Percy honored as a 2023 HW Tech100 company for innovation in real estate and mortgage technology

NASHVILLE, Tenn. /ScoopCloud/ -- Percy, maker of market intelligence-driven client engagement tools for real estate brokers and mortgage lenders, today announced that HousingWire has named it as a 2023 HW Tech100 honoree. The HW Tech100 awards program recognizes the most innovative technology companies reshaping the mortgage and real estate industries.

Percy was honored for its pre-mover intelligence and marketing tools that reshape the way real estate brokerages and mortgage lenders capture, engage and retain clients by delivering real-time data intelligence on consumer behavior and homebuying intent. For real estate agents, Percy's flagship Home Valuation Site (HVS) engages seller leads with equity insights and proprietary market demand data that establish agents as market experts. For loan officers, the HSV's personalized home equity dashboard reveals financing options and insight into borrowing power.

"By empowering housing professionals with foresight into the early signs of home buying and selling intent, Percy has helped its clients engage more than 1.2 million homeowners who represent a potential listing volume of over $1 trillion," said Percy Founder and CEO Charles Williams. "Our success as a proptech disruptor is made possible by the hard work of Percy's talented team members."

"As someone who had a front-row seat to watch the housing economy's tech transformation, I am increasingly in awe of the innovation we have seen from the Tech100 winners year after year," HW Media Editor in Chief Sarah Wheeler said. "With new technologies emerging every day, I am proud to be part of this exciting journey that has positioned the industry to be more efficient, more transparent and more accessible than ever before."

The complete list of 2023 HW Tech100 Real Estate and Tech100 Mortgage honorees can be viewed in the March edition of HW Magazine and on HousingWire's website.

About Percy:

Percy delivers real-time, pre-mover data intelligence on consumer behavior and homebuying intent to real estate agents and mortgage lenders. Using proprietary machine learning, Percy aggregates billions of pre-buying and pre-selling consumer behavior signals throughout the homeownership journey to reshape the way agents and lenders capture, engage and retain their clients. Over 40% of the top 100 real estate brokerages in the U.S., collectively representing over 250,000 agents, rely on Percy to differentiate themselves with data.

Learn more at: https://percy.ai/

Percy, maker of market intelligence-driven client engagement tools for real estate brokers and mortgage lenders, today announced that HousingWire has named it as a 2023 HW Tech100 honoree. The HW Tech100 awards program recognizes the most innovative technology companies reshaping the mortgage and real estate industries.

Related link: https://percy.ai/

MMI recognized as one of HousingWire’s Tech100 innovative mortgage technology companies

SALT LAKE CITY, Utah /ScoopCloud/ -- Mobility Market Intelligence (MMI), a leader in data intelligence and market insight tools for the mortgage and real estate industries, announced today it has been named to the 2023 HousingWire Tech100 Mortgage list. This is MMI's first appearance on the HW Tech100 list, which recognizes the most innovative and impactful organizations that can be leveraged to identify partners and solutions to the challenges that mortgage lenders and real estate professionals face every day.

The MMI platform provides users with data intelligence, market insights and resources for taking action to advance their goals. From growing referral partners to sourcing talent, MMI has shown the housing industry the power of data presented in a manageable way.

MMI collects, collates and cleanses data from multiple mortgage and real estate sources before serving it up to clients in a user-friendly format. By allowing businesses to sort and view the data in a myriad of ways, MMI's platform essentially allows clients to slice and dice the data to find the answers they are looking for and provide actionable insights. It shows current and relevant data as well as the means to analyze and act on it, giving businesses the ability to identify targets for growth that will actually move the needle.

"In challenging markets like we're seeing today, it can be extremely difficult for loan originators to drum up new purchase business and new agent relationships. However, the data is trending upward for MMI users, who are, on average, closing more deals, generating more volume and cultivating more agent relationships," said MMI founder and CEO Ben Teerlink. "MMI is honored to have our efforts in providing market insight tools and the subsequent successes of our users recognized by HousingWire, one of the industry's top publications. We hope to continue to expand the functionalities available on our platform as we grow in the ever-expanding field of data intelligence."

"As someone who had a front-row seat to watch the housing economy's tech transformation, I am increasingly in awe of the innovation we have seen from the Tech100 winners year after year," HW Media Editor in Chief Sarah Wheeler said. "With new technologies emerging every day, I am proud to be part of this exciting journey that has positioned the industry to be more efficient, more transparent and more accessible than ever before."

Each year the Tech100 program has continued to expand and the applicants increase in caliber and innovation as the demand for technology in housing continues to progress. For the fourth year in a row, the Tech100 program has been presented in two groups - Tech100 Mortgage and Tech100 Real Estate - to highlight the innovation and achievements of organizations from both sectors.

To view a complete list of HW Tech100 winners, visit https://www.housingwire.com.

About MMI

Mobility Market Intelligence (MMI) is a market leader in data intelligence and market insight tools for the mortgage and real estate industries. Headquartered in Salt Lake City, the company's signature product, MMI, provides actionable intelligence for lenders, real estate agents, real estate brokerages, title companies and others in the real estate industry. MMI is currently used by more than 450 enterprise customers, including 20 of the top 25 lenders in the country. To learn more, visit https://mmi.io/ or contact sales@mmi.io.

Mobility Market Intelligence (MMI), a leader in data intelligence and market insight tools for the mortgage and real estate industries, announced today it has been named to the 2023 HousingWire Tech100 Mortgage list. This is MMI's first appearance on the HW Tech100 list.

Related link: https://mmi.io

FormFree selected to HousingWire Tech100 for the ninth year

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced its inclusion in HousingWire's (HW's) annual Tech100 list for the ninth year. The HW Tech100 Mortgage Awards recognize the U.S. housing economy's most innovative and influential fintech companies and solutions.

Since 2008, FormFree has brought to market several first-of-its-kind solutions designed to help mortgage lenders underwrite loans more efficiently. It is the maker of Passport®, a solution that gives lenders more comprehensive insight into borrowers' true ability to pay (ATP®). Last October, FormFree launched its Residual Income Knowledge Index™ (RIKI™), a groundbreaking tool that helps lenders better determine risk based on residual income analysis. Both solutions enable mortgage lenders to adopt more inclusive credit decisioning practices.

"This is FormFree's ninth year as a HW Tech100 company, and it is truly an honor to see our logo represented alongside other enterprising housing technology organizations," said FormFree Founder and CEO Brent Chandler. "Digital asset verification was cutting-edge when we introduced it to the mortgage industry more than a decade ago. Now, we plan to transform the finance industry a second time by making home financing and the wealth-building benefits of homeownership accessible to more people with RIKI and Passport."

"As someone who had a front-row seat to watch the housing economy's tech transformation, I am increasingly in awe of the innovation we have seen from the Tech100 winners year after year," HW Media Editor in Chief Sarah Wheeler said. "With new technologies emerging every day, I am proud to be part of this exciting journey that has positioned the industry to be more efficient, more transparent and more accessible than ever before."

HW receives hundreds of HW Tech100 award nominations each year. Submissions are carefully evaluated by a selection panel of industry leaders and HW's editorial team. 2023 Tech100 Mortgage and Tech100 Real Estate honorees are featured in the March issue of HW Magazine and on the HW website.

About FormFree®

FormFree helps lenders understand credit risk like never before with its patented Passport® product, which opens doors to more inclusive credit decisioning by revealing each customer's true ability to pay (ATP®), and patent-pending Residual Knowledge Income Index™ (RIKI™), an innovative method for evaluating consumer creditworthiness based on residual income analysis. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

FormFree® today announced its inclusion in HousingWire's (HW's) annual Tech100 list for the ninth year. The HW Tech100 Mortgage Awards recognize the U.S. housing economy's most innovative and influential fintech companies and solutions.

Related link: https://www.formfree.com/

NotaryCam makes its 5th appearance on HousingWire’s annual Tech100 list of innovative technology

NEWPORT BEACH, Calif. /ScoopCloud/ -- NotaryCam®, a Stewart-owned company and a pioneering provider of remote online notarization and identity verification/authentication technology for real estate and legal transactions, today announced it has been selected by the publication HousingWire for its annual Tech100 awards program.

Last year, NotaryCam surpassed more than one million successful remote online notarization (RON) transactions and did so while maintaining a net promoter score higher than the mortgage industry average. NotaryCam saw 36% year-over-year growth in real estate transactions and 121% in its insurance transactions. In the last year, NotaryCam has also updated its eClose360® platform, expanding its capabilities and delivering a better user experience for all parties.

For the eleventh year, the Tech100 program provides housing professionals with a comprehensive list of the most innovative and impactful organizations. The list can be leveraged to identify partners and solutions to the challenges that mortgage lenders and real estate professionals face every day.

"We're proud to be included in HousingWire Tech100 list for the fifth year in a row with such great company," said NotaryCam president Brian Webster. "NotaryCam has been a pioneer in the RON space for years. It's something we're continually improving and a necessary tool as the world continues to embrace digitalization."

In 2022, NotaryCam launched "NotaryCam for Independent Notaries," providing a platform for notaries to perform RON transactions on an as-needed basis. Prior to the official product launch, NotaryCam had three individual notaries signed up and by the end of 2022, this user base had grown by over 3,000%.

As NotaryCam continues to expand throughout the mortgage industry, its partnership with a law firm has helped begin specializing in loan modification transactions. Through this partnership, servicing clients have not only reduced turn times and costs, but they have also been able to shorten the execution timeline and reduce or even eliminate the need for overnight shipping.

"Housing News podcast listeners are well aware of my vision and north star of a more elastic housing market - a housing market powered by technology that enables the same human capital efficient operations at 12 million annual loans as 4 million annual loans. We're focused on elevating the innovators that are building paths and solutions that enable the largest and most important sector in the U.S. economy to operate efficiently and profitably - the innovators that make housing more accessible and more desirable for the 130 million households that benefit from the stability and economic advantages of homeownership" said Clayton Collins, CEO of HW Media. "The Tech100 program is the gold standard for organizations in housing who are at the forefront of the kind of innovation that will change the industry forever."

To view the full list of HW Tech100 winners, visit https://www.housingwire.com.

About NotaryCam, a Stewart Company

NotaryCam, a Stewart-owned company, is the leader in online notarization and mortgage eClosing solutions, having notarized documents worldwide for more than a million customers in all 50 states and more than 146 countries. The company's eClose360® platform delivers the "perfect" online mortgage closing in every jurisdiction and supports all eClosing scenarios - RON, IPEN or Hybrids - with a flexible workflow for document recording and unparalleled identity verification, security and customer convenience. In addition to real estate transactions, NotaryCam provides RON services to many Fortune 500 companies as well as small and midsize businesses and includes the execution of employment-related documents, legal docs (e.g. power of attorneys) and Apostilles. The company also proudly maintains an industry-leading 99.8 percent customer satisfaction rating and the highest Net Promoter Score (NPS) amongst the best global tech brands.

Visit https://www.notarycam.com for additional information or to get a document notarized today.

About HousingWire

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 1.0 million unique visitors each month. Our audience of mortgage, real estate and fintech professionals rely on us to Move Markets Forward. Visit www.housingwire.com or www.solutions.housingwire.com to learn more.

NotaryCam®, a Stewart-owned company and a pioneering provider of remote online notarization and identity verification/authentication technology for real estate and legal transactions, today announced it has been selected by the publication HousingWire for its annual Tech100 awards program.

Related link: https://www.notarycam.com/

Stack Sports Inks New Partnership with The Coaching Manual to Inspire and Educate Coaches and Players Around the World

ATLANTA, Ga. /ScoopCloud/ -- Stack Sports has announced a new multi-year partnership with The Coaching Manual, the world's premier digital soccer coaching platform, to further its mission of inspiring soccer coaches and players around the world through innovative technology partnerships.

Sports Connect, the flagship club management platform for Stack Sports, will provide a new digital coach education solution for soccer clubs of all sizes and levels of play. This new connected experience will make season development and session planning easy for soccer coaches and players everywhere. Clubs can access a massive library of professional training content and industry-leading organizational tools to help grow participation in the sport and enhance the overall soccer experience.

"We're incredibly proud to be able to be a part of Stack's world-leading digital offerings to the worldwide sports industry, helping to support national governing bodies, youth sports associations, leagues, clubs, parents, coaches, and athletes around the globe," said Chris Barton, Founder of The Coaching Manual. "The Coaching Manual's unrivaled library of training session content featuring some of the most respected coaches in the world, as well as market-leading tools and education resources, will be instantly available to thousands of coaches thanks to this partnership. We are dedicated to supporting Stack's customers and partners in alignment with their four key pillars: Grassroots Engagement, Participation Growth, Recruiting Pathways, and Elite Player Development - and in doing so, ensuring a more rewarding soccer experience for all."

"Partnerships like this are an integral part of our goal of creating a connected ecosystem in soccer and improving the overall experience for all coaches and players. We are honored to work with The Coaching Manual to make this a reality," said Adam Abney, General Manager of Sports Connect. "The Coaching Manual helps inspire its members to achieve their full potential, and Sports Connect will be an integral partner in this mission. We are proud to serve alongside their mission through innovative coaching and education technology solutions."

Affiliated clubs partnering with Sports Connect and The Coaching Manual will have access to a full suite of features, including training session and development tools, full coaching sessions, season plans, and much more.

To learn more about Sports Connect's new Coach Education Platform powered by The Coaching Manual, visit https://www.sportsconnect.com/coaching-manual/.

About The Coaching Manual:

The Coaching Manual is a resource built for soccer coaches who want to improve their understanding of coaching, find real practical sessions which they can use, and accelerate the development of their players by creating a first-class soccer learning environment.

The wealth of broadcast-quality video content available on The Coaching Manual is suitable for coaches of all levels, from beginner and recreational coaches to those working in the professional game. As well as world-leading content, The Coaching Manual's practice design and season planning tools help coaches use their time efficiently and effectively, ensuring players get the most out of every session. Easy-to-use organizational functions allow clubs to build - and effectively communicate - coaching philosophies, player pathways, and more.

