Carlos Vazquez Enters New Role as Marketing Coordinator at Alliance Group

ATLANTA, Ga. /ScoopCloud/ -- Alliance Group, a leading IMO in the life insurance and annuity sectors, is pleased to announce Carlos Vazquez's transition to a full-time role as Marketing Coordinator within the company's esteemed marketing team. After an impactful 15 months serving as a Special Assistant to the CEO, Vazquez will now lend his talents to the coordination, prioritization, and execution of daily tasks for the marketing team, further enhancing the support and resources available to Alliance Group's independent agents, agencies, and partners.

The Alliance Group marketing team is renowned for its world-class capabilities, providing unparalleled marketing tools in the independent space. From customized websites and award-winning in-house marketing videos that educate clients and prospects on various concepts and products, to engaging social media content, print marketing, and event planning, the team is at the forefront of empowering the company's partners with innovative marketing solutions.

Lee Duncan, CEO of Alliance Group, expressed his confidence in Vazquez's new role, stating, "Carlos has shown remarkable intelligence, skillset, and initiative in his time with us. His contributions have been invaluable, and I am proud to see him take on this new challenge. I have every confidence that his talents will greatly benefit our marketing team and, in turn, our agents and partners."

Samuel Howe, Chief Marketing Officer at Alliance Group, also shared his enthusiasm for Vazquez's transition. "Carlos's ability to tackle complex tasks and his innovative approach to problem-solving have already made him an asset to our team. As we continue to evolve and enhance our marketing efforts, I am excited to see the impact of his skills and dedication. His understanding of our mission and his alignment with our values make him the perfect fit for this role."

In his new position, Vazquez will play a pivotal role in ensuring the marketing team's initiatives are executed efficiently and effectively, contributing to the overall success and growth of Alliance Group and its partners.

"I am thrilled to join the marketing team and to have the opportunity to contribute to our collective goals in a new capacity," said Vazquez. "The chance to work closely with such a talented group of professionals and to support our agents and partners with top-tier marketing tools is incredibly exciting. I look forward to the challenges and successes that lie ahead."

About Alliance Group:

As "The Living Benefits IMO," Alliance Group provides independent agents and agencies across the United States with superior marketing and training solutions. Since 1998, Alliance Group has been helping its partners spread awareness about Living Benefits life insurance, while also helping them solve their clients' puzzles regarding tax-free retirement, mortgage protection, small business planning, estate planning needs, and more.

For more information, please visit https://www.alliancegrouplife.com/

Alliance Group, a leading IMO in the life insurance and annuity sectors, is pleased to announce Carlos Vazquez's transition to a full-time role as Marketing Coordinator within the company's esteemed marketing team. After an impactful 15 months serving as a Special Assistant to the CEO, Vazquez will now lend his talents to the coordination, prioritization, and execution of daily tasks for the marketing team, further enhancing the support and resources available to Alliance Group's independent agents, agencies, and partners.

Related link: https://www.AllianceGroupLife.com/

Chrissy Disco Promoted to Alliance Group VP of Agent Experience

ATLANTA, Ga. /ScoopCloud/ -- Alliance Group, a leading national IMO in the life insurance industry, recently announced the promotion of Chrissy Disco to Vice President of Agent Experience. Having dedicated nine years to the company, Disco has been a cornerstone in establishing a cohesive style and brand identity for Alliance Group in her previous role as Creative Director. Her significant contributions have been pivotal in crafting the exceptional agent experience that has become synonymous with the Alliance Group name.

Disco's influence extends deeply into the planning and execution of Alliance Group's signature onsite events, most notably the Alliance Group Leaders Conference. This annual gathering of top Alliance Group producers in various exotic locales has flourished under her guidance. Her meticulous attention to detail in scouting locations, liaising with hotel and resort staff, managing budgets, coordinating qualifier and guest registration and travel arrangements, and ensuring seamless event execution has been instrumental in providing consistently world-class experiences for Alliance Group agents and partners.

In her new role as VP of Agent Experience, Disco will continue to shape the "look and feel" of Alliance Group, further enhancing the company's branding and agent engagement strategies. Her leadership will also extend to the continued curation and design of unique experiences that reward the success of Alliance Group agents and partners.

Lee Duncan, CEO of Alliance Group, praised Disco's contributions and her new role, stating, "Chrissy has been a driving force behind the unparalleled agent experience that sets Alliance Group apart in the independent marketing organization (IMO) space. Her vision and dedication over the past nine years have played a crucial role in our growth and success. This promotion is not only well-earned but also a reflection of her impact on our company. I am eager to see how she continues to innovate and elevate the experiences of our agents and partners in her new role."

Disco's promotion to Vice President of Agent Experience is effective immediately, marking a new chapter in her journey with Alliance Group. Her leadership and innovative approach promise to further distinguish Alliance Group as a leader in providing exceptional service and opportunities to its agents and partners.

"I am incredibly honored and excited to step into this new role," said Disco. "Creating meaningful and memorable experiences for our agents and partners has always been my passion. I look forward to continuing to build on our success and further enhancing the Alliance Group brand and agent experience."

About Alliance Group:

As "The Living Benefits IMO," Alliance Group provides independent agents and agencies across the United States with superior marketing and training solutions. Since 1998, Alliance Group has been helping its partners spread awareness about Living Benefits life insurance, while also helping them solve their clients' puzzles regarding tax-free retirement, mortgage protection, small business planning, estate planning needs, and more.

For more information, please visit https://www.alliancegrouplife.com/

Alliance Group, a leading national IMO in the life insurance industry, recently announced the promotion of Chrissy Disco to Vice President of Agent Experience. Having dedicated nine years to the company, Disco has been a cornerstone in establishing a cohesive style and brand identity for Alliance Group in her previous role as Creative Director. Her significant contributions have been pivotal in crafting the exceptional agent experience that has become synonymous with the Alliance Group name.

Related link: https://www.AllianceGroupLife.com/

Floify supports Truv’s verification of borrower income and employment service via new integration

BOULDER, Colo. /ScoopCloud/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced an integration with Truv, a consumer-permissioned data platform. The integration enables borrowers to electronically verify their income and employment as they apply for a mortgage loan.

Manual verification of income (VOI) and verification of employment (VOE) is a frustrating and time-consuming process for borrowers and a major source of production friction for mortgage lenders. Truv's ability to electronically verify income and employment for 95% of the U.S. workforce supports a better borrower experience while helping lenders make faster and more cost-effective underwriting decisions.

Floify allows lenders to create customizable borrower journeys without costly development work and automated task workflows that promote lending efficiency. When borrowers opt to electronically verify income and employment through Floify's borrower portal, Truv automatically retrieves two years of W-2s, paystubs, bank statements and 1099s, providing lenders with information needed to pre-approve borrowers. By procuring VOI and VOE reports at the point of application, lenders can pre-approve borrowers faster while reducing production costs and risk.

In March, Floify released Lender Edition to help lenders support a best-in-class borrower experience while streamlining production and controlling costs. "We are always looking for ways to improve the lending experience for both homebuyers and lenders, and this integration accomplishes both," said Sofia Rossato, Floify's president and general manager. "This integration not only achieves that but also caters to users who favor Truv's efficient verification services. Simplifying VOI and VOE empowers borrowers and lenders with a smoother, faster path to home financing."

"From our perspective, the timing of this integration will be welcomed by lenders looking to scale back costs, saving 60-80% compared to traditional verification providers. Lenders now have the opportunity to maximize pull-through of the applications they receive, realize a substantial increase in conversion, and reduce risk and fraud end-to-end," said Kirill Klokov, CEO at Truv.

About Truv

Truv is the market-leading consumer-permissioned data platform that enables financial organizations with access to every financial data source available. Use cases supported by Truv include income and employment verification, employment history verification, paycheck-linked loans, verification of insurance, direct deposit switching, and earned wage access. Through Truv's model of having access to payroll data, financial account transaction data, tax data and insurance data, Truv's platform is built with unmatched coverage, compliance and data quality. For more information, visit www.truv.com.

About Floify

Floify is a digital mortgage automation solution that streamlines the loan process by providing a secure application, communication, and document portal between lenders, borrowers, referral partners, and other mortgage stakeholders. Loan originators use the platform to collect and verify borrower documentation, track loan progress, communicate with borrowers and real estate agents, and close loans faster. The company is based in Boulder, Colorado and is a subsidiary of Porch Group, Inc. ("Porch Group") (NASDAQ: PRCH). For more information, visit the company's website at https://floify.com/ or on social media at Facebook, LinkedIn, or Twitter / X.

Forward-Looking Statements

Certain statements in this release may be considered "forward-looking statements" within the meaning of the "safe harbor" provisions of the United States Private Securities Litigation Reform Act of 1995. Although the Company believes that its plans, intentions, and expectations reflected in or suggested by these forward-looking statements are reasonable, the Company cannot assure you that it will achieve or realize these plans, intentions, or expectations. Forward-looking statements are inherently subject to risks, uncertainties, assumptions, and other factors which could cause actual results to differ materially from those expressed or implied by such forward-looking statements. Generally, statements that are not historical facts, including statements concerning the Company's possible or assumed future actions, business strategies, events, or results of operations, are forward-looking statements. These statements may be preceded by, followed by, or include the words "believes," "estimates," "expects," "projects," "forecasts," "may," "will," "should," "seeks," "plans," "scheduled," "anticipates," "intends," or similar expressions.

These forward-looking statements are based upon estimates and assumptions that, while considered reasonable by Porch and its management at the time they are made, are inherently uncertain. Factors that may cause actual results to differ materially from current expectations include, but are not limited to: (1) expansion plans and opportunities, and managing growth, to build a consumer brand; (2) the incidence, frequency, and severity of weather events, extensive wildfires, and other catastrophes; (3) economic conditions, especially those affecting the housing, insurance, and financial markets; (4) expectations regarding revenue, cost of revenue, operating expenses, and the ability to achieve and maintain future profitability; (5) existing and developing federal and state laws and regulations, including with respect to insurance, warranty, privacy, information security, data protection and taxation, and management's interpretation of and compliance with such laws and regulations; (6) the Company's reinsurance program, which includes the use of a captive reinsurer, the success of which is dependent on a number of factors outside management's control, along with reliance on reinsurance to protect us against loss; (7) uncertainties related to regulatory approval of insurance rates, policy forms, insurance products, license applications, acquisitions of businesses or strategic initiatives, including the reciprocal restructuring, and other matters within the purview of insurance regulators; (8) reliance on strategic, proprietary relationships to provide the Company with access to personal data and product information, and the ability to use such data and information to increase transaction volume and attract and retain customers; (9) the ability to develop new, or enhance existing, products, services, and features and bring them to market in a timely manner; (10) changes in capital requirements, and the ability to access capital when needed to provide statutory surplus; (11) the increased costs and initiatives required to address new legal and regulatory requirements arising from developments related to cybersecurity, privacy, and data governance and the increased costs and initiatives to protect against data breaches, cyber-attacks, virus or malware attacks, or other infiltrations or incidents affecting system integrity, availability and performance; (12) retaining and attracting skilled and experienced employees; (13) costs related to being a public company; and (14) other risks and uncertainties discussed in Part I, Item 1A, "Risk Factors," in the Company's Annual Report on Form 10-K for the year ended December 31, 2022, and in Part II, Item 1A, "Risk Factors," in our Quarterly Report on Form 10-Q for the quarter ended March 31, 2023, as well as those discussed in subsequent reports filed with the Securities and Exchange Commission ("SEC"), all of which are available on the SEC's website at www.sec.gov.

Nothing in this release should be regarded as a representation by any person that the forward-looking statements set forth herein will be achieved or that any of the contemplated results of such forward-looking statements will be achieved. You should not place undue reliance on forward-looking statements, which speak only as of the date of this release. Unless specifically indicated otherwise, the forward-looking statements in this release do not reflect the potential impact of any divestitures, mergers, acquisitions, or other business combinations that have not been completed as of the date of this release. Porch does not undertake any duty to update these forward-looking statements, whether as a result of changed circumstances, new information, future events or otherwise, except as may be required by law.

Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced an integration with Truv, a consumer-permissioned data platform. The integration enables borrowers to electronically verify their income and employment as they apply for a mortgage loan.

Related link: https://floify.com/

Psychiatry and Human Rights: The Past, Present and Future

FLORENCE, Italy /ScoopCloud/ -- Forced treatment, threats, restraints, crippling sedation: Despite past reforms, the horrors of the past are still stark facts of life for those caught in Italy's mental health system. This was the theme of a demonstration at the 2024 Congress of the Schizophrenia International Research Society in Florence. Both events were organized by Citizens Commission on Human Rights, a mental health watchdog founded in 1969 by psychiatrist Thomas Szasz and the Church of Scientology.

CCHR brought their protest to the 2024 Congress of the Schizophrenia International Research Society in Florence to demand attendees take responsibility for ending psychiatric abuse. They insisted the congress take action to ensure full compliance with UN and WHO guidance issued in October 2023 to end coercive practices in the field of mental health.

Hundreds demonstrated in the heart of the city to press home these demands. Among those attending the demonstrations were two psychiatrists who were warned by congress organizers to ignore the protest, but they wanted CCHR to know that they agree that there is too much coercion in psychiatry.

The march was followed by the opening of the Psychiatry: An Industry of Death Exhibit, sponsored by the Municipality of Florence April 5 to 9 at the historic Duomo Auditorium.

Among the visitors to the exhibit was a nurse who told CCHR volunteers it is very important to let people know that physical restraints are a human rights abuse and that in her work, she sees drugs prescribed for dubious diagnoses. A student thanked CCHR for educating him on the danger of psychotropic drugs. Visitors were shocked to learn Italian children are still being prescribed drugs with black box labels (labels that warn users of the danger of administering these drugs to children and youths). A nurse went through the exhibit and then shared her own experience with psychiatry: She had been castigated for refusing to assist a psychiatrist in performing electroconvulsive treatment (ECT) on a patient.

Psychiatry: An Industry of Death Exhibit and a film by the same name document the origins of psychiatry from the infamous Bedlam asylum in the Middle Ages to psychiatry's popularizing eugenics - a pseudoscience that held that people of "inferior" races should be eliminated. It reveals how psychiatrists were the men behind Hitler, creating the system for implementing the "final solution." And it brings the industry's history to the present day, where millions of children are placed on mind-altering drugs simply for exhibiting normal childhood behavior. Mental health professionals, survivors and their family members give harrowing accounts of the multiple abuses perpetrated on them and an unsuspecting public in the form of mass-drugging of children and adults, forced institutionalization and torturous electroshock treatment for the sake of profit.

The work of Citizens Commission on Human Rights is inspired by visionary, humanitarian and Scientology Founder L. Ron Hubbard who urged Scientologists to expose and help abolish any and all physically damaging practices in the field of mental health, help clean up and keep clean the field of mental health, and bring about an atmosphere of safety and security in the field of mental health by eradicating its abuses and brutality.

For more information, visit the CCHR website or watch the film Psychiatry: An Industry of Death on the Scientology Network.

