Dark Matter Technologies named to HousingWire’s Tech100 for innovation in loan origination technology

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today announced it has been named to HousingWire's 2024 Tech100 Mortgage list of companies shaping the future of the housing finance sector. HousingWire attributed the recognition to the cutting-edge technology behind the Empower(r) loan origination system (LOS), a comprehensive, bundled offering from Dark Matter that provides all-in-one mortgage origination functionality.

The Empower LOS takes a task-based approach rather than a linear approach to automating loan production, allowing multiple processes to run concurrently with minimal lender intervention. By tapping employees only as needed to manage exceptions, the Empower LOS streamlines origination workflows, resulting in significant time and cost savings for banks, credit unions and independent lenders.

"Our approach to innovation is tightly focused on helping lenders curb the runaway expense of loan origination," said Dark Matter CEO Rich Gagliano. "In the last 12 months, we've doubled down on our investments in automation, piloted new applications of artificial intelligence in the origination workflow, and opened up our API architecture to facilitate deeper collaboration with like-minded vendors. It's an exciting time in the evolution of the Empower LOS, and it's an honor to have that recognized by HousingWire with the Tech 100 award."

"One of the most exciting parts of my role at HousingWire is having a front-row seat to witness stunning innovation in mortgage and real estate," said Clayton Collins, CEO of HW Media. "HousingWire is dedicated to serving housing professionals with the full picture, and the full picture isn't complete without deep and insightful coverage and resources to help mortgage and real estate professionals uncover the innovators and solutions that drive growth and efficiency in the housing sector."

Since 2014, the HousingWire Tech100 has acknowledged impactful contributions to housing finance technology. View the full list of winners and read Dark Matter's company profile here: https://www.housingwire.com/company-profile/dark-matter-technologies/.

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com.

Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today announced it has been named to HousingWire's 2024 Tech100 Mortgage list of companies shaping the future of the housing finance sector. HousingWire attributed the recognition to the cutting-edge technology behind the Empower(r) loan origination system (LOS), a comprehensive, bundled offering from Dark Matter that provides all-in-one mortgage origination functionality.

Related link: https://www.dmatter.com

How to Easily Bypass FRP on Motorola Phone with FonesGo Android Unlocker

NEW YORK, N.Y. /ScoopCloud/ -- Similar to other Android devices, Motorola phones and tablets also have Google FRP lock. If you reset a Motorola device to factory settings without removing the Google account, you'll need to enter the correct Google account email and password to activate the device, says FonesGo.

After verification, you can access the device and enjoy all services. Everything seems okay until you purchase a second-hand Motorola device and the previous owner didn't take off his Google account before resetting.

You don't have to be worried since we're here to help you.

3 SIMPLE STEPS TO BYPASS GOOGLE FRP LOCK ON MOTOROLA

It's time-consuming to find a working method that can bypass Google FRP lock on all Motorola devices, but not anymore. FonesGo Android Unlocker, a powerful unlocking tool, just released a new version to support Motorola FRP bypass. Now, let's check how to bypass Motorola FRP with a computer.

Step 1: Free download FonesGo Android Unlocker on your Windows or Mac computer. After installation, run it and choose "Bypass FRP Lock on Other Brands".

Step 2: Connect your Google-locked Motorola device to the computer with a USB cable. Then select your device brand on the program to move on.

Step 3: Follow the on-screen instructions, then you can easily remove Google FRP lock from Motorola devices completely.

You can also check the full guide here: https://fonesgo.com/guide/how-to-use-android-unlocker/

WHY SHOULD YOU CHOOSE FONESGO ANDROID UNLOCKER

* FonesGo Android Unlocker is a powerful and trusted password unlocking tool for all Android devices. Let's check some main features of it:

* Whether your Android phone is locked with a PIN/pattern or the screen is broken and can't be unlocked, FonesGo Android Unlocker can help you unlock the device easily.

* Apart from removing various screen locks from 6000+ Android devices, it can also remove Google FRP lock from Samsung, Xiaomi, Redmi, vivo, OPPO and Motorola devices.

* It's compatible with Windows and Mac systems, and the latest Android 14 as well.

PRICE

* FonesGo Android Unlocker is free to download. However, you need to purchase a license plan to enjoy all functions.

* The program is sold with different license types, including 1 Month Plan, 1 Year Plan and Lifetime Plan. The prices are $29.95, $39.95, $49.95, respectively. In other words, the longer you own the license, the cheaper it will be.

For more information, you can visit: https://fonesgo.com/buy/android-unlocker-for-windows/

About FonesGo:

FonesGo is committed to developing easy, effective, and professional solutions for Android, iOS, and computer devices. As of now, the company has assisted millions of users to regain access to their devices. You can rely on FonesGo if you have any issues on your mobile phone or computer.

For more details, please visit:

Website: https://fonesgo.com/

YouTube: https://www.youtube.com/@fonesgo

Facebook: https://www.facebook.com/fonesgo

X/Twitter: https://twitter.com/FonesGo

Similar to other Android devices, Motorola phones and tablets also have Google FRP lock. If you reset a Motorola device to factory settings without removing the Google account, you'll need to enter the correct Google account email and password to activate the device, says FonesGo.

Related link: https://fonesgo.com/

Down Payment Resource presents Housing and Education Alliance Founder and Executive Director Sylvia Alvarez with 2023 Beverly Faull Affordable Housing Leadership Award

ATLANTA, Ga. /ScoopCloud/ -- Down Payment Resource (DPR), the housing industry's leading technology for connecting home buyers with homebuyer assistance programs, today announced that it selected Sylvia Alvarez, founder and executive director of Housing and Education Alliance (HEA), as the winner of its 2023 Beverly Faull Affordable Housing Leadership Award.

Now in its sixth year, the Beverly Faull Affordable Housing Leadership Award recognizes an individual or organization that has exhibited a steadfast commitment to expanding access to affordable homeownership. DPR created the award program in memory of one of its first employees, Beverly Faull, for her wholehearted dedication to the company's mission to improve access to homebuyer assistance programs.

Long-time housing advocate and HUD-certified Housing Counselor Alvarez founded HEA in 2002 to serve residents of Tampa Bay, Fla. HEA has delivered more than $126 million in down payment assistance to low- and moderate-income (LMI) families in support of 12,000+ home purchases. The non-profit has received many awards including the coveted "NonProfit of the Year" through PBS's national program the Be More Awards.

Alvarez is a highly respected housing advocate and has worked with the U.S. Treasury, HUD, the Department of Agriculture and has been invited to the White House six times to consult on housing issues. She is the co-author of The American Nightmare: Strategies for Preventing, Surviving and Overcoming Foreclosure, which chronicles both the judicial and non-judicial processes, phases, options and consequences of foreclosure and how homeowners can rebuild their credit to purchase a home again. Alvarez has become an advocate and voice for homeless families and is frequently interviewed in local and national media on housing issues.

"We have been a proud partner and admirer of HEA for many years and look toward a brighter future in working together to help even more Tampa families become homeowners," said DPR CEO Rob Chrane. "I see a lot of Beverly [Faull] in Sylvia's determination and leadership style. We are thrilled to recognize her in Beverley's memory."

"I am honored DPR has recognized our efforts to help more than 55,000 Tampa Bay residents secure affordable housing. Our team has been passionate about this issue for more than two decades and continues to help LMI renters in Tampa make the move to homeownership to start to create generational wealth," Alvarez said. "We will continue to work hard to help every deserving applicant have a place to call home."

In recognition of Alvarez's achievements, DPR will make a $5,000 donation to HEA.

To learn more about HEA, visit https://www.heausa.org/.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,200 programs and toolsets for mortgage lenders, multiple listing services and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by five of the top 10 retail mortgage lenders by volume, three of the four largest real estate listing websites and 600,000 real estate agents.

For more information, visit https://downpaymentresource.com/.

Down Payment Resource (DPR), the housing industry's leading technology for connecting home buyers with homebuyer assistance programs, today announced that it selected Sylvia Alvarez, founder and executive director of Housing and Education Alliance (HEA), as the winner of its 2023 Beverly Faull Affordable Housing Leadership Award.

Related link: https://www.downpaymentresource.com/

Church of Scientology Los Angeles Hosts an Event to Help Reunite Long Separated Mexican Families

LOS ANGELES, Calif. /ScoopCloud/ -- Many men and women who emigrate from Mexico to America do so not only for the promise of a better life for themselves and their children. They leave to help support families left behind with the dream of one day reuniting under better circumstances either at home or in their adopted country. But in many cases, this means families are separated for decades. Tlaxcaltecas USA, a nonprofit whose mission is to provide help and support to the migrant community in America, organized a very special reunion, hosted by the Church of Scientology Los Angeles. They brought together families - some separated for decades.

One of Tlaxcaltecas USA's most important projects is to arrange for elderly men and women living in Mexico to visit their families in America. They help those qualified to procure visitor visas and arrange group flights to Los Angeles for these family reunions.

Representatives of Tlaxcaltecas USA met the elderly family members at Benito Juarez International Airport in Mexico City at 6 a.m. on Saturday, January 17. They delivered their visas, and at 9 a.m. their flight left for Los Angeles International Airport. Meanwhile, seven families gathered at the Church of Scientology Los Angeles, some from as far away as San Francisco, Denver and Seattle. One of the families had not seen one another for more than 25 years.

The Church of Scientology Los Angeles and the Church of Scientology of the Valley in North Hollywood partner with Tlaxcaltecas USA. Inspired by Scientology Founder L. Ron Hubbard's words that "Human rights must be made a fact, not an idealistic dream," they host programs that support the human rights and the social and community needs of Tlaxcalan immigrants in Los Angeles and promote the traditions, customs and culture of the Mexican state of Tlaxcala.

The Church of Scientology Los Angeles is an Ideal Scientology Organization, designed to provide the ideal facilities for Scientologists on their ascent to higher states of spiritual freedom and to serve as a home for the entire community and a meeting ground of cooperative effort to uplift people of all denominations. The Church was dedicated by Scientology ecclesiastical leader Mr. David Miscavige in 2010.

To learn more, visit the website of the Church of Scientology Los Angeles or watch Inside a Church of Scientology on the Scientology Network, available on DIRECTV Channel 320, DIRECTV STREAM, AT&T U-verse and streaming at Scientology.tv, on mobile apps and via the Roku, Amazon Fire and Apple TV platforms.

LEARN MORE:

https://www.scientologynews.org/press-releases/

https://www.scientology-losangeles.org

https://www.scientology.tv/series/inside-scientology/inside-a-church.html

MULTIMEDIA:

https://www.scientology.tv/series/inside-scientology/inside-a-church.html

https://www.youtube.com/watch?v=B0xMnowNCYo&t=4s

Many men and women who emigrate from Mexico to America do so not only for the promise of a better life for themselves and their children. They leave to help support families left behind with the dream of one day reuniting under better circumstances either at home or in their adopted country. But in many cases, this means families are separated for decades.

Related link: https://www.scientology.org/

FormFree celebrates its 10th appearance on the HousingWire Tech100

ATHENS, Ga. /ScoopCloud/ -- FormFree® today announced it has been honored as a HousingWire Tech100 Mortgage award winner for a tenth year. The fintech was recognized for the launch of its Residual Knowledge Income Index(tm) (RIKI(tm)), an innovative method for measuring consumers' ability to pay for mortgages and other loans based on cash-flow analysis.

RIKI offers lenders a more complete understanding of a loan applicant's borrowing capacity than traditional credit scores alone, making it possible for lenders to evaluate default risk and extend financing to homebuyers with little to no credit history. By downloading FormFree's Passport Wallet® app, consumers can view their real-time ability to pay, including their RIKI, and connect with home, auto and personal lenders on FormFree Exchange (FFX®), a marketplace that connects lenders with the high-intent, financially vetted borrowers who need them.

"While traditional credit scoring is a valuable resource, we want to ensure lenders have every scrap of data they need to make the right call on any given loan application," said FormFree Founder and CEO Brent Chandler. "By supplementing credit history with granular detail around a borrower's monthly income and expenditures, we empower lenders to provide financing to underserved markets while managing risk. It's an honor to have our efforts recognized as a part of the HousingWire Tech100."

"The technology capabilities and solutions that this year's Tech100 winning organizations have developed are an absolute testament to the relentless innovation within the real estate and mortgage technology landscape," HW Media Editor-in-Chief Sarah Wheeler said. "These past few years have been transformative for the industry, and these honorees are continuing to bring long-awaited solutions to the challenges that mortgage and real estate professionals have struggled with for decades. Congratulations to all the deserving winners for their outstanding contributions to our ever-evolving industry."

Now in its 12th year, HousingWire's Tech100 program recognizes tmpactful and innovative organizations whose technology solutions are driving efficiency, transparency and accessibility across the housing industry. Learn more about the HousingWire Tech100 and view FormFree's full company profile here: https://www.housingwire.com/company-profile/formfree-4/

About FormFree®

FormFree empowers consumers to understand their ability to pay and share it with lenders like never before. Using FormFree's Passport Wallet® app, consumers can share all the core financial data required by loan underwriters - including identity, assets, income, employment, credit history and cash-flow data - in seconds. Once consumers are ready to transact, they can anonymously share their data on the FormFree Exchange (FFX) and receive immediate offers from a marketplace of lenders who fully understand their ability to pay, residual income and eligibility for down payment assistance and inclusive lending programs. For more information, visit https://www.formfree.com/ or follow FormFree on LinkedIn.

FormFree® today announced it has been honored as a HousingWire Tech100 Mortgage award winner for a tenth year. The fintech was recognized for the launch of its Residual Knowledge Income Index(tm) (RIKI(tm)), an innovative method for measuring consumers' ability to pay for mortgages and other loans based on cash-flow analysis.

Related link: https://www.formfree.com/

LenderLogix Celebrates its Third Appearance on HousingWire’s annual Tech100 List of Innovative Mortgage Technology Firms

BUFFALO, N.Y. /ScoopCloud/ -- LenderLogix, a leading provider of mortgage automation software and application programming interfaces (APIs), today announced it has been named to HousingWire magazine's annual Tech100 list. The Tech100 award seeks to highlight the most innovative technology companies across the housing sector.

