Tag Archives: Denver Business

ACES Quality Management adds Mortgage Bankers Association Economist Dr. Edward Seiler to ACES ENGAGE agenda

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced it has added Dr. Edward Seiler, housing economist at the Mortgage Bankers Association (MBA) and executive director of the MBA's think tank Research Institute for Housing America, to its speaker line-up for the upcoming ACES ENGAGE conference, where he will share his thoughts and observations on the economic outlook heading into the second half of 2022. Seiler joins New York Times Bestselling Author Aron Ralston and mortgage quality control and risk expert Steve Spies as headlining speakers for this year's event.

"Given the impact of macroeconomic events on the financial services landscape, industry risk and quality management professionals need to stay on top of the latest economic outlooks and trends to adequately adjust their strategies in the pursuit of maintaining compliance, protecting loan quality and mitigating risk," ACES CEO Trevor Gauthier said. "As one of the key contributors to the MBA's forecasts and policy positions, Seiler has his fingers on the pulse of what's next from an economic perspective, making him a natural fit to help round out our ACES ENGAGE line-up, and we eagerly await the key insights he'll have to share with the ACES ENGAGE audience."

Taking place at the historic Broadmoor Hotel in Colorado Springs on May 23-25, 2022, ACES ENGAGE is designed to bring together the nation's top financial services quality management professionals to discuss industry trends and best practices across the mortgage lending, loan servicing and consumer lending spectrums. Through a mix of general session presentations, panel discussions and breakout session tracks, attendees will have the unique opportunity to learn from industry experts and thought leaders, network and leave with the knowledge necessary to increase efficiencies, improve productivity and further quality at their organizations.

Register to attend ACES ENGAGE and learn more at https://www.acesquality.com/aces-engage-2022

About ACES Quality Management

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced it has added Dr. Edward Seiler, housing economist at the Mortgage Bankers Association (MBA) and executive director of the MBA's think tank Research Institute for Housing America, to its speaker line-up for the upcoming ACES ENGAGE conference.

Related link: https://www.acesquality.com/

Steps to Improve Independence When Living with Visual Impairment

DENVER, Colo. /ScoopCloud/ -- The Colorado Optometric Association (COA) and 2020 Eyes Colorado are speaking out about how to improve independence and quality of life when experiencing permanent vision loss. 2020 Eyes Colorado is the COA's eye health public awareness initiative to promote healthy eyes and vision across the state throughout the year.

Visual impairment (low vision) may be defined as insufficient vision to do the things a person wants and needs to do. The loss of vision cannot be corrected by regular glasses, medical treatment, or surgery and can be congenital or the result of disease, and injury.

Common eye diseases that cause low vision may include macular degeneration, glaucoma, diabetic retinopathy and inherited retinal disease. These conditions can cause a permanent loss of central (detailed) vision, as well as a loss of peripheral (side) vision. People may have difficulty reading the newspaper, paying bills (even with reading glasses), recognizing faces, crossing streets, and seeing small print on their television.

Low vision care (also referred to as Vision Rehabilitation) helps people with low vision function as fully and independently as possible by providing devices, information, and technology.

Step 1: Get an Eye Exam by your Eye Care Professional

A thorough eye examination is imperative to diagnose the reason for your decrease in vision. The eye doctor will ensure that the patient is:

* evaluated for ocular and systemic disease

* receives proper medical treatment for any eye disease

* has the best eye glass prescription possible

Due to the underlying eye disease, new glasses cannot restore vision to a level that allows you see detail (small & fine print, faces, etc.) like you did before. The eye care professional may refer out to an optometrist specializing in low vision care. Also, requesting a referral for low vision rehabilitation is an option, if there is difficulty performing daily activities.

Step 2: The Low Vision Evaluation

A low vision exam with an optometrist specializing in low vision care, takes about one to two hours and is different than a typical eye exam. The low vision evaluation will focus on how the patient functions with the remaining vision and find strategies to maximize any remaining vision.

Patients can use the time during their low vision exam to discuss and understand their own specific vision goals and challenges. For example, improving facial recognition, writing, reading, color identification, and more. Bring any current glasses, magnifiers, or other low vision devices currently used, whether they are helpful or not.

Step 3: Discuss How to Make Reading Easier

A conversation about how to make reading with low vision easier can produce great results. A low vision specialist can make suggestions to address specific needs. For instance, a student might require a way to read notes on a whiteboard while in class and they can troubleshoot the challenges around this together.

Basic Modifications for Reading:

* Improve overhead & task lighting.

* Use of increased magnification such as stronger reading glasses, hand-held and stand magnifiers, hand-held and spectacle mounted telescopes, and electronic video magnifiers.

* Use of auditory and large print accessibility features on your smartphone, tablet, and desk-top computers.

* Use of audiobooks through the National Library of Congress Talking Book program.

Step 4: Discuss How to Improve Quality of Life at Home & Work

The eye doctor may refer a low vision patient to a:

* Certified Vision Rehabilitation Teacher

* Occupational Therapist who specializes in working with the visually impaired

* Certified Orientation and Mobility Specialist

These professionals work with the patient in their home, community, and workplace to ensure safety and independence.

Obtaining additional strategies and modifications are critical for maintaining independence. Adjustments and organizational practices can make a huge difference. The following techniques are commonly offered, but this is also the patient's chance to troubleshoot any current issues arising at home or work:

* Improve over-head and task lighting. Consistent lighting at home can reduce the risk of falls and disorganization.

* Use contrasting colors to help identity steps, railings, knobs, switches, and anything else that is difficult to detect visually.

* Remove hazards like rugs, cords, bulky furniture, or anything that could cause a fall or injury.

* Use large print labels and tactile dots to help identify objects, numbers on the oven or microwave, telephone, remote control, and computer keyboard.

* Create an organizational system to keep track of personal items.

* Label medications or use a color code system for identifying prescription and over the counter medications.

* Troubleshoot any challenges that prevent access to a healthy diet high in nutrient dense foods like leafy greens, berries, fish, nuts, and more.

For many people dealing with permanent vision loss, they feel they "CAN'T" do the things they want and need to do. With proper vision rehabilitation services, people will have many options to improve their quality of life and independence. Talk with an eye care professional today and ask for a referral to an optometrist specializing in low vision care.

Colorado's low vision specialists are listed below. Or find a Colorado optometrist here -- https://colorado.aoa.org/doctor-locator-search

COLORADO'S LOW VISION SPECIALISTS

Kara Hanson, OD, FAAO
UCH-Sue Anschutz Rodgers Eye Center 1675 Aurora Ct
Aurora, CO 80045
720-848-2020

David Lewerenz, OD, FAAO, Clinical Diplomate in Low Vision, American Academy of Optometry
UCH-Sue Anschutz Rodgers Eye Center 1675 Aurora Ct
Aurora, CO 80045
720-848-2020

Dr. David Simpson
UCH-Sue Anschutz Rodgers Eye Center 1675 Aurora Ct
Aurora, CO 80045
720-848-2020

Shannon Kessler, OD, FAAO
VA Eastern CO Healthcare System
14400 E Jewell Ave
Denver, CO 80012
303-283-5386

Brian Meier, OD
49 W. Mill Street
Bayfield, CO 81122
970-884-2020

George Hertneky, OD
212 Cameron St
Brush, CO 80723
970-842-5166

Eddy Najjar, OD
7500 South University
Blvd., Unit 104
Centennial, CO 80122
720-389-8023

Craig Eckroth, OD
450 Pershing St., Suite 100
Craig, CO 81625
970-824-3488

Dr. Gregg Pusateri
5614 N Union Blvd
Colorado Springs, CO 80918
719-471-3200

Margaret "Molly" Dixon, OD, FAAO
320 E. Fontanero, #201
Colorado Springs, CO 80907
719-599-2020

Deanna Alexander, OD, FAAO
702 W Drake Rd, Bldg B
Ft. Collins, CO 80526
970-221-4811

Jennifer Zwelling, OD, FAAO
Valley Vision
904 Pitkin Ave
Glenwood Springs, CO 81601
970-945-2020

Dale Lervick, OD, FAAO
7586 W Jewell Ave # 104
Lakewood, CO 80232
303-233-7575

Kirk Matoba, OD
200 N. Union Blvd
Lakewood, CO 80228
303-988-2777

Neuro-Sight Vision Care - Drs. Jarvis, Politzer, and Chonka
333 S Allison Pkwy # 120
Lakewood, CO 802226
303-989-2020

Dr. Alex Zemke
2290 Kipling St Unit 1
Lakewood, CO 80215
303-238-9900

Craig Eckroth, OD
365 Anglers Dr Suite A
Steamboat Springs, CO 80487
970-879-2020

MEDIA QUERIES:

For any media inquiries, please contact: Kelli Catlin kcatlin@visioncare.org

About the Colorado Optometric Association (COA):

The Colorado Optometric Association (COA) is the professional organization of optometrists in Colorado. Over 600 Colorado Doctors of Optometry are voluntary members of the Association.

Since 1892, the COA has assisted its members in providing the highest standard of professional care to their patients by sponsoring continuing education programs for doctors, advocating in local and state governments for programs and laws that represent patients' best interests, and providing information for the public. For more information, please visit http://www.visioncare.org/ or call 303-863-9778.

The Colorado Optometric Association (COA) and 2020 Eyes Colorado are speaking out about how to improve independence and quality of life when experiencing permanent vision loss. 2020 Eyes Colorado is the COA's eye health public awareness initiative to promote healthy eyes and vision across the state throughout the year.

Related link: https://colorado.aoa.org/

ACES Quality Management software analyzes more than 4.5 million audits, while company achieves record new client growth in 2021

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced it processed more than 4.5 million audits through its ACES Quality Management & Control® software in 2021. In addition, the company also experienced a 60% surge in new clients, signing dozens of new financial institutions including a Top 15 Bank, one of the largest mortgage outsourcers in the industry, and several top independent mortgage lenders.

2021 also saw the launch of ACES CONNECT, the organization's newest communication functionality designed to help relay critical exceptions immediately and provide secure collaboration between quality control and lines of business. Simultaneously, ACES added 30 vendors to its network, allowing users to order, track and receive re-verification documents and data directly within the ACES core platform. ACES also announced ACES ENGAGE, a two-day conference designed to bring together the nation's top financial services quality management professionals to discuss industry trends and best practices, taking place in May 2022.

"The uncertainty and turbulence of the financial markets over the last 24 months has underscored the need to maintain quality and mitigate risk, and our tremendous growth in 2021 reflects how serious lenders and financial institutions are taking these obligations. Quality control and risk management have often been afterthoughts when it comes to innovation, but by replacing manually-driven processes and legacy systems with the automation ACES delivers, these organizations are realizing the competitive advantages of a faster, more efficient and accurate quality review process," ACES CEO Trevor Gauthier said.

"With the expected market shift to purchases in 2022, our primary focus is to help as many lenders and financial institutions as possible shore up their internal review and risk mitigation practices to keep quality at the forefront of their operations. With ACES in their corner, these institutions can be proactive instead of reactive in addressing issues before they become widespread while also improving quality across the board, which has a positive impact internally and with their business constituencies."

Additional ACES milestones of 2021 include:

* Adding and revising over 8000 audit questions to ACES Managed Questionnaires;

* Publishing 2067 articles and 504 calendar items to its free Compliance NewsHub;

* Reviewing and interpreting 206 Agency/GSE publications on behalf of users;

* Producing four quarterly Mortgage Industry QC Trends Reports and nine free industry webinars;

* Conducting a 2-day virtual user summit;

* Serving as speakers/moderators for eight panels across seven national industry conferences and webinars;

* Maintaining a net promoters score of 45+ since 2016; and

* Securing key industry partnerships with The Compliance Group and Winnow Solutions.

Last year ACES increased its staff by approximately 50% and was recognized for multiple industry awards. Individually, Romina Cusenza was named one of HousingWire's Marketing Leaders, Nick Volpe was named a HousingWire Insider and Trevor Gauthier was selected by HousingWire as an HW Vanguard. Additionally, Sharon Reichhardt and Amanda Phillips were selected as Elite Women in Mortgage by Mortgage Professional America.

In addition, the ACES team continued its efforts to give back to their local communities through ACES CARES. Established in 2018, ACES CARES encourages employees to make a positive difference in the community through volunteering, outreach and financial contributions to charities, offering a dollar-for-dollar match of employee donations to U.S.-registered 501(c)(3) charitable organizations of their choice and supporting employees' wellness and community involvement programs. Since the program's inception, ACES Quality Management and its staff have donated a total of $30,200 to 43 organizations through ACES CARES. Most recently, ACES CARES donated $2,500 each to Sister Carmen Community Center and Community Foundation Boulder County, both local organizations in Boulder County, Colo., assisting victims of the Marshall Fire, which occurred on December 30, 2021, and destroyed nearly 1,000 homes in Boulder County.