LEARN MORE:

https://www.scientologynews.org/press-releases/

https://www.cchr.org

https://www.cchrint.org

MULTIMEDIA

https://www.cchr.org/documentaries/

VIDEO:

https://www.scientology.tv/series/cchr-documentaries/psychiatry-an-industry-of-death.html

Forced treatment, threats, restraints, crippling sedation: Despite past reforms, the horrors of the past are still stark facts of life for those caught in Italy's mental health system. This was the theme of a demonstration at the 2024 Congress of the Schizophrenia International Research Society in Florence. Both events were organized by Citizens Commission on Human Rights, a mental health watchdog founded in 1969 by psychiatrist Thomas Szasz and the Church of Scientology.

Related link: https://www.scientology.org/

An Evening of Joy and Celebration as the Church of Scientology Hosts a Chaand Raat Festival, the ‘Night of the Moon,’ on L. Ron Hubbard Way

LOS ANGELES, Calif. /ScoopCloud/ -- Some 1,500 guests from the Los Angeles Bangladeshi community gathered on L. Ron Hubbard Way for their annual Chaand Raat celebration. On the eve of Eid ul Fitr, marking the end of Ramadan, Muslims in India, Pakistan and Bangladesh celebrate Chaand Raat. The term means "The Night of the Moon" in Urdu and it signals the sighting of the crescent moon that ends a month of prayer, fasting and spiritual reflection.

Chaand Raat is celebrated in Southern Asia with massive street festivals, food and music. And the celebration on L. Ron Hubbard Way, true to this tradition, was filled with booths offering authentic Bangladeshi cuisine, henna tattoo stations and artisan shops displaying traditional clothing and jewelry.

Music, conversations and laughter filled the street, creating a bright holiday atmosphere late into the night.

Los Angeles is a county of great cultural diversity, with residents from some 140 nationalities speaking more than 80 different languages, including an estimated 20,000 Bangladeshi.

L.A. Scientologists believe in the importance of preserving and honoring the languages, traditions and heritage of the many cultures that call Los Angeles home. One reason they host events like this is to support the human rights of these communities including Article 27 of the Universal Declaration of Human Rights: "Everyone has the right freely to participate in the cultural life of the community, to enjoy the arts and to share in scientific advancement and its benefits." The festival also supports the right to freedom of thought, conscience and religion as enshrined in article 18.

Scientology Churches and Scientologists support human rights initiatives. They are inspired by humanitarian and Scientology Founder L. Ron Hubbard who believed "Human rights must be made a fact, not an idealistic dream." In appreciation of this legacy, Bangladeshi community leaders presented a representative of the Church of Scientology with an acknowledgment of Mr. Hubbard for his respect for diversity and the rights and cultures of all people.

The Church of Scientology Los Angeles is an Ideal Scientology Organization, configured to service Scientologists in their ascent to spiritual freedom and serve as a home for the entire community, a meeting ground of cooperative effort to uplift people of all denominations.

An episode of Inside Scientology featuring the Church of Scientology Los Angeles was part of the special when Scientology ecclesiastical leader Mr. David Miscavige launched the Scientology Network in 2018. This episode is available at Channel 320, DIRECTV STREAM, AT&T U-verse and can be streamed at Scientology.tv, on mobile apps and via the Roku, Amazon Fire and Apple TV platforms.

LEARN MORE:

https://www.scientologynews.org/press-releases/

VIDEO:

https://youtu.be/B0xMnowNCYo?si=iXXXaq8KxiXXA98j

Some 1,500 guests from the Los Angeles Bangladeshi community gathered on L. Ron Hubbard Way for their annual Chaand Raat celebration. On the eve of Eid ul Fitr, marking the end of Ramadan, Muslims in India, Pakistan and Bangladesh celebrate Chaand Raat. The term means "The Night of the Moon" in Urdu and it signals the sighting of the crescent moon that ends a month of prayer, fasting and spiritual reflection.

Related link: https://www.scientology.org/

4DDiG Data Recovery Free V10.0.4 Released: Now Recover Up to 2GB Data for Free

NEW YORK, N.Y. /ScoopCloud/ -- Recently, 4DDiG, a leading software company (a unit of Tenorshare), announced the release of 4DDiG Data Recovery Free V10.0.4, which enables Windows users to recover up to 2GB of data at no cost. Although the tool is already a popular name in data recovery solutions, expanding the free recovery limit to 2GB will make it even more appealing among users and provide greater value.

WHY CHOOSE 4DDIG DATA RECOVERY FREE?

Most of the reliable data recovery tools come with a heavy price. Even when there are free versions available for download, the data recovery they offer typically comes with very low limits. For users with limited budgets, 4DDiG Data Recovery Free is the ideal solution. Users can recover up to 2GB of data without paying a dime. When faced with larger and more severe data loss situations, you don't need to worry about additional costs. If you wish to recover unlimited data, then you can simply upgrade to a Pro version.

Tenorshare 4DDiG is now more than just a data recovery tool. A newly added Discovery section within the software provides users with more innovative solutions, including iOS data recovery, duplicate file removal, AI enhancement, and more.

KEY FEATURES OF 4DDIG DATA RECOVERY FREE

In addition to the generous free data recovery allowance, 4DDiG Data Recovery Free also boasts several other key features. Here are some of them:

* User-Friendly Interface: Thanks to its straightforward design, this tool ensures a seamless data recovery experience for both novice and experienced users.

* High Recovery Success Rate: 4DDiG Data Recovery Free utilizes advanced algorithms to scan storage devices thoroughly and retrieve lost data effectively.

* Versatile Data Recovery: Whether it's a computer hard drive, external hard disk, USB drive, SD card, or other storage media, 4DDiG Data Recovery Free supports a wide range of devices, making it versatile for various data recovery scenarios.

* Quick Scan and Deep Scan: The software offers both quick and deep scanning modes. The quick scan option swiftly identifies recently deleted files, while the deep scan thoroughly searches for lost files that may be hidden or fragmented on the storage device.

* Preview Before Recovery: In order to save time and effort, 4DDiG Data Recovery Free allow users to preview recoverable files to select specific items they want to restore.

HOW TO GET FREE DATA RECOVERY ALLOWANCE?

By downloading the software, users automatically receive a complimentary 500MB data recovery limit. Here is how to get an extra 1.5 GB of data recovery for free:

Step 1: Launch the software and click the share button in the top right corner of the interface.

Step 2: Choose to share a post about 4DDiG Data Recovery on Facebook or Twitter.

Step 3: After sharing, your free recovery capacity will increase from the default 500MB to 2GB.

Learn more: https://4ddig.tenorshare.com/free-data-recovery.html

Follow on Social:

Facebook: https://www.facebook.com/4DDiG/

X/Twitter: https://twitter.com/Tenorshare4DDiG

YouTube: https://www.youtube.com/@Tenorshare4DDiGDataRecovery/featured

Recently, 4DDiG, a leading software company (a unit of Tenorshare), announced the release of 4DDiG Data Recovery Free V10.0.4, which enables Windows users to recover up to 2GB of data at no cost. Although the tool is already a popular name in data recovery solutions, expanding the free recovery limit to 2GB will make it even more appealing among users and provide greater value.

Related link: https://www.tenorshare.com/

Easy Way to Remove Apple ID from iPhone without Password – Guide from Tenorshare

NEW YORK, N.Y. /ScoopCloud/ -- One of the most common questions on Reddit is, "How to remove Apple ID from iPhone without password?" We understand that this poses a challenge for many users, says Tenorshare. Therefore, we're here to introduce some simple and practical solutions for you, whether after restoration or using a computer, so please read on to find the answer.

Can I Remove Apple ID From iPhone Without Password?

Yes, you can remove Apple ID from iPhone without password using various methods, including iTunes and third-party unlocker tools.

You may need to remove an Apple ID from your iPhone because:

* You're selling it

* You're switching from iOS to Android

* You've bought a preloved iPhone with the previous owner's ID still synced

However, before you opt for any method to remove the Apple ID, make sure your device is backed-up to prevent data loss. Also, if you're using a third-party app, ensure it doesn't jailbreak your device in the process.

How to Remove Apple ID From iPhone Without Password After Restore?

One of the go-to ways how to remove previous owner Apple ID without password is using iTunes. This method restores your iPhone to its factory version, removing all accounts, passwords, and data synced with it.

However, you must use iTunes to restore your iPhone carefully; it may brick your device if not carried out correctly.

If you're looking for a safe and error-free method how to remove Apple ID from iPhone without password after factory reset, we suggest going for some reliable third-party tools.

How to Remove Apple ID From iPhone Without Password Using Computer?

If you are looking to remove Apple ID from iPhone without password software, we hands-down recommend using Tenorshare 4uKey. It is an iOS unlocker and passcode remover that can also helperase iphone without apple id password.

Some standout features of 4uKey include:

* Compatible With Various Lock Screens: It can unlock passcodes, face IDs, and fingerprint IDs.

* Simple Steps with Guaranteed Success: With 3 easy steps, you can remove Apple ID from your iPhone with 100% success rate.

* No Experience or Skills Required: User-friendly interface makes it ideal for users with no technical expertise.

* Supports iOS 17 and Earlier: 4uKey is compatible with all iOS versions, including iOS 17/16 and earlier.

Remove Previous Owner Apple ID Without Password using Tenorshare 4uKey:

* Download and install 4uKey on your PC and connect your iPhone.

* Follow on-screen instructions to put your device in Recovery/DFU Mode.

* 4uKey will download the firmware specific to your iPhone model and iOS version.

* Once downloaded, 4uKey will remove Apple ID from iPhone without password.

Video Guide: https://www.youtube.com/watch?v=FfSkaBft5SY

About Tenorshare

Tenorshare is a tech company that deals in data recovery, password recovery, system fix, and data management tools; compatible with iOS, Android, Windows, and Mac. Its products have simplified the lives of 10 million users worldwide.

YouTube: https://www.youtube.com/@TenorshareOfficial

Facebook: https://www.facebook.com/TenorshareOfficial/

One of the most common questions on Reddit is, "How to remove Apple ID from iPhone without password?" We understand that this poses a challenge for many users, says Tenorshare. Therefore, we're here to introduce some simple and practical solutions for you, whether after restoration or using a computer, so please read on to find the answer.

Related link: https://www.tenorshare.com/

HitPaw Photo AI V3.3.0 Introduces New ID Photo Feature for Professional Use

NEW YORK, N.Y. /ScoopCloud/ -- HitPaw, an unparalleled multi-media solution, announces the highly anticipated release of HitPaw Photo AI ( https://www.hitpaw.com/photo-ai.html ) V3.3.0. This upgrade goes beyond traditional editing tools with its ID Photo Maker functionality. Say goodbye to the hassle of manually resizing and formatting photos for official documents.

Whether you want to enhance facial features, remove blemishes, or change backgrounds, the new version delivers stunning results with just a few clicks, saving you time and effort while ensuring professional-quality outcomes.

LET'S CHECK THE KEY FEATURES:

* ID Photo Maker: Change Background Color and Photo Size Sample

With ID Photo Maker, you can generate ID photos that meet the exact specifications required for passports, visas, driver's licenses, and more. Simply upload your photo, select the desired template, and let HitPaw do the rest, ensuring compliance with international standards and regulations.

* AI Portraits Generation: Create Stunning Portrait Effects at Home

One of the latest additions to HitPaw Photo AI's arsenal is its groundbreaking AI Portraits feature. Leveraging the latest advancements in artificial intelligence, this innovative tool takes portrait editing to new heights. it empowers users to transform their ordinary photos into extraordinary masterpieces effortlessly.

* Added 10+ Art Styles: Inspire a Unique Touch to Your Photos

With HitPaw Photo AI's 50+ Art Styles, you can explore a wide range of artistic expressions, from watercolor and oil painting to surrealism and pop art. Unleash your imagination, experiment with different styles, and bring your creative visions to life like never before. Whether you're a seasoned artist or a novice enthusiast, HitPaw Photo AI is your ultimate tool for unleashing the full potential of your photos.

Learn more: https://www.hitpaw.com/photo-ai.html

Compatibility and Price:

HitPaw Photo AI is now compatible with Windows 11/10/8/7 64-bit and and macOS 10.15 and above. The pricing starts from $21.99 USD for a month plan.

For more price checking and information, you can visit: https://www.hitpaw.com/purchase/buy-hitpaw-photo-ai.html

About HitPaw:

HitPaw is an emerging software company specializing in video editing, screen recording, watermark removing, image editing, photo enhancing, meme-making, etc. We help users turn their inspiration into reality so that we can generate more ideas to make the world full of more creativity.

To know more, you may visit https://www.hitpaw.com/about.html and https://www.hitpaw.com/

Our Social Media

YouTube: https://www.youtube.com/channel/UCQwRggaotgiMcPbiCOsJeBA

Facebook: https://www.facebook.com/hitpawofficial

X (Twitter): https://twitter.com/HitPawofficial

Instagram: https://www.instagram.com/hitpawofficial/

Pinterest: https://www.pinterest.com/HitPawofficialwebsite/

HitPaw, an unparalleled multi-media solution, announces the highly anticipated release of HitPaw Photo AI V3.3.0. This upgrade goes beyond traditional editing tools with its ID Photo Maker functionality. Say goodbye to the hassle of manually resizing and formatting photos for official documents.

Related link: https://www.hitpaw.com/

Introducing the Cellular 2 Device: Soberlink’s Latest Advancement in Remote Alcohol Monitoring

HUNTINGTON BEACH, Calif. /ScoopCloud/ -- Introducing the new Cellular 2 Device, the latest addition to Soberlink's line of remote alcohol monitoring solutions. Designed with user convenience and global accessibility in mind, the Cellular 2 Device seamlessly combines a sleek design with comprehensive functionality, offering a dependable tool for individuals and professionals in Family Law, Addiction Recovery, and Workplace Compliance.

Enhanced Design and Global Connectivity

The new Cellular 2 Device builds upon the strengths of Soberlink's previous models, featuring a slimmer, more modern form factor and a superior battery life of 14+ days. With its built-in cellular module, the device ensures users can submit tests from anywhere in the world, connecting them to a network of global LTE coverage.

Reliable Test Storing Feature

A key feature that continues to distinguish the Cellular 2 Device is its reliable test storing function. In situations where cellular connectivity is unavailable, the Cellular 2 Device securely stores test data, proactively attempting to transmit stored tests until a connection is restored. This feature ensures that tests are recorded and reported accurately on Soberlink's Advanced Reporting. These calendar-format reports utilize AI to reconcile the time-stamped tests, accurately reflecting the time they were taken, rather than when they were transmitted. The consistent retention and precise reporting of tests during connectivity outages are crucial to Soberlink's commitment to reliability and earning the trust of users.

Simplified User Experience

Aiming to make alcohol monitoring even more straightforward and less intrusive, the Cellular 2 Device boasts an intuitive interface with an LED screen and simple navigation buttons. Enhanced by a device leveling feature that guides users to hold the device in a way that is optimal for built-in facial recognition, the Cellular 2 Device ensures an efficient and smooth user experience.

Testimonials from Cellular 2 Users

"I like the fact that I do not have to hold my cell phone up while taking my test. Makes everything much easier and user friendly."