LenderLogix was founded with the mission of delivering a meaningful and agile way for lenders to provide borrowers with a custom, digital-forward mortgage experience. This vision has resulted in the company's current suite of solutions, which have enabled hundreds of lending organizations to improve their borrower-facing digital footprint quickly and easily without squandering their bottom line.

"Lenders' need for agile technology is only growing. As the mortgage landscape shifts and consumer expectations grow, using outdated antique systems no longer meets borrower expectations, to put it simply," said LenderLogix founder and CEO Patrick O'Brien. "We're extremely proud of the better user experience we've brought for all parties through our product suite and thank HousingWire for recognizing our efforts."

LenderLogix offers a suite of tightly integrated white-labeled solutions for lenders of all sizes. Its product suite includes LiteSpeed, a white-labeled point of sale (POS) solution; QuickQual, which provides borrowers and real estate agents the ability to run payment and closing cost scenarios and generate/update pre-approval letters instantly; Fee Chaser, which sends the borrower a unique link to pay mortgage origination fees from any device seamlessly; and CRA Analytics' intuitive dashboards that enable lenders to track and measure their affordable lending and Community Reinvestment Act-related initiatives.

"One of the most exciting parts of my role at HousingWire is having a front row seat to witness stunning innovation in mortgage and real estate," said Clayton Collins, CEO of HW Media. "HousingWire is dedicated to serving housing professionals with the full picture, and the full picture isn't complete without deep and insightful coverage and resources to help mortgage and real estate professionals uncover the innovators and solutions that drive growth and efficiency in the housing sector."

To view the full list of HW Tech100 winners, visit: https://www.housingwire.com/articles/announcing-the-2024-tech100-mortgage-winners/

About LenderLogix:

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software and APIs to meet the needs of today's mortgage lenders. The company's suite of products addresses the speed at which today's real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money. For more information, visit https://www.lenderlogix.com/.

About HousingWire:

HousingWire is an information services company that provides unique data and research, respected business journalism and must-attend events for housing leaders to use to advance their understanding and business outcomes. Our vision is a world in which housing leaders have a complete view of the housing market, and a broad community of peers with whom they can connect. We are committed to delivering the data, analytics, media, and events that advance this vision.

Because housing is too important for narrow perspectives and missed connections. Informed housing leaders are better housing leaders. A connected housing industry is a better housing industry. And the full picture always reveals new opportunities.

Explore more at www.housingwire.com.

LenderLogix, a leading provider of mortgage automation software and application programming interfaces (APIs), today announced it has been named to HousingWire magazine's annual Tech100 list. The Tech100 award seeks to highlight the most innovative technology companies across the housing sector.

Related link: https://www.lenderlogix.com/

Monthly Mortgage Volume Increases 13.96% In Latest MCT Indices Report

SAN DIEGO, Calif. /ScoopCloud/ -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today an increase of 13.96% in mortgage lock volume compared to the previous month. To gain comprehensive insights into the market dynamics, industry professionals and enthusiasts are invited to download the complete report.

For the first time since June 2023, MCT® has observed month-over-month growth in total volume, purchase volume, rate/term refinances, and cash-out refinances. These figures come as the Federal Reserve has decided to maintain interest rates at their current level, with indications that a March rate cut may be unlikely as they persist in their pursuit of achieving 2% inflation.

While the rise in monthly volume across the board is a notable trend, the year-over-year comparison reveals relatively stable total volume. Phil Rasori, Chief Operating Officer at MCT, commented on the current landscape, stating, "The recent decrease in mortgage rates and increase in refinance volume hasn't yet made a meaningful impact compared to a year ago. However, we anticipate a shift in this scenario as we approach a potential Fed rate cut, unlocking the potential for increased refinance and total volume."

To access the comprehensive insights provided by MCT's Lock Volume Indices, interested parties are encouraged to download the full report - https://mct-trading.com/press-release/monthly-mortgage-volume-increases-13-96-in-latest-mct-indices-report/.

MCT's Lock Volume Indices present a snapshot of rate lock volume activity in the residential mortgage industry broken out by lock type (purchase, rate/term refinance, and cash out refinance) across a broad diversity of lenders (e.g., sizes, products/services offered, business models) from MCT's national footprint.

About MCT:

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. From architecting modern best execution loan sales to launching the most successful and advanced marketplace for mortgage-related assets, lenders, investors, and network partners all benefit from MCT's stewardship. MCT's technology and know-how continues to revolutionize how mortgage assets are priced, locked, protected, valued, and exchanged - offering clients the tools to thrive under any market condition.

For more information, visit https://mct-trading.com/ or call (619) 543-5111.

MULTIMEDIA:

Image link for media: https://mct-trading.com/wp-content/uploads/2024/02/mct-lock-volume-indices-7.png

Caption: Monthly Mortgage Volume Increases 13.96% In Latest MCT Indices Report

Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today an increase of 13.96% in mortgage lock volume compared to the previous month. To gain comprehensive insights into the market dynamics, industry professionals and enthusiasts are invited to download the complete report.

Related link: https://mct-trading.com/

Optimal Blue Clinches 2024 HousingWire Tech100 Mortgage Award

PLANO, Texas /ScoopCloud/ -- Today, Optimal Blue announced its selection by HousingWire as a Tech100 Mortgage award winner. Now in its 12th year, HousingWire's Tech100 award program spotlights the most innovative and impactful tech organizations in housing.

"We are honored to be recognized by HousingWire for our end-to-end capital markets platform, which connects hundreds of thousands of individual lenders, investors, brokers and vendors across the primary and secondary mortgage markets," said Scott Smith, interim CEO at Optimal Blue. "Optimal Blue is continually investing in product innovation that enables our customers to operate more nimbly, efficiently and profitably, while at the same time growing our bench of experienced industry advisors and services staff."

Optimal Blue is an undisputed leader in mortgage secondary marketing technology, facilitating more than $1.1 trillion in mortgage locking and trading transactions annually. Its technology and data solutions are relied on by thousands of lenders and brokers, and hundreds of investors, as well as government agencies, think tanks, and others. The company's solutions are used by 68% of the top 500 mortgage lenders in the U.S.

Optimal Blue continues to invest in its market-leading position with a focus on enhanced user experience, cloud-first and cloud-native technology, world-class mobile solutions, and premier workflow, rules, and compliance technology.

"The technology capabilities and solutions that this year's Tech100 winning organizations have developed are an absolute testament to the relentless innovation within the real estate and mortgage technology landscape," HW Media Editor-in-Chief Sarah Wheeler said. "These past few years have been transformative for the industry and these honorees are continuing to bring long-awaited solutions to the challenges that mortgage and real estate professionals have struggled with for decades. Congratulations to all the deserving winners for their outstanding contributions to our ever-evolving industry."

About Optimal Blue:

Optimal Blue is a market leader in mortgage secondary marketing technology. The company facilitates transactions among mortgage market participants through its Marketplace Platform, actionable data, and technology vendor connections. The platform supports a range of functions for originators and investors to automate and optimize core processes related to product, pricing, and eligibility, hedge analytics, MSR valuation, loan trading, social media compliance, and counterparty oversight. The company's premier products are used by 68% of the top 500 mortgage lenders in the U.S.

For more information on Optimal Blue's end-to-end secondary marketing automation, visit http://www.optimalblue.com/.

Today, Optimal Blue announced its selection by HousingWire as a Tech100 Mortgage award winner. Now in its 12th year, HousingWire's Tech100 award program spotlights the most innovative and impactful tech organizations in housing.

Related link: https://www2.optimalblue.com/

HitPaw Edimakor for Mac V2.6.0: AI Video Generator, STT, TTS Included

NEW YORK, N.Y. /ScoopCloud/ -- HitPaw, a leading provider of multimedia solutions, proudly announces the release of HitPaw Edimakor for Mac V2.6.0, a powerful and user-friendly video editing software. The latest version brings an array of exciting features and fresh resources, solidifying its position as the preferred toolkit among content creators.

What's New about HitPaw Edimakor?

Here's a closer look at the key highlights:

* AI Script Generator: One exciting feature in this update is the integration of the ChatGPT interface. Simply put, users can now use the latest AI to easily create video scripts. Or, you can also create engaging video content by selecting suitable resource templates.

* Video Download and Audio Extraction: HitPaw Edimakor now supports pasting any website link to download corresponding audio and video resources, further enriching your creative experience. Additionally, if you are unsatisfied, you are able to directly extract the desired audio from video clips.

* Screenshot Function: The brand-new screenshot feature allows users to capture moments from videos and save them as static images, making it easy to share and showcase creative highlights.

* Rich resources: In this update, the HitPaw team has introduced a wide range of creative elements. Now, users have access to over 300 new fonts, over 80 diverse text styles, a collection of 50 commercially licensed music tracks, and an selection of over 30 new special effects.

* Simplified creative workflow: With HitPaw Edimakor, Mac users can not only enjoy great freedom but also further simplify the video editing process. For example, when the timeline is empty, you can directly add materials. On the other hand, the newly added switch on the timeline enables users to unbind the material from the main axis.

* STT and TTS: Like other video editing software, HitPaw Edimakor is equipped with powerful Speech-to-Text (STT) and Text-to-Speech (TTS) functionalities. Speech-to-Text can be used to convert dialogues in videos into editable text, facilitating the creation of subtitles. Meanwhile, Text-to-Speech allows you to add audio to your videos when needed.

Compatibility and Price

HitPaw Edimakor is not only fully compatible with MacOS 10.15 or higher, but also offers a Windows version. Users can now purchase the software and enjoy a fantastic 20% discount. Compared to competitors, it is more suitable for budget-conscious Mac users.

For more price checking, please visit:
https://www.hitpaw.com/purchase/buy-hitpaw-video-editor-mac.html

About Edimakor

Edimakor has always been committed to unleashing individual creative potential. Over the years, the Edimakor team has assisted numerous users worldwide in turning their imagination into reality. Apart from video editing, Edimakor also provides various innovative solutions, including screen recording, photo enhancement, voice changing, AI video generation, and more.

For more information, visit: https://www.hitpaw.com/video-editor.html

Follow on social:

YouTube: https://www.youtube.com/@HitPawEdimakorOfficial

Facebook: https://www.facebook.com/profile.php?id=100091217221227

X/Twitter: https://twitter.com/HitpawEdimakor

NEW YORK, N.Y., Feb. 2, 2024 (SEND2PRESS NEWSWIRE) -- HitPaw, a leading provider of multimedia solutions, proudly announces the release of HitPaw Edimakor for Mac V2.6.0, a powerful and user-friendly video editing software. The latest version brings an array of exciting features and fresh resources, solidifying its position as the preferred toolkit among content creators.

Related link: https://www.hitpaw.com/

Jazz Fest Pompano Beach 2024 Makes a Huge Splash

POMPANO BEACH, Fla. /ScoopCloud/ -- Under a canopy of stars, Pompano Beach was transformed into a haven for jazz enthusiasts as over 10,000 music fans showed up for the beachside celebration. Jazz royalty including Branford Marsalis, Ms. Lisa Fischer & Grand Baton, David Sanchez, and Najee held court on the Champion Porsche Stage at Jazz Fest Pompano Beach 2024 and captivated audiences with their incredible talent.

This year's event, hosted by Mark Ruffin of Sirius XM's Real Jazz channel, was the first time the festival was located directly on the beach which allowed for exponential audience growth. With the tremendous success of this 3rd annual event, the City's Cultural Affairs Department is already planning the 2025 festival.

Upcoming announcements will be featured on https://www.pompanobeacharts.org/.

"Jazz Fest was a true testament to the power of music and art to bring people together," said Ty Tabing, Director Cultural Affairs Department. "We saw families dancing on the sand, people swaying to the melodies, and everyone smiling as they experienced phenomenal art displays by our Artists in Residence, and the incredible food and beverage options from our local venues. We are so grateful to everyone who made this extraordinary event a success, and we cannot wait to do this again next year!"

Restaurants participating in the "Beachside Beats & Culinary Treats" food & beverage area included Baresco, Beach House, Burger Fi, How You Brewin', Cannoli Kitchen Pizza, Kilwins, Lucky Fish and Oceanic.

The stunning artistic experiences provided by the talented Artists in Residence from Bailey Contemporary Arts Center, were underwritten by a $50,000 grant from the Community Foundation of Broward to expand this program outside the venue walls. Jazz Fest was the first time these funds were utilized, and they allowed for an array of impressive artistic experiences including live painting, art installations, mural curations, dance, and even a projection under the pier.

Jazz Fest Pompano Beach 2024 Sponsors include: Champion Porsche, John Knox Village, Bank United, Gold Coast Jazz Society, Outclique, and Pompano! Magazine.

About the City of Pompano Beach Cultural Affairs Department:

The mission of the Cultural Affairs Department is to provide cultural programming that includes visual arts, digital media, music, film, theater, dance and public art for the enjoyment and enrichment of residents and visitors to Pompano Beach, Broward County, and the greater South Florida area. The department programs and manages the City's premiere cultural arts venues, including the Pompano Beach Cultural Center, Ali Cultural Arts Center, Bailey Contemporary Arts Center, and the Blanche Ely House Museum. The department also oversees the City's Public Art Program and the prestigious National Endowment for the Arts' Our Town grant awarded to the Pompano Beach Crossroads place-making arts initiative.

Under a canopy of stars, Pompano Beach was transformed into a haven for jazz enthusiasts as over 10,000 music fans showed up for the beachside celebration. Jazz royalty including Branford Marsalis, Ms. Lisa Fischer & Grand Baton, David Sanchez, and Najee held court on the Champion Porsche Stage at Jazz Fest Pompano Beach 2024 and captivated audiences with their incredible talent.

Related link: https://www.pompanobeacharts.org/

Floify named a 2024 HW Tech100 Mortgage honoree

BOULDER, Colo. /ScoopCloud/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, announced that it has been named a HW Tech100 Mortgage award honoree.

Floify was recognized as an exceedingly user-friendly point-of-sale (POS) whose easy-to-configure platform and rule-based automations have made it beloved among small and midsize lenders and mortgage brokers. Floify's no-hassle platform comes equipped with native features and workflows that help lenders reduce costs and move with agility in any market.