"ACES strives to make a positive impact not just for our users, but also within our local communities through ACES CARES and the industry as a whole," Gauthier added. "On the industry side, we doubled down on curating actionable insights and information via resources such as the Compliance NewsHub and our quarterly Mortgage Industry QC Trends Report, to provide the entire industry with the most accurate and up-to-date compliance and regulatory information in a digestible way."

About ACES Quality Management

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced it processed more than 4.5 million audits through its ACES Quality Management & Control® software in 2021.

Related link: https://www.acesquality.com/

Kiosk and Digital Signage News from Industry Group and Kiosk Association (KMA) for Jan. 2022

DENVER, Colo. /ScoopCloud/ -- January news from the Industry Group and the Kiosk Association: NRF is coming up this weekend and we are hopeful our retail facial payment finalist takes home the "Best Payment Innovation" award. The transactions and enrollment numbers certainly justify it.

We also thank Jim Kruper with KioWare who is managing the booth. Stop by and see contactless self-order, assistive technology ala McDonalds and the new Ingenico Self-4000 terminal. He is featured on our portal page on NRF -- NRF Big Show #1606.

Big legal ADA news is Quest Diagnostics got very bad news on two fronts. The class action part will drive remedial actions across the entire country, and all units. That originally inexpensive kiosk has the definite possibility now of turning out to be an expensive choice.

For the upcoming DSE show in Vegas/March, besides hoping COVID will subside, we are hoping to show a cool 4K 85-inch demo deployed recently at super major retailer (they sell staples?). At NRA our odds are pretty good we will have the Samsung "KMA" kiosk in our booth (running Nanonation partner software). We are in the Tech Pavilion.

New Gold sponsors - FEC POS -- now entering self-checkout (SCO) kiosk market. American Kiosks - offices here in Colorado. Custom projects is prime competency.

KIOSKS

* Self-Checkout Kiosks by FEC

* ADA Kiosk Quest Diagnostics Update + Walmart Blind Access

* Olea Kiosks Names Director of Sales

DIGITAL SIGNAGE

* Message from Brad Gleeson -- Digital Signage Tradeshow

* Video of Latest Starbucks..oops I mean 7-Eleven Digital Menus

* OLED Display Solution 30 Percent Brighter Than Standard OLED - LG

* LG taps DSP Concepts for voice command recognition

* Redbox Digital Signage Kiosks Coming Soon!

RETAIL

* Autonomous Robots - Sidewalk Robot with Uber and 7-Eleven

* Autonomous Robots Airport Food Delivery Robot

* Restaurant Market Report - Investment in 2022 includes tech, real estate

* Drive Thru Technology - McDonalds Sells Platform to IBM

OTHER SEGMENTS (E.G., HOSPITALITY)

* Hotel chain converts Windows PCs to Chrome OS

* Linux Developer for Kiosks - Raspberry PI developer for Kiosks

* Accessibility Trends For Internet Access - Desktops and Mobiles - 2022 - What will be considered accessible?

MORE INFORMATION:

For more information visit https://kioskindustry.org/.

Since 1996 for 25 years serving the self-service technology market. For a complete list of verticals visit The Industry Group ( https://industrygroup.org/ ).

January news from the Industry Group and the Kiosk Association: NRF is coming up this weekend and we are hopeful our retail facial payment finalist takes home the "Best Payment Innovation" award. The transactions and enrollment numbers certainly justify it.

Related link: https://kioskindustry.org/

Optometrists Speak Out About Colorado’s Dangerous Driving

DENVER, Colo. /ScoopCloud/ -- The Colorado Optometric Association's doctors of optometry are speaking out this month about dangerous driving in the state. Colorado optometrists are seeing a problem rising on the roads that impact more than just eye health. Fatal car accidents across Colorado have increased over the course of the pandemic even though less miles were driven.

In the first half of 2021, total Colorado traffic fatalities were up 15% with drivers under the age of 34 experiencing the largest increase in traffic fatalities*. With driving being 90 percent visual, unaddressed vision challenges increase the risk of car accidents at any age and being involved in a car accident can put your eyes at risk of injury. (*citation 1, below)

Car accidents cause an estimated 9,280 to 11,600 eye injuries annually*. Doctor of optometry urge drivers to modify risky behavior for increased safety on the roads. (*citation 2)

"Reducing car accidents and fatalities across Colorado is a combination of safer decision making and proper eye health. Risky driving puts your eye health, vision, and life at risk. We are asking two things of Coloradans to help make roads safer; get an annual eye exam and make safer decisions on the road," says Dr. Jean DeMoss, Board President at the Colorado Optometric Association.

Common eye symptoms and injuries from a car accident include; black eye, blurred vision, curtain-like shadow falling over visual field, detached retina, eyelid cuts, hyphema, increased floaters, scratched cornea, reduced peripheral vision, and more. Eye injuries from car accidents can be painful and can threaten vision. In addition, whiplash and concussions can cause visual system issues that impact one's quality of life and livelihood. Take precautions today to reduce the risk of a car accident.

Six Ways to Increase Safe Driving

1. Get a Comprehensive Eye Exam - Make sure eyesight and eye health are up to the task by getting an eye exam with a local optometrist. New legislation in Colorado requires that ages 21-79 attest to having an eye exam in the last year before renewing a driver's license. Coloradans who are 80 years or older must have an eye doctor provide a signed DR 2402 confirming that the individual has had an eye exam in the last six months and the results of that exam.

2. Reduce Distractions - With over 90 percent of Colorado drivers disclosing that they drive distracted, CDOT reports that on average 42 car accidents occur each day in the state due to distracted driving*. Anything that takes focus away from the road is a distraction including texting, eating, reading, navigating a smart phone or GPS system, talking to passengers, caring after passengers/pets, and watching videos. (*citation 3)

3. Use a Seatbelt for Every Trip - Seatbelt use reduces the risk of eye injuries in a car accident*. The CDC reports that seatbelt use reduces serious injury and fatalities in a car accident by 50%, but still 1 in 7 adults do not buckle up**. Make sure that everyone in the vehicle is using a seatbelt or a car seat/booster seat for younger passengers. Motorcyclists should wear a helmet to reduce the risk of brain injury and death in the case of an accident. (*citation 4; **citation 5)

4. Reduce Speeding - Of fatal accidents in Colorado, 35 percent in 2017 were speeding related*. Speeding puts you and other drivers at risk. The rise in fatal accidents can partially be linked to simply driving too fast. Remember to stay within the posted speed limits. It's better to be late than in an accident. (*citation 7)

5. Sober Driving - Driving under the influence increases your risk of a car accident or arrest. Roughly, 33% of U.S. car accident fatalities involve drunk drivers*. Don't forget that cannabis and some prescription medications count as impaired driving. (*citation 6)

6. Adhere to Traffic Signals - The AAA Foundation reports that 28% of car accident fatalities that occur at a traffic signal are due to running a red light*. It's simple to reduce the risk. Just stop. (*citation 8)

References:

1. https://quotewizard.com/news/posts/dangerous-roads-during-covid-19

2. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4162731/

3. https://www.codot.gov/safety/distracteddriving

4. https://pubmed.ncbi.nlm.nih.gov/15642817/

5. https://www.cdc.gov/vitalsigns/seatbeltuse/index.html

6. https://www.denvergov.org/content/denvergov/en/vision-zero/2019-report.html

7. https://www.forbes.com/advisor/car-insurance/drunk-driving-statistics/

8. https://www.colorado.aaa.com/news/red-light-running-deaths-hit-10-year-high

About the Colorado Optometric Association (COA):

The Colorado Optometric Association (COA) is the professional organization of optometrists in Colorado. Over 600 Colorado Doctors of Optometry are voluntary members of the Association. COA has also launched a public health campaign called 2020 Eyes Colorado ( https://2020eyescolorado.org/ ).

Since 1892, the COA has assisted its members in providing the highest standard of professional care to their patients by sponsoring continuing education programs for doctors, advocating in local and state governments for programs and laws that represent patients' best interests, and providing information for the public. For more information, please visit http://www.visioncare.org/ or call 303-863-9778.

The Colorado Optometric Association's doctors of optometry are speaking out this month about dangerous driving in the state. Colorado optometrists are seeing a problem rising on the roads that impact more than just eye health. Fatal car accidents across Colorado have increased over the course of the pandemic even though less miles were driven.

Related link: https://colorado.aoa.org/

Two ACES Quality Management executives selected by MPA Magazine for its annual Elite Women Awards program

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced Amanda Phillips, executive vice president of compliance, and Sharon Reichhardt, executive vice president of operations, have been selected by Mortgage Professional America (MPA) in its 2021 Elite Women Awards program.

Phillips serves as ACES' in-house subject matter expert. She plays a key role in ACES' ability to provide banks with better control over their loan quality, expanding banks' capacity for auditing their organization by increasing audit speeds by more than 50% and improving revenue retention by providing better visibility across multiple lines of business. In less than a year, Phillips launched four major compliance initiatives aimed at improving the quality of existing and new ACES products to better serve clients, expanded the compliance team and established new procedures and workflows to maintain the integrity of ACES' compliance products and efficiency in product updates and releases.

Reichhardt's role at ACES centers on solving problems and finding ways for lender clients to use technology to do better, safer, more efficient business. As a natural teacher, Reichhardt doesn't merely solve problems, but rather provides everyone with a marketable skill set for reducing risk and preventing loss. Under Reichhardt's direction, the Client Success team uses a direct, hands-on approach focused on listening to clients, observing their work activities and understanding their unique footprint and target goals. They guide implementations and perform professional service engagements, maintaining strong bi-directional communication that assures each client is maximizing usage of the ACES platform.

"A key ingredient to a successful organization is amazing people; Amanda and Sharon are a prime example of this. They each bring a unique level of expertise to the ACES team," said Trevor Gauthier, CEO of ACES. "They are respected professionals, regularly speaking on behalf of ACES and contributors within and outside of ACES. We're all extremely proud of Amanda and Sharon for their achievements."

Prior to joining ACES, Phillips served as counsel with Ballard Spahr, LLP, where her responsibilities included advising clients on the federal and state regulatory requirements governing mortgage lending, fintech, mortgage documents, business processes and practices. Before her time at Ballard Spahr, she spent six years as in-house counsel and executive vice president of legal and regulatory compliance for Accenture Mortgage Cadence and an additional five years as senior vice president and director of compliance for a national mortgage lender.

Reichhardt has created virtually every position she has held by identifying unmet needs, developing a repeatable process that successfully solves those needs and creating the infrastructure that could scale with as opportunities and operations grew. Prior to joining ACES, Reichhardt was a strategic reporting and technology manager at EverBank.

The MPA Elite Women Awards program seeks to honor current and future leaders of the housing and mortgage industries. To view the full list of 2021 honorees, visit: https://www.mpamag.com/us/best-in-mortgage/elite-women-2021/319778#winnersListSection

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control® Software to improve audit throughput and quality while controlling costs, including:
* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;
* 7 of the top 10 loan servicers;
* 11 of the top 30 banks; and
* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

About Mortgage Professional America

A publication of Key Media, Mortgage Professional America (MPA) delivers news, opinion and analysis to mortgage, real estate and finance industry professionals through its bi-monthly magazine and daily email newsletter. For more information, visit http://www.mpamag.com/.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced Amanda Phillips, executive vice president of compliance, and Sharon Reichhardt, executive vice president of operations, have been selected by Mortgage Professional America (MPA) in its 2021 Elite Women Awards program.

Related link: https://www.acesquality.com/

Winners Announced for Second Annual Colorado Youth Art Contest

DENVER, Colo. /ScoopCloud/ -- 2020 Eyes Colorado and the Colorado Optometric Association (COA) announce the winners of the Second Annual Youth Art Contest. Students grades 1-12 were invited to submit 2D artwork while reflecting on the value of their eyesight through the theme, "My Future Vision." The goal of the competition was to engage Colorado students in understanding the value of their eyesight and their own eye health. The COA sponsored public health campaign, 2020 Eyes Colorado, seeks to increase eye health awareness throughout Colorado communities.

87 Colorado students submitted paintings, drawings, digital art, and photography from all over the state. Many participants shared powerful insights on vision that will inspire other students to understand the value of their own eyesight.

Lexi Jay, Pine Creek High School Senior and first-place winner of her age group says, "In this piece, I hope to express the vibrancy and beauty that color has brought into my life and how it illuminates a dark world with its everlasting elegance. In my art, I use color to express my innermost feelings, allowing the small shifts in hues to tell a story that pictures and words simply could not portray. The art I create seeks to explain this complex narrative and thus I could not do what I love most without the tools delegated to me by my eyes."

One winner from each age group was selected based on scoring from the judging panel. Prizes include a $200 donation to each winner's public school, the high school winner receives an iPad Pro, the middle school winner receives a SketchBox Premium Subscription, and the elementary winner receives a Green Kids Craft Subscription Box.

