Tag Archives: Mortgage

The Mortgage Collaborative partners with FICO to deliver exclusive credit intelligence to lenders

SAN DIEGO, Calif., Sept. 11, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, has added FICO, global analytics software leader, as an educational partner. This partnership gives members additional insights into credit data, market trends and risk modeling. Unlike TMC’s traditional partners, FICO will not sell products or services, focusing instead on empowering TMC’s lender network with actionable intelligence on credit behavior and market dynamics.

Image caption: The Mortgage Collaborative partners with FICO to deliver exclusive credit intelligence to lenders.

“We’re thrilled to welcome FICO as Preferred Educational Partner. Their legacy of innovation and data-driven insight aligns perfectly with our mission to empower our members through knowledge, connection, and collaboration,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “Together, we’ll elevate the conversation around credit, analytics, and consumer empowerment, bringing fresh perspectives and actionable education to our network.”

FICO will share expertise through webinars, data briefings, and collaborative forums, covering emerging credit trends, advancements in risk assessment, and borrower behavior insights. These resources will help TMC members strengthen underwriting strategies, manage risk, and improve borrower outcomes.

“In today’s complex lending environment, the FICO Score is the most trusted standard for evaluating credit risk,” said Monica Von Egidy, AMP, senior manager of Mortgage and Capital Markets at FICO. “As the lending landscape continues to evolve, access to timely and relevant credit intelligence becomes more critical than ever. FICO’s partnership with TMC is about preparing lenders for what’s next while arming them with the insights and strategies they need to thrive in a future shaped by data and innovation.”

The partnership underscores TMC’s mission to connect lenders with leading industry knowledge and foster collaboration that drives innovation, operational excellence, and market resilience.

About The Mortgage Collaborative

The Mortgage Collaborative (TMC) is a membership-driven organization that empowers mortgage lenders across the United States through networking, education, and advocacy. TMC fosters an environment of collaboration and innovation, ensuring its members succeed regardless of market conditions. For more information, visit https://www.mortgagecollaborative.com/.

About FICO

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 80 countries do everything from protecting four billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit access and transparency.

Learn more at https://www.fico.com/en

Join the conversation at https://x.com/FICO_corp & https://www.fico.com/blogs/

For FICO news and media resources, visit https://www.fico.com/en/newsroom.

FICO is a registered trademark of Fair Isaac Corporation in the U.S. and other countries.

NEWS SOURCE: The Mortgage Collaborative

This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-partners-with-fico-to-deliver-exclusive-credit-intelligence-to-lenders/

Friday Harbor joins Community Home Lenders of America as affiliate member

AI mortgage innovator to advise community lenders on policy and practical uses of artificial intelligence

SEATTLE, Wash., Sept. 10, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, has joined the Community Home Lenders of America (CHLA) as an affiliate member.

Image caption: Friday Harbor joins Community Home Lenders of America as affiliate member.

Friday Harbor will serve as an expert adviser to CHLA’s lender members on the use of artificial intelligence in housing finance, including such practical considerations as compliance automation, responsible technology deployment and the evolving legislative landscape around AI. The affiliation also reflects Friday Harbor’s commitment to building solutions that address the needs of community lenders.

“Community lenders are the heart of this industry, and they deserve tools that work as hard as they do,” said Theo Ellis, CEO of Friday Harbor. “Joining CHLA gives us a seat at the table to listen, learn and offer perspective on how AI can help lenders stay competitive, meet compliance obligations and deliver a better borrower experience.”

“As AI transforms the mortgage landscape, it’s critical that community lenders help shape how these tools are developed and deployed — because if they’re not at the table, the technology risks serving the wrong priorities,” said CHLA Executive Director Scott Olson. “Friday Harbor stands out as a leader in building and implementing AI in meaningful ways, and they’re doing it in close collaboration with the lenders these tools are meant to serve. We’re pleased to welcome our newest CHLA affiliate and look forward to Friday Harbor’s leadership on technology issues that matter to our members.”

Launched in 2024, Friday Harbor is on a mission to make modern AI accessible to lenders of all sizes, not just the largest players. Lenders nationwide use its platform to automatically interpret borrower documents, flag underwriting issues and cut loan cycle times while improving compliance and reducing costs.

CHLA is a national association that exclusively represents independent mortgage bankers and supports community-based lending through advocacy, policy development and industry collaboration.

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit www.fridayharbor.ai.

NEWS SOURCE: Friday Harbor

This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-joins-community-home-lenders-of-america-as-affiliate-member/

DocMagic One launches to unify mortgage production under a single, AI-powered platform

Cutting-edge platform brings broad range of loan manufacturing capabilities together under one roof while adding built-in collaboration and business intelligence

TORRANCE, Calif., Sep. 10, 2025 (SEND2PRESS NEWSWIRE) — DocMagic, Inc. today announced the launch of DocMagic® One, a new platform for lenders that eliminates the inefficiencies of juggling multiple systems by bringing every critical loan manufacturing step into a single, intuitive platform. Document preparation, compliance checks, collaboration between borrowers, title agents and settlement agents, and closing coordination all happen in one place. Role-based permissions and organizational hierarchies keep tasks moving without bottlenecks.

Image caption: DocMagic One launches to unify mortgage production under a single, AI-powered platform.

“Lenders have been forced to piece together loan production from too many disconnected systems,” said DocMagic co-founder and CEO Pat Theodora. “DocMagic One changes that, giving every role—from loan officer to closer—a single, efficient platform that saves time, reduces risk, lowers costs and delivers a better experience for third-party collaborators and, ultimately, borrowers.”

Intelligence is woven throughout DocMagic One’s design, with built-in business intelligence and pipeline analytics giving managers instant visibility into performance. Loan health scoring makes it easy to surface files that require urgent attention, while AI-powered search and chat functions put information at users’ fingertips. Compliance is continuous and automated, with tools for reviewing and dismissing audits built directly into the platform, and auto-save ensures no work is lost during a session.

“As we expand our Intelligent Agentic Network, we are excited by how we can leverage AI and our patented machine learning capabilities to create an interconnected environment where multi-agent orchestration happens behind the scenes,” said Michael Morford, DocMagic’s chief technology officer. “This will make complex mortgage processes feel effortless and save lenders time and money.”

The DocMagic One platform is also built to grow with lenders. Predictive analytics, planned features such as AI-powered assistance and advanced eSign tracking will move loans from application to closing with minimal human intervention, expanding capabilities over time without adding complexity or cost.

DocMagic One will be available to existing DocMagic customers at no additional cost, delivering an upgraded, integrated experience without disrupting current workflows. Available in both DocMagic-branded and white-labeled options, the web-based platform is suited to a wide range of lender models.

For more information or to request a demo, visit https://www.docmagic.com/docmagic_one.

About DocMagic:

Founded in 1987 and headquartered in Torrance, California, DocMagic, Inc. is a leading provider of compliant document generation, automated compliance, eSignature and comprehensive eMortgage solutions for the mortgage industry. The company’s solutions facilitate precision-based digital lending transactions, connecting industry participants and ensuring data integrity. With in-house compliance experts and legal staff, DocMagic actively monitors legal and regulatory changes at both the federal and state levels. For more information, visit https://www.docmagic.com.

Tags: @DocMagicTech #lending #mortgagelending #compliance #AI

NEWS SOURCE: DocMagic, Inc.

This press release was issued on behalf of the news source (DocMagic, Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/docmagic-one-launches-to-unify-mortgage-production-under-a-single-ai-powered-platform/

Refinances surge nearly 70% as purchase activity falls 10% in August

Seasonal slowdown weighs on purchases; lenders lean on securitization and non-QM to drive performance

PLANO, Texas, Sept. 10, 2025 (SEND2PRESS NEWSWIRE) — Optimal Blue today released its August 2025 Market Advantage mortgage data report, which found a sharp split between purchase and refinance trends as seasonal factors and falling rates reshaped origination activity. Total lock volume dipped about 2% month over month (MoM) as a roughly 10% drop in purchase locks outweighed the strongest month for rate-and-term refinances this year, which surged nearly 70%. Non-QM lending also reached a new milestone in August, climbing to a record 8.3% of originations – up from 5.6% a year earlier and just 1.4% in August 2020 – extending the steady growth trend first highlighted in last month’s report.

Image caption: Optimal Blue’s August 2025 Market Advantage mortgage data report.

“Borrowers are responding quickly to rate improvements, driving the strongest month for rate-and-term refinances we’ve seen this year,” said Mike Vough, head of corporate strategy at Optimal Blue. “At the same time, purchase activity is beginning its typical seasonal decline, while product mix is shifting with non-QM lending at record levels.”

The OBMMI 30-year conforming fixed rate, the benchmark for CME Group’s Mortgage Rate futures, ended August at 6.49%, down nearly a quarter point from July. Jumbo, FHA and VA rates also declined, falling 32, 24 and 33 basis points (bps), respectively.

The report also pointed to significant changes in capital markets execution, with securitization playing a larger role in loan sales. Agency cash window deliveries fell to 24% while agency MBS executions climbed to 40%, highlighting stronger securitization activity among larger lenders.

“This trend underscores how lenders are strategically adapting to optimize execution in order to gain market share,” Vough said. “We’re seeing deeper engagement in securitization alongside more loans sold to the highest price during loan sales, signaling that capital markets strategies are adjusting to increase profitability.”

Key findings from the Market Advantage report, derived from direct-source mortgage lock and secondary market data, include:

Volume trends and market composition

Lock volumes dip: Overall activity slowed 1.8% in August as the seasonal decline in purchase demand outpaced gains in refinance activity.
Purchase volumes slip: Purchase volume fell 9.8% MoM but remained flat year over year (YoY), ushering in the typical post–peak season slowdown.
Refis surge: Refinances rose to 26% of originations, up sharply MoM and YoY, as rate-and-term refinances surged 69.8% while cash-outs gained 2.2%.

Rates and pricing

Benchmark rates drop: The OBMMI ended August at 6.49%, down nearly a quarter point from July. Jumbo rates fell 32 bps to 6.57%, FHA decreased 24 bps to 6.26% and VA declined 33 bps to 6.00%, creating opportunities across loan types.
Pricing strength improves: Loans sold at the highest pricing tier rose to 75%, a 5-point increase, suggesting lenders delivered cleaner loan profiles and captured stronger pricing.
MSR valuations soften: MSR values dipped to 1.15% for conforming 30-year loans, down 4 bps, in line with lower rates that compressed servicing valuations.

Channel and execution

Cash share declines: Agency cash window sales fell 200 bps to 24% as lenders leaned less on cash executions in favor of strategic delivery methods.
MBS executions rise: Agency MBS executions climbed to 40%, reflecting increased securitization by larger lenders optimizing capital markets execution and market share.
Pull-through rates mixed: Purchase pull-through rose 22 bps to 84.2%, while refinance pull-through slipped 15 bps to 61%, indicating some softening in refi pipeline performance.

Product mix and borrower profiles

Non-QM hits record: Non-QM share rose to 8.34% of all originations in August, up from 8.03% in July and setting a new record high.
Conforming declines: Conforming share fell 123 bps to 51%. VA loans gained 78 bps to 12.1%, non-conforming increased 48 bps to 17.3%, FHA edged up 1 bp to 19% and USDA dipped 5 bps to 0.7%.
New build activity softens: Planned unit development (PUD) lending fell below 28% of production, down more than 4.5% YoY as new construction market share continued to contract.
FTHB activity steady: First-time homebuyer share held flat for conforming and FHA loans and dipped slightly for VA.
Borrower profiles remain strong: The average conforming FICO Score was 756, unchanged MoM. Average loan amounts rose to $386,387 from $382,476 in July, ranging from $600,110 in metro New York to $304,511 in Indianapolis. Average LTVs ranged from 73.56 in New York to 81.61 in Indianapolis.
ARMs hold: Adjustable-rate mortgages accounted for 10.25% of overall lock activity.

To view the full August 2025 Market Advantage report, complete the free subscription form: https://engage.optimalblue.com/market-advantage. Subscribers receive a report PDF each month with the latest data. Members of the press are eligible for special, advance access each month and should contact Olivia DeLancey to be added to the media list.

This month’s Market Advantage podcast features Optimal Blue Chief Technology Officer Seever Sulaiman. Access the podcast: https://market-advantage.captivate.fm/episode/episode-12 .

About the Market Advantage Report

Optimal Blue issues the Market Advantage mortgage report each month to provide insight into U.S. mortgage trends and drivers of lending profitability. Data is sourced from the Optimal Blue PPE, which is used to price and lock more than one-third of all mortgages nationwide, and Optimal Blue’s hedging and loan trading system, which supports approximately 40% of loans hedged and sold into the secondary market. As the leader in mortgage capital markets technology, Optimal Blue has a direct view of both origination and secondary market activity, and the interconnectedness of the two. Unlike self-reported survey data, Optimal Blue’s direct-source data accurately reflect the in-process loans in lenders’ pipelines and secondary market executions. Visit Optimal Blue’s website to subscribe to receive the free report each month.

Nothing herein shall be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

About Optimal Blue

Optimal Blue powers profitability across the mortgage capital markets ecosystem. As the industry’s only end-to-end capital markets platform, our technology, data and integrations bridge the primary and secondary markets to help lenders of all sizes maximize performance – from pricing accuracy to margin protection and every step in between. Backed by over 20 years of proven expertise, our modern, cloud-native technology delivers the real-time automation, actionable data and seamless connectivity lenders need to navigate market volatility and scale for growth. To learn more about how Optimal Blue delivers measurable ROI, visit OptimalBlue.com.

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Image caption: Optimal Blue’s August 2025 Market Advantage mortgage data report

NEWS SOURCE: Optimal Blue

This press release was issued on behalf of the news source (Optimal Blue), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/refinances-surge-nearly-70-as-purchase-activity-falls-10-in-august/

Home equity fintech FirstClose promotes Andria Lightfoot to vice president of client success

AUSTIN, Texas, Sept. 8, 2025 (SEND2PRESS NEWSWIRE) — FirstClose™, a leading fintech provider of data and workflow solutions for mortgage and home equity lenders nationwide, announced today the promotion of Andria Lightfoot to vice president of client success.