"At Floify, we believe in empowering mortgage brokers and lenders of all stripes with tools that streamline their operations and enable them to adapt swiftly in a dynamic market," said Sofia Rossato, Floify's president and general manager. "Being named among this year's Tech100 Mortgage honorees is a testament to our vision of making mortgage processing as efficient and hassle-free as possible. We are grateful for this acknowledgment and remain dedicated to continuing our pursuit of excellence and innovation in the mortgage technology space."

"The technology capabilities and solutions that this year's Tech100 winning organizations have developed are an absolute testament to the relentless innovation within the real estate and mortgage technology landscape," HW Media Editor-in-Chief Sarah Wheeler said. "These past few years have been transformative for the industry, and these honorees are continuing to bring long-awaited solutions to the challenges that mortgage and real estate professionals have struggled with for decades. Congratulations to all the deserving winners for their outstanding contributions to our ever-evolving industry."

Now in its 12th year, the HW Tech100 recognizes some of the most innovative and impactful technology organizations serving the housing sector.

The full list of HW Tech100 honorees can be viewed at https://www.housingwire.com/.

About Floify:

Floify is a digital mortgage automation solution that streamlines the loan process by providing a secure application, communication, and document portal between lenders, borrowers, referral partners, and other mortgage stakeholders. Loan originators use the platform to collect and verify borrower documentation, track loan progress, communicate with borrowers and real estate agents, and close loans faster. The company is based in Boulder, Colorado and is a subsidiary of Porch Group, Inc. ("Porch Group") (NASDAQ: PRCH). For more information, visit the company's website at https://floify.com/ or on social media at Facebook, LinkedIn, or Twitter / X.

Forward-Looking Statements:

Certain statements in this release may be considered "forward-looking statements" within the meaning of the "safe harbor" provisions of the United States Private Securities Litigation Reform Act of 1995. Although the Company believes that its plans, intentions, and expectations reflected in or suggested by these forward-looking statements are reasonable, the Company cannot assure you that it will achieve or realize these plans, intentions, or expectations. Forward-looking statements are inherently subject to risks, uncertainties, assumptions, and other factors which could cause actual results to differ materially from those expressed or implied by such forward-looking statements. Generally, statements that are not historical facts, including statements concerning the Company's possible or assumed future actions, business strategies, events, or results of operations, are forward-looking statements. These statements may be preceded by, followed by, or include the words "believes," "estimates," "expects," "projects," "forecasts," "may," "will," "should," "seeks," "plans," "scheduled," "anticipates," "intends," or similar expressions.

These forward-looking statements are based upon estimates and assumptions that, while considered reasonable by Porch and its management at the time they are made, are inherently uncertain. Factors that may cause actual results to differ materially from current expectations include, but are not limited to: (1) expansion plans and opportunities, and managing growth, to build a consumer brand; (2) the incidence, frequency, and severity of weather events, extensive wildfires, and other catastrophes; (3) economic conditions, especially those affecting the housing, insurance, and financial markets; (4) expectations regarding revenue, cost of revenue, operating expenses, and the ability to achieve and maintain future profitability; (5) existing and developing federal and state laws and regulations, including with respect to insurance, warranty, privacy, information security, data protection and taxation, and management's interpretation of and compliance with such laws and regulations; (6) the Company's reinsurance program, which includes the use of a captive reinsurer, the success of which is dependent on a number of factors outside management's control, along with reliance on reinsurance to protect us against loss; (7) uncertainties related to regulatory approval of insurance rates, policy forms, insurance products, license applications, acquisitions of businesses or strategic initiatives, including the reciprocal restructuring, and other matters within the purview of insurance regulators; (8) reliance on strategic, proprietary relationships to provide the Company with access to personal data and product information, and the ability to use such data and information to increase transaction volume and attract and retain customers; (9) the ability to develop new, or enhance existing, products, services, and features and bring them to market in a timely manner; (10) changes in capital requirements, and the ability to access capital when needed to provide statutory surplus; (11) the increased costs and initiatives required to address new legal and regulatory requirements arising from developments related to cybersecurity, privacy, and data governance and the increased costs and initiatives to protect against data breaches, cyber-attacks, virus or malware attacks, or other infiltrations or incidents affecting system integrity, availability and performance; (12) retaining and attracting skilled and experienced employees; (13) costs related to being a public company; and (14) other risks and uncertainties discussed in Part I, Item 1A, "Risk Factors," in the Company's Annual Report on Form 10-K for the year ended December 31, 2022, and in Part II, Item 1A, "Risk Factors," in our Quarterly Report on Form 10-Q for the quarter ended March 31, 2023, as well as those discussed in subsequent reports filed with the Securities and Exchange Commission ("SEC"), all of which are available on the SEC's website at www.sec.gov.

Nothing in this release should be regarded as a representation by any person that the forward-looking statements set forth herein will be achieved or that any of the contemplated results of such forward-looking statements will be achieved. You should not place undue reliance on forward-looking statements, which speak only as of the date of this release. Unless specifically indicated otherwise, the forward-looking statements in this release do not reflect the potential impact of any divestitures, mergers, acquisitions, or other business combinations that have not been completed as of the date of this release. Porch does not undertake any duty to update these forward-looking statements, whether as a result of changed circumstances, new information, future events or otherwise, except as may be required by law.

Floify, the mortgage industry's leading point-of-sale (POS) solution, announced that it has been named a HW Tech100 Mortgage award honoree. Floify was recognized as an exceedingly user-friendly point-of-sale (POS) whose easy-to-configure platform and rule-based automations have made it beloved among small and midsize lenders and mortgage brokers.

Related link: https://floify.com/

Join Pokemon Go Sinnoh Tour 2024 at Home – Tenorshare iAnyGo Spoofer 20% Off

NEW YORK, N.Y. /ScoopCloud/ -- The Pokemon Go community is abuzz with excitement as the Sinnoh Tour 2024 is set to unfold in the city of New York on February 2nd. However, recognizing the challenges many players face in attending live events, Tenorshare is proud to introduce the iAnyGo Spoofer, an innovative solution that enables players to participate in the Sinnoh Tour from the comfort of their homes, all without the need to physically move.

Time and Location:

The Pokemon Go Sinnoh Tour is scheduled to captivate players on February 2nd, 2024, in the bustling metropolis of New York. This much-anticipated event promises a day filled with thrilling challenges, rare Pokemon encounters, and the camaraderie that defines the Pokemon Go community.

"Tenorshare is excited to provide a solution that allows Pokemon Go enthusiasts to fully engage in the Sinnoh Tour from the comfort of their homes," says a Tenorshare spokesperson. "With iAnyGo, we aim to enhance the gaming experience by eliminating geographical limitations."

Join LA Pokemon Go Tour 2024 without Walking:

In response to the increasing demand for a convenient way to partake in the Sinnoh Tour, Tenorshare presents the Tenorshare iAnyGo Spoofer, a cutting-edge tool designed to redefine the Pokemon Go experience. With iAnyGo, players can seamlessly join the LA Pokemon Go Tour without leaving the comfort of their homes.

Features of iAnyGo:

1. One Click to Teleport: You can change your location instantly to anywhere in the world, capturing region-exclusive Pokémon effortlessly.

2. Single-Spot Movement: For a more engaging gaming experience, you can simulate movement at different speeds.

3. Multi- Spot Movement: Arrange routes through various areas and create thrilling journeys to hunt Pokémon.

4. Joystick: Use a Joystick to navigate accurately and catch elusive Pokémon

Pros and Cons of iAnyGo:

Pros:

* iOS 17 Compatibility: iAnyGo spoofer supports the latest iOS 17, ensuring players can enjoy the Sinnoh Tour on the most up-to-date operating system.

* No Jailbreak, No Root: Unlike many other location spoofers, iAnyGo does not require jailbreaking for iOS devices or rooting for Android devices, ensuring a hassle-free and secure experience.

* User-Friendly Interface: iAnyGo boasts a user-friendly interface, making it accessible to players of all technical backgrounds.

* Cost-Effective: With the exclusive 20% discount, iAnyGo provides an affordable solution for enhancing the Pokemon Go experience.

Cons:

* Dependency on External Software: iAnyGo relies on external software, and users need to ensure they are comfortable with third-party tools.

* Potential Violation of Terms of Service: While iAnyGo is designed to be compliant with app policies, there's a risk of violating Pokemon Go's terms of service, and users should exercise caution.

Enjoy Tenorshare iAnyGo Spoofer 20% Off! To make this groundbreaking technology even more accessible, Tenorshare is delighted to offer an exclusive iAnyGo 20% off. This limited-time offer allows players to enhance their Pokemon Go experience at an unbeatable price with the Best Pokemon Go Spoofer.

Learn more: https://www.tenorshare.com/products/ianygo-change-gps-location-iphone.html

About Tenorshare:

Tenorshare has established itself as a leading software provider, offering innovative solutions for a wide range of digital challenges. With a commitment to user satisfaction and cutting-edge technology, Tenorshare continues to be at the forefront of software development.

Contact Information:

For more information about Tenorshare iAnyGo and the Pokemon Go Sinnoh Tour 2024, please visit Tenorshare's official website: https://www.tenorshare.com/

Connect with us on social media:

* Facebook - https://www.facebook.com/TenorshareOfficial/

* X/Twitter - https://twitter.com/Tenorshare_Inc

* YouTube - https://www.youtube.com/user/TenorshareOfficial/videos

The Pokemon Go community is abuzz with excitement as the Sinnoh Tour 2024 is set to unfold in the city of New York on February 2nd. However, recognizing the challenges many players face in attending live events, Tenorshare is proud to introduce the iAnyGo Spoofer, an innovative solution that enables players to participate in the Sinnoh Tour from the comfort of their homes, all without the need to physically move.

Related link: https://www.tenorshare.com/

Stack Sports and Expedia Group Score a Winning Partnership, Bringing Big Savings to Sports Families’ Travel Expenses

PLANO, Texas /ScoopCloud/ -- A game-changing collaboration has emerged between Stack Sports, a leading sports technology provider, and Expedia Group, the world's leading traveler technology platform. Together, they're set to redefine the way sports families plan their travel, offering substantial savings to make supporting athletes at various events more accessible and affordable.

In response to the escalating costs associated with youth sports and travel, Stack Sports and Expedia Group have united forces to create an innovative solution. By merging Stack Sports' cutting-edge technology with Expedia Group's travel expertise, this partnership introduces a seamless and budget-friendly approach to booking accommodations, flights, and transportation for sports families.

Highlights of the partnership:

Exclusive Discounts: Sports families can benefit from exclusive coupon discounts on hotels, flights, and rental cars through a co-branded travel site, ensuring the best rates available.

User-Friendly Interface: The co-branded travel site features a user-friendly interface, simplifying the planning and booking process for sports families with just a few clicks.

Real-Time Updates: Stay informed with real-time updates on travel itineraries, allowing sports families to adapt seamlessly to any changes.

One-Stop Solution: The co-branded travel site is a comprehensive one-stop solution for all travel-related needs. It streamlines the planning process, enabling sports families to focus on supporting their athletes.

"Our partnership with Expedia Group is an exciting milestone, bringing savings and convenience to sports families," said Brandon Shangraw, SVP of Marketing and Innovation at Stack Sports. "With our mission to increase participation and transform the sports experience, we see this as an exciting step to simplify the travel experience for families. This partnership will help families Play More, and Worry Less when traveling."

"Nothing beats the excitement of watching sports in person. We're thrilled to partner with Stack Sports, creating a one-two combo of great travel and sports experiences for families around the globe," said Clayton Nelson, Vice President of Strategic Partnerships & Affiliates at Expedia Group. "Bringing together our travel expertise with Stack Sports' innovative solutions is truly a win-win, making travel more affordable and accessible so all sports families can experience the joy of being there."

This groundbreaking collaboration between Stack Sports and Expedia Group marks a new era for sports travel, promising affordability, convenience, and a touch of excitement for sports families everywhere.

About Stack Sports:

With nearly 50 million users in 35 countries, Stack Sports is a global technology leader in SaaS platform offerings for the sports industry. The company provides world-class software and services to support national governing bodies, youth sports associations, leagues, clubs, parents, coaches, and athletes. Some of the largest and most prominent sports organizations including the U.S. Soccer Federation, Little League Baseball and Softball, and Pop Warner Little Scholars rely on Stack Sports technology to run and manage their organizations.

Stack Sports is headquartered in Dallas and is leading the industry one team at a time focusing on four key pillars - Grassroots Engagement, Participation Growth, Recruiting Pathways, and Elite Player Development. To learn more about how Stack Sports is transforming the sports experience, please visit https://stacksports.com/.

About Expedia Group:

Expedia Group, Inc. brands power travel for everyone, everywhere through our global platform. Driven by the core belief that travel is a force for good, we help people experience the world in new ways and build lasting connections. We provide industry-leading technology solutions to fuel partner growth and success, while facilitating memorable experiences for travelers. Our organization is made up of three pillars: Expedia Product & Technology, focused on the group's product and technical strategy and offerings; Expedia Brands, housing all our consumer brands; and Expedia for Business, consisting of business-to-business solutions and relationships throughout the travel ecosystem.

The Expedia Group family of brands includes: Expedia®, Hotels.com®, Expedia® Partner Solutions, Vrbo®, Trivago®, Orbitz®, Travelocity®, Hotwire®, Wotif®, ebookers®, CheapTickets®, Expedia Group(tm) Media Solutions, CarRentals.com(tm), and Expedia Cruises(tm). One Key(tm) is our comprehensive loyalty program that unifies Expedia, Hotels.com, and Vrbo into one simple, flexible travel rewards experience. To enroll in One Key, download Expedia, Hotels.com, and Vrbo mobile apps for free on iOS and Android devices.

For more information, visit https://www.expediagroup.com/. Follow us on Twitter @expediagroup and check out our LinkedIn www.linkedin.com/company/expedia.

© 2024 Expedia, Inc., an Expedia Group company. All rights reserved. Trademarks and logos are the property of their respective owners. CST: 2029030-50

A game-changing collaboration has emerged between Stack Sports, a leading sports technology provider, and Expedia Group, the world's leading traveler technology platform. Together, they're set to redefine the way sports families plan their travel, offering substantial savings to make supporting athletes at various events more accessible and affordable.