The Coaching Manual provides access to more than 3,000 pieces of coaching content including broadcast-quality video content - including sessions and practices provided by some of the best coaches in the game - insightful guides, In-depth coach interviews, handy infographics, articles, and more. With the world's largest library of coach and player education content and a suite of tools to help coaches deliver a consistently brilliant learning experience, The Coaching Manual is the leading online soccer education resource.

About Stack Sports:

With nearly 50 million users in 35 countries, Stack Sports is a global technology leader in SaaS platform offerings for the sports industry. The company provides world-class software and services to support national governing bodies, youth sports associations, leagues, clubs, parents, coaches, and athletes. Some of the largest and most prominent sports organizations including the U.S. Soccer Federation, Little League Baseball and Softball, and Pop Warner Little Scholars rely on Stack Sports technology to run and manage their organizations. Stack Sports is headquartered in Dallas and is leading the industry one team at a time focusing on four key pillars - Grassroots Engagement, Participation Growth, Recruiting Pathways, and Elite Player Development. To learn more about how Stack Sports is transforming the sports experience, please visit https://stacksports.com/.

Stack Sports has announced a new multi-year partnership with The Coaching Manual, the world's premier digital soccer coaching platform, to further its mission of inspiring soccer coaches and players around the world through innovative technology partnerships.

Related link: https://stacksports.com/

TrustEngine named to HousingWire’s 2023 Tech100 Mortgage list

OWINGS MILLS, Md. /ScoopCloud/ -- TrustEngine™, a provider of data-driven homebuyer engagement and education solutions for lenders, has been selected as a HousingWire (HW) 2023 Tech100 Mortgage Award winner. For 11 years, the HW Tech100 Awards have recognized the most innovative technology companies in the housing economy.

TrustEngine, formerly Sales Boomerang and Mortgage Coach, was recognized for its role in establishing a borrower intelligence platform (BIP) as a key component of the modern-day lender's mortgage tech stack. By far the most comprehensive BIP on the market today, the TrustEngine Borrower Intelligence Platform drives increased loan applications, customer loyalty and team performance by collecting, enhancing and analyzing borrower data; prescribing actionable borrower opportunities; pacing opportunity delivery; guiding compelling borrower and loan officer interactions that convert; and providing comprehensive performance measurement and refinement.

"By bringing world-class customer intelligence to the mortgage industry, TrustEngine is driving volume at a time when lenders need it most," said TrustEngine CEO Rich Harris. "We are honored to be named a HousingWire Tech100 winner and gratified to see borrower intelligence platforms recognized as a permanent and essential fixture in the modern mortgage tech stack."

Among its many features and capabilities, the TrustEngine Borrower Intelligence Platform was recognized by HousingWire for empowering lenders to understand borrowers more profoundly and engage them with offers they genuinely value. By analyzing billions of first- and third-party data points, TrustEngine can help mortgage loan originators understand borrowers' financial objectives, identify the loan products and scenarios best suited to advancing those objectives, and present that information to borrowers in a way that inspires swift action.

"As someone who had a front-row seat to watch the housing economy's tech transformation, I am increasingly in awe of the innovation we have seen from the Tech100 winners year after year," HW Media Editor in Chief Sarah Wheeler said. "With new technologies emerging every day, I am proud to be part of this exciting journey that has positioned the industry to be more efficient, more transparent and more accessible than ever before."

For more information about HousingWire's Tech100 Mortgage Awards and the full list of 2023 winners, visit https://www.housingwire.com.

About TrustEngine:

More than 200 independent mortgage companies, credit unions, banks and brokers depend on TrustEngine's innovative solutions to unlock additional loan opportunities, increase conversion and strengthen customer loyalty through individualized, data-driven engagement and education. With Sales Boomerang's intelligent alerts, lenders always know when a past customer or prospect is ready and credit-qualified for a loan. Award-winning loan presentations from Mortgage Coach equip lenders to deliver a consultative home financing experience that encourages faster, more informed loan decisions. New in 2023, the TrustEngine Borrower Intelligence Platform (BIP) combines the best of both flagship products with world-class data analysis and segmentation, sophisticated probability and profitability modeling, intelligent loan pacing and routing, compelling borrower interactions, and ongoing performance evaluation and optimization. The result is a category-leading solution that enhances lenders' existing technology investments and puts data in the driver's seat of every customer engagement. For a closer look at how TrustEngine turns loan officers into trusted mortgage advisors, visit https://www.trustengine.com.

TrustEngine™, a provider of data-driven homebuyer engagement and education solutions for lenders, has been selected as a HousingWire (HW) 2023 Tech100 Mortgage Award winner. For 11 years, the HW Tech100 Awards have recognized the most innovative technology companies in the housing economy.

Related link: https://www.trustengine.com/

LenderLogix makes Second Appearance on HousingWire’s annual Tech100 list of Innovative Mortgage Technology Firms

BUFFALO, N.Y. /ScoopCloud/ -- LenderLogix, a leading provider of mortgage automation software and application programming interfaces (APIs), today announced it has been named to HousingWire magazine's annual Tech100 list. HousingWire's Tech100 award seeks to highlight the most innovative technology companies across the housing sector. LenderLogix earned a spot for its white-labeled mortgage automation software, enabling lenders to provide seamless digital experiences to the modern homebuyer.

"As a former loan officer, our suite of products is designed to close the gap between what loan officers actually need and the tech required to do it," said LenderLogix Founder and CEO Patrick O'Brien. "We're pleased to be included in this year's Tech100 and eager to bring further innovation to the mortgage industry."

LenderLogix offers a suite of tightly integrated white-labeled solutions for lenders of all sizes. Its most recent innovation, LiteSpeed, a streamlined point-of-sale (POS) system, has gained significant traction with lenders since its release in early Q1 2023. Early results indicate borrowers go from perusing a lender's website to becoming a credit-authorized lead in 90 seconds, and 72% of all borrowers upload at least one document within 30 minutes.

Yielding large results for lenders across the country, QuickQual users see an average increase in their pre-qualification to application conversion rate of 30%. In addition, QuickQual boasts an average adoption rate of 95%, and borrowers log in to QuickQual an average of 22 times before submitting an offer. Fee Chaser is the fee collection solution of choice for several top-10 U.S. lenders. Companies using Fee Chaser collect 94% of their upfront fees within 24 hours, with 60% in less than five minutes.

"As someone who had a front-row seat to watch the housing economy's tech transformation, I am increasingly in awe of the innovation we have seen from the Tech100 winners year after year," HW Media Editor in Chief Sarah Wheeler said. "With new technologies emerging every day, I am proud to be part of this exciting journey that has positioned the industry to be more efficient, more transparent and more accessible than ever before."

To view the full list of HW Tech100 winners, visit https://www.housingwire.com/articles/announcing-the-2023-tech100-mortgage-winners/.

About LenderLogix

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software and APIs to meet the needs of today's mortgage lenders. The company's suite of products addresses the speed at which today's real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money. For more information, visit https://www.lenderlogix.com/.

About HousingWire

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches more than 125,000 newsletter subscribers daily and 1 million unique visitors each month and has more than 5,000 members and event attendees. Visit www.housingwire.com or www.solutions.housingwire.com to learn more.

LenderLogix, a leading provider of mortgage automation software and application programming interfaces (APIs), today announced it has been named to HousingWire magazine's annual Tech100 list. HousingWire's Tech100 award seeks to highlight the most innovative technology companies across the housing sector.

Related link: https://www.lenderlogix.com/

ACES Quality Management Makes Ninth Appearance on HousingWire Tech100 List of Top Mortgage Tech Companies

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has been selected for the ninth consecutive year by HousingWire magazine for its annual Tech100 awards program. The magazine chose ACES for the continual innovation of its flagship quality control (QC) auditing platform ACES Quality Management & Control® software.

"2022 was a highly volatile year for mortgage lenders. While loan quality is always a moving target, last year's challenges certainly underscored the need to maintain quality and mitigate risk," ACES CEO Trevor Gauthier said. "At ACES, we're committed to making this target obtainable and seamless by delivering QC tools to help lenders maintain the integrity of their origination and servicing portfolios. Even with lenders tightening their budgets in the face of rapidly declining loan volumes, we still increased our client base by 22%, which speaks to the importance lenders place on loan quality."

In 2022, ACES launched a new compliance-driven oversight process via a role-based permission system within ACES CONNECT. The module allows users to self-remediate audit findings, access reporting and trending data, review audit documents and manage corrective action plans in coordination with their organization's risk department. The company also released a new servicing-focused multi-answer managed questionnaire and added and reviewed over 950 articles along with close to 200 calendar items to its free Compliance NewsHub, in addition to producing its quarterly Mortgage QC Industry Trends report.

2022 also saw the successful launch of ACES' inaugural ACES ENGAGE event for mortgage/financial services risk management and QC professionals. During the event, the company announced its new Certified ACES Administrator (CAA) program to enhance users' knowledge base and offer official accreditation for system administrators. ACES ENGAGE will take place again this year at the Broadmoor Resort in Colorado Springs, Colo., on May 17-19, 2023.

"As someone who had a front-row seat to watch the housing economy's tech transformation, I am increasingly in awe of the innovation we have seen from the Tech100 winners year after year," HW Media Editor in Chief Sarah Wheeler said. "With new technologies emerging every day, I am proud to be part of this exciting journey that has positioned the industry to be more efficient, more transparent and more accessible than ever before."

HousingWire's TECH100 award seeks to highlight the most innovative technology companies across the housing sector. To view the complete list of winners, visit https://www.housingwire.com/articles/announcing-the-2023-tech100-mortgage-winners/.

About ACES Quality Management:

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control® software to improve audit throughput and quality while controlling costs, including:

* 60% of the top 50 independent mortgage lenders;

* 8 of the top 10 loan servicers;

* 11 of the top 30 retail banks; and

* 1 of the top 3 credit unions in the United States.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com or call 1-800-858-1598.

About HousingWire:

HousingWire is the most influential source of news and information for the U.S. mortgage and housing markets. Built on a foundation of independent and original journalism, HousingWire reaches over 60,000 newsletter subscribers daily and over 1.0 million unique visitors each month. Our audience of mortgage, real estate and fintech professionals rely on us to Move Markets Forward. Visit www.housingwire.com or www.solutions.housingwire.com to learn more.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has been selected for the ninth consecutive year by HousingWire magazine for its annual Tech100 awards program. The magazine chose ACES for the continual innovation of its flagship quality control (QC) auditing platform ACES Quality Management & Control® software.

Related link: https://www.acesquality.com/

Scientology Volunteer Ministers: Helping One Person Can Change the World

JOHANNESBURG, South Africa /ScoopCloud/ -- Growing up in Mitchel Plain wasn't easy, according to Luce-Lynn Fondling, a life skills coach and Scientology Volunteer Minister who works with community leaders, educators and both bullies and victims in schools. Drug dealers dominate her neighborhood. "There is violence everywhere," she says.

Mitchel Plain was built in the 1970s for people forcibly removed by the apartheid South African government from areas set aside for "whites only." It is notorious for gang violence, substance abuse and poverty.

"I was always fighting," she says in a video on the Volunteer Ministers South Africa YouTube channel. "I was always in fights. I was always, 'you can't tell me anything.'"

Then she met a Scientology volunteer and what the volunteer told Luce seemed to make sense.

"How do you know all these things?" Luce asked her, and the volunteer introduced her to the Tools for Life-a series of 19 free online courses.

"When I did the courses, I become a different person," says Luce. "I know that I've changed because when people attack me, I'm like 'Hold on. I'm not that Luce anymore.' And then they will approach me and say, 'Look here, what happened to you? Why are you so changed?' And then I share the 19 Tools."

Working in coordination with Scientology Volunteer Ministers African headquarters at Castle Kyalami in Johannesburg, Luce delivers seminars to community leaders to empower them so they know what to do.

A community activist who took part in the training says Luce's Tools for Life seminars are "equipping those in my community so we can create a positive ripple effect. The goal is to break the cycle of poverty."

"Sometimes children are acting out, but you don't know why they are acting out," says the principal of an early childhood development center who attended Luce's seminar. "Their parents might be on drugs or they're using alcohol .... The Tools show us how to deal with these people."

"It was a blessing for me to be part of this," says an intern assistant at the same center.

"For me, change is possible," says a ward committee member who completed the 19 courses. "It just depends on what I utilize [from these courses]."

Luce says, "these Tools for Life really changed my life because I am now able to create the change I want to see around me without waiting for anyone. I can see it made a difference in my life. And I'm sure it's going to make a difference in everybody's life."

Scientology Founder L. Ron Hubbard developed the Tools for Life for the training of Scientology Volunteer Ministers, which is a religious social service sponsored by the Church of Scientology International.

Mr. Hubbard described the Volunteer Minister as "a person who helps his fellow man on a volunteer basis by restoring purpose, truth and spiritual values to the lives of others." Their creed: "A Volunteer Minister does not shut his eyes to the pain, evil and injustice of existence. Rather, he is trained to handle these things and help others achieve relief from them and new personal strength as well."

Their motto is, no matter the circumstances, "Something can be done about it."

Castle Kyalami serves as a home for the community and a nexus for all who share the goal of bettering the lives of individuals and strengthening communities across the region, nation, and all of Africa. Mr. David Miscavige, ecclesiastical leader of the Scientology religion, dedicated Castle Kyalami on New Year's Day 2019, reaffirming the vision of Mr. Hubbard that "from Southern Africa will spring the next great civilization on this planet."

For more information on the Scientology Volunteer Ministers of South Africa, visit the Scientology website.

LEARN MORE:

https://www.scientologynews.org/press-releases/

https://www.scientology.tv/films/scientology-principles/tools-for-life.html

MULTIMEDIA:

VIDEO: https://youtu.be/S5gGNaNHubw

Growing up in Mitchel Plain wasn't easy, according to Luce-Lynn Fondling, a life skills coach and Scientology Volunteer Minister who works with community leaders, educators and both bullies and victims in schools. Drug dealers dominate her neighborhood. "There is violence everywhere," she says.

Related link: https://www.scientology.org/

Youth Filmmakers From United States and International Selected For the 13th Annual BHERC Youth Diversity Film Festival Streaming On BHERC TV

HOLLYWOOD, Calif. /ScoopCloud/ -- The Black Hollywood Education and Resource Center (BHERC) announces the 13th Annual Youth Diversity Film Festival (YDFF) Friday, March 3 through Sunday, March 12, 2023. On Saturday March 4 an in-person opening day will take place at the Pacific Design Center's Silver Screen Theater, from 9:30 a.m. - 3:30 p.m. (8687 Melrose Avenue, West Hollywood, CA 90069), as well as online at BHERC.TV.