In her new role, Lightfoot will join the sales and revenue organization and be responsible for implementation and customer success strategy. She will oversee account management and introduce project management practices to shorten delivery timelines and improve client value. She is building a dedicated team and creating a new relationship manager role focused on long-term partnerships to expand the company’s customer success resources. During the transition, she will continue to guide the support team to ensure continuity.

Image caption: Home equity fintech FirstClose promotes Andria Lightfoot.

“Andria has a proven track record of delivering results for lenders while leading with empathy and vision,” said Tedd Smith, co-founder and chief executive officer of FirstClose. “Her expanded role ensures we continue to elevate the client experience while strengthening the connection between customer success and revenue growth in the home equity space.”

Lightfoot, a 2022 HousingWire Woman of Influence, is recognized across the mortgage industry for her leadership in technology adoption and customer success. She has built her career on helping lenders achieve measurable results by bridging complex mortgage technology with practical client outcomes that improve efficiency, compliance and borrower experience.

“To me, customer success at FirstClose isn’t just about support,” Lightfoot said. “It’s about standing beside our lenders, helping them get up to speed quickly and creating the kind of lasting relationships that make a difference.”

Lightfoot brings more than 20 years of experience in the mortgage industry and technology to the role. She previously served as chief customer officer at SimpleNexus, where she grew the company’s eClosing product from four to 54 active clients in eight months and helped launch Nexus Bilingual to better assist borrowers with limited English proficiency. Earlier, as chief operating officer at George Mason Mortgage, she received the Ellie Mae Hall of Fame Award for Digital Mortgage Excellence for leading a digital point-of-sale implementation that cut loan turn times and increased application pull-through. She has also guided nearly 100 lender implementations through her consulting work and modernized identity and access management systems for one of the nation’s largest school districts, serving more than 180,000 students and 40,000 employees.

Lightfoot has been recognized as one of National Mortgage Professional’s 40 Under 40 and is an active speaker and contributor to industry events and publications, including Forbes. She has served on advisory boards for the Mortgage Bankers Association, ICE and Women of ALICE, a nonprofit that mentors women in banking. She holds a bachelor’s degree in human system development from Brigham Young University and a master’s degree in information technology from Georgetown University, along with certifications in SAFe, PMP, Scrum Master and ITIL.

About FirstClose

Headquartered in Austin, Texas, FirstClose, Inc. provides fintech solutions to HELOC and mortgage lenders nationwide. The company’s mission is to increase profitability and reduce cost for mortgage lenders. FirstClose makes this possible through offering systems and relationships that enable lenders to assist the lender’s borrowers more effectively, reduce closing costs, and ultimately shorten closing times. For more information, visit firstclose.com.

NEWS SOURCE: FirstClose

This press release was issued on behalf of the news source (FirstClose), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/home-equity-fintech-firstclose-promotes-andria-lightfoot-to-vice-president-of-client-success/

Friday Harbor announces integration with ICE Mortgage Technology’s Encompass

AI-powered originator assistant now seamlessly integrates with leading LOS to help Encompass shops assemble clean, complete and compliant files from the start

SEATTLE, Wash., Sept. 3, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced its new integration with the Encompass® loan origination system (LOS) from ICE Mortgage Technology, part of Intercontinental Exchange, Inc. (NYSE: ICE), a leading global provider of data, technology and market infrastructure. Built using ICE’s latest Developer Connect API framework for mortgage technology, the integration enables seamless use of Friday Harbor within the Encompass environment.

Image caption: Friday Harbor announces integration with ICE Mortgage Technology’s Encompass.

Mortgage loan originators use Friday Harbor’s AI-powered originator assistant to automatically evaluate borrower documents, flag underwriting issues and resolve conditions. The new Encompass integration gives lenders an opportunity to engage Friday Harbor and enable access to these capabilities directly within their LOS, with data and documents synchronized throughout the process.

“The best way to lower costs and close loans sooner is to get the file right from the start,” said Friday Harbor CEO Theo Ellis. “Our integration with Encompass embeds Friday Harbor’s underwriting intelligence directly into existing LOS workflows, reducing file touches and accelerating origination for any borrower and any loan.”

“Being the first to go live with Friday Harbor’s Encompass integration has been a game-changer for our originators,” said Taylor Stork, chief operating officer at Developer’s Mortgage Company. “Friday Harbor helps our loan officers catch and resolve underwriting conditions earlier, so they can spend less time chasing paperwork and more time winning business. It’s a clear competitive advantage.”

Where traditional AI technologies have struggled to automate beyond ‘plain vanilla’ conventional loans, Friday Harbor was purpose-built to handle the complex borrower scenarios lenders navigate every day. By helping mortgage loan originators catch and fix file issues up front, it reduces costly underwriting touches, boosts pull-through and accelerates time to close. With Friday Harbor in place, lenders can assemble the clean, complete and compliant loan files that underwriters expect and borrowers deserve.

For more information, visit Friday Harbor on the ICE Marketplace.

ICE does not own, control, nor endorse any specific industry participant or the product/service provided. Loan originators and servicers are responsible for vetting, selecting, and contracting with the providers of their choosing.

About Friday Harbor

Tags: @ICEMortgageTech #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-announces-integration-with-ice-mortgage-technologys-encompass/

Click n’ Close launches SmartBuy 5/1 ARM DPA product to help builders address affordability challenges

ADDISON, Texas, Sept. 3, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced the launch of its SmartBuy 5/1 ARM Down Payment Assistance (DPA) product, designed specifically to help home builders address affordability concerns and support new home sales.

Image caption: Click n’ Close logo.

With the National Association of Home Builders (NAHB) reporting that new home sales remain flat amid persistent affordability pressures, builders are seeking financing programs that make it easier for buyers to purchase new homes. The SmartBuy 5/1 ARM DPA program combines a competitive ARM first mortgage with a repayable second mortgage that can be applied to down payments, closing costs, prepaids or rate buydowns. This structure enables builders and their lending partners to present buyers with more approachable monthly payments and lower upfront barriers.

“The SmartBuy 5/1 ARM DPA is built with builders in mind,” said Jeff Bode, founder and CEO of Click n’ Close. “It provides a practical way to address affordability concerns, giving builders another tool to help buyers move forward with confidence in today’s market.”

The SmartBuy 5/1 ARM DPA builds on Click n’ Close’s established down payment assistance programs, underscoring the company’s commitment to developing innovative financing options that align with borrower needs and current market dynamics. To learn more about the SmartBuy suite of DPA products, connect with a wholesale account executive (https://cnctpo.com/wholesale-account-executives/) or email correspondent@clicknclose.com.

About Click n’ Close, Inc.

Click n’ Close, Inc. is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels. It is also the nation’s leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n’ Close has remained at the forefront of mortgage innovation, pioneering the adoption of eClosings and eNotes.

The company’s entrepreneurial spirit and risk management mindset have driven the development of groundbreaking loan products, including its USDA One-Time Close construction program, proprietary DPA solutions and a dedicated reverse mortgage division. With direct access to capital markets via relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors, Click n’ Close ensures liquidity and reliability for its partners and borrowers. By servicing its loan programs in-house, the company offers wholesale and correspondent clients added confidence in loan salability and borrower satisfaction by servicing its loan programs in-house.

Learn more at www.clicknclose.com.

NEWS SOURCE: Click n' Close Inc.

This press release was issued on behalf of the news source (Click n' Close Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-launches-smartbuy-5-1-arm-dpa-product-to-help-builders-address-affordability-challenges/

The Mortgage Collaborative hosting Mortgage Tech Day at Fall conference in Boston

SAN DIEGO, Calif., Aug. 28, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), the nation’s leading independent cooperative network for mortgage lenders, announced today that its Mortgage Tech Day will take place September 14 at the historic Fairmont Copley Plaza in Boston as part of its Fall conference, CHEERS! Where Everyone Knows Your Name.

Image caption: TMC Emerging Tech Fund.

Sponsored by Docutech, Mortgage Tech Day will showcase six emerging technology companies working to transform the mortgage industry. Each company will present an eight-minute pitch and a seven-minute Q&A with judges and audience participation.

A panel of judges will evaluate the presentations, including:

Diego Sanchez, president of HousingWire Media
Jeremy Potter, founder of Next Belt Strategies
Michael Jones, principal of Jones Family Investments.

The competition winner will receive a $22,000 HousingWire media package to increase visibility and support growth for early-stage innovators.

“TMC’s Mortgage Tech Day is consistently the most innovative room in our industry; the place where lenders, entrepreneurs, and investors engage directly to shape the future of mortgage technology,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “This is where bold ideas meet real-world feedback, and where tomorrow’s industry leaders get their start.”

The impact of Mortgage Tech Day extends well beyond the stage. Ardley earned top honors at TMC’s spring conference in Dallas, receiving the $22,000 HousingWire media package. Nate Den Herder, founder and CEO of Ardley, reflected on how the award has helped accelerate the company’s momentum over the past six months: “Participating in Tech Day has paid dividends. The HousingWire feature gave us a demo video that’s now a go-to resource in our sales conversations,” said Den Herder.

Tech Day opens at 2:30 p.m. with a keynote address by Bradley Clerkin, head of AI at ThoughtFocus Build, titled ‘AI Q&A, Open Mic, One SME, No BS’. Technology presentations will follow from 3 to 5 p.m., leading into a roundtable feedback session and the announcement of the $22,000 HousingWire Media Award winner.

Presenters include:

Nemo Yang, CEO of Cortex AI
Jeffrey Walton, CEO of Ingenius
Suketu Gaglani, founder of Mira Labs AI
Niles Lochtenstein, CEO and co-founder of Nestment
Steve Polito, co-founder of eqLend
Peter Bannister, co-founder of Mova AI

Mortgage Tech Day is a signature component of TMC’s mission to bring lenders and innovators together in collaborative environments that accelerate industry progress.

About The Mortgage Collaborative

NEWS SOURCE: The Mortgage Collaborative

To view the original story, visit: https://www.send2press.com/wire/the-mortgage-collaborative-hosting-mortgage-tech-day-at-fall-conference-in-boston/

ACES Q1 2025 Mortgage QC Industry Trends Report reveals early signs of loan quality risk amidst mounting market pressures

Defect rate increases from historic low as underwriting pressures, shifting borrower profiles and market volatility test lenders' quality control processes

DENVER, Colo., Aug. 20, 2025 (SEND2PRESS NEWSWIRE) — ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the release of its quarterly ACES Mortgage QC Industry Trends Report covering the first quarter (Q1) of 2025. The latest report analyzes post-closing quality control data derived from ACES Quality Management & Control® software.

Image caption: ACES Quality Management logo.

Notable findings from the Q1 2025 report include the following:

The overall critical defect rate rose 12.93% to 1.31%, ending a two-quarter improvement streak.
Income/Employment defects increased 42.5%, reclaiming the top spot at 22.99% of all critical defects.
Borrower and Mortgage Eligibility defects surged 328.57% quarter-over-quarter, while Credit defects rose 11.96%.
Assets, Legal/Regulatory/Compliance, and Appraisal categories posted significant improvements.
Refinance defect share increased despite a drop in review volume, while purchase defect share declined.

“The rise in critical defects this quarter underscores how market volatility and operational pressure can impact loan quality,” said Nick Volpe, executive vice president at ACES Quality Management. “At the same time, we’re seeing that lenders who invest in automation and proactive quality control are making measurable improvements, particularly in underwriting and compliance.”

Findings for the Q1 ACES Mortgage QC Industry Trends Report are based on post-closing quality control data derived from the ACES Quality Management and Control® benchmarking system and incorporate data from prior quarters and/or calendar years, where applicable. All reviews and defect data evaluated for the report were based on loan audits selected by lenders for full file reviews. The Mortgage QC Industry Trends Reports are available for download, free of charge, at https://www.acesquality.com/resources/reports.

About ACES Quality Management

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation’s most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control® Software to improve audit throughput and quality while controlling costs, including:

Over 70% of the top 20 independent mortgage lenders;
7 of the top 10 loan servicers;
11 of the top 30 banks; and
3 of the top 5 credit unions in the United States.

Unlike other quality control platforms, ACES Flexible Audit Technology® gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

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NEWS SOURCE: ACES Quality Management

This press release was issued on behalf of the news source (ACES Quality Management), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/aces-q1-2025-mortgage-qc-industry-trends-report-reveals-early-signs-of-loan-quality-risk-amidst-mounting-market-pressures/

New admin portal in Cloudvirga’s Tropos borrower platform puts lenders in the driver’s seat

Functionality lets lenders configure organizational settings, user permissions and loan application workflows in real time

IRVINE, Calif., Aug. 19, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced the general availability of an admin portal for its Tropos borrower platform, giving lenders greater control over how it works for their business and borrowers. With the new functionality, lenders can adjust organizational settings, manage their brand experience across the business structure, customize loan applications and adapt operational workflows—all without developer assistance.

Image caption: Cloudvirga logo.

The admin portal is designed to help lenders respond faster to market changes, maintain brand consistency across branches and deliver more personalized borrower experiences. Administrators can choose out-of-the-box configurations or build workflows from scratch to match their operational structure.

With the admin portal, lenders can:

Customize the loan application: Use a drag-and-drop page builder to develop and change application flows in real time, from adding, modifying and reordering questions and supporting text to adjusting question types and required response formats.
Brand the experience: Implement color schemes, visual branding and legal content like privacy policies to align the borrower’s experience with business requirements at every organizational level.
Configure organizational hierarchies: Establish any structure, from corporate level to individual loan officers, with the option for distinct application sites and product experiences tied to subdomain URLs.
Keep legal content current: Update privacy policies, terms of use, disclosures and licensing as needed.
Manage borrower communications: Configure custom or standard SMS messages and emails for targeted borrower groups.
Control vendor integrations: Manage connections for key integrations such as credit, eSign, verification, LOS import/export and more with the option to add proprietary integrations via MISMO-mapped APIs.
Activate or deactivate tasks: Adjust task triggers to meet changing business needs.
Manage users: Add administrators, loan officers and other members of the loan team individually or in bulk, assign permissions and send invitations for account setup.
Track loan activity: Generate and export real-time reports on loan officer activity and fallout tracking.

“The admin portal puts configuration power directly in lenders’ hands,” said Shakeya Fort, senior product manager at Cloudvirga. “By making it easier to tailor Tropos to organizational needs, we’re helping lenders respond faster to market changes and create borrower experiences that strengthen relationships from application to close.”

