System4 manages that interior and exterior of any size or type facility. As a business's one point of contact for all facility service needs, System4 simplifies processes for business owners, operators, and management by saving time, reducing complexity and overall costs.

Contact System4 of Southern New Jersey at 856-444-8890 or info.snj@system4.com or System4 of Philadelphia at 610-341-0310 or info.phi@system4.com to discuss customized facility services solutions.

To learn more visit: https://system4.com/

LinkedIn.com: https://www.linkedin.com/company/system4-llc/

System4 Facility Services Management, an industry leader in facility management solutions that specializes in customized commercial cleaning, disinfection and repair and maintenance services announced a territory expansion into Philadelphia and Southern New Jersey.

Related link: https://system4.com/

Agile Launches MBS Pool Bidding

PHILADELPHIA, Pa. /ScoopCloud/ -- Agile, a groundbreaking fintech bringing mortgage lenders and broker dealers on to a single electronic platform, today announced the launch of MBS pool bidding, enabling lenders and dealers to gain much-needed efficiencies and data through technology.

"Before this release, most clients conducted the spec pool bidding process via email and spreadsheets. Lenders send out pool details to their approved dealers and bids are sent back via email. This process is effective but not efficient," comments Phil Rasori, COO at Agile. "We're going to change that. Through Agile, lenders and dealers can exchange bids and conduct best execution analysis with access to robust loan-level data. And better data leads to sharper pricing."

As securitization rates increase, an increasing number of lenders may be exploring specified pools for the first time. Agile is launching MBS pool bidding to help bring lenders and dealers together more seamlessly, offering both user-friendly technology and high-touch customer service.

Agile's new MBS pool bidding offering includes:

* Efficiency and convenience by ingesting and streamlining email workflows into the Agile platform

* Best execution analysis on pool bids compiled automatically

* Granular loan-level data with all the specific characteristics lenders need to get sharper pricing

* Wide network of dealers returning bids at the push of a button

Curtis Richins, President & CEO of Agile, notes, "We've been partnering closely with a number of clients on our new MBS pool bidding offering after listening to many of the current challenges they face in the current BWIC process. We're excited to introduce MBS pool bidding to the marketplace because we believe the automation of this area of the industry was overdue. This is all part of our mission to revolutionize and digitize the mortgage capital markets."

Agile will be debuting the MBS pool bidding functionality on an industry webinar planned for October 14, 2021: https://trade-agile.com/webinar-introducing-agile-creating-a-better-mbs-market-for-all/

About Agile

The industry's first MBS fintech, Agile brings together lenders and dealers of all sizes onto a single platform. Agile facilitates the exchange of TBA MBS by securing and automating communication between mortgage lenders and broker-dealers. Agile digitizes the historically phone-based process to an electronic platform which may improve profitability and efficiency, while reducing administrative errors. Through its competitive TBA RFQ digital platform, mortgage lenders gain access to national and regional broker-dealers previously inaccessible on digital platforms, while broker-dealers gain access to an ever-growing network of lenders.

Based in Philadelphia, Agile Trading Technologies supports a national network of clients with a team of capital markets professionals who have deep trading experience at financial organizations of every size.

For more information, visit: https://trade-agile.com/

Agile, a groundbreaking fintech bringing mortgage lenders and broker dealers on to a single electronic platform, today announced the launch of MBS pool bidding, enabling lenders and dealers to gain much-needed efficiencies and data through technology.

Related link: https://trade-agile.com/

New MBS Fintech Agile Revolutionizes Trading with the Launch of RFQ Platform

PHILADELPHIA, Pa. /ScoopCloud/ -- Agile, a new fintech bringing mortgage lenders and broker dealers on to a single electronic platform, has formally announced the launch of its flagship RFQ (request for quote) platform. All MBS market participants can now participate on an electronic platform that expedites the exchange of To-Be-Announced Mortgage-Backed Securities (TBAs).

Despite the rise of electronic trading and digitization of financial services, MBS trading has largely been conducted over the phone. Phone-based trading is slow and impractical in generating numerous competitive bids. Agile is introducing a new, electronic way to quote MBS through a browser-based platform that digitizes the process of buying and selling TBAs. As a result, Agile enables the user to efficiently generate more competitive bids compared to legacy phone-based processes. (*See note 1.)

"Our mission is to bring the mortgage capital markets into a new digital era," comments Curtis Richins, President & CEO of Agile. "We're democratizing the TBA Market for lenders and dealers both big and small. We created Agile because we believe that a transparent market is a better market and because every counterparty deserves access to a fair, efficient and transparent marketplace."

Agile was developed with direct feedback from mortgage lenders and broker-dealers, resulting in a powerful platform that integrates smoothly with existing processes. With the browser-based platform, lenders can request trades from any device, anywhere. Agile's three step process for digital TBA trading communication can help lenders improve efficiency, while expanding the number of quotes they receive and their network of counterparties. For the first time, all mortgage lenders can trade with regional and primary dealers electronically.

Agile's initial roll-out began January 1, 2021 and demonstrated rapid adoption across the mortgage secondary market. Agile has supported 261 financial institutions who have exchanged 95.6 thousand quotes. (*See note 2.) Lenders have been quick to welcome the benefits of the new platform.