BHERC has a core mission to recognize and support youth's unique talents and voices by providing and promoting this visual platform. Traditionally brought to the community annually as a live event - the YDFF continues both in live and in streaming format, which includes 24-hour access to the films and prime industry panels led by top entertainment professionals.

The March 4 Opening Ceremony event will include:

* 9:30 continental breakfast

* Red Carpet Event

* Introduction of the Filmmakers

* Sizzle reels of the featured films

* Expert Panels

* Featured Films

The BHERC YDFF is one of the longest-running youth film festivals to focus on diversity. Of the 1600+ films submitted, this year's festival will feature 130 of them, from 23 different countries around the world. Some of the countries represented in this year's festival include: Australia, Brazil, Cambodia, Canada, China, France, Greece, Hungary, Iceland, India, Iran, Italy, Korea, Philippines, Portugal, Romania, South Africa, Sweden, Turkey, Ukraine, United Kingdom, United States, & Venezuela.

Also being featured, are programs and schools from the LA area, such as,

* Washington Prep High School

* Urban Scholar Academy

* Women's Voices Now Organization

* Youth Cinema Project

YDFF filmmakers share short narratives, animation, and docu-short films from various topics related to what youth are experiencing today. YDFF goes beyond the definition of a festival by providing guidance and life-changing experiences that go beyond filmmaking throughout the year.

"There is a trend in the filmmaking this year that focuses on compelling and emotional themes on issues of mental health, social and economic issues, sci-fi, family and student life, environmental issues and fantasy," states Sandra Evers-Manly, BHERC President. "Our goal is to celebrate our young filmmakers, provide a cross-cultural experience and expose them to professionals in the industry. We are delighted to provide this platform and spotlight their perseverance and determination."

A vital component of the festival is the panels. Set to provide mentorship and inside, real-time real-life information and experience by some of the best professionals in the television and film industries, BHERC YDFF will give once again the following industry panels as listed in the following:

Founded in 1996 by Sandra Evers-Manly, BHERC is a nonprofit, public benefit organization designed to advocate, educate, research, develop, and preserve the history and future of African Americans in film and television. BHERC programs include film festivals, mentoring, book signings, script readings, film and animation contests, scholarships, and other programs and special events.

Outgoing Director of the festival, Billie Green, had this to say, "I knew from the very beginning, this was a need for young people. I did my best to build something special with this festival, and it has been fulfilling to see the growth of this festival and these young people over the years. And I truly believe, by investing into the future of filmmaking, we can change the narrative of the industry for years to come."

BHERC invites young people from the US and across the globe, industry professionals, and the community to join us for this great festival of incredible films from our youth. "The world has changed, and continues to change, so much and so quickly. And so have the lenses of our youth. How they choose to tell their stories, especially with the new awareness around mental health, has been remarkable. And the outgoing Director of the festival, Billie Green, deserves her roses for building this into what it is." states BHERC YDFF Director Robert McCune. This is a powerful opportunity for everyone. Take the time to log in and learn, be inspired, moved, gain insight from the filmmakers and the films, as well as the industry-led panels.

Register online now at https://bherc.tv/.

Admission for the online festival: Festival Pass, $15/Adult, $5/Youth. Please Note All films and programs screen online at BHERC.TV.

For information about the BHERC YDFF festival, please contact Robert McCune, BHERC Youth Diversity Film Festival at email: YDFF@bherc.org or by phone: (925)727-6231.

For information on all the festival offers, visit our website at https://bherc.tv/.

For additional details about BHERC, a 501(c)(3) nonprofit, and all of its programs, visit https://bherc.org/.

The Black Hollywood Education and Resource Center (BHERC) announces the 13th Annual Youth Diversity Film Festival (YDFF) Friday, March 3 through Sunday, March 12, 2023. On Saturday March 4 an in-person opening day will take place at the Pacific Design Center's Silver Screen Theater, from 9:30 a.m. - 3:30 p.m. (8687 Melrose Avenue, West Hollywood, CA 90069), as well as online at BHERC.TV.

Related link: https://bherc.org/

FormFree sharpens focus on decentralizing and democratizing consumer access to credit with strategic divestiture of AccountChek

ATHENS, Ga., /ScoopCloud/ -- Founder and CEO Brent Chandler today heralded a new era for FormFree® following its strategic divestiture of asset-verification service AccountChek®. Moving forward, the fintech will focus on products that advance its mission to decentralize and democratize the way consumers understand their financial data and access credit opportunities. Eric Lapin, who joined FormFree in 2022 as chief strategy officer, will guide the company's next chapter as president.

"FormFree changed the lending industry when we launched its first wave of digital transformation, and we're ready to change it again by ushering in a new era of consumer empowerment and expanded access to credit for all people," said Chandler. "As our new president, Eric will play a critical role in guiding FormFree's next chapter as we double down on creating new avenues for lenders to responsibly serve credit invisibles and other underserved populations."

Lapin says the company's new direction will include an increased focus on blockchain and other decentralized Web3 technologies that give users greater control over their data and privacy. For example, the Qualified Borrower™ (QB) token Lapin helped conceptualize and bring to market last year enables FormFree to share consumers' validated Financial DNA® and indicators of homebuying interest with best-fit lenders and service providers while keeping consumers' identities anonymous.

A widely recognized innovator in mortgage and financial services technologies, FormFree is the developer of Passport®, a first-of-its-kind mobile application that verifies and perpetually updates a consumer's comprehensive Financial DNA and puts consumers in the driver's seat of their self-sovereign financial identity (SSFI). FormFree is also the creator of the Residual Knowledge Income Index™ (RIKI™), a method for evaluating consumer creditworthiness based on cash-flow analysis. RIKI allows lenders to safely extend credit to consumers whose lack of credit history or thin credit files may not meet traditional underwriting requirements.

FormFree will continue to operate in the mortgage space with a focus on helping lenders meet the needs of more than 45 million Americans who are either credit-unserved or credit-underserved. In so doing, FormFree will help regulated financial institutions meet their obligations under the Community Reinvestment Act (CRA), which calls on banks to meet the needs of low- and moderate-income borrowers in the communities they serve.

The fintech will also continue its ongoing expansion beyond mortgage origination into other phases of the homeownership journey, including home search, pre-purchase housing counseling and loss mitigation. In addition, Lapin sees opportunities for FormFree's know your everything (KYE) and anti-money laundering (AML) capabilities to disrupt the digital currency, auto loan and personal loan verticals.

"FormFree is proud to have pioneered the mortgage industry's first asset verification service, and that revolutionary spirit will propel the next phase of our growth," said Lapin. "Moving forward with a laser focus on the future will allow FormFree to innovate with the agility of a startup while benefitting from all the experience and wisdom we have accumulated over nearly two decades in business."

About FormFree®:

FormFree helps lenders understand credit risk like never before with its patented Passport® product, which opens doors to more inclusive credit decisioning by revealing each customer's true ability to pay (ATP®), and patent-pending Residual Knowledge Income Index™ (RIKI™), an innovative method for evaluating consumer creditworthiness based on residual income analysis.

For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

Twitter: @RealFormFree #fintech #digitalmortgage #mortgage

Founder and CEO Brent Chandler today heralded a new era for FormFree® following its strategic divestiture of asset-verification service AccountChek®. Moving forward, the fintech will focus on products that advance its mission to decentralize and democratize the way consumers understand their financial data and access credit opportunities. Eric Lapin, who joined FormFree in 2022 as chief strategy officer, will guide the company's next chapter as president.

Related link: https://www.formfree.com/

By Light, CompTIA, and Infosec Learning Partner to Offer Work Role Training for the Cyber Workforce

MCLEAN, Va. /ScoopCloud/ -- By Light Professional IT Services LLC announced today it is collaborating with CompTIA and Infosec Learning LLC to offer work role training courses that increase proficiency and prepare individuals for industry certifications. By Light integrates CompTIA's eLearning content and Infosec Learning's virtual labs on its unique Imerzi™ platform (www.imerzi.com) to provide focused, hands-on training.

"Cyber is doing. By Light, CompTIA, and Infosec Learning are a perfect combination for learners who need to go beyond PowerPoint presentations and lectures," said Tim Grattan, Senior Vice President of Cyberspace Operations at By Light.

Using the NIST Cybersecurity Workforce Framework (NCWF), By Light correlates the tasks, knowledge, and skills for each work role to CompTIA's industry-leading certifications. By Light's cyberspace operators then choose among thousands of Infosec Learning virtual labs and curate those that best apply the lessons in each learning module. The result is a seamless, web-based training experience that requires students to demonstrate aptitude for a selected work role and industry certification. Courses may be self-paced or instructor-led depending on the training environment desired.

The gap between supply and demand for cyber workers in the U.S. continues to expand according to CyberSeek™, a cybersecurity workforce analytics platform. Employers posted 769,736 openings for cybersecurity positions or jobs requiring cybersecurity skills in the 12-month period that ended in September 2022. There were nearly 70,000 cyber job openings in the Washington, D.C., metropolitan area for the same period. The By Light, CompTIA, and Infosec Learning partnership addresses this gap and offers a "job ready" path for those interested in building a career in cyber.

"Robust cyber defense begins with professionals who are educated, trained, and certified to understand the current threat landscape and the policies, practices, and procedures to counter those threats," said Joe Padin, Senior Vice President of U.S. Government and Commercial Sales at CompTIA. "Our joint efforts with By Light are aimed at expanding the Nation's cyber workforce."

About By Light

By Light Professional IT Services LLC is an ISO 9001, 20000-1, and 27001 registered and CMMI-Dev Level 3 rated systems integrator that provides secure turnkey systems by incorporating exceptional engineering, project management, telecommunications, and cyber capabilities to safeguard mission success. Founded by industry professionals with extensive knowledge in DoD, DISA, and other U.S. Government agencies, By Light successfully implements technical solutions that integrate commercial best practices to meet the needs of the government. For more information, visit https://bylight.com/.

About CompTIA:

The Computing Technology Industry Association (CompTIA) is a leading voice and advocate for the $5 trillion global information technology ecosystem and the estimated 75 million industry and tech professionals who design, implement, manage, and safeguard the technology that powers the world's economy. Through education, training, certifications, advocacy, philanthropy, and market research, CompTIA is the hub for unlocking the potential of the tech industry and its workforce. Learn more: https://www.comptia.org/.

About Infosec Learning

Infosec Learning provides colleges, universities, and businesses with innovative, impactful virtual labs for hands-on, personalized learning. The lab solution is an online, remote accessible laboratory environment giving students a real-world experience that provides the necessary skill-set readiness needed to perform security practitioner support. The virtual labs include step-by-step instruction and a "capture the flag" assessment feature to teach and to verify lessons learned. For more information, visit https://infoseclearning.com/.

By Light Professional IT Services LLC announced today it is collaborating with CompTIA and Infosec Learning LLC to offer work role training courses that increase proficiency and prepare individuals for industry certifications. By Light integrates CompTIA's eLearning content and Infosec Learning's virtual labs on its unique Imerzi™ platform to provide focused, hands-on training.

Related link: https://www.bylight.com/

With a Two-Year Revenue Growth of 149 Percent, Aligned Ranks No. 64 on Inc. Magazine’s List of the Mid-Atlantic Region’s Fastest-Growing Private Companies

ALEXANDRIA, Va. /ScoopCloud/ -- Aligned Technology Solutions, an IT and security service partner that provides comprehensive IT & cybersecurity solutions for small to medium-sized businesses, ranked No. 64 on Inc. magazine's fourth annual Inc. 5000 Regionals: Mid-Atlantic list, the most prestigious ranking of the fastest-growing Mid-Atlantic private companies, based in the District of Columbia, Delaware, Maryland, North Carolina, Virginia, and West Virginia. Born of the annual Inc. 5000 franchise, this regional list represents a unique look at the most successful companies within the Mid-Atlantic economy's most dynamic segment - its independent small businesses.

"Aligned Technology Solutions is elated to receive this award," said Don Sauer, a co-founder of Aligned. "This is our third consecutive appearance on an Inc. 5000 Regionals list. I thank our amazing clients and talented staff for helping us reach this incredible milestone. Our employees' dedication to our mission and go-giver attitude drives our continued success. We look forward to continuing to add value to our client's lives with our best IT services and solutions."

"Our Managed Services and Managed Security clients are always telling us how much they appreciate our world-class service," said Gar Whaley, Aligned co-founder. "We're ecstatic to provide clients with top-notch service and technology solutions that elevate their strategies - helping them to grow and secure their business. We're honored to be named to the Inc. 5000 Regional rankings."

The companies on this list show a remarkable rate of growth across all industries in the Mid-Atlantic region. Between 2019 and 2021, these 141 private companies had an average growth rate of 381 percent and, in 2021 alone, they added 14,439 jobs and $2.66 billion to the Mid-Atlantic region's economy. Companies based in the Richmond, Virginia and the Washington, D.C. areas had the highest growth rates overall.

Complete results of the Inc. 5000 Regionals: Mid-Atlantic can be found at inc.com/mid-atlantic starting February 28, 2023 - including company profiles and an interactive database that can be sorted by industry, metro area, and other criteria.

"This year's Inc. 5000 Regional winners represent one of the most exceptional and exciting lists of America's off-the-charts growth companies. They're disrupters and job creators, and all delivered an outsize impact on the economy. Remember their names and follow their lead. These are the companies you'll be hearing about for years to come," said Scott Omelianuk, editor-in-chief of Inc. magazine.

About Aligned Technology Solutions

Aligned is an award-winning service provider that has supported organizations in leveraging and managing their technology since 2010. Businesses gain a powerful marketplace advantage when they partner with Aligned because they gain access to the latest in IT outsourcing, cybersecurity, compliance, and cloud solutions. A core belief demonstrated by the Aligned team is that all partners deserve world-class concierge care from highly skilled professionals.