Lenders can learn more about the Tropos borrower platform and its new admin portal by visiting https://www.lendwithtropos.com/ or requesting a personalized demo.

‍About Cloudvirga

Cloudvirga is a leading provider of digital point-of-sale platforms designed to engage borrowers and increase lending efficiency. Its modular solutions help lenders streamline the loan process, improve accuracy and scale operations without sacrificing the human touch. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://www.cloudvirga.com/.

Tags: @Cloudvirga #mortgage #lending

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NEWS SOURCE: Cloudvirga Inc.

This press release was issued on behalf of the news source (Cloudvirga Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/new-admin-portal-in-cloudvirgas-tropos-borrower-platform-puts-lenders-in-the-drivers-seat/

Optimal Blue to Host Its 2026 Summit February 23-25 in Scottsdale

Event will bring together capital markets professionals, industry thought leaders, and experts in AI and innovation

PLANO, Texas, Aug. 18, 2025 (SEND2PRESS NEWSWIRE) — Optimal Blue today announced it will host its 2026 Optimal Blue Summit from February 23–25 at the Talking Stick Resort and Conference Center in Scottsdale, Arizona. Building on the success of its inaugural event, the 2026 Summit will bring together the company’s clients and integration partners, along with thought leaders and experts from across the mortgage industry, for three days of insights, connection and strategy. Attendees will experience expert-led sessions, hands-on training and curated networking opportunities focused on maximizing mortgage lending profitability.

Image caption: Optimal Blue SUMMIT 2026 Scottsdale AZ.

“Optimal Blue’s clients know that we don’t just talk about innovation – we deliver it,” said Joe Tyrrell, CEO of Optimal Blue. “Our annual Summit is where we unveil our latest solutions and share the details on how we’re using generative AI, automation and real-time data to address actual capital markets challenges. Every session is designed to provide lenders and investors with a competitive advantage for their business, instruct them on how to leverage the new innovation, and help them maximize their profitability – so attendees will walk away with real value for their businesses.”

Event highlights will include:

Generative AI and automation unveiling: Early access to Optimal Blue’s newest product deliverables, including advancements in AI that are reshaping capital markets strategies
Profitability-focused solutions: Detailed instructions of Optimal Blue’s capital markets platform, with specific focus on how lenders can achieve measurable ROI through advanced margin management, pricing intelligence and streamlined execution
Expert-led tracks: Sessions that provide key insights, tips, tricks and best practices on pricing, trading, compliance and consumer engagement, all led by industry experts
Tech showcases and feedback forums: Hands-on demonstrations of new capabilities and client roundtables to incorporate direct feedback into the future of Optimal Blue’s offerings
Networking and strategy: Unique opportunity for capital and secondary market leaders to connect with executives, industry peers, economists, policymakers and technology partners through interactive events

Early bird registration is now open at https://www2.optimalblue.com/optimal-blue-summit.

Spots are limited, so attendees are encouraged to register early and take advantage of discount pricing.

About Optimal Blue:

Optimal Blue powers profitability across the mortgage capital markets ecosystem. As the industry’s only end-to-end capital markets platform, our technology, data, and integrations bridge the primary and secondary markets to help lenders of all sizes maximize performance – from pricing accuracy to margin protection and every step in between. Backed by over 20 years of proven expertise, our modern, cloud-native technology delivers the real-time automation, actionable data, and seamless connectivity lenders need to navigate market volatility and scale for growth. To learn more about how Optimal Blue delivers measurable ROI, visit https://OptimalBlue.com/.

MULTIMEDIA:

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NEWS SOURCE: Optimal Blue

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Three ACES Quality Management subject matter experts selected to speak at leading mortgage, credit union industry conferences

DENVER, Colo., Aug. 14, 2025 (SEND2PRESS NEWSWIRE) — ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced that three senior professionals from its team will participate in major industry conferences throughout September and October, showcasing ACES’ leadership in regulatory compliance, risk management and loan quality.

Image caption: Three ACES Quality Management subject matter experts to speak at leading industry conferences.

Brock Miller, director of business development, will represent ACES at the America’s Credit Unions (ACU) Collections & Bankruptcy School in Louisville, Kentucky. Miller will present during the general session on Monday, Sept. 15, and provide credit union professionals with actionable strategies to improve servicing operations, reduce risk and strengthen compliance with agency and GSE standards.

Amanda Phillips, ACES’ general counsel and executive vice president of compliance, will speak at several key industry events. First, Phillips will attend the ACU Compliance and Risk Council Conference on Sept. 16–18 in San Antonio. The event gathers credit union compliance leaders to address emerging risk and regulatory trends. Her session, “Staying the Course: Why Compliance Still Matters in a Shifting Regulatory Landscape,” will occur at 2:45 p.m. CT on Wednesday, Sept. 17.

Phillips also will be a featured speaker at the ACUMA Annual Conference, Sept. 21–24, in Denver. Her session, “Fair Lending in Action: An Interactive Deep Dive,” will take place at 11 a.m. MT on Tuesday, Sept. 23. Phillips will contribute to discussions on the evolving compliance and lending environment in the credit union mortgage space.

In addition, Phillips will be on panel at the Money20/20 Conference, Oct. 26-29 in Las Vegas. The session, “Audit-Ready Algorithms: Structuring AI for Easy Regulatory Reviews,” will cover how to proactively design AI algorithms with built-in audit readiness, highlighting strategies for clear documentation, explainability frameworks and reducing regulatory friction during compliance reviews.

Sharon Reichhardt, executive vice president of operations at ACES, will speak at the Mortgage Bankers Association (MBA) Compliance and Risk Management Conference, Sept. 28–30 in Washington, D.C. Her session, “Risk Management & QA Track: Clean QC – Nailing GSE Reverification Standards,” will take place at 3:15 p.m. ET on Monday, Sept. 29.

“These speaking engagements underscore ACES’ unwavering commitment to empowering the industry with real-world insight and actionable leadership in compliance, audit and risk management,” said Trevor Gauthier, CEO of ACES Quality Management. “By participating in these critical conversations, we elevate thought leadership and ensure our clients and peers are better equipped to navigate today’s regulatory complexities confidently and precisely.”

About ACES Quality Management

Over 70% of the top 20 independent mortgage lenders;
7 of the top 10 loan servicers;
11 of the top 30 banks; and
3 of the top 5 credit unions in the United States.

NEWS SOURCE: ACES Quality Management

To view the original story, visit: https://www.send2press.com/wire/three-aces-quality-management-subject-matter-experts-selected-to-speak-at-leading-mortgage-credit-union-industry-conferences/

Floify named NMP Originator Choice winner for 2025

The NMP Originator Choice awards are a way for mortgage professionals to recognize and celebrate the best companies in the business

BOULDER, Colo., Aug. 13, 2025 (SEND2PRESS NEWSWIRE) — Floify, the mortgage industry’s leading point-of-sale (POS) solution, today announced it has been named as an NMP Originator Choice Winner for 2025, achieving silver in its category.

Image caption: Floify logo.

The NMP Originator Choice Awards, hosted by National Mortgage Professional (NMP) Magazine, are awards given to mortgage companies and service providers based on votes from mortgage industry professionals. These awards recognize companies that have consistently exceeded expectations, provided excellent support, and stood out as mortgage industry leaders.

While Floify continually releases updates, the company’s introduction of Dynamic Apps in 2025 is particularly notable. Dynamic Apps gives lenders unprecedented flexibility and represents a significant milestone in mortgage technology. As a no-code feature within Floify, Dynamic Apps allows lenders to tailor loan applications based on loan type, eliminating unnecessary questions and routing borrowers through a streamlined, relevant journey. This innovation is highly original and industry-defining in its ability to improve application completion rates, accelerate approvals and maintain compliance with evolving regulations.

Alongside its technical accolades, Floify expanded its presence in the mortgage ecosystem through strategic integrations with leading CRMs, LOS platforms and fintech partners — enabling greater configurability for lenders of all sizes. The company earned industry recognition for its technology and unwavering focus on customer success, as demonstrated by its consistently high customer satisfaction rating of 98.2. Backed by the scale and support of Porch Group, Floify navigated a shifting market with resilience, agility and vision, setting the stage for continued growth and leadership in the years ahead. Over the past year, more than 10,000 individual loan originators and mortgage brokers have relied on Floify to collect more than 427,440 mortgage loan applications.

“We’re honored to be named to NMP’s 2025 Originator Choice Winners list,” said Joshua Steffan, SVP & Group General Manager at Porch Group and Interim President and GM of Floify. “This recognition reflects our team’s unwavering commitment to innovation and exceptional value.”

For the full list of winners, please visit https://nationalmortgageprofessional.com/news/originator-choice-awards-2025

About Floify:

Floify is a digital mortgage automation solution that streamlines the loan process by providing a secure application, communication, and document portal between lenders, borrowers, referral partners, and other mortgage stakeholders. Loan originators use the platform to create product-specific applications (no coding required!), collect and verify borrower documentation, track loan progress, communicate with borrowers and real estate agents, and close loans faster. The company is based in Boulder, Colorado and is a subsidiary of Porch Group, Inc. (“Porch Group”) (NASDAQ: PRCH). For more information, visit the company’s website at https://floify.com/ or on social media at Facebook, LinkedIn, or Twitter / X.

Twitter: @Floify #mortgage #fintech #housingfinance

NEWS SOURCE: Floify

This press release was issued on behalf of the news source (Floify), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/floify-named-nmp-originator-choice-winner-for-2025/

Refinances tick up and non-QM hits record high as purchase activity falls nearly 5% in July

Lenders respond to affordability pressures with loan product diversity and pricing strategies

PLANO, Texas, Aug. 12, 2025 (SEND2PRESS NEWSWIRE) — Optimal Blue today released its July 2025 Market Advantage mortgage data report, which found a 3% month-over-month (MoM) drop in overall rate lock volume, led by a nearly 5% drop in purchase activity as affordability remained strained.

Image caption: Optimal Blue’s July 2025 Market Advantage mortgage data report.

Mortgage rates rose MoM across all loan types. The OBMMI 30-year conforming fixed rate, the benchmark for CME Group’s Mortgage Rate futures, ended July at 6.72%, up 5 basis points (bps). FHA, VA and jumbo rates also ticked up, rising 3, 4 and 11 bps respectively to 6.50%, 6.33% and 6.89%.

While purchase volume held steady year-over-year (YoY), refinancing showed renewed strength in July. Cash-out and rate-and-term refinance locks rose 5% and 7% respectively, partially offsetting the broader softness in the purchase market.

“As we near the end of peak buying season, 2025 purchase activity has largely tracked with 2024,” said Mike Vough, head of corporate strategy at Optimal Blue. “With affordability still a major constraint, purchase volume in line with 2024 is generally a disappointment to the industry based on 2025 projections We’re seeing more cash-out (+27% annually) and rate-and-term (+13% annually) opportunities as borrowers with post-2022 loans respond to even modest rate improvements, and borrowers may be undergoing some financial stress based on cash-out increases.”

Non-QM lending reached a new milestone in July, accounting for 8% of total rate lock volume – the highest on record. At the same time, GSE-eligible originations fell to 52.2% and non-conforming lending rose to 16.8%, underscoring a market shift toward nontraditional financing solutions. This can be attributed to elevated rates, increased debt, growing openness to alternative forms of income verification, and conventional loan limits, which are prompting more borrowers to seek flexible qualification paths.

“There’s growing separation in the ways larger and smaller lenders are managing profitability,” Vough added. “We saw an uptick in agency MBS executions, insinuating more market share is going to depositories and large IMBs, alongside stronger bid-to-cover ratios, indicating lenders are chasing the highest price over other execution considerations. Combined with deeper engagement in OBMMI-tied CME futures and many conversations about capital markets strategies for non-agency loans, it’s clear lenders are being proactive in their pricing, margin and pipeline risk strategies.”

Key findings from the Market Advantage report, derived from direct-source mortgage lock and secondary market data, include:

Volume trends and market composition

Volume down: Total locks declined 3% MoM in July, driven primarily by a 5% drop in purchase activity and reflecting ongoing affordability challenges.
Refinance share increases: Although only 20% of the market, refis are gaining traction as borrowers with post-2022 loans find opportunities to lower monthly payments. Cash-out and rate-and-term refis rose 5% and 7%, respectively.
PUD volume rises: Planned unit development (PUD) activity grew 0.85% to 28.5% of all production, while single-family homes declined by 0.87% to 63.5%. Despite the monthly increase, new construction market share is down 4% YoY, pointing to a broader builder pullback.

Rates and pricing

Benchmark rates climb: The OBMMI ended July at 6.72%, up 5 bps after dipping to ~6.625% earlier in the month. FHA rose 3 bps to 6.50%, VA increased 4 bps to 6.33% and jumbo jumped 11 bps to 6.89%.
MSRs dip: Mortgage servicing rights (MSRs) for conforming 30-year loans fell 3 bps to 1.19, moving in counter to OBMMI, but impacted by increases in intramonth volatility.
Futures activity rises: CME futures tied to the OBMMI are attracting increased interest from MSR holders and pipeline hedgers seeking to manage rate risk. MSR values tend to fluctuate with interest rate expectations, and recent activity suggests growing demand for tools that help mitigate exposure.

Channel and execution

Conventional share slips: The GSE-eligible share declined 0.78% to 52.2%, while non-conforming originations (including jumbo and non-QM) rose 0.62% to 16.8%. FHA, VA and USDA volumes remained flat MoM.
Hedged loan sales shift: Sales to the agency cash window fell 200 bps to 26%, while agency mortgage-backed security (MBS) executions rose to 37%, reflecting stronger securitization activity among large lenders and potential for market share increase from this cohort.
Loan sales favor higher pricing tiers: The share of loans sold at the highest price rose to 70% (+100 bps), while loans sold in the fourth tier or worse fell to 11% (-100 bps), suggesting that eligibility exceptions and representative delivery profiles played a smaller role in pricing decisions than in prior months.