The Second Annual Youth Art Contest Winners:

Winner Grades 9-12:

Lexi Jay, Pine Creek High School

Winner Grades 6-8:

Avery Reynolds, Boltz Middle School

Winner Grades 1-5:

Bernice Tan, Willow Creek Elementary School & Artistic Fox Studio

*View artwork submissions and the complete list of winners and honorable mentions here - https://2020eyescolorado.org/art-contest/.

Entries were scored by local Colorado artists; Matthew Lit, photographer, designer and educator; Alexis Davina, fine arts and portraiture; and Dr. Matt Buchanan, a Colorado optometrist.

"The heart and imagination in the entries this year was inspiring. It's an honor to be a judge, and a privilege to witness the vision and hope these kids have for their futures," said Alexis Davina.

Matt Litt explains, "The second year of this contest saw many great entries including some particularly creative art from the younger grade students. It is a pleasure and an honor to have judged this year's contest."

Stay tuned for the Third Annual Youth Art Competition in 2022.

About the Colorado Optometric Association (COA):

The Colorado Optometric Association (COA) is the professional organization of optometrists in Colorado. Over 600 Colorado Doctors of Optometry are voluntary members of the Association. COA has also launched a public health campaign titled 2020 Eyes Colorado ( https://2020eyescolorado.org/ ).

Since 1892, the COA has assisted its members in providing the highest standard of professional care to their patients by sponsoring continuing education programs for doctors, advocating in local and state governments for programs and laws that represent patients' best interests, and providing information for the public. For more information, please visit http://www.visioncare.org/ or call 303-863-9778.

2020 Eyes Colorado and the Colorado Optometric Association (COA) announce the winners of the Second Annual Youth Art Contest. Students grades 1-12 were invited to submit 2D artwork while reflecting on the value of their eyesight through the theme, "My Future Vision."

Related link: https://colorado.aoa.org/

Retail Kiosk and Digital Signage News for Dec. 2021 from Industry Group & Kiosk Association (KMA)

DENVER, Colo. /ScoopCloud/ -- December news from the Industry Group. Retail Kiosk News - NRF in New York January - We will be showcasing accessibility in counter and floor-standing models for the customer-operated POS space. See some of the same technology used by McDonald's.

Also, to be announced at the show is whether award finalist candidate PopID wins in the Best Payment Innovation category. The formal awards presentation and dinner is Saturday night. Fingers crossed.

Here is our official page on NRF site - https://nrfbigshow.nrf.com/company/kiosk-association-kma

Digital Signage News - We are an official Association sponsor for DSE 2022. Las Vegas in March. A chance to see the new LED Fine Pitch renovation for the LVCC. Be sure and use KMA50 as coupon to get your discount.

Craig Keefner, manager of the Industry Group said, "Interactive digital signage projects have been increasing every year from large wayfinding to spectacular convention center signage to smart city deployments to drive-thru menu boards. Half of the RFPs in our space are digital signage related. Expanded coverage and deeper involvement in signage makes sense for our sponsors. We are happy to follow the lead of other respected groups such as Peerless-AV, Sixteen-Nine and TSI Touch in supporting this specific next-generation digital signage tradeshow that the industry deserves."

KMA also recently joined the Digital Signage Federation.

ARTICLES THIS MONTH:

* Digital Signage Tradeshow - KMA Sponsors and Exhibits at DSE 2022

* Restaurant Market Report by Square (36 pages) By The Numbers

* Interactive Digital Wayfinding Kiosk - Colony Square 22Miles - Video

* Self-Check Hearing Screening Kiosks Going Into Giant Eagle

* Automated Pizza Kiosks Coming to San Antonio

* USPS Self-Service Kiosk Video - 2021

* Kiosk Association now a member of Digital Signage Federation

* Market Research NRF Special - POS/mPOS ISV Report

* Redbox Digital Signage Rolling Out to 4000 Redbox Kiosks

* Retail Kiosk - Amazon Go Starbucks in NYC Video Walk-Thru

* NRF Kiosk & Digital Signage - Preview and Tips for Retail Kiosk Show

* NRF Kiosk - Evoke Best Customer Experience Award Candidate

* Kohls EV Charging Station 2021 & Self Checkout

* NRF 2022 Kiosk - Visit Pyramid

MORE INFORMATION:

For more information contact Craig Keefner, 720-324-1837 or craig@catareno.com or you can visit Kiosk Industry. Since 1996 for 25 years serving the self-service technology market. For a complete list of verticals visit The Industry Group.

LEARN MORE:

https://kioskindustry.org/

https://industrygroup.org/

December news from the Industry Group. Retail Kiosk News - NRF in New York January - We will be showcasing accessibility in counter and floor-standing models for the customer-operated POS space. See some of the same technology used by McDonald's.

Related link: https://kioskindustry.org/

Critical defect rate increases 13% Q2 2021, according to ACES Quality Management Mortgage QC Industry Trends Report

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Trends Report covering the second quarter (Q2) of 2021. The latest report provides an analysis of post-closing quality control data derived from ACES Quality Management & Control® software.

Notable findings from the Q2 2021 report include:

* A 13% increase in the overall critical defect rate to 2.27%, ending a multi-quarter trend of improvement;

* The continued dominance of the Income/Employment defect category, which reached its highest observed rate since the inception of this report in 2016;

* Improvement in some of the core underwriting categories as well as in manufacturing-related categories, most likely driven by more predictable and stable volumes;

* A significant shift in reviews of refinance versus purchase transactions, further signaling that the transition from a refinance market to a purchase market is well underway;

* Increased share and improved performance for conventional loans; and

* A decline in Early Payment Defaults ("EPDs"), indicating that reviews have peaked and are now below pre-pandemic levels.

"Several factors contributed to the increase in the critical defect rate to 2.27% in Q2 of 2021, including the transition from a refinance market to a purchase market, the previous quarter's falling margins, eviction moratorium uncertainty and rising inflation," said ACES Executive Vice President Nick Volpe. "As the market continues to transition to primarily purchase transactions, lenders should expect continued volatility over the next few quarters and, therefore, keep a close watch on defects for the foreseeable future."

Findings for the Q2 2021 ACES Mortgage QC Industry Trends Report are based on post-closing quality control data derived from the ACES Quality Management and Control® benchmarking system and incorporate data from prior quarters and/or calendar years, where applicable. All reviews and defect data evaluated for the report were based on loan audits selected by lenders for full file reviews.

"While the increase in the critical defect rate was disappointing, there are several silver linings to our Q2 findings, including volume stabilization and declining unemployment numbers. These, combined with other economic factors, provide some optimism for the coming quarters, though the possible effect of inflation on interest rates may dampen that outlook," said ACES CEO, Trevor Gauthier. "Given the uncertainty of 2022's market and increasing regulatory pressures, lenders must ensure their existing QC and compliance programs are leveraging automation to maximize loan quality and mitigate risk."

Mortgage QC Industry Trends Reports are available for download, free of charge, at https://www.acesquality.com/resources/reports.

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Trends Report covering the second quarter (Q2) of 2021.

Related link: https://www.acesquality.com/

ACES Quality Management Partners with Financial Services RegTech Provider Winnow Solutions

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced it has partnered with Winnow Solutions to power certain compliance and regulatory operations within ACES through its RegTech platform Winnow®. An innovative and dynamic financial law database built by attorneys and powered by cutting-edge technology, Winnow takes the guesswork out of compliance by instantaneously identifying regulatory requirements applicable to specific institution types and products. The addition of Winnow's comprehensive database helps ensure ACES continues to provide its users with the most accurate and up-to-date information on state regulations.

"Maintaining compliance with all applicable rules and regulations is one of the most critical outcomes of lenders' quality control processes. However, managing the sheer volume of regulatory requirements from both the state and federal level can overwhelm even the most seasoned, well-staffed compliance team, which ultimately puts loan quality in jeopardy and exposes organizations to unnecessary risk," said ACES President and Chief Operating Officer Phillip McCall. "Because it was incubated inside of one of the industry's preeminent legal advisory firms, Winnow serves as a powerful resource for tracking compliance changes at all levels, and we are thrilled to leverage the extensive Winnow regulatory database to enhance the compliance support ACES delivers to our clients."

Winnow covers state laws and regulations specific to the full lifecycle of mortgage, auto, credit card, consumer and commercial-purpose lending and financing. The platform also includes generally applicable requirements that impact the lending and servicing of these products, including such topics as marketing and advertising, debt collection, telemarketing, notary requirements, electronic signatures and documents, powers of attorney and privacy/data security. With Winnow, subscribers can instantaneously and intuitively create a survey of laws based on any of these topics, export the results to their chosen file format, and save them to receive tailored updates of law changes.

"Operating or scaling a financial services company is highly difficult, even under the best of circumstances. Add on the constant change of regulatory requirements, and it becomes even more daunting. That's why a trusted partner like ACES is crucial for speeding up the audit and approval process," said Chris Hilliard, Chief Operating Officer and a Founder of Winnow Solutions, LLC. "We're delighted that ACES has chosen Winnow to power its compliance research, allowing it to deliver even more value to its customers. ACES has an excellent reputation as an industry leader in the QC space, and we deeply appreciate the trust it has placed in us."

About Winnow Solutions

Winnow Solutions, LLC is the developer of Winnow ®, a database-driven, RegTech platform that provides subscribers with accurate topic-driven surveys and automated compliance change management. Winnow catalogues over 45,000 individual state law requirements maintained by an experienced team of specialized attorneys and professionals. Winnow subscribers build highly tailored state law compliance surveys unique to their business type, licensing, financial products and jurisdictions, with federal law surveys coming soon. Winnow Solutions, LLC is a subsidiary of Buckley LLP, a law firm that focuses on financial services, government enforcement, and litigation, and that has been recognized as "The best at what they do in the country" by Chambers USA. For more information, visit https://www.winnow.law or call 1-888-488-6797.

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment.

For more information, visit http://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced it has partnered with Winnow Solutions to power certain compliance and regulatory operations within ACES through its RegTech platform Winnow®.

Related link: https://www.acesquality.com/

Kiosk News from Industry Group and Kiosk Manufacturer Association (KMA) for Nov. 2021

DENVER, Colo. /ScoopCloud/ -- November news from the Industry Group and Kiosk Association. Events and Features This Month: First Responder Lockers and Kiosk; Bill Payment Kiosk Review; and McDonalds Deploys Accessibility to self-order kiosks.

Events and Features This Month

* First Responder Lockers and Kiosk -- Our feature story on innovative new public safety lockers and kiosks from CR+M. The CR+M digital kiosk stores five CR+M belts, each containing five STOP THE BLEED® kits as well as a breaching tool and a ballistic shield. The units also provide a highly valuable real-time digital bulletin board, branding and advertising tool.

* Bill Payment Kiosk Review - an onsite review, photo gallery and discussion of 2021 payment stations used in retail telecom stores such as AT&T, Verizon, T-Mobile and Xfinity Comcast.

* McDonalds Deploys Accessibility to self-order kiosks -- McDonalds will deploy accessibility to all owned stores by the end of the year and any new deployments to franchise stores will come with accessibility included. Featured is the integration of the JAWS screen reader and the AudioPad hardware assistive technology.

NRF in New York January -- We will be showcasing accessibility in multiple form factors and in the POS space. As part of the show, the KMA and Datacap Systems have nominated PopID in the Best Payment Innovation award category. As of September 2021, PopID announced that more than 100 restaurants and retail brands now accept PopPay throughout Southern California with around 70,000 registered users and more than four million facial authentications.

On September 7, 2021, PopID announced they plan to go national. Recently, Wendy's in Japan announced a rollout of facial payment technology by PopID. It takes less than 30 seconds to vote. Please vote for PopID at: https://usvendorawards.awardsplatform.com/entry/vote/bnJKmLPa?keywords=PopID&chapter=&category=95290

ARTICLES THIS MONTH

* First Responder Kiosk - Emergency Supply Lockers for "Stop the Bleed"

* Bill Pay Kiosks Review 2021 - AT&T Bill Pay, Verizon, T-Mobile, Xfinity Comcast

* Cashierless Store Kiosks - Starbucks and Amazon Go

* Facial Payment - PopID and SoftBank to Launch PopPay In Japan - Wendy's

* New Kiosk Model From Evoke Creative Supplier for McDonalds

* Retail Market Research IoT Impact 2021 - The Digital Transformation

* Digital Signage Case Study - Westin dvLED Peerless-AV, NovMega, LG in Canada

For more information contact Craig Keefner, 720-324-1837 or craig@catareno.com or you can visit https://kioskindustry.org/.

Since 1996 for 25 years serving the self-service technology market. For a complete list of verticals visit The Industry Group, at https://industrygroup.org/.

November news from the Industry Group and Kiosk Association. Events and Features This Month: First Responder Lockers and Kiosk; Bill Payment Kiosk Review; and McDonalds Deploys Accessibility to self-order kiosks.