Leaders that want to maximize their IT - and allow it to become a truly strategic asset to their organization - partner with Aligned. For more information, visit our Aligned Technology Solutions website or follow us @AlignedTechnologySolutions on Facebook, Twitter, LinkedIn, and YouTube. Learn more: https://www.myalignedit.com/

More about Inc. and the Inc. 5000 Regionals

Methodology

The 2023 Inc. 5000 Regionals are ranked according to percentage revenue growth when comparing 2019 and 2021. To qualify, companies must have been founded and generating revenue by March 31, 2019. They had to be U.S.-based, privately held, for-profit, and independent-not subsidiaries or divisions of other companies-as of December 31, 2021. (Since then, a number of companies on the list have gone public or been acquired.) The minimum revenue required for 2019 is $100,000; the minimum for 2021 is $1 million. As always, Inc. reserves the right to decline applicants for subjective reasons.

About Inc. Media

The world's most trusted business-media brand, Inc. offers entrepreneurs the knowledge, tools, connections, and community to build great companies. Its award-winning multiplatform content reaches more than 50 million people each month across a variety of channels including websites, newsletters, social media, podcasts, and print. Its prestigious Inc. 5000 list, produced every year since 1982, analyzes company data to recognize the fastest-growing privately held businesses in the United States. The global recognition that comes with inclusion in the 5000 gives the founders of the best businesses an opportunity to engage with an exclusive community of their peers and the credibility that helps them drive sales and recruit talent.

The associated Inc. 5000 Conference is part of a highly acclaimed portfolio of bespoke events produced by Inc. For more information, visit http://www.inc.com.

Aligned Technology Solutions, an IT and security service partner that provides comprehensive IT & cybersecurity solutions for small to medium-sized businesses, ranked No. 64 on Inc. magazine's fourth annual Inc. 5000 Regionals: Mid-Atlantic list, the most prestigious ranking of the fastest-growing Mid-Atlantic private companies, based in the District of Columbia, Delaware, Maryland, North Carolina, Virginia, and West Virginia.

Related link: https://www.myalignedit.com/

Unlocking Player Potential: Stack Sports and Versus Join Forces to Drive Player Development

ST. LOUIS, Mo. /ScoopCloud/ -- Stack Sports and Versus (VS), a digital learning platform rooted in sport, announced today a strategic alliance aimed at providing access to content focused on leadership, mindset, and competitive excellence from the world's best athletes and coaches.

Born out of an industry void of reliable and accurate training and mentorship, VS was created to be a vehicle for any aspiring athlete to learn the critical skills needed to succeed both in sports and in life. With the latest conversational video A.I. technology, VS is the first digital learning platform to give users the ability to ask questions and receive responses in real-time from the brand's roster of expert athletes, including Albert Pujols, Jennie Finch, Kelley O'Hara, Tyler Adams, and others.

"The partnership with Stack Sports amplifies our efforts to provide any aspiring athlete with access to the people, insights, and vision that can help them reach their highest potential," said Eric Frye, CEO at VS. "Now every player, parent, and coach within the Stack Sports ecosystem can access VS' exclusive content focused on leadership, mindset, and competitive excellence from the world's best athletes and coaches. Further, through our video AI technology, users can ask questions and engage in conversations that align well with Stack's overarching focus to drive engagement, foster positive mindset, and enhance player development."

With Stack Sports' mission to increase participation and transform the sport experience, this partnership is a natural fit and offers a unique opportunity for player development using AI within the sports community. With over 35 million users globally Stack Sports will help VS serve an unmatched ecosystem of sports families and clubs.

"We are thrilled to partner with Versus and bring their innovative and unique approach to player development to the Stack Sports community. The integration of conversational video AI technology and access to world-class athletes and coaches will provide a valuable and personalized learning experience for players, coaches, and parents," said Brandon Shangraw SVP of Innovation at Stack Sports. "This partnership aligns perfectly with our mission while delivering real value to athletes, parents, and partners."

VS is committed to contributing 10% of topline revenue to charitable organizations that focus on development and access for underserved youth as a part of its mission to level the playing field.

For more information, visit https://versus.co/partner/stacksports

About Versus (VS):

Versus (VS) was founded by St. Louis Cardinals Manager Oliver Marmol and his wife Amber Marmol to supply aspiring athletes with a new platform to learn vital skills, techniques and lessons to apply on and off the field. Using next generation conversational AI technology, VS is the first learning platform to give users the ability to ask questions live during a session and receive a response from the brand's roster of expert athletes, or "Mavens." VS Mavens are some of the greatest athletes in sports including Fernando Tatis Jr., Albert Pujols, Jennie Finch, and Jessica Mendoza. To stay up to date on the newest developments and announcements go to versus.co or follow us on social - TikTok, Twitter, Instagram and Facebook.

About Stack Sports:

With nearly 50 million users in 35 countries, Stack Sports is a global technology leader in SaaS platform offerings for the sports industry. The company provides world-class software and services to support national governing bodies, youth sports associations, leagues, clubs, parents, coaches, and athletes. Some of the largest and most prominent sports organizations including the U.S. Soccer Federation, Little League Baseball and Softball, and Pop Warner Little Scholars rely on Stack Sports technology to run and manage their organizations. Stack Sports is headquartered in Dallas and is leading the industry one team at a time focusing on four key pillars - Grassroots Engagement, Participation Growth, Recruiting Pathways, and Elite Player Development.

To learn more about how Stack Sports is transforming the sports experience, please visit https://stacksports.com/.

MULTIMEDIA:

Video (YouTube):

Baseball - https://www.youtube.com/watch?v=e_oZE73nXUI

Stack Sports and Versus (VS), a digital learning platform rooted in sport, announced today a strategic alliance aimed at providing access to content focused on leadership, mindset, and competitive excellence from the world's best athletes and coaches.

Related link: https://stacksports.com/

HomeScout partners with Down Payment Resource to capture consumer demand for homebuyer assistance program information

ATLANTA, Ga. /ScoopCloud/ -- Down Payment Resource (DPR), the housing industry's leading technology for connecting home buyers with homebuyer assistance programs, today announced that it has partnered with HomeScout LLC to help mortgage lenders generate and convert more leads by meeting heightened consumer demand for information about affordable pathways to homeownership.

HomeScout provides a suite of tools and services to help mortgage lenders increase production by generating and nurturing in-market homebuyer business at the early stages of the home buying journey. With affordability challenges causing many qualified borrowers to sideline themselves from home buying, HomeScout has partnered with Down Payment Resource to rally homebuyer engagement with programs that reduce the costs of homeownership.

HomeScout has embedded Down Payment Resource's down payment assistance (DPA) finder in its partner-branded property search sites, thereby flagging listings that are eligible for homebuyer assistance programs including down payment and closing cost assistance, Mortgage Credit Certificates and affordable first mortgages. Each eligible listing invites consumers to discover which programs and how much funding they may be eligible for by supplying basic qualification information such as household size and income. Loan originators are notified when consumers engage with the DPA tool, enabling them to reach out with financial guidance at the earliest signs of homebuyer intent.

"Consumers' eagerness to engage with our tools continues to signal an immense, unmet appetite for homebuyer assistance," said DPR Founder and CEO Rob Chrane. "By making DPA program information easily accessible through its consumer-facing portal and loan originator-branded landing pages, HomeScout is helping lenders see the opportunity homebuyer assistance programs offer to fill sales pipelines while helping qualified borrowers overcome financing hurdles to homeownership."

"Rob and his team are moving the needle by exposing a groundswell of consumer DPA interest, but the fact remains that consumers need lender support to finance a mortgage with down payment assistance," said HomeScout Founder and CEO David Camp. "HomeScout's partnership with Down Payment Resource opens additional avenues for transactions for lenders, aligning with our mission to help our clients increase production."

About Down Payment Resource:

Down Payment Resource (DPR) is an award-winning technology provider helping the housing industry connect homebuyers with the homebuyer assistance they need. With toolsets tailored for real estate agents, multiple listing services and mortgage lenders, DPR's technology empowers housing professionals to make affordable home financing opportunities more accessible while growing business and forging referral partnerships. The only organization to track the details of every U.S. homebuyer assistance program, DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises, think tanks and trade organizations seeking to improve housing affordability. Its technology is used by five of the top 10 retail mortgage lenders by volume, three of the four largest real estate listing websites and 500,000 real estate agents. For more information, visit https://downpaymentresource.com/.

About HomeScout:

HomeScout is a lender-centric platform dedicated to growing conversions and retention rates for the mortgage industry. Built by real estate and mortgage industry veterans, HomeScout provides an extraordinary suite of solutions to best serve in-market home buyers and sellers, while also providing the necessary tools to amplify business growth.

With HomeScout, consumers will find all the tools they need to help them through the home buying and selling journey, including a branded and secure search portal.

HomeScout is committed to the retention and growth of database clients while providing commission security and consistency for mortgage professionals and organizations.

For more information on HomeScout visit https://homescout.realty.com/.

Twitter: @DwnPmtResource #downpaymentassistance #mortgagemarketing #proptech #fintech

Down Payment Resource (DPR), the housing industry's leading technology for connecting home buyers with homebuyer assistance programs, today announced that it has partnered with HomeScout LLC to help mortgage lenders generate and convert more leads by meeting heightened consumer demand for information about affordable pathways to homeownership.

Related link: https://www.downpaymentresource.com/

EOarts Brings Together Extraordinary International Talents From Different Creative Industries For A Show In Brooklyn

BROOKLYN, N.Y. /ScoopCloud/ -- On March 18, 2023, The Espejo Organization for the Arts (EOarts) will present THE EXTRAORDINARIES, an exhibition that brings together some of the best foreign-born talents working in the American creative industry. "The goal of the show is to highlight the quality and innovation that imported talent brings to the cultural and creative landscape of the US," said Kika Espejo, Director of EOarts.

The show, which takes its title from the denomination of the visa and permanent resident status awarded to professionals of extraordinary ability in the field of the arts, includes an array of creative practices from immigrant artists from all over the world.

"Creatives who have obtained Extraordinary Ability immigration statuses have demonstrated their original contribution to their field but don't often get much visibility, nor does the wide public recognize what an important role imported talent plays in the development of our country's creative industry," Espejo explains.

This show presents a survey of the works that a selection of these professionals are currently developing, bringing together creators of many different industries to promote and bring awareness to the significance that immigrant talents play in the development of the American cultural field.

The show will count on the participation of accomplished and award-winning international artists and creative professionals. In the area of visual arts, the exhibition will present the works of Brazilian painter and illustrator Niege Borges, Japanese sand artist Naoshi, Lebanese mix media artist Hildos, Hongkongese artist and milliner Penny Chu, Iranian Illustrator Elham Ataeiazar, and Spanish painters Amaia Marzabal and Aida Miro. Macedonian visual artist Mensur Bojda, Ukranian surface and texture artist Maksym Kazarin, and Indian multidisciplinary artist Kuldeep Singh are also taking part in this show.

In the area of photography, the show will include three distinguished professionals, including the fashion and documentary photographer from Sweden, Izabella Demavlys, the Canadian fine art and wedding photographer Erica Reade, and the boudoir and fine arts photographer from Mexico, Gaspar Marquez, who is also involved in the production of the show.

Additionally, the event will include the works of exceptional creatives in the field of design, such as English graphic designer Crissy Bogusz, Chilean art director Nicolas Mardones, Indian urban designer Uttara Ramakrishnan, Spanish architectural designer Ana Avanzini, and the Czech 3D designers Johana & Maxim Kroft. In the area of fashion, the show will also count on the works of Chinese creative director Churou Wang, Japanese costume designer Saori Mitome, and Chinese bespoke tailor and designer Yuecen Cai.

Adding to the exhibition and organized with the support of Brazilian producer Roberta Fernandes, the event will also host two special performances and presentations. Spanish actor and producer Edu Diaz will present an excerpt from his successful play Fantastic Mr. S, recently presented at the United Solo Festival. The Brazilian editor and astrologist, Larissa Xavier, will also participate in the show with a presentation of her collaborative project "New York Women & The Zodiac."

"THE EXTRAORDINARIES is a one-of-its-kind event that intends to go beyond the mere experience of a traditional art show. Multidisciplinary shows have the ability to bring together works from many fields into a conversation, allowing not only to create intrinsic connections between pieces but to generate narratives that expand beyond the borders of each medium," says Colombian Guest Curator Julian Montenegro.

The exhibition will open to the public on Saturday, March 18, 2023, between 6:30 and 8:30 pm, at Meadow Studios (35 Meadow Street) in Brooklyn.

Learn more at: https://www.eoarts.com/

EXHIBITION DATE:

Saturday, March 18, 2023

EXHIBITION LOCATION:

35 Meadow Street

Brooklyn, NY

Hashtags:

#theextraordinaries #eoarts

On March 18, 2023, The Espejo Organization for the Arts (EOarts) will present THE EXTRAORDINARIES, an exhibition that brings together some of the best foreign-born talents working in the American creative industry. The show, which takes its title from the denomination of the visa and permanent resident status awarded to professionals of extraordinary ability in the field of the arts, includes an array of creative practices from immigrant artists from all over the world.

Related link: https://www.eoarts.com/

Black History Month – Teaching Black Children The Value Of Building Wealth, Saving Money, and Financial Literacy

NEW YORK, N.Y. /ScoopCloud/ -- On the last day of Black History Month, nationally recognized Black Producer and Creator Joe Young, Jr., in partnership with JPMorgan Chase, will launch a print and digital comic book teaching financial literacy to students featuring "KEMET, BIG TIME SAVER."

On February 28, 2023, 10 a.m. at P.S. 171 Patrick Henry Preparatory school in Harlem, Principal Dimitres Pantelidis, will host a Black History Month event for fourth, fifth, and sixth-grade students to celebrate the conclusion of the month.

Students will officially meet KEMET, a ten-year-old time-traveling comic character who goes back to meet African-American historical firsts, legends, and inventors, both living and deceased, who share with KEMET what they have done to contribute to the outstanding accomplishments of building this country and improving civilization.

By traveling through a history time capsule called "Sankofa 82," KEMET, in mascot form, will talk to the students about the value of money and saving and the importance of financial literacy.