Early adopter Andrew Stringer (Director of Secondary/Capital Markets at First Bank), said, "After a busy conference day, I found myself with moments left to optimize coverage before market close. A few taps in Agile and I was done! No calls, no computer, no manual calculations - just a quick TBA trade and back to unwinding after a long day."

Agile has already received strong participation from the broker-dealer community, thanks to new opportunities for growth and operational improvement. Agile provides access to an ever-growing network of lenders, facilitates increased quote requests from approved counterparties, and delivers the efficiencies of a digital trade desk. Broker-dealers also have the benefit of straight-through processing with leading trade order management systems. Featured broker-dealers currently on the platform include, but are not limited to, the following: BMO Financial, BOK Financial Securities, CMG Securities, Daiwa Capital Markets, ED&F Man, Huntington Securities, Janney Montgomery Scott, JVB Financial, Performance Trust, Raymond James, South Street Securities, Stifel, Nicolaus & Co, and StoneX.

Brent Giese, Executive Director of Fixed Income at Daiwa Capital Markets America, said: "Working with Agile has been very productive and beneficial to Daiwa's growing mortgage banking sales franchise. With access to many qualified mortgage originators, the platform provides an efficient means to reach significant volumes. The technology is advanced and allows for effective performance feedback while their straight though processing capability eliminates costly trade errors. Simply put, I have been very impressed and am thankful to have this valued partnership."

About Agile

The industry's first MBS fintech, Agile brings together lenders and dealers of all sizes onto a single platform. Agile facilitates the exchange of TBA MBS by securing and automating communication between mortgage lenders and broker-dealers. Agile digitizes the historically phone-based process to an electronic platform which may improve profitability and efficiency, while reducing administrative errors. Through its competitive TBA RFQ digital platform, mortgage lenders gain access to national and regional broker-dealers previously inaccessible on digital platforms, while broker-dealers gain access to an ever-growing network of lenders. Based in Philadelphia, Agile Trading Technologies supports a national network of clients with a team of capital markets professionals who have deep trading experience at financial organizations of every size.

For more information, visit https://trade-agile.com/ or call (619) 332-6205.

Media Contact:
Vested
Agile@fullyvested.com

NOTES:

[1] MCT Study of Digital RFQ Implementation, see Works Cited for details.

[2] Agile RFQ Platform Usage Data 2021 YTD Summary Report.

WORKS CITED

Testimonials may not be representative of the experience of other clients, and past results are not a guarantee of future performance or success.

Benefits and metrics listed in this document were sourced from the MCT Study of Digital RFQ Implementation, July 2021 found at https://mct-trading.com/study-of-digital-rfq-implementation/. Mortgage Capital Trading (MCT) is a client of Agile Trading Technologies and active user of the Agile RFQ platform.

This study measured the change in phone use, productivity, and TBA execution associated with the implementation of Agile Trading Technology's RFQ platform (Agile RFQ), as well as the experiences of platform users. The study encompassed over 250 mortgage lender clients of MCT who either used Agile RFQ to support their own TBA trading, or Agile RFQ was used by MCT traders to support TBA trading on their behalf. The study measured the month of January 2021 (after implementation) against the month of January 2020 (before implementation). Data was collected through MCT reports on TBA trading activity and surveys of platform users. Possible limitations of the study include the relatively narrow time period of measurement and the combination of qualitative and quantitative data used for measurement.

MULTIMEDIA:

*LOGO link for media: https://www.Send2Press.com/300dpi/21-0909s2p-agile-logo-300dpi.jpg

Agile, a new fintech bringing mortgage lenders and broker dealers on to a single electronic platform, has formally announced the launch of its flagship RFQ (request for quote) platform. All MBS market participants can now participate on an electronic platform that expedites the exchange of To-Be-Announced Mortgage-Backed Securities (TBAs).

Related link: https://trade-agile.com/

Wig Company Founder and Entrepreneur Turns the Tables and Heads

PHILADELPHIA, Pa. /ScoopCloud/ -- When Kimberly Cloud found herself out on the street due to domestic violence, she didn't let that stop her. In fact, the incident just served to give her strength to not only start her own business, but to give back to the community too. With a passion for making wigs, she started working with her local chapter of Dress for Success and then launched her own line of wigs, Genuinely Michelle Wigs, LLC.

From a young age, Cloud has always enjoyed experimenting with different hairstyles and styling wigs. She learned a lot from her mother and now she's taking it to the next level.

"I'm not the type of person to let a bad situation keep me down," she says. "When I found myself living at a women's shelter, I wasn't about to feel sorry for myself. It only gave me more reason to work harder and keep going."

Cloud started working with her local chapter of Dress for Success, a global not-for-profit organization that empowers women to achieve economic independence by providing a network of support, professional attire and the development tools to help women thrive in work and in life. She quickly realized that they needed some help in the hair department and jumped into action with Wigs for Success.

She's quickly become known for creating beautiful wigs and making women feel good about themselves again.

"Giving back is so important to me," she says.

After launching Wigs for Success, she decided this was the perfect launch pad for yet another business - Genuinely Michelle Wigs. She's currently selling creative and stylish wigs online and hopes to continue to build her brand and make a serious imprint in the wig world. Her ultimate goal is to open a hair factory where she'll manufacture her own hair from synthetic and human hair, alike.