"The Cellular 2 Device is wonderfully portable."

"It's much easier for travel."

"Thankfully, the device will store tests. Otherwise, I would be dead in the water."

"It is super easy to use... Been using it for a few weeks and only charged it once."

Recognition from Industry Professionals

The functionality and design of Soberlink's devices have garnered positive feedback from various sectors.

Nicola Donaldson, Certified Supervised Counselor, has praised the device, mentioning how, "Soberlink just ticked all the boxes in terms of convenience, portability, and user friendliness. We were really impressed with just how easy it all is."

Family Law professional Sean Wirth also recognizes the value of Soberlink, stating, "I trust [Soberlink] because it's an all-in-one device. You have the facial recognition built-in to a reliable breathalyzer device with real-time results. It just provides a great product for Family Law practitioners and clients."

Dedicated to Quality and Innovation

The Cellular 2, like all Soberlink devices, undergoes a meticulous design, development, testing, and manufacturing process in the United States. This dedication ensures that Soberlink continues to provide reliable, accurate, and high-quality solutions to support accountability for sobriety.

The introduction of the Cellular 2 Device marks a significant achievement as Soberlink strives to continue delivering enhanced and simplified experiences in remote alcohol monitoring. Soberlink invites you to explore the capabilities of the Cellular 2 Device.

Learn more: https://www.soberlink.com/cellular-alcohol-monitoring-device

About Soberlink:

Soberlink supports sobriety accountability with its alcohol monitoring system, combining professional-grade breathalyzers with cutting-edge connectivity. Trusted by professionals in addiction recovery, workplace compliance, and family law, Soberlink's solutions are designed to offer reliability, convenience, and peace of mind.

For additional information about the Cellular 2 Device and Soberlink's full range of products, please visit https://www.soberlink.com/.

MULTIMEDIA:

VIDEO (YouTube): https://youtu.be/U0y_YBYFQBk

Introducing the new Cellular 2 Device, the latest addition to Soberlink's line of remote alcohol monitoring solutions. Designed with user convenience and global accessibility in mind, the Cellular 2 Device seamlessly combines a sleek design with comprehensive functionality, offering a dependable tool for individuals and professionals in Family Law, Addiction Recovery, and Workplace Compliance.

Related link: https://www.soberlink.com/

Domaine Carneros Celebrates Earth Day Every Day

NAPA, Calif. /ScoopCloud/ -- Adding to its multi-decade legacy of environmental stewardship, Domaine Carneros is pleased to share new initiatives that build upon its commitment to producing outstanding wine while continuously striving for best practices in sustainability. Installation of groundbreaking new microgrid technology in 2023 increased Domaine Carneros' commitment to renewable energy. In celebration, the winery is proud to release its first microgrid-powered wine, the 2023 Avant Garde Pinot Noir Rose, "Powered by The Sun." The wine will go on sale on the winery's website on April 22, Earth Day.

The winery's commitment to renewable energy began in 2003 when they installed the largest winery solar installation of its time. Twenty-one years later, the winery has 'amped up' its solar commitment by doubling its solar capacity and connecting to a state-of-the-art microgrid battery system which supplies the winery with approximately 75% of its energy needs. CEO Remi Cohen shares, "At Domaine Carneros, the battery bank becomes charged over the course of a day and the stored energy is utilized to offset peak energy times and can be used in the evenings and overnight. Additionally, the microgrid ensures an independent power source during natural disasters."

In an ongoing effort to safely reduce the weight of their sparkling wine glass while maintaining the structural integrity needed to withstand 70-90 psi pressures, Domaine Carneros has initiated use of a 7% lighter weight bottle while continuing to strive toward future reduction. Seeking a reduction in the impact of shipping those bottles, the winery partners with Wine Direct to ship its wine club shipments, all of which are carbon offset.

The appointment of Allison Wilson as Director of Vineyard Operations early in 2024 brings a wealth of expertise in sustainable farming to its 400 acres of estate vineyards in the Carneros AVA. She brings with her 15 years of experience in sustainable vineyard operations, much of it centered in the AVA she now tends.

From inception, the intention at Domaine Carneros has been to create the best wines and most memorable sparkling wine experiences through healthy land, vines, and people. For the 37 years since its founding, Domaine Carneros has held itself to a high standard with respect to sustainable practices to ensure that the winery lives as lightly on the land as possible while producing excellent grapes, and, of course, wine. Domaine Carneros has sought and received certifications from numerous prestigious sustainable organizations including California Certified Sustainable Winegrowers, Napa Green, Bay Area Green, and Fish Friendly Farming. Annual assessments and audits seek out new areas to improve upon rigorous standards of sustainability not only for the winery, but also for its place in the community and as an employer.

The winery implements the following measures towards continuous improvement:

* Re-use and recycling

* Through composting, recycling, and reuse, over 90% of solid waste is diverted from landfills.

* Water used in the production process is treated and used to irrigate the estate vineyards, saving millions of gallons per year

* A decade-long packaging reuse program, whereby 20-25% of cases and inserts are reused for in-house purposes.

Sustainability Practices

* Solar energy has long been a crucial aspect of Domaine Carneros' sustainability plan, having installed the largest solar collection system of any winery in the world when it was implemented in 2003. In 2023, Domaine Carneros was among the first wineries in the Napa Valley to install a solar microgrid and battery system, which supplies 75% of the winery's power, and ultimately allows the winery to be self-sustaining during power outages.

* The winery's use of skylights, building into the earth, and employing night cooling systems to maintain cellar temperatures all contribute to energy conservation as well as robust employee involvement in daily conservation efforts.

* The winery practices Integrated Pest Management using natural controls for vineyard pests such as boxes to attract owls which feed on voles and using cover crops that attract beneficial insects to control insect pests.

* Grape pomace from harvest is used to feed local cattle in a region of California with historic ties to the dairy business.

Commitment to Employees

* Domaine Carneros holds strong principles of diversity, equity and inclusion, and its staff is reflective of that commitment.

* Through a practice of open book management, employees are inspired and invited to be an integral part of collective success.

* The winery fosters and encourages mentorship for its staff and embraces professional development in the broader wine industry in the form of scholarship offerings and a fellowship.

The winery has been awarded several prestigious honors from the state of California and other well-respected organizations. In April 2023, the winery received the RISE Leadership Award for outstanding waste prevention and greening of its supply chain. In 2020, the winery received the Napa Climate NOW! award for being a Climate Champion in the Business Category. The winery also received the California Green Medal Business Award in 2019 for "demonstrating smart business through efficiencies, cost savings, and innovation from implementing sustainable practices." Only four wineries are awarded the medal each year, so the honor is quite significant given the number of wineries in the state.

Domaine Carneros has been a Bay Area Green Business since 2014, Fish Friendly Farming certified since 2015, Napa Green Vineyard & Winery since 2014 and is Certified by the California Sustainable Winegrowing Alliance since 2015.

ABOUT DOMAINE CARNEROS

Founded in 1987, Domaine Carneros reflects the hallmark of its founder, Champagne Taittinger, in creating a vision of terroir-driven sparkling wine and preserving the quality tenets of the methode traditionelle of sparkling wine production. Located entirely within the Carneros AVA, between Napa and Sonoma counties, the six estate vineyards total approximately 400 acres with 150 acres planted to chardonnay, and 250 acres planted to pinot noir. The winery focuses on making ultra-premium Carneros sparkling wines largely estate grown and limited production pinot noirs.

Learn more at: https://www.domainecarneros.com/

MEDIA CONTACT:

For additional information, images, and interview requests, please contact Kimberly Noelle Charles, DipWSET of Charles Communications Associates at kcharles@charlescomm.com or 415-730-0064.

Adding to its multi-decade legacy of environmental stewardship, Domaine Carneros is pleased to share new initiatives that build upon its commitment to producing outstanding wine while continuously striving for best practices in sustainability. Installation of groundbreaking new microgrid technology in 2023 increased Domaine Carneros' commitment to renewable energy. In celebration, the winery is proud to release its first microgrid-powered wine, the 2023 Avant Garde Pinot Noir Rose, "Powered by The Sun."

Related link: https://www.domainecarneros.com/

Dark Matter Technologies’ Michael Housch named one of North America’s preeminent CISOs

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that its Chief Risk and Information Security Officer Michael Housch has been named to CISOs Connect(tm)'s 2024 list of the top 100 CISOs in North America. Housch was recognized for his role as Dark Matter's chief risk and information security officer as well as for his contributions to the cybersecurity community at large. A member of the Forbes Technology Council, Housch is an information security veteran of two and a half decades who served as CISO of Black Knight (NYSE: BKE) until that company's acquisition by Intercontinental Exchange (NYSE: ICE).

Since 2021, CISOs Connect's annual Top 100 CISOs (C100) has acknowledged the achievements of exceptional security leaders in the United States and beyond who are dedicated to passing on the richness of their accumulated experience to a new generation of cybersecurity practitioners. A panel of ten judges-all CISOs themselves and hailing from such esteemed organizations as Blackstone, American Family Insurance, and McKinsey & Company-evaluated more than 900 nominations before selecting this year's final awardees.

"The immensely valuable role that CISOs play in keeping our world safe and our economies humming has become undeniable as organizations digitize and attacks reverberate across the globe," said John Virden, Miami University Assistant VP for Security, Compliance, and Risk Management & CISO. "Recipients of this award are role models for an industry that will only become more indispensable as time goes by."

"Michael's commitment to safeguarding Dark Matter's digital ecosystem and active role in the InfoSec community sets a gold standard for CISOs everywhere," said Dark Matter CEO Rich Gagliano. "His recognition as one of North America's top CISOs underscores not only his individual expertise but also the collective strength of our cybersecurity initiatives."

CISOs Connect is an interactive community that allows cybersecurity experts to share knowledge through proprietary content, research and analysis while exchanging information, ideas and collaborating with trusted colleagues to make informed business and technology decisions. Watch the virtual award ceremony to see all the 2024 C100 winners: https://www.youtube.com/watch?v=GhvLzrU8hns.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com/.

Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that its Chief Risk and Information Security Officer Michael Housch has been named to CISOs Connect(tm)'s 2024 list of the top 100 CISOs in North America. Housch was recognized for his role as Dark Matter's chief risk and information security officer as well as for his contributions to the cybersecurity community at large.

Related link: https://www.dmatter.com

LenderLogix Q1 2024 Homebuyer Intelligence Report Data Shows Increase in Home Buying Activity and Fees Collected by Fee Chaser

BUFFALO, N.Y. /ScoopCloud/ -- LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced the latest release of the Homebuyer Intelligence Report, a quarterly summary of insights into borrower behavior during the home buying process based on data collected by the LenderLogix suite of tools. The latest report covers data collected during the pre-approval and borrower application process during the first quarter (Q1) of 2024.

Pre-Approvals

In Q1 2024, borrowers generated 53,583 pre-approval letters through LenderLogix's QuickQual pre-approval platform, an increase of 53% from Q4 2023. The average number of pre-approved borrowers per loan officer slightly increased from 20.4 in Q4 2023 to 25 in Q1 2024.

The average pre-approval letter loan amount increased 5% from $294,229 in Q4 of 2023 to $309,771 in Q1. With the average sales price following, increasing 3.7% from $345,351 in Q4 to $358,175. The average down payment size shows a change, decreasing 8% from 14.8% in Q4 to 13.6% in Q1.

Conventional loans remained the most popular loan type for pre-approved borrowers, slightly increasing to 76%. FHA pre-approvals declined incrementally to 17.6% versus 18.5% in Q4. VA (4%) and USDA share (1%) maintain their share from Q4 2023 to Q1.

"Given the jump in QuickQual generated approval letters and the 650% increase in dollar per fee collected through Fee Chaser, all signs point to a promising spring homebuying season," said LenderLogix Co-Founder and CEO Patrick O'Brien. "Lenders are giving borrowers the tools they need to be successful in a hot market and covering their bases with early fee collection to ensure they can take financial advantage of the momentary uptick in volume."

Borrower Conversion

Of the borrowers using QuickQual in Q4 2023, the average number of days between pre-approval and loan submission decreased nearly 10% to 78.29 days, compared to 86.9 days in Q4. The most prolonged duration between pre-approval and application increased slightly from 612 days in Q4 to 699 days in Q1. Despite this significant change, the conversion from borrowers using QuickQual to loan applications increased from 55% in Q4 to 57% in Q1. Within this subset, borrowers generated an average of 7.95 pre-approval letters before converting.

Data from the Homebuyer Intelligence Report is available to the industry free of charge. To learn more about LenderLogix, visit www.lenderlogix.com.

About LenderLogix

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software to meet the needs of today's mortgage lenders. The company's suite of products addresses the speed at which today's real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money. For more information, visit https://www.lenderlogix.com/.

LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced the latest release of the Homebuyer Intelligence Report, a quarterly summary of insights into borrower behavior during the home buying process based on data collected by the LenderLogix suite of tools. The latest report covers data collected during the pre-approval and borrower application process during the first quarter (Q1) of 2024.

Related link: https://www.lenderlogix.com/

Picsello Smart Profit Calculator – a Game Changer for Photography Businesses

NEW YORK, N.Y. /ScoopCloud/ -- In today's fast-paced digital world, photographers find themselves in an increasingly competitive marketplace. This is where Picsello, a comprehensive software platform designed to streamline business operations for photographers, can make a profound difference.

Among its proprietary suite of specialized and innovative photography business tools and services is the Smart Profit Calculator(tm), a powerful tool developed through four years of intensive research. This unique calculator takes the guesswork out of pricing for photographers who want to start or grow their business. Picsello also provides insight into pricing strategies and business growth opportunities.

"There's a good deal of misinformation out there about what, for example, brides pay for wedding photography. Much of that is coming from very large companies - not the average photographer trying to make a living wage," Jane Goodrich, founder of Picsello, says. "This misinformation contributes to clients not understanding the real value of services."

During the course of their four years of research, Picsello gathered information through surveys and interviews from photographers across the globe who had been in business for four years or more. Data revealed average industry costs along with how long it takes to create a profitable business.

Earlier data had shown that for every hour of a photoshoot, there were nine hours of backend work. Goodrich says it was difficult to believe so they set out to disprove it.

"However, what we learned shocked us," she says. "You would think with the advent of technology that the backend times would have lessened, but they've actually increased. That's mostly attributed to marketing time to stay in pace with the competition."

So, what's the average total time spent on a photography business per a one-hour photoshoot? The answer: a stunning 12 hours.

The Smart Profit Calculator helps photographers to correctly price themselves so they can afford to replace their equipment, have backup cameras and file storage solutions as well as afford healthcare and even save for retirement.

Users simply enter specific information about their business, such as financial and time goals, business costs for cameras, computers, memory cards, batteries, etc. The calculator factors in the industry standard business costs, and the industry standard for how long certain types of shoots take - including all of that back-end work that often gets left out. Once the data is figured out, the calculator reveals the price that should be charged in addition to how many photoshoots are needed to hit those business goals. A follow-up email includes tips and resources about how to raise those prices and also offers a scheduled call to help with the overall process.