Product mix and borrower profiles

Non-QM reaches record: The share of non-QM loans hit 8% of total volume for the first time, with investor/DSCR at 29%, bank statement loans at 34% and other non-traditional income documentation methods at 38%.
ARMs gain: Adjustable-rate mortgages (ARMs) rose to 9.52% of overall volume in July, up from 8.81% in June, despite the SOFR curve flattening with the 2-year/10-year spread dropping ~ 7 bps, but remaining positively sloped.
Average credit scores: Conforming FICO scores fell 1 point to 756, and FHA scores dropped to 675, while VA remained flat at 713.
Loan amounts dip: The average loan amount was $382,476, down from $386,084 in June. Of the top 30 MSAs, average loan amounts ranged from a high of $609,008 in the New York region to a low of $476,637 in Sacramento, California.

To view the full July 2025 Market Advantage report, complete the free subscription form: https://engage.optimalblue.com/market-advantage. Subscribers receive a report PDF each month with the latest data. Members of the press are eligible for special, advance access each month and should contact Olivia DeLancey to be added to the media list.

This month’s Market Advantage podcast features Julian Hebron, founder of The Basis Point. Access the podcast: https://market-advantage.captivate.fm/episode/episode-11.

About the Market Advantage Report

Nothing herein shall be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

About Optimal Blue

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Image caption: Optimal Blue’s July 2025 Market Advantage mortgage data report.

NEWS SOURCE: Optimal Blue

To view the original story, visit: https://www.send2press.com/wire/refinances-tick-up-and-non-qm-hits-record-high-as-purchase-activity-falls-nearly-5-in-july/

Optimal Blue’s New Brand Reflects Its Modern Technology and Proven Expertise and Leadership

Comprehensive new brand includes a new logo, visual identity and messaging focused on the company's role as a trusted, innovative partner that drives the capital markets ecosystem

PLANO, Texas, Aug. 11, 2025 (SEND2PRESS NEWSWIRE) — Optimal Blue today launched a new brand that emphasizes the company’s market leadership in delivering modern innovation backed by decades of proven, trusted performance. “Optimal Blue is operating in an era defined by accuracy, scale, speed and artificial intelligence – and our new brand embodies that,” said Joe Tyrrell, CEO of Optimal Blue.

Image caption: Optimal Blue’s new brand logo.

“We continue to invest in AI and innovations that help our clients stay accurate, move faster and make smarter, more informed and profitable lending decisions. At the same time, we’re building on more than two decades of trusted expertise, performance and unrivaled pricing accuracy. It’s this combination – modern and proven – that makes Optimal Blue the most trusted partner in the capital markets today.”

The new brand introduces a new logo and visual identity, along with messaging that more clearly depicts Optimal Blue’s role as the engine that powers lender profitability with innovative technology and proven results.

“This new brand is more than a visual update – it’s a bold statement about who we are and where we’re going,” said Sara Holtz, chief marketing officer at Optimal Blue. “Our visual identity and messaging not only reflects all the changes and enhancements that we have recently made, but also the fact that Optimal Blue delivers the best of both worlds: modern technology and decades of trust. It’s a reflection of our momentum and mission to continue delivering the innovative solutions lenders need for success.”

The new logo icon embodies Optimal Blue’s role as the central hub of the capital markets ecosystem – representing unity, continuity, and the full capital markets life cycle. The dual-sided symmetry captures the essence of Optimal Blue’s identity: one side symbolizes innovation through cloud-native infrastructure and AI-driven automation, while the other reflects a legacy of trust, accuracy, and market leadership.

The tagline – Modern. Proven. – captures the essence of the unique value Optimal Blue delivers to mortgage lenders, representing the dual promise the company makes to lenders and the values for which it stands.

Modern: Optimal Blue is built on a foundation of modern innovation that’s designed to evolve. Its platform is API-first, cloud-native, and architected for scale, speed, and resilience. Generative AI, machine learning, and real-time data syncing position the company’s clients to adapt to market shifts and regulatory changes without disruption.
Proven: With decades of experience and the largest market share in key capital markets segments, Optimal Blue is a proven and trusted name in mortgage technology. The company’s deep expertise, honed over decades, powers the precision, compliance, and confidence lenders rely on to power profitability.

The company has begun implementing the new brand across all channels today, and it expects to have all updates complete in early 2026.

About Optimal Blue

To learn more about how Optimal Blue delivers measurable ROI, visit https://OptimalBlue.com/.

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NEWS SOURCE: Optimal Blue

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Informative Research Enhances Mortgage Prequalification Insight with The Work Number® Report Indicator from Equifax

GARDEN GROVE, Calif., Aug. 7, 2025 (SEND2PRESS NEWSWIRE) — Informative Research, a premier technology provider delivering data-driven credit and verification solutions to the lending community, today announced the addition of The Work Number® Report Indicator from Equifax to its integrated suite of mortgage credit and verification tools. The Work Number Report Indicator empowers lenders by delivering a first-in-market solution: an Equifax credit report alongside an indicator of employment status earlier in the mortgage qualification process.

Informative Research logo.

By informing mortgage lenders upfront if an applicant has a verification of employment and income (VOIE) record on The Work Number database, The Work Number Report Indicator gives lenders a more complete view of the borrower earlier in the process. This added context supports better informed lending decisions, streamlined verification ordering, and an improved borrower experience.

“An early indication that borrower and co-borrower VOIE will be readily available at underwriting helps streamline decisioning for lenders,” said Steve Schulz, Executive Vice President of Product Management at Informative Research. “Our full suite of verification solutions is curated to increase operational efficiency and manage overall cost, and we’re excited to add this new innovation to further support our clients.”

Informative Research’s layered approach gives lenders the flexibility to match the right verification strategy to their loan workflow, improving both borrower experience and operational efficiency.

“Collaborating with Informative Research on this offering enables lenders to gain a more complete view of a consumer’s financial profile earlier in the lending process,” said Joel Rickman, General Manager and Senior Vice President for U.S. Mortgage and Verification Services at Equifax. “Bringing The Work Number Report Indicator to more lenders supports increased confidence in early loan assessments and helps drive a more seamless mortgage experience.”

About Informative Research

Informative Research, a Stewart company, is a premier technology provider delivering data-driven credit and verification solutions to the lending community. The solutions provider currently serves mortgage companies, banks and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions and cutting-edge technology. To learn more, visit https://www.informativeresearch.com/.

NEWS SOURCE: Informative Research

This press release was issued on behalf of the news source (Informative Research), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/informative-research-enhances-mortgage-prequalification-insight-with-the-work-number-report-indicator-from-equifax/

Argyle and LenderLogix partner to embed automated income, employment, and asset verification at the start of the loan process

New integration gives mortgage lenders access to high-quality VOIE and VOA data within LenderLogix's LiteSpeed POS

NEW YORK CITY, N.Y., Aug. 5, 2025 (SEND2PRESS NEWSWIRE) — Argyle, a service provider automating income, employment and asset verifications for some of the largest lenders in the United States, today announced its integration with LenderLogix, a leading provider of mortgage point-of-sale (POS) and automation software for banks, credit unions, independent mortgage banks and brokers.

Image caption: Argyle and LenderLogix partner.

Through the integration, mutual customers of Argyle and LenderLogix can embed verification directly into LiteSpeed, LenderLogix’s modern point-of-sale platform. The result is a more automated, seamless experience for borrowers and more complete, accurate data for lenders from the very start of the application process.

Key integration benefits:

Embedded verification at the point of sale:
Lenders can now request and receive income, employment, and asset verification within the borrower-facing LiteSpeed application experience with no emails, portals or manual uploads required.
Higher-quality loan files from day one:
With real-time payroll and bank data connections, lenders gain access to structured income and transaction data, pay stubs, and W-2s with full consumer permission, reducing manual document collection and accelerating loan file completeness.
Automated data flow across systems:
Verified data can be easily passed from LiteSpeed into downstream loan origination systems (LOS) and automated underwriting systems (AUS), supporting more confident credit decisions.
Improved borrower experience:
Reducing friction and manual touchpoints means a faster, simpler loan experience for borrowers and fewer back-and-forth requests for paperwork.

“Embedding Argyle’s verification technology into LiteSpeed is a natural next step in helping lenders modernize their workflows,” said Patrick O’Brien, co-Founder and CEO of LenderLogix. “We want to give our customers the flexibility to choose the partners that fit their strategy, and Argyle offers a powerful combination of automation, data accuracy and borrower experience that aligns well with our vision.”

“Our integration with LenderLogix is about giving lenders a better way to verify income, employment, and assets that’s embedded, automated and available from the first borrower interaction,” said John Hardesty, vice president of Argyle’s mortgage division. “By combining LiteSpeed’s intuitive borrower experience with Argyle’s real-time data, we’re making it easier for lenders to build complete loan files faster and with greater confidence.”

“With Argyle embedded in LenderLogix’s LiteSpeed, we are able to verify income and employment instantly—right at the start of the application,” said Wayne King, EVP Corporate Relations of Encompass Lending Group. “It reduces our manual collection needs and improves borrower satisfaction. This kind of automation is exactly what we need to stay competitive and aligns perfectly with our concierge customer service mission.”

About Argyle:

A leading provider of direct-source, consumer-permissioned verifications, Argyle provides fast, secure and reliable access to real-time data from consumers’ payroll and banking accounts. With Argyle’s automated verification workflows, mortgage lenders, fintechs and tenant screeners save time and money, reduce fraud and compliance risk and deliver superior product experiences. As an authorized report supplier for Fannie Mae’s Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac’s Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers’ ability to pay and improve loan quality—all at up to 80% less cost. Argyle’s commitment to innovation is backed by investors including Bain Capital Ventures, SignalFire, Checkr and Rockefeller Asset Management.

For more information on Argyle’s industry-leading verification platform, visit https://argyle.com/.

About LenderLogix

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software to meet the needs of today’s mortgage lenders. The company’s suite of products addresses the speed at which today’s real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money. For more information, visit https://www.lenderlogix.com/.

Tags: @withArgyle @LenderLogix #mortgageinnovation #digitalmortgage

NEWS SOURCE: Argyle

This press release was issued on behalf of the news source (Argyle), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/argyle-and-lenderlogix-partner-to-embed-automated-income-employment-and-asset-verification-at-the-start-of-the-loan-process/

LenderLogix Q2 2025 Homebuyer Intelligence Report Shows Increased Loan Quantities as Borrower Activity Holds Steady

BUFFALO, N.Y., Aug. 5, 2025 (SEND2PRESS NEWSWIRE) — LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced the release of the Homebuyer Intelligence Report, a quarterly summary of insights into borrower behavior during the home-buying process based on data collected by the LenderLogix suite of tools. The latest report covers data collected during the pre-approval and borrower application process in the second quarter (Q2) of 2025.

Image caption: Infographic: LenderLogix Q2 Homebuyer Intelligence Report.

Pre-Approvals

In Q2 2025, borrowers generated 11.9% more pre-approval letters through LenderLogix’s QuickQual pre-approval platform over Q1 2025. The average number of pre-approved borrowers per loan officer increased from 26.5 in Q1 2025 to 28.6 in Q2 2025.

The average pre-approval letter loan amount increased from $326,714 in Q1 to $367,305 in Q2. The average sales price also increased significantly from $381,820 to $423,667. The average down payment size shows a slight decrease from 14.4% in Q1 to 13.3%.

Conventional loans remained the most popular loan type for pre-approved borrowers in Q2, increasing marginally from 74.2% to 74.7% over the prior quarter. FHA pre-approvals decreased marginally from 19% to 18.6%. VA (4.5%) and USDA (1%) maintained their share from Q1 to Q2 2025.

“Despite the increase in sales price, we’ve seen increased prequalification numbers for conventional, FHA VA and USDA loans, demonstrating borrowers’ desire to purchase,” said LenderLogix Co-Founder and CEO Patrick O’Brien. “Lenders and real estate partners need to be vigilant to help borrowers find homes that fit their prequalification amounts.”

Borrower Conversion

Of the borrowers using QuickQual in Q1 2025, the average number of days between pre-approval and loan submission increased from 79.6 to 86.3 days in Q2. The most prolonged duration between pre-approval and application decreased by sixty-three days from 709 in Q1 to 646 in Q2. The conversion rate among borrowers from pre-approval to loan application increased slightly from 55% to 56% in Q2. Borrowers maintained an average of eight pre-approval letters before converting. In total, new applications through the LiteSpeed point-of-sale (POS) platform increased 8.7% from Q1 2025 to Q2 2025.

“Overall, borrower conversion and activity are remaining fairly steady,” said O’Brien. “Lenders must hone their marketing and outreach strategies to effectively reach the prepared borrowers in their area to remain competitive.”

Post-Application Engagement

In Q2 2025, the number of documents uploaded through LiteSpeed grew 18.3% quarter-over-quarter. The number of newly created needs lists, including both online applications and those entered by loan officers, decreased 16.7% in Q2.

Successful verification of income and employment (VOIE) through POS improved, increasing from 15.5% in Q1 to 17.1% in Q2. Verification of assets (VOA) decreased slightly from 36.7% to 33.7% over the same period.

“While we saw a dip in Needs List creation, the continued growth in document uploads and improved VOIE success rates suggest borrowers are more prepared and proactive after application,” O’Brien added. “That preparation ultimately helps lenders build cleaner, faster-moving loan files.”

Data from LenderLogix Homebuyer Intelligence Report is available to the industry free of charge. To learn more about LenderLogix, visit www.lenderlogix.com.

About LenderLogix

NEWS SOURCE: LenderLogix

This press release was issued on behalf of the news source (LenderLogix), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/lenderlogix-q2-2025-homebuyer-intelligence-report-shows-increased-loan-quantities-as-borrower-activity-holds-steady/

The Big Picture webcast’s August lineup features experts on mortgage broker advocacy, construction finance, mortgage advice innovation and housing public policy

CLEVELAND, Ohio, Aug. 1, 2025 (SEND2PRESS NEWSWIRE) — Top mortgage industry webcast The Big Picture, broadcast live every Thursday at 3 p.m. ET, has unveiled its August guest lineup featuring four accomplished leaders who will explore diverse topics including mortgage broker advocacy, the future of mortgage advice and technology, construction finance and how emerging housing public policies are shaping the mortgage industry. Co-hosted by mortgage business consultant and executive coach Rich Swerbinsky and capital markets authority Rob Chrisman, author of the widely read Chrisman Commentary newsletter, the webcast delivers timely, thought-provoking conversations with mortgage professionals, innovators and thought leaders.