Cloud says women can wear these wigs for up to a week as long as they maintain and wash them. She prides herself on using high quality, long-lasting materials.

"The best way to create wealth is to generate a diverse team that will back up your dreams and aspirations," Cloud says.

As a result, she plans to pursue investors and aspires to meet with CEOs that she respects and admires. Among them is Vivica Fox, an American actress, producer and television host who has her own line of wigs; and Daymond John, an American businessman and TV personality, best known for his role on "Shark Tank." John has even demonstrated an interest in her one of her products.

To date, Cloud has appeared in several media outlets and has no plans of slowing down anytime soon.

MEDIA CONTACT:
Kimberly Cloud
of Genuinely Michelle Wigs
+1-667-225-1067
kimberlyglover55@yahoo.com

MULTIMEDIA:

VIDEO: Kimberly Cloud is interviewed on "PA Live:" https://www.pahomepage.com/pa-live/pa-live-kimberly-cloud/amp/

Photo link for media: https://www.Send2Press.com/300dpi/21-0802s2p-Kimberly-Cloud-300dpi.jpg

Photo Caption: Kimberly Cloud, founder, Genuinely Michelle Wigs and Wigs for Success

SOCIAL:

Instagram: https://www.instagram.com/genuinelymichellewigsllc/ and https://www.instagram.com/wigsforsuccessllc/

Facebook: https://www.facebook.com/kdramafree1984

LinkedIn: https://www.linkedin.com/in/kimberly-cloud-332522bb/

When Kimberly Cloud found herself out on the street due to domestic violence, she didn't let that stop her. In fact, the incident just served to give her strength to not only start her own business, but to give back to the community too. With a passion for making wigs, she started working with her local chapter of Dress for Success and then launched her own line of wigs, Genuinely Michelle Wigs, LLC.

Related link: https://www.facebook.com/kdramafree1984

Deliberately Considerate People Making a Positive Difference

PHILADELPHIA, Pa. /ScoopCloud/ -- Sugarpeel announces newest Deliberately Considerate™ digital publication recognizing people trying to change the world for the better, featuring Native American Oren Lyons, Faithkeeper of the Onondaga Nation and international advocate for our Mother Earth, and Indigenous rights.

Tom Szaky, CEO, envisioned TerraCycle twenty years ago - today it's a global recycling leader in 20 countries "eliminating the idea of waste" through reusable consumer packaging with partners like Puretto, Tide and Haagen-Dazs instead of landfilling it to create a circular economy and zero waste.

"Our ability to survive comes down to sharing," said Oren Lyons, Faithkeeper of the Onondaga Nation. "This is a fundamental principal of the Haudenosaunee. Share what you have - this is meant broadly, and have respect for the individual, family, community and the world."

"All of our featured companies are showing respect for our world in very meaningful ways," Lyons said.

Ashley Basla, Editor-in-Chief, Deliberately Considerate™, said, "The overarching theme is the effects of climate change, which includes the pandemic being felt by all, some disproportionately more than others." It's impossible not to reassess our values. Now is the time to act. Now is the time to focus on the serious, not the superficial.

"We included B Corps, companies that are certified by B Lab, a leader in economic systems change."

B Corporations are certified and recognized as new kinds of businesses. They balance purpose and profits, doing good for people and the planet, including Barnana. They upcycled 100 million pounds of ugly bananas into snacks, taking a bite out of the 1.3 billion tons of food wasted every year, while supporting sustainable products that have a minimal adverse effect on the environment.

We recognize and honor five diverse women lead businesses, uplifting other women, helping society, and the planet, such as Amy Denet Deal. Amy is a fashion designer that returned to her native Navajo roots, restoring, repurposing and upcycling vintage textiles, while supporting vital Native American necessities most take for granted.

About Sugarpeel

Sugarpeel was founded in 2011 as a lifestyle website featuring sustainable fashion brands, healthy recipes, product reviews, and insightful interviews showcasing successful women business owners.

Sugarpeel created and launched Deliberately Considerate in 2018, but it was a lifetime journey of purpose. Deliberately Considerate is dedicated to the brand's formidable pillars: sustainability, healthy living, socially and environmentally minded companies and women led businesses.

Deliberately Considerate supports, promotes and positively reinforces the good in humanity, while finding areas of improvement and opportunity to both motivate and accomplish more. By staying true to our brand's pillars, together we can make a difference.

Deliberately Considerate serves as a facilitator to shed light and empower our brand values by learning from innovators, those who dare to stand up for their beliefs and buck the status quo, leaders and dreamers that do not take the same paths as those willing to exploit fundamental societal good for profit.

For more information, please visit https://www.sugarpeel.com/magazine/

Sugarpeel announces newest Deliberately Considerate™ digital publication recognizing people trying to change the world for the better, featuring Native American Oren Lyons, Faithkeeper of the Onondaga Nation and international advocate for our Mother Earth, and Indigenous rights.

Related link: https://www.sugarpeel.com/

Argosy Real Estate Partners selects Pereview as its new asset management platform

PHILADELPHIA, Pa. /ScoopCloud/ -- Commercial real estate and private equity investment firm Argosy Real Estate Partners (https://argosyrep.com) has chosen Pereview Software (https://pereviewsoftware.com) to support its growing portfolio and data strategy.