Related link: https://kioskindustry.org/

ACES Quality Management announces ACES ENGAGE, a two-day conference defining the future of quality management and control for the financial services industry

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management™ (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the launch of ACES ENGAGE, a conference designed to bring together the nation's top financial services quality management professionals to discuss industry trends and best practices.

ACES ENGAGE will provide attendees the unique opportunity to learn from industry experts and thought leaders, network and leave with the knowledge necessary to increase efficiencies, improve productivity and further quality at their organizations. Sessions will include a mixture of general session presentations, panel discussions and breakout session tracks for mortgage lending, loan servicing and consumer lending.

"Historically, we've hosted our ACES Power User Summit to help our clients extract additional value from the ACES platform, but a unique byproduct of that event was the interaction between clients in sharing best practices and discussing industry trends. For 2022, we wanted to include a broader swath of financial services risk and quality management professionals and facilitate a more fulsome discussion of the issues these institutions face," said CEO Trevor Gauthier. "With ACES ENGAGE, our goal is to create an environment in which each attendee leaves inspired and full of ideas to improve their businesses, whether or not they are an ACES user."

ACES ENGAGE 2022 will take place at the historic Broadmoor Hotel in Colorado Springs on May 23-25, 2022. Featured speakers include Aron Ralston, author of the New York Times bestseller, 'Between a Rock and a Hard Place' and the subject of the Oscar-nominated film '127 Hours,' and Steve Spies, president of SWS Risk Advisory LLC. As a former risk and quality control executive at Fannie Mae, Spies was the primary author of Fannie Mae's manifesto on loan manufacturing quality.

Registration for ACES ENGAGE is open now, with early bird pricing available until December 31, 2021. Register to attend and learn more at https://www.acesquality.com/aces-engage-2022

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software™ to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management™ (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the launch of ACES ENGAGE, a conference designed to bring together the nation's top financial services quality management professionals to discuss industry trends and best practices.

Related link: https://www.acesquality.com/

Onshore Strategies Offers Flexible Oil and Gas Supply Chain Consultants and Contractors

DENVER, Colo. /ScoopCloud/ -- Onshore Strategies just launched an oil and gas-focused supply chain consulting firm that's working to solve the industry's supply chain challenges. This new, woman-owned business has proven sourcing strategies to save businesses money and time, while improving auditability, helping with ESG efforts and increasing capital. The answer is hiring consultants to meet specific demand and need.

Today's E&P companies face many challenges that range from an uncertain commodity market and cost pressures to downsizing. Onshore Strategies has expertise across all facets of the E&P supply chain and operations and it helps to tackle projects that create a ROI for organizations.

Shawn Forbes, founder and chief procurement officer, has 23 years of supply chain experience with 15 supporting oil and gas companies in upstream, midstream, downstream, engineering and oilfield supply and services. Her breadth of knowledge in indirect, operational and capital spend empowers her with a unique advantage for efficient and effective sourcing and contract negotiations. All of this know-how helps to positively impact a company's bottom line.

"I'm passionate about using our diverse set of skills to help oil and gas companies in every basin across the U.S. to not only save money, but to mitigate risk and develop and enhance processes," Forbes says.

About Onshore Strategies

Onshore Strategies, LLC is an oil and gas-focused supply chain consulting firm that offers uniquely-skilled professionals who can tackle small-to-large scale tasks, whether short or long-term. It can help with everything from critical-project procurement, spend analysis, vendor audits and spend recovery to bidding out and managing major spend categories, establishing contractor-compliance programs, vendor onboarding, fleet and material management, developing a supplier diversity program and implementing processes and procedures.

Onshore Strategies will assess, recommend and execute valuable scopes of work that are customized to each company's specific requirements and goals.

For more information about Onshore Strategies, visit: https://www.onshorestrategies.com

Onshore Strategies just launched an oil and gas-focused supply chain consulting firm that's working to solve the industry's supply chain challenges. This new, woman-owned business has proven sourcing strategies to save businesses money and time, while improving auditability, helping with ESG efforts and increasing capital. The answer is hiring consultants to meet specific demand and need.

Related link: https://www.onshorestrategies.com/

Disparaged US President Herbert Hoover Was a Great Humanitarian

DENVER, Colo. /ScoopCloud/ -- Herbert Hoover's fall from grace during his presidency (1928-1932) has been well documented, but his initial rise to greatness -- when he became known to the world as a Great Humanitarian -- has all but been forgotten, according to "Yanks behind the Lines" (ISBN 978-1538141649; Rowman & Littlefield) author Jeffrey B. Miller, who is the first historian in more than thirty years to focus his three award-winning nonfiction books on Hoover's WWI efforts in German-occupied Belgium.

On October 22, 1914, less than three months after the start of World War I, successful mining engineer Herbert Hoover founded in London the Commission for Relief in Belgium (CRB). The CRB with its Belgian counterpart, the Comité National (CN), created the largest food relief program the world had ever since -- saving from starvation for the four years of war nearly 10 million civilians trapped behind German lines. The relief cost nearly $1 billion WWI dollars ($24 billion in 2021).

One of America's finest hours in humanitarian relief was made possible by CRB "delegates," neutral American volunteers who went into German-occupied Belgium to guarantee the Germans did not take the food and ensure fair distribution to all civilians. The youngest U.S. delegate was only 19 years old.

Ultimately, the CRB helped change the way Americans saw themselves and how the world saw America.

Margaret Hoover, host of PBS's Firing Line with Margaret Hoover and great granddaughter of Herbert Hoover, says "It will be a revelation for many Americans to discover Jeff Miller's excellent account of the 'piratical state organized for benevolence,' which helped position the United States as a moral force for good in the world at the outbreak of the twentieth century's first world war."

"Yanks behind the Lines: How the Commission for Relief in Belgium Saved Millions from Starvation during World War I" chronicles the CRB, the CRB delegates, and Belgium under the harsh German rule.

The book is a 2021 Publishers Weekly Editor's Pick, a Colorado Humanities 2021 Colorado Book Award winner, a finalist in four national contests, and Kirkus Reviews declares, "This is a powerful work of history . . . An impressive blend of painstaking historical scholarship and riveting storytelling."

About the author, the book, and the publisher:

Based in Denver, Colo., Jeffrey B. Miller is a journalist and independent historian who has spent the last 10 years researching and writing about the CRB, CN, and German-occupied Belgium. "Yanks behind the Lines" is a fascinating summary of the CRB story. Structured thematically with chapters dedicated to all the critical issues, the book contains individual personal stories that are interwoven into the big picture to create a compelling read about this little-known but hugely important humanitarian program. Rowman & Littlefield publishes high-quality college texts, entertaining and informative books for general readers, and professional and scholarly books in the humanities and social sciences.

MULTIMEDIA:

*VIDEO: 2.5-minute Book Trailer: https://youtu.be/x0u_ijwC2KA

Herbert Hoover's fall from grace during his presidency (1928-1932) has been well documented, but his initial rise to greatness -- when he became known to the world as a Great Humanitarian -- has all but been forgotten, according to "Yanks behind the Lines" (ISBN 978-1538141649; Rowman & Littlefield) author Jeffrey B. Miller, who is the first historian in more than thirty years to focus his three award-winning nonfiction books on Hoover's WWI efforts in German-occupied Belgium.

Related link: https://wwicrusaders.com/

Kiosk News for Oct. 2021 from the Industry Group and the Kiosk Manufacturer Association (KMA)

DENVER, Colo. /ScoopCloud/ -- October news from the Industry Group and Kiosk Association. InfoComm (AVIXA) is the biggest digital signage AV show in the U.S. KMA is official media partner. See a list of exhibitors and information. We have rated this as a "green light" for safety given the safety protocols exceed the recommended CDC guidelines.

October 27-29 is the date and yes we have free passes. Contact craig@catareno.com for more info.

Our ADA and Accessibility committee is holding a general conference call later this month (28th) at 11am to discuss accessibility and self-service. There is limited space so contact us early as possible and Nicky will get back to you. Contact info is craig@catareno.com or call 720-324-1837 (Denver MT).

KMA works closely with the U.S. Access Board and has relationships with entities such as the National Federation of the Blind and the RNIB. Key resources in the past include NCR and LG.

NRF in New York in January -- preparations are underway for our booth. We will be showcasing accessibility in multiple form factors and in the POS space.

NEWS THIS MONTH

* Tablet Kiosk News - Self Service Kiosks 101 - Everything You Need To Know

* Hospitality Kiosks - Touchless Contactless Kiosk for Hotel Pantries and Gift Shops

* Thermal Printer Kiosk News - How To Avoid Chargebacks and Dispute

* Kiosk Accessibility - McDonalds Kiosk Article on Wall Street Journal

* Hy-Vee Technology For Retail - Kiosks, Shelf Tags, Digital Signs

* Kiosk ADA - Quest Diagnostic Check-In Kiosks Under DOJ Scrutiny

* Cash Payment Kiosks On the Rise - CityBase, DivDat, US Payments, Adcomp

"But wait, there's more..." -- the Industry Group has expanded its news coverage via Flip.It. Every month, more than 100 million people open Flipboard looking for content. It's one of the internet's largest referrers of traffic to publishers, behind only Google and Facebook. Sixteen magazines covering specific topics with news from all over the world. The top level link is here - https://flipboard.com/@CraigKiosks?from=share&utm_source=flipboard&utm_medium=curator_share.

Whether best digital signage, menu boards, POS, thin client technology, retail automation or ADA and Accessibility. Android and iOS app for mobile is available.

For more information contact Craig Keefner, 720-324-1837 or craig@catareno.com or you can visit Kiosk Industry at https://kioskindustry.org/.

October news from the Industry Group and Kiosk Association. InfoComm (AVIXA) is the biggest digital signage AV show in the U.S. KMA is official media partner. See a list of exhibitors and information. We have rated this as a "green light" for safety given the safety protocols exceed the recommended CDC guidelines.

Related link: https://kioskindustry.org/

ACES Quality Management CEO Trevor Gauthier Chosen as 2021 Vanguard by HousingWire

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced that its CEO Trever Gauthier has been honored by industry trade publication HousingWire in its annual Vanguard Awards program.

Gauthier was recognized for his efforts to exemplify ACES' company mission: Quality people behind quality products achieving quality results. Throughout the pandemic, he helped adjust the company's trajectory and operations to better suit the needs of both his staff and ACES users. This included implementing flexible schedules and unlimited paid time off to ensure staff could manage both the personal and professional challenges presented by the pandemic.

From a client perspective, Gauthier helped direct his team to create a new question set category within ACES Quality Management & Control® Software to house all COVID-related temporary regulatory provisions issued by state and federal agencies and the GSEs and then publish those updates through the ACES Compliance NewsHub, a free daily update of the most recent compliance news. The net effect of these shifts under Gauthier's direction and leadership was a 50% increase in reach and 55% expanded revenue since 2019.

"My motto has always been, 'Surround yourself with amazing people. Respect and empower them, and greatness will follow'," Gauthier said. "No matter the circumstances or external factors at play, my No. 1 concern has always been the success of our employees and customers. Without them, I would not be in this position and, therefore, owe them my sincere gratitude and appreciation for making this possible."

Now in its seventh year, the HousingWire Vanguard Awards seek to recognize executives that exhibit outstanding leadership while contributing to the growth of the housing economy and its various sectors, including origination, real estate and fintech.

"The Vanguards have become one of the highest achievements in housing and this year's list of award recipients represent an elite group of executives who proved to be resilient and adaptable throughout the past 18 months of extraordinary circumstances in the industry," said Clayton Collins, CEO of HW Media. "The 2021 Vanguards have proven to be true leaders, driving their organizations towards greatness, tackling challenges head on and making major waves in the housing market."

Visit https://www.housingwire.com/winner-profile/2021-vanguard-trevor-gauthier/ to view Gauthier's complete Vanguard profile.

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

About HousingWire

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 1.0 million unique visitors each month. Our audience of mortgage, real estate and fintech professionals rely on us to Move Markets Forward. Visit www.housingwire.com or www.solutions.housingwire.com to learn more.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced that its CEO Trever Gauthier has been honored by industry trade publication HousingWire in its annual Vanguard Awards program.

Related link: https://www.acesquality.com/

ACES Mortgage QC Industry Trends Report Shows Decline in Critical Defect Rate for Second Consecutive Quarter

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Trends Report covering the first quarter (Q1) of 2021. The latest report provides an analysis of post-closing quality control data derived from ACES Quality Management & Control® software.

Notable findings from the Q1 2021 report include:
* The downward trend in critical defects continued in Q1 2021, ending the quarter at 2.01% versus the prior quarter's rate of 2.09%.

* A rapid rise in the Income/Employment category led all defect categories, with several of the core underwriting/qualification categories increasing as well.

* Declines in the Regulatory Compliance and Loan Documentation categories show that lenders are self-correcting and stabilizing their operations.

* Refinance review share continues to be strong, and defect performance has improved.

* Conventional loans dominated while defect performance declined.

