Tag Archives: AP

FROM MANY NATIONS, ONE MAINE – Celebrate at 23rd Annual Greater Portland Festival of Nations (FON)

PORTLAND, Maine, July 16, 2025 (SEND2PRESS NEWSWIRE) — Hundreds of international flags will sway in the breeze as summer heats up on Saturday, July 26, 2025, at Deering Oaks Park for the 23rd Annual Greater Portland Festival of Nations (FON). This vibrant celebration is a feast for the eyes and ears, showcasing Maine’s rich cultural diversity while preserving traditions, fostering ethnic understanding, and promoting unity. This year’s theme: “FROM MANY NATIONS, ONE MAINE.”

Festival of Nations in Maine 2025
Image caption: 23rd Annual Greater Portland Festival of Nations (FON) in Maine.

FON is thrilled to welcome back its charismatic chair, Michael O. (Michael Odokara-Okigbo), Portland’s own singing sensation. Now a celebrated singer, songwriter, and actor based in Los Angeles, Lagos, and New York City, Michael O. will headline the festival in a triumphant homecoming. The electrifying Stream Reggae Band returns as the house band, alongside a lineup of talented performers ready to dazzle the crowd.

Attendees will enjoy the scenic beauty of Deering Oaks Park while savoring delicious global cuisines from diverse vendors, dancing to live music, and exploring unique holiday shopping opportunities.

Represented cultures include African American, Armenian, Bosnian, Cambodian, Caribbean, Congolese, French, Finnish, Greek, Hispanic, Irish, East Indian, Italian, Native American, Nigerian, Polish, Romanian, Somali, Sudanese, Thai, Ugandan, and Vietnamese.

The FON is goal is to provide a fun and uplifting experience for families so this year we are proud to announce that Love Lab Studio will provide art activities for children!

Love Lab Studio is a children’s and community art studio located in Portland. They believe art is one of the tools for co-creating a better world. They are so excited to make art with everyone! For more information, please visit https://lovelabstudio.com/.

Highlights include:

  • Two stages of nonstop music and dance performances
  • A family-friendly atmosphere with activities for all ages
  • An expanded children’s area featuring arts & crafts, crown making, flag making, face painting and weaving

Admission is FREE! (Food and gifts available for purchase.)

COME, EAT, SING, DANCE, AND CELEBRATE MAINE’S CULTURAL TAPESTRY!

When: Saturday, July 26, 2025 | 10 AM – 6 PM

Where: Deering Oaks Park, Portland, Maine

More info: https://www.festivalofnationsmaine.com/

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NEWS SOURCE: Greater Portland Festival of Nations


This press release was issued on behalf of the news source (Greater Portland Festival of Nations), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

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Dovenmuehle’s 2024 SOC 1 and SOC 2 Type 2 Reports Validate Robust Internal Controls and Data Security Standards

LAKE ZURICH, Ill., July 16, 2025 (SEND2PRESS NEWSWIRE) — Dovenmuehle Mortgage, Inc., a leading mortgage subservicer, today announced the successful completion of its 2024 Service Organization Control (SOC) 1® Type 2 and SOC 2® Type 2 audits. These independent audits, conducted by the public accounting and business advisory firm Plante Moran, PLLC, affirm Dovenmuehle’s adherence to the highest standards for internal controls, data security, and operational effectiveness.

Dovenmuehle Mortgage
Image caption: Dovenmuehle Mortgage, Inc. logo.

The SOC 1 Type 2 report evaluates the effectiveness of Dovenmuehle’s internal controls relevant to financial reporting, while the SOC 2 Type 2 report examines the effectiveness of Dovenmuehle’s systems and controls related to security, availability, processing integrity, confidentiality, and privacy. Together, the reports provide clients with independent, third-party verification that Dovenmuehle securely manages sensitive information and ensures service reliability.

“Our clients rely on us as a trusted partner in today’s complex regulatory and data security landscape,” said Dovenmuehle Senior Vice President Matt Budy. “These successful audits are a testament to our ongoing commitment to mitigating risk, protecting borrower data, and maintaining the integrity of our systems and reporting processes.”

Dovenmuehle’s SOC 2 Type 2 audit specifically reviews the following trust services criteria:

  • Security: The system is protected against unauthorized access.
  • Availability: The system is available for operation and use as agreed.
  • Processing Integrity – System processing is complete, accurate, timely, and authorized.
  • Confidentiality: Confidential information is safeguarded as committed.
  • Privacy: Personal information is collected, used, retained, and disclosed in accordance with the company’s privacy policy.

The SOC 1 and SOC 2 Type 2 reports are now available to all Dovenmuehle clients via DMIConnect under the “DMI Corporate Documents” tab. Clients can also request the reports from their Account Manager.

About Dovenmuehle

Founded in 1844, Dovenmuehle (Lake Zurich, Ill.) is a mortgage subservicer for commercial banks, credit unions, independent mortgage lenders, MSR investors and state housing finance agencies nationwide. The company subservices portfolio loans, as well as loans sold to Fannie Mae, Freddie Mac, Ginnie Mae and the Federal Home Loan Bank with servicing retained. Using a combination of best-in-class and proprietary technology, Dovenmuehle helps lenders reduce servicing costs and deliver consistently high levels of service to homeowners while maintaining compliance with investor and regulatory requirements. Learn more at https://dovenmuehle.com/.

***
UPDATED 10:41 a.m. PDT to correct an inadvertent typo in the headline and first paragraph.

NEWS SOURCE: Dovenmuehle


This press release was issued on behalf of the news source (Dovenmuehle), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/dovenmuehles-2024-soc-1-and-soc-2-type-2-reports-validate-robust-internal-controls-and-data-security-standards/

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Black Friday Reimagined: A Brand Built for Acquisition

The Black Friday Lifestyle package offers year-round consumer engagement and holiday market leadership - and it's up for sale

MIAMI, Fla., July 15, 2025 (SEND2PRESS NEWSWIRE) — A one of a kind intellectual property suite is now available for full acquisition, offering an unprecedented opportunity to own the Black Friday season, Empire License, Inc. announced today. The Black Friday Lifestyle is not just a brand – it’s an immersive retail experience that blends AI, family entertainment, loyalty rewards, and merchandising into one unforgettable consumer campaign.

Example of Black Friday character | Empire License, Inc.
Image caption: Example of Black Friday character | Empire License, Inc.

THIS EXCLUSIVE PACKAGE INCLUDES:

  • Black Friday Select – A generative AI-powered shopping assistant to guide consumers through deals all year round (AI name).
  • Black Friday Loyalty Rewards Card – A points-based campaign that keeps shoppers engaged year-round and spikes holiday traffic.
  • Black Friday Plush Dolls & Mascot – An AI enabled collectible plush doll and live character for in-store meet-and greets and holiday activations.
  • “Black Friday’s Magical Christmas” – An original annual animated television special that kicks off the holiday shopping season with family-friendly excitement.

“Black Friday has the potential to become to the day black friday what Santa Clause is to Christmas,” says Emory Williams, President and CEO of Empire License, Inc. “Whoever owns this brand will become synonymous with the most powerful shopping day of the year.”

This isn’t a licensing deal – it’s a rare chance to fully acquire a brand that can deliver lasting dominance in holiday marketing, consumer loyalty, and media crossover.

WHY THIS MATTERS:

“Whoever owns Black Friday Lifestyle won’t just participate in the holiday season – they will own it” Williams added. “Every time Black Friday is mentioned, this brand becomes the mental shortcut – the emotional connection for millions of consumers.”

This intellectual property is available for exclusive acquisition, allowing one company to dominate seasonal mindshare, supercharge customer engagement, and become the face of holiday commerce across retail, AI, entertainment, and loyalty marketing.

AN INVITATION TO RETAILERS & MEDIA LEADERS:

Whether you are an Amazon, Apple, Walmart, Disney, Target, Macy’s or another visionary company – this is your chance to command the holiday season like never before. The Black Friday Lifestyle is ready to scale, license, and deliver an unforgettable omnichannel experience.

To receive the confidential investment brief, valuation sheet, and full pitch materials contact: Emory Williams President and CEO, Empire License Inc. https://bfcharacter.com/ — Ph: 657-470-1106. elwill1@yahoo.com.

MULTIMEDIA

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Image caption: Example of Black Friday character | Empire License, Inc.

NEWS SOURCE: Empire License Inc.


This press release was issued on behalf of the news source (Empire License Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/black-friday-reimagined-a-brand-built-for-acquisition/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P127734 NOREL-3B

 

The Wake-Up Call: Challenging Feminism’s Impact on Dating

BURLEIGH HEADS, Queensland, July 15, 2025 (SEND2PRESS NEWSWIRE) — If dating feels like one big performance review and you’re constantly trying to prove you’re good enough, this book is your permission slip to stop. Meet “Stop Hating Dating, Start Being You” (ISBN: 978-1834182261) — the bold and brutally honest read from Gold Coast–based author Sarah van Eck, which is not just shaking up the dating world but also questioning the way feminism has shaped modern love.

Book Cover: Stop Hating Dating, Start Being YOU
Image caption: Book cover, “Stop Hating Dating, Start Being YOU.”

This isn’t your average dating guide. It’s raw, real, and laugh-out-loud relatable — a wake-up call for women caught between independence and intimacy in a world that promised equality but forgot about love.

“If you’re an independent woman and you like to be in control, you don’t want to be swept off your feet. You think not doing it yourself impacts your worth,” Sarah explains.

“Our feminist progression has us steadfast in the need for equality. We wanted to have options; we wanted to show that we were more than the roles cast for us. We wanted liberation from ‘second place’ in the home. But many women are now in a position where we are not only expected to provide, we are no longer looked after.”

“You don’t need to be more perfect. You need to be more you,” Sarah says. “Be wacky, be different, and most importantly, have needs. Psychologically, women need men to be providing for them in some way to feel cared for. The man who wants to be with you, wants to meet your needs!”

Part juicy memoir, part psychological glow-up, “Stop Hating Dating, Start Being You” is for every woman who’s ever cried over a man who couldn’t text back but still liked her Instagram story.

Therapists and wellness experts are already obsessed:

“This book feels like the honest, hilarious conversation I wish I’d had with my best friend at sixteen.” — Katherine Haag, Wellness Consultant & Trauma-Informed Counsellor

“With raw honesty, empowering wisdom and humour, Sarah reminds us that the most important love story we’ll ever live is the one we write for ourselves.” — Georgie Williams, Psychologist

Sarah van Eck dove into the psychology behind why so many women feel “not enough” in love after her life-altering eating disorder diagnosis forced her to stop people-pleasing and corporate grinding.

She blends mindset reframes and psychological research with her own colourful dating history to help others finally date with self-respect.

BOOK SUMMARY:
Title:
“Stop Hating Dating, Start Being YOU: Challenging Your Beliefs to Shift Your Self-Worth”
Author: Sarah van Eck
Genre: Nonfiction / Self-Help / Relationships
Paperback ISBN: 9781834182261
Hardcover ISBN: 9781834182278
eBook ISBN: 9781834182285
Audiobook ISBN: 9781834182292
Available at: Amazon, Audible, and major retailers worldwide

Author Instagram page: https://www.instagram.com/sarahselfworth

NEWS SOURCE: Author Sarah van Eck


This press release was issued on behalf of the news source (Author Sarah van Eck), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/the-wake-up-call-challenging-feminisms-impact-on-dating/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P127727 NOREL-3B

 

CFD Companies’ Support of Social Media Marketing Validated by Adviser Appearance at Jolt! Conference

KOKOMO, Ind., July 15, 2025 (SEND2PRESS NEWSWIRE) — CFD Companies’ efforts to support adviser marketing were validated recently when CFD affiliated financial adviser Rachael Camp was a featured panelist at the 2025 Jolt! Conference. Social media marketing remains prohibited at many financial services firms, but CFD has calculated that the extra regulatory burdens are a part of providing exceptional service to CFD affiliated financial professionals.

CFD Companies
Image caption: CFD Companies logo.

“There is significant effort by the home office to maintain an environment where our financial professionals can leverage modern marketing without stepping out of line. It’s not easy, but we never want to be a reason why our advisers and professionals struggle to grow their business,” said Brent Owens, President of CFD Companies.

The Jolt! Conference is a three-day event hosted by marketing firm Snappy Kraken. As a featured panelist, Ms. Camp shared her experiences using digital tools to foster connections and business growth. The success she has achieved in just three to four years on the platform X (formerly Twitter) is remarkable.

Reflecting on her relationship with CFD, Ms. Camp said, “The encouraging thing to me is that it’s clear that CFD wants to be a partner in my growth, both professionally and personally. I’m sure I could ask for things where the answer might be ‘no,’ but my experience has generally been, ‘Well that’s interesting, let’s look at the regulation and figure this out.’”

Camp will also be taking the main stage at CFD Companies’ annual fall conference this September. The conference is expected to draw over 250 financial advisers who wish to foster growth and innovation. It is also open to non-CFD advisors who are serious about practice growth. It will take place in CFD’s home office auditorium. There is no charge for financial advisers to attend, but space is limited.

About CFD Companies

CFD Companies is home to a fully independent Broker/Dealer and RIA that believes individuals are best served by a financial professional who possesses the freedom to implement personalized planning and investment strategies. The CFD Companies operate on the premise that an adviser’s Broker/Dealer and RIA should act as a partner and resource network, empowering adviser-client relationships through trust, innovative support and a shared commitment to mutual growth.

To learn more about that commitment and the future of your business in partnership with CFD, visit https://www.joincfd.com/cfd-focuses-on-building-community-with-financial-professionals.

MEDIA CONTACT:
Zachary Covert
800-745-7776
contactus@joincfd.com
https://www.joincfd.com

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NEWS SOURCE: CFD Companies


This press release was issued on behalf of the news source (CFD Companies), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/cfd-companies-support-of-social-media-marketing-validated-by-adviser-appearance-at-jolt-conference/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P127707 NOREL-3B

 

Friday Harbor launches open APIs to give mortgage lenders and vendors more integration flexibility

New API suite makes it easy to plug Friday Harbor's AI-powered Origination Assistant into any LOS or POS

SEATTLE, Wash., July 15, 2025 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced the availability of open APIs, giving lenders and vendors a new level of flexibility in how they integrate Friday Harbor into their mortgage tech stack.

Friday Harbor logo
Image caption: Friday Harbor logo.

With Friday Harbor’s open API suite, lenders can now bring the power of AI-assisted file review into any workflow, regardless of which loan origination system (LOS), point-of-sale (POS) platform or internal tools they use. The APIs are fully documented and designed to support rapid onboarding, with developer-friendly guides and real-time support to help lenders and partners get up and running quickly.

“Lenders shouldn’t have to change their tech stack to get the benefits of Friday Harbor,” said Theo Ellis, CEO of Friday Harbor. “With our open APIs, they don’t have to. Now any lender or vendor can easily connect to Friday Harbor and unlock the same speed and accuracy that has helped our customers reduce file touches, cut days off their loan cycles and improve the borrower experience.”