Based in Philadelphia, Argosy Real Estate Partners is an institutional diversified real estate fund manager focused on the lower middle market. They invest with experienced operating partners across asset classes through opportunistic/value-add, core-plus, and opportunity zone investment vehicles.

Argosy Real Estate Partners regularly receives reporting from operating partners in the form of Excel, Word and PDF documents which have historically been manually aggregated for analysis and reporting purposes. Pereview will work with Argosy to automatically aggregate and manage that data across the asset lifecycle.

"With the continued growth of the portfolio, we recognized the need to scale our technology to stay nimble and enhance decision making" said Will McGinley, Principal of Argosy Real Estate Partners. "We intend to utilize the full capabilities of Pereview to increase internal efficiencies by automating the aggregation of our trusted data into a centralized database, integrate with our forecasting and valuation models, and enable expedited business intelligence and reporting across our real estate portfolios."

Daryl Pitts, Senior Vice President of Global Sales for Pereview, said that he is honored that McGinley and his team have chosen Pereview as their software and data partner.

"Argosy Real Estate Partners searched the market for a few years and found numerous software providers that could have successfully helped them collect and visualize their data - but Will and his team demanded more," Pitts said. "Only Pereview was able to bring to the table the ability to now take collected and governed data and go further with it - putting all of their data at their asset manager's fingertips."

Pereview's global implementation partner, Lionpoint Group (https://www.lionpointgroup.com), will play a major role in the relationship, providing Argosy Real Estate Partners deep real estate expertise and proven best practices.

Neil Elliott, Managing Director at Lionpoint, acknowledged the significance that Pereview's platform offers real estate clients.

"We're delighted to have confirmed our strategic partnership with Pereview," Elliott said. "As an implementation partner, we're able to help deliver Pereview's value to real estate clients and help solve their data aggregation and reporting challenges. Lionpoint has been working with Argosy as part of their technology journey, and the outcome of the Pereview implementation will be efficiency throughout the asset lifecycle, and superior time-savings."

Pereview is the only all-in-one asset management platform that manages all of a client's data across the entire asset lifecycle from acquisition to disposition. By aggregating, integrating, and interpreting internal and external disparate data into a single source of truth, Pereview reduces time spent on tedious report creation by 90 percent and provides actionable insights while delivering unparalleled analytic capabilities with consistent data governance for the overall increased value of your investments.

MEDIA CONTACT:
Matt Hooper
Pereview Software
matt.hooper@saxonypartners.com
205-200-9087

Commercial real estate and private equity investment firm Argosy Real Estate Partners has chosen Pereview Software to support its growing portfolio and data strategy.

Related link: https://pereviewsoftware.com/

UniversalCIS Announces Acquisition of SharperLending

PHILADELPHIA, Pa. /ScoopCloud/ -- UniversalCIS, a market leader in technology and solutions to the mortgage industry, is pleased to announce the acquisition of mortgage technology provider SharperLending. The SharperLending transaction, which follows the merger of Universal Credit, CIS Credit Solutions, and Avantus, provides further enhancements to the technology platform for UniversalCIS.

SharperLending provides a product extension into software solutions for the residential and commercial appraisal markets through Appraisal Firewall and related products, optimized settlement and bundled services solutions, as well as direct income verification and mortgage credit reporting technology.

SharperLending will operate as an independent business unit as a wholly owned subsidiary of UniversalCIS. The strategic financial technology initiatives between the combined companies will provide deeper systems integrations, faster loan origination and processing, better leverage to loan operating systems, strong technology partnerships with the GSEs, and other technical integrations to banks, credit unions, mortgage companies, and channel partners.

Perry Steiner, Chairman of UniversalCIS, stated, "The acquisition of SharperLending is a critical building block for the UniversalCIS technology platform, and it represents our entry into the real estate appraisal software market. This partnership will provide enhanced workflow tools for our clients, and provide greater value and a deeper level of integration in the mortgage origination process. Our primary focus will be to accelerate the level of technology investment in SharperLending's software products."

David Chiappe, President of SharperLending, stated, "This transaction represents a unique opportunity to combine our software platforms with a technology and solutions leader in the mortgage industry. As an independent subsidiary of UniversalCIS, SharperLending will be able to offer a greater level of resources and investment to all of our clients."

Dave Black, founder of SharperLending continued, "As a private company for over 30 years, we were very careful and deliberate in choosing our partner for our future growth, and we anticipate great things together with UniversalCIS."

Jerry Haftmann, CEO of UniversalCIS stated, "We welcome all SharperLending customers and employees to our business. This partnership represents a natural extension to provide residential and commercial appraisal software, and SharperLending will continue to independently support its mortgage credit industry clients. We plan to integrate and leverage the SharperLending technology in all aspects of our business as we continually strive to increase efficiency in the mortgage origination process."

About UniversalCIS

UniversalCIS is a market leader in mortgage technology, credit reporting, and related products and solutions for mortgage originators. UniversalCIS has over 4,000 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. UniversalCIS prides itself on the best technology, solutions, and service in the industry. UniversalCIS was created through the merger of Universal Credit Services, CIS Credit Solutions, and Avantus.