* Early Payment Defaults fall below pre-pandemic levels in a hopeful sign that the worst is behind us, though we remain cautious about loans exiting forbearance status.

"With Q1 2021 marking a second consecutive quarter of decline in the critical defect rate, the record spike observed in Q2 2020 appears to have been a one-off increase, which is encouraging," said ACES Executive Vice President Nick Volpe. "However, lenders and servicers should still proceed with caution, as declines in gain-on-sale, the conclusion of the eviction moratorium, persistent inflation and a potential default wave as forbearances come to an end all have the potential to trigger industry disruption."

Findings for the Q1 2021 ACES Mortgage QC Industry Trends Report are based on post-closing quality control data derived from the ACES Quality Management and Control benchmarking system and incorporates data from prior quarters and/or calendar years, where applicable. All reviews and defect data evaluated for the report were based on loan audits selected by lenders for full file reviews.

"The declines observed in not only the overall critical defect rate, but also in EPDs and the Regulatory Compliance and Loan Documentation defect categories speak to an industry that has made considerable strides to course-correct after the tumultuous year that was 2020," said ACES CEO Trevor Gauthier. "Unfortunately, 2021 may not prove to be any less challenging, which places even greater emphasis on lenders' defect tracking and reporting efforts to remain ahead of the curve and adjust their operations as necessary to stay on track."

Mortgage QC Industry Trends Reports are available for download, free of charge, at https://www.acesquality.com/resources/reports.

About ACES Quality Management®

ACES Quality Management®, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control® software to improve audit throughput and quality while controlling costs, including:
* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology®, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Trends Report covering the first quarter (Q1) of 2021. The latest report provides an analysis of post-closing quality control data derived from ACES Quality Management & Control® software.

Related link: https://www.acesquality.com/

Kiosk Industry Event News from Kiosk Manufacturer Association (KMA)

DENVER, Colo. /ScoopCloud/ -- September news for the Kiosk Association. InfoComm (AVIXA) is the biggest digital signage AV show in the U.S. KMA is an official media partner. See a list of exhibitors and information. We have rated this as a "green light" for safety given the safety protocols exceed the recommended CDC guidelines.

October 27-29 is the date and yes we have free passes. Contact craig@catareno.com for more info. Samsung is main sponsor. Also Blackmagic Design and Crestron.

CREATE in Denver this October, begins 10/4 and ends 10/6. We have a limited number of free passes and also free invites to the MenuMaster Awards festivities (hundreds of restaurant leaders meet and greet, enjoying free food and drinks at Mile High). As part of CREATE you can view interactive session with Scott Deviney, CEO of Chicken Salad Chick on restaurant growth strategies. Other speakers include Blaze Pizza, Chipolte, Popeyes, Buffalo Wild Wings, Chicken Salad Chick, Bloomin Brands, Checkers & Rallys, True Food, McDonalds, Yum! Brands, Domino's Pizza, Wingstop, Wendys, Hissho Sushi, & Applebee's Grill & Bar. Contact craig@catareno.com for more info.

M-Enabling Summit in Arlington, VA -- Sachin Dev Pavithran, Executive Director U.S. Access Board will be delivering the keynote. We have a table and you can visit with Laura and Matt of Vispero. Contact craig@catareno.com for more info.

NRF in New York in January -- preparations are underway for our booth for NRF (and also NRA in Chicago)

NEWS THIS MONTH

* Learn About our Sponsors - Intel Corporation and Restaurant Kiosks

* Wayfinding Kiosks - Shoptalk Deploy Acquire Digital's Wayfinding Technology

* New For Sale Items - 24-inch Elotouch Touchscreens - Intellitouch - $300

* Product Brief - Self-Order Kiosks + Universal Tablet Enclosure by Star Micronics

* NRF 2022 Update - Health Policy - Retail Kiosk Event

* ADA Kiosk - FAR Finally Incorporates Revised Section 508

* Kiosk Accessibility - McDonald's Onboard with adding Access for Blind and Low Vision

PUBLIC SERVICE ANNOUNCEMENTS

* Take our Google Forms 2 minute survey and add your company to our upcoming 2022 Market Report: https://forms.gle/pEjEpfYXWyp8ZZLN9

* Vaccine Passport and Vaccine Passport kiosks

* KMA PCI EMV Credit Card Reader Update - Ingenico v6 preview

* ADA Kiosk Checklist 14 Point (Free) - https://kioskindustry.org/regulatory-checklist-for-kiosks-14-point-ada-accessibility-and-pci/

MORE INFORMATION:

For more information contact Craig Keefner, 720-324-1837 or craig@catareno.com or you can visit Kiosk Industry https://kioskindustry.org/

September news for the Kiosk Association. InfoComm (AVIXA) is the biggest digital signage AV show in the U.S. KMA is an official media partner. See a list of exhibitors and information. We have rated this as a "green light" for safety given the safety protocols exceed the recommended CDC guidelines.

Related link: https://kioskindustry.org/

Leading Colorado Lead, Mold, and Asbestos Removal Company, Asbestos Abatement, Inc., welcomes new Co-Owner, Jesse Mount

LAKEWOOD, Colo. /ScoopCloud/ -- In a time of pandemics, hurricanes, and other bad news, Asbestos Abatement, Inc. is happy to announce the new co-ownership of the company, by Jesse Mount. The company has been rapidly expanding its services throughout Colorado, and has been very active during the recent years, helping both residential and commercial clients alike with Lead, Mold, and Asbestos Removal.

Project Manager Jesse Mount joins Joel and Jen Egelman, owners and founders, in operating Asbestos Abatement, Inc. and has helped to grow the company to become one of the top 5 asbestos removal contractors in Colorado. With AHERA certification and over 50 years combined experience, the company offers full services of lead remediation, mold removal, and asbestos abasement to Colorado resident and businesses alike.

Jesse Mount has been working in the abatement industry since 2004, and got his start renovating and removing asbestos and lead paint from the barracks of Fort Lewis military base, outside of Tacoma, Washington. He and his new wife relocated to Colorado to work in the growing field of remediation. He started as a worker, worked his way up to Supervisor, then to Project Manager, and now has become a co-owner in the rapidly growing business. He and his wife are happy to reside in Colorado, and have 2 children.

About Asbestos Abatement, Inc.

Asbestos Abatement, Inc. is one of the top 5 asbestos removal contractors in Colorado, and has a long list of satisfied clients, including Wal-Mart, military and federal facilities, restaurants, shopping strips, apartment complexes, and numerous residential clients. Founded by Joel Egelman, the company's technicians are AHERA certified, and have over 50 years combined experience with asbestos removal. Asbestos Abatement, Inc. offers both residential and commercial asbestos abatement services, and is a very active member of the Denver Community.

To Learn More about Asbestos Abatement, Inc., visit the company website - http://www.asbestosfree.com/, email them at bids@asbestosfree.com, or call 303-794-4450.

In a time of pandemics, hurricanes, and other bad news, Asbestos Abatement, Inc. is happy to announce the new co-ownership of the company, by Jesse Mount. The company has been rapidly expanding its services throughout Colorado, and has been very active during the recent years, helping both residential and commercial clients alike with Lead, Mold, and Asbestos Removal.

Related link: https://abateproco.com/

HousingWire Selects ACES Quality Management Executive VP Nick Volpe as 2021 HW Insider

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced industry trade publication HousingWire has named Executive Vice President of Key Accounts Nick Volpe as one of its 2021 Insiders.

As ACES' internal subject matter expert on loan quality, Volpe is the author of the company's quarterly Mortgage QC Industry Trends report. Additionally, his oversight of the ACES account services team resulted in record-breaking customer retention and satisfaction. As a direct result of his leadership and attention to client service, ACES has seen a 200% increase in its net promoter score (NPS) since the company began tracking this metric in 2016.

"Volpe is a key contributor to ACES' success in so many ways. While most of the industry is familiar with his work regarding ACES' QC trends reporting and the QC Now web series, his work behind the scenes in helping our clients maximize the value they derive from ACES' technology is equally as impactful," said ACES CEO Trevor Gauthier. "Nick's efforts continue to drive ACES forward, and on behalf of the company, I'd like to extend our congratulations to him and our thanks to the HousingWire team for bestowing Nick with this honor."

"The winners of our Insiders award are an incredible group of doers that we're proud to recognize for their essential contributions to their companies and the larger mortgage and real estate ecosystem," HousingWire Editor and Chief Sarah Wheeler said. "Everyone on this year's list is a crucial part of their company's success and we're honored to give them the spotlight."

This year's HW Insiders award program honored 100 operational superstars that are driving their organizations forward. Insider honorees have been featured in the September issue of HousingWire Magazine. The complete list of HousingWire Insiders can be viewed at www.housingwire.com.

About ACES Quality Management®

ACES Quality Management®, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control® Software to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology®, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

About HousingWire

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 1.0 million unique visitors each month. Our audience of mortgage, real estate and fintech professionals rely on us to Move Markets Forward. Visit www.housingwire.com or www.solutions.housingwire.com to learn more.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced industry trade publication HousingWire has named Executive Vice President of Key Accounts Nick Volpe as one of its 2021 Insiders.

Related link: https://www.acesquality.com/

‘Beyond the Wheat Field – The Life-After-Life of Steve Jobs’ – A Compilation of After Life Communications with a Tech Icon

DENVER, Colo. /ScoopCloud/ -- Tech alchemist, showman, and visionary Steve Jobs set the world on fire with his insight and involvement with some of the world's greatest advancements in personal computer technology. A new book by Katherine Talley and Joy Lawrance recounts spiritual dialogues that Talley has had with Jobs since his passing.

His life was filled with accomplishments, and he was known as a very complex individual - impatient, demanding, impulsive, and considered to be insensitive, and prone to confrontational tantrums. Controversy followed home throughout his life, and now seems to continue after his physical death as well.

A kindred spirit, Katherine kept a detailed record of the dialogues she has had over the years with the spirit of Steve Jobs, as he came to realize that he was indeed physically dead, and his experience since.

Professional writer Joy Lawrance was allowed to view the journals and became intrigued with the idea of publishing them. Partnering for the project, their new book "Beyond the Wheat Field" (ISBN: 978-1982268169), provides a heartbreaking and magical account of years of spiritual communications with the legendary Steve Jobs.

The vibrant energy and drive that carried him through his tumultuous life, continues after death as he speaks to Katherine with brutal honesty, and examines his prior life experience of triumphs and catastrophes. Disbelief, rage, frustration - the reader is given the unique view of how he progresses through these stages, agonizing over his inability to complete the balance of his personal life, and his corporate obsessions. He finds a new voice in talking with Katherine, someone who "gets him," someone he feels he can talk to on all levels.

This beautifully illustrated book compiles the conversations that commenced and documents a new look into the psyche of one of the world's most controversial and influential Tech giants. The book includes several interactive links, QR codes, and challenges posed to the reader to continue forward thinking discussions, discover new insights, as directed by the inspirational icon - his last famous "One More Thing." Experience the passion, and emotional whirlwind as a spirit reaches from beyond, and finally has an eventual acceptance, and even repentance over past actions in life.

About Katherine (Kat) Talley

Katherine Talley is an entrepreneur in the field of electrical engineering. She has a keen interest in all things technical, and with her business and life partner, brings essential public safety products to the market. She is also adept at picking up on non-measurable energy - the energy of the spirit.

About Joy Lawrance

Joy Lawrance is a classical pianist, teacher and mentor, as well as a freelance writer, and travel advisor. She continues to explore spirituality and belief systems around the world to further understand the inter-connectedness of people and nature in the universe.

Excerpts of the book are currently available at; https://www.beyondthewheatfield.com.

"Beyond the Wheat Field" is now available on Amazon at: https://amzn.to/3D09HGu.

MULTIMEDIA:

*PHOTO link for media: https://www.Send2Press.com/300dpi/21-0824s2p-btwheatfield-300dpi.jpg

Caption: Cover, "Beyond the Wheat Field."

Tech alchemist, showman, and visionary Steve Jobs set the world on fire with his insight and involvement with some of the world's greatest advancements in personal computer technology. A new book by Katherine Talley and Joy Lawrance recounts spiritual dialogues that Talley has had with Jobs since his passing.

Related link: https://www.beyondthewheatfield.com/

Digital Mortgage Platform Maxwell Ranks #154 on 2021 Inc. 5000 List

DENVER, Colo. /ScoopCloud/ -- Inc. magazine today revealed that Maxwell ranks in the top 3% of its annual Inc. 5000 list of fastest-growing private companies at number 154. Maxwell was also named the 15th fastest-growing software company in the country. The prestigious Inc. 5000 list takes a unique look at the most successful companies within the American economy's most dynamic segment-its independent small businesses. Intuit, Zappos, Under Armour, Microsoft, Patagonia, and many other well-known names gained their first national exposure as honorees on the Inc. 5000.