Related link: https://stacksports.com/

KROST Is Ranked Among CalCPA’s Top 150 Firms

PASADENA, Calif. /ScoopCloud/ -- KROST CPAs and Consultants has been named one of the Top 150 Firms for 2023-2024 by CalCPA. This award recognizes the firm, with 100% membership. The company is ranked 33rd on the list. The recognition reflects KROST's dedication to professional development and the CalCPA organization. KROST is committed to providing clients with exceptional service and innovative solutions to meet their needs. This award is a testament to unwavering commitment to quality.

"I am thrilled to see KROST being recognized for their hard work and dedication with this prestigious award. Our staff members are actively involved with CalCPA and constantly attending events and webinars that they offer. Being a part of the CalCPA organization offers great opportunities in our profession," said Keith Hamasaki, CPA, KROST Principal & Trustee of the CalCPA Education Foundation.

California Society of Certified Public Accountants (CalCPA) was founded in 1909 and is headquartered in Burlingame, California. It is the nation's largest state accounting organization and serves over 45,000 members statewide in public practice, private industry, education, government, and more. CalCPA, with 14 chapters located throughout the state, is committed to the education and betterment of our members and the profession.

Learn more about KROST's services - https://www.krostcpas.com/services

About KROST:

Established in 1939 in Pasadena, California, KROST is a full-service Certified Public Accounting and Consulting firm serving clients across various industries. Their focus is on recognizing opportunities and creating value for clients by equipping them with the tools to make better business and financial decisions for the future. As trusted advisors, clients depend on KROST to provide timely information, innovative solutions, and result-driven teamwork to ensure success.

Along with providing traditional services, such as Tax, Accounting, and Assurance & Advisory, KROST also provides special services, including Client Accounting Services (CAS), Mergers & Acquisitions, Wealth Management, Tax Specialty Services, and KROST Business Intelligence (KBI).

RELATED LINKS:
https://www.calcpa.org/

KROST CPAs and Consultants has been named one of the Top 150 Firms for 2023-2024 by CalCPA. This award recognizes the firm, with 100% membership. The company is ranked 33rd on the list. The recognition reflects KROST's dedication to professional development and the CalCPA organization.

Related link: https://www.krostcpas.com/

Scientology-Supported Drug Prevention Campaign Raises Awareness About Drugs to Help Youth Stay Healthy and Safe Despite Emerging Drug Trends

PARIS, France /ScoopCloud/ -- Despite one of the most restrictive drug policies in Europe, France has the highest use of cocaine and second-highest use of cannabis in Europe according to a March 2023 report by the French Observatory of Drugs and Addictive Trends (OFDT). But in Paris, drug-prevention volunteers of the Church of Scientology believe drug education can radically change this trend for the better. They are ramping up their Dites Non à la Drogue (Say No to Drugs) campaign to help youth create a better future for themselves.

The change in trafficking and production routes affecting Europe make drug education more important than ever, these volunteers say. EUROPOL reports an increase in methamphetamine and cocaine linked to Mexican cartels - the same cartels responsible for lacing counterfeit prescription drugs with deadly doses of the opioid fentanyl resulting in spiraling drug overdose deaths in the U.S. When youth know the truth about drugs, they are far less likely to abuse them.

According to the UN Office on Drugs and Crime (UNODC): "Prevention strategies based on scientific evidence working with families, schools, and communities can ensure that children and youth, especially the most marginalized and poor, grow and stay healthy and safe into adulthood and old age. For every dollar spent on prevention, at least ten can be saved in future health, social and crime costs."

Dites Non à la Drogue uses the drug-education materials of Foundation for a Drug-Dree World, a nonprofit public benefit corporation that empowers youth and adults with factual information about drugs so they can make informed decisions and live drug-free. Through the support of Scientology Churches and Scientologists, the Foundation offers its drug education resources free of charge to anyone wishing to use them to educate others about drugs. These materials and online drug education courses are available in 19 languages through the Foundation's website.

Scientology Founder L. Ron Hubbard noted the role substance abuse plays in the disintegration of the social fabric: "Research has demonstrated that the single most destructive element present in our current culture is drugs."

Watch the Drug-Free World public service announcements and The Truth About Drugs-Real People, Real Stories documentary on the Scientology Network, and episodes of Voices for Humanity to see the program in action. The Scientology Network is available on DIRECTV Channel 320, DIRECTV STREAM, AT&T U-verse and streams at Scientology.tv, on mobile apps, and via the Roku, Amazon Fire and Apple TV platforms. Since launching with a special episode featuring Scientology ecclesiastical leader Mr. David Miscavige, Scientology Network has been viewed in 240 countries and territories worldwide in 17 languages.

For more information, visit the Scientology website, the Drug-Free World website, or contact your nearest Church of Scientology, where staff will help you with whatever you need to join the movement to help youth and adults make the self-determined decision to live drug-free.

LEARN MORE:

https://www.drugfreeworld.org

https://www.scientologynews.org/press-releases/

MULTIMEDIA:

https://www.scientology.tv/documentaries/they-said-they-lied.html

VIDEO:

https://www.scientology.tv/documentaries/the-truth-about-drugs.html

https://www.scientology.tv/documentaries/they-said-they-lied.html

Despite one of the most restrictive drug policies in Europe, France has the highest use of cocaine and second-highest use of cannabis in Europe according to a March 2023 report by the French Observatory of Drugs and Addictive Trends (OFDT). But in Paris, drug-prevention volunteers of the Church of Scientology believe drug education can radically change this trend for the better. They are ramping up their Dites Non à la Drogue (Say No to Drugs) campaign to help youth create a better future for themselves.

Related link: https://www.scientology.org/

Divergent CRO Announces Launch of New Contract Research Organization

ATLANTA, Ga. /ScoopCloud/ -- Divergent CRO, a leading provider of clinical services to biotech and device companies, is pleased to announce the official launch of its new Contract Research Organization (CRO). This new venture aims to revolutionize the research and development process by offering comprehensive and tailored clinical services to meet the unique needs of the biotech and device industries.

With an unwavering commitment to excellence, Divergent CRO provides a wide range of services, including clinical trial management, regulatory affairs, data management, biostatistics, and medical writing. By leveraging our extensive expertise, we are dedicated to helping our clients accelerate the development of innovative biopharmaceuticals and medical devices.

Our team of highly skilled professionals, including experienced clinical researchers, project managers, and regulatory specialists, is dedicated to delivering the highest standards of quality and efficiency throughout each stage of the clinical trial process. We understand the challenges faced by biotech and device companies and are committed to providing flexible and cost-effective solutions to meet their specific needs.

Divergent CRO is equipped with cutting-edge technology and infrastructure to ensure the smooth execution of clinical trials. Our advanced data management systems and secure facilities ensure the confidentiality and integrity of study data, while our robust quality assurance processes guarantee compliance with regulatory requirements.

"We are thrilled to launch our new Contract Research Organization and partner with biotech and device companies to advance the development of life-changing therapies," said Divergent CRO's Owner-Partners. "Our team is dedicated to delivering exceptional results and providing the highest level of service to our clients. With our expertise and commitment to excellence, we are confident that we can make a significant impact on the success of their clinical programs."

Divergent CRO is now accepting inquiries and is available to discuss collaboration opportunities with biotech and device companies seeking to enhance their clinical research capabilities.

For more information, please visit Divergentcro.com or contact our business development team at Customerservice@divergentcro.com or (888) 342-1447.

About Divergent CRO:

Divergent CRO is a leading provider of clinical services to biotech and device companies. With a focus on innovation and quality, we strive to accelerate the development of life-changing therapies through our comprehensive and tailored clinical services. We thrive on leaving our clients and patients satisfied by improving human health and wellness. Our team of experts is dedicated to delivering exceptional results and providing the highest level of service to our clients. At Divergent CRO, we don't just manage clinical trials; we craft personalized solutions, striving to be the difference by transforming challenges into triumphs in the pursuit of groundbreaking healthcare innovation.

Learn more at: https://divergentcro.com/

Social Links:

LinkedIn Page: https://www.linkedin.com/company/divergentcro/

Instagram: https://www.instagram.com/divergent.cro/

TikTok: https://www.tiktok.com/@divergentcro1

YouTube: https://www.youtube.com/@DivergentCRO

Featured Podcasts:

The Jali Podcast - Melyssa Barrett/DivergentCRO - https://melyssabarrett.com/the-jali-podcast/

Episode Thirty-one - AMY HUTTO, PRODUCTIVITY COACH - https://amyhutto.com/podcast/s1ep30

Divergent CRO, a leading provider of clinical services to biotech and device companies, is pleased to announce the official launch of its new Contract Research Organization (CRO). This new venture aims to revolutionize the research and development process by offering comprehensive and tailored clinical services to meet the unique needs of the biotech and device industries.

Related link: https://divergentcro.com/

Beach Automotive Acquiring Jud Kuhn Chevrolet Dealership

RALEIGH, N.C. /ScoopCloud/ -- In a buy-sell by the dealer group, Beach Automotive has purchased the dealership formally known as Jud Kuhn Chevrolet. The dealership was renamed to Beach Chevrolet on finalizing the purchase, January 24, 2024.

Jud Kuhn Chevrolet has been a one-stop shop for Chevrolet owners in the Little River market for multiple years and the purchase made by Beach Automotive looks to only keep that same consistency moving forward.

Beach Chevrolet will be selling new Chevrolets, used vehicles, and will have a fully operating service shop where everything, as always, is Backed by Beach!

Beach Automotive invites new and former customers to stop by and meet the new team representing Beach Chevrolet. The auto group is delighted to welcome this new dealership to the Beach Automotive family!

The dealership, same as the dealer group, will be digitally represented by Sokal, an automotive advertising agency based in North Carolina. They are fully planning to rebrand to Beach Chevrolet to coincide with their current dealer group name.

For more information about Beach Chevrolet, please visit their dealer group website at: https://www.beachautomotive.com/.

About Sokal:

Headquartered in Raleigh N.C., Sokal is one of largest automotive advertising agencies in the country. The company specializes in digital marketing (SEO, paid search, CTV, pre-roll and display ads) and award-winning website design, and maintenance. Sokal also boasts a full-service agency experience with experts trained to execute everything from radio and television production, ad design, direct mail, media buying and much more.

For more information about Sokal, please visit their website at: https://www.gosokal.com/.

In a buy-sell by the dealer group, Beach Automotive has purchased the dealership formally known as Jud Kuhn Chevrolet. The dealership was renamed to Beach Chevrolet on finalizing the purchase, January 24, 2024. The dealership, same as the dealer group, will be digitally represented by Sokal, an automotive advertising agency based in North Carolina.

Related link: https://www.beachautomotive.com/

ACES Quality Management Announces Addition of Fannie Mae Executive Bill Cleary to ACES ENGAGE 2024 Agenda

DENVER, Colo. /ScoopCloud/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has announced Fannie Mae Vice President Bill Cleary will speak at its annual ACES ENGAGE conference, taking place at the Ritz Carlton Dove Mountain hotel in Tucson, Ariz., May 19 - 21, 2024.

"We're pleased to welcome Bill to our ACES ENGAGE speaker lineup. It's our mission to provide ACES users and ACES ENGAGE attendees with the knowledge necessary to increase and improve QC within their organizations, and what better way to do that than speak directly with a GSE source," said ACES CEO Trevor Gauthier. "Bill is the perfect addition to our speaker lineup. We feel confident attendees will leave well-equipped with the QC knowledge needed for the year ahead."

ACES ENGAGE speaker lineup also includes keynote speaker Robyn Benincasa, a two-time world champion adventure racer, 20+ year veteran San Diego firefighter, 2014 CNN Hero, Guinness World Record Endurance Kayaker, best-selling author, and founder of The Project Athena Foundation. In addition, ACES has gathered thought leaders and industry experts, such as Joel Kan, vice president and chief economist at the Mortgage Bankers Association and Richard J. Andreano, Jr., partner and practice leader of Ballard Spahr's Mortgage Banking Group.

ACES ENGAGE provides a mix of general session presentations, panel discussions and social activities. Attendees will have numerous opportunities to learn from industry experts and thought leaders, network, and leave with the knowledge necessary to increase efficiencies, improve productivity and further quality at their organizations. Register to attend ACES ENGAGE and learn more at https://www.acesquality.com/aces-engage-2024.

About ACES Quality Management:

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control Software® to improve audit throughput and quality while controlling costs, including:

* 60% of the top 50 independent mortgage lenders;

* 8 of the top 10 loan servicers;

* 11 of the top 30 retail banks; and

* 3 of the top 5 credit unions in the United States.

Unlike other quality control platforms, only ACES delivers Flexible Audit Technology, which gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment.

For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has announced Fannie Mae Vice President Bill Cleary will speak at its annual ACES ENGAGE conference, taking place at the Ritz Carlton Dove Mountain hotel in Tucson, Ariz., May 19 - 21, 2024.

Related link: https://www.acesquality.com/

LenderLogix Q4 2023 Homebuyer Intelligence Report Data Shows Steady Home Buying Activity

BUFFALO, N.Y. /ScoopCloud/ -- LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced the latest release of the Homebuyer Intelligence Report, a quarterly summary of insights into borrower behavior during the home buying process based on data collected by the LenderLogix suite of tools. The latest report covers data collected during the pre-approval and borrower application process during the fourth quarter (Q4) of 2023.

Pre-Approvals

In Q4 2023, borrowers generated 35,008 pre-approval letters through LenderLogix's QuickQual pre-approval platform, a decrease of 23% from Q3. The average number of pre-approved borrowers per loan officer decreased by 15% from 24 in Q3 to 20.4 in Q4.

The average pre-approval letter loan amount in Q4 decreased slightly by less than 1%, to $294,229, compared to Q3's average loan amount of $295,312. The average sales price also stayed nearly the same, increasing less than 1% from $345,031 in Q3 to $345,351 in Q4. The average down payment size shows a slight uptick, moving from 14.5% in Q3 to 14.8% in Q4.

Conventional loans remained the most popular loan type for pre-approved borrowers, with its share remaining steady at 75%. FHA pre-approvals declined incrementally to 18.5% versus 19% in Q3, as did VA (4%) and USDA share (1%).