“We saw an opportunity to accelerate our implementation of Friday Harbor using the new open APIs,” said Andrew Badstubner, Chief Information Officer at First Community Mortgage. “The ability to integrate on our own timeline allowed us to put AI-powered origination tools into the hands of loan teams much faster and start delivering value right away.”

In addition to embedding Friday Harbor into custom workflows, vendors such as LOS and POS providers can now use the open APIs to build native integrations that deliver Friday Harbor’s capabilities directly within their user interfaces. Once connected, lenders gain the ability to:

  • Ingest any borrower document and automatically identify conditions within Friday Harbor
  • Use Friday Harbor’s web-native experience to resolve conditions in real time
  • Sync resolved issues and audit-ready documentation back to their system of record

By giving both lenders and tech providers a more flexible path to integration, Friday Harbor’s open APIs support the broader goal of reducing manual work in mortgage manufacturing and enabling a more intelligent, automated loan process.

To access Friday Harbor’s developer documentation or request an API key, visit https://fridayharbor.ai/.

About Friday Harbor

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https://fridayharbor.ai/.

Tags: #mortgagetech #AI #fintech

NEWS SOURCE: Friday Harbor


This press release was issued on behalf of the news source (Friday Harbor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/friday-harbor-launches-open-apis-to-give-mortgage-lenders-and-vendors-more-integration-flexibility/

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Radiodetection and UTTO Elevate Utility Locating with Integrated Field Intelligence

BRISTOL, England, July 14, 2025 (SEND2PRESS NEWSWIRE) — UTTO’s Locate Assurance® now integrates into Radiodetection’s Locate Performance Management™, delivering advanced data-driven solutions and driving the industry forward. This strategic collaboration delivers real-time quality checks, in-depth data analysis and highly accurate mapping for utility locators. The unique system verifies, tracks and manages every locate, leading to improved accuracy, validated mapping and a proactive approach to preventing damages.

UTTO Inc. logo.
Image caption: UTTO Inc. logo.

Suitable for organizations with teams that require data-driven insights, this integration builds confidence in the field, recognizes top performance, and supports critical field work.

Key Benefits for Users:

  • Real-Time Quality Checks: Instantly validate every locate in the field for improved accuracy and reliability.
  • Proactive Damage Prevention:Prevent utility strikes before they happen – with a system that prioritizes safety, reduces costs, and raises locate performance standards.
  • Survey-Grade GNSS Integration:Ensures accuracy is an end-to-end concept. Highly accurate location devices, coupled with the tools to verify correct use, vastly improve the accuracy of mapping points.
  • Seamless Esri GIS Integration:Cloud-based, direct integration with Esri GIS for easy data updates. Once users are satisfied with the accuracy of their digital maps and collected data, updates can be seamlessly pushed to their central GIS system.
  • Enhanced Skills and Recognition:Real-time feedback reinforces best practices and enables organizations to acknowledge and reward excellence.
  • Smarter Locate Confidence:Advanced analytics and intuitive tools help technicians validate their work and make confident decisions on-site.

Executive Perspective

“This integration marks a pivotal moment for the industry,” says Tom Turner, Radiodetection’s Product Management & Marketing Director. “By integrating Radiodetection’s trusted locating technology with UTTO’s advanced analytics, customers can go beyond locating buried infrastructure – they can now validate locate quality in real time, reduce risk, and drive smarter field decisions. This is what the future of damage prevention looks like.”

Alan Haddy, CEO of UTTO, adds: “We’re not just giving technicians better tools – we’re creating a support system that helps technicians succeed every day, building skills, increasing locate precision and feeling empowered in their role. This is how we move the damage prevention industry forward.”

Availability

The enhanced system will be available to new and existing Locate Performance Management customers in the coming weeks. More details on features and launch timing will follow soon.

Looking Ahead

This technical collaboration is just the beginning. Radiodetection and UTTO are committed to ongoing innovation and plan to deliver further exciting solutions to the locating and mapping industry, continuing to set new benchmarks for precision, efficiency, and safety in underground infrastructure management.

About Radiodetection:

Radiodetection is a global leader in developing and supplying innovative test equipment for locating and inspecting underground infrastructure. Its products help utilities, contractors, 811 technicians and professionals worldwide improve safety, reduce costs and enhance operational efficiency.

About UTTO:

UTTO is a U.S.-based tech pioneer offering enterprise digital solutions for underground damage prevention and surveying, with advanced mapping, quality assurance, and immersive VR training tools. Learn more at https://utto.com/.

Contact:
Alberto Iaccarino, Radiodetection – Product Manager, Alberto.Iaccarino@spx.com, Wendy Hart, Radiodetection – Marketing Manager, Wendy.Hart@spx.com, Annie Burns, UTTO – SVP Strategic Alliance & Behavioral Psychology, Annie@utto.com

Locate Assurance is a registered trademark of UTTO.

LOGO link for media: https://utto.com/wp-content/uploads/2024/06/UTTO-LogoR.white_.png

NEWS SOURCE: UTTO Inc.


This press release was issued on behalf of the news source (UTTO Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/radiodetection-and-utto-elevate-utility-locating-with-integrated-field-intelligence/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P127700 NOREL-3B

 

New Industry Research Shows Direct Mail Outpaces Digital in Performance Gains

MINNEAPOLIS, Minn., July 15, 2025 (SEND2PRESS NEWSWIRE) — Direct mail is proving its staying power, according to new industry research commissioned by Franklin Madison Direct and conducted by Circlebox. The 2025 Direct Mail Marketing Benchmark Report shows 67% of marketers saw improved direct mail performance over the past 12 months – the highest lift among all direct marketing channels, including email and social media.

SeQuel Response is now Franklin Madison Direct
Image caption: Franklin Madison Direct logo.

The annual report provides an analysis of the current direct mail marketing landscape and its effectiveness, showcasing data collected from both B2B and B2C marketing leaders and consumers.

The full report is available at https://www.franklinmadisondirect.com/directmailreport.

Today’s top brands are leaning into proven strategies that combine innovation, data-driven insights, and omnichannel alignment to capture target audience attention and drive response. Direct mail, backed by its increasingly strong track record and growing consumer sentiment, holds its place as a high-impact channel in this mix.

The 2025 benchmark report shows that when mail is tested, personalized, and seamlessly integrated with digital channels, both marketers and consumers see the difference.

  • Direct mail beats digital: At least half of respondents believe direct mail is more effective than digital marketing in driving key objectives.
  • The mail channel is a consumer favorite: direct mail is the second most enjoyable form of advertising (second only to TV/video streaming).
  • Omnichannel strategies drive performance: 97% of respondents report that integration positively impacts campaign performance.
  • Budgets follow performance: 87% of marketers plan to increase or maintain their direct mail budgets over the next 12 months.

The 2025 Direct Mail Marketing Benchmark Report is available for download at www.franklinmadisondirect.com/directmailreport.

About Franklin Madison Direct

Franklin Madison Direct, formerly SeQuel Response, is a leading direct response advertising agency, providing performance-driven marketing solutions to help consumer and insurance brands reach their best audience and achieve exceptional growth. Franklin Madison Direct is ranked as a top marketing agency in Minneapolis, Minnesota, and has been named to the Inc. 5000 list of fastest-growing private companies in the U.S.

MEDIA AND CUSTOMER QUERIES:

Contact us here: https://franklinmadisondirect.com/contact-us/

MULTIMEDIA:

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NEWS SOURCE: Franklin Madison Direct


This press release was issued on behalf of the news source (Franklin Madison Direct), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/new-industry-research-shows-direct-mail-outpaces-digital-in-performance-gains/

Copr. © 2025 Send2Press® Newswire, Calif., USA. -- REF: S2P STORY ID: S2P127694 NOREL-3B

 

Down Payment Resource announces strategic partnership with FirstHome IQ to expand access to homebuyer assistance programs

ATLANTA, Ga., July 15, 2024 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced a strategic partnership with FirstHome IQ, a nonprofit empowering the next generation of homeowners through modern, accessible financial education and tools for industry partners. This collaboration will empower industry professionals to be better equipped as they educate and guide first-time homebuyers through the process.

Down Payment Resource announces strategic partnership with FirstHome IQ
Image caption: Down Payment Resource announces strategic partnership with FirstHome IQ.

Since 2008, DPR has built the nation’s most comprehensive database of homebuyer assistance programs, serving as a trusted bridge between buyers, real estate professionals, lenders and the programs that make homeownership possible. Its award-winning technology quickly matches buyers with grants and loans many would otherwise overlook.

By embedding DPR’s data and tools into FirstHome IQ’s curriculum and online platform, the partnership gives educators and housing professionals a straightforward way to surface relevant assistance programs, strengthening their outreach and expanding their impact in local communities.

“Down payment is the number one barrier to homeownership for the next generation,” said Rob Chrane, CEO of Down Payment Resource. “We are very passionate about the mission of FirstHome IQ and the work we can do together to empower a new generation of buyers with the information, tools and confidence they need to take that first step.”

“NextGen homebuyers are often one conversation away from thinking homeownership is possible,” said Kristin Messerli, Executive Director of FirstHome IQ. “Partnering with Down Payment Resource allows us to show first-time homebuyers that help is available.”

Chrane, a FirstHome IQ board member and one of its leading individual donors in 2025, has long championed sustainable paths to homeownership. His involvement in this initiative underscores both organizations’ shared commitment to equity, education and practical solutions that help first-time homebuyers overcome today’s affordability challenges.

Join DPR and FirstHome IQ in a webinar on July 22, 2025, at 1:00 p.m. ET to learn how the companies will expand access to education about down-payment assistance for first-time buyers. Register now: https://us06web.zoom.us/meeting/register/3qyEZuJ-SBa9gul8xB3gwA#/registration

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,500 programs and toolsets for mortgage lenders, multiple listing services (MLSs) and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

About FirstHome IQ:

FirstHome IQ is a nonprofit organization dedicated to helping first-time homebuyers build confidence and financial capability through modern, accessible education. By partnering with lenders, real estate professionals, and community organizations, FirstHome IQ delivers turnkey tools and programs that make homeownership education engaging, actionable, and scalable. For more information, visit https://www.firsthomeiq.com/.

Twitter: @DwnPmtResource #downpaymentassistance #downpayment

NEWS SOURCE: Down Payment Resource


This press release was issued on behalf of the news source (Down Payment Resource), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

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Nut Studio Breaks Barriers to Local AI Deployment – No Coding Required

NEW YORK, N.Y., July 14, 2025 (SEND2PRESS NEWSWIRE) — Since iMyFone has officially launched Nut Studio on May, an innovative desktop application designed to make local deployment of Large Language Models (LLMs) accessible to everyone — no programming skills required, users include individuals and businesses can harness the power of advanced AI completely offline, ensuring maximum privacy, security, and performance, without the complexities traditionally associated with AI setup.

Nut Studio Breaks Barriers to Local AI Deployment - No Coding Required
Image caption: Nut Studio Breaks Barriers to Local AI Deployment – No Coding Required.

WHY RUNNING LOCAL AI MATTERS MORE THAN EVER

LLMs like ChatGPT have become essential tools in today’s AI-powered world. However, most solutions rely on cloud-based infrastructure, posing challenges such as constant internet dependence, limited control over data, and rising subscription fees.

Nut Studio addresses these concerns head-on by allowing users to run AI locally — right on their own machines.

Here’s why that matters:

Unmatched Privacy: Your data stays on your device — never sent to external servers.

Always Available: Whether you’re online or off, your AI assistant is ready when you are.

Faster Response Times: Enjoy ultra-low latency thanks to local processing.

Cost-Effective: Say goodbye to monthly cloud fees and third-party service charges.

Full Control: Tailor and train your AI exactly how you need — all without writing a single line of code.

Nut Studio puts the power of local AI in the hands of users who want independence, control, and peace of mind.

NUT STUDIO: SIMPLIFY LLM DEPLOYMENT

Traditional AI deployment like Ollama often requires advanced coding, technical setup, and hours of configuration. Nut Studio removes those barriers entirely.

With Nut Studio, you can:

Deploy LLMs in Seconds: Go to Nut Studio official website, click to download, open the app, and start — no coding or command lines required.

Install Popular Models with Ease: Run powerful models like Llama, Mistral, and DeepSeek in just a few clicks.

Whether you’re a content creator, developer, analyst, student, or hobbyist, Nut Studio makes it simple to unlock AI’s full potential without needing a technical background.

BUILD AI AGENT WITH NUT STUDIO: YOUR PERSONAL, OFFLINE AI CHATBOT

Nut Studio isn’t just a model runner — it’s your platform to create and customize your own AI assistant. With over 180 pre-built AI agents ready for tasks in writing, translation, programming, emotional support, lifestyle, and more, you can choose or create agents tailored to your exact needs.

All processing and interaction take place securely on your device — no internet connection, no data leakage, just you and your private AI.

ABOUT NUT STUDIO BY IMYFONE

Nut Studio is a free local LLM API tool designed for privacy-conscious AI enthusiasts that allows users to run and manage 50+ popular AI models with over 180+ prebuilt AI agents directly from their desktop without technical setup needed.

Nut Studio makes AI accessible to everyone — from creators to professionals to curious beginners. Download Nut Studio for free today and take full control of your AI.

Learn more: https://nutstudio.imyfone.com/.

NEWS SOURCE: iMyFone


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Informative Research Expands Verification Platform with Halcyon Integration

GARDEN GROVE, Calif., July 14, 2025 (SEND2PRESS NEWSWIRE) — Informative Research (IR), a premier technology provider delivering data-driven credit and verification solutions to the lending community, today announced the availability of Halcyon’s IRS tax transcript service within the IR Verification Platform. This enhancement expands Informative Research’s suite of verification of income and employment (VOI/E) options, enabling lenders to access secure, permissioned tax transcript data directly from the IRS through Halcyon’s technology.

Informative Research
Image caption: Informative Research (IR) logo.

Integrating Halcyon into the IR Verification Platform gives lenders more flexibility to automate income validation, meet investor rep and warrant relief requirements, and streamline workflows with trusted income data sources.

“This collaboration not only marks a significant step forward in our partnership with Halcyon, but it also enhances our platform’s ability to support lender verification strategies with precision and efficiency,” said Informative Research Executive Vice President Steve Schulz. “By incorporating IRS-sourced income data, we’re giving lenders another powerful, automated tool for verifying borrower income, thus streamlining the process while maintaining compliance and confidence.”

The announcement builds on Informative Research’s previously announced partnership with Halcyon, which brought AccountChek® consumer-permissioned payroll data into Halcyon’s Income Analyzer.

“Making our IRS transcript solution available through Informative Research is a powerful step forward,” said Kirk Donaldson, CEO of Halcyon. “We’re helping lenders reduce friction, increase compliance, and move closer to a fully automated income verification experience.”

About Informative Research

Informative Research, a Stewart company, is a premier technology provider delivering data-driven credit and verification solutions to the lending community. The solutions provider currently serves mortgage companies, banks and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions and cutting-edge technology. To learn more, visit https://www.informativeresearch.com/.