Maxwell uses technology to streamline and accelerate the mortgage process for lenders serving America's communities and their borrowers. Its AI automation, built on aggregated loan data from its network and real-time data insights, offloads manual tasks for lending teams, helping them focus on high-value work. To date, Maxwell has facilitated over $130 billion in loan volume, closing loans on its platform 45% faster than the national average.

In the past few years, Maxwell has scaled from a point of sale to an increasingly all-inclusive solution for small to midsize lenders. As a part of that journey, Maxwell released its Fulfillment Platform, a benefit for customers that offers tech-enabled onshore processing, underwriting, and closing talent, in May of 2020. Most recently, the company introduced Maxwell Diligence, providing quality control and due diligence solutions. As Maxwell's product offerings expanded and customer demand skyrocketed, the Maxwell employee base grew by more than 14x over the last three years.

"We're thrilled and honored to be included on the 2021 Inc. 5000 list. Our team has worked tirelessly over recent years to add value to lenders serving communities across the country," said Maxwell co-founder and CEO John Paasonen. "No one could have predicted the unique market in 2020. In last year's rapidly changing mortgage market, we were able to deliver products and solutions that helped lenders support their borrowers through an unprecedented time."

Complete results of the Inc. 5000, including company profiles and an interactive database that can be sorted by industry, region, and other criteria, can be found at www.inc.com/inc5000. The top 500 companies are featured in the September issue of Inc., which will be available on newsstands on August 20.

About Maxwell

Maxwell empowers mortgage lenders to enhance borrower experience, increase efficiency, and improve their economics by intelligently automating workflow through its digital platform and technology-powered solutions. Hundreds of mortgage lenders, banks, and credit unions nationwide use the Maxwell platform to serve thousands of homebuyers every day. Founded in 2015, Maxwell is a member of the Mortgage Bankers Association and is proud to be built in Denver, Colorado. Learn more at: https://himaxwell.com/.

Inc. magazine today revealed that Maxwell ranks in the top 3% of its annual Inc. 5000 list of fastest-growing private companies at number 154. Maxwell was also named the 15th fastest-growing software company in the country.

Related link: https://himaxwell.com/

Kiosk Manufacturer Association August Updates: Vaccine Kiosks, Tradeshows and ADA News

DENVER, Colo. /ScoopCloud/ -- August news for the Kiosk Association. KMA Kiosk Association is pleased to announce new Co-Chairmen of ADA Committee along with trade show info and vaccine passport kiosk information.

Trade Shows are back

* KMA is now an official media partner for InfoComm (AVIXA) and the biggest digital signage AV show in the fall. See a list of exhibitors and information including the highly anticipated Digital Mixer.

* CREATE in Denver this October. We have a limited number of free passes to CREATE as well as free invites to the MenuMaster Awards festivities (hundreds of restaurant leaders meet and greet, enjoying free food and drinks at Mile High). As part of CREATE you can view interactive session with Scott Deviney, CEO of Chicken Salad Chick on restaurant growth strategies

* Preparations for NRF in NY and NRA in Chicago in progress

KMA also announces new ADA and Accessibility Co-Chairs

* Peter Jarvis and Nicky Shaw of Storm Interface are our new Co-Chairpersons

* James Kruper of KioWare is our Vice-Chair

* As Co-Chairs, Nicky and Peter intend to expand committee members from within the disabled communities and their representative organizations. They request representation from both hardware and software manufacturers. Invitations will be extended to legal practitioners working in disability rights. It is considered essential that the kiosk industry be recognized by legislators as an important part of the solution and not the cause of the problem. The KMA Accessibility Committee will propose that consultation with representatives from the kiosk and self-service sectors should be an essential part of any new mandating or legislative process.

* For a full list of participants and committee members visit https://kma.global/about/

* To request more information contact Craig Keefner, 720-324-1837 or craig@catareno.com

To conclude we have started a rolling post on Vaccination passport kiosks. Both for the US and International (EUDCC). Federal jurisdictions like air travel are first (CLEAR has already implemented). Google released API covering segments such as Kaiser, Zoom, Office365 and many more. Units are beginning to emerge from China and priced at less than $1000 though not yet listed on Alibaba. Both guests and employees are affected with imminent FDA approval and local laws (Key to NYC Pass -- they are the new rules for NYC). McDonalds has mandated for all employees.

For more information contact Craig Keefner, 720-324-1837 or craig@catareno.com or you can visit Kiosk industry at: https://kioskindustry.org/.

*LOGO link for media: https://www.Send2Press.com/300dpi/20-0315s2p-kioskma-300dpi.jpg

August news for the Kiosk Association. KMA Kiosk Association is pleased to announce new Co-Chairmen of ADA Committee along with trade show info and vaccine passport kiosk information.

Related link: https://kioskindustry.org/

Leading Digital Mortgage Platform Maxwell Named a 2021 Best Place to Work by Denver Business Journal

DENVER, Colo. /ScoopCloud/ -- Maxwell, a leading digital mortgage and fulfillment platform for small to midsize lenders, just announced it was named a 2021 Best Place to Work by Denver Business Journal. The company ranked sixth in the medium-sized category.

"At Maxwell, we've worked really hard to intentionally build our team culture. We put our company values at the forefront of everything we do, whether hiring or making business decisions," said Christie Grix, Maxwell's VP of People.

"Over the last year, we've grown by over 200 employees across the United States. We added the vast majority of those new team members while in a remote setting. This award is so meaningful because it shows the work we're putting into building and maintaining our culture through rapid growth and pandemic-related challenges is paying off."

Denver Business Journal Best Places to Work recognizes workplaces across various industries for their commitment to creating and maintaining a thriving, engaged culture. This year's winners showed additional dedication to keeping employees connected despite work-from-home settings and 2020's unique demands.

To select winners, Denver Business Journal partnered with Quantum Workplace to conduct an employee engagement survey measuring 10 key engagement categories. Those criteria included team effectiveness, trust in senior leaders, feeling valued, manager effectiveness, compensation, and benefits. Based on those results, Denver Business Journal chose 65 winners across the Denver metropolitan area.

Click here to view Denver Business Journal's full list of 2021 Best Places to Work: https://www.bizjournals.com/denver/news/2021/05/06/dbj-2021-best-places-to-work-extra-large-giant.html

To view job openings at Maxwell, click here: https://www.himaxwell.com/careers

To learn about Maxwell's comprehensive features for community lenders, including point-of-sale and fulfillment solutions, visit https://himaxwell.com/.

About Maxwell

Maxwell empowers mortgage lenders to enhance borrower experience, increase efficiency, and improve their economics by intelligently automating workflow through its digital platform and technology-powered services. Hundreds of mortgage lenders, banks, and credit unions nationwide use the Maxwell platform to serve thousands of homebuyers every day. Founded in 2015, Maxwell is a member of the Mortgage Bankers Association and is proud to be built in Denver, Colorado. Since 2017, it has been named one of the most innovative companies in real estate by HousingWire Magazine. Learn more: https://himaxwell.com/features.

Maxwell, a leading digital mortgage and fulfillment platform for small to midsize lenders, just announced it was named a 2021 Best Place to Work by Denver Business Journal. The company ranked sixth in the medium-sized category.

Related link: https://himaxwell.com/

ACES Quality Management VP of Marketing Romina Cusenza Named a HousingWire Marketing Leader

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management™ (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced that industry trade publication HousingWire has selected Vice President of Marketing Romina Cusenza as one of the first recipients of its Marketing Leaders award.

"The housing sector is driven by sales and marketing agility and execution. The successful market-share leaders consistently demonstrate a commitment to marketing strategy, superior communication and a passion for the technology that builds relationships and closes transactions," said HW Media CEO Clayton Collins. "The Marketing Leaders award recognizes the CMOs and marketing executives who drive outsized business outcomes, transform brands and make everyone around them better."

In its inaugural year, HousingWire's Marketing Leaders award celebrates influential marketers that have a track record of transforming brands and driving business results within their industries. Over the past year, Cusenza pivoted ACES' 2020 marketing strategy in the face of COVID-19 while simultaneously managing a massive company rebranding effort and maintained ACES' contributions to industry education through the Compliance NewsHub and Mortgage QC Industry Trends Report and launched ACES QC Now web series.

"Romina's energy is contagious. From the positive attitude she brings daily to the reputation of excellence she's created for ACES, she is a role model to many within our organization and the industry at large," said ACES CEO Trevor Gauthier. "We are extremely proud of her achievements and are thrilled to see her recognized for her marketing acumen and tremendous efforts on behalf of ACES in the midst of an extremely challenging year."

"It is an honor to be counted amongst the marketing leaders in the housing and mortgage industry, so I'd like to extend my thanks to the HousingWire team for this recognition," Cusenza said. "None of these achievements would be possible without my incredible ACES team. Together, we've been able to tackle the countless unexpected circumstances of the last year and still yield positive results for the company."

The full list of 2021 HousingWire Marketing Leader honorees can be viewed at https://www.housingwire.com/articles/presenting-housingwires-2021-marketing-leaders.

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control™ software to improve audit throughput and quality while controlling costs, including:
* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;
* 7 of the top 10 loan servicers;
* 11 of the top 30 banks; and
* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

About HousingWire

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 1.0 million unique visitors each month. Our audience of mortgage, real estate and fintech professionals rely on us to Move Markets Forward. Visit www.housingwire.com or www.solutions.housingwire.com to learn more.

ACES Quality Management™ (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced that industry trade publication HousingWire has selected Vice President of Marketing Romina Cusenza as one of the first recipients of its Marketing Leaders award.

Related link: https://www.acesquality.com/

Critical Defect Rate Moderates in Q4 but CY 2020 Defect Rate Remains High, Per ACES Mortgage QC Industry Trends Report

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management™ (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Trends Report covering both the fourth quarter (Q4) and the 2020 calendar year (CY). The latest report provides an analysis of post-closing quality control data derived from ACES Quality Management & Control Software™.

Notable findings from the Q4/CY 2020 report include:

* The overall critical defect rate improved to 2.09%, which was lower than the prior quarter but still higher than other quarters in 2020.

* Loan Documentation defects rose in 2020, which was most likely driven by pandemic-related issues and symptomatic of manufacturing-related defects overall.

* 2020 was dominated by refinances as a result of pandemic-driven historically/record low interest rates.

* Conventional loan share hit its highest point since ACES began publishing the QC Trends Report in 2016.

* Early Payment Defaults decreased in Q4 2020 and Q1 2021, providing some hope for the future, but lenders should be mindful of upcoming forbearance-related deadlines.

"Despite the distinct differences in the Fannie Mae defect categories of 2020 compared to previous years, the defect share for Income and Employment in 2020 was 23.95%, just above 2019's defect share of 23.10%," said ACES Executive Vice President Nick Volpe. "Of the remaining core credit categories, liabilities is the only category to increase in 2020. This is a testament to the agility lenders showed last year, despite the continuing challenges lenders faced in maintaining loan quality."

Findings for the Q4/CY 2020 ACES Mortgage QC Industry Trends Report are based on post-closing quality control data derived from the ACES Quality Management and Control benchmarking system and incorporates data from prior quarters and/or calendar years, where applicable. All reviews and defect data evaluated for the report were based on loan audits selected by lenders for full file reviews.

"It would be easy to say the last two quarters of 2020 were dismal, but considering the pandemic, unemployment and critical defect rates, our Q4 findings are buoyant," said ACES CEO Trevor Gauthier. "Critical defect rates and early payment defaults will continue to be areas to watch closely, particularly as lenders respond to the changing landscape of 2021 and more borrowers come out of forbearance."

ACES executives will analyze the findings from the Q4 2020 ACES Mortgage QC Industry Trends Report and offer insights into what lenders can expect in future quarters during a webinar titled, "Insights into Mortgage QC Trends" as part of its ongoing QC NOW Web Series. Visit the QC Now website for upcoming registration details.

Mortgage QC Industry Trends Reports are available for download, free of charge, at https://www.acesquality.com/resources/reports.

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software™ to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;

* 7 of the top 10 loan servicers;

* 11 of the top 30 banks; and

* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management™ (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Trends Report covering both the fourth quarter (Q4) and the 2020 calendar year (CY).

Related link: https://www.acesquality.com/

Kiosk Association Exhibiting at Major Retail and Restaurant Events: NRF Retail Converge and NRN CREATE

DENVER, Colo. /ScoopCloud/ -- The Unattended Self-Service and Kiosk Association is participating in two major upcoming events for Retail and Restaurants in the next week - NRF Retail Converge and CREATE by Nations Restaurant News. Learn from speakers such as CVS, Walgreens, Macys, Alibaba and others at Retail Converge. CREATE speakers include Yum! Brands, Chipotle, McDonald's, Wendy's, Dominos and many more. Retail Converge begins next week and CREATE has just launched.