"Using Picsello's calculator was a game-changer," says Jess Allen, owner of Jess Allen Photography. "It gave me confidence to raise my prices, knowing that I was accurately valuing my time and expertise. Thanks to Picsello, I now charge what I'm worth and my business has flourished."

Choosing Picsello means gaining access to expertise and resources that empower photographers to not just survive, but thrive.

"We want photographers to see us as an indispensable business partner," Goodrich says. "Our goal is to be the voice of all photographers and to empower, support and listen to them."

About Picsello:

Picsello's mission is simple - to help photographers successfully market, maintain and manage their photography businesses.

Jane Goodrich, founder of Picsello, uniquely combines her passion for photography with extensive business and technology expertise. She has more than a decade of experience running a photography business and mentoring photographers who want to run their own. This experience, coupled with her MBA and her time working with major brands at Ogilvy, a leading marketing and advertising agency, has equipped her with a deep understanding of brand development and client engagement.

Picsello's approach to business is strategic and user-centric and the company is at the forefront of technological advancement, continually integrating new features based on evolving market trends and user feedback.

MORE INFORMATION:

Try the Smart Profit Calculator for free: https://app.picsello.com/users/register

Picsello: https://www.picsello.com/

MULTIMEDIA:

VIDEO (YouTube): https://youtu.be/aGJsJLGHn-U

In today's fast-paced digital world, photographers find themselves in an increasingly competitive marketplace. This is where Picsello, a comprehensive software platform designed to streamline business operations for photographers, can make a profound difference.

Related link: https://www.picsello.com/

Realfinity and OnCourse Learning to Make Dual-Licensing a Reality for Real Estate Professionals

MIAMI, Fla. /ScoopCloud/ -- Realfinity, a platform that facilitates dual-licensing for real estate agents, and OnCourse Learning, a comprehensive financial services education provider, are excited to unveil a strategic partnership to redefine mortgage education, training, and testing. This alliance presents a career opportunity for real estate agents to become dual-licensed mortgage loan originators. The combination of both roles aims to provide consumers with increased opportunities and full transparency in their residential real estate transactions.

For real estate professionals, this collaboration focuses on providing a comprehensive education with expert training and testing processes that are both efficient and scalable. These processes will ensure an exceptional learning experience that leads to successfully passing the SAFE exam. By becoming dual-licensed, a real estate agent unlocks a multitude of opportunities to offer their clients mortgage services through the Realfinity platform.

This new career-enhancing move has three main benefits for real estate agents:

1. Provide a unified real estate experience to clients.

2. Earn additional commission on the transaction by providing their client with mortgage opportunities.

3. Reduce client expenses by eliminating extra lender-imposed customer acquisition costs paid by borrowers.

"The partnership between Realfinity and OnCourse Learning represents a significant milestone in our mission to transform mortgages by providing the tools needed for real estate professionals to get their NMLS license," said Luca Dahlhausen, CEO of Realfinity. "By combining our dual-licensed agent-centric origination platform with OnCourse's educational capability, we are poised to offer an experience that is not only engaging and accessible, but effective for real estate agents looking to solidify their value proposition and earn additional commission."

Nafi Gerber, Vice President - Mortgage Education and Compliance at OnCourse Learning, added "We're thrilled to announce our partnership with Realfinity, a move that perfectly aligns with OnCourse Learning's mission of fostering career advancement and facilitating learning goals for individuals in the financial services sector. Collaborating with Realfinity broadens our reach into a new market, guaranteeing that real estate professionals have access to comprehensive courses and opportunities essential for success in today's dynamic industry."

The partnership kicks off with a strategic focus on guiding real estate agents through the mandatory 20-hour federal pre-licensing education, offering both 14-day and 7-day course options. Upon completing the required education, agents gain access to an extensive selection of study materials through Prep XL, prior to passing the SAFE Exam, which consists of 120 multiple-choice questions.

Realfinity and OnCourse Learning are dedicated to a long-term collaboration, enabling Realfinity to offer select real estate agents the opportunity to have their education subsidized and fully integrated into their onboarding experience. This initiative ensures that dual-licensed agents are equipped with the finest educational tools for their immediate licensing needs and for fulfilling ongoing continuing education requirements.

About Realfinity:

Making it easy to offer mortgage services - for any brand.

Realfinity is transforming how mortgages are being offered, sold, and distributed by reducing compliance and technology barriers in the industry. As an enabling infrastructure provider, we support professionals and businesses in offering mortgage services through our origination and processing platform - promoting growth, affordability, and simplicity for all.

For more information about Realfinity and its services, please visit https://realfinity.io/

About OnCourse Learning:

Creating a multidisciplinary training solution.

For 40+ years, OnCourse Learning has delivered pre-licensing, continuing education, professional development, and compliance training to financial institutions and 190,000+ mortgage professionals.

To learn more about OnCourse Learning, please visit: https://www.oncourselearning.com/

Real-Finity Inc., 929 Alton Rd Suite 500, Miami Beach, FL 33139 www.realfinity.io

Realfinity, a platform that facilitates dual-licensing for real estate agents, and OnCourse Learning, a comprehensive financial services education provider, are excited to unveil a strategic partnership to redefine mortgage education, training, and testing. This alliance presents a career opportunity for real estate agents to become dual-licensed mortgage loan originators. The combination of both roles aims to provide consumers with increased opportunities and full transparency in their residential real estate transactions.

Related link: https://realfinity.io/

Click n’ Close Expands DPA Mortgage Product Suite to Include Option for Shared Appreciation

ADDISON, Texas /ScoopCloud/ -- Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announced it has expanded its suite of down payment assistance (DPA) loan products to include a shared appreciation option to help address the affordability challenges facing homebuyers.

"It's no secret that the combination of rising interest rates, limited inventory and growing property appreciation have made it more difficult for potential homebuyers to purchase in today's market. While existing homeowners have benefitted tremendously from skyrocketing home equity, that same trend has put buyers at a tremendous disadvantage," said Click n' Close Owner and CEO Jeff Bode. "By combining our proprietary DPA programs with a shared appreciation option, we're not only helping buyers get into a home more easily but also reap the benefit of homeownership from day one."

Click n' Close's DPA with Shared Appreciation program offers a below-market interest rate for first-lien FHA and USDA loans and a repayable DPA second lien in exchange for up to 40% the home's appreciation during the first five years. After the five-year accumulation period, the shared appreciation amount is added to the second lien and amortized over the remaining term. Program rates start at 4.75% for a 5-1 adjustable rate mortgage (ARM).

DPA with Share Appreciation is available through Click n' Close's retail and wholesale divisions. To learn more and check availability in your market, reach out to Devin Dubuc for retail and Soliman Martinez, Adam Rieke or Kerry Webb for wholesale.

About Click' n' Close, Inc.

Click 'n' Close, Inc., formerly known as Mid America Mortgage, is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels and is also the nation's leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click' n' Close has thrived by retaining its entrepreneurial spirit and leading the market in innovation, including its adoption of eClosings and eNotes.

Combining this culture of innovation with a risk management mindset enables Click' n' Close to deliver new products to market that address the challenges facing both borrowers and third-party originators (TPOs). These innovations include its USDA one-time close construction loans, proprietary down payment assistance (DPA) program and reverse mortgage division. Its direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors afford Click' n' Close direct access to the capital markets, thus ensuring maximum liquidity for its product innovations. By servicing its loan programs in-house, Click' n' Close provides its wholesale and correspondent partners with an additional level of certainty regarding loan salability and superior borrower service over the life of the loan.

Learn more at https://www.clicknclose.com/.

Click n' Close, a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels, announced it has expanded its suite of down payment assistance (DPA) loan products to include a shared appreciation option to help address the affordability challenges facing homebuyers.

Related link: https://www.clicknclose.com/

Mortgage Subservicer Dovenmuehle Hires Aaron Belovsky as Chief Data Officer

LAKE ZURICH, Ill. /ScoopCloud/ -- Dovenmuehle Mortgage, Inc. (Dovenmuehle), a leading residential mortgage subservicer, announced today that it has hired Aaron Belovsky as Chief Data Officer (CDO). In this role, Belovsky will lead data governance, data engineering and machine learning strategies.

"On behalf of Dovenmuehle, we are thrilled to welcome Aaron as our new Chief Data Officer," said Dovenmuehle Senior Vice President of IT George Mynatt. "His unique experience across both highly regulated industries and the service/hospitality sector makes him an invaluable asset to Dovenmuehle in balancing functionality and compliance within our ever-advancing internal and external technology."

Belovsky brings more than two decades of software engineering experience to his position at Dovenmuehle. Most recently, he served as Engineering Manager at Pixelberry Studios, where he contributed to the company's go-to-market strategy and coached the organization on agile methodology. In addition, Belovsky has held software engineering and leadership roles across verticals in healthcare, software consulting, hospitality and government sectors. He also holds numerous certifications, including Professional Scrum Master, Certified C++ Developer and multiple Microsoft certifications.

"I am honored to join the Dovenmuehle team, committing to the mission to transform and elevate our data management and security practices," said Belovsky. "Together, we will work diligently to ensure our data strategies are robust and forward-thinking, meeting the needs of our clients and the industry."

About Dovenmuehle:

Founded in 1844, Dovenmuehle (Lake Zurich, Ill.) is a mortgage subservicer for commercial banks, credit unions, independent mortgage lenders, MSR investors and state housing finance agencies nationwide. The company subservices portfolio loans and loans sold to Fannie Mae, Freddie Mac, Ginnie Mae and the Federal Home Loan Bank with servicing retained. Using a combination of best-in-class and proprietary technology, Dovenmuehle helps lenders reduce servicing costs and deliver consistently high levels of service to homeowners while maintaining compliance with investor and regulatory requirements. Learn more at https://dovenmuehle.com/.

Dovenmuehle Mortgage, Inc. (Dovenmuehle), a leading residential mortgage subservicer, announced today that it has hired Aaron Belovsky as Chief Data Officer (CDO). In this role, Belovsky will lead data governance, data engineering and machine learning strategies.

Related link: https://dovenmuehle.com/

Can We Reverse Record Overdose Deaths? Foundation for a Drug-Free World Says ‘Yes’ and the Key Is Prevention

ATLANTA, Ga. /ScoopCloud/ -- This year's Rx and Illicit Drug Summit highlighted a grim fact of life: "Overdoses and deaths involving synthetic opioids have reached record rates, and every community across our nation is feeling the impact." According to the CDC, more than half of opioid overdose deaths in 10 states studied tested positive for fentanyl. It's time to slam the pedal down on prevention, says Foundation for a Drug-Free World.

"It's time to realize prevention is the only viable solution to the overdose crises," says Drug-Free World Executive Director Jessica Hochman. "Fentanyl has changed the dynamic of drug abuse." The CDC reports that more than half of opioid overdose deaths in 10 states studied tested positive for fentanyl. A 2022 New York Times exposé pointed out "an alarming" portion of overdose deaths among youth came from "counterfeit pills tainted with fentanyl that teenagers and young adults bought over social media."

"The solution is to educate youth so they don't start taking drugs in the first place," says Hochman. "Empower them with confidence that they are doing the right thing in not taking drugs, period."

With more than 4,000 attending the 4-day Rx and Illicit Drug Summit for 2024 in Atlanta, Drug-Free World reached out with a booth to provide their drug education materials and curriculum free of charge to anyone wishing to take effective action.

Based on Scientology Founder L. Ron Hubbard's research finding "the single most destructive element present in our current culture is drugs," Scientology Churches and Scientologists support Foundation for a Drug-Free World whose materials are provided free of charge to schools, civic groups, governments, law enforcement, and individuals and institutions in the private sector.

Watch the Drug-Free World public service announcements and The Truth About Drugs-Real People, Real Stories documentary on the Scientology Network, and episodes of Voices for Humanity to see the program in action. The Scientology Network is available on DIRECTV Channel 320, DIRECTV STREAM, AT&T U-verse and streams at Scientology.tv, on mobile apps, and via the Roku, Amazon Fire and Apple TV platforms.

LEARN MORE:

https://www.drugfreeworld.org

MULTIMEDIA:

https://www.drugfreeworld.org/news/

VIDEO:

https://www.scientology.tv/documentaries/the-truth-about-drugs.html

https://www.scientology.tv/documentaries/they-said-they-lied.html

This year's Rx and Illicit Drug Summit highlighted a grim fact of life: "Overdoses and deaths involving synthetic opioids have reached record rates, and every community across our nation is feeling the impact." According to the CDC, more than half of opioid overdose deaths in 10 states studied tested positive for fentanyl. It's time to slam the pedal down on prevention, says Foundation for a Drug-Free World.

Related link: https://www.drugfreeworld.org/

Foster Group Recognized as a 2024 Gallup Exceptional Workplace Award Winner

WEST DES MOINES, Iowa /ScoopCloud/ -- On March 27, 2024, Foster Group received recognition as a 2024 Gallup Exceptional Workplace Award winner. This is the seventh time Foster Group has received this award, placing them among eleven other companies to achieve this distinction. The award recognizes organizations that have created and remain dedicated to a culture of engagement at the core of their business strategy.

"The culture at Foster Group is built on the strength of all of our team members choosing to passionately rally around our vision of helping our team, our clients, and our communities experience meaningful and generous lives. This is an essential part of our day-to-day interactions," said Buck Olsen, CEO. "The foundation of our team is built upon our values of care, character, and competence. Our team embodies these values, and it shows up in the relationships we have with each other, and with the clients we have the privilege of serving."

Backed by Gallup's world-class analytics and research into high-performance workplaces, for more than a decade, Gallup has presented this honor to organizations that have proven their ability to achieve exceptionally high levels of workplace engagement by investing in their people.

Foster Group is one of just 60 total employers chosen worldwide.

PLEASE SEE IMPORTANT DISCLOSURE INFORMATION, ADVERTISING DISCLOSURE INFORMATION, AND THE LIMITATIONS OF ANY RANKING/RECOGNITIONS, at www.fostergrp.com/disclosures. A copy of our written disclosure Brochure as set forth on Part 2A of Form ADV is available at www.fostergrp.com. For specific details about the award, visit www.fostergrp.com/who-we-are/industry-recognition. Working with a highly-rated advisor does not ensure that a client or prospective client will experience a higher level of satisfaction or performance. This award should not be construed as an endorsement of the advisor by any client.

About Foster Group Inc.

Since 1989, the team at Foster Group has been committed to helping you feel Truly Cared For®. Spanning our ownership over 3 generations of employees to help ensure client relationship continuity is just the start. Being an SEC-regulated fiduciary and our belief in fee-only compensation structures with our clients also ensures that we put your best interests first.

We believe in clients having full-access to the collective abilities of all our team members, rather than being served by just a single advisor. And, perhaps most importantly, we are committed to going beyond the portfolio, to understand the hearts and purposes of our clients.

We display our values-driven approach not just in what we say, but in how we serve our clients, our communities, and our fellow team members. By advancing our advice with science and getting the right people in the right positions, we are in constant pursuit of a better client experience.

We offer clients a full complement of financial services, including investment management for individuals and institutions, qualified retirement plan consulting and design, and advanced financial planning services.