Image caption: The Big Picture webcast’s August 2025 lineup.

August’s lineup continues the show’s tradition of spotlighting industry changemakers, this time featuring guests at the forefront of wholesale lending, homebuilding, homebuyer education and housing finance policy:

Thursday, August 7:
Katie Sweeney, executive vice president of strategy and broker advocacy at Rocket Pro, leads initiatives to empower mortgage brokers through strategic planning, technological innovation and policy engagement. A longtime advocate for mortgage brokers, Sweeney helps drive innovation, elevate broker voices and shape a more inclusive future for lending. Listeners can expect an honest, insightful and energizing session that connects national trends to the day-to-day realities of brokers.
Thursday, August 14:
As CEO and co-founder of Built Technologies, Chase Gilbert is transforming how capital flows within construction and the broader real estate indutry—bringing speed, transparency and intelligence to a sector long overdue for digital transformation. Gilbert will illuminate where construction finance is headed, what lenders and developers need to stay ahead and why modernizing the infrastructure behind our built world is not just a tech challenge but also a critical economic opportunity.
Thursday, August 21:
A returning guest, Dave Savage is chief innovation officer at TrustEngine, the industry’s first borrower intelligence platform, and cofounder of homeownership education platform FirstHomeiQ. An innovator and change agent known for reinventing how loan officers quote rates and turn mortgage advice into a competitive advantage, Savage has recorded over 1,000 interviews with top mortgage professionals, garnering his YouTube channel a reputation as ‘Netflix for loan officers.’ He will share how borrower intelligence and modern mortgage advice are transforming loan officer success, helping lenders win trust, improve conversion and deliver superior borrower outcomes.
Thursday, August 28:
Jim Parrott, a nonresident fellow at the Urban Institute and co-founder of Parrott Ryan Advisors, brings unmatched clarity to the complex policy developments shaping the U.S. housing market. A returning guest, Parrott has deep experience counseling policymakers at the White House as well as industry leaders active in the primary and secondary mortgage markets. Attendees can expect to receive thought-provoking insights on key housing policy trends coming out of Washington and what they mean for industry stakeholders navigating today’s mortgage landscape.

Mortgage professionals and industry media can register for the webcast and view past episodes at https://www.chrismancommentary.com/the-big-picture.

About The Big Picture:

Co-hosted by renowned mortgage industry leader Rich Swerbinsky and capital markets expert Rob Chrisman, author of the widely acclaimed Chrisman Commentary industry newsletter, The Big Picture webcast offers a weekly deep dive into the forces shaping the mortgage world. Drawing on their extensive expertise and featuring compelling guests, the webcast delivers valuable perspectives and actionable insights for anyone seeking to better understand the dynamics of the mortgage industry. Visit https://www.chrismancommentary.com/the-big-picture to subscribe.

Tags: @RocketOTD @BuiltTechnology @urbaninstitute @thetrustengine #mortgagebrokers #constructionfintech #housingpolicy

NEWS SOURCE: The Big Picture Mortgage Webcast

This press release was issued on behalf of the news source (The Big Picture Mortgage Webcast), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-big-picture-webcasts-august-lineup-features-experts-on-mortgage-broker-advocacy-construction-finance-mortgage-advice-innovation-and-housing-public-policy/

Optimal Blue Fully Automates Best Efforts Locking Directly with Investors

Launch of new capability in the Optimal Blue PPE allows lenders to eliminate all manual steps when executing best efforts locks

PLANO, Texas, July 30, 2025 (SEND2PRESS NEWSWIRE) — Optimal Blue today announced a new capability in its industry-leading product, pricing and eligibility (PPE) engine that fully automates the process for a lock desk user to execute best efforts locks directly with participating investors via API. By eliminating the last remaining manual step in the locking life cycle, Optimal Blue is delivering innovations and enhancements that will help significantly increase a lender’s efficiency and profitability. The Optimal Blue PPE is the first pricing engine to fully automate this critical stage of the secondary market workflow for investors with support for all loan types, including both agency and non-agency programs.

Image caption: Optimal Blue logo.

“This is a game-changer for capital markets teams that will save an average of 15 minutes per loan, which is hours saved per day,” said Tiffany McGarry, vice president of product management at Optimal Blue. “Lock desk users can now complete the entire best efforts lock transaction from within the Optimal Blue PPE – no toggling between systems, no rekeying of data and no lost time. It’s a meaningful step forward for day-to-day productivity that helps protect lenders against costly errors and compliance issues, while giving investors a more streamlined path to work with their originator partners.”

The Optimal Blue PPE already automates loan pricing, lock requests and post-lock changes, and the company’s hedging platform already supports automation for mandatory execution. Until the release of this capability, completing a best efforts lock required the lender’s secondary desk to log in to the investor’s portal and re-enter loan details by hand. This enhancement eliminates this final step to execute the lock, fully automating the process.

Best efforts lock requests can now be sent directly to an investor via API, reducing the time required from an average of 15 minutes per loan to just seconds. Loan data flows securely to the investor and back, keeping the loan origination system record up to date and generating a PDF confirmation that provides a clear audit trail and proof of execution. The feature is available at no additional cost to lenders and requires little to no setup or configuration.

The new capability offers a compelling way for the more than 240 investors in Optimal Blue’s network to stand out to over 1,000 originators by delivering a faster, more streamlined means to lock. To participate, investors should contact their Optimal Blue representative to complete a one-time API setup.

“This is the first time investors have been able to complete best efforts locks through real-time, system-to-system connectivity with their lender partners,” said Erin Wester, chief product officer at Optimal Blue. “We’ve already set up this integration with select investor partners, and it’s been exciting to see the positive momentum it is already building for their businesses. It’s a strategic edge that improves execution, strengthens lender-investor relationships and streamlines the path to purchase – and one only Optimal Blue can deliver as the industry’s most connected capital markets platform.”

Future phases of the best efforts lock feature will add support for profile updates, extensions and other post-lock changes as well as integration into the CompassEdge platform – enhancing consistency and reducing downstream data mismatches. For more information, lenders and investors using the Optimal Blue PPE should contact their account representative.

About Optimal Blue

Optimal Blue powers profitability across the mortgage capital markets ecosystem. As the industry’s only end-to-end capital markets platform, our technology, data, and integrations bridge the primary and secondary markets to help lenders of all sizes maximize performance – from pricing accuracy to margin protection and every step in between. Backed by over 20 years of proven expertise, our modern, cloud-native technology delivers the real-time automation, actionable data and seamless connectivity lenders need to navigate market volatility and scale for growth. To learn more about how Optimal Blue delivers measurable ROI, visit https://OptimalBlue.com/.

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NEWS SOURCE: Optimal Blue

To view the original story, visit: https://www.send2press.com/wire/optimal-blue-fully-automates-best-efforts-locking-directly-with-investors/

45 new assistance programs launched during Q2 2025, bringing the total number of nationwide programs to a record-breaking 2,554

Down payment assistance, with an average benefit of $18,000, remains a bright spot for the nation's homebuyers, with more programs supporting a variety of needs, income levels and property types

ATLANTA, Ga., July 29, 2025 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q2 2025 Homeownership Program Index (HPI) report. The report finds 45 new programs launched in Q2, traditionally the busiest homebuying season, bringing the total number of available programs to 2,554 — a new record — and the number of program providers to 1,340.

Image caption: Down Payment Resource’s Q2 2025 HPI Report.

Down payment assistance (DPA) can be used by lenders to lower a homebuyer’s loan-to-value (LTV) ratio by an average of 6%, helping them qualify more of their mortgage-ready buyers. In addition to down payments, many DPA programs can help with closing costs, prepaid expenses, buying down the mortgage interest rate, and even lessening mortgage insurance expenses. In some cases, buyers can combine multiple programs for even greater savings. This assistance is vital as the median home price in the U.S. increased to $369,000 in Q2 2025, from $350,275 in Q1, while the average 30-year fixed mortgage rate for the quarter was 6.82%.

“With home prices rising and interest rates still hovering close to 7%, prospective homebuyers are feeling the pinch heading into the summer, traditionally a very active homebuying season,” said Rob Chrane, founder and CEO of DPR. “Even with these market headwinds, we are heartened to find more assistance programs than ever—at least one in every U.S. county and 2,000 counties with 10 or more—helping lenders qualify eligible buyers and close more loans in this tough market.”

KEY Q2 2025 HPI REPORT FINDINGS

An examination of the existing 2,554 homebuyer assistance programs on July 3, 2025, resulted in the following key findings:

45 homebuyer assistance programs were added in Q2 2025, a 2% increase from Q1 2025. 967 programs (38%) are available to repeat buyers. 257 programs (10%) do not have income restrictions, increasing the number of buyers who might qualify for assistance. 31 programs support first-generation homebuyers, an increase of 7% over the last quarter.
The number of programs supporting manufactured housing grew 4%, from 971 in Q1 2025 to 1,006 in Q2 2025. According to the Manufactured Housing Institute, manufactured homes are considered an affordable housing supply because they are significantly cheaper to purchase than site-built homes. The average cost per square foot is around $87 versus $166.
861 programs support the purchase of multi-family housing, a 3% increase from the previous quarter. Of these, a growing number of programs support purchasing three-unit homes (573) and four-unit homes (546). Investing in multifamily properties can generate cash flow and potentially offer buyers tax advantages.
Below-market-rate (BMR)/resale-restricted programs increased 9%. BMR/resale-restricted programs offer housing at prices lower than the open market, with restrictions on resale to ensure affordability for future buyers, typically low-to-moderate-income households.
81% of DPAs are deferred payment programs, a 2% increase from the previous quarter. With a deferred payment loan, borrowers don’t make monthly payments, and the balance is typically due when they sell or refinance, or the loan matures. Many of these loans are also forgivable. 53% of DPAs offer partial or full forgiveness over time, as long as the homeowner meets certain requirements, such as maintaining primary residency.
1,011 programs (40%) were offered through municipalities or local program providers, a 2% increase over the previous quarter and 46% YoY increase. Programs sponsored by employers increased 8% MoM to 3% of the total—a 33% YoY increase. Housing authorities, independent governmental bodies that provide and manage affordable housing options for low-income, elderly and disabled buyers, accounted for 4% of programs, up 1% from the previous quarter.
198 programs offer special incentives based on the buyer’s occupation or other characteristics. Of these, 68 offer assistance for educators, 52 to Native Americans, 45 to military Veterans, and 35 to active-duty military. It’s important to note that these buyers can also qualify for many of the other 2,554 programs in the Down Payment Resource database.
118 programs are “multi-state,” a 31% YoY increase, meaning they are available for buyers in two states or more. Plus, the report noted a growing number of in-state programs in Hawaii, Missouri, Oklahoma, Pennsylvania and Virginia.

A more detailed analysis of the Q2 2025 HPI findings, including infographics and examples of the programs described in this release, can be found on DPR’s website at: https://downpaymentresource.com/professional-resource/45-new-programs-were-added-in-q2-2025-helping-to-make-homeownership-more-affordable-for-buyers-nationwide/.

For a complete list of homebuyer assistance programs by state, visit: https://downpaymentresource.com/wp-content/uploads/2025/07/HPI-state-by-state-data.Q22025.pdf.

Members of the media are encouraged to contact DPR for data specific to their reporting needs.

METHODOLOGY

Published quarterly, DPR’s HPI surveys the funding status, eligibility rules and benefits of U.S. homebuyer assistance programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,300 program providers throughout the year to track and update the country’s wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates (MCCs) and affordable first mortgages, in the DOWN PAYMENT RESOURCE® database.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,500 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

X: @DwnPmtResource #downpaymentassistance #affordabilitycrisis #housingaffordability #mortgage #housingequity #downpayment

NEWS SOURCE: Down Payment Resource

This press release was issued on behalf of the news source (Down Payment Resource), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/45-new-assistance-programs-launched-during-q2-2025-bringing-the-total-number-of-nationwide-programs-to-a-record-breaking-2554/

TMC July 2025 Pulse of the Network survey finds mortgage lenders leaning into automation, leadership development, and product innovation to stay competitive

SAN DIEGO, Calif., July 28, 2025 (SEND2PRESS NEWSWIRE) — Amid one of the mortgage industry’s most prolonged stretches of cost pressure and market uncertainty, the latest Pulse of the Network survey from The Mortgage Collaborative (TMC) reports that lenders are responding with creativity and nimble thinking, anchored by a clear commitment to long-term resilience.

Image caption: The Mortgage Collaborative (TMC) logo.

Conducted biannually, the Pulse of the Network taps the collective insight of TMC’s diverse national membership of independent mortgage banks (IMBs) and depositories. The July 2025 edition offers a real-time look at how lenders address rising origination costs, evolving compliance risks, and the challenge of developing talent in a hypercompetitive environment.

“Our members aren’t merely reacting to the market, they’re actively rethinking how to deliver, lead, and grow,” said Jodi Hall, president and CEO of The Mortgage Collaborative. “This survey shows the powerful role collaboration plays in helping lenders make confident, strategic decisions in uncertain times.”

Key Survey Highlights:

Automation is no longer optional. 100% of respondents reported plans to increase automation through 2026, specifically focusing on AI-powered customer platforms, API-driven verification tools, and digital closing solutions to reduce costs, improve borrower experience, and reduce the cost of producing a loan.
Leadership development is climbing the priority list. With teams operating leaner, lenders are investing in upskilling and succession planning to cultivate the next generation of industry leaders. This includes cross-functional training and a continued focus on driving their business based on operational KPIs.
Revenue diversification is a top strategy. Lenders are expanding their product offerings to include non-QM loans, Reverse mortgages, HELOCs, and DPA programs, to grow market share in a challenging rate environment and forge stronger builder relationships to capture purchase business.
Secondary market execution is under scrutiny. Lenders are improving loan sale processes and pricing flexibility while leveraging data analytics to forecast performance and reduce early payoff exposure.
Compliance remains complex and evolving. State-level oversight is taking center stage in compliance conversations, as lenders navigate a strategic balance between tech-enabled efficiencies and rigorous risk management.

“This Pulse confirms a central truth: in today’s mortgage industry, success belongs to those who share, adapt, and lead together,” Hall added.