"Our Q4 findings remain steady in comparison to Q3. With the challenges homebuyers face remaining the same between the two quarters, it's no surprise," said LenderLogix Co-Founder and CEO Patrick O'Brien. "As we gear up for the spring market, it's crucial for lenders to remain vigilant in acquiring the tools and resources essential for enhancing affordability in home buying and guiding potential borrowers through the process.

Borrower Conversion

Of the borrowers using QuickQual in Q4 2023, the average number of days between pre-approval and loan submission decreased to 86.9 days, compared to 89.8 days in Q3. The most prolonged duration between pre-approval and application decreased significantly from 1,274 days in Q3 to 612 days in Q4. Despite this significant change, the conversion from borrowers using QuickQual to loan application increased slightly from 53% in Q3 to 55% in Q4. Within this subset, borrowers generated an average of 8.45 pre-approval letters before converting.

"With the change in interest rates over the last quarter of 2023, borrowers are stepping off the sidelines," O'Brien added. "Given the Federal Reserve's announcement of several interest rate cuts to come in 2024, we can expect this kind of borrower activity to continue to rise."

Data from the Homebuyer Intelligence Report is available to the industry free of charge. To learn more about LenderLogix, visit https://www.lenderlogix.com/

About LenderLogix

LenderLogix leverages the four decades of firsthand mortgage origination and real estate experience of its executive team to design customized software to meet the needs of today's mortgage lenders. The company's suite of products addresses the speed at which today's real estate market moves by delivering technology solutions that create agile and informed borrowers, build strong referral partners and ultimately save lenders time and money. For more information, visit https://www.lenderlogix.com/.

LenderLogix, a leading provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, today announced the latest release of the Homebuyer Intelligence Report, a quarterly summary of insights into borrower behavior during the home buying process based on data collected by the LenderLogix suite of tools. The latest report covers data collected during the pre-approval and borrower application process during the fourth quarter (Q4) of 2023.

Related link: https://www.lenderlogix.com/

The Best iPhone Unlock Software Tool Free Download for PC from Tenorshare

NEW YORK, N.Y. /ScoopCloud/ -- If you own an iPhone, you must know how frustrating it can be if you forget your lock screen passcode, says Tenorshare. Due to Apple's robust security features, it is almost impossible to access a locked iPhone without a passcode or Apple ID.

"How to unlock iPhone without passcode when I forgot it?" This is the most frequently asked question on Reddit.

However, we have iPhone unlock software to save the day!

Is There Any Software to Unlock iPhone?

There are several iOS unlocker tools available out there, but are they all reliable? That would be a no!

When choosing an iPhone passcode unlock tool, it is important to check out its user ratings and reviews. This will give you an idea whether it is safe, secure, and viable.

What is the Best iPhone Unlock Software?

If you are looking for the best iPhone unlock software, we suggest trying Tenorshare iPhone Unlock Tool - 4uKey.

It is iPhone unlock software for PC that is known for its safety and reliability.

Here are some features of Tenorshare 4uKey that set it apart from the rest:

* Unlocks All Types of Screen Locks: Tenorshare iPhone unlock software helps remove passcodes, touch IDs, and face IDs from iPhone.

* 100% Success Rate: This unlock tool iPhone unlocks your device with a 100% success rate within seconds, without jailbreaking it.

* Suitable for Newbies: The best part about Tenorshare iPhone unlock software is that it doesn't require any technical expertise or prior usafe experience and is ideal for beginners.

* Frequent Updates: This iPhone unlock software receives frequent updates for iOS, making it compatible with all new iPhone models. It supports both Windows and Mac.

* 24/7 Tech Support: And if you ever get stuck, Tenorshare's 24/7 customer support is there to help you out!

How to Unlock iPhone with Tenorshare 4uKey?

Here are the steps to use Tenorshare 4uKey:

* Step 1: The first step involves Tenorshare iPhone unlock software download from the official website.

* Step 2: Once downloaded, launch the software on your PC and select "iPhone Screen Unlock" from the interface.

* Step 3: Connect your iPhone to your PC, and click "Next" once the tool detects it.

* Step 4: Now, download the latest firmware for your device by clicking on the "Download" option.

* Step 5: Click "Start Remove" to remove the screen lock from your iPhone.

And that's how you remove a screen lock from your iPhone using Tenorshare 4uKey.

About Tenorshare

Tenorshare is a software development company that has been around since 2007. With a mission to make life easier, it offers technological solutions for iOS or Android devices. This includes data recovery, data transfer, and fixing multiple system issues. If you are locked out of your device, Tenorshare also has an iPhone unlock software to help you regain access to your device.

YouTube: https://www.youtube.com/@TenorshareOfficial/videos

Facebook: https://www.facebook.com/TenorshareOfficial/

RELATED LINKS:

https://www.tenorshare.com/products/4ukey-unlocker.html

https://www.tenorshare.com/iphone-tips/top-3-iphone-unlock-tools-free-download.html

VIDEO: https://youtu.be/O61W1nLUWFQ?si=Qx1u-7u2tdgCz2kx

If you own an iPhone, you must know how frustrating it can be if you forget your lock screen passcode, says Tenorshare. Due to Apple's robust security features, it is almost impossible to access a locked iPhone without a passcode or Apple ID. If you are looking for the best iPhone unlock software, we suggest trying Tenorshare iPhone Unlock Tool - 4uKey.

Related link: https://www.tenorshare.com/

BioAustinCTX Adds Cindy WalkerPeach and Ryan Hawkins to the Board of Directors

AUSTIN, Texas /ScoopCloud/ -- BioAustinCTX, Central Texas' Life Science industry organization, announced today the appointment of Cindy WalkerPeach, PhD and Ryan Hawkins to its Board of Directors.

Cindy WalkerPeach has been involved in the Central Texas life science ecosystem since 1996, having relocated to Austin to join a bioscience startup. She currently leads the development of the Nexxus Project at the University of Texas at Austin and serves on the national faculty for the National Institutes of Health (NIH) and National Science Foundation (NSF) Innovation Corps (I-Corps) Programs. Prior to UT, she was the Chief Product Development Officer at the Cancer Prevention & Research Institute of Texas (CPRIT). Prior to government service, Dr. WalkerPeach has 20+ years experience in the biotechnology sector as a member of several life science company management teams, all located in Central Texas, where she led product development and commercial operations.

"It's an exciting time, as Central Texas continues its development into a first-class life sciences hub. BioAustinCTX has been, and continues to be, a critical component for connectivity within the region," said WalkerPeach.

Ryan Hawkins is an accomplished biopharmaceutical leader with 25 years' experience in the life sciences. Ryan serves as the Chief Operating Officer at Disruption Labs, a plant-derived delivery technology company serving the nutraceutical industry. Prior to joining Disruption Labs, Ryan was responsible for Technical Operations at Molecular Templates, a clinical stage biotechnology company and spent 20 years in the biopharmaceutical contract development and manufacturing industry.

"All of the ingredients are present in Austin and Central Texas to have thriving, dynamic life science community that creates benefits beyond the advertised value proposition. Being a part of creating our secret sauce recipe that attracts people, conversation, companies, and community building is very exciting. As a member of the BioAustinCTX board, I look forward to unlocking our community's potential in this regard," said Hawkins.

"Cindy and Ryan bring tremendous experience and knowledge and we look forward to the energy and expertise they will bring to advancing BioAustinCTX's pivotal role in growing the life science ecosystem in Central Texas," said Scott Collins, Board of Directors President.

About BioAustinCTX:

BioAustinCTX is a nonprofit organization based in Austin, Texas focused on advancing the life science industry in the Central Texas Region. Visit BioAustinCTX for more information: https://bioaustinctx.com/.

BioAustinCTX, Central Texas' Life Science industry organization, announced today the appointment of Cindy WalkerPeach, PhD and Ryan Hawkins to its Board of Directors. BioAustinCTX is a nonprofit organization based in Austin, Texas focused on advancing the life science industry in the Central Texas Region.

Related link: https://bioaustinctx.com/

Bob Herpe Releases Paperback of ‘The Other Side of Crisis’

ORLANDO, Fla. /ScoopCloud/ -- 94-year-old Orlando area resident and author, Bob Herpe, announces the release of the paperback version of his latest suspense-thriller. The best-selling author said this new version of his novel "The Other Side of Crisis" (ISBN: 979-8350927269) will be available Feb 1, 2024 on Amazon, Barnes & Noble, and Bookbaby.com. It will be in bookstores nationwide thereafter.

Official Review of onlinebookclub.org, reviewer Isaac Oh: "I rate this book, 'The Other Side of Crisis' by Bob Herpe, 5 out of 5 stars. The book was so lovely to read. Right from the first chapter, the author caught my attention, and it was hard to let go. The action, suspense, and twists made this book even more enjoyable. The detailed descriptions that the author used in describing the scenes in the book made it even more interesting. It felt like I was watching a blockbuster movie."

A 5-star review from The Book Commentary reviewer, Franklin Bauer: "Bob Herpe's 'The Other Side of Crisis' is an enthralling tale of vengenance, hatred, and unwavering pursuit of justice. The store opens with a tragic incident during an El Al flight from Israel, plunging the protagonists into a realm of danger and suspense. Ernie Gravnick, a retired police chief, becomes the target of a merciless serial killer known as the Ghost. Meanwhile, Riana Dayan, an Israeli flight attendant, with a special forces background, faces a powerful threat from a vengeful brother of her former captor. Their fates intertwine in a gripping tale involving assassination attempts, terrorist attacks, and undercover operations. Can they manage to navigate safely through the dangers while the bond between them grows stronger?"

Bob Herpe's signature blend of rich storytelling and deep character development takes the reader on an unforgettable journey that challenges and inspires.

The Book Commentary reviewer James Farlow says: "'The Other Side of Crisis' by Bob Herpe is a deeply suspenseful and masterfully crafted thriller. Herpe delivers a top-notch narrative that is delightfully, diabolically fun to read, blending romance with strong terrorist themes to bring joy to readers."

Information on Amazon: https://a.co/d/f3eTWjl

Information Barnes & Noble: https://www.barnesandnoble.com/w/the-other-side-of-cris-bob-herpe/1144545750?ean=9798350927269

Information on BookBaby.com: https://store.bookbaby.com/book/the-other-side-of-crisis?format=paperback

Florida readers can also look forward to a series of local book signings and readings by the author, with dates to be announced shortly.

About Bob Herpe:

After a lifetime of careers in advertising and broadcasting, and as a coach to senior-level executives, Bob Herpe began a writing career with the publication of his first novel, "Gravnick" which became a best seller. Now at the age of 94, he offers up another Action-packed thriller: "The Other Side of Crisis."

94-year-old Orlando area resident and author, Bob Herpe, announces the release of the paperback version of his latest suspense-thriller. The best-selling author said this new version of his novel "The Other Side of Crisis" (ISBN: 979-8350927269) will be available Feb 1, 2024 on Amazon, Barnes & Noble, and Bookbaby.com. It will be in bookstores nationwide thereafter.

Game, Set, Match! Dink Productions Serves Up Kickstarter Campaign for First-Ever Pickleball Full-Length Feature Film, ‘In a Pickle’

LOS ANGELES, Calif. /ScoopCloud/ -- Dink Productions launches a crowdfunding campaign on Kickstarter for their upcoming movie "In a Pickle." By engaging the vibrant pickleball community in this campaign, Dink Productions aims to showcase the massive audience awaiting to see this movie come to life.

Announced by Dink Productions in early January, "In a Pickle" is a love letter to the sport, celebrating the community around it and exploring its playful rivalry with tennis. Crafted by filmmaker, storyteller, and pickleball enthusiast Dan Brooks, alongside music and film producer, serial entrepreneur Jason Reid, who builds pickleball and tennis courts across Florida, the movie captures these diverse perspectives on the sport's rise.

Joel Boyd, an acclaimed comedy writer, actor, and director, adds his witty and relatable humor to create a film that promises to captivate audiences with its unique blend of humor, heart, and sportsmanship.

The writers are launching a crowdfunding campaign to start the pre-production stage of the movie. More than anything else, Dink Productions is looking to have the vast, passionate pickleball community become part of this exciting journey.

The company is teaming up with jojo+lo Pickleball Wear ~ With Flair, a female-founded brand with trendy pickleball apparel and accessories. This collaboration plays a big role in the different tiers and perks of this campaign, and their products are an integral part of some of the rewards that people can enjoy when they contribute to the campaign.

We have partnered with pickleball's largest online community and leading media platform, The Pickleball Clinic, consisting of a Facebook Group over over 125k players and fans, a newsletter with over 70k readers, and a suite of active, content-filled social media platforms including Instagram, YouTube, and TikTok.

As an "Official Partner," they will be promoting our Kickstarter, generating hype for the film, running an innovative giveaway, and engaging in other activities such as interviews and social media promotion. The Pickleball Clinic serves as a community for ALL players, from beginners to seasoned pros.

"This Kickstarter isn't just about raising money. We know that there is a huge audience primed for a movie like this. We want to convince big production companies and famous actors that pickleball isn't just a fad - it's a big deal and it needs a movie. With your help, we can show just how passionate this community is. Let's show them why 'In a Pickle' needs to happen!" says Reid.

As the production stage of the movie nears, Dink Productions already knows they have something special.

Dan Brooks says, "The response to our initial marketing on Instagram has been overwhelming and wonderful, and so many people have offered to get involved. Content creators such as Evan Slaughter, Morgan Evans, and The Hype Guys, among many others. We cannot wait to keep bringing more people into this incredibly exciting project, a first of its kind movie that celebrates both the sport of pickleball, and the community that surrounds it."

Be part of cinematic history and help us bring "In a Pickle" to the big screen, at https://www.kickstarter.com/projects/inapickle/in-a-pickle-a-sports-comedy-feature-film

"In a Pickle" Website: https://www.inapicklemovie.com/.