"There is a dire need for youth in urban areas to understand the importance of basic money management," said Joe Young, Founder and Producer of Joe Young Entertainment. "KEMET, BIG TIME SAVER will engage the students to think about the value of money, saving, and investing. Promoting financial literacy in our schools impacts the mind and behavior towards money management and understanding the value and importance of generational wealth."

"Financial health is a critical component of creating a stronger economic foundation and building generational wealth for the Black community," said Jumoke Fagbayi-Butts, Vice President and Senior Business Consultant at Chase. "We are committed to addressing the unique financial needs of those too often left behind in a growing economy. Our firm works with leaders like Joe Young to support the next generation of Black prosperity."

"We are happy to join nationally recognized cartoonist Joe Young, his cartoon character KEMET, BIG TIME SAVER, and JoAnn H. Price, Co-Founder/Managing Partner of Fairview Capital, to present this comic book to all students at P.S. 171 in Harlem," said Rocky Chowdhury, Vice President, and Community Manager for Chase in Harlem. "Building positive financial health habits early in life leads to great success, and applaud Joe's work to teach students responsible money habits that will help secure their financial futures."

KEMET, BIG TIME SAVER BACKGROUND

KEMET, BIG TIME SAVER comic book, was co-written by Joe Young and his daughter Paige Young. The comic book story features ten-year-old "Ro" who runs a lemonade stand and decides to use her profits from the revenues generated from her lemonade stand business to buy a new scooter. She gets frustrated after running into problems raising enough money.

KEMET, alerted about her dilemma, takes off in "Sankofa 82" to help her. He introduces Ro to three successful Black entrepreneurs from past and present: the late A.G. Gaston, one of the wealthiest African Americans of his time, including a $130 million business empire spanning communications, real estate, and insurance; JoAnn H. Price, Co-Founder/Managing Partner of Fairview Capital Partners (Private Equity and Venture Capital firm) with over $10.4 Billion in assets under management since inception; and the late Mary Ellen Pleasant, a 19th-century entrepreneur, financier, real estate magnate, and abolitionist who was the first self-made millionaire of African-American heritage.

Beginning in March, Young and his mascot KEMET will commence a tour to visit schools and youth groups with his KEMET BIG TIME SAVER PROGRAM. The KEMET youth activity sheets, which include fun and educational Black history facts, are distributed nationwide to schools and Black newspapers, reaching over 22 million readers a week. Young is in pre-production for the KEMET BIG TIME SAVER animated film.

* 10:00 a.m. - 11:30 a.m. P.S. 171 Patrick Henry School, 19 E 103rd St, New York, NY 10029

Black History Month event with over 100 elementary students to meet KEMET, celebrate African American leaders and discuss the importance of financial health and generational wealth for young people. Courtesy of JP Morgan Chase, every student will receive a copy of KEMET, BIG TIME SAVER.

* 6:00 p.m. - 8:00 p.m., Apollo Theater, 253 W 125th St, New York, NY 10027

Joe Young will host a KEMET Book Signing at the historic Apollo Theater in Harlem to celebrate Black History Month.

ABOUT JOE YOUNG:

Joe Young is the Founder and president of Joe Young Entertainment and the President and CEO of Hartford's Got Talent!, a 501(c)(3) nonprofit organization. He is an award-winning cartoonist, filmmaker, producer, writer, and teaching artist. Young is the Vice Chair of the Board of Trustees of The University of Bridgeport. In 2022 Young teamed up with music icon Smokey Robinson to produce the animated BLACK AMERICAN film. The animation was featured on ABC's "The View" TV program. In 1999, he received the Daily Point of Light award from the White House from Presidents Bill Clinton and the late President George H.W. Bush for volunteering to bring the arts to inner-city youth.

He has been recognized for his accomplishments, including being an Amazon National Best-Selling Author, featured in Ripley's Believe It or Not, and in The NAACP 100 Most Influential Blacks in CT. His work has appeared in People, Ebony, GQ and Jet Magazine, the Boston Globe, New York Times, C-Span, ABC's The View, CNN, the Black Family Channel, and other national media outlets.

Learn more: https://joeyoung.org/

For more information on Joe Young and the KEMET comic property, email: info@joeyoungentertainment.com

On the last day of Black History Month, nationally recognized Black Producer and Creator Joe Young, Jr., in partnership with JPMorgan Chase, will launch a print and digital comic book teaching financial literacy to students featuring "KEMET, BIG TIME SAVER." Students will officially meet KEMET, a ten-year-old time-traveling comic character who goes back to meet African-American historical firsts, legends, and inventors.

Related link: https://joeyoung.org/

How to Remove MDM From Apple iPhone and iPad in 2023

NEW YORK, N.Y. /ScoopCloud/ -- Have you been stuck on the "Remote Management" login screen and been anxious about how to remove MDM Profile from iPhone/iPad without a password? To remove MDM from iPhone/iPad, users will have to enter their security credentials. The trouble arises when they forget the password. If you find yourself in a similar situation, there is no need to worry. Tenorshare brings you a quick way to remove MDM from iPad without password with the help of its MDM Unlocker - 4uKey.

Check out below to know how to remove MDM from iPhone/iPad using this tool.

VIDEO: https://youtu.be/0KjWJ53DJR0

How to Remove MDM from iPad or iPhone Via Settings?

A Mobile Device Management (MDM) profile helps organizations or institutes monitor iOS devices and their activities, which can erase or lock devices or install apps when required. Unfortunately, you cannot bypass MDM on iPad or iPhone without knowing password. However, if you have the administrator rights or know the passcode, here's how to Remove MDM from iPhone or iPad via Settings:

Choose Settings > General > VPN & Device Management> MDM Profile and Remove Management. You won't find these settings if your MDM profile is not installed.

"It is possible for iPhone/iPad users to remove MDM from their Device via Settings without requiring a computer. But many times, they are unable to do so since they bought a second-hand Device or forgot the passcode to the MDM profile," says a Tenorshare spokesperson. "Hopefully, Tenorshare MDM solution has your back without passcode."

Can We Get Rid Of MDM from iPhone/iPad without Password? [iOS 16 Supported]

Of course, you can. If you forgot the passcode to MDM or bought a second-hand device, you cannot remove MDM via Settings. But Tenorshare iPhone Unlocker can bypass MDM profile from iPad without passcodes.

Quickly follow the below guide for iPhone/ iPad MDM Lock Removal with Tenorshare 4uKey:

* Open 4uKey and choose "Bypass MDM."

* Connect your iPhone or iPad to your computer, press "Trust This Computer."

* Then click "Start." And wait for minutes until the MDM profile will be removed.

https://www.tenorshare.com/products/4ukey-unlocker.html

https://www.tenorshare.com/iphone-tips/how-to-remove-mdm-from-iphone-ipad.html

https://www.tenorshare.com/unlock-iphone/apple-mdm-solution.html

In addition to removing MDM profile from iPhone/iPad within seconds, 4uKey as Tenorshare iPhone Password Manager also has fabulous features.

* Remove 4-6 digit passwords from iOS devices.

* Bypass Face and Touch ID and Screen Time password.

* Unlock inaccessible iOS devices without iTunes or iCloud backup.

* Supports current iOS 14, 15, and 16 devices.

About Tenorshare

It's common for iPhone and iPad users to forget or unknown the passcode to their MDM profile. However, Tenorshare iPhone/iPad MDM Lock Removal offers a quick solution to bypass MDM from iPhone/iPad without a passcode. Tenorshare 4uKey is also compatible with iOS 16 on iPhone 14 models. It is the best evidence of Tenorshare's reliability, professionalism, and servitude in developing innovative smartphone solutions to help iOS users worldwide.

More information: https://www.tenorshare.com/

Facebook: https://www.facebook.com/TenorshareOfficial/

Twitter: https://twitter.com/Tenorshare_Inc

YouTube: https://www.youtube.com/user/TenorshareOfficial/videos

Have you been stuck on the "Remote Management" login screen and been anxious about how to remove MDM Profile from iPhone/iPad without a password? To remove MDM from iPhone/iPad, users will have to enter their security credentials. The trouble arises when they forget the password. If you find yourself in a similar situation, there is no need to worry. Tenorshare brings you a quick way to remove MDM from iPad without password with the help of its MDM Unlocker - 4uKey.

Related link: https://www.tenorshare.com/

‘Our Walk with Grandma’ Celebrates National Library Lovers Month by Donating Books to Southern California Libraries

MURRIETA, Calif. /ScoopCloud/ -- The family of late author Dolores F. Kurzeka announced today their plans to donate "Our Walk with Grandma" (ISBN: 978-1039145450, FriesenPress) books to Southern California libraries in honor of National Library Lovers Month. The public is welcome to suggest their favorite public or school library by submitting a message on the "Contact Us" page on ourwalkwithgrandma.com with library name, address and a little information about the suggested library by Friday, March 10, 2023. (See details below.)

"National Library Lovers Month is dedicated to book lovers everywhere. It honors libraries, their contributions to society and the amazing life-changing books they offer the community," said Kerry Hirsch, daughter of author Dolores Kurzeka. "We want to donate "Our Walk with Grandma" to bring libraries more storytelling opportunities to the children in their local community."

The newly released children's book is both fun and educational. It shares a cherished time of a grandma and her grandkids enjoying a beautiful walk together while learning about the surrounding nature. It helps build happy memories for the younger generation and reminds older people of the wonderful times they shared with their grandma. Grandkids of all ages love the charming story, gorgeous illustrations and amusing fun facts.

Details:

Book suggestions will be taken until Friday, March 10, 2023 at 12 p.m. EST (9 a.m. PST). One submission accepted per person. First come, first served. One book distributed per library. Up to a total of 50 paperback books will be distributed to libraries in Southern California as far north as the San Luis Obispo, Kern and San Bernardino counties.

Contact us: https://www.ourwalkwithgrandma.com/contact-us

ABOUT THE AUTHOR:

Dolores F. Kurzeka was the dedicated mother of six, grandmother of twelve, and great-grandmother of seven. As a brilliant artist and world traveler she loved to explore the beauty of life and nature, and always looked for teachable moments to share with her family. Kurzeka passed away of Covid-19 in 2021 at the age of 92. She would be thrilled to share her charming book with so many readers.

For more information, visit https://www.ourwalkwithgrandma.com/

BOOK SUMMARY:

Title: Our Walk with Grandma

Author: Dolores F. Kurzeka

Publisher: FriesenPress

ISBN: 978-1-03-914546-7 (hardcover)

ISBN: 978-1-03-914545-0 (paperback)

ISBN: 978-1-03-914547-4 (ebook)

Size: 8.5x8.5: 36 pages, 33 color

Available on Barnes & Noble, FriesenPress bookstore and Amazon. Check pricing and availability.

The family of late author Dolores F. Kurzeka announced today their plans to donate "Our Walk with Grandma" (ISBN: 978-1039145450, FriesenPress) books to Southern California libraries in honor of National Library Lovers Month. The public is welcome to suggest their favorite public or school library by submitting a message on the "Contact Us" page.

Related link: https://www.ourwalkwithgrandma.com/

AI for Good develops humanitarian projects using ChatGPT and rivals

LOS ANGELES, Calif. /ScoopCloud/ -- An NGO called AI For Good is utilizing the immense power of ChatGPT, Bard, Bing, Neeva, and similar programs, to teach ordinary AI users to quickly and efficiently create new approaches to problems ranging from helping to prevent water-borne disease in areas affected by the recent earthquakes in Turkey and Syria to helping disenfranchised Afghan women overcome cultural isolation in their homeland.

"This new generation of AI tools is allowing us to approach difficult humanitarian, technical, and economic challenges in hundreds of new ways," says co-founder Svetlana Shevchenko. "When combined with the most advanced tools from social media, smart phone apps, and the web, we can create projects in 15 minutes which before November of 2022 would have taken days."

According to CIO John Toomey, the group teaches members to create what they call 'AHAs,' or 'AI Hero's Adventures,' incorporating AI-derived directives with Facebook and Linkedin groups, news releases, and weekly brainstorming sessions on Zoom to build momentum for projects. Zooms may be hosted by students from Stanford, Harvard, Berkeley, Oxford, and Cambridge. They publicize these meetings on the GAIN system, which stands for Good AI Network.

"We insist that users learn to create these programs in 30 minutes or less," says Toomey, "because doing so builds the skills to have a real impact on the challenges quickly. The Zooms help because they make each mind-mapping session a social occasion. The 'heavy lifting' is done by the AIs."

Says AI for Good's VP Soani Gunawan, "Through powerful but easily available tech, we allow our participants to execute their own Hero's Journeys, in just a few minutes. And the skills and attitudes developed are readily transferable to the corporate, academic, government, and non-profit worlds."

Some of AI for Good's Board members previously contributed to video challenges run by TikTok For Good, including one called #EduTok, which resulted in a total of 8.8 million videos, and 41 billion views. Teams calculated that for every 100,000 views, 75 startups were founded, 125 patents were applied for, and 20 non-profits came into being. They'd like to replicate these results around the globe, supercharged by the vast power of the new Generative AIs. ( see https://www.tiktok.com/forgood ).

By mid-2023, they plan to host live brainstorming and mind mapping sessions devoted to issues within each of the 17 UN Sustainability goals. They will also conduct a challenge BETWEEN AIs: Google's Bard, Microsoft's Bing, and Baidu's soon-to-be-released 'Ernie' will compete to evolve the best solutions to the same UN challenges.

Other current projects address the transmission of vector-borne tropical diseases, resource allocation for eventual Lunar and Martian colonies, flood control in Bangla Desh, literacy in war-torn and earthquake-ravaged Syria, and the development of Entrepreneurship in East Africa.

Later this year the group will confer upon 17 accomplished creators the first Gaia Awards, whose name recognizes both the Mythic concept of Goddess Earth as a unitary organism, and the acronym G.A.I.A: Good AI Awards.

Learn more about Artificial Intelligence for Good: https://www.artificialintelligenceforgood.net/

Facebook: https://www.facebook.com/Artificialintelligenceforgood/

LinkedIn: https://www.linkedin.com/groups/14190348/

ADDITIONAL INFORMATION:

media@artificialintelligenceforgood.net

consulting@artificialintelligenceforgood.net

info@artificialintelligenceforgood.net

RELATED LINKS:

https://www.saveukraine.network/

https://www.afghanwomenrising.org/

https://www.tiktok.com/forgood

An NGO called AI For Good is utilizing the immense power of ChatGPT, Bard, Bing, Neeva, and similar programs, to teach ordinary AI users to quickly and efficiently create new approaches to problems ranging from helping to prevent water-borne disease in areas affected by the recent earthquakes in Turkey and Syria to helping disenfranchised Afghan women overcome cultural isolation in their homeland.