Read the results here: July 2025 Pulse of the Network Survey Results

About The Mortgage Collaborative

NEWS SOURCE: The Mortgage Collaborative

To view the original story, visit: https://www.send2press.com/wire/tmc-july-2025-pulse-of-the-network-survey-finds-mortgage-lenders-leaning-into-automation-leadership-development-and-product-innovation-to-stay-competitive/

Friday Harbor adds Chris Simms, Gregory Buehler to leadership team to accelerate AI-powered mortgage origination

Seasoned hires bring product and partnership firepower as Friday Harbor scales AI-native mortgage tech

SEATTLE, Wash., July 24, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, announced two strategic hires today: Chris Simms has joined as head of strategic partnerships, and Gregory Buehler has joined as founding product manager. They bring over 35 years of combined experience in mortgage lending, product strategy and technology innovation.

Image caption: Friday Harbor adds Chris Simms, Gregory Buehler to leadership team.

Simms will oversee Friday Harbor’s customer relationships as well as its strategic alliances with technology integration partners and industry associations. His initial focus will be on customer engagement and success as he works to ensure lenders see lower costs, shorter cycle times and a better experience for borrowers on every loan. He sees a clear opportunity to help lenders modernize in a space long overdue for change.

“Lenders are hindered by legacy systems and manual processes that haven’t kept up with the innovation in other industries,” Simms said. “Friday Harbor is the first solution I’ve seen that truly understands and improves the process with real AI. This role felt like a natural opportunity to combine my passion for innovation with my industry experience to help transform how loans are manufactured.”

Buehler will define and execute product strategy in close partnership with the founding team, a role that Friday Harbor CEO Theo Ellis describes as ‘the glue between business and engineering.’ To that end, Buehler will collaborate with engineering, operations and customer success to scale Friday Harbor’s platform to serve a wider range of lenders, loan types and use cases while maintaining alignment with real-world origination pain points, workflows and tech stacks.

“I’ve helped build product from scratch at multiple B2B startups, and what drew me to Friday Harbor was how well the founding team understands both the problem and the customer,” Buehler said. “With AI2’s backing and a clear opportunity to modernize mortgage lending, joining the team was an easy decision.”

“Chris and Gregory bring the kind of leadership we need at this stage: deep domain knowledge paired with a builder’s mentality,” said Ellis. “We’re not just growing headcount. We’re building the kind of team that can deliver real change to a long-stagnant part of financial services. With their help, we’re making loan manufacturing faster, smarter and finally worthy of the digital age.”

Simms joins Friday Harbor after a 20-year career leading mortgage sales, origination and capital markets teams at Mutual of Omaha Mortgage, First Integrity Mortgage Services, Pulaski Bank and other institutions. During his time at these lenders, he partnered directly with mortgage technology firms to help align software solutions with real-world industry workflows. He currently serves as president of the Mortgage Bankers Association of St. Louis.

Buehler has over ten years of experience leading product development at early-stage B2B startups including Pebble Health, learning management software provider Skilljar (acquired by Gainsight) and social analytics firm Simply Measured (acquired by Sprout Social). Buehler holds dual master’s degrees from the University of Washington: an M.B.A. in international studies from the Foster School of Business and an M.A. in Japan studies.

About Friday Harbor

Tags: #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-adds-chris-simms-gregory-buehler-to-leadership-team-to-accelerate-ai-powered-mortgage-origination/

MMI Unveils ChatMMI: Mortgage Intelligence, One Question Away

SALT LAKE CITY, Utah, July 21, 2025 (SEND2PRESS NEWSWIRE) — Mobility Market Intelligence (MMI), the original pioneer in mortgage market intelligence, today announced the launch of ChatMMI™ – the industry’s first conversational AI interface built specifically for lenders, recruiters, and mortgage professionals.

Image caption: ChatMMI shows a loan officer’s five-year production history – refi and purchase – instantly, from a single prompt.

Founded in 2008, MMI has spent nearly two decades building the industry’s most comprehensive mortgage data solution. From visualizing market share to unlocking loan officer performance, MMI has helped shape how mortgage companies compete and grow. Now, with the launch of ChatMMI, the company is taking that intelligence one step further—making it instantly accessible through natural language.

“We’ve always focused on giving our clients the best data,” said Ben Teerlink, Founder and CEO of MMI. “ChatMMI is about giving them faster access to it. No filters, no exports, no manual work—just the insights they need, when they need them.”

ASK ANYTHING. GET ANSWERS INSTANTLY

With ChatMMI, users can skip dashboards, filters, and spreadsheets—and just ask.

Want to know which lenders gained the most purchase volume in California last quarter? Or see retention by month for the past 5 years? Just ask. ChatMMI responds in real time, pulling from the deepest, most robust dataset in the industry.

BUILT ON THE MORTGAGE INDUSTRY’S MOST POWERFUL DATA ENGINE

ChatMMI is powered by the industry’s most complete mortgage data and intelligence. Behind the scenes, it taps into:

500 million+ origination records spanning 25 years
8+ terabytes of data
Real-time insights across 150+ million properties and 3,000+ counties

MMI recently expanded MLS listing coverage from 90% to 98.5% of U.S. counties, with some counties seeing listing volume jump by 50% to 300%. The company also improved how it connects mortgage and real estate data—by 35%.

When you ask ChatMMI a question, you’re not getting an approximation based on incomplete or unreliable source data. You’re getting a fast, precise response—backed by the mortgage industry’s most complete and trusted data engine.

“With ChatMMI, we’re making all of that data and intelligence even more accessible,” said Dan Jones, Chief Technology Officer at MMI. “It’s like having a 24/7 data analyst who understands mortgage—and speaks your language.”

ONE GOAL. ONE SOLUTION

ChatMMI is the latest addition to MMI’s unified mortgage technology solution, which includes:

MMI Data Center – The industry’s most trusted source for mortgage market intelligence, production trends, referral insights, and recruiting data. ChatMMI is built directly into the MMI Data Center for instant, conversational access to insights.

Bonzo – Automates outreach and engagement—CRM, SMS, email, video, and ads—for personalized communication at scale

MonitorBase – Borrower alerts, predictive analytics, and lead insights

Pathways Home (launching later this year) – Post-close homeowner engagement that keeps LOs connected for life

Together, these tools support MMI’s Lead-to-Loan-to-Lifetime Loyalty™ approach—giving lenders everything they need to recruit top talent, engage borrowers, and build relationships that last long after closing.

WHAT’S NEXT

ChatMMI users will see more enhancements and features this fall—including predictive prompts, embedded benchmarking, and integrations with CRM and marketing automation tools.

ABOUT MMI

Founded in 2008, Mobility Market Intelligence (MMI) is the industry’s leading unified mortgage technology solution. Combining robust market data, borrower insights, conversation-driven CRM, and homeowner engagement tools through MMI Data Center, MonitorBase, Bonzo, and the upcoming Pathways Home, MMI empowers lenders to identify opportunities, engage referral partners, and stay connected across the full customer lifecycle. Learn more at https://mmi.io/ or contact sales@mmi.io.

MULTIMEDIA:

Image link for media: https://www.Send2Press.com/300dpi/25-0721-s2p-chatmmi-300dpi.jpg

Image caption: ChatMMI shows a loan officer’s five-year production history – refi and purchase – instantly, from a single prompt.

NEWS SOURCE: Mobility Market Intelligence

This press release was issued on behalf of the news source (Mobility Market Intelligence), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/mmi-unveils-chatmmi-mortgage-intelligence-one-question-away/

Informative Research’s Shannon Santos Named MPA Elite Woman Award Honoree

GARDEN GROVE, Calif., July 17, 2025 (SEND2PRESS NEWSWIRE) — Informative Research Data Solutions, a division of Informative Research and a leading provider of data-powered borrower intelligence and analytics tools for the financial services industry, announced today that its executive vice president, Shannon Santos, has been named a 2025 Mortgage Professional America (MPA) Elite Woman Award recipient. The award honors women redefining excellence in the mortgage and housing industries through leadership, innovation and impact.

Image caption: Shannon Santos of Informative Research.

With over 20 years of experience in financial services, Santos has built a career rooted in operational transformation, mentorship and advocacy for women in leadership. At Informative Research Data Solutions, she leads initiatives focused on data, predictive modeling and automation—streamlining mortgage operations, reducing costs and enhancing compliance for lenders nationwide.

“Shannon’s influence is strategic and deeply personal,” said Sean Buckner, president and CEO of Informative Research. “She drives high-impact innovation while creating pathways for others to rise. Her recognition as an MPA Elite Woman highlights her commitment to purposeful leadership, mentorship and equity.”

Among her standout contributions, Santos co-founded the Save Our Soles (S.O.S.) Shoe Voucher Program, which provides essential support to underserved children. She is also an active member of the Women Empowering Women (WEW) leadership network, which connects more than 100 C-suite female executives in mortgage banking. Through these platforms, she fosters advancement and visibility for women throughout the industry.

Santos attributes her success to both organizational support and her own determination to earn a seat at the decision-making table.

“Progress happens when we use our voices and build networks that uplift,” Santos said. “This award reflects the incredible women who have guided me and reminds me to keep paying it forward.”

The MPA Elite Woman Award honors individuals who lead with integrity, challenge the status quo and inspire meaningful change throughout the housing finance ecosystem. Santos exemplifies these values, demonstrating what it means to lead with purpose and leave a legacy of empowerment.

About Informative Research

Informative Research Data Solutions, a division of Stewart-owned Informative Research, delivers cutting-edge borrower intelligence and analytics solutions to financial services institutions. Its technology helps clients drive engagement, optimize marketing and improve customer retention in a competitive lending environment. To learn more, visit https://www.irdatasolutions.com/.

NEWS SOURCE: Informative Research

To view the original story, visit: https://www.send2press.com/wire/informative-researchs-shannon-santos-named-mpa-elite-woman-award-honoree/

Dovenmuehle’s 2024 SOC 1 and SOC 2 Type 2 Reports Validate Robust Internal Controls and Data Security Standards

LAKE ZURICH, Ill., July 16, 2025 (SEND2PRESS NEWSWIRE) — Dovenmuehle Mortgage, Inc., a leading mortgage subservicer, today announced the successful completion of its 2024 Service Organization Control (SOC) 1® Type 2 and SOC 2® Type 2 audits. These independent audits, conducted by the public accounting and business advisory firm Plante Moran, PLLC, affirm Dovenmuehle’s adherence to the highest standards for internal controls, data security, and operational effectiveness.

Image caption: Dovenmuehle Mortgage, Inc. logo.

The SOC 1 Type 2 report evaluates the effectiveness of Dovenmuehle’s internal controls relevant to financial reporting, while the SOC 2 Type 2 report examines the effectiveness of Dovenmuehle’s systems and controls related to security, availability, processing integrity, confidentiality, and privacy. Together, the reports provide clients with independent, third-party verification that Dovenmuehle securely manages sensitive information and ensures service reliability.

“Our clients rely on us as a trusted partner in today’s complex regulatory and data security landscape,” said Dovenmuehle Senior Vice President Matt Budy. “These successful audits are a testament to our ongoing commitment to mitigating risk, protecting borrower data, and maintaining the integrity of our systems and reporting processes.”

Dovenmuehle’s SOC 2 Type 2 audit specifically reviews the following trust services criteria:

Security: The system is protected against unauthorized access.
Availability: The system is available for operation and use as agreed.
Processing Integrity – System processing is complete, accurate, timely, and authorized.
Confidentiality: Confidential information is safeguarded as committed.
Privacy: Personal information is collected, used, retained, and disclosed in accordance with the company’s privacy policy.

The SOC 1 and SOC 2 Type 2 reports are now available to all Dovenmuehle clients via DMIConnect under the “DMI Corporate Documents” tab. Clients can also request the reports from their Account Manager.

About Dovenmuehle

Founded in 1844, Dovenmuehle (Lake Zurich, Ill.) is a mortgage subservicer for commercial banks, credit unions, independent mortgage lenders, MSR investors and state housing finance agencies nationwide. The company subservices portfolio loans, as well as loans sold to Fannie Mae, Freddie Mac, Ginnie Mae and the Federal Home Loan Bank with servicing retained. Using a combination of best-in-class and proprietary technology, Dovenmuehle helps lenders reduce servicing costs and deliver consistently high levels of service to homeowners while maintaining compliance with investor and regulatory requirements. Learn more at https://dovenmuehle.com/.

***
UPDATED 10:41 a.m. PDT to correct an inadvertent typo in the headline and first paragraph.

NEWS SOURCE: Dovenmuehle

This press release was issued on behalf of the news source (Dovenmuehle), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/dovenmuehles-2024-soc-1-and-soc-2-type-2-reports-validate-robust-internal-controls-and-data-security-standards/

Friday Harbor launches open APIs to give mortgage lenders and vendors more integration flexibility

New API suite makes it easy to plug Friday Harbor's AI-powered Origination Assistant into any LOS or POS

SEATTLE, Wash., July 15, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced the availability of open APIs, giving lenders and vendors a new level of flexibility in how they integrate Friday Harbor into their mortgage tech stack.

Image caption: Friday Harbor logo.

With Friday Harbor’s open API suite, lenders can now bring the power of AI-assisted file review into any workflow, regardless of which loan origination system (LOS), point-of-sale (POS) platform or internal tools they use. The APIs are fully documented and designed to support rapid onboarding, with developer-friendly guides and real-time support to help lenders and partners get up and running quickly.

“Lenders shouldn’t have to change their tech stack to get the benefits of Friday Harbor,” said Theo Ellis, CEO of Friday Harbor. “With our open APIs, they don’t have to. Now any lender or vendor can easily connect to Friday Harbor and unlock the same speed and accuracy that has helped our customers reduce file touches, cut days off their loan cycles and improve the borrower experience.”

“We saw an opportunity to accelerate our implementation of Friday Harbor using the new open APIs,” said Andrew Badstubner, Chief Information Officer at First Community Mortgage. “The ability to integrate on our own timeline allowed us to put AI-powered origination tools into the hands of loan teams much faster and start delivering value right away.”

In addition to embedding Friday Harbor into custom workflows, vendors such as LOS and POS providers can now use the open APIs to build native integrations that deliver Friday Harbor’s capabilities directly within their user interfaces. Once connected, lenders gain the ability to:

Ingest any borrower document and automatically identify conditions within Friday Harbor
Use Friday Harbor’s web-native experience to resolve conditions in real time
Sync resolved issues and audit-ready documentation back to their system of record

By giving both lenders and tech providers a more flexible path to integration, Friday Harbor’s open APIs support the broader goal of reducing manual work in mortgage manufacturing and enabling a more intelligent, automated loan process.