About Halcyon 

Halcyon assists in deepening lenders’ overall relationship with their borrowers to offer products and services specific to everyone, creating additional revenue streams beyond the initial loan closing. They have multiple products that ensure you will know more about your borrower every step of the way – IRS income & tax transcripts, digitally prepared tax returns, and a Registered Investment Advisory platform to offer full financial services to your borrowers. Visit https://www.halcyonsw.com/.

NEWS SOURCE: Informative Research


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Author Mont Redmond Explores What GOD Means to Our Minds and Spirits in His New Book ‘Ideas Inspired by the Qur’an’

VICTORIA, British Columbia, July 14, 2025 (SEND2PRESS NEWSWIRE) — Writer and independent thinker Mont Redmond is getting ready for controversy with his thought-provoking new book, “Ideas Inspired by the Qur’an” (ISBN-10: 1738842509; Released January 2023). A deeply personal and intellectually engaging work, the book invites readers of all faiths, as well as agnostics and the non-religious, to reflect on enduring spiritual and philosophical questions through the lens of the Qur’an.

BOOK: Ideas Inspired by the Qur'an by Author Mont Redmond
Image caption: cover, “Ideas Inspired by the Qur’an” by Mont Redmond.

“Ideas Inspired by the Qur’an” confronts universal concerns: the problem of evil, the rationality of faith, the limits of science, and the nature of reality. Redmond weaves together insights from Plato, Aristotle, Al-Ghazzālī, John Stuart Mill, and others, demonstrating how Qur’anic metaphysics can illuminate debates that have challenged humanity for millennia.

“This book was not meant to be a commentary on a religion,” says Redmond. “I regard it, rather, as a way of overcoming the spiritual, intellectual, and emotional fissures between faith and thought, between a declining Western civilization and an Islamic world-view seen as ever more obsolete, and between the Qur’an and the human heart. The Qur’an not only builds bridges but also urges us to cross them.”

The book speaks to Muslim readers seeking deeper engagement with their faith, to spiritual seekers navigating modernity, and to anyone wrestling with questions of existence and ultimate value. Through a series of candid, challenging, and unexpected reflections, Redmond guides readers to consider their place in the cosmos and their relationship with the Absolute.

In keeping with his mission to encourage open inquiry and the exchange of ideas, Mont Redmond is offering the full book free to read at his website: Ideas Inspired by the Qur’an.

About the Author:

Mont Redmond, a Muslim living in Canada after spending nearly twenty years abroad, presently works as a translator and interpreter. His writing invites readers to reflect on the beliefs we live by, offering a broad and diverse range of subject matter. Aimed at academics, students, believers of all types, and those open to new perspectives, Redmond’s work speaks to anyone seeking inspiration and thoughtful engagement with the deeper issues of faith and modernity.

“Ideas Inspired by the Qur’an” is available now through major online book retailers in Canada, the U.S., and internationally — and free to read online at https://ideas-inspired.blog.

BOOK SUMMARY

Author: Mont Redmond

Email: authorpress@tellwell.ca

ISBN-10: 1738842509

Released: January 2023

Available: Online book retailers (Canada, USA, International) and free at https://ideas-inspired.blog

Publisher: Mont Redmond

IMAGE link for media (book jacket): https://ideas-inspired.blog/wp-content/uploads/2025/06/mont_redmond_-_final_cover__blog-icon-1.jpg

NEWS SOURCE: Author Mont Redmond


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CCHR Cautions Veterans: Psychedelics Reflect a Dark History of Exploitation, Harm and Failed Science

LOS ANGELES, Calif., July 14, 2025 (SEND2PRESS NEWSWIRE) — The Citizens Commission on Human Rights International (CCHR) is warning Congress and the public that new legislation to legalize psychedelic drugs for U.S. veterans is a dangerous repeat of history—when defenders of the nation were used as test subjects in unethical psychiatric experiments.

Psychiatry and the U.S. military's shameful history of drug experiments on troops is well-documented, yet often ignored.
Image caption: Psychiatry and the U.S. military’s shameful history of drug experiments on troops is well-documented, yet often ignored.

A newly introduced federal law would expand funding to fast-track psychedelic treatments for veterans. Legislators say it’s needed because one veteran suicide is too many.[1] CCHR agrees but says masking deep wounds with mind-altering drugs is a betrayal of those who served, and a review of the drugs shows many can induce suicide that veterans may not be informed of.

“This is not real help — the psychiatric-pharmaceutical industry will exploit our veterans as guinea pigs to prop up a $10 billion psychedelics business,” the watchdog states.

Psychiatry’s shameful history of drug experiments on troops is well-documented—yet often ignored. A December 2024 National Security Archive release revealed 1,200 once-secret records exposing the CIA’s mind-control programs in the 1950s and 1960s, which used unwitting subjects to test hallucinogens like LSD.[2] The Federal Practitioner noted the project was “rife with violations of research ethics and human rights.”[3]

Between 1955–1975, over 7,000 soldiers were exposed to more than 250 chemicals — including nerve agents like BZ and LSD[4]—in chemical warfare tests like Operation Delirium at Edgewood Arsenal, Maryland. Researchers even developed BZ, a hallucinogen 100 times more powerful than LSD, to incapacitate enemy minds, but used U.S. soldiers to test it.[5]

The Conversation reported in April 2024: “The full range of mechanisms, safety risks, and long-term effects of psychedelics are not known. Conflicts of interest… can contribute to an overly optimistic opinion by researchers, the public, and policymakers. This may pose safety risks to the public if legislative changes that increase access are made prematurely, as witnessed with tobacco and opioid industries in the past.”[6]

History shows what happens when psychiatric “wonder drugs” are marketed. The first SSRI antidepressant was sold in the 1980s and 90s on the claim that it corrected a “chemical imbalance.” Pharmaceutical companies touted antidepressants as wonder drugs that could make the world a happier place. However, studies now confirm SSRIs can make patients agitated, violent or suicidal.[7]

In 2022, Prof. Joanne Moncrieff and colleagues from the University of London’s landmark study found “no evidence of a connection between reduced serotonin and depression,” exposing the myth.

EVIDENCE OF HARM, NOT CURE

Real-world studies show psychedelics can do more harm than good:

A 2023 study in PLOS One found that one-third of users experienced severe anxiety, fear, social disconnection, depersonalization, and derealization. Transient visual distortions experienced after taking a psychedelic substance were reported by 40–60% of users. While largely referring to illicit uses of the drugs, the authors stated that the “variety of profoundly challenging experiences that can occur following the use of psychedelics” can also occur following use in guided settings.[8]

Another 2023 study discussed how ~40% of participants in an earlier study on psilocybin experienced moderate to severe anxiety, panic, or distress.[9]

In another 2023 study, 7 out of 15 participants described challenging derealization experiences subsequent to taking psychedelic drugs as: “having daily out-of-body-experiences,” “reality felt thin or unstable,” “[being] completely disconnected from the universe,” and “…like, there was something wrong with my normal world.”[10]

Studies provide decades of evidence indicating that a “bad trip” can cause intense fear and panic, which sometimes lasts for weeks or months after taking the psychedelic drug. Serious anxiety issues can develop even years later.[11]

The Korean Journal of Physiology & Pharmacology found ketamine linked to flashbacks, amnesia, delirium, and violence.[12]

Vice’s “Killer High” series revealed multiple cases in just three years where LSD use was linked to sudden, brutal killings. The article “Killer High: Exploring the Phenomenon of LSD-Fueled Murder” highlighted how even seemingly ordinary, stable people turned homicidal while under the influence.[13]

“Veterans need real help addressing trauma, injuries, and reintegrating into civilian life,” says Jan Eastgate, president of CCHR International. “They don’t need mind-bending chemicals that risk harming them further—all while lining the psychiatric-pharmaceutical industry pockets.”

CCHR, established in 1969 by the Church of Scientology and professor of psychiatry, Dr. Thomas Szasz, provides a Fact Sheet on Psychotropic Drugs Create Suicide, Failing Service Members & Veterans.

To learn more, visit: https://www.cchrint.org/2025/07/11/psychedelics-for-vets-exploitation-failed-science/

Sources:

[1] https://correa.house.gov/news/press-releases/correa-bergman-push-to-amend-military-veterans-funding-bill-prepare-va-for-administration-of-psychedelic-therapies;

[2] https://nsarchive.gwu.edu/briefing-book/dnsa-intelligence/2024-12-23/cia-behavior-control-experiments-focus-new-scholarly

[3] https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9896363/

[4] https://www.newschannel5.com/news/newschannel-5-investigates/u-s-soldiers-used-as-human-guinea-pigs-in-top-secret-chemical-testing-program; https://www.cnn.com/2012/03/01/health/human-test-subjects/index.html

[5] https://www.ranker.com/list/edgewood-arsenal-human-experiments/melissa-sartore;  https://ahrp.org/dr-harris-isbells-experiments/; https://pages.uoregon.edu/munno/OregonCourses/REL253F12/REL253Notes/BZStory.htm

[6] https://theconversation.com/how-corporate-involvement-in-psychedelic-research-could-threaten-public-safety-226689

[7] https://web.archive.org/web/20210211031717/https://www.newscientist.com/article/mg18324545-300-the-rise-and-fall-of-the-wonder-drugs/

[8] https://journals.plos.org/plosone/article?id=10.1371/journal.pone.0293349

[9] https://doi.org/10.1038/s41598-023-41145-x

[10] https://www.nature.com/articles/s41598-023-41145-x

[11] “LSD Toxicity Treatment & Management: Approach Considerations, Prehospital and Emergency Department Care, Inpatient Care,” Background, Pathophysiology, Etiology, 3 May 2017; “Treatment with psychedelics is psychotherapy: beyond reductionism,” The Lancet Psychiatry, published online December 12, 2023, citing Calder, A.E. and Hasler, G., “Towards an understanding of psychedelic-induced neuroplasticity,” Neuropsychopharmacology 2023, 48: 104-12

[12] https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6315094/

[13] https://www.vice.com/en/article/acid-lsd-fuelled-murder-homicide/; https://www.vice.com/en/article/prescribed-ketamine-turned-these-men-violent-allege-lawsuits/

MULTIMEDIA:

Image link for media: https://www.Send2Press.com/300dpi/25-0714-s2p-cchrtroops-300dpi.jpg

Image caption: Psychiatry and the U.S. military’s shameful history of drug experiments on troops is well-documented, yet often ignored.

NEWS SOURCE: Citizens Commission on Human Rights


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Free Book Available July 11 – 13 on Amazon/Kindle on How to Get Rid of the Income Tax and Abolish the IRS

How To Take Home 100% Of Your Paycheck and Never Pay Income Tax Again!

SEATTLE, Wash., July 11, 2025 (SEND2PRESS NEWSWIRE) — How would you like to take home 100% of your paycheck and never pay income tax again?  To learn more, get a free copy of the new book by Rich Germaine, “Tax Revolution 2.0, Let’s Get Rid of the Income Tax.”

IRS Closed Photo - Media Arts Institute
Image caption: IRS Closed Photo – Media Arts Institute.

The book explores alternative ways the government can collect income to cover government programs. And there truly is a better way. Eliminate the income tax and abolish the IRS and replace the whole system with a national consumption tax.

The Kindle book is a free download through Sunday, July 13th on Amazon. The audiobook is 2 ½ hours in length, narrated by the author and available on Spotify for only $0.99 today.

Why is the author giving this book away and the audiobook at a deep discount?

“We need everyone who pays taxes to get this book, get educated and share it with their congressional representatives. It will change everything and make America prosperous beyond our dreams,” says the author, Rich Germaine.

Cover, 'Tax Revolution 2.0' by Rich Germaine, published by Media Arts Institute.
Image caption: Cover, ‘Tax Revolution 2.0’ by Rich Germaine, published by Media Arts Institute.

The public is excited about the prospect of replacing the income tax with a national consumption tax. A recent national survey by Quantus Insights shows that 58% of registered voters are in support of replacing the income tax… and 50% like the idea of abolishing the IRS.

Media Arts Institute LLC is a media company specializing in online marketing, audiobooks and advisory services.

The author, Rich Germaine, is a 40-year media veteran with experience in radio, TV and the motion picture industry. Rich has also coordinated national and regional research projects working in cooperation with the Gallup Organization and for the White House Conference on the Family.

Learn more:

Author website: https://www.richgermaine.com/

Amazon Kindle Edition link: https://a.co/d/2ySvyEF

MULTIMEDIA:

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Image caption: Cover, “Tax Revolution 2.0” by Rich Germaine, published by Media Arts Institute.

NEWS SOURCE: Author Rich Germaine


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Glancy Wine Education Foundation Celebrates 5th Anniversary with Expanding National Impact

Milestone year with increased scholarship recipients and robust fall programming

SAN FRANCISCO, Calif., July 10, 2025 (SEND2PRESS NEWSWIRE) — The Glancy Wine Education Foundation (GWEF) today celebrates the 5th anniversary of its founding with the release of its mid-year impact data, highlighting important growth in scholarship awards, industry sponsorship, and national reach. Since 2020, GWEF has awarded 249 scholarships to aspiring wine professionals from underserved communities across the United States, with total distributions of $350,000 in funding.

Glancy Wine Education Foundation
Image caption: Glancy Wine Education Foundation logo.

“We are thrilled to see the transformative impact GWEF has made in our first five years as a foundation and the accelerated engagement thus far in 2025,” said Ana Keller, President of GWEF. “We are dedicated to continuing this work, expanding our community, and building a more diverse wine industry for a sustainable future.”

“Being inclusive and growing diversity in the wine industry is critical for our industry wellbeing and requires all of us to lean in. Expanding our reach to support students nationally has clearly demonstrated to us that there is significant demand for this kind of education and the kind of financial support we provide,” stated Keller.

Born from necessity during the height of the COVID-19 pandemic in 2020, GWEF emerged as an industry response to support individuals facing shutdowns and layoffs throughout the hospitality sector. What began as immediate relief evolved into addressing a deeper need for inclusion and diversity within the wine industry.

“We rapidly saw that the need included not only career development but also support for more inclusion and diversity within the wine industry,” explained Alder Yarrow, Vice President of GWEF. “We decided to create a foundation that would engage and encourage wine-curious professionals – at whatever their employment level and from all walks of life – to advance their journey through deeper education and training.”

The foundation’s impact extends across diverse population groups nationwide, spanning both urban centers and underserved rural communities. GWEF Scholarships give recipients access to prestigious wine education programs offered by the foundation’s educational partners in San Francisco, New York, and several cities in the Midwest (Chicago, Detroit, Cleveland and Cincinnati). Available programs include Wine & Spirit Education Trust (WSET) qualifications, Society of Wine Educators certifications, Wine Scholar Guild programs, and other specialized courses and certifications.

GWEF’s fifth anniversary year launched with significant national expansion through strategic partnerships with the International Wine Center in New York City, the American Wine School in Chicago, and the Association of African American Vintners in addition to its founding partner school, the San Francisco Wine School.

Building on this momentum, GWEF prepares for its annual board retreat and strategic planning session focusing on the annual Online Auction Fundraiser this September 2025, along with events and activities for 2025-2026. To stay up to date, visit https://www.glancywineeducationfoundation.org/news

“Our fundraising team is working closely with wineries, educational foundations, wholesale and retail partners, private individuals and more organizations who want to walk the walk of supporting diversity within the wine industry,” noted Alder Yarrow, Vice President, GWEF.