We invite you to enter into a conversation, into our world of expertise, and into a long-lasting relationship in which we do everything within our power to live up to our promises.

Foster Group is registered as an investment adviser and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.

Learn more at: https://www.fostergrp.com/

On March 27, 2024, Foster Group received recognition as a 2024 Gallup Exceptional Workplace Award winner. This is the seventh time Foster Group has received this award, placing them among eleven other companies to achieve this distinction. The award recognizes organizations that have created and remain dedicated to a culture of engagement at the core of their business strategy.

Related link: https://www.fostergrp.com/

Dr. Melissa Prutch Steps Into Excellence with Modern Foot & Ankle

WESTCHASE, Fla. /ScoopCloud/ -- Modern Foot & Ankle, a leading podiatric group with offices in Florida and Texas, proudly announces the addition of Melissa Prutch, DPM, to its esteemed team of foot and ankle specialists.

Dr. Prutch brings a wealth of experience and a deep commitment to patient care to the practice, further enhancing its mission to provide high-quality podiatric healthcare to the communities it serves. Having lived in Tampa for several years and completed her residency locally, she considers Florida her home and is thrilled to provide care for her community.

"I am excited and humbled to work for Modern Foot & Ankle at the Lutz and Westchase locations," said Dr. Prutch. "I look forward to treating my neighbors and fellow Floridians."

At Modern Foot & Ankle, patients have access to advanced on-site diagnostic equipment that helps physicians provide efficient diagnoses. The group's commitment to cutting-edge technology and a patient-centric approach were key factors that drew her to join.

"Modern Foot & Ankle cares about the physicians and the patients equally," Dr. Prutch remarked. "The company is built on a strong foundation of teamwork, compassion, and providing the best services possible.

"As a young physician, I have trained in the technology-based medical world," she continued. "I am experienced with advanced surgical techniques, digital X-ray technology, and ultrasound technology."

Patients can expect personalized, evidence-based care from Dr. Prutch. She underscores the essential nature of patient education and collaboration in patient management.

"The patient is the key," she emphasized. "Participation from both the patient and the doctor is of the utmost importance when developing a treatment plan."

Dr. Prutch provides comprehensive foot and ankle healthcare and specializes in heel pain therapy, forefoot elective surgeries, sports medicine, and diabetic foot care. She says she offers a well-rounded approach to the treatment of foot pathologies and aims to ensure patients leave the office feeling confident in their treatment plan.

"Each appointment gives me an opportunity to teach, help, heal, and improve a patient's pain, health, and activity level," said Dr. Prutch. "It's rewarding to contribute to the enhancement of an individual's overall well-being."

Foot-pain sufferers seeking compassionate foot and ankle care are encouraged to visit Dr. Prutch at the Lutz and Westchase clinics, which are located at 1005 N. Dale Mabry Highway in Lutz and 10954 Sheldon Road in Westchase. She will practice at these offices alongside Drs. Adam Siegel, Sagar Shah, and Ryan Haaksma.

For appointments and inquiries, patients can visit http://book.mfahealth.com/ or call 1-844-MODERN9.

About Modern Foot & Ankle®

Through Big-City Technology. Small-Town Care.® Modern Foot & Ankle is reshaping the patient experience and curating a progressive model for podiatric healthcare. Our physicians provide comprehensive medical and surgical solutions for foot and ankle conditions in Florida and Texas. With 24/7 online booking and check-in, extended office hours, advanced on-site equipment, and cutting-edge treatment options, Modern Foot & Ankle serves patients efficiently, comfortably, and on their schedule.

For more information, visit https://www.modernfootankle.com/.

MEDIA CONTACT:

Lindsay Siegel, Modern Foot & Ankle

Phone: (813) 549-5678

Email: marketing@mfahealth.com

RELATED LINKS:

https://www.modernfootankle.com/podiatrists/dr-melissa-prutch

Modern Foot & Ankle, a leading podiatric group with offices in Florida and Texas, proudly announces the addition of Melissa Prutch, DPM, to its esteemed team of foot and ankle specialists. Dr. Prutch brings a wealth of experience and a deep commitment to patient care to the practice, further enhancing its mission to provide high-quality podiatric healthcare to the communities it serves.

Related link: https://modernfootankle.com/

2024 The Best Pokemon Go Spoofer for iOS 17

NEW YORK, N.Y. /ScoopCloud/ -- MocPOGO for iOS now supports iOS 17! This means you no longer need to use a computer to change your location on your iPhone or inside an AR game, such as Pokemon Go and Monster Hunter Now. As one of the first apps to support iOS 17, MocPOGO is always innovating!

Supporting iOS 17 was not an easy task, and the MocPOGO team spent an extraordinary amount of time researching it. And finally brought a brand new version." We put our users' needs first, and after months of research and development we finally brought them satisfaction. But it was all worth it!" says a MocPOGO spokesperson.

Pokemon Go as the most popular AR game in the world, there are many players are facing a problem which is there are many situations that can prevent players from getting out and playing Pokemon. That's where MocPOGO comes in. This amazing Pokemon Go spoofing app allows you to change location in seconds. You can catch more rare Pokemon at home!

Best Pokemon Go Spoofing App for iOS 17

MocPOGO for iOS is the best choice when you need to change location in Pokemon Go. Here are the full features you can use:

1. Change GPS location: Teleport to anywhere with just one click, no jailbreak and no complicated steps.
2. Simulate GPS Movement: Fake GPS movements like a real man, you can also customize the walking speed.
3. Display Cooldown Timer: After each teleport, MocPOGO gives you a cooldown corresponding to the distance you teleported to avoid breaking the cooldown rules.
4. GPS Joystick: By using the GPS Joystick, you can accurately capture the rare Pokemon.

3 Steps to Use MocPOGO for iOS

No complicated steps, only a few steps you can effortlessly spoof Pokemon Go on iOS 17.

1. Download and install MocPOGO for iOS on your iOS device, and launch it.
2. Select the location on the map or search the destination, then confirm it.
3. Now, you will see the "Go" option on the map, click on it and your location will be teleported to this place.

Get MocPOGO for iOS with 20% OFF! To give back to new and existing customers, as well as to celebrate the release of the new version. Buy MocPOGO for iOS now and enjoy 20% OFF! Don't miss the best Pokemon Go Spoofer for iOS 17!

Learn More about MocPOGO for iOS: https://mocpogo.com/iphone-location-changer-app/

About MocPOGO:

MocPOGO is a software company specializing in location change, created this powerful location changer after an in-depth study of users' location change needs. You can always trust MocPOGO for iOS to spoof Pokemon Go without any hassle! Also, MocPOGO has helped more than 100,000 users in 100+ countries.

For more details: https://mocpogo.com/

MocPOGO for iOS now supports iOS 17! This means you no longer need to use a computer to change your location on your iPhone or inside an AR game, such as Pokemon Go and Monster Hunter Now. As one of the first apps to support iOS 17, MocPOGO is always innovating! Supporting iOS 17 was not an easy task, and the MocPOGO team spent an extraordinary amount of time researching it.

Related link: https://mocpogo.com/

iToolab AnyGo – The Best GPS Location Changer App for iOS 17

NEW YORK, N.Y. /ScoopCloud/ -- Many iOS 17 users are facing the problem that there is no working iOS location changer app that compatible with iOS 17! You must use a computer, but not directly on your iPhone. The good news is that iToolab AnyGo launched the latest version of the app today! It allows you to change your location at any time on your iOS phone without the need for a computer!

"A lot of time has been put into overcoming this technical challenge over the past few months! We always put the needs of our users first and are always on the road to innovation. In order to help users to solve the problem," says the iToolab spokesperson.

Why You Need A iPhone Location Changer App

In many cases you may need to change iPhone location to protect your privacy. Especially when you want to fake location on social apps. So, a good iOS location changer app is all you need. With iToolab AnyGo for iOS App, you can fake GPS location on iPhone anywhere or anytime without limitation.

Outstanding features of iToolab AnyGo for iOS

* No Jailbreak Requires: Without jailbreaking your iPhone, it changes iOS GPS location in an effortless manner.

* One-Click to Change GPS Location: With only 3 steps you can easily change iPhone location whenever you need it.

* Customized Route & Speed: Using this iOS location changer app, you can customize your routes, speed just like you are walking.

* Wide Compatibility: It is compatible with iOS 13 to iOS 17.

* Free Trial Version: You can try the iToolab AnyGo for iOS for free at the first time. Buy or not, depending on how you feel about using it.

You can now buy AnyGo for iOS with 20% OFF, here is more details:
https://itoolab.com/buy/anygo-for-ios/

How to Change iPhone Location without Computer [iOS 17 Supported]

iToolab AnyGo for iOS is the best location changer for iPhone user, it supports the latest iOS 17 and there is no jailbreak required or complicated steps.

* Install AnyGo for iOS app on your iOS device, and launch the app.

* Select the location on the map or search the location in the search box.

* Tap the "Go" option on the map and your iPhone GPS location will change to the specified location.

About iToolab:

iToolab is a famous software company in Hong Kong, it has helped more than 100,000 users in 100+ countries. iToolab AnyGo is a stellar product that solves location change problems perfectly. For now, the app version of iToolab AnyGo has become one of the most popular location change apps for iOS and supported by hundreds of thousands of users. iToolab AnyGo for iOS will always be the first choice! Don't miss this amazing iOS 17 location changer app and try it today!

For more details, please visit:

Official Website: https://itoolab.com/

Facebook: https://www.facebook.com/itoolab

X/Twitter: https://twitter.com/IToolab

YouTube: https://www.youtube.com/@iToolab

Many iOS 17 users are facing the problem that there is no working iOS location changer app that compatible with iOS 17! You must use a computer, but not directly on your iPhone. The good news is that iToolab AnyGo launched the latest version of the app today! It allows you to change your location at any time on your iOS phone without the need for a computer!

Related link: https://itoolab.com/

4DDiG Partition Manager Version 2.9.0 Released with New Features for Personal Disk Management

NEW YORK, N.Y. /ScoopCloud/ -- Recently, 4DDiG (a unit of Tenorshare) launched version 2.9.0 of its highly acclaimed 4DDiG Partition Manager. This latest release not only allows users to repair and clone disks from a dead computer but also enables them to remove recovery partitions in just a few clicks. With its simplicity and versatile functionality, 4DDiG Partition Manager V2.9.0 has become the go-to choice for personal disk management.

What Are New Features of 4DDiG Partition Manager?

* Clone or Repair Disk from Non-Bootable Computer: As a USB bootable disk cloning software, 4DDiG Partition Manager can assist you in easily accessing the dead computer and cloning the hard disk drive. Therefore, you don't have to worry about any data loss due to Windows boot issues.

* Remove Recovery Partition: Recovery partitions can occupy a significant amount of disk space, particularly on smaller SSDs or laptops. If you are desperate for additional disk space, 4DDiG Partition Manager can help you delete them with just one click. Prior to deletion, this tool also offers disk cloning feature to ensure the safety of important data.

"While there are various methods to accomplish these tasks, the advantage of using 4DDiG Partition Manager is that it greatly simplifies the process," said Terrance, the Marketing Director at 4DDiG. "Whether you're a tech enthusiast or a computer novice, our software is designed to meet your disk management requirements effectively and efficiently."

The Whole Functions of 4DDiG Partition Manager

4DDiG Partition Manager continues to offer a comprehensive set of features, including:

* Comprehensive Partition Management: Resize, split, create, delete, and format partitions to optimize disk space usage.

* Create Bootable USB: Burn the in-built program or any other ISO image file to USB.

* MBR to GPT Conversion: Prepare for Windows 11 upgrade by converting MBR-partitioned disks to GPT format without data loss.

* Efficient Whole Hard Drive Cloning: Effortlessly clone entire hard drives for secure data backup and transfer.

* One-click Windows OS Migration to SSD: Seamlessly migrate Windows operating systems to solid-state drives without the hassle of reinstalling the system.

* Partition Repair and Recovery: Powerful tools to repair, recover, and restore partitions from various storage devices.

Price and Availability

Three pricing plans, based on your needs:

* $12.95 for a one-month license

* $40.95 for a one-year license

* $59.95 for a lifetime license

During the spring promotion, you can enjoy an additional 30% discount when purchasing 4DDiG Partition Manager. Learn more: https://4ddig.tenorshare.com/4ddig-partition-manager.html

About 4DDiG

Over the past decade, 4DDiG has been committed to providing innovative software solutions to global users. Originally focused on data recovery, 4DDiG later expanded into areas such as disk management, AI enhancement, and file repair. As an industry leader, 4DDiG has always prioritized user satisfaction.

For more information, please visit: https://4ddig.tenorshare.com/

Follow on Social:

Facebook: https://www.facebook.com/4DDiG/

X/Twitter: https://twitter.com/Tenorshare4DDiG

YouTube: https://www.youtube.com/@Tenorshare4DDiGDataRecovery/featured

Recently, 4DDiG (a unit of Tenorshare) launched version 2.9.0 of its highly acclaimed 4DDiG Partition Manager. This latest release not only allows users to repair and clone disks from a dead computer but also enables them to remove recovery partitions in just a few clicks. With its simplicity and versatile functionality, 4DDiG Partition Manager V2.9.0 has become the go-to choice for personal disk management.

Related link: https://www.tenorshare.com/

Bringing Solace and Help in the Aftermath of a Violent Act of Terror

MUNICH, Germany /ScoopCloud/ -- In July 2016, an armed shooter killed nine and injured 16, leaving Munich reeling. A team of volunteers from The Way to Happiness Association sponsored by the Church of Scientology of Munich literally took matters into their own hands. They began giving copies of The Way to Happiness to people one-on-one, beginning with those living or working in the district where the shootings took place.

July 2016 also saw terrorist attacks in Ansbach and Wuerzburg, and in December another in Berlin. The movement to share The Way to Happiness quickly spread throughout the country, adopted by other Scientology Churches and their The Way to Happiness groups.

The Way to Happiness is a common-sense guide to better living written by author, humanitarian, and Scientology Founder L. Ron Hubbard. Its 21 precepts provide a roadmap to a better, kinder, happier way of life. These volunteers turned to the booklet, knowing it has been used to bring calm to entire regions in turbulent times. Wherever they went, volunteers kept copies of the booklet with them in many different languages. Whether riding in a subway or tram, or stopping for a coffee, they shared the booklet with those they met. Following the directions in the first pages of the book, they contacted people, handed them a booklet with their own name written on the cover, and gave them a copy to read and others to hand to people they knew who could also benefit from reading it.

Hundreds of thousands of booklets have since been passed hand to hand in Germany.

A sampling of the stories they heard from those they reached out to with The Way to Happiness illustrates the power of this activity.

A volunteer handed a booklet to a woman who was on her way to visit friends in Switzerland. On her return to Munich, the woman told him that when she arrived, her friend "was very sad, her self-confidence was gone. She was really depressed. Then I read to her from the booklet. 'This booklet was meant especially for me,'" my friend told me." By the end of the visit, the friend was no longer hopeless. When she cried now, it was from happiness, in appreciation of what her friend had shared with her.