To access Friday Harbor’s developer documentation or request an API key, visit https://fridayharbor.ai/.

About Friday Harbor

Tags: #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-launches-open-apis-to-give-mortgage-lenders-and-vendors-more-integration-flexibility/

Down Payment Resource announces strategic partnership with FirstHome IQ to expand access to homebuyer assistance programs

ATLANTA, Ga., July 15, 2024 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced a strategic partnership with FirstHome IQ, a nonprofit empowering the next generation of homeowners through modern, accessible financial education and tools for industry partners. This collaboration will empower industry professionals to be better equipped as they educate and guide first-time homebuyers through the process.

Image caption: Down Payment Resource announces strategic partnership with FirstHome IQ.

Since 2008, DPR has built the nation’s most comprehensive database of homebuyer assistance programs, serving as a trusted bridge between buyers, real estate professionals, lenders and the programs that make homeownership possible. Its award-winning technology quickly matches buyers with grants and loans many would otherwise overlook.

By embedding DPR’s data and tools into FirstHome IQ’s curriculum and online platform, the partnership gives educators and housing professionals a straightforward way to surface relevant assistance programs, strengthening their outreach and expanding their impact in local communities.

“Down payment is the number one barrier to homeownership for the next generation,” said Rob Chrane, CEO of Down Payment Resource. “We are very passionate about the mission of FirstHome IQ and the work we can do together to empower a new generation of buyers with the information, tools and confidence they need to take that first step.”

“NextGen homebuyers are often one conversation away from thinking homeownership is possible,” said Kristin Messerli, Executive Director of FirstHome IQ. “Partnering with Down Payment Resource allows us to show first-time homebuyers that help is available.”

Chrane, a FirstHome IQ board member and one of its leading individual donors in 2025, has long championed sustainable paths to homeownership. His involvement in this initiative underscores both organizations’ shared commitment to equity, education and practical solutions that help first-time homebuyers overcome today’s affordability challenges.

Join DPR and FirstHome IQ in a webinar on July 22, 2025, at 1:00 p.m. ET to learn how the companies will expand access to education about down-payment assistance for first-time buyers. Register now: https://us06web.zoom.us/meeting/register/3qyEZuJ-SBa9gul8xB3gwA#/registration

About Down Payment Resource:

About FirstHome IQ:

FirstHome IQ is a nonprofit organization dedicated to helping first-time homebuyers build confidence and financial capability through modern, accessible education. By partnering with lenders, real estate professionals, and community organizations, FirstHome IQ delivers turnkey tools and programs that make homeownership education engaging, actionable, and scalable. For more information, visit https://www.firsthomeiq.com/.

Twitter: @DwnPmtResource #downpaymentassistance #downpayment

NEWS SOURCE: Down Payment Resource

To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-announces-strategic-partnership-with-firsthome-iq-to-expand-access-to-homebuyer-assistance-programs/

Informative Research Expands Verification Platform with Halcyon Integration

GARDEN GROVE, Calif., July 14, 2025 (SEND2PRESS NEWSWIRE) — Informative Research (IR), a premier technology provider delivering data-driven credit and verification solutions to the lending community, today announced the availability of Halcyon’s IRS tax transcript service within the IR Verification Platform. This enhancement expands Informative Research’s suite of verification of income and employment (VOI/E) options, enabling lenders to access secure, permissioned tax transcript data directly from the IRS through Halcyon’s technology.

Image caption: Informative Research (IR) logo.

Integrating Halcyon into the IR Verification Platform gives lenders more flexibility to automate income validation, meet investor rep and warrant relief requirements, and streamline workflows with trusted income data sources.

“This collaboration not only marks a significant step forward in our partnership with Halcyon, but it also enhances our platform’s ability to support lender verification strategies with precision and efficiency,” said Informative Research Executive Vice President Steve Schulz. “By incorporating IRS-sourced income data, we’re giving lenders another powerful, automated tool for verifying borrower income, thus streamlining the process while maintaining compliance and confidence.”

The announcement builds on Informative Research’s previously announced partnership with Halcyon, which brought AccountChek® consumer-permissioned payroll data into Halcyon’s Income Analyzer.

“Making our IRS transcript solution available through Informative Research is a powerful step forward,” said Kirk Donaldson, CEO of Halcyon. “We’re helping lenders reduce friction, increase compliance, and move closer to a fully automated income verification experience.”

About Informative Research

About Halcyon

Halcyon assists in deepening lenders’ overall relationship with their borrowers to offer products and services specific to everyone, creating additional revenue streams beyond the initial loan closing. They have multiple products that ensure you will know more about your borrower every step of the way – IRS income & tax transcripts, digitally prepared tax returns, and a Registered Investment Advisory platform to offer full financial services to your borrowers. Visit https://www.halcyonsw.com/.

NEWS SOURCE: Informative Research

To view the original story, visit: https://www.send2press.com/wire/informative-research-expands-verification-platform-with-halcyon-integration/

MMI Strengthens Unified Mortgage Tech Solution with Major Q2 Enhancements

SALT LAKE CITY, Utah, July 10, 2025 (SEND2PRESS NEWSWIRE) — Mobility Market Intelligence (MMI), the industry’s sole provider of a unified mortgage technology solution, today announced a series of major platform enhancements and strategic product upgrades delivered in Q2 2025. These developments reinforce MMI’s leadership as the only cohesive system delivering market intelligence, predictive borrower alerts, conversation-driven CRM, and a homeowner engagement platform in one high-impact solution.

Image caption: The MMI Unified Mortgage Technology Solution.

RAISING THE BAR AGAIN: MMI’S MOST ACCURATE, MOST COMPLETE MORTGAGE DATA YET

MMI’s Data Just Got More Precise—with Broader Coverage Than Ever

Real estate listing coverage expanded from 90% to 98.5% of U.S. population by county
In harder-to-reach markets, listing coverage has tripled, and overall we’ve seen a 50% increase in listing volume.
Connecting mortgage data to real estate data has improved by 35%, giving us a clearer picture of LO–agent relationships.
MMI now refreshes data in near real-time––so when a loan officer switches companies, you’ll know almost instantly.

Reimagined User Experience for Greater Efficiency

A completely redesigned interface with smarter search, personalized workspaces, streamlined navigation, and new leaderboards
Updated design aligns with user intent and helps identify growth opportunities and showcase LO performance

API & Integration Advancements

Expanded API functionality for seamless enterprise integrations across CRM, advertising, and compliance ecosystems

PRODUCT ENHANCEMENTS ACROSS THE ECOSYSTEM

MonitorBase

New borrower alerts including MI removal, listing activity, and retention risks
Credit-based audience tools now available on demand

Bonzo

New integrations with Sonar and nCino
“Starters” experience launched for rapid onboarding
System-wide scalability and compliance upgrades
AI upgrades and expansion across platform communication and functionality

Pathways Home

Automated equity alerts and smarter property insights
Enhanced admin tools, invite automation, bulk upload options and support for federally licensed entities

CUSTOMER EXPERIENCE: ACTIVATION, ADOPTION, AND ADVOCACY

MMI’s Customer Success team delivered additional value through enhanced Quarterly Business Reviews, custom training and product feedback loops, while the Marketing team expanded customer engagement via new case studies, a new email newsletter and a presence at events like TMBA, Great River––with an exclusive private event at The Garden of the Gods Resort in June. Finally, recent industry honors include:

Melissa Sike, VP of Enterprise Sales, named a 2025 Mortgage Star
Kortney Lane-Schafers, VP of Growth & Client Advocacy, named one of 2025’s Most Powerful Women in Fintech

MMI continues to grow its market presence by delivering high-impact, bundled solutions that drive real customer value. By replacing fragmented, costly, and underused tools with a unified solution, MMI empowers lenders to simplify their tech stack, maximize ROI, and deliver better experiences across the entire borrower lifecycle.

“Everything we rolled out in Q2 comes back to one thing—our customers,” said Ben Teerlink, Founder and CEO of MMI. “We’re listening to what lenders actually need: better data, faster insights, and tools that connect them more meaningfully with borrowers. By bringing all of that together in one solution, we’re making it easier for our clients to compete, grow, and build lifelong relationships with their clients.”

About MMI

Founded in 2008, Mobility Market Intelligence (MMI) is the industry’s only fully unified mortgage technology solution. Combining robust market data, borrower insights, conversation-driven CRM, and homeowner engagement tools through MMI, MonitorBase, Bonzo, and the upcoming Pathways Home, MMI empowers lenders to identify opportunities, engage referral partners, and stay connected across the full customer lifecycle. Learn more at https://mmi.io/ or contact sales@mmi.io.

IMAGE link for media: https://mmi-prod.imgix.net/wp-content/uploads/2025/06/v2-all-navy-middle_mmi_4brand_1370x960.png

Image caption: The MMI Unified Mortgage Technology Solution.

NEWS SOURCE: Mobility Market Intelligence

To view the original story, visit: https://www.send2press.com/wire/mmi-strengthens-unified-mortgage-tech-solution-with-major-q2-enhancements/

Click n’ Close Honored as Top USDA Wholesale Mortgage Lender Award for Second Consecutive Year

ADDISON, Texas, July 9, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced it has been honored for the second year in a row as a 2025 Top Wholesale Lender Champion by the United States Department of Agriculture. This recognition underscores Click n’ Close’s continued commitment to fostering homeownership and supporting community development through innovative lending programs.

Image caption: Click n’ Close, Inc. logo.

“It’s an incredible honor to once again be recognized by the USDA for our work in the wholesale channel,” said Jeff Bode, founder and CEO of Click n’ Close. “This award is a testament to our team’s unwavering commitment to making affordable home financing more accessible to families nationwide. Moments like these fuel our mission and inspire us to keep pushing boundaries in support of homebuyers across every community we serve.”

Click n’ Close has extended more than $1.1 billion in down payment assistance (DPA) with USDA first-lien mortgages to nearly 7,000 borrowers this fiscal year through its SmartBuy™ proprietary DPA program, which features multiple second-lien options with no first-time homebuyer requirement or income limits beyond USDA guidelines.

Last year, Click n’ Close also introduced Shared Appreciation Mortgage (SAM) loan program, which offers a below-market interest rate for first-lien FHA and USDA loans and repayable second lien in exchange for up to 40% of the home’s appreciation during the first five years. Other innovations include Click n’ Close’s One-Time Close (OTC) program, which offers 100% combined loan-to-value (CLTV) financing to cover land, construction and closing costs with no down payment or minimum investment required, as well as the option to finance the USDA’s 1% Guarantee Fee up to 101% LTV.

The award ceremony took place on Thursday, June 24, in Washington, D.C. The event celebrated the achievements of 24 top lending partners nationwide in nine categories, with Click n’ Close recognized for its leadership and innovation in advancing affordable housing opportunities.

About Click n’ Close, Inc.:

Learn more at https://www.clicknclose.com/.

NEWS SOURCE: Click n' Close Inc.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-honored-as-top-usda-wholesale-mortgage-lender-award-for-second-consecutive-year/

25 Mortgage Executives Bridge Local Advocacy and National Innovation Through Dual Roles with TMC and State MBAs

SAN DIEGO, Calif., July 9, 2025 (SEND2PRESS NEWSWIRE) — Twenty-five executive leaders from The Mortgage Collaborative (TMC) have been identified as holding current leadership positions in their respective state Mortgage Bankers Associations (MBAs), showcasing a growing alignment between grassroots industry advocacy and national operational collaboration.

Image caption: The Mortgage Collaborative (TMC) logo.

The individuals serve in roles ranging from chapter presidents to key officers such as vice president and treasurer. According to TMC, this dual engagement enhances strategic visibility, empowers advocacy, and creates a powerful feedback loop between local policy leadership and national collaboration among independent mortgage banks, community lenders and credit unions.

“These professionals exemplify how collaboration fuels leadership,” said Jodi Hall, president and CEO of TMC. “When you combine regional advocacy with national innovation, you create leaders who understand the full picture—and act on it.”

Among those serving are:

Mindy Hill, Local Bank – Vice President, Alabama MBA
Eric Kilstrom, VIP Mortgage – VP of Networking, Arizona Mortgage Lenders Association
Michele Misere, BankSouth Mortgage – Secretary/Treasurer, Mortgage Bankers Association of Georgia
Lisa Tarumoto, Finance Factors – Treasurer, Hawaii Mortgage Bankers Association
Mike Dulla, United Home Loans – President, Illinois Mortgage Bankers
Rob Green, GVC – Vice President, Indiana Mortgage Bankers
Ray Coleman, Arvest Bank – President, Mortgage Bankers Association of Kansas City
Maurice Barkley, Landmark National Bank – Secretary/Treasurer, Mortgage Bankers Association of Kansas City
Jason Heflin, Lower – President, Mortgage Bankers Association of Kentucky
Katelyn Hodges, Assurance Financial – Vice President, Louisiana Mortgage Lenders Association
Sandy Whitehead, Assurance Financial – Past President, Louisiana Mortgage Lenders Association
Lori Michaud, CUSO Home Lending – President, Maine Association of Mortgage Professionals
Malcolm Hollensteinert, Sandy Spring Bank – Past President, Maryland Mortgage Bankers
Tim Pascarella, Ross Mortgage – Secretary/Treasurer, Michigan Mortgage Lenders Association
Kate McDougall, LMCU – Past Chair, Michigan Mortgage Lenders Association
Steve Rice, NAM – President, Minnesota Mortgage Association
Wayne Kreikmeier, West Gate Bank – Secretary, Nebraska Mortgage Bankers Association
Gabe Gillen, AnnieMac – President, Mortgage Bankers Association of New Jersey
Steve Grossman, Luminate Bank – Second VP, Mortgage Bankers Association of New Jersey
Zachary Wade, Waterstone Mortgage – Past President, New Mexico Mortgage Lenders Association
Mike Pulver, GRB – President, New York Mortgage Bankers Association
Sara Dodson, Arvest Bank – First Vice President, Oklahoma Mortgage Bankers Association
Amy Azorandia, Firstrust – Vice President, Mortgage Bankers Association of Pennsylvania
Erin Dee, InterLinc – President, Texas Mortgage Bankers
Al Araque, Johnson Financial Group – Past Chair, Wisconsin Mortgage Bankers Association

These leaders participate actively in both organizations’ working groups, conferences, and educational platforms. At TMC, they contribute to initiatives such as Collaboration Labs, benchmarking, and strategic innovation groups, helping guide operational excellence across the mortgage ecosystem. Within their MBAs, they advocate on issues like housing affordability, regulation, and professional development.