Professionals in need of financial aid, are encouraged to apply for scholarships year-round at https://GlancyWineEducationFoundation.org/. Applications are available in Spanish and English. Awards are made monthly.

About The Glancy Wine Education Foundation:

Established in 2020, The Glancy Wine Education Foundation (GWEF) is a registered 501(c)(3) tax-exempt, not-for-profit organization dedicated to assisting underserved and minority communities with scholarships to further their professional wine education, increase diversity, and raise earning power. GWEF has a four star rating from Charity Navigator and a Platinum Transparency rating from Candid. Find out more at GlancyWineEducationFoundation.Org. Professionals in need of financial aid are encouraged to apply for scholarships year-round at GlancyWineEducationFoundation.Org. To Donate please click here and for Sponsor opportunities, click here.

For media inquiries, please contact:

Kimberly Noelle Charles, DipWSET and Board Member kimberly@glancywineeducationfoundation.org or 415|701-9463 (WINE)

Angela Slade, Slade Consultancy angela@sladeconsultancy.com or 415 819 5131

LOGO link for media: https://images.squarespace-cdn.com/content/v1/5f4983f8f6a5da1a611120b6/1600653227576-77YOUNZ5DH482BWLWSEJ/GWEF_logo_med.png

NEWS SOURCE: Glancy Wine Education Foundation


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‘Deceit, Corruption, Cover-Up,’ A True Story Written by Michael Leonetti, the Innocent Victim

LAS VEGAS, Nev., July 10, 2025 (SEND2PRESS NEWSWIRE) — Michael Leonetti, a well-known entertainer and master chef was wrongfully arrested, convicted and jailed for a crime he did not commit. It took him 12 years in jail to prove his innocence. His book details and exposes all court documents confirming it was a huge cover-up by the courts, lawyers, detectives and a prison warden.

BOOK: Deceit, Corruption, Cover-Up - Written by Michael Leonetti
Image caption: Cover, “Deceit, Corruption, Cover-Up,” a true story written by Michael Leonetti.

Based on a true story, Michael Leonetti’s ”Deceit, Corruption, Cover Up” (ISBN: 978-0578619514) is the extraordinary read that clearly outlines his wrongful arrest and conviction and his continuous court appeals for over 12 years in attempt to prove his innocence.

He not only proved his innocence but revealed the deep corruption within the judicial system that included detectives, judges, lawyers including the former O.J. Simpson Las Vegas judge and even a prison warden.

Michael, of Italian descent, was born in South Philadelphia. His grandfather encouraged him to become a musician and his grandmother taught him how to cook. After moving to Las Vegas to pursue his entertainment career he quickly became known as a drummer and singer opening many entertainment doors at a variety of strip hotels.

As a businessman, Michael launched Las Vegas Image Magazine that featured monthly a huge variety of celebrities such as Jerry Lewis and Robert Goulet. He also showcased his talents as renowned master chef and owner of “My Mother’s House.”

In the early 2000’s Michael’s life passed before him as he was convicted and sentenced to 20 years in jail for a crime he did not commit. Michael was framed and the legal documents displayed in his book support his innocence. The named detective that arrested Michael arrested him without cause which ultimately pushed Michael to file a $250,000 lawsuit against the Metro Police Force for false imprisonment.

Shortly after his arrest Michael’s wife of 25 years filed for divorce due to her parents continuously pushing as they disliked her husband.

Being very spiritual, Michael believed God always had a plan for him while all seemed lost and senseless. With God’s direction Michael began during his sentence writing, producing and directing 60 biblical plays with thousands of the most hardened criminals, something that has never been accomplished in the history of a prison system.

The Court of Appeals after 12 years reversed and remanded that Michael Leonetti’s case on actual innocence and ordered the Nevada Federal Court Attorney to put in an addendum petition on actual innocence in April of 2013. All the documents withheld indicated clearly he did not commit the crime. Michael speaks from his heart and his riveting book clearly sets the record straight on his 12 years of incarceration for an offense he did not commit.

Audio trailer for book (on SoundCloud): https://soundcloud.com/duke-morgan-840108933/deceit-corruption_cover

Learn more about the author: https://michaelleonetti.com

MEDIA CONTACT:
Candi Cazau
Candi Cazau PR Services
candicazau@cox.net
702-521-7290

NEWS SOURCE: Author Michael Leonetti


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Former U.S. Secretary of Health and Human Services, Tommy Thompson, Visits Dr. Howard Zucker’s ‘Docology’ Podcast on July 14

NEW YORK, N.Y., July 10, 2025 (SEND2PRESS NEWSWIRE) — Former U.S. Secretary of Health and Human Services Tommy Thompson will join host Dr. Howard Zucker for an upcoming episode of the viewer-interactive podcast, “Docology,” on Monday, July 14, 2025 at 1 p.m. ET, HANG Media announced today. Thompson, who served under President George W. Bush, is the latest in a long line of prestigious experts providing compelling, fact-based insights into urgent public health matters, including Dr. Sanjay Gupta (CNN), Dr. David Kessler (former FDA commissioner), and Nancy Brinker (Founder of Susan G. Komen for the Cure and recipient of the Presidential Medal of Freedom).

Groundbreaking Health Podcast ‘Docology’
Image caption: Groundbreaking Health Podcast “Docology.”

Dr. Zucker is a renowned public health leader who served under Thompson during the George W. Bush Administration and went on to become a top official of the Centers for Disease Control and the World Health Organization, and New York State Health Commissioner. In March, he launched “Docology,” a video podcast delivering the most reliable, proven medical information while sounding early warnings about impending public health problems.

Zucker teams with former CNN/US president Jon Klein’s HANG Media to introduce a new twist to the popular podcast format: audience participation. Viewers are able to watch “Docology” for free on YouTube and Substack, and listen on Spotify and Apple Podcasts. Paying subscribers are able to join the show on camera and in a text chatroom to ask questions directly of Zucker and his global network of guest experts. The show illuminates today’s most pressing health challenges, including the explosion of measles deaths, vaccine safety, avian flu, water fluoridation and the safety of weight loss drugs, and more.

“There is more anxiety and concern around health than ever before,” said Zucker, a board-certified pediatrician, anesthesiologist, cardiologist, and intensive care specialist – as well as a lawyer. “The best cure for confusion is unbiased information, which we deliver directly to our Docology viewers. In return, they share their experiences and questions. While a practicing physician, I learned the importance of listening to the patient. That’s why Docology makes patients part of the show.”

“The unique communal experiences that HANG Media creates have enabled tens of millions of people around the world to speak face to face with top celebrities, athletes, and thought leaders,” said Klein, HANG co-founder and CEO. “We are delighted to partner with someone of Howard’s stature to apply our AI-driven media technology in service of better health for everyone.”

Register now for updates and more information on Docology at https://docology.life

About Howard Zucker, MD:

Having graduated from George Washington University medical school at the age of 22, Howard Zucker went on to work at some of the nation’s leading hospitals while also earning two law degrees and a postgraduate diploma in global health policy and being appointed a White House Fellow under George W. Bush.

As Commissioner of Health for the State of New York, he led the state’s efforts to combat the Zika and Ebola viruses, legionella and measles outbreaks, ensure water quality and safety, and stem the COVID-19 pandemic, among many other public health crises. He served as Deputy Assistant Secretary of Health under Tommy Thompson and as Assistant Director-General of the World Health Organization and as a Deputy Director at the CDC.

About HANG Media:

The leading fan engagement agency, HANG Media has connected more than 60 million people with the most influential voices in the world – star athletes, performers, and recognized experts – while integrating blue chip brands including Wells Fargo, McDonald’s, State Farm, Toyota, and MolsonCoors into these unique experiences. Hang solutions average session lengths of nearly 90 minutes, attracting audiences that are predominantly 18-44, while generating first-party data and usage analytics that provide partners with deep insights into current and potential customers. Hang experiences have won three Cynopsis Sports Media Awards – for best fan engagement, production innovation, and brand activation. Learn more at: https://hang.media

MEDIA CONTACT:
LeslieAnne Wade
HANG Media
Lwade@wademediamanagement.com

HANG LOGO Link for media: https://www.Send2Press.com/300dpi/23-0405-s2p-hang-logo-300dpi.jpg

NEWS SOURCE: HANG Media


This press release was issued on behalf of the news source (HANG Media), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

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Food and Beverage Rebounds in June with 56 New Industrial Planned Projects Igniting Growth After Decline

JACKSONVILLE BEACH, Fla., June 10, 2025 (SEND2PRESS NEWSWIRE) — Industrial SalesLeads just released its June 2025 report, revealing a notable rebound in planned capital project spending for the North American Food and Beverage industry. After two months of decline, the sector saw a strong comeback with 56 new projects confirmed. June saw month-over-month growth across all categories with new construction up by 27%, expansion projects increasing by 66%, and renovations / equipment upgrades climbing by 40%. The Firm actively tracks all major industrial capital activity, including new plant builds and significant modernizations.

Food and Beverage Rebounds in June with 56 New Industrial Planned Projects Igniting Growth After Decline
Image caption: Food and Beverage Rebounds in June with 56 New Industrial Planned Projects Igniting Growth After Decline.

The following are selected highlights on new Food and Beverage industry construction news.

Food and Beverage Project Type

  • Processing Facilities – 44 New Projects
  • Distribution and Industrial Warehouse – 15 New Projects

Food and Beverage Project Scope/Activity

  • New Construction – 23 New Projects
  • Expansion – 15 New Projects
  • Renovations/Equipment Upgrades – 21 New Projects
  • Plant Closing – 5 New Projects

Food and Beverage Project Location (Top 10 States)

Washington – 7

New York – 6

California – 5

Indiana – 4

Iowa – 3

Maine – 3

Minnesota – 3

Ohio – 3

Tennessee – 3

Virginia – 3

Largest Planned Project

During the month of June, our research team identified 2 new Food and Beverage facility construction projects with an estimated value of $100 million or more.

The largest project is owned by Tuls Dairies, who is investing $186 million for the construction of a 240,000 sf processing facility in SEWARD, NE. Completion is slated for 2027.

Top 10 Tracked Food and Beverage Projects

IOWA:

Meat processing company is planning to invest $135 million for the construction of a processing facility in PERRY, IA. They are currently seeking approval for the project. Completion is slated for late 2026.

NEW YORK:

Foodservice distributor is planning to invest $41 million for the construction of a warehouse and processing facility at 3196 Route 426 in MINA, NY. They are currently seeking approval for the project. Construction is expected to start in Fall 2025. They will relocate operations upon completion in early 2027.

TENNESSEE:

Agricultural co-operative is planning to invest $33 million for the construction of 3 warehouse and office facilities totaling 488,000 sf on Waldron Rd. in LA VERGNE, TN. They are currently seeking approval for the project.

WISCONSIN:

Cheese mfr. is planning for the construction of a 384,000 sf processing facility on State Hwy 57 in PLYMOUTH, WI. Construction is expected to start in Spring 2026. They will relocate their operations upon completion in 2027.

NEW HAMPSHIRE:

Beverage company is planning for the renovation and equipment upgrades on a recently acquired 337,000 sf processing facility at 80 Northwest Blvd. in NASHUA, NH. They are currently seeking approval for the project.

TENNESSEE:

Specialty food product mfr. is planning to invest $30 million for the renovation and equipment upgrades on a recently acquired processing facility in DYERSBURG, TN. They are currently seeking approval for the project. Completion is slated for early 2026.

NEW YORK:

Dairy company is planning to invest $26 million for a 7,700 sf expansion and equipment upgrades on their processing and warehouse facility in BATAVIA, NY. They are currently seeking approval for the project.

INDIANA:

Nutritional supplement mfr. is planning for the construction of a 258,000 sf processing facility at 429 Fintail Dr. in INDIANAPOLIS, IN. They are currently seeking approval for the project.

CALIFORNIA:

Beverage mfr. is planning to invest $11 million for the expansion and equipment upgrades on their production facility in JURUPA VALLEY, CA. They have recently received approval for the project.

OHIO:

Brewery is planning for the renovation and equipment upgrades on a 200,000 sf production facility at 26025 First St. in WESTLAKE, OH. They are currently seeking approval for the project and will relocate their operations upon completion.

About Industrial SalesLeads, Inc.

Since 1959, Industrial SalesLeads, based in Jacksonville, FL is a leader in delivering industrial capital project intelligence and prospecting services for sales and marketing teams to ensure a predictable and scalable pipeline. Our Industrial Market Intelligence, IMI identifies timely insights on companies planning significant capital investments such as new construction, expansion, relocation, equipment modernization and plant closings in industrial facilities. The Outsourced Prospecting Services, an extension to your sales team, is designed to drive growth with qualified meetings and appointments for your internal sales team. Visit us at https://salesleadsinc.com/.

Each month, our team provides hundreds of industrial reports within a variety of industries, including:

Learn more:

https://www.salesleadsinc.com/industry/food-and-beverage/

https://www.salesleadsinc.com/solutions/industrial-project-reports/

NEWS SOURCE: Industrial SalesLeads Inc


This press release was issued on behalf of the news source (Industrial SalesLeads Inc), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/food-and-beverage-rebounds-in-june-with-56-new-industrial-planned-projects-igniting-growth-after-decline/

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MMI Strengthens Unified Mortgage Tech Solution with Major Q2 Enhancements

SALT LAKE CITY, Utah, July 10, 2025 (SEND2PRESS NEWSWIRE) — Mobility Market Intelligence (MMI), the industry’s sole provider of a unified mortgage technology solution, today announced a series of major platform enhancements and strategic product upgrades delivered in Q2 2025. These developments reinforce MMI’s leadership as the only cohesive system delivering market intelligence, predictive borrower alerts, conversation-driven CRM, and a homeowner engagement platform in one high-impact solution.

The MMI Unified Mortgage Technology Solution
Image caption: The MMI Unified Mortgage Technology Solution.

RAISING THE BAR AGAIN: MMI’S MOST ACCURATE, MOST COMPLETE MORTGAGE DATA YET

MMI’s Data Just Got More Precise—with Broader Coverage Than Ever

  • Real estate listing coverage expanded from 90% to 98.5% of U.S. population by county
  • In harder-to-reach markets, listing coverage has tripled, and overall we’ve seen a 50% increase in listing volume.
  • Connecting mortgage data to real estate data has improved by 35%, giving us a clearer picture of LO–agent relationships.
  • MMI now refreshes data in near real-time––so when a loan officer switches companies, you’ll know almost instantly.