"In a Pickle" Instagram: https://www.instagram.com/inapicklethefilm/

"In a Pickle" Facebook page: https://www.facebook.com/InAPickleFilm

MULTIMEDIA:

Promo video (YouTube): https://www.youtube.com/watch?v=KB6ExpL2OMU

Dink Productions launches a crowdfunding campaign on Kickstarter for their upcoming movie "In a Pickle." By engaging the vibrant pickleball community in this campaign, Dink Productions aims to showcase the massive audience awaiting to see this movie come to life.

Related link: https://www.inapicklemovie.com/

Tampa-Based Human Rights Activist Helps Protect Youth from Human Trafficking

TAMPA, Fla. /ScoopCloud/ -- January is National Human Trafficking Prevention Month and Florida is the third-busiest hub for child sex trafficking in the United States. Tampa-based activist Christopher King, United for Human Rights Florida Executive Director and Founder of the nonprofit The Gentlemen's Course, works to protect youth from being trafficked. How he came to take on this mission is documented in an episode of Voices for Humanity on the Scientology Network.

"Human trafficking is real," says King. "We're talking about kids being sold, traded - against their own will. No one should be a slave, and no one has the right to enslave anyone. Human traffickers - they're in the schools, they're on social media. They're getting the kids on their platform. So, we might as well attack them on the same ground."

King, a fashion designer, U.S. Marine veteran and the grandson of blues legend BB King, founded the nonprofit The Gentlemen's Course after learning about Youth for Human Rights, the youth component of United for Human Rights.

The Gentlemen's Course teaches etiquette, human rights and human trafficking awareness to at-risk youth: How youth are lured into trafficking by promises of gifts, often by kids their own age. King uses the human rights education materials of Youth for Human Rights to help kids examine their attitudes toward others and build self-respect. He inspires them to create future goals and provides them with tools to achieve them.

Youth for Human Rights International materials help people of all ages understand the 30 rights enshrined in the Universal Declaration of Human Rights. Creating a world where human rights are known and protected starts with effective educational programs that reach across all cultural and geographic boundaries.

Inspired by Scientology Founder L. Ron Hubbard's words that "Human rights must be made a fact, not an idealistic dream," the Church of Scientology and Scientologists support Youth for Human Rights and make its educational materials available free of charge.

Voices for Humanity is an original series featuring change-makers of all faiths, cultures, and nations as they extend help to their communities through Scientology-sponsored humanitarian programs.

Since launching with a special episode featuring Scientology ecclesiastical leader Mr. David Miscavige, Scientology Network has been viewed in 240 countries and territories worldwide in 17 languages. Broadcast from Scientology Media Productions, the Church's global media center in Los Angeles, the Scientology Network is available on DIRECTV Channel 320 and can be streamed on Scientology.tv, mobile apps and via the Roku, Amazon Fire and Apple TV platforms.

LEARN MORE:

https://www.humanrights.com

https://www.youthforhumanrights.org

https://www.scientologynews.org/press-releases/

MULTIMEDIA:

https://www.scientology.tv/documentaries/the-story-of-human-rights.html

https://Scientology.tv/CKing

VIDEO:

https://Scientology.tv/CKing

https://www.youtube.com/watch?v=0qII_yvkbNQ

https://www.scientology.tv/documentaries/the-story-of-human-rights.html

January is National Human Trafficking Prevention Month and Florida is the third-busiest hub for child sex trafficking in the United States. Tampa-based activist Christopher King, United for Human Rights Florida Executive Director and Founder of the nonprofit The Gentlemen's Course, works to protect youth from being trafficked. How he came to take on this mission is documented in an episode of Voices for Humanity on the Scientology Network.

Related link: https://www.scientology.org/

iToolab UnlockGo (Android) New Version V7.6.0 Released to Support Motorola FRP Bypass

NEW YORK, N.Y. /ScoopCloud/ -- Have you just picked up your old Motorola phone and reset it to factory settings, then found that you have to enter the Google account credentials to access the device? Or perhaps you have bought a second-hand Motorola phone and the previous owner reset it without removing the Google account. No matter what the scenario is, you won't be able to access the home screen and enjoy all the features of your Motorola phone, says iToolab.

But don't worry; iToolab UnlockGo (Android) today released a new version V7.6.0 which can help you bypass Motorola Google FRP lock within minutes.

What's New

UnlockGo (Android) V7.6.0 made great improvements to Xiaomi/Redmi FRP bypass solution. Now it supports removing Google FRP lock from most Xiaomi/Redmi phones and tablets. Furthermore, UnlockGo (Android) starts to support Motorola FRP bypass. Motorola users can bypass Google account verification without password in 3 simple steps.

UnlockGo (Android)'s mission is to help all Android users unlock their devices easily. Therefore, the program supports Korean and Russian in this version. It will keep supporting other languages in the future.

Learn more: https://itoolab.com/guide/how-to-use-unlockgo-android/

Explore More Possibilities of iToolab UnlockGo (Android):

* A reliable password unlock tool that can remove password, PIN, pattern, fingerprint and face lock from 6000+ Android phones and tablets

* The best FRP tool that can bypass Google FRP lock on Samsung/Xiaomi/Redmi/vivo/OPPO/Motorola within minutes

* It can unlock early Samsung devices without password or data loss

* If your Samsung device is running Android 12, you can unlock it without password in 1 lick

* It helps you factory reset all Samsung devices in 1 click and free of cost

* It's compatible with the latest Android 14

Price and Availability

* The new feature is available on V7.6.0. For unregistered users, you can visit the official website of iToolab UnlockGo (Android) and download the latest version to try. For registered users, you can enjoy a free lifetime update.

* The program supports bypassing Google lock on Samsung Android 5-13, most Xiaomi/Redmi devices, vivo Android 10-12, OPPO Android 5-13, and Motorola Android 11/12.

* The program is sold with different license types, including 1 Month Plan, 1 Year Plan and Lifetime Plan. The prices are $29.95, $39.95, $49.95, respectively. In other words, the longer you own the license, the cheaper it will be. Furthermore, if you are planning to purchase a license plan now, you can save $10.

Learn more: https://itoolab.com/buy/unlockgo-android-for-windows/

About iToolab

iToolab is a software development company founded in 2008 to help iOS and Android users solve various issues with leading-edge smartphone tools for repair and recovery, unlocking, and more. As of now, iToolab is serving 130+ countries and has been trusted and recommended by some leading tech sites and users worldwide. iToolab is a trusted one-stop shop for smartphone utility apps.

Learn more - official website: https://itoolab.com/

Facebook: https://www.facebook.com/itoolab

X/Twitter: https://twitter.com/IToolab

YouTube: https://www.youtube.com/@iToolab

RELATED LINKS:

https://itoolab.com/android-phone-unlocker/

https://itoolab.com/unlock-android/bypass-frp-xiaomi-redmi-poco/

https://itoolab.com/unlock-android/motorola-frp-bypass-without-computer/

Have you just picked up your old Motorola phone and reset it to factory settings, then found that you have to enter the Google account credentials to access the device? Or perhaps you have bought a second-hand Motorola phone and the previous owner reset it without removing the Google account. No matter what the scenario is, you won't be able to access the home screen and enjoy all the features of your Motorola phone, says iToolab.

Related link: https://itoolab.com/

Carl Angus DeSantis Foundation Celebrates First Annual Catalyst Awards

DELRAY BEACH, Fla. /ScoopCloud/ -- The Carl Angus DeSantis Foundation recently held the first annual Catalyst Awards luncheon at LaCigale in Delray Beach. Pastor Bill Mitchell of CityLead Boca and Delray Beach police Sgt. Danny Pacheco Jr. of Delray Kicks were each honored as the inaugural recipients of cash grants of $32,500 each. The Catalyst Award program was established to celebrate the spirit of the late entrepreneur and humanitarian Carl Angus DeSantis.

Launched officially just over a year ago, the Foundation has already distributed almost $4 million dollars to organizations and individuals who exemplify the spirit of community, leadership, and excellence personified by Carl DeSantis.

"Carl was a man of action, he made things happen," said Jeff Perlman, Executive Vice President at CDS International Holdings and Foundation Administrator. "He was compassionate, generous, and colorful. In a word, he was a catalyst. To honor his legacy in a way that embodies his character, we created this award to recognize the people in our community who show us what is possible when we take action to help others."

One of the two individuals honored as a Catalyst winner is Pastor Bill Mitchell of Boca Community Church, whose CityLead Boca program has made a huge difference in the city and has now been scaled to other towns in Florida and the Midwest. The monthly program provides lessons in life, business, family, and community. Founded in 2014, Pastor Mitchell saw an opportunity to speak to the business community of South Florida, with a vision to raise the bar of character and ethics in the area.

The other 2024 Catalyst winner is Sgt. Danny Pacheco Jr., who founded Delray Kicks, a soccer program that works with mainly immigrant children, who are often wary of law enforcement. As an immigrant from Peru, Pacheco Jr. understood the children's experiences and strove to create a program that has helped build relationships, taught citizenship, and brought positive change to the lives of the kids they serve, making Delray Beach a better community for everyone.

"There is no application for the Catalyst Award," explained Perlman. "The work these recipients do speaks so loudly, that it cannot help but be noticed."

The Carl Angus DeSantis Foundation also awards grants through an application process and these recipients were also recognized at the luncheon with presentations about each organization's mission, which will be accelerated by the Foundation's grant.

Organizations that were awarded funding this year include:

* The Indaba Foundation, which works diligently to change the lives of mothers and children in the winelands of South Africa.

* The Convoy of Hope, which helps local churches distribute supplies and aid to the survivors of the fires in Lahaina.

* The E. Gerald Kay Scholarship at Rutgers University, which honors the legacy of DeSantis' long-time friend and nutrition pioneer Jerry Kay.

* The Mayo Clinic to support cutting-edge Alzheimer's research.

* The Max Planck Florida Institute for Neuroscience to support Dr. Nico Spiller and his team's research into neuronal mechanisms related to memory, decision-making, and movement.

* The Florida Alzheimer's Center of Excellence at FAU, which coordinates services and support for families whose loved ones suffer from the disease.

* 4Kids which helps children in crisis through a variety of holistic programs.

* The Achievement Center for Children & Families, which provides quality early childhood education for the most-needy.

* The EJS Project provides teenagers with the opportunities to meet political, civic, and business leaders.

* Bound For College which guides and supports students through every step along the path towards success at college, breaking the cycle of poverty.

* Second Chance Initiative employs women who have overcome significant obstacles in their lives and provides the opportunity to create a brighter future.

For more information visit: https://www.carldesantis.org/

About The Carl Angus DeSantis Foundation:

Inspired by the innovative spirit and generous heart of entrepreneur and humanitarian, Carl Angus DeSantis, the 501(c)(3) nonprofit Foundation that bears his name was established to honor his legacy while providing game-changing support for nonprofits and individuals whose initiatives model DeSantis's guiding principles. With a focus on Civic Innovation, Faith-based Giving, Health & Nutrition, and Leadership & Entrepreneurship, the Foundation's mission is to champion people of action who are a transformative force for good in this world. As the founder of the global vitamin leader Rexall Sundown and the visionary behind Celsius' international success as a fitness drink, DeSantis had an illustrious and an inspiring career as an entrepreneur, however, his true talent was helping others thrive. Through the Foundation's work, new generations will benefit from DeSantis' extraordinary influence.

The Carl Angus DeSantis Foundation recently held the first annual Catalyst Awards luncheon at LaCigale in Delray Beach. Pastor Bill Mitchell of CityLead Boca and Delray Beach police Sgt. Danny Pacheco Jr. of Delray Kicks were each honored as the inaugural recipients of cash grants of $32,500 each. The Catalyst Award program was established to celebrate the spirit of the late entrepreneur and humanitarian Carl Angus DeSantis.

Related link: https://www.carldesantis.org/

Dark Matter Technologies adds mortgage technology veteran Tony Fox as chief of client engagement

JACKSONVILLE, Fla. /ScoopCloud/ -- Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today announced industry veteran Tony Fox as its chief of client engagement.

Following Black Knight's September 2023 acquisition, Fox assumed a role leading enterprise client management at ICE Mortgage Technology. During his five years with Black Knight pre-acquisition, Fox led the account management team for the origination technology performance group. Prior to his tenure at Black Knight, Fox spent four years as the director of technology and business intelligence at 1st Priority Mortgage. He also brings experience through his former role as a technology consultant, as well as diverse sales and operations experience from his seven years with M&T Bank.

As Dark Matter's chief of client engagement, Fox is responsible for directing the company's account management and client success teams and will report to Sean Dugan, chief revenue officer at Dark Matter.

"We are immensely delighted to welcome Tony to our team, stepping into a role where his expertise and exceptional performance are already well-established," said Rich Gagliano, CEO at Dark Matter. "It's hard to think of a more important role than making sure the clients have a voice, that we're listening to what they need, and deliver products and services in line with those needs."

"Adding Tony to an already deep bench underscores our commitment that client communication is a two-way street. From our user forums to one-on-one meetings, we have a variety of channels for clients to reach out to us, and Tony will be the one shepherding those interactions and making sure our clients' voices are heard and acted upon," added Dugan.

Fox earned his bachelor's degree in math and economics from the University at Buffalo and his Master of Business Administration from Canisius College. He is currently pursuing Certified Mortgage Banker and Accredited Mortgage Professional designations through the Mortgage Bankers Association and is on track to complete both in 2024.

"I am thrilled to join Dark Matter and continue to work with a tremendous team and clients that I've known for years," said Fox. "At Dark Matter, we're on a mission to improve the mortgage process and optimize the workflow for lenders and their customers. I'm proud and grateful to be part of this vision for the mortgage market, and I couldn't have found a better fit to continue my commitment to this industry."

About Dark Matter Technologies:

Operating with the nimble nature of a startup and the disciplined maturity of one of the industry's leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://www.dmatter.com/.

Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today announced industry veteran Tony Fox as its chief of client engagement.

Related link: https://www.dmatter.com

Scientologists Celebrate What They Love Most About Melbourne on the Anniversary of the Dedication of their Ideal Scientology Church

MELBOURNE, Australia /ScoopCloud/ -- In a city obsessed with sport, what could be a better location for a Church of Scientology than the original home of the first Aussie rules football team and the site of the first game that team ever played? That is exactly where the Ideal Church of Scientology was dedicated by Scientology ecclesiastical leader Mr. David Miscavige on January 29, 2011.