Booking a Cruise in 2023? Travel Insurance Tips for Wave Season

NEW YORK, N.Y. /ScoopCloud/ -- Wave season is officially here. For those new to cruising, wave season is the prime booking period for cruises, usually from January to March, when cruise lines offer excellent discounts and incentives. But with great deals comes great responsibility. Today, TravelInsurance.com is urging travelers to protect their purchases with a cruise travel insurance plan.

"Embarking on a cruise can be one of the most exciting travel experiences for an individual, a couple or even a family," said Stan Sandberg, co-founder of TravelInsurance.com. "However, planning a cruise vacation comes with special considerations. The potential of a missed connection en route to the departure port, severe weather, or even on-board medical issues can sink a vacation rather quickly."

When searching for travel insurance, it's important to look into cruise-specific insurance. While cruise insurance and your standard travel insurance policies may seem similar, they differ in several ways. Cruise travel insurance policies offer more customized and comprehensive coverage options designed to cover events and situations that are specific to cruises. This coverage may include missed port departures, cabin confinement due to illness, and trip cancellations due to inclement weather or other reasons.

TravelInsurance.com offers plans which can cover all of the costs of a cruise vacation, including airfare, hotels, and the cruise itself. However, it's important to keep in mind that the exact type of insurance offered can vary depending on the cruise line, but here are some ways travel insurance can protect cruise ship vacationers:

* Trip Cancellation and Interruption Insurance: This coverage offers reimbursement for non-refundable expenses if you must cancel or interrupt your trip due to a covered reason, such as illness or a death in the family.

* Medical and Dental Insurance: This coverage can provide reimbursement for emergency medical and dental expenses incurred during your trip.

* Baggage and Personal Effects Insurance: This coverage can provide reimbursement for lost, damaged or stolen baggage and personal items during your trip.

* Emergency Evacuation and Repatriation Insurance: This coverage can cover the cost of medical transportation if you need to be evacuated due to an emergency or medical situation.

"Most cruise companies will offer a single travel insurance policy choice to their customers but it's important to note that the level of coverage and protection offered can vary widely, so always review the details of the policy before buying," Sandberg continues. "TravelInsurance.com makes it easy to compare and buy cruise insurance policies and rates from multiple companies, and in many cases, travelers can find better coverage at lower prices than offered to them at the cruise point of booking."

Whether it's your first or your tenth cruise, travel insurance can help you focus on the fun and enjoyment of your vacation, rather than what might go wrong.

For more information, please visit: https://www.travelinsurance.com/.

RELATED LINKS:
https://www.travelinsurance.com/cruise-insurance/

Wave season is officially here. For those new to cruising, wave season is the prime booking period for cruises, usually from January to March, when cruise lines offer excellent discounts and incentives. But with great deals comes great responsibility. Today, TravelInsurance.com is urging travelers to protect their purchases with a cruise travel insurance plan.

Related link: https://www.travelinsurance.com/

Vector Structural Engineering Opens New Office in Utah to Increase Engineering Student Opportunities

OREM, Utah /ScoopCloud/ -- Vector Structural Engineering ("Vector") is excited to announce that it's opening a new office in Orem, Utah. This office will focus mainly on the work that its college interns can perform, which includes supporting full time project engineers for tasks on larger projects and also helping to analyze existing residential homes where rooftop solar panels are being installed.

"The location was near a couple of college campuses and we have several student interns working for us so we're hoping to get more of the cream of the crop by being closer to a campus," Jacob Proctor, principal, Vector Structural Engineering, says.

Vector is working to develop engineering processes where projects can be broken down into smaller tasks and their plan is to train interns to help with those tasks. Having an office located near campus will allow them to more efficiently grow this part of the business.

Eric Sumsion, a senior engineer who has been with the company for nearly 10 years, will lead the charge at this new location where there are currently 22 people working out of the office. And the office is conveniently located near the mouth of the Provo Canyon.

"I'm sure that some employees will also take advantage of the fly fishing during their lunch hour," Sumsion says.

Orem is located in the Utah County of Utah and is known for its stunning views of the Wasatch Mountains and its location near outdoor recreation destinations. The city has a thriving economy and is home to numerous high-tech companies and educational institutions. It also offers a rich cultural and recreational experience with parks, museums, shopping centers and more.

"I'm excited for the opportunity to provide jobs to more engineering students, and the growth that we will be able to achieve as a company with this office," Proctor says.

About Vector Structural Engineering:

Vector Structural Engineering is a full-service structural engineering company licensed in all 50 states plus Washington, D.C., Puerto Rico and Canada (Alberta, British Columbia, Manitoba and Ontario). Founded in 2002, it has completed thousands of projects across the nation and in Canada. The majority of its business is from clients who have been with Vector for years. Its engineering team includes 27 licensed engineers and 30 project managers across six offices.

For more information: https://vectorse.com

Vector Structural Engineering ("Vector") is excited to announce that it's opening a new office in Orem, Utah. This office will focus mainly on the work that its college interns can perform, which includes supporting full time project engineers for tasks on larger projects and also helping to analyze existing residential homes where rooftop solar panels are being installed.

Related link: https://vectorse.com/

A Timely Innovation that Forever Changes Cleaning Industry

CLEVELAND, Ohio /ScoopCloud/ -- MicroShield 360 has expanded their product offering to include MicroShield 360 Pure, an all-natural approach to cleaning and disinfection. The on-site machines utilize nothing more than salt, water and electricity to produce unlimited amounts of six different cleaning and disinfecting chemicals entirely on-demand.

The products range from oil-emulsifying degreasers to hospital-grade disinfectants and even glass and stainless-steel cleaners. The focus is to swap out a business's current toxic cleaning chemicals for a "plug and play" approach that's all-natural. There will be no long-term agreements -- the machines and all preventative maintenance will be included in a low, fixed monthly cost equaling pennies a gallon for the end user. No matter the size or arrangement of the facility, MicroShield 360 Pure has a package available to fit your specific needs.

"We're excited about the new offering and think it couldn't be timelier given our inflationary market where traditional chemicals are already seeing double digit price increases," says Steve Kubec, VP of MicroShield 360. "Our machines not only swap out traditional toxic products for an all-natural and 100% sustainable approach but we're a hedge against this growing inflation with our fixed pricing model. We're showing clients greater than 25% monthly savings on average."

MicroShield 360 is focused on innovative approaches to creating cleaner and healthier methods for facility maintenance.

For additional information on the new MicroShield 360 Pure product line, please visit https://microshield360.com/ or call them directly at 800-686-4360.

MicroShield 360 has expanded their product offering to include MicroShield 360 Pure, an all-natural approach to cleaning and disinfection. The on-site machines utilize nothing more than salt, water and electricity to produce unlimited amounts of six different cleaning and disinfecting chemicals entirely on-demand.

Related link: https://microshield360.com/

A Newly Discovered Vulnerability of Python Parsing Library Allows Check Bypassing

SUNNYVALE, Calif. /ScoopCloud/ -- A vulnerability has been discovered in Python's native urllib.parse function (CVE-2023-24329) by cybersecurity researcher Yebo Cao. This vulnerability has the potential to enable server-side request forgery (SSRF) and remote code execution (RCE) in a wide range of scenarios by bypassing the protections set by the developer for scheme and host.

Cao, a master's student at Carnegie Mellon University, owns an Offensive Security Certified Professional (OSCP) certificate and is one of the top 100 security researchers at Bugcrowd. He found that the urllib.parse function has a parsing issue that affects the parsing of the hostname and scheme, causing blocklisting and allowlisting methods to fail.

urllib.parse is a basic URL parsing function widely used in various applications, and one of Python's core functions is urlparse. This issue is caused when the entire URL starts with blank characters.

"I personally think the impact of this vulnerability is huge because this urlparse() library is widely used," Cao said. "Although allowlisting and blocklisting are commonly used security mechanisms in software development, in the affected version of Python's urllib.parse function, the vulnerability can be exploited to bypass the protections set by the developer for scheme and host. This vulnerability can be expected to help SSRF and RCE in a wide range of scenarios."

Blocklisting and allowlisting are commonly used security mechanisms that help to prevent unauthorized access or actions. Allowlisting is a mechanism that allows only certain things, such as IP addresses, domain names, or file types, while blocklisting is a mechanism that prevents access to certain things, such as websites or file extensions. However, the vulnerability in the affected version of Python's urllib.parse function can render both of these mechanisms ineffective, thus increasing the risk of exploitation.

Cao's analysis of the vulnerability, which can be found at https://pointernull.com/security/python-url-parse-problem.html, reveals that allowlisting is also breakable in the affected version of Python. This means that an attacker can potentially exploit the vulnerability to bypass both blocklisting and allowlisting, making it easier to gain unauthorized access.

The vulnerability has been fixed in the latest version of Python, 3.11. However, earlier versions of Python remain vulnerable to exploitation. Users of earlier versions of Python are advised to update to the latest version as soon as possible to mitigate the risk of exploitation.

Cao's discovery highlights the importance of ongoing security research and the need to remain vigilant against potential vulnerabilities in widely used software libraries. Vulnerabilities in such libraries can have far-reaching consequences, potentially affecting numerous applications and systems that rely on them.

To further mitigate the risk of exploitation, developers are advised to conduct regular vulnerability assessments and to keep their software up to date with the latest security patches. Additionally, developers should consider implementing other security mechanisms, such as threat modeling and input validation, to help prevent unauthorized access or actions.

In conclusion, the discovery of this vulnerability in Python's urllib.parse function serves as a reminder of the ongoing need for robust cybersecurity practices and the importance of staying vigilant against potential vulnerabilities in widely used software libraries.

About Yebo Cao:

Yebo Cao is an information security expert from Carnegie Mellon University who has been acknowledged by various companies, including Google, Microsoft, and Oracle, for discovering vulnerabilities in their products.

Learn more: https://pointernull.com/

https://www.linkedin.com/in/yebocao/

A vulnerability has been discovered in Python's native urllib.parse function (CVE-2023-24329) by cybersecurity researcher Yebo Cao. This vulnerability has the potential to enable server-side request forgery (SSRF) and remote code execution (RCE) in a wide range of scenarios by bypassing the protections set by the developer for scheme and host.

Related link: https://pointernull.com/

How to Bypass Factory Reset Protection on Samsung s23 utilizing Tenorshare 4uKey for Android

NEW YORK, N.Y. /ScoopCloud/ -- Samsung users are ecstatic about the new release of the Samsung S23 phone. But it is very frustrating for them to meet the challenge of accessing their phone after resetting it, says Tenorshare. Because there is a factory reset protection on Samsung phones, especially for Samsung s23, in place that doesn't let the users bypass Samsung factory reset protection. If you struggle to regain access to your Samsung s23, Let's find out how to unlock Samsung Galaxy without Google Account.

VIDEO: https://youtu.be/S8ztXj_MrHs

What is Factory Reset Protection on Samsung Galaxy S22/S23?

Factory reset protection, also name FRP, is a function to prevent unauthorized access to Samsung phones. When you create a Google account on your mobile for the first time, the FRP lock feature is enabled and will activate once you reset your S22/S23 phone. Once you log into the account, the lock will be removed, and your data will be restored. "However, that isn't what happens in many situations when Samsung S22/S23 phone users forget their linked Google username and password," said the Tenorshare Spokesman, "fear not, a reliable tool from Tenorshare like 4uKey for Android will bypass Google verification on Samsung phone."

Best Samsung FRP Tool - Tenorshare 4uKey for Android

Tenorshare 4uKey for Android has risen in the ranks among Samsung users due to its advanced technology and proven high success rate. It is a user-friendly and hassle-free tool to bypass Samsung Google account.

Here are the incredible key features of 4uKey for Android:

1 - Bypass FRP lock within minutes.

2 - Compatible with older and newer Samsung phone models such as J7, S10+, S20, S21, S22, and S23.

3 - Supports both Windows and Mac and Android versions 6 to 13.

4 - Can also bypass Android screen lock password, pattern lock, PIN, fingerprint, and face ID.

5 - Gives back access to Android phones without limitations.

Simple Guide for Samsung FRP Bypass

If you want to Samsung FRP bypass quickly, you can do so by using 4uKey for Android. Follow the steps below:

* Connect your phone to your computer first!

* Choose "Remove Lock Screen." and Press "Start."

* Bypass the FRP lock successfully.

https://www.tenorshare.com/products/android-password-reset-tool.html

https://www.tenorshare.com/samsung/samsung-frp-tool.html

https://www.tenorshare.com/unlock-android/bypass-factory-reset-protection-samsung.html

https://www.tenorshare.com/unlock-android/bypass-samsung-s22-frp.html

https://www.tenorshare.com/samsung/bypass-google-account-samsung.html

Other Questions about Samsung Galaxy S23/S22:

* How to remove Samsung S23 forgot pattern quickly?

* How to bypass Samsung S23 lock screen without losing data?

* How to transfer photos from Samsung S23 to PC?

* How to recover deleted WhatsApp messages on Samsung S23/S22?

About Tenorshare

Tenorshare believes in the motto "Better software, better life". When Samsung s23 users find it daunting to bypass Samsung factory reset protection, Tenorshare offers a cutting-edge Samsung FRP bypass solution to make Samsung s23 users phone accessible.

More information: https://www.tenorshare.com/

Facebook: https://www.facebook.com/TenorshareOfficial/

Twitter: https://twitter.com/Tenorshare_Inc

YouTube: https://www.youtube.com/user/TenorshareOfficial/videos

Samsung users are ecstatic about the new release of the Samsung S23 phone. But it is very frustrating for them to meet the challenge of accessing their phone after resetting it, says Tenorshare. Because there is a factory reset protection on Samsung phones, especially for Samsung s23, in place that doesn't let the users bypass Samsung factory reset protection. If you struggle to regain access to your Samsung s23, Let's find out how to unlock Samsung Galaxy without Google Account.