Reimagined User Experience for Greater Efficiency

  • A completely redesigned interface with smarter search, personalized workspaces, streamlined navigation, and new leaderboards
  • Updated design aligns with user intent and helps identify growth opportunities and showcase LO performance

API & Integration Advancements

  • Expanded API functionality for seamless enterprise integrations across CRM, advertising, and compliance ecosystems

PRODUCT ENHANCEMENTS ACROSS THE ECOSYSTEM

MonitorBase

  • New borrower alerts including MI removal, listing activity, and retention risks
  • Credit-based audience tools now available on demand

Bonzo

  • New integrations with Sonar and nCino
  • “Starters” experience launched for rapid onboarding
  • System-wide scalability and compliance upgrades
  • AI upgrades and expansion across platform communication and functionality

Pathways Home

  • Automated equity alerts and smarter property insights
  • Enhanced admin tools, invite automation, bulk upload options and support for federally licensed entities

CUSTOMER EXPERIENCE: ACTIVATION, ADOPTION, AND ADVOCACY

MMI’s Customer Success team delivered additional value through enhanced Quarterly Business Reviews, custom training and product feedback loops, while the Marketing team expanded customer engagement via new case studies, a new email newsletter and a presence at events like TMBA, Great River––with an exclusive private event at The Garden of the Gods Resort in June. Finally, recent industry honors include:

  • Melissa Sike, VP of Enterprise Sales, named a 2025 Mortgage Star
  • Kortney Lane-Schafers, VP of Growth & Client Advocacy, named one of 2025’s Most Powerful Women in Fintech

MMI continues to grow its market presence by delivering high-impact, bundled solutions that drive real customer value. By replacing fragmented, costly, and underused tools with a unified solution, MMI empowers lenders to simplify their tech stack, maximize ROI, and deliver better experiences across the entire borrower lifecycle.

“Everything we rolled out in Q2 comes back to one thing—our customers,” said Ben Teerlink, Founder and CEO of MMI. “We’re listening to what lenders actually need: better data, faster insights, and tools that connect them more meaningfully with borrowers. By bringing all of that together in one solution, we’re making it easier for our clients to compete, grow, and build lifelong relationships with their clients.”

About MMI

Founded in 2008, Mobility Market Intelligence (MMI) is the industry’s only fully unified mortgage technology solution. Combining robust market data, borrower insights, conversation-driven CRM, and homeowner engagement tools through MMI, MonitorBase, Bonzo, and the upcoming Pathways Home, MMI empowers lenders to identify opportunities, engage referral partners, and stay connected across the full customer lifecycle. Learn more at https://mmi.io/ or contact sales@mmi.io.

IMAGE link for media: https://mmi-prod.imgix.net/wp-content/uploads/2025/06/v2-all-navy-middle_mmi_4brand_1370x960.png

Image caption: The MMI Unified Mortgage Technology Solution.

NEWS SOURCE: Mobility Market Intelligence


This press release was issued on behalf of the news source (Mobility Market Intelligence), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/mmi-strengthens-unified-mortgage-tech-solution-with-major-q2-enhancements/

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Click n’ Close Honored as Top USDA Wholesale Mortgage Lender Award for Second Consecutive Year

ADDISON, Texas, July 9, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced it has been honored for the second year in a row as a 2025 Top Wholesale Lender Champion by the United States Department of Agriculture. This recognition underscores Click n’ Close’s continued commitment to fostering homeownership and supporting community development through innovative lending programs.

Click n' Close, Inc.
Image caption: Click n’ Close, Inc. logo.

“It’s an incredible honor to once again be recognized by the USDA for our work in the wholesale channel,” said Jeff Bode, founder and CEO of Click n’ Close. “This award is a testament to our team’s unwavering commitment to making affordable home financing more accessible to families nationwide. Moments like these fuel our mission and inspire us to keep pushing boundaries in support of homebuyers across every community we serve.”

Click n’ Close has extended more than $1.1 billion in down payment assistance (DPA) with USDA first-lien mortgages to nearly 7,000 borrowers this fiscal year through its SmartBuy™ proprietary DPA program, which features multiple second-lien options with no first-time homebuyer requirement or income limits beyond USDA guidelines.

Last year, Click n’ Close also introduced Shared Appreciation Mortgage (SAM) loan program, which offers a below-market interest rate for first-lien FHA and USDA loans and repayable second lien in exchange for up to 40% of the home’s appreciation during the first five years. Other innovations include Click n’ Close’s One-Time Close (OTC) program, which offers 100% combined loan-to-value (CLTV) financing to cover land, construction and closing costs with no down payment or minimum investment required, as well as the option to finance the USDA’s 1% Guarantee Fee up to 101% LTV.

The award ceremony took place on Thursday, June 24, in Washington, D.C. The event celebrated the achievements of 24 top lending partners nationwide in nine categories, with Click n’ Close recognized for its leadership and innovation in advancing affordable housing opportunities.

About Click n’ Close, Inc.:

Click n’ Close, Inc. is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels. It is also the nation’s leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n’ Close has remained at the forefront of mortgage innovation, pioneering the adoption of eClosings and eNotes.

The company’s entrepreneurial spirit and risk management mindset have driven the development of groundbreaking loan products, including its USDA One-Time Close construction program, proprietary DPA solutions and a dedicated reverse mortgage division. With direct access to capital markets via relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors, Click n’ Close ensures liquidity and reliability for its partners and borrowers. By servicing its loan programs in-house, the company offers wholesale and correspondent clients added confidence in loan salability and borrower satisfaction by servicing its loan programs in-house.

Learn more at https://www.clicknclose.com/.

NEWS SOURCE: Click n' Close Inc.


This press release was issued on behalf of the news source (Click n' Close Inc.), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/click-n-close-honored-as-top-usda-wholesale-mortgage-lender-award-for-second-consecutive-year/

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25 Mortgage Executives Bridge Local Advocacy and National Innovation Through Dual Roles with TMC and State MBAs

SAN DIEGO, Calif., July 9, 2025 (SEND2PRESS NEWSWIRE) — Twenty-five executive leaders from The Mortgage Collaborative (TMC) have been identified as holding current leadership positions in their respective state Mortgage Bankers Associations (MBAs), showcasing a growing alignment between grassroots industry advocacy and national operational collaboration.

The Mortgage Collaborative - TMC
Image caption: The Mortgage Collaborative (TMC) logo.

The individuals serve in roles ranging from chapter presidents to key officers such as vice president and treasurer. According to TMC, this dual engagement enhances strategic visibility, empowers advocacy, and creates a powerful feedback loop between local policy leadership and national collaboration among independent mortgage banks, community lenders and credit unions.

“These professionals exemplify how collaboration fuels leadership,” said Jodi Hall, president and CEO of TMC. “When you combine regional advocacy with national innovation, you create leaders who understand the full picture—and act on it.”

Among those serving are:

  • Mindy Hill, Local Bank – Vice President, Alabama MBA
  • Eric Kilstrom, VIP Mortgage – VP of Networking, Arizona Mortgage Lenders Association
  • Michele Misere, BankSouth Mortgage – Secretary/Treasurer, Mortgage Bankers Association of Georgia
  • Lisa Tarumoto, Finance Factors – Treasurer, Hawaii Mortgage Bankers Association
  • Mike Dulla, United Home Loans – President, Illinois Mortgage Bankers
  • Rob Green, GVC – Vice President, Indiana Mortgage Bankers
  • Ray Coleman, Arvest Bank – President, Mortgage Bankers Association of Kansas City
  • Maurice Barkley, Landmark National Bank – Secretary/Treasurer, Mortgage Bankers Association of Kansas City
  • Jason Heflin, Lower – President, Mortgage Bankers Association of Kentucky
  • Katelyn Hodges, Assurance Financial – Vice President, Louisiana Mortgage Lenders Association
  • Sandy Whitehead, Assurance Financial – Past President, Louisiana Mortgage Lenders Association
  • Lori Michaud, CUSO Home Lending – President, Maine Association of Mortgage Professionals
  • Malcolm Hollensteinert, Sandy Spring Bank – Past President, Maryland Mortgage Bankers
  • Tim Pascarella, Ross Mortgage – Secretary/Treasurer, Michigan Mortgage Lenders Association
  • Kate McDougall, LMCU – Past Chair, Michigan Mortgage Lenders Association
  • Steve Rice, NAM – President, Minnesota Mortgage Association
  • Wayne Kreikmeier, West Gate Bank – Secretary, Nebraska Mortgage Bankers Association
  • Gabe Gillen, AnnieMac – President, Mortgage Bankers Association of New Jersey
  • Steve Grossman, Luminate Bank – Second VP, Mortgage Bankers Association of New Jersey
  • Zachary Wade, Waterstone Mortgage – Past President, New Mexico Mortgage Lenders Association
  • Mike Pulver, GRB – President, New York Mortgage Bankers Association
  • Sara Dodson, Arvest Bank – First Vice President, Oklahoma Mortgage Bankers Association
  • Amy Azorandia, Firstrust – Vice President, Mortgage Bankers Association of Pennsylvania
  • Erin Dee, InterLinc – President, Texas Mortgage Bankers
  • Al Araque, Johnson Financial Group – Past Chair, Wisconsin Mortgage Bankers Association

These leaders participate actively in both organizations’ working groups, conferences, and educational platforms. At TMC, they contribute to initiatives such as Collaboration Labs, benchmarking, and strategic innovation groups, helping guide operational excellence across the mortgage ecosystem. Within their MBAs, they advocate on issues like housing affordability, regulation, and professional development.

“TMC provides the playbook. State MBA leadership gives us the megaphone,” said Erin Dee of InterLinc. “Together, that’s how we move the needle.”

This announcement comes as lenders continue to navigate a complex market shaped by tight margins, interest rate pressure and digital transformation. By drawing on the combined strengths of peer collaboration and state-level advocacy, TMC members are not just adapting—they are leading.

About The Mortgage Collaborative

The Mortgage Collaborative is a membership-driven organization that empowers mortgage lenders across the United States through networking, education and advocacy. TMC fosters a collaborative environment where members share best practices, drive innovation and strengthen operational resilience. For more information, visit https://www.mortgagecollaborative.com/.

NEWS SOURCE: The Mortgage Collaborative


This press release was issued on behalf of the news source (The Mortgage Collaborative), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/25-mortgage-executives-bridge-local-advocacy-and-national-innovation-through-dual-roles-with-tmc-and-state-mbas/

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A New Survey from Handy Recovery Advisor Shows Over 70% of U.S. Users Have Faced Data Loss

A nationwide U.S. survey by Handy Recovery Advisor exposes the main causes, user habits, and blind spots behind data loss, and shows how common and preventable it is

SAN FRANCISCO, Calif., July 9, 2025 (SEND2PRESS NEWSWIRE) — Handy Recovery Advisor, a trusted resource for data recovery tips and digital safety advice, has published the results of a nationwide survey of 1,000 U.S. adults. The report highlights how everyday users deal with data loss and how most don’t take action until it’s too late.

Handy Recovery Advisor: Cover with data loss rate finding.
Image caption: Handy Recovery Advisor: Cover with data loss rate finding.

According to the study, 71% of Americans have lost data at least once. The two biggest culprits were found to be accidental deletion (34%) and hardware failure (30%). Together, they account for nearly two-thirds of all incidents. The survey results clearly show that data loss is something most people will eventually deal with, whether it’s due to human error or a device malfunction.

“Data loss isn’t a problem exclusive to businesses,” said Andrii Yasko, content strategist for Handy Recovery Advisor. “It happens in regular households every day. Our goal with this survey was to understand what people actually do in situations like this, what really works for them, and how these experiences shape their data habits going forward.”

MAC USERS ARE AT GREATER RISK

While many people see Apple devices as more dependable, the survey actually found that Mac users are 30% more likely to experience data loss than Windows users.

CLOUD STORAGE WORKS (IF YOU USE IT)

The survey revealed a clear connection between cloud adoption and data resilience. Nearly 60% of users who have never experienced data loss reported actively using cloud storage for their files.

MOST RECOVERIES ARE DIY, AND THEY OFTEN WORK

When data loss happens, most people rely on themselves. 60% of successful recoveries were done without professional help. Of those who tried the DIY route, nearly 79% got their files back.

Additional insights:

  • While 92% of respondents said they’re aware that data recovery is possible, only 28% have ever used recovery software.
  • About 33% said they’d pay for professional recovery – but only if the lost data was truly important.
  • Users with higher tech proficiency reported more data loss overall.

You can find a full report here: https://www.handyrecovery.com/data-loss-statistics/

METHODOLOGY

The survey was conducted through the Pollfish platform on June 24, 2025, and gathered responses from 1,000 U.S. adults across a broad range of states and age groups (18 to 75).

About Handy Recovery Advisor

Handy Recovery Advisor is a go-to resource for anyone interested in data recovery, data loss prevention, and smarter data management. Learn more at:  https://www.handyrecovery.com/.

NEWS SOURCE: Handy Recovery Advisor


This press release was issued on behalf of the news source (Handy Recovery Advisor), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/a-new-survey-from-handy-recovery-advisor-shows-over-70-of-u-s-users-have-faced-data-loss/

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GGAssist GamiMate – The Best AI Gaming Companion for Gamers

Level Up Your Gaming Experience with GamiMate

NEW YORK, N.Y., July 8, 2025 (SEND2PRESS NEWSWIRE) — We are pleased to announce that GGAssist GamiMate is now available. As a customized software for gamers, GamiMate is able to communicate with players in-game and discuss strategies. Who says AI teammates are not as good as real teammates? GamiMate will crush that statement!

GGAssist GamiMate Official Website
Image caption: GGAssist GamiMate Official Website.

“GGAssist GamiMate was created to enhance the gaming experience for players. If you are a solo player, GamiMate provides emotional value so that you don’t feel alone in the game! If you are a multiplayer player, GamiMate will be the best atmosphere maker!” aays a GGAssist spokesperson.

KEY FEATURES THAT MAKE GGASSIST GAMIMATE STAND OUT:

  1. Multiple AI Characters – Several different styles of AI characters you can choose to play the game with you.
  2. Real-time Communicating – No need to switch back and forth between the game and the screen, you can talk to your AI game partner in the game.
  3. Speak to text – Not comfortable communicating with in-game in real time? You can talk to GamiMate and it answers you with text!
  4. Supports multiple games – All kinds of popular games are supported, such as Fortnite, Valorant, League of Legends, etc.
  5. Easy to use – User-friendly interface and simple operation for a smooth process of use.
  6. Free Download and Use – It’s a totally free software to download and use in the version 1.0.0.

HOW TO USE GGASSIST GAMIMATE ON PC:

Here’s how to use GamiMate in games without any hassle.

Step 1: First, go to the official GGAssist page to download and install GamiMate on your computer.

Step 2: Launch the software and select the AI gaming partner. Next, drag your game to the game library to start the game.

Step 3: Press “Alt + X” to start recording your voice and press again to talk with the AI gaming buddy!

Detailed Guide: https://www.ggassist.ai/how-to-use-gamimate/

PRICE OF GGASSIST GAMIMATE

For Now, GGAssist GamiMate is free to use, you can try the software and see how it can level up your gaming experience!

ABOUT GGASSIST:

GGAssist is a specialized gaming software company, and GamiMate is the brand’s first product to date. The GGAssist team will release more software about gaming in the future, such as game voice changer, game toolbox and several other software. GGAssist team has been working on this product for the past year and it’s all about delivering the best product to the users. GamiMate is going to be a rising star product!