Out of respect for the significance of this site to the community, the Church meticulously restored all historic elements, including its timber floors, archways, brickwork, and the graceful stairwell at the entrance of the building.

But Melbourne was also significant in the history of Scientology. In his speech at the dedication, Mr. Miscavige described how in 1959, Scientology Founder L. Ron Hubbard delivered a series of lectures through which "the whole panorama of human potential came into focus." These lectures marked a major breakthrough in Mr. Hubbard's research into the upper levels of Scientology and the attainment of religious freedom.

In an episode of Destination: Scientology on the Scientology Network, Melbourne Scientologists describe what they love most about their city.

In addition to being "the sports capital of the world," with some of the largest and most famous stadiums for soccer, rugby, tennis, cricket, horse racing, and one of the rounds of the Grand Prix, Melbourne is known as a center of arts and culture and is a city of great natural beauty. There are eight major gardens in Melbourne's inner city. And its beaches are renowned for their pristine sands, clear waters, and stunning coastal views.

One of the world's most diverse cities, 140 cultures live here in harmony - from Melbourne's Indigenous Australians to those who arrived in the city from England, Europe, Asia, the Indian subcontinent and Africa. Although nearly half of the city's residents speak a language other than English at home, according to a Church staff member interviewed in Destination: Scientology - Melbourne, "The best thing about Melbourne is we're all different but we all get along as a community."

Just as any city, Melbourne has its problems, says another staff member interviewed in the episode. "But we can fix them as a city. Melbourne is unique," he says. It is "a city where people look out for each other." As to the social betterment and humanitarian programs the Church supports, he points out, Melbourne is a world-class city, and if you get something going in Melbourne, "its momentum can reach across the world."

Learn more about the Ideal Church of Scientology of Melbourne on Destination: Scientology, available on DIRECTV Channel 320, DIRECTV STREAM, AT&T U-verse and streaming at Scientology.tv, on mobile apps, and via the Roku, Amazon Fire, and Apple TV platforms.

The Scientology Network has earned 135 industry awards, and between 2020 and 2023 the network introduced more than 20 million new people to Scientology.

LEARN MORE:

https://www.scientologynews.org/press-releases/

https://www.scientology-melbourne.org/

https://www.scientology.tv/series/destination-scientology/melbourne.html

MULTIMEDIA:

https://www.scientology.tv/series/destination-scientology/melbourne.html

In a city obsessed with sport, what could be a better location for a Church of Scientology than the original home of the first Aussie rules football team and the site of the first game that team ever played? That is exactly where the Ideal Church of Scientology was dedicated by Scientology ecclesiastical leader Mr. David Miscavige on January 29, 2011.

Related link: https://www.scientology.org/

Millionaire Mastermind Academy announces Arizona State Governor Katie Hobbs Proclaims January 16, 2024 ‘ImpactAZ Day’

PHOENIX, Ariz. /ScoopCloud/ -- Millionaire Mastermind Academy today announced that In a commendable acknowledgment of the remarkable efforts and commitment to fostering economic development and opportunities for underserved business populations, Arizona State Governor Katie Hobbs has officially declared January 16, 2024, as "ImpactAZ Day."

ImpactAZ 2025, which provides minority entrepreneurs with technical assistance, mentoring, public and private business exchange opportunities, and access to capital to increase readiness for contracting opportunities, graduated its inaugural class of 2023 on January 16, 2024, at Arizona Public Service [APS], presented by title sponsor JPMorgan Chase & Co.

ImpactAZ year-1 milestones include:

* $2M in Secured Contracts

* Business Operations Expansions by 40%

* $300,000 Capital Funding Allocated

* 80% Registered as a Diverse Supplier

* 22% Hired Staff

Governor Hobbs recognizes the pivotal role played by the Millionaire Mastermind Academy program, ImpactAZ - in advancing economic growth through innovative public and private collaborations. The proclamation highlights the organization's dedication to creating a supportive environment for minority-owned businesses, thereby contributing significantly to the overall prosperity of the state.

ImpactAZ has consistently demonstrated a commitment to building bridges between the public and private sectors to enhance opportunities for entrepreneurs facing barriers to success. Through strategic initiatives and programs, the organization has become a driving force for inclusive economic development.

ImpactAZ has been instrumental in facilitating collaborations, providing resources, and implementing initiatives that empower entrepreneurs from diverse backgrounds. The organization's emphasis on diversity, equity, and inclusion has set a precedent for fostering a thriving business community that reflects the rich tapestry of Arizona.

"We are deeply honored by Governor Hobbs' proclamation of 'ImpactAZ Day.' It underscores the importance of our mission and the collective effort required to create lasting change in the business ecosystem," said Dr. Velma Trayham, Millionaire Mastermind Academy CEO / ImpactAZ Creator. "We extend our gratitude to the Governor for recognizing the significance of our work and look forward to continued partnerships that drive economic growth for all."

For more information about ImpactAZ and its initiatives, please visit https://impactaz2025.com/

About ImpactAZ:

ImpactAZ 2025 is a multi-year supplier-diversity accelerator that provides minority entrepreneurs with technical assistance, mentoring, public and private business exchange opportunities, and access to capital to increase readiness for contracting opportunities. Our fundamental objective is to decrease the racial wealth gap, using entrepreneurship as an engine.

Millionaire Mastermind Academy today announced that In a commendable acknowledgment of the remarkable efforts and commitment to fostering economic development and opportunities for underserved business populations, Arizona State Governor Katie Hobbs has officially declared January 16, 2024, as "ImpactAZ Day."

Related link: https://millionairemastermindacademy.org/

Simply Celeste’s Unveils ‘A Taste of Luxury’: A Black-Tie Affair, in Phoenix

PHOENIX, Ariz. /ScoopCloud/ -- Simply Celeste's is proud to present "A Taste of Luxury": A Black Tie Affair in Phoenix, Arizona promising an unparalleled experience in culinary excellence, high-end fashion, craft cocktails, exotic vehicles, and live music. The event will be held March 16, 2024.

As the demand for exclusive and immersive experiences continues to rise, "A Taste of Luxury" emerges as a trendsetter in the Food and Beverage catering industry. In a world where discerning individuals seek unique and memorable experiences, their inaugural event will set the stage for a new standard of gratification.

"At Simply Celeste's, our vision is to provide an exquisite experience that rises above traditional expectations. 'A Taste of Luxury' is a manifestation of our commitment to offering nothing but the best," said Celeste Telley, CEO and Founder of Simply Celeste's. "We invite you to join us for a night that combines culinary artistry, luxurious ambiances, and entertainment while creating memories that last a lifetime."

"A Taste of Luxury' aligns with the growing trend of seeking creative and dynamic events," says brand strategist, Reshauna Striggles. "In the current market luxury is defined by personal experiences, this event raises the bar for those who appreciate the finer things in life."

Reserve your ticket today for "A Taste of Luxury" and prepare for a night that leaves the ordinary behind.

Guests will arrive at a transformed Private Jet hangar in Scottsdale to indulge in an expertly crafted menu featuring culinary masterpieces such as Seafood Dip Bruschetta, Zesty Chicken Skewers, Grilled Filet Mignon, Cajun Lobster Tail, and Simply Celeste's White Chocolate-Raspberry Cheesecake. The gastronomic journey will be complemented by curated craft cocktails and wine pairings, promising a symphony of flavors to delight the senses.

Visit https://www.eventbrite.com/e/taste-of-luxury-gala-black-tie-affaire-tickets-802173000037 for ticket information and details.

A portion of event proceeds will be made as a charitable donation to benefit Millionaire Mastermind Academy, a 501(c)(3) nonprofit and a proud partner in "Seeking to End Poverty Through Entrepreneurship."

Event Information Contact: Celeste Talley - Celeste@simplycelestes.com - email preferred.

About Simply Celeste's:

Simply Celeste's is a premier purveyor of luxury experiences, dedicated to curating events that redefine sophistication around meals. With a commitment to excellence, Simply Celeste's offers a range of services from gourmet catering to exclusive event planning. Our mission is to provide moments of pure indulgence, leaving a lasting impression on those who seek the epitome of luxury living.

For more information, visit https://www.simplycelestes.com/ or follow us on https://www.instagram.com/simplycelestes.

Simply Celeste's is proud to present "A Taste of Luxury": A Black Tie Affair in Phoenix, Arizona promising an unparalleled experience in culinary excellence, high-end fashion, craft cocktails, exotic vehicles, and live music. The event will be held March 16, 2024.

Related link: https://www.simplycelestes.com/

Bridgewater Development & Avatar Construction Collaborate to Announce Several New Real Estate Development Investment Opportunities

WATERTOWN, Mass. /ScoopCloud/ -- Bridgewater Development and Avatar Construction announced today they are seeking investors to partner on several current and future development projects across New England.

"Our projects stand out from the rest through our commitment to innovation, sustainability, and architectural excellence," says Nazar Vincent, Bridgewater Development's Main Principal. "We aim to transform every landscape we encounter with structures that are not only aesthetically pleasing but also environmentally friendly and energy efficient. As an investor, you become a partner in our projects, and we work hard to yield very profitable returns on your investments that are higher than any other investment sector."

Investment Opportunities

In partnership with Avatar Design & Construction of Watertown MA, several opportunities are available for qualified investors seeking lucrative CRE investments with industry leading returns.

"Our purchasing experts are able to secure high-quality products and building materials at a fraction of the cost through extensive research and offshore purchasing power," says Vincent. "This allows us to design projects with a much higher profit margin compared to other developers while still using superior designs, high-end materials, and the latest construction methods. In turn, we are able to share these profits with an elite group of investors who play a key role in the development of an exciting portfolio of projects across New England."

With a minimum investment of $50,000, investors can join an industry leader that is helping shape the future of the region. Investment can be allocated to a single project or several with a choice of several exciting projects available.

Current opportunities for investment include a series of new construction apartment buildings in Manchester, NH (GRAND), mixed use condominium buildings in Somerville, MA, and a luxury waterfront condominium complex in Lynn, MA, as well as several residential new construction projects across New England.

Qualified individuals and groups can apply at: https://bridgewaterdevelopment.com/investor-information/.

About Bridgewater Development:

Bridgewater Development offers a unique opportunity to work with a leader in design build construction and land development. We are involved in development projects across New England, and we are always interested in partnering with motivated investors looking to expand their investment portfolios.

Investing in real estate development can be a great way to get involved in the estate projects industry and see a much higher return on your investment. While traditional investments have a standard rate of return, investing in Bridgewater construction development projects can yield a much higher reward, while being a part of something bigger.

The collaboration between Bridgewater Development and Avatar Design & Construction allows us to transform landscapes and build for the future, while earning the highest returns possible for our investors.

Typical projects include:

* Commercial & Industrial Land Development

* Mixed-Use Development

* Multi-Family Development

* Apartment Complexes

* Hospitality & Lodging

* Residential Land Development

Avatar Construction, Inc. & Bridgewater Development are headquartered in Watertown Massachusetts and can be reached by calling (617) 714-5773 or through the corporate websites.

Learn more: BridgewaterDevelopment.com/investor-information

Bridgewater Development and Avatar Construction announced today they are seeking investors to partner on several current and future development projects across New England. Bridgewater Development offers a unique opportunity to work with a leader in design build construction and land development.

Related link: https://avatarconstructioninc.com/

Down Payment Resource reports 135 homebuyer assistance programs were introduced in 2023 to combat the least affordable housing market in decades

ATLANTA, Ga. /ScoopCloud/ -- Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q4 2023 Homeownership Program Index (HPI) report. During a year when home affordability hit a nearly four-decade low, housing agencies introduced 135 homebuyer assistance programs and expanded eligible inventory to make homeownership more accessible.

"As the housing market grappled with historic affordability challenges in 2023, our HPI report reveals a critical response: the introduction of 135 innovative homebuyer assistance programs - a six-percent increase over the previous year. This surge in programs, which now totals 2,294 nationwide, represents a concerted effort by housing agencies to expand opportunities and break down barriers to homeownership," said Rob Chrane, Founder and CEO of DPR. "With a significant increase in programs for manufactured homes, multi-family properties, and specific buyer demographics like service members and Native Americans, this year's report underscores a growing commitment to diversify housing solutions and empower a broader spectrum of aspiring homeowners."

Key HPI Report Findings

An examination of the existing 2,294 homebuyer assistance programs on January 8, 2024, resulted in the following key findings:

* 804 programs allow for the purchase of a manufactured home, up 20% from the previous year. Housing agencies are expanding program eligibility to include more property types. Manufactured housing has a lower entry point than other types of homes and is helping many buyers get their foot in the door. DPR expects to see the number of programs that allow for manufactured housing continue to grow.

* 686 programs allow for the purchase of a multi-family property, up 8% from the previous year. Using DPA to purchase a multi-family property has become increasingly popular. This allows people to become homebuyers as well as investors - a strategy that has been called "house hacking" in recent years. In addition to completing a homebuyer education class, borrowers purchasing a multi-family home with homebuyer assistance typically have to go through classes on being a landlord to ensure long-term sustainability.

* 448 programs are funded by state Housing Finance Agencies (HFAs), up 2% from the previous year. Programs from state HFAs account for 20% of all programs.

- 86 programs are offered through Florida's State Housing Initiatives Partnership (SHIP), up 12 programs from Q4 2022. Florida Housing's SHIP program funds are distributed on an entitlement basis to all 67 counties and 55 Community Development Block Grant entitlement cities in Florida. SHIP dollars may be used to fund emergency repairs, new construction, rehabilitation, down payment and closing cost assistance, impact fees, construction and gap financing, mortgage buy-downs, acquisition of property for affordable housing, matching dollars for federal housing grants and programs, and homeownership counseling.

* 922 programs are available through municipalities, up 5% from the previous year. There has been steady growth in programs from municipalities, especially states with high home prices like California, where many homebuyers struggle with affordability.

* 475 DPA programs are available through nonprofits, up 15% from the previous year.

* 194 programs are "incentive" programs, meaning they target a segment of homebuyers by profession or ethnicity. In Q4 2023, there was a 47% increase in programs YoY for service members and Veterans and a 13% increase in programs targeting Native American homebuyers.