A volunteer received a letter from a person he'd give the booklet to. "I was very surprised by the content of the booklet as I had never read so much wisdom with such remarkable clarity," the man wrote. He asked the volunteer for 10 copies in German and Polish and five in English so he could pass them on to his friends.

"I wanted to give the booklet to a young man," said one of the volunteers, "but he told me 'You gave that to me before.' I asked, 'What did you like best?' and he was beaming when he answered 'That you don't have to worry if you play by the rules.'"

Another told the volunteer that he has his booklet at home and he reads it again and again to refresh himself on the concepts and apply them. He described what he learned from The Way to Happiness as "essential."

A woman wanted to help a friend who had given up after years of battling cancer. She gave The Way to Happiness to her friend, who paid her a surprise visit a few days later, her entire appearance changed. "This is the most beautiful book," the friend told her. "I totally changed my viewpoint. I decided to survive!"

A security officer at a shopping mall in Stuttgart told the volunteer that thefts in the mall had declined since they began distributing The Way to Happiness in the area.

In the first chapter of the booklet, Mr. Hubbard writes:

True joy and happiness are valuable.

If one does not survive, no joy and no happiness are obtainable.

Trying to survive in a chaotic, dishonest and generally immoral society is difficult.

Any individual or group seeks to obtain from life what pleasure and freedom from pain that they can....

Without too much trouble, using this book, you can help them survive and lead happier lives.

While no one can guarantee that anyone else can be happy, their chances of survival and happiness can be improved. And with theirs, yours will be.

It is in your power to point the way to a less dangerous and happier life.

Pass it on!

For more information, visit The Way to Happiness Foundation website to read the full text of the booklet online. Watch The Way to Happiness book on film on the Scientology Network. Or visit the nearest Scientology Church to open or become a volunteer of a local The Way to Happiness group.

LEARN MORE:

https://www.thewaytohappiness.org

https://www.scientologynews.org/press-releases/

https://www.xn--scientology-mnchen-y6b.de/

VIDEO:

https://www.scientology.tv/documentaries/the-way-to-happiness.html

https://www.scientology.tv/documentaries/common-sense-for-life.html

In July 2016, an armed shooter killed nine and injured 16, leaving Munich reeling. A team of volunteers from The Way to Happiness Association sponsored by the Church of Scientology of Munich literally took matters into their own hands. They began giving copies of The Way to Happiness to people one-on-one, beginning with those living or working in the district where the shootings took place.

Related link: https://www.scientology.org/

Idaho Governor Brad Little is Recognized as the ‘Friend of Rural Water’

BOISE, Idaho /ScoopCloud/ -- Idaho Rural Water Association (IRWA) is extremely proud to recognize and honor Governor Brad Little with its prestigious annual award, "Friend of Rural Water." Each year, the award is presented to a champion of rural water who has made a significant contribution in helping public drinking water and wastewater utility systems throughout the state. On April 4, 2024, IRWA's CEO, Shelley Roberts presented the well-deserved award to Governor Little at the IRWA annual Spring Conference Awards Dinner in Boise, Idaho.

Governor Little was acknowledged for his outstanding leadership and achievements related to water during the past few years. These include supporting tens of millions of strategic investments in long-term water projects and safe water systems for rural Idaho communities. His "Leading Idaho" initiative and recommendation to invest in Idaho resulted in an additional $115 million in water and sewer grant funds that were made available during last year's legislative session with the support of the Idaho House and Senate members.

More than two hundred projects benefited from this additional investment through infrastructure cost assistance or engineer planning studies. IRWA is especially grateful to Governor Little for recognizing the importance of clean, safe drinking water to provide all Idaho citizens; and for understanding the challenge of keeping up with regulatory requirements and the growing financial demands of maintaining dated, failing infrastructure.

About Idaho Rural Water Association

Idaho Rural Water Association (IRWA) is a 501(c)3 non-profit corporation providing training and technical assistance to drinking water and wastewater utility systems in Idaho with populations under 10,000. IRWA is comprised of over 365 direct member utility systems in Idaho. These members elect a seven-member Board of Directors that volunteer their time to govern the Association.

IRWA's mission is to provide training and technical assistance to help Idaho's rural communities deliver safe drinking water to its citizens while maintaining the high quality of life Idahoans hold so dear.

For more information, visit https://www.idahoruralwater.com/

Idaho Rural Water Association (IRWA) is extremely proud to recognize and honor Governor Brad Little with its prestigious annual award, "Friend of Rural Water." Each year, the award is presented to a champion of rural water who has made a significant contribution in helping public drinking water and wastewater utility systems throughout the state. On April 4, 2024, IRWA's CEO, Shelley Roberts presented the well-deserved award to Governor Little at the IRWA annual Spring Conference Awards Dinner in Boise, Idaho.

Related link: https://www.idahoruralwater.com/

United for Human Rights Brings Its Cutting-Edge Program and Technology to the National School Boards Association Conference 2024

NEW ORLEANS, La. /ScoopCloud/ -- United for Human Rights brought its youth-friendly human rights program to NSBA24 - National School Boards Association (NSBA) Conference for 2024 in New Orleans April 6 to 8. The purpose of NSBA is "to ensure each student everywhere has access to excellent and equitable public education governed by high-performing school board leaders and supported by the community." So how does human rights education relate to this endeavor?

"Human rights education is essential," says United for Human Rights Coordinator Emma Sims.

A recent article in the Washington Post found nearly 200 incidents of suicides by children bullied at school. "Parents whose bullied children end their lives are seeking to hold schools accountable. More and more are filing suit... 'It's a wake-up call to schools around the country that unless you protect our children, you will be in the same position'" said an attorney representing one of these families.

"There could be no more important issue than to guarantee the safety of our children at school," says Sims. "When youth learn their rights as laid out by the UN Universal Declaration of Human Rights, they realize that bullying isn't just a personal problem. It's a violation of their rights. We know of many instances where youth who have completed this curriculum take responsibility for the safety of their classmates. Those who would earlier simply stand by and watch while their classmates are bullied take action personally or alert their teachers or school resource officers to get help with what's going on.

"But educators or administrators are often balked by budget cuts or simply lack the time to design a compelling curriculum that will get through to kids about human rights and their importance."

This was a key reason United for Human Rights organized a booth at NSBA24 - to inform school board members that the United for Human Rights educator package is available to them free of charge. Included in the package:

* An Educator's Guide

* The Story of Human Rights, a powerful film that defines human rights for anyone

* 24 copies of The Story of Human Rights booklet

* Discussion questions

* Assignments that require application of theory

* Glossary of terms, references to print and online resources

"Bullying and discrimination are a brutal fact of life in our schools. When young people are educated on the Universal Declaration of Human Rights, they realize these antisocial behaviors are not simply something that is an inevitable fact of life. UHR is motivated by the belief that despite myriad human rights abuses in the world today, if youth truly understood the 30 rights enshrined in this United Nations document and insisted on their own rights and the rights of others, we could create a sea change in society in a single generation," says Sims.

United for Human Rights and Youth for Human Rights are supported by Scientology Churches and Scientologists, making it possible to provide materials free of charge to educators, civic and community leaders and anyone wishing to educate youth on the Universal Declaration of Human Rights. The program was inspired by humanitarian and Scientology Founder L. Ron Hubbard, who believed "Human rights must be made a fact, not an idealistic dream."

"The best way to achieve this," says Sims, "is through education."

For more information, visit the website of United for Human Rights or watch The Story of Human Rights and Thirty Rights Brought to Life on the Scientology Network.

LEARN MORE:

https://humanrights.com

https://youthforhumanrights.org

https://www.scientologynews.org/press-releases/

MULTIMEDIA

https://www.humanrights.com/course/

VIDEO:

https://www.scientology.tv/documentaries/the-story-of-human-rights.html

https://www.scientology.tv/documentaries/30-rights-brought-to-life.html

United for Human Rights brought its youth-friendly human rights program to NSBA24 - National School Boards Association (NSBA) Conference for 2024 in New Orleans April 6 to 8. The purpose of NSBA is "to ensure each student everywhere has access to excellent and equitable public education governed by high-performing school board leaders and supported by the community." So how does human rights education relate to this endeavor?

Related link: https://www.humanrights.com/

Spodak Dental Group Celebrates Earth Month with 11th Annual Beach Cleanup

DELRAY BEACH, Fla. /ScoopCloud/ -- The Spodak Dental Group team participated in their 11th Annual Beach Cleanup as part of Earth Month, with a goal to help rid waste on Delray Beach's local beach. The cleanup was held Saturday, April 6 at Delray Beach, South Tower 3, and a team of 67 volunteers picked up more than 200 pounds of trash.

It is estimated that a garbage truck's worth of plastic enters the ocean every minute. With plastic use expected to double by 2040, the team feels that it's imperative that continued action is taken to both remove as much waste from the community as possible, as well as educate community members on the importance of reducing, reusing and recycling.

"The beach cleanup is more than just picking up litter. It's about creating awareness in our community. It's about partnering with other local organizations that have an Earth-conscious mindset, and it's about sharing the importance of taking care of the planet with our younger generation," said Dr. Craig Spodak, general dentist at Spodak Dental Group. "We are proud to continue our commitment of taking the very best care of our community, and look forward to continuing to do so every chance we get."

Spodak Dental Group partnered with Trashy Mermaids, a Delray Beach-based volunteer organization that is passionate about protecting the beach and its inhabitants. The beach cleanup event was part of the Great American Cleanup, which is a project of Keep America Beautiful. The Great American Cleanup events during the month of April include a massive removal of litter and illegal dumping from public spaces, including neighborhoods, roadways, waterways, parks, schools, and more.

About Spodak Dental

The Spodak Dental Group, an Inc. 5000 honoree, has evolved to become South Florida's premier, comprehensive dental facility, and comprises a world-class association of dental professionals poised to provide full-service dental care second-to-none in both scope and skill. The Spodak Dental Group team includes General and Restorative Dentists, Endodontists, Periodontists, Board Certified Oral and Maxillofacial Surgeons, Master Ceramic Artists and Anesthesiologists, as well as one of the nation's only in-office dental labs. Call/text (561) 303-2413 or visit https://www.spodakdental.com/ for more information.

The Spodak Dental Group team participated in their 11th Annual Beach Cleanup as part of Earth Month, with a goal to help rid waste on Delray Beach's local beach. The cleanup was held Saturday, April 6 at Delray Beach, South Tower 3, and a team of 67 volunteers picked up more than 200 pounds of trash.

Related link: https://www.spodakdental.com/

The Black Chamber of Arizona Elevates Black Business Landscape with ImpactAZ Supplier Diversity Class of 2024

PHOENIX, Ariz. /ScoopCloud/ -- Building on its commitment to supporting small business owners, the Black Chamber of Arizona, in partnership with the Millionaire Mastermind Academy, is proud to announce the induction of 30 entrepreneurs into the 2024 class of its ImpactAZ Supplier Diversity Readiness Business Accelerator Program. This multi-year initiative, a cornerstone of Arizona's efforts to enhance supplier diversity, continues to offer critical resources to justice-impacted entrepreneurs, veterans, and women-owned businesses aiming for economic success and growth.

The journey for diverse entrepreneurs begins on April 24th with a kickoff event. Participants will meet their mentors, listen to insights from public and private sector leaders, and undergo a comprehensive business and leadership assessment to shape their strategic growth plans.

ImpactAZ combines in-person and online classes, mentorship, access to capital classes, hands-on capabilities statement training, technical assistance, executive leadership training, and more. With $200,000 in scholarships from our sponsors, participants access these resources for free, highlighting our commitment to inclusivity and economic growth.

Governor Katie Hobbs has recognized the significance of this initiative by declaring January 26, 2024, as "ImpactAZ Day" in light of the program's contributions to expanding Arizona's economy and supporting its minority-owned businesses. In its first year, ImpactAZ participants were awarded $2 million in contracts, expanded business operations by 40 percent, and received access to $300,000 in capital funding, demonstrating substantial progress toward achieving diverse supplier registration and employment growth.

The ImpactAZ program was designed to increase procurement opportunities with corporations and government entities, preparing business owners to compete for and win contracts effectively. With Fortune 500 companies spending about 2% annually with minority-owned suppliers - significantly below the intended 10-15% - the Chamber sees a substantial opportunity for growth and improvement in supplier diversity practices.

Dr. Velma Trayham, the newly appointed CEO of the Black Chamber of Arizona, emphasizes the program's strategic approach: "With ImpactAZ, we're focusing on increasing contracting opportunities and access to capital. By responding to the data from the State of Black Business report, we aim to elevate these businesses from poverty to significant contributors to our economy."

"Through the expertise and training it offers, ImpactAZ has demonstrated that it can help Black businesses and entrepreneurs secure new opportunities," said Deanna Murphy, Southwest Corporate Responsibility Manager for JPMorgan Chase. "Businesses are winning contracts, scaling and creating jobs while lifting the economy and closing the racial wealth gap. We're excited to continue our partnership with the program."

The 2024 cohort includes businesses from healthcare, transportation, manufacturing, real estate, services, and technology, demonstrating the program's broad appeal. This program is supported by JPMorgan Chase, Arizona Public Service (APS), the Arizona Hispanic Chamber of Commerce, Greater Phoenix Economic Council (GPEC), Bank of America, ViaWest Group, and the City of Scottsdale, all dedicated to fostering inclusive economic development.

"ImpactAZ is a game changer, providing essential resources for entrepreneurs and connecting them with capital resources," said Monica Villalobos, CEO of the Hispanic Chamber of Commerce. "Scaling businesses is a major challenge for Arizona's economy, and ImpactAZ is part of the solution." The Arizona Hispanic Chamber of Commerce is a proud recipient of the federal Capital Readiness Program grant to provide technical assistance to small businesses for traditional lending. Teaming up with ImpactAZ will significantly boost resources for small businesses. Our partnership with the Black Chamber demonstrates our commitment to allyship. Together, we are stronger," she concluded.

As the ImpactAZ Supplier Diversity Business Accelerator Program enters its next phase, we invite community leaders, potential partners, and the media to support and celebrate this vital work. Together, we can advance Arizona's more inclusive and thriving economic future. Please contact the Black Chamber of Arizona to get involved.

About ImpactAZ

ImpactAZ is a statewide multi-year supplier-diversity accelerator that provides minority entrepreneurs with technical assistance, mentoring, public and private business exchange opportunities, and access to capital to increase readiness for contracting opportunities. The fundamental objective of IMPACTAZ is to close the racial wealth gap using entrepreneurship as an engine. IMPACTAZ is an official program of the Black Chamber of Arizona in partnership with the Millionaire Mastermind Academy Inc. For more information, visit https://impactaz2025.com/

About the Black Chamber of Arizona

The Black Chamber of Arizona is dedicated to improving the economic development of its business members and the community. Through programs, workshops, and advocacy, the Chamber commits itself to fostering a conducive economic environment for thriving businesses. https://www.blackchamberaz.com/

Building on its commitment to supporting small business owners, the Black Chamber of Arizona, in partnership with the Millionaire Mastermind Academy, is proud to announce the induction of 30 entrepreneurs into the 2024 class of its ImpactAZ Supplier Diversity Readiness Business Accelerator Program. This multi-year initiative, a cornerstone of Arizona's efforts to enhance supplier diversity, continues to offer critical resources to justice-impacted entrepreneurs, veterans, and women-owned businesses aiming for economic success and growth.