For more information, please visit: http://universalcis.com/

About SharperLending Solutions

SharperLending is a leading technology provider to the mortgage industry. SharperLending provides financial technology software solutions to channel partners and lending institutions to increase efficiency, mitigate risk, and offer affordability. The company's proven technology has processed more than two billion secure mortgage transactions. The company has three major platforms under its corporate umbrella: Appraisal Firewall appraisal platform, the XpertOnline credit platform and the EPN loan origination and settlement service platform.

For more information, please visit: http://sharperlending.com/

UniversalCIS, a market leader in technology and solutions to the mortgage industry, is pleased to announce the acquisition of mortgage technology provider SharperLending. The SharperLending transaction, which follows the merger of Universal Credit, CIS Credit Solutions, and Avantus, provides further enhancements to the technology platform for UniversalCIS.

Related link: https://universalcredit.com/

Get Your Lips Ready for Valentine’s Day with Bel Essence

PHILADELPHIA, Pa. /ScoopCloud/ -- Bel Essence (belessence.com), the natural skin care company making effective anti-aging products and moisturizers, launches a natural anti-aging lip balm collection in time for Valentine's Day.

Bel Essence created a natural soft gloss lip balm ( https://tinyurl.com/yxu3osxf ) that focuses on repair and hydration. Most lip balms are primarily wax providing a protective layer on the lip, but not improving the skin's health. Bel Essence combines five natural butters and oils with beeswax for a lip balm that repairs damaged skin and deeply hydrates lips to make them soft, healthy and kissable in time for your quarantine Valentine's celebration.

The soft gloss lip balm comes in gloss only as well as five tints that give a hint of color to enhance your natural lip skin tone. Even the tint is natural, combining cranberry, beetroot and cocoa powders in the balm.

The lip balm may be used alone, or with your preferred lip color to keep lips hydrated and soft no matter what product you use. The Bel Essence lip balm adds a gloss to your lips, and the natural powders provide gentle exfoliation on application and dissolve into the balm, tinting your lips. Bel Essence will get your lips healthy and soft for Valentine's Day.

Bel Essence is a skin care company making highly effective skin care products from natural and organic ingredients based on a simple principle - nutrition for the skin.

"I launched the company after a decade research, personal testing, and seeing permanent, healthy results," said the company founder. "Natural ingredients rich in vitamins, minerals and fatty acids, give your skin the building blocks it needs to be healthy and naturally anti-aging. Natural and organic oils have been known for centuries for their effectiveness in reducing fine lines and wrinkles and hydrating skin for firm, smooth, glowing skin."

Bel Essence combines natural ingredients, researched for their nutritional properties, to deliver the best nutrition to skin. Bel Essence skin care is natural and organic, certified cruelty free, made in the U.S., vegan, gluten free, paraben and sulfate free, and very effective in repairing and rejuvenating skin.

To learn more, visit: https://belessence.com/

YouTube video: https://youtu.be/ojVYMs7F11c

MEDIA ONLY CONTACT:
Chris Williams
ChrisWmsPR
215 963 9394 (media only)
ChrisWmsPR@gmail.com

PHOTO link for media: https://www.Send2Press.com/300dpi/21-0112s2p-belessence-300dpi.jpg

Bel Essence (belessence.com), the natural skin care company making effective anti-aging products and moisturizers, launches a natural anti-aging lip balm collection in time for Valentine's Day.

Related link: https://belessence.com/

Elite Miss Pennsylvania, Danielle Alura Prevents More Than 10 Tons of Plastic Waste from Landfills

PHILADELPHIA, Pa. /ScoopCloud/ -- "There is no excuse for single use," claims Danielle Alura, Elite Miss Pennsylvania. With all the various ways we create waste in our daily lives, our businesses, and our government, the tourism industry is one of the most wasteful veins of our society. While hotels have many ways they create waste, Danielle Alura decided to focus on the plastic waste we luxuriously call toiletries; the little convenient bottles we love to use, toss and forget about.

They are basic staples for hotels, but they're one of the biggest thorns in the side of mother nature. In ten months, she steamrolled her cause and in a prize two weeks made a dent in her region's waste... a dent in the form of 10 tons!

This wasn't done by a huge conglomerate who specializes in hauling and recycling... it was simply a young lady passionately determined for change...her name is Danielle Alura. Danielle grew up in a large loving Italian family. Being one of four children adopted from four different families, her mother and father pridefully raised each of them much differently than the other kids in their neighborhoods vying for designer tote bags and the like. Heavy in hand-me-downs to teach them appreciation, gardening for the benefits of a green thumb, driven by extreme couponing for the thrill of the deal... they learned in the best way that "status quo didn't mean it was the way to go."

Gaining a love for volunteering through being active with her church, she quickly became involved with their new monthly event: the Family Promise Organization for homeless families. Family Promise is a national charity that rehouses homeless families with a 90% success rate of breaking the cycle, on average accomplishing this in about 42 days.

Over the years of volunteering coast to coast, she worked her way up from volunteer to the Chair of the event committee, Board Secretary, and also the Board Vice President of Family Promise of Orange County. She successfully beat all fundraising goals organizing events live and virtual, as well as threw the organization's first successful golf tournament. Even during the pandemic's first lockdown, Danielle helped spearhead yet another virtual 24-hour capital fundraiser, doubling the $40,000 goal to over $80k by adding artificial intelligence marketing to the charity's reach. Alongside a dedicated board and generous networks, she has personally raised hundreds of thousands of dollars for homeless families since 2016.