Noted sponsors for the Kiosk Association include:

* Olea Kiosks, Inc.
* KioWare
* Pyramid Computer
* Frank Mayer and Associates, Inc.
* Nanonation
* KIOSK Information Systems
* Kiosk Group
* 22Miles
* Vispero
* Zebra
* AUO
* Panasonic Restaurant Solutions
* LG Electronics Business Solutions

In other news for the Association a resource page for Assistive Technology is now available listing provider companies, noted consequences for not providing and additional resources. A companion page covering the latest Legal News is now available. This page is a running log with personal commentary on legal, privacy and patent situations. We keep track of legal news that affects the unattended self-service market.

Examples this week include the lawsuit against McDonalds for improper use of biometric data and a class action suit against over 125 Wendy's franchisees for ADA violation. Learn about PPI which is how we abbreviate Prosecution Probability Index. Our new DOJ is expressing interest in cases never before expressed.

Sample News Posts

* Kiosk Tradeshow Update - NRF Retail Converge and NRN CREATE
* New Digital Signage Solution with the Universal Landscape/Portrait Kiosk
* Legal News - McDonalds Sued for Improper Use of Biometric Data in Drive-Thru
* Legal News
* Assistive Technology For Kiosks and more
* DMV Now Kiosk - Motor vehicle kiosks offer more services
* McDonalds Restaurant Kiosks Deployed in Switzerland
* Member Spotlight: Unattended Card Payments (UCP) Joins Retail Solution Providers Association
* Custom Touch Screen Manufacturer - Member Brochure
* How To Use Self-Service to Enhance the Customer Experience
* Friday Wrapup - Self-Service News from News Roundup
* Perspectives on Unattended Self-Service
* What's Next? Interviews with 22Miles and Panasonic from SCN
* Large Format Display Touchscreens Gain Interactive Signage Solution Market Share
* Payment Kiosk Options and Grocery Omnichannel Payments

View news posts at: https://kioskindustry.org/news-posts/

For more information contact Craig Keefner, 720-324-1837 or craig@catareno.com or you can visit Kiosk industry, KMA.global, Retail Automation, Digital Business, Menu Board Solutions, Digital Signage Solutions and Thinclient

https://kioskindustry.org/

*LOGO link for media: https://www.Send2Press.com/300dpi/20-0315s2p-kioskma-300dpi.jpg

The Unattended Self-Service and Kiosk Association is participating in two major upcoming events for Retail and Restaurants in the next week - NRF Retail Converge and CREATE by Nations Restaurant News. Learn from speakers such as CVS, Walgreens, Macys, Alibaba and others at Retail Converge.

Related link: https://kioskindustry.org/

Maxwell Announces Launch of MaxDiligence, a Tech-Powered Due Diligence and Quality Control Service for Lenders

DENVER, Colo. /ScoopCloud/ -- Today, leading digital mortgage platform Maxwell released MaxDiligence, a new offering that provides Due Diligence and Quality Control services for its clients. The latest feature in Maxwell's suite of tools designed for community lenders, MaxDiligence is a new scalable way to gain efficiency and generate reliable results. This service uses tech-powered features alongside an experienced team of industry veterans to save lenders time and money across a wide array of asset types.

Through MaxDiligence, Maxwell can create a custom experience for any transaction type increasing efficiency, minimizing risk, and improving performance. Beyond tech-enabled features that ensure adherence to agency and government guidelines, MaxDiligence also benefits from deep industry expertise. Lenders using the service gain access to Maxwell's staff of seasoned underwriting professionals with a diverse background of loan experience.

MaxDiligence is an important addition to Maxwell's growing set of offerings that help community lenders to gain productivity throughout the lending process. Maxwell's Point of Sale technology recently surpassed $6 billion in monthly loan volume, and our Fulfillment Platform, providing onshore outsourced processing, underwriting, and closing services provides superior operational leverage for lenders. Today, the Maxwell Fulfillment Platform is one of the country's top onshore fulfillment providers. By applying technology learnings from its other features to Due Diligence and QC services, Maxwell is able to offer a more transparent, efficient, and faster process.

"The launch of MaxDiligence is a significant step towards an all-inclusive solution for our clients," said Maxwell President Brian Simons. "Maxwell continues to grow beyond a point-of-sale solutions provider, anticipating and solving the daily challenges community lenders face in the market today. Community lenders have historically been underserved in these offerings, and more recently, lenders both large and small are feeling the pressure with large backlogs in diligence services. MaxDiligence, will provide a significant value, using automation to help our clients focus on streamlining their process."

The MaxDiligence service is spearheaded by some of the industry's most tenured leadership. Sadie Gurley, a veteran with over 25 years of experience managing residential mortgage platforms and a recent addition to Maxwell, will help to head up the new offering. Alongside her is Kyle Waltz, a digital risk expert joining Maxwell from SourcePoint. Together, the MaxDiligence leadership team holds over 75 years of mortgage operational experience.

Learn more: https://himaxwell.com/maxdiligence

About Maxwell

Maxwell empowers mortgage lenders to enhance borrower experience, increase efficiency, and improve their economics by intelligently automating workflow through its digital platform and technology-powered services. Hundreds of mortgage lenders, banks, and credit unions nationwide use the Maxwell platform to serve thousands of homebuyers every day. Founded in 2015, Maxwell is a member of the Mortgage Bankers Association and is proud to be built in Denver, Colorado. Since 2017, it has been named one of the most innovative companies in real estate by HousingWire Magazine.

Learn more: https://himaxwell.com/

Today, leading digital mortgage platform Maxwell released MaxDiligence, a new offering that provides Due Diligence and Quality Control services for its clients. The latest feature in Maxwell's suite of tools designed for community lenders, MaxDiligence is a new scalable way to gain efficiency and generate reliable results.

Related link: https://himaxwell.com/

Digital Mortgage Platform Maxwell Adds Industry Veteran Sadie Gurley to its Leadership Team

DENVER, Colo. /ScoopCloud/ -- Leading digital mortgage platform Maxwell just announced the addition of Sadie Gurley as Vice President to its leadership team. Sadie holds over 25 years of experience in the mortgage industry, most specifically in due diligence and quality control services. Her role at Maxwell will help the company find new opportunities and expand its impact on community lenders across the country.

As Maxwell grows beyond a point-of-sale service, it aims to expand its leadership with strategic, highly experienced hires. Sadie is an integral step towards further enhancing Maxwell's current services and spearheading new technology that can save time and money in the loan manufacturing process. Because she deeply understands the challenges lending teams face, Sadie is uniquely equipped to identify new avenues that could benefit the more than 250 community lenders who use Maxwell today.

Sadie comes to Maxwell from Digital Risk, where she headed up diligence services. Previously, she served as VP of Mortgage Bond Trading at Goldman Sachs for over 10 years. Sadie holds a B.A. in Economics from Washington State University and an MBA from New York University's Stern School of Business.

The addition of Sadie comes at a pivotal time of growth for Maxwell. In May of 2020, the company launched its Fulfillment Platform, providing onshore outsourced processing, underwriting, and closing services to help lenders save money and flex with changing market volume. Since its launch, the Maxwell Fulfillment Platform has grown to be a top-three onshore outsourced fulfillment provider in the nation. Meanwhile, Maxwell's digital mortgage platform has reached over $6 billion in monthly loan volume.

"By welcoming Sadie to the team, Maxwell continues on its journey of innovating game-changing solutions designed for community lenders," said Brian Simons, Maxwell President. "Community lenders represent a market historically underserved by service providers. Sadie, with her robust industry knowledge and experience, is ideally suited to help our growing leadership team expand the tools and features we offer to help these lenders compete against the industry's largest players."

About Maxwell

Maxwell empowers mortgage lenders to enhance borrower experience, increase efficiency, and improve their economics by intelligently automating workflow through its digital platform and technology-powered services. Hundreds of mortgage lenders, banks, and credit unions nationwide use the Maxwell platform to serve thousands of homebuyers every day. Founded in 2015, Maxwell is a member of the Mortgage Bankers Association and is proud to be built in Denver, Colorado. Since 2017, it has been named one of the most innovative companies in real estate by HousingWire Magazine. Learn more: https://himaxwell.com/

Leading digital mortgage platform Maxwell just announced the addition of Sadie Gurley as Vice President to its leadership team. Sadie holds over 25 years of experience in the mortgage industry, most specifically in due diligence and quality control services. Her role at Maxwell will help the company find new opportunities and expand its impact on community lenders across the country.

Related link: https://himaxwell.com/

ACES Quality Management Launches ACES CONNECT While Also Integrating 30 New Vendors to Its Core Platform

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management™ (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the launch of ACES CONNECT™, as well as the addition of 30 integrated vendor partners into ACES Quality Management & Control™ software as part of its spring product release.

Designed to give senior management at mortgage lenders and third-party providers on-demand access to key reporting data, ACES CONNECT provides users with the ability to self-remediate audit findings, access reporting and trending data, review audit documents and manage corrective action plans in coordination with their organization's risk department. In addition, ACES CONNECT allows users to have access to the ACES QC reporting to provide easy to view reporting for senior management along with any designated third parties. ACES CONNECT will enhance productivity and boost collaboration in resolving defects, requesting or supplying additional documentation and answering questions and concerns with trackable communications.

"The changing market dynamics of the last year has underscored the need for secure and efficient internal communication and collaboration, especially when viewed through the lens of the ever-shifting financial regulatory and compliance landscape," said ACES CEO Trevor Gauthier. "ACES CONNECT not only provides lenders and financial institutions with a critical viewing window into exactly what's going on in their respective businesses from a quality and compliance standpoint, but it also creates a centralized access point for quick and easy defect identification, remediation and resolution tracking to effectively mitigate risk and maintain quality."

Along with the launch of ACES CONNECT, the company has also significantly expanded its network of integrated vendors, allowing users to order, track and receive re-verification documents and data directly within ACES core platform. With these additions, ACES now supports an additional thirty vendors across five categories: Credit, SSN, Asset, 4506-C and Field Reviews. By leveraging ACES integrations, third party orders are sent and received securely, leveraging existing ACES data, ultimately reducing the time and labor associated with each transaction. ACES has also expanded its relationship with MeridianLink to add support for instant verification of employment and income from The Work Number through MeridianLink's network of resellers.

"Integrations have been available within ACES for several years, and over the last year in particular, we've put tremendous effort into expanding our integration framework to bring added efficiency to our users' quality control audit process and eliminate the manual re-work that often introduces unnecessary errors," Gauthier added. "By dramatically increasing the number of available vendors, we've provided ACES users with even more options for best-of-breed re-verification partners to help support their loan quality and risk management efforts."

ACES' newest upgrades were spearheaded by client requests collected during its annual client survey, the results of which drive and validate much of the company's product roadmap.

"At ACES, we believe in being proactive, not reactive, when it comes to product development and enhancements, and our clients play a critical role in that process by providing us 'boots on the ground' intelligence regarding the challenges they face in maintaining loan quality and mitigating risk," Gauthier explained. "Our annual survey and User Summit, which we've elected to take virtual this year, are two of the many ways in which we actively seek input from our users to ensure our technology continues to meet their needs."

About ACES Quality Management

ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control™ software to improve audit throughput and quality while controlling costs, including:

* 3 of the top 5 and more than 50% of the top 50 independent mortgage lenders;
* 7 of the top 10 loan servicers;
* 11 of the top 30 banks; and
* 1 of the top 3 credit unions in the USA.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management™ (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the launch of ACES CONNECT™, as well as the addition of 30 integrated vendor partners into ACES Quality Management & Control™ software as part of its spring product release.

Related link: https://www.acesquality.com/

Alternative Finance Network Announces New Lending Partner, Providing Cannabis Real Estate Loans Starting at 5%

DENVER, Colo. /ScoopCloud/ -- Alternative Finance Network (AFN), a leading provider of financing for the cannabis industry led by Marijuana Money Man, Scott Jordan, announces its new lending partner for single-digit real estate loans. The partnership will allow AFN to offer bank-like rates, resulting in real estate loans starting at five percent for high quality borrowers.

"This is truly a historic moment for the cannabis industry, and we could not be more excited to introduce this partnership that will allow us to deliver real estate loans in the single digits to marijuana businesses," says Scott Jordan, founder, Alternative Finance Network. "I have been an advocate for over a decade, helping cannabis companies achieve parity within the lending community. Today, we are seeing rates dropping significantly from loans I secured 10 years ago at 40 percent, to an astonishing low mark of mid-single digits. This is a trend I am extremely pleased to see and I am thrilled to be a part of the forward momentum and equality for the cannabis industry."

Low rates are available for the purchase of cannabis tenanted buildings, dispensaries, warehouses and more. The loans can provide up to 60 percent loan-to-value for purchases with bank-like rates available in all legal states for well-qualified borrowers.

For more information about real estate loans or other lending options with Alternative Finance Network, visit http://alternativefinancenetwork.com/.