Learn more at: https://www.ggassist.ai/

Social Media:

X: https://x.com/GGAssist_AI

YouTube: https://www.youtube.com/@GGAssist

Instagram: https://www.instagram.com/ggassist/

Facebook: https://www.facebook.com/profile.php?id=61577610489735

NEWS SOURCE: GGAssist


This press release was issued on behalf of the news source (GGAssist), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/ggassist-gamimate-the-best-ai-gaming-companion-for-gamers/

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City of Lakeland Selects RMA to Revitalize Midtown CRA with Comprehensive Redevelopment Plan Update

POMPANO BEACH, Fla., July 8, 2025 (SEND2PRESS NEWSWIRE) — RMA (rma.us.com) a leading economic development firm, has been awarded a contract by the City of Lakeland to spearhead the strategic modification of the Lakeland Community Redevelopment Agency (CRA) Midtown District Redevelopment Plan. This initiative will encompass a thorough analysis of existing conditions, the implementation of performance measures, and the establishment of updated goals and objectives.

The recently revitalized Mass Market, on the anchors of the Midtown CRA.
Photo caption: The recently revitalized Mass Market, on the anchors of the Midtown CRA.

“RMA is honored to partner with the City of Lakeland on this transformative project within their largest CRA District,” stated Christopher Brown, RMA Principal. “We are committed to enhancing the quality of life and fostering seamless connectivity within the Midtown community. Our planning will prioritize purposeful development and stimulate strategic economic growth, thereby attracting private investment and the creation of jobs for Lakeland’s residents.”

The Midtown CRA, spanning a substantial 4,463 acres, extends from the intown bypass (Bartow Road) to Interstate-4. This expansive area is anchored by the prominent Medical District, the iconic Joker Marchant Stadium, and the recently revitalized Mass Market. Encompassing over 27 diverse neighborhoods with many active neighborhood associations, Midtown represents a significant opportunity for strategic redevelopment.

RMA brings extensive experience to this project, having successfully consulted with numerous cities, counties, and CRA Districts across the state. The firm specializes in developing comprehensive economic development and redevelopment plans that leverage each area’s unique strengths, while driving sustainable growth and enhancing the quality of life for residents.

About RMA:

Founded in 2009 by Kim Briesemeister and Chris Brown, RMA is comprised of a phenomenal team of leading experts in economic development, real estate for governments, marketing, urban design, and financial analysis. RMA, headquartered in Pompano Beach, Florida is a highly experienced, full-service economic redevelopment consulting and management firm, specializing in revitalizing core areas and corridors for cities, counties, and special districts nationwide. The co-founders are also the authors of one of the definitive books about city redevelopment, “Reinventing Your City: 8 Steps to Turn Your City Around.”

Learn more: https://rma.us.com/.

MEDIA CONTACT:
Kay Renz
Kay@KRPRMediaGroup.com

NEWS SOURCE: RMA (Redevelopment Management Associates)


This press release was issued on behalf of the news source (RMA (Redevelopment Management Associates)), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

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Arcasa introduces nationwide Energy-Smart DPA Program to Down Payment Resource platform

Program combines down payment assistance, regardless of income, with solar upgrades and a market-rate first mortgage all in one loan

SALT LAKE CITY, Utah and ATLANTA, Ga., July 8, 2025 (SEND2PRESS NEWSWIRE) — Arcasa, a provider of solar-integrated mortgage solutions, and Down Payment Resource, the housing industry’s leading technology for connecting homebuyers with homebuyer assistance programs, today announced that Arcasa’s Energy-Smart DPA program is now listed nationwide in Down Payment Resource’s DPA Directory. Energy-Smart DPA combines a market-rate home loan with energy-efficient upgrades, giving homebuyers a single, streamlined path to both homeownership and long-term utility savings.

Arcasa introduces nationwide Energy-Smart DPA Program to Down Payment Resource platform
Image caption: Arcasa introduces nationwide Energy-Smart DPA Program to Down Payment Resource platform.

Available for use with Federal Housing Administration (FHA) financing, Arcasa’s Energy-Smart DPA program is designed to help homebuyers access energy-efficient home improvements while eliminating one of the most common barriers associated with purchasing a home: saving for a down payment. The nationwide program, which can be white-labeled to suit a lender’s unique branding, offers homebuyers a market-rate first mortgage paired with either a forgivable second mortgage or a DPA grant. It has no geographic or area median income (AMI) caps and offers significantly lower fees than many DPA programs and traditional solar financing options.

“For years, the challenge has been finding a way to integrate energy-efficient upgrades into home financing in a way that works for both homebuyers and lenders,” said Cole Bestgen, CEO of Arcasa. “Arcasa’s deep expertise in both the solar and mortgage industries has allowed us to design a practical solution that lenders can deliver at scale while providing meaningful upfront and life-of-loan savings to borrowers.”

“The combination of broad program eligibility and attractive financial incentives makes Arcasa’s Energy-Smart DPA program a compelling option for today’s homebuyers, who are actively seeking creative ways to make homeownership more affordable,” said Rob Chrane, founder and CEO of Down Payment Resource. “It’s also a smart way for lenders to unlock more transactions in a market where every transaction counts.”

Solar installation, a required component of the financing package, takes place after closing and does not delay the loan process. Arcasa works with local installers to coordinate the upgrades, helping buyers avoid the high sales commissions and additional financing costs often associated with post-purchase solar projects.

By incorporating solar incentives at the time of purchase, Arcasa’s Energy-Smart DPA program allows borrowers to reduce upfront origination costs and potentially lower their monthly mortgage payments. Buyers may also be eligible for a 30% federal tax credit, subject to qualification, and monthly utility bill savings after installation is complete. According to Zillow, homes with solar sell for an average of 4.1% more than comparable non-solar homes, underscoring the potential long-term value for homeowners.

Full details on Arcasa’s Energy-Smart DPA program are available to Down Payment Resource enterprise customers through the DPA Directory. Down Payment Resource streamlines management of homebuyer assistance programs by making a lender’s DPA offerings available to underwriters, mortgage loan officers and consumers through role-based portals and direct loan origination system integration.

Lenders can also request more information directly from Arcasa at https://www.arcasa.io/loanofficers.

About Arcasa:

Arcasa is transforming homeownership by integrating solar upgrades directly into the mortgage process. The company’s innovative approach helps homebuyers qualify for better mortgages, lower their energy costs and unlock long-term financial benefits without upfront expenses. By simplifying solar for loan officers, homebuyers and builders, Arcasa makes affordable homeownership attainable and creates homes with lasting value. For more information, visit https://www.arcasa.io/.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,500 programs and toolsets for mortgage lenders, multiple listing services and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by seven of the top 25 mortgage lenders, the three largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

Tags: @DwnPmtResource #mortgage #downpayment #affordablehousing #fintech #solar

NEWS SOURCE: Arcasa


This press release was issued on behalf of the news source (Arcasa), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/arcasa-introduces-nationwide-energy-smart-dpa-program-to-down-payment-resource-platform/

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ACES Quality Management strengthens executive team with key promotions in compliance leadership

DENVER, Colo., July 8, 2025 (SEND2PRESS NEWSWIRE) — ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the promotion of two internal compliance leaders: Amanda Phillips to general counsel and executive vice president of compliance, and Savannah Prout to associate vice president of compliance.

ACES Quality Management
Image caption: ACES Quality Management logo.

These strategic promotions underscore ACES’ commitment to maintaining the highest levels of regulatory integrity and internal compliance expertise, reinforcing the company’s role as a trusted partner in financial services quality control.

“With Amanda and Savannah at the helm of our compliance operations, ACES continues to lead with strength, precision and foresight,” said ACES CEO Trevor Gauthier. “These promotions recognize not only their deep expertise but also their vital contributions to our in-house compliance team, helping our clients navigate a complex and sometimes chaotic regulatory environment.”

Phillips brings over two decades of experience in financial services and now serves as general counsel and executive vice president of compliance at ACES. Before joining ACES, she was counsel at Ballard Spahr LLP, advising clients on complex federal and state mortgage lending laws. She was also executive vice president of legal and regulatory compliance at Mortgage Cadence. Before that, she held leadership roles for seven years at WR Starkey Mortgage LLP, now Certainty Home Loans. Her extensive background uniquely positions her to lead ACES’ legal and regulatory strategy as the industry navigates evolving compliance landscapes.

Prout has played a key role in helping ACES clients navigate evolving regulatory requirements and internal compliance issues. As associate vice president of compliance, she will continue to enhance ACES’ ability to anticipate regulatory changes, provide timely updates to users, and expand the available compliance resources through the platform.

ACES’ in-house compliance team plays an essential role in helping clients stay ahead of regulatory developments through a proactive, resource-rich approach. ACES Managed Questionnaires is central to this effort, a dynamic library of standardized, prebuilt loan review checklists developed and maintained by ACES compliance experts. These questionnaires are continuously updated to reflect evolving state and federal regulations and GSE and federal agency guidelines, using responsive logic to simplify the audit process, increase review speed and ensure compliance accuracy.

Supporting this foundation is the ACES Compliance NewsHub, a curated intelligence resource that delivers breaking industry headlines, policy changes and key regulatory deadlines directly to compliance and QC professionals. From ongoing webinars and downloadable tools to hands-on support from in-house experts, ACES offers a full spectrum of practical, accessible resources designed to empower clients with the insight and confidence needed to meet today’s compliance demands.

“Our compliance team does more than interpret regulations. They translate them into actionable tools and support that make a difference every day for our clients,” Gauthier said. “Amanda and Savannah embody that spirit of practical expertise and strategic leadership.”

To explore ACES’ compliance resources and learn more about its leadership, visit https://www.acesquality.com/.

About ACES Quality Management:

Unlike other quality control platforms, ACES Flexible Audit Technology® gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

LOGO link for media: https://www.acesquality.com/assets/images/aces-logo.svg

NEWS SOURCE: ACES Quality Management


This press release was issued on behalf of the news source (ACES Quality Management), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/aces-quality-management-strengthens-executive-team-with-key-promotions-in-compliance-leadership/

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Refis, Product Shifts and Strong Agency Participation Define June Market Advantage Report

Optimal Blue data shows modest lock volume growth as purchase activity levels off and investor demand for shorter-duration assets grows

PLANO, Texas, July 8, 2025 (SEND2PRESS NEWSWIRE) — Optimal Blue today released its June 2025 Market Advantage mortgage data report showing total lock volume rose 1.95% month-over-month (MoM), driven by increased refinance activity. Refinance share climbed from 16% to 18% of all locks as rate-and-term refinances jumped 17.4% MoM and 18.4% year-over-year (YoY). Cash-out refinances rose 8.1% from May and nearly 28% YoY. Meanwhile, purchase activity held relatively steady – a better-than-expected result for June, when the spring homebuying season typically tapers off.

Optimal Blue's June 2025 Market Advantage mortgage data report.
Image caption: Image caption: Optimal Blue’s June 2025 Market Advantage mortgage data report.

The report includes 19 mortgage data metrics, including additional borrower profile metrics and secondary market indicators newly introduced last month. One of these new metrics, non-QM lending, accounted for 7.4% of all June rate locks – a share that has gradually increased in recent months as lenders and borrowers explore alternative qualification paths.

“As market conditions evolve and affordability challenges persist, non-QM lending offers a path for qualifying creditworthy borrowers who may not meet qualified mortgage guidelines,” said Mike Vough, head of corporate strategy at Optimal Blue. “The steady rise in this category reflects the industry’s growing focus on flexibility and meeting borrowers where they are.”

On the capital markets side, the aggregator share of loan sales dropped 300 basis points (bps) MoM to 35%, suggesting that the agencies improved pricing margins and gained market share, either via the cash window or MBS securitizations.

“Given current news headlines, the decrease in aggregator market share corresponding with the increase in agency market share is noteworthy,” said Vough. “Both loans sold to the cash window and via MBS securitization were up 2% month over month. This highlights the need for lenders to review multiple investors and delivery methods to squeeze the most out of their loan sales.”

Key findings from the Market Advantage report, derived from direct-source mortgage lock and secondary market data, include:

  • Rates edge lower: The 30-year conforming loan rate dropped 17 bps to 6.67%. Jumbo rates fell 24 bps to 6.78%. FHA rates declined 6 bps to 6.47%, and VA rates decreased 16 bps to 6.29%.
  • Product mix shifts: Conforming share rose 114 bps to 53% of total volume, while non-conforming dipped 25 bps to 16.2%. FHA share declined 80 bps to 18.9%. VA and USDA shares held steady at or near last month’s levels at 11.3% and 0.7%, respectively.
  • Credit quality unchanged: The average FICO score edged up 1 point to 733.
  • Loan characteristics hold steady: The average loan amount declined slightly to $386,084. Across the top 30 MSAs, average loan amounts ranged from a high of $586,997 in metro New York to a low of $311,331 in Indianapolis. Average loan-to-value (LTV) ratio stood at 80.5%. Debt-to-income (DTI) ratio averaged 36.8% for conforming loans, 44.7% for FHA and 43.8% for VA.
  • ARMs decline: Adjustable-rate mortgage (ARM) share fell to 8.81%, compared to 9.11% in May. This decrease coincided with a slight flattening of the yield curve compared to the previous month.
  • Market spread trends remain steady: The 10-year Treasury yield dropped 17 bps to 4.24%, while the OBMMI 30-year conforming fixed rate (the benchmark for CME Group’s Mortgage Rate futures) declined 17 bps to 6.67%, keeping the spread steady at 2.43%.
  • Loan sales trend in agencies’ favor: Bulk aggregator sales declined 300 bps to 35%, while agency share grew as cash and MBS executions each rose 200 bps, signaling stronger agency appetite.
  • Loan pricing improves: The share of loans sold at the highest price increased 100 bps to 69%, while sales in the lowest pricing tier declined 100 bps to 12%, suggesting that loan characteristics or eligibility requirements played a smaller role in driving price dispersion.
  • Servicing valuations edge lower: MSR values for 30-year conforming loans declined slightly to 1.226%, tracking alongside the decrease in mortgage rates.
  • Pull-through rates increase: Supported by late-month rate improvements and steady new construction activity, purchase pull-through rose 170 bps to 84.8% and refinance pull-through climbed 29 bps to 62.6%.

To view the full June 2025 Market Advantage report, complete the free subscription form: https://engage.optimalblue.com/market-advantage.

Subscribers receive a report PDF each month with the latest data. Members of the press are eligible for special, advance access each month and should contact Olivia DeLancey to be added to the media list.

This month’s Market Advantage podcast features Rob Kessel, founder of Panoramic Capital Advisory and Consulting. Access the podcast: https://market-advantage.captivate.fm/episode/episode-10.

About the Market Advantage Report

Optimal Blue issues the Market Advantage mortgage report each month to provide insight into U.S. mortgage trends and drivers of lending profitability. Data is sourced from the Optimal Blue PPE, which is used to price and lock more than one-third of all mortgages nationwide, and Optimal Blue’s hedging and loan trading system, which supports approximately 40% of loans hedged and sold into the secondary market. As the leader in mortgage capital markets technology, Optimal Blue has a direct view of both origination and secondary market activity, and the interconnectedness of the two. Unlike self-reported survey data, Optimal Blue’s direct-source data accurately reflects the in-process loans in lenders’ pipelines and secondary market executions. Visit Optimal Blue’s website to subscribe to receive the free report each month.