This has broken the cycle and rehoused over 300 homeless families while helping teach them to save money by living more sustainably, budgeting better, shopping smarter, cooking meals for less cost per plate, honing their interview skills for better occupations, tutoring their children for better grades and therapy for keeping a clear mind while improving their well-being for the future. All this while making sure they have the tools to never, ever be a paycheck (or two) from homelessness ever again.

Danielle loves to spend her free time cooking with her family, (her Grandpa is 102 years old!) hiking, foraging, painting, writing original music and learning new things. As a singer songwriter, she recently released her first single and music video called "Can You Hear Me"; on the day of its release, the single was bestowed with highest compliments from international music blogs comparing her earth song to other A-List artists green messages. Look out for her next single being released this month!

That's not all she did during the lockdown. The fact that her grandfather is 102 and definitely cannot risk running errands during this time made her think of how many elderly need more help than ever. Her instincts proved true: the Meals on Wheels for elderly in the area was very low on volunteers to deliver the meals daily to their respective routes. Sympathizing with the reality that someone just like her grandad is out there but has no one to help, she put on her mask and gloves on and took a few routes for as long as her free time allowed.

In addition, as we mentioned learning is her favorite activity, she became a certified Beekeeper through Penn State University during lockdown on another sliver of the free time she carves out of her day. She has since helped a honey bee back from the dead by spoon feeding it sugar water for energy and nutrients to fly back to its hive!

The artist in her is what led her to act, model and sing. This past November, Danielle Alura graced the cover and editorial of VZSN Magazine. She has been fortunate enough to travel the world as an entertainer but another problem stood out to Danielle; there was trash and pollution everywhere. Today's world is full of uncertainties. There is less than ten years to spare before we are past irreversible markers due to carbon emissions in our atmosphere. Instead of taking action and making a difference, we are still gazing at celebrities' selfies and distracted by various screens and media.

"I've traveled to over 45 countries, 9 last summer alone because I wanted to see the beauty of the planet. I've never tried scuba-diving before, so I figured what better place than to do so in the Galapagos and see some of the rarest species on the planet. I had heard the most beautiful yet untouched tropics were the island of Samoa in French Polynesia so I went to both and found the rumors are true, they have few tourists and unexplainable sunsets and rare giant coconut crabs. For the love of hiking I went to Japan and was in awe at their respect for cleanliness and the environment. But this respect wasn't universal."

After traveling the world and getting tired of seeing the same trash - no matter the location - she wanted to inspire not only individuals, but also companies, and even governments to function more economically and help make our planet be a healthier home for many decades to come. Danielle is a member of the UNA-USA, the United Nations of Greater Philadelphia's event committee and a member of the Coalition for Peace Action. Lobbying for the environment and for equality, here's where she won the title of Elite Miss Pennsylvania and her platform was born: "No excuse for single use."

But why a pageant? Upon her research of how to make a difference as a community leader for the environment, she found Miss Earth USA Organization whose passions align perfectly with hers. They set goals, deadlines and various competitive instances to encourage their leaders to make as much of a difference in their community as possible. One of their favorite mantras: "Think Global, Act Local".

"I've experienced adversity to most of the dreams I've had. When I wanted to model I've heard 'you're too short.' When I wanted to act I heard 'you started too late.' When I wanted to pole vault I heard 'we don't have the budget to get you a pole for your weight' and I made the state championship 4 years in a row with the poles available to me anyway with little to no bend. Tackling single use plastics in an industry that thinks they're a staple is just another time I've proven people wrong, and it's one of my proudest moments during this year. In fact, go ahead...tell me something I can't do and I'll thank you for fueling me."

She's representing Pennsylvania as Elite Miss Pennsylvania Earth at the Miss Earth USA Pageant in Orlando on the 17th of January. With her title, Danielle advocates for climate change and educates individuals, elected officials and organizations to learn about the simple steps they can take to lead a zero waste home through her video series. Her virtual green events she has hosted with the United Nations have been picked up and broadcasted on TV by Philly Cam channel and has run and rerun since June! This has opened the door for her to star in her own "green" TV show coming soon!

After networking and throwing virtual and socially distant events based on humanitarian, racial and environmental topics, Danielle has recruited more than 25 hotels to pledge against plastic. This has prevented more than 10 tons of plastic and fabric waste from landfills, one plastic waste pickup even required four 26' trucks! Her simple solutions are broken down to 5 suggestions: reduce it, replace it, bulk it, solidify it, and suggest it. Aka choose at least one of the following: Reduce the amount given out, replace it with greener options, install a bulk dispenser, change to a solid soap bar, or suggest customers take the soaps with them to finish and then recycle them.

For greener health for cleaning routines, www.VIPsupplystore.com is also Danielle's effort to combat microbes and viruses while being environmentally safe. These products protect the people of our planet with regular eco-friendly chemical-free cleaning options for your home and rid your home of the toxic cleaners favored by omnipresent marketing.

After all this work you may be thinking, well what is the reward? Meanwhile, The Coalition for Peace Action And the United Nations Greater Philadelphia awarded her the 2020 Olive Branch Certificate of Recognition for her efforts to build a Green Economy and to resolve economic and racial inequities in our society.