About Alternative Finance Network

The Alternative Finance Network (AFN) was created by Scott Jordan, the Marijuana Money Man, in 2019 with the mission of providing multiple funding options to cannabis business owners for equipment, real estate and working capital financing. The AFN network provides access to private lenders, banks, credit unions and more with vetted capital partners. Please visit http://alternativefinancenetwork.com/ to learn more about cannabis financing options.

MEDIA CONTACT:
Jordan Callahan
Aimee Miller Marketing
303.406.8839
jordanjacksoncallahan@gmail.com

Alternative Finance Network (AFN), a leading provider of financing for the cannabis industry led by Marijuana Money Man, Scott Jordan, announces its new lending partner for single-digit real estate loans. The partnership will allow AFN to offer bank-like rates, resulting in real estate loans starting at five percent for high quality borrowers.

Related link: https://alternativefinancenetwork.com/

Kiosk Association Restaurant Kiosks and Menu Boards

DENVER, Colo. /ScoopCloud/ -- National Restaurant Association has launched Show To Go and the Kiosk Association is a participant. The online show runs thru August 2021. We have eight showcases online: QSR Self-Order, Touchless Controls, Outdoor Menu Boards, ClearConnect full suite solution, Restaurant Kiosks, gigantic digital signage (LVCC), large digital signs and touchscreens. April 21 is a casual "Ask An Expert" web session for ADA and PCI, and there are Special Offers as well. For reference, we are also doing NRF Converge Retail in June which will be interesting.

Learn more: https://directory.nationalrestaurantshow.com/8_0/exhibitor/62520315/Kiosk-Association-KMA

Data Reports -- this month is the lengthy 2021 Self-Service Market Research report [140 pgs], the NRA 2021 State of the Industry [26 pgs], and the NRN Top 200 report. Contact any of our Gold sponsors for a copy of any: Olea, KioWare, Pyramid Computer, Frank Mayer, Nanonation, KIOSK Information Systems, KioskGroup, Vispero, Zebra, AUO, 22Miles, Honeywell, and LG Electronics Business Solutions, and Panasonic Restaurant Solutions.

ADA Accessibility News -- New court decision on Winn-Dixie web accessibility + background on Coca-Cola drink station decision and case.

* ADA Kiosk Lawsuits - Legal Judgement Reasons To Be Accessible

* Web Accessibility Lawsuits - How to prevent and how to react. Winn-Dixie website verdict.

PCI and EMV -- We've fielded several questions regarding PCI Compliance for CATs and kiosks so it seems a good time for us to provide some updated info. Thanks to Rob at UCP and Bruce with Ingenico.

We are also covering the benefits and drawbacks of using QR codes for payment (Ingenico blog series)

Latest Posts:

https://kioskindustry.org/author/craigadmin/

* Portable Pizzeria Powered by Robots

* Ghost Kitchen Kiosks in Walmart - Cloud Kitchens rationale and logic

* Interactive 50″ Drive-Thru Real Person On Video Inset Taking Order - Bite Ninja

* Taco Bell Kiosk - Times Square Full Digital Location Review

* New Member - SuzoHapp Global - Gaming, Amusement, and Sports Betting

* PCI Kiosk Update - POS Credit Card Readers for Kiosks

* Massive Digital Signage LED Wall Installation for LVCC

* Digital Menu Boards - Panasonic ClearConnect(tm) Restaurant Solutions

* Smart Locker System - GRUBBRR & Frank Mayer Smart Pickup Smart Curbside

* ADA Webinar U.S. Access Board March 2021 Wrap - Kiosk Access

* Wayfinder Kiosk - Improving the Visitor and Employee Experience

* Restaurant Kiosk - National Restaurant Association Show To Go 2021

* ADA Kiosk 2021 Update - Kiosk Lawsuits - Reasons To Be Accessible

Notable Links:

* Updated McDonalds Menuboards Failures - Isotropic-like failures -- sometimes it is as simple as NOT changing a filter

McDonalds News

* Robotic Delivery by Chick-fil-A in California Being Tested

* New article on "Fully Digital" Times Square Taco Bell - QSRMagazine

* By this summer, only 150 McDonald's will remain inside Walmart stores

* H-E-B is partnering with Texas A&M University to provide grocery delivery to people who live on its main and West campuses in College Station, Texas.

Visit kiosk industry, KMA.global, Retail Automation, Digital Business and Thinclient for more information.

LINKS:

https://kioskindustry.org/

https://kma.global/

https://retailsystems.org/

https://digitalbusiness.us/

https://thinclient.org/

National Restaurant Association has launched Show To Go and the Kiosk Association is a participant. The online show runs thru August 2021. We have eight showcases online: QSR Self-Order, Touchless Controls, Outdoor Menu Boards, ClearConnect full suite solution, Restaurant Kiosks, gigantic digital signage (LVCC), large digital signs and touchscreens.

Related link: https://kioskindustry.org/

Digital Mortgage Platform Maxwell Announces Partnership with Mortgage Loan Origination System Byte Software

DENVER, Colo. /ScoopCloud/ -- Today, digital mortgage platform and fulfillment provider Maxwell Financial Labs, Inc. announced that it has partnered with Byte Software, a mortgage loan origination system that streamlines the mortgage production process.

With the establishment of this partnership, Maxwell's digital mortgage point-of-sale will connect to Byte's loan origination system via an API integration.

"Byte's best-of-breed approach provides consistency in business operations, even as production methods are rapidly evolving," commented Mark Todd, National Sales Manager at Byte. "The addition of an innovative partner like Maxwell will further enable our customers to quickly and easily adopt emerging digital strategies."

The integration of Maxwell and Byte will allow users to seamlessly connect their data and work within Maxwell with their LOS, creating a simple, intuitive process for lenders and borrowers. This includes acceptance of the new URLA 3.4 compliant loan application. This connectivity is critical in Maxwell's commitment to a relationship-focused mortgage experience, allowing the lending team to spend more time providing vital expertise to the borrower and performing value-add activities rather than working on lower-impact tasks.

"We're thrilled to unveil our partnership with Byte," said Maxwell Co-founder and CEO John Paasonen. "This key integration with Byte's LOS as the system-of-record with Maxwell's impactful point-of-sale platform will allow us to improve borrower experience, empower more lenders to save time, streamline processes, and increase productivity with our mutual customers."

Maxwell's robust integrations and partnerships enable lenders to accelerate the mortgage lending process from application to underwriting so loan officers can focus on the human relationship at the center of the mortgage journey. Today, hundreds of lenders across the U.S. use Maxwell to originate nearly $6 billion in mortgage loans each month at a closing rate 45 percent faster than the national average.

About Maxwell:

Maxwell empowers mortgage lenders to be more connected, productive, and successful by intelligently automating their workflow with homebuyers and real estate agents. Hundreds of mortgage lenders, banks, and credit unions nationwide use the Maxwell platform to serve their customers a modern lending experience. Founded in 2015, Maxwell is a member of the Mortgage Bankers Association and is proud to be built in Denver, Colorado.

Connect with Maxwell:

- https://himaxwell.com/

- https://www.facebook.com/maxwellHQ

- https://twitter.com/ilovemaxwell

About Byte Software:

Over 1,000 organizations trust BytePro loan origination software with their business. Our clients range from national lenders originating thousands of loans per month to small organizations originating just a few. Whether your business is retail, wholesale or correspondent lending, we have solutions to meet your needs. www.bytesoftware.com

Today, digital mortgage platform and fulfillment provider Maxwell Financial Labs, Inc. announced that it has partnered with Byte Software, a mortgage loan origination system that streamlines the mortgage production process.

Related link: https://himaxwell.com/

Groundbreaking New Release ‘Be Decent’ Reveals the Secrets of Green Tech

DENVER, Colo. /ScoopCloud/ -- Author and activist Samantha Joule Fow, CEO of Denver-based Axiom Communications, Inc., has published a groundbreaking new book that reveals how anyone and everyone concerned about the environment can use green technology to help address everything from litter to extinction. "Be Decent: Environmental Activism 2.0" (ISBN: 978-1735682815) is available now on Amazon and will be coming to local bookstores soon.

Many people care deeply about the environment but struggle to understand what they can do to prevent the damage being done to our planet by climate change, pollution, extinction, and unsustainable development. The groundbreaking new release "Be Decent: Environmental Activism 2.0" explains how we can all use decentralized green technologies to solve the environmental health and safety issues that are threatening our planet, our communities, and our lives.

"Be Decent" encourages a solution-oriented approach to our most pressing environmental threats. Even in the absence of support from centralized political or economic institutions, communities can use the increasing variety of decentralized technologies - or, as author and activist Samantha Joule Fow refers to it, "decent tech" - to address local environmental problems for themselves. Whether it's creating and sharing content about environmental issues or using the most cutting-edge decentralized digital technologies to build functional carbon trading markets, Be Decent shows how all of us can be decent people with the power of decent tech.

"First and foremost, my goal with this book is to empower people the knowledge that they can make a positive impact on our local and global environmental health," said author Samantha Joule Fow, a vocal environmental advocate and innovation consultant. "It's so easy to feel overwhelmed by things like climate change or the amount of plastic pollution that's accumulating in our oceans. But in truth, there are decentralized green technologies out there that can solve our most pressing environmental problems. Decent people with decent tech can save the planet - all we have to do, is 'Be Decent'!"

"Be Decent: Environmental Activism 2.0" is copyrighted (c) 2021 by Samantha Joule Fow and distributed through Axiom Communications, Inc. and its partners and subsidiaries.

To learn more visit: https://bedecentbook.com/

Amazon link: https://www.amazon.com/dp/1735682810

About Axiom Communications, Inc.

Based in Denver, Colorado, Axiom Communications Inc. is a privately held marketing, technical writing, brand development, press and publication company that provides authentic enterprise solutions for our digital world. Founded in 2017, the growing team at Axiom Communications is committed to connecting people through content-based outreach that engages people in a warm, friendly, and interesting way. We offer a smart, modern, and forward-thinking approach to marketing, thought leadership, and creative ways to build your brand's digital identity and audience.

MULTIMEDIA:

VIDEO (YouTube): https://youtu.be/5vAvrYtjBTc

PHOTO https://www.Send2Press.com/300dpi/21-0409s2p-be-decent-300dpi.jpg

Caption: Cover, "Be Decent: Environmental Activism 2.0"

Author and activist Samantha Joule Fow, CEO of Denver-based Axiom Communications, Inc., has published a groundbreaking new book that reveals how anyone and everyone concerned about the environment can use green technology to help address everything from litter to extinction. "Be Decent: Environmental Activism 2.0" (ISBN: 978-1735682815) is available now.

Related link: https://bedecentbook.com/

Participating Colorado Optometrists Give Infants One-time No-cost Eye Exam Through National InfantSEE® Program

DENVER, Colo. /ScoopCloud/ -- Leaders in Colorado eye health advocacy, the Colorado Optometric Association (COA) and 2020 Eyes Colorado, announce that participating local optometrists are offering no-cost comprehensive eye exams to infants 6-12 months of age regardless of income or insurance. These no-cost infant eye exams are part of a national public health program called InfantSEE®. This program is designed to improve a child's quality of life by ensuring proper eye health development in infants and early detection of any eye health challenges before learning is impacted.

"An infant's first comprehensive eye exam with an optometrist is essential in understanding their individual eye health and development. Vision screenings with a pediatrician can miss about one-third of eye health challenges and that can impact learning even before the child gets to the classroom," says Dr. Tom Cruse, President of the Colorado Optometric Association.

The InfantSEE program helps children start a lifetime of learning with healthy eyes. Colorado's doctors of optometry recommend eye exams at 6-12 months, age 3, and age 5, then every year following. Three eye exams by age 5 is the best way to ensure your child's visual system is ready for classroom learning.

Getting a no-cost InfantSEE comprehensive eye exam is easy!

Step 1: Locate a participating InfantSEE optometrist HERE https://colorado.aoa.org/doctor-locator-search (don't forget to check the box labeled "Show only InfantSEE® Providers").

Step 2: Call and schedule the no-cost InfantSEE eye exam.

Step 3: Begin a lifetime of healthy eye and vision care.

Learn more about InfantSEE: https://2020eyescolorado.org/infantsee-free-eye-exams/

About the Colorado Optometric Association (COA):

The Colorado Optometric Association (COA) is the professional organization of optometrists in Colorado. Over 600 Colorado Doctors of Optometry are voluntary members of the Association. COA has also launched a public health campaign called 2020 Eyes Colorado - https://2020eyescolorado.org/.

Since 1892, the COA has assisted its members in providing the highest standard of professional care to their patients by sponsoring continuing education programs for doctors, advocating in local and state governments for programs and laws that represent patients' best interests, and providing information for the public. For more information, please visit http://www.visioncare.org/ or call 303-863-9778.

Leaders in Colorado eye health advocacy, the Colorado Optometric Association (COA) and 2020 Eyes Colorado, announce that participating local optometrists are offering no-cost comprehensive eye exams to infants 6-12 months of age regardless of income or insurance.

Related link: https://colorado.aoa.org/