Related link: https://www.blackchamberaz.com/

Secured Signing for Bullhorn now uses AI to automatically send documents for signatures!

MOUNTAIN VIEW, Calif. /ScoopCloud/ -- Secured Signing, a pioneer in digital signatures and remote online notarization solutions, is thrilled to announce the release of a revolutionary new feature designed exclusively for Bullhorn users. Secured Signing integrates with Bullhorn and provides a one stop Digital Signature solution that delivers a full range of form completion and eSigning capabilities.

This innovative addition focuses on empowering recruiters to enhance their signing processes with automated triggers, setting a new standard for efficiency in the recruitment industry.

Introducing Secured Signing for Bullhorn - Trigger Rules!

With this latest addition, recruiters can now effortlessly automate their document signing processes through the establishment of trigger rules. This powerful functionality enables the automatic sending of preset documents or forms when the Bullhorn record's status fields updates or changes.

But that is not all - you can track the entire signing process seamlessly within Secured Signing for Bullhorn a single view.

These trigger rules create a transformative and dynamic workflow that not only saves valuable time, eliminates double data entry and effort but also redefines how recruiters navigate essential paperwork. Secured Signing for Bullhorn - Trigger Rules is the key to unlocking an automated, more efficient, and organized recruiting experience.

Continuous Innovation at the Core

Secured Signing's Simple, Smart, and Secured platform is at the forefront of technology development, delivering automated and inclusive experiences across Bullhorn communities. This latest feature exemplifies the commitment to providing innovative solutions that cater to the evolving needs of recruiters.

Mike Eyal, Founder, Director says, "At Secured Signing, we are dedicated to simplifying and securing document workflows for recruiters. The Trigger Rules feature is a significant change, offering an unparalleled level of automation that transforms how recruiters manage their paperwork. We believe this AI innovation will redefine the recruiting landscape in collecting data and get documents signed faster."

For media inquiries, please contact:

Lianca van Oudtshoorn, Marketing Content Manager at Secured Signing - lianca.vo@securedsigning.com

About Secured Signing:

Secured Signing, a global leader in digital signature solutions, stands at the forefront of revolutionizing how organizations worldwide manage their document workflows. With a commitment to continuous innovation, the company provides a user-friendly and secure platform, simplifying the process for businesses of all sizes.

By combining simplicity, intelligence, and security, Secured Signing redefines the way organizations handle their digital signatures, offering a Simple, Smart, and Secured solution to meet the evolving needs of modern businesses.

Learn more: https://www.securedsigning.com/

RELATED LINKS:

https://www.securedsigning.com/integrations-api/bullhorn/

https://www.securedsigning.com/support/bullhorn-setup-status-trigger-rules/

Secured Signing, a pioneer in digital signatures and remote online notarization solutions, is thrilled to announce the release of a revolutionary new feature designed exclusively for Bullhorn users. Secured Signing integrates with Bullhorn and provides a one stop Digital Signature solution that delivers a full range of form completion and eSigning capabilities.

Related link: https://www.securedsigning.com/

Honoring the 100th Anniversary of L. Ron Hubbard Becoming the Nation’s Youngest Eagle Scout

WASHINGTON, D.C. /ScoopCloud/ -- L. Ron Hubbard joined the Boy Scouts in Tacoma, Washington, in 1923, in the early years of Scouting, a movement founded by Robert Baden-Powell in 1910. By the spring of 1924, Ron had not only earned an impressive 21 badges, he also led Washington, D.C., Troop 10 to victory in the Washington Post-sponsored Scout Advancement Competition and was one of four youths to represent Scouting at President Calvin Coolidge's Presidential Celebration of National Boys' Week. Five days later, two weeks after celebrating his 13th birthday, L. Ron Hubbard became the nation's youngest Eagle Scout.

March 25, 2024, marked this golden anniversary as an Eagle Scout. Representatives of the Church of Scientology received an array of awards and acknowledgments on his behalf in recognition of this accomplishment and his life of service, including:

* A letter of recognition from the President of the National Eagle Scout Association honoring the centennial of L. Ron Hubbard becoming a Scout

* A Pacific Harbors Council certificate of recognition and a trail named in his honor at Camp Thunderbird

* A letter of recognition from the Boy Scouts of America executive director

* A certificate from the U.S. House of Representatives

Mr. Hubbard was also recognized by the U.S. Forest Service (Olympic National Forest) in commemoration of the 50th Anniversary of the Wilderness Act, for photographs he took as a Scout on his Kodak Autographic Model camera when he led hikes from Camp Parsons into the wilderness areas of Olympic National Forest.

He was also part of a team of 13 Eagle Scouts from western Washington state who built Eagle Trail on Mt. Rainier in 1924 - one of the first trails built by Eagle Scouts for the National Park Service, a tradition that continues today.

"Of all the various information which became important to me," wrote Mr. Hubbard, "such as photography, woodlore, signaling and many other subjects, the basis of it was laid in Scouting. I am very indebted to a great many, very fine men who gave their time and attention to a restless, boisterous and extremely active boy and teenager, and I must have tried their patience many times but I never heard of it from them."

In its 2015 Collector's Edition, Smithsonian Magazine featured L. Ron Hubbard as one of the 100 most significant Americans of all time and among the 11 most influential religious figures in American history.

Described as a man who lived 20 lifetimes in the span of one, he was a best-selling author who holds the Guinness World Record for the most published works by one author. His extraordinary discoveries on the human mind and spirit led to his founding Scientology-the world's youngest major religion and the only major religion with the voice of its Founder intact, recorded in public lectures delivered over the course of a quarter-century.

L. Ron Hubbard: In His Own Voice is a Scientology Network original series of autobiographical vignettes of Mr. Hubbard in his own words and his own voice. Watch it on the Scientology Network on DIRECTV Channel 320, DIRECTV STREAM, AT&T U-verse, and streaming at Scientology.tv, on mobile apps, and via the Roku, Amazon Fire, and Apple TV platforms. Since launching with an introduction by Mr. David Miscavige in March 2018, the Scientology Network has been viewed in more than 240 countries and territories worldwide in 17 languages. Scientology Network launches its new season Monday, April 15.

LEARN MORE:

https://www.scientologynews.org/press-releases/

https://lronhubbard.org

MULTIMEDIA

https://www.scientology.tv/series/l-ron-hubbard-in-his-own-voice/

VIDEO:

https://www.scientology.tv/series/l-ron-hubbard-in-his-own-voice/trail-of-discovery.html

https://www.youtube.com/watch?v=_VaMOa5Hh7E

L. Ron Hubbard joined the Boy Scouts in Tacoma, Washington, in 1923, in the early years of Scouting, a movement founded by Robert Baden-Powell in 1910. By the spring of 1924, Ron had not only earned an impressive 21 badges, he also led Washington, D.C., Troop 10 to victory in the Washington Post-sponsored Scout Advancement Competition and was one of four youths to represent Scouting at President Calvin Coolidge's Presidential Celebration of National Boys' Week. Five days later, two weeks after celebrating his 13th birthday, L. Ron Hubbard became the nation's youngest Eagle Scout.

Related link: https://www.scientology.org/

Floify prepopulates loan applications for borrowers using data on file in Total Expert

BOULDER, Colo. /ScoopCloud/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced an enhanced integration with customer engagement platform Total Expert. This collaboration enables loan originators to effortlessly send pre-populated loan applications to borrowers, leveraging the existing data within Total Expert. This feature is designed to streamline the loan origination process for lenders and enhance the application experience for borrowers by reducing redundant data entry.

The integration harnesses borrower data previously collected, either from past transactions or during the nurturing process. This advancement proves particularly beneficial as lower interest rates are anticipated to spur increased refinancing and home equity loan originations. It offers a more efficient origination process for lenders and a smoother, less repetitive application process for borrowers.

Floify allows lenders to create customizable borrower journeys without costly development work and automated task workflows that promote lending efficiency. Its user-friendly borrower portal lets borrowers apply for and track mortgage loans on any device. Total Expert's customer engagement and intelligent automation platform improves the loan officer's sales productivity and automates communications to help lenders deliver an enhanced customer journey.

"The Floify-Total Expert direct connection allows lenders to use the best sales experience automations offered by Total Expert in conjunction with the great user experience of Floify," said Sofia Rossato, Floify's president and general manager. "This integration responds to a growing demand from lenders for tools that provide both their LOs and customers with greater convenience and a more modern technology experience."

"We are excited that originators already using both products are reporting an increase in conversion and pull-through rates, along with gaining customer accolades," said Dan Catinella, Chief Lending Officer at Total Expert "Our team continues to innovate quickly and deliver impactful technology to help our customers as the industry seeks to maximize the loan officer's productivity and provide an unparalleled customer experience at the point of sale and during the origination process."

Plano, TX-based Benchmark Mortgage already uses both Floify and Total Expert and was a beta tester for the enhancement.

"Instead of providing the same information again and again, like you might need to on several forms during a doctor visit, this connection pre-populates data for customers, saving them a lot of time and frustration. Plus, it reduces the number of systems loan officers need to go into Encompass to find customer data. It's really a huge time-saver all around," said Garrett Finkelstein, Vice President of Marketing at Benchmark Mortgage.

About Floify

Floify is a digital mortgage automation solution that streamlines the loan process by providing a secure application, communication, and document portal between lenders, borrowers, referral partners, and other mortgage stakeholders. Loan originators use the platform to collect and verify borrower documentation, track loan progress, communicate with borrowers and real estate agents, and close loans faster. The company is based in Boulder, Colorado and is a subsidiary of Porch Group, Inc. ("Porch Group") (NASDAQ: PRCH). For more information, visit the company's website at https://floify.com/ or on social media at Facebook, LinkedIn, or Twitter / X.

Forward-Looking Statements

Certain statements in this release may be considered "forward-looking statements" within the meaning of the "safe harbor" provisions of the United States Private Securities Litigation Reform Act of 1995. Although the Company believes that its plans, intentions, and expectations reflected in or suggested by these forward-looking statements are reasonable, the Company cannot assure you that it will achieve or realize these plans, intentions, or expectations. Forward-looking statements are inherently subject to risks, uncertainties, assumptions, and other factors which could cause actual results to differ materially from those expressed or implied by such forward-looking statements. Generally, statements that are not historical facts, including statements concerning the Company's possible or assumed future actions, business strategies, events, or results of operations, are forward-looking statements. These statements may be preceded by, followed by, or include the words "believes," "estimates," "expects," "projects," "forecasts," "may," "will," "should," "seeks," "plans," "scheduled," "anticipates," "intends," or similar expressions.

These forward-looking statements are based upon estimates and assumptions that, while considered reasonable by Porch and its management at the time they are made, are inherently uncertain. Factors that may cause actual results to differ materially from current expectations include, but are not limited to: (1) expansion plans and opportunities, and managing growth, to build a consumer brand; (2) the incidence, frequency, and severity of weather events, extensive wildfires, and other catastrophes; (3) economic conditions, especially those affecting the housing, insurance, and financial markets; (4) expectations regarding revenue, cost of revenue, operating expenses, and the ability to achieve and maintain future profitability; (5) existing and developing federal and state laws and regulations, including with respect to insurance, warranty, privacy, information security, data protection and taxation, and management's interpretation of and compliance with such laws and regulations; (6) the Company's reinsurance program, which includes the use of a captive reinsurer, the success of which is dependent on a number of factors outside management's control, along with reliance on reinsurance to protect us against loss; (7) uncertainties related to regulatory approval of insurance rates, policy forms, insurance products, license applications, acquisitions of businesses or strategic initiatives, including the reciprocal restructuring, and other matters within the purview of insurance regulators; (8) reliance on strategic, proprietary relationships to provide the Company with access to personal data and product information, and the ability to use such data and information to increase transaction volume and attract and retain customers; (9) the ability to develop new, or enhance existing, products, services, and features and bring them to market in a timely manner; (10) changes in capital requirements, and the ability to access capital when needed to provide statutory surplus; (11) the increased costs and initiatives required to address new legal and regulatory requirements arising from developments related to cybersecurity, privacy, and data governance and the increased costs and initiatives to protect against data breaches, cyber-attacks, virus or malware attacks, or other infiltrations or incidents affecting system integrity, availability and performance; (12) retaining and attracting skilled and experienced employees; (13) costs related to being a public company; and (14) other risks and uncertainties discussed in Part I, Item 1A, "Risk Factors," in the Company's Annual Report on Form 10-K for the year ended December 31, 2022, and in Part II, Item 1A, "Risk Factors," in our Quarterly Report on Form 10-Q for the quarter ended March 31, 2023, as well as those discussed in subsequent reports filed with the Securities and Exchange Commission ("SEC"), all of which are available on the SEC's website at www.sec.gov.

Nothing in this release should be regarded as a representation by any person that the forward-looking statements set forth herein will be achieved or that any of the contemplated results of such forward-looking statements will be achieved. You should not place undue reliance on forward-looking statements, which speak only as of the date of this release. Unless specifically indicated otherwise, the forward-looking statements in this release do not reflect the potential impact of any divestitures, mergers, acquisitions, or other business combinations that have not been completed as of the date of this release. Porch does not undertake any duty to update these forward-looking statements, whether as a result of changed circumstances, new information, future events or otherwise, except as may be required by law.

Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced an enhanced integration with customer engagement platform Total Expert. This collaboration enables loan originators to effortlessly send pre-populated loan applications to borrowers, leveraging the existing data within Total Expert. This feature is designed to streamline the loan origination process for lenders and enhance the application experience for borrowers by reducing redundant data entry.

Related link: https://floify.com/

Optimal Blue Announces Promotion of Rick Allen to Chief Operating Officer

PLANO, Texas /ScoopCloud/ -- Optimal Blue today announced that it has elevated Rick Allen to chief operating officer (COO). Most recently serving as Optimal Blue's chief administrative officer, Allen brings more than 35 years of experience in the housing industry to his senior leadership role. Throughout his tenure at Optimal Blue, Allen has played an integral role in the enhancement and delivery of products to add exceptional value to the company's clients. In his new role as COO, Allen will provide greater operational oversight across all areas of the company, including opportunities to enhance efficiencies and streamline execution.

"Our clients have long relied on our technology and data to operate profitably and efficiently, and our ability to serve them has always come from our own ability to operate with agility," said Allen. "It's a privilege to step into this role and assume executive oversight of Optimal Blue's operations so we can continue delivering the highest quality products and services to our customers and partners."

Prior to joining Optimal Blue in 2017 as vice president of business strategy, Allen built his decades of experience across both the lending and vendor sides of the housing industry. This included roles in client services and product management at Mortgagebot, as well as a position as vice president of mortgage lending at the company now known as TD Bank.

"Optimal Blue is laser-focused on the most meaningful initiatives that deliver the best value and ROI to clients - especially in dynamic market conditions," said Scott Smith, interim CEO of Optimal Blue and president of Andromeda, Constellation Software Inc. "Rick has been a respected leader at Optimal Blue for many years, and his promotion to COO allows him to lend even more of his expertise across all operational areas and product solutions in ways that underscore our commitment to our customers. This is a true 'win' for our business and clients alike."