As if what she does already isn't enough, Danielle works as a humanitarian director for Voice4Impact, a woman owned B Corp that uses artificial intelligence to predict and prevent crisis in all categories; i.e., whether you are in a natural disaster, attending a concert, school, a protest, a victim of human trafficking, refugee of a war (and much more) with their predictive asset technology they ensure safety and security when called upon.

Then there's those 10 tons. Some of it was recycled, some of the linens upcycled, some downcycled, and the bulk of it was redistributed to our most vulnerable populations including those in homeless shelters and seniors. The first thing homeless individuals need when they seek shelter is soap. The first thing any of us need for safety in this current world, is soap and sanitizing. Soap saves lives, especially right now in a pandemic. Upon preventing waste, Danielle has also created a network to redistribute much needed resources to those that have-not from an industry that seems to always have too much. All while keeping those pesky plastic particles from winding up in our air, our waterways, our soils, and ultimately our dinner plate.

Privileged with the honor and responsibility of creating lasting change and awareness, it's no surprise she has already done very well amongst the Miss Earth USA organizations encouraging goals.

Can you imagine if each of us spent a little more time each month on adopting a green habit to add to our routine? How beautiful our future would look! Right now we're in the middle of a health crisis, a potential economic crisis and we're definitely behind on dealing with the earth crisis at hand if we don't get our act together. Recycling just simply isn't enough. If one passion project can get this much waste prevented from our region's landfills, imagine how much healthier we would be if we simply took preventative measures every day. It starts with us. Then, we must be joined by the businesses and governments around us to accomplish the true change our earth depends on and that which we need to flourish for generations to come.

"There's no excuse ... for single use ... if not? Reduce!"

Join Danielle's green army or just learn a few interesting things along the way by following her at https://www.facebook.com/elitemisspennsylvania or Instagram @elitemisspennsylvania.

Tune in to the pageant happening in Orlando on January 17, 2021. Tickets and streaming information can be found on http://www.missearthusa.com/.

"There is no excuse for single use," claims Danielle Alura, Elite Miss Pennsylvania. With all the various ways we create waste in our daily lives, our businesses, and our government, the tourism industry is one of the most wasteful veins of our society. While hotels have many ways they create waste, Danielle Alura decided to focus on the plastic waste we luxuriously call toiletries; the little convenient bottles we love to use, toss and forget about.

Our Lady of Palestine Startup to Support Holy Land Artisans and The Latin Patriarch of Jerusalem

PHILADELPHIA, Pa. /ScoopCloud/ -- Our Lady of Palestine, a not for profit webstore, signs an exclusive international distribution agreement with Blest Art, Inc., a religious goods company of Beloit, Wisconsin, to sell handicraft products from the Holy Land originating from the Palestinian Territory and Israel.

The agreement applies to all international territories through ecommerce channels. Randy Pagnotta, CEO, PENDX, Inc. established Our Lady of Palestine as a not for profit enterprise with its mission being to support both the Catholic and Christian artisans in the Holy Land (Bethlehem) and the Latin Patriarch of Jerusalem through the proceeds received from the sale of Christian handicrafts.

Mr. Pagnotta who is also a Knight in the Equestrian Order of the Holy Sepulchre of Jerusalem is very excited to partner with Blest Art's Jeryes Qumseya, owner and his son Awad Qumseya, Director. Awad a native of Beit Sahour near Bethlehem, brings nearly two decades of experience in working with artisans from the Holy Land Handicraft Cooperative Society that produce and sell through his company.

"We vetted several companies before selecting a partner. At the end of the process we felt Blest Art had the best overall experience in the market, with the culture and with the artisans. These were heavily weighted criteria in our selection process as they go directly to the core of our ability to achieve the mission established for Our Lady of Palestine," says Randy Pagnotta, CEO PENDX, Inc.

There is no dearth of companies providing religious handicrafts purporting to be from the Holy Land. However, where the products originate from and who makes them, man or machine, is not so easy to determine at the point of purchase. Our Lady of Palestine saw a need to authenticate to the consumer that the products being purchased from the website are actually being made in the Holy Land by Holy Land Artisans and not somewhere else. In partnering with Blest Art Our Lady of Palestine can provide that authentication freeing up resources to focus on going to market.

The purchase of authenticated products from Our Lady of Palestine provides a threefold blessing for; the consumer, the local artisans and the Latin Patriarch of Jerusalem (LPJ). The LPJ plays an invaluable role in the developmental needs of the Catholic and Christian community at large. With the added stress the region has been under since the COVID-19 pandemic our mission takes on a heighten sense of urgency.

"It is refreshing to see that members of the Order of the Holy Sepulcher are volunteering their time to support local artisans from the Holy Land market their products at a time when the tourism sector in the region came to a complete standstill resulting in massive loss of jobs. We pray for the success of the launch of this project designed to support the local Christian communities," said Sami El-Yousef, Chief Executive Officer, Latin Patriarch of Jerusalem.

Our Lady of Palestine will launch on Monday September 14, 2020, The Feast of the Exaltation of the Holy Cross.

Go to https://our-lady-of-palestine.myshopify.com/

MEDIA ONLY CONTACT
Paula Sarday, DC*HS
Our Lady of Palestine
+1-610-564-0921 (media only)
mediarela@ourladyofpalestine.com

Our Lady of Palestine, a not for profit webstore, signs an exclusive international distribution agreement with Blest Art, Inc., a religious goods company of Beloit, Wisconsin, to sell handicraft products from the Holy Land originating from the Palestinian Territory and Israel.