“TMC provides the playbook. State MBA leadership gives us the megaphone,” said Erin Dee of InterLinc. “Together, that’s how we move the needle.”

This announcement comes as lenders continue to navigate a complex market shaped by tight margins, interest rate pressure and digital transformation. By drawing on the combined strengths of peer collaboration and state-level advocacy, TMC members are not just adapting—they are leading.

About The Mortgage Collaborative

The Mortgage Collaborative is a membership-driven organization that empowers mortgage lenders across the United States through networking, education and advocacy. TMC fosters a collaborative environment where members share best practices, drive innovation and strengthen operational resilience. For more information, visit https://www.mortgagecollaborative.com/.

NEWS SOURCE: The Mortgage Collaborative

To view the original story, visit: https://www.send2press.com/wire/25-mortgage-executives-bridge-local-advocacy-and-national-innovation-through-dual-roles-with-tmc-and-state-mbas/

Floify’s head of product Sydney Barber receives 2025 Mortgage Star Award

Mortgage Women Magazine's annual award program celebrates strong and inspiring women within the mortgage sector

BOULDER, Colo., July 9, 2025 (SEND2PRESS NEWSWIRE) — Floify, the mortgage industry’s leading point-of-sale (POS) solution, today announced that Sydney Barber, head of product, has received a 2025 Mortgage Star Award. The Mortgage Star awards honor exceptional women in the mortgage and housing finance industry who demonstrate leadership, innovation and a commitment to advancing the profession.

Image caption: Sydney Barber, Head of Product at Floify.

Barber joined Floify in 2019, and her outstanding product knowledge and commitment to continual improvements have propelled her to head product development for the popular POS platform. Under her leadership, Floify has introduced dozens of POS innovations benefitting both lenders and homebuyers. In 2024, her team rolled out Floify Verify, a cost-effective way for lenders to verify employment and income in the Floify environment without the hassle of managing additional vendors, all at 60–80% less costly than legacy verification methods.

Earlier this year, Floify released Dynamic Apps, a no-code feature that lets lenders tailor loan applications in the popular POS based on loan type to easily add Non-QM, construction loans, HELOCs or other loan types, creating new revenue paths while staying fully compliant with industry regulations. Additionally, Floify became the first POS to offer translations on loan applications, to offer ADA-compliant borrower interfaces, and to support the Fannie Mae and Freddie Mac initiative to consider on-time rent payments as valid automated underwriting system inputs.

While mentoring can eat into project time upfront, it’s an investment she’s committed to making to help her colleagues meet their professional goals. Barber frequently meets with team members and others within the organization to help them better understand Floify’s desire to deliver more value to its customers and how to thrive in its collaborative and open culture, where new ideas are encouraged at all levels.

Outside of work, Barber participates in Habitat for Humanity home-building project in Boulder. She is also a volunteer judge for the Colorado Future Business Leaders of America (FLBA), having recently judged its graphic design competition.

“Sydney provides her hand-picked team with a broad understanding of the mortgage process so they fully understand the business and challenges our customers face,” said Sofia Rossato, Floify’s president and general manager. “This makes the team cohesive and obsessed with delivering value to our customers with each new product feature and iteration. They are a big part of why Floify earns a stunning 98.2% customer satisfaction rating.”

For a complete list of this year’s Mortgage Star Award winners, visit Mortgage Women Magazine’s website https://www.ambizmedia.com/recognition/mwm-mortgage-star

About Floify:

Twitter: @Floify #mortgage #fintech #housingfinance

NEWS SOURCE: Floify

To view the original story, visit: https://www.send2press.com/wire/floifys-head-of-product-sydney-barber-receives-2025-mortgage-star-award/

Argyle wins 2025 Game Changer award for redefining how lenders verify income and employment

Recognition from PROGRESS in Lending celebrates Argyle's impact on lender efficiency, data accuracy and the borrower experience

NEW YORK CITY, N.Y., July 9, 2025 (SEND2PRESS NEWSWIRE) — Argyle, a service provider automating income, employment and asset verifications for some of the largest lenders in the United States, has been honored with PROGRESS in Lending’s inaugural Game Changer award. The recognition celebrates technology providers whose products solve real industry challenges and improve the mortgage lending process.

Image caption: Argyle logo.

PROGRESS in Lending has been highlighting breakthrough achievements in housing finance technology since 2011. New this year, the association’s first annual Game Changer award spotlights 17 of the most innovative solutions that are changing the mortgage process for the better.

Argyle was recognized for replacing the mortgage industry’s long-standing reliance on manual, outdated income and employment verification methods with a real-time, consumer-permissioned experience. Unlike legacy solutions that depend on static databases and manual paperwork, Argyle gives lenders direct, digital access to payroll and employer systems with borrower consent—eliminating delays, reducing costs and enhancing transparency. The platform integrates directly into lenders’ existing workflows, from point-of-sale and loan origination systems to automated underwriting systems.

Argyle recently expanded its platform to include verification of assets powered by Mastercard’s open banking technology, broadening its support for lenders with a single, consumer-permissioned platform for income, employment and asset verification.

“This award affirms Argyle’s commitment to transforming the mortgage lending process,” said Shmulik Fishman, CEO at Argyle. “We’ve eliminated outdated verification methods that create delays and costs and replaced them with an efficient, embedded experience that works seamlessly within the tools lenders already use.”

Lenders that leverage Argyle’s flexible verification platform reduce verification costs by up to 80%, reduce loan processing timelines by as much as a week and boost application pull-through. The platform delivers complete, refreshable data that supports rep and warrant relief, helping lenders minimize defects, enhance salability and reduce secondary market risk. Borrowers, meanwhile, benefit from a faster, easier loan experience that puts them in control of their own financial data—no uploading documents, no repeated requests.

Learn more about PROGRESS in Lending’s Game Changer award and view the full list of winners at https://mymortgagemindset.com/the-2025-game-changer-award-winners-are/.

About Argyle:

A leading provider of direct-source, consumer-permissioned verifications, Argyle provides fast, secure and reliable access to real-time data from consumers’ payroll and banking accounts. With Argyle’s automated verification workflows, mortgage lenders, fintechs and tenant screeners save time and money, reduce fraud and compliance risk, and deliver superior product experiences. As an authorized report supplier for Fannie Mae’s Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac’s Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers’ ability to pay and improve loan quality—all at up to 80% less cost. Argyle’s commitment to innovation is backed by investors including Bain Capital Ventures, SignalFire, Checkr and Rockefeller Asset Management.

For more information on Argyle’s industry-leading verification platform, visit https://argyle.com/.

Tags: @withArgyle @engageprogress #mortgage #fintech

NEWS SOURCE: Argyle

To view the original story, visit: https://www.send2press.com/wire/argyle-wins-2025-game-changer-award-for-redefining-how-lenders-verify-income-and-employment/

Arcasa introduces nationwide Energy-Smart DPA Program to Down Payment Resource platform

Program combines down payment assistance, regardless of income, with solar upgrades and a market-rate first mortgage all in one loan

SALT LAKE CITY, Utah and ATLANTA, Ga., July 8, 2025 (SEND2PRESS NEWSWIRE) — Arcasa, a provider of solar-integrated mortgage solutions, and Down Payment Resource, the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced that Arcasa’s Energy-Smart DPA program is now listed nationwide in Down Payment Resource’s DPA Directory. Energy-Smart DPA combines a market-rate home loan with energy-efficient upgrades, giving homebuyers a single, streamlined path to both homeownership and long-term utility savings.

Image caption: Arcasa introduces nationwide Energy-Smart DPA Program to Down Payment Resource platform.

Available for use with Federal Housing Administration (FHA) financing, Arcasa’s Energy-Smart DPA program is designed to help homebuyers access energy-efficient home improvements while eliminating one of the most common barriers associated with purchasing a home: saving for a down payment. The nationwide program, which can be white-labeled to suit a lender’s unique branding, offers homebuyers a market-rate first mortgage paired with either a forgivable second mortgage or a DPA grant. It has no geographic or area median income (AMI) caps and offers significantly lower fees than many DPA programs and traditional solar financing options.

“For years, the challenge has been finding a way to integrate energy-efficient upgrades into home financing in a way that works for both homebuyers and lenders,” said Cole Bestgen, CEO of Arcasa. “Arcasa’s deep expertise in both the solar and mortgage industries has allowed us to design a practical solution that lenders can deliver at scale while providing meaningful upfront and life-of-loan savings to borrowers.”

“The combination of broad program eligibility and attractive financial incentives makes Arcasa’s Energy-Smart DPA program a compelling option for today’s homebuyers, who are actively seeking creative ways to make homeownership more affordable,” said Rob Chrane, founder and CEO of Down Payment Resource. “It’s also a smart way for lenders to unlock more transactions in a market where every transaction counts.”

Solar installation, a required component of the financing package, takes place after closing and does not delay the loan process. Arcasa works with local installers to coordinate the upgrades, helping buyers avoid the high sales commissions and additional financing costs often associated with post-purchase solar projects.

By incorporating solar incentives at the time of purchase, Arcasa’s Energy-Smart DPA program allows borrowers to reduce upfront origination costs and potentially lower their monthly mortgage payments. Buyers may also be eligible for a 30% federal tax credit, subject to qualification, and monthly utility bill savings after installation is complete. According to Zillow, homes with solar sell for an average of 4.1% more than comparable non-solar homes, underscoring the potential long-term value for homeowners.

Full details on Arcasa’s Energy-Smart DPA program are available to Down Payment Resource enterprise customers through the DPA Directory. Down Payment Resource streamlines management of homebuyer assistance programs by making a lender’s DPA offerings available to underwriters, mortgage loan officers and consumers through role-based portals and direct loan origination system integration.

Lenders can also request more information directly from Arcasa at https://www.arcasa.io/loanofficers.

About Arcasa:

Arcasa is transforming homeownership by integrating solar upgrades directly into the mortgage process. The company’s innovative approach helps homebuyers qualify for better mortgages, lower their energy costs and unlock long-term financial benefits without upfront expenses. By simplifying solar for loan officers, homebuyers and builders, Arcasa makes affordable homeownership attainable and creates homes with lasting value. For more information, visit https://www.arcasa.io/.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,500 programs and toolsets for mortgage lenders, multiple listing services and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

Tags: @DwnPmtResource #mortgage #downpayment #affordablehousing #fintech #solar

NEWS SOURCE: Arcasa

This press release was issued on behalf of the news source (Arcasa), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/arcasa-introduces-nationwide-energy-smart-dpa-program-to-down-payment-resource-platform/

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Tag Archives: Mortgage

The Mortgage Collaborative partners with FICO to deliver exclusive credit intelligence to lenders

Friday Harbor joins Community Home Lenders of America as affiliate member

DocMagic One launches to unify mortgage production under a single, AI-powered platform

Refinances surge nearly 70% as purchase activity falls 10% in August

Home equity fintech FirstClose promotes Andria Lightfoot to vice president of client success

Friday Harbor announces integration with ICE Mortgage Technology’s Encompass

Click n’ Close launches SmartBuy 5/1 ARM DPA product to help builders address affordability challenges

The Mortgage Collaborative hosting Mortgage Tech Day at Fall conference in Boston

ACES Q1 2025 Mortgage QC Industry Trends Report reveals early signs of loan quality risk amidst mounting market pressures

New admin portal in Cloudvirga’s Tropos borrower platform puts lenders in the driver’s seat

Optimal Blue to Host Its 2026 Summit February 23-25 in Scottsdale

Three ACES Quality Management subject matter experts selected to speak at leading mortgage, credit union industry conferences

Floify named NMP Originator Choice winner for 2025

Refinances tick up and non-QM hits record high as purchase activity falls nearly 5% in July

Optimal Blue’s New Brand Reflects Its Modern Technology and Proven Expertise and Leadership

Informative Research Enhances Mortgage Prequalification Insight with The Work Number® Report Indicator from Equifax

Argyle and LenderLogix partner to embed automated income, employment, and asset verification at the start of the loan process

LenderLogix Q2 2025 Homebuyer Intelligence Report Shows Increased Loan Quantities as Borrower Activity Holds Steady

The Big Picture webcast’s August lineup features experts on mortgage broker advocacy, construction finance, mortgage advice innovation and housing public policy

Optimal Blue Fully Automates Best Efforts Locking Directly with Investors

45 new assistance programs launched during Q2 2025, bringing the total number of nationwide programs to a record-breaking 2,554

TMC July 2025 Pulse of the Network survey finds mortgage lenders leaning into automation, leadership development, and product innovation to stay competitive

Friday Harbor adds Chris Simms, Gregory Buehler to leadership team to accelerate AI-powered mortgage origination

MMI Unveils ChatMMI: Mortgage Intelligence, One Question Away

Informative Research’s Shannon Santos Named MPA Elite Woman Award Honoree

Dovenmuehle’s 2024 SOC 1 and SOC 2 Type 2 Reports Validate Robust Internal Controls and Data Security Standards

Friday Harbor launches open APIs to give mortgage lenders and vendors more integration flexibility

Down Payment Resource announces strategic partnership with FirstHome IQ to expand access to homebuyer assistance programs

Informative Research Expands Verification Platform with Halcyon Integration

MMI Strengthens Unified Mortgage Tech Solution with Major Q2 Enhancements

Click n’ Close Honored as Top USDA Wholesale Mortgage Lender Award for Second Consecutive Year

25 Mortgage Executives Bridge Local Advocacy and National Innovation Through Dual Roles with TMC and State MBAs

Floify’s head of product Sydney Barber receives 2025 Mortgage Star Award

Argyle wins 2025 Game Changer award for redefining how lenders verify income and employment

Arcasa introduces nationwide Energy-Smart DPA Program to Down Payment Resource platform