About Optimal Blue

Optimal Blue is a market leader in mortgage secondary marketing technology. The company facilitates transactions among mortgage market participants through its Marketplace Platform, actionable data, and technology vendor connections. The platform supports a range of functions for originators and investors to automate and optimize core processes related to product, pricing, and eligibility, hedge analytics, MSR valuation, loan trading, social media compliance, and counterparty oversight. The company's premier products are used by 68% of the top 500 mortgage lenders in the U.S.

For more information on Optimal Blue's end-to-end secondary marketing automation, visit OptimalBlue.com.

Optimal Blue today announced that it has elevated Rick Allen to chief operating officer (COO). Most recently serving as Optimal Blue's chief administrative officer, Allen brings more than 35 years of experience in the housing industry to his senior leadership role. Throughout his tenure at Optimal Blue, Allen has played an integral role in the enhancement and delivery of products to add exceptional value to the company's clients.

Related link: https://www2.optimalblue.com/

beycome.com expands Its R/EVOLUTIONARY Real Estate Services to Michigan, Empowering Homeowners and Buyers

DETROIT, Mich. /ScoopCloud/ -- In a groundbreaking move that's set to change the Michigan real estate landscape forever, beycome (beycome.com), the innovative platform that's already redefined real estate in 9 states, announces its arrival in Michigan. This expansion is more than just a new market; it's a new dawn for Michigan homeowners and buyers, offering them unparalleled control and savings in their real estate transactions.

Having facilitated over 13,000 property closures, beycome.com brings a tried-and-tested model to Michigan. This model has not only saved its users over $130 million in unnecessary fees but has also credited buyers that use beycome with 2/3 of the traditional commission fees. Through a suite of advanced online tools, an Online Co-pilot "Artur," and a wealth of resources, beycome.com ensures that anyone can navigate the real estate market with ease and confidence.

Nico Jodin, CEO and founder of beycome.com, expresses his enthusiasm about the expansion: "We're not just launching in Michigan; we're expanding our vision. Our aim is to democratize the real estate process, shifting the power back to where it belongs - with the homeowners and buyers. Michigan's vibrant real estate scene is ripe for this transformation, and we're here to facilitate that."

Michigan's residents now have access to beycome's comprehensive services, including extensive listing exposure, cutting-edge marketing tools, legal document templates, negotiation aids, and "Artur," their AI copilot, alongside a dedicated support team, everything starting @ $99 flat fee. For the future buyers, credit to them up to 2/3 of the real estate commission. These resources are crafted to simplify, enhance, and economize on the real estate journey from listing to closing.

Sam Odio, VP of sales and co-founder, emphasizes the company's mission: "Real estate transactions should be transparent, straightforward, and inclusive. At beycome, we empower our users to take the reins, ensuring they're supported every step of the way to a successful closure."

beycome.com's entry into Michigan is more than an expansion-it's a commitment to continue transforming real estate transactions, making them more accessible, affordable, and user-centric than ever before. Michigan's home buyers and sellers are invited to experience the future of real estate with beycome.com.

About beycome:

beycome.com is the trailblazing online platform that's reshaping the real estate industry. By arming homeowners and buyers with top-tier tools, resources, and support, beycome.com facilitates direct selling and buying, saving substantial amounts in fees and commissions. Dedicated to transparency, efficiency, and empowerment, beycome.com is revolutionizing real estate for the digital era.

Learn more at: https://www.beycome.com/

In a groundbreaking move that's set to change the Michigan real estate landscape forever, beycome (beycome.com), the innovative platform that's already redefined real estate in 9 states, announces its arrival in Michigan. This expansion is more than just a new market; it's a new dawn for Michigan homeowners and buyers, offering them unparalleled control and savings in their real estate transactions.

Related link: https://www.beycome.com/

New Jersey Youth Soccer launches an integrated training platform with Stack Sports and etrainu

TRENTON, N.J. /ScoopCloud/ -- New Jersey Youth Soccer, Stack Sports, the largest provider of sports management solutions, camps, recruiting, and elite player development software, and etrainu, alongside US Youth Soccer is excited to announce the launch of a new integrated training platform on Sports Connect. Through this new integration, the USYS University will be available to all USYS members with New Jersey Youth Soccer (NJYS) leading the charge as the first State to leverage the integration. As pioneers in sports tech adoption, NJYS has created a connected ecosystem for every club utilizing the SportsConnect platform.

This integration allows NJYS to deliver a Single Sign-On (SSO) experience, enabling youth soccer clubs in New Jersey to access the USYS University directly via the Sports Connect platform. The integration will also allow NJYS and member clubs to seamlessly relay course completion results into the Sports Connect platform, facilitating greater ease of learning management and reporting requirements. This will enhance the capabilities organizations have to better understand their data through the already best-in-class insights platform on Sports Connect.

"Through our partnership with US Youth Soccer and etrainu, Stack Sports is thrilled to unveil this new integrated platform on Sports Connect. This advancement marks a significant step forward in enhancing the experience for all USYS members, with New Jersey Youth Soccer leading the way as the first state to implement this innovative solution," said Adam Abney, GM of Sports Connect. "Together, we're transferring the sports experience and giving time back to organizations so they can focus on what matters most."

In line with their innovative approach to best utilize the USYS University, NJYS has also leveraged etrainu's in-house Studio team for course development. etrainu is supporting NJYS in developing the State Certificate and "Y" Course in an autonomous format. The course covers topics aimed at equipping soccer coaches with the necessary skills and knowledge to successfully run clubs and training sessions, as well as satisfaction of the NJ Little League Law for volunteer coaches. The courses are expected to launch in their new digital format later this Spring.

"New Jersey Youth Soccer is proud to partner with etrainu and Stack Sports to pioneer solutions that democratize access to practical soccer education," said Ryan Foley, Operations Manager for New Jersey Youth Soccer. "This integration serves as a model for other USYS members and State Associations, and NJYS is excited to help deliver the implementation."

"We are excited to release the etrainu and Sports Connect integration for the USYS University," said Paul Hoon, CEO at etrainu. "We also want to thank New Jersey Youth Soccer for their commitment to innovation, as the first State association to implement the integration. We look forward to seeing the impact this has on the soccer community."

The integration with Sports Connect is available to other State associations through the USYS University. If you're interested in leveraging the integration with SportsConnect, please reach out to the Sports Connect team: https://sportsconnect.com/get-started/

About New Jersey Youth Soccer

New Jersey Youth Soccer is a youth soccer organization affiliated with the US Youth Soccer and the US Soccer Federation. It is comprised of more than 110,000 players ranging from 5 to 19 years old, 10,000+ coaches, and thousands of volunteers.

The association governs recreational and travel soccer clubs at multiple skill levels. It also operates the NJ Olympic Development Programs (ODP), State Cup tournaments, coach certification programs, and TOPSoccer, a program for children with special needs.

NJYS aims to establish soccer as the premier sport in New Jersey. It seeks to unite, connect, grow, empower the youth soccer community, and instill a lifelong passion for the game. Learn more: https://www.njyouthsoccer.com/

About Stack Sports

With over 50 million users in 35 countries, Stack Sports is a global technology leader in SaaS platform offerings for the sports industry. The company provides world-class software and services to support national governing bodies, youth sports associations, leagues, clubs, parents, coaches, and athletes. Some of the largest and most prominent sports organizations including the U.S. Soccer Federation, Little League Baseball and Softball, and Pop Warner Little Scholars rely on Stack Sports technology to run and manage their organizations.

Stack Sports is headquartered in Dallas and is leading the industry one team at a time focusing on four key pillars - Grassroots Engagement, Participation Growth, Recruiting Pathways, and Elite Player Development. To learn more about how Stack Sports is transforming the sports experience, please visit https://stacksports.com/.

About etrainu

etrainu is a global leader in community education solutions. Through a sophisticated learning management system and engaging online courses, etrainu is building exceptional communities through education.

With a number of industry-leading integrations, etrainu has created an end-to-end solution for sports organizations. etrainu's education solutions are made easy through creativity, innovation and technology, and their commitment to their sports partners is reflected in the long-term relationships they have with them.

etrainu has partnered with some of the largest sports organizations in the world, including US Youth Soccer, American Youth Soccer Organization (AYSO), PGA Tour, National Lacrosse League, Surf Life Saving Australia, Gymnastics Australia, Aus Cycling, and other national governing bodies.

New Jersey Youth Soccer, Stack Sports, the largest provider of sports management solutions, camps, recruiting, and elite player development software, and etrainu, alongside US Youth Soccer is excited to announce the launch of a new integrated training platform on Sports Connect. Through this new integration, the USYS University will be available to all USYS members with New Jersey Youth Soccer (NJYS) leading the charge as the first State to leverage the integration.

Related link: https://stacksports.com/

EZ-Chow Revolutionizes the Food and Retail Industry with Self-Service Kiosks Addressing Staff Shortages and Supply Chain Disruptions

LOUISVILLE, Ky. /ScoopCloud/ -- EZ-Chow, a leading provider of digital solutions for the food and retail sectors, is proud to announce the launch of its innovative self-service kiosk technology designed to tackle the dual challenges of staff shortages and supply chain disruptions faced by businesses today.

In an era marked by persistent labor shortages and ongoing supply chain disruptions, EZ-Chow's self-service kiosks offer a strategic solution for businesses striving to maintain operational efficiency, enhance customer satisfaction, and drive revenue growth.

VIDEO: (YouTube): https://www.youtube.com/watch?v=H4o6JhXaG2A

Staff Shortages: A Lingering Challenge

Labor shortages have been a longstanding issue in food service and retail industries, exacerbated by high turnover rates, wage competition, and shifting priorities among workers. The recent implementation of the New California Labor and Employment Law of 2024 has added complexity to staffing challenges, with increased minimum wages and expanded paid sick leave impacting business budgets and operations.

"The labor shortage isn't just an inconvenience for businesses; it negatively impacts their operations and bottom line," says Mo Sloan, CEO of EZ-Chow. "Reduced service levels, increased wait times, and employee burnout are just some consequences businesses face."

EZ-Chow's Solution: Self-Service Kiosks

EZ-Chow's self-service kiosks act as strategic allies for businesses, handling repetitive tasks such as order placement, payment processing, and basic customization options. This reduces reliance on staff, improves efficiency, and empowers customers to enjoy a seamless and personalized experience.

"Our self-service kiosks are more than just fancy touchscreens; they're tools that help businesses conquer staffing challenges," explains Sloan. "By automating routine tasks, businesses can free up valuable human employees to focus on higher-value activities, improving service levels and customer satisfaction."

Supply Chain Disruptions: Navigating Uncertainty

Businesses face significant challenges due to supply chain disruptions caused by natural disasters, pandemics, geopolitical tensions, and logistical failures. They impact product availability, inventory management, pricing, and demand forecasting.

"Managing supply chain disruptions requires agility and real-time visibility," notes Sloan. "EZ-Chow's self-service kiosks offer operational customizations, dynamic menu displays, and omnichannel integration, helping businesses optimize their operations."

Empowering Businesses for Success

EZ-Chow's comprehensive digital solutions, including self-ordering kiosks and digital ordering platforms, empower businesses to navigate challenges effectively and deliver exceptional customer service.

"If you're ready to take the next step to excellence, EZ-Chow can be your trusted partner," says Sloan. "Our advanced digital solutions ensure operational excellence despite staffing shortages and supply chain hurdles. Contact us today to learn more!"

Learn more: https://ez-chow.com/digital-ordering-platform/

About EZ-Chow:

Sloan started EZ-Chow in 2015 to help small restaurants in need of an online ordering platform that would integrate with its point-of-sale (POS) system. EZ-Chow has solutions such as an Online Ordering Solutions and Self-Ordering Kiosk Solutions that integrate into your existing POS systems. To learn how EZ-Chow can help you with these initiatives and more, get started by contacting us here.

Learn more: https://ez-chow.com/

X/Twitter - https://twitter.com/ez_chow

LinkedIn - https://www.linkedin.com/company/ez-chow

Facebook - https://www.facebook.com/ez.chow.pos.integrated.online.ordering

*LOGO link for media: https://ez-chow.com/wp-content/uploads/2019/09/ez-chow-logo-2020.png

EZ-Chow, a leading provider of digital solutions for the food and retail sectors, is proud to announce the launch of its innovative self-service kiosk technology designed to tackle the dual challenges of staff shortages and supply chain disruptions faced by businesses today.

Related link: https://ez-chow.com/

Wake Forest Chamber of Commerce Hosts Ribbon Cutting at Capital Powersports

WAKE FOREST, N.C. /ScoopCloud/ -- Capital Powersports, located in Wake Forest, is now carrying CFMOTO, which produces an established range of all-terrain vehicles and on-road motorcycles. This upcoming April 17, 2024, from 12-1:00 p.m. the Wake Forest Chamber of Commerce will be hosting a ribbon-cutting ceremony to honor the new brand being carried here in North Carolina.

Capital Powersports is the largest authorized full-service Powersports dealer in the Raleigh-Durham region and part of the larger known Capital Automotive Group. Capital Powersports offers the largest inventory of Motorcycles, Scooters, Side by Sides, ATVs, Electric Bicycles, and Jet Skis in one location, with an amazing staff to help you find exactly what you need.

The franchised brands that are now carried consist of Honda, Yamaha, Yamaha Power-Assist Bicycles, Kawasaki, Kawasaki JetSki, Suzuki, and now CFMOTO Powersports products. This year they also have plans to expand and bring in the off-road powerhouse Polaris brand of off-road vehicles at their dealership.

To welcome in a recent new brand, CFMOTO, the Wake Forest Chamber of Commerce is hosting a ribbon cutting at Capital Powersports this upcoming April 17th from 12-1:00 in the afternoon. This is to announce the brand to the Raleigh-Durham region and allow guests to demo/ride new CFMOTO on and off-road vehicles. Catering will be provided with free food and drink(s) available and photo opportunities of the premium motorcycles and all-terrain vehicles available around the dealership. Pete Reese, the CFMOTO Regional Manager, will also be in attendance to talk all things CFMOTO during the event for anyone interested in learning more about the brand. There will also be free T-shirts for the first 25 attendees, so make sure you can stop by!

Capital Powersorts can't wait to usher in the new brand, CFMOTO and they hope you can't either! Please join us in welcoming CFMOTO to the Capital Powersports family and participate in the free events held by the Wake Forest Chamber of Commerce and Capital Powersports. We hope to see you there!

To learn more about CFMOTO, please visit their website at: https://www.cfmotousa.com/

To learn more about Capital Powersports and upcoming events, please visit their website at: https://www.capitalpowersports.com/

Capital Powersports, located in Wake Forest, is now carrying CFMOTO, which produces an established range of all-terrain vehicles and on-road motorcycles. This upcoming April 17, 2024, from 12-1:00 p.m. the Wake Forest Chamber of Commerce will be hosting a ribbon-cutting ceremony to honor the n

Related link: https://www.capitalpowersports.com/