Nothing herein shall be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

About Optimal Blue

Optimal Blue effectively bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform. The company helps lenders of all sizes and scopes maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership. Through innovative technology, a network of interconnectivity, rich data insights, and expertise gathered over more than 20 years, Optimal Blue is an experienced partner that, in any market environment, allows lenders to optimize their advantage from pricing accuracy to margin protection, and every step in between. To learn more, visit https://OptimalBlue.com/.

MULTIMEDIA:

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Image caption: Optimal Blue’s June 2025 Market Advantage mortgage data report.

NEWS SOURCE: Optimal Blue


This press release was issued on behalf of the news source (Optimal Blue), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/refis-product-shifts-and-strong-agency-participation-define-june-market-advantage-report/

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Plait Debuts First Real‑Time AI Nutrition Coach for WHOOP® Users

Turns live strain, sleep & recovery scores into instant, meal plans

PANAMA CITY, Panama, July 7, 2025 (SEND2PRESS NEWSWIRE) — Plait, the web platform that converts wearable metrics into precision nutrition (10,000+ meal plans generated to date), today introduced its AI Nutrition Coach, the first solution designed to adapt meal plans in real time to WHOOP® data. Core workout, strain and sleep metrics are pulled directly from WHOOP’s API, while WHOOP webhooks push fresh recovery scores the moment they’re available—triggering immediate adjustments so users always know what to eat next.

Plait turns live strain, sleep and recovery scores into instant meal plans
Image caption: Plait turns live strain, sleep and recovery scores into instant meal plans.

“Most fitness apps tell you what you did; Plait tells you what to eat – and especially what to eat next as your day unfolds,” said Adam Eisenman, founder of Plait. “We finally connect exertion and recovery to actionable nutrition, eliminating guesswork and spreadsheets.”

KEY FEATURES

  • Live WHOOP Synchronization – Strain, sleep and recovery scores recalibrate meals within seconds, keeping macros aligned with your current physiology.
  • AI Macro Engine – GPT‑powered algorithms tailor calories, protein, carbs and fats to body composition, goals and in‑day activity.
  • Interactive Plan Tuner – Visualize meals with AI images or swap meals; Plait instantly re‑balances macros and calories on the fly.
  • Progressive Adaptation – The coach learns from each workout and the previous night’s recovery, refining recommendations with every data point.

Meal‑logging and compliance tracking are in development and will let users record intake directly in Plait later this year.

PRICING & AVAILABILITY

Plait follows a freemium model:

  • Plait Free – Core daily meal generator, live WHOOP sync, basic macro view.
  • Plait Pro – Advanced analytics dashboard, smart real-time recommendations, meal swap, AI imaging of meals, meal customization, and PDF plan export; US $5.99/month or US $29.99 one‑time for Version 1.

The company is raising a US $500,000 seed round to accelerate product and referrals.

ABOUT PLAIT

Founded in 2024, Plait makes precision nutrition effortless. Its proprietary AI fuses sports‑science principles with large‑language‑model reasoning to craft meal plans that evolve with every heartbeat.

Learn more at https://plait.fit/.

MEDIA CONTACT:
Adam Eisenman, Founder
Plait
support@plait.fit
+507 366-4500

WHOOP® is a registered trademark of WHOOP, Inc. All other trademarks are the property of their respective owners.

NEWS SOURCE: Plait


This press release was issued on behalf of the news source (Plait), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/plait-debuts-first-real%e2%80%91time-ai-nutrition-coach-for-whoop-users/

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New Book Explores Public Support for the Replacement of the Current Income Tax System

Bipartisan support for a new tax system opens the door for tax reform beyond the Big Beautiful Bill

SEATTLE, Wash., July 7, 2025 (SEND2PRESS NEWSWIRE) — It’s been 250 years since the first tax revolution. Media Arts Institute, a Seattle-based media company, has just released a new book, “Tax Revolution 2.0, Let’s Get Rid of the Income Tax” (ISBN: 979-8288643385; paper) by media consultant and researcher Rich Germaine.

Cover, 'Tax Revolution 2.0' by Rich Germaine, published by Media Arts Institute.
Image caption: Cover, “Tax Revolution 2.0” by Rich Germaine, published by Media Arts Institute.

The book examines multiple options for replacing the current income tax system beginning with an overview of the income tax origins. With comparisons to the first Tax Revolution that took place in Boston Harbor on December 16th, 1775, “Tax Revolution 2.0” examines the case against the income tax and how to eliminate it.

Other sources of government revenue are considered like wealth tax, tariffs, land value taxes among others, with a strong case made for complete elimination of the current system that would be replaced by a national consumption tax.

A national consumption tax could eliminate the income tax, payroll taxes, corporate tax, capital gains tax, gift and inheritance taxes. The same amount of money needed for government programs could be raised with other creative solutions including the national consumption tax.

This means that workers would bring home 100% of their income, and the American economy could see an increase in foreign investment in a tax-free business environment.

The author lays out a plan for the transition to a new tax system that could be made smoothly, and how other governments and states that have no income tax are prospering. Presently most of the states already collect sales tax at the retail checkout, so adding a line item would be a simple computer entry.

The author proposes that without an income tax system, there would be no need for the 16th amendment and the IRS. The new system could be administered by a new section of the Treasury Department.

The big hurdle is public support to convince policymakers and congressional leaders that this kind of revolutionary reform is possible. The book includes highlights of a recent national survey among registered voters. The survey, conducted in June 2025 by Quantus Insights and commissioned by the National Tax Research Committee, reveals a bipartisan majority support for the replacement of the current system with a national sales tax while abolishing the IRS.

See the full survey results here: Presentation ( https://drive.google.com/file/d/169hPcrt0VTb53hzrnUICHSV0yKqT5NHW/view ).

For a limited time, a free Kindle download of Tax Revolution 2.0 – Let’s Get Rid of the Income Tax will be available on Amazon between July 11 through July 13, 2025.

Media Arts Institute LLC is a media company specializing in online marketing, audiobooks and advisory services.

The author, Rich Germaine, is a 40-year media veteran with experience in radio, TV and the motion picture industry. Rich has also coordinated national and regional research projects working in cooperation with the Gallup Organization and for the White House Conference on the Family.

Find the book on Amazon at: https://a.co/d/e8V8S9n

Learn more about the author at: https://www.richgermaine.com/

MULTIMEDIA:

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Image caption: Cover, “Tax Revolution 2.0” by Rich Germaine, published by Media Arts Institute.

NEWS SOURCE: Author Rich Germaine


This press release was issued on behalf of the news source (Author Rich Germaine), who is solely responsible for its accuracy, by Send2Press Newswire. Image, if any, was provided by the news source and not this website or the wire service. Information is believed accurate, as provided by the news source, but is not guaranteed.

To view the original story, visit: https://www.send2press.com/wire/new-book-explores-public-support-for-the-replacement-of-the-current-income-tax-system/

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CCHR Warns Troubled Teen Camps Must Be Banned as Deaths Spur Closures

Despite closures since 2019, CCHR says the troubled teen industry still endangers kids' lives, and tougher bans and oversight of both facilities and the youth transport system are needed to ensure no child dies for profit

LOS ANGELES, Calif., July 7, 2025 (SEND2PRESS NEWSWIRE) — Despite dozens of closures of abusive “troubled teen” programs in behavioral and psychiatric centers, including wilderness camps in recent years, a leading mental health industry watchdog warns that children’s lives remain at risk unless stronger laws ban the worst offenders and the secretive youth transport practices that feed them. The Citizens Commission on Human Rights International (CCHR), a nonprofit mental health industry watchdog, says that while public outrage and media exposure have forced some notorious facilities to close, the underlying problems that enable these abusive programs still persist—and more children will die if lawmakers do not act. Two teen suicides occurred last month in a North Carolina behavioral facility, forcing its closure.[1]

CCHR says while public outrage and media exposure have forced some notorious facilities to close, the underlying problems that enable these abusive programs still persist - and more children will die if lawmakers do not act.
Image caption: CCHR says while public outrage and media exposure have forced some notorious facilities to close, the underlying problems that enable these abusive programs still persist – and more children will die if lawmakers do not act.

“These so-called ‘therapy’ camps have a disturbing history of traumatizing vulnerable young people while charging desperate families tens of thousands of dollars,” said Jan Eastgate, international president of CCHR. “When a child dies in these programs, that should be the last death. We need permanent bans—not just temporary closures.”

Wilderness therapy camps, residential treatment centers, and other “troubled teen” programs often market themselves as life-saving alternatives for youth struggling with behavioral or emotional challenges. But critics say that behind the glossy brochures is an industry built on secrecy, harsh discipline, and abusive staff.

“Many of the methods used in these camps would violate the Geneva Convention if applied to prisoners of war,” wrote journalist Maia Szalavitz in Help at Any Cost: How the Troubled Teen Industry Cons Parents and Hurts Kids.[2] Her book, along with years of survivor accounts and investigations, has shown how children are subjected to extreme isolation, physical restraints, humiliation, and medical neglect.

Other recent closures have been prompted by tragic deaths, including a 12-year-old boy who died within 24 hours of admission to a wilderness program in North Carolina after being restrained.

Numerous youth facilities and wilderness camps across the U.S. have faced criminal charges, lawsuits, and license revocations following deaths, suicides, or widespread abuse. Many charged fees ranging from $30,000 to more than $100,000 per child per year.[3]

State audits have exposed repeated failures. A 2022 Salt Lake Tribune investigation in Utah—long known as a hub for these programs—found thousands of inspection reports detailing rampant abuse, sedation, and neglect even after an oversight law was passed in 2021.[4]

Utah Senator Mike McKell, who spearheaded the law admitted the state had been “learning the hard way,” that this was inadequate, citing at least seven preventable deaths since 2021. He led the amendment to the law this year, creating a children’s ombudsman and new whistleblower protections.[5]

In Maryland, legislators led by Delegate Vaughn Stewart passed the Preventing Abduction in Youth Transport Act this year to curb some of the worst practices, including the forcible removal of children from their homes at night by “secure youth transport” companies. The law prohibits dangerous restraint use by these companies. This often-unregulated youth transport industry has been described by journalists as “authorized kidnapping,” with children handcuffed or restrained as they are shuttled to remote facilities far from home. Survivors, including prominent advocates, Paris Hilton, attorneys and CCHR, say this practice can leave children deeply traumatized before they even reach a program.[6]

CCHR points to a deeper issue fueling the troubled teen industry’s survival: the widespread psychiatrizing of normal childhood and adolescent behavior.

“Too many of these kids are labeled with vague or unscientific mental health diagnoses simply for acting like teenagers,” said Eastgate. “This creates a pipeline to often harmful treatments—and big profits.”

Psychiatrist Allen Frances, who chaired the task force that revised the fourth edition of the “Diagnostic and Statistical Manual of Mental Disorders” (DSM), famously admitted that the expansion of psychiatric labels has been excessive. ADHD diagnoses alone have tripled over the past two decades.

“Human nature just doesn’t change that quickly,” Frances said. “Our kids haven’t suddenly become sicker; it’s just that diagnoses are applied to them more loosely.”

This diagnostic inflation has proven lucrative. In the U.S., the troubled teen segment alone is estimated to be worth $50 billion.[7] Between 2017 and 2021, total medical spending for pediatric mental health conditions jumped by over 45%, with these conditions now making up nearly half of all pediatric medical spending—around $31 billion in direct child costs and $59 billion in related household expenses.[8]

CCHR says that while some private equity firms are quietly exiting the troubled teen market amid mounting lawsuits and bad press, the industry continues to operate largely in the shadows—propped up by misleading advertising, false diagnoses, and an unregulated transport network.

“Every state must investigate these programs thoroughly, shut down any that endanger children’s lives, and permanently ban the worst practices,” said Eastgate.

The watchdog says that true reform must hold facilities accountable for abuse and deaths, end the use of psychiatric labels to funnel youth into profit-driven programs, and shut down the loopholes that allow dangerous operators to rebrand and reopen under new names.

“The recent closures show that change is possible when families, survivors, the media, and lawmakers work together,” said Eastgate. “But as long as one child can still be abused or die in these behavioral-psychiatric camps, this fight isn’t over. No child’s life should ever be gambled away for profit.”

CCHR is a nonprofit mental health watchdog established in 1969 by the Church of Scientology and Professor of Psychiatry, Dr. Thomas Szasz. It has helped enact more than 190 reforms worldwide to protect individuals from abusive or coercive psychiatric practices.

To learn more, visit: https://www.cchrint.org/2025/07/03/deaths-spur-closures-but-troubled-teen-camps-must-be-banned/

Sources:

[1] https://avlwatchdog.org/asheville-academy-trails-carolina-owner-faced-financial-upheaval-before-deaths/

[2] https://www.mirror.co.uk/news/us-news/inside-americas-disturbing-wilderness-therapy-32203146

[3] https://journals.sagepub.com/doi/full/10.1177/2043610619900514

[4] https://www.kuer.org/politics-government/2021-03-03/new-regulations-for-the-states-troubled-teen-industry-win-final-legislative-approval

[5] https://ksltv.com/politics-elections/lawmakers-push-for-tougher-oversight-after-several-deaths-in-utah-teen-treatment-centers-2/743747/

[6] https://www.cchrint.org/2025/02/14/maryland-bill-targets-psychiatric-transport-abuses/; https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0497?ys=2025RS;

[7] https://www.dw.com/en/troubled-teen-industry-in-the-usa-the-prison-school-scandal/a-69963580

[8] https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2815870

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Image caption: CCHR says while public outrage and media exposure have forced some notorious facilities to close, the underlying problems that enable these abusive programs still persist – and more children will die if lawmakers do not act.

NEWS SOURCE: Citizens Commission on Human Rights


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HotDeals Launches New Rewards Points System: Unlock Exclusive Benefits and Earn Big

LOS ANGELES, Calif., July 3, 2025 (SEND2PRESS NEWSWIRE) — HotDeals has just unveiled its brand-new HD Membership & Rewards Points system, offering users more opportunities to earn, redeem, and enjoy exclusive perks. With this exciting upgrade, every interaction, purchase, and check-in becomes more rewarding. Whether you’re a daily shopper or an occasional user, this system has something for everyone.

HotDeals Rewards Points
Image caption: HotDeals Rewards Points.

EXCLUSIVE MEMBER BENEFITS: UNLOCK VIP PRIVILEGES

By signing up for HotDeals’ HD Membership, users can immediately access a wide range of exclusive privileges, including special discounts, shopping rebates, and the chance to receive free gift cards. The platform offers an enhanced and personalized shopping experience designed to make every member feel special and appreciated.

As a member, you will also enjoy real-time discount alerts, ensuring you never miss out on the latest deals. The more you interact and engage with the platform, the more benefits you can unlock. From shopping incentives to exclusive offers, the HD Membership ensures that the more you invest in the platform, the greater your rewards.