Related link: https://www.tenorshare.com/

iToolab UnlockGo (Android) V7.0.0 Supports Xiaomi/Redmi FRP Bypass Now

NEW YORK, N.Y. /ScoopCloud/ -- Typically, cell phone repair stores and online groups undertake the work of Xiaomi Google FRP lock bypass. It's time-consuming and expensive, says iToolab Co Ltd. Now, download UnlockGo (Android) and skip the Google account verification yourself.

WHAT'S NEW

With iToolab UnlockGo (Android) V7.0.0, you can remove the previous Google account or bypass PIN/pattern verification after hard reset. Compared to general tools, UnlockGo does not require tedious steps. Clicks and taps lead you to reset the FRP lock. It works splendidly from MIUI 10 to 14, and supports Windows and MacOS.

Learn how it works here: https://itoolab.com/guide/xiaomi-redmi-frp-bypass-with-unlockgo-android/

KEY FEATURES OF ITOOLAB UNLOCKGO (ANDROID) V7.0.0

Bypass Samsung FRP

When it comes to UnlockGo, you must not leave this feature. It has saved millions of users from the Google account/PIN verification screen. Whether your Samsung device runs on Android 5-12, or the latest Android 13, UnlockGo (Android) removes Google FRP without relocking.

Remove Screen Locks

Once you forgot the Android lock screen password or pattern, UnlockGo (Android) leads you to unlock it easily. Intelligently cope with mainstream Android smartphones, such as Samsung, Motorola, Huawei, Mi, etc.

Factory Reset Samsung

For cellphone resellers or repair stores, UnlockGo for Android is your working assistant. Automatically reset on Samsung devices with different Android OS versions. Free trial for you.

1-Click Unlock Samsung without Password

This is a shortcut to unlock Samsung devices for Android 12. Whether it's a phone or a tablet, just connect to your computer and leave the rest to the program.

Unlock Old Samsung without Data Loss

If you want to unlock the password while keeping the data from your previous Samsung device, that's something we can help you with.

PLANS AND PRICES

Enjoy new features at the original price. From $29.95 monthly to an unlimited business plan, pick your proper plan here - https://itoolab.com/buy/unlockgo-android-for-windows/

Requirements for Program Operation

* Windows 11/10/8.1/8/7

* Mac OS 10.11 and later

ABOUT ITOOLAB

iToolab is a software development company with a team of experienced developers who are constantly building mobile solutions to help iOS and Android users solve various issues with leading-edge smartphone tools for repair and recovery, unlocking, and more. As of now, iToolab is serving 130+ countries and has an extensive user base. The creative approach of developers is the primary reason behind the high success rate of all iToolab's programs.

For more details, please visit:

Website: https://itoolab.com/

YouTube: https://www.youtube.com/c/itoolab

Facebook: https://www.facebook.com/itoolab

Twitter: https://twitter.com/IToolab

Additional Multimedia:

https://youtu.be/SkuQXuMd6ic

Typically, cell phone repair stores and online groups undertake the work of Xiaomi Google FRP lock bypass. It's time-consuming and expensive, says iToolab Co Ltd. Now, download UnlockGo (Android) and skip the Google account verification yourself.

Related link: https://itoolab.com/

LenderLogix launches LiteSpeed point of sale system to address the needs of small to mid-sized mortgage lenders

BUFFALO, N.Y. /ScoopCloud/ -- LenderLogix, a leading provider of mortgage automation software and application programming interfaces (APIs), today announced the launch of LiteSpeed, a streamlined point-of-sale (POS) system designed for small to mid-sized lenders. LiteSpeed delivers lenders the essential POS functionality they need to compete in today's digitally-driven market at a lower cost and without significant investment in the implementation and internal support larger platforms require.

"Many of the POS platforms on the market today function as a second loan origination system in disguise in terms of features, architecture and required upkeep, effectively putting them out of reach for the majority of the market," said LenderLogix Founder and CEO Patrick O'Brien. "We knew there had to be a better, more efficient, and certainly more cost-effective way to manage the loan application process, so we created LiteSpeed to deliver pragmatic POS functionality at a price point that makes sense for the average mortgage lender."

LiteSpeed was strategically and intentionally designed to provide borrowers with a simple, yet amazing user experience. The white-labeled platform guides borrowers through singular, auto-advancing application questions using animated iconography and dynamic messaging. Once the application is complete, borrowers are immediately presented a customized needs list, a secure document upload link and more from their selected loan originator.

"This type of high-touch early engagement is essential and shouldn't be hidden within an app or behind a login screen," O'Brien added. "As a result of this early engagement, lenders can increase lead capture and conversions while delivering a consistent brand identity across branches and teams - all while providing executives with more granular insight into marketing and sales performance."

About LenderLogix:

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software and APIs to meet the needs of today's mortgage lenders. The company's suite of products addresses the speed at which today's real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money.

For more information, visit https://www.lenderlogix.com/.

MEDIA QUERIES:
Contact Depth Public Relations
https://depthpr.com/contact-us/

LenderLogix, a leading provider of mortgage automation software and application programming interfaces (APIs), today announced the launch of LiteSpeed, a streamlined point-of-sale (POS) system designed for small to mid-sized lenders. LiteSpeed delivers lenders the essential POS functionality they need to compete in today's digitally-driven market at a lower cost and without significant investment in the implementation and internal support larger platforms require.

Related link: https://www.lenderlogix.com/

Innovative Process Recycles All Types of Plastic Waste Utilizing Profitable Micro-Recycling Centers

NAIROBI, Kenya /ScoopCloud/ -- Today, Nairobi non-profit Slums Going Green and Clean (SGGC) announced the success of its open-source Waste Free in '23 initiative utilizing profitable micro-recycling centers. In January 2023, two centers recycled five tons of mixed plastic waste with plans to increase their recycling capacity to 15 centers and 75 tons of waste per month by the end of 2023.

"To change the plastics situation in Kenya, we need an all-in approach. Solutions on the ground -- and from the ground in the informal sector need to find a place in the value chain for good, just as much as the players do. We must rethink product design to ensure recyclability, and always keep materials in the loop," says Karin Boomsma, Project Lead at the Kenya Plastics Pact (KPP).

"At the end of 2022, we recovered, recycled, and repurposed all common plastic types collected from the Nairobi River and Kibera at our first micro-recycling center," said Brian Nyabuti, founder of SGGC. "Nairobi, like the rest of the world, was recycling less than 10% of plastic waste and disposing of the rest in landfills, communities, and the environment," referring to the 2021 report from the UN Environmental Programme. "With these innovations we can turn any type of plastic, including food wrappers and packaging, into products like bins, chairs, roof panels and fence posts."

A cadre of engineers, scientists, and recyclers collaborated with the Waste Free in '23 initiative to solve trash and recycling problems in low-income communities. The team adapted common recycling equipment used at major recycling centers to create a micro-recycling center in Kibera, an informal settlement in Nairobi. Equipment for a micro-recycling center costs $2000 and consists of a shredder, plastic slicer, heat press, and molds that can process up to 200 kilograms of waste per day. The Kibera micro-recycling center was funded through crowdsourcing.

The center inserts soft plastics unwashed and unsorted into a heat press. In just 10 minutes, the plastic is bonded into components used to create products that are sold to the local community. The small amount of plastic that should not be heated can be shredded and added to concrete. The micro-recycling center is staffed with four workers who earn a living wage.

"We are turning trash into treasure," said Nyabuti. "We no longer have to dump,burn,or truck our plastic waste to landfills. And with the equipment designed to be low cost and to be built anywhere in the world, thousands of communities can join Kibera in becoming Waste Free in '23."

LEARN MORE:

Slums Going Green and Clean (SGGC) is a non-profit based in Nairobi, Kenya. Find its open-sourced materials on micro-recycling at http://www.wastefree23.org

Visit them on Instagram, and Facebook

Kenyan Plastic Pact (KPP) is an ambitious, collaborative initiative that brings together stakeholders across the whole plastics value chain to transform the current linear plastics system into a circular economy for plastics. https://kpp.or.ke/

Today, Nairobi non-profit Slums Going Green and Clean (SGGC) announced the success of its open-source Waste Free in '23 initiative utilizing profitable micro-recycling centers. In January 2023, two centers recycled five tons of mixed plastic waste with plans to increase their recycling capacity to 15 centers and 75 tons of waste per month by the end of 2023.

Related link: https://www.wastefree23.org/

Delaware Youth Soccer Association Seals Partnership With Stack Team App to Grow and Advance Soccer

BEAR, Del. /ScoopCloud/ -- Delaware Youth Soccer Association (DYSA) - an official youth soccer association of the United States Soccer Federation and US Youth Soccer, announced a partnership with Stack Team App, as an integral Mobile-App solutions provider for the state. This partnership was established to further Delaware's mission of advancing and improving the game of soccer through the use of innovative technology partnerships.

Stack Team App will provide technology solutions for the state association, affiliated clubs and leagues, the participating players, coaches, families, and volunteers. Advanced functionality and existing features aim to help grow participation in the sport and enhance the youth soccer experience.

Stack Team App's partnership with DYSA furthers the governing body's mission of providing quality opportunities for its members. The technology solutions offered through this partnership assist athletes, coaches, families, and volunteers. The Stack Team App initiative consists of leading services powered by Stack Sports connecting every level of the soccer pathway.

"Delaware Youth Soccer Association has created a partnership with Stack Team App and we are excited to offer this tool to our members, providing added benefit to administrators, coaches, and parents," said Laura Sturdivant, Executive Director of DYSA.

"Partnerships like this are an integral part of our goal of creating a connected ecosystem in soccer. We are honored to work with Delaware to make this a reality," said Daniel Smith, General Manager of Stack Team App. "DYSA helps inspire its members to achieve their full athletic potential, and Stack Team App will be an integral partner in this mission. We are proud to serve alongside their mission through innovative mobile technology solutions."

Affiliated clubs partnering with Stack Team App will have access to a full suite of features, including robust communication tools, seamless team scheduling, team attendance tracking, live scores and standings, availability insights, ad revenue opportunities, and much more.

To learn more about Stack Team App, visit https://www.teamapp.com/.

About Delaware Youth Soccer Association:

The Delaware Youth Soccer Association (DYSA), is an affiliate of the United States Soccer Federation (USSF) and United States Youth Soccer (USYS). The mission of the Delaware Youth Soccer Association is to promote and facilitate the game of soccer for all youth at all levels of play in Delaware. The ultimate vision of the state association is to be the best youth sports organization through the provision of services, education and opportunities to the youth athletes of Delaware. The Delaware Youth Soccer Association seeks to work with integrity, cooperation, fairness, accountability, professionalism, collaboration, innovation, passion and excellence in all actions.

About Stack Sports:

With nearly 50 million users in 35 countries, Stack Sports is a global technology leader in SaaS platform offerings for the sports industry. The company provides world-class software and services to support national governing bodies, youth sports associations, leagues, clubs, parents, coaches, and athletes. Some of the largest and most prominent sports organizations including the U.S. Soccer Federation, Little League Baseball and Softball, and Pop Warner Little Scholars rely on Stack Sports technology to run and manage their organizations. Stack Sports is headquartered in Dallas and is leading the industry one team at a time focusing on four key pillars - Grassroots Engagement, Participation Growth, Recruiting Pathways, and Elite Player Development. To learn more about how Stack Sports is transforming the sports experience, please visit https://stacksports.com/

Delaware Youth Soccer Association (DYSA) - an official youth soccer association of the United States Soccer Federation and US Youth Soccer, announced a partnership with Stack Team App, as an integral Mobile-App solutions provider for the state. This partnership was established to further Delaware's mission of advancing and improving the game of soccer through the use of innovative technology partnerships.

Related link: https://stacksports.com/

The Dillinger Escape Plan’s Ben Weinman Has a New Course on How to Make a Living in Art Without Making Compromises

BROOKLYN, N.Y. /ScoopCloud/ -- Online music learning platform Soundfly has released a brand new course with Ben Weinman, guitarist, songwriter, and founding member of The Dillinger Escape Plan, on the business of making art without compromising one's values or integrity. The Business of Uncompromising Art is a course like no other, and musicians of all types can find it today in Soundly's digital library of creative music courses.

There are a million music business courses out there, but we dare you to find another that teaches you how to blow fire in a fan's face and still get paid for it. In fact, Ben argues that's part of what made his legendary band so successful for so long: authenticity, risk-taking, an obsessive focus on fans, and an unwavering DIY ethos. This comprehensive course - filled with case studies, challenges, stories, advice, and lessons culled from Ben's 20+ year career in music - will change the way independent artists view their mission.

Named one of SPIN's "100 Greatest Guitarists of All Time" and one of "the 20 Most Influential Metal Guitarists of the Modern Era" by VH1, Ben Weinman is a founding member of The Dillinger Escape Plan, a guitarist in Suicidal Tendencies and Giraffe Tongue Orchestra, a songwriter, composer, and manager. Having performed with NIN, System of a Down, Soundgarden, and The Prodigy, written music for HBO, voted for the Rock and Roll Hall of Fame, and consulted for Grammy-winning artists, Ben's crept into every corner of the music industry - and found success in each.

In his course, he'll explain how he took what many called an "unmarketable" band and transformed it into an iconic act and a profitable economic engine with a rabid fanbase - along the way elucidating how to attract a passionate fanbase, deliver honest art, and design creative strategies for making money in an industry plagued by old, tired models. In Ben's own words, you'll learn: "How to stick to your guns, follow your values, create uncompromising art, and then sell that uncompromising art in a way that doesn't suck the life out of you."

The Business of Uncompromising Art features over 35 lessons loaded with invaluable advice and strategic information, and 25 videos, plus graphics, activities, downloadable learning materials, and access to Soundfly's Discord community where students can ask questions and get feedback on their work.

Find it today in Soundfly's suite of premium artist-led online courses at: https://soundfly.com/courses/the-business-of-uncompromising-art

About Soundfly:

Soundfly offers creative courses for curious musicians looking to spark their creativity, expand their skills, and discover new sounds. Students can subscribe to Soundfly's library of in-depth courses taught by some of the most exciting musicians and artists working today, or take their music learning to the next level with Soundfly's custom 1-on-1 mentorship program.