A more detailed analysis of the Q4 2023 HPI findings, including infographics and examples of the programs described in this release, can be found on DPR's website at: https://downpaymentresource.com/professional-resource/the-down-payment-resource-q4-2023-homeownership-program-index-report/.

For a complete list of homebuyer assistance programs by state, visit: https://downpaymentresource.com/wp-content/uploads/2024/01/HPI-state-by-state-data.Q42023.pdf.

Methodology

Published quarterly, DPR's HPI surveys the funding status, eligibility rules and benefits of U.S. homebuyer assistance programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,300 program providers throughout the year to track and update the country's wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates (MCCs) and affordable first mortgages, in the DOWN PAYMENT RESOURCE(r) database.

About Down Payment Resource:

Down Payment Resource (DPR) is the housing industry authority on homebuyer assistance program data and solutions. With a database that tracks more than 2,200 programs and toolsets for mortgage lenders, multiple listing services and API users, DPR helps housing professionals connect homebuyers with the assistance they need. DPR frequently lends its expertise to nonprofits, housing finance agencies, policymakers, government-sponsored enterprises and trade organizations seeking to improve housing affordability. Its technology is used by five of the top 10 retail mortgage lenders by volume, three of the four largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q4 2023 Homeownership Program Index (HPI) report. During a year when home affordability hit a nearly four-decade low, housing agencies introduced 135 homebuyer assistance programs and expanded eligible inventory to make homeownership more accessible.

Related link: https://www.downpaymentresource.com/

A Cross-Country Crusade to Help Educators Keep Children Safe

SEATTLE, Wash. /ScoopCloud/ -- Sean Burke's passion is helping others. A lifelong volunteer and a Scientologist since 1987, during the pandemic he worked with a nonprofit formed by top ICU doctors, sharing information on how to properly treat COVID in the hospital and at home. But this year, he decided to focus on another pandemic: The spiraling drug crisis that is affecting youth throughout America. He took action by introducing thousands of educators to the Truth About Drugs-the drug education and prevention initiative supported by the Church of Scientology.

Burke and his wife moved to Seattle in 2022. Always on the lookout to create positive change, he connected with the local chapter of Foundation for a Drug-Free World, sponsored by the Seattle Church of Scientology, and helped staff a booth at a local educator conference.

"Teachers were lining up to talk to us and get drug education materials," he says. He was stunned by how interested they were in the program. So he volunteered to drive 1,400 miles across four states to man a Drug-Free World booth at an educator conference in Fargo, North Dakota. The reach there was just as strong as what he saw in Seattle.

He found the same intense interest in the program when he set up a booth at a conference in Missoula, Montana. So Burke selected nine other conferences taking place on the East Coast and Midwest over six weeks at the start of the school year. And he reached out to other Scientology Churches to line up volunteers to cover conferences taking place at the same time in their own areas.

He flew into Baltimore in October, rented a cargo van to carry his materials, and set off to Charleston, West Virginia. Checking into the hotel where the conference was taking place, two women approached and thanked him for being there. They'd both lost people to overdose. Little did Burke know when he selected this conference as the first stop of his tour that Charleston is, as the two women told him, "the opioid capital of the world."

The following day, a retired teacher came to his booth to introduce Burke to her "sole surviving daughter." Two others had died of opioid overdose. Her daughter, a teacher like her mom, took a Truth About Drugs education package to use in her classroom. Another educator shared a link to the Truth About Drugs videos on painkillers and alcohol with 2,400 physical education and driver-ed teachers.

Three weeks and four conferences later in Lincoln, Nebraska, the woman in the booth next to his told Burke "I used to use the Truth About Drugs in my classroom." That was when she taught 8th grade. Now, she's with the University of Nebraska training future health teachers while she pursues her Ph.D. in health education. She wanted 20 Truth About Drugs lesson plans for her student teachers to use with their health education pupils. He helped her order the full Truth About Drugs Educators' Kits, which also include all materials, assignments, and suggested classroom activities, which Foundation for a Drug-Free World ships out free of charge.

"Wherever I set up at a conference I would meet educators who have been using these materials successfully for years," he said. In Verona, New York, a town 35 miles east of Syracuse, nearly 70 percent of the educators who stopped by his booth had either heard of or were using the program in their classrooms.

While Burke was driving 7,000 miles across 21 states to staff a booth at nine conferences, volunteers he activated brought the program to another 21 conferences from Texas to Wisconsin and Maine to Alabama. In all, 97 volunteers distributed more than 1,700 educator kits and 668,000 sets of Truth About Drugs materials.

Far from thinking the job is now done, Burke is only getting started. Between his own volunteer work and those he encourages to join in the campaign, he is planning to bring the Truth About Drugs initiative to 50 conferences and distribute 1 million drug education materials to educators throughout the country in the coming year.

What Burke likes best about the campaign is the enthusiasm educators have for the curriculum. They tell him that kids find the booklets and videos fascinating; the Truth About Drugs materials help young people examine their attitudes about drugs and alcohol and make firm decisions about how they will live their lives. And they give them tools to help friends and family members on this urgent issue.

The Church of Scientology and Scientologists support Foundation for a Drug-Free World, making it possible for the Foundation to provide its drug education materials free of charge to educators, law enforcement, parents and anyone wishing to reach others with the truth about drugs.

Noting the increase in substance abuse and the role this has played in the disintegration of the social fabric, Scientology Founder L. Ron Hubbard wrote, "Research has demonstrated that the single most destructive element present in our current culture is drugs."

Voices for Humanity, a Scientology Network original series of documentaries about changemakers of diverse cultures and faiths, spotlights drug education and prevention activists who use the Truth About Drugs campaign to create positive change in their communities and nations. Watch them on the Scientology Network, available on DIRECTV Channel 320, DIRECTV STREAM, AT&T U-verse and streaming at Scientology.tv, on mobile apps, and via the Roku, Amazon Fire, and Apple TV platforms. Since launching with a special episode featuring Scientology ecclesiastical leader Mr. David Miscavige, Scientology Network has been viewed in 240 countries and territories worldwide in 17 languages.

LEARN MORE:

https://www.scientologynews.org/press-releases/

https://www.scientology-seattle.org

https://www.drugfreeworld.org

https://www.drugfreeworld.org/course

https://voicesforhumanity.tv

https://www.scientology.tv/documentaries/the-truth-about-drugs.html

https://www.scientology.tv/documentaries/they-said-they-lied.html

MULTIMEDIA:

VIDEO

https://voicesforhumanity.tv

https://www.scientology.tv/documentaries/the-truth-about-drugs.html

https://www.scientology.tv/documentaries/they-said-they-lied.html

Sean Burke's passion is helping others. A lifelong volunteer and a Scientologist since 1987, during the pandemic he worked with a nonprofit formed by top ICU doctors, sharing information on how to properly treat COVID in the hospital and at home. But this year, he decided to focus on another pandemic: The spiraling drug crisis that is affecting youth throughout America.

Related link: https://www.scientology.org/

Solve a mystery on the secretive shores of Haida Gwaii in the newly-released ‘Secrets in the Islands: A Sami Series Adventure’ by Lauren de Leeuw

VANCOUVER ISLAND, B.C. /ScoopCloud/ -- Young fans of mystery and adventure are in for a treat with the release of Lauren de Leeuw's debut novel, "Secrets in the Islands: A Sami Series Adventure" (ISBN: 978-1998190270). Join twelve-year-old Sami Johnson as her world turns upside down when she finally gets to accompany her world-famous archaeologist parents on a dig.

Excited to tag along and leave the teasing of her rock-climbing club behind, Sami soon realizes that not everything on Haida Gwaii is as it appears to be. Between missing artifacts, dead of night stakeouts, stalkers in the forest and secret tidal caves, Sami begins to wonder if maybe she was better off being left at home.

As the secrets of Haida Gwaii darken and turn deadly, Sami must overcome her fears if she hopes to save her parents, her new friend, and the spirit of the islands themselves. Can Sami find the grit, determination, and most importantly the confidence, to make it through and solve this mystery before it's too late?

"Secrets in the Islands" marks de Leeuw's juvenile fiction debut. Full of adventure, heart, and intrigue, this first installment in the "Sami Series" is sure to entertain as much as it will inspire. Follow Sami on each thrilling adventure as she dives deeper into the world of ancient artifacts and mysterious schemes, and learns to conquer her fears.

Lauren de Leeuw currently resides on Vancouver Island with her husband and two wonderfully energetic children. With a background in journalism, her true passion lies in the adventure novels that fuel her imagination, and the exploration of new travel destinations. Her love for exploration and adventure shines through in "Secrets in the Islands" as she takes readers on a thrilling journey to Haida Gwaii.

Follow Sami on her next adventure at https://samiseriesadventures.com/.

Connect with Lauren de Leeuw on Instagram at @the_sami_adventure.

"Secrets in the Islands" is now out through Tellwell Publishing (RRP $17.95) and available through Amazon, Barnes & Noble, Indigo and more.

BOOK SUMMARY:

Title: Secrets in the Islands: A Sami Series Adventure

Author: Lauren de Leeuw

Email: authorpress@tellwell.ca

Website: samiseriesadventures.com

Buy Link: https://amazon.ca/dp/1998190277

Genre: JUVENILE FICTION / Action & Adventure

Released: December 14, 2023

PAPERBACK ISBN-13: 9781998190270

HARDCOVER ISBN-13: 9781998190287

EBOOK ISBN-13: 9781998190294

Publisher: Tellwell ( http://www.tellwell.ca )

Young fans of mystery and adventure are in for a treat with the release of Lauren de Leeuw's debut novel, "Secrets in the Islands: A Sami Series Adventure" (ISBN: 978-1998190270). Full of adventure, heart, and intrigue, this first installment in the "Sami Series" is sure to entertain as much as it will inspire.

Related link: https://samiseriesadventures.com/

Matrix Advises on the Sale of Eastern Sierra Propane to Ferrellgas Partners, L.P.

BALTIMORE, Md. /ScoopCloud/ -- Matrix Capital Markets Group, Inc. ("Matrix"), a leading, independent investment bank, announces that it has advised Eastern Sierra Propane ("Eastern Sierra" or the "Company") on its sale to Ferrellgas Partners, L.P. (OTC: FGPR) ("Ferrellgas"). The Company is one of the premier propane retailers in the Eastern Sierra Nevada mountain range, serving both residential and commercial customers.

The Company was founded in 1993 in Bishop, CA by Tom Sigler and Rudy Forster. Initially, Eastern Sierra was run out of Tom Sigler's house, and propane storage was obtained by using a 12,000-gallon tank at a customer's location in exchange for installing vapor meters on his gas dryers. It soon became very clear that the Company needed a much larger space and their own propane storage. As such, the Company leased a nearby property in Bishop, CA and installed their first 30,000-gallon propane tank.

Tom Sigler subsequently acquired Rudy Forster's 50% ownership interest, and Tom along with his son, Jason Sigler who joined in 1998, have significantly grown the Company over the last two plus decades.

Matrix provided merger and acquisition advisory services to the Company, which included valuation advisory, marketing the business through a confidential, structured sale process, and negotiation of the sale. The transaction was managed by Sean Dooley, CFA, Managing Director; Spencer Cavalier, CFA, Co-Head of Matrix's Downstream Energy & Convenience Retail Investment Banking Group and Nate Wah, CPA, Senior Associate.

Tom Sigler, President and Shareholder of Eastern Sierra, said, "When I decided to sell my business I researched companies who had the best transaction closing results, and I found that Matrix Capital was the top firm. They were helpful by first providing me with a valuation of my business and then finding a buyer who was the best fit for my employees and customers. I am glad that I made the decision to choose Matrix for there were many challenges along the way and they were there to help. Sean Dooley and Nate Wah were more than helpful in walking me through those challenges. I would recommend Matrix to anyone who was considering selling their business."

Mr. Dooley added, "We very much appreciate the trust that Tom placed in us to advise him on the sale of the Company that he and his family worked so hard to build. It was a pleasure working with him and the Ferrellgas team on this transaction, and we wish Tom and Jason all the best in their future endeavors."

Stephen Kappos served as legal counsel for Eastern Sierra.

About Matrix's Downstream Energy & Convenience Retail Investment Banking Group:

Matrix's Downstream Energy & Convenience Retail Investment Banking Group is recognized as the national leader in providing transactional advisory services to companies in the downstream energy and multi-site retail sectors including convenience retailing, petroleum marketing & distribution, propane distribution, heating oil distribution, lubricants distribution, petroleum logistics, terminals, car washes and quick service restaurants. Group members are dedicated to these sectors and draw upon complementary experiences to provide advisory services to complete sophisticated merger and acquisition transactions, debt and equity capital raises, corporate valuations, special situations and strategic planning engagements. Since 1997, our Downstream Energy & Convenience Retail Investment Banking Group has successfully completed over 300 engagements with a total transaction value of more than $15 billion.

About Matrix Capital Markets Group, Inc.:

Founded in 1988, Matrix Capital Markets Group, Inc. is an independent, advisory focused, privately-held investment bank headquartered in Richmond, VA, with additional offices in Baltimore, MD and New York, NY. Matrix provides merger & acquisition and financial advisory services for privately-held, private-equity owned, not-for-profit and publicly traded companies. Matrix's advisory services include company sales, recapitalizations, capital raises of debt & equity, corporate carve outs, special situations, management buyouts, corporate valuations and fairness opinions. Matrix serves clients in a wide range of industries, including automotive aftermarket, building products, car washes, consumer products, convenience retail, downstream energy, healthcare and industrial products. For additional information or to contact our team members, please visit https://matrixcmg.com/.

Securities offered by MCMG Capital Advisors, Inc., an affiliate of Matrix Capital Markets Group, Inc., Member FINRA & SIPC

Matrix Capital Markets Group, Inc. ("Matrix"), a leading, independent investment bank, announces that it has advised Eastern Sierra Propane ("Eastern Sierra" or the "Company") on its sale to Ferrellgas Partners, L.P. (OTC: FGPR) ("Ferrellgas"). The Company is one of the premier propane retailers in the Eastern Sierra Nevada mountain range, serving both residential and commercial customers.

Related link: https://www.matrixcmg.com/