POINTS CENTER: EARN AND REDEEM REWARDS EASILY

The new Points Center takes user engagement to the next level. HotDeals’ system allows users to accumulate points through a variety of activities, making your time spent on the platform more valuable than ever. Whether you’re checking in daily, completing tasks, or making purchases, your efforts are rewarded with points that can be redeemed for a wide selection of gift cards. These gift cards can be used for cash discounts at participating stores, bringing you savings on your favorite products.

HOW TO EARN REWARDS POINTS?

There are several ways to earn rewards points through HotDeals’ newly introduced system:

  1. Daily Check-in
    Simply check in daily to earn points. For those who check in for 3 or 7 consecutive days, even greater points rewards will be available. This simple action helps you accumulate points over time, bringing you closer to valuable rewards.
  2. Complete Daily Tasks
    You can also earn points by completing daily tasks on the platform. These tasks are designed to be fun and engaging, offering users a straightforward way to increase their points balance. The more tasks you complete, the more points you earn!
  3. Shop at Participating Stores
    Shopping at participating stores through the HotDeals platform is another great way to earn points. Simply make a purchase at any eligible store, and you’ll automatically receive points. It’s a fantastic way to turn your shopping experience into an even more rewarding one.

WHAT CAN YOU DO WITH REWARDS POINTS?

Once you’ve accumulated enough points, you can exchange them for gift cards on the platform. These gift cards can be used for cash discounts at the corresponding stores, allowing you to save even more on your favorite products and services.

The more you engage with the platform, the more rewards you can reap. Whether it’s saving money while shopping or unlocking exciting offers, HotDeals’ Rewards Points system ensures every member has something to look forward to.

WHY CHOOSE HOTDEALS’ REWARDS POINTS SYSTEM?

  • Personalized Experience: The HD Membership & Points System tailors rewards and benefits to your specific activity, ensuring a unique and gratifying experience every time you use the platform.
  • Easy Earning and Redeeming: With multiple ways to earn and an easy-to-use points redemption system, HotDeals ensures that accumulating and using your rewards is seamless.
  • Exclusive Rewards: Members have access to special privileges, including real-time discounts, rebates, and free gift cards, enhancing your shopping experience.

JOIN THE HD MEMBERSHIP TODAY!

With so many ways to earn, redeem, and benefit from your actions on HotDeals, there’s never been a better time to join the HD Membership. Start today to unlock exclusive offers, earn rewards, and experience a whole new level of shopping enjoyment.

Sign up now to begin your journey towards unbeatable discounts, free gift cards, and a highly rewarding platform experience.

About HotDeals

HotDeals.com is a leading global savings platform that connects users with real-time promo codes, exclusive offers, and handpicked discounts from more than 200,000 online stores. Covering popular categories such as electronics, travel, fashion, and beauty, HotDeals makes it easy for shoppers to find the best deals and maximize savings on every purchase. By streamlining the online savings experience, HotDeals turns everyday shopping into smarter, more rewarding spending.

Learn more: https://HotDeals.com/.

NEWS SOURCE: HotDeals


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Black Chamber of Arizona Kicks Off Third Impact AZ 2025 Cohort With $100K in Scholarships

Program helps under-served entrepreneurs scale businesses, build capacity and fuel economic growth across the state

PHOENIX, Ariz., July 2, 2025 (SEND2PRESS NEWSWIRE) — The Black Chamber of Arizona, in partnership with the Millionaire Mastermind Academy, will kick off the third cohort of its signature Impact AZ 2025 business accelerator with a full-day launch event Tuesday, July 8, at the Better Business Bureau Innovation & Event Hub Center in Phoenix.

January 2025 graduating Impact AZ class.
Image caption: January 2025 graduating Impact AZ class.

The nine-month program is designed to help small business owners scale, build operational capacity and access supplier diversity opportunities. This year, 23 diverse entrepreneurs will participate at no cost thanks to $100,000 in scholarships funded by corporate sponsors.

Bank of America serves as the title sponsor for the 2025 cohort. Additional sponsors include Bell Bank, Cox Communications, Aventiv Technologies, Blue Cross Blue Shield, National Bank of Arizona and the Hispanic Chamber of Commerce.

“It brings me great joy to continue this program and to thank Bank of America, our title sponsor, for making it possible,” said Dr. Velma Trayham, president and CEO of the Black Chamber of Arizona. “To see how quickly these entrepreneurs are growing—and to witness our alumni scaling their businesses—is phenomenal. We’re not just another accelerator. Impact AZ is purpose-driven, opportunity-focused, and committed to building capacity and economic resilience. These business owners are scaling their companies and fueling growth in communities statewide—a big win for Arizona.”

The kickoff event, which runs from 9 a.m. to 3 p.m., will feature keynote speakers, networking, live media opportunities and a program overview for participants. Speakers include:

  • Christine Abdullah, senior vice president, preferred business, Bank of America
  • Eduardo Borquez, director of business engagement, Better Business Bureau
  • Shamia Lodge, director of community engagement, Aventiv Technologies
  • Ryan Garlington, senior manager, customer success, Cox Communications
  • Jay Gladney, certified mentor, SCORE Greater Phoenix Chapter
  • Diane Roberts, program manager, Impact AZ
  • Velma Trayham, president and CEO, Black Chamber of Arizona

Impact AZ 2025 serves a broad group of diverse business owners, including veterans, women-owned firms, justice-impacted entrepreneurs and businesses generating $100,000 or less in annual revenue. A key goal of the program is to help participants grow into employer firms—a critical driver of job creation and economic growth.

The program offers more than 40 courses, one-on-one mentorship and access to a proprietary mobile app, providing on-demand training in procurement, capital access, strategic planning and business scaling.

Since its inception in 2022, Impact AZ has graduated 75 entrepreneurs, many of whom have scaled into employer firms. Collectively, program alumni have generated more than $5 million in contract revenue. The program reports a 95% success rate among participants.

In recognition of its statewide impact, Arizona Gov. Katie Hobbs officially proclaimed Impact AZ 2025 the largest supplier diversity initiative in the state.

According to the U.S. Small Business Administration, small businesses make up 99.9% of all U.S. companies and nearly half of all private-sector jobs. Minority-owned businesses generate more than $1.4 trillion in annual revenue and support over 9 million jobs, yet many still face persistent barriers to capital and opportunity.

Impact AZ 2025 addresses these challenges by equipping underrepresented entrepreneurs with the tools, networks and resources to thrive.

About the Black Chamber of Arizona

For more than 26 years, the Black Chamber of Arizona has been dedicated to strengthening small businesses and producing new economic buying power to build resilient pathways for financial growth across the state. Through strategic initiatives focused on economic development, entrepreneurship, and workforce readiness, the Chamber is committed to fostering opportunities that drive long-term success.

Learn more: https://blackchamberaz.org/

About the Millionaire Mastermind Academy

The Millionaire Mastermind Academy is a national nonprofit dedicated to ending poverty through entrepreneurship. It empowers women and underserved communities by providing business training, mentorship and access to capital.

NEWS SOURCE: Black Chamber of Arizona


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New Book ‘Rigged: The Misadventures of a Classic Wooden Sailboat’ Chronicles a Lifetime of Maritime Mishaps and Family Memories

VICTORIA, B.C., July 2, 2025 (SEND2PRESS NEWSWIRE) — Tony Cond, a retired Royal Canadian Navy Marine Systems Engineer and lifelong sailor, shares a collection of personal stories in his new book, “Rigged: The Misadventures of a Classic Wooden Sailboat” (ISBN: 978-1779622808), released June 2025 through Tellwell Publishing. The book captures decades of misadventures, quiet triumphs, and family traditions centered around a classic 1947 wooden boat named Rufus.

Cover, Rigged: The Misadventures of a Classic Wooden Sailboat, by Tony Cond
Image caption: Cover, “Rigged: The Misadventures of a Classic Wooden Sailboat,” by Tony Cond.

Born in southern Ontario and raised on the waters of the Muskoka Lakes, Cond’s lifelong connection to sailing began with summers spent navigating the challenges of boat ownership. “Rigged” follows the often humorous, sometimes frustrating, and always meaningful relationship between a family and their boat — a vessel that would ultimately weave itself into the identity of those who cared for it.

Set in Ontario and British Columbia, “Rigged” speaks to readers beyond the sailing community. It’s a story for anyone who has wrestled with a passion project, weathered its surprises, and found the experience shaped who they are. With a blend of dry humour and thoughtful reflection, Cond invites readers to share in the lessons and laughs of a life spent on — and sometimes under — the water.

Tony Cond lives in Victoria, B.C., with his wife Debbie. When not consulting in the marine sector, he enjoys sailing, restoring classic vehicles, and gardening.

“Rigged: The Misadventures of a Classic Wooden Sailboat” is now available through major online book retailers.

BOOK SUMMARY:

Author: Tony Cond

Email: authorpress@tellwell.ca

Buy Link: https://a.co/d/bAlkesT

Genre: Memoir

Released: June 2025

PAPERBACK ISBN-13: 9781779622808

Publisher: Tellwell (https://tellwell.ca)

NEWS SOURCE: Tellwell Publishing


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Paul Stanley Sign Museum to Open in Los Angeles, Celebrating Whimsical Advertising History

Showcasing Rare Motion Displays from the Golden Age of Consumer Product Advertising

LOS ANGELES, Calif., July 2, 2025 (SEND2PRESS NEWSWIRE) — The world of vintage advertising is getting a new home. Opening in 2026, the Paul Stanley Sign Museum, a nonprofit organization, in Los Angeles will pay tribute to the visionary work of Paul Stanley & Company, the San Francisco-based design firm behind some of the most imaginative and visually striking point-of-sale advertising displays ever created.

The Paul Stanley Sign Museum to open in Los Angeles, celebrating whimsical advertising history
Image caption: The Paul Stanley Sign Museum to open in Los Angeles, celebrating whimsical advertising history.

Founded by designer Paul Stanley in the late 1940s at 180 First Street in San Francisco, the company became renowned for its large-scale, animated floor displays for vendors of beer, soda, cookies, and other consumable products. These whimsical, motion-based installations were eye-catching, colorful, mechanically simple – and brilliantly effective.

“These displays were so inventive and visually powerful that they left a lasting impression on shoppers,” said Dr. Michael Miller, founder of the museum. “They’re among the most unique advertising pieces ever built.”

Each installation was custom-designed and tailored for specific clients, often sharing mechanical patterns while maintaining distinct themes and visual identities. With their blend of theatrical motion, merchandising genius, and timeless charm, Paul Stanley’s designs helped define mid-century American in-store marketing.

Many original displays, design sketches, and blueprints have been preserved and will now be featured in a permanent public collection at the museum.

Museum Highlights Will Include:

– Rare animated advertising displays from the 1950s-1960s

– Original design documents, motion blueprints, and concept art

– Brand showcases featuring Pepsi, Coca-Cola, Mother’s Cookies, Hamm’s Beer and more

– A digital archive and oral history narrative chronicling Paul Stanley’s design legacy

About the Paul Stanley Sign Museum:

Opening in Los Angeles in 2026, the Paul Stanley Sign Museum is the only museum exclusively dedicated to the work of Paul Stanley & Company; one of the most inventive advertising firms of the 20th century. The museum celebrates a golden era when consumer marketing was bold, mechanical, and unforgettable, reviving a lost chapter in American commercial art.

Learn more: https://www.paulstanleybeersigns.com/

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Instagram: https://www.instagram.com/paulstanleymuseum/

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Image caption: The Paul Stanley Sign Museum to open in Los Angeles, celebrating whimsical advertising history.

NEWS SOURCE: Paul Stanley Sign Museum


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The Big Picture July conversations engage experts in mortgage market analytics, housing finance public policy, home ownership growth strategies and capital markets

CLEVELAND, Ohio, July 1, 2025 (SEND2PRESS NEWSWIRE) — Top mortgage industry webcast The Big Picture, broadcast live every Thursday at 3 p.m. ET, has unveiled its July guest lineup featuring five impressive leaders who will explore the power of analytics, interpret public policy signals, unpack the barriers to home ownership and deliver pragmatic capital markets perspective. Co-hosted by mortgage business consultant and executive coach Rich Swerbinsky and capital markets authority Rob Chrisman, author of the widely read Chrisman Commentary newsletter, the webcast delivers timely, thought-provoking conversations with mortgage professionals, innovators and thought leaders.

Bill Bodnar and Sue Woodard, Bob Broeksmit, Nikki Bialka, Chris Bennett
Image caption: Bill Bodnar and Sue Woodard, Bob Broeksmit, Nikki Bialka, Chris Bennett.

July’s lineup continues the show’s tradition of spotlighting industry changemakers at the forefront of lending, homeownership and financial intelligence:

  • Thursday, July 10:
    Bill Bodnar, Chief Revenue Officer at Tabrasa and the catalyst behind Mortgage Market Guide, an industry leading market intelligence solution, will join ​Sue Woodard, formerly a top-producing originator herself, now Chief Customer Officer at InGenius and a Senior Advisor at STRATMOR Group, in an energetic discussion spotlighting the application of market analytics with frontline mortgage expertise to create a competitive edge for lenders of every stripe.
  • Thursday, July 17:
    Bob Broeksmit, President and CEO of Mortgage Bankers Association (MBA), the industry’s most powerful voice in Washington and beyond, will deliver his well-honed perspective on critical issues related to smart regulation, market liquidity, and sustainable homeownership with his trademark candor, clarity, and just maybe, some pointed words about what’s really going on behind the scenes in D.C.
  • Thursday, July 24:
    Nikki Bialka is Vice President and National Community Lending Strategy Manager at Fifth Third Bank, where she leads sustainable homeownership initiatives for underserved communities. A returning guest, Nikki specializes in developing and implementing innovative and equitable lending strategies addressing systemic barriers and financial empowerment, so expect her to elevate paths to ensuring more individuals have the homeownership opportunity.​
  • Thursday, July 31:
    Chris Bennett, Chairman and founder of Vice Capital Markets, a leading hedge advisory firm specializing in mortgage-backed securities (MBS) trading and risk management, returns by popular demand. Expect Chris’s pragmatic insights and edgy analysis on current policy debates around what to do with the GSEs, how rates might behave in the second half of 2025, and a capital markets perspective on solving housing supply challenges.

Mortgage professionals and industry media can register for the webcast and view past episodes at https://www.chrismancommentary.com/the-big-picture.

About The Big Picture:

Co-hosted by renowned mortgage industry leader Rich Swerbinsky and capital markets expert Rob Chrisman, author of the widely acclaimed Chrisman Commentary industry newsletter, The Big Picture webcast offers a weekly deep dive into the forces shaping the mortgage world. Drawing on their extensive expertise and featuring compelling guests, the webcast delivers valuable perspectives and actionable insights for anyone seeking to better understand the dynamics of the mortgage industry.

Visit https://www.chrismancommentary.com/the-big-picture to subscribe.

Tags: @dwnpmtresource @NextHomeRes #homeownershipaccess #mortgageleadership #realestatestrategy #economicinsight

NEWS SOURCE: The Big Picture Mortgage Webcast


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