Trailer (YouTube): https://www.youtube.com/watch?v=BdYzIOgGO7I

Course:

https://soundfly.com/courses/the-business-of-uncompromising-art

Online music learning platform Soundfly has released a brand new course with Ben Weinman, guitarist, songwriter, and founding member of The Dillinger Escape Plan, on the business of making art without compromising one's values or integrity. The Business of Uncompromising Art is a course like no other, and musicians of all types can find it today in Soundly's digital library of creative music courses.

Related link: https://soundfly.com/

Kiosk Industry Self Service News for February 2023

DENVER, Colo. /ScoopCloud/ -- It's President's Day. And the Kiosk Manufacturer Association news centers around dispensing machines/kiosks and in particular legal cannabis and naloxone. Terrapin just deployed some extraordinary robotics for "bagging" and delivering marijuana here in Colorado. See the intro video in the post. Facial recognition, 1100 products, big touchscreen and the users get to watch thru a glass panel. We have a nice video demonstrating that.

In the naloxone news: last year (and year before) there were zero dollars budgeted by state, local and federal agencies for kiosks that dispense naloxone and also fentanyl detection strips. So far in 2023? Almost $500M.

Featured Sponsor this month is Panasonic. We published a case study on Wendy's recent POS upgrade. Along with that we also included drive-thru headsets, drive-thru whitepaper and menu boards. Of note in the Shake Shack news the big phrase over and over is "drive thru." We see where Wendy's teamed up with Doordash & Roku to let users order from their TV [link to story]. We need to get an update on the facial ordering that Wendy's Japan deployed.

News 2/21/2023

* Fast Food Restaurants Update - includes Dunkin Donuts commercial

* NRA Chicago - Fast Food Kiosks

* Shake Shack Kiosks Important Component in 2023

* Taco Bell Cantina Kiosks in Los Angeles

* WCAG 2.2 Checklist

* Interactive Fitness Mirror Retail

* ISE 2023 - A video review of LG Business Solutions

* dvLED Video Wall Museum

* Ticketing Kiosk - NASA

* ADA Retail Restaurants Regulations - 2023

* Full list of news

Insights

MUFSO is coming up, and then in May there is NRA. We are in the Tech Pavilion.

The ADA retail restaurants is a recap of the recent U.S. Access Board webinar which was terrific. We've included the graphics illustrating all of the architectural considerations that can be overlooked (except by trolling attorneys looking for a fast buck).

Regulations for EV charging stations are coming to a head. We participate on several ANSI workgroups and their official EV regulations go out for public review by end of March. The U.S. Access Board is releasing their ANPRM by end of summer.

For more information contact info@kioskindustry.org or visit https://kioskindustry.org/. Since 1996 for 27 years. For a list of all verticals visit The Industry Group.

Thanks to the companies whose support makes this possible.

Contact: info@kioskindustry.org with any questions.

It's President's Day. And the Kiosk Manufacturer Association news centers around dispensing machines/kiosks and in particular legal cannabis and naloxone. In the naloxone news: last year (and year before) there were zero dollars budgeted by state, local and federal agencies for kiosks that dispense naloxone and also fentanyl detection strips. So far in 2023? Almost $500M.

Related link: https://kioskindustry.org/

System4 Franchise Partner Expansion into Northeast Maryland Area

CLEVELAND, Ohio /ScoopCloud/ -- System4 Facility Services Management, an industry leader in facility management solutions that specializes in customized commercial cleaning, disinfection and repair and maintenance services announced a territory expansion.

"We are excited and eager to support successful Franchisees like Alex Wilson in their growth plans for additional territory," said Scott Kubec, Chief Operating Officer, System4 Facility Services Management.

Local business owners, facility managers and business leaders throughout the Baltimore, Columbia, Annapolis and Towson Maryland area will now have access to a single point of contact for all facility service needs. System4 of Maryland NE specializes in creating customized commercial cleaning, disinfection and repair and maintenance solutions that fit the unique needs of any type or size business. Whether a school, office building, medical office or outpatient surgery center, System4 of Southern Maryland NE has you covered!

On February 1, 2023, Alex Wilson assumed ownership of the System4 of Maryland NE. The System4 of Maryland North-East is located at10440 Little Patuxent Parkway, Suite 300, Columbia, MD 21044.

"Branch expansion into Maryland allows us to better serve both existing and new customers ranging from Calvert County, Ann Arundel County, Baltimore County all the way to Cecil and Howard County. We now cover both the west and the east side of the Chesapeake Bay," states Alex Wilson, owner of System4 of Maryland NE.

Learn more at: https://system4.com/maryland-ne/

About System4:

Founded in 2012, System4 Facility Services Management has become an industry leader in commercial cleaning, disinfection and repair and maintenance. With more than 65 locations nationally, System4 manages the interior and exterior of any size or type facility. As a business's one point of contact for all facility service needs, System4 simplifies processes for business owners, operators, and management by saving time, reducing complexity and overall cost. Learn more: https://system4.com/.

Contact System4 of Maryland NE at 410-988-2650 / info.MDNE@system4.com to discuss customized facility services solutions.

System4 Facility Services Management, an industry leader in facility management solutions that specializes in customized commercial cleaning, disinfection and repair and maintenance services announced a territory expansion. Local business owners, facility managers and business leaders throughout the Baltimore, Columbia, Annapolis and Towson Maryland area will now have access to a single point of contact for all facility service needs.

Related link: https://system4.com/

Michigan Mortgage Lenders Association Announces Speaker Lineup for 2023 Sales Rally

SHELBY TOWNSHIP, Mich. /ScoopCloud/ -- The Michigan Mortgage Lenders Association (MMLA), the only Michigan-based association dedicated solely to the housing finance industry, has announced the speaker lineup for its 2023 Sales Rally, taking place March 14 at the Suburban Collection Showplace in Novi, Michigan.

MMLA has filled the day with nationally known speakers to inspire and foster connections between housing professionals and to ignite their drive for increased sales production.

The agenda includes:

* Dan Ervin, Vice President of Sales at First Merchants Bank, presenting 'How to Dominate in Any Market';

* Kyle Draper, entrepreneur and social media coach, delivering 'Positioning Yourself to Win on Social Media';

* Dan Elsea, owner of Real Estate One, the largest real estate company in Michigan, speaking on the Real Estate Industry's Economic Impact;

* Doug Smith, Mortgage Coach, on 'Navigating a New World';

* A real estate power panel featuring real estate coach Jeff Glover, real estate brokers Jim Shaffer and Mark Z and Tim Pascarella, the President of Ross Mortgage Corporation; and

* Mateen Cleaves, leadership coach, former NBA player and member of the 2000 Michigan State National Championship team, ending the day on a motivating note as the closing keynote speaker.

Key strategic partners will also be at the event, exhibiting their products and services to assist sales professionals in taking their production to new heights. The 2023 MMLA Sales Rally will feature information, strategies and tactics beneficial to anyone in sales related to the housing industry, including loan originators, sales managers, independent mortgage brokers, real estate agents and account executives.

"Our core mission is to connect the best of the Michigan mortgage industry; we love hosting events for our members and witnessing these connections happen in real time. As we reach the end of the first quarter of the year, it's a fitting time for sales professionals to strategically align and get inspired for 2023," said MMLA CEO Joanne Misuraca. "We're looking forward to seeing both familiar and new faces on March 14th."

To learn more about MMLA's Sales Rally or register for the event, visit the events calendar at www.mmla.net.

About The Michigan Mortgage Lenders Association

Since its inception in 1929, the Michigan Mortgage Lenders Association (MMLA)has advocated for its members by providing the resources, legislative voice and education needed to effectively support Michigan's larger real estate community. Highly regarded as one of the best-run mortgage associations in the country, its mission is to:

* Connect Michigan mortgage professionals and deliver the necessary support for them to excel personally and professionally;

* Forge internal and external connections with local mortgage professionals for the betterment of Michigan's real estate community; and

* Support the advancement of Michigan mortgage professionals and the local real estate community at large.

To learn more or to become a member, visit https://mmla.net/.

The Michigan Mortgage Lenders Association (MMLA), the only Michigan-based association dedicated solely to the housing finance industry, has announced the speaker lineup for its 2023 Sales Rally, taking place March 14 at the Suburban Collection Showplace in Novi, Michigan.

Related link: https://mmla.net/

MSP Receives High Cybersecurity Rating, Driving Small Business Protection

ALEXANDRIA, Va. /ScoopCloud/ -- Aligned Technology Solutions, an IT and security service partner that provides highly customized solutions for small to medium-sized businesses, received a nearly perfect security score from a third-party risk rating vendor on February 3, 2022, showcasing its continual commitment to a strong security posture.

Data Strategies Drive Robust Cybersecurity

Aligned uses robust data-centric strategies to drive its resiliency against threat actors. Using SecurityScorecard, a Forester New Wave leader in cyber risk ratings, Aligned ensures their company and clients are protected.

Aligned scored an A, or better, in all categories with an overall score of 99/100. The analytics it receives from SecurityScorecard provide valuable data-driven insights into areas of vulnerability and help the organization's experts better allocate resources for improved security.

Building Trust with Stakeholders

Aligned regularly evaluates its security strength to ensure systems and data are secure. A third-party analysis is essential in giving organizations a "second opinion" on their environments.

"Using a trusted third party for ratings and assessments is critical to ensure organizations are doing what they say they are doing," said Justin Weeks, Aligned VP of Cybersecurity and Compliance. "It also helps identify areas they may not have thought to look."

Using a third-party vendor to monitor risks and compliance based on unbiased data establishes peace of mind for clients and other stakeholders.

"Aligned Technology Solutions continues to make investments and improvements as part of its security journey," said Weeks. "Our security is our client's security. We take secure management of their systems seriously and build trust with them with a validated cybersecurity posture."

Boosting Cybersecurity with SecurityScorecard

SecurityScorecard gives ratings to organizations on an A-F scales (0-100 points). The tool calculates scores on the following 10 risk factors:

* Network Security

* DNS Health

* Patching Cadence

* Endpoint Security

* IP Reputation

* Application Security

* Hacker Chatter

* Information Leak

* Social Engineering

* Cubit Score

Compared to an A score, companies that receive an F rating are nearly eight times more likely to be impacted by a data breach, based on SecurityScorecard's data from over 12 million company ratings. Organizations can strengthen their cybersecurity posture and prevent costly damages by developing a plan based on the data provided by the risk rating company.

Aligned continues to invest in its cybersecurity program, innovating processes and practices to drive its security into the future.

"Aligned will continue to progress in offering world-class managed services to our clients in an exceptionally secure way," said Weeks. "We understand its importance and continue to improve, never resting on our achievements."

For more information about Aligned Technology Solutions, please contact Brittany Watson at (703) 740-8797 or email at brittany@MyAlignedIT.com.

About Aligned Technology Solutions

Since 2010, ATS has helped organizations leverage and manage technology - allowing them to confidently grow and secure their businesses. The award-winning technology service provider delivers customized and comprehensive IT solutions for IT Outsourcing, Cybersecurity, Compliance, Cloud Services and VoIP. The ATS team is committed to providing world class customer service and best-of-breed technology solutions that provide our clients competitive advantage in their marketplace. Learn more at https://www.myalignedit.com/.

Aligned Technology Solutions, an IT and security service partner that provides highly customized solutions for small to medium-sized businesses, received a nearly perfect security score from a third-party risk rating vendor on February 3, 2022, showcasing its continual commitment to a strong security posture.

Related link: https://www.myalignedit.com/

The Church of Scientology of Silicon Valley Celebrates 5 Years in its New Home

MOUNTAIN VIEW, Calif. /ScoopCloud/ -- On February 18, 2018, thousands of Scientologists gathered for the opening of the Church of Scientology of Silicon Valley in Mountain View, California, where the language of the future is written in ones and zeros.

Every year, Silicon Valley draws new visionaries, creatives, and young dreamers who envision the radical future of our digital landscape. They flock from around the world to pursue the goal of becoming the next titan of tech, much like Steve Jobs or Mark Zuckerberg. And located in the heart of Silicon Valley, just five minutes from the city center of Mountain View, the Church of Scientology is there to help them fulfill their goals.

In dedicating this new Church, Scientology ecclesiastical leader welcomed the community, saying, "Our doors are always open and our help is unconditionally yours."

The Church invites everyone to satisfy their curiosity about Scientology, beginning with a tour of their Public Information Center at 1080 Linda Vista Ave, Mountain View. Or take a free personality test to learn more about their strengths and weaknesses and what they can do to improve or overcome them.

And all are welcome to take a look inside this Scientology Church by watching Destination: Silicon Valley on the Scientology Network.

This episode takes viewers to the local hot spots, where legends are made, futures are defined and constant innovation is underway. See where Tesla and PayPal got their start. Visit the headquarters of Apple and Google. And meet the people whose purpose is to support this growing community of future-forward visionaries, bringing spiritual evolution to the digital revolution.

The Scientology Network debuted on March 12, 2018. Since launching, it has been viewed in 240 countries and territories worldwide in 17 languages.

Broadcast from Scientology Media Productions, the Church's global media center in Los Angeles, the Scientology Network is available on DIRECTV Channel 320, DIRECTV STREAM, AT&T U-verse and can be streamed at scientology.tv, on mobile apps and via the Roku, Amazon Fire and Apple TV platforms.

The Scientology religion was founded by author and philosopher L. Ron Hubbard. The first Church of Scientology was formed in Los Angeles in 1954 and the religion has expanded to more than 11,000 Churches, Missions and affiliated groups, with millions of members in 167 countries.

LEARN MORE:

https://www.scientologynews.org/press-releases/

https://www.scientology.tv/series/destination-scientology/silicon-valley.html

https://www.scientology-siliconvalley.org/

MULTIMEDIA:

VIDEO: https://youtu.be/Fk5YihFzumM

On February 18, 2018, thousands of Scientologists gathered for the opening of the Church of Scientology of Silicon Valley in Mountain View, California, where the language of the future is written in ones and zeros. And all are welcome to take a look inside this Scientology Church by watching "Destination: Silicon Valley" on the Scientology Network.

Related link: https://www.scientology.org/