FreeStylus Revolutionizes Touch-Free Interactions During Global Pandemic

PHILADELPHIA, Pa. /ScoopCloud/ -- In response to worldwide demand, FreeStylus has launched a first of its kind patent-pending 100% recyclable, single-use stylus designed to eliminate direct human contact with public technology surfaces. The FreeStylus works seamlessly with all touch screens and physical buttons, enabling businesses to provide a simple sanitary touch-free experience to the public.

FreeStylus Founder and CEO, Scott Wasser states, "Many organizations are attempting to solve for concerns around Covid-19 community spread related to interactions with public technology surfaces, by implementing technical solutions that most Americans are not comfortable using. 'Touch-free' does not have to be high-tech."

According to a recent report published by Comscore, only 16% of North American smartphone users have made proximity mobile payment transactions.

Wasser further states, "FreeStylus has created a more inclusive solution crafted with the larger population in mind, especially those most at risk to the COVID-19 virus. FreeStylus is an incredibly low-tech solution that solves a huge societal problem."

FreeStylus is launching its solution with select large retailers, restaurant brands, banking institutions, healthcare providers, government agencies, transportation, gaming, grocery, and hospitality companies, with general product availability mid-3rd quarter 2020.

FreeStylus manufactures a 100% recyclable, single-use stylus for the public that serves as an alternative method of touch on any touch-interactive surface or physical button. Our mission is to restore consumer confidence and slow the spread of viruses, bacteria, and dangerous pathogens.

For further information, please visit https://www.thefreestylus.com/ or use the contact information above to request additional information.

*IMAGE link for media: https://www.Send2Press.com/300dpi/20-0901s2p-freestylus-300dpi.jpg
*Caption: The FreeStylus works seamlessly with all touch screens and physical buttons.

In response to worldwide demand, FreeStylus has launched a first of its kind patent-pending 100% recyclable, single-use stylus designed to eliminate direct human contact with public technology surfaces.

Related link: https://www.thefreestylus.com/

Polar Bears – Now ‘Garbage Bears’ – ‘Can you Hear Me’ by Danielle Alura

PHILADELPHIA, Pa. /ScoopCloud/ -- Who doesn't like watching fluffy polar bears, monkeys in natural hot springs, and koalas? Custom couture made out of single use objects? The official music video for "Can You Hear Me" By Danielle Alura is very eye-catching and creates an amazing picture for Mother Earth; fluffy, fashionable and factual all at the same time.

With plenty of hidden talents, this international model, actress, singer, humanitarian and environmental activist - Danielle Alura has recently written a number of original songs - all to bring attention to climate change. Her first single ever, entitled "Can You Hear Me" just released on most popular media platforms.

The music video that premiered at 8 p.m. on YouTube perfectly illustrates her message of environmental awareness and even features a number of familiar faces endorsing her efforts for wasteful single use plastic reduction.

"I hope you like it as much as I did writing and creating everything to make the message universal. Please share it with your friends and family in every way on every platform. The importance of caring for our planet can cross cultures and continents just like music. Let's spread the word and the art!" Alura says.

Danielle Alura has always written music; mixing and mastering songs only for her family to enjoy. She writes in most any genre of music and has finished more than 6 albums worth of songs. This will be the very first song ever released to the public out of all the material she has written. Being an international entertainer has given her the fortunate opportunity to see the world. While increasingly coming across pollution and litter on her travels, she decided this needed to be her primary focus. Danielle Alura will release original music to the world for the first time in effort to promote climate action.

Adopted as a baby, she was greeted with a song her father wrote on his Hammond/Leslie organ. That organ is still in her family's home dusted off and played on joyous occasions. Growing up, her Italian family was very musically inclined- especially while cooking in the kitchen. Her grandpa Joe, who just turned 102, would be watching baseball on mute whilst Italian opera plays on the radio all while cooking an Italian dish. With an all-sensory experience from birth, music became Danielle's joy. She has a crossover voice and can sing most any genre of music, from pop to show tunes to opera. Even Danielle's father can pick up any instrument and play a tune.

Future releases of more environmental music will happen leading up 2021 for Danielle. Currently crowned Elite Miss Pennsylvania Earth 2020, she will compete for Elite Miss Earth USA in January.

The Miss Earth USA organization promotes environmental awareness and encourages green leadership in communities. Danielle advocates against plastic pollution with her platform "No Excuse for Single Use".

Listen now on https://www.daniellealura.com/ and on Spotify, YouTube and iTunes.

Watch the Music Video here (YouTube): https://youtu.be/NO8cweMxIwg

Follow her on:
* https://www.Facebook.com/elitemissPennsylvania
* Instagram @daniellealura

*PHOTO link for media: https://www.Send2Press.com/300dpi/20-0813s2p-Danielle-Alura-300dpi.jpg
*Photo caption: Danielle Alura, "Can You Hear Me."

Who doesn't like watching fluffy polar bears, monkeys in natural hot springs, and koalas? Custom couture made out of single use objects? The official music video for "Can You Hear Me" By Danielle Alura is very eye-catching and creates an amazing picture for Mother Earth; fluffy, fashionable and factual all at the same time.